Securitynational Mortgage Company Rates, Fees & Info

Salt Lake City, UT

LEI: 549300VQUTI5IU7GXT57

Tax ID: 87-0512002

Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data

Jump to:

Mortgage Data

Review & Overview

Securitynational Mortgage Company is a mid-sized mortgage company specializing in Home Purchase loans. Securitynational Mortgage Company has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. They have a a low proportion of FHA loans. (This may mean they shy away from first time homebuyers.) Their top markets by origination volume include: Salt Lake City, Provo, Phoenix, Atlanta, and Las Vegas among others. We have data for 339 markets. (Some data included below & more in-depth data is available with an active subscription.)

Securitynational Mortgage Company has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Securitynational Mortgage Company is typically a high fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have relatively high rates.

We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.

SimulatedRates™

Mortgage Type
Simulated Rate Simulation Date
30 Year Conventional Purchase 6.96% 12/17/24
30 Year Conventional Refi 6.82% 12/17/24
30 Year Cash-out Refi 6.99% 12/17/24
30 Year FHA Purchase 7.77% 12/17/24
30 Year FHA Refi 7.61% 12/17/24
30 Year VA Purchase 6.51% 12/17/24
30 Year VA Refi 7.92% 12/17/24
30 Year USDA Purchase 7.00% 12/17/24
15 Year Conventional Purchase 6.32% 12/17/24
15 Year Conventional Refi 6.19% 12/17/24
15 Year Cash-out Refi 6.19% 12/17/24
15 Year FHA Purchase 5.68% 12/17/24
15 Year FHA Refi 5.68% 12/17/24
These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

Securitynational Mortgage Company Mortgage Calculator






Your Estimates

Estimated Loan Payment: Update the calculator values and click calculate payment!

This is not an official calculator from Securitynational Mortgage Company. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

The default purchase price is the median sales price across the US for 2022Q4, per FRED.


Originations

9,993

Origination Dollar Volume (All Markets)

$3,118,145,000
Show all (7) awards

Top Markets

Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

Market Originations Total Value Average Loan Average Fees Average Rate
SALT LAKE CITY, UT (FHA|USDA|VA) 1,313 $482,575,000 $367,536 $8,975 5.37%
PROVO-OREM, UT (FHA|USDA|VA) 1,069 $427,475,000 $399,883 $9,074 5.40%
PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 673 $215,285,000 $319,889 $11,355 5.22%
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 456 $139,450,000 $305,811 $9,471 4.91%
LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) 421 $135,895,000 $322,791 $10,347 5.21%
Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 427 $125,715,000 $294,415 $10,949 5.29%
HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 441 $108,135,000 $245,204 $9,330 5.54%
AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 269 $95,895,000 $356,487 $11,611 5.24%
OGDEN-CLEARFIELD, UT (FHA|USDA|VA) 283 $90,095,000 $318,357 $8,350 5.48%
Outside of Metro Areas 284 $73,000,000 $257,042 $7,943 5.19%
URBAN HONOLULU, HI (FHA|USDA|VA) 113 $71,245,000 $630,487 $19,956 5.18%
Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 145 $60,725,000 $418,793 $10,959 4.95%
DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 136 $56,430,000 $414,926 $9,796 4.53%
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 147 $42,015,000 $285,816 $8,669 5.12%
CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 134 $35,790,000 $267,090 $12,622 5.08%
SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) 120 $35,700,000 $297,500 $10,631 5.32%
Heber, UT (FHA|USDA|VA) 57 $32,915,000 $577,456 $11,693 5.53%
MEMPHIS, TN-MS-AR (FHA|USDA|VA) 262 $31,160,000 $118,931 $6,059 5.58%
ST. GEORGE, UT (FHA|USDA|VA) 68 $30,100,000 $442,647 $8,178 5.17%
Kapaa, HI (FHA|USDA|VA) 65 $27,175,000 $418,077 $16,874 6.41%
ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 94 $27,110,000 $288,404 $10,341 6.02%
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) 74 $26,630,000 $359,865 $10,194 4.93%
COLORADO SPRINGS, CO (FHA|USDA|VA) 86 $26,040,000 $302,791 $10,926 3.93%
SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) 37 $25,415,000 $686,892 $16,185 4.64%
BAKERSFIELD, CA (FHA|USDA|VA) 86 $24,900,000 $289,535 $11,577 4.83%
MIDLAND, TX (FHA|USDA|VA) 94 $24,240,000 $257,872 $10,203 5.37%
Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) 46 $22,300,000 $484,783 $14,034 4.76%
PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) 60 $22,260,000 $371,000 $9,412 4.81%
NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) 51 $17,995,000 $352,843 $8,037 4.90%
BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) 81 $17,095,000 $211,049 $9,526 5.20%
HUNTSVILLE, AL (FHA|USDA|VA) 65 $15,035,000 $231,308 $6,972 5.08%
ODESSA, TX (FHA|USDA|VA) 62 $14,660,000 $236,452 $10,633 5.25%
BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) 68 $13,980,000 $205,588 $8,587 5.09%
LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) 54 $12,690,000 $235,000 $8,671 4.84%
Edwards, CO (FHA|USDA|VA) 27 $12,165,000 $450,556 $9,718 4.54%
KILLEEN-TEMPLE, TX (FHA|USDA|VA) 48 $11,950,000 $248,958 $10,158 5.46%
LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) 37 $11,095,000 $299,865 $9,645 6.11%
COLUMBUS, OH (FHA|USDA|VA) 41 $10,575,000 $257,927 $6,991 5.51%
YUMA, AZ (FHA|USDA|VA) 38 $10,190,000 $268,158 $10,569 6.00%
Hilo, HI (FHA|USDA|VA) 28 $9,880,000 $352,857 $14,122 5.38%
JACKSONVILLE, FL (FHA|USDA|VA) 42 $9,530,000 $226,905 $8,748 4.80%
KAHULUI-WAILUKU-LAHAINA, HI (FHA|USDA|VA) 16 $8,970,000 $560,625 $14,891 6.17%
RALEIGH-CARY, NC (FHA|USDA|VA) 20 $8,830,000 $441,500 $9,980 5.54%
KANSAS CITY, MO-KS (FHA|USDA|VA) 65 $8,665,000 $133,308 $4,400 5.42%
San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) 13 $8,645,000 $665,000 $18,270 4.51%
GREELEY, CO (FHA|USDA|VA) 21 $8,475,000 $403,571 $10,576 4.24%
HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) 35 $8,445,000 $241,286 $10,070 4.76%
Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 57 $8,365,000 $146,754 $5,256 5.54%
North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 16 $8,270,000 $516,875 $11,139 4.72%
Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 22 $7,230,000 $328,636 $10,535 5.72%
LOGAN, UT-ID (FHA|USDA|VA) 26 $7,200,000 $276,923 $6,919 5.64%
ALBUQUERQUE, NM (FHA|USDA|VA) 24 $6,900,000 $287,500 $10,284 5.68%
LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) 56 $6,860,000 $122,500 $5,723 5.55%
BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) 58 $6,600,000 $113,793 $4,833 5.82%
FAYETTEVILLE, NC (FHA|USDA|VA) 31 $6,565,000 $211,774 $8,224 6.12%
OKLAHOMA CITY, OK (FHA|USDA|VA) 43 $6,485,000 $150,814 $6,826 5.51%
Cedar City, UT (FHA|USDA|VA) 21 $6,455,000 $307,381 $10,789 5.33%
PUNTA GORDA, FL (FHA|USDA|VA) 21 $6,425,000 $305,952 $14,184 5.34%
CLARKSVILLE, TN-KY (FHA|USDA|VA) 25 $5,925,000 $237,000 $9,969 5.31%
STOCKTON, CA (FHA|USDA|VA) 18 $5,870,000 $326,111 $11,484 5.33%
PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) 18 $5,730,000 $318,333 $10,192 5.17%
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) 26 $5,640,000 $216,923 $8,317 4.78%
TUCSON, AZ (FHA|USDA|VA) 19 $5,615,000 $295,526 $11,063 4.94%
Albertville, AL (FHA|USDA|VA) 22 $5,520,000 $250,909 $9,422 4.95%
RENO, NV (FHA|USDA|VA) 15 $5,155,000 $343,667 $6,197 5.60%
EL PASO, TX (FHA|USDA|VA) 28 $5,050,000 $180,357 $8,022 5.41%
OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) 10 $4,860,000 $486,000 $15,108 5.34%
LAREDO, TX (FHA|USDA|VA) 26 $4,760,000 $183,077 $8,308 4.77%
OCALA, FL (FHA|USDA|VA) 22 $4,720,000 $214,545 $7,420 5.22%
CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 18 $4,580,000 $254,444 $7,140 6.43%
BOISE CITY, ID (FHA|USDA|VA) 12 $4,420,000 $368,333 $9,307 5.11%
FORT COLLINS, CO (FHA|USDA|VA) 11 $4,385,000 $398,636 $12,425 5.57%
PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) 14 $4,160,000 $297,143 $12,005 5.40%
IDAHO FALLS, ID (FHA|USDA|VA) 14 $4,060,000 $290,000 $6,904 5.50%
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) 7 $3,985,000 $569,286 $16,118 5.23%
Pahrump, NV (FHA|USDA|VA) 15 $3,975,000 $265,000 $9,106 4.82%
SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) 9 $3,905,000 $433,889 $13,973 5.01%
Big Spring, TX (FHA|USDA|VA) 23 $3,735,000 $162,391 $7,222 5.59%
INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) 35 $3,715,000 $106,143 $4,248 5.22%
FRESNO, CA (FHA|USDA|VA) 12 $3,420,000 $285,000 $10,273 4.93%
JACKSON, MS (FHA|USDA|VA) 36 $3,420,000 $95,000 $4,752 5.89%
MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) 15 $3,295,000 $219,667 $9,089 5.53%
CORPUS CHRISTI, TX (FHA|USDA|VA) 14 $3,240,000 $231,429 $9,403 5.25%
PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) 12 $3,240,000 $270,000 $11,265 5.29%
PANAMA CITY, FL (FHA|USDA|VA) 7 $3,175,000 $453,571 $6,703 5.03%
Cookeville, TN (FHA|USDA|VA) 16 $3,120,000 $195,000 $5,743 4.68%
HARRISBURG-CARLISLE, PA (FHA|USDA|VA) 29 $3,065,000 $105,690 $5,028 5.57%
WINCHESTER, VA-WV (FHA|USDA|VA) 11 $3,035,000 $275,909 $10,024 5.18%
JOHNSON CITY, TN (FHA|USDA|VA) 16 $2,940,000 $183,750 $5,945 5.13%
Durango, CO (FHA|USDA|VA) 11 $2,875,000 $261,364 $7,302 3.95%
KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) 12 $2,800,000 $233,333 $6,160 5.24%
CINCINNATI, OH-KY-IN (FHA|USDA|VA) 18 $2,790,000 $155,000 $5,617 5.35%
DECATUR, AL (FHA|USDA|VA) 12 $2,740,000 $228,333 $8,627 5.35%
PUEBLO, CO (FHA|USDA|VA) 10 $2,710,000 $271,000 $9,137 3.69%
CHATTANOOGA, TN-GA (FHA|USDA|VA) 12 $2,670,000 $222,500 $9,221 5.47%
WARNER ROBINS, GA (FHA|USDA|VA) 11 $2,595,000 $235,909 $7,430 5.00%
Sevierville, TN (FHA|USDA|VA) 7 $2,595,000 $370,714 $9,716 4.61%
BOULDER, CO (FHA|USDA|VA) 7 $2,535,000 $362,143 $13,005 5.39%
MACON-BIBB COUNTY, GA (FHA|USDA|VA) 9 $2,525,000 $280,556 $9,285 4.54%
ST. LOUIS, MO-IL (FHA|USDA|VA) 23 $2,495,000 $108,478 $5,451 5.99%
Fort Payne, AL (FHA|USDA|VA) 10 $2,440,000 $244,000 $7,454 5.50%
TUSCALOOSA, AL (FHA|USDA|VA) 18 $2,300,000 $127,778 $4,832 5.78%
POCATELLO, ID (FHA|USDA|VA) 8 $2,290,000 $286,250 $9,136 5.14%
CLEVELAND-ELYRIA, OH (FHA|USDA|VA) 20 $2,170,000 $108,500 $5,373 5.48%
Granbury, TX (FHA|USDA|VA) 7 $2,105,000 $300,714 $10,664 5.05%
Vernal, UT (FHA|USDA|VA) 10 $2,040,000 $204,000 $7,366 6.11%
RACINE, WI (FHA|USDA|VA) 9 $2,005,000 $222,778 $5,783 6.14%
Clewiston, FL (FHA|USDA|VA) 9 $1,965,000 $218,333 $14,178 6.17%
RICHMOND, VA (FHA|USDA|VA) 8 $1,910,000 $238,750 $6,282 4.65%
Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) 4 $1,800,000 $450,000 $7,063 4.40%
AKRON, OH (FHA|USDA|VA) 15 $1,795,000 $119,667 $0 5.89%
SALEM, OR (FHA|USDA|VA) 5 $1,785,000 $357,000 $9,625 5.30%
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) 5 $1,715,000 $343,000 $8,863 5.07%
HANFORD-CORCORAN, CA (FHA|USDA|VA) 5 $1,695,000 $339,000 $11,833 5.65%
WILMINGTON, NC (FHA|USDA|VA) 5 $1,665,000 $333,000 $13,241 5.70%
NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) 6 $1,660,000 $276,667 $10,008 4.92%
BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) 3 $1,655,000 $551,667 $30,750 5.25%
FLAGSTAFF, AZ (FHA|USDA|VA) 4 $1,620,000 $405,000 $14,878 5.81%
MORRISTOWN, TN (FHA|USDA|VA) 8 $1,610,000 $201,250 $8,049 4.80%
Fernley, NV (FHA|USDA|VA) 5 $1,595,000 $319,000 $10,193 7.10%
BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) 10 $1,590,000 $159,000 $7,528 5.75%
SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) 3 $1,535,000 $511,667 $11,590 5.00%
HAMMOND, LA (FHA|USDA|VA) 6 $1,510,000 $251,667 $10,812 5.29%
SHERMAN-DENISON, TX (FHA|USDA|VA) 7 $1,485,000 $212,143 $7,365 5.11%
Breckenridge, CO (FHA|USDA|VA) 2 $1,450,000 $725,000 $16,305 6.25%
NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) 4 $1,400,000 $350,000 $15,022 4.44%
YORK-HANOVER, PA (FHA|USDA|VA) 10 $1,360,000 $136,000 $7,190 4.51%
Pecos, TX (FHA|USDA|VA) 6 $1,360,000 $226,667 $10,784 5.98%
Blackfoot, ID (FHA|USDA|VA) 3 $1,305,000 $435,000 $8,971 4.33%
MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) 8 $1,300,000 $162,500 $3,833 5.69%
CHARLOTTESVILLE, VA (FHA|USDA|VA) 5 $1,295,000 $259,000 $8,234 4.55%
SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) 1 $1,285,000 $1,285,000 $9,588 5.50%
KNOXVILLE, TN (FHA|USDA|VA) 6 $1,270,000 $211,667 $8,473 5.12%
GAINESVILLE, GA (FHA|USDA|VA) 6 $1,250,000 $208,333 $6,038 4.18%
Price, UT (FHA|USDA|VA) 5 $1,215,000 $243,000 $7,088 5.53%
Detroit-Warren-Dearborn, MI (FHA|USDA|VA) 9 $1,205,000 $133,889 $5,660 5.73%
HOUMA-THIBODAUX, LA (FHA|USDA|VA) 6 $1,180,000 $196,667 $12,229 6.27%
SALISBURY, MD-DE (FHA|USDA|VA) 3 $1,125,000 $375,000 $11,024 6.50%
Show Low, AZ (FHA|USDA|VA) 4 $1,120,000 $280,000 $9,373 5.16%
Rexburg, ID (FHA|USDA|VA) 3 $1,115,000 $371,667 $6,110 5.29%
COLUMBIA, SC (FHA|USDA|VA) 4 $1,100,000 $275,000 $5,242 5.75%
WACO, TX (FHA|USDA|VA) 5 $1,095,000 $219,000 $9,434 5.68%
MICHIGAN CITY-LA PORTE, IN (FHA|USDA|VA) 9 $1,095,000 $121,667 $3,124 5.32%
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) 4 $1,090,000 $272,500 $14,456 4.47%
AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) 5 $1,085,000 $217,000 $11,656 5.04%
LUBBOCK, TX (FHA|USDA|VA) 7 $1,065,000 $152,143 $6,968 4.93%
Elko, NV (FHA|USDA|VA) 5 $1,055,000 $211,000 $6,824 5.00%
Cedartown, GA (FHA|USDA|VA) 6 $1,050,000 $175,000 $6,259 3.90%
DAYTON-KETTERING, OH (FHA|USDA|VA) 12 $1,040,000 $86,667 $4,717 5.57%
AMARILLO, TX (FHA|USDA|VA) 4 $1,030,000 $257,500 $5,992 4.84%
GAINESVILLE, FL (FHA|USDA|VA) 5 $1,015,000 $203,000 $6,675 5.55%
HOMOSASSA SPRINGS, FL (FHA|USDA|VA) 5 $975,000 $195,000 $5,348 6.07%
MODESTO, CA (FHA|USDA|VA) 2 $950,000 $475,000 $12,637 5.75%
PORT ST. LUCIE, FL (FHA|USDA|VA) 2 $920,000 $460,000 $13,068 4.31%
Fredericksburg, TX (FHA|USDA|VA) 2 $890,000 $445,000 $10,813 5.31%
Outside of Metro Areas 3 $885,000 $295,000 $8,396 5.75%
SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) 2 $880,000 $440,000 $9,483 6.69%
CANTON-MASSILLON, OH (FHA|USDA|VA) 6 $880,000 $146,667 $4,165 6.00%
MONTGOMERY, AL (FHA|USDA|VA) 7 $875,000 $125,000 $4,133 4.73%
EspaƱola, NM (FHA|USDA|VA) 3 $845,000 $281,667 $11,853 5.08%
HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) 3 $845,000 $281,667 $9,468 6.41%
ASHEVILLE, NC (FHA|USDA|VA) 3 $835,000 $278,333 $7,400 5.58%
MADERA, CA (FHA|USDA|VA) 2 $820,000 $410,000 $22,893 5.00%
Kerrville, TX (FHA|USDA|VA) 3 $815,000 $271,667 $13,096 4.96%
VALLEJO, CA (FHA|USDA|VA) 2 $790,000 $395,000 $7,527 4.75%
Mount Vernon, OH (FHA|USDA|VA) 3 $745,000 $248,333 $8,556 5.04%
SAN ANGELO, TX (FHA|USDA|VA) 3 $735,000 $245,000 $9,630 5.66%
DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) 2 $730,000 $365,000 $2,945 4.69%
Shelton, WA (FHA|USDA|VA) 2 $720,000 $360,000 $20,792 5.31%
Mineral Wells, TX (FHA|USDA|VA) 4 $720,000 $180,000 $8,557 4.84%
SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) 1 $705,000 $705,000 $7,940 2.75%
ALBANY-LEBANON, OR (FHA|USDA|VA) 2 $700,000 $350,000 $19,930 5.69%
Aberdeen, WA (FHA|USDA|VA) 3 $695,000 $231,667 $4,666 4.29%
ABILENE, TX (FHA|USDA|VA) 4 $690,000 $172,500 $5,930 5.78%
Crossville, TN (FHA|USDA|VA) 2 $670,000 $335,000 $10,635 4.88%
SAVANNAH, GA (FHA|USDA|VA) 3 $665,000 $221,667 $11,385 7.25%
Gainesville, TX (FHA|USDA|VA) 2 $660,000 $330,000 $14,465 3.56%
TWIN FALLS, ID (FHA|USDA|VA) 1 $645,000 $645,000 $6,415 5.00%
DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) 3 $645,000 $215,000 $4,479 5.67%
Burley, ID (FHA|USDA|VA) 1 $645,000 $645,000 $14,385 5.50%
VALDOSTA, GA (FHA|USDA|VA) 3 $625,000 $208,333 $8,280 6.00%
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) 1 $625,000 $625,000 $10,396 4.87%
LOUISVILLE, KY (FHA|USDA|VA) 4 $600,000 $150,000 $3,863 6.28%
Glenwood Springs, CO (FHA|USDA|VA) 2 $590,000 $295,000 $15,265 5.56%
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) 1 $585,000 $585,000 $0 4.62%
Tullahoma-Manchester, TN (FHA|USDA|VA) 3 $585,000 $195,000 $5,311 5.25%
Coos Bay, OR (FHA|USDA|VA) 2 $580,000 $290,000 $9,812 5.75%
Evanston, WY (FHA|USDA|VA) 2 $580,000 $290,000 $3,360 4.88%
Payson, AZ (FHA|USDA|VA) 3 $575,000 $191,667 $6,811 5.21%
GRAND JUNCTION, CO (FHA|USDA|VA) 2 $570,000 $285,000 $6,155 5.50%
LaGrange, GA-AL (FHA|USDA|VA) 3 $555,000 $185,000 $6,554 5.50%
Jefferson, GA (FHA|USDA|VA) 2 $540,000 $270,000 $6,043 4.06%
Truckee-Grass Valley, CA (FHA|USDA|VA) 1 $535,000 $535,000 $3,337 2.63%
Newport, OR (FHA|USDA|VA) 1 $535,000 $535,000 $22,485 6.13%
Wilson, NC (FHA|USDA|VA) 2 $530,000 $265,000 $6,455 4.56%
NEW BERN, NC (FHA|USDA|VA) 2 $520,000 $260,000 $5,758 3.06%
SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) 2 $520,000 $260,000 $5,567 6.56%
Cullman, AL (FHA|USDA|VA) 3 $495,000 $165,000 $0 4.83%
SEBRING-AVON PARK, FL (FHA|USDA|VA) 2 $480,000 $240,000 $11,883 3.88%
Greeneville, TN (FHA|USDA|VA) 1 $475,000 $475,000 $15,868 4.75%
Roseburg, OR (FHA|USDA|VA) 1 $475,000 $475,000 $6,069 4.12%
HINESVILLE, GA (FHA|USDA|VA) 2 $470,000 $235,000 $6,280 5.38%
DULUTH, MN-WI (FHA|USDA|VA) 1 $465,000 $465,000 $4,093 5.63%
BELLINGHAM, WA (FHA|USDA|VA) 1 $465,000 $465,000 $13,584 5.63%
WALLA WALLA, WA (FHA|USDA|VA) 1 $455,000 $455,000 $4,008 5.88%
Minot, ND (FHA|USDA|VA) 1 $455,000 $455,000 $13,923 5.13%
BURLINGTON, NC (FHA|USDA|VA) 2 $450,000 $225,000 $6,796 6.38%
OCEAN CITY, NJ (FHA|USDA|VA) 1 $445,000 $445,000 $20,632 5.99%
Jackson, WY-ID (FHA|USDA|VA) 1 $445,000 $445,000 $13,134 6.00%
Bay City, TX (FHA|USDA|VA) 3 $445,000 $148,333 $7,631 6.08%
EVANSVILLE, IN-KY (FHA|USDA|VA) 4 $440,000 $110,000 $0 6.09%
BLOOMINGTON, IN (FHA|USDA|VA) 1 $425,000 $425,000 $10,671 5.63%
Corsicana, TX (FHA|USDA|VA) 2 $420,000 $210,000 $9,842 5.19%
Wooster, OH (FHA|USDA|VA) 3 $415,000 $138,333 $0 5.96%
Brookings, OR (FHA|USDA|VA) 1 $415,000 $415,000 $8,854 6.13%
SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) 1 $415,000 $415,000 $11,921 3.88%
SPRINGFIELD, OH (FHA|USDA|VA) 2 $410,000 $205,000 $12,212 4.88%
Stephenville, TX (FHA|USDA|VA) 2 $410,000 $205,000 $7,243 5.31%
WINSTON-SALEM, NC (FHA|USDA|VA) 1 $405,000 $405,000 $17,116 6.63%
BEND, OR (FHA|USDA|VA) 1 $405,000 $405,000 $6,469 5.75%
SANTA FE, NM (FHA|USDA|VA) 1 $405,000 $405,000 $10,786 3.88%
JONESBORO, AR (FHA|USDA|VA) 2 $400,000 $200,000 $0 5.19%
LONGVIEW, TX (FHA|USDA|VA) 2 $400,000 $200,000 $8,988 5.56%
VICTORIA, TX (FHA|USDA|VA) 3 $395,000 $131,667 $5,360 5.00%
Clovis, NM (FHA|USDA|VA) 2 $390,000 $195,000 $8,460 5.00%
BILLINGS, MT (FHA|USDA|VA) 1 $385,000 $385,000 $4,682 6.50%
Palatka, FL (FHA|USDA|VA) 2 $380,000 $190,000 $9,108 5.75%
Sidney, OH (FHA|USDA|VA) 1 $365,000 $365,000 $4,625 5.50%
Findlay, OH (FHA|USDA|VA) 2 $360,000 $180,000 $6,998 6.12%
Bozeman, MT (FHA|USDA|VA) 1 $355,000 $355,000 $0 4.88%
McMinnville, TN (FHA|USDA|VA) 1 $355,000 $355,000 $4,830 3.49%
The Dalles, OR (FHA|USDA|VA) 1 $355,000 $355,000 $7,207 4.88%
JACKSONVILLE, NC (FHA|USDA|VA) 2 $350,000 $175,000 $7,184 5.87%
Eagle Pass, TX (FHA|USDA|VA) 2 $350,000 $175,000 $7,946 5.88%
MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) 1 $345,000 $345,000 $0 5.75%
New Castle, IN (FHA|USDA|VA) 3 $345,000 $115,000 $3,639 5.29%
CHARLESTON, WV (FHA|USDA|VA) 1 $335,000 $335,000 $11,720 4.99%
LAS CRUCES, NM (FHA|USDA|VA) 3 $335,000 $111,667 $7,109 3.63%
REDDING, CA (FHA|USDA|VA) 1 $325,000 $325,000 $10,305 3.50%
Carlsbad-Artesia, NM (FHA|USDA|VA) 2 $320,000 $160,000 $6,600 6.19%
PITTSBURGH, PA (FHA|USDA|VA) 4 $320,000 $80,000 $4,648 5.53%
Richmond, IN (FHA|USDA|VA) 1 $315,000 $315,000 $3,673 5.63%
OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) 2 $310,000 $155,000 $3,701 3.75%
Craig, CO (FHA|USDA|VA) 1 $305,000 $305,000 $8,794 4.75%
El Campo, TX (FHA|USDA|VA) 1 $305,000 $305,000 $10,806 5.63%
KENNEWICK-RICHLAND, WA (FHA|USDA|VA) 1 $305,000 $305,000 $3,569 5.99%
DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) 3 $305,000 $101,667 $0 5.83%
Palestine, TX (FHA|USDA|VA) 1 $305,000 $305,000 $11,975 3.12%
CARSON CITY, NV (FHA|USDA|VA) 1 $305,000 $305,000 $4,663 5.50%
Marion, OH (FHA|USDA|VA) 2 $300,000 $150,000 $7,957 6.63%
TYLER, TX (FHA|USDA|VA) 2 $300,000 $150,000 $7,185 4.25%
EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) 1 $295,000 $295,000 $11,485 9.38%
Brenham, TX (FHA|USDA|VA) 1 $295,000 $295,000 $0 4.13%
Fort Morgan, CO (FHA|USDA|VA) 2 $290,000 $145,000 $10,623 2.94%
Elizabeth City, NC (FHA|USDA|VA) 1 $285,000 $285,000 $14,627 4.38%
TULSA, OK (FHA|USDA|VA) 3 $285,000 $95,000 $4,017 5.29%
JOPLIN, MO (FHA|USDA|VA) 1 $285,000 $285,000 $6,275 5.13%
Talladega-Sylacauga, AL (FHA|USDA|VA) 3 $285,000 $95,000 $0 5.91%
Lewisburg, TN (FHA|USDA|VA) 1 $285,000 $285,000 $10,688 3.75%
Stillwater, OK (FHA|USDA|VA) 2 $280,000 $140,000 $5,275 4.19%
Columbus, MS (FHA|USDA|VA) 1 $265,000 $265,000 $6,363 3.25%
SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) 4 $260,000 $65,000 $4,243 6.09%
HOT SPRINGS, AR (FHA|USDA|VA) 2 $260,000 $130,000 $3,750 5.93%
Traverse City, MI (FHA|USDA|VA) 1 $255,000 $255,000 $6,468 7.00%
Sonora, CA (FHA|USDA|VA) 1 $255,000 $255,000 $6,377 7.13%
Huntsville, TX (FHA|USDA|VA) 1 $255,000 $255,000 $14,270 4.75%
FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) 2 $250,000 $125,000 $5,447 5.69%
Brownwood, TX (FHA|USDA|VA) 1 $245,000 $245,000 $10,441 6.25%
EL CENTRO, CA (FHA|USDA|VA) 1 $245,000 $245,000 $0 10.75%
HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) 1 $245,000 $245,000 $9,994 5.25%
Sebastian-Vero Beach, FL (FHA|USDA|VA) 1 $245,000 $245,000 $0 6.00%
Moses Lake, WA (FHA|USDA|VA) 1 $245,000 $245,000 $8,553 5.50%
GREENVILLE-ANDERSON, SC (FHA|USDA|VA) 1 $235,000 $235,000 $6,248 6.63%
New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) 1 $235,000 $235,000 $4,299 5.88%
ROME, GA (FHA|USDA|VA) 1 $235,000 $235,000 $10,689 5.25%
Shawnee, OK (FHA|USDA|VA) 3 $225,000 $75,000 $3,960 4.83%
OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) 1 $225,000 $225,000 $3,345 2.75%
Deming, NM (FHA|USDA|VA) 1 $225,000 $225,000 $9,643 7.25%
ROCKFORD, IL (FHA|USDA|VA) 1 $225,000 $225,000 $9,526 4.38%
Nacogdoches, TX (FHA|USDA|VA) 1 $215,000 $215,000 $8,354 4.25%
Duncan, OK (FHA|USDA|VA) 1 $215,000 $215,000 $5,635 5.38%
BRUNSWICK, GA (FHA|USDA|VA) 1 $215,000 $215,000 $5,490 3.75%
ALBANY, GA (FHA|USDA|VA) 2 $210,000 $105,000 $6,112 5.44%
GADSDEN, AL (FHA|USDA|VA) 2 $210,000 $105,000 $4,514 4.94%
BATON ROUGE, LA (FHA|USDA|VA) 2 $210,000 $105,000 $6,692 5.63%
KOKOMO, IN (FHA|USDA|VA) 3 $205,000 $68,333 $0 6.17%
Crawfordsville, IN (FHA|USDA|VA) 3 $205,000 $68,333 $6,132 6.63%
Athens, TX (FHA|USDA|VA) 1 $205,000 $205,000 $4,785 5.62%
Kingsville, TX (FHA|USDA|VA) 1 $205,000 $205,000 $9,053 6.25%
Marion, IN (FHA|USDA|VA) 1 $205,000 $205,000 $0 7.63%
COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) 1 $195,000 $195,000 $8,006 5.50%
MANSFIELD, OH (FHA|USDA|VA) 1 $195,000 $195,000 $10,877 5.75%
Branson, MO (FHA|USDA|VA) 1 $195,000 $195,000 $10,612 5.63%
COLUMBUS, GA-AL (FHA|USDA|VA) 2 $190,000 $95,000 $7,261 2.38%
Orangeburg, SC (FHA|USDA|VA) 1 $185,000 $185,000 $0 7.88%
Andrews, TX (FHA|USDA|VA) 1 $185,000 $185,000 $11,788 5.50%
CHAMBERSBURG-WAYNESBORO, PA (FHA|USDA|VA) 1 $185,000 $185,000 $0 5.88%
Tupelo, MS (FHA|USDA|VA) 1 $185,000 $185,000 $3,130 4.50%
Brainerd, MN (FHA|USDA|VA) 1 $185,000 $185,000 $4,040 5.75%
Statesboro, GA (FHA|USDA|VA) 1 $185,000 $185,000 $8,814 5.63%
Newport, TN (FHA|USDA|VA) 2 $180,000 $90,000 $6,722 3.19%
Milledgeville, GA (FHA|USDA|VA) 2 $180,000 $90,000 $8,319 2.50%
Sulphur Springs, TX (FHA|USDA|VA) 1 $175,000 $175,000 $7,996 4.75%
COLUMBUS, IN (FHA|USDA|VA) 1 $175,000 $175,000 $3,532 4.25%
SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) 1 $175,000 $175,000 $10,242 4.38%
LONGVIEW, WA (FHA|USDA|VA) 1 $165,000 $165,000 $3,660 3.99%
Indianola, MS (FHA|USDA|VA) 1 $165,000 $165,000 $0 3.25%
Hermiston-Pendleton, OR (FHA|USDA|VA) 1 $165,000 $165,000 $6,615 6.25%
ANNISTON-OXFORD, AL (FHA|USDA|VA) 1 $165,000 $165,000 $9,573 3.88%
Plainview, TX (FHA|USDA|VA) 1 $165,000 $165,000 $7,890 4.25%
Paris, TX (FHA|USDA|VA) 1 $165,000 $165,000 $0 6.62%
Lake City, FL (FHA|USDA|VA) 1 $165,000 $165,000 $6,561 6.63%
Uvalde, TX (FHA|USDA|VA) 1 $155,000 $155,000 $5,146 3.88%
Hays, KS (FHA|USDA|VA) 2 $150,000 $75,000 $8,201 8.13%
TERRE HAUTE, IN (FHA|USDA|VA) 2 $140,000 $70,000 $0 5.56%
Ruidoso, NM (FHA|USDA|VA) 1 $135,000 $135,000 $5,542 4.88%
Paris, TN (FHA|USDA|VA) 1 $125,000 $125,000 $3,617 5.88%
FLORENCE, SC (FHA|USDA|VA) 1 $125,000 $125,000 $0 4.50%
WICHITA FALLS, TX (FHA|USDA|VA) 1 $125,000 $125,000 $6,568 5.99%
ROCKY MOUNT, NC (FHA|USDA|VA) 1 $125,000 $125,000 $4,280 7.25%
Dublin, GA (FHA|USDA|VA) 1 $125,000 $125,000 $0 6.99%
Warrensburg, MO (FHA|USDA|VA) 1 $125,000 $125,000 $0 6.63%
Russellville, AR (FHA|USDA|VA) 1 $125,000 $125,000 $3,805 5.75%
Cornelia, GA (FHA|USDA|VA) 1 $115,000 $115,000 $8,479 7.13%
New Castle, PA (FHA|USDA|VA) 1 $115,000 $115,000 $10,777 4.13%
Lawrenceburg, TN (FHA|USDA|VA) 1 $105,000 $105,000 $7,606 7.13%
Rio Grande City-Roma, TX (FHA|USDA|VA) 1 $105,000 $105,000 $4,874 3.63%
Ashland, OH (FHA|USDA|VA) 1 $95,000 $95,000 $6,039 6.13%
MUNCIE, IN (FHA|USDA|VA) 1 $95,000 $95,000 $0 5.75%
VISALIA, CA (FHA|USDA|VA) 1 $95,000 $95,000 $7,000 5.50%
MOBILE, AL (FHA|USDA|VA) 1 $95,000 $95,000 $0 5.62%
TOLEDO, OH (FHA|USDA|VA) 1 $85,000 $85,000 $5,863 6.13%
Jasper, AL (FHA|USDA|VA) 1 $85,000 $85,000 $4,200 4.50%
LIMA, OH (FHA|USDA|VA) 2 $80,000 $40,000 $3,011 7.63%
GULFPORT-BILOXI, MS (FHA|USDA|VA) 1 $75,000 $75,000 $7,176 6.75%
PEORIA, IL (FHA|USDA|VA) 1 $65,000 $65,000 $4,818 5.75%
Vidalia, GA (FHA|USDA|VA) 1 $65,000 $65,000 $5,980 4.75%
Bonham, TX (FHA|USDA|VA) 1 $55,000 $55,000 $3,425 3.38%
FORT WAYNE, IN (FHA|USDA|VA) 1 $55,000 $55,000 $0 5.00%
Securitynational Mortgage Company's top markets include Salt Lake City, Provo, Phoenix, Atlanta, and Las Vegas among others.

Their top states include:
  • Utah (FHA|USDA|VA)
  • Texas (FHA|USDA|VA)
  • Arizona (FHA|USDA|VA)
  • Florida (FHA|USDA|VA)
  • Georgia (FHA|USDA|VA)
  • Similar Lenders

    We use machine learning to identify the top lenders compared against SECURITYNATIONAL MORTGAGE COMPANY based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.

    MISSION
    Similarity Rank: 30
    SAFEAMERICA CREDIT UNION
    Similarity Rank: 54
    D.W. BROWN MORTGAGE CORP.
    Similarity Rank: 59
    ALOHA PACIFIC
    Similarity Rank: 176
    HAWAIIUSA FEDERAL CREDIT UNION
    Similarity Rank: 188
    First National Bank of Waterloo
    Similarity Rank: 216
    Gateway Metro Federal Credit Union
    Similarity Rank: 240
    First Hawaiian Bank
    Similarity Rank: 244

    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 7,243 $2,205,595,000 $304,514 $7,848 5.33%
    FHA 2,210 $708,030,000 $320,376 $14,067 5.27%
    VA 448 $183,140,000 $408,795 $13,380 4.89%
    USDA 63 $15,495,000 $245,952 $8,046 4.71%
    FHA 27 $4,805,000 $177,963 $0 2.40%
    Reverse Mortgage 2 $1,080,000 $540,000 $0 9.49%

    For 2022, Securitynational Mortgage Company's most frequently originated type of loan was Conventional, with 7,243 originations. Their 2nd most popular type was FHA, with 2,210 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Home Purchase 7,841 $2,504,695,000 $319,436 $10,134 5.40%
    Cash Out Refi 1,316 $380,170,000 $288,883 $8,501 4.91%
    Refi 540 $147,890,000 $273,870 $7,441 4.85%
    Home Improvement 295 $85,195,000 $288,797 $8,135 4.71%
    Other 1 $195,000 $195,000 $0 1.63%

    For 2022, Securitynational Mortgage Company's most frequently cited loan purpose was Home Purchase, with 7,841 originations. The 2nd most popular reason was Cash Out Refi, with 1,316 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 9,670 $3,055,040,000 $315,930 $9,874 5.31%
    15 Year 162 $38,630,000 $238,457 $6,194 3.97%
    10 Year 61 $2,255,000 $36,967 $1,148 6.25%
    20 Year 56 $13,510,000 $241,250 $6,601 4.32%
    Other 44 $8,710,000 $197,955 $6,539 3.09%

    For 2022, Securitynational Mortgage Company's most frequently cited loan duration was 30 Year, with 9,670 originations. The 2nd most popular length was 15 Year, with 162 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $5k+ 3,858 $1,560,200,000 $404,406
    $1k-2k 1,619 $512,495,000 $316,550
    $2k-3k 1,005 $281,265,000 $279,866
    $4k-5k 896 $272,830,000 $304,498
    $3k-4k 855 $247,195,000 $289,117
    $<1k 602 $35,880,000 $59,601

    Securitynational Mortgage Company's average total fees were $9,874, while their most frequently occuring range of origination fees (closing costs) were in the $5k+ bucket, with 3,858 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    5-6% 3,070 $1,028,340,000 $334,964
    4-5% 2,277 $751,885,000 $330,209
    6-7% 1,777 $545,555,000 $307,009
    3-4% 1,697 $561,655,000 $330,969
    7-8% 645 $145,335,000 $225,326
    Over 8% 269 $42,335,000 $157,379
    <2.5% 146 $9,620,000 $65,890
    2.5-3% 112 $33,420,000 $298,393

    During 2022, Securitynational Mortgage Company's average interest rate for loans was 5.31%, while their most frequently originated rate bucket for loans was 5-6%, with 3,070 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $200k-400k 4,408 $1,312,550,000 $297,765 $9,848 5.23%
    $400k-600k 2,120 $1,005,820,000 $474,443 $12,085 5.22%
    $100k-200k 1,829 $278,935,000 $152,507 $6,336 5.30%
    $100,000 or less 999 $48,135,000 $48,183 $1,907 5.68%
    $600k-1MM 599 $420,525,000 $702,045 $14,132 5.16%
    $1MM+ 38 $52,180,000 $1,373,158 $29,165 5.19%

    2022 saw Securitynational Mortgage Company place emphasis on $200k-400k loans with 4,408 originations, totaling $1,312,550,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $100k-150k 2,490 $874,710,000 $351,289 $10,416 5.40%
    $75k-100k 2,407 $707,065,000 $293,754 $10,076 5.37%
    $50k-75k 2,124 $533,730,000 $251,285 $8,950 4.97%
    $150k-250k 1,326 $526,990,000 $397,428 $10,458 5.35%
    $50k or less 1,047 $210,005,000 $200,578 $6,864 5.28%
    $250k+ 599 $265,645,000 $443,481 $11,657 5.40%

    Securitynational Mortgage Company lent most frequently to those with incomes in the $100k-150k range, with 2,490 originations. The second most popular income band? $75k-100k, with 2,407 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    30-36% 1,260 $367,020,000 $291,286 $8,397 5.11%
    50-60% 1,045 $336,625,000 $322,129 $13,568 5.40%
    20-30% 1,001 $289,905,000 $289,615 $7,808 5.01%
    49% 657 $225,505,000 $343,234 $10,093 5.39%
    44% 585 $193,525,000 $330,812 $9,833 5.29%
    42% 520 $175,590,000 $337,673 $9,836 5.15%
    43% 498 $154,550,000 $310,341 $9,509 5.24%
    46% 474 $150,940,000 $318,439 $10,477 5.34%
    47% 455 $147,675,000 $324,560 $10,489 5.48%
    45% 447 $138,795,000 $310,503 $9,289 5.43%
    48% 439 $145,875,000 $332,289 $10,437 5.42%
    41% 399 $130,645,000 $327,431 $9,707 5.27%
    40% 364 $116,640,000 $320,440 $9,181 5.22%
    <20% 356 $94,970,000 $266,770 $7,321 4.96%
    39% 327 $98,705,000 $301,850 $8,366 5.21%
    38% 320 $95,640,000 $298,875 $8,864 5.12%
    36% 308 $92,490,000 $300,292 $8,657 5.08%
    37% 301 $88,515,000 $294,070 $8,822 5.12%
    >60% 39 $13,715,000 $351,667 $14,562 5.40%

    Securitynational Mortgage Company lent most frequently to those with DTI ratios of 30-36%, with 1,260 originations. The next most common DTI ratio? 50-60%, with 1,045 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 7,129 $2,238,115,000 $313,945 $9,486 5.29%
    Not provided 1,509 $439,375,000 $291,170 $9,593 5.41%
    Black 685 $198,495,000 $289,774 $10,727 5.01%
    Asian 480 $178,970,000 $372,854 $12,008 5.27%
    Native Hawaiian or Islander 93 $33,885,000 $364,355 $13,435 5.27%
    American Indian 70 $20,630,000 $294,714 $9,839 4.93%
    Asian Indian 13 $4,465,000 $343,462 $7,758 5.04%
    Filipino 6 $1,810,000 $301,667 $9,073 5.19%
    Other Asian 2 $1,000,000 $500,000 $13,308 5.12%
    Native Hawaiian 3 $615,000 $205,000 $7,892 5.71%
    Samoan 1 $445,000 $445,000 $19,165 4.13%
    Chinese 1 $185,000 $185,000 $3,067 3.88%
    Japanese 1 $155,000 $155,000 $3,081 4.99%

    Approval Rates

    Total approvals of all applications
    95.06%

    Securitynational Mortgage Company has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.

    Pick Rate

    Approvals leading to origination
    47.59%

    Securitynational Mortgage Company has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.

    Points and Fees

    Points Originations Total Value Average Loan
    NA 9,993 $3,118,145,000 $312,033

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    9,993 $3,118,145,000 $312,033

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 252 $48,330,000 $191,786 $5,605 4.60%
    40-60% 807 $239,295,000 $296,524 $7,456 4.82%
    60-80% 3,148 $964,790,000 $306,477 $9,035 5.38%
    80-100% 5,100 $1,796,190,000 $352,194 $10,997 5.28%
    Over 100% 134 $55,980,000 $417,761 $20,321 4.93%
    Under 20% 552 $13,560,000 $24,565 $636 5.77%

    Complaints

    Bank Name Product Issue 2022 CPFB Complaints % of Total Issues
    Security National Financial Corp Conventional home mortgage Problem with a credit reporting company's investigation into an existing problem 1 100.0%