Deere Employees Credit Union Mortgage Rates, Fees & Info
Moline, ILLEI: 254900378RFGMBEKAF12
Tax ID: 36-2472059
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Mortgage Data
Review & Overview
Deere Employees Credit Union is a smaller credit union specializing in Refi, Home Purchase, and Cash Out Refi loans. Deere Employees Credit Union has a high proportion of conventional loans. Their top markets by origination volume include: Davenport, Des Moines, Waterloo, Kansas City, and Raleigh among others. We have data for 261 markets. (Some data included below & more in-depth data is available with an active subscription.)Deere Employees Credit Union has an average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Deere Employees Credit Union is typically a low fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
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SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
|---|---|---|
| Home Equity Line of Credit (HELOC) | 6.41% | 4/21/24 |
| 30 Year Conventional Purchase | 6.22% | 4/21/24 |
| 30 Year Conventional Refi | 6.19% | 4/21/24 |
| 30 Year Cash-out Refi | 6.27% | 4/21/24 |
| 15 Year Conventional Purchase | 5.47% | 4/21/24 |
| 15 Year Conventional Refi | 5.70% | 4/21/24 |
| 15 Year Cash-out Refi | 5.70% | 4/21/24 |
| These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. | ||
Deere Employees Credit Union Mortgage Calculator
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This is not an official calculator from Deere Employees Credit Union. It uses our SimulatedRate™
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The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
2,831Origination Dollar Volume (All Markets)
$496,895,000Awards
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Deere Employees Credit Union - 2020
Deere Employees Credit Union is a 2020 , due to their low .
For 2020, less than of lenders were eligible for this award.
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Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) | 760 | $120,050,000 | $157,961 | $2,248 | 3.02% |
| DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) | 330 | $61,990,000 | $187,848 | $2,355 | 2.92% |
| Outside of Metro Areas | 216 | $27,310,000 | $126,435 | $2,729 | 3.05% |
| WATERLOO-CEDAR FALLS, IA (FHA|USDA|VA) | 173 | $23,895,000 | $138,121 | $2,288 | 3.11% |
| KANSAS CITY, MO-KS (FHA|USDA|VA) | 86 | $21,040,000 | $244,651 | $2,519 | 2.91% |
| RALEIGH-CARY, NC (FHA|USDA|VA) | 89 | $20,335,000 | $228,483 | $2,781 | 2.98% |
| DUBUQUE, IA (FHA|USDA|VA) | 86 | $14,190,000 | $165,000 | $2,619 | 2.89% |
| FARGO, ND-MN (FHA|USDA|VA) | 78 | $14,040,000 | $180,000 | $2,595 | 2.97% |
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 35 | $8,885,000 | $253,857 | $3,579 | 3.01% |
| AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) | 40 | $7,600,000 | $190,000 | $3,172 | 2.94% |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) | 34 | $6,620,000 | $194,706 | $2,828 | 2.94% |
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 27 | $5,515,000 | $204,259 | $2,823 | 3.03% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 17 | $5,265,000 | $309,706 | $3,026 | 2.80% |
| Beaver Dam, WI (FHA|USDA|VA) | 29 | $4,705,000 | $162,241 | $2,173 | 2.94% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 20 | $4,190,000 | $209,500 | $3,434 | 2.96% |
| NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) | 17 | $3,885,000 | $228,529 | $3,035 | 2.78% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 17 | $3,785,000 | $222,647 | $3,456 | 3.03% |
| Ottumwa, IA (FHA|USDA|VA) | 25 | $3,415,000 | $136,600 | $2,755 | 2.93% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 12 | $3,230,000 | $269,167 | $3,463 | 2.68% |
| Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 7 | $3,095,000 | $442,143 | $3,822 | 2.53% |
| GREENVILLE-ANDERSON, SC (FHA|USDA|VA) | 22 | $2,960,000 | $134,545 | $2,473 | 3.06% |
| MADISON, WI (FHA|USDA|VA) | 14 | $2,920,000 | $208,571 | $2,051 | 2.81% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 12 | $2,910,000 | $242,500 | $2,894 | 3.03% |
| AMES, IA (FHA|USDA|VA) | 17 | $2,885,000 | $169,706 | $2,268 | 2.82% |
| MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) | 14 | $2,800,000 | $200,000 | $2,311 | 2.86% |
| CEDAR RAPIDS, IA (FHA|USDA|VA) | 11 | $2,125,000 | $193,182 | $2,797 | 2.91% |
| HOUMA-THIBODAUX, LA (FHA|USDA|VA) | 13 | $2,015,000 | $155,000 | $3,391 | 2.90% |
| COLUMBUS, OH (FHA|USDA|VA) | 8 | $2,000,000 | $250,000 | $2,653 | 2.92% |
| SPRINGFIELD, MO (FHA|USDA|VA) | 17 | $1,935,000 | $113,824 | $2,231 | 3.30% |
| NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) | 4 | $1,910,000 | $477,500 | $5,107 | 2.53% |
| JONESBORO, AR (FHA|USDA|VA) | 9 | $1,875,000 | $208,333 | $2,719 | 3.05% |
| GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) | 12 | $1,870,000 | $155,833 | $2,536 | 2.98% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 11 | $1,765,000 | $160,455 | $3,545 | 2.86% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 7 | $1,745,000 | $249,286 | $3,564 | 2.91% |
| Greeneville, TN (FHA|USDA|VA) | 13 | $1,735,000 | $133,462 | $2,731 | 2.85% |
| Clinton, IA (FHA|USDA|VA) | 10 | $1,670,000 | $167,000 | $3,017 | 2.94% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 6 | $1,660,000 | $276,667 | $3,118 | 3.06% |
| GREELEY, CO (FHA|USDA|VA) | 4 | $1,630,000 | $407,500 | $3,348 | 2.94% |
| FAYETTEVILLE, NC (FHA|USDA|VA) | 11 | $1,625,000 | $147,727 | $2,423 | 3.32% |
| SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) | 6 | $1,620,000 | $270,000 | $3,106 | 3.10% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 6 | $1,600,000 | $266,667 | $4,364 | 2.98% |
| Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) | 5 | $1,575,000 | $315,000 | $3,060 | 2.70% |
| LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) | 6 | $1,540,000 | $256,667 | $3,828 | 3.33% |
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 5 | $1,505,000 | $301,000 | $3,329 | 2.67% |
| ST. LOUIS, MO-IL (FHA|USDA|VA) | 11 | $1,485,000 | $135,000 | $2,148 | 3.45% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 6 | $1,460,000 | $243,333 | $3,211 | 2.58% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 6 | $1,400,000 | $233,333 | $3,168 | 3.14% |
| BATON ROUGE, LA (FHA|USDA|VA) | 6 | $1,300,000 | $216,667 | $3,995 | 3.10% |
| PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) | 7 | $1,295,000 | $185,000 | $3,796 | 2.98% |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) | 4 | $1,240,000 | $310,000 | $3,258 | 2.75% |
| DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) | 5 | $1,145,000 | $229,000 | $3,146 | 3.45% |
| Bozeman, MT (FHA|USDA|VA) | 3 | $1,135,000 | $378,333 | $2,760 | 2.96% |
| OKLAHOMA CITY, OK (FHA|USDA|VA) | 5 | $1,125,000 | $225,000 | $2,842 | 2.85% |
| Austin, MN (FHA|USDA|VA) | 4 | $1,120,000 | $280,000 | $2,562 | 2.63% |
| WINSTON-SALEM, NC (FHA|USDA|VA) | 4 | $1,120,000 | $280,000 | $4,472 | 3.53% |
| Detroit-Warren-Dearborn, MI (FHA|USDA|VA) | 6 | $1,100,000 | $183,333 | $2,508 | 2.71% |
| PEORIA, IL (FHA|USDA|VA) | 6 | $1,070,000 | $178,333 | $2,557 | 3.18% |
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 5 | $1,065,000 | $213,000 | $3,910 | 2.47% |
| CHAMPAIGN-URBANA, IL (FHA|USDA|VA) | 4 | $1,040,000 | $260,000 | $2,537 | 2.63% |
| WORCESTER, MA-CT (FHA|USDA|VA) | 3 | $1,025,000 | $341,667 | $3,057 | 3.13% |
| SALT LAKE CITY, UT (FHA|USDA|VA) | 2 | $990,000 | $495,000 | $4,383 | 2.25% |
| BOISE CITY, ID (FHA|USDA|VA) | 6 | $980,000 | $163,333 | $4,177 | 2.75% |
| TULSA, OK (FHA|USDA|VA) | 4 | $980,000 | $245,000 | $3,042 | 2.72% |
| San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) | 2 | $970,000 | $485,000 | $3,447 | 2.37% |
| OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) | 6 | $950,000 | $158,333 | $2,452 | 2.54% |
| INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) | 5 | $925,000 | $185,000 | $2,878 | 2.47% |
| RICHMOND, VA (FHA|USDA|VA) | 4 | $920,000 | $230,000 | $3,537 | 2.78% |
| ROCHESTER, MN (FHA|USDA|VA) | 5 | $905,000 | $181,000 | $2,533 | 2.92% |
| WICHITA, KS (FHA|USDA|VA) | 5 | $895,000 | $179,000 | $1,674 | 3.25% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 3 | $845,000 | $281,667 | $3,495 | 2.54% |
| Sterling, IL (FHA|USDA|VA) | 9 | $835,000 | $92,778 | $2,366 | 3.05% |
| Muscatine, IA (FHA|USDA|VA) | 4 | $820,000 | $205,000 | $2,774 | 2.81% |
| JOPLIN, MO (FHA|USDA|VA) | 4 | $820,000 | $205,000 | $3,468 | 3.00% |
| PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) | 4 | $810,000 | $202,500 | $3,021 | 3.12% |
| JACKSON, TN (FHA|USDA|VA) | 6 | $800,000 | $133,333 | $3,047 | 3.02% |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) | 5 | $795,000 | $159,000 | $1,425 | 3.19% |
| Ottawa, IL (FHA|USDA|VA) | 4 | $770,000 | $192,500 | $2,473 | 2.81% |
| FORT COLLINS, CO (FHA|USDA|VA) | 4 | $770,000 | $192,500 | $2,387 | 2.72% |
| FOND DU LAC, WI (FHA|USDA|VA) | 6 | $760,000 | $126,667 | $2,290 | 3.10% |
| COLUMBIA, SC (FHA|USDA|VA) | 3 | $755,000 | $251,667 | $2,994 | 2.58% |
| ASHEVILLE, NC (FHA|USDA|VA) | 3 | $755,000 | $251,667 | $2,094 | 3.33% |
| OSHKOSH-NEENAH, WI (FHA|USDA|VA) | 3 | $755,000 | $251,667 | $2,126 | 2.63% |
| IOWA CITY, IA (FHA|USDA|VA) | 7 | $755,000 | $107,857 | $2,329 | 3.23% |
| Kalispell, MT (FHA|USDA|VA) | 2 | $730,000 | $365,000 | $3,472 | 3.19% |
| SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) | 3 | $715,000 | $238,333 | $2,909 | 2.63% |
| Watertown-Fort Atkinson, WI (FHA|USDA|VA) | 7 | $715,000 | $102,143 | $2,399 | 3.42% |
| CINCINNATI, OH-KY-IN (FHA|USDA|VA) | 4 | $670,000 | $167,500 | $3,466 | 3.03% |
| DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) | 4 | $640,000 | $160,000 | $2,397 | 3.22% |
| NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) | 4 | $640,000 | $160,000 | $2,523 | 3.03% |
| Platteville, WI (FHA|USDA|VA) | 5 | $635,000 | $127,000 | $2,379 | 3.15% |
| Pinehurst-Southern Pines, NC (FHA|USDA|VA) | 1 | $615,000 | $615,000 | $4,231 | 2.88% |
| ROCKFORD, IL (FHA|USDA|VA) | 3 | $605,000 | $201,667 | $3,098 | 2.83% |
| SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) | 1 | $575,000 | $575,000 | $2,947 | 2.88% |
| SPARTANBURG, SC (FHA|USDA|VA) | 6 | $570,000 | $95,000 | $2,184 | 2.75% |
| Jamestown, ND (FHA|USDA|VA) | 3 | $525,000 | $175,000 | $4,106 | 3.08% |
| New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) | 2 | $500,000 | $250,000 | $3,752 | 2.93% |
| BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) | 2 | $490,000 | $245,000 | $5,867 | 3.06% |
| Newberry, SC (FHA|USDA|VA) | 2 | $490,000 | $245,000 | $1,622 | 3.62% |
| WILMINGTON, NC (FHA|USDA|VA) | 2 | $490,000 | $245,000 | $3,114 | 3.44% |
| Auburn, IN (FHA|USDA|VA) | 2 | $470,000 | $235,000 | $2,118 | 3.13% |
| Albemarle, NC (FHA|USDA|VA) | 2 | $470,000 | $235,000 | $4,004 | 2.56% |
| Edwards, CO (FHA|USDA|VA) | 1 | $465,000 | $465,000 | $3,155 | 3.00% |
| MORRISTOWN, TN (FHA|USDA|VA) | 1 | $465,000 | $465,000 | $3,466 | 3.50% |
| JACKSON, MS (FHA|USDA|VA) | 3 | $465,000 | $155,000 | $1,702 | 2.66% |
| Fort Madison-Keokuk, IA-IL-MO (FHA|USDA|VA) | 3 | $455,000 | $151,667 | $3,101 | 2.63% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 1 | $455,000 | $455,000 | $5,276 | 2.63% |
| Galesburg, IL (FHA|USDA|VA) | 3 | $455,000 | $151,667 | $3,535 | 2.88% |
| HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) | 2 | $450,000 | $225,000 | $3,175 | 2.94% |
| HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) | 3 | $445,000 | $148,333 | $2,066 | 3.83% |
| Ellensburg, WA (FHA|USDA|VA) | 1 | $445,000 | $445,000 | $3,534 | 2.88% |
| LAWRENCE, KS (FHA|USDA|VA) | 1 | $445,000 | $445,000 | $2,267 | 2.50% |
| JANESVILLE-BELOIT, WI (FHA|USDA|VA) | 4 | $440,000 | $110,000 | $2,527 | 3.00% |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) | 2 | $430,000 | $215,000 | $3,387 | 3.50% |
| BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) | 2 | $420,000 | $210,000 | $3,213 | 3.38% |
| Quincy, IL-MO (FHA|USDA|VA) | 4 | $420,000 | $105,000 | $2,670 | 2.94% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 2 | $420,000 | $210,000 | $4,256 | 3.25% |
| FLAGSTAFF, AZ (FHA|USDA|VA) | 1 | $415,000 | $415,000 | $2,552 | 4.13% |
| GRAND JUNCTION, CO (FHA|USDA|VA) | 2 | $410,000 | $205,000 | $4,641 | 3.68% |
| Fort Dodge, IA (FHA|USDA|VA) | 4 | $410,000 | $102,500 | $2,682 | 3.22% |
| ST. CLOUD, MN (FHA|USDA|VA) | 2 | $410,000 | $205,000 | $3,199 | 3.19% |
| TWIN FALLS, ID (FHA|USDA|VA) | 1 | $395,000 | $395,000 | $4,560 | 3.25% |
| Coffeyville, KS (FHA|USDA|VA) | 5 | $395,000 | $79,000 | $3,322 | 2.95% |
| LANCASTER, PA (FHA|USDA|VA) | 1 | $385,000 | $385,000 | $4,211 | 2.63% |
| THE VILLAGES, FL (FHA|USDA|VA) | 1 | $385,000 | $385,000 | $4,676 | 2.38% |
| Sanford, NC (FHA|USDA|VA) | 2 | $380,000 | $190,000 | $2,375 | 3.43% |
| EL CENTRO, CA (FHA|USDA|VA) | 2 | $370,000 | $185,000 | $2,871 | 3.13% |
| Mayfield, KY (FHA|USDA|VA) | 5 | $365,000 | $73,000 | $2,917 | 3.17% |
| BAKERSFIELD, CA (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $3,635 | 2.88% |
| BURLINGTON, NC (FHA|USDA|VA) | 4 | $360,000 | $90,000 | $985 | 2.68% |
| Fergus Falls, MN (FHA|USDA|VA) | 4 | $360,000 | $90,000 | $1,742 | 2.87% |
| WACO, TX (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $3,376 | 2.75% |
| MODESTO, CA (FHA|USDA|VA) | 2 | $350,000 | $175,000 | $2,907 | 3.50% |
| CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $2,565 | 3.13% |
| BLOOMINGTON, IL (FHA|USDA|VA) | 2 | $340,000 | $170,000 | $2,003 | 2.56% |
| Scottsbluff, NE (FHA|USDA|VA) | 2 | $340,000 | $170,000 | $2,699 | 3.37% |
| TALLAHASSEE, FL (FHA|USDA|VA) | 2 | $330,000 | $165,000 | $4,032 | 3.50% |
| GRAND ISLAND, NE (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $3,941 | 3.50% |
| RENO, NV (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $2,521 | 1.88% |
| VALDOSTA, GA (FHA|USDA|VA) | 2 | $310,000 | $155,000 | $3,255 | 3.37% |
| PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) | 2 | $310,000 | $155,000 | $3,472 | 2.62% |
| DECATUR, IL (FHA|USDA|VA) | 2 | $310,000 | $155,000 | $1,516 | 3.12% |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $3,587 | 2.75% |
| Paris, TX (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $4,096 | 3.50% |
| LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $2,376 | 1.88% |
| PROVO-OREM, UT (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $3,691 | 3.75% |
| COLORADO SPRINGS, CO (FHA|USDA|VA) | 2 | $290,000 | $145,000 | $2,770 | 3.93% |
| LOUISVILLE, KY (FHA|USDA|VA) | 2 | $290,000 | $145,000 | $2,546 | 3.31% |
| Oskaloosa, IA (FHA|USDA|VA) | 3 | $285,000 | $95,000 | $2,269 | 3.25% |
| Fairfield, IA (FHA|USDA|VA) | 3 | $285,000 | $95,000 | $2,745 | 3.25% |
| LAFAYETTE, LA (FHA|USDA|VA) | 2 | $280,000 | $140,000 | $3,731 | 3.37% |
| PARKERSBURG-VIENNA, WV (FHA|USDA|VA) | 2 | $280,000 | $140,000 | $2,757 | 3.19% |
| Wahpeton, ND-MN (FHA|USDA|VA) | 2 | $280,000 | $140,000 | $2,343 | 3.25% |
| Norfolk, NE (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $3,043 | 2.50% |
| Ardmore, OK (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $3,663 | 3.00% |
| MADERA, CA (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $3,163 | 3.63% |
| AUBURN-OPELIKA, AL (FHA|USDA|VA) | 2 | $270,000 | $135,000 | $3,102 | 2.81% |
| Concord, NH (FHA|USDA|VA) | 2 | $270,000 | $135,000 | $1,721 | 3.25% |
| READING, PA (FHA|USDA|VA) | 2 | $270,000 | $135,000 | $1,975 | 3.12% |
| RAPID CITY, SD (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $2,397 | 2.63% |
| KENNEWICK-RICHLAND, WA (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $3,010 | 1.88% |
| PITTSBURGH, PA (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $3,329 | 3.38% |
| Sterling, CO (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $3,883 | 3.88% |
| TYLER, TX (FHA|USDA|VA) | 2 | $260,000 | $130,000 | $4,000 | 2.87% |
| Martin, TN (FHA|USDA|VA) | 2 | $260,000 | $130,000 | $2,868 | 3.43% |
| Traverse City, MI (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $2,937 | 1.88% |
| NEW HAVEN-MILFORD, CT (FHA|USDA|VA) | 2 | $250,000 | $125,000 | $2,656 | 2.56% |
| MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $2,040 | 2.88% |
| MANHATTAN, KS (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $2,174 | 2.00% |
| Pullman, WA (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $2,221 | 4.88% |
| Thomasville, GA (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $3,702 | 2.88% |
| LAREDO, TX (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $3,203 | 2.63% |
| KNOXVILLE, TN (FHA|USDA|VA) | 2 | $240,000 | $120,000 | $2,380 | 2.50% |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) | 2 | $240,000 | $120,000 | $3,384 | 2.31% |
| TOLEDO, OH (FHA|USDA|VA) | 2 | $240,000 | $120,000 | $2,393 | 2.81% |
| VISALIA, CA (FHA|USDA|VA) | 2 | $240,000 | $120,000 | $2,216 | 2.81% |
| ALBUQUERQUE, NM (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $3,534 | 2.75% |
| Mason City, IA (FHA|USDA|VA) | 2 | $230,000 | $115,000 | $2,748 | 3.06% |
| Statesboro, GA (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $3,062 | 2.88% |
| Bartlesville, OK (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $3,035 | 2.50% |
| BILLINGS, MT (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $2,582 | 2.50% |
| STOCKTON, CA (FHA|USDA|VA) | 3 | $225,000 | $75,000 | $0 | 3.41% |
| Taylorville, IL (FHA|USDA|VA) | 2 | $220,000 | $110,000 | $1,376 | 3.75% |
| Mount Airy, NC (FHA|USDA|VA) | 2 | $220,000 | $110,000 | $3,777 | 3.37% |
| MONROE, MI (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $3,370 | 3.38% |
| Riverton, WY (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $3,231 | 2.88% |
| MUSKEGON, MI (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $2,585 | 2.25% |
| ABILENE, TX (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $3,643 | 2.00% |
| YUMA, AZ (FHA|USDA|VA) | 2 | $210,000 | $105,000 | $1,255 | 3.00% |
| Clarksburg, WV (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $3,927 | 3.50% |
| MACON-BIBB COUNTY, GA (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $3,247 | 3.25% |
| Rochelle, IL (FHA|USDA|VA) | 2 | $200,000 | $100,000 | $1,588 | 3.18% |
| Dublin, GA (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $3,163 | 3.38% |
| LUBBOCK, TX (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $2,874 | 3.00% |
| AMARILLO, TX (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $3,991 | 2.88% |
| Watertown, SD (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $2,244 | 3.50% |
| Parsons, KS (FHA|USDA|VA) | 3 | $195,000 | $65,000 | $2,832 | 2.83% |
| PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $3,432 | 3.00% |
| EVANSVILLE, IN-KY (FHA|USDA|VA) | 2 | $190,000 | $95,000 | $2,198 | 4.00% |
| JACKSONVILLE, NC (FHA|USDA|VA) | 2 | $190,000 | $95,000 | $3,334 | 3.75% |
| Beatrice, NE (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $2,619 | 3.13% |
| CLEVELAND-ELYRIA, OH (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $2,941 | 2.75% |
| DOVER, DE (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $2,827 | 3.00% |
| Yankton, SD (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $2,959 | 2.50% |
| Moberly, MO (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $2,358 | 3.38% |
| KILLEEN-TEMPLE, TX (FHA|USDA|VA) | 2 | $170,000 | $85,000 | $0 | 2.74% |
| LINCOLN, NE (FHA|USDA|VA) | 2 | $170,000 | $85,000 | $1,896 | 2.56% |
| MANKATO, MN (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $2,093 | 2.88% |
| GREAT FALLS, MT (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $2,064 | 3.00% |
| Warrensburg, MO (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $2,007 | 3.63% |
| ALBANY, GA (FHA|USDA|VA) | 2 | $160,000 | $80,000 | $2,378 | 3.87% |
| Marshalltown, IA (FHA|USDA|VA) | 2 | $160,000 | $80,000 | $2,476 | 3.44% |
| LANSING-EAST LANSING, MI (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $2,775 | 3.25% |
| Rexburg, ID (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $0 | 2.74% |
| Cañon City, CO (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $2,901 | 3.38% |
| SALISBURY, MD-DE (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $3,070 | 2.88% |
| PORT ST. LUCIE, FL (FHA|USDA|VA) | 2 | $150,000 | $75,000 | $0 | 4.24% |
| Forest City, NC (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $2,771 | 2.88% |
| Willmar, MN (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $2,876 | 3.00% |
| Ottawa, KS (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $1,834 | 3.25% |
| GREENVILLE, NC (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $2,357 | 3.00% |
| GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) | 2 | $140,000 | $70,000 | $2,595 | 2.87% |
| Macomb, IL (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $3,272 | 2.88% |
| Gaffney, SC (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $2,524 | 3.00% |
| TOPEKA, KS (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $2,637 | 2.88% |
| Crossville, TN (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $2,248 | 1.88% |
| OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $0 | 2.74% |
| LYNCHBURG, VA (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $2,838 | 3.00% |
| Great Bend, KS (FHA|USDA|VA) | 2 | $130,000 | $65,000 | $2,471 | 3.81% |
| ANN ARBOR, MI (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $2,312 | 2.75% |
| BOWLING GREEN, KY (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $2,553 | 2.25% |
| ALBANY-SCHENECTADY-TROY, NY (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $0 | 2.74% |
| SHEBOYGAN, WI (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $2,667 | 3.13% |
| Amsterdam, NY (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $0 | 2.49% |
| BECKLEY, WV (FHA|USDA|VA) | 2 | $110,000 | $55,000 | $2,420 | 3.43% |
| Alexandria, MN (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 2.74% |
| Steamboat Springs, CO (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 2.74% |
| Pittsburg, KS (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $3,120 | 3.00% |
| YORK-HANOVER, PA (FHA|USDA|VA) | 2 | $100,000 | $50,000 | $0 | 3.24% |
| SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) | 2 | $100,000 | $50,000 | $2,661 | 2.68% |
| MEMPHIS, TN-MS-AR (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $2,839 | 3.38% |
| OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $0 | 2.99% |
| Pella, IA (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $2,556 | 2.63% |
| Brookings, SD (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $0 | 3.25% |
| Jacksonville, IL (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $1,790 | 2.50% |
| SYRACUSE, NY (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $0 | 2.74% |
| Grand Rapids, MN (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $0 | 2.74% |
| PINE BLUFF, AR (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $2,836 | 2.63% |
| LIMA, OH (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 2.74% |
| Hillsdale, MI (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 3.24% |
| HANFORD-CORCORAN, CA (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 3.74% |
| Sedalia, MO (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 2.74% |
| IDAHO FALLS, ID (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $0 | 2.74% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $1,773 | 2.88% |
| Effingham, IL (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $0 | 3.24% |
| LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $0 | 2.74% |
| Forrest City, AR (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $0 | 3.74% |
| Plainview, TX (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $2,249 | 3.25% |
| Wauchula, FL (FHA|USDA|VA) | 1 | $25,000 | $25,000 | $0 | 2.74% |
| ST. JOSEPH, MO-KS (FHA|USDA|VA) | 1 | $25,000 | $25,000 | $0 | 3.25% |
| Whitewater, WI (FHA|USDA|VA) | 1 | $25,000 | $25,000 | $0 | 4.00% |
| CHATTANOOGA, TN-GA (FHA|USDA|VA) | 1 | $15,000 | $15,000 | $0 | 2.74% |
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Product Mix
| Loan Type | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Conventional | 2,158 | $457,570,000 | $212,034 | $2,573 | 2.89% |
| HELOC | 673 | $39,325,000 | $58,432 | n/a | 3.33% |
For 2020, Deere Employees Credit Union's most frequently originated type of loan was Conventional, with 2,158 originations. Their 2nd most popular type was HELOC, with 673 originations.
Loan Reason
For 2020, Deere Employees Credit Union's most frequently cited loan purpose was Refi, with 1,094 originations. The 2nd most popular reason was Home Purchase, with 706 originations.
Loan Duration/Length
For 2020, Deere Employees Credit Union's most frequently cited loan duration was 30 Year, with 1,274 originations. The 2nd most popular length was Other, with 678 originations.
Origination Fees/Closing Costs
Deere Employees Credit Union's average total fees were $2,802, while their most frequently occuring range of origination fees (closing costs) were in the $<1k bucket, with 1,448 originations.
Interest Rates
During 2020, Deere Employees Credit Union's average interest rate for loans was 2.90%, while their most frequently originated rate bucket for loans was 2.5-3%, with 1,165 originations.
Loan Sizing
2020 saw Deere Employees Credit Union place emphasis on $100,000 or less loans with 924 originations, totaling $49,220,000 in origination value.
Applicant Income
Deere Employees Credit Union lent most frequently to those with incomes in the $100k-150k range, with 883 originations. The second most popular income band? $75k-100k, with 663 originations.
Applicant Debt to Income Ratio
Deere Employees Credit Union lent most frequently to those with DTI ratios of 20-30%, with 808 originations. The next most common DTI ratio? 30-36%, with 513 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications89.57%
Deere Employees Credit Union has an average approval rate.
Pick Rate
Approvals leading to origination64.78%
Deere Employees Credit Union has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 2,831 | $496,895,000 | $175,519 |
Occupancy Type Mix
| Dwelling Type | Originations | Total Value | Average Loan |
|---|---|---|---|
| Single Family (1-4 Units):Manufactured | 5 | $475,000 | $95,000 |
| Single Family (1-4 Units):Site-Built | 2,826 | $496,420,000 | $175,662 |