Sunflower Bank Mortgage Rates, Fees & Info
Denver, COLEI: 2549008TT6UNYR7AXF54
Tax ID: 48-0216075
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Review & Overview
Sunflower Bank is a small bank specializing in Home Purchase, Refi, and Cash Out Refi loans. Sunflower Bank has a high proportion of conventional loans. They have a a low proportion of FHA loans. (This may mean they shy away from first time homebuyers.) They have a low ratio of USDA loans. Their top markets by origination volume include: Phoenix, Dallas, Spokane, Denver, and Kansas City among others. We have data for 331 markets. (Some data included below & more in-depth data is available with an active subscription.)Sunflower Bank has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Sunflower Bank is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.
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SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
---|---|---|
30 Year Conventional Purchase | 6.36% | 12/17/24 |
30 Year Conventional Refi | 6.10% | 12/17/24 |
30 Year Cash-out Refi | 6.66% | 12/17/24 |
30 Year FHA Purchase | 7.02% | 12/17/24 |
30 Year FHA Refi | 6.68% | 12/17/24 |
30 Year VA Purchase | 5.88% | 12/17/24 |
30 Year VA Refi | 6.21% | 12/17/24 |
30 Year USDA Purchase | 6.62% | 12/17/24 |
15 Year Conventional Purchase | 6.16% | 12/17/24 |
15 Year Conventional Refi | 6.17% | 12/17/24 |
15 Year Cash-out Refi | 6.17% | 12/17/24 |
15 Year FHA Purchase | 5.68% | 12/17/24 |
These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. |
Sunflower Bank Mortgage Calculator
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The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
7,321Origination Dollar Volume (All Markets)
$2,330,795,000Employee count
1,033 Show all (8) awardsSunflower Bank - 2021
Sunflower Bank is a 2021 , due to their low .
For 2021, less than of lenders were eligible for this award.
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Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
---|---|---|---|---|---|
PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 1,104 | $411,980,000 | $373,170 | $5,007 | 3.23% |
Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 828 | $249,710,000 | $301,582 | $5,029 | 2.95% |
SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) | 684 | $218,860,000 | $319,971 | $5,629 | 3.15% |
DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 514 | $199,850,000 | $388,813 | $4,192 | 3.02% |
KANSAS CITY, MO-KS (FHA|USDA|VA) | 314 | $96,220,000 | $306,433 | $3,734 | 3.04% |
SANTA FE, NM (FHA|USDA|VA) | 179 | $62,375,000 | $348,464 | $4,447 | 3.07% |
COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) | 224 | $56,580,000 | $252,589 | $5,471 | 3.08% |
PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) | 141 | $54,965,000 | $389,823 | $4,589 | 3.06% |
FLINT, MI (FHA|USDA|VA) | 332 | $54,710,000 | $164,789 | $2,868 | 2.88% |
Detroit-Warren-Dearborn, MI (FHA|USDA|VA) | 231 | $51,755,000 | $224,048 | $2,891 | 2.93% |
Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) | 86 | $41,890,000 | $487,093 | $7,282 | 2.90% |
ALBUQUERQUE, NM (FHA|USDA|VA) | 176 | $41,870,000 | $237,898 | $5,052 | 3.22% |
WICHITA, KS (FHA|USDA|VA) | 188 | $41,520,000 | $220,851 | $4,277 | 3.03% |
Outside of Metro Areas | 207 | $41,295,000 | $199,493 | $4,236 | 3.08% |
Los Alamos, NM (FHA|USDA|VA) | 113 | $36,485,000 | $322,876 | $4,814 | 2.93% |
Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 65 | $34,615,000 | $532,538 | $5,312 | 2.73% |
Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 48 | $26,660,000 | $555,417 | $7,206 | 3.24% |
SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) | 53 | $23,655,000 | $446,321 | $8,635 | 3.13% |
Outside of Metro Areas | 61 | $22,675,000 | $371,721 | $7,401 | 3.09% |
SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) | 27 | $20,175,000 | $747,222 | $10,437 | 3.30% |
FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) | 10 | $19,260,000 | $1,926,000 | $4,378 | 3.11% |
EL PASO, TX (FHA|USDA|VA) | 49 | $15,545,000 | $317,245 | $5,627 | 3.17% |
BOULDER, CO (FHA|USDA|VA) | 36 | $15,370,000 | $426,944 | $3,842 | 2.86% |
MANHATTAN, KS (FHA|USDA|VA) | 80 | $15,240,000 | $190,500 | $3,385 | 2.97% |
San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) | 26 | $14,550,000 | $559,615 | $6,901 | 3.10% |
GREELEY, CO (FHA|USDA|VA) | 38 | $14,040,000 | $369,474 | $4,404 | 3.07% |
HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 53 | $13,895,000 | $262,170 | $4,988 | 3.02% |
PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) | 32 | $13,500,000 | $421,875 | $6,184 | 3.31% |
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 32 | $12,700,000 | $396,875 | $5,684 | 3.34% |
COLORADO SPRINGS, CO (FHA|USDA|VA) | 32 | $11,790,000 | $368,438 | $4,888 | 2.97% |
LAWRENCE, KS (FHA|USDA|VA) | 53 | $11,395,000 | $215,000 | $3,384 | 3.12% |
BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) | 28 | $11,300,000 | $403,571 | $4,510 | 3.00% |
LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) | 26 | $9,770,000 | $375,769 | $6,129 | 2.93% |
SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 31 | $9,375,000 | $302,419 | $5,837 | 2.89% |
RALEIGH-CARY, NC (FHA|USDA|VA) | 29 | $9,215,000 | $317,759 | $3,666 | 3.00% |
AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 24 | $9,190,000 | $382,917 | $6,319 | 2.82% |
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 25 | $8,765,000 | $350,600 | $4,813 | 3.04% |
Sandpoint, ID (FHA|USDA|VA) | 21 | $8,665,000 | $412,619 | $7,006 | 2.90% |
Salina, KS (FHA|USDA|VA) | 59 | $8,535,000 | $144,661 | $2,503 | 2.98% |
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 20 | $8,020,000 | $401,000 | $7,758 | 3.15% |
FORT COLLINS, CO (FHA|USDA|VA) | 22 | $7,990,000 | $363,182 | $4,813 | 2.88% |
LAS CRUCES, NM (FHA|USDA|VA) | 42 | $7,950,000 | $189,286 | $4,634 | 3.19% |
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 19 | $6,855,000 | $360,789 | $6,553 | 3.07% |
NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) | 19 | $6,835,000 | $359,737 | $7,076 | 3.14% |
TUCSON, AZ (FHA|USDA|VA) | 21 | $5,635,000 | $268,333 | $4,570 | 3.02% |
Hays, KS (FHA|USDA|VA) | 35 | $5,625,000 | $160,714 | $3,627 | 2.85% |
PUEBLO, CO (FHA|USDA|VA) | 29 | $5,615,000 | $193,621 | $4,574 | 3.13% |
Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 15 | $5,505,000 | $367,000 | $7,300 | 3.13% |
GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) | 3 | $5,465,000 | $1,821,667 | $5,386 | 3.77% |
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) | 17 | $5,455,000 | $320,882 | $3,760 | 2.95% |
Dodge City, KS (FHA|USDA|VA) | 36 | $5,110,000 | $141,944 | $3,356 | 2.89% |
CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 15 | $5,065,000 | $337,667 | $5,257 | 3.01% |
FLAGSTAFF, AZ (FHA|USDA|VA) | 10 | $5,010,000 | $501,000 | $5,159 | 2.98% |
Show Low, AZ (FHA|USDA|VA) | 17 | $4,615,000 | $271,471 | $4,439 | 3.44% |
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) | 11 | $4,525,000 | $411,364 | $4,159 | 2.75% |
Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) | 6 | $4,230,000 | $705,000 | $10,578 | 3.46% |
LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) | 11 | $4,175,000 | $379,545 | $7,285 | 3.42% |
ST. LOUIS, MO-IL (FHA|USDA|VA) | 7 | $3,565,000 | $509,286 | $4,205 | 3.03% |
URBAN HONOLULU, HI (FHA|USDA|VA) | 6 | $3,420,000 | $570,000 | $8,652 | 2.95% |
North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 8 | $3,310,000 | $413,750 | $7,516 | 3.01% |
Breckenridge, CO (FHA|USDA|VA) | 5 | $3,145,000 | $629,000 | $4,234 | 3.47% |
OKLAHOMA CITY, OK (FHA|USDA|VA) | 15 | $3,045,000 | $203,000 | $4,568 | 2.82% |
SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) | 4 | $2,990,000 | $747,500 | $8,540 | 3.68% |
CaƱon City, CO (FHA|USDA|VA) | 15 | $2,975,000 | $198,333 | $3,971 | 2.95% |
LANSING-EAST LANSING, MI (FHA|USDA|VA) | 18 | $2,900,000 | $161,111 | $3,070 | 3.00% |
Edwards, CO (FHA|USDA|VA) | 5 | $2,885,000 | $577,000 | $4,338 | 2.87% |
Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 11 | $2,885,000 | $262,273 | $7,316 | 3.30% |
Payson, AZ (FHA|USDA|VA) | 10 | $2,800,000 | $280,000 | $5,828 | 3.53% |
OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) | 4 | $2,330,000 | $582,500 | $6,103 | 3.62% |
BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) | 4 | $2,290,000 | $572,500 | $2,560 | 3.03% |
OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) | 6 | $2,260,000 | $376,667 | $9,133 | 2.48% |
EspaƱola, NM (FHA|USDA|VA) | 9 | $2,235,000 | $248,333 | $5,519 | 3.39% |
SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) | 4 | $2,220,000 | $555,000 | $7,534 | 3.40% |
YAKIMA, WA (FHA|USDA|VA) | 7 | $2,195,000 | $313,571 | $7,063 | 2.96% |
Rexburg, ID (FHA|USDA|VA) | 5 | $2,195,000 | $439,000 | $5,390 | 3.50% |
GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) | 7 | $2,175,000 | $310,714 | $3,912 | 2.95% |
HUNTSVILLE, AL (FHA|USDA|VA) | 6 | $2,040,000 | $340,000 | $4,310 | 3.39% |
Athens, TX (FHA|USDA|VA) | 5 | $2,015,000 | $403,000 | $6,291 | 2.97% |
ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 9 | $2,015,000 | $223,889 | $5,992 | 3.09% |
BOISE CITY, ID (FHA|USDA|VA) | 7 | $1,975,000 | $282,143 | $5,700 | 3.07% |
McPherson, KS (FHA|USDA|VA) | 15 | $1,955,000 | $130,333 | $2,511 | 3.01% |
KENNEWICK-RICHLAND, WA (FHA|USDA|VA) | 5 | $1,945,000 | $389,000 | $4,842 | 2.99% |
Heber, UT (FHA|USDA|VA) | 2 | $1,910,000 | $955,000 | $23,417 | 3.43% |
HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) | 4 | $1,890,000 | $472,500 | $10,296 | 2.71% |
Great Bend, KS (FHA|USDA|VA) | 16 | $1,850,000 | $115,625 | $3,313 | 2.95% |
FRESNO, CA (FHA|USDA|VA) | 6 | $1,840,000 | $306,667 | $4,341 | 3.58% |
SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) | 5 | $1,825,000 | $365,000 | $5,314 | 3.15% |
STOCKTON, CA (FHA|USDA|VA) | 5 | $1,785,000 | $357,000 | $8,592 | 3.65% |
Jackson, WY-ID (FHA|USDA|VA) | 4 | $1,740,000 | $435,000 | $14,947 | 3.03% |
LOUISVILLE, KY (FHA|USDA|VA) | 6 | $1,740,000 | $290,000 | $5,151 | 3.04% |
RENO, NV (FHA|USDA|VA) | 6 | $1,730,000 | $288,333 | $4,727 | 3.08% |
SALINAS, CA (FHA|USDA|VA) | 3 | $1,665,000 | $555,000 | $8,121 | 3.24% |
SAGINAW, MI (FHA|USDA|VA) | 9 | $1,665,000 | $185,000 | $3,219 | 3.24% |
SHERMAN-DENISON, TX (FHA|USDA|VA) | 7 | $1,665,000 | $237,857 | $4,812 | 3.23% |
New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) | 3 | $1,665,000 | $555,000 | $6,480 | 3.00% |
CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) | 2 | $1,660,000 | $830,000 | $14,206 | 2.88% |
FAYETTEVILLE, NC (FHA|USDA|VA) | 9 | $1,655,000 | $183,889 | $2,890 | 2.71% |
BAKERSFIELD, CA (FHA|USDA|VA) | 7 | $1,655,000 | $236,429 | $5,611 | 2.87% |
Pinehurst-Southern Pines, NC (FHA|USDA|VA) | 5 | $1,575,000 | $315,000 | $9,119 | 2.50% |
HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) | 4 | $1,540,000 | $385,000 | $4,392 | 2.81% |
GRAND JUNCTION, CO (FHA|USDA|VA) | 4 | $1,480,000 | $370,000 | $3,633 | 2.62% |
MEMPHIS, TN-MS-AR (FHA|USDA|VA) | 6 | $1,470,000 | $245,000 | $3,160 | 2.94% |
JACKSONVILLE, FL (FHA|USDA|VA) | 6 | $1,470,000 | $245,000 | $3,963 | 3.04% |
MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) | 4 | $1,470,000 | $367,500 | $5,551 | 2.78% |
ST. GEORGE, UT (FHA|USDA|VA) | 1 | $1,435,000 | $1,435,000 | $12,050 | 3.25% |
Alamogordo, NM (FHA|USDA|VA) | 4 | $1,430,000 | $357,500 | $7,943 | 2.41% |
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 4 | $1,420,000 | $355,000 | $5,322 | 3.25% |
SALT LAKE CITY, UT (FHA|USDA|VA) | 4 | $1,380,000 | $345,000 | $4,127 | 3.18% |
Steamboat Springs, CO (FHA|USDA|VA) | 2 | $1,350,000 | $675,000 | $7,141 | 2.63% |
DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) | 5 | $1,335,000 | $267,000 | $5,320 | 3.20% |
TULSA, OK (FHA|USDA|VA) | 5 | $1,305,000 | $261,000 | $4,793 | 3.17% |
Glenwood Springs, CO (FHA|USDA|VA) | 3 | $1,305,000 | $435,000 | $5,011 | 2.83% |
ANN ARBOR, MI (FHA|USDA|VA) | 8 | $1,290,000 | $161,250 | $2,351 | 2.89% |
CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 3 | $1,255,000 | $418,333 | $4,294 | 2.91% |
RICHMOND, VA (FHA|USDA|VA) | 6 | $1,250,000 | $208,333 | $4,391 | 3.21% |
SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) | 2 | $1,250,000 | $625,000 | $9,154 | 3.24% |
PUNTA GORDA, FL (FHA|USDA|VA) | 5 | $1,235,000 | $247,000 | $4,380 | 3.17% |
VALLEJO, CA (FHA|USDA|VA) | 2 | $1,220,000 | $610,000 | $16,966 | 2.87% |
EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) | 4 | $1,180,000 | $295,000 | $4,550 | 3.22% |
PANAMA CITY, FL (FHA|USDA|VA) | 4 | $1,180,000 | $295,000 | $4,328 | 3.09% |
INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) | 6 | $1,170,000 | $195,000 | $3,327 | 3.04% |
LONGVIEW, TX (FHA|USDA|VA) | 3 | $1,155,000 | $385,000 | $5,326 | 3.16% |
BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) | 3 | $1,145,000 | $381,667 | $5,973 | 3.12% |
DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) | 5 | $1,115,000 | $223,000 | $3,777 | 3.45% |
NEW HAVEN-MILFORD, CT (FHA|USDA|VA) | 5 | $1,095,000 | $219,000 | $4,632 | 3.37% |
Pullman, WA (FHA|USDA|VA) | 5 | $1,075,000 | $215,000 | $4,358 | 2.97% |
Las Vegas, NM (FHA|USDA|VA) | 5 | $1,045,000 | $209,000 | $4,237 | 3.10% |
KILLEEN-TEMPLE, TX (FHA|USDA|VA) | 4 | $1,040,000 | $260,000 | $4,615 | 2.97% |
DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) | 2 | $980,000 | $490,000 | $8,135 | 2.31% |
Ukiah, CA (FHA|USDA|VA) | 1 | $975,000 | $975,000 | $9,605 | 3.50% |
RAPID CITY, SD (FHA|USDA|VA) | 2 | $940,000 | $470,000 | $7,401 | 2.81% |
AKRON, OH (FHA|USDA|VA) | 4 | $940,000 | $235,000 | $3,610 | 3.06% |
WILMINGTON, NC (FHA|USDA|VA) | 2 | $910,000 | $455,000 | $21,095 | 3.12% |
CHEYENNE, WY (FHA|USDA|VA) | 3 | $885,000 | $295,000 | $3,908 | 2.95% |
MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) | 2 | $880,000 | $440,000 | $3,345 | 3.38% |
KNOXVILLE, TN (FHA|USDA|VA) | 3 | $845,000 | $281,667 | $4,076 | 2.50% |
Hailey, ID (FHA|USDA|VA) | 1 | $835,000 | $835,000 | $5,833 | 2.99% |
PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) | 2 | $820,000 | $410,000 | $3,879 | 2.69% |
PROVO-OREM, UT (FHA|USDA|VA) | 2 | $810,000 | $405,000 | $6,560 | 2.99% |
Port Angeles, WA (FHA|USDA|VA) | 2 | $810,000 | $405,000 | $15,674 | 2.93% |
MEDFORD, OR (FHA|USDA|VA) | 3 | $805,000 | $268,333 | $4,120 | 3.21% |
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) | 3 | $785,000 | $261,667 | $2,681 | 3.08% |
CINCINNATI, OH-KY-IN (FHA|USDA|VA) | 5 | $775,000 | $155,000 | $3,443 | 3.19% |
MISSOULA, MT (FHA|USDA|VA) | 1 | $755,000 | $755,000 | $4,022 | 2.49% |
TALLAHASSEE, FL (FHA|USDA|VA) | 2 | $750,000 | $375,000 | $11,509 | 2.94% |
MODESTO, CA (FHA|USDA|VA) | 3 | $745,000 | $248,333 | $4,133 | 3.25% |
Oak Harbor, WA (FHA|USDA|VA) | 2 | $740,000 | $370,000 | $9,059 | 3.06% |
AMARILLO, TX (FHA|USDA|VA) | 2 | $720,000 | $360,000 | $5,669 | 2.93% |
TYLER, TX (FHA|USDA|VA) | 2 | $720,000 | $360,000 | $6,655 | 2.81% |
Mount Pleasant, TX (FHA|USDA|VA) | 1 | $705,000 | $705,000 | $8,978 | 3.25% |
Durango, CO (FHA|USDA|VA) | 2 | $680,000 | $340,000 | $10,908 | 2.68% |
Liberal, KS (FHA|USDA|VA) | 5 | $675,000 | $135,000 | $3,480 | 2.85% |
OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) | 3 | $675,000 | $225,000 | $4,619 | 3.21% |
Traverse City, MI (FHA|USDA|VA) | 4 | $670,000 | $167,500 | $2,905 | 3.00% |
CORPUS CHRISTI, TX (FHA|USDA|VA) | 3 | $665,000 | $221,667 | $4,842 | 3.00% |
KAHULUI-WAILUKU-LAHAINA, HI (FHA|USDA|VA) | 1 | $655,000 | $655,000 | $15,970 | 3.13% |
CLEVELAND-ELYRIA, OH (FHA|USDA|VA) | 3 | $645,000 | $215,000 | $3,605 | 2.74% |
HARRISBURG-CARLISLE, PA (FHA|USDA|VA) | 2 | $610,000 | $305,000 | $8,441 | 2.74% |
BILLINGS, MT (FHA|USDA|VA) | 3 | $605,000 | $201,667 | $3,621 | 2.83% |
BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) | 3 | $605,000 | $201,667 | $4,623 | 3.41% |
THE VILLAGES, FL (FHA|USDA|VA) | 2 | $600,000 | $300,000 | $6,934 | 2.75% |
COLUMBIA, MO (FHA|USDA|VA) | 2 | $600,000 | $300,000 | $5,581 | 3.24% |
JACKSON, MS (FHA|USDA|VA) | 1 | $595,000 | $595,000 | $3,245 | 3.99% |
AUBURN-OPELIKA, AL (FHA|USDA|VA) | 1 | $585,000 | $585,000 | $16,000 | 2.38% |
Newport, OR (FHA|USDA|VA) | 2 | $580,000 | $290,000 | $5,512 | 2.87% |
Jacksonville, TX (FHA|USDA|VA) | 2 | $580,000 | $290,000 | $7,122 | 2.81% |
BRUNSWICK, GA (FHA|USDA|VA) | 1 | $575,000 | $575,000 | $3,316 | 3.00% |
Key West, FL (FHA|USDA|VA) | 1 | $575,000 | $575,000 | $7,121 | 3.13% |
BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) | 2 | $570,000 | $285,000 | $3,890 | 2.63% |
Coos Bay, OR (FHA|USDA|VA) | 2 | $560,000 | $280,000 | $8,305 | 3.25% |
AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) | 2 | $560,000 | $280,000 | $7,130 | 2.68% |
Holland, MI (FHA|USDA|VA) | 1 | $545,000 | $545,000 | $4,062 | 2.25% |
Hobbs, NM (FHA|USDA|VA) | 3 | $545,000 | $181,667 | $7,862 | 3.04% |
NEW BERN, NC (FHA|USDA|VA) | 1 | $545,000 | $545,000 | $7,607 | 4.13% |
NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) | 1 | $545,000 | $545,000 | $6,021 | 2.99% |
Taos, NM (FHA|USDA|VA) | 2 | $540,000 | $270,000 | $7,689 | 3.00% |
Kapaa, HI (FHA|USDA|VA) | 1 | $535,000 | $535,000 | $6,792 | 2.88% |
ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) | 1 | $525,000 | $525,000 | $3,024 | 2.62% |
COLUMBUS, OH (FHA|USDA|VA) | 2 | $520,000 | $260,000 | $6,191 | 3.68% |
MADERA, CA (FHA|USDA|VA) | 1 | $515,000 | $515,000 | $5,733 | 3.25% |
ALBANY-LEBANON, OR (FHA|USDA|VA) | 2 | $510,000 | $255,000 | $4,034 | 2.88% |
Astoria, OR (FHA|USDA|VA) | 1 | $505,000 | $505,000 | $6,557 | 3.38% |
YUMA, AZ (FHA|USDA|VA) | 1 | $505,000 | $505,000 | $0 | 3.49% |
HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) | 2 | $500,000 | $250,000 | $2,891 | 3.12% |
IDAHO FALLS, ID (FHA|USDA|VA) | 1 | $495,000 | $495,000 | $15,886 | 3.13% |
DULUTH, MN-WI (FHA|USDA|VA) | 1 | $485,000 | $485,000 | $9,793 | 2.25% |
Warrensburg, MO (FHA|USDA|VA) | 2 | $480,000 | $240,000 | $5,169 | 2.93% |
CHICO, CA (FHA|USDA|VA) | 1 | $465,000 | $465,000 | $4,928 | 3.49% |
SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) | 3 | $465,000 | $155,000 | $5,244 | 3.74% |
CHATTANOOGA, TN-GA (FHA|USDA|VA) | 3 | $455,000 | $151,667 | $3,616 | 3.45% |
Faribault-Northfield, MN (FHA|USDA|VA) | 1 | $455,000 | $455,000 | $4,748 | 2.99% |
OGDEN-CLEARFIELD, UT (FHA|USDA|VA) | 1 | $455,000 | $455,000 | $3,406 | 2.25% |
Gainesville, TX (FHA|USDA|VA) | 2 | $450,000 | $225,000 | $6,092 | 3.06% |
PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) | 3 | $445,000 | $148,333 | $8,186 | 3.16% |
WORCESTER, MA-CT (FHA|USDA|VA) | 2 | $440,000 | $220,000 | $5,086 | 3.24% |
COLUMBIA, SC (FHA|USDA|VA) | 2 | $440,000 | $220,000 | $4,123 | 3.56% |
Eureka-Arcata, CA (FHA|USDA|VA) | 1 | $435,000 | $435,000 | $5,422 | 2.88% |
Ottawa, KS (FHA|USDA|VA) | 3 | $435,000 | $145,000 | $3,163 | 3.25% |
PITTSBURGH, PA (FHA|USDA|VA) | 1 | $435,000 | $435,000 | $4,432 | 2.99% |
Hutchinson, KS (FHA|USDA|VA) | 3 | $425,000 | $141,667 | $4,259 | 3.00% |
Lufkin, TX (FHA|USDA|VA) | 2 | $420,000 | $210,000 | $8,466 | 3.24% |
LEWISTON, ID-WA (FHA|USDA|VA) | 2 | $420,000 | $210,000 | $4,087 | 3.19% |
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) | 1 | $415,000 | $415,000 | $9,696 | 2.38% |
SEBRING-AVON PARK, FL (FHA|USDA|VA) | 2 | $410,000 | $205,000 | $3,329 | 3.25% |
NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) | 2 | $410,000 | $205,000 | $7,158 | 3.43% |
WENATCHEE, WA (FHA|USDA|VA) | 1 | $405,000 | $405,000 | $3,819 | 3.25% |
Paducah, KY-IL (FHA|USDA|VA) | 1 | $405,000 | $405,000 | $7,096 | 2.49% |
Kill Devil Hills, NC (FHA|USDA|VA) | 1 | $405,000 | $405,000 | $4,252 | 3.50% |
GAINESVILLE, FL (FHA|USDA|VA) | 1 | $395,000 | $395,000 | $4,920 | 2.99% |
BLOOMINGTON, IN (FHA|USDA|VA) | 1 | $395,000 | $395,000 | $4,315 | 2.88% |
LYNCHBURG, VA (FHA|USDA|VA) | 1 | $385,000 | $385,000 | $0 | 2.38% |
Bonham, TX (FHA|USDA|VA) | 2 | $380,000 | $190,000 | $4,972 | 3.37% |
LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) | 2 | $370,000 | $185,000 | $8,048 | 3.43% |
TOPEKA, KS (FHA|USDA|VA) | 2 | $370,000 | $185,000 | $2,987 | 3.50% |
FARMINGTON, NM (FHA|USDA|VA) | 2 | $370,000 | $185,000 | $8,337 | 3.18% |
Weatherford, OK (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $3,756 | 3.25% |
SAN ANGELO, TX (FHA|USDA|VA) | 2 | $360,000 | $180,000 | $4,393 | 2.94% |
Portsmouth, OH (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $5,445 | 2.88% |
MONTGOMERY, AL (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $3,072 | 2.49% |
ROME, GA (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $2,960 | 2.63% |
SPRINGFIELD, MO (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $3,242 | 2.75% |
Fort Morgan, CO (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $3,845 | 3.38% |
RACINE, WI (FHA|USDA|VA) | 2 | $340,000 | $170,000 | $4,875 | 2.81% |
MADISON, WI (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $9,716 | 2.38% |
Big Spring, TX (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $13,396 | 2.99% |
DAYTON-KETTERING, OH (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $14,061 | 2.38% |
Deming, NM (FHA|USDA|VA) | 2 | $330,000 | $165,000 | $4,505 | 2.74% |
Jefferson, GA (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $1,983 | 2.49% |
New Ulm, MN (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $9,088 | 2.99% |
Aberdeen, WA (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $691 | 2.88% |
Moscow, ID (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $5,034 | 3.13% |
Maysville, KY (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $4,039 | 2.99% |
GREENVILLE-ANDERSON, SC (FHA|USDA|VA) | 2 | $320,000 | $160,000 | $4,176 | 2.75% |
PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $4,743 | 3.13% |
Ruidoso, NM (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $11,011 | 4.13% |
MUSKEGON, MI (FHA|USDA|VA) | 2 | $310,000 | $155,000 | $2,262 | 3.06% |
Centralia, WA (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $3,720 | 2.75% |
Freeport, IL (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $4,569 | 3.25% |
FLORENCE-MUSCLE SHOALS, AL (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $8,492 | 2.99% |
BELLINGHAM, WA (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $3,419 | 2.88% |
TEXARKANA, TX-AR (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $10,945 | 2.88% |
BAY CITY, MI (FHA|USDA|VA) | 2 | $300,000 | $150,000 | $2,779 | 2.68% |
BEND, OR (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $4,840 | 2.88% |
MIDLAND, MI (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $3,142 | 3.25% |
Moses Lake, WA (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $8,251 | 2.88% |
Sonora, CA (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $3,845 | 3.25% |
Gillette, WY (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $3,587 | 2.75% |
Kalispell, MT (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $2,446 | 2.99% |
LEXINGTON-FAYETTE, KY (FHA|USDA|VA) | 2 | $280,000 | $140,000 | $2,295 | 2.56% |
MONROE, MI (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $3,086 | 2.38% |
Fredericksburg, TX (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $4,644 | 2.63% |
TOLEDO, OH (FHA|USDA|VA) | 2 | $270,000 | $135,000 | $6,624 | 3.56% |
Morehead City, NC (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $2,180 | 2.25% |
SIOUX CITY, IA-NE-SD (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $3,735 | 2.88% |
ABILENE, TX (FHA|USDA|VA) | 2 | $260,000 | $130,000 | $3,414 | 2.94% |
EL CENTRO, CA (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $7,036 | 4.88% |
WINCHESTER, VA-WV (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $5,685 | 3.38% |
ROCKY MOUNT, NC (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $6,591 | 2.88% |
Brookings, OR (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $11,131 | 4.38% |
SALEM, OR (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $7,461 | 3.13% |
BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $8,653 | 4.00% |
YORK-HANOVER, PA (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $2,836 | 2.63% |
Marshalltown, IA (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $5,874 | 2.88% |
REDDING, CA (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $4,653 | 3.49% |
Carroll, IA (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $1,460 | 2.75% |
Lewistown, PA (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $3,108 | 2.99% |
Alpena, MI (FHA|USDA|VA) | 2 | $230,000 | $115,000 | $2,923 | 3.12% |
LAFAYETTE, LA (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $0 | 2.25% |
PORT ST. LUCIE, FL (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $5,932 | 3.25% |
TRENTON-PRINCETON, NJ (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $5,292 | 2.49% |
ASHEVILLE, NC (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $3,865 | 2.49% |
MICHIGAN CITY-LA PORTE, IN (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $5,338 | 2.88% |
Corsicana, TX (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $3,274 | 2.49% |
WICHITA FALLS, TX (FHA|USDA|VA) | 2 | $220,000 | $110,000 | $5,145 | 3.43% |
Starkville, MS (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $4,777 | 2.99% |
LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $6,599 | 3.99% |
READING, PA (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $4,019 | 2.49% |
LINCOLN, NE (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $2,064 | 2.25% |
Mountain Home, ID (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $3,385 | 2.75% |
JACKSON, MI (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $3,311 | 2.88% |
SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $7,755 | 2.99% |
HOT SPRINGS, AR (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $3,039 | 3.25% |
Fort Polk South, LA (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $2,233 | 2.99% |
CARSON CITY, NV (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $2,626 | 3.25% |
CASPER, WY (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $2,908 | 2.75% |
JOHNSON CITY, TN (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $2,000 | 3.13% |
Kerrville, TX (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $2,753 | 2.75% |
LANCASTER, PA (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $3,093 | 2.99% |
Brenham, TX (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $7,981 | 2.99% |
SAVANNAH, GA (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $4,957 | 3.38% |
Roanoke Rapids, NC (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $2,388 | 2.99% |
Willmar, MN (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $3,350 | 2.49% |
LUBBOCK, TX (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $6,351 | 3.63% |
Adrian, MI (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $2,329 | 3.49% |
Huntsville, TX (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $3,986 | 3.25% |
Carlsbad-Artesia, NM (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $7,978 | 4.99% |
BATTLE CREEK, MI (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $3,059 | 2.99% |
TWIN FALLS, ID (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $4,322 | 3.63% |
APPLETON, WI (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $3,135 | 3.63% |
Clearlake, CA (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $6,297 | 3.75% |
NORWICH-NEW LONDON, CT (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $4,919 | 4.49% |
ST. JOSEPH, MO-KS (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $3,988 | 2.88% |
Snyder, TX (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $6,682 | 3.99% |
Ruston, LA (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $3,874 | 3.13% |
Silver City, NM (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $4,197 | 3.99% |
YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $4,094 | 2.99% |
CLARKSVILLE, TN-KY (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $1,127 | 2.99% |
NILES, MI (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $3,592 | 3.63% |
Mount Vernon, IL (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $4,668 | 2.99% |
Marquette, MI (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $2,999 | 3.13% |
Othello, WA (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $7,979 | 3.25% |
WINSTON-SALEM, NC (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $2,985 | 3.99% |
WACO, TX (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $3,866 | 3.25% |
Winfield, KS (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $3,158 | 2.63% |
ANNISTON-OXFORD, AL (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $3,335 | 3.63% |
Clovis, NM (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $3,259 | 3.99% |
Cadillac, MI (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $2,182 | 2.63% |
Mineral Wells, TX (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $3,120 | 2.75% |
Ponca City, OK (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $3,363 | 2.99% |
HOMOSASSA SPRINGS, FL (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $2,801 | 3.49% |
Bozeman, MT (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $5,992 | 2.99% |
HAMMOND, LA (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $4,810 | 2.99% |
COLUMBUS, GA-AL (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $1,271 | 3.38% |
Kearney, NE (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $3,622 | 3.38% |
Red Bluff, CA (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $4,163 | 2.99% |
JOPLIN, MO (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $3,052 | 3.49% |
Quincy, IL-MO (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $1,646 | 2.99% |
LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $3,295 | 3.99% |
Altus, OK (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $2,598 | 4.25% |
WARNER ROBINS, GA (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $1,625 | 3.13% |
Guymon, OK (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $4,717 | 2.49% |
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Product Mix
For 2021, Sunflower Bank's most frequently originated type of loan was Conventional, with 6,381 originations. Their 2nd most popular type was VA, with 496 originations.
Loan Reason
For 2021, Sunflower Bank's most frequently cited loan purpose was Home Purchase, with 3,273 originations. The 2nd most popular reason was Refi, with 2,178 originations.
Loan Duration/Length
For 2021, Sunflower Bank's most frequently cited loan duration was 30 Year, with 5,913 originations. The 2nd most popular length was 15 Year, with 956 originations.
Origination Fees/Closing Costs
Sunflower Bank's average total fees were $5,166, while their most frequently occuring range of origination fees (closing costs) were in the $1k-2k bucket, with 4,782 originations.
Interest Rates
During 2021, Sunflower Bank's average interest rate for loans was 3.16%, while their most frequently originated rate bucket for loans was 2.5-3%, with 3,276 originations.
Loan Sizing
2021 saw Sunflower Bank place emphasis on $200k-400k loans with 3,503 originations, totaling $1,006,475,000 in origination value.
Applicant Income
Sunflower Bank lent most frequently to those with incomes in the $100k-150k range, with 1,713 originations. The second most popular income band? $50k-75k, with 1,464 originations.
Applicant Debt to Income Ratio
Sunflower Bank lent most frequently to those with DTI ratios of 20-30%, with 1,714 originations. The next most common DTI ratio? 30-36%, with 1,341 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications94.55%
Sunflower Bank has an average approval rate.
Pick Rate
Approvals leading to origination67.72%
Sunflower Bank has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.
Points and Fees
Points | Originations | Total Value | Average Loan |
---|---|---|---|
NA | 7,321 | $2,330,795,000 | $318,371 |
Occupancy Type Mix
Dwelling Type | Originations | Total Value | Average Loan |
---|---|---|---|
7,321 | $2,330,795,000 | $318,371 |
LTV Distribution
Bank Details
Branches
Bank Name | Branch | Branch Type | Deposits (000's) |
---|---|---|---|
Sunflower Bank, National Association | 101 Adams Street Monte Vista, CO 81144 | Full Service B&M | $68,412 |
Sunflower Bank, National Association | 1010 East 27th Street Hays, KS 67601 | Full Service B&M | $124,981 |
Sunflower Bank, National Association | 120 West Kansas Avenue Mcpherson, KS 67460 | Full Service B&M | $44,090 |
Sunflower Bank, National Association | 13 Avenida Vista Grande Santa Fe, NM 87505 | Full Service B&M | $110,185 |
Sunflower Bank, National Association | 13 North Main Street Ellinwood, KS 67526 | Full Service B&M | $59,543 |
Sunflower Bank, National Association | 1400 16th Street Denver, CO 80202 | Full Service B&M | $203,684 |
Sunflower Bank, National Association | 1501 East Magnolia Salina, KS 67401 | Limited, Mobile/Seasonal Office | $320 |
Sunflower Bank, National Association | 15100 Rosewood Street Leawood, KS 66224 | Full Service B&M | $15,805 |
Sunflower Bank, National Association | 1715 South Pueblo Boulevard Pueblo, CO 81005 | Full Service B&M | $70,309 |
Sunflower Bank, National Association | 1738 Pearl Street Boulder, CO 80302 | Full Service B&M | $77,584 |
Sunflower Bank, National Association | 176 North Santa Fe Salina, KS 67401 | Full Service B&M | $67,029 |
Sunflower Bank, National Association | 1860 N 95th Ln Phoenix, AZ 85007 | Full Service B&M | $19,696 |
Sunflower Bank, National Association | 1910 Trinity Drive Los Alamos, NM 87544 | Full Service B&M | $83,793 |
Sunflower Bank, National Association | 201 E. Main Street, Third Floor El Paso, TX 79901 | Full Service B&M | $261,696 |
Sunflower Bank, National Association | 2021 Cerrillos Road Santa Fe, NM 87501 | Full Service B&M | $132,812 |
Sunflower Bank, National Association | 203 West Main Street Osborne, KS 67473 | Full Service B&M | $38,749 |
Sunflower Bank, National Association | 2070 South Ohio Salina, KS 67401 | Full Service B&M | $259,593 |
Sunflower Bank, National Association | 2073 North Webb Road Wichita, KS 67206 | Full Service B&M | $50,104 |
Sunflower Bank, National Association | 2200 Louisiana Blvd Ne, Suite 8e Albuquerque, NM 87110 | Full Service B&M | $44,560 |
Sunflower Bank, National Association | 239 W Main Ave Spokane, WA 99201 | Full Service B&M | $1 |
Sunflower Bank, National Association | 2408 First Avenue Dodge City, KS 67801 | Full Service B&M | $154,891 |
Sunflower Bank, National Association | 2450 South Ninth Street Salina, KS 67401 | Full Service B&M | $57,028 |
Sunflower Bank, National Association | 25 East Ken Pratt Blvd Longmont, CO 80501 | Full Service B&M | $112,986 |
Sunflower Bank, National Association | 2535 S Telshor Las Cruces, NM 88011 | Full Service B&M | $42,372 |
Sunflower Bank, National Association | 2701 Dallas Parkway Plano, TX 75093 | Full Service B&M | $6,194 |
Sunflower Bank, National Association | 2710 Anderson Manhattan, KS 66502 | Full Service B&M | $56,454 |
Sunflower Bank, National Association | 278 University Blvd Denver, CO 80206 | Full Service B&M | $58,553 |
Sunflower Bank, National Association | 355 E Germann Rd Gilbert, AZ 85297 | Full Service B&M | $60,313 |
Sunflower Bank, National Association | 3600 10th Street Great Bend, KS 67530 | Full Service B&M | $51,447 |
Sunflower Bank, National Association | 400 W 48th Ave Denver, CO 80216 | Full Service B&M | $241,906 |
Sunflower Bank, National Association | 401 Main Victoria, KS 67671 | Full Service B&M | $28,153 |
Sunflower Bank, National Association | 4101 East Harry Street Wichita, KS 67218 | Full Service B&M | $70,723 |
Sunflower Bank, National Association | 421 North Water Las Cruces, NM 88001 | Full Service B&M | $55,223 |
Sunflower Bank, National Association | 4720 Roth Avenue Hays, KS 67601 | Full Service B&M | $35,612 |
Sunflower Bank, National Association | 4831 Quail Crest Place Lawrence, KS 66049 | Full Service B&M | $48,185 |
Sunflower Bank, National Association | 4920 Alameda Avenue El Paso, TX 79905 | Full Service B&M | $42,786 |
Sunflower Bank, National Association | 500 North Franklin Colby, KS 67701 | Full Service B&M | $72,429 |
Sunflower Bank, National Association | 5090 40th Street Phoenix, AZ 85018 | Full Service B&M | $57,611 |
Sunflower Bank, National Association | 510 North Jefferson Junction City, KS 66441 | Full Service B&M | $40,782 |
Sunflower Bank, National Association | 510 W 29th Street Pueblo, CO 81008 | Full Service B&M | $37,638 |
Sunflower Bank, National Association | 516 West Cordova Santa Fe, NM 87501 | Full Service B&M | $96,822 |
Sunflower Bank, National Association | 5299 Dtc Boulevard, Suite 100 Greenwood Village, CO 80111 | Full Service B&M | $210,160 |
Sunflower Bank, National Association | 615 24th Street Golden, CO 80401 | Full Service B&M | $43,661 |
Sunflower Bank, National Association | 62 Lincoln Avenue Santa Fe, NM 87501 | Full Service B&M | $344,252 |
Sunflower Bank, National Association | 665 Flatiron Marketplace Broomfield, CO 80021 | Full Service B&M | $69,788 |
Sunflower Bank, National Association | 6801 N Mesa Street El Paso, TX 79912 | Full Service B&M | $28,877 |
Sunflower Bank, National Association | 7047 East Greenway Parkway Scottsdale, AZ 85254 | Full Service B&M | $54,177 |
Sunflower Bank, National Association | 711 North Kansas Avenue Liberal, KS 67901 | Full Service B&M | $61,672 |
Sunflower Bank, National Association | 7300 Jefferson St Ne Albuquerque, NM 87109 | Full Service B&M | $377,468 |
Sunflower Bank, National Association | 740 Main Street Russell, KS 67665 | Full Service B&M | $45,503 |
Sunflower Bank, National Association | 7400 West 135th Street Overland Park, KS 66223 | Full Service B&M | $114,556 |
Sunflower Bank, National Association | 8117 Preston Road Dallas, TX 75225 | Full Service B&M | $78,570 |
Sunflower Bank, National Association | 831 Royal Gorge Boulevard Canon City, CO 81212 | Full Service B&M | $171,358 |
For 2021, Sunflower Bank had 53 branches.
Yearly Performance Overview
Bank Income
Item | Value (in 000's) |
---|---|
Total interest income | $169,342 |
Net interest income | $159,830 |
Total noninterest income | $124,372 |
Gross Fiduciary activities income | $7,585 |
Service charges on deposit accounts | $12,504 |
Trading account gains and fees | $0 |
Additional Noninterest Income | $104,283 |
Pre-tax net operating income | $59,412 |
Securities gains (or losses, -) | $0 |
Income before extraordinary items | $49,182 |
Discontinued Operations (Extraordinary gains, net) | $0 |
Net income of bank and minority interests | $49,182 |
Minority interest net income | $0 |
Net income | $49,182 |
Sale, conversion, retirement of capital stock, net | $2,398 |
Net operating income | $49,182 |
Sunflower Bank's gross interest income from loans was $169,342,000.
Sunflower Bank's net interest income from loans was $159,830,000.
Sunflower Bank's fee based income from loans was $12,504,000.
Sunflower Bank's net income from loans was $49,182,000.
Bank Expenses
Item | Value (in 000's) |
---|---|
Total interest expense | $9,512 |
Provision for credit losses | $3,000 |
Total noninterest expense | $221,790 |
Salaries and employee benefits | $149,827 |
Premises and equipment expense | $26,535 |
Additional noninterest expense | $45,428 |
Applicable income taxes | $10,230 |
Net charge-offs | $3,219 |
Cash dividends | $0 |
Sunflower Bank's interest expense for loans was $9,512,000.
Sunflower Bank's payroll and benefits expense were $149,827,000.
Sunflower Bank's property, plant and equipment expenses $26,535,000.
Loan Performance
Type of Loan | % of Loans Noncurrent (30+ days, end of period snapshot) |
---|---|
All loans | 0.0% |
Real Estate loans | 0.0% |
Construction & Land Development loans | 0.0% |
Nonfarm, nonresidential loans | 0.0% |
Multifamily residential loans | 0.0% |
1-4 family residential loans | 1.0% |
HELOC loans | 0.0% |
All other family | 1.0% |
Commercial & industrial loans | 0.0% |
Personal loans | 0.0% |
Credit card loans | 0.0% |
Other individual loans | 0.0% |
Auto loans | 0.0% |
Other consumer loans | 0.0% |
Unsecured commercial real estate loans | 0.0% |
Deposits
Type | Value (in 000's) |
---|---|
Total deposits | $4,866,248 |
Deposits held in domestic offices | $4,866,248 |
Deposits by Individuals, partnerships, and corporations | $4,407,730 |
Deposits by U.S. Government | $0 |
Deposits by States and political subdivisions in the U.S. | $458,080 |
Deposits by Commercial banks and other depository institutions in U.S. | $438 |
Deposits by Banks in foreign countries | $0 |
Deposits by Foreign governments and official institutions | $0 |
Transaction accounts | $1,784,621 |
Demand deposits | $1,765,125 |
Nontransaction accounts | $3,081,627 |
Money market deposit accounts (MMDAs) | $2,297,839 |
Other savings deposits (excluding MMDAs) | $460,043 |
Total time deposits | $323,745 |
Total time and savings deposits | $3,101,123 |
Noninterest-bearing deposits | $1,577,413 |
Interest-bearing deposits | $3,288,835 |
Retail deposits | $4,580,255 |
IRAs and Keogh plan accounts | $50,592 |
Brokered deposits | $212,716 |
Deposits held in foreign offices | $0 |
Assets
Asset | Value (in 000's) |
---|---|
Total Assets | $5,652,968 |
Cash & Balances due from depository institutions | $668,462 |
Interest-bearing balances | $617,021 |
Total securities | $590,510 |
Federal funds sold & reverse repurchase | $0 |
Net loans and leases | $4,093,515 |
Loan and leases loss allowance | $47,547 |
Trading account assets | $0 |
Bank premises and fixed assets | $53,147 |
Other real estate owned | $5,487 |
Goodwill and other intangibles | $88,692 |
All other assets | $153,155 |
Liabilities
Liabilities | Value (in 000's) |
---|---|
Total liabilities and capital | $5,652,968 |
Total Liabilities | $5,081,584 |
Total deposits | $4,866,248 |
Interest-bearing deposits | $3,288,835 |
Deposits held in domestic offices | $4,866,248 |
% insured (estimated) | $49 |
Federal funds purchased and repurchase agreements | $92,093 |
Trading liabilities | $0 |
Other borrowed funds | $51,094 |
Subordinated debt | $0 |
All other liabilities | $72,149 |
Issued Loan Types
Type | Value (in 000's) |
---|---|
Net loans and leases | $4,093,515 |
Loan and leases loss allowance | $47,547 |
Total loans and leases (domestic) | $4,141,062 |
All real estate loans | $1,715,197 |
Real estate loans in domestic offices | $1,715,197 |
Construction and development loans | $206,864 |
Residential 1-4 family construction | $17,832 |
Other construction, all land development and other land | $189,032 |
Loans secured by nonfarm nonresidential properties | $979,067 |
Nonfarm nonresidential secured by owner-occupied properties | $474,382 |
Commercial real estate & other non-farm, non-residential | $504,685 |
Multifamily residential real estate | $56,642 |
1-4 family residential loans | $466,481 |
Farmland loans | $6,143 |
Loans held in foreign offices | $0 |
Farm loans | $6,077 |
Commercial and industrial loans | $1,678,400 |
To non-U.S. addressees | $0 |
Loans to individuals | $17,976 |
Credit card loans | $5,316 |
Related Plans | $5,121 |
Consumer Auto Loans | $2,838 |
Other loans to individuals | $4,701 |
All other loans & leases | $723,412 |
Loans to foreign governments and official institutions | $0 |
Other loans | $49,744 |
Loans to depository institutions and acceptances of other banks | $0 |
Loans not secured by real estate | $0 |
Loans secured by real estate to non-U.S. addressees | $0 |
Restructured Loans & leases | $1,978 |
Non 1-4 family restructured loans & leases | $649 |
Total loans and leases (foreign) | $0 |
Sunflower Bank had $4,093,515,000 of loans outstanding in 2021. $1,715,197,000 of loans were in real estate loans. $206,864,000 of loans were in development loans. $56,642,000 of loans were in multifamily mortgage loans. $466,481,000 of loans were in 1-4 family mortgage loans. $6,077,000 of loans were in farm loans. $5,316,000 of loans were in credit card loans. $2,838,000 of loans were in the auto loan category.
Small Business Loans
Categorization | # of Loans in Category | $ amount of loans (in 000's) | Average $/loan |
---|---|---|---|
Nonfarm, nonresidential loans - <$1MM | 410 | $142,254 | $346,961 |
Nonfarm, nonresidential loans - <$100k | 32 | $1,305 | $40,781 |
Nonfarm, nonresidential loans - $100-250k | 90 | $10,284 | $114,267 |
Nonfarm, nonresidential loans - $250k-1MM | 288 | $130,665 | $453,698 |
Commercial & Industrial, US addressed loans - <$1MM | 1,399 | $309,949 | $221,550 |
Commercial & Industrial, US addressed loans - <$100k | 450 | $16,846 | $37,436 |
Commercial & Industrial, US addressed loans - $100-250k | 326 | $43,616 | $133,791 |
Commercial & Industrial, US addressed loans - $250k-1MM | 623 | $249,487 | $400,461 |
Farmland loans - <$1MM | 37 | $4,445 | $120,135 |
Farmland loans - <$100k | 13 | $458 | $35,231 |
Farmland loans - $100-250k | 14 | $1,576 | $112,571 |
Farmland loans - $250k-1MM | 10 | $2,411 | $241,100 |
Agriculture operations loans - <$1MM | 35 | $2,204 | $62,971 |
Agriculture operations loans - <$100k | 25 | $539 | $21,560 |
Agriculture operations loans - $100-250k | 6 | $671 | $111,833 |
Agriculture operations loans - $250k-1MM | 4 | $994 | $248,500 |