Sunflower Bank Mortgage Rates, Fees & Info
Denver, COLEI: 2549008TT6UNYR7AXF54
Tax ID: 48-0216075
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Mortgage Data
Review & Overview
Sunflower Bank is a small bank specializing in Home Purchase loans. Sunflower Bank has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. Their top markets by origination volume include: Phoenix, Spokane, Dallas, San Antonio, and Denver among others. We have data for 296 markets. (Some data included below & more in-depth data is available with an active subscription.)Sunflower Bank has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Sunflower Bank is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.
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SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
|---|---|---|
| 30 Year Conventional Purchase | 6.36% | 4/28/24 |
| 30 Year Conventional Refi | 6.10% | 4/28/24 |
| 30 Year Cash-out Refi | 6.66% | 4/28/24 |
| 30 Year FHA Purchase | 7.02% | 4/28/24 |
| 30 Year FHA Refi | 6.68% | 4/28/24 |
| 30 Year VA Purchase | 5.88% | 4/28/24 |
| 30 Year VA Refi | 6.21% | 4/28/24 |
| 30 Year USDA Purchase | 6.62% | 4/28/24 |
| 15 Year Conventional Purchase | 6.16% | 4/28/24 |
| 15 Year Conventional Refi | 6.17% | 4/28/24 |
| 15 Year Cash-out Refi | 6.17% | 4/28/24 |
| 15 Year FHA Purchase | 5.68% | 4/28/24 |
| These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. | ||
Sunflower Bank Mortgage Calculator
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The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
4,432Origination Dollar Volume (All Markets)
$1,632,310,000Awards
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Sunflower Bank - 2022
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Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 556 | $239,740,000 | $431,187 | $6,414 | 4.09% |
| SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) | 565 | $187,895,000 | $332,558 | $6,858 | 4.69% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 395 | $164,625,000 | $416,772 | $7,615 | 4.42% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 289 | $135,785,000 | $469,844 | $9,977 | 4.64% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 183 | $81,035,000 | $442,814 | $5,641 | 3.83% |
| SANTA FE, NM (FHA|USDA|VA) | 108 | $46,870,000 | $433,981 | $5,782 | 4.43% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 66 | $43,960,000 | $666,061 | $11,120 | 4.31% |
| KANSAS CITY, MO-KS (FHA|USDA|VA) | 125 | $42,085,000 | $336,680 | $5,099 | 4.59% |
| COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) | 124 | $39,340,000 | $317,258 | $7,824 | 4.82% |
| ALBUQUERQUE, NM (FHA|USDA|VA) | 127 | $36,505,000 | $287,441 | $6,319 | 4.48% |
| Outside of Metro Areas | 129 | $33,755,000 | $261,667 | $6,119 | 4.72% |
| Outside of Metro Areas | 65 | $32,275,000 | $496,538 | $10,031 | 5.13% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 88 | $29,840,000 | $339,091 | $7,981 | 4.68% |
| Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) | 57 | $29,655,000 | $520,263 | $11,729 | 5.05% |
| WICHITA, KS (FHA|USDA|VA) | 130 | $27,380,000 | $210,615 | $4,388 | 4.50% |
| Los Alamos, NM (FHA|USDA|VA) | 55 | $20,885,000 | $379,727 | $6,790 | 4.58% |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) | 43 | $19,245,000 | $447,558 | $7,326 | 4.53% |
| Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 29 | $16,265,000 | $560,862 | $9,501 | 4.68% |
| Detroit-Warren-Dearborn, MI (FHA|USDA|VA) | 63 | $15,955,000 | $253,254 | $3,947 | 4.75% |
| FLINT, MI (FHA|USDA|VA) | 79 | $15,785,000 | $199,810 | $3,691 | 4.80% |
| LAWRENCE, KS (FHA|USDA|VA) | 56 | $13,200,000 | $235,714 | $3,895 | 4.07% |
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 24 | $12,440,000 | $518,333 | $11,908 | 4.31% |
| MANHATTAN, KS (FHA|USDA|VA) | 65 | $12,135,000 | $186,692 | $3,294 | 4.04% |
| BOULDER, CO (FHA|USDA|VA) | 21 | $10,975,000 | $522,619 | $5,170 | 3.82% |
| Pullman, WA (FHA|USDA|VA) | 30 | $9,430,000 | $314,333 | $5,875 | 5.20% |
| SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) | 16 | $8,630,000 | $539,375 | $11,070 | 4.26% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 22 | $8,310,000 | $377,727 | $8,891 | 5.00% |
| Hays, KS (FHA|USDA|VA) | 42 | $7,280,000 | $173,333 | $3,377 | 4.39% |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) | 10 | $6,920,000 | $692,000 | $13,801 | 4.03% |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) | 17 | $6,685,000 | $393,235 | $6,985 | 4.14% |
| LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) | 16 | $6,030,000 | $376,875 | $8,052 | 4.42% |
| EL PASO, TX (FHA|USDA|VA) | 18 | $5,970,000 | $331,667 | $5,090 | 4.56% |
| Salina, KS (FHA|USDA|VA) | 39 | $5,845,000 | $149,872 | $2,756 | 4.91% |
| LAS CRUCES, NM (FHA|USDA|VA) | 23 | $5,615,000 | $244,130 | $7,370 | 4.29% |
| PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) | 8 | $4,940,000 | $617,500 | $7,803 | 3.81% |
| KENNEWICK-RICHLAND, WA (FHA|USDA|VA) | 18 | $4,930,000 | $273,889 | $8,001 | 5.40% |
| SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) | 11 | $4,865,000 | $442,273 | $9,713 | 5.57% |
| NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) | 11 | $4,735,000 | $430,455 | $9,886 | 4.71% |
| LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) | 13 | $4,405,000 | $338,846 | $9,777 | 4.42% |
| RALEIGH-CARY, NC (FHA|USDA|VA) | 11 | $4,375,000 | $397,727 | $6,723 | 4.94% |
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 14 | $4,230,000 | $302,143 | $7,925 | 5.00% |
| RENO, NV (FHA|USDA|VA) | 7 | $4,225,000 | $603,571 | $9,976 | 3.55% |
| TUCSON, AZ (FHA|USDA|VA) | 14 | $4,050,000 | $289,286 | $7,917 | 4.66% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 9 | $3,945,000 | $438,333 | $10,778 | 4.37% |
| GREELEY, CO (FHA|USDA|VA) | 8 | $3,800,000 | $475,000 | $6,376 | 5.19% |
| Sandpoint, ID (FHA|USDA|VA) | 10 | $3,720,000 | $372,000 | $8,525 | 4.40% |
| CORPUS CHRISTI, TX (FHA|USDA|VA) | 8 | $3,600,000 | $450,000 | $14,921 | 5.09% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 9 | $3,525,000 | $391,667 | $10,869 | 4.75% |
| FLAGSTAFF, AZ (FHA|USDA|VA) | 7 | $3,485,000 | $497,857 | $10,098 | 4.32% |
| COLORADO SPRINGS, CO (FHA|USDA|VA) | 5 | $3,345,000 | $669,000 | $8,074 | 3.17% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 12 | $3,290,000 | $274,167 | $7,127 | 5.40% |
| BOISE CITY, ID (FHA|USDA|VA) | 7 | $2,805,000 | $400,714 | $8,749 | 5.57% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 6 | $2,750,000 | $458,333 | $7,755 | 4.75% |
| BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) | 8 | $2,710,000 | $338,750 | $8,995 | 4.81% |
| TOPEKA, KS (FHA|USDA|VA) | 13 | $2,705,000 | $208,077 | $4,224 | 5.24% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 7 | $2,635,000 | $376,429 | $4,933 | 5.53% |
| FAYETTEVILLE, NC (FHA|USDA|VA) | 5 | $2,615,000 | $523,000 | $6,075 | 4.72% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 7 | $2,515,000 | $359,286 | $7,187 | 5.28% |
| PUEBLO, CO (FHA|USDA|VA) | 13 | $2,475,000 | $190,385 | $6,206 | 4.50% |
| PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) | 2 | $2,400,000 | $1,200,000 | $10,115 | 5.06% |
| SHERMAN-DENISON, TX (FHA|USDA|VA) | 7 | $2,395,000 | $342,143 | $5,856 | 4.52% |
| WILMINGTON, NC (FHA|USDA|VA) | 3 | $2,345,000 | $781,667 | $8,363 | 5.21% |
| MEMPHIS, TN-MS-AR (FHA|USDA|VA) | 9 | $2,265,000 | $251,667 | $6,879 | 5.38% |
| Moses Lake, WA (FHA|USDA|VA) | 6 | $2,200,000 | $366,667 | $8,552 | 6.31% |
| BILLINGS, MT (FHA|USDA|VA) | 4 | $2,150,000 | $537,500 | $9,805 | 4.75% |
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 7 | $2,145,000 | $306,429 | $7,787 | 4.62% |
| COLUMBIA, SC (FHA|USDA|VA) | 6 | $2,110,000 | $351,667 | $9,206 | 4.08% |
| BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) | 6 | $2,100,000 | $350,000 | $11,702 | 5.48% |
| Fredericksburg, TX (FHA|USDA|VA) | 3 | $2,095,000 | $698,333 | $14,073 | 3.91% |
| Show Low, AZ (FHA|USDA|VA) | 7 | $2,055,000 | $293,571 | $7,865 | 4.50% |
| LANSING-EAST LANSING, MI (FHA|USDA|VA) | 9 | $2,035,000 | $226,111 | $4,952 | 5.46% |
| San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) | 4 | $2,030,000 | $507,500 | $9,247 | 5.56% |
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 8 | $2,010,000 | $251,250 | $6,480 | 5.03% |
| SALINAS, CA (FHA|USDA|VA) | 1 | $2,005,000 | $2,005,000 | $24,081 | 3.25% |
| WALLA WALLA, WA (FHA|USDA|VA) | 2 | $1,940,000 | $970,000 | $8,222 | 4.93% |
| INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) | 8 | $1,910,000 | $238,750 | $7,301 | 4.67% |
| FORT COLLINS, CO (FHA|USDA|VA) | 4 | $1,900,000 | $475,000 | $5,822 | 5.25% |
| Gainesville, TX (FHA|USDA|VA) | 4 | $1,870,000 | $467,500 | $10,110 | 5.15% |
| YAKIMA, WA (FHA|USDA|VA) | 5 | $1,845,000 | $369,000 | $8,036 | 4.74% |
| Durango, CO (FHA|USDA|VA) | 2 | $1,820,000 | $910,000 | $11,905 | 4.24% |
| Hermiston-Pendleton, OR (FHA|USDA|VA) | 6 | $1,780,000 | $296,667 | $7,696 | 5.64% |
| BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) | 4 | $1,710,000 | $427,500 | $8,407 | 5.09% |
| Dodge City, KS (FHA|USDA|VA) | 11 | $1,705,000 | $155,000 | $4,481 | 4.59% |
| Newport, OR (FHA|USDA|VA) | 3 | $1,675,000 | $558,333 | $9,549 | 5.41% |
| LUBBOCK, TX (FHA|USDA|VA) | 4 | $1,640,000 | $410,000 | $9,401 | 3.93% |
| Moscow, ID (FHA|USDA|VA) | 6 | $1,640,000 | $273,333 | $7,237 | 5.81% |
| URBAN HONOLULU, HI (FHA|USDA|VA) | 2 | $1,600,000 | $800,000 | $17,853 | 4.74% |
| BAKERSFIELD, CA (FHA|USDA|VA) | 5 | $1,595,000 | $319,000 | $6,504 | 5.33% |
| TULSA, OK (FHA|USDA|VA) | 4 | $1,590,000 | $397,500 | $6,502 | 5.78% |
| KILLEEN-TEMPLE, TX (FHA|USDA|VA) | 5 | $1,575,000 | $315,000 | $9,311 | 5.28% |
| Española, NM (FHA|USDA|VA) | 7 | $1,565,000 | $223,571 | $8,178 | 4.86% |
| OKLAHOMA CITY, OK (FHA|USDA|VA) | 7 | $1,475,000 | $210,714 | $7,132 | 4.57% |
| Rexburg, ID (FHA|USDA|VA) | 3 | $1,465,000 | $488,333 | $9,380 | 5.37% |
| WACO, TX (FHA|USDA|VA) | 3 | $1,385,000 | $461,667 | $9,735 | 5.79% |
| Ruidoso, NM (FHA|USDA|VA) | 3 | $1,325,000 | $441,667 | $10,997 | 6.88% |
| Sulphur Springs, TX (FHA|USDA|VA) | 2 | $1,290,000 | $645,000 | $14,241 | 5.63% |
| SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) | 2 | $1,200,000 | $600,000 | $11,600 | 3.68% |
| Athens, TX (FHA|USDA|VA) | 4 | $1,180,000 | $295,000 | $7,445 | 4.41% |
| Cañon City, CO (FHA|USDA|VA) | 8 | $1,180,000 | $147,500 | $3,581 | 4.69% |
| Taos, NM (FHA|USDA|VA) | 5 | $1,175,000 | $235,000 | $5,590 | 5.22% |
| Kerrville, TX (FHA|USDA|VA) | 3 | $1,135,000 | $378,333 | $10,530 | 3.91% |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) | 2 | $1,130,000 | $565,000 | $7,655 | 3.62% |
| GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) | 4 | $1,090,000 | $272,500 | $4,760 | 4.59% |
| WENATCHEE, WA (FHA|USDA|VA) | 3 | $1,085,000 | $361,667 | $10,210 | 6.54% |
| OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) | 3 | $1,055,000 | $351,667 | $9,695 | 4.41% |
| OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) | 2 | $1,050,000 | $525,000 | $5,308 | 4.38% |
| Centralia, WA (FHA|USDA|VA) | 2 | $1,050,000 | $525,000 | $11,335 | 5.25% |
| PANAMA CITY, FL (FHA|USDA|VA) | 2 | $1,030,000 | $515,000 | $7,373 | 6.00% |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) | 6 | $1,000,000 | $166,667 | $5,005 | 5.68% |
| CINCINNATI, OH-KY-IN (FHA|USDA|VA) | 4 | $1,000,000 | $250,000 | $8,806 | 6.27% |
| SPRINGFIELD, MO (FHA|USDA|VA) | 2 | $980,000 | $490,000 | $5,479 | 4.00% |
| DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) | 3 | $975,000 | $325,000 | $4,746 | 4.75% |
| NEW BERN, NC (FHA|USDA|VA) | 2 | $960,000 | $480,000 | $4,560 | 5.43% |
| Pinehurst-Southern Pines, NC (FHA|USDA|VA) | 2 | $940,000 | $470,000 | $18,065 | 5.63% |
| CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) | 2 | $940,000 | $470,000 | $17,312 | 4.06% |
| Payson, AZ (FHA|USDA|VA) | 2 | $930,000 | $465,000 | $6,217 | 5.25% |
| Hobbs, NM (FHA|USDA|VA) | 3 | $915,000 | $305,000 | $12,024 | 4.16% |
| Jacksonville, TX (FHA|USDA|VA) | 3 | $905,000 | $301,667 | $5,492 | 3.71% |
| St. Marys, GA (FHA|USDA|VA) | 2 | $890,000 | $445,000 | $13,868 | 3.43% |
| STOCKTON, CA (FHA|USDA|VA) | 2 | $880,000 | $440,000 | $10,371 | 3.50% |
| CHICO, CA (FHA|USDA|VA) | 2 | $870,000 | $435,000 | $10,334 | 4.24% |
| RICHMOND, VA (FHA|USDA|VA) | 4 | $860,000 | $215,000 | $7,844 | 4.28% |
| Stephenville, TX (FHA|USDA|VA) | 1 | $845,000 | $845,000 | $10,946 | 3.25% |
| Uvalde, TX (FHA|USDA|VA) | 1 | $825,000 | $825,000 | $11,756 | 5.49% |
| New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) | 2 | $820,000 | $410,000 | $12,496 | 5.75% |
| CLEVELAND-ELYRIA, OH (FHA|USDA|VA) | 4 | $820,000 | $205,000 | $3,712 | 4.21% |
| ST. GEORGE, UT (FHA|USDA|VA) | 2 | $810,000 | $405,000 | $3,564 | 4.94% |
| Blackfoot, ID (FHA|USDA|VA) | 2 | $810,000 | $405,000 | $5,790 | 5.24% |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) | 3 | $805,000 | $268,333 | $8,753 | 4.41% |
| MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) | 3 | $755,000 | $251,667 | $9,370 | 5.91% |
| Coos Bay, OR (FHA|USDA|VA) | 2 | $750,000 | $375,000 | $5,152 | 3.87% |
| YUBA CITY, CA (FHA|USDA|VA) | 2 | $730,000 | $365,000 | $9,301 | 4.99% |
| TYLER, TX (FHA|USDA|VA) | 2 | $730,000 | $365,000 | $5,119 | 5.06% |
| LEWISTON, ID-WA (FHA|USDA|VA) | 3 | $725,000 | $241,667 | $4,195 | 5.04% |
| SUMTER, SC (FHA|USDA|VA) | 2 | $700,000 | $350,000 | $7,295 | 4.94% |
| BEND, OR (FHA|USDA|VA) | 2 | $700,000 | $350,000 | $5,270 | 3.37% |
| OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) | 2 | $690,000 | $345,000 | $3,891 | 4.74% |
| WORCESTER, MA-CT (FHA|USDA|VA) | 2 | $690,000 | $345,000 | $5,858 | 4.44% |
| Alamogordo, NM (FHA|USDA|VA) | 3 | $685,000 | $228,333 | $6,048 | 4.91% |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) | 3 | $685,000 | $228,333 | $5,617 | 5.62% |
| GULFPORT-BILOXI, MS (FHA|USDA|VA) | 2 | $680,000 | $340,000 | $7,976 | 5.43% |
| DAYTON-KETTERING, OH (FHA|USDA|VA) | 3 | $675,000 | $225,000 | $7,351 | 4.12% |
| BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) | 2 | $670,000 | $335,000 | $6,307 | 4.63% |
| McPherson, KS (FHA|USDA|VA) | 5 | $665,000 | $133,000 | $3,230 | 5.57% |
| OGDEN-CLEARFIELD, UT (FHA|USDA|VA) | 1 | $665,000 | $665,000 | $18,035 | 2.25% |
| MERCED, CA (FHA|USDA|VA) | 2 | $650,000 | $325,000 | $4,750 | 4.93% |
| PUNTA GORDA, FL (FHA|USDA|VA) | 1 | $645,000 | $645,000 | $6,895 | 3.99% |
| HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) | 3 | $645,000 | $215,000 | $11,582 | 4.66% |
| Murray, KY (FHA|USDA|VA) | 1 | $645,000 | $645,000 | $2,808 | 2.99% |
| Kill Devil Hills, NC (FHA|USDA|VA) | 1 | $645,000 | $645,000 | $8,040 | 4.13% |
| Safford, AZ (FHA|USDA|VA) | 3 | $645,000 | $215,000 | $7,910 | 5.29% |
| Gardnerville Ranchos, NV (FHA|USDA|VA) | 1 | $635,000 | $635,000 | $8,305 | 3.99% |
| WINSTON-SALEM, NC (FHA|USDA|VA) | 3 | $635,000 | $211,667 | $7,562 | 4.95% |
| NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) | 3 | $625,000 | $208,333 | $5,654 | 5.08% |
| CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) | 2 | $620,000 | $310,000 | $2,639 | 3.31% |
| BATON ROUGE, LA (FHA|USDA|VA) | 3 | $615,000 | $205,000 | $4,344 | 4.46% |
| LONGVIEW, TX (FHA|USDA|VA) | 2 | $610,000 | $305,000 | $6,487 | 3.12% |
| Brevard, NC (FHA|USDA|VA) | 1 | $605,000 | $605,000 | $11,988 | 5.99% |
| DULUTH, MN-WI (FHA|USDA|VA) | 1 | $605,000 | $605,000 | $10,274 | 5.99% |
| SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) | 1 | $605,000 | $605,000 | $12,934 | 3.75% |
| Sonora, CA (FHA|USDA|VA) | 2 | $590,000 | $295,000 | $9,465 | 5.81% |
| Del Rio, TX (FHA|USDA|VA) | 3 | $585,000 | $195,000 | $7,564 | 4.33% |
| ST. LOUIS, MO-IL (FHA|USDA|VA) | 3 | $585,000 | $195,000 | $13,812 | 3.43% |
| Liberal, KS (FHA|USDA|VA) | 3 | $585,000 | $195,000 | $3,853 | 4.17% |
| TUSCALOOSA, AL (FHA|USDA|VA) | 2 | $580,000 | $290,000 | $6,559 | 5.56% |
| YUMA, AZ (FHA|USDA|VA) | 2 | $580,000 | $290,000 | $9,092 | 4.06% |
| COLUMBIA, MO (FHA|USDA|VA) | 3 | $575,000 | $191,667 | $3,084 | 5.54% |
| SAN ANGELO, TX (FHA|USDA|VA) | 2 | $570,000 | $285,000 | $9,351 | 4.81% |
| MONTGOMERY, AL (FHA|USDA|VA) | 1 | $565,000 | $565,000 | $3,384 | 5.13% |
| SALISBURY, MD-DE (FHA|USDA|VA) | 1 | $565,000 | $565,000 | $8,195 | 3.49% |
| HUNTSVILLE, AL (FHA|USDA|VA) | 1 | $565,000 | $565,000 | $2,444 | 3.99% |
| MODESTO, CA (FHA|USDA|VA) | 2 | $540,000 | $270,000 | $7,246 | 5.75% |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) | 3 | $535,000 | $178,333 | $3,898 | 4.21% |
| Oak Harbor, WA (FHA|USDA|VA) | 1 | $535,000 | $535,000 | $4,635 | 4.99% |
| CHARLOTTESVILLE, VA (FHA|USDA|VA) | 2 | $510,000 | $255,000 | $4,524 | 5.24% |
| SALEM, OR (FHA|USDA|VA) | 1 | $505,000 | $505,000 | $11,442 | 4.99% |
| Warrensburg, MO (FHA|USDA|VA) | 2 | $490,000 | $245,000 | $1,053 | 5.49% |
| COLUMBUS, OH (FHA|USDA|VA) | 1 | $485,000 | $485,000 | $9,452 | 4.99% |
| FRESNO, CA (FHA|USDA|VA) | 1 | $485,000 | $485,000 | $19,695 | 3.49% |
| GAINESVILLE, FL (FHA|USDA|VA) | 2 | $470,000 | $235,000 | $5,495 | 4.00% |
| Prineville, OR (FHA|USDA|VA) | 1 | $465,000 | $465,000 | $4,655 | 4.49% |
| HINESVILLE, GA (FHA|USDA|VA) | 1 | $465,000 | $465,000 | $19,056 | 4.38% |
| LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) | 2 | $460,000 | $230,000 | $10,796 | 4.68% |
| MORRISTOWN, TN (FHA|USDA|VA) | 1 | $455,000 | $455,000 | $10,424 | 4.63% |
| Traverse City, MI (FHA|USDA|VA) | 1 | $455,000 | $455,000 | $4,606 | 4.99% |
| GREAT FALLS, MT (FHA|USDA|VA) | 1 | $455,000 | $455,000 | $20,003 | 4.99% |
| Stevens Point, WI (FHA|USDA|VA) | 1 | $445,000 | $445,000 | $4,527 | 4.63% |
| Huntsville, TX (FHA|USDA|VA) | 1 | $445,000 | $445,000 | $27,107 | 4.13% |
| WARNER ROBINS, GA (FHA|USDA|VA) | 1 | $435,000 | $435,000 | $9,906 | 4.49% |
| SALT LAKE CITY, UT (FHA|USDA|VA) | 1 | $435,000 | $435,000 | $7,260 | 5.25% |
| MOBILE, AL (FHA|USDA|VA) | 1 | $425,000 | $425,000 | $2,834 | 5.99% |
| Breckenridge, CO (FHA|USDA|VA) | 1 | $425,000 | $425,000 | $6,058 | 2.38% |
| Oxford, MS (FHA|USDA|VA) | 1 | $425,000 | $425,000 | $4,257 | 3.25% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 2 | $420,000 | $210,000 | $7,796 | 4.24% |
| VICTORIA, TX (FHA|USDA|VA) | 2 | $420,000 | $210,000 | $9,552 | 4.93% |
| Albemarle, NC (FHA|USDA|VA) | 1 | $415,000 | $415,000 | $3,984 | 5.88% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 2 | $410,000 | $205,000 | $6,455 | 4.81% |
| Cambridge, MD (FHA|USDA|VA) | 2 | $410,000 | $205,000 | $5,812 | 5.93% |
| ROME, GA (FHA|USDA|VA) | 1 | $405,000 | $405,000 | $13,262 | 6.13% |
| Helena, MT (FHA|USDA|VA) | 1 | $405,000 | $405,000 | $0 | 3.49% |
| VALLEJO, CA (FHA|USDA|VA) | 1 | $405,000 | $405,000 | $4,677 | 4.13% |
| Granbury, TX (FHA|USDA|VA) | 2 | $400,000 | $200,000 | $4,496 | 3.69% |
| Holland, MI (FHA|USDA|VA) | 2 | $400,000 | $200,000 | $3,110 | 4.50% |
| SIOUX FALLS, SD (FHA|USDA|VA) | 1 | $395,000 | $395,000 | $13,089 | 5.63% |
| JACKSON, MI (FHA|USDA|VA) | 1 | $395,000 | $395,000 | $5,062 | 3.25% |
| Great Bend, KS (FHA|USDA|VA) | 6 | $390,000 | $65,000 | $3,128 | 5.60% |
| Othello, WA (FHA|USDA|VA) | 1 | $385,000 | $385,000 | $9,937 | 5.13% |
| MIDLAND, TX (FHA|USDA|VA) | 1 | $385,000 | $385,000 | $13,637 | 5.13% |
| TEXARKANA, TX-AR (FHA|USDA|VA) | 2 | $380,000 | $190,000 | $5,547 | 5.62% |
| Adrian, MI (FHA|USDA|VA) | 2 | $380,000 | $190,000 | $3,057 | 5.25% |
| PORT ST. LUCIE, FL (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $12,271 | 4.88% |
| Weatherford, OK (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $1,766 | 4.99% |
| MONROE, MI (FHA|USDA|VA) | 2 | $360,000 | $180,000 | $4,817 | 3.99% |
| BELLINGHAM, WA (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $5,828 | 4.49% |
| Pahrump, NV (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $11,526 | 5.25% |
| Kalispell, MT (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $5,251 | 3.99% |
| CLARKSVILLE, TN-KY (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $7,672 | 4.75% |
| Georgetown, SC (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $14,400 | 3.49% |
| PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $6,896 | 3.99% |
| Bozeman, MT (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $0 | 5.88% |
| Mount Pleasant, TX (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $5,727 | 5.38% |
| Vidalia, GA (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $9,352 | 4.99% |
| El Campo, TX (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $10,796 | 3.49% |
| JEFFERSON CITY, MO (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $10,482 | 4.25% |
| DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $3,548 | 5.13% |
| Sanford, NC (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $3,953 | 5.25% |
| LAREDO, TX (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $12,351 | 4.99% |
| ANNISTON-OXFORD, AL (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $5,499 | 6.50% |
| ABILENE, TX (FHA|USDA|VA) | 2 | $280,000 | $140,000 | $3,738 | 4.68% |
| FARMINGTON, NM (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $17,026 | 2.88% |
| BLACKSBURG-CHRISTIANSBURG, VA (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $10,748 | 4.63% |
| Faribault-Northfield, MN (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $8,845 | 6.25% |
| The Dalles, OR (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $10,298 | 5.13% |
| FORT SMITH, AR-OK (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $4,334 | 4.88% |
| HANFORD-CORCORAN, CA (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $13,539 | 3.88% |
| Port Angeles, WA (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $4,609 | 3.49% |
| Easton, MD (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $1,900 | 3.50% |
| Durant, OK (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $6,103 | 4.99% |
| Sterling, CO (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $7,929 | 5.49% |
| THE VILLAGES, FL (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $5,769 | 5.75% |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $8,265 | 3.88% |
| DECATUR, AL (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $3,670 | 3.38% |
| LAFAYETTE, LA (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $9,778 | 6.50% |
| Corsicana, TX (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $5,167 | 4.13% |
| LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) | 2 | $230,000 | $115,000 | $0 | 3.88% |
| Mount Airy, NC (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $4,648 | 4.13% |
| GRAND JUNCTION, CO (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $1,490 | 5.49% |
| AMARILLO, TX (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $4,336 | 3.38% |
| ROCHESTER, MN (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $4,688 | 4.99% |
| Mount Pleasant, MI (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $3,153 | 3.88% |
| Campbellsville, KY (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $4,726 | 3.13% |
| HOUMA-THIBODAUX, LA (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $9,092 | 6.75% |
| Branson, MO (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $2,151 | 3.99% |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $6,839 | 4.38% |
| MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $6,408 | 4.13% |
| ANN ARBOR, MI (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $3,093 | 3.99% |
| RAPID CITY, SD (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $6,533 | 6.50% |
| LOUISVILLE, KY (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $7,163 | 4.25% |
| Ottawa, KS (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $2,428 | 3.49% |
| Sturgis, MI (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $3,790 | 6.75% |
| KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $6,654 | 4.63% |
| JOHNSON CITY, TN (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $5,300 | 5.38% |
| Kirksville, MO (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $8,316 | 4.99% |
| ODESSA, TX (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $0 | 4.63% |
| BAY CITY, MI (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $261 | 4.99% |
| AMES, IA (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $4,027 | 4.99% |
| CHAMBERSBURG-WAYNESBORO, PA (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $10,249 | 5.75% |
| AKRON, OH (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $5,125 | 3.25% |
| YORK-HANOVER, PA (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $7,875 | 4.49% |
| Pampa, TX (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $4,256 | 3.49% |
| Zanesville, OH (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $6,456 | 5.38% |
| HOT SPRINGS, AR (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $7,456 | 5.25% |
| Centralia, IL (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $6,257 | 6.75% |
| Brenham, TX (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $6,621 | 6.63% |
| CANTON-MASSILLON, OH (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $4,636 | 6.49% |
| Jefferson, GA (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $8,901 | 5.13% |
| PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $5,815 | 3.25% |
| Winfield, KS (FHA|USDA|VA) | 2 | $150,000 | $75,000 | $4,354 | 6.00% |
| SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) | 2 | $150,000 | $75,000 | $6,410 | 4.06% |
| Russellville, AR (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $6,492 | 4.88% |
| Brainerd, MN (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $3,685 | 4.99% |
| BATTLE CREEK, MI (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $5,833 | 5.38% |
| SAGINAW, MI (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $2,995 | 5.63% |
| Hutchinson, KS (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $4,334 | 4.99% |
| EAU CLAIRE, WI (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $3,055 | 6.88% |
| London, KY (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $4,248 | 5.99% |
| Orangeburg, SC (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $4,916 | 5.75% |
| CHAMPAIGN-URBANA, IL (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $4,656 | 4.75% |
| TOLEDO, OH (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $7,892 | 5.13% |
| SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $5,488 | 3.99% |
| NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $3,604 | 6.25% |
| WICHITA FALLS, TX (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $5,078 | 3.38% |
| Las Vegas, NM (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $0 | 4.75% |
| DeRidder, LA (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $4,895 | 4.99% |
| Starkville, MS (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $4,225 | 4.99% |
| LIMA, OH (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $4,692 | 7.63% |
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Product Mix
For 2022, Sunflower Bank's most frequently originated type of loan was Conventional, with 3,551 originations. Their 2nd most popular type was FHA, with 470 originations.
Loan Reason
For 2022, Sunflower Bank's most frequently cited loan purpose was Home Purchase, with 3,193 originations. The 2nd most popular reason was Cash Out Refi, with 730 originations.
Loan Duration/Length
For 2022, Sunflower Bank's most frequently cited loan duration was 30 Year, with 4,155 originations. The 2nd most popular length was 15 Year, with 189 originations.
Origination Fees/Closing Costs
Sunflower Bank's average total fees were $7,148, while their most frequently occuring range of origination fees (closing costs) were in the $1k-2k bucket, with 1,833 originations.
Interest Rates
During 2022, Sunflower Bank's average interest rate for loans was 4.59%, while their most frequently originated rate bucket for loans was 4-5%, with 1,143 originations.
Loan Sizing
2022 saw Sunflower Bank place emphasis on $200k-400k loans with 2,098 originations, totaling $614,600,000 in origination value.
Applicant Income
Sunflower Bank lent most frequently to those with incomes in the $100k-150k range, with 1,043 originations. The second most popular income band? $50k-75k, with 933 originations.
Applicant Debt to Income Ratio
Sunflower Bank lent most frequently to those with DTI ratios of 30-36%, with 737 originations. The next most common DTI ratio? 20-30%, with 675 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications94.48%
Sunflower Bank has an average approval rate.
Pick Rate
Approvals leading to origination54.83%
Sunflower Bank has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 4,432 | $1,632,310,000 | $368,301 |
Occupancy Type Mix
| Dwelling Type | Originations | Total Value | Average Loan |
|---|---|---|---|
| 4,432 | $1,632,310,000 | $368,301 |