Swbc Mortgage Corporation Rates, Fees & Info

SAN ANTONIO, TX

LEI: 549300DMYENRV818D594

Tax ID: 74-2508160

5 stars - Updated: 4/17/25 - out of 5 stars, based on 85 reviews

Latest/2024 | 2023 Data | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data

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Mortgage Data

Review & Overview

Swbc Mortgage Corporation is a small mortgage company specializing in Home Purchase loans. Swbc Mortgage Corporation has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. Their top markets by origination volume include: Nashville, Denver, Dallas, Atlanta, and San Antonio among others. We have data for 250 markets. (Some data included below & more in-depth data is available with an active subscription.)

Swbc Mortgage Corporation has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Swbc Mortgage Corporation is typically a low fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.

We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.

SimulatedRates™

Mortgage Type
Simulated Rate Simulation Date
30 Year Conventional Purchase 6.49% 4/17/25
30 Year Conventional Refi 6.90% 4/17/25
30 Year Cash-out Refi 7.31% 4/17/25
30 Year FHA Purchase 7.27% 4/17/25
30 Year FHA Refi 7.34% 4/17/25
30 Year VA Purchase 6.39% 4/17/25
30 Year VA Refi 6.17% 4/17/25
30 Year USDA Purchase 6.79% 4/17/25
30 Year USDA Refi 6.72% 4/17/25
15 Year Conventional Purchase 4.93% 4/17/25
15 Year Conventional Refi 6.11% 4/17/25
15 Year Cash-out Refi 6.11% 4/17/25
15 Year FHA Purchase 6.39% 4/17/25
15 Year VA Purchase 5.58% 4/17/25
These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

Swbc Mortgage Corporation Mortgage Calculator






Your Estimates

Estimated Loan Payment: Update the calculator values and click calculate payment!

This is not an official calculator from Swbc Mortgage Corporation. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

The default purchase price is the median sales price across the US for 2022Q4, per FRED.


Originations

7,207

Origination Dollar Volume (All Markets)

$2,311,385,000
Show all (71) awards

Relative Rate

Swbc Mortgage Corporation's average 30 year fixed mortgage rate was 6.36%.

The 2024 average 30 year fixed rate mortgage across all markets and lenders was 6.55%.

This yields a difference of -0.19%.

Relative Fees (Closing Costs)

Swbc Mortgage Corporation's average total fees/closing costs for a 30 year fixed rate mortgage were $5,914.

The average total origination fees for 30 year fixed rate mortgages across all lenders (for all loan values, including both points & up-front fees in addition to origination fees) were $8,356.

Top Markets

Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

Market Originations Total Value Average Loan Average Fees Average Rate
NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) 545 $209,465,000 $384,339 $4,342 6.62%
DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 326 $168,960,000 $518,282 $3,929 6.56%
Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 375 $159,225,000 $424,600 $7,649 6.74%
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 401 $119,265,000 $297,419 $4,460 5.72%
SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) 183 $99,035,000 $541,175 $10,321 6.60%
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) 448 $97,660,000 $217,991 $4,416 5.18%
PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) 358 $94,890,000 $265,056 $6,421 5.84%
BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) 219 $85,095,000 $388,562 $7,277 6.76%
WACO, TX (FHA|USDA|VA) 266 $79,970,000 $300,639 $5,816 6.77%
KILLEEN-TEMPLE, TX (FHA|USDA|VA) 248 $77,820,000 $313,790 $6,028 6.27%
Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 168 $74,840,000 $445,476 $7,064 6.57%
Outside of Metro Areas 245 $70,975,000 $289,694 $5,850 6.51%
HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 194 $63,580,000 $327,732 $8,248 6.69%
AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 129 $63,145,000 $489,496 $7,293 6.50%
GULFPORT-BILOXI, MS (FHA|USDA|VA) 249 $59,415,000 $238,614 $6,149 5.75%
Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 117 $52,025,000 $444,658 $8,840 6.53%
OKLAHOMA CITY, OK (FHA|USDA|VA) 165 $44,015,000 $266,758 $6,809 6.63%
BOULDER, CO (FHA|USDA|VA) 60 $41,850,000 $697,500 $1,957 6.93%
JACKSONVILLE, FL (FHA|USDA|VA) 151 $37,825,000 $250,497 $4,865 5.45%
OGDEN-CLEARFIELD, UT (FHA|USDA|VA) 70 $28,790,000 $411,286 $5,211 6.56%
ROANOKE, VA (FHA|USDA|VA) 108 $28,470,000 $263,611 $5,394 6.79%
HOT SPRINGS, AR (FHA|USDA|VA) 105 $26,015,000 $247,762 $4,600 6.65%
RICHMOND, VA (FHA|USDA|VA) 96 $25,910,000 $269,896 $5,592 6.68%
PITTSBURGH, PA (FHA|USDA|VA) 161 $23,945,000 $148,727 $4,092 4.96%
SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) 123 $23,765,000 $193,211 $5,317 6.10%
MEMPHIS, TN-MS-AR (FHA|USDA|VA) 88 $20,170,000 $229,205 $6,119 5.86%
DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) 53 $19,975,000 $376,887 $8,031 6.59%
MOBILE, AL (FHA|USDA|VA) 86 $18,410,000 $214,070 $4,197 6.63%
CLARKSVILLE, TN-KY (FHA|USDA|VA) 72 $16,130,000 $224,028 $3,907 5.61%
FORT SMITH, AR-OK (FHA|USDA|VA) 81 $14,495,000 $178,951 $4,590 6.34%
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) 28 $14,410,000 $514,643 $7,246 6.33%
COLORADO SPRINGS, CO (FHA|USDA|VA) 36 $13,010,000 $361,389 $4,237 6.28%
LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) 39 $12,555,000 $321,923 $5,729 6.42%
SAVANNAH, GA (FHA|USDA|VA) 37 $12,425,000 $335,811 $5,710 6.61%
PORT ST. LUCIE, FL (FHA|USDA|VA) 46 $12,000,000 $260,870 $5,955 5.64%
ABILENE, TX (FHA|USDA|VA) 56 $11,660,000 $208,214 $5,741 6.53%
JACKSON, MS (FHA|USDA|VA) 60 $10,450,000 $174,167 $4,574 4.93%
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 32 $10,040,000 $313,750 $6,505 5.73%
TEXARKANA, TX-AR (FHA|USDA|VA) 52 $9,600,000 $184,615 $5,329 6.43%
LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) 19 $8,545,000 $449,737 $6,970 7.34%
Calhoun, GA (FHA|USDA|VA) 35 $7,815,000 $223,286 $4,842 5.96%
SALT LAKE CITY, UT (FHA|USDA|VA) 14 $7,090,000 $506,429 $6,168 6.63%
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) 33 $6,925,000 $209,848 $5,723 5.76%
COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) 23 $6,895,000 $299,783 $7,915 6.79%
PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) 28 $6,290,000 $224,643 $4,570 5.08%
GREENVILLE-ANDERSON, SC (FHA|USDA|VA) 19 $5,335,000 $280,789 $4,703 6.84%
ROME, GA (FHA|USDA|VA) 24 $5,260,000 $219,167 $4,594 5.32%
HATTIESBURG, MS (FHA|USDA|VA) 31 $4,695,000 $151,452 $4,531 4.88%
LEXINGTON-FAYETTE, KY (FHA|USDA|VA) 16 $4,290,000 $268,125 $6,528 6.43%
LYNCHBURG, VA (FHA|USDA|VA) 20 $4,210,000 $210,500 $4,520 6.90%
GREELEY, CO (FHA|USDA|VA) 10 $4,200,000 $420,000 $3,831 6.83%
FORT COLLINS, CO (FHA|USDA|VA) 7 $3,965,000 $566,429 $3,490 6.86%
North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 14 $3,770,000 $269,286 $6,750 6.09%
ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 11 $3,685,000 $335,000 $7,352 6.22%
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) 17 $3,585,000 $210,882 $6,159 6.99%
RALEIGH-CARY, NC (FHA|USDA|VA) 10 $3,510,000 $351,000 $5,120 7.08%
SALISBURY, MD-DE (FHA|USDA|VA) 10 $3,360,000 $336,000 $4,205 7.18%
Hope, AR (FHA|USDA|VA) 24 $3,300,000 $137,500 $3,443 6.42%
HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) 11 $3,295,000 $299,545 $8,088 6.58%
CORPUS CHRISTI, TX (FHA|USDA|VA) 11 $3,205,000 $291,364 $8,234 6.61%
Shelbyville, TN (FHA|USDA|VA) 11 $3,155,000 $286,818 $6,449 6.70%
Tullahoma-Manchester, TN (FHA|USDA|VA) 10 $3,130,000 $313,000 $6,347 6.44%
FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) 10 $3,010,000 $301,000 $7,163 6.63%
Glenwood Springs, CO (FHA|USDA|VA) 1 $3,005,000 $3,005,000 $3,349 7.63%
EAST STROUDSBURG, PA (FHA|USDA|VA) 12 $2,970,000 $247,500 $7,141 6.86%
Athens, TX (FHA|USDA|VA) 8 $2,950,000 $368,750 $7,875 7.20%
Key West, FL (FHA|USDA|VA) 3 $2,865,000 $955,000 $13,035 7.13%
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) 6 $2,830,000 $471,667 $3,800 7.06%
Malvern, AR (FHA|USDA|VA) 12 $2,810,000 $234,167 $4,595 6.47%
NEW BERN, NC (FHA|USDA|VA) 10 $2,810,000 $281,000 $6,571 6.56%
DALTON, GA (FHA|USDA|VA) 14 $2,570,000 $183,571 $3,964 5.13%
BATON ROUGE, LA (FHA|USDA|VA) 12 $2,520,000 $210,000 $4,216 7.01%
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) 4 $2,470,000 $617,500 $11,306 6.81%
Cedartown, GA (FHA|USDA|VA) 15 $2,455,000 $163,667 $4,242 4.85%
PANAMA CITY, FL (FHA|USDA|VA) 6 $2,400,000 $400,000 $11,147 6.08%
LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) 5 $2,395,000 $479,000 $5,853 6.35%
LONGVIEW, TX (FHA|USDA|VA) 7 $2,335,000 $333,571 $3,712 7.05%
YORK-HANOVER, PA (FHA|USDA|VA) 9 $2,205,000 $245,000 $5,107 6.04%
KNOXVILLE, TN (FHA|USDA|VA) 5 $2,155,000 $431,000 $4,513 7.00%
Huntsville, TX (FHA|USDA|VA) 6 $1,930,000 $321,667 $6,616 6.63%
ST. GEORGE, UT (FHA|USDA|VA) 4 $1,930,000 $482,500 $10,456 6.25%
Arkadelphia, AR (FHA|USDA|VA) 6 $1,850,000 $308,333 $5,904 6.56%
New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) 6 $1,810,000 $301,667 $9,111 6.69%
Morehead City, NC (FHA|USDA|VA) 7 $1,795,000 $256,429 $4,753 6.93%
HARRISBURG-CARLISLE, PA (FHA|USDA|VA) 5 $1,725,000 $345,000 $7,309 6.53%
Durango, CO (FHA|USDA|VA) 4 $1,670,000 $417,500 $6,420 6.47%
SPARTANBURG, SC (FHA|USDA|VA) 6 $1,640,000 $273,333 $6,352 6.75%
PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 4 $1,600,000 $400,000 $3,705 6.91%
Sebastian-Vero Beach, FL (FHA|USDA|VA) 6 $1,570,000 $261,667 $6,807 5.65%
TULSA, OK (FHA|USDA|VA) 5 $1,565,000 $313,000 $9,307 6.58%
Atmore, AL (FHA|USDA|VA) 5 $1,545,000 $309,000 $6,596 6.60%
HINESVILLE, GA (FHA|USDA|VA) 6 $1,500,000 $250,000 $4,863 7.21%
DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) 3 $1,495,000 $498,333 $8,006 6.46%
ASHEVILLE, NC (FHA|USDA|VA) 3 $1,435,000 $478,333 $12,688 6.75%
Lewisburg, TN (FHA|USDA|VA) 5 $1,425,000 $285,000 $4,705 6.18%
Sweetwater, TX (FHA|USDA|VA) 5 $1,405,000 $281,000 $4,156 6.58%
Edwards, CO (FHA|USDA|VA) 1 $1,405,000 $1,405,000 $1,134 6.00%
AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) 4 $1,400,000 $350,000 $4,625 6.78%
Pottsville, PA (FHA|USDA|VA) 12 $1,380,000 $115,000 $3,368 4.98%
TYLER, TX (FHA|USDA|VA) 4 $1,330,000 $332,500 $4,387 6.56%
CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 5 $1,315,000 $263,000 $5,358 6.70%
EL PASO, TX (FHA|USDA|VA) 5 $1,285,000 $257,000 $7,819 7.23%
Granbury, TX (FHA|USDA|VA) 3 $1,225,000 $408,333 $11,568 6.71%
CHATTANOOGA, TN-GA (FHA|USDA|VA) 6 $1,190,000 $198,333 $4,673 5.46%
Kerrville, TX (FHA|USDA|VA) 6 $1,170,000 $195,000 $4,391 6.69%
Corsicana, TX (FHA|USDA|VA) 4 $1,150,000 $287,500 $8,166 7.09%
NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) 4 $1,120,000 $280,000 $3,516 6.94%
Fredericksburg, TX (FHA|USDA|VA) 2 $1,110,000 $555,000 $18,908 6.81%
Richmond-Berea, KY (FHA|USDA|VA) 4 $1,090,000 $272,500 $8,903 6.81%
Kill Devil Hills, NC (FHA|USDA|VA) 2 $1,090,000 $545,000 $4,503 7.38%
PUEBLO, CO (FHA|USDA|VA) 5 $1,075,000 $215,000 $5,735 4.15%
CLEVELAND-ELYRIA, OH (FHA|USDA|VA) 3 $1,015,000 $338,333 $7,520 6.29%
Sevierville, TN (FHA|USDA|VA) 3 $1,005,000 $335,000 $2,453 7.00%
Stillwater, OK (FHA|USDA|VA) 3 $985,000 $328,333 $1,520 7.04%
SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) 1 $985,000 $985,000 $7,680 7.25%
BLACKSBURG-CHRISTIANSBURG, VA (FHA|USDA|VA) 7 $975,000 $139,286 $3,432 6.71%
SHERMAN-DENISON, TX (FHA|USDA|VA) 2 $960,000 $480,000 $6,004 6.56%
FAYETTEVILLE, NC (FHA|USDA|VA) 3 $905,000 $301,667 $4,212 6.83%
Shawnee, OK (FHA|USDA|VA) 2 $900,000 $450,000 $7,431 7.13%
LOGAN, UT-ID (FHA|USDA|VA) 2 $900,000 $450,000 $2,720 6.63%
Craig, CO (FHA|USDA|VA) 4 $860,000 $215,000 $3,670 3.50%
ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) 4 $830,000 $207,500 $5,752 4.41%
Brenham, TX (FHA|USDA|VA) 2 $820,000 $410,000 $13,478 6.44%
Summerville, GA (FHA|USDA|VA) 4 $810,000 $202,500 $2,472 6.50%
Breckenridge, CO (FHA|USDA|VA) 1 $805,000 $805,000 $2,575 7.63%
Easton, MD (FHA|USDA|VA) 2 $800,000 $400,000 $12,880 7.38%
HUNTSVILLE, AL (FHA|USDA|VA) 3 $775,000 $258,333 $5,812 6.63%
GRAND JUNCTION, CO (FHA|USDA|VA) 2 $760,000 $380,000 $0 7.31%
Jacksonville, TX (FHA|USDA|VA) 2 $760,000 $380,000 $21,491 6.56%
STATE COLLEGE, PA (FHA|USDA|VA) 1 $725,000 $725,000 $4,157 7.00%
Steamboat Springs, CO (FHA|USDA|VA) 1 $725,000 $725,000 $12,305 7.00%
LONGVIEW, WA (FHA|USDA|VA) 1 $695,000 $695,000 $12,903 7.25%
Alexander City, AL (FHA|USDA|VA) 2 $690,000 $345,000 $5,746 7.75%
WINCHESTER, VA-WV (FHA|USDA|VA) 2 $670,000 $335,000 $5,984 5.94%
COLUMBUS, OH (FHA|USDA|VA) 2 $670,000 $335,000 $4,153 7.88%
McMinnville, TN (FHA|USDA|VA) 3 $665,000 $221,667 $3,845 6.63%
CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) 2 $660,000 $330,000 $8,459 6.69%
LOUISVILLE, KY (FHA|USDA|VA) 3 $645,000 $215,000 $3,524 6.92%
Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) 1 $635,000 $635,000 $3,965 7.00%
Lawrenceburg, TN (FHA|USDA|VA) 3 $635,000 $211,667 $4,044 7.08%
DECATUR, AL (FHA|USDA|VA) 3 $625,000 $208,333 $1,453 7.13%
Pahrump, NV (FHA|USDA|VA) 1 $615,000 $615,000 $17,040 7.63%
MIDLAND, TX (FHA|USDA|VA) 3 $615,000 $205,000 $6,176 6.25%
Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) 1 $605,000 $605,000 $7,842 7.63%
INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) 2 $600,000 $300,000 $645 5.94%
OCALA, FL (FHA|USDA|VA) 5 $595,000 $119,000 $4,245 4.08%
CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 2 $590,000 $295,000 $10,542 8.06%
Brainerd, MN (FHA|USDA|VA) 2 $570,000 $285,000 $7,818 7.19%
Bonham, TX (FHA|USDA|VA) 2 $560,000 $280,000 $7,134 6.88%
Greenwood, SC (FHA|USDA|VA) 2 $550,000 $275,000 $2,936 6.63%
THE VILLAGES, FL (FHA|USDA|VA) 3 $545,000 $181,667 $6,724 4.46%
DOTHAN, AL (FHA|USDA|VA) 1 $535,000 $535,000 $1,729 7.25%
PROVO-OREM, UT (FHA|USDA|VA) 1 $535,000 $535,000 $0 6.13%
LUBBOCK, TX (FHA|USDA|VA) 2 $530,000 $265,000 $5,218 7.13%
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) 1 $525,000 $525,000 $550 7.50%
SAN ANGELO, TX (FHA|USDA|VA) 1 $515,000 $515,000 $7,661 7.13%
Indiana, PA (FHA|USDA|VA) 2 $510,000 $255,000 $4,907 7.31%
VALDOSTA, GA (FHA|USDA|VA) 1 $495,000 $495,000 $22,353 5.63%
OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) 1 $475,000 $475,000 $9,246 6.63%
Fergus Falls, MN (FHA|USDA|VA) 1 $465,000 $465,000 $14,571 7.63%
PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) 1 $465,000 $465,000 $3,437 6.63%
WICHITA FALLS, TX (FHA|USDA|VA) 4 $460,000 $115,000 $5,972 6.81%
Searcy, AR (FHA|USDA|VA) 1 $455,000 $455,000 $15,719 6.63%
Greenwood, MS (FHA|USDA|VA) 2 $450,000 $225,000 $12,094 6.69%
CHEYENNE, WY (FHA|USDA|VA) 1 $445,000 $445,000 $14,659 6.00%
Martinsville, VA (FHA|USDA|VA) 4 $440,000 $110,000 $2,237 6.63%
Nacogdoches, TX (FHA|USDA|VA) 1 $435,000 $435,000 $6,632 6.63%
Greeneville, TN (FHA|USDA|VA) 1 $435,000 $435,000 $11,776 6.63%
CHAMBERSBURG-WAYNESBORO, PA (FHA|USDA|VA) 2 $430,000 $215,000 $4,920 6.75%
JOHNSON CITY, TN (FHA|USDA|VA) 1 $425,000 $425,000 $4,013 6.63%
WINSTON-SALEM, NC (FHA|USDA|VA) 2 $420,000 $210,000 $10,065 6.50%
AUBURN-OPELIKA, AL (FHA|USDA|VA) 2 $420,000 $210,000 $2,813 7.31%
Mount Sterling, KY (FHA|USDA|VA) 2 $410,000 $205,000 $5,997 6.25%
CLEVELAND, TN (FHA|USDA|VA) 1 $405,000 $405,000 $4,542 6.63%
Oxford, MS (FHA|USDA|VA) 3 $405,000 $135,000 $4,595 6.38%
Cambridge, MD (FHA|USDA|VA) 1 $405,000 $405,000 $4,651 7.50%
MACON-BIBB COUNTY, GA (FHA|USDA|VA) 1 $395,000 $395,000 $4,320 6.13%
Tupelo, MS (FHA|USDA|VA) 1 $395,000 $395,000 $5,785 7.50%
ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) 2 $390,000 $195,000 $6,000 6.50%
GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) 2 $390,000 $195,000 $4,245 6.31%
LANCASTER, PA (FHA|USDA|VA) 1 $375,000 $375,000 $9,726 6.25%
Winona, MN (FHA|USDA|VA) 1 $375,000 $375,000 $14,737 6.63%
Laurel, MS (FHA|USDA|VA) 3 $375,000 $125,000 $5,517 4.55%
Cornelia, GA (FHA|USDA|VA) 1 $375,000 $375,000 $7,212 6.63%
BRUNSWICK, GA (FHA|USDA|VA) 1 $375,000 $375,000 $0 8.88%
Sunbury, PA (FHA|USDA|VA) 2 $360,000 $180,000 $4,448 6.44%
GAINESVILLE, GA (FHA|USDA|VA) 1 $355,000 $355,000 $17,609 6.75%
Grenada, MS (FHA|USDA|VA) 3 $345,000 $115,000 $3,432 4.24%
COLUMBUS, GA-AL (FHA|USDA|VA) 2 $340,000 $170,000 $3,024 6.63%
HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) 1 $325,000 $325,000 $3,622 6.88%
HARRISONBURG, VA (FHA|USDA|VA) 1 $325,000 $325,000 $6,848 7.13%
STAUNTON, VA (FHA|USDA|VA) 1 $325,000 $325,000 $8,200 6.63%
Grand Rapids, MN (FHA|USDA|VA) 4 $320,000 $80,000 $1,353 3.34%
ST. CLOUD, MN (FHA|USDA|VA) 2 $310,000 $155,000 $1,798 7.75%
HOUMA-THIBODAUX, LA (FHA|USDA|VA) 1 $295,000 $295,000 $4,008 7.00%
Okeechobee, FL (FHA|USDA|VA) 1 $295,000 $295,000 $5,066 7.13%
Pecos, TX (FHA|USDA|VA) 1 $295,000 $295,000 $1,767 5.68%
Sayre, PA (FHA|USDA|VA) 1 $295,000 $295,000 $675 6.75%
Paragould, AR (FHA|USDA|VA) 1 $295,000 $295,000 $15,603 6.50%
London, KY (FHA|USDA|VA) 2 $290,000 $145,000 $50 5.00%
LEBANON, PA (FHA|USDA|VA) 1 $285,000 $285,000 $0 8.13%
GADSDEN, AL (FHA|USDA|VA) 3 $285,000 $95,000 $2,354 6.08%
TALLAHASSEE, FL (FHA|USDA|VA) 2 $280,000 $140,000 $2,616 3.19%
Wooster, OH (FHA|USDA|VA) 1 $275,000 $275,000 $4,407 7.00%
Hobbs, NM (FHA|USDA|VA) 1 $275,000 $275,000 $6,320 5.88%
JACKSONVILLE, NC (FHA|USDA|VA) 1 $275,000 $275,000 $5,338 6.38%
LAFAYETTE, LA (FHA|USDA|VA) 1 $265,000 $265,000 $3,116 6.63%
Cullman, AL (FHA|USDA|VA) 1 $265,000 $265,000 $1,675 6.50%
Paris, TN (FHA|USDA|VA) 1 $265,000 $265,000 $3,897 7.00%
Frankfort, KY (FHA|USDA|VA) 2 $260,000 $130,000 $5,048 5.44%
Georgetown, SC (FHA|USDA|VA) 1 $255,000 $255,000 $0 8.13%
Andrews, TX (FHA|USDA|VA) 1 $255,000 $255,000 $5,233 6.50%
GAINESVILLE, FL (FHA|USDA|VA) 1 $245,000 $245,000 $0 8.38%
Montrose, CO (FHA|USDA|VA) 1 $245,000 $245,000 $878 7.63%
Platteville, WI (FHA|USDA|VA) 1 $235,000 $235,000 $13,077 6.13%
FARMINGTON, NM (FHA|USDA|VA) 1 $235,000 $235,000 $4,018 6.63%
BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) 1 $235,000 $235,000 $12,306 7.38%
Waycross, GA (FHA|USDA|VA) 1 $235,000 $235,000 $4,075 7.63%
CHARLOTTESVILLE, VA (FHA|USDA|VA) 1 $225,000 $225,000 $5,518 6.50%
WILMINGTON, NC (FHA|USDA|VA) 1 $225,000 $225,000 $0 7.63%
READING, PA (FHA|USDA|VA) 1 $215,000 $215,000 $0 6.88%
CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) 1 $215,000 $215,000 $6,019 7.38%
BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) 1 $205,000 $205,000 $1,722 6.63%
CHARLESTON, WV (FHA|USDA|VA) 1 $205,000 $205,000 $3,892 7.38%
GETTYSBURG, PA (FHA|USDA|VA) 1 $205,000 $205,000 $10,011 6.00%
SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) 1 $205,000 $205,000 $3,979 6.75%
Uvalde, TX (FHA|USDA|VA) 1 $205,000 $205,000 $4,654 6.50%
CINCINNATI, OH-KY-IN (FHA|USDA|VA) 1 $195,000 $195,000 $9,424 6.13%
LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) 1 $195,000 $195,000 $551 7.63%
LAREDO, TX (FHA|USDA|VA) 1 $195,000 $195,000 $4,429 6.38%
Fort Payne, AL (FHA|USDA|VA) 1 $195,000 $195,000 $3,249 5.63%
Glasgow, KY (FHA|USDA|VA) 1 $185,000 $185,000 $3,641 7.25%
Russellville, AR (FHA|USDA|VA) 1 $185,000 $185,000 $5,893 6.63%
DULUTH, MN-WI (FHA|USDA|VA) 1 $185,000 $185,000 $3,407 6.25%
CANTON-MASSILLON, OH (FHA|USDA|VA) 1 $185,000 $185,000 $6,125 7.25%
Toccoa, GA (FHA|USDA|VA) 1 $185,000 $185,000 $0 6.75%
Vernon, TX (FHA|USDA|VA) 1 $185,000 $185,000 $5,999 6.63%
Marion, NC (FHA|USDA|VA) 1 $175,000 $175,000 $525 7.38%
POCATELLO, ID (FHA|USDA|VA) 1 $175,000 $175,000 $5,734 6.63%
New Castle, PA (FHA|USDA|VA) 2 $150,000 $75,000 $1,413 3.31%
Columbus, MS (FHA|USDA|VA) 2 $150,000 $75,000 $1,803 3.25%
IDAHO FALLS, ID (FHA|USDA|VA) 1 $145,000 $145,000 $4,716 5.63%
TUSCALOOSA, AL (FHA|USDA|VA) 1 $145,000 $145,000 $4,668 7.13%
GRAND ISLAND, NE (FHA|USDA|VA) 1 $135,000 $135,000 $3,015 6.75%
Faribault-Northfield, MN (FHA|USDA|VA) 1 $125,000 $125,000 $5,337 7.63%
WARNER ROBINS, GA (FHA|USDA|VA) 1 $125,000 $125,000 $2,785 4.50%
Natchez, MS-LA (FHA|USDA|VA) 2 $110,000 $55,000 $2,195 3.05%
Paducah, KY-IL (FHA|USDA|VA) 1 $105,000 $105,000 $3,625 5.63%
ALBANY, GA (FHA|USDA|VA) 1 $95,000 $95,000 $1,841 5.88%
LAWTON, OK (FHA|USDA|VA) 1 $75,000 $75,000 $0 7.63%
Swbc Mortgage Corporation's top markets include Nashville, Denver, Dallas, Atlanta, and San Antonio among others.

Their top states include:
  • Texas (FHA|USDA|VA)
  • Colorado (FHA|USDA|VA)
  • Florida (FHA|USDA|VA)
  • Tennessee (FHA|USDA|VA)
  • Georgia (FHA|USDA|VA)
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    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 4,845 $1,576,185,000 $325,322 $4,684 6.17%
    FHA 1,451 $398,055,000 $274,331 $8,020 6.54%
    VA 824 $319,140,000 $387,306 $8,007 6.22%
    USDA 87 $18,005,000 $206,954 $4,376 6.30%

    For 2024, Swbc Mortgage Corporation's most frequently originated type of loan was Conventional, with 4,845 originations. Their 2nd most popular type was FHA, with 1,451 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Home Purchase 6,487 $2,010,565,000 $309,938 $5,461 6.21%
    Refi 360 $170,560,000 $473,778 $7,352 6.40%
    Cash Out Refi 323 $120,415,000 $372,802 $9,463 6.80%
    Home Improvement 37 $9,845,000 $266,081 $8,740 6.72%

    For 2024, Swbc Mortgage Corporation's most frequently cited loan purpose was Home Purchase, with 6,487 originations. The 2nd most popular reason was Refi, with 360 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 6,828 $2,256,940,000 $330,542 $5,914 6.36%
    10 Year 149 $6,565,000 $44,060 $869 3.74%
    15 Year 128 $27,370,000 $213,828 $4,449 5.10%
    20 Year 88 $17,000,000 $193,182 $3,163 3.91%
    Other 14 $3,510,000 $250,714 $5,969 5.52%

    For 2024, Swbc Mortgage Corporation's most frequently cited loan duration was 30 Year, with 6,828 originations. The 2nd most popular length was 10 Year, with 149 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $<1k 3,501 $989,025,000 $282,498
    $5k+ 1,021 $453,265,000 $443,942
    $1k-2k 931 $361,935,000 $388,759
    $3k-4k 575 $160,915,000 $279,852
    $2k-3k 555 $155,015,000 $279,306
    $4k-5k 504 $165,150,000 $327,679

    Swbc Mortgage Corporation's average total fees were $5,914, while their most frequently occuring range of origination fees (closing costs) were in the $<1k bucket, with 3,501 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    6-7% 3,993 $1,350,105,000 $338,118
    7-8% 1,595 $576,825,000 $361,646
    5-6% 1,078 $345,400,000 $320,408
    <2.5% 425 $6,145,000 $14,459
    Over 8% 83 $23,995,000 $289,096
    4-5% 30 $8,870,000 $295,667
    3-4% 3 $45,000 $15,000

    During 2024, Swbc Mortgage Corporation's average interest rate for loans was 6.36%, while their most frequently originated rate bucket for loans was 6-7%, with 3,993 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $200k-400k 3,527 $1,016,685,000 $288,258 $6,041 6.59%
    $400k-600k 1,214 $583,280,000 $480,461 $7,533 6.62%
    $100k-200k 1,205 $190,835,000 $158,369 $4,316 6.68%
    $100,000 or less 665 $17,905,000 $26,925 $751 2.50%
    $600k-1MM 492 $351,390,000 $714,207 $7,935 6.73%
    $1MM+ 104 $151,290,000 $1,454,712 $12,059 6.90%

    2024 saw Swbc Mortgage Corporation place emphasis on $200k-400k loans with 3,527 originations, totaling $1,016,685,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $100k-150k 1,596 $524,890,000 $328,878 $6,126 6.50%
    $50k-75k 1,575 $311,565,000 $197,819 $4,535 5.76%
    $75k-100k 1,369 $346,585,000 $253,167 $5,414 6.00%
    $150k-250k 1,215 $545,705,000 $449,140 $6,961 6.69%
    $50k or less 821 $160,145,000 $195,061 $4,640 5.96%
    $250k+ 631 $422,495,000 $669,564 $7,730 6.88%

    Swbc Mortgage Corporation lent most frequently to those with incomes in the $100k-150k range, with 1,596 originations. The second most popular income band? $50k-75k, with 1,575 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    30-36% 1,117 $337,455,000 $302,108 $4,890 6.04%
    20-30% 962 $278,480,000 $289,480 $4,667 5.95%
    50-60% 536 $189,090,000 $352,780 $8,351 6.40%
    49% 462 $156,870,000 $339,545 $6,694 6.60%
    44% 362 $113,390,000 $313,232 $6,111 6.53%
    48% 322 $106,200,000 $329,814 $6,386 6.55%
    42% 317 $108,255,000 $341,498 $5,742 6.43%
    43% 315 $100,095,000 $317,762 $5,773 6.46%
    38% 299 $94,235,000 $315,167 $4,805 5.97%
    41% 282 $101,450,000 $359,752 $5,683 6.38%
    45% 281 $92,985,000 $330,907 $5,920 6.46%
    <20% 277 $87,005,000 $314,097 $4,735 5.94%
    47% 277 $90,635,000 $327,202 $6,244 6.58%
    46% 274 $87,750,000 $320,255 $6,212 6.43%
    39% 274 $83,900,000 $306,204 $5,439 6.32%
    40% 272 $82,230,000 $302,316 $5,648 6.01%
    36% 235 $73,815,000 $314,106 $5,416 6.16%
    37% 228 $78,600,000 $344,737 $5,286 5.98%
    >60% 48 $23,270,000 $484,792 $11,452 5.96%

    Swbc Mortgage Corporation lent most frequently to those with DTI ratios of 30-36%, with 1,117 originations. The next most common DTI ratio? 20-30%, with 962 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 5,135 $1,676,795,000 $326,542 $5,734 6.38%
    Not provided 888 $313,790,000 $353,367 $6,214 6.25%
    Black 651 $172,085,000 $264,339 $5,772 5.70%
    Asian 456 $124,860,000 $273,816 $4,773 5.49%
    American Indian 69 $21,385,000 $309,928 $7,048 6.38%
    Native Hawaiian or Islander 8 $2,470,000 $308,750 $7,540 5.75%

    Approval Rates

    Total approvals of all applications
    96.32%

    Swbc Mortgage Corporation has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.

    Pick Rate

    Approvals leading to origination
    75.47%

    Swbc Mortgage Corporation has a below average pick rate.

    Points and Fees

    Points Originations Total Value Average Loan
    NA 7,207 $2,311,385,000 $320,714

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    7,207 $2,311,385,000 $320,714

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 198 $43,140,000 $217,879 $4,407 6.54%
    40-60% 537 $168,675,000 $314,106 $5,198 6.60%
    60-80% 1,535 $576,035,000 $375,267 $6,119 6.79%
    80-100% 4,161 $1,433,135,000 $344,421 $6,136 6.60%
    Over 100% 214 $77,400,000 $361,682 $12,461 6.25%
    Under 20% 562 $13,000,000 $23,132 $319 1.75%