Monster Loans Mortgage Rates, Fees & Info
Lake Forest, CALEI: 549300KDZ1H5P9KKIW38
Tax ID: 83-0368862
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Mortgage Data
Review & Overview
Monster Loans is a smaller mortgage company specializing in Refi and Cash Out Refi loans. They have an average proportion of FHA loans. Monster Loans has an average proportion of conventional loans. Their top markets by origination volume include: Phoenix, Seattle, Atlanta, Los Angeles, and Denver among others. We have data for 242 markets. (Some data included below & more in-depth data is available with an active subscription.)Monster Loans has an average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Monster Loans is typically a high fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
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Originations
1,193Origination Dollar Volume (All Markets)
$271,065,000Awards
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Monster Loans - 2018
Monster Loans is a 2018 , due to their low .
For 2018, less than of lenders were eligible for this award.
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Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 51 | $11,575,000 | $226,961 | $9,451 | 4.43% |
| Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) | 38 | $10,600,000 | $278,947 | $11,291 | 4.46% |
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 55 | $10,505,000 | $191,000 | $7,687 | 4.68% |
| Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 25 | $10,125,000 | $405,000 | $8,291 | 4.69% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 36 | $9,470,000 | $263,056 | $9,070 | 4.63% |
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 24 | $7,840,000 | $326,667 | $10,948 | 4.45% |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) | 28 | $7,600,000 | $271,429 | $10,554 | 4.28% |
| NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) | 36 | $7,570,000 | $210,278 | $8,822 | 4.53% |
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 39 | $7,235,000 | $185,513 | $7,874 | 4.55% |
| Outside of Metro Areas | 37 | $7,085,000 | $191,486 | $7,525 | 4.39% |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) | 30 | $6,930,000 | $231,000 | $9,422 | 4.41% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 26 | $6,610,000 | $254,231 | $9,648 | 4.61% |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) | 21 | $4,815,000 | $229,286 | $11,864 | 4.43% |
| SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) | 11 | $4,695,000 | $426,818 | $13,663 | 4.68% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 21 | $4,625,000 | $220,238 | $10,465 | 4.36% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 16 | $3,920,000 | $245,000 | $10,925 | 4.48% |
| COLORADO SPRINGS, CO (FHA|USDA|VA) | 15 | $3,425,000 | $228,333 | $8,935 | 4.43% |
| SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) | 11 | $3,255,000 | $295,909 | $11,440 | 4.49% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 14 | $3,240,000 | $231,429 | $9,708 | 4.47% |
| New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) | 13 | $3,175,000 | $244,231 | $9,247 | 4.26% |
| RICHMOND, VA (FHA|USDA|VA) | 15 | $3,125,000 | $208,333 | $9,051 | 4.46% |
| KENNEWICK-RICHLAND, WA (FHA|USDA|VA) | 14 | $3,080,000 | $220,000 | $9,541 | 4.36% |
| OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) | 11 | $2,945,000 | $267,727 | $13,061 | 4.17% |
| BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) | 9 | $2,895,000 | $321,667 | $10,755 | 4.35% |
| SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) | 12 | $2,600,000 | $216,667 | $8,817 | 4.69% |
| CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) | 12 | $2,580,000 | $215,000 | $8,983 | 4.45% |
| Detroit-Warren-Dearborn, MI (FHA|USDA|VA) | 14 | $2,550,000 | $182,143 | $8,254 | 4.38% |
| RALEIGH-CARY, NC (FHA|USDA|VA) | 12 | $2,520,000 | $210,000 | $8,458 | 4.52% |
| San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) | 7 | $2,505,000 | $357,857 | $7,099 | 4.61% |
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 12 | $2,420,000 | $201,667 | $7,293 | 4.40% |
| STOCKTON, CA (FHA|USDA|VA) | 7 | $2,225,000 | $317,857 | $14,754 | 4.59% |
| FAYETTEVILLE, NC (FHA|USDA|VA) | 11 | $2,165,000 | $196,818 | $7,670 | 4.33% |
| HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) | 8 | $2,110,000 | $263,750 | $9,671 | 4.28% |
| SALEM, OR (FHA|USDA|VA) | 9 | $2,095,000 | $232,778 | $11,375 | 4.28% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 9 | $2,065,000 | $229,444 | $7,961 | 4.32% |
| TUCSON, AZ (FHA|USDA|VA) | 8 | $1,980,000 | $247,500 | $9,501 | 4.38% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 10 | $1,970,000 | $197,000 | $9,813 | 4.68% |
| PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) | 10 | $1,940,000 | $194,000 | $8,406 | 4.39% |
| GREENVILLE-ANDERSON, SC (FHA|USDA|VA) | 10 | $1,940,000 | $194,000 | $5,838 | 4.51% |
| PITTSBURGH, PA (FHA|USDA|VA) | 9 | $1,695,000 | $188,333 | $9,553 | 4.56% |
| LEXINGTON-FAYETTE, KY (FHA|USDA|VA) | 7 | $1,665,000 | $237,857 | $6,705 | 4.46% |
| LOUISVILLE, KY (FHA|USDA|VA) | 10 | $1,600,000 | $160,000 | $7,189 | 4.59% |
| AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) | 8 | $1,530,000 | $191,250 | $5,921 | 4.69% |
| ALBUQUERQUE, NM (FHA|USDA|VA) | 8 | $1,510,000 | $188,750 | $6,362 | 4.14% |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) | 8 | $1,510,000 | $188,750 | $7,496 | 4.64% |
| HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) | 5 | $1,395,000 | $279,000 | $13,744 | 4.43% |
| COLUMBIA, SC (FHA|USDA|VA) | 7 | $1,395,000 | $199,286 | $7,840 | 4.70% |
| COLUMBUS, OH (FHA|USDA|VA) | 6 | $1,390,000 | $231,667 | $8,601 | 4.69% |
| BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) | 5 | $1,335,000 | $267,000 | $12,597 | 4.53% |
| ST. LOUIS, MO-IL (FHA|USDA|VA) | 6 | $1,320,000 | $220,000 | $5,183 | 4.31% |
| GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) | 7 | $1,295,000 | $185,000 | $7,782 | 4.71% |
| NEW HAVEN-MILFORD, CT (FHA|USDA|VA) | 5 | $1,245,000 | $249,000 | $9,067 | 4.23% |
| LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) | 7 | $1,185,000 | $169,286 | $8,040 | 4.23% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 6 | $1,180,000 | $196,667 | $8,789 | 4.46% |
| SPARTANBURG, SC (FHA|USDA|VA) | 7 | $1,155,000 | $165,000 | $8,454 | 4.34% |
| ELIZABETHTOWN-FORT KNOX, KY (FHA|USDA|VA) | 5 | $1,135,000 | $227,000 | $4,861 | 4.38% |
| MODESTO, CA (FHA|USDA|VA) | 5 | $1,115,000 | $223,000 | $5,393 | 4.50% |
| CINCINNATI, OH-KY-IN (FHA|USDA|VA) | 6 | $1,100,000 | $183,333 | $6,014 | 4.25% |
| MEDFORD, OR (FHA|USDA|VA) | 5 | $1,095,000 | $219,000 | $12,186 | 4.18% |
| EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) | 4 | $1,040,000 | $260,000 | $10,072 | 4.34% |
| FRESNO, CA (FHA|USDA|VA) | 6 | $1,030,000 | $171,667 | $5,349 | 4.98% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 5 | $1,025,000 | $205,000 | $8,178 | 4.18% |
| PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) | 5 | $965,000 | $193,000 | $9,904 | 4.40% |
| CLARKSVILLE, TN-KY (FHA|USDA|VA) | 6 | $930,000 | $155,000 | $3,693 | 4.33% |
| DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) | 4 | $930,000 | $232,500 | $5,417 | 4.47% |
| FORT COLLINS, CO (FHA|USDA|VA) | 3 | $905,000 | $301,667 | $7,156 | 4.42% |
| CHATTANOOGA, TN-GA (FHA|USDA|VA) | 5 | $905,000 | $181,000 | $8,933 | 4.73% |
| MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) | 4 | $840,000 | $210,000 | $8,964 | 4.19% |
| PANAMA CITY, FL (FHA|USDA|VA) | 4 | $840,000 | $210,000 | $8,463 | 4.41% |
| LAS CRUCES, NM (FHA|USDA|VA) | 3 | $835,000 | $278,333 | $8,193 | 4.75% |
| PUNTA GORDA, FL (FHA|USDA|VA) | 4 | $790,000 | $197,500 | $11,487 | 4.69% |
| BILLINGS, MT (FHA|USDA|VA) | 4 | $780,000 | $195,000 | $8,964 | 4.94% |
| BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) | 3 | $775,000 | $258,333 | $7,744 | 4.13% |
| ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) | 3 | $775,000 | $258,333 | $12,476 | 5.13% |
| YUBA CITY, CA (FHA|USDA|VA) | 3 | $765,000 | $255,000 | $7,652 | 4.13% |
| LONGVIEW, WA (FHA|USDA|VA) | 3 | $745,000 | $248,333 | $11,763 | 4.46% |
| BRUNSWICK, GA (FHA|USDA|VA) | 2 | $720,000 | $360,000 | $3,726 | 4.38% |
| KNOXVILLE, TN (FHA|USDA|VA) | 3 | $715,000 | $238,333 | $9,844 | 4.04% |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) | 3 | $705,000 | $235,000 | $13,367 | 4.08% |
| VALLEJO, CA (FHA|USDA|VA) | 2 | $680,000 | $340,000 | $11,177 | 4.69% |
| PUEBLO, CO (FHA|USDA|VA) | 4 | $660,000 | $165,000 | $7,563 | 4.38% |
| ASHEVILLE, NC (FHA|USDA|VA) | 3 | $655,000 | $218,333 | $3,710 | 4.46% |
| FLAGSTAFF, AZ (FHA|USDA|VA) | 2 | $650,000 | $325,000 | $16,285 | 4.50% |
| BAKERSFIELD, CA (FHA|USDA|VA) | 4 | $650,000 | $162,500 | $4,975 | 4.69% |
| FLINT, MI (FHA|USDA|VA) | 3 | $645,000 | $215,000 | $6,661 | 4.21% |
| VISALIA, CA (FHA|USDA|VA) | 3 | $615,000 | $205,000 | $8,991 | 4.71% |
| SAVANNAH, GA (FHA|USDA|VA) | 3 | $605,000 | $201,667 | $9,741 | 4.54% |
| HANFORD-CORCORAN, CA (FHA|USDA|VA) | 2 | $600,000 | $300,000 | $10,242 | 4.56% |
| BOWLING GREEN, KY (FHA|USDA|VA) | 4 | $590,000 | $147,500 | $6,668 | 4.41% |
| Ottawa, IL (FHA|USDA|VA) | 2 | $590,000 | $295,000 | $6,838 | 4.63% |
| MEMPHIS, TN-MS-AR (FHA|USDA|VA) | 4 | $570,000 | $142,500 | $6,502 | 4.97% |
| MADERA, CA (FHA|USDA|VA) | 3 | $565,000 | $188,333 | $7,269 | 4.42% |
| GAINESVILLE, GA (FHA|USDA|VA) | 3 | $555,000 | $185,000 | $6,637 | 4.42% |
| MANCHESTER-NASHUA, NH (FHA|USDA|VA) | 2 | $550,000 | $275,000 | $8,760 | 4.00% |
| TRENTON-PRINCETON, NJ (FHA|USDA|VA) | 2 | $540,000 | $270,000 | $6,447 | 4.38% |
| PORT ST. LUCIE, FL (FHA|USDA|VA) | 3 | $535,000 | $178,333 | $6,292 | 4.25% |
| WARNER ROBINS, GA (FHA|USDA|VA) | 3 | $525,000 | $175,000 | $7,391 | 4.08% |
| GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) | 3 | $525,000 | $175,000 | $3,999 | 4.46% |
| SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) | 1 | $515,000 | $515,000 | $15,882 | 4.63% |
| OKLAHOMA CITY, OK (FHA|USDA|VA) | 2 | $510,000 | $255,000 | $13,878 | 5.13% |
| Alamogordo, NM (FHA|USDA|VA) | 2 | $500,000 | $250,000 | $5,401 | 4.44% |
| Sevierville, TN (FHA|USDA|VA) | 2 | $490,000 | $245,000 | $9,809 | 4.50% |
| HARRISBURG-CARLISLE, PA (FHA|USDA|VA) | 3 | $485,000 | $161,667 | $7,631 | 3.71% |
| LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) | 3 | $485,000 | $161,667 | $7,592 | 4.58% |
| GREAT FALLS, MT (FHA|USDA|VA) | 2 | $460,000 | $230,000 | $8,968 | 4.44% |
| BOISE CITY, ID (FHA|USDA|VA) | 2 | $450,000 | $225,000 | $12,295 | 4.69% |
| ROANOKE, VA (FHA|USDA|VA) | 2 | $450,000 | $225,000 | $10,653 | 4.38% |
| LANCASTER, PA (FHA|USDA|VA) | 3 | $445,000 | $148,333 | $11,344 | 4.38% |
| Montrose, CO (FHA|USDA|VA) | 2 | $440,000 | $220,000 | $10,919 | 4.06% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 2 | $440,000 | $220,000 | $6,391 | 4.56% |
| GREEN BAY, WI (FHA|USDA|VA) | 2 | $440,000 | $220,000 | $7,227 | 4.75% |
| Willmar, MN (FHA|USDA|VA) | 1 | $415,000 | $415,000 | $18,946 | 4.25% |
| Roseburg, OR (FHA|USDA|VA) | 2 | $410,000 | $205,000 | $6,767 | 4.88% |
| JACKSON, MI (FHA|USDA|VA) | 3 | $405,000 | $135,000 | $7,156 | 4.50% |
| NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) | 1 | $405,000 | $405,000 | $5,657 | 5.00% |
| Sanford, NC (FHA|USDA|VA) | 2 | $400,000 | $200,000 | $7,163 | 4.25% |
| DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) | 2 | $400,000 | $200,000 | $5,847 | 5.19% |
| HINESVILLE, GA (FHA|USDA|VA) | 2 | $400,000 | $200,000 | $9,511 | 3.75% |
| MONROE, MI (FHA|USDA|VA) | 2 | $390,000 | $195,000 | $4,936 | 4.31% |
| PEORIA, IL (FHA|USDA|VA) | 2 | $390,000 | $195,000 | $10,731 | 4.13% |
| STAUNTON, VA (FHA|USDA|VA) | 2 | $380,000 | $190,000 | $10,317 | 4.63% |
| SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) | 2 | $370,000 | $185,000 | $3,899 | 4.13% |
| MADISON, WI (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $18,710 | 4.50% |
| Coldwater, MI (FHA|USDA|VA) | 2 | $350,000 | $175,000 | $3,631 | 4.75% |
| Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) | 2 | $350,000 | $175,000 | $6,105 | 4.38% |
| Sunbury, PA (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $10,303 | 3.88% |
| Prineville, OR (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $17,741 | 4.00% |
| Brainerd, MN (FHA|USDA|VA) | 2 | $330,000 | $165,000 | $3,881 | 5.25% |
| JACKSONVILLE, NC (FHA|USDA|VA) | 2 | $330,000 | $165,000 | $7,557 | 3.94% |
| Cookeville, TN (FHA|USDA|VA) | 2 | $330,000 | $165,000 | $5,206 | 4.06% |
| Elizabeth City, NC (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $18,377 | 4.00% |
| WINSTON-SALEM, NC (FHA|USDA|VA) | 2 | $320,000 | $160,000 | $3,066 | 4.56% |
| YUMA, AZ (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $20,034 | 3.88% |
| Crescent City, CA (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $6,191 | 4.50% |
| NORWICH-NEW LONDON, CT (FHA|USDA|VA) | 2 | $310,000 | $155,000 | $8,783 | 4.25% |
| REDDING, CA (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $15,963 | 3.50% |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $9,214 | 3.88% |
| WILMINGTON, NC (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $14,730 | 4.75% |
| CLEVELAND-ELYRIA, OH (FHA|USDA|VA) | 2 | $300,000 | $150,000 | $8,624 | 4.81% |
| MISSOULA, MT (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $18,793 | 4.75% |
| ROCHESTER, MN (FHA|USDA|VA) | 2 | $290,000 | $145,000 | $6,872 | 4.38% |
| BELLINGHAM, WA (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $17,812 | 4.25% |
| WINCHESTER, VA-WV (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $3,635 | 4.75% |
| St. Marys, GA (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $13,200 | 4.13% |
| Seneca, SC (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $9,289 | 4.75% |
| KANKAKEE, IL (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $5,928 | 4.63% |
| JANESVILLE-BELOIT, WI (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $13,254 | 3.88% |
| Kalispell, MT (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $14,171 | 4.00% |
| GREELEY, CO (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $7,313 | 4.50% |
| Sonora, CA (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $3,615 | 5.13% |
| CHAMBERSBURG-WAYNESBORO, PA (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $10,794 | 4.88% |
| BURLINGTON, NC (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $7,790 | 4.50% |
| KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) | 2 | $270,000 | $135,000 | $7,290 | 4.75% |
| WAUSAU-WESTON, WI (FHA|USDA|VA) | 2 | $270,000 | $135,000 | $5,405 | 4.44% |
| Danville, KY (FHA|USDA|VA) | 2 | $260,000 | $130,000 | $6,429 | 5.13% |
| CHICO, CA (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $4,388 | 4.13% |
| Lewisburg, PA (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $12,627 | 4.75% |
| TOLEDO, OH (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $14,291 | 4.50% |
| Tullahoma-Manchester, TN (FHA|USDA|VA) | 2 | $250,000 | $125,000 | $6,746 | 4.81% |
| MANKATO, MN (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $13,166 | 4.38% |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $15,917 | 3.38% |
| PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $3,985 | 4.75% |
| FARMINGTON, NM (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $5,153 | 4.75% |
| Shelton, WA (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $7,915 | 4.50% |
| Lawrenceburg, TN (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $4,121 | 4.50% |
| Deming, NM (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $5,391 | 4.88% |
| EL CENTRO, CA (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $5,290 | 5.00% |
| YAKIMA, WA (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $12,111 | 4.75% |
| Pullman, WA (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $14,067 | 4.75% |
| Meadville, PA (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $5,285 | 3.88% |
| BLACKSBURG-CHRISTIANSBURG, VA (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $2,568 | 4.75% |
| Clovis, NM (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $14,183 | 4.63% |
| MACON-BIBB COUNTY, GA (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $3,059 | 4.75% |
| WORCESTER, MA-CT (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $10,971 | 4.25% |
| SPRINGFIELD, IL (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $11,967 | 4.88% |
| HARRISONBURG, VA (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $5,556 | 4.25% |
| LEWISTON-AUBURN, ME (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $6,499 | 5.00% |
| Stevens Point, WI (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $7,933 | 4.50% |
| HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $9,905 | 4.75% |
| VALDOSTA, GA (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $7,070 | 4.75% |
| Laconia, NH (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $5,230 | 4.13% |
| ALTOONA, PA (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $5,775 | 4.50% |
| THE VILLAGES, FL (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $4,462 | 5.00% |
| CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $11,675 | 4.25% |
| SALISBURY, MD-DE (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $9,474 | 3.88% |
| Glenwood Springs, CO (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $9,757 | 4.38% |
| Bardstown, KY (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $8,725 | 4.00% |
| JOHNSON CITY, TN (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $12,246 | 4.25% |
| Shelbyville, TN (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $10,160 | 4.63% |
| Watertown-Fort Atkinson, WI (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $4,425 | 4.50% |
| Carlsbad-Artesia, NM (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $9,999 | 4.50% |
| Red Bluff, CA (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $9,874 | 4.38% |
| LANSING-EAST LANSING, MI (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $5,743 | 4.63% |
| Bemidji, MN (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $3,725 | 4.38% |
| IDAHO FALLS, ID (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $11,913 | 5.25% |
| Huntingdon, PA (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $10,266 | 4.38% |
| Burley, ID (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $9,500 | 4.50% |
| Holland, MI (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $10,136 | 3.75% |
| HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $4,220 | 4.63% |
| LA CROSSE-ONALASKA, WI-MN (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $8,517 | 4.38% |
| Worthington, MN (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $5,285 | 4.50% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $4,764 | 4.50% |
| GRAND JUNCTION, CO (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $3,448 | 5.38% |
| Sterling, IL (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $10,551 | 4.25% |
| Coos Bay, OR (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $6,680 | 4.38% |
| Fort Morgan, CO (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $8,722 | 4.25% |
| Crossville, TN (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $7,905 | 3.75% |
| WENATCHEE, WA (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $6,690 | 4.75% |
| GOLDSBORO, NC (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $2,772 | 4.88% |
| OSHKOSH-NEENAH, WI (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $3,963 | 3.75% |
| Somerset, KY (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $3,123 | 4.88% |
| Hutchinson, MN (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $8,335 | 4.25% |
| APPLETON, WI (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $7,615 | 4.63% |
| Concord, NH (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $8,928 | 3.75% |
| LEBANON, PA (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $8,822 | 4.63% |
| ROCKFORD, IL (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $8,725 | 4.13% |
| Mayfield, KY (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $10,385 | 3.50% |
| Marion, NC (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $2,650 | 4.75% |
| Adrian, MI (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $5,586 | 3.88% |
| La Grande, OR (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $9,164 | 3.75% |
| HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $3,268 | 4.38% |
| Greenwood, SC (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $5,375 | 4.88% |
| Cullowhee, NC (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $2,535 | 4.25% |
| Traverse City, MI (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $10,025 | 4.38% |
| YORK-HANOVER, PA (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $8,256 | 3.88% |
| Paducah, KY-IL (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $4,638 | 3.75% |
| Quincy, IL-MO (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $7,378 | 5.13% |
| CHAMPAIGN-URBANA, IL (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $7,612 | 3.75% |
| AKRON, OH (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $7,747 | 4.50% |
| Grand Rapids, MN (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $6,559 | 4.50% |
| JACKSON, TN (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $7,536 | 3.75% |
| KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $3,610 | 4.13% |
| OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $4,010 | 4.75% |
| Lebanon, NH-VT (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $2,984 | 4.50% |
| Moultrie, GA (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $5,219 | 4.88% |
| SUMTER, SC (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $6,658 | 4.00% |
| BLOOMINGTON, IL (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $6,577 | 4.63% |
| Marquette, MI (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $8,155 | 5.13% |
| MUSKEGON, MI (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $4,712 | 3.63% |
| DALTON, GA (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $6,251 | 4.63% |
| GREENVILLE, NC (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $8,891 | 4.88% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $5,922 | 3.88% |
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Product Mix
| Loan Type | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| VA | 697 | $169,105,000 | $242,618 | $9,606 | 4.36% |
| FHA | 311 | $62,435,000 | $200,756 | $8,947 | 4.49% |
| Conventional | 185 | $39,525,000 | $213,649 | $5,930 | 4.83% |
For 2018, Monster Loans's most frequently originated type of loan was VA, with 697 originations. Their 2nd most popular type was FHA, with 311 originations.
Loan Reason
For 2018, Monster Loans's most frequently cited loan purpose was Refi, with 716 originations. The 2nd most popular reason was Cash Out Refi, with 461 originations.
Loan Duration/Length
For 2018, Monster Loans's most frequently cited loan duration was 30 Year, with 1,167 originations. The 2nd most popular length was 20 Year, with 13 originations.
Origination Fees/Closing Costs
Monster Loans's average total fees were $8,910, while their most frequently occuring range of origination fees (closing costs) were in the $5k+ bucket, with 368 originations.
Interest Rates
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 4-5% | 802 | $182,940,000 | $228,105 |
| 3-4% | 250 | $56,860,000 | $227,440 |
| 5-6% | 134 | $29,850,000 | $222,761 |
| 2.5-3% | 7 | $1,415,000 | $202,143 |
During 2018, Monster Loans's average interest rate for loans was 4.47%, while their most frequently originated rate bucket for loans was 4-5%, with 802 originations.
Loan Sizing
2018 saw Monster Loans place emphasis on $100k-200k loans with 590 originations, totaling $93,920,000 in origination value.
Applicant Income
Monster Loans lent most frequently to those with incomes in the $50k-75k range, with 443 originations. The second most popular income band? $75k-100k, with 262 originations.
Applicant Debt to Income Ratio
Monster Loans lent most frequently to those with DTI ratios of 50-60%, with 231 originations. The next most common DTI ratio? 30-36%, with 140 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications76.69%
Monster Loans has a below average approval rate.
Pick Rate
Approvals leading to origination-55.74%
Monster Loans has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 1,193 | $271,065,000 | $227,213 |
Occupancy Type Mix
| Dwelling Type | Originations | Total Value | Average Loan |
|---|---|---|---|
| Single Family (1-4 Units):Manufactured | 6 | $1,200,000 | $200,000 |
| Single Family (1-4 Units):Site-Built | 1,187 | $269,865,000 | $227,350 |