Monster Loans Mortgage Rates, Fees & Info
Lake Forest, CALEI: 549300KDZ1H5P9KKIW38
Tax ID: 83-0368862
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Mortgage Data
Review & Overview
Monster Loans is a smaller mortgage company specializing in Refi loans. Monster Loans has an average proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. Their top markets by origination volume include: Washington, Los Angeles, Riverside, Atlanta, and Seattle among others. We have data for 302 markets. (Some data included below & more in-depth data is available with an active subscription.)Monster Loans has an average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Monster Loans is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
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Originations
1,741Origination Dollar Volume (All Markets)
$439,345,000Awards
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Monster Loans - 2019
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For 2019, less than of lenders were eligible for this award.
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Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 62 | $24,960,000 | $402,581 | $7,621 | 3.67% |
| Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 57 | $24,235,000 | $425,175 | $6,858 | 3.96% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 65 | $19,055,000 | $293,154 | $8,048 | 3.87% |
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 79 | $17,295,000 | $218,924 | $6,781 | 3.92% |
| Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) | 35 | $11,715,000 | $334,714 | $7,882 | 3.91% |
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 49 | $10,615,000 | $216,633 | $6,061 | 3.64% |
| SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) | 34 | $10,480,000 | $308,235 | $7,519 | 3.90% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 32 | $10,330,000 | $322,813 | $8,636 | 3.76% |
| Outside of Metro Areas | 49 | $9,685,000 | $197,653 | $4,952 | 3.81% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 36 | $9,460,000 | $262,778 | $6,238 | 3.76% |
| SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) | 19 | $8,505,000 | $447,632 | $10,848 | 3.91% |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) | 33 | $8,455,000 | $256,212 | $5,681 | 3.71% |
| NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) | 36 | $8,060,000 | $223,889 | $6,560 | 3.77% |
| BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) | 23 | $7,065,000 | $307,174 | $8,283 | 3.73% |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) | 26 | $6,900,000 | $265,385 | $6,741 | 3.74% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 31 | $6,635,000 | $214,032 | $6,802 | 3.78% |
| San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) | 12 | $6,400,000 | $533,333 | $10,011 | 4.44% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 27 | $6,045,000 | $223,889 | $6,948 | 3.93% |
| Detroit-Warren-Dearborn, MI (FHA|USDA|VA) | 28 | $6,020,000 | $215,000 | $6,241 | 3.71% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 22 | $5,570,000 | $253,182 | $6,815 | 4.24% |
| COLORADO SPRINGS, CO (FHA|USDA|VA) | 22 | $5,290,000 | $240,455 | $6,304 | 3.75% |
| New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) | 19 | $4,795,000 | $252,368 | $5,902 | 3.89% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 22 | $4,750,000 | $215,909 | $6,362 | 3.60% |
| COLUMBIA, SC (FHA|USDA|VA) | 17 | $4,515,000 | $265,588 | $5,058 | 3.71% |
| FRESNO, CA (FHA|USDA|VA) | 19 | $4,475,000 | $235,526 | $6,049 | 4.49% |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) | 16 | $4,230,000 | $264,375 | $5,918 | 3.49% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 17 | $4,195,000 | $246,765 | $7,485 | 3.81% |
| RICHMOND, VA (FHA|USDA|VA) | 17 | $3,905,000 | $229,706 | $5,455 | 3.56% |
| STOCKTON, CA (FHA|USDA|VA) | 13 | $3,875,000 | $298,077 | $8,147 | 4.14% |
| CINCINNATI, OH-KY-IN (FHA|USDA|VA) | 19 | $3,835,000 | $201,842 | $6,577 | 3.47% |
| INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) | 20 | $3,720,000 | $186,000 | $6,554 | 3.71% |
| COLUMBUS, OH (FHA|USDA|VA) | 16 | $3,660,000 | $228,750 | $7,414 | 3.76% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 15 | $3,395,000 | $226,333 | $6,643 | 3.70% |
| SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) | 9 | $3,355,000 | $372,778 | $5,940 | 4.37% |
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 14 | $3,340,000 | $238,571 | $6,846 | 3.65% |
| GREENVILLE-ANDERSON, SC (FHA|USDA|VA) | 17 | $3,175,000 | $186,765 | $5,303 | 3.71% |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) | 7 | $3,165,000 | $452,143 | $4,793 | 3.80% |
| VALLEJO, CA (FHA|USDA|VA) | 9 | $2,855,000 | $317,222 | $6,251 | 3.76% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 12 | $2,760,000 | $230,000 | $6,699 | 4.53% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 10 | $2,650,000 | $265,000 | $4,686 | 3.41% |
| MODESTO, CA (FHA|USDA|VA) | 11 | $2,545,000 | $231,364 | $6,752 | 4.20% |
| SALEM, OR (FHA|USDA|VA) | 10 | $2,470,000 | $247,000 | $6,759 | 3.71% |
| CLEVELAND-ELYRIA, OH (FHA|USDA|VA) | 11 | $2,265,000 | $205,909 | $5,088 | 3.50% |
| SAVANNAH, GA (FHA|USDA|VA) | 9 | $2,265,000 | $251,667 | $5,370 | 3.85% |
| VISALIA, CA (FHA|USDA|VA) | 11 | $2,135,000 | $194,091 | $6,213 | 3.86% |
| LEXINGTON-FAYETTE, KY (FHA|USDA|VA) | 8 | $2,100,000 | $262,500 | $8,044 | 3.56% |
| BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) | 11 | $2,065,000 | $187,727 | $5,764 | 3.64% |
| AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) | 10 | $2,040,000 | $204,000 | $5,128 | 3.66% |
| RALEIGH-CARY, NC (FHA|USDA|VA) | 9 | $1,995,000 | $221,667 | $6,834 | 3.76% |
| BOISE CITY, ID (FHA|USDA|VA) | 8 | $1,970,000 | $246,250 | $6,101 | 3.59% |
| LOUISVILLE, KY (FHA|USDA|VA) | 10 | $1,960,000 | $196,000 | $4,225 | 3.78% |
| Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) | 7 | $1,905,000 | $272,143 | $4,240 | 3.75% |
| TUCSON, AZ (FHA|USDA|VA) | 9 | $1,805,000 | $200,556 | $4,828 | 3.94% |
| CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) | 8 | $1,800,000 | $225,000 | $7,126 | 3.83% |
| MEDFORD, OR (FHA|USDA|VA) | 7 | $1,725,000 | $246,429 | $5,967 | 3.63% |
| KENNEWICK-RICHLAND, WA (FHA|USDA|VA) | 6 | $1,710,000 | $285,000 | $5,783 | 3.65% |
| SALINAS, CA (FHA|USDA|VA) | 5 | $1,675,000 | $335,000 | $6,190 | 4.13% |
| WARNER ROBINS, GA (FHA|USDA|VA) | 8 | $1,630,000 | $203,750 | $3,805 | 3.64% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 7 | $1,625,000 | $232,143 | $7,459 | 3.91% |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) | 8 | $1,610,000 | $201,250 | $5,115 | 3.56% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 9 | $1,575,000 | $175,000 | $6,469 | 3.67% |
| OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) | 6 | $1,540,000 | $256,667 | $6,714 | 3.48% |
| EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) | 7 | $1,515,000 | $216,429 | $9,159 | 4.07% |
| ALBUQUERQUE, NM (FHA|USDA|VA) | 8 | $1,500,000 | $187,500 | $5,859 | 3.58% |
| KNOXVILLE, TN (FHA|USDA|VA) | 7 | $1,485,000 | $212,143 | $5,726 | 3.64% |
| LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) | 7 | $1,425,000 | $203,571 | $7,757 | 3.88% |
| CHATTANOOGA, TN-GA (FHA|USDA|VA) | 5 | $1,395,000 | $279,000 | $5,856 | 3.85% |
| BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) | 5 | $1,395,000 | $279,000 | $5,118 | 3.45% |
| HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) | 6 | $1,390,000 | $231,667 | $4,149 | 3.48% |
| GREELEY, CO (FHA|USDA|VA) | 5 | $1,345,000 | $269,000 | $7,352 | 3.85% |
| MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) | 7 | $1,345,000 | $192,143 | $5,059 | 3.75% |
| SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) | 6 | $1,210,000 | $201,667 | $6,645 | 3.67% |
| GAINESVILLE, GA (FHA|USDA|VA) | 6 | $1,210,000 | $201,667 | $7,575 | 3.98% |
| PORT ST. LUCIE, FL (FHA|USDA|VA) | 4 | $1,200,000 | $300,000 | $7,176 | 4.31% |
| OKLAHOMA CITY, OK (FHA|USDA|VA) | 7 | $1,165,000 | $166,429 | $6,189 | 3.82% |
| BELLINGHAM, WA (FHA|USDA|VA) | 4 | $1,130,000 | $282,500 | $10,905 | 3.59% |
| COLUMBUS, GA-AL (FHA|USDA|VA) | 3 | $1,095,000 | $365,000 | $11,205 | 3.42% |
| TRENTON-PRINCETON, NJ (FHA|USDA|VA) | 5 | $1,085,000 | $217,000 | $4,097 | 3.60% |
| HUNTSVILLE, AL (FHA|USDA|VA) | 4 | $1,080,000 | $270,000 | $3,463 | 3.25% |
| CHARLOTTESVILLE, VA (FHA|USDA|VA) | 4 | $1,040,000 | $260,000 | $6,643 | 3.72% |
| NEW HAVEN-MILFORD, CT (FHA|USDA|VA) | 5 | $1,035,000 | $207,000 | $4,599 | 3.55% |
| PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) | 4 | $1,030,000 | $257,500 | $10,502 | 3.75% |
| NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) | 3 | $1,025,000 | $341,667 | $8,448 | 3.42% |
| LONGVIEW, WA (FHA|USDA|VA) | 4 | $1,020,000 | $255,000 | $5,796 | 3.53% |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) | 5 | $1,015,000 | $203,000 | $6,436 | 3.43% |
| LAS CRUCES, NM (FHA|USDA|VA) | 3 | $945,000 | $315,000 | $6,027 | 3.50% |
| FLINT, MI (FHA|USDA|VA) | 5 | $935,000 | $187,000 | $4,920 | 3.73% |
| SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) | 3 | $925,000 | $308,333 | $7,278 | 3.75% |
| GOLDSBORO, NC (FHA|USDA|VA) | 4 | $890,000 | $222,500 | $4,716 | 3.81% |
| BEND, OR (FHA|USDA|VA) | 3 | $875,000 | $291,667 | $8,477 | 3.63% |
| MONROE, MI (FHA|USDA|VA) | 4 | $870,000 | $217,500 | $5,991 | 3.78% |
| PUEBLO, CO (FHA|USDA|VA) | 4 | $860,000 | $215,000 | $8,042 | 3.59% |
| FAYETTEVILLE, NC (FHA|USDA|VA) | 5 | $855,000 | $171,000 | $4,235 | 3.70% |
| FORT WAYNE, IN (FHA|USDA|VA) | 5 | $845,000 | $169,000 | $5,328 | 3.85% |
| ST. LOUIS, MO-IL (FHA|USDA|VA) | 3 | $815,000 | $271,667 | $5,452 | 3.29% |
| LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) | 5 | $805,000 | $161,000 | $3,073 | 4.28% |
| ASHEVILLE, NC (FHA|USDA|VA) | 4 | $800,000 | $200,000 | $5,734 | 3.66% |
| YAKIMA, WA (FHA|USDA|VA) | 4 | $800,000 | $200,000 | $5,115 | 3.38% |
| Aberdeen, WA (FHA|USDA|VA) | 3 | $795,000 | $265,000 | $10,137 | 3.92% |
| DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) | 4 | $770,000 | $192,500 | $5,551 | 3.94% |
| AKRON, OH (FHA|USDA|VA) | 4 | $740,000 | $185,000 | $9,163 | 3.69% |
| CLARKSVILLE, TN-KY (FHA|USDA|VA) | 4 | $720,000 | $180,000 | $5,402 | 3.53% |
| TOLEDO, OH (FHA|USDA|VA) | 4 | $720,000 | $180,000 | $9,430 | 3.28% |
| PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) | 4 | $720,000 | $180,000 | $7,728 | 4.34% |
| IDAHO FALLS, ID (FHA|USDA|VA) | 3 | $705,000 | $235,000 | $5,955 | 3.67% |
| YORK-HANOVER, PA (FHA|USDA|VA) | 2 | $700,000 | $350,000 | $8,492 | 3.75% |
| PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) | 4 | $700,000 | $175,000 | $5,254 | 3.75% |
| EL CENTRO, CA (FHA|USDA|VA) | 3 | $695,000 | $231,667 | $5,405 | 4.38% |
| LEWISTON-AUBURN, ME (FHA|USDA|VA) | 3 | $695,000 | $231,667 | $4,962 | 3.54% |
| Sevierville, TN (FHA|USDA|VA) | 3 | $695,000 | $231,667 | $4,936 | 3.79% |
| HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) | 3 | $685,000 | $228,333 | $7,833 | 3.58% |
| MADISON, WI (FHA|USDA|VA) | 3 | $665,000 | $221,667 | $4,899 | 3.50% |
| HINESVILLE, GA (FHA|USDA|VA) | 3 | $655,000 | $218,333 | $5,342 | 3.92% |
| ROCKY MOUNT, NC (FHA|USDA|VA) | 3 | $645,000 | $215,000 | $4,737 | 3.75% |
| BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) | 2 | $640,000 | $320,000 | $5,532 | 3.44% |
| Alamogordo, NM (FHA|USDA|VA) | 2 | $630,000 | $315,000 | $6,083 | 4.13% |
| READING, PA (FHA|USDA|VA) | 3 | $625,000 | $208,333 | $6,797 | 4.17% |
| Clovis, NM (FHA|USDA|VA) | 3 | $625,000 | $208,333 | $3,039 | 3.58% |
| TULSA, OK (FHA|USDA|VA) | 4 | $620,000 | $155,000 | $7,442 | 3.53% |
| GRAND JUNCTION, CO (FHA|USDA|VA) | 4 | $610,000 | $152,500 | $5,878 | 3.78% |
| JANESVILLE-BELOIT, WI (FHA|USDA|VA) | 3 | $605,000 | $201,667 | $4,718 | 3.46% |
| HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) | 2 | $590,000 | $295,000 | $3,572 | 4.06% |
| Sebastian-Vero Beach, FL (FHA|USDA|VA) | 2 | $590,000 | $295,000 | $7,122 | 3.31% |
| GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) | 3 | $565,000 | $188,333 | $4,914 | 3.58% |
| JACKSONVILLE, NC (FHA|USDA|VA) | 3 | $565,000 | $188,333 | $4,118 | 3.33% |
| Willmar, MN (FHA|USDA|VA) | 2 | $550,000 | $275,000 | $4,470 | 3.25% |
| MADERA, CA (FHA|USDA|VA) | 3 | $545,000 | $181,667 | $8,539 | 4.71% |
| SPRINGFIELD, OH (FHA|USDA|VA) | 3 | $525,000 | $175,000 | $6,777 | 4.00% |
| PITTSBURGH, PA (FHA|USDA|VA) | 3 | $525,000 | $175,000 | $6,698 | 4.00% |
| ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) | 3 | $515,000 | $171,667 | $6,225 | 4.08% |
| LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) | 3 | $495,000 | $165,000 | $7,170 | 3.50% |
| MANCHESTER-NASHUA, NH (FHA|USDA|VA) | 2 | $490,000 | $245,000 | $3,983 | 3.81% |
| Truckee-Grass Valley, CA (FHA|USDA|VA) | 1 | $485,000 | $485,000 | $10,610 | 4.63% |
| GREAT FALLS, MT (FHA|USDA|VA) | 2 | $480,000 | $240,000 | $3,463 | 3.31% |
| Bardstown, KY (FHA|USDA|VA) | 2 | $480,000 | $240,000 | $6,986 | 4.19% |
| Morehead City, NC (FHA|USDA|VA) | 2 | $470,000 | $235,000 | $5,490 | 3.38% |
| MANKATO, MN (FHA|USDA|VA) | 2 | $470,000 | $235,000 | $3,541 | 3.13% |
| Port Angeles, WA (FHA|USDA|VA) | 1 | $465,000 | $465,000 | $5,196 | 3.25% |
| HARRISBURG-CARLISLE, PA (FHA|USDA|VA) | 3 | $465,000 | $155,000 | $7,316 | 3.88% |
| Moses Lake, WA (FHA|USDA|VA) | 2 | $460,000 | $230,000 | $6,171 | 3.56% |
| MERCED, CA (FHA|USDA|VA) | 2 | $460,000 | $230,000 | $5,102 | 4.31% |
| ANN ARBOR, MI (FHA|USDA|VA) | 2 | $450,000 | $225,000 | $2,759 | 3.63% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 3 | $445,000 | $148,333 | $4,306 | 4.08% |
| St. Marys, GA (FHA|USDA|VA) | 2 | $440,000 | $220,000 | $2,820 | 3.56% |
| SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) | 1 | $435,000 | $435,000 | $3,915 | 3.75% |
| AUBURN-OPELIKA, AL (FHA|USDA|VA) | 2 | $430,000 | $215,000 | $4,262 | 4.13% |
| SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) | 1 | $425,000 | $425,000 | $7,415 | 4.75% |
| Lewisburg, TN (FHA|USDA|VA) | 2 | $420,000 | $210,000 | $7,727 | 3.81% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 2 | $420,000 | $210,000 | $3,534 | 3.19% |
| DAYTON-KETTERING, OH (FHA|USDA|VA) | 2 | $420,000 | $210,000 | $13,787 | 4.00% |
| ST. CLOUD, MN (FHA|USDA|VA) | 2 | $410,000 | $205,000 | $2,002 | 3.31% |
| Cañon City, CO (FHA|USDA|VA) | 1 | $405,000 | $405,000 | $5,868 | 4.13% |
| RACINE, WI (FHA|USDA|VA) | 2 | $400,000 | $200,000 | $4,450 | 4.00% |
| PEORIA, IL (FHA|USDA|VA) | 2 | $400,000 | $200,000 | $3,318 | 3.44% |
| Laconia, NH (FHA|USDA|VA) | 2 | $400,000 | $200,000 | $4,075 | 3.31% |
| EAST STROUDSBURG, PA (FHA|USDA|VA) | 2 | $390,000 | $195,000 | $8,787 | 3.38% |
| LEBANON, PA (FHA|USDA|VA) | 2 | $390,000 | $195,000 | $3,735 | 3.38% |
| APPLETON, WI (FHA|USDA|VA) | 2 | $390,000 | $195,000 | $3,277 | 4.44% |
| ELIZABETHTOWN-FORT KNOX, KY (FHA|USDA|VA) | 2 | $390,000 | $195,000 | $2,495 | 3.50% |
| LAWTON, OK (FHA|USDA|VA) | 2 | $380,000 | $190,000 | $5,321 | 4.19% |
| Ashtabula, OH (FHA|USDA|VA) | 3 | $375,000 | $125,000 | $4,786 | 3.38% |
| FORT COLLINS, CO (FHA|USDA|VA) | 1 | $375,000 | $375,000 | $15,139 | 3.75% |
| Madisonville, KY (FHA|USDA|VA) | 2 | $370,000 | $185,000 | $8,620 | 4.00% |
| NEW BERN, NC (FHA|USDA|VA) | 2 | $370,000 | $185,000 | $3,927 | 3.25% |
| CHICO, CA (FHA|USDA|VA) | 2 | $370,000 | $185,000 | $6,744 | 3.81% |
| BAKERSFIELD, CA (FHA|USDA|VA) | 2 | $370,000 | $185,000 | $7,181 | 3.38% |
| Sidney, OH (FHA|USDA|VA) | 2 | $360,000 | $180,000 | $3,620 | 3.81% |
| Georgetown, SC (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $17,632 | 3.38% |
| ODESSA, TX (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $4,797 | 4.63% |
| WILMINGTON, NC (FHA|USDA|VA) | 2 | $350,000 | $175,000 | $4,859 | 3.56% |
| Ottawa, IL (FHA|USDA|VA) | 2 | $350,000 | $175,000 | $4,232 | 3.63% |
| PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $18,309 | 3.50% |
| AMARILLO, TX (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $3,866 | 3.13% |
| Cookeville, TN (FHA|USDA|VA) | 2 | $340,000 | $170,000 | $2,284 | 3.81% |
| Mount Sterling, KY (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $12,958 | 3.63% |
| LANCASTER, PA (FHA|USDA|VA) | 2 | $330,000 | $165,000 | $7,133 | 3.56% |
| GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) | 2 | $330,000 | $165,000 | $7,475 | 3.88% |
| WENATCHEE, WA (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $3,340 | 3.13% |
| DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) | 2 | $320,000 | $160,000 | $5,433 | 4.13% |
| Crescent City, CA (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $3,242 | 3.25% |
| GREEN BAY, WI (FHA|USDA|VA) | 2 | $310,000 | $155,000 | $7,671 | 3.69% |
| WAUSAU-WESTON, WI (FHA|USDA|VA) | 2 | $310,000 | $155,000 | $3,679 | 3.75% |
| Outside of Metro Areas | 1 | $305,000 | $305,000 | $3,547 | 3.38% |
| Red Bluff, CA (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $13,875 | 4.13% |
| BURLINGTON, NC (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $9,346 | 3.50% |
| Clearlake, CA (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $6,509 | 4.75% |
| Traverse City, MI (FHA|USDA|VA) | 2 | $290,000 | $145,000 | $2,570 | 3.88% |
| Oak Harbor, WA (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $9,881 | 3.75% |
| OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $7,523 | 4.13% |
| KANKAKEE, IL (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $2,654 | 3.38% |
| MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $2,661 | 3.38% |
| Kalispell, MT (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $4,864 | 3.50% |
| HANFORD-CORCORAN, CA (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $11,922 | 2.88% |
| KOKOMO, IN (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $3,335 | 3.13% |
| CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $3,192 | 3.75% |
| ROANOKE, VA (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $4,009 | 3.75% |
| SHERMAN-DENISON, TX (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $6,989 | 4.13% |
| Eureka-Arcata, CA (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $2,288 | 3.25% |
| Angola, IN (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $3,961 | 3.63% |
| BILLINGS, MT (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $2,788 | 3.63% |
| Red Wing, MN (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $3,373 | 3.38% |
| GRANTS PASS, OR (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $5,607 | 3.63% |
| Tullahoma-Manchester, TN (FHA|USDA|VA) | 2 | $260,000 | $130,000 | $3,962 | 3.75% |
| NORWICH-NEW LONDON, CT (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $8,528 | 3.75% |
| GETTYSBURG, PA (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $4,211 | 3.75% |
| MORRISTOWN, TN (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $9,225 | 3.75% |
| MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $10,873 | 3.25% |
| BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $1,574 | 3.63% |
| LYNCHBURG, VA (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $4,433 | 3.25% |
| WHEELING, WV-OH (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $10,575 | 3.00% |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $3,126 | 3.38% |
| ROCHESTER, MN (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $4,304 | 3.63% |
| Pullman, WA (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $3,912 | 3.25% |
| YUBA CITY, CA (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $6,153 | 3.50% |
| WILLIAMSPORT, PA (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $4,989 | 3.25% |
| Hermiston-Pendleton, OR (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $2,814 | 3.25% |
| Pottsville, PA (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $3,689 | 3.38% |
| Brainerd, MN (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $6,930 | 3.38% |
| Stevens Point, WI (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $7,128 | 3.88% |
| HARRISONBURG, VA (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $3,363 | 3.25% |
| Whitewater, WI (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $2,641 | 3.38% |
| ALBANY-LEBANON, OR (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $6,631 | 4.25% |
| Keene, NH (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $7,449 | 4.25% |
| MUSKEGON, MI (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $6,989 | 3.38% |
| Mount Vernon, OH (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $5,498 | 3.75% |
| STAUNTON, VA (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $2,560 | 4.00% |
| Mountain Home, ID (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $12,350 | 3.25% |
| WINSTON-SALEM, NC (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $2,483 | 3.25% |
| Athens, TX (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $7,476 | 5.25% |
| Deming, NM (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $8,045 | 3.00% |
| Centralia, IL (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $8,522 | 3.13% |
| Seneca, SC (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $8,798 | 3.63% |
| EAU CLAIRE, WI (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $12,641 | 3.88% |
| Torrington, CT (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $4,103 | 4.75% |
| Somerset, KY (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $4,373 | 2.88% |
| Watertown-Fort Atkinson, WI (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $2,385 | 3.50% |
| Chillicothe, OH (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $5,493 | 4.13% |
| REDDING, CA (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $7,745 | 3.25% |
| WORCESTER, MA-CT (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $7,113 | 3.25% |
| Roseburg, OR (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $8,325 | 3.13% |
| Jefferson, GA (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $4,402 | 4.63% |
| SEBRING-AVON PARK, FL (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $2,891 | 3.75% |
| Gainesville, TX (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $4,454 | 4.38% |
| TYLER, TX (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $2,564 | 3.13% |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $6,643 | 3.38% |
| DULUTH, MN-WI (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $4,620 | 3.75% |
| Cambridge, MD (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $4,230 | 3.50% |
| Shelbyville, TN (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $6,335 | 3.50% |
| Frankfort, KY (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $3,113 | 3.50% |
| THE VILLAGES, FL (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $2,182 | 3.63% |
| Calhoun, GA (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $7,380 | 3.25% |
| Ardmore, OK (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $3,198 | 3.38% |
| Arcadia, FL (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $6,008 | 4.38% |
| ENID, OK (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $9,289 | 3.25% |
| ELKHART-GOSHEN, IN (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $9,434 | 3.75% |
| MEMPHIS, TN-MS-AR (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $7,565 | 3.38% |
| Celina, OH (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $6,175 | 3.50% |
| CHAMBERSBURG-WAYNESBORO, PA (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $4,514 | 3.88% |
| CARBONDALE-MARION, IL (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $2,053 | 3.50% |
| Selinsgrove, PA (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $8,601 | 4.13% |
| Urbana, OH (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $5,336 | 3.50% |
| Wooster, OH (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $5,851 | 4.00% |
| Roswell, NM (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $6,777 | 4.25% |
| Shelby, NC (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $4,711 | 3.75% |
| ALBANY, GA (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $5,004 | 3.75% |
| Lawrenceburg, TN (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $5,376 | 3.75% |
| KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $6,554 | 3.25% |
| Hutchinson, MN (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $6,501 | 3.38% |
| HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $5,968 | 3.50% |
| Holland, MI (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $5,372 | 4.50% |
| HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $3,139 | 3.63% |
| Seymour, IN (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $6,963 | 3.38% |
| FARGO, ND-MN (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $6,546 | 3.50% |
| BOWLING GREEN, KY (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $2,092 | 3.50% |
| BLOOMINGTON, IN (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $4,087 | 4.13% |
| Sterling, CO (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $6,715 | 4.75% |
| BOULDER, CO (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $6,281 | 3.50% |
| SUMTER, SC (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $5,726 | 3.50% |
| WACO, TX (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $1,754 | 3.25% |
| Tahlequah, OK (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $5,396 | 5.13% |
| SAGINAW, MI (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $4,675 | 3.75% |
| BANGOR, ME (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $10,029 | 3.75% |
| LANSING-EAST LANSING, MI (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $5,199 | 3.88% |
| Wilmington, OH (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $11,986 | 3.13% |
| Forest City, NC (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $7,047 | 3.88% |
| SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $6,097 | 3.50% |
| Warsaw, IN (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $3,707 | 3.63% |
| OWENSBORO, KY (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $2,543 | 3.38% |
| KILLEEN-TEMPLE, TX (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $3,615 | 3.50% |
| VINELAND-BRIDGETON, NJ (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $7,332 | 3.25% |
| JACKSON, MI (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $2,484 | 3.63% |
| DECATUR, IL (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $2,823 | 3.63% |
| Menomonie, WI (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $4,275 | 3.63% |
| OCALA, FL (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $6,715 | 4.00% |
| Grand Rapids, MN (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $5,664 | 3.88% |
| Pinehurst-Southern Pines, NC (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $3,587 | 4.13% |
| Shawnee, OK (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $6,166 | 3.75% |
| Jesup, GA (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $1,883 | 3.75% |
| Crawfordsville, IN (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $2,273 | 3.63% |
| Klamath Falls, OR (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $1,779 | 3.50% |
| Dayton, TN (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $3,360 | 4.00% |
| Manitowoc, WI (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $1,595 | 3.75% |
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Product Mix
For 2019, Monster Loans's most frequently originated type of loan was VA, with 778 originations. Their 2nd most popular type was Conventional, with 504 originations.
Loan Reason
| Loan Reason | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Refi | 1,677 | $422,085,000 | $251,691 | $6,445 | 3.75% |
| Home Purchase | 64 | $17,260,000 | $269,688 | $7,490 | 4.66% |
For 2019, Monster Loans's most frequently cited loan purpose was Refi, with 1,677 originations. The 2nd most popular reason was Home Purchase, with 64 originations.
Loan Duration/Length
For 2019, Monster Loans's most frequently cited loan duration was 30 Year, with 1,699 originations. The 2nd most popular length was 15 Year, with 21 originations.
Origination Fees/Closing Costs
Monster Loans's average total fees were $6,518, while their most frequently occuring range of origination fees (closing costs) were in the $1k-2k bucket, with 407 originations.
Interest Rates
During 2019, Monster Loans's average interest rate for loans was 3.78%, while their most frequently originated rate bucket for loans was 3-4%, with 1,265 originations.
Loan Sizing
2019 saw Monster Loans place emphasis on $200k-400k loans with 849 originations, totaling $230,505,000 in origination value.
Applicant Income
Monster Loans lent most frequently to those with incomes in the $50k or less range, with 798 originations. The second most popular income band? $50k-75k, with 421 originations.
Applicant Debt to Income Ratio
Monster Loans lent most frequently to those with DTI ratios of 50-60%, with 225 originations. The next most common DTI ratio? 30-36%, with 169 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications85.63%
Monster Loans has an average approval rate.
Pick Rate
Approvals leading to origination-221.77%
Monster Loans has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 1,741 | $439,345,000 | $252,352 |
Occupancy Type Mix
| Dwelling Type | Originations | Total Value | Average Loan |
|---|---|---|---|
| Single Family (1-4 Units):Manufactured | 38 | $7,300,000 | $192,105 |
| Single Family (1-4 Units):Site-Built | 1,703 | $432,045,000 | $253,696 |