Evolve Bank & Trust Mortgage Rates, Fees & Info
West Memphis, ARLEI: 549300IRXW9RSZM2B951
Tax ID: 71-0057070
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Mortgage Data
Review & Overview
Evolve Bank & Trust is a smaller bank specializing in Home Purchase loans. Evolve Bank & Trust has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. Their top markets by origination volume include: Memphis, New York, Boston, Los Angeles, and Hartford among others. We have data for 236 markets. (Some data included below & more in-depth data is available with an active subscription.)Evolve Bank & Trust has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Evolve Bank & Trust is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
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SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
|---|---|---|
| 30 Year Conventional Purchase | 6.43% | 12/16/24 |
| 30 Year Conventional Refi | 6.47% | 12/16/24 |
| 30 Year Cash-out Refi | 6.64% | 12/16/24 |
| 30 Year FHA Purchase | 7.47% | 12/16/24 |
| 30 Year FHA Refi | 7.41% | 12/16/24 |
| 30 Year VA Purchase | 6.34% | 12/16/24 |
| 30 Year VA Refi | 6.46% | 12/16/24 |
| 30 Year USDA Purchase | 6.83% | 12/16/24 |
| 15 Year Conventional Purchase | 5.40% | 12/16/24 |
| 15 Year Conventional Refi | 6.07% | 12/16/24 |
| 15 Year Cash-out Refi | 6.07% | 12/16/24 |
| 15 Year FHA Purchase | 6.09% | 12/16/24 |
| These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. | ||
Evolve Bank & Trust Mortgage Calculator
Your Estimates
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This is not an official calculator from Evolve Bank & Trust. It uses our SimulatedRate™
technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.
The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
2,944Origination Dollar Volume (All Markets)
$978,450,000Awards
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Evolve Bank & Trust - 2022
Evolve Bank & Trust is a 2022 , due to their low .
For 2022, less than of lenders were eligible for this award.
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Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| MEMPHIS, TN-MS-AR (FHA|USDA|VA) | 400 | $96,520,000 | $241,300 | $5,754 | 4.97% |
| New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) | 173 | $83,155,000 | $480,665 | $7,488 | 4.66% |
| Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) | 171 | $70,605,000 | $412,895 | $6,048 | 4.63% |
| Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 74 | $59,690,000 | $806,622 | $8,709 | 4.40% |
| HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) | 168 | $49,930,000 | $297,202 | $5,356 | 4.81% |
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 174 | $49,800,000 | $286,207 | $9,338 | 5.16% |
| WORCESTER, MA-CT (FHA|USDA|VA) | 108 | $34,700,000 | $321,296 | $7,135 | 4.93% |
| SPRINGFIELD, MA (FHA|USDA|VA) | 113 | $30,955,000 | $273,938 | $5,446 | 4.75% |
| San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) | 28 | $25,820,000 | $922,143 | $5,421 | 4.28% |
| BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) | 48 | $22,100,000 | $460,417 | $7,868 | 4.21% |
| JONESBORO, AR (FHA|USDA|VA) | 77 | $21,545,000 | $279,805 | $5,236 | 4.87% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 67 | $20,465,000 | $305,448 | $8,975 | 4.81% |
| ALBANY-SCHENECTADY-TROY, NY (FHA|USDA|VA) | 66 | $20,030,000 | $303,485 | $6,893 | 4.94% |
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 56 | $19,780,000 | $353,214 | $12,153 | 5.16% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 42 | $15,890,000 | $378,333 | $5,308 | 4.80% |
| BEND, OR (FHA|USDA|VA) | 30 | $15,300,000 | $510,000 | $9,713 | 4.28% |
| COLUMBUS, OH (FHA|USDA|VA) | 54 | $14,440,000 | $267,407 | $6,152 | 5.35% |
| Outside of Metro Areas | 51 | $13,675,000 | $268,137 | $6,334 | 5.08% |
| CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) | 29 | $12,835,000 | $442,586 | $5,955 | 5.03% |
| NEW HAVEN-MILFORD, CT (FHA|USDA|VA) | 40 | $11,580,000 | $289,500 | $6,231 | 4.53% |
| SALISBURY, MD-DE (FHA|USDA|VA) | 47 | $11,345,000 | $241,383 | $10,614 | 5.10% |
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 36 | $11,080,000 | $307,778 | $7,113 | 4.91% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 29 | $10,545,000 | $363,621 | $8,477 | 4.89% |
| MANCHESTER-NASHUA, NH (FHA|USDA|VA) | 26 | $9,160,000 | $352,308 | $4,553 | 4.90% |
| BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) | 38 | $9,150,000 | $240,789 | $9,624 | 5.75% |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) | 65 | $8,945,000 | $137,615 | $5,818 | 5.38% |
| PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) | 18 | $8,070,000 | $448,333 | $5,864 | 4.54% |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) | 9 | $7,275,000 | $808,333 | $7,858 | 4.71% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 16 | $6,960,000 | $435,000 | $6,692 | 4.87% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 22 | $6,890,000 | $313,182 | $6,453 | 5.05% |
| DOVER, DE (FHA|USDA|VA) | 25 | $6,885,000 | $275,400 | $10,766 | 5.32% |
| GLENS FALLS, NY (FHA|USDA|VA) | 28 | $6,410,000 | $228,929 | $6,100 | 5.31% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 14 | $6,120,000 | $437,143 | $6,922 | 4.65% |
| LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) | 10 | $5,860,000 | $586,000 | $5,351 | 4.28% |
| SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) | 5 | $5,845,000 | $1,169,000 | $7,483 | 4.15% |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) | 20 | $5,350,000 | $267,500 | $8,337 | 5.01% |
| Torrington, CT (FHA|USDA|VA) | 23 | $5,195,000 | $225,870 | $4,746 | 5.20% |
| NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) | 12 | $4,700,000 | $391,667 | $5,639 | 4.73% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 13 | $4,335,000 | $333,462 | $6,392 | 4.85% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 11 | $3,655,000 | $332,273 | $7,892 | 5.23% |
| BARNSTABLE TOWN, MA (FHA|USDA|VA) | 11 | $3,625,000 | $329,545 | $3,885 | 4.50% |
| SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) | 7 | $3,525,000 | $503,571 | $5,211 | 4.66% |
| SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) | 5 | $3,465,000 | $693,000 | $5,611 | 5.05% |
| NORWICH-NEW LONDON, CT (FHA|USDA|VA) | 10 | $2,920,000 | $292,000 | $4,028 | 4.83% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 8 | $2,900,000 | $362,500 | $6,793 | 5.38% |
| OKLAHOMA CITY, OK (FHA|USDA|VA) | 17 | $2,815,000 | $165,588 | $3,422 | 5.59% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 11 | $2,775,000 | $252,273 | $6,256 | 5.07% |
| SYRACUSE, NY (FHA|USDA|VA) | 6 | $2,680,000 | $446,667 | $6,320 | 4.71% |
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 8 | $2,630,000 | $328,750 | $6,880 | 4.91% |
| POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY (FHA|USDA|VA) | 8 | $2,630,000 | $328,750 | $7,689 | 4.59% |
| Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) | 3 | $2,525,000 | $841,667 | $5,821 | 3.75% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 5 | $2,445,000 | $489,000 | $10,276 | 5.15% |
| CLEVELAND-ELYRIA, OH (FHA|USDA|VA) | 16 | $2,360,000 | $147,500 | $5,748 | 5.11% |
| Sevierville, TN (FHA|USDA|VA) | 4 | $2,320,000 | $580,000 | $5,860 | 5.63% |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) | 4 | $2,260,000 | $565,000 | $5,432 | 4.66% |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) | 8 | $2,090,000 | $261,250 | $4,024 | 5.45% |
| Sandusky, OH (FHA|USDA|VA) | 8 | $2,080,000 | $260,000 | $6,407 | 5.06% |
| Batesville, AR (FHA|USDA|VA) | 17 | $2,075,000 | $122,059 | $3,477 | 4.54% |
| SAVANNAH, GA (FHA|USDA|VA) | 2 | $1,990,000 | $995,000 | $9,448 | 5.00% |
| DAYTON-KETTERING, OH (FHA|USDA|VA) | 10 | $1,920,000 | $192,000 | $3,776 | 4.64% |
| OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) | 3 | $1,765,000 | $588,333 | $7,552 | 5.88% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 7 | $1,735,000 | $247,857 | $6,230 | 4.48% |
| SALT LAKE CITY, UT (FHA|USDA|VA) | 3 | $1,645,000 | $548,333 | $4,045 | 5.38% |
| PUNTA GORDA, FL (FHA|USDA|VA) | 6 | $1,540,000 | $256,667 | $3,989 | 5.52% |
| OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) | 2 | $1,510,000 | $755,000 | $7,025 | 4.88% |
| TUSCALOOSA, AL (FHA|USDA|VA) | 8 | $1,500,000 | $187,500 | $3,890 | 5.45% |
| LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) | 6 | $1,470,000 | $245,000 | $7,420 | 5.21% |
| PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) | 2 | $1,430,000 | $715,000 | $5,319 | 3.94% |
| Paragould, AR (FHA|USDA|VA) | 9 | $1,425,000 | $158,333 | $7,134 | 5.59% |
| URBAN HONOLULU, HI (FHA|USDA|VA) | 3 | $1,385,000 | $461,667 | $3,602 | 4.88% |
| Lebanon, NH-VT (FHA|USDA|VA) | 3 | $1,355,000 | $451,667 | $10,716 | 3.83% |
| BOISE CITY, ID (FHA|USDA|VA) | 2 | $1,330,000 | $665,000 | $5,871 | 5.25% |
| Concord, NH (FHA|USDA|VA) | 4 | $1,320,000 | $330,000 | $6,915 | 5.03% |
| HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) | 4 | $1,250,000 | $312,500 | $5,754 | 4.53% |
| RALEIGH-CARY, NC (FHA|USDA|VA) | 3 | $1,235,000 | $411,667 | $5,375 | 4.92% |
| CORVALLIS, OR (FHA|USDA|VA) | 2 | $1,220,000 | $610,000 | $6,468 | 5.13% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 4 | $1,170,000 | $292,500 | $3,618 | 4.31% |
| DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) | 3 | $1,105,000 | $368,333 | $3,630 | 4.71% |
| NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) | 3 | $1,055,000 | $351,667 | $5,369 | 4.17% |
| RENO, NV (FHA|USDA|VA) | 2 | $1,020,000 | $510,000 | $12,549 | 4.56% |
| JACKSON, MS (FHA|USDA|VA) | 3 | $1,005,000 | $335,000 | $3,966 | 5.00% |
| JACKSON, TN (FHA|USDA|VA) | 6 | $1,000,000 | $166,667 | $4,762 | 4.85% |
| GREENVILLE-ANDERSON, SC (FHA|USDA|VA) | 3 | $975,000 | $325,000 | $6,181 | 6.71% |
| Keene, NH (FHA|USDA|VA) | 4 | $970,000 | $242,500 | $3,009 | 5.38% |
| BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) | 6 | $950,000 | $158,333 | $0 | 5.42% |
| PORT ST. LUCIE, FL (FHA|USDA|VA) | 4 | $930,000 | $232,500 | $6,519 | 4.69% |
| BURLINGTON-SOUTH BURLINGTON, VT (FHA|USDA|VA) | 2 | $920,000 | $460,000 | $4,315 | 4.50% |
| Urbana, OH (FHA|USDA|VA) | 6 | $920,000 | $153,333 | $6,956 | 5.23% |
| SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) | 2 | $890,000 | $445,000 | $4,342 | 4.44% |
| AKRON, OH (FHA|USDA|VA) | 3 | $875,000 | $291,667 | $5,793 | 5.96% |
| KILLEEN-TEMPLE, TX (FHA|USDA|VA) | 3 | $855,000 | $285,000 | $8,496 | 5.54% |
| AMARILLO, TX (FHA|USDA|VA) | 3 | $825,000 | $275,000 | $5,020 | 4.38% |
| NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) | 3 | $825,000 | $275,000 | $8,679 | 7.21% |
| ST. LOUIS, MO-IL (FHA|USDA|VA) | 6 | $800,000 | $133,333 | $0 | 5.77% |
| MACON-BIBB COUNTY, GA (FHA|USDA|VA) | 2 | $800,000 | $400,000 | $8,816 | 5.31% |
| Prineville, OR (FHA|USDA|VA) | 2 | $770,000 | $385,000 | $4,430 | 4.88% |
| HOT SPRINGS, AR (FHA|USDA|VA) | 4 | $770,000 | $192,500 | $3,064 | 4.56% |
| ALBUQUERQUE, NM (FHA|USDA|VA) | 2 | $770,000 | $385,000 | $16,824 | 5.94% |
| YORK-HANOVER, PA (FHA|USDA|VA) | 2 | $770,000 | $385,000 | $8,117 | 4.94% |
| OCALA, FL (FHA|USDA|VA) | 3 | $765,000 | $255,000 | $10,114 | 4.96% |
| RICHMOND, VA (FHA|USDA|VA) | 1 | $765,000 | $765,000 | $4,496 | 4.50% |
| TULSA, OK (FHA|USDA|VA) | 4 | $740,000 | $185,000 | $4,999 | 5.22% |
| BINGHAMTON, NY (FHA|USDA|VA) | 3 | $725,000 | $241,667 | $5,242 | 5.04% |
| Oneonta, NY (FHA|USDA|VA) | 1 | $705,000 | $705,000 | $7,434 | 4.25% |
| KANSAS CITY, MO-KS (FHA|USDA|VA) | 3 | $685,000 | $228,333 | $9,337 | 6.25% |
| KNOXVILLE, TN (FHA|USDA|VA) | 2 | $680,000 | $340,000 | $4,451 | 4.88% |
| FRESNO, CA (FHA|USDA|VA) | 1 | $675,000 | $675,000 | $5,701 | 5.50% |
| Gloversville, NY (FHA|USDA|VA) | 3 | $675,000 | $225,000 | $7,352 | 5.63% |
| MIDLAND, TX (FHA|USDA|VA) | 2 | $650,000 | $325,000 | $8,537 | 5.31% |
| FLORENCE, SC (FHA|USDA|VA) | 2 | $650,000 | $325,000 | $5,814 | 4.31% |
| OCEAN CITY, NJ (FHA|USDA|VA) | 1 | $645,000 | $645,000 | $25,431 | 7.88% |
| REDDING, CA (FHA|USDA|VA) | 1 | $645,000 | $645,000 | $5,358 | 3.99% |
| Detroit-Warren-Dearborn, MI (FHA|USDA|VA) | 2 | $640,000 | $320,000 | $8,626 | 5.06% |
| Blytheville, AR (FHA|USDA|VA) | 4 | $640,000 | $160,000 | $5,897 | 5.25% |
| PROVO-OREM, UT (FHA|USDA|VA) | 2 | $640,000 | $320,000 | $6,781 | 5.25% |
| CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) | 2 | $630,000 | $315,000 | $16,044 | 5.00% |
| CINCINNATI, OH-KY-IN (FHA|USDA|VA) | 3 | $625,000 | $208,333 | $4,120 | 4.04% |
| EAST STROUDSBURG, PA (FHA|USDA|VA) | 3 | $615,000 | $205,000 | $7,799 | 5.75% |
| TOLEDO, OH (FHA|USDA|VA) | 3 | $605,000 | $201,667 | $4,462 | 5.00% |
| KINGSTON, NY (FHA|USDA|VA) | 2 | $600,000 | $300,000 | $8,399 | 6.13% |
| COLORADO SPRINGS, CO (FHA|USDA|VA) | 1 | $595,000 | $595,000 | $4,103 | 4.88% |
| Outside of Metro Areas | 1 | $585,000 | $585,000 | $5,608 | 4.88% |
| INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) | 3 | $585,000 | $195,000 | $2,786 | 5.33% |
| MISSOULA, MT (FHA|USDA|VA) | 1 | $565,000 | $565,000 | $4,380 | 4.63% |
| Forest City, NC (FHA|USDA|VA) | 2 | $560,000 | $280,000 | $4,818 | 3.69% |
| HUNTSVILLE, AL (FHA|USDA|VA) | 3 | $545,000 | $181,667 | $0 | 5.83% |
| Durango, CO (FHA|USDA|VA) | 1 | $545,000 | $545,000 | $2,832 | 5.50% |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) | 2 | $540,000 | $270,000 | $3,121 | 5.38% |
| SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) | 1 | $535,000 | $535,000 | $4,282 | 5.25% |
| Tupelo, MS (FHA|USDA|VA) | 3 | $525,000 | $175,000 | $5,659 | 4.92% |
| PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) | 1 | $525,000 | $525,000 | $16,144 | 4.00% |
| ANCHORAGE, AK (FHA|USDA|VA) | 1 | $525,000 | $525,000 | $3,253 | 4.13% |
| TUCSON, AZ (FHA|USDA|VA) | 3 | $515,000 | $171,667 | $4,142 | 4.79% |
| LIMA, OH (FHA|USDA|VA) | 3 | $505,000 | $168,333 | $3,689 | 5.13% |
| BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) | 4 | $500,000 | $125,000 | $5,576 | 5.66% |
| Payson, AZ (FHA|USDA|VA) | 2 | $480,000 | $240,000 | $4,590 | 5.25% |
| Moses Lake, WA (FHA|USDA|VA) | 1 | $475,000 | $475,000 | $3,828 | 5.38% |
| KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) | 1 | $465,000 | $465,000 | $3,384 | 2.63% |
| DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) | 1 | $455,000 | $455,000 | $0 | 4.25% |
| Truckee-Grass Valley, CA (FHA|USDA|VA) | 1 | $455,000 | $455,000 | $0 | 4.75% |
| GRAND JUNCTION, CO (FHA|USDA|VA) | 1 | $455,000 | $455,000 | $3,717 | 3.25% |
| BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) | 1 | $445,000 | $445,000 | $8,037 | 3.50% |
| Bennington, VT (FHA|USDA|VA) | 1 | $445,000 | $445,000 | $5,085 | 5.50% |
| AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) | 1 | $445,000 | $445,000 | $10,187 | 6.25% |
| STOCKTON, CA (FHA|USDA|VA) | 1 | $435,000 | $435,000 | $3,713 | 4.13% |
| PITTSFIELD, MA (FHA|USDA|VA) | 2 | $430,000 | $215,000 | $2,052 | 5.13% |
| LAFAYETTE, LA (FHA|USDA|VA) | 1 | $425,000 | $425,000 | $7,023 | 5.75% |
| VISALIA, CA (FHA|USDA|VA) | 1 | $425,000 | $425,000 | $3,742 | 5.13% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 3 | $415,000 | $138,333 | $3,867 | 6.13% |
| FAYETTEVILLE, NC (FHA|USDA|VA) | 2 | $410,000 | $205,000 | $9,187 | 5.56% |
| GULFPORT-BILOXI, MS (FHA|USDA|VA) | 1 | $405,000 | $405,000 | $3,884 | 4.13% |
| SPRINGFIELD, IL (FHA|USDA|VA) | 1 | $405,000 | $405,000 | $4,790 | 4.88% |
| GREELEY, CO (FHA|USDA|VA) | 1 | $405,000 | $405,000 | $3,320 | 4.75% |
| CHICO, CA (FHA|USDA|VA) | 1 | $395,000 | $395,000 | $4,982 | 6.50% |
| Albertville, AL (FHA|USDA|VA) | 1 | $395,000 | $395,000 | $3,842 | 5.25% |
| Pahrump, NV (FHA|USDA|VA) | 1 | $375,000 | $375,000 | $0 | 6.25% |
| CLARKSVILLE, TN-KY (FHA|USDA|VA) | 2 | $370,000 | $185,000 | $0 | 4.94% |
| Cornelia, GA (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $4,260 | 5.63% |
| Seneca, SC (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $4,328 | 5.50% |
| WICHITA, KS (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $2,530 | 5.25% |
| ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $4,555 | 4.13% |
| CAPE GIRARDEAU, MO-IL (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $11,828 | 3.63% |
| Brownsville, TN (FHA|USDA|VA) | 2 | $350,000 | $175,000 | $3,548 | 5.25% |
| West Plains, MO (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $3,026 | 3.25% |
| LOUISVILLE, KY (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $3,865 | 4.63% |
| Corsicana, TX (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $19,330 | 7.50% |
| Searcy, AR (FHA|USDA|VA) | 3 | $345,000 | $115,000 | $0 | 5.54% |
| OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $4,646 | 5.88% |
| LEXINGTON-FAYETTE, KY (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $10,042 | 4.75% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $0 | 5.00% |
| GREENVILLE, NC (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $3,617 | 4.13% |
| COLUMBIA, MO (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $2,191 | 3.88% |
| JOHNSON CITY, TN (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $4,174 | 4.88% |
| LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) | 2 | $320,000 | $160,000 | $4,339 | 3.81% |
| CHARLOTTESVILLE, VA (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $3,530 | 4.88% |
| Bogalusa, LA (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $11,817 | 5.25% |
| LINCOLN, NE (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $6,123 | 5.25% |
| KAHULUI-WAILUKU-LAHAINA, HI (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $4,273 | 4.88% |
| Wilmington, OH (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $4,727 | 3.38% |
| WILMINGTON, NC (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $2,948 | 3.25% |
| KENNEWICK-RICHLAND, WA (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $4,923 | 5.75% |
| HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $7,001 | 5.63% |
| Oxford, MS (FHA|USDA|VA) | 2 | $280,000 | $140,000 | $6,303 | 8.25% |
| PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $0 | 7.00% |
| Cookeville, TN (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $9,921 | 5.13% |
| Plattsburgh, NY (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $8,216 | 5.63% |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $0 | 4.85% |
| Bellefontaine, OH (FHA|USDA|VA) | 2 | $260,000 | $130,000 | $4,959 | 5.31% |
| Chillicothe, OH (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $10,301 | 7.63% |
| PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $12,571 | 5.13% |
| Rutland, VT (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $0 | 5.38% |
| Thomaston, GA (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $11,217 | 5.63% |
| Stevens Point, WI (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $3,523 | 4.63% |
| HARRISONBURG, VA (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $13,356 | 5.25% |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) | 2 | $240,000 | $120,000 | $3,108 | 5.19% |
| SPRINGFIELD, OH (FHA|USDA|VA) | 2 | $240,000 | $120,000 | $6,722 | 6.38% |
| APPLETON, WI (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $2,895 | 5.63% |
| New Castle, PA (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $7,663 | 5.25% |
| SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $4,923 | 5.75% |
| Aberdeen, WA (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $3,966 | 4.88% |
| BATON ROUGE, LA (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $7,634 | 5.63% |
| Greenville, MS (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $3,760 | 5.50% |
| Show Low, AZ (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $3,278 | 4.00% |
| VINELAND-BRIDGETON, NJ (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $4,036 | 5.50% |
| LYNCHBURG, VA (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $7,139 | 5.25% |
| WARNER ROBINS, GA (FHA|USDA|VA) | 2 | $200,000 | $100,000 | $0 | 6.00% |
| COLUMBIA, SC (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $4,397 | 3.88% |
| Ontario, OR-ID (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $9,688 | 7.25% |
| GAINESVILLE, FL (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $3,631 | 4.25% |
| ROCHESTER, NY (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $9,904 | 4.50% |
| Mayfield, KY (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $7,188 | 5.88% |
| HARRISBURG-CARLISLE, PA (FHA|USDA|VA) | 2 | $180,000 | $90,000 | $0 | 4.87% |
| PINE BLUFF, AR (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $5,383 | 5.38% |
| ROME, GA (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $6,875 | 5.63% |
| Norwalk, OH (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $5,284 | 5.88% |
| LEWISTON-AUBURN, ME (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $4,565 | 6.75% |
| AUBURN-OPELIKA, AL (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $0 | 4.25% |
| SPARTANBURG, SC (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $0 | 4.25% |
| EL PASO, TX (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $3,626 | 5.38% |
| ROCKY MOUNT, NC (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $3,959 | 7.25% |
| GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $2,013 | 5.00% |
| Cleveland, MS (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $5,714 | 4.50% |
| Corinth, MS (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $3,365 | 6.00% |
| Amsterdam, NY (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $2,877 | 5.75% |
| Van Wert, OH (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $4,698 | 5.25% |
| WATERTOWN-FORT DRUM, NY (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $4,760 | 5.25% |
| CHARLESTON, WV (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $5,547 | 5.00% |
| Pottsville, PA (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $2,943 | 5.38% |
| Forrest City, AR (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 7.00% |
| ST. JOSEPH, MO-KS (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $0 | 5.63% |
| DECATUR, AL (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $2,628 | 5.00% |
| Mountain Home, AR (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $2,833 | 5.50% |
| Helena-West Helena, AR (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $4,178 | 4.75% |
| Richmond, IN (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $0 | 5.88% |
| LUBBOCK, TX (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $3,250 | 5.38% |
| Arkadelphia, AR (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $3,722 | 3.25% |
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Product Mix
For 2022, Evolve Bank & Trust's most frequently originated type of loan was Conventional, with 2,353 originations. Their 2nd most popular type was FHA, with 464 originations.
Loan Reason
For 2022, Evolve Bank & Trust's most frequently cited loan purpose was Home Purchase, with 2,408 originations. The 2nd most popular reason was Cash Out Refi, with 343 originations.
Loan Duration/Length
For 2022, Evolve Bank & Trust's most frequently cited loan duration was 30 Year, with 2,736 originations. The 2nd most popular length was 5 Year, with 84 originations.
Origination Fees/Closing Costs
Evolve Bank & Trust's average total fees were $7,013, while their most frequently occuring range of origination fees (closing costs) were in the $1k-2k bucket, with 983 originations.
Interest Rates
During 2022, Evolve Bank & Trust's average interest rate for loans was 4.94%, while their most frequently originated rate bucket for loans was 5-6%, with 957 originations.
Loan Sizing
2022 saw Evolve Bank & Trust place emphasis on $200k-400k loans with 1,284 originations, totaling $377,000,000 in origination value.
Applicant Income
Evolve Bank & Trust lent most frequently to those with incomes in the $100k-150k range, with 729 originations. The second most popular income band? $150k-250k, with 543 originations.
Applicant Debt to Income Ratio
Evolve Bank & Trust lent most frequently to those with DTI ratios of 30-36%, with 490 originations. The next most common DTI ratio? 20-30%, with 456 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications94.54%
Evolve Bank & Trust has an average approval rate.
Pick Rate
Approvals leading to origination75.27%
Evolve Bank & Trust has a below average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 2,944 | $978,450,000 | $332,354 |