Evolve Bank & Trust Mortgage Rates, Fees & Info

West Memphis, AR

LEI: 549300IRXW9RSZM2B951

Tax ID: 71-0057070

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Mortgage Data

Bank Data

Review & Overview

Evolve Bank & Trust is a small bank specializing in Home Purchase and Refi loans. Evolve Bank & Trust has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. Their top markets by origination volume include: New York, Memphis, Boston, Los Angeles, and Philadelphia among others. We have data for 262 markets. (Some data included below & more in-depth data is available with an active subscription.)

Evolve Bank & Trust has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Evolve Bank & Trust is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.

We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

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SimulatedRates™

Mortgage Type
Simulated Rate Simulation Date
30 Year Conventional Purchase 6.43% 4/28/24
30 Year Conventional Refi 6.47% 4/28/24
30 Year Cash-out Refi 6.64% 4/28/24
30 Year FHA Purchase 7.47% 4/28/24
30 Year FHA Refi 7.41% 4/28/24
30 Year VA Purchase 6.34% 4/28/24
30 Year VA Refi 6.46% 4/28/24
30 Year USDA Purchase 6.83% 4/28/24
15 Year Conventional Purchase 5.40% 4/28/24
15 Year Conventional Refi 6.07% 4/28/24
15 Year Cash-out Refi 6.07% 4/28/24
15 Year FHA Purchase 6.09% 4/28/24
These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

Evolve Bank & Trust Mortgage Calculator






Your Estimates

Estimated Loan Payment: Update the calculator values and click calculate payment!

This is not an official calculator from Evolve Bank & Trust. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

The default purchase price is the median sales price across the US for 2022Q4, per FRED.


Originations

5,529

Origination Dollar Volume (All Markets)

$1,660,665,000

Employee count

492 Show all (28) awards

Top Markets

Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

Market Originations Total Value Average Loan Average Fees Average Rate
New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) 409 $169,085,000 $413,411 $5,369 3.12%
MEMPHIS, TN-MS-AR (FHA|USDA|VA) 541 $125,955,000 $232,819 $4,171 3.18%
Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) 310 $114,760,000 $370,194 $4,172 3.07%
Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) 232 $113,710,000 $490,129 $3,929 3.05%
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) 370 $94,540,000 $255,514 $7,059 3.22%
HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) 350 $90,570,000 $258,771 $3,701 2.88%
WORCESTER, MA-CT (FHA|USDA|VA) 217 $63,915,000 $294,539 $5,545 3.03%
SPRINGFIELD, MA (FHA|USDA|VA) 246 $60,620,000 $246,423 $3,128 2.96%
BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) 141 $52,595,000 $373,014 $5,122 3.08%
Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 188 $51,170,000 $272,181 $8,422 3.04%
San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) 68 $42,670,000 $627,500 $3,068 3.13%
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 134 $35,250,000 $263,060 $5,574 3.20%
SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) 54 $33,520,000 $620,741 $3,215 2.96%
COLUMBUS, OH (FHA|USDA|VA) 127 $31,765,000 $250,118 $4,570 3.21%
PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 101 $30,645,000 $303,416 $3,646 3.20%
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 99 $26,675,000 $269,444 $5,018 3.07%
NEW HAVEN-MILFORD, CT (FHA|USDA|VA) 95 $26,495,000 $278,895 $3,888 2.91%
BEND, OR (FHA|USDA|VA) 50 $23,530,000 $470,600 $5,489 2.89%
SALISBURY, MD-DE (FHA|USDA|VA) 95 $23,335,000 $245,632 $7,328 2.84%
PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) 57 $20,235,000 $355,000 $4,870 3.08%
Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 71 $20,235,000 $285,000 $5,937 3.09%
SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) 32 $19,390,000 $605,938 $2,450 3.02%
Outside of Metro Areas 90 $17,720,000 $196,889 $4,294 3.18%
BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) 74 $17,450,000 $235,811 $8,440 2.89%
JONESBORO, AR (FHA|USDA|VA) 86 $17,320,000 $201,395 $3,616 3.44%
CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) 40 $16,720,000 $418,000 $4,955 3.09%
DOVER, DE (FHA|USDA|VA) 59 $14,735,000 $249,746 $8,331 3.26%
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) 95 $14,665,000 $154,368 $6,745 2.64%
Torrington, CT (FHA|USDA|VA) 57 $13,925,000 $244,298 $4,117 2.91%
SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) 27 $9,525,000 $352,778 $2,881 3.08%
Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 41 $9,415,000 $229,634 $4,433 3.25%
ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 33 $9,015,000 $273,182 $4,675 3.16%
MANCHESTER-NASHUA, NH (FHA|USDA|VA) 29 $8,455,000 $291,552 $4,745 3.00%
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) 24 $8,330,000 $347,083 $3,486 3.19%
POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY (FHA|USDA|VA) 28 $8,100,000 $289,286 $5,142 3.07%
NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) 15 $7,625,000 $508,333 $3,260 2.93%
LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) 17 $6,675,000 $392,647 $5,878 3.19%
LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) 36 $6,290,000 $174,722 $2,932 3.48%
CLEVELAND-ELYRIA, OH (FHA|USDA|VA) 31 $6,055,000 $195,323 $4,646 3.34%
AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 16 $6,050,000 $378,125 $7,222 3.17%
BARNSTABLE TOWN, MA (FHA|USDA|VA) 17 $6,005,000 $353,235 $5,254 3.04%
North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 17 $5,415,000 $318,529 $4,842 3.05%
PROVO-OREM, UT (FHA|USDA|VA) 17 $5,375,000 $316,176 $3,493 2.93%
OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) 9 $5,085,000 $565,000 $5,044 3.14%
HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 24 $4,900,000 $204,167 $4,776 3.33%
CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 25 $4,555,000 $182,200 $3,677 3.46%
PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) 9 $3,945,000 $438,333 $3,653 3.33%
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) 13 $3,825,000 $294,231 $5,952 3.21%
NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) 9 $3,795,000 $421,667 $4,232 2.99%
Batesville, AR (FHA|USDA|VA) 25 $3,495,000 $139,800 $3,199 3.79%
CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 11 $3,175,000 $288,636 $5,336 3.11%
MIDLAND, TX (FHA|USDA|VA) 11 $3,085,000 $280,455 $3,609 3.01%
SALINAS, CA (FHA|USDA|VA) 3 $3,005,000 $1,001,667 $3,799 2.79%
SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) 7 $3,005,000 $429,286 $5,340 3.00%
NORWICH-NEW LONDON, CT (FHA|USDA|VA) 14 $2,870,000 $205,000 $3,175 2.76%
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) 12 $2,820,000 $235,000 $3,625 3.17%
Sevierville, TN (FHA|USDA|VA) 7 $2,815,000 $402,143 $4,540 3.34%
PUNTA GORDA, FL (FHA|USDA|VA) 8 $2,430,000 $303,750 $6,555 3.39%
DAYTON-KETTERING, OH (FHA|USDA|VA) 10 $2,420,000 $242,000 $6,522 3.44%
KAHULUI-WAILUKU-LAHAINA, HI (FHA|USDA|VA) 2 $2,400,000 $1,200,000 $4,378 2.75%
DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) 4 $2,280,000 $570,000 $3,777 3.06%
BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) 16 $2,200,000 $137,500 $3,259 3.57%
Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 9 $2,195,000 $243,889 $3,870 3.14%
SALT LAKE CITY, UT (FHA|USDA|VA) 6 $2,040,000 $340,000 $4,074 3.04%
AMARILLO, TX (FHA|USDA|VA) 7 $1,885,000 $269,286 $5,617 3.23%
Detroit-Warren-Dearborn, MI (FHA|USDA|VA) 9 $1,885,000 $209,444 $4,193 3.21%
Paragould, AR (FHA|USDA|VA) 11 $1,855,000 $168,636 $3,979 3.56%
OKLAHOMA CITY, OK (FHA|USDA|VA) 13 $1,835,000 $141,154 $3,387 3.46%
Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) 4 $1,800,000 $450,000 $5,702 3.34%
PITTSFIELD, MA (FHA|USDA|VA) 7 $1,795,000 $256,429 $3,464 3.04%
LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) 8 $1,770,000 $221,250 $5,117 3.16%
HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) 5 $1,685,000 $337,000 $3,374 3.10%
ST. JOSEPH, MO-KS (FHA|USDA|VA) 17 $1,685,000 $99,118 $2,979 4.21%
TULSA, OK (FHA|USDA|VA) 9 $1,675,000 $186,111 $3,429 3.57%
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) 4 $1,670,000 $417,500 $5,414 2.69%
SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) 9 $1,635,000 $181,667 $4,379 3.19%
DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) 5 $1,625,000 $325,000 $3,015 3.00%
RENO, NV (FHA|USDA|VA) 4 $1,620,000 $405,000 $6,516 3.16%
SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) 2 $1,590,000 $795,000 $5,297 3.06%
Urbana, OH (FHA|USDA|VA) 9 $1,545,000 $171,667 $5,151 3.29%
NAPA, CA (FHA|USDA|VA) 3 $1,465,000 $488,333 $3,245 3.12%
SPRINGFIELD, OH (FHA|USDA|VA) 8 $1,450,000 $181,250 $5,722 3.08%
PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) 3 $1,365,000 $455,000 $10,257 3.04%
Gardnerville Ranchos, NV (FHA|USDA|VA) 3 $1,365,000 $455,000 $3,682 2.58%
TUCSON, AZ (FHA|USDA|VA) 6 $1,360,000 $226,667 $2,790 3.02%
GREENVILLE-ANDERSON, SC (FHA|USDA|VA) 4 $1,330,000 $332,500 $6,571 3.09%
URBAN HONOLULU, HI (FHA|USDA|VA) 4 $1,300,000 $325,000 $3,194 3.22%
CLARKSVILLE, TN-KY (FHA|USDA|VA) 4 $1,280,000 $320,000 $4,373 3.22%
ALBANY-SCHENECTADY-TROY, NY (FHA|USDA|VA) 5 $1,255,000 $251,000 $5,251 2.95%
Sandusky, OH (FHA|USDA|VA) 4 $1,240,000 $310,000 $9,199 3.13%
SAVANNAH, GA (FHA|USDA|VA) 5 $1,235,000 $247,000 $3,745 3.45%
JACKSONVILLE, FL (FHA|USDA|VA) 5 $1,225,000 $245,000 $4,442 3.02%
Prineville, OR (FHA|USDA|VA) 1 $1,205,000 $1,205,000 $8,802 2.88%
REDDING, CA (FHA|USDA|VA) 4 $1,180,000 $295,000 $6,077 2.72%
PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) 4 $1,100,000 $275,000 $3,259 3.16%
STOCKTON, CA (FHA|USDA|VA) 2 $1,030,000 $515,000 $1,486 2.88%
HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) 2 $1,030,000 $515,000 $4,463 2.88%
DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 3 $1,025,000 $341,667 $1,249 3.08%
FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) 4 $980,000 $245,000 $3,749 3.16%
Lebanon, NH-VT (FHA|USDA|VA) 4 $960,000 $240,000 $4,733 2.97%
Bozeman, MT (FHA|USDA|VA) 1 $925,000 $925,000 $3,032 3.25%
Key West, FL (FHA|USDA|VA) 2 $890,000 $445,000 $9,096 3.50%
MISSOULA, MT (FHA|USDA|VA) 2 $870,000 $435,000 $4,205 3.12%
ST. GEORGE, UT (FHA|USDA|VA) 2 $860,000 $430,000 $5,389 2.81%
PORT ST. LUCIE, FL (FHA|USDA|VA) 4 $850,000 $212,500 $6,637 3.00%
Hilo, HI (FHA|USDA|VA) 3 $835,000 $278,333 $4,061 3.00%
RALEIGH-CARY, NC (FHA|USDA|VA) 5 $835,000 $167,000 $3,591 2.85%
Oxford, MS (FHA|USDA|VA) 4 $830,000 $207,500 $1,293 3.25%
SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) 2 $800,000 $400,000 $1,321 2.81%
Heber, UT (FHA|USDA|VA) 2 $800,000 $400,000 $2,426 2.81%
Outside of Metro Areas 2 $770,000 $385,000 $3,076 3.31%
Sandpoint, ID (FHA|USDA|VA) 3 $765,000 $255,000 $2,310 3.21%
OGDEN-CLEARFIELD, UT (FHA|USDA|VA) 3 $755,000 $251,667 $2,727 2.71%
ODESSA, TX (FHA|USDA|VA) 4 $740,000 $185,000 $5,223 3.16%
JACKSON, MS (FHA|USDA|VA) 4 $720,000 $180,000 $4,485 3.31%
PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) 2 $690,000 $345,000 $9,440 3.06%
Keene, NH (FHA|USDA|VA) 3 $685,000 $228,333 $3,969 3.25%
Jackson, WY-ID (FHA|USDA|VA) 1 $685,000 $685,000 $4,977 4.25%
Norwalk, OH (FHA|USDA|VA) 2 $680,000 $340,000 $4,237 3.12%
EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) 3 $675,000 $225,000 $3,296 3.29%
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) 3 $675,000 $225,000 $3,336 2.88%
INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) 4 $670,000 $167,500 $2,832 3.13%
KANSAS CITY, MO-KS (FHA|USDA|VA) 5 $665,000 $133,000 $3,163 4.10%
PANAMA CITY, FL (FHA|USDA|VA) 3 $655,000 $218,333 $5,193 3.58%
COLUMBIA, SC (FHA|USDA|VA) 3 $655,000 $218,333 $4,041 2.83%
Hudson, NY (FHA|USDA|VA) 2 $630,000 $315,000 $2,641 2.94%
CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) 4 $620,000 $155,000 $7,811 2.13%
CHATTANOOGA, TN-GA (FHA|USDA|VA) 3 $615,000 $205,000 $3,735 3.13%
SPARTANBURG, SC (FHA|USDA|VA) 3 $595,000 $198,333 $4,996 2.87%
FRESNO, CA (FHA|USDA|VA) 4 $590,000 $147,500 $3,709 3.22%
GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) 2 $590,000 $295,000 $3,392 3.44%
Truckee-Grass Valley, CA (FHA|USDA|VA) 1 $575,000 $575,000 $2,645 3.25%
MACON-BIBB COUNTY, GA (FHA|USDA|VA) 2 $570,000 $285,000 $6,018 3.19%
GAINESVILLE, GA (FHA|USDA|VA) 2 $560,000 $280,000 $6,683 3.19%
GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) 4 $560,000 $140,000 $2,863 3.66%
SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) 2 $560,000 $280,000 $4,061 3.13%
LEXINGTON-FAYETTE, KY (FHA|USDA|VA) 1 $545,000 $545,000 $6,449 2.88%
Holland, MI (FHA|USDA|VA) 1 $545,000 $545,000 $3,014 3.13%
ROCHESTER, NY (FHA|USDA|VA) 1 $535,000 $535,000 $3,697 3.38%
Cedar City, UT (FHA|USDA|VA) 2 $530,000 $265,000 $1,695 4.06%
ASHEVILLE, NC (FHA|USDA|VA) 2 $520,000 $260,000 $4,468 3.31%
SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) 1 $515,000 $515,000 $3,388 3.25%
FAYETTEVILLE, NC (FHA|USDA|VA) 2 $510,000 $255,000 $2,753 3.19%
PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) 2 $510,000 $255,000 $2,356 2.81%
KNOXVILLE, TN (FHA|USDA|VA) 2 $510,000 $255,000 $7,815 3.00%
Blytheville, AR (FHA|USDA|VA) 4 $510,000 $127,500 $2,019 3.50%
ALBUQUERQUE, NM (FHA|USDA|VA) 2 $480,000 $240,000 $5,543 2.44%
BOULDER, CO (FHA|USDA|VA) 1 $475,000 $475,000 $3,211 2.63%
LANCASTER, PA (FHA|USDA|VA) 2 $460,000 $230,000 $4,504 3.13%
BOISE CITY, ID (FHA|USDA|VA) 3 $445,000 $148,333 $3,104 2.87%
EAST STROUDSBURG, PA (FHA|USDA|VA) 2 $440,000 $220,000 $6,190 4.69%
HOT SPRINGS, AR (FHA|USDA|VA) 1 $425,000 $425,000 $2,894 3.25%
Bellefontaine, OH (FHA|USDA|VA) 2 $420,000 $210,000 $6,488 2.75%
OCALA, FL (FHA|USDA|VA) 3 $415,000 $138,333 $5,441 2.33%
Laconia, NH (FHA|USDA|VA) 1 $415,000 $415,000 $2,585 3.13%
ST. LOUIS, MO-IL (FHA|USDA|VA) 4 $410,000 $102,500 $3,236 4.19%
Oak Harbor, WA (FHA|USDA|VA) 1 $405,000 $405,000 $4,452 2.88%
Enterprise, AL (FHA|USDA|VA) 1 $395,000 $395,000 $2,118 3.25%
BISMARCK, ND (FHA|USDA|VA) 1 $395,000 $395,000 $5,960 2.25%
Concord, NH (FHA|USDA|VA) 1 $395,000 $395,000 $9,073 3.50%
OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) 1 $375,000 $375,000 $5,366 3.88%
ROANOKE, VA (FHA|USDA|VA) 2 $370,000 $185,000 $7,650 5.06%
JACKSONVILLE, NC (FHA|USDA|VA) 2 $370,000 $185,000 $5,611 3.19%
Clearlake, CA (FHA|USDA|VA) 1 $355,000 $355,000 $4,840 3.25%
RICHMOND, VA (FHA|USDA|VA) 1 $345,000 $345,000 $3,904 3.50%
HANFORD-CORCORAN, CA (FHA|USDA|VA) 1 $345,000 $345,000 $995 3.13%
ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) 1 $325,000 $325,000 $3,494 2.50%
Thomaston, GA (FHA|USDA|VA) 1 $325,000 $325,000 $11,442 3.00%
PITTSBURGH, PA (FHA|USDA|VA) 2 $320,000 $160,000 $3,205 3.19%
Pinehurst-Southern Pines, NC (FHA|USDA|VA) 1 $315,000 $315,000 $0 2.50%
CHAMPAIGN-URBANA, IL (FHA|USDA|VA) 1 $315,000 $315,000 $2,151 3.00%
LAS CRUCES, NM (FHA|USDA|VA) 2 $310,000 $155,000 $6,128 4.13%
AKRON, OH (FHA|USDA|VA) 1 $305,000 $305,000 $5,850 3.00%
Morehead City, NC (FHA|USDA|VA) 1 $305,000 $305,000 $4,355 3.12%
MORGANTOWN, WV (FHA|USDA|VA) 1 $305,000 $305,000 $12,858 3.13%
Sebastian-Vero Beach, FL (FHA|USDA|VA) 1 $305,000 $305,000 $4,170 2.75%
Easton, MD (FHA|USDA|VA) 2 $290,000 $145,000 $6,249 4.81%
JACKSON, TN (FHA|USDA|VA) 2 $290,000 $145,000 $4,181 3.13%
Tupelo, MS (FHA|USDA|VA) 1 $285,000 $285,000 $4,870 2.63%
COLUMBUS, GA-AL (FHA|USDA|VA) 1 $285,000 $285,000 $3,792 2.50%
AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) 1 $285,000 $285,000 $1,684 2.88%
Jacksonville, TX (FHA|USDA|VA) 1 $285,000 $285,000 $4,419 2.75%
LUBBOCK, TX (FHA|USDA|VA) 2 $280,000 $140,000 $3,813 3.75%
Cullowhee, NC (FHA|USDA|VA) 1 $275,000 $275,000 $4,156 2.50%
HUNTSVILLE, AL (FHA|USDA|VA) 2 $270,000 $135,000 $3,302 3.50%
Seneca, SC (FHA|USDA|VA) 1 $265,000 $265,000 $3,145 2.88%
VINELAND-BRIDGETON, NJ (FHA|USDA|VA) 1 $265,000 $265,000 $6,123 3.00%
FLORENCE, SC (FHA|USDA|VA) 1 $265,000 $265,000 $4,285 2.75%
KINGSTON, NY (FHA|USDA|VA) 1 $265,000 $265,000 $2,522 2.88%
SALEM, OR (FHA|USDA|VA) 1 $245,000 $245,000 $2,158 3.25%
PEORIA, IL (FHA|USDA|VA) 1 $245,000 $245,000 $4,513 2.25%
CINCINNATI, OH-KY-IN (FHA|USDA|VA) 1 $245,000 $245,000 $4,263 4.25%
WENATCHEE, WA (FHA|USDA|VA) 1 $235,000 $235,000 $2,864 2.63%
EL PASO, TX (FHA|USDA|VA) 1 $235,000 $235,000 $4,592 2.75%
GETTYSBURG, PA (FHA|USDA|VA) 1 $225,000 $225,000 $3,651 3.13%
Waycross, GA (FHA|USDA|VA) 1 $225,000 $225,000 $1,853 2.88%
GREENVILLE, NC (FHA|USDA|VA) 1 $225,000 $225,000 $7,270 3.13%
BUFFALO-CHEEKTOWAGA, NY (FHA|USDA|VA) 1 $225,000 $225,000 $4,800 3.25%
MONTGOMERY, AL (FHA|USDA|VA) 1 $215,000 $215,000 $3,757 2.88%
BRUNSWICK, GA (FHA|USDA|VA) 1 $215,000 $215,000 $7,713 3.38%
Martin, TN (FHA|USDA|VA) 1 $215,000 $215,000 $3,251 3.50%
Albemarle, NC (FHA|USDA|VA) 2 $210,000 $105,000 $3,503 3.25%
WARNER ROBINS, GA (FHA|USDA|VA) 2 $210,000 $105,000 $2,877 3.63%
Orangeburg, SC (FHA|USDA|VA) 1 $205,000 $205,000 $7,520 2.88%
Cornelia, GA (FHA|USDA|VA) 1 $205,000 $205,000 $2,558 2.75%
YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) 1 $195,000 $195,000 $5,878 3.50%
LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) 1 $195,000 $195,000 $2,735 2.25%
SYRACUSE, NY (FHA|USDA|VA) 1 $195,000 $195,000 $5,209 2.63%
BURLINGTON-SOUTH BURLINGTON, VT (FHA|USDA|VA) 1 $185,000 $185,000 $3,608 3.38%
HOMOSASSA SPRINGS, FL (FHA|USDA|VA) 1 $175,000 $175,000 $2,558 3.38%
ROCKY MOUNT, NC (FHA|USDA|VA) 1 $175,000 $175,000 $525 3.25%
MIDLAND, MI (FHA|USDA|VA) 1 $175,000 $175,000 $5,217 3.25%
London, KY (FHA|USDA|VA) 1 $175,000 $175,000 $3,209 3.63%
TUSCALOOSA, AL (FHA|USDA|VA) 1 $175,000 $175,000 $3,079 3.50%
DULUTH, MN-WI (FHA|USDA|VA) 2 $170,000 $85,000 $3,096 4.06%
Tullahoma-Manchester, TN (FHA|USDA|VA) 1 $165,000 $165,000 $2,318 2.99%
LAKE CHARLES, LA (FHA|USDA|VA) 1 $165,000 $165,000 $2,219 2.50%
ALBANY-LEBANON, OR (FHA|USDA|VA) 1 $165,000 $165,000 $6,638 2.75%
DECATUR, IL (FHA|USDA|VA) 1 $165,000 $165,000 $4,078 3.13%
TEXARKANA, TX-AR (FHA|USDA|VA) 1 $165,000 $165,000 $4,331 3.00%
PINE BLUFF, AR (FHA|USDA|VA) 2 $160,000 $80,000 $3,013 3.88%
OCEAN CITY, NJ (FHA|USDA|VA) 1 $155,000 $155,000 $4,453 3.37%
Frankfort, KY (FHA|USDA|VA) 1 $155,000 $155,000 $7,719 3.00%
YUMA, AZ (FHA|USDA|VA) 1 $155,000 $155,000 $769 2.75%
TOLEDO, OH (FHA|USDA|VA) 1 $155,000 $155,000 $3,341 3.13%
WILLIAMSPORT, PA (FHA|USDA|VA) 1 $155,000 $155,000 $5,745 2.88%
Spearfish, SD (FHA|USDA|VA) 1 $145,000 $145,000 $4,249 2.88%
Chillicothe, OH (FHA|USDA|VA) 1 $145,000 $145,000 $5,774 3.38%
STATE COLLEGE, PA (FHA|USDA|VA) 1 $145,000 $145,000 $3,647 3.75%
MADERA, CA (FHA|USDA|VA) 1 $145,000 $145,000 $2,592 2.63%
Forrest City, AR (FHA|USDA|VA) 1 $145,000 $145,000 $3,603 2.75%
Fremont, OH (FHA|USDA|VA) 1 $145,000 $145,000 $3,004 2.75%
North Wilkesboro, NC (FHA|USDA|VA) 1 $135,000 $135,000 $5,272 2.88%
Statesboro, GA (FHA|USDA|VA) 1 $135,000 $135,000 $4,881 2.88%
COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) 1 $135,000 $135,000 $1,844 3.38%
Henderson, NC (FHA|USDA|VA) 1 $135,000 $135,000 $2,560 2.75%
Sonora, CA (FHA|USDA|VA) 1 $135,000 $135,000 $1,049 3.25%
BILLINGS, MT (FHA|USDA|VA) 1 $125,000 $125,000 $4,177 4.13%
MANSFIELD, OH (FHA|USDA|VA) 1 $125,000 $125,000 $6,552 4.38%
SAN ANGELO, TX (FHA|USDA|VA) 1 $125,000 $125,000 $228 3.75%
Kennett, MO (FHA|USDA|VA) 1 $125,000 $125,000 $3,607 3.13%
BAKERSFIELD, CA (FHA|USDA|VA) 1 $125,000 $125,000 $2,851 2.25%
CHARLESTON, WV (FHA|USDA|VA) 1 $115,000 $115,000 $2,300 2.75%
LONGVIEW, WA (FHA|USDA|VA) 1 $115,000 $115,000 $4,628 2.88%
BATON ROUGE, LA (FHA|USDA|VA) 1 $115,000 $115,000 $2,701 3.25%
Mount Airy, NC (FHA|USDA|VA) 1 $115,000 $115,000 $3,934 4.13%
Ogdensburg-Massena, NY (FHA|USDA|VA) 1 $115,000 $115,000 $6,470 2.13%
ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) 1 $115,000 $115,000 $3,531 3.25%
Somerset, KY (FHA|USDA|VA) 1 $115,000 $115,000 $3,097 3.00%
Pampa, TX (FHA|USDA|VA) 1 $105,000 $105,000 $5,640 3.88%
WINSTON-SALEM, NC (FHA|USDA|VA) 1 $105,000 $105,000 $2,384 4.13%
Pahrump, NV (FHA|USDA|VA) 1 $105,000 $105,000 $3,385 3.25%
Brownsville, TN (FHA|USDA|VA) 1 $95,000 $95,000 $3,845 2.75%
Shelby, NC (FHA|USDA|VA) 1 $95,000 $95,000 $3,594 4.00%
WICHITA, KS (FHA|USDA|VA) 1 $95,000 $95,000 $3,401 3.50%
Marion, OH (FHA|USDA|VA) 1 $85,000 $85,000 $3,498 3.00%
Searcy, AR (FHA|USDA|VA) 1 $85,000 $85,000 $3,196 3.25%
Talladega-Sylacauga, AL (FHA|USDA|VA) 1 $85,000 $85,000 $2,045 3.50%
Hillsdale, MI (FHA|USDA|VA) 1 $85,000 $85,000 $3,401 3.88%
TALLAHASSEE, FL (FHA|USDA|VA) 1 $85,000 $85,000 $2,444 4.88%
Vicksburg, MS (FHA|USDA|VA) 1 $85,000 $85,000 $4,841 3.25%
Sikeston, MO (FHA|USDA|VA) 1 $75,000 $75,000 $2,799 2.75%
Evolve Bank & Trust's top markets include New York, Memphis, Boston, Los Angeles, and Philadelphia among others.

Their top states include:
  • California (FHA|USDA|VA)
  • Massachusetts (FHA|USDA|VA)
  • Connecticut (FHA|USDA|VA)
  • New York (FHA|USDA|VA)
  • Tennessee (FHA|USDA|VA)
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    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 4,383 $1,365,845,000 $311,623 $3,989 3.14%
    FHA 941 $228,805,000 $243,151 $8,691 2.96%
    VA 159 $56,215,000 $353,553 $6,253 2.85%
    USDA 46 $9,800,000 $213,043 $5,483 2.97%

    For 2021, Evolve Bank & Trust's most frequently originated type of loan was Conventional, with 4,383 originations. Their 2nd most popular type was FHA, with 941 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Home Purchase 2,990 $874,650,000 $292,525 $5,770 3.16%
    Refi 1,541 $479,335,000 $311,055 $3,536 2.93%
    Cash Out Refi 983 $302,605,000 $307,838 $4,306 3.19%
    Home Improvement 14 $3,940,000 $281,429 $5,450 3.21%
    Other 1 $135,000 $135,000 $6,667 4.00%

    For 2021, Evolve Bank & Trust's most frequently cited loan purpose was Home Purchase, with 2,990 originations. The 2nd most popular reason was Refi, with 1,541 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 4,823 $1,493,725,000 $309,709 $5,080 3.12%
    15 Year 419 $101,625,000 $242,542 $3,491 2.56%
    20 Year 112 $30,800,000 $275,000 $3,265 2.93%
    5 Year 67 $10,665,000 $159,179 $0 4.46%
    Other 58 $15,660,000 $270,000 $3,345 3.09%
    10 Year 40 $5,830,000 $145,750 $1,870 3.88%
    1 Year 10 $2,360,000 $236,000 $0 4.25%

    For 2021, Evolve Bank & Trust's most frequently cited loan duration was 30 Year, with 4,823 originations. The 2nd most popular length was 15 Year, with 419 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $<1k 2,198 $655,570,000 $298,258
    $1k-2k 1,834 $527,610,000 $287,683
    $2k-3k 629 $176,505,000 $280,612
    $5k+ 336 $139,870,000 $416,280
    $3k-4k 280 $87,450,000 $312,321
    $4k-5k 170 $58,630,000 $344,882

    Evolve Bank & Trust's average total fees were $5,080, while their most frequently occuring range of origination fees (closing costs) were in the $<1k bucket, with 2,198 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    3-4% 2,352 $720,060,000 $306,148
    2.5-3% 2,287 $742,415,000 $324,624
    <2.5% 552 $128,410,000 $232,627
    4-5% 305 $67,455,000 $221,164
    5-6% 28 $2,260,000 $80,714
    7-8% 5 $65,000 $13,000

    During 2021, Evolve Bank & Trust's average interest rate for loans was 3.12%, while their most frequently originated rate bucket for loans was 3-4%, with 2,352 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $200k-400k 2,670 $766,180,000 $286,959 $5,381 3.12%
    $100k-200k 1,297 $202,465,000 $156,103 $3,849 3.18%
    $400k-600k 910 $438,430,000 $481,791 $5,586 3.08%
    $100,000 or less 381 $20,665,000 $54,239 $2,003 2.74%
    $600k-1MM 218 $159,500,000 $731,651 $5,908 3.14%
    $1MM+ 53 $73,425,000 $1,385,377 $6,808 2.95%

    2021 saw Evolve Bank & Trust place emphasis on $200k-400k loans with 2,670 originations, totaling $766,180,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $100k-150k 1,230 $394,820,000 $320,992 $4,766 3.10%
    $50k-75k 1,214 $266,870,000 $219,827 $5,235 3.01%
    $75k-100k 1,019 $278,735,000 $273,538 $5,152 3.12%
    $150k-250k 931 $350,705,000 $376,697 $4,562 3.15%
    $50k or less 509 $86,135,000 $169,224 $4,886 3.10%
    $250k+ 472 $240,400,000 $509,322 $4,683 3.14%

    Evolve Bank & Trust lent most frequently to those with incomes in the $100k-150k range, with 1,230 originations. The second most popular income band? $50k-75k, with 1,214 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    20-30% 1,107 $335,955,000 $303,482 $4,191 3.06%
    30-36% 960 $294,600,000 $306,875 $4,550 3.14%
    <20% 397 $111,395,000 $280,592 $3,504 3.04%
    50-60% 264 $73,630,000 $278,902 $8,655 2.89%
    44% 253 $74,725,000 $295,356 $5,307 3.21%
    43% 231 $72,095,000 $312,100 $4,774 3.09%
    42% 222 $74,710,000 $336,532 $4,968 3.07%
    41% 221 $65,075,000 $294,457 $4,766 3.15%
    38% 217 $63,125,000 $290,899 $4,892 3.13%
    39% 198 $61,970,000 $312,980 $4,974 3.14%
    49% 184 $57,110,000 $310,380 $5,629 3.10%
    36% 179 $56,365,000 $314,888 $4,847 3.11%
    37% 176 $54,460,000 $309,432 $4,626 3.13%
    46% 175 $52,615,000 $300,657 $5,885 3.06%
    40% 171 $48,875,000 $285,819 $5,126 3.14%
    45% 155 $45,205,000 $291,645 $5,456 3.11%
    47% 151 $43,825,000 $290,232 $5,467 3.10%
    48% 148 $44,100,000 $297,973 $5,709 3.06%
    >60% 2 $460,000 $230,000 $3,447 3.31%

    Evolve Bank & Trust lent most frequently to those with DTI ratios of 20-30%, with 1,107 originations. The next most common DTI ratio? 30-36%, with 960 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 4,259 $1,302,635,000 $305,855 $4,508 3.09%
    Black 794 $199,040,000 $250,680 $7,155 3.08%
    Asian 258 $87,330,000 $338,488 $4,368 3.16%
    Not provided 148 $54,570,000 $368,716 $4,190 3.14%
    Not applicable 49 $10,275,000 $209,694 $0 4.40%
    American Indian 16 $5,180,000 $323,750 $4,347 3.05%
    Native Hawaiian or Islander 5 $1,635,000 $327,000 $7,712 2.70%

    Approval Rates

    Total approvals of all applications
    95.09%

    Evolve Bank & Trust has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.

    Pick Rate

    Approvals leading to origination
    83.22%

    Evolve Bank & Trust has a below average pick rate.

    Points and Fees

    Points Originations Total Value Average Loan
    NA 5,529 $1,660,665,000 $300,355

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    5,529 $1,660,665,000 $300,355

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 233 $62,555,000 $268,476 $3,418 2.90%
    40-60% 733 $230,825,000 $314,905 $3,301 2.95%
    60-80% 2,077 $645,785,000 $310,922 $4,117 3.18%
    80-100% 2,270 $695,270,000 $306,286 $6,406 3.21%
    Over 100% 44 $15,130,000 $343,864 $12,113 3.02%
    Under 20% 172 $11,100,000 $64,535 $894 1.58%

    Bank Details

    Branches

    Bank Name Branch Branch Type Deposits (000's)
    Evolve Bank & Trust 123 West Parkin Parkin, AR 72373 Full Service B&M $12,692
    Evolve Bank & Trust 1690 Falls Boulevard North Wynne, AR 72396 Full Service B&M $32,020
    Evolve Bank & Trust 301 Shoppingway Boulevard West Memphis, AR 72301 Full Service B&M $407,352
    Evolve Bank & Trust 6070 Poplar Avenue, Suite 100 Memphis, TN 38119 Full Service B&M $56,420

    For 2021, Evolve Bank & Trust had 4 branches.

    Yearly Performance Overview

    Bank Income

    Item Value (in 000's)
    Total interest income $26,480
    Net interest income $25,072
    Total noninterest income $96,625
    Gross Fiduciary activities income $4,479
    Service charges on deposit accounts $9,870
    Trading account gains and fees $0
    Additional Noninterest Income $82,276
    Pre-tax net operating income $17,494
    Securities gains (or losses, -) $0
    Income before extraordinary items $12,954
    Discontinued Operations (Extraordinary gains, net) $0
    Net income of bank and minority interests $12,954
    Minority interest net income $0
    Net income $12,954
    Sale, conversion, retirement of capital stock, net $0
    Net operating income $12,954

    Evolve Bank & Trust's gross interest income from loans was $26,480,000.
    Evolve Bank & Trust's net interest income from loans was $25,072,000.
    Evolve Bank & Trust's fee based income from loans was $9,870,000.
    Evolve Bank & Trust's net income from loans was $12,954,000.

    Bank Expenses

    Item Value (in 000's)
    Total interest expense $1,408
    Provision for credit losses $565
    Total noninterest expense $103,638
    Salaries and employee benefits $72,275
    Premises and equipment expense $4,600
    Additional noninterest expense $26,763
    Applicable income taxes $4,540
    Net charge-offs $-454
    Cash dividends $120

    Evolve Bank & Trust's interest expense for loans was $1,408,000.
    Evolve Bank & Trust's payroll and benefits expense were $72,275,000.
    Evolve Bank & Trust's property, plant and equipment expenses $4,600,000.

    Loan Performance

    Type of Loan % of Loans Noncurrent (30+ days, end of period snapshot)
    All loans 0.0%
    Real Estate loans 0.0%
    Construction & Land Development loans 0.0%
    Nonfarm, nonresidential loans 0.0%
    Multifamily residential loans 0.0%
    1-4 family residential loans 0.0%
    HELOC loans 0.0%
    All other family 0.0%
    Commercial & industrial loans 2.0%
    Personal loans 0.0%
    Credit card loans 0.0%
    Other individual loans 0.0%
    Auto loans 0.0%
    Other consumer loans 0.0%
    Unsecured commercial real estate loans 0.0%

    Deposits

    Type Value (in 000's)
    Total deposits $639,128
    Deposits held in domestic offices $639,128
    Deposits by Individuals, partnerships, and corporations $635,774
    Deposits by U.S. Government $0
    Deposits by States and political subdivisions in the U.S. $1,871
    Deposits by Commercial banks and other depository institutions in U.S. $1,483
    Deposits by Banks in foreign countries $0
    Deposits by Foreign governments and official institutions $0
    Transaction accounts $480,053
    Demand deposits $444,159
    Nontransaction accounts $159,075
    Money market deposit accounts (MMDAs) $67,199
    Other savings deposits (excluding MMDAs) $20,845
    Total time deposits $71,031
    Total time and savings deposits $194,969
    Noninterest-bearing deposits $444,159
    Interest-bearing deposits $194,969
    Retail deposits $611,172
    IRAs and Keogh plan accounts $10,589
    Brokered deposits $21,995
    Deposits held in foreign offices $0

    Assets

    Asset Value (in 000's)
    Total Assets $788,114
    Cash & Balances due from depository institutions $67,959
    Interest-bearing balances $42,988
    Total securities $41,877
    Federal funds sold & reverse repurchase $0
    Net loans and leases $566,701
    Loan and leases loss allowance $8,052
    Trading account assets $0
    Bank premises and fixed assets $4,003
    Other real estate owned $615
    Goodwill and other intangibles $12,223
    All other assets $94,736

    Liabilities

    Liabilities Value (in 000's)
    Total liabilities and capital $788,114
    Total Liabilities $716,573
    Total deposits $639,128
    Interest-bearing deposits $194,969
    Deposits held in domestic offices $639,128
    % insured (estimated) $34
    Federal funds purchased and repurchase agreements $0
    Trading liabilities $0
    Other borrowed funds $51,730
    Subordinated debt $0
    All other liabilities $25,715

    Issued Loan Types

    Type Value (in 000's)
    Net loans and leases $566,701
    Loan and leases loss allowance $8,052
    Total loans and leases (domestic) $574,753
    All real estate loans $412,187
    Real estate loans in domestic offices $412,187
    Construction and development loans $29,209
    Residential 1-4 family construction $9,710
    Other construction, all land development and other land $19,499
    Loans secured by nonfarm nonresidential properties $123,685
    Nonfarm nonresidential secured by owner-occupied properties $89,066
    Commercial real estate & other non-farm, non-residential $34,619
    Multifamily residential real estate $16,308
    1-4 family residential loans $240,962
    Farmland loans $2,023
    Loans held in foreign offices $0
    Farm loans $1,038
    Commercial and industrial loans $111,748
    To non-U.S. addressees $0
    Loans to individuals $25,679
    Credit card loans $23,444
    Related Plans $1,012
    Consumer Auto Loans $667
    Other loans to individuals $556
    All other loans & leases $24,101
    Loans to foreign governments and official institutions $0
    Other loans $23,659
    Loans to depository institutions and acceptances of other banks $0
    Loans not secured by real estate $0
    Loans secured by real estate to non-U.S. addressees $0
    Restructured Loans & leases $6,384
    Non 1-4 family restructured loans & leases $6,384
    Total loans and leases (foreign) $0

    Evolve Bank & Trust had $566,701,000 of loans outstanding in 2021. $412,187,000 of loans were in real estate loans. $29,209,000 of loans were in development loans. $16,308,000 of loans were in multifamily mortgage loans. $240,962,000 of loans were in 1-4 family mortgage loans. $1,038,000 of loans were in farm loans. $23,444,000 of loans were in credit card loans. $667,000 of loans were in the auto loan category.

    Small Business Loans

    Categorization # of Loans in Category $ amount of loans (in 000's) Average $/loan
    Nonfarm, nonresidential loans - <$1MM 286 $71,349 $249,472
    Nonfarm, nonresidential loans - <$100k 65 $3,966 $61,015
    Nonfarm, nonresidential loans - $100-250k 101 $14,738 $145,921
    Nonfarm, nonresidential loans - $250k-1MM 120 $52,645 $438,708
    Commercial & Industrial, US addressed loans - <$1MM 730 $52,370 $71,740
    Commercial & Industrial, US addressed loans - <$100k 450 $13,251 $29,447
    Commercial & Industrial, US addressed loans - $100-250k 182 $14,695 $80,742
    Commercial & Industrial, US addressed loans - $250k-1MM 98 $24,424 $249,224
    Farmland loans - <$1MM 6 $261 $43,500
    Farmland loans - <$100k 4 $92 $23,000
    Farmland loans - $100-250k 2 $169 $84,500
    Agriculture operations loans - <$1MM 3 $448 $149,333
    Agriculture operations loans - <$100k 1 $32 $32,000
    Agriculture operations loans - $100-250k 1 $91 $91,000
    Agriculture operations loans - $250k-1MM 1 $325 $325,000