Das Acquisition Company Mortgage Rates, Fees & Info

Clayton, MO

LEI: 549300ZZME37MXI1EF14

Tax ID: 43-1918759

Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data

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    • Review & Overview

    Das Acquisition Company is a small mortgage company specializing in Home Purchase loans. Das Acquisition Company has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. They have a a low proportion of FHA loans. (This may mean they shy away from first time homebuyers.) Their top markets by origination volume include: St. Louis, Dallas, Seattle, Springfield, and Dayton among others. We have data for 263 markets. (Some data included below & more in-depth data is available with an active subscription.)

    Das Acquisition Company has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Das Acquisition Company is typically a low fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.

    We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

    Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

    Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.

    SimulatedRates™

    Mortgage Type     		Simulated Rate Simulation Date
    Home Equity Line of Credit (HELOC) 3.12% 4/22/24
    30 Year Conventional Purchase 7.01% 4/22/24
    30 Year Conventional Refi 6.84% 4/22/24
    30 Year Cash-out Refi 7.12% 4/22/24
    30 Year FHA Purchase 7.80% 4/22/24
    30 Year FHA Refi 7.61% 4/22/24
    30 Year VA Purchase 6.74% 4/22/24
    30 Year VA Refi 6.41% 4/22/24
    30 Year USDA Purchase 7.25% 4/22/24
    30 Year USDA Refi 7.03% 4/22/24
    15 Year Conventional Purchase 6.51% 4/22/24
    15 Year Conventional Refi 6.41% 4/22/24
    15 Year Cash-out Refi 6.41% 4/22/24
    15 Year FHA Purchase 5.68% 4/22/24
    15 Year FHA Refi 7.98% 4/22/24
    15 Year VA Purchase 6.21% 4/22/24
    These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

    Das Acquisition Company Mortgage Calculator






    Your Estimates

    Estimated Loan Payment: Update the calculator values and click calculate payment!

    This is not an official calculator from Das Acquisition Company. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

    The default purchase price is the median sales price across the US for 2022Q4, per FRED.


    Originations

    12,164

    Origination Dollar Volume (All Markets)

    $2,450,370,000
    Show all (14) awards

    Top Markets

    Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

    Market Originations Total Value Average Loan Average Fees Average Rate
    ST. LOUIS, MO-IL (FHA|USDA|VA) 5,337 $1,106,125,000 $207,256 $3,778 4.37%
    Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 739 $191,225,000 $258,762 $7,578 4.63%
    Outside of Metro Areas 947 $137,845,000 $145,560 $4,253 4.57%
    Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) 264 $112,330,000 $425,492 $6,831 4.09%
    SPRINGFIELD, MO (FHA|USDA|VA) 592 $93,190,000 $157,416 $4,179 4.48%
    DAYTON-KETTERING, OH (FHA|USDA|VA) 426 $61,970,000 $145,469 $5,152 4.63%
    COLUMBIA, MO (FHA|USDA|VA) 328 $58,030,000 $176,921 $3,872 4.42%
    CINCINNATI, OH-KY-IN (FHA|USDA|VA) 348 $56,650,000 $162,787 $5,139 4.67%
    NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) 173 $46,175,000 $266,908 $6,183 4.39%
    KANSAS CITY, MO-KS (FHA|USDA|VA) 168 $35,930,000 $213,869 $3,962 4.39%
    ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 129 $31,245,000 $242,209 $5,222 4.26%
    BAKERSFIELD, CA (FHA|USDA|VA) 104 $22,090,000 $212,404 $6,191 4.54%
    WATERLOO-CEDAR FALLS, IA (FHA|USDA|VA) 148 $21,830,000 $147,500 $4,049 4.29%
    CAPE GIRARDEAU, MO-IL (FHA|USDA|VA) 151 $21,645,000 $143,344 $3,914 4.46%
    Oak Harbor, WA (FHA|USDA|VA) 56 $19,480,000 $347,857 $6,162 4.23%
    North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 79 $19,465,000 $246,392 $4,688 4.45%
    LEWISTON-AUBURN, ME (FHA|USDA|VA) 115 $19,285,000 $167,696 $5,066 4.37%
    SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) 35 $19,205,000 $548,714 $6,900 3.95%
    PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) 70 $16,760,000 $239,429 $5,122 5.03%
    TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 58 $14,720,000 $253,793 $5,289 4.70%
    JONESBORO, AR (FHA|USDA|VA) 95 $14,335,000 $150,895 $4,684 4.21%
    Ellensburg, WA (FHA|USDA|VA) 35 $13,575,000 $387,857 $6,434 4.28%
    Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 52 $12,780,000 $245,769 $5,895 4.37%
    Poplar Bluff, MO (FHA|USDA|VA) 103 $12,575,000 $122,087 $4,430 4.65%
    PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 33 $10,975,000 $332,576 $5,588 4.23%
    Fort Leonard Wood, MO (FHA|USDA|VA) 63 $10,065,000 $159,762 $4,075 4.34%
    Branson, MO (FHA|USDA|VA) 76 $10,050,000 $132,237 $3,657 4.51%
    JEFFERSON CITY, MO (FHA|USDA|VA) 66 $9,970,000 $151,061 $4,498 4.49%
    WENATCHEE, WA (FHA|USDA|VA) 30 $9,580,000 $319,333 $7,392 4.08%
    JOPLIN, MO (FHA|USDA|VA) 74 $8,870,000 $119,865 $4,540 4.53%
    Chillicothe, OH (FHA|USDA|VA) 52 $7,460,000 $143,462 $5,676 4.62%
    Moberly, MO (FHA|USDA|VA) 53 $6,275,000 $118,396 $3,413 4.51%
    Farmington, MO (FHA|USDA|VA) 41 $6,195,000 $151,098 $4,595 4.51%
    Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) 13 $6,035,000 $464,231 $6,692 4.18%
    Paragould, AR (FHA|USDA|VA) 43 $5,905,000 $137,326 $4,396 4.19%
    COLUMBUS, OH (FHA|USDA|VA) 32 $5,750,000 $179,688 $5,477 4.51%
    PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) 28 $5,410,000 $193,214 $5,009 4.63%
    LAKE CHARLES, LA (FHA|USDA|VA) 31 $5,205,000 $167,903 $5,421 4.67%
    ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 22 $5,180,000 $235,455 $6,121 4.53%
    Augusta-Waterville, ME (FHA|USDA|VA) 32 $5,050,000 $157,813 $5,051 4.58%
    DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) 29 $4,665,000 $160,862 $4,349 4.59%
    KENNEWICK-RICHLAND, WA (FHA|USDA|VA) 19 $4,435,000 $233,421 $3,874 4.56%
    MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) 22 $4,380,000 $199,091 $3,233 5.34%
    SPRINGFIELD, OH (FHA|USDA|VA) 32 $4,140,000 $129,375 $4,895 4.67%
    MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) 13 $3,925,000 $301,923 $5,193 4.20%
    SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) 19 $3,865,000 $203,421 $6,179 5.27%
    Rolla, MO (FHA|USDA|VA) 25 $3,735,000 $149,400 $3,601 4.38%
    San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) 7 $3,695,000 $527,857 $9,499 3.84%
    Sikeston, MO (FHA|USDA|VA) 33 $3,655,000 $110,758 $3,568 4.66%
    Kirksville, MO (FHA|USDA|VA) 28 $3,460,000 $123,571 $3,328 4.51%
    Richmond-Berea, KY (FHA|USDA|VA) 21 $3,355,000 $159,762 $4,591 4.09%
    RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) 9 $3,335,000 $370,556 $8,151 3.83%
    HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 13 $2,995,000 $230,385 $7,005 4.52%
    Lebanon, MO (FHA|USDA|VA) 23 $2,985,000 $129,783 $3,786 4.68%
    Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 11 $2,895,000 $263,182 $4,353 4.17%
    AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 9 $2,865,000 $318,333 $7,651 4.44%
    CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) 9 $2,685,000 $298,333 $6,080 4.50%
    CLARKSVILLE, TN-KY (FHA|USDA|VA) 13 $2,585,000 $198,846 $5,233 4.61%
    DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 6 $2,410,000 $401,667 $4,326 4.19%
    Mexico, MO (FHA|USDA|VA) 21 $2,285,000 $108,810 $3,962 4.74%
    DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) 12 $2,190,000 $182,500 $5,357 4.29%
    Glenwood Springs, CO (FHA|USDA|VA) 2 $2,160,000 $1,080,000 $3,528 3.63%
    WICHITA, KS (FHA|USDA|VA) 13 $2,155,000 $165,769 $3,098 4.24%
    Wilmington, OH (FHA|USDA|VA) 18 $2,140,000 $118,889 $4,867 4.78%
    MADISON, WI (FHA|USDA|VA) 11 $1,965,000 $178,636 $4,259 4.65%
    FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) 12 $1,890,000 $157,500 $4,615 4.77%
    Laurel, MS (FHA|USDA|VA) 14 $1,840,000 $131,429 $3,770 4.57%
    CEDAR RAPIDS, IA (FHA|USDA|VA) 12 $1,830,000 $152,500 $5,166 4.77%
    KNOXVILLE, TN (FHA|USDA|VA) 6 $1,790,000 $298,333 $6,188 4.30%
    GAINESVILLE, GA (FHA|USDA|VA) 9 $1,755,000 $195,000 $4,978 3.96%
    SHERMAN-DENISON, TX (FHA|USDA|VA) 10 $1,730,000 $173,000 $6,657 4.71%
    INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) 6 $1,710,000 $285,000 $3,294 4.10%
    CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 9 $1,665,000 $185,000 $3,195 4.28%
    Hannibal, MO (FHA|USDA|VA) 7 $1,495,000 $213,571 $3,466 4.73%
    Tullahoma-Manchester, TN (FHA|USDA|VA) 6 $1,390,000 $231,667 $4,801 4.02%
    BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) 7 $1,335,000 $190,714 $5,087 4.78%
    PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) 6 $1,310,000 $218,333 $4,436 4.50%
    BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) 3 $1,305,000 $435,000 $6,779 4.04%
    PUNTA GORDA, FL (FHA|USDA|VA) 6 $1,270,000 $211,667 $4,501 4.33%
    Shelbyville, TN (FHA|USDA|VA) 5 $1,265,000 $253,000 $5,281 4.47%
    Jefferson, GA (FHA|USDA|VA) 6 $1,250,000 $208,333 $5,627 4.31%
    KILLEEN-TEMPLE, TX (FHA|USDA|VA) 3 $1,245,000 $415,000 $6,540 4.58%
    LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) 6 $1,240,000 $206,667 $5,361 4.59%
    PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) 3 $1,135,000 $378,333 $7,633 4.00%
    CHATTANOOGA, TN-GA (FHA|USDA|VA) 7 $1,125,000 $160,714 $5,497 4.98%
    SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) 2 $1,110,000 $555,000 $3,344 4.13%
    AMARILLO, TX (FHA|USDA|VA) 8 $1,100,000 $137,500 $5,428 4.81%
    BELLINGHAM, WA (FHA|USDA|VA) 3 $1,065,000 $355,000 $5,377 4.25%
    BANGOR, ME (FHA|USDA|VA) 4 $1,030,000 $257,500 $7,700 4.12%
    TULSA, OK (FHA|USDA|VA) 5 $1,025,000 $205,000 $5,542 4.15%
    COLORADO SPRINGS, CO (FHA|USDA|VA) 3 $975,000 $325,000 $2,828 3.92%
    DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) 4 $930,000 $232,500 $4,686 4.19%
    JANESVILLE-BELOIT, WI (FHA|USDA|VA) 6 $930,000 $155,000 $5,629 4.42%
    Sedalia, MO (FHA|USDA|VA) 6 $910,000 $151,667 $3,476 4.79%
    Granbury, TX (FHA|USDA|VA) 6 $900,000 $150,000 $6,902 4.58%
    Frankfort, KY (FHA|USDA|VA) 6 $880,000 $146,667 $3,490 4.33%
    Blytheville, AR (FHA|USDA|VA) 7 $845,000 $120,714 $4,457 4.11%
    OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) 2 $830,000 $415,000 $6,360 3.93%
    TOLEDO, OH (FHA|USDA|VA) 8 $830,000 $103,750 $4,285 4.69%
    GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) 2 $810,000 $405,000 $2,959 4.56%
    Marshall, MO (FHA|USDA|VA) 6 $790,000 $131,667 $5,452 4.44%
    DeRidder, LA (FHA|USDA|VA) 3 $785,000 $261,667 $9,170 4.87%
    AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) 3 $765,000 $255,000 $11,656 4.96%
    OKLAHOMA CITY, OK (FHA|USDA|VA) 3 $755,000 $251,667 $6,559 4.50%
    SPRINGFIELD, IL (FHA|USDA|VA) 4 $720,000 $180,000 $4,849 4.65%
    Jennings, LA (FHA|USDA|VA) 4 $700,000 $175,000 $5,950 4.47%
    JACKSONVILLE, FL (FHA|USDA|VA) 5 $695,000 $139,000 $3,977 4.55%
    Whitewater, WI (FHA|USDA|VA) 4 $680,000 $170,000 $4,301 5.52%
    WACO, TX (FHA|USDA|VA) 2 $670,000 $335,000 $6,080 5.13%
    MOBILE, AL (FHA|USDA|VA) 6 $670,000 $111,667 $4,482 4.81%
    SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) 3 $665,000 $221,667 $4,003 3.71%
    CLEVELAND-ELYRIA, OH (FHA|USDA|VA) 4 $650,000 $162,500 $7,397 4.94%
    TUCSON, AZ (FHA|USDA|VA) 3 $645,000 $215,000 $3,522 3.88%
    Edwards, CO (FHA|USDA|VA) 1 $645,000 $645,000 $2,522 3.50%
    Snyder, TX (FHA|USDA|VA) 4 $620,000 $155,000 $6,185 5.06%
    West Plains, MO (FHA|USDA|VA) 4 $620,000 $155,000 $4,685 4.47%
    LONGVIEW, TX (FHA|USDA|VA) 3 $615,000 $205,000 $8,722 4.17%
    ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) 3 $605,000 $201,667 $4,038 4.37%
    Beaver Dam, WI (FHA|USDA|VA) 4 $580,000 $145,000 $3,648 4.94%
    BOISE CITY, ID (FHA|USDA|VA) 1 $575,000 $575,000 $5,550 3.38%
    MEMPHIS, TN-MS-AR (FHA|USDA|VA) 4 $570,000 $142,500 $4,818 4.41%
    Somerset, KY (FHA|USDA|VA) 4 $550,000 $137,500 $4,278 4.63%
    Corsicana, TX (FHA|USDA|VA) 2 $550,000 $275,000 $6,356 5.13%
    HUNTSVILLE, AL (FHA|USDA|VA) 3 $545,000 $181,667 $5,160 4.71%
    LOUISVILLE, KY (FHA|USDA|VA) 4 $540,000 $135,000 $4,835 4.34%
    LAWRENCE, KS (FHA|USDA|VA) 2 $540,000 $270,000 $9,272 4.63%
    DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) 2 $520,000 $260,000 $2,357 4.38%
    Jackson, OH (FHA|USDA|VA) 3 $515,000 $171,667 $6,710 5.19%
    PORT ST. LUCIE, FL (FHA|USDA|VA) 2 $510,000 $255,000 $4,162 3.75%
    Cookeville, TN (FHA|USDA|VA) 3 $505,000 $168,333 $6,266 4.79%
    CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 2 $500,000 $250,000 $3,437 4.38%
    Centralia, WA (FHA|USDA|VA) 2 $490,000 $245,000 $5,193 4.56%
    PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) 1 $485,000 $485,000 $4,026 3.75%
    NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) 1 $485,000 $485,000 $3,868 3.99%
    Detroit-Warren-Dearborn, MI (FHA|USDA|VA) 2 $480,000 $240,000 $7,732 4.31%
    ODESSA, TX (FHA|USDA|VA) 2 $480,000 $240,000 $10,981 5.31%
    RACINE, WI (FHA|USDA|VA) 2 $470,000 $235,000 $4,303 5.31%
    OCALA, FL (FHA|USDA|VA) 3 $465,000 $155,000 $6,019 5.33%
    Kennett, MO (FHA|USDA|VA) 5 $465,000 $93,000 $3,872 5.28%
    Port Angeles, WA (FHA|USDA|VA) 1 $465,000 $465,000 $5,884 4.50%
    YAKIMA, WA (FHA|USDA|VA) 2 $450,000 $225,000 $7,189 4.19%
    Fort Morgan, CO (FHA|USDA|VA) 2 $450,000 $225,000 $2,398 3.79%
    ST. JOSEPH, MO-KS (FHA|USDA|VA) 4 $450,000 $112,500 $4,204 4.72%
    LEXINGTON-FAYETTE, KY (FHA|USDA|VA) 3 $445,000 $148,333 $4,041 4.29%
    TYLER, TX (FHA|USDA|VA) 2 $430,000 $215,000 $9,723 4.31%
    Bonham, TX (FHA|USDA|VA) 2 $430,000 $215,000 $7,806 4.62%
    TUSCALOOSA, AL (FHA|USDA|VA) 2 $420,000 $210,000 $6,478 5.88%
    LIMA, OH (FHA|USDA|VA) 3 $405,000 $135,000 $7,344 5.63%
    Ottawa, KS (FHA|USDA|VA) 3 $405,000 $135,000 $3,971 4.71%
    Portsmouth, OH (FHA|USDA|VA) 2 $400,000 $200,000 $5,584 4.56%
    Moses Lake, WA (FHA|USDA|VA) 1 $395,000 $395,000 $3,384 4.50%
    SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) 2 $390,000 $195,000 $6,899 5.37%
    MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) 1 $385,000 $385,000 $4,436 4.50%
    Outside of Metro Areas 1 $385,000 $385,000 $14,497 3.63%
    Urbana, OH (FHA|USDA|VA) 3 $375,000 $125,000 $5,385 4.54%
    Sandusky, OH (FHA|USDA|VA) 1 $375,000 $375,000 $4,796 4.25%
    Quincy, IL-MO (FHA|USDA|VA) 3 $375,000 $125,000 $3,266 5.25%
    WICHITA FALLS, TX (FHA|USDA|VA) 3 $365,000 $121,667 $5,643 5.17%
    Watertown-Fort Atkinson, WI (FHA|USDA|VA) 2 $340,000 $170,000 $5,810 5.31%
    McMinnville, TN (FHA|USDA|VA) 3 $335,000 $111,667 $5,201 4.13%
    Lawrenceburg, TN (FHA|USDA|VA) 1 $335,000 $335,000 $0 5.63%
    Baraboo, WI (FHA|USDA|VA) 2 $320,000 $160,000 $3,840 5.75%
    Greenville, OH (FHA|USDA|VA) 2 $320,000 $160,000 $3,435 4.31%
    Sidney, OH (FHA|USDA|VA) 2 $320,000 $160,000 $3,999 4.38%
    KANKAKEE, IL (FHA|USDA|VA) 3 $315,000 $105,000 $3,823 4.17%
    DULUTH, MN-WI (FHA|USDA|VA) 1 $315,000 $315,000 $8,429 4.00%
    WILMINGTON, NC (FHA|USDA|VA) 1 $315,000 $315,000 $12,683 4.75%
    IOWA CITY, IA (FHA|USDA|VA) 1 $305,000 $305,000 $7,876 4.25%
    OGDEN-CLEARFIELD, UT (FHA|USDA|VA) 1 $305,000 $305,000 $1,527 4.13%
    EVANSVILLE, IN-KY (FHA|USDA|VA) 2 $300,000 $150,000 $4,012 4.06%
    Harrison, AR (FHA|USDA|VA) 2 $300,000 $150,000 $6,378 4.69%
    MONROE, LA (FHA|USDA|VA) 1 $295,000 $295,000 $6,543 4.63%
    BEND, OR (FHA|USDA|VA) 1 $295,000 $295,000 $5,294 4.00%
    STOCKTON, CA (FHA|USDA|VA) 1 $295,000 $295,000 $3,654 4.99%
    Boone, NC (FHA|USDA|VA) 1 $295,000 $295,000 $3,115 4.75%
    FOND DU LAC, WI (FHA|USDA|VA) 2 $290,000 $145,000 $5,110 5.13%
    NEW BERN, NC (FHA|USDA|VA) 1 $285,000 $285,000 $4,559 4.38%
    Berlin, NH (FHA|USDA|VA) 2 $280,000 $140,000 $4,095 4.81%
    TOPEKA, KS (FHA|USDA|VA) 3 $275,000 $91,667 $2,894 4.63%
    MEDFORD, OR (FHA|USDA|VA) 1 $275,000 $275,000 $3,162 4.88%
    FORT SMITH, AR-OK (FHA|USDA|VA) 3 $275,000 $91,667 $5,213 4.29%
    AUBURN-OPELIKA, AL (FHA|USDA|VA) 1 $275,000 $275,000 $3,192 4.12%
    ST. CLOUD, MN (FHA|USDA|VA) 1 $275,000 $275,000 $8,276 4.50%
    LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) 1 $265,000 $265,000 $3,968 3.63%
    NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) 1 $265,000 $265,000 $11,233 3.50%
    Big Spring, TX (FHA|USDA|VA) 1 $265,000 $265,000 $5,185 4.50%
    Miami, OK (FHA|USDA|VA) 1 $255,000 $255,000 $321 4.25%
    Maysville, KY (FHA|USDA|VA) 1 $255,000 $255,000 $13,211 4.00%
    Lewisburg, TN (FHA|USDA|VA) 2 $250,000 $125,000 $6,437 4.00%
    KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) 2 $250,000 $125,000 $4,864 4.25%
    Middlesborough, KY (FHA|USDA|VA) 1 $245,000 $245,000 $12,118 4.63%
    CARBONDALE-MARION, IL (FHA|USDA|VA) 2 $240,000 $120,000 $4,834 4.94%
    ANN ARBOR, MI (FHA|USDA|VA) 1 $235,000 $235,000 $8,292 4.75%
    Elizabeth City, NC (FHA|USDA|VA) 1 $235,000 $235,000 $5,313 4.75%
    Gainesville, TX (FHA|USDA|VA) 1 $235,000 $235,000 $8,493 5.75%
    Murray, KY (FHA|USDA|VA) 1 $235,000 $235,000 $3,224 4.12%
    BATON ROUGE, LA (FHA|USDA|VA) 1 $225,000 $225,000 $6,835 4.75%
    Mason City, IA (FHA|USDA|VA) 1 $225,000 $225,000 $3,686 3.50%
    GAINESVILLE, FL (FHA|USDA|VA) 1 $225,000 $225,000 $3,570 3.63%
    Danville, KY (FHA|USDA|VA) 1 $225,000 $225,000 $3,567 4.63%
    WARNER ROBINS, GA (FHA|USDA|VA) 1 $215,000 $215,000 $6,989 4.25%
    Warrensburg, MO (FHA|USDA|VA) 2 $210,000 $105,000 $4,525 5.15%
    Jasper, AL (FHA|USDA|VA) 1 $205,000 $205,000 $0 4.50%
    CHAMPAIGN-URBANA, IL (FHA|USDA|VA) 1 $205,000 $205,000 $2,719 5.13%
    WALLA WALLA, WA (FHA|USDA|VA) 1 $205,000 $205,000 $6,341 3.75%
    OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) 1 $205,000 $205,000 $4,586 4.25%
    Pittsburg, KS (FHA|USDA|VA) 3 $205,000 $68,333 $3,760 4.79%
    CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) 1 $195,000 $195,000 $6,290 3.38%
    CHAMBERSBURG-WAYNESBORO, PA (FHA|USDA|VA) 1 $195,000 $195,000 $9,933 4.13%
    Rockport, TX (FHA|USDA|VA) 1 $195,000 $195,000 $4,049 5.25%
    MIDLAND, TX (FHA|USDA|VA) 1 $195,000 $195,000 $8,447 4.25%
    St. Marys, GA (FHA|USDA|VA) 1 $195,000 $195,000 $5,968 4.50%
    Burlington, IA-IL (FHA|USDA|VA) 2 $190,000 $95,000 $5,257 4.50%
    ABILENE, TX (FHA|USDA|VA) 2 $190,000 $95,000 $4,900 4.13%
    COLUMBIA, SC (FHA|USDA|VA) 1 $185,000 $185,000 $6,700 4.63%
    North Wilkesboro, NC (FHA|USDA|VA) 1 $185,000 $185,000 $5,841 3.50%
    FLORENCE, SC (FHA|USDA|VA) 1 $185,000 $185,000 $8,689 5.13%
    Muskogee, OK (FHA|USDA|VA) 1 $185,000 $185,000 $4,426 3.50%
    LINCOLN, NE (FHA|USDA|VA) 1 $185,000 $185,000 $2,510 4.50%
    Shawano, WI (FHA|USDA|VA) 1 $175,000 $175,000 $9,016 4.38%
    FORT WAYNE, IN (FHA|USDA|VA) 1 $175,000 $175,000 $5,479 4.50%
    MONROE, MI (FHA|USDA|VA) 1 $165,000 $165,000 $8,492 5.75%
    MONTGOMERY, AL (FHA|USDA|VA) 1 $165,000 $165,000 $0 3.75%
    MACON-BIBB COUNTY, GA (FHA|USDA|VA) 1 $165,000 $165,000 $6,382 4.00%
    Marshalltown, IA (FHA|USDA|VA) 2 $160,000 $80,000 $3,994 4.63%
    BRUNSWICK, GA (FHA|USDA|VA) 1 $155,000 $155,000 $4,315 3.88%
    EAU CLAIRE, WI (FHA|USDA|VA) 1 $145,000 $145,000 $5,500 3.75%
    MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) 1 $145,000 $145,000 $4,569 3.88%
    Marion, OH (FHA|USDA|VA) 1 $145,000 $145,000 $3,698 4.05%
    Nogales, AZ (FHA|USDA|VA) 1 $135,000 $135,000 $3,944 4.38%
    Auburn, IN (FHA|USDA|VA) 1 $135,000 $135,000 $3,953 4.38%
    Martin, TN (FHA|USDA|VA) 1 $135,000 $135,000 $7,207 4.50%
    Sturgis, MI (FHA|USDA|VA) 1 $125,000 $125,000 $5,611 5.63%
    Stephenville, TX (FHA|USDA|VA) 1 $125,000 $125,000 $7,043 5.63%
    New Philadelphia-Dover, OH (FHA|USDA|VA) 1 $125,000 $125,000 $5,298 3.88%
    Mount Sterling, KY (FHA|USDA|VA) 1 $125,000 $125,000 $4,519 4.50%
    BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) 1 $115,000 $115,000 $3,097 4.88%
    Batesville, AR (FHA|USDA|VA) 1 $115,000 $115,000 $5,526 3.63%
    SHEBOYGAN, WI (FHA|USDA|VA) 1 $115,000 $115,000 $0 5.63%
    Shawnee, OK (FHA|USDA|VA) 1 $115,000 $115,000 $1,976 5.00%
    Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) 1 $115,000 $115,000 $5,665 4.75%
    Clarksdale, MS (FHA|USDA|VA) 1 $115,000 $115,000 $4,841 4.38%
    FAYETTEVILLE, NC (FHA|USDA|VA) 1 $105,000 $105,000 $4,783 3.75%
    GULFPORT-BILOXI, MS (FHA|USDA|VA) 1 $105,000 $105,000 $2,855 4.88%
    Española, NM (FHA|USDA|VA) 1 $105,000 $105,000 $4,704 5.38%
    Pinehurst-Southern Pines, NC (FHA|USDA|VA) 1 $105,000 $105,000 $2,788 3.99%
    ASHEVILLE, NC (FHA|USDA|VA) 1 $105,000 $105,000 $4,204 5.63%
    Troy, AL (FHA|USDA|VA) 1 $95,000 $95,000 $3,248 4.25%
    Spencer, IA (FHA|USDA|VA) 1 $95,000 $95,000 $2,458 4.99%
    Brownwood, TX (FHA|USDA|VA) 1 $95,000 $95,000 $5,789 4.75%
    Fort Madison-Keokuk, IA-IL-MO (FHA|USDA|VA) 1 $95,000 $95,000 $4,036 5.38%
    ROCKFORD, IL (FHA|USDA|VA) 1 $85,000 $85,000 $2,331 4.75%
    Washington Court House, OH (FHA|USDA|VA) 1 $85,000 $85,000 $2,659 5.38%
    Oxford, MS (FHA|USDA|VA) 1 $85,000 $85,000 $3,584 4.75%
    AKRON, OH (FHA|USDA|VA) 1 $75,000 $75,000 $4,520 5.63%
    HATTIESBURG, MS (FHA|USDA|VA) 1 $75,000 $75,000 $954 4.88%
    Paris, TN (FHA|USDA|VA) 1 $75,000 $75,000 $6,913 5.63%
    Centralia, IL (FHA|USDA|VA) 1 $65,000 $65,000 $4,033 4.63%
    Scottsboro, AL (FHA|USDA|VA) 1 $65,000 $65,000 $2,585 4.75%
    FLINT, MI (FHA|USDA|VA) 1 $65,000 $65,000 $3,186 4.50%
    Duncan, OK (FHA|USDA|VA) 1 $65,000 $65,000 $3,882 4.88%
    PEORIA, IL (FHA|USDA|VA) 1 $45,000 $45,000 $2,099 3.88%
    BATTLE CREEK, MI (FHA|USDA|VA) 1 $45,000 $45,000 $2,647 5.00%
    Das Acquisition Company's top markets include St. Louis, Dallas, Seattle, Springfield, and Dayton among others.

    Their top states include:
  • Missouri (FHA|USDA|VA)
  • Texas (FHA|USDA|VA)
  • Washington (FHA|USDA|VA)
  • Ohio (FHA|USDA|VA)
  • Illinois (FHA|USDA|VA)

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    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 6,797 $1,536,455,000 $226,049 $3,471 4.38%
    FHA 3,543 $570,585,000 $161,046 $6,469 4.63%
    VA 1,009 $238,145,000 $236,021 $4,962 4.31%
    USDA 812 $105,060,000 $129,384 $4,266 4.38%
    FHA 3 $125,000 $41,667 $0 4.53%

    For 2019, Das Acquisition Company's most frequently originated type of loan was Conventional, with 6,797 originations. Their 2nd most popular type was FHA, with 3,543 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Home Purchase 9,409 $1,787,755,000 $190,005 $4,858 4.51%
    Refi 1,793 $460,875,000 $257,041 $3,075 4.08%
    Cash Out Refi 952 $198,740,000 $208,761 $3,892 4.47%
    Home Improvement 10 $3,000,000 $300,000 $7,558 4.75%

    For 2019, Das Acquisition Company's most frequently cited loan purpose was Home Purchase, with 9,409 originations. The 2nd most popular reason was Refi, with 1,793 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 11,414 $2,294,250,000 $201,003 $4,619 4.48%
    15 Year 461 $89,745,000 $194,675 $3,043 3.78%
    20 Year 178 $41,800,000 $234,831 $2,969 4.04%
    Other 80 $18,010,000 $225,125 $2,775 4.78%
    10 Year 27 $4,325,000 $160,185 $2,570 3.67%
    1 Year 4 $2,240,000 $560,000 $12,710 6.56%

    For 2019, Das Acquisition Company's most frequently cited loan duration was 30 Year, with 11,414 originations. The 2nd most popular length was 15 Year, with 461 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $1k-2k 8,331 $1,619,455,000 $194,389
    $2k-3k 1,395 $245,365,000 $175,889
    $<1k 1,171 $257,265,000 $219,697
    $3k-4k 578 $122,630,000 $212,163
    $5k+ 299 $109,295,000 $365,535
    $4k-5k 243 $67,455,000 $277,593

    Das Acquisition Company's average total fees were $4,619, while their most frequently occuring range of origination fees (closing costs) were in the $1k-2k bucket, with 8,331 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    4-5% 6,509 $1,250,215,000 $192,075
    3-4% 3,826 $902,050,000 $235,768
    5-6% 1,646 $259,030,000 $157,369
    6-7% 43 $11,745,000 $273,140
    2.5-3% 32 $8,180,000 $255,625
    7-8% 24 $3,140,000 $130,833
    Over 8% 21 $3,965,000 $188,810

    During 2019, Das Acquisition Company's average interest rate for loans was 4.48%, while their most frequently originated rate bucket for loans was 4-5%, with 6,509 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $100k-200k 5,571 $831,015,000 $149,168 $4,288 4.49%
    $200k-400k 4,009 $1,082,405,000 $269,994 $5,086 4.33%
    $100,000 or less 1,827 $140,015,000 $76,637 $3,504 4.68%
    $400k-600k 627 $290,725,000 $463,676 $5,529 4.17%
    $600k-1MM 114 $85,750,000 $752,193 $6,359 4.12%
    $1MM+ 16 $20,460,000 $1,278,750 $7,198 4.18%

    2019 saw Das Acquisition Company place emphasis on $100k-200k loans with 5,571 originations, totaling $831,015,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $50k or less 3,470 $450,940,000 $129,954 $4,178 4.47%
    $50k-75k 3,436 $585,860,000 $170,506 $4,624 4.49%
    $75k-100k 1,994 $426,330,000 $213,806 $4,877 4.46%
    $100k-150k 1,969 $522,875,000 $265,554 $4,643 4.36%
    $150k-250k 939 $313,075,000 $333,413 $4,620 4.40%
    $250k+ 340 $147,340,000 $433,353 $3,974 4.35%

    Das Acquisition Company lent most frequently to those with incomes in the $50k or less range, with 3,470 originations. The second most popular income band? $50k-75k, with 3,436 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    20-30% 2,171 $444,845,000 $204,903 $3,872 4.35%
    30-36% 2,157 $429,115,000 $198,941 $4,267 4.41%
    50-60% 910 $174,670,000 $191,945 $6,403 4.61%
    <20% 586 $122,990,000 $209,881 $3,478 4.31%
    44% 519 $102,835,000 $198,141 $4,882 4.51%
    40% 503 $97,605,000 $194,046 $4,457 4.57%
    43% 490 $99,860,000 $203,796 $4,755 4.49%
    42% 489 $104,465,000 $213,630 $4,540 4.47%
    39% 471 $89,615,000 $190,265 $4,424 4.46%
    41% 461 $92,885,000 $201,486 $4,825 4.47%
    38% 443 $89,305,000 $201,591 $4,556 4.40%
    36% 437 $86,975,000 $199,027 $4,409 4.45%
    37% 402 $78,090,000 $194,254 $4,263 4.49%
    49% 371 $78,075,000 $210,445 $4,991 4.48%
    46% 363 $74,285,000 $204,642 $5,020 4.56%
    45% 361 $74,005,000 $205,000 $4,895 4.46%
    47% 318 $66,300,000 $208,491 $4,655 4.75%
    48% 284 $55,500,000 $195,423 $4,916 4.49%
    >60% 82 $20,040,000 $244,390 $5,750 4.51%

    Das Acquisition Company lent most frequently to those with DTI ratios of 20-30%, with 2,171 originations. The next most common DTI ratio? 30-36%, with 2,157 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 9,683 $1,944,175,000 $200,782 $4,367 4.44%
    Not provided 1,546 $317,930,000 $205,647 $4,970 4.40%
    Black 615 $108,305,000 $176,106 $5,458 4.67%
    Asian 248 $64,240,000 $259,032 $4,946 4.30%
    American Indian 60 $12,680,000 $211,333 $5,860 4.50%
    Native Hawaiian or Islander 10 $2,820,000 $282,000 $6,285 4.54%
    Korean 1 $165,000 $165,000 $7,752 4.25%
    Asian Indian 1 $55,000 $55,000 $4,615 4.50%

    Approval Rates

    Total approvals of all applications
    98.27%

    Das Acquisition Company has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.

    Pick Rate

    Approvals leading to origination
    72.82%

    Das Acquisition Company has a below average pick rate.

    Points and Fees

    Points Originations Total Value Average Loan
    0.0 1 $395,000 $395,000
    10305.32 1 $685,000 $685,000
    3825.06 1 $275,000 $275,000
    NA 12,161 $2,449,015,000 $201,383

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    Single Family (1-4 Units):Manufactured 271 $32,145,000 $118,616
    Single Family (1-4 Units):Site-Built 11,893 $2,418,225,000 $203,332

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 145 $21,935,000 $151,276 $2,979 4.35%
    40-60% 463 $94,525,000 $204,158 $3,097 4.12%
    60-80% 2,439 $566,045,000 $232,081 $3,524 4.38%
    80-100% 8,638 $1,655,910,000 $191,701 $4,807 4.49%
    Over 100% 454 $110,280,000 $242,907 $6,487 4.40%
    Under 20% 25 $1,675,000 $67,000 $2,130 5.48%

    Complaints

    Bank Name Product Issue 2019 CPFB Complaints % of Total Issues
    DAS ACQUISITION COMPANY, LLC VA mortgage Applying for a mortgage or refinancing an existing mortgage 1 100.0%