Ark-la-tex Financial Services Mortgage Rates, Fees & Info
AUSTIN, TXLEI: 5493001GDRY0EL7VG372
Tax ID: 75-2838184
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Mortgage Data
Review & Overview
Ark-la-tex Financial Services is a small mortgage company specializing in Home Purchase loans. Ark-la-tex Financial Services has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. Their top markets by origination volume include: Houston, Dallas, Austin, Los Angeles, and Lexington among others. We have data for 257 markets. (Some data included below & more in-depth data is available with an active subscription.)Ark-la-tex Financial Services has an average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Ark-la-tex Financial Services is typically a low fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.
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SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
|---|---|---|
| Home Equity Line of Credit (HELOC) | 6.91% | 4/22/24 |
| 30 Year Conventional Purchase | 6.71% | 4/22/24 |
| 30 Year Conventional Refi | 6.66% | 4/22/24 |
| 30 Year Cash-out Refi | 6.89% | 4/22/24 |
| 30 Year FHA Purchase | 7.29% | 4/22/24 |
| 30 Year FHA Refi | 7.13% | 4/22/24 |
| 30 Year VA Purchase | 6.27% | 4/22/24 |
| 30 Year VA Refi | 6.00% | 4/22/24 |
| 30 Year USDA Purchase | 6.90% | 4/22/24 |
| 30 Year USDA Refi | 6.27% | 4/22/24 |
| 15 Year Conventional Purchase | 5.98% | 4/22/24 |
| 15 Year Conventional Refi | 6.13% | 4/22/24 |
| 15 Year Cash-out Refi | 6.13% | 4/22/24 |
| 15 Year FHA Purchase | 6.84% | 4/22/24 |
| 15 Year FHA Refi | 6.98% | 4/22/24 |
| 15 Year VA Purchase | 5.82% | 4/22/24 |
| 15 Year VA Refi | 5.56% | 4/22/24 |
| These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. | ||
Ark-la-tex Financial Services Mortgage Calculator
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This is not an official calculator from Ark-la-tex Financial Services. It uses our SimulatedRate™
technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.
The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
8,584Origination Dollar Volume (All Markets)
$1,954,030,000Awards
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ARK-LA-TEX FINANCIAL SERVICES - 2018
ARK-LA-TEX FINANCIAL SERVICES is a 2018 , due to their low .
For 2018, less than of lenders were eligible for this award.
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Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 921 | $200,425,000 | $217,617 | $4,974 | 5.01% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 690 | $196,300,000 | $284,493 | $6,164 | 4.90% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 384 | $108,140,000 | $281,615 | $5,655 | 4.83% |
| Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 195 | $105,825,000 | $542,692 | $5,627 | 4.90% |
| LEXINGTON-FAYETTE, KY (FHA|USDA|VA) | 338 | $69,060,000 | $204,320 | $2,546 | 5.08% |
| GREENVILLE-ANDERSON, SC (FHA|USDA|VA) | 334 | $66,770,000 | $199,910 | $3,881 | 4.82% |
| SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) | 133 | $66,665,000 | $501,241 | $8,590 | 4.82% |
| Outside of Metro Areas | 366 | $66,480,000 | $181,639 | $3,863 | 4.97% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 269 | $65,665,000 | $244,108 | $6,250 | 4.79% |
| OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) | 308 | $57,260,000 | $185,909 | $2,877 | 4.65% |
| MIDLAND, TX (FHA|USDA|VA) | 202 | $54,350,000 | $269,059 | $5,787 | 5.06% |
| New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) | 187 | $47,695,000 | $255,053 | $4,485 | 5.01% |
| SPARTANBURG, SC (FHA|USDA|VA) | 313 | $47,175,000 | $150,719 | $3,864 | 4.78% |
| GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) | 225 | $42,885,000 | $190,600 | $3,312 | 5.04% |
| RALEIGH-CARY, NC (FHA|USDA|VA) | 143 | $37,925,000 | $265,210 | $4,508 | 4.82% |
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 163 | $36,885,000 | $226,288 | $4,062 | 4.96% |
| LUBBOCK, TX (FHA|USDA|VA) | 203 | $35,795,000 | $176,330 | $4,387 | 4.92% |
| LOUISVILLE, KY (FHA|USDA|VA) | 193 | $34,525,000 | $178,886 | $3,417 | 4.96% |
| SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) | 216 | $31,210,000 | $144,491 | $3,538 | 4.93% |
| COLUMBUS, GA-AL (FHA|USDA|VA) | 161 | $30,565,000 | $189,845 | $3,722 | 4.92% |
| CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) | 121 | $29,675,000 | $245,248 | $3,497 | 4.84% |
| TOLEDO, OH (FHA|USDA|VA) | 172 | $25,350,000 | $147,384 | $2,712 | 5.11% |
| COLORADO SPRINGS, CO (FHA|USDA|VA) | 84 | $22,770,000 | $271,071 | $5,567 | 4.87% |
| KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) | 119 | $19,795,000 | $166,345 | $2,505 | 5.12% |
| FRESNO, CA (FHA|USDA|VA) | 65 | $18,715,000 | $287,923 | $4,754 | 4.99% |
| NAPA, CA (FHA|USDA|VA) | 38 | $17,980,000 | $473,158 | $7,345 | 4.77% |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) | 102 | $17,970,000 | $176,176 | $3,528 | 5.00% |
| Richmond-Berea, KY (FHA|USDA|VA) | 109 | $16,675,000 | $152,982 | $2,471 | 5.20% |
| JOHNSON CITY, TN (FHA|USDA|VA) | 81 | $15,215,000 | $187,840 | $2,983 | 5.05% |
| ODESSA, TX (FHA|USDA|VA) | 68 | $13,720,000 | $201,765 | $5,783 | 5.11% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 45 | $13,575,000 | $301,667 | $4,323 | 5.02% |
| GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) | 81 | $13,475,000 | $166,358 | $3,770 | 4.91% |
| BISMARCK, ND (FHA|USDA|VA) | 53 | $13,325,000 | $251,415 | $5,136 | 4.59% |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) | 15 | $12,725,000 | $848,333 | $5,296 | 4.93% |
| HOT SPRINGS, AR (FHA|USDA|VA) | 80 | $12,380,000 | $154,750 | $2,587 | 4.93% |
| WICHITA, KS (FHA|USDA|VA) | 57 | $9,235,000 | $162,018 | $4,201 | 4.99% |
| EL CENTRO, CA (FHA|USDA|VA) | 36 | $8,760,000 | $243,333 | $3,728 | 4.88% |
| BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) | 40 | $7,960,000 | $199,000 | $4,572 | 5.24% |
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 30 | $7,870,000 | $262,333 | $4,478 | 4.92% |
| San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) | 10 | $7,540,000 | $754,000 | $7,514 | 4.73% |
| SAN ANGELO, TX (FHA|USDA|VA) | 42 | $6,970,000 | $165,952 | $4,362 | 5.17% |
| FARGO, ND-MN (FHA|USDA|VA) | 31 | $6,815,000 | $219,839 | $5,534 | 4.61% |
| ST. LOUIS, MO-IL (FHA|USDA|VA) | 49 | $6,115,000 | $124,796 | $4,141 | 5.05% |
| Sevierville, TN (FHA|USDA|VA) | 34 | $6,040,000 | $177,647 | $4,866 | 5.17% |
| Dickinson, ND (FHA|USDA|VA) | 25 | $5,955,000 | $238,200 | $4,324 | 4.64% |
| London, KY (FHA|USDA|VA) | 44 | $5,840,000 | $132,727 | $3,098 | 5.20% |
| KILLEEN-TEMPLE, TX (FHA|USDA|VA) | 23 | $5,775,000 | $251,087 | $5,596 | 4.70% |
| TRENTON-PRINCETON, NJ (FHA|USDA|VA) | 21 | $5,695,000 | $271,190 | $4,769 | 5.05% |
| NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) | 16 | $5,500,000 | $343,750 | $5,186 | 4.66% |
| AUBURN-OPELIKA, AL (FHA|USDA|VA) | 31 | $5,495,000 | $177,258 | $2,406 | 4.78% |
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 14 | $5,040,000 | $360,000 | $5,020 | 4.84% |
| SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) | 17 | $5,035,000 | $296,176 | $5,832 | 5.18% |
| GRAND FORKS, ND-MN (FHA|USDA|VA) | 24 | $4,990,000 | $207,917 | $4,708 | 4.57% |
| Aberdeen, SD (FHA|USDA|VA) | 28 | $4,730,000 | $168,929 | $4,369 | 4.64% |
| WINSTON-SALEM, NC (FHA|USDA|VA) | 28 | $4,500,000 | $160,714 | $4,535 | 5.03% |
| SIOUX FALLS, SD (FHA|USDA|VA) | 20 | $4,320,000 | $216,000 | $4,753 | 4.78% |
| Granbury, TX (FHA|USDA|VA) | 17 | $4,285,000 | $252,059 | $4,869 | 5.08% |
| SALISBURY, MD-DE (FHA|USDA|VA) | 16 | $3,960,000 | $247,500 | $5,053 | 5.22% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 13 | $3,915,000 | $301,154 | $5,016 | 4.65% |
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 16 | $3,740,000 | $233,750 | $3,563 | 5.04% |
| Frankfort, KY (FHA|USDA|VA) | 32 | $3,660,000 | $114,375 | $2,007 | 5.20% |
| Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) | 12 | $3,530,000 | $294,167 | $7,056 | 4.93% |
| Gaffney, SC (FHA|USDA|VA) | 32 | $3,400,000 | $106,250 | $2,870 | 4.81% |
| DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) | 14 | $3,290,000 | $235,000 | $4,678 | 4.66% |
| OCEAN CITY, NJ (FHA|USDA|VA) | 13 | $3,155,000 | $242,692 | $7,710 | 5.40% |
| Minot, ND (FHA|USDA|VA) | 17 | $3,155,000 | $185,588 | $3,233 | 4.62% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 10 | $3,080,000 | $308,000 | $6,784 | 4.70% |
| MUSKEGON, MI (FHA|USDA|VA) | 20 | $2,920,000 | $146,000 | $2,582 | 5.03% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 10 | $2,900,000 | $290,000 | $6,382 | 4.69% |
| Somerset, KY (FHA|USDA|VA) | 22 | $2,900,000 | $131,818 | $3,438 | 5.22% |
| WINCHESTER, VA-WV (FHA|USDA|VA) | 14 | $2,820,000 | $201,429 | $3,401 | 4.93% |
| SHERMAN-DENISON, TX (FHA|USDA|VA) | 13 | $2,815,000 | $216,538 | $5,169 | 5.10% |
| ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) | 16 | $2,690,000 | $168,125 | $4,845 | 5.27% |
| KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) | 19 | $2,545,000 | $133,947 | $2,888 | 5.05% |
| WACO, TX (FHA|USDA|VA) | 11 | $2,465,000 | $224,091 | $6,627 | 4.88% |
| MONROE, MI (FHA|USDA|VA) | 12 | $2,320,000 | $193,333 | $1,896 | 5.09% |
| Danville, KY (FHA|USDA|VA) | 14 | $2,160,000 | $154,286 | $3,142 | 4.96% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 7 | $2,135,000 | $305,000 | $6,832 | 5.09% |
| KNOXVILLE, TN (FHA|USDA|VA) | 6 | $2,090,000 | $348,333 | $9,111 | 5.29% |
| CINCINNATI, OH-KY-IN (FHA|USDA|VA) | 9 | $2,075,000 | $230,556 | $5,567 | 5.26% |
| FAYETTEVILLE, NC (FHA|USDA|VA) | 9 | $2,005,000 | $222,778 | $4,312 | 5.04% |
| OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) | 5 | $1,875,000 | $375,000 | $4,502 | 5.33% |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) | 9 | $1,765,000 | $196,111 | $2,477 | 4.99% |
| SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) | 3 | $1,695,000 | $565,000 | $7,078 | 4.75% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 6 | $1,640,000 | $273,333 | $6,529 | 5.13% |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) | 5 | $1,595,000 | $319,000 | $5,745 | 4.90% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 5 | $1,585,000 | $317,000 | $8,241 | 4.78% |
| Seneca, SC (FHA|USDA|VA) | 9 | $1,565,000 | $173,889 | $3,894 | 4.97% |
| Andrews, TX (FHA|USDA|VA) | 7 | $1,545,000 | $220,714 | $6,659 | 5.00% |
| MORRISTOWN, TN (FHA|USDA|VA) | 7 | $1,435,000 | $205,000 | $8,479 | 5.07% |
| Levelland, TX (FHA|USDA|VA) | 8 | $1,350,000 | $168,750 | $4,421 | 4.81% |
| OKLAHOMA CITY, OK (FHA|USDA|VA) | 8 | $1,340,000 | $167,500 | $3,906 | 5.22% |
| Holland, MI (FHA|USDA|VA) | 8 | $1,320,000 | $165,000 | $2,946 | 4.95% |
| BURLINGTON, NC (FHA|USDA|VA) | 7 | $1,255,000 | $179,286 | $5,271 | 5.05% |
| GAINESVILLE, GA (FHA|USDA|VA) | 2 | $1,170,000 | $585,000 | $1,089 | 4.56% |
| Greeneville, TN (FHA|USDA|VA) | 7 | $1,135,000 | $162,143 | $2,570 | 4.89% |
| Plainview, TX (FHA|USDA|VA) | 4 | $1,120,000 | $280,000 | $6,048 | 4.97% |
| COLUMBIA, SC (FHA|USDA|VA) | 7 | $1,045,000 | $149,286 | $4,329 | 4.86% |
| MADERA, CA (FHA|USDA|VA) | 3 | $1,025,000 | $341,667 | $2,384 | 4.88% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 2 | $1,020,000 | $510,000 | $5,927 | 4.06% |
| Snyder, TX (FHA|USDA|VA) | 8 | $1,010,000 | $126,250 | $3,874 | 5.08% |
| CORPUS CHRISTI, TX (FHA|USDA|VA) | 6 | $1,010,000 | $168,333 | $3,357 | 4.53% |
| LINCOLN, NE (FHA|USDA|VA) | 5 | $1,005,000 | $201,000 | $3,586 | 4.80% |
| Truckee-Grass Valley, CA (FHA|USDA|VA) | 2 | $950,000 | $475,000 | $5,809 | 4.31% |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) | 2 | $950,000 | $475,000 | $7,388 | 4.69% |
| Detroit-Warren-Dearborn, MI (FHA|USDA|VA) | 4 | $910,000 | $227,500 | $2,420 | 4.50% |
| BOISE CITY, ID (FHA|USDA|VA) | 2 | $910,000 | $455,000 | $6,516 | 5.13% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 5 | $895,000 | $179,000 | $5,085 | 5.08% |
| BAKERSFIELD, CA (FHA|USDA|VA) | 3 | $885,000 | $295,000 | $6,065 | 5.04% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 2 | $880,000 | $440,000 | $14,128 | 4.38% |
| WILMINGTON, NC (FHA|USDA|VA) | 2 | $860,000 | $430,000 | $9,406 | 4.75% |
| Lamesa, TX (FHA|USDA|VA) | 7 | $845,000 | $120,714 | $3,368 | 5.04% |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) | 3 | $795,000 | $265,000 | $4,814 | 4.92% |
| LONGVIEW, TX (FHA|USDA|VA) | 3 | $775,000 | $258,333 | $8,117 | 4.28% |
| Malvern, AR (FHA|USDA|VA) | 6 | $740,000 | $123,333 | $2,261 | 4.94% |
| LANSING-EAST LANSING, MI (FHA|USDA|VA) | 5 | $735,000 | $147,000 | $3,234 | 5.03% |
| MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) | 5 | $725,000 | $145,000 | $4,066 | 5.30% |
| SAVANNAH, GA (FHA|USDA|VA) | 2 | $700,000 | $350,000 | $3,992 | 5.56% |
| Sanford, NC (FHA|USDA|VA) | 4 | $680,000 | $170,000 | $3,957 | 4.59% |
| PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) | 3 | $675,000 | $225,000 | $8,743 | 5.33% |
| Fergus Falls, MN (FHA|USDA|VA) | 3 | $645,000 | $215,000 | $5,515 | 4.71% |
| COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) | 3 | $635,000 | $211,667 | $6,267 | 5.17% |
| TYLER, TX (FHA|USDA|VA) | 3 | $635,000 | $211,667 | $8,020 | 4.79% |
| Angola, IN (FHA|USDA|VA) | 2 | $630,000 | $315,000 | $7,484 | 5.25% |
| Stephenville, TX (FHA|USDA|VA) | 3 | $605,000 | $201,667 | $5,180 | 5.04% |
| ABILENE, TX (FHA|USDA|VA) | 5 | $595,000 | $119,000 | $3,892 | 5.35% |
| AMARILLO, TX (FHA|USDA|VA) | 3 | $595,000 | $198,333 | $3,446 | 4.88% |
| SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) | 1 | $585,000 | $585,000 | $4,344 | 4.63% |
| Mineral Wells, TX (FHA|USDA|VA) | 3 | $585,000 | $195,000 | $7,426 | 5.25% |
| WORCESTER, MA-CT (FHA|USDA|VA) | 3 | $575,000 | $191,667 | $7,384 | 4.71% |
| SUMTER, SC (FHA|USDA|VA) | 3 | $575,000 | $191,667 | $4,140 | 4.92% |
| Mount Sterling, KY (FHA|USDA|VA) | 3 | $565,000 | $188,333 | $1,585 | 5.29% |
| FARMINGTON, NM (FHA|USDA|VA) | 2 | $560,000 | $280,000 | $2,368 | 4.38% |
| Big Rapids, MI (FHA|USDA|VA) | 6 | $550,000 | $91,667 | $2,909 | 5.25% |
| NEW HAVEN-MILFORD, CT (FHA|USDA|VA) | 3 | $545,000 | $181,667 | $2,935 | 5.83% |
| DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) | 2 | $530,000 | $265,000 | $3,532 | 4.81% |
| BATTLE CREEK, MI (FHA|USDA|VA) | 4 | $520,000 | $130,000 | $2,435 | 5.03% |
| Adrian, MI (FHA|USDA|VA) | 3 | $515,000 | $171,667 | $3,376 | 5.13% |
| Bardstown, KY (FHA|USDA|VA) | 4 | $510,000 | $127,500 | $2,361 | 5.25% |
| HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) | 3 | $505,000 | $168,333 | $8,085 | 4.88% |
| CLEVELAND-ELYRIA, OH (FHA|USDA|VA) | 2 | $500,000 | $250,000 | $1,978 | 5.44% |
| VISALIA, CA (FHA|USDA|VA) | 2 | $500,000 | $250,000 | $4,469 | 4.88% |
| CLARKSVILLE, TN-KY (FHA|USDA|VA) | 2 | $500,000 | $250,000 | $1,136 | 5.13% |
| ASHEVILLE, NC (FHA|USDA|VA) | 2 | $500,000 | $250,000 | $4,789 | 5.06% |
| STAUNTON, VA (FHA|USDA|VA) | 3 | $495,000 | $165,000 | $2,965 | 5.00% |
| ALBUQUERQUE, NM (FHA|USDA|VA) | 2 | $490,000 | $245,000 | $4,004 | 4.44% |
| Jamestown, ND (FHA|USDA|VA) | 3 | $475,000 | $158,333 | $3,681 | 4.75% |
| RAPID CITY, SD (FHA|USDA|VA) | 1 | $475,000 | $475,000 | $3,241 | 4.63% |
| VALLEJO, CA (FHA|USDA|VA) | 3 | $465,000 | $155,000 | $6,598 | 4.13% |
| Pottsville, PA (FHA|USDA|VA) | 4 | $460,000 | $115,000 | $2,286 | 5.28% |
| Lufkin, TX (FHA|USDA|VA) | 2 | $460,000 | $230,000 | $5,358 | 4.58% |
| Durango, CO (FHA|USDA|VA) | 1 | $455,000 | $455,000 | $1,979 | 4.75% |
| Fredericksburg, TX (FHA|USDA|VA) | 1 | $455,000 | $455,000 | $9,255 | 4.88% |
| Nacogdoches, TX (FHA|USDA|VA) | 2 | $450,000 | $225,000 | $4,176 | 4.17% |
| Spearfish, SD (FHA|USDA|VA) | 1 | $425,000 | $425,000 | $7,644 | 5.25% |
| BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) | 2 | $410,000 | $205,000 | $7,429 | 5.00% |
| RICHMOND, VA (FHA|USDA|VA) | 2 | $410,000 | $205,000 | $1,493 | 4.25% |
| BARNSTABLE TOWN, MA (FHA|USDA|VA) | 1 | $405,000 | $405,000 | $8,325 | 5.00% |
| LaGrange, GA-AL (FHA|USDA|VA) | 2 | $400,000 | $200,000 | $3,880 | 4.63% |
| Brenham, TX (FHA|USDA|VA) | 1 | $385,000 | $385,000 | $3,442 | 4.25% |
| PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) | 2 | $380,000 | $190,000 | $4,890 | 5.00% |
| Orangeburg, SC (FHA|USDA|VA) | 2 | $380,000 | $190,000 | $4,257 | 4.63% |
| FORT COLLINS, CO (FHA|USDA|VA) | 1 | $375,000 | $375,000 | $4,221 | 4.25% |
| Big Spring, TX (FHA|USDA|VA) | 2 | $370,000 | $185,000 | $8,770 | 4.50% |
| Sturgis, MI (FHA|USDA|VA) | 4 | $360,000 | $90,000 | $2,699 | 5.06% |
| SANTA FE, NM (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $605 | 4.75% |
| PUEBLO, CO (FHA|USDA|VA) | 2 | $350,000 | $175,000 | $2,930 | 5.50% |
| MONTGOMERY, AL (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $1,793 | 5.13% |
| Alexandria, MN (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $5,626 | 4.63% |
| BUFFALO-CHEEKTOWAGA, NY (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $3,023 | 4.88% |
| HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $3,284 | 4.75% |
| NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) | 2 | $330,000 | $165,000 | $4,914 | 5.38% |
| Cañon City, CO (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $11,369 | 4.00% |
| NORWICH-NEW LONDON, CT (FHA|USDA|VA) | 2 | $320,000 | $160,000 | $5,443 | 5.19% |
| EAST STROUDSBURG, PA (FHA|USDA|VA) | 3 | $315,000 | $105,000 | $2,318 | 5.13% |
| FLINT, MI (FHA|USDA|VA) | 2 | $310,000 | $155,000 | $3,150 | 4.94% |
| JONESBORO, AR (FHA|USDA|VA) | 2 | $310,000 | $155,000 | $2,720 | 4.94% |
| Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $3,677 | 4.38% |
| SPRINGFIELD, IL (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $6,841 | 4.88% |
| Rockport, TX (FHA|USDA|VA) | 2 | $290,000 | $145,000 | $2,580 | 5.19% |
| BLOOMSBURG-BERWICK, PA (FHA|USDA|VA) | 2 | $290,000 | $145,000 | $3,382 | 4.94% |
| Kerrville, TX (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $9,135 | 3.85% |
| Camden, AR (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $2,507 | 3.50% |
| Bonham, TX (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $2,025 | 5.50% |
| Brainerd, MN (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $4,249 | 4.75% |
| ELKHART-GOSHEN, IN (FHA|USDA|VA) | 2 | $280,000 | $140,000 | $2,880 | 5.38% |
| ALBANY, GA (FHA|USDA|VA) | 2 | $280,000 | $140,000 | $1,209 | 5.25% |
| BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $7,275 | 6.00% |
| BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) | 2 | $270,000 | $135,000 | $5,955 | 4.75% |
| Fremont, NE (FHA|USDA|VA) | 3 | $265,000 | $88,333 | $767 | 3.75% |
| Athens, TX (FHA|USDA|VA) | 2 | $260,000 | $130,000 | $4,420 | 4.81% |
| Hobbs, NM (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $4,315 | 5.25% |
| Marquette, MI (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $3,851 | 5.50% |
| Gainesville, TX (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $7,976 | 4.63% |
| Williston, ND (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $4,365 | 4.88% |
| TEXARKANA, TX-AR (FHA|USDA|VA) | 2 | $250,000 | $125,000 | $5,403 | 5.35% |
| Searcy, AR (FHA|USDA|VA) | 2 | $250,000 | $125,000 | $2,006 | 5.38% |
| PORT ST. LUCIE, FL (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $2,731 | 4.88% |
| Pinehurst-Southern Pines, NC (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $4,224 | 5.13% |
| Pullman, WA (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $0 | 5.50% |
| Tiffin, OH (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $490 | 4.63% |
| GREENVILLE, NC (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $6,019 | 4.88% |
| HARRISONBURG, VA (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $2,958 | 4.88% |
| LAFAYETTE, LA (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $4,042 | 4.88% |
| Ruidoso, NM (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $2,646 | 5.00% |
| VINELAND-BRIDGETON, NJ (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $6,964 | 5.50% |
| BLACKSBURG-CHRISTIANSBURG, VA (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $3,869 | 5.88% |
| Alamogordo, NM (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $4,044 | 5.00% |
| Warren, PA (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $4,606 | 4.88% |
| Cullowhee, NC (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $5,525 | 4.00% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $3,708 | 4.63% |
| HUNTSVILLE, AL (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $5,677 | 5.63% |
| Glasgow, KY (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $8,348 | 4.63% |
| OWENSBORO, KY (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $3,683 | 6.00% |
| GLENS FALLS, NY (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $450 | 4.25% |
| ELIZABETHTOWN-FORT KNOX, KY (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $475 | 5.50% |
| CHATTANOOGA, TN-GA (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $5,893 | 5.00% |
| Cadillac, MI (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $3,549 | 5.00% |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $0 | 5.00% |
| Wahpeton, ND-MN (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $3,760 | 4.63% |
| MACON-BIBB COUNTY, GA (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $3,562 | 5.63% |
| Findlay, OH (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $1,155 | 5.13% |
| DECATUR, AL (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $5,023 | 5.13% |
| Georgetown, SC (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $4,420 | 4.13% |
| Big Stone Gap, VA (FHA|USDA|VA) | 2 | $170,000 | $85,000 | $2,299 | 5.19% |
| LYNCHBURG, VA (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $1,886 | 4.63% |
| AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $4,641 | 4.50% |
| Calhoun, GA (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $3,988 | 5.25% |
| ROCKY MOUNT, NC (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $420 | 5.13% |
| LAREDO, TX (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $6,318 | 4.50% |
| SPRINGFIELD, MA (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $6,538 | 4.38% |
| GRAND JUNCTION, CO (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $1,467 | 4.88% |
| BOWLING GREEN, KY (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $3,118 | 4.88% |
| NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $4,289 | 4.38% |
| Huntsville, TX (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $4,063 | 4.88% |
| FLORENCE, SC (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $2,809 | 4.50% |
| TUSCALOOSA, AL (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $6,060 | 5.25% |
| EL PASO, TX (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $5,538 | 5.63% |
| PITTSBURGH, PA (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $2,525 | 4.75% |
| ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $2,740 | 5.25% |
| Maysville, KY (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $5,652 | 4.25% |
| DuBois, PA (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $6,094 | 5.25% |
| Newport, TN (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $6,240 | 4.88% |
| Cookeville, TN (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $3,423 | 4.25% |
| KANSAS CITY, MO-KS (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $4,679 | 4.50% |
| SIOUX CITY, IA-NE-SD (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $3,365 | 5.25% |
| Mount Airy, NC (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $4,116 | 5.63% |
| WICHITA FALLS, TX (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $2,327 | 4.75% |
| Port Lavaca, TX (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $4,824 | 4.50% |
| Bay City, TX (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $2,614 | 4.75% |
| Union, SC (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $4,893 | 5.00% |
| Shelby, NC (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $2,222 | 5.00% |
| Batesville, AR (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $2,135 | 5.63% |
| PUNTA GORDA, FL (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $3,271 | 4.88% |
| Sebastian-Vero Beach, FL (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $2,987 | 4.88% |
| Ludington, MI (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 5.63% |
| BAY CITY, MI (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $0 | 5.75% |
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Product Mix
For 2018, Ark-la-tex Financial Services's most frequently originated type of loan was Conventional, with 5,347 originations. Their 2nd most popular type was FHA, with 1,967 originations.
Loan Reason
For 2018, Ark-la-tex Financial Services's most frequently cited loan purpose was Home Purchase, with 7,728 originations. The 2nd most popular reason was Cash Out Refi, with 545 originations.
Loan Duration/Length
For 2018, Ark-la-tex Financial Services's most frequently cited loan duration was 30 Year, with 8,078 originations. The 2nd most popular length was 15 Year, with 284 originations.
Origination Fees/Closing Costs
Ark-la-tex Financial Services's average total fees were $4,522, while their most frequently occuring range of origination fees (closing costs) were in the $<1k bucket, with 4,176 originations.
Interest Rates
During 2018, Ark-la-tex Financial Services's average interest rate for loans was 4.97%, while their most frequently originated rate bucket for loans was 4-5%, with 5,083 originations.
Loan Sizing
2018 saw Ark-la-tex Financial Services place emphasis on $200k-400k loans with 3,514 originations, totaling $944,180,000 in origination value.
Applicant Income
Ark-la-tex Financial Services lent most frequently to those with incomes in the $50k-75k range, with 2,364 originations. The second most popular income band? $100k-150k, with 1,715 originations.
Applicant Debt to Income Ratio
Ark-la-tex Financial Services lent most frequently to those with DTI ratios of 30-36%, with 1,462 originations. The next most common DTI ratio? 20-30%, with 1,246 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications87.59%
Ark-la-tex Financial Services has an average approval rate.
Pick Rate
Approvals leading to origination82.57%
Ark-la-tex Financial Services has a below average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| 50.0 | 2 | $30,000 | $15,000 |
| NA | 8,582 | $1,954,000,000 | $227,686 |
Occupancy Type Mix
| Dwelling Type | Originations | Total Value | Average Loan |
|---|---|---|---|
| Single Family (1-4 Units):Manufactured | 14 | $1,790,000 | $127,857 |
| Single Family (1-4 Units):Site-Built | 8,570 | $1,952,240,000 | $227,799 |
LTV Distribution
Complaints
| Bank Name | Product | Issue | 2018 CPFB Complaints | % of Total Issues |
|---|---|---|---|---|
| Ark-La-Tex Financial Services, LLC | Other type of mortgage | Applying for a mortgage or refinancing an existing mortgage | 2 | 100.0% |