Ark-la-tex Financial Services Mortgage Rates, Fees & Info

AUSTIN, TX

LEI: 5493001GDRY0EL7VG372

Tax ID: 75-2838184

Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data

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Mortgage Data

Review & Overview

Ark-la-tex Financial Services is a large mortgage company specializing in Home Purchase, Cash Out Refi, and Refi loans. Ark-la-tex Financial Services has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. Their top markets by origination volume include: Los Angeles, Houston, Dallas, San Diego, and Austin among others. We have data for 498 markets. (Some data included below & more in-depth data is available with an active subscription.)

Ark-la-tex Financial Services has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Ark-la-tex Financial Services is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.

We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

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SimulatedRates™

Mortgage Type
Simulated Rate Simulation Date
Home Equity Line of Credit (HELOC) 6.91% 4/19/24
30 Year Conventional Purchase 6.71% 4/19/24
30 Year Conventional Refi 6.66% 4/19/24
30 Year Cash-out Refi 6.89% 4/19/24
30 Year FHA Purchase 7.29% 4/19/24
30 Year FHA Refi 7.13% 4/19/24
30 Year VA Purchase 6.27% 4/19/24
30 Year VA Refi 6.00% 4/19/24
30 Year USDA Purchase 6.90% 4/19/24
30 Year USDA Refi 6.27% 4/19/24
15 Year Conventional Purchase 5.98% 4/19/24
15 Year Conventional Refi 6.13% 4/19/24
15 Year Cash-out Refi 6.13% 4/19/24
15 Year FHA Purchase 6.84% 4/19/24
15 Year FHA Refi 6.98% 4/19/24
15 Year VA Purchase 5.82% 4/19/24
15 Year VA Refi 5.56% 4/19/24
These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

Ark-la-tex Financial Services Mortgage Calculator






Your Estimates

Estimated Loan Payment: Update the calculator values and click calculate payment!

This is not an official calculator from Ark-la-tex Financial Services. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

The default purchase price is the median sales price across the US for 2022Q4, per FRED.


Originations

28,263

Origination Dollar Volume (All Markets)

$7,833,495,000
Show all (73) awards

Top Markets

Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

Market Originations Total Value Average Loan Average Fees Average Rate
Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) 1,160 $586,890,000 $505,940 $6,109 3.26%
HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 2,130 $543,860,000 $255,333 $4,682 3.27%
Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 1,782 $530,680,000 $297,800 $5,603 3.23%
SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) 772 $367,660,000 $476,244 $6,271 3.09%
AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 1,111 $337,005,000 $303,335 $5,142 3.24%
COLORADO SPRINGS, CO (FHA|USDA|VA) 812 $265,470,000 $326,933 $5,019 3.20%
LEXINGTON-FAYETTE, KY (FHA|USDA|VA) 1,114 $252,270,000 $226,454 $3,121 3.39%
PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 838 $243,500,000 $290,573 $4,782 3.26%
Outside of Metro Areas 1,007 $219,485,000 $217,959 $4,098 3.33%
CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) 704 $212,520,000 $301,875 $3,902 3.17%
OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) 855 $197,325,000 $230,789 $3,223 3.18%
SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) 629 $171,065,000 $271,963 $5,678 3.18%
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) 485 $168,795,000 $348,031 $5,856 3.23%
GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) 698 $157,550,000 $225,716 $4,015 3.31%
New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) 474 $152,390,000 $321,498 $4,884 3.27%
LUBBOCK, TX (FHA|USDA|VA) 664 $137,710,000 $207,395 $4,287 3.29%
Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 310 $128,300,000 $413,871 $5,474 3.13%
LOUISVILLE, KY (FHA|USDA|VA) 534 $123,350,000 $230,993 $3,305 3.32%
MIDLAND, TX (FHA|USDA|VA) 411 $120,485,000 $293,151 $5,123 3.47%
Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 387 $112,525,000 $290,762 $7,543 3.14%
RALEIGH-CARY, NC (FHA|USDA|VA) 365 $110,225,000 $301,986 $4,412 3.15%
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 340 $95,470,000 $280,794 $4,186 3.20%
SPARTANBURG, SC (FHA|USDA|VA) 489 $85,605,000 $175,061 $4,872 3.22%
COLUMBUS, GA-AL (FHA|USDA|VA) 327 $74,245,000 $227,049 $4,354 3.23%
FRESNO, CA (FHA|USDA|VA) 252 $64,790,000 $257,103 $4,941 3.04%
SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) 382 $62,450,000 $163,482 $3,987 3.36%
TOLEDO, OH (FHA|USDA|VA) 355 $61,625,000 $173,592 $3,118 3.30%
Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 219 $60,475,000 $276,142 $3,543 3.29%
BOISE CITY, ID (FHA|USDA|VA) 187 $57,765,000 $308,904 $7,708 3.20%
NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) 203 $57,365,000 $282,586 $4,361 3.06%
GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) 244 $56,800,000 $232,787 $5,060 3.24%
Richmond-Berea, KY (FHA|USDA|VA) 301 $55,265,000 $183,605 $3,078 3.54%
NAPA, CA (FHA|USDA|VA) 114 $54,400,000 $477,193 $5,648 3.17%
BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) 176 $53,930,000 $306,420 $7,003 3.04%
KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) 240 $49,330,000 $205,542 $3,117 3.43%
SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) 90 $49,250,000 $547,222 $5,002 3.34%
San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) 99 $47,275,000 $477,525 $5,758 3.24%
SANTA FE, NM (FHA|USDA|VA) 133 $44,995,000 $338,308 $5,412 3.01%
CHATTANOOGA, TN-GA (FHA|USDA|VA) 186 $41,670,000 $224,032 $3,100 3.32%
LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) 169 $40,155,000 $237,604 $4,744 3.31%
GREENVILLE-ANDERSON, SC (FHA|USDA|VA) 202 $39,830,000 $197,178 $4,022 3.19%
JOHNSON CITY, TN (FHA|USDA|VA) 160 $39,690,000 $248,063 $3,959 3.33%
OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) 85 $37,065,000 $436,059 $5,806 3.30%
SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) 136 $36,720,000 $270,000 $4,561 2.71%
DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 91 $34,945,000 $384,011 $6,083 3.14%
BISMARCK, ND (FHA|USDA|VA) 130 $34,540,000 $265,692 $4,792 3.28%
ODESSA, TX (FHA|USDA|VA) 140 $32,520,000 $232,286 $6,213 3.45%
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) 109 $32,315,000 $296,468 $6,094 3.17%
HOT SPRINGS, AR (FHA|USDA|VA) 172 $31,980,000 $185,930 $3,361 3.30%
ST. LOUIS, MO-IL (FHA|USDA|VA) 175 $30,115,000 $172,086 $3,767 3.02%
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) 115 $29,165,000 $253,609 $4,845 3.16%
MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) 134 $29,110,000 $217,239 $3,550 3.28%
BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) 128 $28,590,000 $223,359 $5,214 3.34%
HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) 103 $27,485,000 $266,845 $4,469 3.13%
LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) 86 $26,380,000 $306,744 $6,191 3.23%
Minot, ND (FHA|USDA|VA) 102 $22,890,000 $224,412 $4,337 3.02%
EL CENTRO, CA (FHA|USDA|VA) 85 $19,705,000 $231,824 $4,905 3.51%
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) 63 $18,995,000 $301,508 $7,089 2.98%
AUBURN-OPELIKA, AL (FHA|USDA|VA) 79 $18,365,000 $232,468 $4,245 3.05%
BURLINGTON-SOUTH BURLINGTON, VT (FHA|USDA|VA) 63 $18,225,000 $289,286 $5,177 3.17%
WICHITA, KS (FHA|USDA|VA) 97 $17,465,000 $180,052 $4,229 3.44%
WACO, TX (FHA|USDA|VA) 78 $17,200,000 $220,513 $4,511 3.38%
Dickinson, ND (FHA|USDA|VA) 71 $16,755,000 $235,986 $4,021 3.18%
ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 66 $16,710,000 $253,182 $5,621 3.12%
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 66 $16,390,000 $248,333 $5,015 3.09%
Sevierville, TN (FHA|USDA|VA) 65 $16,105,000 $247,769 $5,349 3.46%
London, KY (FHA|USDA|VA) 102 $16,020,000 $157,059 $4,026 3.52%
CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 52 $15,170,000 $291,731 $5,688 3.22%
EL PASO, TX (FHA|USDA|VA) 66 $14,840,000 $224,848 $6,055 2.97%
TRENTON-PRINCETON, NJ (FHA|USDA|VA) 46 $14,180,000 $308,261 $4,993 3.21%
Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) 35 $14,155,000 $404,429 $7,396 2.90%
Detroit-Warren-Dearborn, MI (FHA|USDA|VA) 54 $13,340,000 $247,037 $3,684 3.17%
FARGO, ND-MN (FHA|USDA|VA) 52 $13,260,000 $255,000 $4,411 3.25%
DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) 47 $12,005,000 $255,426 $4,651 3.11%
Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) 34 $11,490,000 $337,941 $7,084 3.49%
KILLEEN-TEMPLE, TX (FHA|USDA|VA) 51 $11,295,000 $221,471 $4,983 3.10%
Granbury, TX (FHA|USDA|VA) 41 $11,195,000 $273,049 $5,700 3.11%
BAKERSFIELD, CA (FHA|USDA|VA) 43 $11,085,000 $257,791 $4,819 3.08%
TUCSON, AZ (FHA|USDA|VA) 42 $10,960,000 $260,952 $4,373 3.15%
MEDFORD, OR (FHA|USDA|VA) 43 $10,715,000 $249,186 $4,229 3.43%
VALLEJO, CA (FHA|USDA|VA) 32 $10,550,000 $329,688 $6,278 3.13%
WINSTON-SALEM, NC (FHA|USDA|VA) 53 $10,495,000 $198,019 $4,700 3.27%
STOCKTON, CA (FHA|USDA|VA) 39 $10,055,000 $257,821 $4,452 2.91%
OCEAN CITY, NJ (FHA|USDA|VA) 41 $10,055,000 $245,244 $7,140 3.49%
GRAND FORKS, ND-MN (FHA|USDA|VA) 46 $9,900,000 $215,217 $4,224 3.21%
PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) 39 $9,735,000 $249,615 $4,930 3.14%
JACKSONVILLE, FL (FHA|USDA|VA) 31 $9,545,000 $307,903 $5,190 2.88%
CLEVELAND-ELYRIA, OH (FHA|USDA|VA) 44 $9,370,000 $212,955 $5,577 3.19%
CINCINNATI, OH-KY-IN (FHA|USDA|VA) 36 $9,030,000 $250,833 $4,234 3.17%
KNOXVILLE, TN (FHA|USDA|VA) 36 $8,720,000 $242,222 $4,145 3.46%
Gaffney, SC (FHA|USDA|VA) 56 $8,520,000 $152,143 $4,742 3.23%
COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) 39 $8,345,000 $213,974 $3,326 3.11%
ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) 38 $8,210,000 $216,053 $5,294 3.46%
PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) 26 $8,180,000 $314,615 $5,052 3.13%
CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 30 $8,050,000 $268,333 $3,948 3.13%
RACINE, WI (FHA|USDA|VA) 49 $8,015,000 $163,571 $2,768 3.27%
North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 26 $8,000,000 $307,692 $5,570 2.97%
PITTSBURGH, PA (FHA|USDA|VA) 30 $7,560,000 $252,000 $5,731 3.05%
SALISBURY, MD-DE (FHA|USDA|VA) 30 $7,500,000 $250,000 $4,711 3.20%
OKLAHOMA CITY, OK (FHA|USDA|VA) 27 $7,425,000 $275,000 $4,675 3.03%
MUSKEGON, MI (FHA|USDA|VA) 40 $7,370,000 $184,250 $3,818 3.36%
Holland, MI (FHA|USDA|VA) 34 $7,270,000 $213,824 $3,971 3.34%
COLUMBIA, SC (FHA|USDA|VA) 30 $7,210,000 $240,333 $4,656 3.15%
KANSAS CITY, MO-KS (FHA|USDA|VA) 32 $7,110,000 $222,188 $4,101 3.11%
MONROE, MI (FHA|USDA|VA) 32 $7,110,000 $222,188 $3,279 3.13%
BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) 28 $6,960,000 $248,571 $5,456 3.26%
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) 24 $6,950,000 $289,583 $4,389 2.88%
Show Low, AZ (FHA|USDA|VA) 27 $6,875,000 $254,630 $4,245 3.25%
PUEBLO, CO (FHA|USDA|VA) 26 $6,720,000 $258,462 $4,424 3.29%
Frankfort, KY (FHA|USDA|VA) 37 $6,655,000 $179,865 $3,077 3.49%
FAYETTEVILLE, NC (FHA|USDA|VA) 30 $6,500,000 $216,667 $4,014 3.20%
Plainview, TX (FHA|USDA|VA) 46 $6,380,000 $138,696 $3,631 3.47%
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) 28 $6,330,000 $226,071 $6,149 3.15%
SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) 15 $6,225,000 $415,000 $6,413 3.24%
Somerset, KY (FHA|USDA|VA) 36 $5,590,000 $155,278 $3,433 3.52%
CLARKSVILLE, TN-KY (FHA|USDA|VA) 19 $5,545,000 $291,842 $4,462 3.14%
NEW HAVEN-MILFORD, CT (FHA|USDA|VA) 27 $5,455,000 $202,037 $5,794 3.53%
INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) 24 $5,240,000 $218,333 $3,402 3.15%
SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) 13 $5,185,000 $398,846 $4,889 2.99%
Danville, KY (FHA|USDA|VA) 31 $5,185,000 $167,258 $2,827 3.53%
SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) 11 $5,165,000 $469,545 $4,960 2.91%
SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) 14 $5,110,000 $365,000 $6,859 3.40%
HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) 24 $5,090,000 $212,083 $6,401 3.56%
PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) 18 $5,000,000 $277,778 $5,059 2.93%
MODESTO, CA (FHA|USDA|VA) 14 $4,890,000 $349,286 $4,645 3.20%
NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) 18 $4,690,000 $260,556 $4,687 2.95%
LANSING-EAST LANSING, MI (FHA|USDA|VA) 21 $4,665,000 $222,143 $3,554 3.22%
LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) 19 $4,465,000 $235,000 $5,763 3.09%
Athens, TX (FHA|USDA|VA) 13 $4,405,000 $338,846 $5,495 3.11%
CORPUS CHRISTI, TX (FHA|USDA|VA) 17 $4,325,000 $254,412 $5,912 3.13%
MORRISTOWN, TN (FHA|USDA|VA) 17 $4,305,000 $253,235 $4,738 3.18%
PORT ST. LUCIE, FL (FHA|USDA|VA) 19 $4,285,000 $225,526 $5,400 3.10%
AMARILLO, TX (FHA|USDA|VA) 15 $4,255,000 $283,667 $7,854 3.06%
GREELEY, CO (FHA|USDA|VA) 11 $4,205,000 $382,273 $7,185 3.20%
ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) 21 $4,105,000 $195,476 $4,892 3.37%
YORK-HANOVER, PA (FHA|USDA|VA) 22 $4,090,000 $185,909 $4,212 3.24%
RICHMOND, VA (FHA|USDA|VA) 16 $4,080,000 $255,000 $5,185 3.35%
WINCHESTER, VA-WV (FHA|USDA|VA) 17 $3,985,000 $234,412 $5,011 3.28%
Torrington, CT (FHA|USDA|VA) 18 $3,940,000 $218,889 $5,249 3.40%
SHERMAN-DENISON, TX (FHA|USDA|VA) 17 $3,935,000 $231,471 $4,954 3.28%
Heber, UT (FHA|USDA|VA) 10 $3,930,000 $393,000 $3,378 3.22%
Payson, AZ (FHA|USDA|VA) 16 $3,930,000 $245,625 $4,319 3.78%
SALT LAKE CITY, UT (FHA|USDA|VA) 11 $3,785,000 $344,091 $3,008 3.11%
AKRON, OH (FHA|USDA|VA) 19 $3,715,000 $195,526 $5,249 3.37%
KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) 16 $3,690,000 $230,625 $4,350 3.26%
SAN ANGELO, TX (FHA|USDA|VA) 15 $3,645,000 $243,000 $3,604 3.09%
MADISON, WI (FHA|USDA|VA) 14 $3,600,000 $257,143 $2,645 3.15%
Big Spring, TX (FHA|USDA|VA) 17 $3,445,000 $202,647 $4,252 3.82%
BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) 13 $3,435,000 $264,231 $6,490 3.33%
BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) 10 $3,400,000 $340,000 $5,966 2.72%
SALINAS, CA (FHA|USDA|VA) 7 $3,325,000 $475,000 $5,335 2.98%
MADERA, CA (FHA|USDA|VA) 14 $3,290,000 $235,000 $4,891 2.76%
NILES, MI (FHA|USDA|VA) 14 $3,260,000 $232,857 $3,941 3.26%
PANAMA CITY, FL (FHA|USDA|VA) 12 $3,140,000 $261,667 $9,071 2.90%
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) 13 $3,135,000 $241,154 $4,504 3.23%
WICHITA FALLS, TX (FHA|USDA|VA) 16 $3,100,000 $193,750 $5,863 2.98%
RENO, NV (FHA|USDA|VA) 12 $3,090,000 $257,500 $3,106 2.85%
Sonora, CA (FHA|USDA|VA) 12 $3,050,000 $254,167 $3,779 3.01%
Snyder, TX (FHA|USDA|VA) 16 $3,030,000 $189,375 $4,214 3.44%
Williston, ND (FHA|USDA|VA) 11 $3,025,000 $275,000 $6,011 3.67%
PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) 12 $2,960,000 $246,667 $3,310 2.92%
COLUMBUS, OH (FHA|USDA|VA) 12 $2,880,000 $240,000 $4,022 2.90%
Andrews, TX (FHA|USDA|VA) 10 $2,850,000 $285,000 $5,719 3.51%
FLAGSTAFF, AZ (FHA|USDA|VA) 8 $2,830,000 $353,750 $3,797 3.08%
Key West, FL (FHA|USDA|VA) 8 $2,820,000 $352,500 $7,507 2.86%
Levelland, TX (FHA|USDA|VA) 17 $2,705,000 $159,118 $3,326 3.47%
Orangeburg, SC (FHA|USDA|VA) 12 $2,680,000 $223,333 $3,742 3.38%
SIOUX FALLS, SD (FHA|USDA|VA) 12 $2,650,000 $220,833 $3,877 2.96%
BOULDER, CO (FHA|USDA|VA) 6 $2,560,000 $426,667 $6,189 3.18%
Kalispell, MT (FHA|USDA|VA) 6 $2,490,000 $415,000 $4,885 3.04%
Greeneville, TN (FHA|USDA|VA) 13 $2,465,000 $189,615 $2,966 3.43%
Traverse City, MI (FHA|USDA|VA) 10 $2,450,000 $245,000 $5,197 3.01%
CaƱon City, CO (FHA|USDA|VA) 9 $2,375,000 $263,889 $3,275 3.33%
CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) 7 $2,365,000 $337,857 $5,076 2.68%
OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) 6 $2,330,000 $388,333 $6,573 2.63%
SPRINGFIELD, MA (FHA|USDA|VA) 8 $2,310,000 $288,750 $5,389 3.25%
SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) 10 $2,220,000 $222,000 $5,326 3.24%
PUNTA GORDA, FL (FHA|USDA|VA) 9 $2,195,000 $243,889 $4,270 3.37%
Pinehurst-Southern Pines, NC (FHA|USDA|VA) 5 $2,175,000 $435,000 $3,976 2.80%
LINCOLN, NE (FHA|USDA|VA) 10 $2,150,000 $215,000 $3,865 3.01%
Lewisburg, TN (FHA|USDA|VA) 8 $2,140,000 $267,500 $3,699 3.12%
SAVANNAH, GA (FHA|USDA|VA) 8 $2,130,000 $266,250 $5,487 3.17%
Mount Sterling, KY (FHA|USDA|VA) 12 $2,110,000 $175,833 $2,670 3.21%
WORCESTER, MA-CT (FHA|USDA|VA) 10 $2,080,000 $208,000 $4,870 3.17%
Barre, VT (FHA|USDA|VA) 8 $2,070,000 $258,750 $5,041 3.22%
Breckenridge, CO (FHA|USDA|VA) 6 $2,020,000 $336,667 $4,330 3.00%
Pottsville, PA (FHA|USDA|VA) 14 $2,010,000 $143,571 $3,817 3.49%
ST. GEORGE, UT (FHA|USDA|VA) 6 $2,000,000 $333,333 $5,161 3.50%
LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) 7 $1,995,000 $285,000 $3,989 3.00%
WILMINGTON, NC (FHA|USDA|VA) 10 $1,970,000 $197,000 $4,132 3.33%
Fergus Falls, MN (FHA|USDA|VA) 5 $1,965,000 $393,000 $5,681 3.02%
FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) 7 $1,955,000 $279,286 $2,711 3.59%
SPRINGFIELD, MO (FHA|USDA|VA) 9 $1,955,000 $217,222 $1,743 3.11%
ABILENE, TX (FHA|USDA|VA) 8 $1,940,000 $242,500 $3,496 2.97%
MERCED, CA (FHA|USDA|VA) 9 $1,875,000 $208,333 $3,649 2.58%
FLINT, MI (FHA|USDA|VA) 9 $1,805,000 $200,556 $4,850 3.21%
OGDEN-CLEARFIELD, UT (FHA|USDA|VA) 6 $1,730,000 $288,333 $3,678 3.50%
JACKSONVILLE, NC (FHA|USDA|VA) 8 $1,720,000 $215,000 $4,790 3.30%
CLEVELAND, TN (FHA|USDA|VA) 7 $1,615,000 $230,714 $3,434 3.10%
PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) 7 $1,605,000 $229,286 $5,959 3.64%
JEFFERSON CITY, MO (FHA|USDA|VA) 10 $1,550,000 $155,000 $2,400 3.16%
STAUNTON, VA (FHA|USDA|VA) 7 $1,545,000 $220,714 $4,199 3.23%
TYLER, TX (FHA|USDA|VA) 6 $1,510,000 $251,667 $8,340 3.75%
Morehead City, NC (FHA|USDA|VA) 6 $1,500,000 $250,000 $4,388 2.92%
Adrian, MI (FHA|USDA|VA) 6 $1,490,000 $248,333 $2,767 3.43%
SALEM, OR (FHA|USDA|VA) 5 $1,485,000 $297,000 $5,461 3.15%
Durango, CO (FHA|USDA|VA) 4 $1,470,000 $367,500 $2,346 3.03%
LAS CRUCES, NM (FHA|USDA|VA) 7 $1,465,000 $209,286 $4,842 3.05%
MEMPHIS, TN-MS-AR (FHA|USDA|VA) 5 $1,445,000 $289,000 $3,580 3.07%
Malvern, AR (FHA|USDA|VA) 10 $1,440,000 $144,000 $3,387 3.55%
MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) 8 $1,440,000 $180,000 $5,739 3.28%
AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) 5 $1,425,000 $285,000 $3,738 2.73%
ROANOKE, VA (FHA|USDA|VA) 6 $1,410,000 $235,000 $5,073 2.89%
HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) 9 $1,375,000 $152,778 $3,391 3.29%
BURLINGTON, NC (FHA|USDA|VA) 7 $1,375,000 $196,429 $5,670 3.16%
FORT COLLINS, CO (FHA|USDA|VA) 4 $1,330,000 $332,500 $3,394 3.22%
HUNTSVILLE, AL (FHA|USDA|VA) 4 $1,320,000 $330,000 $3,471 2.69%
MONTGOMERY, AL (FHA|USDA|VA) 6 $1,320,000 $220,000 $6,061 3.44%
Tullahoma-Manchester, TN (FHA|USDA|VA) 6 $1,300,000 $216,667 $2,501 2.83%
ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) 5 $1,295,000 $259,000 $1,616 3.17%
MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) 3 $1,265,000 $421,667 $6,481 2.96%
NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) 4 $1,260,000 $315,000 $3,551 3.69%
OCALA, FL (FHA|USDA|VA) 6 $1,250,000 $208,333 $3,799 2.90%
TULSA, OK (FHA|USDA|VA) 5 $1,235,000 $247,000 $5,206 2.93%
Outside of Metro Areas 2 $1,210,000 $605,000 $2,861 3.19%
LONGVIEW, TX (FHA|USDA|VA) 5 $1,195,000 $239,000 $6,294 3.22%
Ontario, OR-ID (FHA|USDA|VA) 5 $1,195,000 $239,000 $3,885 3.67%
ELIZABETHTOWN-FORT KNOX, KY (FHA|USDA|VA) 7 $1,185,000 $169,286 $4,219 3.16%
Stephenville, TX (FHA|USDA|VA) 5 $1,185,000 $237,000 $7,788 3.48%
Rockport, TX (FHA|USDA|VA) 4 $1,180,000 $295,000 $4,332 3.31%
BATON ROUGE, LA (FHA|USDA|VA) 5 $1,175,000 $235,000 $4,860 2.75%
LYNCHBURG, VA (FHA|USDA|VA) 4 $1,170,000 $292,500 $4,390 3.03%
TALLAHASSEE, FL (FHA|USDA|VA) 4 $1,170,000 $292,500 $4,225 3.09%
ALBUQUERQUE, NM (FHA|USDA|VA) 5 $1,155,000 $231,000 $4,231 3.18%
ANN ARBOR, MI (FHA|USDA|VA) 4 $1,150,000 $287,500 $3,830 3.22%
Forest City, NC (FHA|USDA|VA) 4 $1,150,000 $287,500 $3,937 3.53%
Truckee-Grass Valley, CA (FHA|USDA|VA) 4 $1,150,000 $287,500 $4,044 3.22%
El Campo, TX (FHA|USDA|VA) 4 $1,130,000 $282,500 $9,668 2.96%
SEBRING-AVON PARK, FL (FHA|USDA|VA) 6 $1,100,000 $183,333 $3,995 3.27%
Cadillac, MI (FHA|USDA|VA) 4 $1,080,000 $270,000 $2,686 3.12%
DALTON, GA (FHA|USDA|VA) 6 $1,070,000 $178,333 $2,893 2.98%
Mineral Wells, TX (FHA|USDA|VA) 4 $1,070,000 $267,500 $5,986 3.69%
Lamesa, TX (FHA|USDA|VA) 7 $1,065,000 $152,143 $4,416 3.95%
Big Rapids, MI (FHA|USDA|VA) 6 $1,050,000 $175,000 $4,146 3.29%
Brownwood, TX (FHA|USDA|VA) 5 $1,035,000 $207,000 $3,060 3.33%
BARNSTABLE TOWN, MA (FHA|USDA|VA) 4 $1,030,000 $257,500 $4,736 3.34%
Montrose, CO (FHA|USDA|VA) 3 $1,025,000 $341,667 $4,159 3.08%
YUMA, AZ (FHA|USDA|VA) 3 $1,005,000 $335,000 $2,196 2.79%
EAST STROUDSBURG, PA (FHA|USDA|VA) 5 $1,005,000 $201,000 $6,664 3.38%
HOMOSASSA SPRINGS, FL (FHA|USDA|VA) 5 $975,000 $195,000 $3,389 2.77%
EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) 3 $965,000 $321,667 $4,627 2.75%
SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) 4 $960,000 $240,000 $2,785 2.66%
BATTLE CREEK, MI (FHA|USDA|VA) 3 $935,000 $311,667 $5,056 3.04%
ASHEVILLE, NC (FHA|USDA|VA) 3 $935,000 $311,667 $4,647 2.79%
Alexander City, AL (FHA|USDA|VA) 3 $925,000 $308,333 $3,745 3.12%
Bardstown, KY (FHA|USDA|VA) 5 $905,000 $181,000 $2,431 3.18%
Glenwood Springs, CO (FHA|USDA|VA) 1 $905,000 $905,000 $20,286 3.00%
Georgetown, SC (FHA|USDA|VA) 4 $900,000 $225,000 $4,750 3.09%
VISALIA, CA (FHA|USDA|VA) 5 $895,000 $179,000 $4,889 3.47%
DULUTH, MN-WI (FHA|USDA|VA) 3 $895,000 $298,333 $5,609 2.88%
Fremont, NE (FHA|USDA|VA) 6 $890,000 $148,333 $4,086 2.98%
Roseburg, OR (FHA|USDA|VA) 3 $875,000 $291,667 $3,629 2.67%
LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) 5 $875,000 $175,000 $2,554 3.08%
Oak Harbor, WA (FHA|USDA|VA) 3 $875,000 $291,667 $4,256 3.13%
DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) 4 $870,000 $217,500 $2,615 3.34%
Corsicana, TX (FHA|USDA|VA) 3 $865,000 $288,333 $3,878 3.75%
JONESBORO, AR (FHA|USDA|VA) 4 $860,000 $215,000 $6,222 3.28%
FLORENCE, SC (FHA|USDA|VA) 3 $845,000 $281,667 $4,818 3.25%
DOVER, DE (FHA|USDA|VA) 3 $835,000 $278,333 $4,070 3.25%
Shelton, WA (FHA|USDA|VA) 1 $825,000 $825,000 $6,719 2.88%
Eureka-Arcata, CA (FHA|USDA|VA) 3 $815,000 $271,667 $5,262 3.13%
Spearfish, SD (FHA|USDA|VA) 2 $800,000 $400,000 $9,109 3.31%
CHARLOTTESVILLE, VA (FHA|USDA|VA) 3 $795,000 $265,000 $2,787 3.38%
Shelby, NC (FHA|USDA|VA) 5 $795,000 $159,000 $3,231 3.20%
LaGrange, GA-AL (FHA|USDA|VA) 4 $780,000 $195,000 $3,959 3.16%
Gainesville, TX (FHA|USDA|VA) 3 $775,000 $258,333 $4,745 3.50%
Ukiah, CA (FHA|USDA|VA) 2 $770,000 $385,000 $3,705 3.06%
GETTYSBURG, PA (FHA|USDA|VA) 4 $770,000 $192,500 $4,456 3.19%
BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) 3 $755,000 $251,667 $4,892 2.75%
CARSON CITY, NV (FHA|USDA|VA) 3 $745,000 $248,333 $2,665 3.33%
ROME, GA (FHA|USDA|VA) 2 $740,000 $370,000 $4,305 3.56%
Centralia, WA (FHA|USDA|VA) 2 $740,000 $370,000 $4,935 3.75%
Cambridge, MD (FHA|USDA|VA) 2 $740,000 $370,000 $11,521 3.25%
VINELAND-BRIDGETON, NJ (FHA|USDA|VA) 4 $730,000 $182,500 $6,327 3.22%
Newport, OR (FHA|USDA|VA) 2 $720,000 $360,000 $3,263 3.31%
SUMTER, SC (FHA|USDA|VA) 4 $720,000 $180,000 $3,936 3.34%
APPLETON, WI (FHA|USDA|VA) 3 $715,000 $238,333 $4,006 3.41%
CAPE GIRARDEAU, MO-IL (FHA|USDA|VA) 4 $710,000 $177,500 $1,176 3.16%
Lebanon, NH-VT (FHA|USDA|VA) 2 $690,000 $345,000 $5,494 3.56%
Fernley, NV (FHA|USDA|VA) 3 $685,000 $228,333 $2,729 2.91%
GRANTS PASS, OR (FHA|USDA|VA) 3 $685,000 $228,333 $3,973 3.87%
Winfield, KS (FHA|USDA|VA) 3 $665,000 $221,667 $6,901 3.42%
POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY (FHA|USDA|VA) 2 $660,000 $330,000 $13,482 3.13%
Edwards, CO (FHA|USDA|VA) 1 $655,000 $655,000 $2,788 3.63%
HANFORD-CORCORAN, CA (FHA|USDA|VA) 3 $655,000 $218,333 $5,440 2.96%
ALEXANDRIA, LA (FHA|USDA|VA) 3 $655,000 $218,333 $2,670 2.71%
Union, SC (FHA|USDA|VA) 9 $655,000 $72,778 $4,481 2.85%
THE VILLAGES, FL (FHA|USDA|VA) 3 $655,000 $218,333 $3,665 2.63%
SAGINAW, MI (FHA|USDA|VA) 4 $650,000 $162,500 $3,867 3.56%
DOTHAN, AL (FHA|USDA|VA) 2 $650,000 $325,000 $4,813 2.63%
Angola, IN (FHA|USDA|VA) 2 $650,000 $325,000 $4,119 3.00%
Clovis, NM (FHA|USDA|VA) 3 $635,000 $211,667 $3,076 3.16%
Lebanon, MO (FHA|USDA|VA) 2 $630,000 $315,000 $2,855 3.13%
Altus, OK (FHA|USDA|VA) 3 $625,000 $208,333 $7,188 3.04%
Sanford, NC (FHA|USDA|VA) 3 $615,000 $205,000 $5,553 3.25%
FORT WAYNE, IN (FHA|USDA|VA) 4 $610,000 $152,500 $2,488 3.09%
LAFAYETTE, LA (FHA|USDA|VA) 4 $610,000 $152,500 $3,279 3.28%
Laconia, NH (FHA|USDA|VA) 1 $605,000 $605,000 $550 3.13%
Sturgis, MI (FHA|USDA|VA) 3 $585,000 $195,000 $6,112 3.41%
Bonham, TX (FHA|USDA|VA) 3 $585,000 $195,000 $4,861 3.33%
Big Stone Gap, VA (FHA|USDA|VA) 3 $585,000 $195,000 $2,174 3.38%
Findlay, OH (FHA|USDA|VA) 2 $570,000 $285,000 $2,161 3.19%
BEND, OR (FHA|USDA|VA) 2 $560,000 $280,000 $5,908 3.56%
Sandpoint, ID (FHA|USDA|VA) 1 $555,000 $555,000 $14,426 2.63%
Sebastian-Vero Beach, FL (FHA|USDA|VA) 4 $550,000 $137,500 $3,705 3.31%
MANCHESTER-NASHUA, NH (FHA|USDA|VA) 1 $545,000 $545,000 $11,604 2.50%
COLUMBIA, MO (FHA|USDA|VA) 3 $535,000 $178,333 $1,162 2.79%
WARNER ROBINS, GA (FHA|USDA|VA) 3 $515,000 $171,667 $2,802 3.08%
PROVO-OREM, UT (FHA|USDA|VA) 2 $510,000 $255,000 $5,432 3.13%
TWIN FALLS, ID (FHA|USDA|VA) 2 $500,000 $250,000 $9,324 3.31%
CHICO, CA (FHA|USDA|VA) 2 $490,000 $245,000 $3,507 2.69%
Sikeston, MO (FHA|USDA|VA) 3 $485,000 $161,667 $3,398 2.75%
Eufaula, AL-GA (FHA|USDA|VA) 1 $485,000 $485,000 $5,949 4.00%
Jefferson, GA (FHA|USDA|VA) 2 $480,000 $240,000 $4,491 3.38%
Greenwood, SC (FHA|USDA|VA) 2 $470,000 $235,000 $3,593 4.19%
Sulphur Springs, TX (FHA|USDA|VA) 2 $470,000 $235,000 $6,257 3.06%
Hobbs, NM (FHA|USDA|VA) 2 $470,000 $235,000 $8,462 3.25%
GOLDSBORO, NC (FHA|USDA|VA) 3 $465,000 $155,000 $2,070 3.50%
New Castle, IN (FHA|USDA|VA) 2 $460,000 $230,000 $5,102 3.00%
Uvalde, TX (FHA|USDA|VA) 1 $455,000 $455,000 $5,577 2.88%
SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) 2 $450,000 $225,000 $2,388 2.63%
GREENVILLE, NC (FHA|USDA|VA) 2 $450,000 $225,000 $4,810 3.43%
DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) 1 $445,000 $445,000 $3,612 3.38%
Boone, NC (FHA|USDA|VA) 2 $440,000 $220,000 $2,239 3.56%
Mount Airy, NC (FHA|USDA|VA) 2 $440,000 $220,000 $7,550 3.50%
Seneca, SC (FHA|USDA|VA) 3 $435,000 $145,000 $2,905 3.25%
MACON-BIBB COUNTY, GA (FHA|USDA|VA) 2 $430,000 $215,000 $7,305 4.88%
Mountain Home, ID (FHA|USDA|VA) 2 $430,000 $215,000 $5,581 3.06%
EVANSVILLE, IN-KY (FHA|USDA|VA) 3 $425,000 $141,667 $1,934 3.08%
Las Vegas, NM (FHA|USDA|VA) 1 $425,000 $425,000 $6,068 3.13%
Wooster, OH (FHA|USDA|VA) 1 $425,000 $425,000 $2,780 3.38%
Pecos, TX (FHA|USDA|VA) 2 $420,000 $210,000 $7,507 2.88%
Baraboo, WI (FHA|USDA|VA) 1 $415,000 $415,000 $591 4.88%
Fredericksburg, TX (FHA|USDA|VA) 1 $415,000 $415,000 $18,519 3.00%
Ruidoso, NM (FHA|USDA|VA) 1 $415,000 $415,000 $3,998 2.49%
Fort Payne, AL (FHA|USDA|VA) 1 $415,000 $415,000 $3,965 4.88%
LA CROSSE-ONALASKA, WI-MN (FHA|USDA|VA) 1 $415,000 $415,000 $3,347 2.88%
Red Bluff, CA (FHA|USDA|VA) 1 $415,000 $415,000 $6,136 2.75%
FOND DU LAC, WI (FHA|USDA|VA) 2 $410,000 $205,000 $3,116 3.12%
Cookeville, TN (FHA|USDA|VA) 2 $410,000 $205,000 $3,536 3.38%
LONGVIEW, WA (FHA|USDA|VA) 1 $405,000 $405,000 $2,538 2.75%
Bozeman, MT (FHA|USDA|VA) 1 $405,000 $405,000 $4,307 2.49%
MANHATTAN, KS (FHA|USDA|VA) 1 $405,000 $405,000 $3,263 2.63%
Red Wing, MN (FHA|USDA|VA) 2 $400,000 $200,000 $2,451 2.68%
BLOOMINGTON, IN (FHA|USDA|VA) 2 $390,000 $195,000 $1,886 3.19%
TERRE HAUTE, IN (FHA|USDA|VA) 2 $390,000 $195,000 $2,331 3.12%
Paris, TX (FHA|USDA|VA) 2 $390,000 $195,000 $4,387 3.03%
FORT SMITH, AR-OK (FHA|USDA|VA) 2 $390,000 $195,000 $2,646 2.88%
Lawrenceburg, TN (FHA|USDA|VA) 3 $385,000 $128,333 $2,889 3.33%
Ellensburg, WA (FHA|USDA|VA) 1 $385,000 $385,000 $2,836 2.50%
Fallon, NV (FHA|USDA|VA) 1 $385,000 $385,000 $5,182 3.13%
ROCKFORD, IL (FHA|USDA|VA) 2 $380,000 $190,000 $5,297 3.13%
Nacogdoches, TX (FHA|USDA|VA) 1 $375,000 $375,000 $5,257 3.50%
Russellville, AR (FHA|USDA|VA) 3 $375,000 $125,000 $4,485 3.21%
Warrensburg, MO (FHA|USDA|VA) 2 $370,000 $185,000 $1,100 3.06%
Branson, MO (FHA|USDA|VA) 2 $370,000 $185,000 $4,518 3.06%
Mount Vernon, OH (FHA|USDA|VA) 1 $365,000 $365,000 $8,220 2.50%
CUMBERLAND, MD-WV (FHA|USDA|VA) 2 $360,000 $180,000 $3,053 3.87%
Macomb, IL (FHA|USDA|VA) 3 $355,000 $118,333 $4,014 3.63%
LANCASTER, PA (FHA|USDA|VA) 2 $350,000 $175,000 $6,911 3.13%
Enterprise, AL (FHA|USDA|VA) 2 $350,000 $175,000 $1,654 2.94%
JACKSON, MI (FHA|USDA|VA) 2 $340,000 $170,000 $4,185 3.06%
NORWICH-NEW LONDON, CT (FHA|USDA|VA) 2 $340,000 $170,000 $5,788 3.94%
Jasper, AL (FHA|USDA|VA) 2 $340,000 $170,000 $4,023 2.94%
Rexburg, ID (FHA|USDA|VA) 1 $335,000 $335,000 $6,441 2.49%
BUFFALO-CHEEKTOWAGA, NY (FHA|USDA|VA) 1 $335,000 $335,000 $2,918 3.88%
HARRISBURG-CARLISLE, PA (FHA|USDA|VA) 2 $330,000 $165,000 $3,948 3.24%
Ludington, MI (FHA|USDA|VA) 2 $330,000 $165,000 $2,065 3.19%
Lexington, NE (FHA|USDA|VA) 1 $325,000 $325,000 $6,374 2.25%
ELKHART-GOSHEN, IN (FHA|USDA|VA) 1 $325,000 $325,000 $1,364 3.13%
OWENSBORO, KY (FHA|USDA|VA) 2 $320,000 $160,000 $2,347 3.69%
CHAMBERSBURG-WAYNESBORO, PA (FHA|USDA|VA) 1 $315,000 $315,000 $1,064 2.99%
Crescent City, CA (FHA|USDA|VA) 3 $315,000 $105,000 $4,732 1.88%
Richmond, IN (FHA|USDA|VA) 2 $310,000 $155,000 $1,608 3.06%
TUSCALOOSA, AL (FHA|USDA|VA) 2 $310,000 $155,000 $2,474 3.68%
HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) 2 $310,000 $155,000 $4,357 3.38%
YUBA CITY, CA (FHA|USDA|VA) 1 $305,000 $305,000 $7,411 2.25%
Roanoke Rapids, NC (FHA|USDA|VA) 1 $305,000 $305,000 $2,282 2.75%
Aberdeen, WA (FHA|USDA|VA) 1 $305,000 $305,000 $964 2.50%
Mount Pleasant, TX (FHA|USDA|VA) 1 $305,000 $305,000 $2,447 3.13%
BELLINGHAM, WA (FHA|USDA|VA) 1 $305,000 $305,000 $6,451 2.50%
SPRINGFIELD, IL (FHA|USDA|VA) 1 $305,000 $305,000 $6,235 2.49%
Sedalia, MO (FHA|USDA|VA) 2 $300,000 $150,000 $4,990 2.75%
Paducah, KY-IL (FHA|USDA|VA) 2 $290,000 $145,000 $2,215 3.13%
Laramie, WY (FHA|USDA|VA) 1 $285,000 $285,000 $4,616 2.99%
Crossville, TN (FHA|USDA|VA) 1 $285,000 $285,000 $2,083 3.13%
Brainerd, MN (FHA|USDA|VA) 1 $285,000 $285,000 $6,891 2.88%
JACKSON, TN (FHA|USDA|VA) 1 $285,000 $285,000 $2,909 2.50%
Pearsall, TX (FHA|USDA|VA) 1 $275,000 $275,000 $7,177 3.25%
Faribault-Northfield, MN (FHA|USDA|VA) 2 $270,000 $135,000 $6,532 3.06%
TOPEKA, KS (FHA|USDA|VA) 2 $270,000 $135,000 $5,622 3.69%
Coldwater, MI (FHA|USDA|VA) 2 $270,000 $135,000 $1,909 3.06%
Rolla, MO (FHA|USDA|VA) 1 $265,000 $265,000 $964 3.63%
Menomonie, WI (FHA|USDA|VA) 1 $265,000 $265,000 $5,218 3.13%
Jacksonville, TX (FHA|USDA|VA) 1 $265,000 $265,000 $595 3.38%
Alexandria, MN (FHA|USDA|VA) 1 $265,000 $265,000 $3,746 3.38%
KENNEWICK-RICHLAND, WA (FHA|USDA|VA) 1 $265,000 $265,000 $2,652 2.50%
Grand Rapids, MN (FHA|USDA|VA) 1 $255,000 $255,000 $2,172 2.99%
LAKE CHARLES, LA (FHA|USDA|VA) 1 $255,000 $255,000 $4,205 2.25%
Concord, NH (FHA|USDA|VA) 1 $245,000 $245,000 $6,332 2.50%
Mason City, IA (FHA|USDA|VA) 1 $245,000 $245,000 $9,734 2.50%
Kearney, NE (FHA|USDA|VA) 1 $245,000 $245,000 $2,761 2.99%
Houghton, MI (FHA|USDA|VA) 1 $245,000 $245,000 $3,280 3.13%
ST. CLOUD, MN (FHA|USDA|VA) 1 $245,000 $245,000 $2,797 3.13%
Tiffin, OH (FHA|USDA|VA) 1 $245,000 $245,000 $4,425 2.99%
BOWLING GREEN, KY (FHA|USDA|VA) 1 $245,000 $245,000 $440 3.49%
BLOOMSBURG-BERWICK, PA (FHA|USDA|VA) 2 $240,000 $120,000 $2,379 3.38%
JANESVILLE-BELOIT, WI (FHA|USDA|VA) 1 $225,000 $225,000 $5,377 3.49%
ALBANY, GA (FHA|USDA|VA) 1 $215,000 $215,000 $3,954 3.13%
Bainbridge, GA (FHA|USDA|VA) 1 $215,000 $215,000 $4,713 2.75%
MICHIGAN CITY-LA PORTE, IN (FHA|USDA|VA) 1 $215,000 $215,000 $3,325 2.88%
CANTON-MASSILLON, OH (FHA|USDA|VA) 1 $215,000 $215,000 $2,403 2.63%
Berlin, NH (FHA|USDA|VA) 1 $215,000 $215,000 $7,349 3.63%
Watertown, SD (FHA|USDA|VA) 1 $215,000 $215,000 $5,786 4.25%
Newport, TN (FHA|USDA|VA) 2 $210,000 $105,000 $3,674 4.31%
Beaver Dam, WI (FHA|USDA|VA) 2 $210,000 $105,000 $2,220 3.38%
Alamogordo, NM (FHA|USDA|VA) 1 $205,000 $205,000 $3,739 3.13%
Del Rio, TX (FHA|USDA|VA) 1 $205,000 $205,000 $7,040 3.13%
Batesville, AR (FHA|USDA|VA) 1 $205,000 $205,000 $1,007 3.50%
Silver City, NM (FHA|USDA|VA) 1 $205,000 $205,000 $3,750 3.13%
Pahrump, NV (FHA|USDA|VA) 1 $205,000 $205,000 $5,996 4.00%
HAMMOND, LA (FHA|USDA|VA) 1 $205,000 $205,000 $2,749 2.75%
ROCHESTER, MN (FHA|USDA|VA) 1 $205,000 $205,000 $7,982 3.49%
McAlester, OK (FHA|USDA|VA) 1 $205,000 $205,000 $10,407 3.13%
EspaƱola, NM (FHA|USDA|VA) 1 $205,000 $205,000 $5,893 4.38%
WAUSAU-WESTON, WI (FHA|USDA|VA) 1 $205,000 $205,000 $1,925 3.13%
ROCKY MOUNT, NC (FHA|USDA|VA) 1 $195,000 $195,000 $2,071 3.13%
HARRISONBURG, VA (FHA|USDA|VA) 1 $195,000 $195,000 $7,145 3.13%
McMinnville, TN (FHA|USDA|VA) 1 $195,000 $195,000 $6,219 2.75%
Prineville, OR (FHA|USDA|VA) 1 $195,000 $195,000 $2,411 3.13%
SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) 1 $195,000 $195,000 $1,312 3.38%
Sunbury, PA (FHA|USDA|VA) 1 $195,000 $195,000 $3,874 3.13%
CASPER, WY (FHA|USDA|VA) 1 $195,000 $195,000 $4,172 3.25%
Danville, VA (FHA|USDA|VA) 1 $195,000 $195,000 $8,447 3.63%
Spirit Lake, IA (FHA|USDA|VA) 1 $195,000 $195,000 $3,345 3.25%
Huntsville, TX (FHA|USDA|VA) 1 $195,000 $195,000 $5,339 4.25%
Whitewater, WI (FHA|USDA|VA) 1 $195,000 $195,000 $1,815 3.38%
Manitowoc, WI (FHA|USDA|VA) 1 $185,000 $185,000 $1,616 3.38%
GAINESVILLE, GA (FHA|USDA|VA) 1 $185,000 $185,000 $3,484 2.63%
St. Marys, GA (FHA|USDA|VA) 1 $185,000 $185,000 $6,486 3.13%
ENID, OK (FHA|USDA|VA) 1 $175,000 $175,000 $3,864 2.88%
Bluefield, WV-VA (FHA|USDA|VA) 1 $175,000 $175,000 $6,186 3.49%
LOGAN, UT-ID (FHA|USDA|VA) 1 $175,000 $175,000 $5,272 2.63%
Athens, TN (FHA|USDA|VA) 1 $175,000 $175,000 $2,101 2.75%
Campbellsville, KY (FHA|USDA|VA) 1 $175,000 $175,000 $2,413 3.88%
JOPLIN, MO (FHA|USDA|VA) 1 $175,000 $175,000 $3,633 2.25%
Carroll, IA (FHA|USDA|VA) 1 $175,000 $175,000 $2,154 2.63%
HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) 1 $165,000 $165,000 $5,735 3.13%
Easton, MD (FHA|USDA|VA) 1 $165,000 $165,000 $4,993 3.49%
VALDOSTA, GA (FHA|USDA|VA) 1 $165,000 $165,000 $3,655 3.00%
STATE COLLEGE, PA (FHA|USDA|VA) 1 $165,000 $165,000 $4,812 3.13%
Alpena, MI (FHA|USDA|VA) 1 $165,000 $165,000 $525 3.13%
Craig, CO (FHA|USDA|VA) 1 $165,000 $165,000 $2,159 4.00%
Madisonville, KY (FHA|USDA|VA) 1 $165,000 $165,000 $4,494 2.63%
Cedartown, GA (FHA|USDA|VA) 1 $165,000 $165,000 $4,596 3.75%
Palestine, TX (FHA|USDA|VA) 1 $165,000 $165,000 $8,578 2.97%
Sayre, PA (FHA|USDA|VA) 1 $155,000 $155,000 $5,741 5.00%
Fort Leonard Wood, MO (FHA|USDA|VA) 1 $155,000 $155,000 $4,831 2.88%
Mount Pleasant, MI (FHA|USDA|VA) 1 $155,000 $155,000 $2,748 3.00%
BAY CITY, MI (FHA|USDA|VA) 1 $155,000 $155,000 $3,774 3.12%
Middlesborough, KY (FHA|USDA|VA) 1 $155,000 $155,000 $2,365 3.25%
Kingsville, TX (FHA|USDA|VA) 1 $155,000 $155,000 $1,728 2.48%
Palatka, FL (FHA|USDA|VA) 1 $155,000 $155,000 $4,457 2.99%
Martinsville, VA (FHA|USDA|VA) 1 $145,000 $145,000 $2,436 2.75%
MOBILE, AL (FHA|USDA|VA) 1 $145,000 $145,000 $847 4.25%
Maysville, KY (FHA|USDA|VA) 1 $145,000 $145,000 $2,617 3.25%
DAYTON-KETTERING, OH (FHA|USDA|VA) 1 $145,000 $145,000 $3,550 2.63%
Wilson, NC (FHA|USDA|VA) 1 $145,000 $145,000 $3,840 3.13%
Ashland, OH (FHA|USDA|VA) 1 $145,000 $145,000 $5,247 3.13%
Alice, TX (FHA|USDA|VA) 1 $145,000 $145,000 $5,070 2.75%
Searcy, AR (FHA|USDA|VA) 1 $135,000 $135,000 $1,453 2.88%
Bay City, TX (FHA|USDA|VA) 1 $135,000 $135,000 $6,337 2.88%
LAWTON, OK (FHA|USDA|VA) 1 $125,000 $125,000 $2,569 2.75%
PEORIA, IL (FHA|USDA|VA) 1 $125,000 $125,000 $430 3.13%
DuBois, PA (FHA|USDA|VA) 1 $125,000 $125,000 $2,716 3.13%
READING, PA (FHA|USDA|VA) 1 $115,000 $115,000 $3,658 4.13%
Hays, KS (FHA|USDA|VA) 1 $115,000 $115,000 $3,898 3.63%
Dayton, TN (FHA|USDA|VA) 1 $115,000 $115,000 $4,841 3.13%
Brenham, TX (FHA|USDA|VA) 1 $115,000 $115,000 $3,765 3.75%
Sterling, IL (FHA|USDA|VA) 2 $110,000 $55,000 $3,284 3.62%
GAINESVILLE, FL (FHA|USDA|VA) 1 $105,000 $105,000 $4,539 2.88%
Liberal, KS (FHA|USDA|VA) 1 $95,000 $95,000 $4,222 3.37%
YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) 1 $95,000 $95,000 $2,290 3.63%
PINE BLUFF, AR (FHA|USDA|VA) 1 $95,000 $95,000 $2,711 3.00%
Paragould, AR (FHA|USDA|VA) 1 $75,000 $75,000 $84 5.00%
Albertville, AL (FHA|USDA|VA) 1 $75,000 $75,000 $500 3.75%
OSHKOSH-NEENAH, WI (FHA|USDA|VA) 1 $65,000 $65,000 $1,750 3.49%
Jennings, LA (FHA|USDA|VA) 1 $65,000 $65,000 $2,391 3.38%
Ark-la-tex Financial Services's top markets include Los Angeles, Houston, Dallas, San Diego, and Austin among others.

Their top states include:
  • Texas (FHA|USDA|VA)
  • California (FHA|USDA|VA)
  • Kentucky (FHA|USDA|VA)
  • South Carolina (FHA|USDA|VA)
  • Colorado (FHA|USDA|VA)
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    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 18,109 $5,047,175,000 $278,711 $4,001 3.27%
    VA 5,266 $1,693,270,000 $321,548 $5,689 3.01%
    FHA 4,374 $1,009,450,000 $230,784 $6,697 3.39%
    USDA 514 $83,600,000 $162,646 $3,904 3.45%

    For 2020, Ark-la-tex Financial Services's most frequently originated type of loan was Conventional, with 18,109 originations. Their 2nd most popular type was VA, with 5,266 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Home Purchase 15,742 $4,107,750,000 $260,942 $5,011 3.30%
    Cash Out Refi 6,557 $1,949,255,000 $297,278 $4,598 3.18%
    Refi 5,933 $1,768,385,000 $298,059 $4,143 3.17%
    Home Improvement 31 $8,105,000 $261,452 $5,794 3.20%

    For 2020, Ark-la-tex Financial Services's most frequently cited loan purpose was Home Purchase, with 15,742 originations. The 2nd most popular reason was Cash Out Refi, with 6,557 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 24,949 $7,068,085,000 $283,301 $4,850 3.28%
    15 Year 1,948 $456,650,000 $234,420 $3,927 2.89%
    20 Year 715 $181,115,000 $253,308 $4,007 3.17%
    Other 385 $106,135,000 $275,675 $4,571 3.17%
    10 Year 259 $18,415,000 $71,100 $1,323 2.50%
    30+ year 6 $3,090,000 $515,000 $20,931 3.52%
    5 Year 1 $5,000 $5,000 $0 0.00%

    For 2020, Ark-la-tex Financial Services's most frequently cited loan duration was 30 Year, with 24,949 originations. The 2nd most popular length was 15 Year, with 1,948 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $<1k 12,765 $3,396,815,000 $266,104
    $1k-2k 8,100 $2,236,660,000 $276,131
    $2k-3k 2,984 $726,930,000 $243,609
    $3k-4k 1,815 $493,945,000 $272,146
    $5k+ 1,487 $637,405,000 $428,652
    $4k-5k 1,018 $322,260,000 $316,562

    Ark-la-tex Financial Services's average total fees were $4,850, while their most frequently occuring range of origination fees (closing costs) were in the $<1k bucket, with 12,765 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    3-4% 15,260 $4,099,440,000 $268,640
    2.5-3% 9,681 $2,886,685,000 $298,180
    4-5% 1,602 $369,470,000 $230,630
    <2.5% 1,544 $448,160,000 $290,259
    5-6% 171 $29,145,000 $170,439
    6-7% 5 $595,000 $119,000

    During 2020, Ark-la-tex Financial Services's average interest rate for loans was 3.28%, while their most frequently originated rate bucket for loans was 3-4%, with 15,260 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $200k-400k 14,544 $4,077,100,000 $280,329 $4,947 3.21%
    $100k-200k 7,654 $1,204,330,000 $157,346 $3,659 3.36%
    $400k-600k 3,840 $1,819,360,000 $473,792 $5,887 3.15%
    $100,000 or less 1,348 $86,180,000 $63,932 $2,336 3.16%
    $600k-1MM 819 $573,815,000 $700,629 $8,509 3.22%
    $1MM+ 58 $72,710,000 $1,253,621 $17,083 3.16%

    2020 saw Ark-la-tex Financial Services place emphasis on $200k-400k loans with 14,544 originations, totaling $4,077,100,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $50k-75k 6,173 $1,292,195,000 $209,330 $4,486 3.31%
    $100k-150k 6,065 $1,899,885,000 $313,254 $5,101 3.26%
    $50k or less 5,246 $1,120,670,000 $213,624 $3,912 3.16%
    $75k-100k 5,054 $1,304,680,000 $258,148 $4,918 3.28%
    $150k-250k 3,767 $1,452,675,000 $385,632 $5,378 3.24%
    $250k+ 1,299 $573,165,000 $441,236 $5,434 3.24%

    Ark-la-tex Financial Services lent most frequently to those with incomes in the $50k-75k range, with 6,173 originations. The second most popular income band? $100k-150k, with 6,065 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    20-30% 5,407 $1,455,145,000 $269,122 $4,245 3.22%
    30-36% 4,819 $1,309,915,000 $271,823 $4,484 3.25%
    <20% 3,238 $900,300,000 $278,042 $3,829 3.04%
    50-60% 1,420 $382,890,000 $269,641 $7,237 3.36%
    44% 1,175 $319,565,000 $271,970 $4,824 3.39%
    41% 1,017 $280,255,000 $275,570 $5,181 3.34%
    42% 1,014 $282,930,000 $279,024 $4,878 3.30%
    43% 985 $273,375,000 $277,538 $4,974 3.36%
    40% 973 $263,235,000 $270,540 $4,738 3.30%
    39% 961 $267,115,000 $277,955 $4,998 3.29%
    36% 914 $249,750,000 $273,249 $4,619 3.33%
    37% 906 $246,960,000 $272,583 $4,511 3.28%
    38% 890 $245,800,000 $276,180 $4,732 3.29%
    49% 823 $240,735,000 $292,509 $5,476 3.34%
    45% 682 $193,520,000 $283,754 $5,182 3.32%
    46% 671 $187,305,000 $279,143 $5,296 3.30%
    48% 650 $184,710,000 $284,169 $5,226 3.31%
    47% 632 $175,980,000 $278,449 $5,420 3.32%
    >60% 84 $33,600,000 $400,000 $9,261 3.33%

    Ark-la-tex Financial Services lent most frequently to those with DTI ratios of 20-30%, with 5,407 originations. The next most common DTI ratio? 30-36%, with 4,819 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 20,783 $5,672,095,000 $272,920 $4,630 3.24%
    Not provided 4,681 $1,379,945,000 $294,797 $4,980 3.24%
    Black 1,694 $431,700,000 $254,841 $5,225 3.26%
    Asian 861 $278,715,000 $323,711 $4,652 3.19%
    American Indian 175 $48,585,000 $277,629 $5,858 3.33%
    Native Hawaiian or Islander 55 $18,055,000 $328,273 $5,506 3.21%
    Asian Indian 4 $2,050,000 $512,500 $4,502 3.53%
    Other Pacific Islander 3 $545,000 $181,667 $6,111 3.29%
    Chinese 2 $470,000 $235,000 $1,941 2.93%
    Other Asian 2 $450,000 $225,000 $2,769 2.93%
    Korean 1 $445,000 $445,000 $6,386 3.75%
    Vietnamese 1 $255,000 $255,000 $4,002 2.63%
    Filipino 1 $185,000 $185,000 $525 2.88%

    Approval Rates

    Total approvals of all applications
    94.13%

    Ark-la-tex Financial Services has an average approval rate.

    Pick Rate

    Approvals leading to origination
    73.62%

    Ark-la-tex Financial Services has a below average pick rate.

    Points and Fees

    Points Originations Total Value Average Loan
    0.0 2 $10,000 $5,000
    NA 28,261 $7,833,485,000 $277,184

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    Single Family (1-4 Units):Manufactured 45 $8,165,000 $181,444
    Single Family (1-4 Units):Site-Built 28,218 $7,825,330,000 $277,317

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 689 $162,515,000 $235,871 $3,913 3.09%
    40-60% 2,519 $723,015,000 $287,025 $4,052 3.11%
    60-80% 7,640 $2,263,740,000 $296,301 $4,384 3.29%
    80-100% 15,449 $4,158,375,000 $269,168 $4,764 3.29%
    Over 100% 1,128 $372,230,000 $329,991 $10,304 3.08%
    Under 20% 362 $14,650,000 $40,470 $694 2.10%

    Complaints

    Bank Name Product Issue 2020 CPFB Complaints % of Total Issues
    Ark-La-Tex Financial Services, LLC Conventional home mortgage Applying for a mortgage or refinancing an existing mortgage 1 25.0%
    Ark-La-Tex Financial Services, LLC FHA mortgage Applying for a mortgage or refinancing an existing mortgage 2 50.0%
    Ark-La-Tex Financial Services, LLC VA mortgage Trouble during payment process 1 25.0%