Ark-la-tex Financial Services Mortgage Rates, Fees & Info

AUSTIN, TX

LEI: 5493001GDRY0EL7VG372

Tax ID: 75-2838184

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Mortgage Data

Review & Overview

Ark-la-tex Financial Services is a mid-sized mortgage company specializing in Home Purchase and Refi loans. Ark-la-tex Financial Services has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. Their top markets by origination volume include: Houston, Dallas, Los Angeles, Austin, and Phoenix among others. We have data for 507 markets. (Some data included below & more in-depth data is available with an active subscription.)

Ark-la-tex Financial Services has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Ark-la-tex Financial Services is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.

We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

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SimulatedRates™

Mortgage Type
Simulated Rate Simulation Date
Home Equity Line of Credit (HELOC) 6.91% 4/19/24
30 Year Conventional Purchase 6.71% 4/19/24
30 Year Conventional Refi 6.66% 4/19/24
30 Year Cash-out Refi 6.89% 4/19/24
30 Year FHA Purchase 7.29% 4/19/24
30 Year FHA Refi 7.13% 4/19/24
30 Year VA Purchase 6.27% 4/19/24
30 Year VA Refi 6.00% 4/19/24
30 Year USDA Purchase 6.90% 4/19/24
30 Year USDA Refi 6.27% 4/19/24
15 Year Conventional Purchase 5.98% 4/19/24
15 Year Conventional Refi 6.13% 4/19/24
15 Year Cash-out Refi 6.13% 4/19/24
15 Year FHA Purchase 6.84% 4/19/24
15 Year FHA Refi 6.98% 4/19/24
15 Year VA Purchase 5.82% 4/19/24
15 Year VA Refi 5.56% 4/19/24
These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

Ark-la-tex Financial Services Mortgage Calculator






Your Estimates

Estimated Loan Payment: Update the calculator values and click calculate payment!

This is not an official calculator from Ark-la-tex Financial Services. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

The default purchase price is the median sales price across the US for 2022Q4, per FRED.


Originations

24,660

Origination Dollar Volume (All Markets)

$6,962,960,000
Show all (55) awards

Top Markets

Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

Market Originations Total Value Average Loan Average Fees Average Rate
HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 2,160 $597,950,000 $276,829 $4,981 3.10%
Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 1,457 $470,505,000 $322,927 $5,930 3.10%
Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) 655 $327,665,000 $500,252 $7,691 2.96%
AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 750 $253,490,000 $337,987 $5,231 3.09%
PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 721 $238,455,000 $330,728 $5,597 3.20%
SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) 455 $234,005,000 $514,297 $7,384 2.94%
COLORADO SPRINGS, CO (FHA|USDA|VA) 611 $225,585,000 $369,206 $6,317 3.08%
Outside of Metro Areas 934 $212,040,000 $227,024 $4,525 3.17%
SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) 726 $206,550,000 $284,504 $5,986 3.10%
LEXINGTON-FAYETTE, KY (FHA|USDA|VA) 843 $194,945,000 $231,251 $3,733 3.29%
OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) 711 $167,395,000 $235,436 $3,815 3.01%
LUBBOCK, TX (FHA|USDA|VA) 708 $159,910,000 $225,862 $5,112 3.14%
CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) 487 $155,975,000 $320,277 $4,466 3.07%
GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) 628 $146,490,000 $233,264 $4,231 3.12%
New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) 381 $132,425,000 $347,572 $5,181 3.15%
Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 426 $127,760,000 $299,906 $7,556 3.12%
MIDLAND, TX (FHA|USDA|VA) 412 $121,880,000 $295,825 $5,463 3.26%
Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 259 $111,515,000 $430,560 $6,527 2.95%
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) 275 $106,015,000 $385,509 $6,916 3.03%
SPARTANBURG, SC (FHA|USDA|VA) 464 $87,490,000 $188,556 $5,384 3.00%
SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) 481 $84,015,000 $174,667 $4,960 3.29%
COLUMBUS, GA-AL (FHA|USDA|VA) 343 $78,065,000 $227,595 $4,639 3.13%
LOUISVILLE, KY (FHA|USDA|VA) 338 $77,580,000 $229,527 $3,982 3.16%
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 258 $75,930,000 $294,302 $4,158 3.12%
CHATTANOOGA, TN-GA (FHA|USDA|VA) 301 $73,855,000 $245,365 $3,572 3.36%
BOISE CITY, ID (FHA|USDA|VA) 211 $71,165,000 $337,275 $7,155 3.02%
NAPA, CA (FHA|USDA|VA) 112 $58,770,000 $524,732 $6,202 3.05%
FRESNO, CA (FHA|USDA|VA) 196 $57,760,000 $294,694 $5,277 3.11%
Richmond-Berea, KY (FHA|USDA|VA) 286 $56,860,000 $198,811 $3,738 3.36%
Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 200 $56,700,000 $283,500 $4,216 3.13%
KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) 262 $56,020,000 $213,817 $3,617 3.36%
TOLEDO, OH (FHA|USDA|VA) 310 $54,460,000 $175,677 $3,753 3.26%
San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) 93 $47,255,000 $508,118 $6,757 2.95%
NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) 150 $46,110,000 $307,400 $6,068 3.07%
BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) 151 $45,955,000 $304,338 $7,144 2.91%
Minot, ND (FHA|USDA|VA) 175 $41,925,000 $239,571 $4,848 2.85%
DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) 125 $40,805,000 $326,440 $3,287 3.19%
GREENVILLE-ANDERSON, SC (FHA|USDA|VA) 194 $40,550,000 $209,021 $4,921 3.08%
JOHNSON CITY, TN (FHA|USDA|VA) 143 $38,905,000 $272,063 $4,238 3.21%
HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) 127 $37,595,000 $296,024 $5,497 3.01%
GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) 175 $36,835,000 $210,486 $4,663 3.12%
HOT SPRINGS, AR (FHA|USDA|VA) 152 $35,240,000 $231,842 $4,919 3.23%
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) 116 $34,750,000 $299,569 $6,589 3.09%
BISMARCK, ND (FHA|USDA|VA) 129 $34,735,000 $269,264 $4,627 2.99%
SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) 86 $32,760,000 $380,930 $6,875 2.82%
RALEIGH-CARY, NC (FHA|USDA|VA) 101 $30,445,000 $301,436 $3,700 3.04%
LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) 120 $28,750,000 $239,583 $5,969 3.09%
ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) 117 $27,555,000 $235,513 $5,293 3.27%
DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 67 $27,375,000 $408,582 $5,150 3.07%
MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) 121 $25,695,000 $212,355 $3,743 2.92%
LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) 73 $24,535,000 $336,096 $6,575 3.20%
ST. LOUIS, MO-IL (FHA|USDA|VA) 154 $24,400,000 $158,442 $4,073 2.46%
OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) 49 $23,725,000 $484,184 $6,484 2.90%
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) 88 $23,400,000 $265,909 $4,454 2.90%
BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) 101 $23,085,000 $228,564 $5,212 3.38%
ODESSA, TX (FHA|USDA|VA) 98 $22,870,000 $233,367 $6,335 3.38%
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 77 $21,105,000 $274,091 $5,325 3.03%
EL CENTRO, CA (FHA|USDA|VA) 87 $20,725,000 $238,218 $5,654 3.11%
HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) 92 $19,630,000 $213,370 $5,546 3.20%
WACO, TX (FHA|USDA|VA) 67 $19,065,000 $284,552 $5,126 3.25%
AUBURN-OPELIKA, AL (FHA|USDA|VA) 75 $18,235,000 $243,133 $4,452 3.14%
COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) 82 $18,100,000 $220,732 $3,733 3.12%
ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 66 $17,350,000 $262,879 $5,775 3.00%
EL PASO, TX (FHA|USDA|VA) 70 $16,440,000 $234,857 $6,986 2.98%
BURLINGTON-SOUTH BURLINGTON, VT (FHA|USDA|VA) 59 $16,135,000 $273,475 $5,114 3.12%
WICHITA, KS (FHA|USDA|VA) 79 $15,755,000 $199,430 $5,184 3.28%
BAKERSFIELD, CA (FHA|USDA|VA) 66 $15,750,000 $238,636 $5,469 2.87%
Dickinson, ND (FHA|USDA|VA) 64 $15,630,000 $244,219 $4,954 2.87%
Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) 28 $14,430,000 $515,357 $7,794 2.82%
KILLEEN-TEMPLE, TX (FHA|USDA|VA) 57 $13,645,000 $239,386 $5,796 3.17%
Sevierville, TN (FHA|USDA|VA) 47 $12,715,000 $270,532 $6,351 3.30%
CLEVELAND-ELYRIA, OH (FHA|USDA|VA) 64 $12,650,000 $197,656 $5,445 3.25%
STOCKTON, CA (FHA|USDA|VA) 34 $12,500,000 $367,647 $6,648 2.79%
MUSKEGON, MI (FHA|USDA|VA) 63 $12,365,000 $196,270 $4,005 3.32%
KNOXVILLE, TN (FHA|USDA|VA) 48 $12,190,000 $253,958 $5,876 3.32%
SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) 23 $12,085,000 $525,435 $4,558 2.93%
TRENTON-PRINCETON, NJ (FHA|USDA|VA) 38 $11,750,000 $309,211 $4,794 3.12%
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) 38 $11,640,000 $306,316 $8,501 2.84%
JACKSONVILLE, FL (FHA|USDA|VA) 44 $11,600,000 $263,636 $5,686 2.89%
Detroit-Warren-Dearborn, MI (FHA|USDA|VA) 50 $11,330,000 $226,600 $4,238 3.17%
Granbury, TX (FHA|USDA|VA) 40 $11,040,000 $276,000 $6,751 3.18%
SANTA FE, NM (FHA|USDA|VA) 30 $11,040,000 $368,000 $6,907 3.08%
WINSTON-SALEM, NC (FHA|USDA|VA) 48 $10,810,000 $225,208 $4,887 3.25%
Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) 31 $10,775,000 $347,581 $7,807 3.23%
London, KY (FHA|USDA|VA) 63 $10,695,000 $169,762 $4,408 3.33%
North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 37 $10,685,000 $288,784 $5,348 2.69%
NEW HAVEN-MILFORD, CT (FHA|USDA|VA) 50 $10,100,000 $202,000 $5,487 3.24%
FARGO, ND-MN (FHA|USDA|VA) 41 $10,055,000 $245,244 $4,062 2.96%
KANSAS CITY, MO-KS (FHA|USDA|VA) 39 $10,035,000 $257,308 $4,713 2.97%
RACINE, WI (FHA|USDA|VA) 48 $9,820,000 $204,583 $4,108 2.89%
TUCSON, AZ (FHA|USDA|VA) 37 $9,615,000 $259,865 $4,609 2.93%
CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 40 $9,470,000 $236,750 $4,614 3.04%
INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) 28 $9,410,000 $336,071 $6,169 3.05%
GRAND FORKS, ND-MN (FHA|USDA|VA) 43 $9,275,000 $215,698 $4,470 3.13%
CLARKSVILLE, TN-KY (FHA|USDA|VA) 34 $8,700,000 $255,882 $6,053 3.04%
WICHITA FALLS, TX (FHA|USDA|VA) 46 $8,240,000 $179,130 $4,649 3.36%
CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 30 $8,180,000 $272,667 $5,468 2.98%
Frankfort, KY (FHA|USDA|VA) 52 $7,910,000 $152,115 $3,092 3.59%
SAVANNAH, GA (FHA|USDA|VA) 32 $7,860,000 $245,625 $5,765 3.39%
ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) 32 $7,520,000 $235,000 $7,953 3.17%
CORPUS CHRISTI, TX (FHA|USDA|VA) 20 $7,140,000 $357,000 $5,852 3.18%
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) 29 $7,015,000 $241,897 $6,211 2.99%
COLUMBIA, SC (FHA|USDA|VA) 32 $6,960,000 $217,500 $5,156 2.94%
PUEBLO, CO (FHA|USDA|VA) 22 $6,930,000 $315,000 $6,740 3.10%
PORT ST. LUCIE, FL (FHA|USDA|VA) 23 $6,825,000 $296,739 $6,764 3.12%
Torrington, CT (FHA|USDA|VA) 30 $6,780,000 $226,000 $6,320 3.18%
AKRON, OH (FHA|USDA|VA) 32 $6,690,000 $209,063 $5,535 2.99%
VALLEJO, CA (FHA|USDA|VA) 18 $6,670,000 $370,556 $4,685 2.91%
Gaffney, SC (FHA|USDA|VA) 45 $6,615,000 $147,000 $4,979 2.85%
MONROE, MI (FHA|USDA|VA) 33 $6,405,000 $194,091 $3,626 3.26%
KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) 24 $6,350,000 $264,583 $6,135 3.19%
Pottsville, PA (FHA|USDA|VA) 45 $6,305,000 $140,111 $4,111 3.47%
SHERMAN-DENISON, TX (FHA|USDA|VA) 18 $6,250,000 $347,222 $7,142 2.93%
WINCHESTER, VA-WV (FHA|USDA|VA) 23 $6,175,000 $268,478 $5,822 3.19%
Plainview, TX (FHA|USDA|VA) 34 $6,090,000 $179,118 $4,980 3.15%
NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) 21 $5,955,000 $283,571 $5,256 3.12%
PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) 18 $5,920,000 $328,889 $6,714 2.89%
Holland, MI (FHA|USDA|VA) 30 $5,790,000 $193,000 $3,270 3.17%
RENO, NV (FHA|USDA|VA) 16 $5,740,000 $358,750 $5,414 3.08%
Somerset, KY (FHA|USDA|VA) 28 $5,570,000 $198,929 $4,521 3.42%
SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) 10 $5,170,000 $517,000 $8,059 2.97%
BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) 16 $5,040,000 $315,000 $8,497 3.26%
CINCINNATI, OH-KY-IN (FHA|USDA|VA) 22 $4,980,000 $226,364 $4,152 3.02%
OCEAN CITY, NJ (FHA|USDA|VA) 17 $4,945,000 $290,882 $6,319 3.35%
Show Low, AZ (FHA|USDA|VA) 19 $4,815,000 $253,421 $5,166 3.10%
PANAMA CITY, FL (FHA|USDA|VA) 17 $4,615,000 $271,471 $7,907 2.78%
El Campo, TX (FHA|USDA|VA) 16 $4,410,000 $275,625 $4,329 3.25%
Danville, KY (FHA|USDA|VA) 29 $4,145,000 $142,931 $3,552 3.42%
CLEVELAND, TN (FHA|USDA|VA) 13 $4,115,000 $316,538 $3,234 3.31%
PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) 11 $3,985,000 $362,273 $6,650 3.00%
YORK-HANOVER, PA (FHA|USDA|VA) 18 $3,940,000 $218,889 $4,504 2.80%
MORRISTOWN, TN (FHA|USDA|VA) 16 $3,910,000 $244,375 $5,009 3.42%
PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) 13 $3,895,000 $299,615 $8,907 2.96%
BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) 15 $3,885,000 $259,000 $4,522 3.19%
WARNER ROBINS, GA (FHA|USDA|VA) 14 $3,870,000 $276,429 $4,156 3.05%
LANSING-EAST LANSING, MI (FHA|USDA|VA) 21 $3,855,000 $183,571 $3,818 3.18%
Williston, ND (FHA|USDA|VA) 14 $3,790,000 $270,714 $4,964 2.88%
Big Spring, TX (FHA|USDA|VA) 21 $3,785,000 $180,238 $4,842 3.41%
ASHEVILLE, NC (FHA|USDA|VA) 11 $3,775,000 $343,182 $4,799 3.06%
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) 14 $3,750,000 $267,857 $4,509 2.98%
MADERA, CA (FHA|USDA|VA) 12 $3,730,000 $310,833 $6,639 3.06%
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) 9 $3,605,000 $400,556 $5,248 3.08%
CaƱon City, CO (FHA|USDA|VA) 11 $3,515,000 $319,545 $4,543 2.96%
Mount Sterling, KY (FHA|USDA|VA) 19 $3,445,000 $181,316 $4,124 3.32%
Greeneville, TN (FHA|USDA|VA) 18 $3,440,000 $191,111 $3,254 3.34%
MEDFORD, OR (FHA|USDA|VA) 14 $3,400,000 $242,857 $3,886 2.84%
SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) 6 $3,300,000 $550,000 $12,724 3.06%
Orangeburg, SC (FHA|USDA|VA) 11 $3,235,000 $294,091 $4,669 3.06%
OKLAHOMA CITY, OK (FHA|USDA|VA) 15 $3,135,000 $209,000 $4,837 3.07%
DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) 13 $3,105,000 $238,846 $4,595 3.08%
GREELEY, CO (FHA|USDA|VA) 8 $3,090,000 $386,250 $6,136 3.02%
HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) 14 $3,060,000 $218,571 $7,401 3.04%
JEFFERSON CITY, MO (FHA|USDA|VA) 14 $3,020,000 $215,714 $3,488 2.68%
BURLINGTON, NC (FHA|USDA|VA) 12 $2,990,000 $249,167 $3,746 3.22%
COLUMBUS, OH (FHA|USDA|VA) 13 $2,965,000 $228,077 $4,422 3.37%
Levelland, TX (FHA|USDA|VA) 14 $2,960,000 $211,429 $4,973 3.17%
FAYETTEVILLE, NC (FHA|USDA|VA) 13 $2,935,000 $225,769 $5,089 2.92%
PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) 8 $2,930,000 $366,250 $5,824 3.15%
AMARILLO, TX (FHA|USDA|VA) 12 $2,870,000 $239,167 $4,084 3.08%
SAN ANGELO, TX (FHA|USDA|VA) 11 $2,765,000 $251,364 $4,570 3.06%
PITTSBURGH, PA (FHA|USDA|VA) 14 $2,760,000 $197,143 $6,747 3.09%
Andrews, TX (FHA|USDA|VA) 10 $2,740,000 $274,000 $5,163 3.26%
LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) 12 $2,670,000 $222,500 $3,945 3.25%
WORCESTER, MA-CT (FHA|USDA|VA) 12 $2,590,000 $215,833 $6,327 3.57%
RICHMOND, VA (FHA|USDA|VA) 7 $2,475,000 $353,571 $4,510 3.23%
SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) 6 $2,440,000 $406,667 $4,114 3.38%
OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) 8 $2,440,000 $305,000 $9,731 2.80%
READING, PA (FHA|USDA|VA) 11 $2,395,000 $217,727 $6,891 3.08%
SALISBURY, MD-DE (FHA|USDA|VA) 11 $2,365,000 $215,000 $4,973 2.79%
SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) 5 $2,365,000 $473,000 $5,244 3.00%
FLAGSTAFF, AZ (FHA|USDA|VA) 6 $2,350,000 $391,667 $5,642 3.08%
Willmar, MN (FHA|USDA|VA) 14 $2,300,000 $164,286 $2,857 3.00%
Stephenville, TX (FHA|USDA|VA) 8 $2,220,000 $277,500 $6,235 3.11%
FORT COLLINS, CO (FHA|USDA|VA) 5 $2,195,000 $439,000 $6,340 3.42%
Traverse City, MI (FHA|USDA|VA) 10 $2,160,000 $216,000 $4,637 3.10%
OGDEN-CLEARFIELD, UT (FHA|USDA|VA) 1 $2,125,000 $2,125,000 $18,627 3.25%
Mountain Home, ID (FHA|USDA|VA) 7 $2,125,000 $303,571 $8,312 3.16%
LINCOLN, NE (FHA|USDA|VA) 11 $2,065,000 $187,727 $3,351 2.81%
HUNTSVILLE, AL (FHA|USDA|VA) 6 $2,040,000 $340,000 $6,168 3.31%
Bonham, TX (FHA|USDA|VA) 7 $2,025,000 $289,286 $8,001 3.05%
RAPID CITY, SD (FHA|USDA|VA) 8 $2,020,000 $252,500 $6,884 2.75%
SALT LAKE CITY, UT (FHA|USDA|VA) 6 $2,000,000 $333,333 $5,661 3.37%
AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) 7 $1,975,000 $282,143 $6,472 3.20%
PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) 6 $1,960,000 $326,667 $6,977 2.98%
Corsicana, TX (FHA|USDA|VA) 7 $1,945,000 $277,857 $5,973 2.96%
Fremont, NE (FHA|USDA|VA) 16 $1,920,000 $120,000 $2,796 2.72%
Lewisburg, TN (FHA|USDA|VA) 7 $1,905,000 $272,143 $4,030 2.89%
CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) 7 $1,865,000 $266,429 $5,281 2.89%
VISALIA, CA (FHA|USDA|VA) 8 $1,860,000 $232,500 $7,097 2.80%
DALTON, GA (FHA|USDA|VA) 9 $1,825,000 $202,778 $3,064 3.18%
Key West, FL (FHA|USDA|VA) 4 $1,820,000 $455,000 $9,990 2.78%
ABILENE, TX (FHA|USDA|VA) 8 $1,820,000 $227,500 $4,377 2.99%
Lamesa, TX (FHA|USDA|VA) 13 $1,805,000 $138,846 $4,597 3.24%
Payson, AZ (FHA|USDA|VA) 10 $1,800,000 $180,000 $3,765 3.26%
BEND, OR (FHA|USDA|VA) 4 $1,800,000 $450,000 $4,414 3.37%
Brownwood, TX (FHA|USDA|VA) 5 $1,795,000 $359,000 $4,422 3.18%
LaGrange, GA-AL (FHA|USDA|VA) 6 $1,790,000 $298,333 $4,717 3.00%
SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) 4 $1,760,000 $440,000 $5,369 3.37%
WILMINGTON, NC (FHA|USDA|VA) 5 $1,755,000 $351,000 $3,637 2.97%
SIOUX FALLS, SD (FHA|USDA|VA) 7 $1,745,000 $249,286 $3,438 2.93%
MADISON, WI (FHA|USDA|VA) 7 $1,695,000 $242,143 $1,571 3.09%
EAST STROUDSBURG, PA (FHA|USDA|VA) 8 $1,690,000 $211,250 $5,475 3.30%
BATTLE CREEK, MI (FHA|USDA|VA) 9 $1,685,000 $187,222 $5,209 3.06%
Ruidoso, NM (FHA|USDA|VA) 4 $1,670,000 $417,500 $3,426 2.78%
PUNTA GORDA, FL (FHA|USDA|VA) 7 $1,645,000 $235,000 $5,955 2.96%
MEMPHIS, TN-MS-AR (FHA|USDA|VA) 6 $1,640,000 $273,333 $5,528 2.79%
Rockport, TX (FHA|USDA|VA) 5 $1,635,000 $327,000 $4,723 3.07%
BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) 7 $1,625,000 $232,143 $8,425 3.07%
Kalispell, MT (FHA|USDA|VA) 4 $1,610,000 $402,500 $6,653 3.18%
Pinehurst-Southern Pines, NC (FHA|USDA|VA) 7 $1,595,000 $227,857 $3,619 3.21%
TYLER, TX (FHA|USDA|VA) 6 $1,580,000 $263,333 $5,327 3.04%
FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) 6 $1,580,000 $263,333 $4,960 3.37%
Snyder, TX (FHA|USDA|VA) 8 $1,550,000 $193,750 $4,759 3.37%
MODESTO, CA (FHA|USDA|VA) 5 $1,535,000 $307,000 $6,948 2.95%
BARNSTABLE TOWN, MA (FHA|USDA|VA) 4 $1,520,000 $380,000 $4,395 3.15%
SPRINGFIELD, MO (FHA|USDA|VA) 6 $1,510,000 $251,667 $5,894 3.06%
NORWICH-NEW LONDON, CT (FHA|USDA|VA) 9 $1,485,000 $165,000 $4,743 3.48%
LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) 5 $1,465,000 $293,000 $3,509 2.93%
SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) 6 $1,450,000 $241,667 $6,936 3.40%
JACKSON, MI (FHA|USDA|VA) 8 $1,420,000 $177,500 $4,740 3.16%
BOULDER, CO (FHA|USDA|VA) 3 $1,405,000 $468,333 $5,168 3.25%
STAUNTON, VA (FHA|USDA|VA) 6 $1,380,000 $230,000 $5,017 3.15%
BLOOMSBURG-BERWICK, PA (FHA|USDA|VA) 7 $1,375,000 $196,429 $5,059 3.48%
Shelbyville, TN (FHA|USDA|VA) 6 $1,370,000 $228,333 $4,066 3.23%
MIDLAND, MI (FHA|USDA|VA) 6 $1,370,000 $228,333 $5,817 3.04%
Ontario, OR-ID (FHA|USDA|VA) 6 $1,350,000 $225,000 $5,760 3.08%
HARRISONBURG, VA (FHA|USDA|VA) 5 $1,325,000 $265,000 $5,425 3.15%
LAFAYETTE, LA (FHA|USDA|VA) 5 $1,275,000 $255,000 $5,232 2.53%
HINESVILLE, GA (FHA|USDA|VA) 5 $1,265,000 $253,000 $6,881 3.00%
Fort Leonard Wood, MO (FHA|USDA|VA) 6 $1,250,000 $208,333 $5,167 2.73%
Alexander City, AL (FHA|USDA|VA) 3 $1,245,000 $415,000 $4,060 3.21%
JACKSONVILLE, NC (FHA|USDA|VA) 7 $1,245,000 $177,857 $4,403 2.84%
SALINAS, CA (FHA|USDA|VA) 3 $1,225,000 $408,333 $6,205 2.83%
Fernley, NV (FHA|USDA|VA) 4 $1,210,000 $302,500 $9,447 3.19%
SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) 7 $1,205,000 $172,143 $4,377 3.20%
FLINT, MI (FHA|USDA|VA) 7 $1,195,000 $170,714 $3,599 2.89%
Morehead City, NC (FHA|USDA|VA) 5 $1,185,000 $237,000 $5,869 3.13%
NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) 4 $1,180,000 $295,000 $1,850 3.34%
Breckenridge, CO (FHA|USDA|VA) 1 $1,145,000 $1,145,000 $3,943 3.25%
Sebastian-Vero Beach, FL (FHA|USDA|VA) 5 $1,135,000 $227,000 $5,896 2.92%
Warrensburg, MO (FHA|USDA|VA) 4 $1,130,000 $282,500 $6,397 2.78%
JONESBORO, AR (FHA|USDA|VA) 4 $1,130,000 $282,500 $4,325 2.78%
LONGVIEW, TX (FHA|USDA|VA) 7 $1,125,000 $160,714 $6,040 3.71%
TWIN FALLS, ID (FHA|USDA|VA) 4 $1,110,000 $277,500 $7,767 3.06%
ALBUQUERQUE, NM (FHA|USDA|VA) 4 $1,080,000 $270,000 $7,426 3.19%
Rolla, MO (FHA|USDA|VA) 3 $1,035,000 $345,000 $1,844 3.33%
SALEM, OR (FHA|USDA|VA) 3 $1,035,000 $345,000 $4,837 2.79%
BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) 3 $1,035,000 $345,000 $2,545 2.33%
Athens, TX (FHA|USDA|VA) 4 $1,020,000 $255,000 $6,558 2.97%
Pahrump, NV (FHA|USDA|VA) 4 $990,000 $247,500 $10,141 3.50%
Cadillac, MI (FHA|USDA|VA) 7 $985,000 $140,714 $3,977 3.34%
CAPE GIRARDEAU, MO-IL (FHA|USDA|VA) 3 $985,000 $328,333 $1,417 2.42%
LYNCHBURG, VA (FHA|USDA|VA) 4 $980,000 $245,000 $5,126 3.03%
Durango, CO (FHA|USDA|VA) 3 $975,000 $325,000 $5,763 2.75%
Whitewater, WI (FHA|USDA|VA) 4 $960,000 $240,000 $2,996 2.84%
Sanford, NC (FHA|USDA|VA) 4 $950,000 $237,500 $3,689 3.28%
SPRINGFIELD, MA (FHA|USDA|VA) 5 $925,000 $185,000 $6,726 3.77%
SEBRING-AVON PARK, FL (FHA|USDA|VA) 5 $925,000 $185,000 $4,588 3.10%
Gainesville, TX (FHA|USDA|VA) 4 $920,000 $230,000 $6,304 3.22%
NILES, MI (FHA|USDA|VA) 4 $890,000 $222,500 $1,438 3.09%
HANFORD-CORCORAN, CA (FHA|USDA|VA) 4 $890,000 $222,500 $3,987 2.78%
ELIZABETHTOWN-FORT KNOX, KY (FHA|USDA|VA) 4 $890,000 $222,500 $2,699 3.09%
Huntsville, TX (FHA|USDA|VA) 4 $880,000 $220,000 $4,162 3.09%
Big Rapids, MI (FHA|USDA|VA) 6 $860,000 $143,333 $3,389 3.31%
Bardstown, KY (FHA|USDA|VA) 4 $860,000 $215,000 $3,405 3.03%
Sonora, CA (FHA|USDA|VA) 3 $855,000 $285,000 $7,106 2.96%
Seneca, SC (FHA|USDA|VA) 3 $855,000 $285,000 $6,778 2.91%
MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) 3 $855,000 $285,000 $5,097 2.58%
Spearfish, SD (FHA|USDA|VA) 3 $855,000 $285,000 $4,429 3.29%
EspaƱola, NM (FHA|USDA|VA) 2 $850,000 $425,000 $4,791 2.88%
Steamboat Springs, CO (FHA|USDA|VA) 1 $845,000 $845,000 $12,856 3.63%
Shelton, WA (FHA|USDA|VA) 3 $845,000 $281,667 $6,208 2.75%
Truckee-Grass Valley, CA (FHA|USDA|VA) 2 $840,000 $420,000 $8,550 2.75%
DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) 2 $840,000 $420,000 $3,341 3.81%
Edwards, CO (FHA|USDA|VA) 2 $820,000 $410,000 $11,123 2.75%
Mineral Wells, TX (FHA|USDA|VA) 3 $815,000 $271,667 $5,511 3.25%
Outside of Metro Areas 2 $810,000 $405,000 $7,577 2.69%
DECATUR, AL (FHA|USDA|VA) 2 $810,000 $405,000 $7,402 2.94%
GAINESVILLE, GA (FHA|USDA|VA) 3 $805,000 $268,333 $3,875 2.75%
THE VILLAGES, FL (FHA|USDA|VA) 3 $795,000 $265,000 $7,048 2.92%
Tullahoma-Manchester, TN (FHA|USDA|VA) 2 $790,000 $395,000 $6,376 3.75%
MERCED, CA (FHA|USDA|VA) 3 $775,000 $258,333 $4,524 2.71%
Union, SC (FHA|USDA|VA) 6 $760,000 $126,667 $3,226 3.31%
GRAND JUNCTION, CO (FHA|USDA|VA) 3 $755,000 $251,667 $3,293 2.96%
MACON-BIBB COUNTY, GA (FHA|USDA|VA) 3 $755,000 $251,667 $3,520 3.04%
Fredericksburg, TX (FHA|USDA|VA) 2 $750,000 $375,000 $9,667 3.87%
SUMTER, SC (FHA|USDA|VA) 4 $750,000 $187,500 $3,806 2.88%
Lufkin, TX (FHA|USDA|VA) 2 $720,000 $360,000 $9,738 3.06%
TALLAHASSEE, FL (FHA|USDA|VA) 4 $720,000 $180,000 $3,506 2.81%
TEXARKANA, TX-AR (FHA|USDA|VA) 4 $720,000 $180,000 $3,372 3.44%
DOTHAN, AL (FHA|USDA|VA) 3 $705,000 $235,000 $2,311 2.79%
CASPER, WY (FHA|USDA|VA) 3 $695,000 $231,667 $6,514 2.88%
Lebanon, MO (FHA|USDA|VA) 2 $690,000 $345,000 $2,536 2.44%
ELKHART-GOSHEN, IN (FHA|USDA|VA) 3 $685,000 $228,333 $2,457 2.67%
Findlay, OH (FHA|USDA|VA) 2 $680,000 $340,000 $1,748 3.19%
SAGINAW, MI (FHA|USDA|VA) 2 $680,000 $340,000 $4,840 3.13%
MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) 3 $675,000 $225,000 $6,649 2.80%
Shelby, NC (FHA|USDA|VA) 3 $675,000 $225,000 $4,596 3.37%
BOWLING GREEN, KY (FHA|USDA|VA) 2 $670,000 $335,000 $3,592 3.31%
BATON ROUGE, LA (FHA|USDA|VA) 4 $670,000 $167,500 $4,685 3.03%
DULUTH, MN-WI (FHA|USDA|VA) 4 $660,000 $165,000 $4,045 3.09%
ANN ARBOR, MI (FHA|USDA|VA) 3 $655,000 $218,333 $3,861 2.87%
Klamath Falls, OR (FHA|USDA|VA) 2 $650,000 $325,000 $2,623 3.00%
YAKIMA, WA (FHA|USDA|VA) 2 $650,000 $325,000 $13,699 2.63%
GRANTS PASS, OR (FHA|USDA|VA) 2 $640,000 $320,000 $6,149 2.56%
Farmington, MO (FHA|USDA|VA) 3 $625,000 $208,333 $6,013 2.92%
Port Lavaca, TX (FHA|USDA|VA) 2 $620,000 $310,000 $4,800 3.93%
McMinnville, TN (FHA|USDA|VA) 3 $615,000 $205,000 $1,860 3.13%
Hermiston-Pendleton, OR (FHA|USDA|VA) 2 $610,000 $305,000 $3,616 2.81%
Lebanon, NH-VT (FHA|USDA|VA) 3 $605,000 $201,667 $3,905 2.62%
Ludington, MI (FHA|USDA|VA) 2 $600,000 $300,000 $2,480 3.31%
Clearlake, CA (FHA|USDA|VA) 2 $590,000 $295,000 $2,756 3.25%
MOBILE, AL (FHA|USDA|VA) 2 $590,000 $295,000 $2,372 3.69%
HOMOSASSA SPRINGS, FL (FHA|USDA|VA) 2 $580,000 $290,000 $3,761 3.25%
Sturgis, MI (FHA|USDA|VA) 3 $575,000 $191,667 $1,936 3.29%
Talladega-Sylacauga, AL (FHA|USDA|VA) 2 $570,000 $285,000 $5,914 3.38%
JANESVILLE-BELOIT, WI (FHA|USDA|VA) 2 $570,000 $285,000 $5,118 2.94%
Poplar Bluff, MO (FHA|USDA|VA) 3 $565,000 $188,333 $2,533 3.00%
YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) 4 $550,000 $137,500 $4,932 3.19%
Coos Bay, OR (FHA|USDA|VA) 2 $550,000 $275,000 $4,196 2.75%
KENNEWICK-RICHLAND, WA (FHA|USDA|VA) 2 $550,000 $275,000 $9,319 2.25%
Brainerd, MN (FHA|USDA|VA) 1 $545,000 $545,000 $13,208 2.75%
Mount Pleasant, TX (FHA|USDA|VA) 1 $545,000 $545,000 $6,513 3.49%
Fergus Falls, MN (FHA|USDA|VA) 1 $545,000 $545,000 $3,288 2.13%
Brevard, NC (FHA|USDA|VA) 1 $545,000 $545,000 $7,054 2.99%
Taos, NM (FHA|USDA|VA) 1 $545,000 $545,000 $965 2.25%
Port Angeles, WA (FHA|USDA|VA) 1 $545,000 $545,000 $4,273 2.99%
NEW BERN, NC (FHA|USDA|VA) 3 $535,000 $178,333 $3,176 3.33%
FLORENCE, SC (FHA|USDA|VA) 3 $535,000 $178,333 $3,507 3.00%
Forest City, NC (FHA|USDA|VA) 3 $535,000 $178,333 $5,472 3.21%
OCALA, FL (FHA|USDA|VA) 3 $525,000 $175,000 $4,723 2.96%
POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY (FHA|USDA|VA) 1 $525,000 $525,000 $13,114 2.99%
Malvern, AR (FHA|USDA|VA) 4 $520,000 $130,000 $3,493 3.22%
ST. GEORGE, UT (FHA|USDA|VA) 1 $515,000 $515,000 $3,517 3.13%
Shawano, WI (FHA|USDA|VA) 2 $510,000 $255,000 $1,834 2.31%
Faribault-Northfield, MN (FHA|USDA|VA) 2 $500,000 $250,000 $1,887 3.38%
MONTGOMERY, AL (FHA|USDA|VA) 3 $495,000 $165,000 $1,984 2.92%
ROCKFORD, IL (FHA|USDA|VA) 4 $490,000 $122,500 $3,237 3.28%
Alexandria, MN (FHA|USDA|VA) 2 $480,000 $240,000 $4,415 2.81%
Baraboo, WI (FHA|USDA|VA) 2 $480,000 $240,000 $6,279 2.94%
JOPLIN, MO (FHA|USDA|VA) 2 $480,000 $240,000 $4,869 3.06%
Lawrenceburg, TN (FHA|USDA|VA) 2 $470,000 $235,000 $5,205 3.31%
YUMA, AZ (FHA|USDA|VA) 2 $470,000 $235,000 $2,085 3.25%
Sulphur Springs, TX (FHA|USDA|VA) 2 $470,000 $235,000 $7,575 3.06%
GREENVILLE, NC (FHA|USDA|VA) 3 $465,000 $155,000 $3,945 3.46%
Athens, TN (FHA|USDA|VA) 4 $460,000 $115,000 $2,718 3.31%
Hobbs, NM (FHA|USDA|VA) 2 $460,000 $230,000 $4,177 2.75%
Mount Pleasant, MI (FHA|USDA|VA) 3 $455,000 $151,667 $2,680 3.25%
Norfolk, NE (FHA|USDA|VA) 2 $450,000 $225,000 $3,527 3.00%
GAINESVILLE, FL (FHA|USDA|VA) 2 $450,000 $225,000 $7,160 3.25%
HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) 4 $440,000 $110,000 $2,687 2.62%
Zanesville, OH (FHA|USDA|VA) 2 $440,000 $220,000 $10,814 2.69%
Roseburg, OR (FHA|USDA|VA) 1 $435,000 $435,000 $3,107 2.50%
BELLINGHAM, WA (FHA|USDA|VA) 1 $435,000 $435,000 $6,753 3.25%
Danville, VA (FHA|USDA|VA) 2 $430,000 $215,000 $4,024 2.94%
DOVER, DE (FHA|USDA|VA) 2 $430,000 $215,000 $4,397 2.75%
Newberry, SC (FHA|USDA|VA) 2 $430,000 $215,000 $4,365 2.75%
ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) 2 $430,000 $215,000 $7,621 3.50%
ANCHORAGE, AK (FHA|USDA|VA) 1 $425,000 $425,000 $6,508 2.75%
Berlin, NH (FHA|USDA|VA) 1 $415,000 $415,000 $13,023 2.50%
Crescent City, CA (FHA|USDA|VA) 1 $415,000 $415,000 $8,422 2.75%
FORT WAYNE, IN (FHA|USDA|VA) 2 $410,000 $205,000 $4,619 2.63%
Roanoke Rapids, NC (FHA|USDA|VA) 1 $405,000 $405,000 $4,435 3.25%
ROCHESTER, MN (FHA|USDA|VA) 3 $405,000 $135,000 $1,109 2.67%
St. Marys, GA (FHA|USDA|VA) 1 $405,000 $405,000 $5,996 2.99%
Branson, MO (FHA|USDA|VA) 2 $400,000 $200,000 $4,555 3.00%
Ukiah, CA (FHA|USDA|VA) 2 $400,000 $200,000 $6,014 3.13%
ROCKY MOUNT, NC (FHA|USDA|VA) 1 $395,000 $395,000 $3,591 2.88%
Moses Lake, WA (FHA|USDA|VA) 2 $390,000 $195,000 $5,283 3.37%
FLORENCE-MUSCLE SHOALS, AL (FHA|USDA|VA) 2 $390,000 $195,000 $8,445 3.00%
Ashtabula, OH (FHA|USDA|VA) 2 $390,000 $195,000 $5,646 3.12%
Dublin, GA (FHA|USDA|VA) 2 $390,000 $195,000 $1,836 2.81%
AMES, IA (FHA|USDA|VA) 3 $385,000 $128,333 $1,959 3.00%
Hutchinson, MN (FHA|USDA|VA) 2 $380,000 $190,000 $3,668 3.50%
GRAND ISLAND, NE (FHA|USDA|VA) 2 $380,000 $190,000 $3,509 3.25%
Statesboro, GA (FHA|USDA|VA) 2 $380,000 $190,000 $1,419 3.50%
Paris, TN (FHA|USDA|VA) 1 $375,000 $375,000 $4,700 2.88%
Nacogdoches, TX (FHA|USDA|VA) 1 $375,000 $375,000 $3,167 2.25%
Marinette, WI-MI (FHA|USDA|VA) 2 $370,000 $185,000 $2,150 3.19%
LIMA, OH (FHA|USDA|VA) 2 $370,000 $185,000 $8,144 2.81%
FARMINGTON, NM (FHA|USDA|VA) 1 $365,000 $365,000 $9,997 3.25%
Quincy, IL-MO (FHA|USDA|VA) 1 $365,000 $365,000 $3,521 2.50%
Sedalia, MO (FHA|USDA|VA) 2 $360,000 $180,000 $5,799 2.87%
IDAHO FALLS, ID (FHA|USDA|VA) 1 $355,000 $355,000 $10,120 3.13%
LAS CRUCES, NM (FHA|USDA|VA) 2 $350,000 $175,000 $4,251 2.75%
Dixon, IL (FHA|USDA|VA) 1 $345,000 $345,000 $11,704 3.13%
Waycross, GA (FHA|USDA|VA) 1 $345,000 $345,000 $12,011 3.99%
Riverton, WY (FHA|USDA|VA) 1 $345,000 $345,000 $7,892 2.99%
TULSA, OK (FHA|USDA|VA) 2 $340,000 $170,000 $5,049 3.56%
Calhoun, GA (FHA|USDA|VA) 1 $335,000 $335,000 $550 3.25%
Bay City, TX (FHA|USDA|VA) 1 $335,000 $335,000 $2,528 2.63%
GREEN BAY, WI (FHA|USDA|VA) 1 $335,000 $335,000 $2,123 2.63%
Red Bluff, CA (FHA|USDA|VA) 1 $335,000 $335,000 $3,571 3.75%
Dayton, TN (FHA|USDA|VA) 2 $330,000 $165,000 $4,093 3.63%
Middlesborough, KY (FHA|USDA|VA) 2 $330,000 $165,000 $5,323 3.25%
Brenham, TX (FHA|USDA|VA) 1 $325,000 $325,000 $6,511 3.25%
APPLETON, WI (FHA|USDA|VA) 1 $325,000 $325,000 $4,410 2.88%
BLOOMINGTON, IN (FHA|USDA|VA) 1 $325,000 $325,000 $2,021 2.99%
Cookeville, TN (FHA|USDA|VA) 1 $325,000 $325,000 $7,091 4.63%
SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) 2 $320,000 $160,000 $5,983 3.44%
Paducah, KY-IL (FHA|USDA|VA) 2 $320,000 $160,000 $4,595 3.25%
Fort Morgan, CO (FHA|USDA|VA) 1 $315,000 $315,000 $7,679 2.88%
ALBANY, GA (FHA|USDA|VA) 3 $315,000 $105,000 $2,089 3.04%
Cullowhee, NC (FHA|USDA|VA) 1 $315,000 $315,000 $4,386 3.38%
Jamestown, ND (FHA|USDA|VA) 1 $315,000 $315,000 $7,268 2.99%
Beaver Dam, WI (FHA|USDA|VA) 1 $315,000 $315,000 $6,666 2.88%
Greenwood, SC (FHA|USDA|VA) 2 $290,000 $145,000 $3,030 3.00%
ANNISTON-OXFORD, AL (FHA|USDA|VA) 1 $285,000 $285,000 $2,395 3.99%
Alamogordo, NM (FHA|USDA|VA) 1 $285,000 $285,000 $5,265 2.99%
Hillsdale, MI (FHA|USDA|VA) 2 $280,000 $140,000 $2,997 3.19%
Mount Airy, NC (FHA|USDA|VA) 2 $280,000 $140,000 $3,121 2.93%
KINGSTON, NY (FHA|USDA|VA) 1 $275,000 $275,000 $4,968 4.50%
Heber, UT (FHA|USDA|VA) 1 $275,000 $275,000 $4,012 2.63%
Paragould, AR (FHA|USDA|VA) 1 $275,000 $275,000 $1,470 2.75%
TERRE HAUTE, IN (FHA|USDA|VA) 1 $275,000 $275,000 $6,218 2.38%
DuBois, PA (FHA|USDA|VA) 1 $275,000 $275,000 $6,969 3.25%
Vernon, TX (FHA|USDA|VA) 2 $270,000 $135,000 $4,794 3.25%
Scottsburg, IN (FHA|USDA|VA) 1 $265,000 $265,000 $11,994 3.13%
Kearney, NE (FHA|USDA|VA) 2 $260,000 $130,000 $2,959 2.56%
Red Wing, MN (FHA|USDA|VA) 1 $245,000 $245,000 $2,788 3.13%
CHICO, CA (FHA|USDA|VA) 1 $245,000 $245,000 $8,085 2.75%
Campbellsville, KY (FHA|USDA|VA) 1 $245,000 $245,000 $7,440 3.00%
Eufaula, AL-GA (FHA|USDA|VA) 1 $245,000 $245,000 $10,284 3.13%
Sterling, CO (FHA|USDA|VA) 1 $245,000 $245,000 $2,987 3.49%
LANCASTER, PA (FHA|USDA|VA) 1 $235,000 $235,000 $4,764 3.63%
Albertville, AL (FHA|USDA|VA) 1 $235,000 $235,000 $4,985 3.63%
PROVO-OREM, UT (FHA|USDA|VA) 1 $235,000 $235,000 $4,725 3.88%
MUNCIE, IN (FHA|USDA|VA) 1 $225,000 $225,000 $3,924 3.63%
FAIRBANKS, AK (FHA|USDA|VA) 1 $225,000 $225,000 $2,714 2.88%
Crossville, TN (FHA|USDA|VA) 1 $225,000 $225,000 $1,331 2.25%
BUFFALO-CHEEKTOWAGA, NY (FHA|USDA|VA) 1 $225,000 $225,000 $12,462 3.25%
GETTYSBURG, PA (FHA|USDA|VA) 1 $225,000 $225,000 $3,184 2.88%
BLACKSBURG-CHRISTIANSBURG, VA (FHA|USDA|VA) 1 $225,000 $225,000 $3,820 2.99%
OWENSBORO, KY (FHA|USDA|VA) 1 $225,000 $225,000 $3,871 2.49%
Pampa, TX (FHA|USDA|VA) 1 $215,000 $215,000 $8,933 3.13%
BILLINGS, MT (FHA|USDA|VA) 1 $215,000 $215,000 $763 3.63%
Aberdeen, WA (FHA|USDA|VA) 1 $215,000 $215,000 $7,023 3.13%
Madison, IN (FHA|USDA|VA) 1 $215,000 $215,000 $2,736 3.50%
Winfield, KS (FHA|USDA|VA) 1 $215,000 $215,000 $1,495 2.63%
Warsaw, IN (FHA|USDA|VA) 1 $215,000 $215,000 $2,934 3.49%
Glasgow, KY (FHA|USDA|VA) 1 $215,000 $215,000 $7,031 3.00%
ST. CLOUD, MN (FHA|USDA|VA) 1 $205,000 $205,000 $1,245 3.38%
ROANOKE, VA (FHA|USDA|VA) 1 $205,000 $205,000 $2,985 2.99%
PINE BLUFF, AR (FHA|USDA|VA) 1 $195,000 $195,000 $4,052 3.13%
Owatonna, MN (FHA|USDA|VA) 1 $195,000 $195,000 $3,392 2.49%
Easton, MD (FHA|USDA|VA) 1 $195,000 $195,000 $4,792 3.63%
Mitchell, SD (FHA|USDA|VA) 1 $185,000 $185,000 $5,192 2.88%
Pontiac, IL (FHA|USDA|VA) 1 $185,000 $185,000 $5,930 4.13%
VINELAND-BRIDGETON, NJ (FHA|USDA|VA) 1 $185,000 $185,000 $4,313 2.38%
Sayre, PA (FHA|USDA|VA) 1 $185,000 $185,000 $11,500 4.63%
Big Stone Gap, VA (FHA|USDA|VA) 1 $185,000 $185,000 $4,040 4.00%
Paris, TX (FHA|USDA|VA) 2 $180,000 $90,000 $5,355 4.00%
PEORIA, IL (FHA|USDA|VA) 1 $175,000 $175,000 $2,480 3.49%
Cornelia, GA (FHA|USDA|VA) 1 $175,000 $175,000 $2,768 3.99%
Morgan City, LA (FHA|USDA|VA) 1 $175,000 $175,000 $5,516 3.50%
WATERTOWN-FORT DRUM, NY (FHA|USDA|VA) 1 $175,000 $175,000 $7,726 3.63%
ALTOONA, PA (FHA|USDA|VA) 1 $175,000 $175,000 $6,078 3.25%
Dumas, TX (FHA|USDA|VA) 1 $165,000 $165,000 $6,423 2.99%
Fort Payne, AL (FHA|USDA|VA) 1 $165,000 $165,000 $2,274 3.13%
LA CROSSE-ONALASKA, WI-MN (FHA|USDA|VA) 1 $165,000 $165,000 $3,774 3.38%
HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) 1 $165,000 $165,000 $3,197 3.00%
Enterprise, AL (FHA|USDA|VA) 1 $165,000 $165,000 $2,389 3.50%
Centralia, WA (FHA|USDA|VA) 1 $165,000 $165,000 $4,182 2.99%
Watertown-Fort Atkinson, WI (FHA|USDA|VA) 1 $165,000 $165,000 $3,340 2.25%
Crawfordsville, IN (FHA|USDA|VA) 1 $165,000 $165,000 $3,369 3.49%
DAYTON-KETTERING, OH (FHA|USDA|VA) 1 $155,000 $155,000 $2,792 3.99%
Scottsboro, AL (FHA|USDA|VA) 1 $155,000 $155,000 $4,878 3.00%
MICHIGAN CITY-LA PORTE, IN (FHA|USDA|VA) 1 $155,000 $155,000 $1,861 2.13%
Coldwater, MI (FHA|USDA|VA) 1 $155,000 $155,000 $4,322 3.49%
STATE COLLEGE, PA (FHA|USDA|VA) 1 $155,000 $155,000 $3,943 2.88%
CHARLOTTESVILLE, VA (FHA|USDA|VA) 1 $155,000 $155,000 $1,862 3.25%
Defiance, OH (FHA|USDA|VA) 1 $155,000 $155,000 $0 3.00%
Alpena, MI (FHA|USDA|VA) 1 $155,000 $155,000 $1,575 3.75%
Sandusky, OH (FHA|USDA|VA) 1 $145,000 $145,000 $4,743 3.25%
Henderson, NC (FHA|USDA|VA) 1 $145,000 $145,000 $5,418 3.25%
Sweetwater, TX (FHA|USDA|VA) 1 $145,000 $145,000 $1,051 3.38%
Maysville, KY (FHA|USDA|VA) 1 $145,000 $145,000 $1,804 3.00%
Manitowoc, WI (FHA|USDA|VA) 1 $145,000 $145,000 $1,253 3.38%
KOKOMO, IN (FHA|USDA|VA) 1 $135,000 $135,000 $4,260 1.99%
Seymour, IN (FHA|USDA|VA) 1 $135,000 $135,000 $2,042 3.25%
Pella, IA (FHA|USDA|VA) 1 $135,000 $135,000 $3,357 3.00%
COLUMBIA, MO (FHA|USDA|VA) 1 $135,000 $135,000 $685 2.50%
OSHKOSH-NEENAH, WI (FHA|USDA|VA) 1 $135,000 $135,000 $1,516 2.99%
Okeechobee, FL (FHA|USDA|VA) 1 $125,000 $125,000 $3,600 3.63%
Cambridge, MD (FHA|USDA|VA) 1 $125,000 $125,000 $5,835 3.12%
TUSCALOOSA, AL (FHA|USDA|VA) 1 $125,000 $125,000 $4,838 4.00%
Dyersburg, TN (FHA|USDA|VA) 1 $125,000 $125,000 $4,195 4.38%
Wabash, IN (FHA|USDA|VA) 2 $120,000 $60,000 $3,940 3.63%
GOLDSBORO, NC (FHA|USDA|VA) 1 $115,000 $115,000 $2,783 2.25%
Sandpoint, ID (FHA|USDA|VA) 1 $115,000 $115,000 $3,394 3.38%
Ottawa, IL (FHA|USDA|VA) 1 $105,000 $105,000 $1,924 2.25%
Elizabeth City, NC (FHA|USDA|VA) 1 $105,000 $105,000 $1,596 2.63%
BAY CITY, MI (FHA|USDA|VA) 1 $105,000 $105,000 $2,223 3.38%
Hutchinson, KS (FHA|USDA|VA) 1 $95,000 $95,000 $739 3.25%
Duncan, OK (FHA|USDA|VA) 1 $95,000 $95,000 $501 3.88%
Cullman, AL (FHA|USDA|VA) 1 $95,000 $95,000 $765 2.63%
El Dorado, AR (FHA|USDA|VA) 1 $95,000 $95,000 $4,228 3.13%
Jacksonville, TX (FHA|USDA|VA) 1 $95,000 $95,000 $6,913 2.75%
WAUSAU-WESTON, WI (FHA|USDA|VA) 1 $95,000 $95,000 $4,189 2.25%
VALDOSTA, GA (FHA|USDA|VA) 1 $85,000 $85,000 $2,226 2.50%
Platteville, WI (FHA|USDA|VA) 1 $85,000 $85,000 $1,499 3.50%
VICTORIA, TX (FHA|USDA|VA) 1 $75,000 $75,000 $4,328 3.25%
LAWTON, OK (FHA|USDA|VA) 1 $75,000 $75,000 $2,299 3.63%
Fremont, OH (FHA|USDA|VA) 1 $65,000 $65,000 $1,440 3.63%
CUMBERLAND, MD-WV (FHA|USDA|VA) 1 $55,000 $55,000 $4,266 4.13%
Searcy, AR (FHA|USDA|VA) 1 $55,000 $55,000 $2,198 4.63%
CARBONDALE-MARION, IL (FHA|USDA|VA) 1 $35,000 $35,000 $1,218 4.38%
Ark-la-tex Financial Services's top markets include Houston, Dallas, Los Angeles, Austin, and Phoenix among others.

Their top states include:
  • Texas (FHA|USDA|VA)
  • California (FHA|USDA|VA)
  • Kentucky (FHA|USDA|VA)
  • South Carolina (FHA|USDA|VA)
  • Colorado (FHA|USDA|VA)
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    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 16,510 $4,651,180,000 $281,719 $4,322 3.14%
    VA 3,863 $1,306,035,000 $338,088 $6,960 2.86%
    FHA 3,831 $924,205,000 $241,244 $7,411 3.23%
    USDA 453 $81,205,000 $179,260 $4,443 3.20%
    HELOC 3 $335,000 $111,667 n/a 5.33%

    For 2021, Ark-la-tex Financial Services's most frequently originated type of loan was Conventional, with 16,510 originations. Their 2nd most popular type was VA, with 3,863 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Home Purchase 15,720 $4,415,740,000 $280,899 $5,460 3.18%
    Refi 5,578 $1,564,850,000 $280,540 $4,332 2.88%
    Cash Out Refi 3,358 $979,750,000 $291,766 $5,572 3.19%
    Home Improvement 4 $2,620,000 $655,000 $8,489 3.53%

    For 2021, Ark-la-tex Financial Services's most frequently cited loan purpose was Home Purchase, with 15,720 originations. The 2nd most popular reason was Refi, with 5,578 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 21,864 $6,348,030,000 $290,342 $5,399 3.17%
    15 Year 1,915 $443,445,000 $231,564 $3,947 2.56%
    20 Year 435 $103,995,000 $239,069 $4,264 2.91%
    10 Year 219 $10,135,000 $46,279 $1,034 2.85%
    Other 196 $53,710,000 $274,031 $4,538 2.95%
    5 Year 25 $285,000 $11,400 $57 0.26%
    30+ year 6 $3,360,000 $560,000 $9,884 3.42%

    For 2021, Ark-la-tex Financial Services's most frequently cited loan duration was 30 Year, with 21,864 originations. The 2nd most popular length was 15 Year, with 1,915 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $<1k 9,120 $2,507,060,000 $274,897
    $1k-2k 8,340 $2,270,190,000 $272,205
    $2k-3k 2,937 $744,445,000 $253,471
    $3k-4k 1,734 $470,040,000 $271,073
    $5k+ 1,551 $673,385,000 $434,162
    $4k-5k 909 $285,085,000 $313,625

    Ark-la-tex Financial Services's average total fees were $5,399, while their most frequently occuring range of origination fees (closing costs) were in the $<1k bucket, with 9,120 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    3-4% 12,631 $3,420,865,000 $270,831
    2.5-3% 8,388 $2,550,460,000 $304,061
    <2.5% 2,778 $818,870,000 $294,770
    4-5% 778 $171,260,000 $220,129
    5-6% 83 $1,125,000 $13,554
    6-7% 2 $380,000 $190,000

    During 2021, Ark-la-tex Financial Services's average interest rate for loans was 3.17%, while their most frequently originated rate bucket for loans was 3-4%, with 12,631 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $200k-400k 12,983 $3,672,115,000 $282,840 $5,395 3.11%
    $100k-200k 6,369 $1,000,045,000 $157,018 $3,987 3.19%
    $400k-600k 3,301 $1,585,715,000 $480,374 $6,561 3.01%
    $100,000 or less 1,212 $80,640,000 $66,535 $2,616 3.10%
    $600k-1MM 716 $517,070,000 $722,165 $9,862 2.97%
    $1MM+ 79 $107,375,000 $1,359,177 $16,092 2.95%

    2021 saw Ark-la-tex Financial Services place emphasis on $200k-400k loans with 12,983 originations, totaling $3,672,115,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $50k-75k 5,936 $1,318,900,000 $222,187 $5,083 3.17%
    $100k-150k 5,414 $1,751,700,000 $323,550 $5,586 3.11%
    $75k-100k 4,685 $1,254,525,000 $267,775 $5,414 3.16%
    $50k or less 3,861 $724,215,000 $187,572 $4,147 3.03%
    $150k-250k 3,214 $1,250,320,000 $389,023 $5,718 3.09%
    $250k+ 1,171 $553,355,000 $472,549 $5,966 3.11%

    Ark-la-tex Financial Services lent most frequently to those with incomes in the $50k-75k range, with 5,936 originations. The second most popular income band? $100k-150k, with 5,414 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    20-30% 4,792 $1,300,830,000 $271,459 $4,561 3.07%
    30-36% 4,536 $1,276,520,000 $281,420 $4,920 3.14%
    <20% 1,473 $375,175,000 $254,701 $4,130 2.98%
    50-60% 1,270 $380,500,000 $299,606 $8,205 3.16%
    44% 1,106 $314,670,000 $284,512 $5,279 3.24%
    43% 939 $265,315,000 $282,551 $5,423 3.18%
    39% 934 $267,130,000 $286,006 $5,103 3.18%
    42% 901 $262,305,000 $291,127 $5,320 3.20%
    38% 895 $253,695,000 $283,458 $5,220 3.16%
    41% 882 $243,100,000 $275,624 $5,283 3.22%
    40% 875 $241,975,000 $276,543 $5,334 3.19%
    37% 859 $243,535,000 $283,510 $5,482 3.16%
    36% 806 $227,150,000 $281,824 $5,000 3.14%
    49% 765 $221,685,000 $289,784 $5,776 3.18%
    45% 728 $212,230,000 $291,525 $5,966 3.19%
    48% 646 $196,680,000 $304,458 $6,020 3.20%
    46% 633 $180,985,000 $285,916 $6,009 3.15%
    47% 590 $169,660,000 $287,559 $5,892 3.18%
    >60% 43 $19,135,000 $445,000 $10,024 2.87%

    Ark-la-tex Financial Services lent most frequently to those with DTI ratios of 20-30%, with 4,792 originations. The next most common DTI ratio? 30-36%, with 4,536 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 18,077 $5,045,645,000 $279,120 $5,164 3.12%
    Not provided 3,715 $1,093,475,000 $294,341 $5,254 3.10%
    Black 1,759 $470,215,000 $267,319 $5,784 3.14%
    Asian 892 $288,360,000 $323,274 $4,990 3.06%
    American Indian 139 $43,095,000 $310,036 $5,826 3.03%
    Native Hawaiian or Islander 62 $17,350,000 $279,839 $5,691 2.99%
    Asian Indian 6 $2,430,000 $405,000 $5,226 3.06%
    Other Asian 3 $665,000 $221,667 $4,800 3.67%
    Other Pacific Islander 2 $580,000 $290,000 $5,285 3.00%
    Chinese 3 $495,000 $165,000 $3,438 2.83%
    Korean 1 $445,000 $445,000 $2,742 2.99%
    Vietnamese 1 $205,000 $205,000 $8,550 3.00%

    Approval Rates

    Total approvals of all applications
    95.19%

    Ark-la-tex Financial Services has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.

    Pick Rate

    Approvals leading to origination
    75.58%

    Ark-la-tex Financial Services has a below average pick rate.

    Points and Fees

    Points Originations Total Value Average Loan
    NA 24,660 $6,962,960,000 $282,358

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    24,660 $6,962,960,000 $282,358

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 696 $142,900,000 $205,316 $3,976 2.88%
    40-60% 2,398 $658,760,000 $274,712 $4,327 2.95%
    60-80% 7,002 $2,055,960,000 $293,625 $4,754 3.17%
    80-100% 13,447 $3,790,305,000 $281,870 $5,300 3.15%
    Over 100% 856 $306,960,000 $358,598 $12,481 2.93%
    Under 20% 261 $8,075,000 $30,939 $712 2.45%

    Complaints

    Bank Name Product Issue 2021 CPFB Complaints % of Total Issues
    Ark-La-Tex Financial Services, LLC Conventional home mortgage Applying for a mortgage or refinancing an existing mortgage 2 20.0%
    Ark-La-Tex Financial Services, LLC Conventional home mortgage Trouble during payment process 2 20.0%
    Ark-La-Tex Financial Services, LLC FHA mortgage Applying for a mortgage or refinancing an existing mortgage 1 10.0%
    Ark-La-Tex Financial Services, LLC FHA mortgage Trouble during payment process 1 10.0%
    Ark-La-Tex Financial Services, LLC VA mortgage Applying for a mortgage or refinancing an existing mortgage 1 10.0%
    Ark-La-Tex Financial Services, LLC VA mortgage Closing on a mortgage 1 10.0%
    Ark-La-Tex Financial Services, LLC VA mortgage Trouble during payment process 2 20.0%