Raymond James Bank Mortgage Rates, Fees & Info
St. Petersburg, FLLEI: ZXMJHJK466PBZTM5F379
Tax ID: 59-3244348
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Mortgage Data
Review & Overview
Raymond James Bank is a small bank specializing in Home Purchase and Other loans. Raymond James Bank has a high proportion of conventional loans. They have a a low proportion of FHA loans. (This may mean they shy away from first time homebuyers.) Their top markets by origination volume include: New York, Los Angeles, Miami, Tampa, and Austin among others. We have data for 242 markets. (Some data included below & more in-depth data is available with an active subscription.)Raymond James Bank has an above average approval rate when compared to the average across all lenders. They have an above average pick rate when compared to similar lenders. Raymond James Bank is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.
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SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
|---|---|---|
| 30 Year Conventional Purchase | 6.31% | 4/28/24 |
| 30 Year Conventional Refi | 6.62% | 4/28/24 |
| 30 Year Cash-out Refi | 6.52% | 4/28/24 |
| 30 Year FHA Purchase | 7.11% | 4/28/24 |
| 30 Year VA Purchase | 6.27% | 4/28/24 |
| 15 Year Conventional Purchase | 5.48% | 4/28/24 |
| 15 Year Conventional Refi | 6.33% | 4/28/24 |
| 15 Year Cash-out Refi | 6.33% | 4/28/24 |
| These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. | ||
Raymond James Bank Mortgage Calculator
Your Estimates
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This is not an official calculator from Raymond James Bank. It uses our SimulatedRate™
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The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
1,821Origination Dollar Volume (All Markets)
$2,038,525,000Awards
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Raymond James Bank - 2022
Raymond James Bank is a 2022 , due to their low .
For 2022, less than of lenders were eligible for this award.
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Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) | 102 | $259,610,000 | $2,545,196 | $8,124 | 3.31% |
| Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 91 | $212,115,000 | $2,330,934 | $6,992 | 3.33% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 104 | $151,190,000 | $1,453,750 | $9,036 | 3.41% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 90 | $67,300,000 | $747,778 | $5,301 | 3.32% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 32 | $63,850,000 | $1,995,313 | $7,506 | 3.65% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 57 | $63,285,000 | $1,110,263 | $9,185 | 3.56% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 60 | $59,700,000 | $995,000 | $8,753 | 3.29% |
| Outside of Metro Areas | 54 | $48,700,000 | $901,852 | $5,135 | 3.66% |
| San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) | 24 | $43,160,000 | $1,798,333 | $4,926 | 3.20% |
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 53 | $39,085,000 | $737,453 | $4,198 | 3.49% |
| NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) | 32 | $38,360,000 | $1,198,750 | $5,992 | 3.43% |
| NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) | 25 | $35,525,000 | $1,421,000 | $7,860 | 3.35% |
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 41 | $33,185,000 | $809,390 | $5,217 | 3.49% |
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 35 | $30,265,000 | $864,714 | $4,345 | 3.39% |
| Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) | 27 | $29,875,000 | $1,106,481 | $4,600 | 3.53% |
| CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) | 26 | $27,460,000 | $1,056,154 | $4,606 | 3.53% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 27 | $26,715,000 | $989,444 | $7,287 | 3.50% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 27 | $24,165,000 | $895,000 | $5,041 | 3.63% |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) | 10 | $23,420,000 | $2,342,000 | $5,684 | 3.25% |
| Heber, UT (FHA|USDA|VA) | 9 | $21,825,000 | $2,425,000 | $7,193 | 3.40% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 19 | $21,575,000 | $1,135,526 | $4,025 | 3.41% |
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 29 | $21,125,000 | $728,448 | $5,876 | 3.48% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 28 | $20,020,000 | $715,000 | $6,352 | 3.75% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 26 | $19,910,000 | $765,769 | $6,204 | 3.37% |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) | 14 | $19,480,000 | $1,391,429 | $7,560 | 3.13% |
| Detroit-Warren-Dearborn, MI (FHA|USDA|VA) | 31 | $19,075,000 | $615,323 | $3,000 | 3.58% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 24 | $18,150,000 | $756,250 | $3,727 | 3.88% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 17 | $16,325,000 | $960,294 | $6,973 | 3.50% |
| OCEAN CITY, NJ (FHA|USDA|VA) | 9 | $16,125,000 | $1,791,667 | $7,266 | 3.26% |
| Bozeman, MT (FHA|USDA|VA) | 4 | $15,970,000 | $3,992,500 | $10,670 | 3.75% |
| Edwards, CO (FHA|USDA|VA) | 10 | $14,250,000 | $1,425,000 | $5,091 | 3.16% |
| BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) | 15 | $14,205,000 | $947,000 | $4,074 | 3.08% |
| SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) | 8 | $13,880,000 | $1,735,000 | $6,641 | 3.44% |
| SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) | 9 | $13,575,000 | $1,508,333 | $4,589 | 3.10% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 9 | $12,735,000 | $1,415,000 | $4,992 | 3.28% |
| Breckenridge, CO (FHA|USDA|VA) | 7 | $12,525,000 | $1,789,286 | $5,258 | 4.20% |
| Key West, FL (FHA|USDA|VA) | 5 | $12,245,000 | $2,449,000 | $15,074 | 3.35% |
| INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) | 14 | $11,110,000 | $793,571 | $3,580 | 3.46% |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) | 14 | $10,510,000 | $750,714 | $4,077 | 3.88% |
| ST. LOUIS, MO-IL (FHA|USDA|VA) | 14 | $10,360,000 | $740,000 | $3,242 | 3.42% |
| LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) | 11 | $10,175,000 | $925,000 | $3,778 | 3.03% |
| Glenwood Springs, CO (FHA|USDA|VA) | 3 | $10,025,000 | $3,341,667 | $7,672 | 3.04% |
| RALEIGH-CARY, NC (FHA|USDA|VA) | 13 | $9,875,000 | $759,615 | $3,557 | 3.91% |
| OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) | 6 | $8,370,000 | $1,395,000 | $3,427 | 3.06% |
| Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) | 10 | $8,310,000 | $831,000 | $4,355 | 3.71% |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) | 6 | $8,110,000 | $1,351,667 | $5,175 | 3.60% |
| LEXINGTON-FAYETTE, KY (FHA|USDA|VA) | 4 | $8,050,000 | $2,012,500 | $4,412 | 3.50% |
| COLUMBUS, OH (FHA|USDA|VA) | 10 | $7,760,000 | $776,000 | $4,393 | 3.71% |
| CINCINNATI, OH-KY-IN (FHA|USDA|VA) | 9 | $7,705,000 | $856,111 | $4,255 | 3.71% |
| SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) | 4 | $7,490,000 | $1,872,500 | $4,793 | 2.81% |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) | 6 | $6,700,000 | $1,116,667 | $7,461 | 3.35% |
| URBAN HONOLULU, HI (FHA|USDA|VA) | 4 | $6,610,000 | $1,652,500 | $6,906 | 4.00% |
| RENO, NV (FHA|USDA|VA) | 7 | $6,565,000 | $937,857 | $3,793 | 3.64% |
| Hilo, HI (FHA|USDA|VA) | 3 | $6,505,000 | $2,168,333 | $8,967 | 2.58% |
| CHATTANOOGA, TN-GA (FHA|USDA|VA) | 5 | $6,285,000 | $1,257,000 | $5,776 | 3.50% |
| NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) | 11 | $6,165,000 | $560,455 | $4,016 | 3.60% |
| HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) | 9 | $6,145,000 | $682,778 | $4,517 | 3.89% |
| BEND, OR (FHA|USDA|VA) | 7 | $6,065,000 | $866,429 | $5,811 | 3.25% |
| BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) | 7 | $5,755,000 | $822,143 | $2,398 | 3.84% |
| Steamboat Springs, CO (FHA|USDA|VA) | 3 | $5,255,000 | $1,751,667 | $4,240 | 3.67% |
| LOUISVILLE, KY (FHA|USDA|VA) | 11 | $5,165,000 | $469,545 | $2,932 | 3.72% |
| SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) | 5 | $5,105,000 | $1,021,000 | $3,784 | 3.78% |
| Kalispell, MT (FHA|USDA|VA) | 4 | $5,010,000 | $1,252,500 | $5,800 | 3.56% |
| ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) | 3 | $5,005,000 | $1,668,333 | $7,891 | 2.83% |
| SALINAS, CA (FHA|USDA|VA) | 2 | $4,710,000 | $2,355,000 | $5,996 | 4.06% |
| MEMPHIS, TN-MS-AR (FHA|USDA|VA) | 8 | $4,640,000 | $580,000 | $3,900 | 4.27% |
| COLORADO SPRINGS, CO (FHA|USDA|VA) | 8 | $4,550,000 | $568,750 | $3,642 | 3.81% |
| SANTA FE, NM (FHA|USDA|VA) | 4 | $4,530,000 | $1,132,500 | $4,555 | 3.53% |
| ASHEVILLE, NC (FHA|USDA|VA) | 8 | $4,420,000 | $552,500 | $3,904 | 3.72% |
| BARNSTABLE TOWN, MA (FHA|USDA|VA) | 5 | $4,415,000 | $883,000 | $3,678 | 3.55% |
| NAPA, CA (FHA|USDA|VA) | 2 | $4,350,000 | $2,175,000 | $5,316 | 2.94% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 8 | $4,160,000 | $520,000 | $5,190 | 3.84% |
| GREENVILLE-ANDERSON, SC (FHA|USDA|VA) | 6 | $4,120,000 | $686,667 | $3,832 | 3.60% |
| PORT ST. LUCIE, FL (FHA|USDA|VA) | 6 | $4,100,000 | $683,333 | $5,455 | 3.56% |
| SAVANNAH, GA (FHA|USDA|VA) | 4 | $4,070,000 | $1,017,500 | $5,018 | 3.38% |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) | 5 | $3,995,000 | $799,000 | $3,065 | 3.33% |
| CORPUS CHRISTI, TX (FHA|USDA|VA) | 2 | $3,970,000 | $1,985,000 | $14,634 | 3.25% |
| PITTSFIELD, MA (FHA|USDA|VA) | 3 | $3,885,000 | $1,295,000 | $7,220 | 3.00% |
| BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) | 7 | $3,875,000 | $553,571 | $3,033 | 3.93% |
| SALT LAKE CITY, UT (FHA|USDA|VA) | 5 | $3,755,000 | $751,000 | $3,553 | 3.40% |
| KNOXVILLE, TN (FHA|USDA|VA) | 6 | $3,700,000 | $616,667 | $3,602 | 3.27% |
| Traverse City, MI (FHA|USDA|VA) | 7 | $3,475,000 | $496,429 | $2,620 | 3.63% |
| HUNTSVILLE, AL (FHA|USDA|VA) | 5 | $3,375,000 | $675,000 | $2,842 | 3.40% |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) | 4 | $3,300,000 | $825,000 | $2,765 | 3.63% |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) | 6 | $3,300,000 | $550,000 | $3,145 | 3.44% |
| SALISBURY, MD-DE (FHA|USDA|VA) | 4 | $3,250,000 | $812,500 | $4,993 | 3.41% |
| FLAGSTAFF, AZ (FHA|USDA|VA) | 2 | $3,200,000 | $1,600,000 | $7,841 | 2.94% |
| Cullowhee, NC (FHA|USDA|VA) | 4 | $3,130,000 | $782,500 | $3,981 | 3.06% |
| TRENTON-PRINCETON, NJ (FHA|USDA|VA) | 3 | $3,125,000 | $1,041,667 | $6,710 | 3.08% |
| CHARLOTTESVILLE, VA (FHA|USDA|VA) | 4 | $2,990,000 | $747,500 | $4,217 | 4.16% |
| CLEVELAND-ELYRIA, OH (FHA|USDA|VA) | 9 | $2,985,000 | $331,667 | $2,968 | 3.93% |
| Sevierville, TN (FHA|USDA|VA) | 4 | $2,870,000 | $717,500 | $4,506 | 3.59% |
| LAFAYETTE, LA (FHA|USDA|VA) | 7 | $2,845,000 | $406,429 | $3,549 | 3.82% |
| WILMINGTON, NC (FHA|USDA|VA) | 5 | $2,815,000 | $563,000 | $3,060 | 3.23% |
| BOISE CITY, ID (FHA|USDA|VA) | 5 | $2,815,000 | $563,000 | $4,496 | 4.20% |
| DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) | 4 | $2,800,000 | $700,000 | $4,330 | 3.50% |
| RICHMOND, VA (FHA|USDA|VA) | 7 | $2,745,000 | $392,143 | $3,811 | 3.80% |
| PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) | 7 | $2,745,000 | $392,143 | $3,882 | 3.95% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 4 | $2,700,000 | $675,000 | $5,725 | 3.59% |
| Boone, NC (FHA|USDA|VA) | 2 | $2,690,000 | $1,345,000 | $9,713 | 3.38% |
| BOULDER, CO (FHA|USDA|VA) | 4 | $2,680,000 | $670,000 | $3,807 | 3.28% |
| GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) | 4 | $2,620,000 | $655,000 | $3,003 | 3.16% |
| WINSTON-SALEM, NC (FHA|USDA|VA) | 4 | $2,610,000 | $652,500 | $3,647 | 3.13% |
| PITTSBURGH, PA (FHA|USDA|VA) | 4 | $2,540,000 | $635,000 | $4,323 | 2.97% |
| Oxford, MS (FHA|USDA|VA) | 5 | $2,535,000 | $507,000 | $3,342 | 3.35% |
| TULSA, OK (FHA|USDA|VA) | 3 | $2,535,000 | $845,000 | $5,667 | 3.75% |
| PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) | 4 | $2,280,000 | $570,000 | $4,134 | 3.59% |
| POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY (FHA|USDA|VA) | 2 | $2,260,000 | $1,130,000 | $5,823 | 2.88% |
| BRUNSWICK, GA (FHA|USDA|VA) | 3 | $2,165,000 | $721,667 | $3,663 | 3.13% |
| MIDLAND, TX (FHA|USDA|VA) | 3 | $2,115,000 | $705,000 | $7,560 | 4.04% |
| Whitewater, WI (FHA|USDA|VA) | 4 | $2,060,000 | $515,000 | $2,745 | 3.50% |
| KANSAS CITY, MO-KS (FHA|USDA|VA) | 4 | $1,950,000 | $487,500 | $2,379 | 3.63% |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) | 4 | $1,930,000 | $482,500 | $2,425 | 3.34% |
| Malone, NY (FHA|USDA|VA) | 2 | $1,910,000 | $955,000 | $6,592 | 2.44% |
| HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) | 3 | $1,885,000 | $628,333 | $3,962 | 3.50% |
| Tullahoma-Manchester, TN (FHA|USDA|VA) | 2 | $1,850,000 | $925,000 | $4,404 | 3.13% |
| TUSCALOOSA, AL (FHA|USDA|VA) | 4 | $1,840,000 | $460,000 | $3,218 | 4.13% |
| MADISON, WI (FHA|USDA|VA) | 1 | $1,815,000 | $1,815,000 | $2,560 | 3.13% |
| Sebastian-Vero Beach, FL (FHA|USDA|VA) | 2 | $1,810,000 | $905,000 | $8,222 | 3.25% |
| Hudson, NY (FHA|USDA|VA) | 1 | $1,795,000 | $1,795,000 | $8,326 | 4.00% |
| KAHULUI-WAILUKU-LAHAINA, HI (FHA|USDA|VA) | 2 | $1,780,000 | $890,000 | $5,230 | 3.44% |
| AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) | 2 | $1,770,000 | $885,000 | $4,976 | 3.69% |
| THE VILLAGES, FL (FHA|USDA|VA) | 4 | $1,750,000 | $437,500 | $4,606 | 3.94% |
| PANAMA CITY, FL (FHA|USDA|VA) | 3 | $1,735,000 | $578,333 | $5,019 | 4.25% |
| PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) | 3 | $1,705,000 | $568,333 | $5,046 | 4.29% |
| TALLAHASSEE, FL (FHA|USDA|VA) | 5 | $1,675,000 | $335,000 | $3,905 | 3.85% |
| Athens, TX (FHA|USDA|VA) | 2 | $1,660,000 | $830,000 | $7,552 | 3.25% |
| ROCHESTER, NY (FHA|USDA|VA) | 5 | $1,615,000 | $323,000 | $3,577 | 3.98% |
| JACKSON, MS (FHA|USDA|VA) | 2 | $1,580,000 | $790,000 | $4,632 | 4.56% |
| Outside of Metro Areas | 2 | $1,570,000 | $785,000 | $7,609 | 3.94% |
| DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) | 4 | $1,550,000 | $387,500 | $2,912 | 3.84% |
| Lebanon, NH-VT (FHA|USDA|VA) | 2 | $1,540,000 | $770,000 | $3,272 | 2.69% |
| Shelbyville, TN (FHA|USDA|VA) | 1 | $1,495,000 | $1,495,000 | $7,356 | 4.13% |
| Ellensburg, WA (FHA|USDA|VA) | 1 | $1,405,000 | $1,405,000 | $3,917 | 3.50% |
| PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) | 2 | $1,400,000 | $700,000 | $4,379 | 3.13% |
| LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) | 3 | $1,345,000 | $448,333 | $4,269 | 3.71% |
| ROME, GA (FHA|USDA|VA) | 1 | $1,305,000 | $1,305,000 | $7,814 | 3.88% |
| BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) | 2 | $1,270,000 | $635,000 | $4,929 | 4.06% |
| Show Low, AZ (FHA|USDA|VA) | 1 | $1,235,000 | $1,235,000 | $6,445 | 3.13% |
| ST. GEORGE, UT (FHA|USDA|VA) | 2 | $1,230,000 | $615,000 | $3,833 | 4.13% |
| Laconia, NH (FHA|USDA|VA) | 1 | $1,205,000 | $1,205,000 | $4,510 | 2.88% |
| Hailey, ID (FHA|USDA|VA) | 1 | $1,205,000 | $1,205,000 | $4,747 | 2.63% |
| PUNTA GORDA, FL (FHA|USDA|VA) | 2 | $1,200,000 | $600,000 | $4,339 | 3.50% |
| Pinehurst-Southern Pines, NC (FHA|USDA|VA) | 2 | $1,110,000 | $555,000 | $3,149 | 2.44% |
| BURLINGTON-SOUTH BURLINGTON, VT (FHA|USDA|VA) | 2 | $1,110,000 | $555,000 | $3,095 | 3.44% |
| OKLAHOMA CITY, OK (FHA|USDA|VA) | 1 | $1,095,000 | $1,095,000 | $5,818 | 4.63% |
| BATON ROUGE, LA (FHA|USDA|VA) | 2 | $1,050,000 | $525,000 | $3,507 | 2.88% |
| EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) | 2 | $1,030,000 | $515,000 | $4,157 | 4.13% |
| Seneca Falls, NY (FHA|USDA|VA) | 1 | $1,005,000 | $1,005,000 | $8,747 | 4.63% |
| COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) | 3 | $995,000 | $331,667 | $4,410 | 3.63% |
| ANN ARBOR, MI (FHA|USDA|VA) | 2 | $950,000 | $475,000 | $2,652 | 3.50% |
| WENATCHEE, WA (FHA|USDA|VA) | 1 | $935,000 | $935,000 | $4,289 | 3.88% |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) | 1 | $855,000 | $855,000 | $4,055 | 4.25% |
| PROVO-OREM, UT (FHA|USDA|VA) | 1 | $855,000 | $855,000 | $3,728 | 4.13% |
| LANCASTER, PA (FHA|USDA|VA) | 2 | $840,000 | $420,000 | $4,325 | 5.19% |
| HOMOSASSA SPRINGS, FL (FHA|USDA|VA) | 2 | $830,000 | $415,000 | $2,437 | 3.19% |
| Spearfish, SD (FHA|USDA|VA) | 1 | $825,000 | $825,000 | $5,033 | 3.75% |
| GREELEY, CO (FHA|USDA|VA) | 2 | $810,000 | $405,000 | $2,615 | 3.94% |
| JACKSON, TN (FHA|USDA|VA) | 1 | $805,000 | $805,000 | $5,178 | 3.50% |
| OCALA, FL (FHA|USDA|VA) | 4 | $800,000 | $200,000 | $2,900 | 4.44% |
| KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) | 2 | $800,000 | $400,000 | $3,598 | 3.50% |
| MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) | 2 | $800,000 | $400,000 | $2,946 | 3.19% |
| FORT WAYNE, IN (FHA|USDA|VA) | 1 | $795,000 | $795,000 | $3,221 | 3.13% |
| Gardnerville Ranchos, NV (FHA|USDA|VA) | 1 | $795,000 | $795,000 | $3,312 | 2.75% |
| Brevard, NC (FHA|USDA|VA) | 1 | $765,000 | $765,000 | $3,591 | 2.38% |
| HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) | 1 | $765,000 | $765,000 | $2,564 | 2.38% |
| NEW HAVEN-MILFORD, CT (FHA|USDA|VA) | 1 | $745,000 | $745,000 | $3,399 | 2.50% |
| NILES, MI (FHA|USDA|VA) | 1 | $745,000 | $745,000 | $3,049 | 2.63% |
| LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) | 2 | $740,000 | $370,000 | $1,924 | 3.88% |
| Taos, NM (FHA|USDA|VA) | 1 | $735,000 | $735,000 | $2,294 | 3.50% |
| WORCESTER, MA-CT (FHA|USDA|VA) | 2 | $730,000 | $365,000 | $3,743 | 4.00% |
| Granbury, TX (FHA|USDA|VA) | 1 | $725,000 | $725,000 | $6,038 | 4.13% |
| AKRON, OH (FHA|USDA|VA) | 3 | $725,000 | $241,667 | $3,675 | 4.04% |
| ST. CLOUD, MN (FHA|USDA|VA) | 2 | $720,000 | $360,000 | $3,282 | 4.56% |
| TUCSON, AZ (FHA|USDA|VA) | 5 | $705,000 | $141,000 | $3,167 | 3.40% |
| SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) | 1 | $675,000 | $675,000 | $2,158 | 3.50% |
| TWIN FALLS, ID (FHA|USDA|VA) | 1 | $655,000 | $655,000 | $4,453 | 3.38% |
| Huntsville, TX (FHA|USDA|VA) | 1 | $655,000 | $655,000 | $9,107 | 4.13% |
| ALBUQUERQUE, NM (FHA|USDA|VA) | 1 | $655,000 | $655,000 | $4,599 | 3.50% |
| DULUTH, MN-WI (FHA|USDA|VA) | 2 | $650,000 | $325,000 | $3,196 | 3.56% |
| FRESNO, CA (FHA|USDA|VA) | 1 | $635,000 | $635,000 | $2,936 | 3.25% |
| Somerset, PA (FHA|USDA|VA) | 1 | $625,000 | $625,000 | $6,042 | 3.75% |
| Oak Harbor, WA (FHA|USDA|VA) | 1 | $605,000 | $605,000 | $13,278 | 4.25% |
| RACINE, WI (FHA|USDA|VA) | 1 | $605,000 | $605,000 | $3,107 | 2.75% |
| DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) | 2 | $580,000 | $290,000 | $2,534 | 4.63% |
| MUSKEGON, MI (FHA|USDA|VA) | 2 | $580,000 | $290,000 | $3,707 | 3.50% |
| Los Alamos, NM (FHA|USDA|VA) | 1 | $565,000 | $565,000 | $4,668 | 3.00% |
| Ruidoso, NM (FHA|USDA|VA) | 1 | $565,000 | $565,000 | $3,309 | 2.75% |
| Torrington, CT (FHA|USDA|VA) | 1 | $545,000 | $545,000 | $2,619 | 5.13% |
| KINGSTON, NY (FHA|USDA|VA) | 1 | $545,000 | $545,000 | $4,186 | 3.25% |
| TYLER, TX (FHA|USDA|VA) | 1 | $525,000 | $525,000 | $4,897 | 4.00% |
| Quincy, IL-MO (FHA|USDA|VA) | 1 | $505,000 | $505,000 | $2,251 | 3.75% |
| LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) | 1 | $505,000 | $505,000 | $5,328 | 2.75% |
| GAINESVILLE, GA (FHA|USDA|VA) | 1 | $505,000 | $505,000 | $3,441 | 2.63% |
| Angola, IN (FHA|USDA|VA) | 1 | $505,000 | $505,000 | $2,840 | 3.13% |
| JACKSONVILLE, NC (FHA|USDA|VA) | 1 | $505,000 | $505,000 | $2,849 | 2.75% |
| Eureka-Arcata, CA (FHA|USDA|VA) | 1 | $505,000 | $505,000 | $3,611 | 4.88% |
| Warsaw, IN (FHA|USDA|VA) | 1 | $495,000 | $495,000 | $1,985 | 4.75% |
| Paducah, KY-IL (FHA|USDA|VA) | 1 | $485,000 | $485,000 | $3,513 | 3.13% |
| FAYETTEVILLE, NC (FHA|USDA|VA) | 1 | $445,000 | $445,000 | $1,917 | 4.38% |
| CHAMPAIGN-URBANA, IL (FHA|USDA|VA) | 4 | $430,000 | $107,500 | $2,259 | 3.75% |
| MICHIGAN CITY-LA PORTE, IN (FHA|USDA|VA) | 1 | $425,000 | $425,000 | $2,207 | 4.00% |
| FORT COLLINS, CO (FHA|USDA|VA) | 1 | $415,000 | $415,000 | $3,070 | 2.88% |
| Natchez, MS-LA (FHA|USDA|VA) | 1 | $395,000 | $395,000 | $3,215 | 4.13% |
| Ottawa, IL (FHA|USDA|VA) | 1 | $395,000 | $395,000 | $1,968 | 3.13% |
| EAST STROUDSBURG, PA (FHA|USDA|VA) | 1 | $385,000 | $385,000 | $4,343 | 4.50% |
| AUBURN-OPELIKA, AL (FHA|USDA|VA) | 1 | $385,000 | $385,000 | $2,532 | 4.13% |
| Ketchikan, AK (FHA|USDA|VA) | 1 | $375,000 | $375,000 | $3,444 | 5.00% |
| OGDEN-CLEARFIELD, UT (FHA|USDA|VA) | 1 | $375,000 | $375,000 | $1,985 | 4.50% |
| CORVALLIS, OR (FHA|USDA|VA) | 2 | $370,000 | $185,000 | $2,827 | 4.13% |
| BAKERSFIELD, CA (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $2,164 | 3.63% |
| MACON-BIBB COUNTY, GA (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $2,797 | 3.88% |
| Seneca, SC (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $2,676 | 4.88% |
| Thomasville, GA (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $5,234 | 5.13% |
| NORWICH-NEW LONDON, CT (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $3,186 | 3.50% |
| DAYTON-KETTERING, OH (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $2,813 | 3.00% |
| Bellefontaine, OH (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $1,876 | 4.38% |
| MONTGOMERY, AL (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $4,127 | 3.00% |
| KILLEEN-TEMPLE, TX (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $3,996 | 3.13% |
| JOHNSON CITY, TN (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $3,279 | 3.00% |
| Kerrville, TX (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $3,487 | 2.88% |
| CLEVELAND, TN (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $1,893 | 4.75% |
| PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $1,937 | 3.38% |
| COLUMBIA, SC (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $2,369 | 3.63% |
| Tupelo, MS (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $2,397 | 3.50% |
| NEW BERN, NC (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $1,844 | 4.50% |
| Albertville, AL (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $2,539 | 4.50% |
| LANSING-EAST LANSING, MI (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $1,957 | 3.50% |
| HATTIESBURG, MS (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $2,402 | 4.88% |
| MONROE, LA (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $2,798 | 3.75% |
| Ashtabula, OH (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $4,496 | 4.00% |
| LONGVIEW, TX (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $1,786 | 3.50% |
| GREENVILLE, NC (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $1,636 | 3.25% |
| Plymouth, IN (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $3,128 | 3.88% |
| HARRISBURG-CARLISLE, PA (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $3,437 | 3.50% |
| TOLEDO, OH (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $3,801 | 4.38% |
| FORT SMITH, AR-OK (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $1,814 | 3.25% |
| GULFPORT-BILOXI, MS (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $3,194 | 3.13% |
| Martin, TN (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $1,954 | 2.88% |
| MORGANTOWN, WV (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $3,624 | 3.13% |
| Bluffton, IN (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $867 | 4.00% |
| Helena, MT (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $2,858 | 2.88% |
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Product Mix
| Loan Type | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Conventional | 1,809 | $2,034,545,000 | $1,124,679 | $5,627 | 3.49% |
| FHA | 8 | $2,450,000 | $306,250 | $9,848 | 5.06% |
| VA | 4 | $1,530,000 | $382,500 | $8,397 | 4.75% |
For 2022, Raymond James Bank's most frequently originated type of loan was Conventional, with 1,809 originations. Their 2nd most popular type was FHA, with 8 originations.
Loan Reason
For 2022, Raymond James Bank's most frequently cited loan purpose was Home Purchase, with 857 originations. The 2nd most popular reason was Other, with 508 originations.
Loan Duration/Length
For 2022, Raymond James Bank's most frequently cited loan duration was 30 Year, with 1,788 originations. The 2nd most popular length was 15 Year, with 28 originations.
Origination Fees/Closing Costs
Raymond James Bank's average total fees were $5,649, while their most frequently occuring range of origination fees (closing costs) were in the $<1k bucket, with 1,509 originations.
Interest Rates
During 2022, Raymond James Bank's average interest rate for loans was 3.50%, while their most frequently originated rate bucket for loans was 3-4%, with 777 originations.
Loan Sizing
2022 saw Raymond James Bank place emphasis on $1MM+ loans with 608 originations, totaling $1,410,970,000 in origination value.
Applicant Income
Raymond James Bank lent most frequently to those with incomes in the $250k+ range, with 1,243 originations. The second most popular income band? $150k-250k, with 308 originations.
Applicant Debt to Income Ratio
Raymond James Bank lent most frequently to those with DTI ratios of 20-30%, with 443 originations. The next most common DTI ratio? 30-36%, with 323 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications96.50%
Raymond James Bank has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.
Pick Rate
Approvals leading to origination90.17%
Raymond James Bank has an average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 1,821 | $2,038,525,000 | $1,119,454 |
Occupancy Type Mix
| Dwelling Type | Originations | Total Value | Average Loan |
|---|---|---|---|
| 1,821 | $2,038,525,000 | $1,119,454 |