Capital Bank Mortgage Rates, Fees & Info
Rockville, MDLEI: 54930044OSTKOJMHF287
Tax ID: 52-2132492
Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data
Jump to:
Mortgage Data
Bank Data
Review & Overview
Capital Bank is a small bank specializing in Refi and Home Purchase loans. Capital Bank has a high proportion of conventional loans. They have a a low proportion of FHA loans. (This may mean they shy away from first time homebuyers.) They have a low ratio of USDA loans. Their top markets by origination volume include: Washington, Baltimore, Salisbury, Philadelphia, and Dover among others. We have data for 251 markets. (Some data included below & more in-depth data is available with an active subscription.)Capital Bank has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Capital Bank is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.
Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.
SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
|---|---|---|
| 30 Year Conventional Purchase | 6.68% | 11/17/24 |
| 30 Year Conventional Refi | 6.39% | 11/17/24 |
| 30 Year Cash-out Refi | 6.63% | 11/17/24 |
| 30 Year FHA Purchase | 7.46% | 11/17/24 |
| 30 Year FHA Refi | 6.12% | 11/17/24 |
| 30 Year VA Purchase | 6.12% | 11/17/24 |
| 30 Year VA Refi | 5.83% | 11/17/24 |
| 30 Year USDA Purchase | 6.06% | 11/17/24 |
| 15 Year Conventional Purchase | 5.98% | 11/17/24 |
| 15 Year Conventional Refi | 6.33% | 11/17/24 |
| 15 Year Cash-out Refi | 6.33% | 11/17/24 |
| These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. | ||
Capital Bank Mortgage Calculator
Your Estimates
Estimated Loan Payment: Update the calculator values and click calculate payment!
This is not an official calculator from Capital Bank. It uses our SimulatedRate™
technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.
The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
3,568Origination Dollar Volume (All Markets)
$1,362,950,000Employee count
238Awards
×
![]()
Capital Bank - 2020
Capital Bank is a 2020 , due to their low .
For 2020, less than of lenders were eligible for this award.
Work for Capital Bank?
Use this award on your own site. Either save and use the images below, or pass the provided image embed code to your development team.
Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 1,336 | $603,920,000 | $452,036 | $5,163 | 3.11% |
| BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) | 459 | $155,485,000 | $338,747 | $4,228 | 3.08% |
| SALISBURY, MD-DE (FHA|USDA|VA) | 417 | $154,205,000 | $369,796 | $4,979 | 3.05% |
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 99 | $27,435,000 | $277,121 | $4,450 | 3.03% |
| DOVER, DE (FHA|USDA|VA) | 103 | $25,805,000 | $250,534 | $5,607 | 2.98% |
| RALEIGH-CARY, NC (FHA|USDA|VA) | 60 | $21,290,000 | $354,833 | $2,770 | 2.96% |
| Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) | 38 | $17,250,000 | $453,947 | $3,578 | 2.81% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 56 | $14,670,000 | $261,964 | $5,008 | 3.14% |
| New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) | 28 | $12,380,000 | $442,143 | $4,382 | 2.93% |
| Outside of Metro Areas | 42 | $12,200,000 | $290,476 | $4,682 | 2.88% |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) | 28 | $9,810,000 | $350,357 | $3,724 | 2.93% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 26 | $8,730,000 | $335,769 | $3,602 | 2.74% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 24 | $8,450,000 | $352,083 | $4,428 | 2.97% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 23 | $7,665,000 | $333,261 | $4,228 | 2.84% |
| Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 16 | $7,630,000 | $476,875 | $3,522 | 2.96% |
| RICHMOND, VA (FHA|USDA|VA) | 22 | $7,480,000 | $340,000 | $4,182 | 2.92% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 21 | $7,475,000 | $355,952 | $3,980 | 2.79% |
| SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) | 13 | $7,195,000 | $553,462 | $4,325 | 2.68% |
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 22 | $7,120,000 | $323,636 | $2,963 | 2.89% |
| LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) | 18 | $6,940,000 | $385,556 | $5,712 | 2.78% |
| KANSAS CITY, MO-KS (FHA|USDA|VA) | 18 | $6,660,000 | $370,000 | $4,557 | 2.92% |
| COLORADO SPRINGS, CO (FHA|USDA|VA) | 13 | $5,925,000 | $455,769 | $4,665 | 2.73% |
| Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) | 13 | $5,625,000 | $432,692 | $4,775 | 2.74% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 12 | $5,430,000 | $452,500 | $3,561 | 2.94% |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) | 15 | $5,345,000 | $356,333 | $3,510 | 2.86% |
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 16 | $5,110,000 | $319,375 | $4,507 | 2.88% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 17 | $5,095,000 | $299,706 | $3,472 | 2.94% |
| NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) | 12 | $4,940,000 | $411,667 | $3,700 | 2.84% |
| SALT LAKE CITY, UT (FHA|USDA|VA) | 9 | $4,305,000 | $478,333 | $4,050 | 2.89% |
| San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) | 8 | $4,250,000 | $531,250 | $3,841 | 2.44% |
| CHARLOTTESVILLE, VA (FHA|USDA|VA) | 8 | $4,100,000 | $512,500 | $6,878 | 2.98% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 13 | $4,095,000 | $315,000 | $3,680 | 2.67% |
| ST. LOUIS, MO-IL (FHA|USDA|VA) | 13 | $4,065,000 | $312,692 | $3,922 | 2.92% |
| DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) | 10 | $4,050,000 | $405,000 | $4,781 | 2.74% |
| HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) | 15 | $3,915,000 | $261,000 | $3,612 | 3.58% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 10 | $3,840,000 | $384,000 | $3,130 | 2.76% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 10 | $3,780,000 | $378,000 | $4,347 | 2.89% |
| CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) | 11 | $3,705,000 | $336,818 | $4,083 | 3.11% |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) | 8 | $3,580,000 | $447,500 | $3,450 | 3.02% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 11 | $3,465,000 | $315,000 | $4,829 | 2.68% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 12 | $3,320,000 | $276,667 | $3,741 | 2.81% |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) | 10 | $3,270,000 | $327,000 | $3,625 | 2.95% |
| SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) | 9 | $3,055,000 | $339,444 | $3,635 | 2.92% |
| Easton, MD (FHA|USDA|VA) | 9 | $2,915,000 | $323,889 | $4,245 | 3.19% |
| YORK-HANOVER, PA (FHA|USDA|VA) | 9 | $2,795,000 | $310,556 | $6,276 | 2.97% |
| FORT COLLINS, CO (FHA|USDA|VA) | 5 | $2,725,000 | $545,000 | $3,792 | 2.73% |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) | 5 | $2,615,000 | $523,000 | $4,884 | 2.68% |
| WINCHESTER, VA-WV (FHA|USDA|VA) | 9 | $2,575,000 | $286,111 | $4,434 | 3.21% |
| CINCINNATI, OH-KY-IN (FHA|USDA|VA) | 9 | $2,485,000 | $276,111 | $7,597 | 2.60% |
| WORCESTER, MA-CT (FHA|USDA|VA) | 5 | $2,445,000 | $489,000 | $4,868 | 2.73% |
| OKLAHOMA CITY, OK (FHA|USDA|VA) | 7 | $2,235,000 | $319,286 | $2,527 | 2.93% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 7 | $2,115,000 | $302,143 | $4,422 | 2.68% |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) | 5 | $2,115,000 | $423,000 | $4,521 | 3.05% |
| PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) | 6 | $1,840,000 | $306,667 | $2,684 | 2.67% |
| NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) | 5 | $1,835,000 | $367,000 | $5,279 | 3.05% |
| ALBUQUERQUE, NM (FHA|USDA|VA) | 6 | $1,790,000 | $298,333 | $2,086 | 2.77% |
| URBAN HONOLULU, HI (FHA|USDA|VA) | 3 | $1,775,000 | $591,667 | $4,077 | 2.54% |
| PITTSBURGH, PA (FHA|USDA|VA) | 5 | $1,765,000 | $353,000 | $4,229 | 2.80% |
| GREENVILLE-ANDERSON, SC (FHA|USDA|VA) | 5 | $1,735,000 | $347,000 | $2,451 | 2.75% |
| PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) | 5 | $1,645,000 | $329,000 | $2,951 | 3.45% |
| Edwards, CO (FHA|USDA|VA) | 2 | $1,600,000 | $800,000 | $3,618 | 3.25% |
| KNOXVILLE, TN (FHA|USDA|VA) | 3 | $1,545,000 | $515,000 | $9,097 | 2.46% |
| HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) | 6 | $1,530,000 | $255,000 | $3,351 | 3.13% |
| COLUMBUS, OH (FHA|USDA|VA) | 6 | $1,510,000 | $251,667 | $3,263 | 2.85% |
| SAVANNAH, GA (FHA|USDA|VA) | 5 | $1,475,000 | $295,000 | $4,260 | 3.00% |
| BOISE CITY, ID (FHA|USDA|VA) | 5 | $1,445,000 | $289,000 | $6,551 | 3.13% |
| LANCASTER, PA (FHA|USDA|VA) | 5 | $1,425,000 | $285,000 | $4,123 | 3.00% |
| TOLEDO, OH (FHA|USDA|VA) | 5 | $1,385,000 | $277,000 | $4,648 | 2.70% |
| FAYETTEVILLE, NC (FHA|USDA|VA) | 6 | $1,380,000 | $230,000 | $3,266 | 2.52% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 4 | $1,380,000 | $345,000 | $2,850 | 2.91% |
| OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) | 3 | $1,335,000 | $445,000 | $9,084 | 2.96% |
| GAINESVILLE, GA (FHA|USDA|VA) | 3 | $1,325,000 | $441,667 | $4,687 | 2.58% |
| AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) | 6 | $1,300,000 | $216,667 | $3,067 | 2.65% |
| ASHEVILLE, NC (FHA|USDA|VA) | 3 | $1,275,000 | $425,000 | $2,854 | 2.66% |
| INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) | 4 | $1,260,000 | $315,000 | $6,711 | 2.84% |
| RENO, NV (FHA|USDA|VA) | 3 | $1,255,000 | $418,333 | $7,959 | 2.67% |
| SALINAS, CA (FHA|USDA|VA) | 2 | $1,250,000 | $625,000 | $3,856 | 2.81% |
| Shelbyville, TN (FHA|USDA|VA) | 3 | $1,235,000 | $411,667 | $3,506 | 2.83% |
| CHAMBERSBURG-WAYNESBORO, PA (FHA|USDA|VA) | 4 | $1,200,000 | $300,000 | $7,851 | 3.28% |
| CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) | 4 | $1,130,000 | $282,500 | $3,331 | 3.06% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 3 | $1,125,000 | $375,000 | $2,789 | 2.83% |
| MANCHESTER-NASHUA, NH (FHA|USDA|VA) | 3 | $1,105,000 | $368,333 | $2,776 | 2.67% |
| PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) | 3 | $1,105,000 | $368,333 | $4,095 | 2.71% |
| CHEYENNE, WY (FHA|USDA|VA) | 3 | $1,095,000 | $365,000 | $3,676 | 2.75% |
| HUNTSVILLE, AL (FHA|USDA|VA) | 3 | $1,085,000 | $361,667 | $4,323 | 2.88% |
| HARRISBURG-CARLISLE, PA (FHA|USDA|VA) | 5 | $1,065,000 | $213,000 | $3,408 | 2.68% |
| HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) | 3 | $1,045,000 | $348,333 | $3,010 | 2.83% |
| BOULDER, CO (FHA|USDA|VA) | 2 | $1,040,000 | $520,000 | $6,638 | 2.62% |
| NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) | 3 | $975,000 | $325,000 | $2,531 | 3.00% |
| SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) | 2 | $950,000 | $475,000 | $2,866 | 3.19% |
| SALEM, OR (FHA|USDA|VA) | 4 | $930,000 | $232,500 | $5,645 | 3.25% |
| PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) | 4 | $920,000 | $230,000 | $3,923 | 3.31% |
| Key West, FL (FHA|USDA|VA) | 2 | $900,000 | $450,000 | $5,196 | 2.69% |
| JACKSONVILLE, NC (FHA|USDA|VA) | 3 | $895,000 | $298,333 | $2,296 | 2.71% |
| PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) | 3 | $895,000 | $298,333 | $7,141 | 2.83% |
| BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) | 3 | $875,000 | $291,667 | $2,889 | 3.54% |
| Detroit-Warren-Dearborn, MI (FHA|USDA|VA) | 4 | $870,000 | $217,500 | $4,321 | 3.03% |
| BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) | 3 | $865,000 | $288,333 | $2,586 | 3.21% |
| LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) | 3 | $855,000 | $285,000 | $5,276 | 3.54% |
| Los Alamos, NM (FHA|USDA|VA) | 2 | $850,000 | $425,000 | $1,828 | 2.56% |
| WILMINGTON, NC (FHA|USDA|VA) | 2 | $790,000 | $395,000 | $3,298 | 3.13% |
| Pinehurst-Southern Pines, NC (FHA|USDA|VA) | 3 | $765,000 | $255,000 | $2,522 | 2.58% |
| Morehead City, NC (FHA|USDA|VA) | 2 | $760,000 | $380,000 | $19,440 | 2.81% |
| TUCSON, AZ (FHA|USDA|VA) | 3 | $755,000 | $251,667 | $2,262 | 2.67% |
| ALBANY, GA (FHA|USDA|VA) | 1 | $755,000 | $755,000 | $16,472 | 2.25% |
| ELIZABETHTOWN-FORT KNOX, KY (FHA|USDA|VA) | 2 | $750,000 | $375,000 | $2,199 | 3.00% |
| SPRINGFIELD, MA (FHA|USDA|VA) | 2 | $750,000 | $375,000 | $12,331 | 2.75% |
| Stevens Point, WI (FHA|USDA|VA) | 2 | $740,000 | $370,000 | $3,954 | 3.25% |
| Port Angeles, WA (FHA|USDA|VA) | 2 | $730,000 | $365,000 | $4,346 | 2.88% |
| SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) | 3 | $715,000 | $238,333 | $2,730 | 3.13% |
| OGDEN-CLEARFIELD, UT (FHA|USDA|VA) | 2 | $710,000 | $355,000 | $3,363 | 2.75% |
| CLEVELAND-ELYRIA, OH (FHA|USDA|VA) | 3 | $705,000 | $235,000 | $9,579 | 3.42% |
| SANTA FE, NM (FHA|USDA|VA) | 2 | $700,000 | $350,000 | $4,205 | 2.31% |
| WARNER ROBINS, GA (FHA|USDA|VA) | 3 | $695,000 | $231,667 | $4,718 | 2.79% |
| GRAND JUNCTION, CO (FHA|USDA|VA) | 1 | $695,000 | $695,000 | $4,829 | 2.38% |
| PORT ST. LUCIE, FL (FHA|USDA|VA) | 3 | $685,000 | $228,333 | $1,712 | 3.08% |
| Boone, NC (FHA|USDA|VA) | 1 | $675,000 | $675,000 | $10,584 | 2.75% |
| MIDLAND, TX (FHA|USDA|VA) | 2 | $670,000 | $335,000 | $7,467 | 2.88% |
| TRENTON-PRINCETON, NJ (FHA|USDA|VA) | 2 | $670,000 | $335,000 | $4,303 | 3.44% |
| WICHITA, KS (FHA|USDA|VA) | 2 | $660,000 | $330,000 | $10,838 | 2.56% |
| BANGOR, ME (FHA|USDA|VA) | 2 | $660,000 | $330,000 | $3,905 | 2.69% |
| ST. GEORGE, UT (FHA|USDA|VA) | 2 | $640,000 | $320,000 | $2,563 | 3.13% |
| BARNSTABLE TOWN, MA (FHA|USDA|VA) | 2 | $590,000 | $295,000 | $2,406 | 3.18% |
| Hilo, HI (FHA|USDA|VA) | 1 | $575,000 | $575,000 | $7,005 | 2.25% |
| LEXINGTON-FAYETTE, KY (FHA|USDA|VA) | 2 | $570,000 | $285,000 | $1,863 | 2.69% |
| JOHNSON CITY, TN (FHA|USDA|VA) | 1 | $565,000 | $565,000 | $5,108 | 2.25% |
| Fredericksburg, TX (FHA|USDA|VA) | 1 | $555,000 | $555,000 | $7,000 | 2.25% |
| LINCOLN, NE (FHA|USDA|VA) | 1 | $555,000 | $555,000 | $1,322 | 3.38% |
| DAYTON-KETTERING, OH (FHA|USDA|VA) | 2 | $550,000 | $275,000 | $2,011 | 2.81% |
| ANCHORAGE, AK (FHA|USDA|VA) | 1 | $545,000 | $545,000 | $21,351 | 2.75% |
| STAUNTON, VA (FHA|USDA|VA) | 2 | $540,000 | $270,000 | $2,117 | 2.87% |
| MONROE, MI (FHA|USDA|VA) | 2 | $540,000 | $270,000 | $1,944 | 2.75% |
| BEND, OR (FHA|USDA|VA) | 1 | $515,000 | $515,000 | $3,341 | 3.00% |
| ANN ARBOR, MI (FHA|USDA|VA) | 1 | $515,000 | $515,000 | $16,747 | 2.63% |
| OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) | 1 | $515,000 | $515,000 | $4,139 | 2.25% |
| Oak Harbor, WA (FHA|USDA|VA) | 2 | $510,000 | $255,000 | $6,323 | 2.44% |
| AUBURN-OPELIKA, AL (FHA|USDA|VA) | 2 | $500,000 | $250,000 | $2,948 | 3.06% |
| MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) | 2 | $490,000 | $245,000 | $2,467 | 2.75% |
| MEDFORD, OR (FHA|USDA|VA) | 2 | $490,000 | $245,000 | $2,373 | 3.06% |
| WALLA WALLA, WA (FHA|USDA|VA) | 2 | $490,000 | $245,000 | $1,239 | 3.00% |
| HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) | 1 | $475,000 | $475,000 | $2,098 | 2.38% |
| MADISON, WI (FHA|USDA|VA) | 1 | $475,000 | $475,000 | $2,906 | 3.00% |
| SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) | 2 | $470,000 | $235,000 | $2,363 | 2.31% |
| Outside of Metro Areas | 1 | $455,000 | $455,000 | $9,883 | 2.63% |
| KILLEEN-TEMPLE, TX (FHA|USDA|VA) | 2 | $450,000 | $225,000 | $3,042 | 2.81% |
| VALLEJO, CA (FHA|USDA|VA) | 1 | $445,000 | $445,000 | $2,921 | 3.50% |
| GAINESVILLE, FL (FHA|USDA|VA) | 1 | $435,000 | $435,000 | $18,940 | 2.75% |
| Salem, OH (FHA|USDA|VA) | 1 | $425,000 | $425,000 | $0 | 4.75% |
| ST. JOSEPH, MO-KS (FHA|USDA|VA) | 1 | $425,000 | $425,000 | $6,713 | 2.25% |
| OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) | 2 | $410,000 | $205,000 | $1,486 | 2.81% |
| ROANOKE, VA (FHA|USDA|VA) | 2 | $410,000 | $205,000 | $2,480 | 3.38% |
| GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) | 2 | $410,000 | $205,000 | $2,221 | 2.63% |
| Prineville, OR (FHA|USDA|VA) | 1 | $405,000 | $405,000 | $3,028 | 2.88% |
| SPARTANBURG, SC (FHA|USDA|VA) | 1 | $405,000 | $405,000 | $2,171 | 3.00% |
| KENNEWICK-RICHLAND, WA (FHA|USDA|VA) | 1 | $395,000 | $395,000 | $1,371 | 2.25% |
| OCEAN CITY, NJ (FHA|USDA|VA) | 2 | $390,000 | $195,000 | $4,420 | 2.94% |
| Sebastian-Vero Beach, FL (FHA|USDA|VA) | 1 | $375,000 | $375,000 | $3,472 | 3.00% |
| EAST STROUDSBURG, PA (FHA|USDA|VA) | 2 | $370,000 | $185,000 | $2,800 | 2.81% |
| NORWICH-NEW LONDON, CT (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $3,454 | 3.00% |
| LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $3,885 | 2.75% |
| NEW BERN, NC (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $3,931 | 2.50% |
| Gillette, WY (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $3,601 | 2.25% |
| MODESTO, CA (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $4,170 | 3.75% |
| BURLINGTON, NC (FHA|USDA|VA) | 2 | $340,000 | $170,000 | $1,779 | 2.69% |
| TULSA, OK (FHA|USDA|VA) | 2 | $340,000 | $170,000 | $3,869 | 3.19% |
| EL PASO, TX (FHA|USDA|VA) | 2 | $340,000 | $170,000 | $2,668 | 2.94% |
| Indiana, PA (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $6,094 | 3.25% |
| CHATTANOOGA, TN-GA (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $1,686 | 2.88% |
| Klamath Falls, OR (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $14,694 | 3.25% |
| LYNCHBURG, VA (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $2,236 | 2.38% |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $3,066 | 2.99% |
| LAREDO, TX (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $2,391 | 2.75% |
| Moses Lake, WA (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $3,567 | 3.13% |
| Ukiah, CA (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $3,061 | 3.50% |
| Helena, MT (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $4,534 | 2.75% |
| Augusta-Waterville, ME (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $5,960 | 2.75% |
| Concord, NH (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $2,916 | 2.38% |
| PUNTA GORDA, FL (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $13,721 | 3.75% |
| LEBANON, PA (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $3,990 | 2.99% |
| Coos Bay, OR (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $2,176 | 2.75% |
| Huntington, IN (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $4,406 | 2.75% |
| Coldwater, MI (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $3,056 | 2.75% |
| MADERA, CA (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $13,463 | 2.75% |
| CLEVELAND, TN (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $6,423 | 3.75% |
| ANNISTON-OXFORD, AL (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $1,157 | 2.63% |
| BATON ROUGE, LA (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $1,777 | 2.88% |
| GETTYSBURG, PA (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $3,630 | 2.75% |
| STATE COLLEGE, PA (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $5,155 | 2.50% |
| Sandpoint, ID (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $3,830 | 2.75% |
| LAS CRUCES, NM (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $1,963 | 2.25% |
| BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $2,045 | 2.25% |
| Jefferson, GA (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $1,870 | 2.75% |
| Elizabeth City, NC (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $14,784 | 3.50% |
| ROCKFORD, IL (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $2,551 | 2.25% |
| BURLINGTON-SOUTH BURLINGTON, VT (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $11,737 | 3.25% |
| EAU CLAIRE, WI (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $1,730 | 3.00% |
| GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $2,328 | 2.25% |
| Pahrump, NV (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $10,897 | 3.25% |
| JONESBORO, AR (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $2,138 | 3.25% |
| Barre, VT (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $6,181 | 2.75% |
| JACKSON, MS (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $2,484 | 3.50% |
| COLUMBUS, GA-AL (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $2,826 | 2.50% |
| Torrington, CT (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $3,403 | 2.75% |
| Bemidji, MN (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $1,857 | 2.75% |
| SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $1,662 | 2.75% |
| GREENVILLE, NC (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $2,094 | 2.88% |
| Adrian, MI (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $3,651 | 3.63% |
| ALBANY-SCHENECTADY-TROY, NY (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $4,305 | 3.63% |
| DOTHAN, AL (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $9,825 | 2.50% |
| THE VILLAGES, FL (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $5,833 | 2.25% |
| Whitewater, WI (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $2,869 | 3.38% |
| SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $4,577 | 2.75% |
| Kill Devil Hills, NC (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $2,971 | 2.88% |
| DULUTH, MN-WI (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $2,642 | 2.75% |
| Okeechobee, FL (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $3,395 | 3.63% |
| GOLDSBORO, NC (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $6,609 | 2.38% |
| MEMPHIS, TN-MS-AR (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $4,474 | 4.75% |
| Riverton, WY (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $2,258 | 3.25% |
| OCALA, FL (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $2,819 | 3.25% |
| YAKIMA, WA (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $4,091 | 3.50% |
| NILES, MI (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $2,718 | 2.25% |
| HOMOSASSA SPRINGS, FL (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $8,332 | 3.75% |
| Hood River, OR (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $5,611 | 3.13% |
| Ontario, OR-ID (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $3,407 | 2.75% |
| ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $2,058 | 3.25% |
| Wooster, OH (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $3,238 | 3.37% |
| LaGrange, GA-AL (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $1,795 | 2.63% |
| DeRidder, LA (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $2,229 | 3.25% |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $3,096 | 2.75% |
| SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $2,441 | 2.25% |
| DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $2,510 | 3.88% |
| Baraboo, WI (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $1,141 | 2.75% |
| LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $1,772 | 2.75% |
| LAWTON, OK (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $0 | 2.75% |
| Findlay, OH (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $3,067 | 3.25% |
| CLARKSVILLE, TN-KY (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $1,587 | 2.63% |
| Greeneville, TN (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $3,366 | 3.63% |
| Butte-Silver Bow, MT (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $2,266 | 3.75% |
| TALLAHASSEE, FL (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $1,130 | 3.00% |
| KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $2,170 | 3.00% |
| MONTGOMERY, AL (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $2,543 | 2.25% |
| ERIE, PA (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $3,422 | 2.88% |
| SPRINGFIELD, MO (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $6,433 | 3.00% |
| Richmond-Berea, KY (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $2,008 | 3.25% |
| Fort Leonard Wood, MO (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $0 | 4.63% |
| Palestine, TX (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $3,219 | 3.00% |
| MORGANTOWN, WV (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $0 | 5.00% |
| Jamestown-Dunkirk-Fredonia, NY (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $4,347 | 2.75% |
| Kalispell, MT (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $3,173 | 2.25% |
| COLUMBIA, MO (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $2,878 | 4.13% |
| McComb, MS (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $3,248 | 2.75% |
Similar Lenders
We use machine learning to identify the top lenders compared against Capital Bank based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.
BEACH MUNICIPAL FEDERAL CREDIT UNION
Similarity Rank: 90
Similarity Rank: 90
The First National Bank of Long Island
Similarity Rank: 134
Similarity Rank: 134
HNB National Bank
Similarity Rank: 195
Similarity Rank: 195
North Jersey Federal Credit Union
Similarity Rank: 247
Similarity Rank: 247
METROPLEX MORTGAGE SERVICES, INC.
Similarity Rank: 372
Similarity Rank: 372
Azura Credit Union
Similarity Rank: 380
Similarity Rank: 380
N C P D Federal Credit Union
Similarity Rank: 482
Similarity Rank: 482
ABNB Federal Credit Union
Similarity Rank: 496
Similarity Rank: 496
AAXY L.L.C.
Similarity Rank: 522
Similarity Rank: 522
MOUNTAIN MORTGAGE CORP.
Similarity Rank: 538
Similarity Rank: 538
Product Mix
For 2020, Capital Bank's most frequently originated type of loan was Conventional, with 2,282 originations. Their 2nd most popular type was VA, with 1,080 originations.
Loan Reason
For 2020, Capital Bank's most frequently cited loan purpose was Refi, with 1,965 originations. The 2nd most popular reason was Home Purchase, with 1,180 originations.
Loan Duration/Length
For 2020, Capital Bank's most frequently cited loan duration was 30 Year, with 3,098 originations. The 2nd most popular length was 15 Year, with 244 originations.
Origination Fees/Closing Costs
Capital Bank's average total fees were $4,868, while their most frequently occuring range of origination fees (closing costs) were in the $<1k bucket, with 2,230 originations.
Interest Rates
During 2020, Capital Bank's average interest rate for loans was 3.01%, while their most frequently originated rate bucket for loans was 2.5-3%, with 1,613 originations.
Loan Sizing
2020 saw Capital Bank place emphasis on $200k-400k loans with 1,815 originations, totaling $547,045,000 in origination value.
Applicant Income
Capital Bank lent most frequently to those with incomes in the $100k-150k range, with 742 originations. The second most popular income band? $150k-250k, with 692 originations.
Applicant Debt to Income Ratio
Capital Bank lent most frequently to those with DTI ratios of 20-30%, with 734 originations. The next most common DTI ratio? 30-36%, with 532 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications98.31%
Capital Bank has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.
Pick Rate
Approvals leading to origination70.94%
Capital Bank has a below average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 3,568 | $1,362,950,000 | $381,993 |
Occupancy Type Mix
| Dwelling Type | Originations | Total Value | Average Loan |
|---|---|---|---|
| Multifamily:Site-Built | 8 | $16,880,000 | $2,110,000 |
| Single Family (1-4 Units):Site-Built | 3,560 | $1,346,070,000 | $378,110 |
LTV Distribution
Complaints
| Bank Name | Product | Issue | 2020 CPFB Complaints | % of Total Issues |
|---|---|---|---|---|
| Capital Benefit, Inc. | Conventional home mortgage | Struggling to pay mortgage | 2 | 100.0% |
Bank Details
Branches
| Bank Name | Branch | Branch Type | Deposits (000's) |
|---|---|---|---|
| Capital Bank, National Association | 10700 Parkridge Blvd Suite 180 Reston, VA 20191 | Full Service B&M | $177,124 |
| Capital Bank, National Association | 1776 I Street, N.W. Washington, DC 20006 | Full Service B&M | $159,827 |
| Capital Bank, National Association | 2275 Research Blvd. Rockville, MD 20850 | Full Service B&M | $880,317 |
| Capital Bank, National Association | 6000 Executive Blvd, #101 North Bethesda, MD 20852 | Full Service B&M | $352,941 |
| Capital Bank, National Association | 6711 Columbia Gateway Dr, Suite 170 Columbia, MD 21046 | Full Service B&M | $39,894 |
| Capital Bank, National Association | 890 Hendersonville Road Asheville, NC 28803 | Full Service B&M | $249 |
For 2020, Capital Bank had 6 branches.
Yearly Performance Overview
Bank Income
| Item | Value (in 000's) |
|---|---|
| Total interest income | $94,892 |
| Net interest income | $82,805 |
| Total noninterest income | $61,037 |
| Gross Fiduciary activities income | $0 |
| Service charges on deposit accounts | $513 |
| Trading account gains and fees | $0 |
| Additional Noninterest Income | $60,524 |
| Pre-tax net operating income | $34,368 |
| Securities gains (or losses, -) | $20 |
| Income before extraordinary items | $25,231 |
| Discontinued Operations (Extraordinary gains, net) | $0 |
| Net income of bank and minority interests | $25,231 |
| Minority interest net income | $0 |
| Net income | $25,231 |
| Sale, conversion, retirement of capital stock, net | $0 |
| Net operating income | $25,215 |
Capital Bank's gross interest income from loans was $94,892,000.
Capital Bank's net interest income from loans was $82,805,000.
Capital Bank's fee based income from loans was $513,000.
Capital Bank's net income from loans was $25,231,000.
Bank Expenses
| Item | Value (in 000's) |
|---|---|
| Total interest expense | $12,087 |
| Provision for credit losses | $11,142 |
| Total noninterest expense | $98,332 |
| Salaries and employee benefits | $44,096 |
| Premises and equipment expense | $4,867 |
| Additional noninterest expense | $49,369 |
| Applicable income taxes | $9,157 |
| Net charge-offs | $1,108 |
| Cash dividends | $5,500 |
Capital Bank's interest expense for loans was $12,087,000.
Capital Bank's payroll and benefits expense were $44,096,000.
Capital Bank's property, plant and equipment expenses $4,867,000.
Loan Performance
| Type of Loan | % of Loans Noncurrent (30+ days, end of period snapshot) |
|---|---|
| All loans | 0.0% |
| Real Estate loans | 0.0% |
| Construction & Land Development loans | 0.0% |
| Nonfarm, nonresidential loans | 0.0% |
| Multifamily residential loans | 0.0% |
| 1-4 family residential loans | 1.0% |
| HELOC loans | 3.0% |
| All other family | 0.0% |
| Commercial & industrial loans | 0.0% |
| Personal loans | 0.0% |
| Credit card loans | 0.0% |
| Other individual loans | 0.0% |
| Auto loans | 0.0% |
| Other consumer loans | 0.0% |
| Unsecured commercial real estate loans | 0.0% |
Deposits
| Type | Value (in 000's) |
|---|---|
| Total deposits | $1,655,641 |
| Deposits held in domestic offices | $1,655,641 |
| Deposits by Individuals, partnerships, and corporations | $1,480,380 |
| Deposits by U.S. Government | $6,111 |
| Deposits by States and political subdivisions in the U.S. | $101,803 |
| Deposits by Commercial banks and other depository institutions in U.S. | $67,347 |
| Deposits by Banks in foreign countries | $0 |
| Deposits by Foreign governments and official institutions | $0 |
| Transaction accounts | $676,678 |
| Demand deposits | $676,678 |
| Nontransaction accounts | $978,963 |
| Money market deposit accounts (MMDAs) | $447,077 |
| Other savings deposits (excluding MMDAs) | $197,320 |
| Total time deposits | $334,566 |
| Total time and savings deposits | $978,963 |
| Noninterest-bearing deposits | $612,072 |
| Interest-bearing deposits | $1,043,569 |
| Retail deposits | $1,431,152 |
| IRAs and Keogh plan accounts | $2,484 |
| Brokered deposits | $45,148 |
| Deposits held in foreign offices | $0 |
Assets
| Asset | Value (in 000's) |
|---|---|
| Total Assets | $1,847,097 |
| Cash & Balances due from depository institutions | $146,850 |
| Interest-bearing balances | $128,400 |
| Total securities | $99,787 |
| Federal funds sold & reverse repurchase | $54 |
| Net loans and leases | $1,572,815 |
| Loan and leases loss allowance | $23,026 |
| Trading account assets | $0 |
| Bank premises and fixed assets | $4,329 |
| Other real estate owned | $2,309 |
| Goodwill and other intangibles | $0 |
| All other assets | $20,953 |
Liabilities
| Liabilities | Value (in 000's) |
|---|---|
| Total liabilities and capital | $1,847,097 |
| Total Liabilities | $1,709,853 |
| Total deposits | $1,655,641 |
| Interest-bearing deposits | $1,043,569 |
| Deposits held in domestic offices | $1,655,641 |
| % insured (estimated) | $44 |
| Federal funds purchased and repurchase agreements | $0 |
| Trading liabilities | $0 |
| Other borrowed funds | $27,395 |
| Subordinated debt | $0 |
| All other liabilities | $26,817 |
Issued Loan Types
| Type | Value (in 000's) |
|---|---|
| Net loans and leases | $1,572,815 |
| Loan and leases loss allowance | $23,026 |
| Total loans and leases (domestic) | $1,595,841 |
| All real estate loans | $1,133,243 |
| Real estate loans in domestic offices | $1,133,243 |
| Construction and development loans | $208,612 |
| Residential 1-4 family construction | $153,406 |
| Other construction, all land development and other land | $55,206 |
| Loans secured by nonfarm nonresidential properties | $376,926 |
| Nonfarm nonresidential secured by owner-occupied properties | $200,352 |
| Commercial real estate & other non-farm, non-residential | $176,574 |
| Multifamily residential real estate | $104,300 |
| 1-4 family residential loans | $443,405 |
| Farmland loans | $0 |
| Loans held in foreign offices | $0 |
| Farm loans | $0 |
| Commercial and industrial loans | $357,337 |
| To non-U.S. addressees | $0 |
| Loans to individuals | $104,993 |
| Credit card loans | $103,605 |
| Related Plans | $316 |
| Consumer Auto Loans | $68 |
| Other loans to individuals | $1,004 |
| All other loans & leases | $267 |
| Loans to foreign governments and official institutions | $0 |
| Other loans | $267 |
| Loans to depository institutions and acceptances of other banks | $0 |
| Loans not secured by real estate | $0 |
| Loans secured by real estate to non-U.S. addressees | $0 |
| Restructured Loans & leases | $0 |
| Non 1-4 family restructured loans & leases | $0 |
| Total loans and leases (foreign) | $0 |
Capital Bank had $1,572,815,000 of loans outstanding in 2020. $1,133,243,000 of loans were in real estate loans. $208,612,000 of loans were in development loans. $104,300,000 of loans were in multifamily mortgage loans. $443,405,000 of loans were in 1-4 family mortgage loans. $0 of loans were in farm loans. $103,605,000 of loans were in credit card loans. $68,000 of loans were in the auto loan category.
Small Business Loans
| Categorization | # of Loans in Category | $ amount of loans (in 000's) | Average $/loan |
|---|---|---|---|
| Nonfarm, nonresidential loans - <$1MM | 236 | $98,515 | $417,436 |
| Nonfarm, nonresidential loans - <$100k | 10 | $474 | $47,400 |
| Nonfarm, nonresidential loans - $100-250k | 47 | $6,818 | $145,064 |
| Nonfarm, nonresidential loans - $250k-1MM | 179 | $91,223 | $509,626 |
| Commercial & Industrial, US addressed loans - <$1MM | 1,396 | $195,157 | $139,797 |
| Commercial & Industrial, US addressed loans - <$100k | 790 | $28,766 | $36,413 |
| Commercial & Industrial, US addressed loans - $100-250k | 323 | $46,562 | $144,155 |
| Commercial & Industrial, US addressed loans - $250k-1MM | 283 | $119,829 | $423,424 |