Lendinghome Funding Corporation Mortgage Rates, Fees & Info
WILMINGTON, DELEI: 5493006VAGP3GQ8FJT49
Tax ID: 46-3528270
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Mortgage Data
Review & Overview
Lendinghome Funding Corporation is a small mortgage company specializing in Home Purchase loans. Lendinghome Funding Corporation has a high proportion of conventional loans. Their top markets by origination volume include: Los Angeles, Atlanta, Las Vegas, San Diego, and New York among others. We have data for 234 markets. (Some data included below & more in-depth data is available with an active subscription.)Lendinghome Funding Corporation has an average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Lendinghome Funding Corporation is typically a low fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.
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SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
|---|---|---|
| 30 Year Conventional Purchase | 6.72% | 4/5/25 |
| 30 Year Conventional Refi | 6.72% | 4/5/25 |
| These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. | ||
Lendinghome Funding Corporation Mortgage Calculator
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This is not an official calculator from Lendinghome Funding Corporation. It uses our SimulatedRate™
technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.
The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
5,216Origination Dollar Volume (All Markets)
$1,151,020,000Awards
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LENDINGHOME FUNDING CORPORATION - 2018
LENDINGHOME FUNDING CORPORATION is a 2018 , due to their low .
For 2018, less than of lenders were eligible for this award.
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Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 224 | $120,690,000 | $538,795 | $3,865 | 8.39% |
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 417 | $73,305,000 | $175,791 | $3,070 | 9.29% |
| LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) | 366 | $73,220,000 | $200,055 | $2,841 | 8.70% |
| SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) | 158 | $71,340,000 | $451,519 | $2,890 | 8.21% |
| New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) | 219 | $54,945,000 | $250,890 | $0 | 10.71% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 293 | $50,955,000 | $173,908 | $4,214 | 9.17% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 183 | $40,255,000 | $219,973 | $3,359 | 9.58% |
| San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) | 69 | $35,275,000 | $511,232 | $2,518 | 8.37% |
| Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) | 94 | $33,680,000 | $358,298 | $2,686 | 7.55% |
| SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) | 108 | $29,800,000 | $275,926 | $3,081 | 8.27% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 166 | $27,990,000 | $168,614 | $3,264 | 9.82% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 110 | $26,620,000 | $242,000 | $2,632 | 8.96% |
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 113 | $26,095,000 | $230,929 | $0 | 9.25% |
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 166 | $25,520,000 | $153,735 | $3,744 | 10.85% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 144 | $22,060,000 | $153,194 | $4,352 | 9.58% |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) | 25 | $19,045,000 | $761,800 | $2,691 | 7.80% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 72 | $17,460,000 | $242,500 | $3,260 | 6.26% |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) | 59 | $17,275,000 | $292,797 | $3,046 | 9.15% |
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 86 | $15,900,000 | $184,884 | $0 | 9.87% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 87 | $14,885,000 | $171,092 | $2,792 | 9.01% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 48 | $14,070,000 | $293,125 | $2,550 | 9.02% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 84 | $13,570,000 | $161,548 | $3,011 | 9.24% |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) | 84 | $13,320,000 | $158,571 | $0 | 9.70% |
| BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) | 73 | $12,245,000 | $167,740 | $0 | 9.96% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 77 | $11,615,000 | $150,844 | $3,097 | 8.97% |
| RENO, NV (FHA|USDA|VA) | 40 | $10,340,000 | $258,500 | $3,156 | 8.23% |
| ST. LOUIS, MO-IL (FHA|USDA|VA) | 59 | $8,955,000 | $151,780 | $0 | 10.53% |
| FRESNO, CA (FHA|USDA|VA) | 55 | $8,725,000 | $158,636 | $2,245 | 8.62% |
| Detroit-Warren-Dearborn, MI (FHA|USDA|VA) | 58 | $7,850,000 | $135,345 | $0 | 10.87% |
| Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) | 25 | $7,295,000 | $291,800 | $0 | 10.55% |
| OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) | 14 | $7,140,000 | $510,000 | $2,718 | 7.59% |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) | 28 | $6,780,000 | $242,143 | $2,704 | 6.22% |
| BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) | 28 | $6,450,000 | $230,357 | $4,955 | 11.05% |
| CLEVELAND-ELYRIA, OH (FHA|USDA|VA) | 49 | $6,395,000 | $130,510 | $0 | 11.02% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 28 | $5,570,000 | $198,929 | $4,242 | 8.49% |
| CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) | 31 | $5,155,000 | $166,290 | $2,652 | 8.61% |
| VALLEJO, CA (FHA|USDA|VA) | 17 | $4,995,000 | $293,824 | $0 | 8.73% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 31 | $4,995,000 | $161,129 | $5,267 | 10.10% |
| PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) | 29 | $4,825,000 | $166,379 | $0 | 10.11% |
| STOCKTON, CA (FHA|USDA|VA) | 21 | $4,625,000 | $220,238 | $1,171 | 8.60% |
| VISALIA, CA (FHA|USDA|VA) | 39 | $4,555,000 | $116,795 | $0 | 8.38% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 22 | $4,240,000 | $192,727 | $1,995 | 9.38% |
| HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) | 26 | $4,170,000 | $160,385 | $2,858 | 10.57% |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) | 27 | $4,095,000 | $151,667 | $3,967 | 10.74% |
| Outside of Metro Areas | 26 | $3,950,000 | $151,923 | $3,124 | 8.39% |
| JACKSONVILLE, NC (FHA|USDA|VA) | 37 | $3,925,000 | $106,081 | $0 | 9.96% |
| TUCSON, AZ (FHA|USDA|VA) | 28 | $3,800,000 | $135,714 | $3,063 | 9.52% |
| LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) | 34 | $3,700,000 | $108,824 | $0 | 9.55% |
| KANSAS CITY, MO-KS (FHA|USDA|VA) | 22 | $3,670,000 | $166,818 | $0 | 10.02% |
| SALINAS, CA (FHA|USDA|VA) | 6 | $3,460,000 | $576,667 | $4,102 | 7.63% |
| CINCINNATI, OH-KY-IN (FHA|USDA|VA) | 18 | $3,440,000 | $191,111 | $0 | 12.39% |
| DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) | 17 | $3,275,000 | $192,647 | $2,694 | 8.42% |
| SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) | 7 | $3,225,000 | $460,714 | $2,745 | 7.80% |
| NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) | 16 | $3,170,000 | $198,125 | $0 | 9.43% |
| COLUMBUS, OH (FHA|USDA|VA) | 17 | $3,055,000 | $179,706 | $0 | 11.20% |
| MODESTO, CA (FHA|USDA|VA) | 18 | $2,890,000 | $160,556 | $0 | 8.47% |
| COLUMBIA, SC (FHA|USDA|VA) | 22 | $2,870,000 | $130,455 | $2,753 | 9.09% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 18 | $2,860,000 | $158,889 | $2,446 | 8.92% |
| RALEIGH-CARY, NC (FHA|USDA|VA) | 16 | $2,830,000 | $176,875 | $2,598 | 7.09% |
| FORT COLLINS, CO (FHA|USDA|VA) | 10 | $2,810,000 | $281,000 | $0 | 8.93% |
| SALEM, OR (FHA|USDA|VA) | 16 | $2,800,000 | $175,000 | $3,228 | 9.76% |
| POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY (FHA|USDA|VA) | 18 | $2,730,000 | $151,667 | $0 | 11.14% |
| PROVO-OREM, UT (FHA|USDA|VA) | 9 | $2,685,000 | $298,333 | $2,708 | 4.78% |
| ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) | 20 | $2,620,000 | $131,000 | $0 | 11.80% |
| PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) | 17 | $2,535,000 | $149,118 | $2,810 | 9.07% |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) | 15 | $2,535,000 | $169,000 | $0 | 10.33% |
| SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) | 8 | $2,530,000 | $316,250 | $2,195 | 7.78% |
| SALT LAKE CITY, UT (FHA|USDA|VA) | 9 | $2,465,000 | $273,889 | $3,247 | 6.81% |
| PITTSBURGH, PA (FHA|USDA|VA) | 12 | $2,410,000 | $200,833 | $4,225 | 7.71% |
| AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) | 18 | $2,410,000 | $133,889 | $2,676 | 8.08% |
| GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) | 21 | $2,355,000 | $112,143 | $0 | 9.99% |
| NEW HAVEN-MILFORD, CT (FHA|USDA|VA) | 12 | $2,230,000 | $185,833 | $2,298 | 11.63% |
| SPARTANBURG, SC (FHA|USDA|VA) | 21 | $2,215,000 | $105,476 | $3,396 | 7.49% |
| EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) | 10 | $2,170,000 | $217,000 | $0 | 8.70% |
| BAKERSFIELD, CA (FHA|USDA|VA) | 17 | $2,135,000 | $125,588 | $0 | 8.79% |
| GAINESVILLE, GA (FHA|USDA|VA) | 8 | $2,110,000 | $263,750 | $4,456 | 7.87% |
| MEMPHIS, TN-MS-AR (FHA|USDA|VA) | 22 | $2,070,000 | $94,091 | $0 | 9.48% |
| GREENVILLE-ANDERSON, SC (FHA|USDA|VA) | 12 | $1,980,000 | $165,000 | $2,659 | 7.65% |
| RICHMOND, VA (FHA|USDA|VA) | 15 | $1,845,000 | $123,000 | $0 | 11.05% |
| NAPA, CA (FHA|USDA|VA) | 5 | $1,815,000 | $363,000 | $0 | 9.25% |
| WORCESTER, MA-CT (FHA|USDA|VA) | 9 | $1,715,000 | $190,556 | $0 | 10.78% |
| WILMINGTON, NC (FHA|USDA|VA) | 10 | $1,630,000 | $163,000 | $0 | 9.03% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 10 | $1,530,000 | $153,000 | $0 | 10.35% |
| PUEBLO, CO (FHA|USDA|VA) | 11 | $1,525,000 | $138,636 | $0 | 10.71% |
| GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) | 11 | $1,485,000 | $135,000 | $3,275 | 9.53% |
| PORT ST. LUCIE, FL (FHA|USDA|VA) | 11 | $1,435,000 | $130,455 | $0 | 9.18% |
| FAYETTEVILLE, NC (FHA|USDA|VA) | 16 | $1,410,000 | $88,125 | $2,578 | 9.90% |
| ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) | 4 | $1,370,000 | $342,500 | $2,434 | 4.97% |
| Gardnerville Ranchos, NV (FHA|USDA|VA) | 6 | $1,310,000 | $218,333 | $2,125 | 7.78% |
| BOULDER, CO (FHA|USDA|VA) | 4 | $1,310,000 | $327,500 | $0 | 9.00% |
| TRENTON-PRINCETON, NJ (FHA|USDA|VA) | 10 | $1,300,000 | $130,000 | $0 | 11.02% |
| HANFORD-CORCORAN, CA (FHA|USDA|VA) | 14 | $1,300,000 | $92,857 | $0 | 8.29% |
| HARRISBURG-CARLISLE, PA (FHA|USDA|VA) | 9 | $1,285,000 | $142,778 | $0 | 11.58% |
| COLORADO SPRINGS, CO (FHA|USDA|VA) | 5 | $1,195,000 | $239,000 | $0 | 11.00% |
| PUNTA GORDA, FL (FHA|USDA|VA) | 6 | $1,180,000 | $196,667 | $3,347 | 7.71% |
| MERCED, CA (FHA|USDA|VA) | 8 | $1,160,000 | $145,000 | $0 | 8.66% |
| BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) | 5 | $1,135,000 | $227,000 | $2,419 | 6.95% |
| BUFFALO-CHEEKTOWAGA, NY (FHA|USDA|VA) | 6 | $1,050,000 | $175,000 | $0 | 11.36% |
| CORVALLIS, OR (FHA|USDA|VA) | 4 | $1,030,000 | $257,500 | $0 | 10.50% |
| WINSTON-SALEM, NC (FHA|USDA|VA) | 8 | $1,000,000 | $125,000 | $0 | 9.38% |
| PANAMA CITY, FL (FHA|USDA|VA) | 4 | $980,000 | $245,000 | $2,645 | 10.12% |
| HOMOSASSA SPRINGS, FL (FHA|USDA|VA) | 10 | $980,000 | $98,000 | $0 | 9.65% |
| SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) | 3 | $955,000 | $318,333 | $0 | 10.25% |
| GREELEY, CO (FHA|USDA|VA) | 4 | $910,000 | $227,500 | $0 | 10.13% |
| OGDEN-CLEARFIELD, UT (FHA|USDA|VA) | 3 | $885,000 | $295,000 | $2,616 | 4.03% |
| COLUMBUS, GA-AL (FHA|USDA|VA) | 6 | $860,000 | $143,333 | $0 | 11.41% |
| KNOXVILLE, TN (FHA|USDA|VA) | 7 | $855,000 | $122,143 | $0 | 10.21% |
| EL PASO, TX (FHA|USDA|VA) | 7 | $845,000 | $120,714 | $0 | 9.14% |
| Sebastian-Vero Beach, FL (FHA|USDA|VA) | 4 | $790,000 | $197,500 | $0 | 9.06% |
| LOGAN, UT-ID (FHA|USDA|VA) | 2 | $790,000 | $395,000 | $3,295 | 4.13% |
| SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) | 2 | $770,000 | $385,000 | $3,045 | 6.25% |
| Key West, FL (FHA|USDA|VA) | 2 | $760,000 | $380,000 | $0 | 11.38% |
| MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) | 3 | $745,000 | $248,333 | $2,442 | 6.29% |
| Roseburg, OR (FHA|USDA|VA) | 5 | $705,000 | $141,000 | $0 | 9.10% |
| PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) | 3 | $685,000 | $228,333 | $0 | 11.33% |
| SHERMAN-DENISON, TX (FHA|USDA|VA) | 4 | $660,000 | $165,000 | $0 | 10.81% |
| MACON-BIBB COUNTY, GA (FHA|USDA|VA) | 3 | $655,000 | $218,333 | $0 | 12.52% |
| CHATTANOOGA, TN-GA (FHA|USDA|VA) | 4 | $630,000 | $157,500 | $3,085 | 7.31% |
| Athens, TX (FHA|USDA|VA) | 6 | $630,000 | $105,000 | $0 | 10.43% |
| Fernley, NV (FHA|USDA|VA) | 4 | $620,000 | $155,000 | $0 | 9.19% |
| CLARKSVILLE, TN-KY (FHA|USDA|VA) | 5 | $615,000 | $123,000 | $0 | 9.50% |
| Jefferson, GA (FHA|USDA|VA) | 3 | $615,000 | $205,000 | $2,720 | 5.38% |
| CORPUS CHRISTI, TX (FHA|USDA|VA) | 4 | $610,000 | $152,500 | $0 | 11.88% |
| Show Low, AZ (FHA|USDA|VA) | 2 | $600,000 | $300,000 | $2,875 | 3.88% |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) | 5 | $575,000 | $115,000 | $2,946 | 7.18% |
| Torrington, CT (FHA|USDA|VA) | 2 | $570,000 | $285,000 | $3,398 | 3.69% |
| BARNSTABLE TOWN, MA (FHA|USDA|VA) | 2 | $560,000 | $280,000 | $0 | 10.50% |
| MADERA, CA (FHA|USDA|VA) | 4 | $560,000 | $140,000 | $0 | 8.50% |
| LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) | 5 | $555,000 | $111,000 | $2,085 | 8.98% |
| OCALA, FL (FHA|USDA|VA) | 4 | $550,000 | $137,500 | $0 | 10.69% |
| SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) | 6 | $550,000 | $91,667 | $0 | 9.33% |
| ROCHESTER, NY (FHA|USDA|VA) | 4 | $540,000 | $135,000 | $0 | 12.67% |
| COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) | 3 | $535,000 | $178,333 | $4,197 | 7.63% |
| NORWICH-NEW LONDON, CT (FHA|USDA|VA) | 3 | $515,000 | $171,667 | $0 | 11.67% |
| LOUISVILLE, KY (FHA|USDA|VA) | 6 | $510,000 | $85,000 | $0 | 12.13% |
| SPRINGFIELD, MA (FHA|USDA|VA) | 3 | $505,000 | $168,333 | $0 | 9.25% |
| ROANOKE, VA (FHA|USDA|VA) | 3 | $505,000 | $168,333 | $0 | 10.00% |
| Wilson, NC (FHA|USDA|VA) | 6 | $480,000 | $80,000 | $0 | 9.17% |
| HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) | 2 | $480,000 | $240,000 | $0 | 10.38% |
| AKRON, OH (FHA|USDA|VA) | 3 | $465,000 | $155,000 | $0 | 12.14% |
| BELLINGHAM, WA (FHA|USDA|VA) | 1 | $455,000 | $455,000 | $3,759 | 3.63% |
| Eureka-Arcata, CA (FHA|USDA|VA) | 2 | $450,000 | $225,000 | $2,195 | 5.94% |
| DULUTH, MN-WI (FHA|USDA|VA) | 2 | $420,000 | $210,000 | $2,370 | 3.81% |
| ALBANY-SCHENECTADY-TROY, NY (FHA|USDA|VA) | 3 | $415,000 | $138,333 | $0 | 11.50% |
| SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) | 3 | $415,000 | $138,333 | $0 | 11.67% |
| KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) | 3 | $415,000 | $138,333 | $0 | 10.19% |
| FLINT, MI (FHA|USDA|VA) | 4 | $410,000 | $102,500 | $0 | 10.44% |
| Clearlake, CA (FHA|USDA|VA) | 2 | $400,000 | $200,000 | $0 | 8.75% |
| LANSING-EAST LANSING, MI (FHA|USDA|VA) | 3 | $395,000 | $131,667 | $0 | 9.75% |
| YUBA CITY, CA (FHA|USDA|VA) | 2 | $390,000 | $195,000 | $0 | 9.75% |
| ANN ARBOR, MI (FHA|USDA|VA) | 2 | $360,000 | $180,000 | $0 | 11.88% |
| Cedartown, GA (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $2,815 | 3.50% |
| LYNCHBURG, VA (FHA|USDA|VA) | 3 | $355,000 | $118,333 | $0 | 10.83% |
| HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) | 2 | $350,000 | $175,000 | $3,295 | 7.40% |
| KENNEWICK-RICHLAND, WA (FHA|USDA|VA) | 2 | $350,000 | $175,000 | $2,684 | 4.13% |
| KINGSTON, NY (FHA|USDA|VA) | 2 | $350,000 | $175,000 | $0 | 11.50% |
| DAYTON-KETTERING, OH (FHA|USDA|VA) | 5 | $335,000 | $67,000 | $0 | 9.80% |
| Easton, MD (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $0 | 8.75% |
| SAVANNAH, GA (FHA|USDA|VA) | 2 | $330,000 | $165,000 | $0 | 11.00% |
| MEDFORD, OR (FHA|USDA|VA) | 2 | $330,000 | $165,000 | $0 | 10.50% |
| Elizabeth City, NC (FHA|USDA|VA) | 2 | $310,000 | $155,000 | $0 | 8.50% |
| EL CENTRO, CA (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $2,470 | 4.00% |
| ASHEVILLE, NC (FHA|USDA|VA) | 2 | $290,000 | $145,000 | $0 | 10.25% |
| BURLINGTON, NC (FHA|USDA|VA) | 2 | $290,000 | $145,000 | $0 | 9.50% |
| LONGVIEW, WA (FHA|USDA|VA) | 2 | $290,000 | $145,000 | $2,484 | 6.85% |
| WACO, TX (FHA|USDA|VA) | 2 | $290,000 | $145,000 | $0 | 10.50% |
| JOHNSON CITY, TN (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $0 | 11.00% |
| HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) | 2 | $280,000 | $140,000 | $0 | 10.50% |
| Granbury, TX (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $3,913 | 3.63% |
| SPRINGFIELD, MO (FHA|USDA|VA) | 3 | $275,000 | $91,667 | $0 | 9.83% |
| Fallon, NV (FHA|USDA|VA) | 2 | $270,000 | $135,000 | $0 | 8.00% |
| FLAGSTAFF, AZ (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $3,005 | 3.63% |
| SEBRING-AVON PARK, FL (FHA|USDA|VA) | 2 | $260,000 | $130,000 | $0 | 11.41% |
| Holland, MI (FHA|USDA|VA) | 2 | $260,000 | $130,000 | $0 | 10.13% |
| OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $0 | 10.50% |
| Truckee-Grass Valley, CA (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $0 | 11.08% |
| TALLAHASSEE, FL (FHA|USDA|VA) | 2 | $250,000 | $125,000 | $2,887 | 6.38% |
| ALBANY-LEBANON, OR (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $0 | 10.50% |
| Shelton, WA (FHA|USDA|VA) | 2 | $230,000 | $115,000 | $0 | 9.48% |
| HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $0 | 12.50% |
| OCEAN CITY, NJ (FHA|USDA|VA) | 2 | $220,000 | $110,000 | $0 | 13.50% |
| Pahrump, NV (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $0 | 11.00% |
| PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $2,740 | 3.70% |
| ODESSA, TX (FHA|USDA|VA) | 2 | $210,000 | $105,000 | $0 | 10.93% |
| GETTYSBURG, PA (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $0 | 14.03% |
| NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $2,767 | 3.75% |
| EAST STROUDSBURG, PA (FHA|USDA|VA) | 2 | $200,000 | $100,000 | $0 | 11.50% |
| GRANTS PASS, OR (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $0 | 8.75% |
| Branson, MO (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $0 | 8.25% |
| READING, PA (FHA|USDA|VA) | 2 | $190,000 | $95,000 | $0 | 10.50% |
| Shelby, NC (FHA|USDA|VA) | 2 | $190,000 | $95,000 | $0 | 12.00% |
| Astoria, OR (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $0 | 9.50% |
| YAKIMA, WA (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $2,612 | 3.88% |
| CHICO, CA (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $0 | 12.25% |
| Morehead City, NC (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $0 | 11.00% |
| Payson, AZ (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $1,895 | 3.38% |
| CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $0 | 8.75% |
| Pinehurst-Southern Pines, NC (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $0 | 14.89% |
| CARSON CITY, NV (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $2,125 | 4.25% |
| GRAND JUNCTION, CO (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $0 | 12.50% |
| Greenwood, SC (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $0 | 8.50% |
| TYLER, TX (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $0 | 9.00% |
| KILLEEN-TEMPLE, TX (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $0 | 11.50% |
| Henderson, NC (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $0 | 9.50% |
| Big Spring, TX (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $3,461 | 3.75% |
| Elko, NV (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $0 | 12.50% |
| CANTON-MASSILLON, OH (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $0 | 10.50% |
| WINCHESTER, VA-WV (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $0 | 9.50% |
| Coos Bay, OR (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $0 | 10.00% |
| SUMTER, SC (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $0 | 13.00% |
| Red Bluff, CA (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $0 | 11.35% |
| BATTLE CREEK, MI (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 11.25% |
| ERIE, PA (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 10.50% |
| Red Wing, MN (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 9.50% |
| Sevierville, TN (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 11.00% |
| SALISBURY, MD-DE (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 12.00% |
| Mount Sterling, KY (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 12.25% |
| Eagle Pass, TX (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $0 | 10.50% |
| McMinnville, TN (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $0 | 9.50% |
| CHARLESTON, WV (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $0 | 12.00% |
| Palatka, FL (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $0 | 11.60% |
| ST. CLOUD, MN (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $0 | 9.50% |
| GOLDSBORO, NC (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $0 | 8.25% |
| MUSKEGON, MI (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $0 | 9.50% |
| ROCKY MOUNT, NC (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $0 | 9.50% |
| MORRISTOWN, TN (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $0 | 11.00% |
| BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $0 | 9.50% |
| BINGHAMTON, NY (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $0 | 12.89% |
| Ashland, OH (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $0 | 12.50% |
| Moses Lake, WA (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $0 | 9.50% |
| MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $0 | 9.75% |
| YORK-HANOVER, PA (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $0 | 12.50% |
| Fremont, OH (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $0 | 10.50% |
| NEW BERN, NC (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $0 | 8.25% |
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Product Mix
| Loan Type | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Conventional | 5,216 | $1,151,020,000 | $220,671 | $3,048 | 9.26% |
For 2018, Lendinghome Funding Corporation's most frequently originated type of loan was Conventional, with 5,216 originations.
Loan Reason
For 2018, Lendinghome Funding Corporation's most frequently cited loan purpose was Home Purchase, with 4,529 originations. The 2nd most popular reason was Cash Out Refi, with 535 originations.
Loan Duration/Length
For 2018, Lendinghome Funding Corporation's most frequently cited loan duration was 1 Year, with 4,797 originations. The 2nd most popular length was 30 Year, with 271 originations.
Origination Fees/Closing Costs
| Origination Fee/Closing Cost | Originations | Total Value | Average Loan |
|---|---|---|---|
| $<1k | 418 | $104,260,000 | $249,426 |
Lendinghome Funding Corporation's average total fees were $3,078, while their most frequently occuring range of origination fees (closing costs) were in the $<1k bucket, with 418 originations.
Interest Rates
During 2018, Lendinghome Funding Corporation's average interest rate for loans was 4.13%, while their most frequently originated rate bucket for loans was Over 8%, with 4,178 originations.
Loan Sizing
2018 saw Lendinghome Funding Corporation place emphasis on $100k-200k loans with 2,285 originations, totaling $331,445,000 in origination value.
Applicant Income
Lendinghome Funding Corporation lent most frequently to those with incomes in the $100k-150k range, with 115 originations. The second most popular income band? $75k-100k, with 99 originations.
Applicant Debt to Income Ratio
Lendinghome Funding Corporation lent most frequently to those with DTI ratios of 20-30%, with 139 originations. The next most common DTI ratio? 30-36%, with 82 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications88.14%
Lendinghome Funding Corporation has an average approval rate.
Pick Rate
Approvals leading to origination73.95%
Lendinghome Funding Corporation has a below average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 5,216 | $1,151,020,000 | $220,671 |
Occupancy Type Mix
| Dwelling Type | Originations | Total Value | Average Loan |
|---|---|---|---|
| Single Family (1-4 Units):Site-Built | 5,216 | $1,151,020,000 | $220,671 |
LTV Distribution
Complaints
| Bank Name | Product | Issue | 2018 CPFB Complaints | % of Total Issues |
|---|---|---|---|---|
| LAND HOME FINANCIAL SERVICES | Conventional home mortgage | Struggling to pay mortgage | 2 | 33.3% |
| LAND HOME FINANCIAL SERVICES | Conventional home mortgage | Trouble during payment process | 1 | 16.7% |
| LAND HOME FINANCIAL SERVICES | FHA mortgage | Closing on a mortgage | 2 | 33.3% |
| LAND HOME FINANCIAL SERVICES | Other type of mortgage | Trouble during payment process | 1 | 16.7% |