Lendinghome Funding Corporation Mortgage Rates, Fees & Info
WILMINGTON, DELEI: 5493006VAGP3GQ8FJT49
Tax ID: 46-3528270
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Review & Overview
Lendinghome Funding Corporation is a small mortgage company specializing in Home Purchase loans. Lendinghome Funding Corporation has a high proportion of conventional loans. Their top markets by origination volume include: Los Angeles, San Diego, Atlanta, New York, and San Francisco among others. We have data for 252 markets. (Some data included below & more in-depth data is available with an active subscription.)Lendinghome Funding Corporation has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. They typically have relatively high rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
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SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
|---|---|---|
| 30 Year Conventional Purchase | 6.27% | 4/22/24 |
| 30 Year Conventional Refi | 6.27% | 4/22/24 |
| These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. | ||
Lendinghome Funding Corporation Mortgage Calculator
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This is not an official calculator from Lendinghome Funding Corporation. It uses our SimulatedRate™
technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.
The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
7,128Origination Dollar Volume (All Markets)
$1,511,870,000Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 311 | $163,215,000 | $524,807 | $0 | 7.99% |
| SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) | 187 | $86,845,000 | $464,412 | $0 | 8.26% |
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 443 | $77,185,000 | $174,233 | $0 | 9.62% |
| New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) | 268 | $71,890,000 | $268,246 | $0 | 9.28% |
| San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) | 124 | $70,080,000 | $565,161 | $0 | 7.98% |
| LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) | 325 | $65,725,000 | $202,231 | $0 | 9.02% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 269 | $61,695,000 | $229,349 | $0 | 9.46% |
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 198 | $45,910,000 | $231,869 | $0 | 8.33% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 268 | $45,120,000 | $168,358 | $0 | 9.13% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 239 | $42,105,000 | $176,172 | $0 | 8.93% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 207 | $35,735,000 | $172,633 | $0 | 9.47% |
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 211 | $35,425,000 | $167,891 | $0 | 10.09% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 135 | $31,275,000 | $231,667 | $0 | 8.70% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 165 | $31,145,000 | $188,758 | $0 | 9.06% |
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 197 | $30,565,000 | $155,152 | $0 | 9.51% |
| SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) | 104 | $28,230,000 | $271,442 | $0 | 8.35% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 107 | $25,135,000 | $234,907 | $0 | 9.72% |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) | 164 | $24,760,000 | $150,976 | $0 | 9.69% |
| Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) | 70 | $21,500,000 | $307,143 | $0 | 9.04% |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) | 79 | $21,245,000 | $268,924 | $0 | 9.01% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 133 | $18,565,000 | $139,586 | $0 | 9.47% |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) | 21 | $16,975,000 | $808,333 | $0 | 7.39% |
| Detroit-Warren-Dearborn, MI (FHA|USDA|VA) | 129 | $16,595,000 | $128,643 | $0 | 10.18% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 112 | $15,690,000 | $140,089 | $0 | 9.09% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 50 | $15,690,000 | $313,800 | $0 | 8.65% |
| CLEVELAND-ELYRIA, OH (FHA|USDA|VA) | 120 | $15,580,000 | $129,833 | $0 | 9.90% |
| MEMPHIS, TN-MS-AR (FHA|USDA|VA) | 123 | $15,095,000 | $122,724 | $0 | 8.15% |
| ST. LOUIS, MO-IL (FHA|USDA|VA) | 118 | $14,870,000 | $126,017 | $0 | 9.35% |
| BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) | 81 | $13,805,000 | $170,432 | $0 | 9.40% |
| RALEIGH-CARY, NC (FHA|USDA|VA) | 68 | $13,750,000 | $202,206 | $0 | 9.26% |
| LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) | 97 | $11,415,000 | $117,680 | $0 | 8.04% |
| Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) | 38 | $11,090,000 | $291,842 | $0 | 9.35% |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) | 58 | $11,060,000 | $190,690 | $0 | 9.17% |
| STOCKTON, CA (FHA|USDA|VA) | 44 | $9,620,000 | $218,636 | $0 | 8.25% |
| SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) | 21 | $8,335,000 | $396,905 | $0 | 8.44% |
| NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) | 45 | $8,185,000 | $181,889 | $0 | 9.34% |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) | 38 | $8,070,000 | $212,368 | $0 | 9.43% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 35 | $7,275,000 | $207,857 | $0 | 8.32% |
| COLUMBUS, OH (FHA|USDA|VA) | 45 | $7,145,000 | $158,778 | $0 | 10.86% |
| VALLEJO, CA (FHA|USDA|VA) | 25 | $7,045,000 | $281,800 | $0 | 8.35% |
| DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) | 42 | $6,930,000 | $165,000 | $0 | 9.04% |
| CINCINNATI, OH-KY-IN (FHA|USDA|VA) | 62 | $6,580,000 | $106,129 | $0 | 10.27% |
| BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) | 29 | $6,345,000 | $218,793 | $0 | 10.24% |
| FRESNO, CA (FHA|USDA|VA) | 43 | $6,155,000 | $143,140 | $0 | 8.34% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 33 | $5,945,000 | $180,152 | $0 | 9.29% |
| MODESTO, CA (FHA|USDA|VA) | 29 | $5,905,000 | $203,621 | $0 | 8.06% |
| CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) | 45 | $5,865,000 | $130,333 | $0 | 10.21% |
| KANSAS CITY, MO-KS (FHA|USDA|VA) | 50 | $5,840,000 | $116,800 | $0 | 8.74% |
| HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) | 35 | $5,575,000 | $159,286 | $0 | 10.88% |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) | 36 | $5,160,000 | $143,333 | $0 | 10.62% |
| POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY (FHA|USDA|VA) | 33 | $4,875,000 | $147,727 | $0 | 10.39% |
| TUCSON, AZ (FHA|USDA|VA) | 22 | $4,840,000 | $220,000 | $0 | 9.98% |
| OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) | 7 | $4,575,000 | $653,571 | $0 | 8.00% |
| BAKERSFIELD, CA (FHA|USDA|VA) | 31 | $4,515,000 | $145,645 | $0 | 8.08% |
| Outside of Metro Areas | 30 | $4,440,000 | $148,000 | $0 | 9.03% |
| GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) | 44 | $4,380,000 | $99,545 | $0 | 9.47% |
| FAYETTEVILLE, NC (FHA|USDA|VA) | 39 | $4,275,000 | $109,615 | $0 | 9.26% |
| JACKSONVILLE, NC (FHA|USDA|VA) | 34 | $4,250,000 | $125,000 | $0 | 8.77% |
| BOULDER, CO (FHA|USDA|VA) | 11 | $3,695,000 | $335,909 | $0 | 8.23% |
| PANAMA CITY, FL (FHA|USDA|VA) | 24 | $3,550,000 | $147,917 | $0 | 9.99% |
| COLUMBIA, SC (FHA|USDA|VA) | 27 | $3,485,000 | $129,074 | $0 | 10.54% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 25 | $3,445,000 | $137,800 | $0 | 9.22% |
| RENO, NV (FHA|USDA|VA) | 9 | $3,295,000 | $366,111 | $0 | 9.28% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 13 | $3,255,000 | $250,385 | $0 | 9.58% |
| AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) | 23 | $3,195,000 | $138,913 | $0 | 9.61% |
| TRENTON-PRINCETON, NJ (FHA|USDA|VA) | 33 | $3,085,000 | $93,485 | $0 | 9.59% |
| NEW HAVEN-MILFORD, CT (FHA|USDA|VA) | 24 | $3,060,000 | $127,500 | $0 | 11.02% |
| FORT COLLINS, CO (FHA|USDA|VA) | 8 | $2,950,000 | $368,750 | $0 | 8.03% |
| PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) | 21 | $2,945,000 | $140,238 | $0 | 9.88% |
| COLORADO SPRINGS, CO (FHA|USDA|VA) | 13 | $2,905,000 | $223,462 | $0 | 9.35% |
| SALEM, OR (FHA|USDA|VA) | 17 | $2,865,000 | $168,529 | $0 | 9.38% |
| ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) | 16 | $2,770,000 | $173,125 | $0 | 10.93% |
| ANN ARBOR, MI (FHA|USDA|VA) | 10 | $2,730,000 | $273,000 | $0 | 10.35% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 17 | $2,725,000 | $160,294 | $0 | 10.47% |
| PUEBLO, CO (FHA|USDA|VA) | 17 | $2,715,000 | $159,706 | $0 | 9.43% |
| LONGVIEW, WA (FHA|USDA|VA) | 17 | $2,695,000 | $158,529 | $0 | 9.10% |
| VISALIA, CA (FHA|USDA|VA) | 25 | $2,665,000 | $106,600 | $0 | 8.20% |
| GREENVILLE-ANDERSON, SC (FHA|USDA|VA) | 19 | $2,605,000 | $137,105 | $0 | 9.70% |
| CHATTANOOGA, TN-GA (FHA|USDA|VA) | 16 | $2,420,000 | $151,250 | $0 | 9.34% |
| GREELEY, CO (FHA|USDA|VA) | 14 | $2,410,000 | $172,143 | $0 | 7.91% |
| PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) | 18 | $2,310,000 | $128,333 | $0 | 9.84% |
| GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) | 16 | $2,030,000 | $126,875 | $0 | 10.20% |
| SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) | 6 | $1,950,000 | $325,000 | $0 | 8.25% |
| READING, PA (FHA|USDA|VA) | 17 | $1,925,000 | $113,235 | $0 | 10.18% |
| WILMINGTON, NC (FHA|USDA|VA) | 9 | $1,915,000 | $212,778 | $0 | 8.81% |
| SALINAS, CA (FHA|USDA|VA) | 4 | $1,790,000 | $447,500 | $0 | 8.06% |
| KNOXVILLE, TN (FHA|USDA|VA) | 13 | $1,645,000 | $126,538 | $0 | 10.00% |
| DAYTON-KETTERING, OH (FHA|USDA|VA) | 15 | $1,625,000 | $108,333 | $0 | 9.94% |
| NAPA, CA (FHA|USDA|VA) | 4 | $1,580,000 | $395,000 | $0 | 7.72% |
| WINSTON-SALEM, NC (FHA|USDA|VA) | 11 | $1,515,000 | $137,727 | $0 | 9.02% |
| SPRINGFIELD, MO (FHA|USDA|VA) | 16 | $1,470,000 | $91,875 | $0 | 9.32% |
| RICHMOND, VA (FHA|USDA|VA) | 10 | $1,440,000 | $144,000 | $0 | 11.03% |
| BARNSTABLE TOWN, MA (FHA|USDA|VA) | 5 | $1,435,000 | $287,000 | $0 | 8.30% |
| PORT ST. LUCIE, FL (FHA|USDA|VA) | 8 | $1,390,000 | $173,750 | $0 | 8.81% |
| HARRISBURG-CARLISLE, PA (FHA|USDA|VA) | 12 | $1,370,000 | $114,167 | $0 | 10.75% |
| MADERA, CA (FHA|USDA|VA) | 5 | $1,345,000 | $269,000 | $0 | 8.35% |
| BUFFALO-CHEEKTOWAGA, NY (FHA|USDA|VA) | 9 | $1,295,000 | $143,889 | $0 | 10.53% |
| SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) | 3 | $1,265,000 | $421,667 | $0 | 8.33% |
| KENNEWICK-RICHLAND, WA (FHA|USDA|VA) | 8 | $1,200,000 | $150,000 | $0 | 10.42% |
| EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) | 7 | $1,195,000 | $170,714 | $0 | 7.86% |
| SAVANNAH, GA (FHA|USDA|VA) | 9 | $1,195,000 | $132,778 | $0 | 9.92% |
| GAINESVILLE, GA (FHA|USDA|VA) | 5 | $1,185,000 | $237,000 | $0 | 9.00% |
| EL PASO, TX (FHA|USDA|VA) | 11 | $1,155,000 | $105,000 | $0 | 9.36% |
| WACO, TX (FHA|USDA|VA) | 9 | $1,145,000 | $127,222 | $0 | 9.33% |
| HANFORD-CORCORAN, CA (FHA|USDA|VA) | 10 | $1,130,000 | $113,000 | $0 | 8.30% |
| WORCESTER, MA-CT (FHA|USDA|VA) | 7 | $1,125,000 | $160,714 | $0 | 10.21% |
| Gardnerville Ranchos, NV (FHA|USDA|VA) | 5 | $1,095,000 | $219,000 | $0 | 8.80% |
| OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) | 4 | $1,080,000 | $270,000 | $0 | 9.75% |
| PITTSBURGH, PA (FHA|USDA|VA) | 9 | $1,035,000 | $115,000 | $0 | 11.29% |
| ALBANY-SCHENECTADY-TROY, NY (FHA|USDA|VA) | 7 | $1,025,000 | $146,429 | $0 | 9.75% |
| CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) | 5 | $955,000 | $191,000 | $0 | 8.40% |
| LEXINGTON-FAYETTE, KY (FHA|USDA|VA) | 6 | $950,000 | $158,333 | $0 | 11.33% |
| SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) | 7 | $945,000 | $135,000 | $0 | 9.50% |
| AKRON, OH (FHA|USDA|VA) | 6 | $940,000 | $156,667 | $0 | 11.29% |
| LOUISVILLE, KY (FHA|USDA|VA) | 8 | $900,000 | $112,500 | $0 | 11.19% |
| GAINESVILLE, FL (FHA|USDA|VA) | 7 | $875,000 | $125,000 | $0 | 9.68% |
| MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) | 4 | $870,000 | $217,500 | $0 | 9.75% |
| Pahrump, NV (FHA|USDA|VA) | 4 | $860,000 | $215,000 | $0 | 8.94% |
| PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) | 2 | $860,000 | $430,000 | $0 | 9.38% |
| LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) | 5 | $805,000 | $161,000 | $0 | 9.65% |
| FLINT, MI (FHA|USDA|VA) | 8 | $770,000 | $96,250 | $0 | 9.72% |
| CANTON-MASSILLON, OH (FHA|USDA|VA) | 3 | $745,000 | $248,333 | $0 | 9.92% |
| JOPLIN, MO (FHA|USDA|VA) | 8 | $710,000 | $88,750 | $0 | 8.78% |
| Moses Lake, WA (FHA|USDA|VA) | 8 | $700,000 | $87,500 | $0 | 8.00% |
| Sebastian-Vero Beach, FL (FHA|USDA|VA) | 5 | $635,000 | $127,000 | $0 | 9.20% |
| KILLEEN-TEMPLE, TX (FHA|USDA|VA) | 6 | $620,000 | $103,333 | $0 | 9.00% |
| HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) | 3 | $615,000 | $205,000 | $0 | 9.00% |
| VINELAND-BRIDGETON, NJ (FHA|USDA|VA) | 7 | $615,000 | $87,857 | $0 | 10.64% |
| LANSING-EAST LANSING, MI (FHA|USDA|VA) | 7 | $615,000 | $87,857 | $0 | 9.36% |
| BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) | 2 | $610,000 | $305,000 | $0 | 8.50% |
| PUNTA GORDA, FL (FHA|USDA|VA) | 4 | $600,000 | $150,000 | $0 | 8.94% |
| Truckee-Grass Valley, CA (FHA|USDA|VA) | 2 | $600,000 | $300,000 | $0 | 8.50% |
| NORWICH-NEW LONDON, CT (FHA|USDA|VA) | 4 | $600,000 | $150,000 | $0 | 10.06% |
| KINGSTON, NY (FHA|USDA|VA) | 4 | $600,000 | $150,000 | $0 | 9.75% |
| Newport, OR (FHA|USDA|VA) | 2 | $570,000 | $285,000 | $0 | 8.25% |
| HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) | 2 | $570,000 | $285,000 | $0 | 9.25% |
| FLAGSTAFF, AZ (FHA|USDA|VA) | 1 | $555,000 | $555,000 | $0 | 8.25% |
| Athens, TX (FHA|USDA|VA) | 2 | $550,000 | $275,000 | $0 | 9.50% |
| EAST STROUDSBURG, PA (FHA|USDA|VA) | 5 | $545,000 | $109,000 | $0 | 10.45% |
| COLUMBUS, GA-AL (FHA|USDA|VA) | 5 | $535,000 | $107,000 | $0 | 9.75% |
| SYRACUSE, NY (FHA|USDA|VA) | 3 | $515,000 | $171,667 | $0 | 11.75% |
| CORPUS CHRISTI, TX (FHA|USDA|VA) | 5 | $515,000 | $103,000 | $0 | 8.65% |
| MERCED, CA (FHA|USDA|VA) | 4 | $510,000 | $127,500 | $0 | 8.13% |
| SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) | 3 | $495,000 | $165,000 | $0 | 9.83% |
| SEBRING-AVON PARK, FL (FHA|USDA|VA) | 5 | $495,000 | $99,000 | $0 | 8.80% |
| Sanford, NC (FHA|USDA|VA) | 4 | $480,000 | $120,000 | $0 | 8.38% |
| CHICO, CA (FHA|USDA|VA) | 2 | $450,000 | $225,000 | $0 | 8.50% |
| GRAND JUNCTION, CO (FHA|USDA|VA) | 3 | $445,000 | $148,333 | $0 | 9.50% |
| NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) | 1 | $435,000 | $435,000 | $0 | 8.00% |
| SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) | 3 | $435,000 | $145,000 | $0 | 9.42% |
| WARNER ROBINS, GA (FHA|USDA|VA) | 4 | $430,000 | $107,500 | $0 | 8.50% |
| ALBANY-LEBANON, OR (FHA|USDA|VA) | 3 | $415,000 | $138,333 | $0 | 8.25% |
| SPARTANBURG, SC (FHA|USDA|VA) | 5 | $415,000 | $83,000 | $0 | 9.25% |
| LANCASTER, PA (FHA|USDA|VA) | 2 | $410,000 | $205,000 | $0 | 10.75% |
| SUMTER, SC (FHA|USDA|VA) | 3 | $395,000 | $131,667 | $0 | 12.08% |
| TALLAHASSEE, FL (FHA|USDA|VA) | 3 | $395,000 | $131,667 | $0 | 8.42% |
| YUBA CITY, CA (FHA|USDA|VA) | 3 | $395,000 | $131,667 | $0 | 9.50% |
| HOMOSASSA SPRINGS, FL (FHA|USDA|VA) | 4 | $390,000 | $97,500 | $0 | 10.00% |
| Pinehurst-Southern Pines, NC (FHA|USDA|VA) | 2 | $390,000 | $195,000 | $0 | 8.75% |
| PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) | 2 | $390,000 | $195,000 | $0 | 9.75% |
| KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) | 3 | $375,000 | $125,000 | $0 | 8.92% |
| Bonham, TX (FHA|USDA|VA) | 3 | $375,000 | $125,000 | $0 | 9.00% |
| BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) | 5 | $365,000 | $73,000 | $0 | 8.80% |
| NEW BERN, NC (FHA|USDA|VA) | 4 | $360,000 | $90,000 | $0 | 8.56% |
| Coos Bay, OR (FHA|USDA|VA) | 2 | $360,000 | $180,000 | $0 | 9.13% |
| Shelton, WA (FHA|USDA|VA) | 2 | $360,000 | $180,000 | $0 | 7.75% |
| GETTYSBURG, PA (FHA|USDA|VA) | 3 | $355,000 | $118,333 | $0 | 10.74% |
| BEND, OR (FHA|USDA|VA) | 2 | $340,000 | $170,000 | $0 | 7.00% |
| REDDING, CA (FHA|USDA|VA) | 3 | $335,000 | $111,667 | $0 | 7.63% |
| KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) | 3 | $325,000 | $108,333 | $0 | 9.00% |
| Fernley, NV (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $0 | 10.00% |
| Sulphur Springs, TX (FHA|USDA|VA) | 2 | $300,000 | $150,000 | $0 | 8.13% |
| ODESSA, TX (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $0 | 9.50% |
| STAUNTON, VA (FHA|USDA|VA) | 3 | $295,000 | $98,333 | $0 | 9.92% |
| HINESVILLE, GA (FHA|USDA|VA) | 3 | $295,000 | $98,333 | $0 | 10.67% |
| ASHEVILLE, NC (FHA|USDA|VA) | 2 | $280,000 | $140,000 | $0 | 10.13% |
| Ukiah, CA (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $0 | 8.00% |
| Torrington, CT (FHA|USDA|VA) | 2 | $270,000 | $135,000 | $0 | 10.75% |
| MEDFORD, OR (FHA|USDA|VA) | 2 | $270,000 | $135,000 | $0 | 9.00% |
| BOWLING GREEN, KY (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $0 | 12.75% |
| Cornelia, GA (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $0 | 8.00% |
| TYLER, TX (FHA|USDA|VA) | 2 | $250,000 | $125,000 | $0 | 9.50% |
| ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) | 2 | $250,000 | $125,000 | $0 | 9.00% |
| Orangeburg, SC (FHA|USDA|VA) | 3 | $235,000 | $78,333 | $0 | 10.67% |
| CHARLESTON, WV (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $0 | 9.25% |
| Tullahoma-Manchester, TN (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $0 | 11.00% |
| El Campo, TX (FHA|USDA|VA) | 2 | $220,000 | $110,000 | $0 | 9.50% |
| BINGHAMTON, NY (FHA|USDA|VA) | 2 | $220,000 | $110,000 | $0 | 10.00% |
| Jefferson, GA (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $0 | 8.50% |
| ALBANY, GA (FHA|USDA|VA) | 2 | $210,000 | $105,000 | $0 | 10.00% |
| Easton, MD (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $0 | 12.00% |
| CHARLOTTESVILLE, VA (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $0 | 10.25% |
| Albemarle, NC (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $0 | 8.00% |
| BRUNSWICK, GA (FHA|USDA|VA) | 2 | $200,000 | $100,000 | $0 | 8.75% |
| UTICA-ROME, NY (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $0 | 10.25% |
| Lock Haven, PA (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $0 | 13.46% |
| Henderson, NC (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $0 | 8.00% |
| Wilson, NC (FHA|USDA|VA) | 2 | $190,000 | $95,000 | $0 | 9.25% |
| OCALA, FL (FHA|USDA|VA) | 2 | $190,000 | $95,000 | $0 | 9.75% |
| BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) | 2 | $190,000 | $95,000 | $0 | 8.00% |
| LONGVIEW, TX (FHA|USDA|VA) | 2 | $170,000 | $85,000 | $0 | 9.00% |
| BURLINGTON, NC (FHA|USDA|VA) | 2 | $170,000 | $85,000 | $0 | 9.25% |
| JOHNSON CITY, TN (FHA|USDA|VA) | 2 | $170,000 | $85,000 | $0 | 8.88% |
| Adrian, MI (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $0 | 10.25% |
| EL CENTRO, CA (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $0 | 9.00% |
| Show Low, AZ (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $0 | 10.00% |
| BELLINGHAM, WA (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $0 | 10.50% |
| Nogales, AZ (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $0 | 10.00% |
| SPRINGFIELD, MA (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $0 | 11.50% |
| Huntsville, TX (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $0 | 8.00% |
| Red Bluff, CA (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $0 | 8.50% |
| Jacksonville, TX (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $0 | 9.00% |
| WINCHESTER, VA-WV (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $0 | 10.25% |
| HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $0 | 10.50% |
| Elko, NV (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $0 | 11.50% |
| MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $0 | 8.25% |
| Elizabeth City, NC (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $0 | 8.00% |
| Frankfort, KY (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $0 | 12.25% |
| Sevierville, TN (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $0 | 9.50% |
| Milledgeville, GA (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $0 | 10.00% |
| Hermiston-Pendleton, OR (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $0 | 8.50% |
| CLARKSVILLE, TN-KY (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $0 | 12.00% |
| DALTON, GA (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $0 | 11.00% |
| BAY CITY, MI (FHA|USDA|VA) | 2 | $110,000 | $55,000 | $0 | 8.75% |
| Moultrie, GA (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 8.00% |
| MONROE, MI (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 11.04% |
| Okeechobee, FL (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 9.75% |
| Shelby, NC (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $0 | 11.25% |
| BLOOMSBURG-BERWICK, PA (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $0 | 12.00% |
| Sandusky, OH (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $0 | 10.50% |
| SHERMAN-DENISON, TX (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $0 | 9.00% |
| St. Marys, GA (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $0 | 9.50% |
| CARSON CITY, NV (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $0 | 8.50% |
| Hillsdale, MI (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $0 | 12.25% |
| BECKLEY, WV (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $0 | 8.00% |
| Centralia, WA (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $0 | 8.75% |
| LUBBOCK, TX (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $0 | 10.00% |
| Urbana, OH (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $0 | 11.50% |
| MIDLAND, MI (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $0 | 10.00% |
| WATERTOWN-FORT DRUM, NY (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $0 | 12.00% |
| GOLDSBORO, NC (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $0 | 8.00% |
| MORRISTOWN, TN (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $0 | 10.50% |
| YAKIMA, WA (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $0 | 12.00% |
| MUSKEGON, MI (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $0 | 10.25% |
| ELIZABETHTOWN-FORT KNOX, KY (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $0 | 12.75% |
| ROCHESTER, NY (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $0 | 12.00% |
| COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $0 | 10.00% |
| MACON-BIBB COUNTY, GA (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $0 | 9.50% |
| Morehead City, NC (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $0 | 8.00% |
| SAGINAW, MI (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $0 | 8.75% |
| VICTORIA, TX (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $0 | 8.00% |
| PARKERSBURG-VIENNA, WV (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 8.00% |
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Product Mix
| Loan Type | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Conventional | 7,128 | $1,511,870,000 | $212,103 | $0 | 9.20% |
For 2019, Lendinghome Funding Corporation's most frequently originated type of loan was Conventional, with 7,128 originations.
Loan Reason
| Loan Reason | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Home Purchase | 6,421 | $1,371,455,000 | $213,589 | $0 | 9.27% |
| Refi | 707 | $140,415,000 | $198,607 | $0 | 8.54% |
For 2019, Lendinghome Funding Corporation's most frequently cited loan purpose was Home Purchase, with 6,421 originations. The 2nd most popular reason was Refi, with 707 originations.
Loan Duration/Length
| Loan Length | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| 1 Year | 7,069 | $1,501,155,000 | $212,357 | $0 | 9.22% |
| 30 Year | 43 | $8,875,000 | $206,395 | $0 | 6.15% |
| Other | 16 | $1,840,000 | $115,000 | $0 | 7.00% |
For 2019, Lendinghome Funding Corporation's most frequently cited loan duration was 1 Year, with 7,069 originations. The 2nd most popular length was 30 Year, with 43 originations.
Interest Rates
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| Over 8% | 5,502 | $1,054,570,000 | $191,670 |
| 7-8% | 1,357 | $368,785,000 | $271,765 |
| 6-7% | 247 | $83,795,000 | $339,251 |
| 5-6% | 22 | $4,720,000 | $214,545 |
During 2019, Lendinghome Funding Corporation's average interest rate for loans was 6.15%, while their most frequently originated rate bucket for loans was Over 8%, with 5,502 originations.
Loan Sizing
2019 saw Lendinghome Funding Corporation place emphasis on $100k-200k loans with 3,323 originations, totaling $484,525,000 in origination value.
Ethnicity Mix
Approval Rates
Total approvals of all applications95.22%
Lendinghome Funding Corporation has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.
Pick Rate
Approvals leading to origination71.45%
Lendinghome Funding Corporation has a below average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 7,128 | $1,511,870,000 | $212,103 |
Occupancy Type Mix
| Dwelling Type | Originations | Total Value | Average Loan |
|---|---|---|---|
| Multifamily:Site-Built | 1 | $495,000 | $495,000 |
| Single Family (1-4 Units):Site-Built | 7,127 | $1,511,375,000 | $212,063 |
LTV Distribution
Complaints
| Bank Name | Product | Issue | 2019 CPFB Complaints | % of Total Issues |
|---|---|---|---|---|
| Lendmark Financial Services | Other type of mortgage | Improper use of your report | 1 | 100.0% |