Lendinghome Funding Corporation Mortgage Rates, Fees & Info
WILMINGTON, DELEI: 5493006VAGP3GQ8FJT49
Tax ID: 46-3528270
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Review & Overview
Lendinghome Funding Corporation is a small mortgage company specializing in Home Purchase loans. Lendinghome Funding Corporation has a high proportion of conventional loans. Their top markets by origination volume include: Los Angeles, San Diego, San Francisco, New York, and Las Vegas among others. We have data for 258 markets. (Some data included below & more in-depth data is available with an active subscription.)Lendinghome Funding Corporation has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. They typically have relatively high rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
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SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
|---|---|---|
| 30 Year Conventional Purchase | 6.27% | 4/22/24 |
| 30 Year Conventional Refi | 6.27% | 4/22/24 |
| These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. | ||
Lendinghome Funding Corporation Mortgage Calculator
Your Estimates
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This is not an official calculator from Lendinghome Funding Corporation. It uses our SimulatedRate™
technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.
The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
7,200Origination Dollar Volume (All Markets)
$1,620,770,000Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 349 | $215,715,000 | $618,095 | $0 | 7.80% |
| SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) | 234 | $111,920,000 | $478,291 | $0 | 8.11% |
| San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) | 159 | $98,345,000 | $618,522 | $0 | 7.82% |
| New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) | 232 | $67,780,000 | $292,155 | $0 | 9.15% |
| LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) | 252 | $58,990,000 | $234,087 | $0 | 8.42% |
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 335 | $58,555,000 | $174,791 | $0 | 9.04% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 256 | $55,840,000 | $218,125 | $0 | 8.90% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 223 | $50,025,000 | $224,327 | $0 | 8.20% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 275 | $43,015,000 | $156,418 | $0 | 8.52% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 228 | $39,680,000 | $174,035 | $0 | 9.01% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 185 | $35,635,000 | $192,622 | $0 | 8.84% |
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 200 | $33,530,000 | $167,650 | $0 | 9.21% |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) | 35 | $32,795,000 | $937,000 | $0 | 7.72% |
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 118 | $32,270,000 | $273,475 | $0 | 8.71% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 200 | $31,680,000 | $158,400 | $0 | 8.51% |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) | 199 | $29,285,000 | $147,161 | $0 | 9.02% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 85 | $28,745,000 | $338,176 | $0 | 8.10% |
| SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) | 105 | $28,195,000 | $268,524 | $0 | 8.34% |
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 162 | $27,290,000 | $168,457 | $0 | 9.03% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 75 | $23,925,000 | $319,000 | $0 | 8.45% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 147 | $23,685,000 | $161,122 | $0 | 8.97% |
| Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) | 65 | $23,145,000 | $356,077 | $0 | 8.80% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 85 | $21,035,000 | $247,471 | $0 | 8.78% |
| Detroit-Warren-Dearborn, MI (FHA|USDA|VA) | 125 | $16,355,000 | $130,840 | $0 | 9.27% |
| CLEVELAND-ELYRIA, OH (FHA|USDA|VA) | 120 | $16,210,000 | $135,083 | $0 | 9.04% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 125 | $15,745,000 | $125,960 | $0 | 8.50% |
| BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) | 93 | $14,595,000 | $156,935 | $0 | 8.90% |
| RALEIGH-CARY, NC (FHA|USDA|VA) | 73 | $14,285,000 | $195,685 | $0 | 8.86% |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) | 53 | $11,995,000 | $226,321 | $0 | 8.91% |
| MEMPHIS, TN-MS-AR (FHA|USDA|VA) | 95 | $11,845,000 | $124,684 | $0 | 9.01% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 62 | $11,060,000 | $178,387 | $0 | 8.20% |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) | 35 | $11,015,000 | $314,714 | $0 | 8.47% |
| COLUMBUS, OH (FHA|USDA|VA) | 85 | $10,745,000 | $126,412 | $0 | 9.06% |
| ST. LOUIS, MO-IL (FHA|USDA|VA) | 77 | $9,755,000 | $126,688 | $0 | 9.16% |
| CINCINNATI, OH-KY-IN (FHA|USDA|VA) | 83 | $9,685,000 | $116,687 | $0 | 9.37% |
| DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) | 56 | $8,940,000 | $159,643 | $0 | 8.82% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 41 | $8,255,000 | $201,341 | $0 | 9.10% |
| FRESNO, CA (FHA|USDA|VA) | 52 | $7,980,000 | $153,462 | $0 | 8.18% |
| FAYETTEVILLE, NC (FHA|USDA|VA) | 77 | $7,475,000 | $97,078 | $0 | 9.18% |
| LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) | 60 | $7,460,000 | $124,333 | $0 | 8.69% |
| HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) | 42 | $7,000,000 | $166,667 | $0 | 8.99% |
| STOCKTON, CA (FHA|USDA|VA) | 28 | $6,660,000 | $237,857 | $0 | 8.05% |
| NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) | 33 | $6,435,000 | $195,000 | $0 | 9.55% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 46 | $6,110,000 | $132,826 | $0 | 8.44% |
| Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) | 20 | $6,030,000 | $301,500 | $0 | 8.69% |
| SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) | 11 | $5,415,000 | $492,273 | $0 | 8.33% |
| JACKSONVILLE, NC (FHA|USDA|VA) | 34 | $4,740,000 | $139,412 | $0 | 9.00% |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) | 23 | $4,715,000 | $205,000 | $0 | 9.31% |
| KANSAS CITY, MO-KS (FHA|USDA|VA) | 45 | $4,585,000 | $101,889 | $0 | 9.11% |
| PANAMA CITY, FL (FHA|USDA|VA) | 32 | $4,560,000 | $142,500 | $0 | 9.43% |
| RICHMOND, VA (FHA|USDA|VA) | 34 | $4,550,000 | $133,824 | $0 | 7.73% |
| PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) | 31 | $4,445,000 | $143,387 | $0 | 8.81% |
| TUCSON, AZ (FHA|USDA|VA) | 24 | $4,420,000 | $184,167 | $0 | 8.75% |
| GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) | 39 | $4,325,000 | $110,897 | $0 | 8.93% |
| FORT COLLINS, CO (FHA|USDA|VA) | 15 | $4,265,000 | $284,333 | $0 | 8.84% |
| AKRON, OH (FHA|USDA|VA) | 34 | $4,220,000 | $124,118 | $0 | 8.52% |
| SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) | 7 | $4,065,000 | $580,714 | $0 | 7.39% |
| GREENVILLE-ANDERSON, SC (FHA|USDA|VA) | 32 | $4,000,000 | $125,000 | $0 | 8.32% |
| Outside of Metro Areas | 33 | $3,915,000 | $118,636 | $0 | 9.10% |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) | 25 | $3,895,000 | $155,800 | $0 | 9.70% |
| CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) | 25 | $3,605,000 | $144,200 | $0 | 8.56% |
| OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) | 8 | $3,550,000 | $443,750 | $0 | 7.90% |
| NEW HAVEN-MILFORD, CT (FHA|USDA|VA) | 23 | $3,535,000 | $153,696 | $0 | 8.55% |
| POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY (FHA|USDA|VA) | 27 | $3,535,000 | $130,926 | $0 | 9.02% |
| SAVANNAH, GA (FHA|USDA|VA) | 27 | $3,485,000 | $129,074 | $0 | 9.07% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 19 | $3,145,000 | $165,526 | $0 | 9.96% |
| VALLEJO, CA (FHA|USDA|VA) | 12 | $3,140,000 | $261,667 | $0 | 7.54% |
| BAKERSFIELD, CA (FHA|USDA|VA) | 22 | $2,930,000 | $133,182 | $0 | 7.86% |
| WORCESTER, MA-CT (FHA|USDA|VA) | 15 | $2,905,000 | $193,667 | $0 | 9.01% |
| BOULDER, CO (FHA|USDA|VA) | 9 | $2,875,000 | $319,444 | $0 | 8.19% |
| TRENTON-PRINCETON, NJ (FHA|USDA|VA) | 24 | $2,750,000 | $114,583 | $0 | 8.50% |
| GREELEY, CO (FHA|USDA|VA) | 15 | $2,665,000 | $177,667 | $0 | 9.13% |
| PITTSBURGH, PA (FHA|USDA|VA) | 22 | $2,550,000 | $115,909 | $0 | 8.55% |
| MODESTO, CA (FHA|USDA|VA) | 13 | $2,535,000 | $195,000 | $0 | 8.71% |
| NAPA, CA (FHA|USDA|VA) | 5 | $2,445,000 | $489,000 | $0 | 8.58% |
| PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) | 18 | $2,380,000 | $132,222 | $0 | 8.80% |
| ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) | 18 | $2,300,000 | $127,778 | $0 | 9.29% |
| GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) | 19 | $2,245,000 | $118,158 | $0 | 9.48% |
| BARNSTABLE TOWN, MA (FHA|USDA|VA) | 6 | $2,230,000 | $371,667 | $0 | 8.62% |
| ALBANY-SCHENECTADY-TROY, NY (FHA|USDA|VA) | 18 | $2,200,000 | $122,222 | $0 | 9.16% |
| MERCED, CA (FHA|USDA|VA) | 13 | $2,175,000 | $167,308 | $0 | 8.35% |
| BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) | 10 | $2,150,000 | $215,000 | $0 | 9.46% |
| PORT ST. LUCIE, FL (FHA|USDA|VA) | 15 | $2,075,000 | $138,333 | $0 | 9.04% |
| AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) | 12 | $2,030,000 | $169,167 | $0 | 8.98% |
| CHATTANOOGA, TN-GA (FHA|USDA|VA) | 16 | $1,960,000 | $122,500 | $0 | 8.99% |
| OKLAHOMA CITY, OK (FHA|USDA|VA) | 18 | $1,920,000 | $106,667 | $0 | 8.69% |
| KNOXVILLE, TN (FHA|USDA|VA) | 17 | $1,915,000 | $112,647 | $0 | 9.29% |
| COLUMBIA, SC (FHA|USDA|VA) | 16 | $1,910,000 | $119,375 | $0 | 9.47% |
| FLINT, MI (FHA|USDA|VA) | 18 | $1,890,000 | $105,000 | $0 | 9.21% |
| LONGVIEW, WA (FHA|USDA|VA) | 11 | $1,865,000 | $169,545 | $0 | 9.00% |
| PUEBLO, CO (FHA|USDA|VA) | 16 | $1,850,000 | $115,625 | $0 | 9.43% |
| WINSTON-SALEM, NC (FHA|USDA|VA) | 18 | $1,850,000 | $102,778 | $0 | 9.76% |
| RENO, NV (FHA|USDA|VA) | 8 | $1,770,000 | $221,250 | $0 | 9.03% |
| YUBA CITY, CA (FHA|USDA|VA) | 11 | $1,765,000 | $160,455 | $0 | 8.69% |
| Truckee-Grass Valley, CA (FHA|USDA|VA) | 6 | $1,740,000 | $290,000 | $0 | 8.69% |
| VINELAND-BRIDGETON, NJ (FHA|USDA|VA) | 20 | $1,670,000 | $83,500 | $0 | 8.12% |
| HANFORD-CORCORAN, CA (FHA|USDA|VA) | 9 | $1,575,000 | $175,000 | $0 | 8.49% |
| COLORADO SPRINGS, CO (FHA|USDA|VA) | 6 | $1,570,000 | $261,667 | $0 | 9.08% |
| VISALIA, CA (FHA|USDA|VA) | 12 | $1,540,000 | $128,333 | $0 | 7.87% |
| READING, PA (FHA|USDA|VA) | 12 | $1,310,000 | $109,167 | $0 | 9.42% |
| WACO, TX (FHA|USDA|VA) | 10 | $1,300,000 | $130,000 | $0 | 8.65% |
| DAYTON-KETTERING, OH (FHA|USDA|VA) | 8 | $1,290,000 | $161,250 | $0 | 9.34% |
| ANN ARBOR, MI (FHA|USDA|VA) | 6 | $1,280,000 | $213,333 | $0 | 8.94% |
| EL PASO, TX (FHA|USDA|VA) | 11 | $1,235,000 | $112,273 | $0 | 7.65% |
| BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) | 4 | $1,220,000 | $305,000 | $0 | 8.56% |
| WILMINGTON, NC (FHA|USDA|VA) | 7 | $1,205,000 | $172,143 | $0 | 8.39% |
| BURLINGTON, NC (FHA|USDA|VA) | 13 | $1,155,000 | $88,846 | $0 | 7.35% |
| TULSA, OK (FHA|USDA|VA) | 8 | $1,080,000 | $135,000 | $0 | 9.56% |
| OCALA, FL (FHA|USDA|VA) | 11 | $1,075,000 | $97,727 | $0 | 9.39% |
| NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) | 3 | $1,055,000 | $351,667 | $0 | 9.07% |
| NEW BERN, NC (FHA|USDA|VA) | 10 | $1,020,000 | $102,000 | $0 | 9.13% |
| GAINESVILLE, GA (FHA|USDA|VA) | 6 | $1,020,000 | $170,000 | $0 | 8.94% |
| KILLEEN-TEMPLE, TX (FHA|USDA|VA) | 13 | $1,015,000 | $78,077 | $0 | 9.22% |
| KENNEWICK-RICHLAND, WA (FHA|USDA|VA) | 7 | $995,000 | $142,143 | $0 | 9.64% |
| GREENVILLE, NC (FHA|USDA|VA) | 7 | $925,000 | $132,143 | $0 | 8.96% |
| OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) | 4 | $920,000 | $230,000 | $0 | 10.11% |
| SALEM, OR (FHA|USDA|VA) | 5 | $915,000 | $183,000 | $0 | 9.39% |
| HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) | 6 | $900,000 | $150,000 | $0 | 8.89% |
| CORPUS CHRISTI, TX (FHA|USDA|VA) | 6 | $870,000 | $145,000 | $0 | 8.83% |
| SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) | 3 | $865,000 | $288,333 | $0 | 8.28% |
| SPRINGFIELD, MO (FHA|USDA|VA) | 7 | $855,000 | $122,143 | $0 | 8.67% |
| BUFFALO-CHEEKTOWAGA, NY (FHA|USDA|VA) | 7 | $825,000 | $117,857 | $0 | 9.09% |
| GAINESVILLE, FL (FHA|USDA|VA) | 5 | $795,000 | $159,000 | $0 | 9.02% |
| MADERA, CA (FHA|USDA|VA) | 5 | $795,000 | $159,000 | $0 | 7.99% |
| PITTSFIELD, MA (FHA|USDA|VA) | 7 | $785,000 | $112,143 | $0 | 9.10% |
| ASHEVILLE, NC (FHA|USDA|VA) | 5 | $765,000 | $153,000 | $0 | 8.87% |
| EAST STROUDSBURG, PA (FHA|USDA|VA) | 8 | $760,000 | $95,000 | $0 | 9.52% |
| Moses Lake, WA (FHA|USDA|VA) | 6 | $760,000 | $126,667 | $0 | 8.83% |
| REDDING, CA (FHA|USDA|VA) | 5 | $745,000 | $149,000 | $0 | 8.24% |
| LOUISVILLE, KY (FHA|USDA|VA) | 7 | $705,000 | $100,714 | $0 | 9.25% |
| COLUMBUS, GA-AL (FHA|USDA|VA) | 9 | $705,000 | $78,333 | $0 | 8.19% |
| PUNTA GORDA, FL (FHA|USDA|VA) | 5 | $665,000 | $133,000 | $0 | 8.55% |
| Sevierville, TN (FHA|USDA|VA) | 3 | $635,000 | $211,667 | $0 | 7.79% |
| EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) | 5 | $635,000 | $127,000 | $0 | 7.50% |
| BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) | 7 | $605,000 | $86,429 | $0 | 8.68% |
| PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) | 2 | $580,000 | $290,000 | $0 | 8.50% |
| HOMOSASSA SPRINGS, FL (FHA|USDA|VA) | 6 | $570,000 | $95,000 | $0 | 9.61% |
| Torrington, CT (FHA|USDA|VA) | 4 | $570,000 | $142,500 | $0 | 9.44% |
| MIDLAND, TX (FHA|USDA|VA) | 1 | $555,000 | $555,000 | $0 | 7.75% |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) | 4 | $550,000 | $137,500 | $0 | 7.39% |
| ROME, GA (FHA|USDA|VA) | 4 | $540,000 | $135,000 | $0 | 7.81% |
| MACON-BIBB COUNTY, GA (FHA|USDA|VA) | 5 | $525,000 | $105,000 | $0 | 9.98% |
| BEND, OR (FHA|USDA|VA) | 2 | $510,000 | $255,000 | $0 | 9.10% |
| SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) | 5 | $505,000 | $101,000 | $0 | 8.88% |
| Jefferson, GA (FHA|USDA|VA) | 1 | $505,000 | $505,000 | $0 | 9.00% |
| TALLAHASSEE, FL (FHA|USDA|VA) | 5 | $505,000 | $101,000 | $0 | 7.74% |
| ST. JOSEPH, MO-KS (FHA|USDA|VA) | 6 | $500,000 | $83,333 | $0 | 8.44% |
| CHARLOTTESVILLE, VA (FHA|USDA|VA) | 1 | $495,000 | $495,000 | $0 | 8.95% |
| Centralia, WA (FHA|USDA|VA) | 3 | $485,000 | $161,667 | $0 | 9.63% |
| Clearlake, CA (FHA|USDA|VA) | 4 | $480,000 | $120,000 | $0 | 6.80% |
| LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) | 3 | $475,000 | $158,333 | $0 | 9.73% |
| SAGINAW, MI (FHA|USDA|VA) | 5 | $445,000 | $89,000 | $0 | 8.33% |
| WARNER ROBINS, GA (FHA|USDA|VA) | 4 | $440,000 | $110,000 | $0 | 7.94% |
| YORK-HANOVER, PA (FHA|USDA|VA) | 4 | $440,000 | $110,000 | $0 | 9.79% |
| Somerset, KY (FHA|USDA|VA) | 5 | $435,000 | $87,000 | $0 | 9.31% |
| HINESVILLE, GA (FHA|USDA|VA) | 5 | $435,000 | $87,000 | $0 | 9.31% |
| Elko, NV (FHA|USDA|VA) | 3 | $425,000 | $141,667 | $0 | 9.12% |
| GRAND JUNCTION, CO (FHA|USDA|VA) | 3 | $425,000 | $141,667 | $0 | 8.38% |
| OCEAN CITY, NJ (FHA|USDA|VA) | 3 | $425,000 | $141,667 | $0 | 8.47% |
| SALINAS, CA (FHA|USDA|VA) | 1 | $415,000 | $415,000 | $0 | 9.50% |
| Key West, FL (FHA|USDA|VA) | 1 | $395,000 | $395,000 | $0 | 5.50% |
| HARRISBURG-CARLISLE, PA (FHA|USDA|VA) | 3 | $385,000 | $128,333 | $0 | 9.73% |
| SPARTANBURG, SC (FHA|USDA|VA) | 3 | $375,000 | $125,000 | $0 | 9.80% |
| NORWICH-NEW LONDON, CT (FHA|USDA|VA) | 3 | $365,000 | $121,667 | $0 | 9.15% |
| KINGSTON, NY (FHA|USDA|VA) | 3 | $355,000 | $118,333 | $0 | 8.63% |
| Sandusky, OH (FHA|USDA|VA) | 4 | $340,000 | $85,000 | $0 | 9.61% |
| Morehead City, NC (FHA|USDA|VA) | 2 | $340,000 | $170,000 | $0 | 9.13% |
| GOLDSBORO, NC (FHA|USDA|VA) | 4 | $330,000 | $82,500 | $0 | 9.23% |
| YAKIMA, WA (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $0 | 10.25% |
| KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) | 3 | $325,000 | $108,333 | $0 | 8.32% |
| Edwards, CO (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $0 | 9.00% |
| Astoria, OR (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $0 | 10.50% |
| HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) | 2 | $310,000 | $155,000 | $0 | 10.25% |
| Traverse City, MI (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $0 | 8.95% |
| CARSON CITY, NV (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $0 | 8.25% |
| MUSKEGON, MI (FHA|USDA|VA) | 3 | $305,000 | $101,667 | $0 | 9.57% |
| BAY CITY, MI (FHA|USDA|VA) | 5 | $305,000 | $61,000 | $0 | 7.79% |
| PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) | 2 | $300,000 | $150,000 | $0 | 9.10% |
| ALBANY, GA (FHA|USDA|VA) | 3 | $295,000 | $98,333 | $0 | 9.63% |
| LEXINGTON-FAYETTE, KY (FHA|USDA|VA) | 3 | $295,000 | $98,333 | $0 | 10.13% |
| Holland, MI (FHA|USDA|VA) | 3 | $295,000 | $98,333 | $0 | 9.08% |
| Americus, GA (FHA|USDA|VA) | 3 | $295,000 | $98,333 | $0 | 10.15% |
| SUMTER, SC (FHA|USDA|VA) | 3 | $285,000 | $95,000 | $0 | 8.96% |
| FLORENCE, SC (FHA|USDA|VA) | 2 | $280,000 | $140,000 | $0 | 8.75% |
| Pahrump, NV (FHA|USDA|VA) | 2 | $280,000 | $140,000 | $0 | 9.70% |
| Sterling, CO (FHA|USDA|VA) | 3 | $275,000 | $91,667 | $0 | 9.82% |
| Sebastian-Vero Beach, FL (FHA|USDA|VA) | 2 | $270,000 | $135,000 | $0 | 9.35% |
| SPRINGFIELD, MA (FHA|USDA|VA) | 2 | $270,000 | $135,000 | $0 | 9.95% |
| VALDOSTA, GA (FHA|USDA|VA) | 2 | $260,000 | $130,000 | $0 | 7.50% |
| WINCHESTER, VA-WV (FHA|USDA|VA) | 2 | $260,000 | $130,000 | $0 | 9.10% |
| BRUNSWICK, GA (FHA|USDA|VA) | 2 | $260,000 | $130,000 | $0 | 9.45% |
| Breckenridge, CO (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $0 | 8.00% |
| BINGHAMTON, NY (FHA|USDA|VA) | 2 | $250,000 | $125,000 | $0 | 6.25% |
| NILES, MI (FHA|USDA|VA) | 2 | $250,000 | $125,000 | $0 | 7.85% |
| Newport, OR (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $0 | 9.00% |
| Oak Harbor, WA (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $0 | 8.50% |
| VICTORIA, TX (FHA|USDA|VA) | 3 | $245,000 | $81,667 | $0 | 8.82% |
| THE VILLAGES, FL (FHA|USDA|VA) | 2 | $240,000 | $120,000 | $0 | 9.00% |
| Lufkin, TX (FHA|USDA|VA) | 2 | $240,000 | $120,000 | $0 | 8.00% |
| BELLINGHAM, WA (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $0 | 9.95% |
| CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $0 | 8.75% |
| EL CENTRO, CA (FHA|USDA|VA) | 2 | $230,000 | $115,000 | $0 | 9.48% |
| Red Bluff, CA (FHA|USDA|VA) | 2 | $230,000 | $115,000 | $0 | 7.88% |
| Shelton, WA (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $0 | 8.00% |
| Arcadia, FL (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $0 | 10.00% |
| SYRACUSE, NY (FHA|USDA|VA) | 2 | $220,000 | $110,000 | $0 | 10.10% |
| CLARKSVILLE, TN-KY (FHA|USDA|VA) | 2 | $220,000 | $110,000 | $0 | 8.70% |
| Hillsdale, MI (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $0 | 7.45% |
| Bennettsville, SC (FHA|USDA|VA) | 2 | $210,000 | $105,000 | $0 | 9.70% |
| WENATCHEE, WA (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $0 | 8.75% |
| TYLER, TX (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $0 | 10.00% |
| SEBRING-AVON PARK, FL (FHA|USDA|VA) | 2 | $200,000 | $100,000 | $0 | 8.60% |
| Ukiah, CA (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $0 | 8.75% |
| Sturgis, MI (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $0 | 8.95% |
| BOWLING GREEN, KY (FHA|USDA|VA) | 2 | $180,000 | $90,000 | $0 | 8.70% |
| ROANOKE, VA (FHA|USDA|VA) | 2 | $180,000 | $90,000 | $0 | 9.23% |
| Coos Bay, OR (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $0 | 10.75% |
| Glenwood Springs, CO (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $0 | 8.45% |
| Pinehurst-Southern Pines, NC (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $0 | 8.95% |
| Easton, MD (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $0 | 9.75% |
| GETTYSBURG, PA (FHA|USDA|VA) | 2 | $160,000 | $80,000 | $0 | 8.63% |
| Sonora, CA (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $0 | 8.00% |
| HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $0 | 9.50% |
| MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $0 | 6.75% |
| ODESSA, TX (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $0 | 9.50% |
| Montrose, CO (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $0 | 8.95% |
| MORRISTOWN, TN (FHA|USDA|VA) | 2 | $150,000 | $75,000 | $0 | 8.50% |
| UTICA-ROME, NY (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $0 | 10.50% |
| LANSING-EAST LANSING, MI (FHA|USDA|VA) | 2 | $120,000 | $60,000 | $0 | 8.13% |
| Shelby, NC (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $0 | 8.95% |
| Cañon City, CO (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $0 | 6.38% |
| Fort Morgan, CO (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $0 | 8.00% |
| New Castle, PA (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $0 | 11.25% |
| COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $0 | 7.75% |
| Andrews, TX (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $0 | 9.95% |
| Okeechobee, FL (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 9.45% |
| CHARLESTON, WV (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 9.00% |
| Aberdeen, WA (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 9.45% |
| Wilson, NC (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $0 | 8.95% |
| Bonham, TX (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $0 | 9.50% |
| ALTOONA, PA (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $0 | 7.00% |
| Elizabeth City, NC (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $0 | 7.95% |
| Susanville, CA (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $0 | 5.75% |
| Athens, TX (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $0 | 5.63% |
| ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $0 | 9.00% |
| LONGVIEW, TX (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $0 | 8.95% |
| Pottsville, PA (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $0 | 9.75% |
| SALISBURY, MD-DE (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $0 | 9.95% |
| ROCHESTER, NY (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $0 | 9.95% |
| CLEVELAND, TN (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $0 | 8.50% |
| Tullahoma-Manchester, TN (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $0 | 11.00% |
| LYNCHBURG, VA (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $0 | 9.45% |
| STAUNTON, VA (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $0 | 10.25% |
| Mount Pleasant, MI (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $0 | 6.00% |
| Lock Haven, PA (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $0 | 8.50% |
| COLUMBIA, MO (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 7.95% |
| Salem, OH (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 9.45% |
| KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 8.75% |
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Product Mix
| Loan Type | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Conventional | 7,200 | $1,620,770,000 | $225,107 | $0 | 8.72% |
For 2020, Lendinghome Funding Corporation's most frequently originated type of loan was Conventional, with 7,200 originations.
Loan Reason
| Loan Reason | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Home Purchase | 6,225 | $1,443,585,000 | $231,901 | $0 | 8.93% |
| Refi | 975 | $177,185,000 | $181,728 | $0 | 7.40% |
For 2020, Lendinghome Funding Corporation's most frequently cited loan purpose was Home Purchase, with 6,225 originations. The 2nd most popular reason was Refi, with 975 originations.
Loan Duration/Length
For 2020, Lendinghome Funding Corporation's most frequently cited loan duration was 1 Year, with 6,301 originations. The 2nd most popular length was 30 Year, with 526 originations.
Interest Rates
During 2020, Lendinghome Funding Corporation's average interest rate for loans was 6.33%, while their most frequently originated rate bucket for loans was Over 8%, with 5,027 originations.
Loan Sizing
2020 saw Lendinghome Funding Corporation place emphasis on $100k-200k loans with 3,150 originations, totaling $455,130,000 in origination value.
Ethnicity Mix
Approval Rates
Total approvals of all applications93.08%
Lendinghome Funding Corporation has an average approval rate.
Pick Rate
Approvals leading to origination57.97%
Lendinghome Funding Corporation has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 7,200 | $1,620,770,000 | $225,107 |
Occupancy Type Mix
| Dwelling Type | Originations | Total Value | Average Loan |
|---|---|---|---|
| Single Family (1-4 Units):Site-Built | 7,200 | $1,620,770,000 | $225,107 |
LTV Distribution
Complaints
| Bank Name | Product | Issue | 2020 CPFB Complaints | % of Total Issues |
|---|---|---|---|---|
| Lending Club Corp | Conventional home mortgage | Trouble during payment process | 1 | 100.0% |