Lendinghome Funding Corporation Mortgage Rates, Fees & Info

WILMINGTON, DE

LEI: 5493006VAGP3GQ8FJT49

Tax ID: 46-3528270

Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data

Jump to:

Mortgage Data

Review & Overview

Lendinghome Funding Corporation is a mid-sized mortgage company specializing in Home Purchase loans. Lendinghome Funding Corporation has a high proportion of conventional loans. Their top markets by origination volume include: Los Angeles, San Diego, San Francisco, Las Vegas, and Riverside among others. We have data for 336 markets. (Some data included below & more in-depth data is available with an active subscription.)

Lendinghome Funding Corporation has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. They typically have relatively high rates.

We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.

SimulatedRates™

Mortgage Type
Simulated Rate Simulation Date
30 Year Conventional Purchase 6.27% 4/19/24
30 Year Conventional Refi 6.27% 4/19/24
These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

Lendinghome Funding Corporation Mortgage Calculator






Your Estimates

Estimated Loan Payment: Update the calculator values and click calculate payment!

This is not an official calculator from Lendinghome Funding Corporation. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

The default purchase price is the median sales price across the US for 2022Q4, per FRED.


Originations

12,148

Origination Dollar Volume (All Markets)

$3,134,750,000

Top Markets

Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

Market Originations Total Value Average Loan Average Fees Average Rate
Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) 515 $354,255,000 $687,874 $0 7.38%
SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) 418 $259,960,000 $621,914 $0 7.65%
San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) 292 $223,910,000 $766,815 $0 7.34%
LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) 499 $159,345,000 $319,329 $0 7.45%
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) 349 $104,155,000 $298,438 $0 7.68%
Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 338 $98,450,000 $291,272 $0 7.99%
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 420 $89,380,000 $212,810 $0 8.00%
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 445 $85,135,000 $191,315 $0 8.15%
New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) 205 $68,715,000 $335,195 $0 8.17%
SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) 60 $63,110,000 $1,051,833 $0 7.01%
SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) 174 $59,040,000 $339,310 $0 7.78%
Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 281 $55,495,000 $197,491 $0 7.74%
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) 290 $51,450,000 $177,414 $0 8.27%
HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 270 $50,030,000 $185,296 $0 7.57%
PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 144 $48,300,000 $335,417 $0 8.23%
CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 226 $43,520,000 $192,566 $0 8.29%
ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 208 $43,480,000 $209,038 $0 8.24%
JACKSONVILLE, FL (FHA|USDA|VA) 282 $41,070,000 $145,638 $0 8.04%
DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 99 $38,865,000 $392,576 $0 7.67%
Detroit-Warren-Dearborn, MI (FHA|USDA|VA) 298 $38,140,000 $127,987 $0 7.68%
MEMPHIS, TN-MS-AR (FHA|USDA|VA) 297 $37,585,000 $126,549 $0 8.49%
Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 196 $37,450,000 $191,071 $0 8.52%
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) 222 $37,280,000 $167,928 $0 8.18%
Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 101 $34,235,000 $338,960 $0 8.07%
RICHMOND, VA (FHA|USDA|VA) 122 $32,040,000 $262,623 $0 7.14%
KANSAS CITY, MO-KS (FHA|USDA|VA) 222 $30,940,000 $139,369 $0 7.20%
COLUMBUS, OH (FHA|USDA|VA) 201 $28,065,000 $139,627 $0 8.32%
Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) 69 $27,655,000 $400,797 $0 7.88%
CLEVELAND-ELYRIA, OH (FHA|USDA|VA) 215 $27,285,000 $126,907 $0 7.85%
AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 84 $27,090,000 $322,500 $0 7.62%
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) 88 $24,440,000 $277,727 $0 8.20%
TUCSON, AZ (FHA|USDA|VA) 115 $24,245,000 $210,826 $0 6.62%
LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) 95 $23,855,000 $251,105 $0 8.06%
North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 87 $19,905,000 $228,793 $0 8.32%
CINCINNATI, OH-KY-IN (FHA|USDA|VA) 146 $19,390,000 $132,808 $0 8.80%
PITTSBURGH, PA (FHA|USDA|VA) 164 $19,080,000 $116,341 $0 7.92%
ST. LOUIS, MO-IL (FHA|USDA|VA) 126 $17,400,000 $138,095 $0 7.54%
BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) 105 $17,145,000 $163,286 $0 7.52%
RALEIGH-CARY, NC (FHA|USDA|VA) 69 $17,095,000 $247,754 $0 8.27%
CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 71 $16,345,000 $230,211 $0 8.51%
SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) 85 $16,115,000 $189,588 $0 7.80%
STOCKTON, CA (FHA|USDA|VA) 56 $14,710,000 $262,679 $0 7.99%
HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) 85 $14,525,000 $170,882 $0 8.11%
OKLAHOMA CITY, OK (FHA|USDA|VA) 119 $13,585,000 $114,160 $0 8.39%
NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) 50 $13,410,000 $268,200 $0 8.20%
FAYETTEVILLE, NC (FHA|USDA|VA) 122 $13,300,000 $109,016 $0 8.75%
GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) 90 $13,240,000 $147,111 $0 8.04%
SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) 27 $13,025,000 $482,407 $0 7.94%
FRESNO, CA (FHA|USDA|VA) 61 $12,855,000 $210,738 $0 7.55%
RENO, NV (FHA|USDA|VA) 40 $12,520,000 $313,000 $0 7.87%
Outside of Metro Areas 79 $11,875,000 $150,316 $0 8.02%
PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) 66 $11,690,000 $177,121 $0 8.06%
PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) 31 $11,525,000 $371,774 $0 8.48%
MODESTO, CA (FHA|USDA|VA) 46 $11,010,000 $239,348 $0 7.97%
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) 67 $10,615,000 $158,433 $0 8.00%
CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) 60 $10,570,000 $176,167 $0 7.61%
Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) 26 $9,780,000 $376,154 $0 8.42%
SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) 17 $9,385,000 $552,059 $0 7.59%
WINSTON-SALEM, NC (FHA|USDA|VA) 61 $9,185,000 $150,574 $0 8.12%
PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) 55 $8,785,000 $159,727 $0 8.57%
FORT COLLINS, CO (FHA|USDA|VA) 21 $8,705,000 $414,524 $0 8.41%
OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) 16 $8,610,000 $538,125 $0 7.57%
VALLEJO, CA (FHA|USDA|VA) 23 $8,385,000 $364,565 $0 7.61%
GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) 55 $8,045,000 $146,273 $0 9.20%
PORT ST. LUCIE, FL (FHA|USDA|VA) 28 $7,710,000 $275,357 $0 7.25%
DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) 35 $7,595,000 $217,000 $0 7.59%
AKRON, OH (FHA|USDA|VA) 58 $7,340,000 $126,552 $0 7.85%
GREENVILLE-ANDERSON, SC (FHA|USDA|VA) 47 $7,285,000 $155,000 $0 8.01%
PUEBLO, CO (FHA|USDA|VA) 42 $7,240,000 $172,381 $0 7.84%
NEW HAVEN-MILFORD, CT (FHA|USDA|VA) 41 $7,205,000 $175,732 $0 7.90%
SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) 17 $7,115,000 $418,529 $0 7.70%
BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) 21 $6,835,000 $325,476 $0 8.31%
NAPA, CA (FHA|USDA|VA) 10 $6,560,000 $656,000 $0 7.48%
BAKERSFIELD, CA (FHA|USDA|VA) 42 $6,550,000 $155,952 $0 6.75%
ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) 23 $6,005,000 $261,087 $0 8.09%
OCALA, FL (FHA|USDA|VA) 38 $5,820,000 $153,158 $0 8.40%
TRENTON-PRINCETON, NJ (FHA|USDA|VA) 35 $5,685,000 $162,429 $0 7.55%
POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY (FHA|USDA|VA) 28 $5,670,000 $202,500 $0 8.57%
CHATTANOOGA, TN-GA (FHA|USDA|VA) 35 $5,085,000 $145,286 $0 8.58%
WORCESTER, MA-CT (FHA|USDA|VA) 21 $5,015,000 $238,810 $0 8.38%
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) 20 $5,000,000 $250,000 $0 8.74%
SPRINGFIELD, MO (FHA|USDA|VA) 41 $4,925,000 $120,122 $0 8.06%
PANAMA CITY, FL (FHA|USDA|VA) 26 $4,820,000 $185,385 $0 8.73%
COLORADO SPRINGS, CO (FHA|USDA|VA) 16 $4,640,000 $290,000 $0 8.29%
KNOXVILLE, TN (FHA|USDA|VA) 31 $4,465,000 $144,032 $0 8.05%
SAVANNAH, GA (FHA|USDA|VA) 30 $4,360,000 $145,333 $0 9.12%
DAYTON-KETTERING, OH (FHA|USDA|VA) 38 $4,320,000 $113,684 $0 7.94%
COLUMBIA, SC (FHA|USDA|VA) 29 $4,105,000 $141,552 $0 7.81%
TULSA, OK (FHA|USDA|VA) 28 $3,910,000 $139,643 $0 7.89%
VISALIA, CA (FHA|USDA|VA) 20 $3,810,000 $190,500 $0 7.90%
BOULDER, CO (FHA|USDA|VA) 6 $3,770,000 $628,333 $0 7.29%
HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) 15 $3,665,000 $244,333 $0 8.27%
LONGVIEW, WA (FHA|USDA|VA) 19 $3,615,000 $190,263 $0 7.46%
Sevierville, TN (FHA|USDA|VA) 7 $3,615,000 $516,429 $0 6.12%
KILLEEN-TEMPLE, TX (FHA|USDA|VA) 25 $3,605,000 $144,200 $0 7.91%
AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) 26 $3,360,000 $129,231 $0 7.26%
BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) 31 $3,315,000 $106,935 $0 8.07%
OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) 12 $3,260,000 $271,667 $0 8.18%
BUFFALO-CHEEKTOWAGA, NY (FHA|USDA|VA) 26 $3,190,000 $122,692 $0 8.18%
Sebastian-Vero Beach, FL (FHA|USDA|VA) 16 $3,090,000 $193,125 $0 8.28%
JACKSONVILLE, NC (FHA|USDA|VA) 28 $3,080,000 $110,000 $0 8.77%
WILMINGTON, NC (FHA|USDA|VA) 15 $2,915,000 $194,333 $0 7.50%
PUNTA GORDA, FL (FHA|USDA|VA) 17 $2,805,000 $165,000 $0 8.66%
NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) 6 $2,730,000 $455,000 $0 8.10%
HANFORD-CORCORAN, CA (FHA|USDA|VA) 14 $2,700,000 $192,857 $0 7.50%
PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) 9 $2,685,000 $298,333 $0 9.23%
GREELEY, CO (FHA|USDA|VA) 13 $2,685,000 $206,538 $0 8.04%
MADERA, CA (FHA|USDA|VA) 13 $2,515,000 $193,462 $0 7.33%
ASHEVILLE, NC (FHA|USDA|VA) 13 $2,475,000 $190,385 $0 6.82%
YUBA CITY, CA (FHA|USDA|VA) 10 $2,470,000 $247,000 $0 7.60%
VINELAND-BRIDGETON, NJ (FHA|USDA|VA) 20 $2,460,000 $123,000 $0 8.49%
TALLAHASSEE, FL (FHA|USDA|VA) 18 $2,460,000 $136,667 $0 7.81%
KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) 20 $2,440,000 $122,000 $0 6.61%
LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) 11 $2,385,000 $216,818 $0 8.76%
NEW BERN, NC (FHA|USDA|VA) 13 $2,255,000 $173,462 $0 6.68%
ANN ARBOR, MI (FHA|USDA|VA) 13 $2,225,000 $171,154 $0 9.16%
MERCED, CA (FHA|USDA|VA) 12 $2,150,000 $179,167 $0 8.05%
NORWICH-NEW LONDON, CT (FHA|USDA|VA) 11 $2,135,000 $194,091 $0 8.13%
LOUISVILLE, KY (FHA|USDA|VA) 17 $2,125,000 $125,000 $0 7.89%
CARSON CITY, NV (FHA|USDA|VA) 8 $2,120,000 $265,000 $0 8.13%
SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) 12 $2,060,000 $171,667 $0 7.77%
ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) 14 $2,040,000 $145,714 $0 8.14%
LANSING-EAST LANSING, MI (FHA|USDA|VA) 23 $2,035,000 $88,478 $0 8.33%
CANTON-MASSILLON, OH (FHA|USDA|VA) 10 $2,020,000 $202,000 $0 8.72%
CLARKSVILLE, TN-KY (FHA|USDA|VA) 15 $2,005,000 $133,667 $0 7.94%
BURLINGTON, NC (FHA|USDA|VA) 18 $1,990,000 $110,556 $0 8.19%
CORPUS CHRISTI, TX (FHA|USDA|VA) 13 $1,975,000 $151,923 $0 8.07%
Key West, FL (FHA|USDA|VA) 4 $1,940,000 $485,000 $0 8.80%
Truckee-Grass Valley, CA (FHA|USDA|VA) 5 $1,935,000 $387,000 $0 7.71%
GAINESVILLE, FL (FHA|USDA|VA) 13 $1,935,000 $148,846 $0 7.91%
FLAGSTAFF, AZ (FHA|USDA|VA) 4 $1,880,000 $470,000 $0 9.38%
Gardnerville Ranchos, NV (FHA|USDA|VA) 5 $1,865,000 $373,000 $0 7.80%
FLINT, MI (FHA|USDA|VA) 12 $1,820,000 $151,667 $0 8.61%
Rockport, TX (FHA|USDA|VA) 8 $1,810,000 $226,250 $0 6.54%
SPARTANBURG, SC (FHA|USDA|VA) 14 $1,800,000 $128,571 $0 7.99%
BARNSTABLE TOWN, MA (FHA|USDA|VA) 5 $1,775,000 $355,000 $0 7.86%
HARRISBURG-CARLISLE, PA (FHA|USDA|VA) 11 $1,725,000 $156,818 $0 8.39%
GRAND JUNCTION, CO (FHA|USDA|VA) 9 $1,655,000 $183,889 $0 8.41%
HOMOSASSA SPRINGS, FL (FHA|USDA|VA) 12 $1,650,000 $137,500 $0 8.93%
KENNEWICK-RICHLAND, WA (FHA|USDA|VA) 9 $1,605,000 $178,333 $0 8.44%
BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) 5 $1,605,000 $321,000 $0 8.24%
COLUMBUS, GA-AL (FHA|USDA|VA) 16 $1,600,000 $100,000 $0 7.87%
YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) 19 $1,575,000 $82,895 $0 6.76%
EL PASO, TX (FHA|USDA|VA) 15 $1,535,000 $102,333 $0 8.41%
PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) 5 $1,515,000 $303,000 $0 9.19%
CHARLOTTESVILLE, VA (FHA|USDA|VA) 7 $1,505,000 $215,000 $0 8.79%
GREENVILLE, NC (FHA|USDA|VA) 13 $1,505,000 $115,769 $0 8.02%
Clearlake, CA (FHA|USDA|VA) 9 $1,455,000 $161,667 $0 7.99%
EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) 7 $1,435,000 $205,000 $0 8.82%
EAST STROUDSBURG, PA (FHA|USDA|VA) 10 $1,300,000 $130,000 $0 6.98%
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) 7 $1,295,000 $185,000 $0 6.64%
YUMA, AZ (FHA|USDA|VA) 8 $1,250,000 $156,250 $0 7.45%
GOLDSBORO, NC (FHA|USDA|VA) 11 $1,225,000 $111,364 $0 7.54%
Centralia, WA (FHA|USDA|VA) 5 $1,205,000 $241,000 $0 8.40%
TOLEDO, OH (FHA|USDA|VA) 12 $1,200,000 $100,000 $0 7.26%
Moses Lake, WA (FHA|USDA|VA) 8 $1,190,000 $148,750 $0 6.85%
SPRINGFIELD, MA (FHA|USDA|VA) 7 $1,185,000 $169,286 $0 8.06%
SEBRING-AVON PARK, FL (FHA|USDA|VA) 10 $1,160,000 $116,000 $0 7.75%
GAINESVILLE, GA (FHA|USDA|VA) 6 $1,160,000 $193,333 $0 6.52%
YORK-HANOVER, PA (FHA|USDA|VA) 9 $1,145,000 $127,222 $0 8.43%
BAY CITY, MI (FHA|USDA|VA) 16 $1,140,000 $71,250 $0 7.64%
Sonora, CA (FHA|USDA|VA) 5 $1,105,000 $221,000 $0 7.33%
MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) 9 $1,105,000 $122,778 $0 7.28%
PITTSFIELD, MA (FHA|USDA|VA) 8 $1,090,000 $136,250 $0 9.52%
ALBANY-SCHENECTADY-TROY, NY (FHA|USDA|VA) 7 $1,065,000 $152,143 $0 8.67%
Torrington, CT (FHA|USDA|VA) 7 $1,055,000 $150,714 $0 7.93%
SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) 11 $1,045,000 $95,000 $0 7.72%
LUBBOCK, TX (FHA|USDA|VA) 4 $1,040,000 $260,000 $0 7.31%
WACO, TX (FHA|USDA|VA) 9 $1,035,000 $115,000 $0 9.29%
REDDING, CA (FHA|USDA|VA) 6 $1,000,000 $166,667 $0 7.42%
Fernley, NV (FHA|USDA|VA) 4 $960,000 $240,000 $0 8.00%
Elko, NV (FHA|USDA|VA) 7 $955,000 $136,429 $0 7.94%
SHERMAN-DENISON, TX (FHA|USDA|VA) 7 $935,000 $133,571 $0 7.40%
SAGINAW, MI (FHA|USDA|VA) 12 $930,000 $77,500 $0 6.90%
WINCHESTER, VA-WV (FHA|USDA|VA) 5 $895,000 $179,000 $0 8.52%
HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) 7 $885,000 $126,429 $0 9.50%
St. Marys, GA (FHA|USDA|VA) 6 $880,000 $146,667 $0 8.80%
Athens, TX (FHA|USDA|VA) 6 $870,000 $145,000 $0 5.82%
JACKSON, TN (FHA|USDA|VA) 6 $830,000 $138,333 $0 7.78%
BINGHAMTON, NY (FHA|USDA|VA) 9 $815,000 $90,556 $0 5.68%
Pahrump, NV (FHA|USDA|VA) 5 $815,000 $163,000 $0 6.87%
SALINAS, CA (FHA|USDA|VA) 2 $800,000 $400,000 $0 8.95%
READING, PA (FHA|USDA|VA) 6 $780,000 $130,000 $0 8.37%
KINGSTON, NY (FHA|USDA|VA) 5 $765,000 $153,000 $0 8.03%
OCEAN CITY, NJ (FHA|USDA|VA) 4 $750,000 $187,500 $0 8.18%
Sanford, NC (FHA|USDA|VA) 5 $745,000 $149,000 $0 7.07%
COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) 5 $735,000 $147,000 $0 8.34%
LEXINGTON-FAYETTE, KY (FHA|USDA|VA) 6 $730,000 $121,667 $0 8.34%
ROCKY MOUNT, NC (FHA|USDA|VA) 7 $725,000 $103,571 $0 8.03%
Kill Devil Hills, NC (FHA|USDA|VA) 1 $715,000 $715,000 $0 7.95%
LAWTON, OK (FHA|USDA|VA) 8 $690,000 $86,250 $0 7.22%
Shelbyville, TN (FHA|USDA|VA) 6 $680,000 $113,333 $0 8.82%
JOPLIN, MO (FHA|USDA|VA) 5 $675,000 $135,000 $0 9.86%
Palatka, FL (FHA|USDA|VA) 7 $655,000 $93,571 $0 7.62%
Tullahoma-Manchester, TN (FHA|USDA|VA) 4 $620,000 $155,000 $0 6.25%
SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) 5 $615,000 $123,000 $0 6.50%
SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) 1 $615,000 $615,000 $0 6.75%
Holland, MI (FHA|USDA|VA) 4 $610,000 $152,500 $0 9.40%
STAUNTON, VA (FHA|USDA|VA) 5 $595,000 $119,000 $0 8.24%
Aberdeen, WA (FHA|USDA|VA) 5 $595,000 $119,000 $0 9.31%
WENATCHEE, WA (FHA|USDA|VA) 3 $595,000 $198,333 $0 8.11%
CHICO, CA (FHA|USDA|VA) 2 $590,000 $295,000 $0 5.31%
CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) 3 $575,000 $191,667 $0 8.78%
ST. JOSEPH, MO-KS (FHA|USDA|VA) 8 $540,000 $67,500 $0 7.55%
SALEM, OR (FHA|USDA|VA) 3 $535,000 $178,333 $0 9.62%
Show Low, AZ (FHA|USDA|VA) 2 $530,000 $265,000 $0 8.98%
Morehead City, NC (FHA|USDA|VA) 2 $510,000 $255,000 $0 7.85%
Sandusky, OH (FHA|USDA|VA) 6 $510,000 $85,000 $0 7.65%
Okeechobee, FL (FHA|USDA|VA) 3 $505,000 $168,333 $0 8.90%
SYRACUSE, NY (FHA|USDA|VA) 5 $505,000 $101,000 $0 7.78%
ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) 2 $500,000 $250,000 $0 6.50%
ALBANY-LEBANON, OR (FHA|USDA|VA) 2 $500,000 $250,000 $0 7.29%
Fallon, NV (FHA|USDA|VA) 2 $490,000 $245,000 $0 8.48%
MEDFORD, OR (FHA|USDA|VA) 2 $490,000 $245,000 $0 9.85%
MUSKEGON, MI (FHA|USDA|VA) 6 $490,000 $81,667 $0 7.94%
EL CENTRO, CA (FHA|USDA|VA) 3 $485,000 $161,667 $0 7.53%
ODESSA, TX (FHA|USDA|VA) 3 $485,000 $161,667 $0 6.25%
AMARILLO, TX (FHA|USDA|VA) 6 $480,000 $80,000 $0 7.51%
SAN ANGELO, TX (FHA|USDA|VA) 4 $460,000 $115,000 $0 6.27%
Orangeburg, SC (FHA|USDA|VA) 5 $455,000 $91,000 $0 9.27%
NILES, MI (FHA|USDA|VA) 4 $440,000 $110,000 $0 8.31%
Ukiah, CA (FHA|USDA|VA) 2 $440,000 $220,000 $0 7.73%
Mount Airy, NC (FHA|USDA|VA) 3 $425,000 $141,667 $0 8.63%
MACON-BIBB COUNTY, GA (FHA|USDA|VA) 4 $420,000 $105,000 $0 7.48%
DALTON, GA (FHA|USDA|VA) 4 $410,000 $102,500 $0 7.61%
Sterling, CO (FHA|USDA|VA) 3 $405,000 $135,000 $0 8.97%
HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) 4 $400,000 $100,000 $0 6.56%
MORRISTOWN, TN (FHA|USDA|VA) 3 $395,000 $131,667 $0 9.22%
WARNER ROBINS, GA (FHA|USDA|VA) 4 $390,000 $97,500 $0 8.01%
Brenham, TX (FHA|USDA|VA) 2 $380,000 $190,000 $0 7.04%
Ottawa, IL (FHA|USDA|VA) 3 $375,000 $125,000 $0 8.15%
VALDOSTA, GA (FHA|USDA|VA) 2 $370,000 $185,000 $0 6.50%
HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) 2 $370,000 $185,000 $0 8.45%
CLEVELAND, TN (FHA|USDA|VA) 4 $370,000 $92,500 $0 9.33%
Kerrville, TX (FHA|USDA|VA) 1 $365,000 $365,000 $0 7.75%
Toccoa, GA (FHA|USDA|VA) 4 $350,000 $87,500 $0 5.38%
Warrensburg, MO (FHA|USDA|VA) 2 $340,000 $170,000 $0 8.95%
LANCASTER, PA (FHA|USDA|VA) 2 $330,000 $165,000 $0 8.45%
Albemarle, NC (FHA|USDA|VA) 2 $320,000 $160,000 $0 7.73%
ROANOKE, VA (FHA|USDA|VA) 3 $315,000 $105,000 $0 7.08%
Safford, AZ (FHA|USDA|VA) 2 $310,000 $155,000 $0 6.38%
GETTYSBURG, PA (FHA|USDA|VA) 2 $310,000 $155,000 $0 8.63%
Jefferson, GA (FHA|USDA|VA) 2 $300,000 $150,000 $0 8.73%
Bay City, TX (FHA|USDA|VA) 3 $295,000 $98,333 $0 4.33%
ROME, GA (FHA|USDA|VA) 2 $290,000 $145,000 $0 7.63%
Shelby, NC (FHA|USDA|VA) 2 $290,000 $145,000 $0 7.60%
Clewiston, FL (FHA|USDA|VA) 1 $285,000 $285,000 $0 9.45%
MONROE, MI (FHA|USDA|VA) 3 $285,000 $95,000 $0 7.88%
Frankfort, KY (FHA|USDA|VA) 2 $280,000 $140,000 $0 9.20%
MIDLAND, MI (FHA|USDA|VA) 2 $280,000 $140,000 $0 8.95%
Eureka-Arcata, CA (FHA|USDA|VA) 1 $265,000 $265,000 $0 7.25%
ITHACA, NY (FHA|USDA|VA) 1 $265,000 $265,000 $0 5.38%
Cambridge, MD (FHA|USDA|VA) 2 $260,000 $130,000 $0 7.25%
YAKIMA, WA (FHA|USDA|VA) 2 $260,000 $130,000 $0 9.95%
ROCHESTER, NY (FHA|USDA|VA) 4 $250,000 $62,500 $0 6.73%
Durango, CO (FHA|USDA|VA) 1 $245,000 $245,000 $0 5.13%
Pottsville, PA (FHA|USDA|VA) 3 $245,000 $81,667 $0 9.62%
CHAMBERSBURG-WAYNESBORO, PA (FHA|USDA|VA) 3 $245,000 $81,667 $0 6.92%
KANKAKEE, IL (FHA|USDA|VA) 3 $235,000 $78,333 $0 9.32%
Mount Pleasant, MI (FHA|USDA|VA) 2 $230,000 $115,000 $0 5.50%
ABILENE, TX (FHA|USDA|VA) 2 $230,000 $115,000 $0 9.35%
BRUNSWICK, GA (FHA|USDA|VA) 2 $230,000 $115,000 $0 8.85%
MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) 1 $225,000 $225,000 $0 9.95%
North Wilkesboro, NC (FHA|USDA|VA) 1 $225,000 $225,000 $0 8.95%
Oak Harbor, WA (FHA|USDA|VA) 1 $215,000 $215,000 $0 8.95%
CaƱon City, CO (FHA|USDA|VA) 1 $215,000 $215,000 $0 5.25%
ALBANY, GA (FHA|USDA|VA) 3 $215,000 $71,667 $0 8.95%
Kinston, NC (FHA|USDA|VA) 2 $210,000 $105,000 $0 9.35%
Snyder, TX (FHA|USDA|VA) 3 $205,000 $68,333 $0 7.23%
VICTORIA, TX (FHA|USDA|VA) 2 $200,000 $100,000 $0 8.35%
SPRINGFIELD, OH (FHA|USDA|VA) 2 $200,000 $100,000 $0 7.44%
WALLA WALLA, WA (FHA|USDA|VA) 1 $195,000 $195,000 $0 8.25%
Red Bluff, CA (FHA|USDA|VA) 1 $195,000 $195,000 $0 7.00%
MIDLAND, TX (FHA|USDA|VA) 2 $190,000 $95,000 $0 8.35%
ELIZABETHTOWN-FORT KNOX, KY (FHA|USDA|VA) 2 $190,000 $95,000 $0 9.70%
ERIE, PA (FHA|USDA|VA) 2 $190,000 $95,000 $0 6.50%
Athens, TN (FHA|USDA|VA) 1 $185,000 $185,000 $0 9.25%
LYNCHBURG, VA (FHA|USDA|VA) 2 $180,000 $90,000 $0 8.23%
Port Angeles, WA (FHA|USDA|VA) 1 $175,000 $175,000 $0 5.25%
Cedartown, GA (FHA|USDA|VA) 1 $175,000 $175,000 $0 8.95%
Bemidji, MN (FHA|USDA|VA) 1 $175,000 $175,000 $0 9.70%
DuBois, PA (FHA|USDA|VA) 1 $165,000 $165,000 $0 6.25%
GRANTS PASS, OR (FHA|USDA|VA) 1 $165,000 $165,000 $0 5.63%
Huntsville, TX (FHA|USDA|VA) 1 $165,000 $165,000 $0 9.45%
Sedalia, MO (FHA|USDA|VA) 1 $155,000 $155,000 $0 9.75%
Somerset, KY (FHA|USDA|VA) 2 $150,000 $75,000 $0 8.95%
CHARLESTON, WV (FHA|USDA|VA) 2 $150,000 $75,000 $0 7.66%
Danville, VA (FHA|USDA|VA) 1 $145,000 $145,000 $0 9.95%
Findlay, OH (FHA|USDA|VA) 1 $145,000 $145,000 $0 9.70%
Americus, GA (FHA|USDA|VA) 1 $145,000 $145,000 $0 5.75%
Jamestown-Dunkirk-Fredonia, NY (FHA|USDA|VA) 2 $140,000 $70,000 $0 5.81%
Fort Morgan, CO (FHA|USDA|VA) 1 $135,000 $135,000 $0 9.45%
UTICA-ROME, NY (FHA|USDA|VA) 1 $135,000 $135,000 $0 5.88%
LIMA, OH (FHA|USDA|VA) 2 $130,000 $65,000 $0 8.63%
Cambridge, OH (FHA|USDA|VA) 1 $125,000 $125,000 $0 9.45%
SALISBURY, MD-DE (FHA|USDA|VA) 1 $125,000 $125,000 $0 9.45%
McMinnville, TN (FHA|USDA|VA) 1 $125,000 $125,000 $0 8.75%
Plainview, TX (FHA|USDA|VA) 1 $125,000 $125,000 $0 7.00%
Traverse City, MI (FHA|USDA|VA) 1 $125,000 $125,000 $0 7.00%
Cordele, GA (FHA|USDA|VA) 1 $125,000 $125,000 $0 9.45%
Bainbridge, GA (FHA|USDA|VA) 1 $125,000 $125,000 $0 6.50%
Athens, OH (FHA|USDA|VA) 1 $125,000 $125,000 $0 5.38%
Calhoun, GA (FHA|USDA|VA) 1 $125,000 $125,000 $0 8.75%
Bonham, TX (FHA|USDA|VA) 1 $125,000 $125,000 $0 8.45%
Wilmington, OH (FHA|USDA|VA) 1 $115,000 $115,000 $0 8.25%
Pinehurst-Southern Pines, NC (FHA|USDA|VA) 1 $115,000 $115,000 $0 7.95%
LONGVIEW, TX (FHA|USDA|VA) 1 $115,000 $115,000 $0 9.45%
ST. CLOUD, MN (FHA|USDA|VA) 1 $105,000 $105,000 $0 9.95%
Lock Haven, PA (FHA|USDA|VA) 1 $105,000 $105,000 $0 6.75%
MANSFIELD, OH (FHA|USDA|VA) 1 $105,000 $105,000 $0 8.95%
Dayton, TN (FHA|USDA|VA) 1 $105,000 $105,000 $0 5.88%
Greeneville, TN (FHA|USDA|VA) 1 $105,000 $105,000 $0 9.95%
WHEELING, WV-OH (FHA|USDA|VA) 1 $105,000 $105,000 $0 7.00%
HINESVILLE, GA (FHA|USDA|VA) 1 $105,000 $105,000 $0 7.50%
Alpena, MI (FHA|USDA|VA) 1 $105,000 $105,000 $0 8.95%
Stephenville, TX (FHA|USDA|VA) 1 $105,000 $105,000 $0 9.45%
Lumberton, NC (FHA|USDA|VA) 1 $95,000 $95,000 $0 8.50%
SUMTER, SC (FHA|USDA|VA) 1 $95,000 $95,000 $0 9.95%
Forest City, NC (FHA|USDA|VA) 1 $95,000 $95,000 $0 8.50%
Thomaston, GA (FHA|USDA|VA) 1 $85,000 $85,000 $0 8.95%
Big Rapids, MI (FHA|USDA|VA) 1 $85,000 $85,000 $0 5.63%
WICHITA FALLS, TX (FHA|USDA|VA) 1 $85,000 $85,000 $0 8.70%
BOWLING GREEN, KY (FHA|USDA|VA) 1 $85,000 $85,000 $0 11.45%
Marion, OH (FHA|USDA|VA) 1 $85,000 $85,000 $0 9.95%
New Philadelphia-Dover, OH (FHA|USDA|VA) 1 $85,000 $85,000 $0 9.95%
Bellefontaine, OH (FHA|USDA|VA) 1 $85,000 $85,000 $0 6.75%
LEBANON, PA (FHA|USDA|VA) 1 $75,000 $75,000 $0 8.95%
Alice, TX (FHA|USDA|VA) 1 $75,000 $75,000 $0 5.50%
Greenwood, SC (FHA|USDA|VA) 1 $75,000 $75,000 $0 5.50%
FLORENCE, SC (FHA|USDA|VA) 1 $75,000 $75,000 $0 9.45%
PEORIA, IL (FHA|USDA|VA) 1 $65,000 $65,000 $0 5.50%
Sidney, OH (FHA|USDA|VA) 1 $65,000 $65,000 $0 6.88%
BATTLE CREEK, MI (FHA|USDA|VA) 1 $65,000 $65,000 $0 7.95%
Auburn, NY (FHA|USDA|VA) 1 $55,000 $55,000 $0 6.75%
Brownsville, TN (FHA|USDA|VA) 1 $55,000 $55,000 $0 7.25%
Salem, OH (FHA|USDA|VA) 1 $55,000 $55,000 $0 6.50%
Lendinghome Funding Corporation's top markets include Los Angeles, San Diego, San Francisco, Las Vegas, and Riverside among others.

Their top states include:
  • California (FHA|USDA|VA)
  • Florida (FHA|USDA|VA)
  • Nevada (FHA|USDA|VA)
  • Texas (FHA|USDA|VA)
  • North Carolina (FHA|USDA|VA)
  • Similar Lenders

    We use machine learning to identify the top lenders compared against LENDINGHOME FUNDING CORPORATION based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.

    Emory Alliance Credit Union
    Similarity Rank: 305
    First Credit Union
    Similarity Rank: 378
    ALOHA PACIFIC
    Similarity Rank: 670
    Credence Funding Corporation
    Similarity Rank: 707
    Farmers & Merchants Savings Bank
    Similarity Rank: 720
    S&S Financial
    Similarity Rank: 816
    Anoka Hennepin Credit Union
    Similarity Rank: 826
    ARIZONA CENTRAL
    Similarity Rank: 1166
    MY Credit Union
    Similarity Rank: 1200
    AMERICAN HOME MORTGAGE, INC.
    Similarity Rank: 1218

    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 12,148 $3,134,750,000 $258,047 $0 7.91%

    For 2021, Lendinghome Funding Corporation's most frequently originated type of loan was Conventional, with 12,148 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Home Purchase 9,559 $2,620,705,000 $274,161 $0 8.40%
    Refi 2,588 $513,040,000 $198,238 $0 6.11%
    Cash Out Refi 1 $1,005,000 $1,005,000 $0 4.50%

    For 2021, Lendinghome Funding Corporation's most frequently cited loan purpose was Home Purchase, with 9,559 originations. The 2nd most popular reason was Refi, with 2,588 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    1 Year 9,394 $2,587,040,000 $275,393 $0 8.43%
    30 Year 2,188 $379,010,000 $173,222 $0 5.54%
    Other 559 $148,995,000 $266,538 $0 8.56%
    10 Year 6 $10,380,000 $1,730,000 $0 4.56%
    5 Year 1 $9,325,000 $9,325,000 $0 4.70%

    For 2021, Lendinghome Funding Corporation's most frequently cited loan duration was 1 Year, with 9,394 originations. The 2nd most popular length was 30 Year, with 2,188 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    Over 8% 5,779 $1,272,715,000 $220,231
    7-8% 2,610 $873,590,000 $334,709
    6-7% 2,063 $624,225,000 $302,581
    5-6% 1,134 $221,680,000 $195,485
    4-5% 561 $142,325,000 $253,699
    3-4% 1 $215,000 $215,000

    During 2021, Lendinghome Funding Corporation's average interest rate for loans was 5.54%, while their most frequently originated rate bucket for loans was Over 8%, with 5,779 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $100k-200k 4,872 $713,870,000 $146,525 $0 8.05%
    $200k-400k 3,359 $917,685,000 $273,202 $0 8.05%
    $100,000 or less 1,970 $155,640,000 $79,005 $0 7.61%
    $400k-600k 1,031 $499,535,000 $484,515 $0 7.74%
    $600k-1MM 662 $508,680,000 $768,399 $0 7.65%
    $1MM+ 254 $339,340,000 $1,335,984 $0 7.22%

    2021 saw Lendinghome Funding Corporation place emphasis on $100k-200k loans with 4,872 originations, totaling $713,870,000 in origination value.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    Not applicable 11,604 $2,985,470,000 $257,279 $0 7.94%
    Not provided 322 $100,840,000 $313,168 $0 7.43%
    White 164 $33,850,000 $206,402 $0 7.00%
    Asian 33 $9,915,000 $300,455 $0 5.77%
    Black 23 $4,135,000 $179,783 $0 7.98%
    Native Hawaiian or Islander 1 $295,000 $295,000 $0 6.75%
    American Indian 1 $245,000 $245,000 $0 7.25%

    Approval Rates

    Total approvals of all applications
    90.97%

    Lendinghome Funding Corporation has an average approval rate.

    Pick Rate

    Approvals leading to origination
    67.13%

    Lendinghome Funding Corporation has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.

    Points and Fees

    Points Originations Total Value Average Loan
    NA 12,148 $3,134,750,000 $258,047

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    12,148 $3,134,750,000 $258,047

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 146 $24,450,000 $167,466 $0 7.14%
    40-60% 1,679 $361,605,000 $215,369 $0 7.76%
    60-80% 10,241 $2,736,795,000 $267,239 $0 7.96%
    80-100% 66 $10,620,000 $160,909 $0 6.21%
    Under 20% 16 $1,280,000 $80,000 $0 6.21%

    Complaints

    Bank Name Product Issue 2021 CPFB Complaints % of Total Issues
    Lending Club Corp Conventional home mortgage Applying for a mortgage or refinancing an existing mortgage 1 50.0%
    Lending Club Corp Other type of mortgage Trouble during payment process 1 50.0%