Liberty Home Equity Solutions Mortgage Rates, Fees & Info
Sacramento, CALEI: 549300QUX3LK82LO3013
Tax ID: 20-0142846
Latest/2022 | 2021 Data | 2020 Data | 2019 Data | 2018 Data
Jump to:
Mortgage Data
Review & Overview
Liberty Home Equity Solutions is a smaller mortgage company specializing in Refi loans. They have a a high proportion of FHA loans. They have an average proportion of FHA loans. Their top markets by origination volume include: Los Angeles, New York, Riverside, San Diego, and San Francisco among others. We have data for 246 markets. (Some data included below & more in-depth data is available with an active subscription.)Liberty Home Equity Solutions has an average approval rate when compared to the average across all lenders. They have an above average pick rate when compared to similar lenders.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.
Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.
Originations
1,690Origination Dollar Volume (All Markets)
$321,670,000Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 174 | $50,580,000 | $290,690 | $0 | 4.90% |
| New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) | 134 | $32,730,000 | $244,254 | $0 | 5.02% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 71 | $12,785,000 | $180,070 | $0 | 4.77% |
| SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) | 49 | $12,715,000 | $259,490 | $0 | 4.74% |
| San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) | 40 | $12,330,000 | $308,250 | $0 | 4.96% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 65 | $11,415,000 | $175,615 | $0 | 4.91% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 52 | $10,620,000 | $204,231 | $0 | 4.76% |
| SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) | 44 | $9,820,000 | $223,182 | $0 | 4.77% |
| Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) | 36 | $9,670,000 | $268,611 | $0 | 4.82% |
| Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) | 42 | $9,650,000 | $229,762 | $0 | 4.74% |
| SALT LAKE CITY, UT (FHA|USDA|VA) | 45 | $8,165,000 | $181,444 | $0 | 4.60% |
| Outside of Metro Areas | 47 | $5,815,000 | $123,723 | $0 | 4.88% |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) | 13 | $4,735,000 | $364,231 | $0 | 5.01% |
| SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) | 15 | $4,565,000 | $304,333 | $0 | 4.73% |
| OGDEN-CLEARFIELD, UT (FHA|USDA|VA) | 27 | $4,065,000 | $150,556 | $0 | 4.58% |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) | 21 | $4,045,000 | $192,619 | $0 | 4.63% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 27 | $3,925,000 | $145,370 | $0 | 4.71% |
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 23 | $3,565,000 | $155,000 | $0 | 4.93% |
| MODESTO, CA (FHA|USDA|VA) | 22 | $3,270,000 | $148,636 | $0 | 4.73% |
| VALLEJO, CA (FHA|USDA|VA) | 13 | $2,895,000 | $222,692 | $0 | 4.96% |
| LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) | 17 | $2,815,000 | $165,588 | $0 | 4.79% |
| PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) | 16 | $2,730,000 | $170,625 | $0 | 4.75% |
| PROVO-OREM, UT (FHA|USDA|VA) | 16 | $2,710,000 | $169,375 | $0 | 4.57% |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) | 17 | $2,615,000 | $153,824 | $0 | 4.90% |
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 15 | $2,505,000 | $167,000 | $0 | 4.95% |
| LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) | 15 | $2,405,000 | $160,333 | $0 | 4.68% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 21 | $2,335,000 | $111,190 | $0 | 4.67% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 17 | $2,225,000 | $130,882 | $0 | 4.85% |
| RENO, NV (FHA|USDA|VA) | 12 | $2,150,000 | $179,167 | $0 | 4.79% |
| COLORADO SPRINGS, CO (FHA|USDA|VA) | 10 | $2,150,000 | $215,000 | $0 | 4.85% |
| BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) | 9 | $2,125,000 | $236,111 | $0 | 5.00% |
| ST. LOUIS, MO-IL (FHA|USDA|VA) | 14 | $2,100,000 | $150,000 | $0 | 4.77% |
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 13 | $1,985,000 | $152,692 | $0 | 4.91% |
| OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) | 6 | $1,910,000 | $318,333 | $0 | 4.79% |
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 14 | $1,820,000 | $130,000 | $0 | 4.96% |
| SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) | 6 | $1,790,000 | $298,333 | $0 | 5.12% |
| SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) | 13 | $1,785,000 | $137,308 | $0 | 4.49% |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) | 11 | $1,665,000 | $151,364 | $0 | 4.95% |
| BARNSTABLE TOWN, MA (FHA|USDA|VA) | 6 | $1,590,000 | $265,000 | $0 | 4.63% |
| STOCKTON, CA (FHA|USDA|VA) | 8 | $1,570,000 | $196,250 | $0 | 4.72% |
| KNOXVILLE, TN (FHA|USDA|VA) | 13 | $1,525,000 | $117,308 | $0 | 4.48% |
| ST. GEORGE, UT (FHA|USDA|VA) | 10 | $1,520,000 | $152,000 | $0 | 4.70% |
| BOISE CITY, ID (FHA|USDA|VA) | 11 | $1,435,000 | $130,455 | $0 | 4.66% |
| ALBANY-SCHENECTADY-TROY, NY (FHA|USDA|VA) | 9 | $1,355,000 | $150,556 | $0 | 4.73% |
| NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) | 7 | $1,145,000 | $163,571 | $0 | 5.13% |
| Truckee-Grass Valley, CA (FHA|USDA|VA) | 5 | $1,135,000 | $227,000 | $0 | 4.58% |
| BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) | 6 | $1,060,000 | $176,667 | $0 | 4.99% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 7 | $1,005,000 | $143,571 | $0 | 4.74% |
| TUCSON, AZ (FHA|USDA|VA) | 7 | $995,000 | $142,143 | $0 | 4.74% |
| RICHMOND, VA (FHA|USDA|VA) | 11 | $975,000 | $88,636 | $0 | 5.06% |
| COLUMBUS, OH (FHA|USDA|VA) | 9 | $965,000 | $107,222 | $0 | 4.89% |
| Kalispell, MT (FHA|USDA|VA) | 4 | $920,000 | $230,000 | $0 | 4.64% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 8 | $880,000 | $110,000 | $0 | 4.85% |
| BOULDER, CO (FHA|USDA|VA) | 4 | $880,000 | $220,000 | $0 | 5.19% |
| BEND, OR (FHA|USDA|VA) | 5 | $875,000 | $175,000 | $0 | 4.55% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 6 | $860,000 | $143,333 | $0 | 4.64% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 6 | $860,000 | $143,333 | $0 | 4.86% |
| FORT COLLINS, CO (FHA|USDA|VA) | 4 | $840,000 | $210,000 | $0 | 4.73% |
| NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) | 4 | $820,000 | $205,000 | $0 | 5.11% |
| KANSAS CITY, MO-KS (FHA|USDA|VA) | 6 | $820,000 | $136,667 | $0 | 4.67% |
| SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) | 2 | $800,000 | $400,000 | $0 | 4.93% |
| REDDING, CA (FHA|USDA|VA) | 4 | $770,000 | $192,500 | $0 | 4.76% |
| Detroit-Warren-Dearborn, MI (FHA|USDA|VA) | 6 | $720,000 | $120,000 | $0 | 4.72% |
| GREELEY, CO (FHA|USDA|VA) | 4 | $690,000 | $172,500 | $0 | 4.96% |
| CHICO, CA (FHA|USDA|VA) | 6 | $650,000 | $108,333 | $0 | 5.25% |
| PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) | 4 | $640,000 | $160,000 | $0 | 4.96% |
| PORT ST. LUCIE, FL (FHA|USDA|VA) | 5 | $635,000 | $127,000 | $0 | 4.91% |
| LONGVIEW, WA (FHA|USDA|VA) | 4 | $630,000 | $157,500 | $0 | 4.90% |
| PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) | 3 | $595,000 | $198,333 | $0 | 4.79% |
| SALEM, OR (FHA|USDA|VA) | 4 | $580,000 | $145,000 | $0 | 5.00% |
| FRESNO, CA (FHA|USDA|VA) | 4 | $580,000 | $145,000 | $0 | 4.78% |
| TWIN FALLS, ID (FHA|USDA|VA) | 4 | $580,000 | $145,000 | $0 | 4.55% |
| Oak Harbor, WA (FHA|USDA|VA) | 2 | $560,000 | $280,000 | $0 | 4.78% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 4 | $550,000 | $137,500 | $0 | 4.68% |
| PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) | 3 | $545,000 | $181,667 | $0 | 4.74% |
| OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) | 3 | $545,000 | $181,667 | $0 | 4.58% |
| SPRINGFIELD, MA (FHA|USDA|VA) | 4 | $530,000 | $132,500 | $0 | 4.92% |
| POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY (FHA|USDA|VA) | 4 | $520,000 | $130,000 | $0 | 4.50% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 5 | $515,000 | $103,000 | $0 | 4.69% |
| MEDFORD, OR (FHA|USDA|VA) | 3 | $505,000 | $168,333 | $0 | 4.76% |
| Ukiah, CA (FHA|USDA|VA) | 2 | $490,000 | $245,000 | $0 | 4.47% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 5 | $485,000 | $97,000 | $0 | 4.65% |
| NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) | 3 | $465,000 | $155,000 | $0 | 4.80% |
| BELLINGHAM, WA (FHA|USDA|VA) | 2 | $450,000 | $225,000 | $0 | 4.90% |
| CLEVELAND-ELYRIA, OH (FHA|USDA|VA) | 6 | $450,000 | $75,000 | $0 | 4.60% |
| BAKERSFIELD, CA (FHA|USDA|VA) | 4 | $440,000 | $110,000 | $0 | 4.61% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 4 | $420,000 | $105,000 | $0 | 4.94% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 3 | $415,000 | $138,333 | $0 | 4.66% |
| SANTA FE, NM (FHA|USDA|VA) | 2 | $410,000 | $205,000 | $0 | 4.54% |
| SALISBURY, MD-DE (FHA|USDA|VA) | 3 | $395,000 | $131,667 | $0 | 4.48% |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) | 3 | $395,000 | $131,667 | $0 | 4.59% |
| SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) | 2 | $390,000 | $195,000 | $0 | 4.44% |
| INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) | 4 | $390,000 | $97,500 | $0 | 4.99% |
| Lebanon, NH-VT (FHA|USDA|VA) | 2 | $390,000 | $195,000 | $0 | 4.79% |
| BILLINGS, MT (FHA|USDA|VA) | 3 | $385,000 | $128,333 | $0 | 4.47% |
| Cedar City, UT (FHA|USDA|VA) | 3 | $375,000 | $125,000 | $0 | 4.69% |
| GRANTS PASS, OR (FHA|USDA|VA) | 3 | $375,000 | $125,000 | $0 | 4.87% |
| Gardnerville Ranchos, NV (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $0 | 3.44% |
| GREENVILLE-ANDERSON, SC (FHA|USDA|VA) | 3 | $355,000 | $118,333 | $0 | 5.09% |
| NEW HAVEN-MILFORD, CT (FHA|USDA|VA) | 4 | $350,000 | $87,500 | $0 | 5.12% |
| SPRINGFIELD, MO (FHA|USDA|VA) | 5 | $345,000 | $69,000 | $0 | 4.51% |
| Tullahoma-Manchester, TN (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $0 | 4.79% |
| LOGAN, UT-ID (FHA|USDA|VA) | 3 | $325,000 | $108,333 | $0 | 4.58% |
| WORCESTER, MA-CT (FHA|USDA|VA) | 3 | $325,000 | $108,333 | $0 | 4.95% |
| MADISON, WI (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $0 | 3.82% |
| FLAGSTAFF, AZ (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $0 | 5.06% |
| ALBANY-LEBANON, OR (FHA|USDA|VA) | 2 | $320,000 | $160,000 | $0 | 4.72% |
| BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) | 2 | $320,000 | $160,000 | $0 | 4.86% |
| Malone, NY (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $0 | 4.67% |
| AMARILLO, TX (FHA|USDA|VA) | 3 | $305,000 | $101,667 | $0 | 4.76% |
| ELKHART-GOSHEN, IN (FHA|USDA|VA) | 3 | $305,000 | $101,667 | $0 | 4.89% |
| TRENTON-PRINCETON, NJ (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $0 | 4.91% |
| Moses Lake, WA (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $0 | 3.98% |
| MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) | 4 | $280,000 | $70,000 | $0 | 4.76% |
| PITTSBURGH, PA (FHA|USDA|VA) | 4 | $270,000 | $67,500 | $0 | 4.89% |
| PANAMA CITY, FL (FHA|USDA|VA) | 2 | $260,000 | $130,000 | $0 | 4.55% |
| ALBUQUERQUE, NM (FHA|USDA|VA) | 2 | $250,000 | $125,000 | $0 | 4.78% |
| EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) | 2 | $250,000 | $125,000 | $0 | 4.69% |
| OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) | 2 | $250,000 | $125,000 | $0 | 5.03% |
| Centralia, WA (FHA|USDA|VA) | 2 | $240,000 | $120,000 | $0 | 4.78% |
| DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) | 2 | $240,000 | $120,000 | $0 | 4.81% |
| SALINAS, CA (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $0 | 4.44% |
| Port Angeles, WA (FHA|USDA|VA) | 2 | $230,000 | $115,000 | $0 | 4.94% |
| AKRON, OH (FHA|USDA|VA) | 2 | $230,000 | $115,000 | $0 | 5.17% |
| IDAHO FALLS, ID (FHA|USDA|VA) | 2 | $220,000 | $110,000 | $0 | 4.39% |
| GRAND JUNCTION, CO (FHA|USDA|VA) | 2 | $220,000 | $110,000 | $0 | 4.99% |
| WILMINGTON, NC (FHA|USDA|VA) | 2 | $220,000 | $110,000 | $0 | 4.83% |
| GREEN BAY, WI (FHA|USDA|VA) | 2 | $220,000 | $110,000 | $0 | 4.73% |
| CHARLOTTESVILLE, VA (FHA|USDA|VA) | 2 | $220,000 | $110,000 | $0 | 4.66% |
| HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $0 | 4.74% |
| GAINESVILLE, GA (FHA|USDA|VA) | 2 | $200,000 | $100,000 | $0 | 4.69% |
| POCATELLO, ID (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $0 | 4.56% |
| Eureka-Arcata, CA (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $0 | 4.95% |
| MICHIGAN CITY-LA PORTE, IN (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $0 | 5.03% |
| KENNEWICK-RICHLAND, WA (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $0 | 4.25% |
| SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $0 | 4.80% |
| CINCINNATI, OH-KY-IN (FHA|USDA|VA) | 2 | $180,000 | $90,000 | $0 | 4.52% |
| BATON ROUGE, LA (FHA|USDA|VA) | 2 | $180,000 | $90,000 | $0 | 5.38% |
| MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $0 | 5.03% |
| Hermiston-Pendleton, OR (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $0 | 5.06% |
| Glenwood Springs, CO (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $0 | 5.49% |
| FLINT, MI (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $0 | 4.86% |
| Coos Bay, OR (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $0 | 5.25% |
| TYLER, TX (FHA|USDA|VA) | 2 | $170,000 | $85,000 | $0 | 5.46% |
| Sebastian-Vero Beach, FL (FHA|USDA|VA) | 2 | $170,000 | $85,000 | $0 | 5.82% |
| CORPUS CHRISTI, TX (FHA|USDA|VA) | 3 | $165,000 | $55,000 | $0 | 4.78% |
| Hudson, NY (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $0 | 4.66% |
| Fredericksburg, TX (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $0 | 4.85% |
| MOBILE, AL (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $0 | 4.56% |
| SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $0 | 4.50% |
| UTICA-ROME, NY (FHA|USDA|VA) | 2 | $150,000 | $75,000 | $0 | 4.71% |
| TULSA, OK (FHA|USDA|VA) | 2 | $150,000 | $75,000 | $0 | 4.88% |
| Red Bluff, CA (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $0 | 5.28% |
| PUEBLO, CO (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $0 | 4.89% |
| Warsaw, IN (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $0 | 4.75% |
| LEWISTON, ID-WA (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $0 | 5.77% |
| Fernley, NV (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $0 | 4.44% |
| LANSING-EAST LANSING, MI (FHA|USDA|VA) | 2 | $140,000 | $70,000 | $0 | 4.97% |
| LINCOLN, NE (FHA|USDA|VA) | 2 | $140,000 | $70,000 | $0 | 4.89% |
| ROCKY MOUNT, NC (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $0 | 4.50% |
| RALEIGH-CARY, NC (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $0 | 4.31% |
| Burley, ID (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $0 | 4.44% |
| SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $0 | 4.21% |
| PUNTA GORDA, FL (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $0 | 4.56% |
| HOMOSASSA SPRINGS, FL (FHA|USDA|VA) | 2 | $130,000 | $65,000 | $0 | 4.89% |
| YUBA CITY, CA (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $0 | 4.50% |
| Shelton, WA (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $0 | 4.77% |
| COLUMBUS, GA-AL (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $0 | 4.71% |
| GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) | 2 | $120,000 | $60,000 | $0 | 4.90% |
| AMES, IA (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $0 | 4.70% |
| YORK-HANOVER, PA (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $0 | 4.73% |
| MORRISTOWN, TN (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $0 | 5.15% |
| TALLAHASSEE, FL (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $0 | 4.64% |
| Holland, MI (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $0 | 4.64% |
| CHARLESTON, WV (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $0 | 4.70% |
| Roseburg, OR (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 4.56% |
| ITHACA, NY (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 5.02% |
| Hood River, OR (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 5.02% |
| HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 4.90% |
| HANFORD-CORCORAN, CA (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 5.37% |
| EVANSVILLE, IN-KY (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 4.78% |
| DULUTH, MN-WI (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 4.31% |
| SYRACUSE, NY (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 4.64% |
| Torrington, CT (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 4.31% |
| Whitewater, WI (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 4.89% |
| Zanesville, OH (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 5.29% |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $0 | 4.89% |
| Clearlake, CA (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $0 | 4.56% |
| YAKIMA, WA (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $0 | 4.92% |
| CASPER, WY (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $0 | 4.54% |
| Concord, NH (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $0 | 4.16% |
| OKLAHOMA CITY, OK (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $0 | 4.90% |
| JOPLIN, MO (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $0 | 4.53% |
| Rolla, MO (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $0 | 6.39% |
| Crossville, TN (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $0 | 4.56% |
| Sandusky, OH (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $0 | 4.51% |
| LUBBOCK, TX (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $0 | 4.42% |
| VALDOSTA, GA (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $0 | 4.65% |
| Alexander City, AL (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $0 | 5.11% |
| Somerset, KY (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $0 | 4.62% |
| FARMINGTON, NM (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $0 | 4.85% |
| JOHNSON CITY, TN (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $0 | 5.06% |
| YUMA, AZ (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $0 | 4.98% |
| Montrose, CO (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $0 | 4.67% |
| Sevierville, TN (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $0 | 3.81% |
| Farmington, MO (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $0 | 4.66% |
| SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $0 | 5.56% |
| FORT WAYNE, IN (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $0 | 5.14% |
| GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $0 | 4.64% |
| Seneca, SC (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $0 | 4.83% |
| Danville, VA (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $0 | 3.92% |
| OCALA, FL (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $0 | 4.31% |
| CEDAR RAPIDS, IA (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $0 | 4.67% |
| Bluefield, WV-VA (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $0 | 4.64% |
| KANKAKEE, IL (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $0 | 4.85% |
| WICHITA, KS (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $0 | 4.31% |
| Salina, KS (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $0 | 5.08% |
| HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $0 | 4.31% |
| Klamath Falls, OR (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $0 | 4.90% |
| Corinth, MS (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $0 | 4.66% |
| KINGSTON, NY (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $0 | 4.55% |
| HOUMA-THIBODAUX, LA (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $0 | 4.56% |
| ALTOONA, PA (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $0 | 5.62% |
| CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $0 | 5.46% |
| JACKSON, MS (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $0 | 4.52% |
| LYNCHBURG, VA (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 4.50% |
| DALTON, GA (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 4.67% |
| NILES, MI (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 5.03% |
| JANESVILLE-BELOIT, WI (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 5.17% |
| Cleveland, MS (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 4.67% |
| Greeneville, TN (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 4.50% |
| Pinehurst-Southern Pines, NC (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 4.89% |
| Lake City, FL (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 4.91% |
| Chillicothe, OH (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 4.70% |
| Martinsville, VA (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $0 | 4.62% |
| New Castle, PA (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $0 | 4.50% |
| EL PASO, TX (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $0 | 4.76% |
| LAS CRUCES, NM (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $0 | 5.28% |
| SPRINGFIELD, OH (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $0 | 4.73% |
| Starkville, MS (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $0 | 4.91% |
| SIOUX CITY, IA-NE-SD (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $0 | 6.05% |
| SAVANNAH, GA (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $0 | 5.12% |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $0 | 4.74% |
| TOLEDO, OH (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $0 | 6.05% |
| Winfield, KS (FHA|USDA|VA) | 1 | $25,000 | $25,000 | $0 | 6.69% |
| Coshocton, OH (FHA|USDA|VA) | 1 | $25,000 | $25,000 | $0 | 4.68% |
Product Mix
| Loan Type | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| FHA | 1,297 | $249,555,000 | $192,409 | $0 | 4.89% |
| FHA | 393 | $72,115,000 | $183,499 | $0 | 4.59% |
For 2018, Liberty Home Equity Solutions's most frequently originated type of loan was FHA, with 1,297 originations. Their 2nd most popular type was FHA, with 393 originations.
Loan Reason
For 2018, Liberty Home Equity Solutions's most frequently cited loan purpose was Refi, with 1,173 originations. The 2nd most popular reason was Home Improvement, with 339 originations.
Loan Duration/Length
| Loan Length | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Other | 1,690 | $321,670,000 | $190,337 | $0 | 4.82% |
For 2018, Liberty Home Equity Solutions's most frequently cited loan duration was Other, with 1,690 originations.
Interest Rates
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 4-5% | 1,203 | $226,355,000 | $188,159 |
| 5-6% | 442 | $87,450,000 | $197,851 |
| 6-7% | 23 | $3,335,000 | $145,000 |
| 3-4% | 18 | $3,930,000 | $218,333 |
| % | 4 | $600,000 | $150,000 |
During 2018, Liberty Home Equity Solutions's average interest rate for loans was 0.00%, while their most frequently originated rate bucket for loans was 4-5%, with 1,203 originations.
Loan Sizing
2018 saw Liberty Home Equity Solutions place emphasis on $100k-200k loans with 713 originations, totaling $104,765,000 in origination value.
Applicant Income
Liberty Home Equity Solutions lent most frequently to those with incomes in the $50k or less range, with 1,494 originations. The second most popular income band? $50k-75k, with 145 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications85.97%
Liberty Home Equity Solutions has an average approval rate.
Pick Rate
Approvals leading to origination97.63%
Liberty Home Equity Solutions has an exceptionally high pick rate. They most likely have borrower friendly terms or other characteristics like being fast to close or are easy to work with.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 1,690 | $321,670,000 | $190,337 |
Occupancy Type Mix
| Dwelling Type | Originations | Total Value | Average Loan |
|---|---|---|---|
| Single Family (1-4 Units):Manufactured | 38 | $4,080,000 | $107,368 |
| Single Family (1-4 Units):Site-Built | 1,652 | $317,590,000 | $192,246 |
LTV Distribution
Complaints
| Bank Name | Product | Issue | 2018 CPFB Complaints | % of Total Issues |
|---|---|---|---|---|
| Liberty Home Equity Solutions, Inc. | Reverse mortgage | Applying for a mortgage or refinancing an existing mortgage | 1 | 50.0% |
| Liberty Home Equity Solutions, Inc. | Reverse mortgage | Struggling to pay mortgage | 1 | 50.0% |