Liberty Home Equity Solutions Mortgage Rates, Fees & Info
Sacramento, CALEI: 549300QUX3LK82LO3013
Tax ID: 20-0142846
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Mortgage Data
Review & Overview
Liberty Home Equity Solutions is a smaller mortgage company specializing in Refi loans. They have a a high proportion of FHA loans. They have an average proportion of FHA loans. Their top markets by origination volume include: Los Angeles, New York, San Diego, Denver, and Riverside among others. We have data for 277 markets. (Some data included below & more in-depth data is available with an active subscription.)Liberty Home Equity Solutions has an average approval rate when compared to the average across all lenders. They have an above average pick rate when compared to similar lenders.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
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Originations
2,446Origination Dollar Volume (All Markets)
$531,550,000Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 263 | $91,125,000 | $346,483 | $0 | 4.23% |
| New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) | 138 | $37,740,000 | $273,478 | $0 | 4.62% |
| SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) | 85 | $28,965,000 | $340,765 | $0 | 4.15% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 115 | $26,365,000 | $229,261 | $0 | 4.11% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 102 | $23,100,000 | $226,471 | $0 | 4.24% |
| San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) | 62 | $22,860,000 | $368,710 | $0 | 4.56% |
| Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) | 69 | $17,765,000 | $257,464 | $0 | 4.29% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 81 | $15,315,000 | $189,074 | $0 | 4.35% |
| SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) | 64 | $15,120,000 | $236,250 | $0 | 4.14% |
| Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) | 45 | $11,935,000 | $265,222 | $0 | 4.21% |
| SALT LAKE CITY, UT (FHA|USDA|VA) | 60 | $11,570,000 | $192,833 | $0 | 4.28% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 58 | $8,690,000 | $149,828 | $0 | 4.18% |
| OGDEN-CLEARFIELD, UT (FHA|USDA|VA) | 49 | $8,595,000 | $175,408 | $0 | 4.27% |
| SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) | 23 | $8,075,000 | $351,087 | $0 | 4.04% |
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 53 | $7,865,000 | $148,396 | $0 | 4.25% |
| LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) | 42 | $7,230,000 | $172,143 | $0 | 4.18% |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) | 29 | $6,875,000 | $237,069 | $0 | 4.15% |
| Outside of Metro Areas | 51 | $6,615,000 | $129,706 | $0 | 4.45% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 37 | $6,185,000 | $167,162 | $0 | 4.47% |
| BOISE CITY, ID (FHA|USDA|VA) | 33 | $5,935,000 | $179,848 | $0 | 4.15% |
| OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) | 17 | $5,395,000 | $317,353 | $0 | 3.98% |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) | 12 | $5,300,000 | $441,667 | $0 | 4.44% |
| BARNSTABLE TOWN, MA (FHA|USDA|VA) | 19 | $4,735,000 | $249,211 | $0 | 3.94% |
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 16 | $4,190,000 | $261,875 | $0 | 4.47% |
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 26 | $3,700,000 | $142,308 | $0 | 4.48% |
| VALLEJO, CA (FHA|USDA|VA) | 14 | $3,650,000 | $260,714 | $0 | 4.39% |
| LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) | 22 | $3,630,000 | $165,000 | $0 | 4.26% |
| FORT COLLINS, CO (FHA|USDA|VA) | 16 | $3,380,000 | $211,250 | $0 | 4.16% |
| MODESTO, CA (FHA|USDA|VA) | 19 | $3,375,000 | $177,632 | $0 | 4.23% |
| STOCKTON, CA (FHA|USDA|VA) | 14 | $3,330,000 | $237,857 | $0 | 4.16% |
| COLORADO SPRINGS, CO (FHA|USDA|VA) | 16 | $3,080,000 | $192,500 | $0 | 4.11% |
| ST. GEORGE, UT (FHA|USDA|VA) | 17 | $3,005,000 | $176,765 | $0 | 4.24% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 21 | $2,915,000 | $138,810 | $0 | 4.28% |
| SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) | 8 | $2,740,000 | $342,500 | $0 | 4.57% |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) | 16 | $2,640,000 | $165,000 | $0 | 4.27% |
| PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) | 13 | $2,565,000 | $197,308 | $0 | 4.37% |
| PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) | 15 | $2,555,000 | $170,333 | $0 | 4.27% |
| RENO, NV (FHA|USDA|VA) | 9 | $2,435,000 | $270,556 | $0 | 4.08% |
| CHICO, CA (FHA|USDA|VA) | 12 | $2,300,000 | $191,667 | $0 | 4.54% |
| SALINAS, CA (FHA|USDA|VA) | 6 | $2,100,000 | $350,000 | $0 | 4.08% |
| SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) | 12 | $2,050,000 | $170,833 | $0 | 4.00% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 15 | $1,895,000 | $126,333 | $0 | 4.24% |
| Truckee-Grass Valley, CA (FHA|USDA|VA) | 7 | $1,865,000 | $266,429 | $0 | 4.37% |
| GREELEY, CO (FHA|USDA|VA) | 10 | $1,770,000 | $177,000 | $0 | 4.26% |
| KNOXVILLE, TN (FHA|USDA|VA) | 16 | $1,740,000 | $108,750 | $0 | 3.93% |
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 14 | $1,650,000 | $117,857 | $0 | 4.37% |
| PROVO-OREM, UT (FHA|USDA|VA) | 9 | $1,645,000 | $182,778 | $0 | 4.21% |
| BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) | 11 | $1,585,000 | $144,091 | $0 | 4.33% |
| RICHMOND, VA (FHA|USDA|VA) | 11 | $1,545,000 | $140,455 | $0 | 4.75% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 9 | $1,515,000 | $168,333 | $0 | 4.30% |
| BOULDER, CO (FHA|USDA|VA) | 6 | $1,450,000 | $241,667 | $0 | 4.39% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 10 | $1,440,000 | $144,000 | $0 | 4.55% |
| TWIN FALLS, ID (FHA|USDA|VA) | 9 | $1,395,000 | $155,000 | $0 | 4.18% |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) | 10 | $1,390,000 | $139,000 | $0 | 4.50% |
| Detroit-Warren-Dearborn, MI (FHA|USDA|VA) | 7 | $1,365,000 | $195,000 | $0 | 4.25% |
| PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) | 9 | $1,365,000 | $151,667 | $0 | 4.60% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 9 | $1,345,000 | $149,444 | $0 | 4.38% |
| BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) | 4 | $1,330,000 | $332,500 | $0 | 4.85% |
| ST. LOUIS, MO-IL (FHA|USDA|VA) | 10 | $1,180,000 | $118,000 | $0 | 4.42% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 11 | $1,175,000 | $106,818 | $0 | 4.44% |
| CHATTANOOGA, TN-GA (FHA|USDA|VA) | 10 | $1,150,000 | $115,000 | $0 | 4.55% |
| NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) | 8 | $1,100,000 | $137,500 | $0 | 4.18% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 8 | $1,060,000 | $132,500 | $0 | 4.17% |
| TUCSON, AZ (FHA|USDA|VA) | 9 | $1,035,000 | $115,000 | $0 | 4.37% |
| SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) | 3 | $1,035,000 | $345,000 | $0 | 4.22% |
| REDDING, CA (FHA|USDA|VA) | 6 | $1,000,000 | $166,667 | $0 | 4.21% |
| WORCESTER, MA-CT (FHA|USDA|VA) | 6 | $980,000 | $163,333 | $0 | 4.21% |
| PORT ST. LUCIE, FL (FHA|USDA|VA) | 9 | $975,000 | $108,333 | $0 | 4.29% |
| Heber, UT (FHA|USDA|VA) | 4 | $940,000 | $235,000 | $0 | 5.04% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 7 | $935,000 | $133,571 | $0 | 4.14% |
| SALEM, OR (FHA|USDA|VA) | 7 | $935,000 | $133,571 | $0 | 4.42% |
| NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) | 4 | $920,000 | $230,000 | $0 | 4.65% |
| SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) | 3 | $905,000 | $301,667 | $0 | 3.61% |
| BEND, OR (FHA|USDA|VA) | 4 | $890,000 | $222,500 | $0 | 4.56% |
| OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) | 4 | $840,000 | $210,000 | $0 | 4.22% |
| ALBANY-LEBANON, OR (FHA|USDA|VA) | 6 | $830,000 | $138,333 | $0 | 4.35% |
| Sevierville, TN (FHA|USDA|VA) | 6 | $820,000 | $136,667 | $0 | 4.20% |
| ASHEVILLE, NC (FHA|USDA|VA) | 3 | $815,000 | $271,667 | $0 | 4.77% |
| PITTSFIELD, MA (FHA|USDA|VA) | 5 | $815,000 | $163,000 | $0 | 4.46% |
| PITTSBURGH, PA (FHA|USDA|VA) | 8 | $800,000 | $100,000 | $0 | 4.96% |
| FRESNO, CA (FHA|USDA|VA) | 4 | $790,000 | $197,500 | $0 | 4.64% |
| LONGVIEW, WA (FHA|USDA|VA) | 6 | $780,000 | $130,000 | $0 | 4.90% |
| YUBA CITY, CA (FHA|USDA|VA) | 5 | $765,000 | $153,000 | $0 | 3.99% |
| NAPA, CA (FHA|USDA|VA) | 2 | $750,000 | $375,000 | $0 | 4.23% |
| POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY (FHA|USDA|VA) | 6 | $740,000 | $123,333 | $0 | 4.43% |
| BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) | 3 | $735,000 | $245,000 | $0 | 3.98% |
| GRANTS PASS, OR (FHA|USDA|VA) | 4 | $720,000 | $180,000 | $0 | 4.64% |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) | 6 | $710,000 | $118,333 | $0 | 4.06% |
| SANTA FE, NM (FHA|USDA|VA) | 2 | $680,000 | $340,000 | $0 | 4.56% |
| EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) | 4 | $680,000 | $170,000 | $0 | 4.15% |
| KENNEWICK-RICHLAND, WA (FHA|USDA|VA) | 4 | $680,000 | $170,000 | $0 | 3.90% |
| INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) | 5 | $675,000 | $135,000 | $0 | 4.10% |
| SPRINGFIELD, MA (FHA|USDA|VA) | 5 | $655,000 | $131,000 | $0 | 4.39% |
| Gardnerville Ranchos, NV (FHA|USDA|VA) | 2 | $650,000 | $325,000 | $0 | 4.18% |
| CLEVELAND-ELYRIA, OH (FHA|USDA|VA) | 6 | $630,000 | $105,000 | $0 | 4.60% |
| MISSOULA, MT (FHA|USDA|VA) | 4 | $610,000 | $152,500 | $0 | 4.21% |
| Aberdeen, WA (FHA|USDA|VA) | 3 | $595,000 | $198,333 | $0 | 4.36% |
| LOUISVILLE, KY (FHA|USDA|VA) | 3 | $595,000 | $198,333 | $0 | 4.15% |
| COLUMBUS, OH (FHA|USDA|VA) | 4 | $590,000 | $147,500 | $0 | 4.02% |
| OCALA, FL (FHA|USDA|VA) | 7 | $575,000 | $82,143 | $0 | 4.40% |
| THE VILLAGES, FL (FHA|USDA|VA) | 5 | $575,000 | $115,000 | $0 | 4.05% |
| SPRINGFIELD, MO (FHA|USDA|VA) | 6 | $570,000 | $95,000 | $0 | 4.77% |
| ALBANY-SCHENECTADY-TROY, NY (FHA|USDA|VA) | 5 | $555,000 | $111,000 | $0 | 4.68% |
| Payson, AZ (FHA|USDA|VA) | 2 | $550,000 | $275,000 | $0 | 3.64% |
| BUFFALO-CHEEKTOWAGA, NY (FHA|USDA|VA) | 4 | $540,000 | $135,000 | $0 | 4.06% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 3 | $535,000 | $178,333 | $0 | 5.06% |
| FAYETTEVILLE, NC (FHA|USDA|VA) | 2 | $520,000 | $260,000 | $0 | 3.61% |
| MORRISTOWN, TN (FHA|USDA|VA) | 5 | $505,000 | $101,000 | $0 | 4.19% |
| TULSA, OK (FHA|USDA|VA) | 5 | $485,000 | $97,000 | $0 | 4.73% |
| NEW HAVEN-MILFORD, CT (FHA|USDA|VA) | 3 | $455,000 | $151,667 | $0 | 4.92% |
| SALISBURY, MD-DE (FHA|USDA|VA) | 3 | $455,000 | $151,667 | $0 | 4.26% |
| Red Bluff, CA (FHA|USDA|VA) | 3 | $455,000 | $151,667 | $0 | 4.18% |
| CHARLESTON, WV (FHA|USDA|VA) | 1 | $445,000 | $445,000 | $0 | 4.39% |
| BAKERSFIELD, CA (FHA|USDA|VA) | 4 | $420,000 | $105,000 | $0 | 4.33% |
| Outside of Metro Areas | 3 | $415,000 | $138,333 | $0 | 4.15% |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) | 4 | $410,000 | $102,500 | $0 | 3.98% |
| MERCED, CA (FHA|USDA|VA) | 3 | $405,000 | $135,000 | $0 | 4.08% |
| Sebastian-Vero Beach, FL (FHA|USDA|VA) | 2 | $400,000 | $200,000 | $0 | 4.10% |
| Fernley, NV (FHA|USDA|VA) | 2 | $400,000 | $200,000 | $0 | 4.04% |
| Clearlake, CA (FHA|USDA|VA) | 3 | $385,000 | $128,333 | $0 | 4.65% |
| BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) | 4 | $370,000 | $92,500 | $0 | 4.49% |
| DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) | 3 | $365,000 | $121,667 | $0 | 4.38% |
| RALEIGH-CARY, NC (FHA|USDA|VA) | 3 | $365,000 | $121,667 | $0 | 5.18% |
| BELLINGHAM, WA (FHA|USDA|VA) | 2 | $360,000 | $180,000 | $0 | 4.56% |
| ALBUQUERQUE, NM (FHA|USDA|VA) | 4 | $360,000 | $90,000 | $0 | 3.85% |
| GRAND JUNCTION, CO (FHA|USDA|VA) | 3 | $355,000 | $118,333 | $0 | 3.82% |
| Astoria, OR (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $0 | 4.50% |
| HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) | 3 | $345,000 | $115,000 | $0 | 4.88% |
| Cullowhee, NC (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $0 | 4.04% |
| TRENTON-PRINCETON, NJ (FHA|USDA|VA) | 3 | $335,000 | $111,667 | $0 | 4.48% |
| Easton, MD (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $0 | 4.25% |
| KANSAS CITY, MO-KS (FHA|USDA|VA) | 4 | $330,000 | $82,500 | $0 | 4.78% |
| CARSON CITY, NV (FHA|USDA|VA) | 2 | $330,000 | $165,000 | $0 | 5.14% |
| MADISON, WI (FHA|USDA|VA) | 2 | $320,000 | $160,000 | $0 | 4.52% |
| MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) | 3 | $315,000 | $105,000 | $0 | 4.66% |
| KINGSTON, NY (FHA|USDA|VA) | 2 | $310,000 | $155,000 | $0 | 4.52% |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) | 2 | $310,000 | $155,000 | $0 | 4.15% |
| Key West, FL (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $0 | 3.67% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 2 | $300,000 | $150,000 | $0 | 4.84% |
| NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) | 2 | $290,000 | $145,000 | $0 | 4.21% |
| PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) | 2 | $280,000 | $140,000 | $0 | 4.76% |
| BILLINGS, MT (FHA|USDA|VA) | 2 | $280,000 | $140,000 | $0 | 4.42% |
| ST. CLOUD, MN (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $0 | 3.88% |
| LINCOLN, NE (FHA|USDA|VA) | 3 | $275,000 | $91,667 | $0 | 4.28% |
| CINCINNATI, OH-KY-IN (FHA|USDA|VA) | 2 | $270,000 | $135,000 | $0 | 4.99% |
| FORT WAYNE, IN (FHA|USDA|VA) | 2 | $270,000 | $135,000 | $0 | 4.44% |
| The Dalles, OR (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $0 | 3.50% |
| PUEBLO, CO (FHA|USDA|VA) | 2 | $260,000 | $130,000 | $0 | 4.32% |
| LOGAN, UT-ID (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $0 | 3.46% |
| Hermiston-Pendleton, OR (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $0 | 5.59% |
| KANKAKEE, IL (FHA|USDA|VA) | 2 | $240,000 | $120,000 | $0 | 4.09% |
| Nacogdoches, TX (FHA|USDA|VA) | 2 | $240,000 | $120,000 | $0 | 4.67% |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $0 | 4.38% |
| Coos Bay, OR (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $0 | 3.92% |
| Shelton, WA (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $0 | 3.49% |
| BRUNSWICK, GA (FHA|USDA|VA) | 2 | $220,000 | $110,000 | $0 | 4.26% |
| WICHITA, KS (FHA|USDA|VA) | 2 | $220,000 | $110,000 | $0 | 4.41% |
| GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $0 | 3.71% |
| ROANOKE, VA (FHA|USDA|VA) | 2 | $210,000 | $105,000 | $0 | 4.94% |
| Oak Harbor, WA (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $0 | 3.33% |
| Hudson, NY (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $0 | 4.72% |
| MEDFORD, OR (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $0 | 4.16% |
| Port Angeles, WA (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $0 | 4.12% |
| Cañon City, CO (FHA|USDA|VA) | 2 | $200,000 | $100,000 | $0 | 3.97% |
| Moses Lake, WA (FHA|USDA|VA) | 2 | $200,000 | $100,000 | $0 | 3.94% |
| CLEVELAND, TN (FHA|USDA|VA) | 2 | $200,000 | $100,000 | $0 | 3.70% |
| LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) | 2 | $190,000 | $95,000 | $0 | 4.82% |
| LAS CRUCES, NM (FHA|USDA|VA) | 2 | $190,000 | $95,000 | $0 | 4.73% |
| Georgetown, SC (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $0 | 4.07% |
| CHARLOTTESVILLE, VA (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $0 | 4.32% |
| Durango, CO (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $0 | 5.63% |
| MANCHESTER-NASHUA, NH (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $0 | 3.96% |
| GAINESVILLE, GA (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $0 | 4.56% |
| Bozeman, MT (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $0 | 4.20% |
| AMARILLO, TX (FHA|USDA|VA) | 2 | $170,000 | $85,000 | $0 | 4.52% |
| Findlay, OH (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $0 | 3.84% |
| HATTIESBURG, MS (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $0 | 4.26% |
| Angola, IN (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $0 | 4.59% |
| WENATCHEE, WA (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $0 | 4.47% |
| CANTON-MASSILLON, OH (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $0 | 4.56% |
| Mount Pleasant, TX (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $0 | 3.86% |
| Crossville, TN (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $0 | 3.54% |
| Rolla, MO (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $0 | 4.05% |
| Brookings, OR (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $0 | 3.80% |
| Cookeville, TN (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $0 | 3.68% |
| LANCASTER, PA (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $0 | 3.71% |
| Klamath Falls, OR (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $0 | 4.45% |
| HARRISBURG-CARLISLE, PA (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $0 | 4.72% |
| LYNCHBURG, VA (FHA|USDA|VA) | 2 | $140,000 | $70,000 | $0 | 4.86% |
| SHERMAN-DENISON, TX (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $0 | 3.32% |
| LAKE CHARLES, LA (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $0 | 3.84% |
| TALLAHASSEE, FL (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $0 | 4.78% |
| Richmond, IN (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $0 | 3.84% |
| ERIE, PA (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $0 | 4.77% |
| Forest City, NC (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $0 | 3.95% |
| Helena, MT (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $0 | 4.03% |
| SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) | 2 | $130,000 | $65,000 | $0 | 4.31% |
| GLENS FALLS, NY (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $0 | 4.62% |
| SAVANNAH, GA (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $0 | 4.20% |
| YUMA, AZ (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $0 | 3.95% |
| HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $0 | 4.59% |
| YORK-HANOVER, PA (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $0 | 3.86% |
| LEWISTON, ID-WA (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $0 | 5.09% |
| Blackfoot, ID (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $0 | 3.66% |
| MOBILE, AL (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $0 | 3.83% |
| HOMOSASSA SPRINGS, FL (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $0 | 3.49% |
| WACO, TX (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $0 | 4.56% |
| Jamestown-Dunkirk-Fredonia, NY (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $0 | 4.34% |
| READING, PA (FHA|USDA|VA) | 2 | $110,000 | $55,000 | $0 | 6.37% |
| Concord, NH (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 4.91% |
| GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 3.45% |
| YAKIMA, WA (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 4.81% |
| DULUTH, MN-WI (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 4.62% |
| CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 3.80% |
| BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 4.67% |
| Brainerd, MN (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 4.25% |
| OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 4.62% |
| Elko, NV (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 5.57% |
| GADSDEN, AL (FHA|USDA|VA) | 2 | $100,000 | $50,000 | $0 | 4.72% |
| LONGVIEW, TX (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $0 | 3.88% |
| OCEAN CITY, NJ (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $0 | 4.81% |
| GAINESVILLE, FL (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $0 | 3.88% |
| Branson, MO (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $0 | 4.96% |
| BANGOR, ME (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $0 | 4.28% |
| Traverse City, MI (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $0 | 4.70% |
| WINSTON-SALEM, NC (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $0 | 4.36% |
| Susanville, CA (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $0 | 4.91% |
| Marietta, OH (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $0 | 3.49% |
| ELKHART-GOSHEN, IN (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $0 | 3.86% |
| Natchitoches, LA (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $0 | 3.86% |
| ROCHESTER, NY (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $0 | 3.60% |
| Cambridge, MD (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $0 | 4.07% |
| BLOOMINGTON, IL (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $0 | 3.88% |
| BURLINGTON, NC (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $0 | 3.83% |
| COLUMBIA, MO (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $0 | 3.85% |
| LAWRENCE, KS (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $0 | 4.50% |
| EL PASO, TX (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $0 | 4.62% |
| CEDAR RAPIDS, IA (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $0 | 4.84% |
| Meadville, PA (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $0 | 3.86% |
| El Campo, TX (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $0 | 4.51% |
| MEMPHIS, TN-MS-AR (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $0 | 4.36% |
| GREENVILLE-ANDERSON, SC (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $0 | 4.49% |
| WILMINGTON, NC (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $0 | 6.89% |
| Martinsville, VA (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $0 | 3.92% |
| Cadillac, MI (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $0 | 4.56% |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $0 | 4.81% |
| Rexburg, ID (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $0 | 4.05% |
| Storm Lake, IA (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $0 | 3.84% |
| Chillicothe, OH (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $0 | 3.92% |
| KILLEEN-TEMPLE, TX (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $0 | 4.51% |
| SPARTANBURG, SC (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $0 | 3.80% |
| OKLAHOMA CITY, OK (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $0 | 4.16% |
| ALBANY, GA (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $0 | 3.83% |
| ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $0 | 5.60% |
| Mountain Home, ID (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $0 | 3.23% |
| UTICA-ROME, NY (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $0 | 4.20% |
| FLORENCE, SC (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $0 | 3.85% |
| WALLA WALLA, WA (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $0 | 4.81% |
| GULFPORT-BILOXI, MS (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $0 | 5.10% |
| KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 4.22% |
| RACINE, WI (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 4.07% |
| Wooster, OH (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 4.39% |
| TOLEDO, OH (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 4.81% |
| MIDLAND, MI (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $0 | 6.84% |
| MORGANTOWN, WV (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $0 | 6.77% |
| FLINT, MI (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $0 | 6.22% |
| Shelby, NC (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $0 | 4.89% |
| Ottawa, IL (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $0 | 3.82% |
| DAYTON-KETTERING, OH (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $0 | 4.11% |
| Paragould, AR (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $0 | 4.14% |
| Norwalk, OH (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $0 | 4.62% |
| DECATUR, AL (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $0 | 5.42% |
| PINE BLUFF, AR (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $0 | 3.92% |
| KOKOMO, IN (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $0 | 3.84% |
| Pella, IA (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $0 | 3.45% |
| Waycross, GA (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $0 | 4.11% |
| HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) | 1 | $25,000 | $25,000 | $0 | 5.83% |
Product Mix
| Loan Type | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| FHA | 2,264 | $491,150,000 | $216,939 | $0 | 4.26% |
| FHA | 170 | $31,880,000 | $187,529 | $0 | 4.66% |
| Reverse Mortgage | 12 | $8,520,000 | $710,000 | $0 | 6.63% |
For 2019, Liberty Home Equity Solutions's most frequently originated type of loan was FHA, with 2,264 originations. Their 2nd most popular type was FHA, with 170 originations.
Loan Reason
For 2019, Liberty Home Equity Solutions's most frequently cited loan purpose was Refi, with 1,789 originations. The 2nd most popular reason was Home Improvement, with 453 originations.
Loan Duration/Length
| Loan Length | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Other | 2,446 | $531,550,000 | $217,314 | $0 | 4.30% |
For 2019, Liberty Home Equity Solutions's most frequently cited loan duration was Other, with 2,446 originations.
Interest Rates
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 4-5% | 1,158 | $232,950,000 | $201,166 |
| 3-4% | 985 | $235,615,000 | $239,203 |
| 5-6% | 247 | $49,835,000 | $201,761 |
| 6-7% | 54 | $12,660,000 | $234,444 |
| % | 2 | $490,000 | $245,000 |
During 2019, Liberty Home Equity Solutions's average interest rate for loans was 0.00%, while their most frequently originated rate bucket for loans was 4-5%, with 1,158 originations.
Loan Sizing
2019 saw Liberty Home Equity Solutions place emphasis on $200k-400k loans with 960 originations, totaling $269,020,000 in origination value.
Applicant Income
Liberty Home Equity Solutions lent most frequently to those with incomes in the $50k or less range, with 2,151 originations. The second most popular income band? $50k-75k, with 213 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications86.85%
Liberty Home Equity Solutions has an average approval rate.
Pick Rate
Approvals leading to origination97.87%
Liberty Home Equity Solutions has an exceptionally high pick rate. They most likely have borrower friendly terms or other characteristics like being fast to close or are easy to work with.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 2,446 | $531,550,000 | $217,314 |
Occupancy Type Mix
| Dwelling Type | Originations | Total Value | Average Loan |
|---|---|---|---|
| Single Family (1-4 Units):Manufactured | 60 | $7,850,000 | $130,833 |
| Single Family (1-4 Units):Site-Built | 2,386 | $523,700,000 | $219,489 |
LTV Distribution
Complaints
| Bank Name | Product | Issue | 2019 CPFB Complaints | % of Total Issues |
|---|---|---|---|---|
| Liberty Finance Co., Inc. | Conventional home mortgage | Struggling to pay mortgage | 1 | 100.0% |