Arc Home Mortgage Rates, Fees & Info
BALTIMORE, MDLEI: 54930048P8RWCQHQM310
Tax ID: 14-1841762
Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data
Jump to:
Mortgage Data
Review & Overview
Arc Home is a small mortgage company specializing in Home Purchase and Cash Out Refi loans. Arc Home has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. Their top markets by origination volume include: New York, Los Angeles, Miami, San Francisco, and Washington among others. We have data for 266 markets. (Some data included below & more in-depth data is available with an active subscription.)Arc Home has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Arc Home is typically a high fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.
Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.
SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
|---|---|---|
| 30 Year Conventional Purchase | 7.36% | 12/3/24 |
| 30 Year Conventional Refi | 6.77% | 12/3/24 |
| 30 Year Cash-out Refi | 7.24% | 12/3/24 |
| 30 Year FHA Purchase | 7.33% | 12/3/24 |
| 30 Year FHA Refi | 6.98% | 12/3/24 |
| 30 Year VA Purchase | 6.19% | 12/3/24 |
| 30 Year VA Refi | 5.70% | 12/3/24 |
| 30 Year USDA Purchase | 6.94% | 12/3/24 |
| 30 Year USDA Refi | 6.58% | 12/3/24 |
| 15 Year Conventional Purchase | 6.19% | 12/3/24 |
| 15 Year Conventional Refi | 5.92% | 12/3/24 |
| 15 Year Cash-out Refi | 5.92% | 12/3/24 |
| 15 Year FHA Purchase | 5.68% | 12/3/24 |
| These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. | ||
Arc Home Mortgage Calculator
Your Estimates
Estimated Loan Payment: Update the calculator values and click calculate payment!
This is not an official calculator from Arc Home. It uses our SimulatedRate™
technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.
The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
3,696Origination Dollar Volume (All Markets)
$1,675,830,000Awards
×
![]()
ARC HOME - 2022
ARC HOME is a 2022 , due to their low .
For 2022, less than of lenders were eligible for this award.
Work for ARC HOME?
Use this award on your own site. Either save and use the images below, or pass the provided image embed code to your development team.
Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) | 604 | $362,290,000 | $599,818 | $18,852 | 4.86% |
| Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 198 | $162,970,000 | $823,081 | $18,880 | 4.92% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 180 | $102,080,000 | $567,111 | $20,219 | 5.61% |
| San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) | 108 | $90,560,000 | $838,519 | $16,640 | 5.20% |
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 125 | $56,725,000 | $453,800 | $9,469 | 4.61% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 124 | $51,930,000 | $418,790 | $8,456 | 4.33% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 86 | $43,790,000 | $509,186 | $10,010 | 4.77% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 92 | $42,970,000 | $467,065 | $11,529 | 5.01% |
| SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) | 60 | $42,770,000 | $712,833 | $13,582 | 4.96% |
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 131 | $38,695,000 | $295,382 | $9,013 | 4.94% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 95 | $36,445,000 | $383,632 | $10,115 | 5.54% |
| POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY (FHA|USDA|VA) | 89 | $33,065,000 | $371,517 | $12,603 | 4.66% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 101 | $30,345,000 | $300,446 | $9,298 | 5.17% |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) | 21 | $21,755,000 | $1,035,952 | $17,878 | 5.43% |
| CINCINNATI, OH-KY-IN (FHA|USDA|VA) | 103 | $21,225,000 | $206,068 | $8,097 | 5.16% |
| SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) | 44 | $21,150,000 | $480,682 | $11,824 | 5.24% |
| Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) | 46 | $19,580,000 | $425,652 | $8,522 | 4.22% |
| Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) | 29 | $15,555,000 | $536,379 | $12,733 | 4.78% |
| Outside of Metro Areas | 58 | $15,380,000 | $265,172 | $7,376 | 4.81% |
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 48 | $15,360,000 | $320,000 | $11,586 | 5.87% |
| BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) | 38 | $13,330,000 | $350,789 | $10,308 | 4.97% |
| INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) | 46 | $13,080,000 | $284,348 | $3,243 | 4.16% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 23 | $12,285,000 | $534,130 | $9,786 | 5.22% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 25 | $12,185,000 | $487,400 | $12,535 | 5.63% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 33 | $11,435,000 | $346,515 | $11,722 | 5.38% |
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 29 | $11,235,000 | $387,414 | $8,977 | 5.74% |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) | 23 | $10,995,000 | $478,043 | $9,167 | 6.68% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 31 | $10,385,000 | $335,000 | $6,238 | 4.51% |
| BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) | 32 | $10,210,000 | $319,063 | $8,035 | 5.18% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 26 | $10,080,000 | $387,692 | $12,757 | 5.70% |
| HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) | 35 | $9,605,000 | $274,429 | $6,632 | 4.75% |
| OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) | 14 | $9,420,000 | $672,857 | $16,047 | 4.89% |
| OKLAHOMA CITY, OK (FHA|USDA|VA) | 31 | $8,575,000 | $276,613 | $6,735 | 4.20% |
| NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) | 12 | $8,350,000 | $695,833 | $18,832 | 4.85% |
| PORT ST. LUCIE, FL (FHA|USDA|VA) | 24 | $8,120,000 | $338,333 | $8,568 | 5.07% |
| FRESNO, CA (FHA|USDA|VA) | 18 | $7,620,000 | $423,333 | $14,339 | 5.35% |
| SALINAS, CA (FHA|USDA|VA) | 9 | $7,085,000 | $787,222 | $16,103 | 5.11% |
| WORCESTER, MA-CT (FHA|USDA|VA) | 20 | $6,850,000 | $342,500 | $8,282 | 5.00% |
| Key West, FL (FHA|USDA|VA) | 7 | $6,785,000 | $969,286 | $20,803 | 6.73% |
| NEW HAVEN-MILFORD, CT (FHA|USDA|VA) | 24 | $6,730,000 | $280,417 | $10,845 | 5.49% |
| LANCASTER, PA (FHA|USDA|VA) | 28 | $6,720,000 | $240,000 | $6,733 | 4.41% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 15 | $6,685,000 | $445,667 | $13,893 | 5.94% |
| ALTOONA, PA (FHA|USDA|VA) | 38 | $6,600,000 | $173,684 | $4,272 | 4.45% |
| Detroit-Warren-Dearborn, MI (FHA|USDA|VA) | 26 | $6,030,000 | $231,923 | $6,269 | 5.40% |
| PITTSBURGH, PA (FHA|USDA|VA) | 27 | $5,755,000 | $213,148 | $6,271 | 5.13% |
| STOCKTON, CA (FHA|USDA|VA) | 14 | $5,500,000 | $392,857 | $10,500 | 5.95% |
| Breckenridge, CO (FHA|USDA|VA) | 4 | $5,240,000 | $1,310,000 | $37,686 | 6.38% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 16 | $4,990,000 | $311,875 | $9,420 | 5.61% |
| HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) | 8 | $4,770,000 | $596,250 | $21,010 | 6.50% |
| LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) | 13 | $4,635,000 | $356,538 | $13,183 | 6.28% |
| PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) | 13 | $4,545,000 | $349,615 | $10,981 | 5.54% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 13 | $4,455,000 | $342,692 | $9,410 | 5.06% |
| LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) | 9 | $4,355,000 | $483,889 | $14,206 | 6.11% |
| MANCHESTER-NASHUA, NH (FHA|USDA|VA) | 11 | $4,145,000 | $376,818 | $8,032 | 4.38% |
| SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) | 7 | $4,035,000 | $576,429 | $12,665 | 4.37% |
| VALLEJO, CA (FHA|USDA|VA) | 9 | $3,895,000 | $432,778 | $9,235 | 4.90% |
| BARNSTABLE TOWN, MA (FHA|USDA|VA) | 9 | $3,455,000 | $383,889 | $7,987 | 4.88% |
| SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) | 4 | $3,260,000 | $815,000 | $7,744 | 4.47% |
| Sevierville, TN (FHA|USDA|VA) | 7 | $3,225,000 | $460,714 | $15,217 | 6.46% |
| NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) | 8 | $2,920,000 | $365,000 | $16,188 | 5.31% |
| FAYETTEVILLE, NC (FHA|USDA|VA) | 13 | $2,765,000 | $212,692 | $6,550 | 3.85% |
| ST. LOUIS, MO-IL (FHA|USDA|VA) | 8 | $2,640,000 | $330,000 | $12,229 | 6.67% |
| CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) | 5 | $2,615,000 | $523,000 | $5,165 | 5.00% |
| Concord, NH (FHA|USDA|VA) | 8 | $2,580,000 | $322,500 | $4,731 | 4.33% |
| PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) | 6 | $2,440,000 | $406,667 | $4,779 | 5.04% |
| MODESTO, CA (FHA|USDA|VA) | 7 | $2,415,000 | $345,000 | $9,176 | 5.20% |
| SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) | 3 | $2,405,000 | $801,667 | $11,168 | 6.63% |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) | 7 | $2,335,000 | $333,571 | $9,959 | 5.54% |
| BAKERSFIELD, CA (FHA|USDA|VA) | 6 | $2,320,000 | $386,667 | $8,990 | 6.10% |
| PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) | 8 | $2,320,000 | $290,000 | $6,531 | 4.62% |
| RICHMOND, VA (FHA|USDA|VA) | 7 | $2,285,000 | $326,429 | $6,910 | 3.57% |
| MONTGOMERY, AL (FHA|USDA|VA) | 10 | $2,270,000 | $227,000 | $6,633 | 6.61% |
| OCALA, FL (FHA|USDA|VA) | 10 | $2,230,000 | $223,000 | $7,313 | 6.10% |
| YORK-HANOVER, PA (FHA|USDA|VA) | 8 | $2,200,000 | $275,000 | $9,305 | 4.53% |
| Sebastian-Vero Beach, FL (FHA|USDA|VA) | 4 | $2,170,000 | $542,500 | $6,790 | 4.53% |
| DAYTON-KETTERING, OH (FHA|USDA|VA) | 12 | $2,100,000 | $175,000 | $7,934 | 5.28% |
| FORT COLLINS, CO (FHA|USDA|VA) | 3 | $2,095,000 | $698,333 | $7,394 | 6.50% |
| Torrington, CT (FHA|USDA|VA) | 7 | $2,065,000 | $295,000 | $9,036 | 4.82% |
| COLORADO SPRINGS, CO (FHA|USDA|VA) | 6 | $2,060,000 | $343,333 | $10,028 | 5.69% |
| SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) | 8 | $2,010,000 | $251,250 | $7,392 | 4.98% |
| WENATCHEE, WA (FHA|USDA|VA) | 1 | $1,975,000 | $1,975,000 | $0 | 4.25% |
| RALEIGH-CARY, NC (FHA|USDA|VA) | 6 | $1,950,000 | $325,000 | $7,113 | 4.19% |
| DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) | 2 | $1,950,000 | $975,000 | $19,603 | 8.19% |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) | 8 | $1,940,000 | $242,500 | $5,765 | 4.92% |
| COLUMBUS, OH (FHA|USDA|VA) | 10 | $1,910,000 | $191,000 | $10,091 | 4.80% |
| AMARILLO, TX (FHA|USDA|VA) | 7 | $1,905,000 | $272,143 | $12,189 | 6.41% |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) | 6 | $1,900,000 | $316,667 | $6,574 | 5.08% |
| HARRISBURG-CARLISLE, PA (FHA|USDA|VA) | 8 | $1,900,000 | $237,500 | $6,115 | 5.18% |
| READING, PA (FHA|USDA|VA) | 10 | $1,900,000 | $190,000 | $6,699 | 4.52% |
| SALT LAKE CITY, UT (FHA|USDA|VA) | 4 | $1,830,000 | $457,500 | $12,049 | 5.88% |
| Fredericksburg, TX (FHA|USDA|VA) | 5 | $1,815,000 | $363,000 | $9,309 | 4.35% |
| SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) | 4 | $1,780,000 | $445,000 | $12,899 | 5.50% |
| COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) | 8 | $1,770,000 | $221,250 | $5,506 | 3.91% |
| PROVO-OREM, UT (FHA|USDA|VA) | 3 | $1,745,000 | $581,667 | $18,820 | 6.33% |
| MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) | 6 | $1,730,000 | $288,333 | $11,591 | 5.20% |
| Vineyard Haven, MA (FHA|USDA|VA) | 1 | $1,705,000 | $1,705,000 | $52,450 | 8.75% |
| TRENTON-PRINCETON, NJ (FHA|USDA|VA) | 9 | $1,695,000 | $188,333 | $5,846 | 4.71% |
| LOUISVILLE, KY (FHA|USDA|VA) | 5 | $1,655,000 | $331,000 | $10,344 | 4.60% |
| ALBANY-SCHENECTADY-TROY, NY (FHA|USDA|VA) | 8 | $1,630,000 | $203,750 | $8,151 | 5.48% |
| JOHNSTOWN, PA (FHA|USDA|VA) | 9 | $1,615,000 | $179,444 | $4,283 | 4.72% |
| GREELEY, CO (FHA|USDA|VA) | 5 | $1,615,000 | $323,000 | $7,247 | 4.95% |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) | 6 | $1,480,000 | $246,667 | $8,041 | 4.31% |
| PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) | 6 | $1,450,000 | $241,667 | $7,755 | 4.83% |
| ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) | 5 | $1,445,000 | $289,000 | $10,508 | 4.83% |
| STATE COLLEGE, PA (FHA|USDA|VA) | 4 | $1,440,000 | $360,000 | $4,940 | 3.65% |
| KILLEEN-TEMPLE, TX (FHA|USDA|VA) | 6 | $1,440,000 | $240,000 | $6,357 | 4.58% |
| CLEVELAND-ELYRIA, OH (FHA|USDA|VA) | 6 | $1,390,000 | $231,667 | $9,277 | 6.90% |
| VISALIA, CA (FHA|USDA|VA) | 6 | $1,350,000 | $225,000 | $6,744 | 4.96% |
| ASHEVILLE, NC (FHA|USDA|VA) | 4 | $1,310,000 | $327,500 | $6,612 | 4.09% |
| EAST STROUDSBURG, PA (FHA|USDA|VA) | 6 | $1,300,000 | $216,667 | $5,295 | 5.06% |
| BEND, OR (FHA|USDA|VA) | 3 | $1,175,000 | $391,667 | $16,956 | 5.71% |
| GULFPORT-BILOXI, MS (FHA|USDA|VA) | 6 | $1,150,000 | $191,667 | $3,128 | 4.94% |
| ST. GEORGE, UT (FHA|USDA|VA) | 3 | $1,145,000 | $381,667 | $7,432 | 5.83% |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) | 4 | $1,050,000 | $262,500 | $9,138 | 4.78% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 5 | $1,025,000 | $205,000 | $10,220 | 6.83% |
| PUEBLO, CO (FHA|USDA|VA) | 4 | $1,020,000 | $255,000 | $7,210 | 4.09% |
| SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) | 3 | $1,005,000 | $335,000 | $10,877 | 5.67% |
| ROCHESTER, NY (FHA|USDA|VA) | 4 | $980,000 | $245,000 | $4,468 | 4.28% |
| BOULDER, CO (FHA|USDA|VA) | 2 | $980,000 | $490,000 | $3,409 | 4.68% |
| MADERA, CA (FHA|USDA|VA) | 3 | $885,000 | $295,000 | $13,282 | 4.04% |
| SPRINGFIELD, MO (FHA|USDA|VA) | 4 | $880,000 | $220,000 | $4,233 | 3.66% |
| HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) | 2 | $870,000 | $435,000 | $15,661 | 7.19% |
| CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) | 2 | $860,000 | $430,000 | $9,242 | 5.50% |
| TUCSON, AZ (FHA|USDA|VA) | 4 | $850,000 | $212,500 | $4,004 | 6.19% |
| LUBBOCK, TX (FHA|USDA|VA) | 3 | $845,000 | $281,667 | $6,603 | 5.71% |
| KNOXVILLE, TN (FHA|USDA|VA) | 4 | $840,000 | $210,000 | $8,910 | 4.09% |
| NORWICH-NEW LONDON, CT (FHA|USDA|VA) | 4 | $840,000 | $210,000 | $8,140 | 4.84% |
| BELLINGHAM, WA (FHA|USDA|VA) | 3 | $835,000 | $278,333 | $7,275 | 6.25% |
| OCEAN CITY, NJ (FHA|USDA|VA) | 2 | $830,000 | $415,000 | $10,566 | 6.00% |
| Lewisburg, TN (FHA|USDA|VA) | 5 | $825,000 | $165,000 | $7,109 | 4.63% |
| Huntingdon, PA (FHA|USDA|VA) | 3 | $825,000 | $275,000 | $4,556 | 4.04% |
| HUNTSVILLE, AL (FHA|USDA|VA) | 3 | $815,000 | $271,667 | $10,602 | 4.71% |
| Pinehurst-Southern Pines, NC (FHA|USDA|VA) | 3 | $805,000 | $268,333 | $10,690 | 4.96% |
| RENO, NV (FHA|USDA|VA) | 1 | $785,000 | $785,000 | $5,162 | 9.00% |
| CHATTANOOGA, TN-GA (FHA|USDA|VA) | 1 | $755,000 | $755,000 | $18,572 | 4.38% |
| WINCHESTER, VA-WV (FHA|USDA|VA) | 2 | $750,000 | $375,000 | $12,250 | 4.00% |
| Clearlake, CA (FHA|USDA|VA) | 2 | $720,000 | $360,000 | $6,238 | 5.56% |
| PANAMA CITY, FL (FHA|USDA|VA) | 1 | $715,000 | $715,000 | $26,165 | 6.50% |
| MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) | 2 | $700,000 | $350,000 | $8,228 | 5.19% |
| ABILENE, TX (FHA|USDA|VA) | 3 | $685,000 | $228,333 | $5,908 | 8.50% |
| MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) | 4 | $670,000 | $167,500 | $2,191 | 3.65% |
| GREENVILLE-ANDERSON, SC (FHA|USDA|VA) | 3 | $645,000 | $215,000 | $10,431 | 4.63% |
| SALEM, OR (FHA|USDA|VA) | 2 | $640,000 | $320,000 | $4,613 | 6.56% |
| YUBA CITY, CA (FHA|USDA|VA) | 2 | $630,000 | $315,000 | $6,689 | 4.19% |
| GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) | 3 | $615,000 | $205,000 | $10,541 | 4.83% |
| LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) | 3 | $615,000 | $205,000 | $8,032 | 4.83% |
| AKRON, OH (FHA|USDA|VA) | 2 | $610,000 | $305,000 | $5,834 | 7.56% |
| EL CENTRO, CA (FHA|USDA|VA) | 2 | $600,000 | $300,000 | $8,355 | 3.81% |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) | 2 | $600,000 | $300,000 | $2,988 | 6.56% |
| GLENS FALLS, NY (FHA|USDA|VA) | 2 | $570,000 | $285,000 | $14,094 | 5.13% |
| Ellensburg, WA (FHA|USDA|VA) | 1 | $565,000 | $565,000 | $4,114 | 6.50% |
| SHEBOYGAN, WI (FHA|USDA|VA) | 3 | $555,000 | $185,000 | $2,563 | 6.00% |
| PUNTA GORDA, FL (FHA|USDA|VA) | 2 | $550,000 | $275,000 | $4,496 | 5.75% |
| Tupelo, MS (FHA|USDA|VA) | 1 | $535,000 | $535,000 | $24,255 | 4.88% |
| FLAGSTAFF, AZ (FHA|USDA|VA) | 1 | $535,000 | $535,000 | $11,835 | 4.88% |
| DECATUR, AL (FHA|USDA|VA) | 1 | $535,000 | $535,000 | $15,229 | 7.00% |
| BOWLING GREEN, KY (FHA|USDA|VA) | 2 | $530,000 | $265,000 | $6,131 | 3.81% |
| SHERMAN-DENISON, TX (FHA|USDA|VA) | 2 | $530,000 | $265,000 | $6,088 | 5.13% |
| Keene, NH (FHA|USDA|VA) | 3 | $525,000 | $175,000 | $4,269 | 5.49% |
| Easton, MD (FHA|USDA|VA) | 1 | $515,000 | $515,000 | $4,710 | 5.60% |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) | 3 | $515,000 | $171,667 | $9,302 | 4.38% |
| SYRACUSE, NY (FHA|USDA|VA) | 3 | $505,000 | $168,333 | $7,809 | 4.71% |
| Truckee-Grass Valley, CA (FHA|USDA|VA) | 2 | $490,000 | $245,000 | $3,585 | 2.94% |
| Lebanon, NH-VT (FHA|USDA|VA) | 1 | $465,000 | $465,000 | $15,645 | 6.25% |
| CHARLESTON, WV (FHA|USDA|VA) | 1 | $465,000 | $465,000 | $1,572 | 2.50% |
| KINGSTON, NY (FHA|USDA|VA) | 2 | $440,000 | $220,000 | $8,706 | 4.69% |
| BATON ROUGE, LA (FHA|USDA|VA) | 1 | $435,000 | $435,000 | $15,992 | 6.88% |
| Mineral Wells, TX (FHA|USDA|VA) | 1 | $435,000 | $435,000 | $0 | 5.63% |
| AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) | 2 | $430,000 | $215,000 | $3,506 | 3.68% |
| OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) | 1 | $425,000 | $425,000 | $9,884 | 5.38% |
| SPARTANBURG, SC (FHA|USDA|VA) | 1 | $415,000 | $415,000 | $2,776 | 2.50% |
| ALBUQUERQUE, NM (FHA|USDA|VA) | 2 | $410,000 | $205,000 | $5,805 | 4.50% |
| EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) | 2 | $390,000 | $195,000 | $8,786 | 5.50% |
| TALLAHASSEE, FL (FHA|USDA|VA) | 1 | $385,000 | $385,000 | $4,391 | 3.88% |
| SAN ANGELO, TX (FHA|USDA|VA) | 1 | $385,000 | $385,000 | $18,498 | 4.88% |
| ODESSA, TX (FHA|USDA|VA) | 1 | $385,000 | $385,000 | $5,984 | 2.63% |
| BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) | 1 | $375,000 | $375,000 | $6,669 | 4.75% |
| VINELAND-BRIDGETON, NJ (FHA|USDA|VA) | 1 | $375,000 | $375,000 | $3,301 | 3.38% |
| Seneca Falls, NY (FHA|USDA|VA) | 1 | $375,000 | $375,000 | $12,939 | 4.88% |
| PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $0 | 5.13% |
| Sonora, CA (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $15,704 | 5.00% |
| KANSAS CITY, MO-KS (FHA|USDA|VA) | 2 | $360,000 | $180,000 | $3,195 | 5.06% |
| DuBois, PA (FHA|USDA|VA) | 2 | $360,000 | $180,000 | $3,513 | 2.94% |
| Eureka-Arcata, CA (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $8,445 | 3.75% |
| Martinsville, VA (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $4,492 | 3.50% |
| Laurinburg, NC (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $3,918 | 5.25% |
| Chillicothe, OH (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $10,505 | 4.38% |
| Oak Harbor, WA (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $11,515 | 4.00% |
| THE VILLAGES, FL (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $10,307 | 4.63% |
| MOBILE, AL (FHA|USDA|VA) | 2 | $320,000 | $160,000 | $8,601 | 6.44% |
| FARGO, ND-MN (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $1,362 | 4.00% |
| Klamath Falls, OR (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $7,129 | 5.25% |
| Elizabeth City, NC (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $9,071 | 3.88% |
| SALISBURY, MD-DE (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $3,934 | 3.38% |
| BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $19,797 | 7.00% |
| TYLER, TX (FHA|USDA|VA) | 2 | $300,000 | $150,000 | $5,942 | 5.25% |
| HARRISONBURG, VA (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $11,365 | 5.50% |
| BLOOMINGTON, IN (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $20,791 | 6.13% |
| Kerrville, TX (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $7,303 | 5.88% |
| Astoria, OR (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $9,901 | 6.75% |
| Othello, WA (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $9,672 | 5.13% |
| JACKSON, TN (FHA|USDA|VA) | 2 | $280,000 | $140,000 | $7,130 | 4.63% |
| Georgetown, SC (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $10,626 | 5.99% |
| Bonham, TX (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $4,799 | 6.25% |
| Wilmington, OH (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $15,536 | 5.88% |
| COLUMBUS, IN (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $1,329 | 3.25% |
| Lufkin, TX (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $4,525 | 2.63% |
| Union City, TN (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $8,285 | 6.75% |
| KENNEWICK-RICHLAND, WA (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $3,194 | 4.63% |
| Newport, OR (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $5,837 | 3.38% |
| Barre, VT (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $2,109 | 2.75% |
| Jefferson, GA (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $13,214 | 2.99% |
| LONGVIEW, WA (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $3,539 | 5.00% |
| CHICO, CA (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $3,387 | 3.75% |
| JANESVILLE-BELOIT, WI (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $5,541 | 2.63% |
| MORRISTOWN, TN (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $7,724 | 6.38% |
| Marion, IN (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $2,950 | 3.25% |
| SPRINGFIELD, MA (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $5,040 | 7.50% |
| GRAND JUNCTION, CO (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $6,003 | 3.50% |
| ROANOKE, VA (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $8,826 | 6.63% |
| SEBRING-AVON PARK, FL (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $12,487 | 10.38% |
| CLARKSVILLE, TN-KY (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $7,336 | 2.63% |
| DALTON, GA (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $14,800 | 2.75% |
| Moultrie, GA (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $4,792 | 5.38% |
| LAREDO, TX (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $9,724 | 4.88% |
| SPRINGFIELD, OH (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $11,610 | 4.63% |
| BUFFALO-CHEEKTOWAGA, NY (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $8,861 | 4.75% |
| GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $6,616 | 7.63% |
| WICHITA, KS (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $7,091 | 7.13% |
| LYNCHBURG, VA (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $3,307 | 3.50% |
| JONESBORO, AR (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $5,674 | 7.13% |
| Cortland, NY (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $7,028 | 8.13% |
| MEMPHIS, TN-MS-AR (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $8,547 | 5.38% |
| Plattsburgh, NY (FHA|USDA|VA) | 2 | $180,000 | $90,000 | $3,591 | 3.37% |
| HOT SPRINGS, AR (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $3,625 | 4.00% |
| WICHITA FALLS, TX (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $3,937 | 6.88% |
| BISMARCK, ND (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $0 | 7.00% |
| JOPLIN, MO (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $9,198 | 5.75% |
| Red Bluff, CA (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $4,479 | 3.88% |
| MEDFORD, OR (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $4,059 | 2.25% |
| Findlay, OH (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $9,611 | 3.25% |
| SANTA FE, NM (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $6,170 | 2.50% |
| BATTLE CREEK, MI (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $8,979 | 5.13% |
| HOUMA-THIBODAUX, LA (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $3,144 | 2.88% |
| SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $6,092 | 6.50% |
| New Castle, PA (FHA|USDA|VA) | 2 | $140,000 | $70,000 | $3,761 | 5.87% |
| Stephenville, TX (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $4,670 | 7.88% |
| Meadville, PA (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $3,881 | 3.75% |
| Sterling, CO (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $4,350 | 3.50% |
| SAGINAW, MI (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $6,547 | 5.63% |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $5,255 | 7.63% |
| Oil City, PA (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $3,486 | 4.25% |
| Stevens Point, WI (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $1,706 | 2.99% |
| SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $7,432 | 7.13% |
| Searcy, AR (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $4,737 | 6.75% |
| ANCHORAGE, AK (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 6.75% |
| MONROE, MI (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 4.99% |
| BANGOR, ME (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $3,146 | 2.63% |
| Show Low, AZ (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $4,519 | 4.50% |
| FLORENCE-MUSCLE SHOALS, AL (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $6,623 | 7.13% |
| Warren, PA (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $3,454 | 4.50% |
| CANTON-MASSILLON, OH (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $4,264 | 7.50% |
| Taylorville, IL (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $4,003 | 6.00% |
| Grand Rapids, MN (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $4,772 | 3.25% |
| Lumberton, NC (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $2,250 | 3.25% |
| Pottsville, PA (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $4,875 | 4.99% |
Similar Lenders
We use machine learning to identify the top lenders compared against ARC HOME based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.
Homestar Mortgage, Inc.
Similarity Rank: 8
Similarity Rank: 8
People's Community Federal Credit Union
Similarity Rank: 10
Similarity Rank: 10
Rhode Island Credit Union
Similarity Rank: 15
Similarity Rank: 15
SOMERSET
Similarity Rank: 21
Similarity Rank: 21
MISSION
Similarity Rank: 30
Similarity Rank: 30
Charter Oak Federal Credit Union
Similarity Rank: 42
Similarity Rank: 42
Sharon & Crescent United Credit Union
Similarity Rank: 44
Similarity Rank: 44
ROCKLAND
Similarity Rank: 54
Similarity Rank: 54
SAFEAMERICA CREDIT UNION
Similarity Rank: 54
Similarity Rank: 54
HOMEFIELD
Similarity Rank: 72
Similarity Rank: 72
Product Mix
For 2022, Arc Home's most frequently originated type of loan was Conventional, with 3,309 originations. Their 2nd most popular type was FHA, with 327 originations.
Loan Reason
For 2022, Arc Home's most frequently cited loan purpose was Home Purchase, with 2,147 originations. The 2nd most popular reason was Cash Out Refi, with 1,117 originations.
Loan Duration/Length
For 2022, Arc Home's most frequently cited loan duration was 30 Year, with 3,482 originations. The 2nd most popular length was 15 Year, with 146 originations.
Origination Fees/Closing Costs
Arc Home's average total fees were $12,295, while their most frequently occuring range of origination fees (closing costs) were in the $5k+ bucket, with 1,613 originations.
Interest Rates
During 2022, Arc Home's average interest rate for loans was 5.12%, while their most frequently originated rate bucket for loans was 4-5%, with 944 originations.
Loan Sizing
2022 saw Arc Home place emphasis on $200k-400k loans with 1,525 originations, totaling $451,455,000 in origination value.
Applicant Income
Arc Home lent most frequently to those with incomes in the $100k-150k range, with 726 originations. The second most popular income band? $150k-250k, with 696 originations.
Applicant Debt to Income Ratio
Arc Home lent most frequently to those with DTI ratios of 30-36%, with 529 originations. The next most common DTI ratio? 20-30%, with 489 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications91.07%
Arc Home has an average approval rate.
Pick Rate
Approvals leading to origination10.93%
Arc Home has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 3,696 | $1,675,830,000 | $453,417 |
Occupancy Type Mix
| Dwelling Type | Originations | Total Value | Average Loan |
|---|---|---|---|
| 3,696 | $1,675,830,000 | $453,417 |