Arc Home Mortgage Rates, Fees & Info
BALTIMORE, MDLEI: 54930048P8RWCQHQM310
Tax ID: 14-1841762
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Mortgage Data
Review & Overview
Arc Home is a mid-sized mortgage company specializing in Refi and Home Purchase loans. Arc Home has a high proportion of conventional loans. They have an average proportion of FHA loans. Their top markets by origination volume include: Washington, New York, Phoenix, Boston, and Los Angeles among others. We have data for 383 markets. (Some data included below & more in-depth data is available with an active subscription.)Arc Home has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Arc Home is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.
Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.
SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
|---|---|---|
| 30 Year Conventional Purchase | 7.36% | 11/17/24 |
| 30 Year Conventional Refi | 6.77% | 11/17/24 |
| 30 Year Cash-out Refi | 7.24% | 11/17/24 |
| 30 Year FHA Purchase | 7.33% | 11/17/24 |
| 30 Year FHA Refi | 6.98% | 11/17/24 |
| 30 Year VA Purchase | 6.19% | 11/17/24 |
| 30 Year VA Refi | 5.70% | 11/17/24 |
| 30 Year USDA Purchase | 6.94% | 11/17/24 |
| 30 Year USDA Refi | 6.58% | 11/17/24 |
| 15 Year Conventional Purchase | 6.19% | 11/17/24 |
| 15 Year Conventional Refi | 5.92% | 11/17/24 |
| 15 Year Cash-out Refi | 5.92% | 11/17/24 |
| 15 Year FHA Purchase | 5.68% | 11/17/24 |
| These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. | ||
Arc Home Mortgage Calculator
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This is not an official calculator from Arc Home. It uses our SimulatedRate™
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The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
10,979Origination Dollar Volume (All Markets)
$3,361,455,000Awards
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ARC HOME - 2020
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For 2020, less than of lenders were eligible for this award.
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Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 1,489 | $584,745,000 | $392,710 | $7,176 | 2.89% |
| New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) | 757 | $298,375,000 | $394,155 | $10,079 | 3.23% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 803 | $232,055,000 | $288,985 | $4,206 | 3.15% |
| Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) | 488 | $164,040,000 | $336,148 | $4,811 | 3.11% |
| Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 253 | $127,405,000 | $503,577 | $7,724 | 3.36% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 343 | $115,095,000 | $335,554 | $4,494 | 3.06% |
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 433 | $114,885,000 | $265,323 | $6,365 | 3.15% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 295 | $90,305,000 | $306,119 | $8,076 | 3.29% |
| INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) | 353 | $84,215,000 | $238,569 | $2,806 | 3.06% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 262 | $77,070,000 | $294,160 | $5,109 | 3.06% |
| San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) | 156 | $72,210,000 | $462,885 | $6,011 | 3.22% |
| Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) | 190 | $68,030,000 | $358,053 | $5,549 | 3.13% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 207 | $59,915,000 | $289,444 | $4,755 | 2.99% |
| BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) | 162 | $49,690,000 | $306,728 | $5,897 | 2.91% |
| SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) | 105 | $48,175,000 | $458,810 | $6,698 | 3.37% |
| ALTOONA, PA (FHA|USDA|VA) | 249 | $45,065,000 | $180,984 | $3,600 | 2.81% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 134 | $43,650,000 | $325,746 | $6,739 | 3.35% |
| OKLAHOMA CITY, OK (FHA|USDA|VA) | 177 | $42,215,000 | $238,503 | $5,119 | 3.16% |
| LANCASTER, PA (FHA|USDA|VA) | 172 | $40,270,000 | $234,128 | $4,959 | 3.18% |
| WORCESTER, MA-CT (FHA|USDA|VA) | 135 | $36,795,000 | $272,556 | $6,009 | 3.16% |
| HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) | 141 | $35,055,000 | $248,617 | $6,032 | 3.04% |
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 125 | $34,275,000 | $274,200 | $5,422 | 3.12% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 113 | $30,625,000 | $271,018 | $6,586 | 3.10% |
| Outside of Metro Areas | 135 | $29,695,000 | $219,963 | $4,477 | 2.95% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 118 | $28,870,000 | $244,661 | $5,055 | 3.03% |
| SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) | 94 | $28,450,000 | $302,660 | $5,466 | 3.20% |
| PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) | 94 | $27,000,000 | $287,234 | $4,936 | 3.07% |
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 107 | $25,975,000 | $242,757 | $6,101 | 3.09% |
| BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) | 76 | $25,660,000 | $337,632 | $6,447 | 3.16% |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) | 56 | $23,800,000 | $425,000 | $5,431 | 2.97% |
| PITTSBURGH, PA (FHA|USDA|VA) | 85 | $20,425,000 | $240,294 | $5,013 | 2.92% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 69 | $17,815,000 | $258,188 | $7,584 | 2.98% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 61 | $16,435,000 | $269,426 | $5,152 | 3.24% |
| READING, PA (FHA|USDA|VA) | 82 | $16,380,000 | $199,756 | $5,426 | 3.25% |
| PORT ST. LUCIE, FL (FHA|USDA|VA) | 60 | $14,360,000 | $239,333 | $5,612 | 3.07% |
| COLORADO SPRINGS, CO (FHA|USDA|VA) | 55 | $14,315,000 | $260,273 | $4,693 | 2.96% |
| NEW HAVEN-MILFORD, CT (FHA|USDA|VA) | 64 | $14,260,000 | $222,813 | $5,116 | 3.20% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 46 | $12,950,000 | $281,522 | $6,356 | 3.07% |
| LOUISVILLE, KY (FHA|USDA|VA) | 50 | $12,690,000 | $253,800 | $3,703 | 3.01% |
| MANCHESTER-NASHUA, NH (FHA|USDA|VA) | 42 | $12,480,000 | $297,143 | $4,965 | 3.20% |
| COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) | 45 | $10,785,000 | $239,667 | $4,268 | 3.01% |
| JOHNSTOWN, PA (FHA|USDA|VA) | 68 | $10,580,000 | $155,588 | $3,827 | 2.88% |
| STOCKTON, CA (FHA|USDA|VA) | 36 | $10,480,000 | $291,111 | $5,667 | 3.19% |
| BARNSTABLE TOWN, MA (FHA|USDA|VA) | 32 | $10,390,000 | $324,688 | $4,945 | 3.02% |
| RICHMOND, VA (FHA|USDA|VA) | 37 | $9,975,000 | $269,595 | $4,228 | 3.13% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 35 | $9,945,000 | $284,143 | $7,280 | 3.31% |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) | 34 | $9,900,000 | $291,176 | $4,771 | 3.09% |
| SALT LAKE CITY, UT (FHA|USDA|VA) | 35 | $9,435,000 | $269,571 | $5,074 | 2.97% |
| POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY (FHA|USDA|VA) | 27 | $9,095,000 | $336,852 | $10,801 | 3.19% |
| Key West, FL (FHA|USDA|VA) | 21 | $8,905,000 | $424,048 | $7,925 | 3.50% |
| OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) | 20 | $8,570,000 | $428,500 | $6,923 | 3.26% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 31 | $8,555,000 | $275,968 | $6,671 | 3.04% |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) | 28 | $7,930,000 | $283,214 | $5,384 | 2.79% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 27 | $7,865,000 | $291,296 | $8,820 | 3.11% |
| PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) | 29 | $7,865,000 | $271,207 | $3,253 | 3.17% |
| NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) | 33 | $7,645,000 | $231,667 | $4,968 | 3.07% |
| GREELEY, CO (FHA|USDA|VA) | 24 | $7,370,000 | $307,083 | $7,637 | 2.98% |
| TUCSON, AZ (FHA|USDA|VA) | 33 | $7,325,000 | $221,970 | $4,364 | 3.22% |
| CINCINNATI, OH-KY-IN (FHA|USDA|VA) | 32 | $7,270,000 | $227,188 | $5,518 | 2.80% |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) | 36 | $7,240,000 | $201,111 | $4,465 | 3.10% |
| RALEIGH-CARY, NC (FHA|USDA|VA) | 26 | $7,120,000 | $273,846 | $5,975 | 3.22% |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) | 30 | $6,960,000 | $232,000 | $4,788 | 2.92% |
| COLUMBUS, OH (FHA|USDA|VA) | 25 | $6,865,000 | $274,600 | $5,494 | 2.97% |
| VALLEJO, CA (FHA|USDA|VA) | 17 | $5,875,000 | $345,588 | $5,874 | 3.24% |
| SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) | 18 | $5,780,000 | $321,111 | $4,588 | 3.22% |
| FRESNO, CA (FHA|USDA|VA) | 20 | $5,570,000 | $278,500 | $5,659 | 3.47% |
| HARRISBURG-CARLISLE, PA (FHA|USDA|VA) | 28 | $5,500,000 | $196,429 | $6,310 | 2.99% |
| FLAGSTAFF, AZ (FHA|USDA|VA) | 19 | $5,485,000 | $288,684 | $4,087 | 3.14% |
| ST. LOUIS, MO-IL (FHA|USDA|VA) | 25 | $5,385,000 | $215,400 | $3,535 | 2.73% |
| YORK-HANOVER, PA (FHA|USDA|VA) | 22 | $4,660,000 | $211,818 | $5,904 | 3.12% |
| FORT COLLINS, CO (FHA|USDA|VA) | 17 | $4,655,000 | $273,824 | $3,851 | 3.06% |
| PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) | 20 | $4,530,000 | $226,500 | $7,215 | 3.00% |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) | 19 | $4,525,000 | $238,158 | $6,108 | 3.07% |
| PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) | 14 | $4,250,000 | $303,571 | $7,630 | 2.74% |
| Detroit-Warren-Dearborn, MI (FHA|USDA|VA) | 18 | $4,130,000 | $229,444 | $4,626 | 2.93% |
| STATE COLLEGE, PA (FHA|USDA|VA) | 17 | $4,065,000 | $239,118 | $3,758 | 2.73% |
| NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) | 13 | $4,035,000 | $310,385 | $7,067 | 3.42% |
| SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) | 13 | $3,865,000 | $297,308 | $5,058 | 2.84% |
| Concord, NH (FHA|USDA|VA) | 15 | $3,805,000 | $253,667 | $7,170 | 2.96% |
| CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) | 16 | $3,490,000 | $218,125 | $3,784 | 3.19% |
| PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) | 13 | $3,425,000 | $263,462 | $4,927 | 3.03% |
| BAKERSFIELD, CA (FHA|USDA|VA) | 13 | $3,395,000 | $261,154 | $4,437 | 3.25% |
| ALBUQUERQUE, NM (FHA|USDA|VA) | 16 | $3,350,000 | $209,375 | $5,199 | 2.94% |
| Torrington, CT (FHA|USDA|VA) | 14 | $3,320,000 | $237,143 | $5,850 | 3.34% |
| Huntingdon, PA (FHA|USDA|VA) | 16 | $3,310,000 | $206,875 | $3,475 | 2.60% |
| LYNCHBURG, VA (FHA|USDA|VA) | 18 | $3,200,000 | $177,778 | $2,635 | 2.92% |
| SALINAS, CA (FHA|USDA|VA) | 10 | $3,180,000 | $318,000 | $4,686 | 3.31% |
| LEBANON, PA (FHA|USDA|VA) | 15 | $3,125,000 | $208,333 | $4,845 | 3.20% |
| ROANOKE, VA (FHA|USDA|VA) | 15 | $3,115,000 | $207,667 | $3,045 | 3.07% |
| ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) | 11 | $3,105,000 | $282,273 | $7,061 | 3.23% |
| SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) | 9 | $3,065,000 | $340,556 | $3,526 | 3.11% |
| SPRINGFIELD, MA (FHA|USDA|VA) | 13 | $3,025,000 | $232,692 | $4,110 | 3.07% |
| BOISE CITY, ID (FHA|USDA|VA) | 10 | $2,960,000 | $296,000 | $5,607 | 3.11% |
| MODESTO, CA (FHA|USDA|VA) | 10 | $2,950,000 | $295,000 | $5,438 | 3.07% |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) | 12 | $2,920,000 | $243,333 | $4,915 | 3.18% |
| SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) | 10 | $2,860,000 | $286,000 | $6,018 | 3.06% |
| BOULDER, CO (FHA|USDA|VA) | 9 | $2,845,000 | $316,111 | $3,260 | 3.14% |
| ROCHESTER, NY (FHA|USDA|VA) | 17 | $2,815,000 | $165,588 | $6,046 | 3.03% |
| OCEAN CITY, NJ (FHA|USDA|VA) | 9 | $2,805,000 | $311,667 | $5,774 | 3.01% |
| GREENVILLE-ANDERSON, SC (FHA|USDA|VA) | 14 | $2,720,000 | $194,286 | $2,583 | 2.94% |
| LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) | 10 | $2,720,000 | $272,000 | $4,651 | 3.20% |
| MEMPHIS, TN-MS-AR (FHA|USDA|VA) | 12 | $2,710,000 | $225,833 | $4,644 | 2.95% |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) | 9 | $2,615,000 | $290,556 | $7,498 | 3.23% |
| TRENTON-PRINCETON, NJ (FHA|USDA|VA) | 8 | $2,580,000 | $322,500 | $6,182 | 3.06% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 13 | $2,535,000 | $195,000 | $6,420 | 2.85% |
| WENATCHEE, WA (FHA|USDA|VA) | 8 | $2,480,000 | $310,000 | $4,279 | 3.00% |
| OCALA, FL (FHA|USDA|VA) | 10 | $2,440,000 | $244,000 | $5,660 | 3.01% |
| ERIE, PA (FHA|USDA|VA) | 14 | $2,420,000 | $172,857 | $4,359 | 2.92% |
| HUNTSVILLE, AL (FHA|USDA|VA) | 10 | $2,370,000 | $237,000 | $4,637 | 2.81% |
| PUNTA GORDA, FL (FHA|USDA|VA) | 10 | $2,290,000 | $229,000 | $5,751 | 3.21% |
| BLACKSBURG-CHRISTIANSBURG, VA (FHA|USDA|VA) | 9 | $2,185,000 | $242,778 | $3,396 | 2.86% |
| MADERA, CA (FHA|USDA|VA) | 7 | $1,965,000 | $280,714 | $7,340 | 3.53% |
| MOBILE, AL (FHA|USDA|VA) | 9 | $1,945,000 | $216,111 | $3,838 | 3.18% |
| WILMINGTON, NC (FHA|USDA|VA) | 9 | $1,905,000 | $211,667 | $5,035 | 3.82% |
| REDDING, CA (FHA|USDA|VA) | 9 | $1,895,000 | $210,556 | $4,097 | 3.18% |
| SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) | 5 | $1,845,000 | $369,000 | $5,117 | 3.24% |
| BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) | 5 | $1,835,000 | $367,000 | $5,015 | 3.05% |
| Hood River, OR (FHA|USDA|VA) | 5 | $1,795,000 | $359,000 | $6,395 | 3.20% |
| CLARKSVILLE, TN-KY (FHA|USDA|VA) | 8 | $1,770,000 | $221,250 | $4,878 | 2.98% |
| TULSA, OK (FHA|USDA|VA) | 6 | $1,760,000 | $293,333 | $6,161 | 3.21% |
| ALBANY-SCHENECTADY-TROY, NY (FHA|USDA|VA) | 7 | $1,745,000 | $249,286 | $9,406 | 3.59% |
| KNOXVILLE, TN (FHA|USDA|VA) | 8 | $1,730,000 | $216,250 | $3,785 | 2.95% |
| DuBois, PA (FHA|USDA|VA) | 10 | $1,720,000 | $172,000 | $3,975 | 2.88% |
| DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) | 7 | $1,705,000 | $243,571 | $6,412 | 2.82% |
| OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) | 6 | $1,700,000 | $283,333 | $4,807 | 3.12% |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) | 11 | $1,695,000 | $154,091 | $4,020 | 3.03% |
| NORWICH-NEW LONDON, CT (FHA|USDA|VA) | 7 | $1,695,000 | $242,143 | $6,435 | 3.11% |
| OGDEN-CLEARFIELD, UT (FHA|USDA|VA) | 8 | $1,670,000 | $208,750 | $4,494 | 3.05% |
| COLUMBIA, SC (FHA|USDA|VA) | 9 | $1,665,000 | $185,000 | $3,126 | 2.83% |
| Glenwood Springs, CO (FHA|USDA|VA) | 4 | $1,600,000 | $400,000 | $7,040 | 3.00% |
| Sebastian-Vero Beach, FL (FHA|USDA|VA) | 7 | $1,565,000 | $223,571 | $5,516 | 3.51% |
| The Dalles, OR (FHA|USDA|VA) | 6 | $1,560,000 | $260,000 | $6,104 | 3.04% |
| LEXINGTON-FAYETTE, KY (FHA|USDA|VA) | 7 | $1,555,000 | $222,143 | $3,703 | 2.82% |
| Fredericksburg, TX (FHA|USDA|VA) | 5 | $1,535,000 | $307,000 | $6,627 | 3.02% |
| MONTGOMERY, AL (FHA|USDA|VA) | 5 | $1,535,000 | $307,000 | $5,365 | 2.90% |
| LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) | 8 | $1,520,000 | $190,000 | $8,158 | 2.84% |
| SAVANNAH, GA (FHA|USDA|VA) | 6 | $1,500,000 | $250,000 | $5,321 | 2.87% |
| Show Low, AZ (FHA|USDA|VA) | 5 | $1,465,000 | $293,000 | $3,743 | 3.15% |
| SALISBURY, MD-DE (FHA|USDA|VA) | 7 | $1,455,000 | $207,857 | $3,206 | 3.00% |
| EL PASO, TX (FHA|USDA|VA) | 6 | $1,450,000 | $241,667 | $5,109 | 2.87% |
| PROVO-OREM, UT (FHA|USDA|VA) | 5 | $1,445,000 | $289,000 | $6,888 | 3.23% |
| KENNEWICK-RICHLAND, WA (FHA|USDA|VA) | 4 | $1,400,000 | $350,000 | $5,418 | 2.94% |
| SPARTANBURG, SC (FHA|USDA|VA) | 6 | $1,390,000 | $231,667 | $3,951 | 3.00% |
| HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) | 7 | $1,365,000 | $195,000 | $5,134 | 2.96% |
| GETTYSBURG, PA (FHA|USDA|VA) | 7 | $1,355,000 | $193,571 | $5,331 | 3.18% |
| BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) | 6 | $1,330,000 | $221,667 | $3,113 | 3.19% |
| WINCHESTER, VA-WV (FHA|USDA|VA) | 5 | $1,325,000 | $265,000 | $6,115 | 3.10% |
| BELLINGHAM, WA (FHA|USDA|VA) | 4 | $1,310,000 | $327,500 | $4,893 | 3.19% |
| GRAND JUNCTION, CO (FHA|USDA|VA) | 6 | $1,280,000 | $213,333 | $4,992 | 3.23% |
| WINSTON-SALEM, NC (FHA|USDA|VA) | 7 | $1,275,000 | $182,143 | $4,316 | 3.61% |
| CHICO, CA (FHA|USDA|VA) | 4 | $1,260,000 | $315,000 | $7,865 | 2.94% |
| DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) | 6 | $1,220,000 | $203,333 | $3,273 | 3.02% |
| PUEBLO, CO (FHA|USDA|VA) | 6 | $1,190,000 | $198,333 | $7,510 | 2.94% |
| SALEM, OR (FHA|USDA|VA) | 6 | $1,170,000 | $195,000 | $5,128 | 2.91% |
| VISALIA, CA (FHA|USDA|VA) | 7 | $1,145,000 | $163,571 | $4,707 | 3.36% |
| BUFFALO-CHEEKTOWAGA, NY (FHA|USDA|VA) | 7 | $1,075,000 | $153,571 | $6,672 | 3.23% |
| JACKSON, MS (FHA|USDA|VA) | 4 | $1,040,000 | $260,000 | $4,872 | 2.72% |
| ASHEVILLE, NC (FHA|USDA|VA) | 6 | $1,040,000 | $173,333 | $3,146 | 2.98% |
| AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) | 5 | $1,035,000 | $207,000 | $3,488 | 2.85% |
| Clearlake, CA (FHA|USDA|VA) | 4 | $1,020,000 | $255,000 | $7,810 | 3.15% |
| MADISON, WI (FHA|USDA|VA) | 4 | $1,020,000 | $255,000 | $5,183 | 2.63% |
| MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) | 3 | $975,000 | $325,000 | $3,944 | 3.38% |
| DAYTON-KETTERING, OH (FHA|USDA|VA) | 4 | $970,000 | $242,500 | $5,784 | 3.15% |
| BATON ROUGE, LA (FHA|USDA|VA) | 6 | $950,000 | $158,333 | $3,971 | 3.13% |
| MERCED, CA (FHA|USDA|VA) | 5 | $945,000 | $189,000 | $5,037 | 3.07% |
| ST. GEORGE, UT (FHA|USDA|VA) | 3 | $935,000 | $311,667 | $5,189 | 3.63% |
| Somerset, PA (FHA|USDA|VA) | 6 | $930,000 | $155,000 | $4,065 | 2.77% |
| Bozeman, MT (FHA|USDA|VA) | 3 | $915,000 | $305,000 | $4,280 | 3.08% |
| DOVER, DE (FHA|USDA|VA) | 4 | $900,000 | $225,000 | $6,099 | 3.00% |
| DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) | 3 | $895,000 | $298,333 | $4,195 | 2.71% |
| Payson, AZ (FHA|USDA|VA) | 5 | $895,000 | $179,000 | $3,965 | 3.38% |
| MEDFORD, OR (FHA|USDA|VA) | 4 | $890,000 | $222,500 | $6,596 | 3.47% |
| Laconia, NH (FHA|USDA|VA) | 4 | $890,000 | $222,500 | $3,692 | 2.94% |
| SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) | 5 | $885,000 | $177,000 | $4,902 | 3.73% |
| AUBURN-OPELIKA, AL (FHA|USDA|VA) | 3 | $855,000 | $285,000 | $1,835 | 2.75% |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) | 4 | $840,000 | $210,000 | $3,384 | 3.25% |
| CHAMBERSBURG-WAYNESBORO, PA (FHA|USDA|VA) | 5 | $835,000 | $167,000 | $2,821 | 3.05% |
| YAKIMA, WA (FHA|USDA|VA) | 4 | $830,000 | $207,500 | $3,435 | 3.40% |
| YUBA CITY, CA (FHA|USDA|VA) | 4 | $830,000 | $207,500 | $2,375 | 3.03% |
| GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) | 4 | $820,000 | $205,000 | $4,149 | 3.13% |
| Warsaw, IN (FHA|USDA|VA) | 2 | $810,000 | $405,000 | $2,538 | 2.88% |
| RACINE, WI (FHA|USDA|VA) | 4 | $810,000 | $202,500 | $2,982 | 2.81% |
| STAUNTON, VA (FHA|USDA|VA) | 5 | $805,000 | $161,000 | $3,123 | 3.65% |
| CLEVELAND, TN (FHA|USDA|VA) | 3 | $785,000 | $261,667 | $7,786 | 3.33% |
| Moses Lake, WA (FHA|USDA|VA) | 3 | $785,000 | $261,667 | $5,509 | 3.04% |
| BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) | 3 | $785,000 | $261,667 | $4,988 | 2.75% |
| Breckenridge, CO (FHA|USDA|VA) | 2 | $780,000 | $390,000 | $2,197 | 3.25% |
| OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) | 3 | $775,000 | $258,333 | $4,367 | 2.54% |
| KINGSTON, NY (FHA|USDA|VA) | 3 | $765,000 | $255,000 | $9,110 | 3.42% |
| BOWLING GREEN, KY (FHA|USDA|VA) | 4 | $760,000 | $190,000 | $3,684 | 2.88% |
| Malone, NY (FHA|USDA|VA) | 1 | $755,000 | $755,000 | $24,875 | 5.65% |
| Truckee-Grass Valley, CA (FHA|USDA|VA) | 3 | $735,000 | $245,000 | $3,502 | 3.00% |
| New Castle, IN (FHA|USDA|VA) | 3 | $685,000 | $228,333 | $2,988 | 3.00% |
| KANSAS CITY, MO-KS (FHA|USDA|VA) | 3 | $685,000 | $228,333 | $6,398 | 2.83% |
| JACKSONVILLE, NC (FHA|USDA|VA) | 4 | $680,000 | $170,000 | $3,758 | 2.81% |
| EAST STROUDSBURG, PA (FHA|USDA|VA) | 4 | $670,000 | $167,500 | $3,632 | 3.19% |
| MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) | 4 | $670,000 | $167,500 | $2,721 | 3.15% |
| Pottsville, PA (FHA|USDA|VA) | 3 | $665,000 | $221,667 | $5,884 | 3.54% |
| LONGVIEW, WA (FHA|USDA|VA) | 3 | $665,000 | $221,667 | $4,396 | 3.25% |
| Edwards, CO (FHA|USDA|VA) | 2 | $660,000 | $330,000 | $3,358 | 3.13% |
| SAN ANGELO, TX (FHA|USDA|VA) | 3 | $655,000 | $218,333 | $5,306 | 3.42% |
| TEXARKANA, TX-AR (FHA|USDA|VA) | 3 | $655,000 | $218,333 | $4,697 | 2.79% |
| WATERTOWN-FORT DRUM, NY (FHA|USDA|VA) | 3 | $655,000 | $218,333 | $6,880 | 2.71% |
| Athens, TX (FHA|USDA|VA) | 2 | $650,000 | $325,000 | $5,367 | 2.56% |
| Lebanon, NH-VT (FHA|USDA|VA) | 3 | $645,000 | $215,000 | $3,969 | 2.75% |
| Shelbyville, TN (FHA|USDA|VA) | 3 | $645,000 | $215,000 | $2,496 | 3.00% |
| TYLER, TX (FHA|USDA|VA) | 2 | $640,000 | $320,000 | $14,163 | 2.81% |
| Pinehurst-Southern Pines, NC (FHA|USDA|VA) | 2 | $620,000 | $310,000 | $6,100 | 2.93% |
| Tullahoma-Manchester, TN (FHA|USDA|VA) | 4 | $620,000 | $155,000 | $3,338 | 3.28% |
| LAFAYETTE, LA (FHA|USDA|VA) | 2 | $620,000 | $310,000 | $7,239 | 2.63% |
| New Castle, PA (FHA|USDA|VA) | 3 | $615,000 | $205,000 | $3,574 | 2.83% |
| CHARLOTTESVILLE, VA (FHA|USDA|VA) | 2 | $610,000 | $305,000 | $5,029 | 3.06% |
| NEW BERN, NC (FHA|USDA|VA) | 4 | $600,000 | $150,000 | $5,267 | 3.25% |
| KAHULUI-WAILUKU-LAHAINA, HI (FHA|USDA|VA) | 1 | $595,000 | $595,000 | $11,418 | 3.00% |
| DECATUR, AL (FHA|USDA|VA) | 2 | $590,000 | $295,000 | $1,936 | 3.13% |
| KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) | 3 | $585,000 | $195,000 | $4,509 | 3.96% |
| PANAMA CITY, FL (FHA|USDA|VA) | 2 | $580,000 | $290,000 | $5,364 | 2.75% |
| Astoria, OR (FHA|USDA|VA) | 2 | $570,000 | $285,000 | $9,666 | 2.44% |
| BILLINGS, MT (FHA|USDA|VA) | 2 | $560,000 | $280,000 | $1,428 | 2.75% |
| CLEVELAND-ELYRIA, OH (FHA|USDA|VA) | 3 | $545,000 | $181,667 | $4,485 | 2.63% |
| Lewistown, PA (FHA|USDA|VA) | 3 | $545,000 | $181,667 | $4,122 | 2.96% |
| MONROE, LA (FHA|USDA|VA) | 3 | $525,000 | $175,000 | $3,691 | 2.75% |
| ALBANY, GA (FHA|USDA|VA) | 2 | $520,000 | $260,000 | $5,567 | 2.63% |
| KOKOMO, IN (FHA|USDA|VA) | 2 | $520,000 | $260,000 | $1,976 | 2.63% |
| CANTON-MASSILLON, OH (FHA|USDA|VA) | 3 | $515,000 | $171,667 | $4,099 | 3.46% |
| FORT SMITH, AR-OK (FHA|USDA|VA) | 1 | $515,000 | $515,000 | $4,025 | 3.13% |
| HARRISONBURG, VA (FHA|USDA|VA) | 4 | $510,000 | $127,500 | $2,557 | 3.12% |
| Jefferson, GA (FHA|USDA|VA) | 2 | $510,000 | $255,000 | $6,044 | 3.06% |
| TERRE HAUTE, IN (FHA|USDA|VA) | 2 | $490,000 | $245,000 | $1,925 | 3.06% |
| Statesboro, GA (FHA|USDA|VA) | 2 | $490,000 | $245,000 | $4,342 | 2.88% |
| AKRON, OH (FHA|USDA|VA) | 2 | $490,000 | $245,000 | $5,660 | 2.88% |
| HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) | 3 | $485,000 | $161,667 | $3,860 | 2.75% |
| CHATTANOOGA, TN-GA (FHA|USDA|VA) | 2 | $480,000 | $240,000 | $5,125 | 2.88% |
| THE VILLAGES, FL (FHA|USDA|VA) | 1 | $475,000 | $475,000 | $15,103 | 2.88% |
| Carlsbad-Artesia, NM (FHA|USDA|VA) | 2 | $460,000 | $230,000 | $2,599 | 3.38% |
| HOMOSASSA SPRINGS, FL (FHA|USDA|VA) | 1 | $455,000 | $455,000 | $6,393 | 3.75% |
| EL CENTRO, CA (FHA|USDA|VA) | 2 | $450,000 | $225,000 | $5,701 | 3.25% |
| SUMTER, SC (FHA|USDA|VA) | 2 | $450,000 | $225,000 | $11,665 | 2.50% |
| Indiana, PA (FHA|USDA|VA) | 3 | $435,000 | $145,000 | $3,269 | 2.50% |
| ANN ARBOR, MI (FHA|USDA|VA) | 2 | $430,000 | $215,000 | $1,148 | 3.37% |
| COLUMBUS, IN (FHA|USDA|VA) | 2 | $430,000 | $215,000 | $2,967 | 2.38% |
| Meadville, PA (FHA|USDA|VA) | 3 | $415,000 | $138,333 | $4,495 | 3.13% |
| CORPUS CHRISTI, TX (FHA|USDA|VA) | 2 | $410,000 | $205,000 | $3,768 | 2.87% |
| LaGrange, GA-AL (FHA|USDA|VA) | 2 | $410,000 | $205,000 | $3,025 | 3.13% |
| NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) | 2 | $410,000 | $205,000 | $9,560 | 3.69% |
| Oak Harbor, WA (FHA|USDA|VA) | 2 | $410,000 | $205,000 | $3,728 | 2.75% |
| BRUNSWICK, GA (FHA|USDA|VA) | 2 | $400,000 | $200,000 | $7,270 | 3.31% |
| Prineville, OR (FHA|USDA|VA) | 1 | $395,000 | $395,000 | $9,028 | 2.88% |
| Searcy, AR (FHA|USDA|VA) | 1 | $385,000 | $385,000 | $1,528 | 2.50% |
| Enterprise, AL (FHA|USDA|VA) | 2 | $380,000 | $190,000 | $2,458 | 3.19% |
| LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) | 2 | $370,000 | $185,000 | $2,737 | 3.31% |
| Shelton, WA (FHA|USDA|VA) | 2 | $370,000 | $185,000 | $4,645 | 3.44% |
| Ukiah, CA (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $7,770 | 3.25% |
| Safford, AZ (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $4,877 | 3.25% |
| SANTA FE, NM (FHA|USDA|VA) | 2 | $360,000 | $180,000 | $5,121 | 2.69% |
| GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) | 2 | $360,000 | $180,000 | $4,768 | 3.00% |
| Arcadia, FL (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $9,618 | 3.50% |
| Lufkin, TX (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $14,360 | 3.75% |
| HANFORD-CORCORAN, CA (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $13,321 | 5.05% |
| JACKSON, TN (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $12,508 | 3.25% |
| Opelousas, LA (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $5,818 | 2.75% |
| FAYETTEVILLE, NC (FHA|USDA|VA) | 3 | $315,000 | $105,000 | $4,901 | 3.38% |
| CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $4,324 | 2.75% |
| Oxford, MS (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $4,203 | 3.25% |
| YUMA, AZ (FHA|USDA|VA) | 2 | $310,000 | $155,000 | $2,690 | 3.00% |
| Outside of Metro Areas | 1 | $305,000 | $305,000 | $4,730 | 2.75% |
| TOPEKA, KS (FHA|USDA|VA) | 2 | $300,000 | $150,000 | $3,263 | 3.50% |
| MIDLAND, TX (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $8,948 | 2.75% |
| ROCKFORD, IL (FHA|USDA|VA) | 2 | $290,000 | $145,000 | $2,780 | 3.06% |
| BANGOR, ME (FHA|USDA|VA) | 2 | $290,000 | $145,000 | $3,879 | 2.81% |
| ANCHORAGE, AK (FHA|USDA|VA) | 2 | $290,000 | $145,000 | $2,520 | 3.25% |
| Barre, VT (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $2,336 | 2.99% |
| Jesup, GA (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $5,235 | 3.63% |
| Marion, NC (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $3,245 | 3.25% |
| Morehead City, NC (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $3,528 | 3.38% |
| Sevierville, TN (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $7,385 | 3.25% |
| Seymour, IN (FHA|USDA|VA) | 2 | $280,000 | $140,000 | $2,481 | 3.50% |
| Minden, LA (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $5,503 | 2.50% |
| Hudson, NY (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $10,818 | 3.63% |
| URBAN HONOLULU, HI (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $8,133 | 2.99% |
| Cañon City, CO (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $7,206 | 3.00% |
| ROCKY MOUNT, NC (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $2,890 | 3.00% |
| Thomasville, GA (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $7,156 | 2.63% |
| DULUTH, MN-WI (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $2,032 | 2.88% |
| Heber, UT (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $7,694 | 3.00% |
| JANESVILLE-BELOIT, WI (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $6,641 | 2.63% |
| GADSDEN, AL (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $1,958 | 2.50% |
| Sandpoint, ID (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $4,624 | 3.13% |
| Craig, CO (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $3,422 | 2.25% |
| FARMINGTON, NM (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $3,323 | 3.75% |
| GREENVILLE, NC (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $8,102 | 2.50% |
| MONROE, MI (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $0 | 2.75% |
| EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $7,592 | 2.88% |
| Batavia, NY (FHA|USDA|VA) | 2 | $240,000 | $120,000 | $4,669 | 3.13% |
| MUNCIE, IN (FHA|USDA|VA) | 2 | $240,000 | $120,000 | $1,924 | 3.19% |
| GAINESVILLE, FL (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $7,551 | 2.88% |
| MORRISTOWN, TN (FHA|USDA|VA) | 2 | $230,000 | $115,000 | $2,013 | 2.87% |
| Montrose, CO (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $3,245 | 2.99% |
| Elk City, OK (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $4,022 | 2.99% |
| Williston, ND (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $3,339 | 3.50% |
| Keene, NH (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $6,919 | 2.88% |
| Palatka, FL (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $5,593 | 2.75% |
| SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $2,137 | 3.50% |
| Española, NM (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $5,698 | 2.99% |
| McMinnville, TN (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $1,541 | 2.88% |
| Rockport, TX (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $6,032 | 3.63% |
| Laurel, MS (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $3,721 | 2.50% |
| CORVALLIS, OR (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $2,591 | 3.50% |
| Scottsburg, IN (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $4,359 | 3.13% |
| MANHATTAN, KS (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $2,846 | 2.75% |
| Gillette, WY (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $4,924 | 2.50% |
| Wooster, OH (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $3,403 | 2.75% |
| AMARILLO, TX (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $4,599 | 2.88% |
| KILLEEN-TEMPLE, TX (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $5,044 | 2.99% |
| HOUMA-THIBODAUX, LA (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $4,581 | 3.25% |
| FORT WAYNE, IN (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $2,499 | 2.25% |
| ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $3,860 | 3.25% |
| ELIZABETHTOWN-FORT KNOX, KY (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $3,289 | 2.88% |
| Crescent City, CA (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $7,556 | 2.99% |
| Fort Morgan, CO (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $3,088 | 2.50% |
| ST. CLOUD, MN (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $5,783 | 2.63% |
| Kerrville, TX (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $7,113 | 2.75% |
| SYRACUSE, NY (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $11,926 | 2.75% |
| FLORENCE, SC (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $1,678 | 2.88% |
| Alexander City, AL (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $2,586 | 3.00% |
| Cullowhee, NC (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $2,167 | 3.50% |
| Washington, NC (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $1,582 | 2.88% |
| Greeneville, TN (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $2,117 | 2.99% |
| Okeechobee, FL (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $7,933 | 2.88% |
| GREEN BAY, WI (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $2,831 | 3.50% |
| Amsterdam, NY (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $10,272 | 2.75% |
| Marion, IN (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $2,431 | 3.50% |
| Duncan, OK (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $3,357 | 3.13% |
| Kill Devil Hills, NC (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $5,133 | 3.00% |
| GULFPORT-BILOXI, MS (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $1,953 | 2.75% |
| ELKHART-GOSHEN, IN (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $3,319 | 3.63% |
| Brevard, NC (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $3,694 | 2.50% |
| Steamboat Springs, CO (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $3,754 | 2.75% |
| WHEELING, WV-OH (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $3,550 | 2.50% |
| AMES, IA (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $3,433 | 3.38% |
| Durango, CO (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $2,376 | 3.13% |
| Danville, VA (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $2,680 | 2.88% |
| Mount Airy, NC (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $6,548 | 2.75% |
| MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $4,264 | 2.50% |
| Madison, IN (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $3,161 | 2.75% |
| LEWISTON-AUBURN, ME (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $3,691 | 3.99% |
| LAS CRUCES, NM (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $1,872 | 3.25% |
| LANSING-EAST LANSING, MI (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $5,688 | 3.13% |
| ALBANY-LEBANON, OR (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $10,450 | 3.13% |
| Pullman, WA (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $3,030 | 2.88% |
| DALTON, GA (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $5,786 | 3.38% |
| Ardmore, OK (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $685 | 2.99% |
| SPRINGFIELD, IL (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $3,172 | 2.99% |
| Bedford, IN (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $1,846 | 3.88% |
| Elizabeth City, NC (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $2,237 | 2.88% |
| Georgetown, SC (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $2,912 | 2.63% |
| Cortland, NY (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $5,398 | 2.63% |
| WARNER ROBINS, GA (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $4,284 | 2.63% |
| FLINT, MI (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $5,507 | 4.38% |
| HAMMOND, LA (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $2,902 | 3.50% |
| Plymouth, IN (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $0 | 2.63% |
| Fremont, OH (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $1,925 | 2.99% |
| GAINESVILLE, GA (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $3,758 | 2.99% |
| Wabash, IN (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $5,181 | 3.13% |
| Warren, PA (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $5,369 | 2.63% |
| MANSFIELD, OH (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $2,709 | 2.88% |
| Oneonta, NY (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $3,536 | 3.13% |
| TOLEDO, OH (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $4,801 | 3.99% |
| Tahlequah, OK (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $3,142 | 2.99% |
| EVANSVILLE, IN-KY (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $1,877 | 3.38% |
| Moultrie, GA (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $2,788 | 2.99% |
| OSHKOSH-NEENAH, WI (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $4,330 | 2.50% |
| Lewisburg, PA (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $3,073 | 2.99% |
| Susanville, CA (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $5,891 | 4.88% |
| GOLDSBORO, NC (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $4,906 | 2.63% |
| Stevens Point, WI (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $2,183 | 2.99% |
| BLOOMINGTON, IN (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $2,284 | 2.88% |
| Thomaston, GA (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $2,187 | 3.75% |
| Hailey, ID (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $2,248 | 2.88% |
| OWENSBORO, KY (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $2,643 | 3.63% |
| Lexington, NE (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $1,882 | 3.75% |
| Martinsville, VA (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $2,824 | 2.88% |
| WALLA WALLA, WA (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $3,761 | 2.50% |
Similar Lenders
We use machine learning to identify the top lenders compared against ARC HOME based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.
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Product Mix
For 2020, Arc Home's most frequently originated type of loan was Conventional, with 9,164 originations. Their 2nd most popular type was FHA, with 1,071 originations.
Loan Reason
For 2020, Arc Home's most frequently cited loan purpose was Refi, with 6,377 originations. The 2nd most popular reason was Home Purchase, with 2,530 originations.
Loan Duration/Length
For 2020, Arc Home's most frequently cited loan duration was 30 Year, with 7,810 originations. The 2nd most popular length was 15 Year, with 1,966 originations.
Origination Fees/Closing Costs
Arc Home's average total fees were $6,331, while their most frequently occuring range of origination fees (closing costs) were in the $<1k bucket, with 5,356 originations.
Interest Rates
During 2020, Arc Home's average interest rate for loans was 3.19%, while their most frequently originated rate bucket for loans was 2.5-3%, with 4,840 originations.
Loan Sizing
2020 saw Arc Home place emphasis on $200k-400k loans with 5,967 originations, totaling $1,728,805,000 in origination value.
Applicant Income
Arc Home lent most frequently to those with incomes in the $100k-150k range, with 2,829 originations. The second most popular income band? $150k-250k, with 2,108 originations.
Applicant Debt to Income Ratio
Arc Home lent most frequently to those with DTI ratios of 20-30%, with 2,528 originations. The next most common DTI ratio? 30-36%, with 1,885 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications95.41%
Arc Home has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.
Pick Rate
Approvals leading to origination67.05%
Arc Home has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 10,979 | $3,361,455,000 | $306,171 |
Occupancy Type Mix
| Dwelling Type | Originations | Total Value | Average Loan |
|---|---|---|---|
| Single Family (1-4 Units):Manufactured | 23 | $4,095,000 | $178,043 |
| Single Family (1-4 Units):Site-Built | 10,956 | $3,357,360,000 | $306,440 |