Tcf National Bank Mortgage Rates, Fees & Info
Sioux Falls, SDLEI: 549300GJGUHNTC6JI536
Tax ID: 41-0585310
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Mortgage Data
Review & Overview
Tcf National Bank is a small bank specializing in Refi and Home Purchase loans. Tcf National Bank has a high proportion of conventional loans. They have a a low proportion of FHA loans. (This may mean they shy away from first time homebuyers.) They have a low ratio of USDA loans. Their top markets by origination volume include: Detroit, Minneapolis, Chicago, Grand Rapids, and Cincinnati among others. We have data for 283 markets. (Some data included below & more in-depth data is available with an active subscription.)Tcf National Bank has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Tcf National Bank is typically a low fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
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Originations
7,243Origination Dollar Volume (All Markets)
$1,893,185,000Awards
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TCF National Bank - 2021
TCF National Bank is a 2021 , due to their low .
For 2021, less than of lenders were eligible for this award.
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Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Detroit-Warren-Dearborn, MI (FHA|USDA|VA) | 1,140 | $388,330,000 | $340,640 | $3,061 | 3.14% |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) | 657 | $161,845,000 | $246,339 | $3,046 | 3.15% |
| Outside of Metro Areas | 604 | $131,850,000 | $218,295 | $3,033 | 3.11% |
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 461 | $110,445,000 | $239,577 | $3,459 | 3.65% |
| GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) | 354 | $101,590,000 | $286,977 | $2,754 | 3.12% |
| CINCINNATI, OH-KY-IN (FHA|USDA|VA) | 281 | $80,925,000 | $287,989 | $3,460 | 3.03% |
| Traverse City, MI (FHA|USDA|VA) | 212 | $59,370,000 | $280,047 | $2,821 | 3.01% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 119 | $43,705,000 | $367,269 | $5,186 | 4.52% |
| Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 219 | $42,025,000 | $191,895 | $2,363 | 5.90% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 125 | $41,635,000 | $333,080 | $3,360 | 4.00% |
| ST. LOUIS, MO-IL (FHA|USDA|VA) | 24 | $39,420,000 | $1,642,500 | $3,536 | 4.18% |
| DAYTON-KETTERING, OH (FHA|USDA|VA) | 111 | $31,325,000 | $282,207 | $3,797 | 2.97% |
| ANN ARBOR, MI (FHA|USDA|VA) | 95 | $29,655,000 | $312,158 | $3,007 | 3.03% |
| TOLEDO, OH (FHA|USDA|VA) | 15 | $26,275,000 | $1,751,667 | $4,102 | 2.92% |
| San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) | 103 | $22,695,000 | $220,340 | $3,418 | 5.70% |
| CLEVELAND-ELYRIA, OH (FHA|USDA|VA) | 132 | $20,570,000 | $155,833 | $3,919 | 2.99% |
| FLINT, MI (FHA|USDA|VA) | 81 | $18,145,000 | $224,012 | $3,185 | 3.04% |
| Holland, MI (FHA|USDA|VA) | 82 | $18,070,000 | $220,366 | $2,455 | 3.05% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 129 | $17,165,000 | $133,062 | $8,397 | 5.91% |
| KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) | 57 | $15,905,000 | $279,035 | $2,678 | 3.06% |
| MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) | 66 | $15,460,000 | $234,242 | $2,386 | 3.47% |
| COLUMBUS, OH (FHA|USDA|VA) | 32 | $12,450,000 | $389,063 | $4,007 | 3.24% |
| INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) | 59 | $12,375,000 | $209,746 | $2,706 | 3.31% |
| SALT LAKE CITY, UT (FHA|USDA|VA) | 27 | $11,515,000 | $426,481 | $4,408 | 4.99% |
| SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) | 61 | $11,025,000 | $180,738 | $2,735 | 5.76% |
| New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) | 75 | $10,405,000 | $138,733 | $0 | 5.98% |
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 22 | $10,340,000 | $470,000 | $6,695 | 4.32% |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) | 43 | $9,565,000 | $222,442 | $2,524 | 5.92% |
| Jamestown, ND (FHA|USDA|VA) | 50 | $9,340,000 | $186,800 | $3,583 | 2.77% |
| Cadillac, MI (FHA|USDA|VA) | 76 | $9,170,000 | $120,658 | $2,334 | 3.16% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 70 | $8,940,000 | $127,714 | $2,831 | 5.97% |
| BATTLE CREEK, MI (FHA|USDA|VA) | 57 | $8,845,000 | $155,175 | $2,852 | 3.12% |
| SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) | 58 | $8,650,000 | $149,138 | $4,930 | 5.86% |
| MIDLAND, MI (FHA|USDA|VA) | 40 | $8,540,000 | $213,500 | $2,820 | 3.07% |
| SAGINAW, MI (FHA|USDA|VA) | 45 | $8,425,000 | $187,222 | $2,573 | 3.03% |
| BISMARCK, ND (FHA|USDA|VA) | 33 | $8,245,000 | $249,848 | $3,913 | 2.82% |
| TUCSON, AZ (FHA|USDA|VA) | 17 | $8,185,000 | $481,471 | $5,593 | 3.82% |
| KANSAS CITY, MO-KS (FHA|USDA|VA) | 40 | $8,160,000 | $204,000 | $2,387 | 4.06% |
| NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) | 16 | $7,910,000 | $494,375 | $5,384 | 4.06% |
| PROVO-OREM, UT (FHA|USDA|VA) | 18 | $7,350,000 | $408,333 | $4,701 | 5.25% |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) | 70 | $7,300,000 | $104,286 | $3,290 | 3.29% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 14 | $6,970,000 | $497,857 | $5,805 | 3.74% |
| GRAND FORKS, ND-MN (FHA|USDA|VA) | 27 | $6,675,000 | $247,222 | $3,967 | 2.96% |
| BOULDER, CO (FHA|USDA|VA) | 10 | $6,460,000 | $646,000 | $3,631 | 3.27% |
| MUSKEGON, MI (FHA|USDA|VA) | 22 | $6,360,000 | $289,091 | $2,799 | 3.02% |
| FORT COLLINS, CO (FHA|USDA|VA) | 9 | $6,345,000 | $705,000 | $4,244 | 3.72% |
| BAY CITY, MI (FHA|USDA|VA) | 52 | $6,120,000 | $117,692 | $2,558 | 2.91% |
| Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) | 30 | $5,800,000 | $193,333 | $0 | 6.02% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 11 | $5,795,000 | $526,818 | $5,325 | 4.45% |
| COLORADO SPRINGS, CO (FHA|USDA|VA) | 14 | $5,730,000 | $409,286 | $3,865 | 3.70% |
| LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) | 39 | $5,715,000 | $146,538 | $2,341 | 5.86% |
| NILES, MI (FHA|USDA|VA) | 35 | $5,455,000 | $155,857 | $2,794 | 3.24% |
| LANSING-EAST LANSING, MI (FHA|USDA|VA) | 29 | $5,385,000 | $185,690 | $2,632 | 3.08% |
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 24 | $5,100,000 | $212,500 | $3,212 | 5.57% |
| AKRON, OH (FHA|USDA|VA) | 26 | $5,050,000 | $194,231 | $3,492 | 3.22% |
| KNOXVILLE, TN (FHA|USDA|VA) | 9 | $5,035,000 | $559,444 | $3,920 | 2.94% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 18 | $5,020,000 | $278,889 | $4,673 | 3.72% |
| MADISON, WI (FHA|USDA|VA) | 8 | $4,520,000 | $565,000 | $3,559 | 2.92% |
| LEXINGTON-FAYETTE, KY (FHA|USDA|VA) | 6 | $4,460,000 | $743,333 | $3,900 | 3.06% |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) | 34 | $4,070,000 | $119,706 | $3,263 | 5.89% |
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 30 | $3,950,000 | $131,667 | $3,809 | 5.40% |
| OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) | 10 | $3,740,000 | $374,000 | $3,200 | 3.69% |
| OGDEN-CLEARFIELD, UT (FHA|USDA|VA) | 8 | $3,630,000 | $453,750 | $4,085 | 4.59% |
| Jackson, WY-ID (FHA|USDA|VA) | 3 | $3,575,000 | $1,191,667 | $4,924 | 2.96% |
| Ludington, MI (FHA|USDA|VA) | 22 | $3,510,000 | $159,545 | $2,425 | 3.04% |
| OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) | 23 | $3,445,000 | $149,783 | $3,764 | 5.79% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 18 | $3,300,000 | $183,333 | $3,419 | 4.45% |
| ROCHESTER, MN (FHA|USDA|VA) | 8 | $3,260,000 | $407,500 | $3,449 | 2.83% |
| MEMPHIS, TN-MS-AR (FHA|USDA|VA) | 33 | $2,955,000 | $89,545 | $2,878 | 3.53% |
| BILLINGS, MT (FHA|USDA|VA) | 4 | $2,920,000 | $730,000 | $5,188 | 3.03% |
| WAUSAU-WESTON, WI (FHA|USDA|VA) | 5 | $2,865,000 | $573,000 | $2,850 | 3.15% |
| PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) | 6 | $2,800,000 | $466,667 | $6,236 | 4.91% |
| Brainerd, MN (FHA|USDA|VA) | 8 | $2,780,000 | $347,500 | $3,739 | 2.97% |
| Big Rapids, MI (FHA|USDA|VA) | 18 | $2,720,000 | $151,111 | $2,301 | 2.90% |
| ST. CLOUD, MN (FHA|USDA|VA) | 11 | $2,655,000 | $241,364 | $3,207 | 2.82% |
| PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) | 12 | $2,560,000 | $213,333 | $3,135 | 4.92% |
| RENO, NV (FHA|USDA|VA) | 17 | $2,525,000 | $148,529 | $0 | 5.24% |
| NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) | 6 | $2,470,000 | $411,667 | $3,574 | 4.91% |
| ST. GEORGE, UT (FHA|USDA|VA) | 6 | $2,420,000 | $403,333 | $4,112 | 5.01% |
| Mount Pleasant, MI (FHA|USDA|VA) | 17 | $2,295,000 | $135,000 | $2,665 | 3.15% |
| GRAND JUNCTION, CO (FHA|USDA|VA) | 3 | $2,275,000 | $758,333 | $3,433 | 2.92% |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) | 4 | $2,190,000 | $547,500 | $5,058 | 4.06% |
| SIOUX FALLS, SD (FHA|USDA|VA) | 6 | $2,170,000 | $361,667 | $3,937 | 3.15% |
| Key West, FL (FHA|USDA|VA) | 6 | $2,120,000 | $353,333 | $7,030 | 4.85% |
| DULUTH, MN-WI (FHA|USDA|VA) | 8 | $2,090,000 | $261,250 | $2,883 | 3.08% |
| LOUISVILLE, KY (FHA|USDA|VA) | 7 | $2,075,000 | $296,429 | $3,260 | 3.96% |
| Adrian, MI (FHA|USDA|VA) | 6 | $1,990,000 | $331,667 | $3,332 | 2.63% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 7 | $1,945,000 | $277,857 | $4,593 | 4.32% |
| BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) | 11 | $1,905,000 | $173,182 | $3,636 | 4.87% |
| SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) | 9 | $1,865,000 | $207,222 | $0 | 5.93% |
| JACKSON, MI (FHA|USDA|VA) | 13 | $1,845,000 | $141,923 | $1,719 | 3.76% |
| PITTSBURGH, PA (FHA|USDA|VA) | 6 | $1,830,000 | $305,000 | $4,705 | 3.56% |
| Gardnerville Ranchos, NV (FHA|USDA|VA) | 10 | $1,800,000 | $180,000 | $0 | 5.92% |
| SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) | 7 | $1,745,000 | $249,286 | $3,244 | 5.37% |
| Alma, MI (FHA|USDA|VA) | 15 | $1,695,000 | $113,000 | $2,312 | 3.17% |
| GREEN BAY, WI (FHA|USDA|VA) | 2 | $1,690,000 | $845,000 | $1,948 | 2.88% |
| Red Wing, MN (FHA|USDA|VA) | 7 | $1,675,000 | $239,286 | $2,858 | 2.84% |
| Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) | 13 | $1,655,000 | $127,308 | $2,401 | 5.66% |
| MANKATO, MN (FHA|USDA|VA) | 10 | $1,620,000 | $162,000 | $3,831 | 2.79% |
| Spearfish, SD (FHA|USDA|VA) | 2 | $1,540,000 | $770,000 | $2,990 | 3.06% |
| FARGO, ND-MN (FHA|USDA|VA) | 6 | $1,540,000 | $256,667 | $4,091 | 2.71% |
| GREELEY, CO (FHA|USDA|VA) | 5 | $1,495,000 | $299,000 | $5,342 | 3.85% |
| MONROE, MI (FHA|USDA|VA) | 7 | $1,495,000 | $213,571 | $2,635 | 3.37% |
| PUNTA GORDA, FL (FHA|USDA|VA) | 8 | $1,460,000 | $182,500 | $3,620 | 3.33% |
| LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) | 2 | $1,430,000 | $715,000 | $8,474 | 4.37% |
| RAPID CITY, SD (FHA|USDA|VA) | 2 | $1,410,000 | $705,000 | $4,119 | 2.81% |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) | 17 | $1,405,000 | $82,647 | $0 | 3.58% |
| Dickinson, ND (FHA|USDA|VA) | 6 | $1,380,000 | $230,000 | $5,671 | 3.23% |
| SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) | 10 | $1,370,000 | $137,000 | $0 | 5.87% |
| TULSA, OK (FHA|USDA|VA) | 3 | $1,315,000 | $438,333 | $4,710 | 3.25% |
| STOCKTON, CA (FHA|USDA|VA) | 16 | $1,300,000 | $81,250 | $0 | 6.02% |
| Kalispell, MT (FHA|USDA|VA) | 2 | $1,280,000 | $640,000 | $3,846 | 3.06% |
| SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) | 10 | $1,280,000 | $128,000 | $3,309 | 3.17% |
| Coldwater, MI (FHA|USDA|VA) | 9 | $1,255,000 | $139,444 | $2,461 | 2.86% |
| MISSOULA, MT (FHA|USDA|VA) | 2 | $1,230,000 | $615,000 | $4,684 | 3.06% |
| BEND, OR (FHA|USDA|VA) | 6 | $1,180,000 | $196,667 | $0 | 6.12% |
| PUEBLO, CO (FHA|USDA|VA) | 2 | $1,170,000 | $585,000 | $3,196 | 2.88% |
| DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) | 4 | $1,170,000 | $292,500 | $2,938 | 2.81% |
| HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) | 2 | $1,160,000 | $580,000 | $4,287 | 3.19% |
| OKLAHOMA CITY, OK (FHA|USDA|VA) | 3 | $1,125,000 | $375,000 | $3,672 | 3.08% |
| Ukiah, CA (FHA|USDA|VA) | 2 | $1,090,000 | $545,000 | $3,049 | 4.56% |
| WICHITA, KS (FHA|USDA|VA) | 3 | $1,085,000 | $361,667 | $3,229 | 3.08% |
| RACINE, WI (FHA|USDA|VA) | 9 | $1,055,000 | $117,222 | $2,355 | 3.05% |
| CHARLESTON, WV (FHA|USDA|VA) | 2 | $1,050,000 | $525,000 | $3,892 | 2.81% |
| Wilmington, OH (FHA|USDA|VA) | 6 | $1,010,000 | $168,333 | $5,186 | 3.15% |
| READING, PA (FHA|USDA|VA) | 1 | $1,005,000 | $1,005,000 | $9,272 | 2.88% |
| HUNTSVILLE, AL (FHA|USDA|VA) | 9 | $995,000 | $110,556 | $0 | 3.18% |
| Show Low, AZ (FHA|USDA|VA) | 1 | $975,000 | $975,000 | $7,570 | 3.13% |
| SAVANNAH, GA (FHA|USDA|VA) | 3 | $975,000 | $325,000 | $4,389 | 4.70% |
| EAU CLAIRE, WI (FHA|USDA|VA) | 1 | $885,000 | $885,000 | $2,596 | 2.75% |
| MODESTO, CA (FHA|USDA|VA) | 6 | $880,000 | $146,667 | $0 | 6.07% |
| YUMA, AZ (FHA|USDA|VA) | 1 | $875,000 | $875,000 | $5,956 | 3.00% |
| Truckee-Grass Valley, CA (FHA|USDA|VA) | 4 | $850,000 | $212,500 | $0 | 5.93% |
| CHICO, CA (FHA|USDA|VA) | 4 | $840,000 | $210,000 | $0 | 6.18% |
| ELKHART-GOSHEN, IN (FHA|USDA|VA) | 1 | $815,000 | $815,000 | $2,640 | 2.75% |
| BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) | 10 | $790,000 | $79,000 | $0 | 3.64% |
| OCALA, FL (FHA|USDA|VA) | 6 | $790,000 | $131,667 | $2,599 | 3.54% |
| BAKERSFIELD, CA (FHA|USDA|VA) | 5 | $785,000 | $157,000 | $0 | 6.04% |
| LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) | 3 | $765,000 | $255,000 | $3,946 | 3.08% |
| Grand Rapids, MN (FHA|USDA|VA) | 1 | $755,000 | $755,000 | $4,314 | 3.38% |
| Williston, ND (FHA|USDA|VA) | 3 | $755,000 | $251,667 | $2,674 | 2.83% |
| Cedar City, UT (FHA|USDA|VA) | 1 | $735,000 | $735,000 | $4,017 | 3.13% |
| CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) | 1 | $735,000 | $735,000 | $4,536 | 3.00% |
| Mason City, IA (FHA|USDA|VA) | 2 | $720,000 | $360,000 | $2,728 | 3.06% |
| NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) | 2 | $720,000 | $360,000 | $4,051 | 3.31% |
| PANAMA CITY, FL (FHA|USDA|VA) | 2 | $720,000 | $360,000 | $15,161 | 2.75% |
| SPRINGFIELD, MO (FHA|USDA|VA) | 1 | $715,000 | $715,000 | $3,707 | 3.13% |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) | 3 | $715,000 | $238,333 | $5,154 | 3.87% |
| Whitewater, WI (FHA|USDA|VA) | 1 | $705,000 | $705,000 | $2,732 | 3.25% |
| Hillsdale, MI (FHA|USDA|VA) | 7 | $705,000 | $100,714 | $2,536 | 2.86% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 4 | $690,000 | $172,500 | $3,379 | 3.78% |
| HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) | 3 | $685,000 | $228,333 | $3,920 | 5.04% |
| Alpena, MI (FHA|USDA|VA) | 3 | $685,000 | $228,333 | $2,859 | 2.92% |
| SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) | 4 | $680,000 | $170,000 | $0 | 5.80% |
| VALLEJO, CA (FHA|USDA|VA) | 9 | $675,000 | $75,000 | $0 | 5.93% |
| PORT ST. LUCIE, FL (FHA|USDA|VA) | 2 | $660,000 | $330,000 | $0 | 5.87% |
| OSHKOSH-NEENAH, WI (FHA|USDA|VA) | 1 | $655,000 | $655,000 | $3,714 | 3.25% |
| JOPLIN, MO (FHA|USDA|VA) | 1 | $655,000 | $655,000 | $3,365 | 2.75% |
| Minot, ND (FHA|USDA|VA) | 3 | $645,000 | $215,000 | $2,772 | 3.13% |
| BOISE CITY, ID (FHA|USDA|VA) | 3 | $635,000 | $211,667 | $0 | 5.91% |
| Cañon City, CO (FHA|USDA|VA) | 1 | $615,000 | $615,000 | $3,752 | 2.75% |
| Rock Springs, WY (FHA|USDA|VA) | 1 | $605,000 | $605,000 | $3,715 | 2.75% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 4 | $600,000 | $150,000 | $0 | 3.81% |
| Astoria, OR (FHA|USDA|VA) | 2 | $560,000 | $280,000 | $0 | 5.87% |
| Oak Harbor, WA (FHA|USDA|VA) | 4 | $540,000 | $135,000 | $0 | 6.12% |
| SALINAS, CA (FHA|USDA|VA) | 4 | $530,000 | $132,500 | $0 | 5.49% |
| APPLETON, WI (FHA|USDA|VA) | 3 | $525,000 | $175,000 | $2,704 | 3.83% |
| Hannibal, MO (FHA|USDA|VA) | 1 | $515,000 | $515,000 | $2,539 | 3.13% |
| West Plains, MO (FHA|USDA|VA) | 1 | $505,000 | $505,000 | $2,976 | 3.13% |
| FRESNO, CA (FHA|USDA|VA) | 4 | $500,000 | $125,000 | $0 | 5.40% |
| CASPER, WY (FHA|USDA|VA) | 2 | $460,000 | $230,000 | $2,603 | 3.19% |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) | 1 | $455,000 | $455,000 | $4,178 | 3.00% |
| HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) | 1 | $435,000 | $435,000 | $0 | 5.74% |
| GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) | 2 | $430,000 | $215,000 | $2,331 | 3.31% |
| IOWA CITY, IA (FHA|USDA|VA) | 1 | $425,000 | $425,000 | $2,789 | 3.25% |
| CANTON-MASSILLON, OH (FHA|USDA|VA) | 3 | $425,000 | $141,667 | $3,132 | 3.08% |
| REDDING, CA (FHA|USDA|VA) | 3 | $425,000 | $141,667 | $0 | 6.24% |
| DUBUQUE, IA (FHA|USDA|VA) | 1 | $415,000 | $415,000 | $2,829 | 2.88% |
| ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) | 1 | $405,000 | $405,000 | $0 | 5.74% |
| BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) | 3 | $395,000 | $131,667 | $0 | 6.16% |
| Marietta, OH (FHA|USDA|VA) | 1 | $395,000 | $395,000 | $3,879 | 2.25% |
| SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) | 1 | $385,000 | $385,000 | $3,551 | 3.75% |
| Oskaloosa, IA (FHA|USDA|VA) | 1 | $385,000 | $385,000 | $2,542 | 3.00% |
| Sandusky, OH (FHA|USDA|VA) | 3 | $375,000 | $125,000 | $2,560 | 3.46% |
| PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) | 3 | $375,000 | $125,000 | $0 | 5.08% |
| PEORIA, IL (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $2,937 | 3.25% |
| LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $2,183 | 2.88% |
| LA CROSSE-ONALASKA, WI-MN (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $3,415 | 3.25% |
| Durango, CO (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $2,674 | 2.63% |
| SPRINGFIELD, OH (FHA|USDA|VA) | 2 | $340,000 | $170,000 | $3,007 | 4.37% |
| Wooster, OH (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $5,523 | 3.63% |
| DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) | 2 | $330,000 | $165,000 | $2,158 | 4.87% |
| ROCKFORD, IL (FHA|USDA|VA) | 2 | $320,000 | $160,000 | $3,227 | 3.18% |
| EVANSVILLE, IN-KY (FHA|USDA|VA) | 3 | $315,000 | $105,000 | $0 | 3.17% |
| LANCASTER, PA (FHA|USDA|VA) | 2 | $310,000 | $155,000 | $4,048 | 4.75% |
| ERIE, PA (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $4,625 | 2.88% |
| Bozeman, MT (FHA|USDA|VA) | 3 | $305,000 | $101,667 | $0 | 6.07% |
| St. Marys, GA (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $2,511 | 2.75% |
| MORGANTOWN, WV (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $3,366 | 3.38% |
| EAST STROUDSBURG, PA (FHA|USDA|VA) | 2 | $270,000 | $135,000 | $2,875 | 2.50% |
| SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $3,853 | 2.75% |
| CHEYENNE, WY (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $3,389 | 3.25% |
| Ada, OK (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $3,778 | 3.25% |
| MERCED, CA (FHA|USDA|VA) | 3 | $255,000 | $85,000 | $0 | 5.91% |
| YUBA CITY, CA (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $0 | 6.24% |
| STATE COLLEGE, PA (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $3,861 | 3.00% |
| ELIZABETHTOWN-FORT KNOX, KY (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $3,488 | 2.50% |
| Salem, OH (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $2,705 | 2.75% |
| Aberdeen, SD (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $3,321 | 2.75% |
| BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) | 2 | $230,000 | $115,000 | $0 | 6.24% |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) | 3 | $225,000 | $75,000 | $1,762 | 3.13% |
| FLAGSTAFF, AZ (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $0 | 6.24% |
| JANESVILLE-BELOIT, WI (FHA|USDA|VA) | 2 | $220,000 | $110,000 | $1,759 | 3.50% |
| Burlington, IA-IL (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $2,759 | 2.88% |
| WORCESTER, MA-CT (FHA|USDA|VA) | 2 | $210,000 | $105,000 | $0 | 5.99% |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $0 | 5.99% |
| Urbana, OH (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $2,801 | 3.00% |
| New Castle, PA (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $0 | 3.49% |
| TRENTON-PRINCETON, NJ (FHA|USDA|VA) | 3 | $185,000 | $61,667 | $0 | 6.07% |
| Sebastian-Vero Beach, FL (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $0 | 6.24% |
| BECKLEY, WV (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $3,072 | 3.38% |
| CHARLOTTESVILLE, VA (FHA|USDA|VA) | 2 | $180,000 | $90,000 | $0 | 4.56% |
| Heber, UT (FHA|USDA|VA) | 2 | $180,000 | $90,000 | $0 | 5.74% |
| KANKAKEE, IL (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $2,045 | 2.88% |
| MANCHESTER-NASHUA, NH (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $0 | 5.99% |
| BATON ROUGE, LA (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $2,485 | 3.25% |
| RALEIGH-CARY, NC (FHA|USDA|VA) | 2 | $170,000 | $85,000 | $0 | 5.99% |
| GREENVILLE-ANDERSON, SC (FHA|USDA|VA) | 2 | $170,000 | $85,000 | $0 | 5.62% |
| ASHEVILLE, NC (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $0 | 4.13% |
| Pullman, WA (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $0 | 6.49% |
| TUSCALOOSA, AL (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $0 | 3.63% |
| Winona, MN (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $0 | 4.49% |
| Jennings, LA (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $0 | 3.63% |
| Greenville, OH (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $3,064 | 3.13% |
| Alexandria, MN (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $1,996 | 2.63% |
| NORWICH-NEW LONDON, CT (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $0 | 6.24% |
| Sault Ste. Marie, MI (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $2,040 | 2.75% |
| Maysville, KY (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $3,055 | 3.25% |
| Menomonie, WI (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $4,677 | 2.38% |
| FLORENCE, SC (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $3,316 | 3.25% |
| VISALIA, CA (FHA|USDA|VA) | 3 | $125,000 | $41,667 | $0 | 6.32% |
| Ashtabula, OH (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $2,566 | 2.63% |
| SANTA FE, NM (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $0 | 5.99% |
| MONTGOMERY, AL (FHA|USDA|VA) | 2 | $110,000 | $55,000 | $0 | 3.31% |
| JACKSON, TN (FHA|USDA|VA) | 2 | $110,000 | $55,000 | $0 | 4.06% |
| SHEBOYGAN, WI (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 3.63% |
| EL CENTRO, CA (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 6.24% |
| Shawano, WI (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $3,119 | 3.00% |
| Defiance, OH (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $2,130 | 2.88% |
| GAINESVILLE, GA (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $0 | 6.49% |
| Sevierville, TN (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $0 | 5.74% |
| ALBUQUERQUE, NM (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $0 | 6.24% |
| HOMOSASSA SPRINGS, FL (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $2,193 | 3.00% |
| BARNSTABLE TOWN, MA (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $0 | 5.74% |
| Fairmont, MN (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $1,846 | 2.63% |
| LOGAN, UT-ID (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $0 | 5.99% |
| OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $0 | 6.49% |
| Ponca City, OK (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $3,426 | 3.38% |
| WENATCHEE, WA (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $0 | 5.74% |
| Outside of Metro Areas | 2 | $70,000 | $35,000 | $0 | 5.62% |
| Sonora, CA (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $0 | 5.99% |
| Vermillion, SD (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $3,434 | 2.38% |
| MANSFIELD, OH (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $0 | 3.25% |
| BELLINGHAM, WA (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $0 | 5.74% |
| SALEM, OR (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $0 | 5.99% |
| Torrington, CT (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $0 | 6.24% |
| PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $0 | 5.99% |
| JACKSON, MS (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $0 | 3.38% |
| ST. JOSEPH, MO-KS (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $0 | 3.13% |
| MUNCIE, IN (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 3.13% |
| MADERA, CA (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 5.99% |
| MEDFORD, OR (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $0 | 5.74% |
| LEBANON, PA (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $0 | 3.75% |
| EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $0 | 6.24% |
| Fernley, NV (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $0 | 5.74% |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $0 | 6.24% |
| IDAHO FALLS, ID (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $0 | 5.99% |
| Angola, IN (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $0 | 5.99% |
| ALBANY-LEBANON, OR (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $0 | 5.74% |
| DANVILLE, IL (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $1,819 | 2.13% |
| Mount Vernon, OH (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $0 | 3.74% |
| POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY (FHA|USDA|VA) | 1 | $15,000 | $15,000 | $0 | 5.74% |
| Stevens Point, WI (FHA|USDA|VA) | 1 | $15,000 | $15,000 | $0 | 3.32% |
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Product Mix
For 2021, Tcf National Bank's most frequently originated type of loan was Conventional, with 4,938 originations. Their 2nd most popular type was HELOC, with 2,000 originations.
Loan Reason
For 2021, Tcf National Bank's most frequently cited loan purpose was Refi, with 2,675 originations. The 2nd most popular reason was Home Purchase, with 2,647 originations.
Loan Duration/Length
For 2021, Tcf National Bank's most frequently cited loan duration was 30 Year, with 5,635 originations. The 2nd most popular length was 15 Year, with 1,144 originations.
Origination Fees/Closing Costs
Tcf National Bank's average total fees were $3,518, while their most frequently occuring range of origination fees (closing costs) were in the $<1k bucket, with 2,784 originations.
Interest Rates
During 2021, Tcf National Bank's average interest rate for loans was 3.92%, while their most frequently originated rate bucket for loans was 2.5-3%, with 2,552 originations.
Loan Sizing
2021 saw Tcf National Bank place emphasis on $100k-200k loans with 2,249 originations, totaling $325,845,000 in origination value.
Applicant Income
Tcf National Bank lent most frequently to those with incomes in the $150k-250k range, with 1,500 originations. The second most popular income band? $250k+, with 1,464 originations.
Applicant Debt to Income Ratio
Tcf National Bank lent most frequently to those with DTI ratios of 20-30%, with 1,908 originations. The next most common DTI ratio? 30-36%, with 1,403 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications90.37%
Tcf National Bank has an average approval rate.
Pick Rate
Approvals leading to origination69.24%
Tcf National Bank has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 7,243 | $1,893,185,000 | $261,381 |
Occupancy Type Mix
| Dwelling Type | Originations | Total Value | Average Loan |
|---|---|---|---|
| 7,243 | $1,893,185,000 | $261,381 |
LTV Distribution
Complaints
| Bank Name | Product | Issue | 2021 CPFB Complaints | % of Total Issues |
|---|---|---|---|---|
| TCF NATIONAL BANK | Conventional home mortgage | Applying for a mortgage or refinancing an existing mortgage | 5 | 11.9% |
| TCF NATIONAL BANK | Conventional home mortgage | Closing on a mortgage | 3 | 7.1% |
| TCF NATIONAL BANK | Conventional home mortgage | Trouble during payment process | 16 | 38.1% |
| TCF NATIONAL BANK | FHA mortgage | Trouble during payment process | 1 | 2.4% |
| TCF NATIONAL BANK | Home equity loan or line of credit (HELOC) | Applying for a mortgage or refinancing an existing mortgage | 2 | 4.8% |
| TCF NATIONAL BANK | Home equity loan or line of credit (HELOC) | Closing on a mortgage | 2 | 4.8% |
| TCF NATIONAL BANK | Home equity loan or line of credit (HELOC) | Struggling to pay mortgage | 1 | 2.4% |
| TCF NATIONAL BANK | Home equity loan or line of credit (HELOC) | Trouble during payment process | 9 | 21.4% |
| TCF NATIONAL BANK | Other type of mortgage | Trouble during payment process | 3 | 7.1% |