Tcf National Bank Mortgage Rates, Fees & Info

Sioux Falls, SD

LEI: 549300GJGUHNTC6JI536

Tax ID: 41-0585310

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Mortgage Data

Bank Data

Review & Overview

Tcf National Bank is a mid-sized bank specializing in Home Purchase and Refi loans. Tcf National Bank has a high proportion of conventional loans. They have a a low proportion of FHA loans. (This may mean they shy away from first time homebuyers.) They have a low ratio of USDA loans. Their top markets by origination volume include: Detroit, Chicago, Minneapolis, Los Angeles, and Phoenix among others. We have data for 376 markets. (Some data included below & more in-depth data is available with an active subscription.)

Tcf National Bank has an average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Tcf National Bank is typically a low fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have relatively high rates.

We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

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Originations

22,887

Origination Dollar Volume (All Markets)

$4,135,315,000

Employee count

7,778 Show all (43) awards

Top Markets

Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

Market Originations Total Value Average Loan Average Fees Average Rate
Detroit-Warren-Dearborn, MI (FHA|USDA|VA) 1,510 $423,210,000 $280,272 $2,854 4.39%
Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 1,191 $360,115,000 $302,364 $2,651 5.38%
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) 1,589 $335,095,000 $210,884 $3,085 4.72%
Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) 2,105 $318,325,000 $151,223 $4,192 6.08%
PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 671 $160,855,000 $239,724 $2,606 6.09%
San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) 993 $160,485,000 $161,616 $3,926 6.07%
Outside of Metro Areas 959 $157,045,000 $163,759 $2,513 4.40%
DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 548 $125,600,000 $229,197 $3,493 5.93%
GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) 529 $125,025,000 $236,342 $2,474 4.11%
Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 840 $102,880,000 $122,476 $4,117 6.25%
New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) 638 $86,160,000 $135,047 $0 6.13%
SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) 549 $77,315,000 $140,829 $0 6.12%
SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) 454 $75,350,000 $165,969 $3,343 6.05%
CINCINNATI, OH-KY-IN (FHA|USDA|VA) 305 $73,775,000 $241,885 $3,469 3.93%
Traverse City, MI (FHA|USDA|VA) 298 $72,380,000 $242,886 $2,716 4.10%
Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) 521 $69,405,000 $133,215 $0 6.10%
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) 707 $67,245,000 $95,113 $3,098 6.25%
SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) 646 $66,110,000 $102,337 $0 6.22%
PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) 622 $65,280,000 $104,952 $2,954 6.20%
COLORADO SPRINGS, CO (FHA|USDA|VA) 58 $48,260,000 $832,069 $3,302 5.54%
MADISON, WI (FHA|USDA|VA) 6 $43,970,000 $7,328,333 $0 5.17%
ANN ARBOR, MI (FHA|USDA|VA) 118 $42,690,000 $361,780 $2,498 4.53%
LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) 373 $41,015,000 $109,960 $2,842 6.27%
KANSAS CITY, MO-KS (FHA|USDA|VA) 52 $33,700,000 $648,077 $0 6.10%
CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 27 $32,635,000 $1,208,704 $4,615 5.84%
FARGO, ND-MN (FHA|USDA|VA) 133 $29,585,000 $222,444 $5,187 4.27%
Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 2 $27,450,000 $13,725,000 $0 5.06%
FLINT, MI (FHA|USDA|VA) 136 $26,720,000 $196,471 $3,138 4.15%
MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) 86 $24,850,000 $288,953 $2,151 5.14%
OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) 182 $24,060,000 $132,198 $0 6.07%
DAYTON-KETTERING, OH (FHA|USDA|VA) 110 $23,340,000 $212,182 $3,517 3.93%
SALT LAKE CITY, UT (FHA|USDA|VA) 176 $21,710,000 $123,352 $3,764 6.21%
CLEVELAND-ELYRIA, OH (FHA|USDA|VA) 119 $21,155,000 $177,773 $3,823 4.56%
Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) 176 $20,470,000 $116,307 $0 6.20%
BISMARCK, ND (FHA|USDA|VA) 75 $19,255,000 $256,733 $4,490 4.32%
DULUTH, MN-WI (FHA|USDA|VA) 12 $18,560,000 $1,546,667 $2,588 5.12%
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) 150 $18,220,000 $121,467 $4,006 6.17%
Holland, MI (FHA|USDA|VA) 90 $17,320,000 $192,444 $2,294 4.11%
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 155 $16,955,000 $109,387 $3,238 6.24%
Jamestown, ND (FHA|USDA|VA) 87 $16,505,000 $189,713 $4,346 4.29%
SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) 84 $16,430,000 $195,595 $0 5.95%
STOCKTON, CA (FHA|USDA|VA) 175 $16,145,000 $92,257 $4,103 6.36%
PROVO-OREM, UT (FHA|USDA|VA) 142 $16,030,000 $112,887 $0 6.15%
Bozeman, MT (FHA|USDA|VA) 12 $15,560,000 $1,296,667 $0 6.04%
VALLEJO, CA (FHA|USDA|VA) 146 $14,200,000 $97,260 $0 6.28%
ALBUQUERQUE, NM (FHA|USDA|VA) 10 $13,900,000 $1,390,000 $0 6.04%
Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 104 $13,820,000 $132,885 $3,125 6.07%
GRAND FORKS, ND-MN (FHA|USDA|VA) 69 $13,365,000 $193,696 $4,886 4.25%
Cadillac, MI (FHA|USDA|VA) 97 $11,945,000 $123,144 $1,961 4.27%
CHAMPAIGN-URBANA, IL (FHA|USDA|VA) 4 $11,400,000 $2,850,000 $0 5.56%
SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) 69 $11,315,000 $163,986 $3,097 5.95%
MIDLAND, MI (FHA|USDA|VA) 66 $11,010,000 $166,818 $2,425 4.27%
RENO, NV (FHA|USDA|VA) 90 $10,860,000 $120,667 $0 6.25%
BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) 81 $10,855,000 $134,012 $0 6.14%
KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) 51 $10,765,000 $211,078 $3,026 4.03%
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 93 $10,635,000 $114,355 $3,601 6.09%
CaƱon City, CO (FHA|USDA|VA) 2 $10,630,000 $5,315,000 $0 4.91%
SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) 81 $10,335,000 $127,593 $0 6.02%
LANSING-EAST LANSING, MI (FHA|USDA|VA) 47 $9,475,000 $201,596 $2,412 4.32%
MEMPHIS, TN-MS-AR (FHA|USDA|VA) 44 $9,310,000 $211,591 $4,051 4.99%
Williston, ND (FHA|USDA|VA) 34 $9,190,000 $270,294 $6,740 4.68%
NILES, MI (FHA|USDA|VA) 65 $9,045,000 $139,154 $2,335 4.32%
JACKSONVILLE, FL (FHA|USDA|VA) 34 $8,800,000 $258,824 $0 5.83%
YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) 103 $8,595,000 $83,447 $2,645 4.47%
INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) 80 $8,590,000 $107,375 $2,600 4.93%
OGDEN-CLEARFIELD, UT (FHA|USDA|VA) 83 $8,525,000 $102,711 $0 6.25%
ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 93 $8,275,000 $88,978 $0 6.30%
MUSKEGON, MI (FHA|USDA|VA) 29 $8,235,000 $283,966 $2,533 3.87%
SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) 74 $8,220,000 $111,081 $0 5.99%
FRESNO, CA (FHA|USDA|VA) 71 $7,025,000 $98,944 $0 6.31%
COLUMBUS, OH (FHA|USDA|VA) 43 $6,785,000 $157,791 $3,289 5.02%
POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY (FHA|USDA|VA) 36 $6,620,000 $183,889 $0 6.06%
SALINAS, CA (FHA|USDA|VA) 52 $6,520,000 $125,385 $0 6.21%
TUCSON, AZ (FHA|USDA|VA) 60 $6,430,000 $107,167 $2,428 5.88%
AKRON, OH (FHA|USDA|VA) 30 $6,330,000 $211,000 $3,067 4.39%
BATTLE CREEK, MI (FHA|USDA|VA) 66 $6,200,000 $93,939 $2,077 4.57%
BOISE CITY, ID (FHA|USDA|VA) 64 $5,720,000 $89,375 $0 6.20%
BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) 45 $5,245,000 $116,556 $0 6.10%
BOULDER, CO (FHA|USDA|VA) 37 $5,235,000 $141,486 $2,457 5.93%
GREELEY, CO (FHA|USDA|VA) 60 $5,040,000 $84,000 $2,430 6.07%
ST. LOUIS, MO-IL (FHA|USDA|VA) 57 $4,975,000 $87,281 $0 6.12%
Heber, UT (FHA|USDA|VA) 30 $4,830,000 $161,000 $0 6.12%
SAGINAW, MI (FHA|USDA|VA) 38 $4,790,000 $126,053 $2,537 4.45%
BELLINGHAM, WA (FHA|USDA|VA) 50 $4,660,000 $93,200 $0 5.96%
BAY CITY, MI (FHA|USDA|VA) 46 $4,630,000 $100,652 $1,904 4.26%
Ludington, MI (FHA|USDA|VA) 26 $4,600,000 $176,923 $2,811 4.39%
NAPA, CA (FHA|USDA|VA) 37 $4,445,000 $120,135 $0 6.06%
ST. GEORGE, UT (FHA|USDA|VA) 30 $4,420,000 $147,333 $0 6.09%
PORT ST. LUCIE, FL (FHA|USDA|VA) 38 $4,230,000 $111,316 $0 5.96%
Big Rapids, MI (FHA|USDA|VA) 33 $3,965,000 $120,152 $1,976 4.64%
SALEM, OR (FHA|USDA|VA) 31 $3,785,000 $122,097 $0 6.21%
CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 32 $3,760,000 $117,500 $2,742 6.34%
North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 30 $3,700,000 $123,333 $8,828 6.01%
BEND, OR (FHA|USDA|VA) 36 $3,650,000 $101,389 $0 6.27%
PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) 46 $3,450,000 $75,000 $0 6.28%
VISALIA, CA (FHA|USDA|VA) 33 $3,325,000 $100,758 $0 5.98%
Truckee-Grass Valley, CA (FHA|USDA|VA) 34 $3,310,000 $97,353 $0 5.98%
BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) 30 $3,230,000 $107,667 $4,162 6.36%
PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) 28 $3,220,000 $115,000 $0 5.94%
KNOXVILLE, TN (FHA|USDA|VA) 14 $3,220,000 $230,000 $4,459 5.69%
MODESTO, CA (FHA|USDA|VA) 46 $3,200,000 $69,565 $0 6.27%
NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) 27 $3,175,000 $117,593 $3,034 6.15%
JACKSON, MI (FHA|USDA|VA) 20 $3,150,000 $157,500 $3,692 4.30%
NEW HAVEN-MILFORD, CT (FHA|USDA|VA) 21 $3,075,000 $146,429 $0 6.31%
NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) 19 $2,995,000 $157,632 $4,569 5.97%
BAKERSFIELD, CA (FHA|USDA|VA) 34 $2,870,000 $84,412 $0 6.16%
FLAGSTAFF, AZ (FHA|USDA|VA) 25 $2,855,000 $114,200 $4,334 5.93%
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) 24 $2,700,000 $112,500 $6,258 6.01%
EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) 34 $2,690,000 $79,118 $0 6.08%
BARNSTABLE TOWN, MA (FHA|USDA|VA) 21 $2,635,000 $125,476 $0 5.81%
CHICO, CA (FHA|USDA|VA) 25 $2,595,000 $103,800 $0 6.15%
MANKATO, MN (FHA|USDA|VA) 24 $2,580,000 $107,500 $3,357 4.86%
RACINE, WI (FHA|USDA|VA) 25 $2,575,000 $103,000 $2,922 4.59%
Gardnerville Ranchos, NV (FHA|USDA|VA) 18 $2,490,000 $138,333 $0 5.99%
Alma, MI (FHA|USDA|VA) 18 $2,490,000 $138,333 $2,427 4.11%
MEDFORD, OR (FHA|USDA|VA) 18 $2,230,000 $123,889 $0 6.05%
SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) 20 $2,210,000 $110,500 $3,489 4.25%
TOLEDO, OH (FHA|USDA|VA) 5 $2,205,000 $441,000 $4,411 3.85%
REDDING, CA (FHA|USDA|VA) 26 $2,200,000 $84,615 $0 6.20%
WORCESTER, MA-CT (FHA|USDA|VA) 24 $2,100,000 $87,500 $0 6.45%
PITTSBURGH, PA (FHA|USDA|VA) 16 $2,100,000 $131,250 $6,782 6.15%
Brainerd, MN (FHA|USDA|VA) 10 $2,070,000 $207,000 $3,832 4.01%
FORT COLLINS, CO (FHA|USDA|VA) 18 $2,070,000 $115,000 $0 6.39%
Alpena, MI (FHA|USDA|VA) 5 $2,055,000 $411,000 $1,019 4.85%
ASHEVILLE, NC (FHA|USDA|VA) 10 $2,040,000 $204,000 $2,236 5.87%
SIOUX FALLS, SD (FHA|USDA|VA) 20 $2,020,000 $101,000 $2,071 3.48%
Red Wing, MN (FHA|USDA|VA) 11 $1,915,000 $174,091 $4,032 4.32%
KENNEWICK-RICHLAND, WA (FHA|USDA|VA) 21 $1,915,000 $91,190 $0 6.11%
HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) 20 $1,910,000 $95,500 $0 6.40%
Key West, FL (FHA|USDA|VA) 15 $1,855,000 $123,667 $0 5.86%
CORVALLIS, OR (FHA|USDA|VA) 12 $1,800,000 $150,000 $0 6.05%
OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) 16 $1,800,000 $112,500 $0 6.15%
Coldwater, MI (FHA|USDA|VA) 13 $1,745,000 $134,231 $2,502 3.92%
RALEIGH-CARY, NC (FHA|USDA|VA) 18 $1,730,000 $96,111 $0 6.38%
Oak Harbor, WA (FHA|USDA|VA) 13 $1,725,000 $132,692 $0 5.84%
ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) 15 $1,715,000 $114,333 $3,685 5.96%
MONROE, MI (FHA|USDA|VA) 11 $1,705,000 $155,000 $4,194 4.27%
ST. CLOUD, MN (FHA|USDA|VA) 13 $1,665,000 $128,077 $3,087 4.77%
Breckenridge, CO (FHA|USDA|VA) 10 $1,650,000 $165,000 $3,237 5.95%
Outside of Metro Areas 15 $1,595,000 $106,333 $0 6.36%
CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) 14 $1,590,000 $113,571 $6,231 5.90%
Mount Pleasant, MI (FHA|USDA|VA) 15 $1,585,000 $105,667 $1,748 4.39%
Fergus Falls, MN (FHA|USDA|VA) 7 $1,575,000 $225,000 $4,480 4.09%
WENATCHEE, WA (FHA|USDA|VA) 11 $1,525,000 $138,636 $0 5.92%
SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) 17 $1,455,000 $85,588 $0 6.00%
PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) 15 $1,455,000 $97,000 $3,300 5.81%
LOUISVILLE, KY (FHA|USDA|VA) 12 $1,320,000 $110,000 $2,081 5.65%
HUNTSVILLE, AL (FHA|USDA|VA) 14 $1,260,000 $90,000 $0 4.78%
YUBA CITY, CA (FHA|USDA|VA) 17 $1,235,000 $72,647 $0 6.34%
MANCHESTER-NASHUA, NH (FHA|USDA|VA) 13 $1,215,000 $93,462 $8,504 6.05%
SALISBURY, MD-DE (FHA|USDA|VA) 8 $1,200,000 $150,000 $0 5.71%
Faribault-Northfield, MN (FHA|USDA|VA) 6 $1,150,000 $191,667 $6,406 5.22%
HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) 3 $1,135,000 $378,333 $3,928 4.29%
Sonora, CA (FHA|USDA|VA) 10 $1,120,000 $112,000 $0 6.02%
BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) 15 $1,105,000 $73,667 $0 4.96%
MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) 14 $1,100,000 $78,571 $0 6.29%
SANTA FE, NM (FHA|USDA|VA) 9 $1,075,000 $119,444 $0 6.16%
Ukiah, CA (FHA|USDA|VA) 11 $1,025,000 $93,182 $0 6.40%
LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) 11 $985,000 $89,545 $0 5.38%
Hood River, OR (FHA|USDA|VA) 5 $955,000 $191,000 $0 5.89%
YAKIMA, WA (FHA|USDA|VA) 9 $955,000 $106,111 $0 5.80%
PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) 8 $950,000 $118,750 $3,627 5.79%
LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) 11 $915,000 $83,182 $0 6.33%
TRENTON-PRINCETON, NJ (FHA|USDA|VA) 9 $905,000 $100,556 $0 5.99%
SAVANNAH, GA (FHA|USDA|VA) 6 $900,000 $150,000 $4,230 6.05%
BOWLING GREEN, KY (FHA|USDA|VA) 1 $895,000 $895,000 $4,580 3.75%
MERCED, CA (FHA|USDA|VA) 12 $890,000 $74,167 $0 6.09%
Sevierville, TN (FHA|USDA|VA) 5 $885,000 $177,000 $3,175 5.64%
MISSOULA, MT (FHA|USDA|VA) 8 $870,000 $108,750 $0 6.27%
Hillsdale, MI (FHA|USDA|VA) 12 $870,000 $72,500 $1,397 4.49%
Eureka-Arcata, CA (FHA|USDA|VA) 15 $865,000 $57,667 $0 5.96%
Port Angeles, WA (FHA|USDA|VA) 6 $820,000 $136,667 $0 5.78%
MADERA, CA (FHA|USDA|VA) 9 $785,000 $87,222 $0 6.02%
Whitewater, WI (FHA|USDA|VA) 4 $760,000 $190,000 $2,469 4.62%
RICHMOND, VA (FHA|USDA|VA) 9 $755,000 $83,889 $0 6.43%
Baraboo, WI (FHA|USDA|VA) 1 $745,000 $745,000 $2,738 3.13%
PUNTA GORDA, FL (FHA|USDA|VA) 7 $745,000 $106,429 $5,333 5.85%
GRAND JUNCTION, CO (FHA|USDA|VA) 8 $740,000 $92,500 $3,043 6.18%
Adrian, MI (FHA|USDA|VA) 5 $735,000 $147,000 $2,359 4.30%
Astoria, OR (FHA|USDA|VA) 9 $715,000 $79,444 $0 5.91%
CARSON CITY, NV (FHA|USDA|VA) 10 $710,000 $71,000 $0 6.19%
OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) 7 $685,000 $97,857 $0 6.13%
BLOOMINGTON, IN (FHA|USDA|VA) 1 $685,000 $685,000 $2,456 3.38%
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) 9 $675,000 $75,000 $0 6.52%
ROCHESTER, MN (FHA|USDA|VA) 3 $665,000 $221,667 $2,908 5.73%
OCALA, FL (FHA|USDA|VA) 4 $630,000 $157,500 $0 5.77%
LONGVIEW, WA (FHA|USDA|VA) 9 $585,000 $65,000 $0 6.32%
Newport, OR (FHA|USDA|VA) 5 $575,000 $115,000 $0 5.99%
Hutchinson, MN (FHA|USDA|VA) 4 $570,000 $142,500 $3,378 4.13%
Houghton, MI (FHA|USDA|VA) 2 $560,000 $280,000 $2,413 3.94%
LOGAN, UT-ID (FHA|USDA|VA) 6 $560,000 $93,333 $0 5.82%
SPRINGFIELD, OH (FHA|USDA|VA) 2 $550,000 $275,000 $2,864 3.75%
CANTON-MASSILLON, OH (FHA|USDA|VA) 6 $540,000 $90,000 $2,954 4.91%
ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) 4 $540,000 $135,000 $0 6.05%
CHEYENNE, WY (FHA|USDA|VA) 5 $535,000 $107,000 $0 6.79%
ALBANY-LEBANON, OR (FHA|USDA|VA) 6 $520,000 $86,667 $0 6.20%
Durango, CO (FHA|USDA|VA) 3 $505,000 $168,333 $0 6.58%
Vineyard Haven, MA (FHA|USDA|VA) 1 $505,000 $505,000 $0 4.75%
Wilmington, OH (FHA|USDA|VA) 3 $505,000 $168,333 $5,551 3.54%
Edwards, CO (FHA|USDA|VA) 4 $500,000 $125,000 $0 6.05%
DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) 6 $500,000 $83,333 $0 6.47%
Alexandria, MN (FHA|USDA|VA) 2 $500,000 $250,000 $3,266 3.63%
MONTGOMERY, AL (FHA|USDA|VA) 8 $490,000 $61,250 $0 5.33%
PUEBLO, CO (FHA|USDA|VA) 4 $470,000 $117,500 $7,306 6.21%
ROCKFORD, IL (FHA|USDA|VA) 5 $465,000 $93,000 $2,728 4.67%
Beaver Dam, WI (FHA|USDA|VA) 2 $460,000 $230,000 $4,203 4.49%
Minot, ND (FHA|USDA|VA) 2 $440,000 $220,000 $3,667 4.06%
EL CENTRO, CA (FHA|USDA|VA) 5 $425,000 $85,000 $0 5.94%
GETTYSBURG, PA (FHA|USDA|VA) 1 $415,000 $415,000 $5,268 3.50%
Tullahoma-Manchester, TN (FHA|USDA|VA) 2 $380,000 $190,000 $0 6.49%
ERIE, PA (FHA|USDA|VA) 1 $375,000 $375,000 $5,105 4.00%
Kalispell, MT (FHA|USDA|VA) 5 $375,000 $75,000 $0 6.04%
Wahpeton, ND-MN (FHA|USDA|VA) 1 $375,000 $375,000 $5,366 3.88%
Ottawa, IL (FHA|USDA|VA) 4 $370,000 $92,500 $3,094 5.16%
WAUSAU-WESTON, WI (FHA|USDA|VA) 4 $370,000 $92,500 $2,878 5.37%
OCEAN CITY, NJ (FHA|USDA|VA) 2 $360,000 $180,000 $0 6.37%
LEXINGTON-FAYETTE, KY (FHA|USDA|VA) 2 $360,000 $180,000 $2,286 3.56%
Stevens Point, WI (FHA|USDA|VA) 2 $360,000 $180,000 $5,714 4.62%
Angola, IN (FHA|USDA|VA) 1 $355,000 $355,000 $0 5.74%
HARRISBURG-CARLISLE, PA (FHA|USDA|VA) 3 $355,000 $118,333 $0 5.99%
BRUNSWICK, GA (FHA|USDA|VA) 2 $350,000 $175,000 $0 5.24%
GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) 2 $350,000 $175,000 $2,251 5.06%
YUMA, AZ (FHA|USDA|VA) 1 $325,000 $325,000 $0 6.74%
Findlay, OH (FHA|USDA|VA) 6 $320,000 $53,333 $0 6.24%
Klamath Falls, OR (FHA|USDA|VA) 4 $320,000 $80,000 $0 6.18%
Marquette, MI (FHA|USDA|VA) 2 $310,000 $155,000 $2,853 3.88%
Fernley, NV (FHA|USDA|VA) 2 $310,000 $155,000 $0 6.62%
Sebastian-Vero Beach, FL (FHA|USDA|VA) 4 $310,000 $77,500 $2,748 5.74%
DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) 1 $305,000 $305,000 $3,559 4.00%
Ellensburg, WA (FHA|USDA|VA) 5 $305,000 $61,000 $0 5.89%
Sandusky, OH (FHA|USDA|VA) 3 $295,000 $98,333 $3,592 4.00%
Bemidji, MN (FHA|USDA|VA) 2 $290,000 $145,000 $5,218 4.31%
Ashtabula, OH (FHA|USDA|VA) 3 $285,000 $95,000 $6,647 5.12%
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) 5 $285,000 $57,000 $0 5.99%
WARNER ROBINS, GA (FHA|USDA|VA) 2 $280,000 $140,000 $4,411 4.56%
ELKHART-GOSHEN, IN (FHA|USDA|VA) 4 $280,000 $70,000 $2,182 5.28%
Kill Devil Hills, NC (FHA|USDA|VA) 1 $275,000 $275,000 $2,757 3.88%
CARBONDALE-MARION, IL (FHA|USDA|VA) 1 $275,000 $275,000 $2,655 3.50%
GREEN BAY, WI (FHA|USDA|VA) 5 $275,000 $55,000 $1,252 6.17%
CAPE GIRARDEAU, MO-IL (FHA|USDA|VA) 2 $270,000 $135,000 $2,103 4.00%
GRANTS PASS, OR (FHA|USDA|VA) 3 $265,000 $88,333 $0 6.32%
EAU CLAIRE, WI (FHA|USDA|VA) 2 $260,000 $130,000 $3,797 4.31%
AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) 2 $260,000 $130,000 $0 6.62%
Wooster, OH (FHA|USDA|VA) 1 $255,000 $255,000 $3,338 4.50%
WHEELING, WV-OH (FHA|USDA|VA) 1 $255,000 $255,000 $2,903 3.63%
OKLAHOMA CITY, OK (FHA|USDA|VA) 2 $250,000 $125,000 $0 5.25%
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) 2 $250,000 $125,000 $2,775 4.18%
ELIZABETHTOWN-FORT KNOX, KY (FHA|USDA|VA) 1 $245,000 $245,000 $3,238 3.38%
MUNCIE, IN (FHA|USDA|VA) 4 $240,000 $60,000 $2,270 5.09%
LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) 2 $240,000 $120,000 $3,391 4.62%
THE VILLAGES, FL (FHA|USDA|VA) 1 $235,000 $235,000 $3,318 4.00%
Norwalk, OH (FHA|USDA|VA) 1 $235,000 $235,000 $2,718 3.13%
Roseburg, OR (FHA|USDA|VA) 4 $230,000 $57,500 $0 5.80%
WILMINGTON, NC (FHA|USDA|VA) 3 $225,000 $75,000 $0 6.41%
GAINESVILLE, FL (FHA|USDA|VA) 2 $220,000 $110,000 $0 6.74%
PANAMA CITY, FL (FHA|USDA|VA) 4 $210,000 $52,500 $0 6.30%
CHATTANOOGA, TN-GA (FHA|USDA|VA) 4 $210,000 $52,500 $0 6.18%
APPLETON, WI (FHA|USDA|VA) 2 $210,000 $105,000 $3,857 4.00%
SPRINGFIELD, MA (FHA|USDA|VA) 1 $205,000 $205,000 $3,366 3.88%
Boone, NC (FHA|USDA|VA) 3 $205,000 $68,333 $0 6.49%
WALLA WALLA, WA (FHA|USDA|VA) 3 $205,000 $68,333 $0 5.91%
Wisconsin Rapids-Marshfield, WI (FHA|USDA|VA) 2 $190,000 $95,000 $2,800 5.31%
Fallon, NV (FHA|USDA|VA) 2 $190,000 $95,000 $0 6.37%
KANKAKEE, IL (FHA|USDA|VA) 2 $190,000 $95,000 $3,153 5.50%
Moses Lake, WA (FHA|USDA|VA) 1 $185,000 $185,000 $0 5.99%
Jackson, WY-ID (FHA|USDA|VA) 2 $180,000 $90,000 $0 6.12%
Greenville, OH (FHA|USDA|VA) 1 $175,000 $175,000 $4,165 4.25%
YORK-HANOVER, PA (FHA|USDA|VA) 1 $175,000 $175,000 $3,360 3.75%
Milledgeville, GA (FHA|USDA|VA) 1 $175,000 $175,000 $0 5.74%
Watertown-Fort Atkinson, WI (FHA|USDA|VA) 3 $175,000 $58,333 $2,560 5.62%
GREENVILLE-ANDERSON, SC (FHA|USDA|VA) 4 $170,000 $42,500 $0 5.90%
Pinehurst-Southern Pines, NC (FHA|USDA|VA) 1 $165,000 $165,000 $0 6.24%
DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) 2 $160,000 $80,000 $0 6.74%
EVANSVILLE, IN-KY (FHA|USDA|VA) 2 $160,000 $80,000 $0 5.43%
GAINESVILLE, GA (FHA|USDA|VA) 1 $155,000 $155,000 $0 6.99%
DOVER, DE (FHA|USDA|VA) 2 $150,000 $75,000 $0 6.62%
Dickinson, ND (FHA|USDA|VA) 1 $145,000 $145,000 $2,392 4.38%
OSHKOSH-NEENAH, WI (FHA|USDA|VA) 3 $145,000 $48,333 $1,843 5.16%
ALBANY-SCHENECTADY-TROY, NY (FHA|USDA|VA) 3 $145,000 $48,333 $0 6.24%
LIMA, OH (FHA|USDA|VA) 1 $145,000 $145,000 $2,382 3.50%
Sandpoint, ID (FHA|USDA|VA) 2 $140,000 $70,000 $0 6.12%
NORWICH-NEW LONDON, CT (FHA|USDA|VA) 2 $140,000 $70,000 $0 6.74%
Fairmont, MN (FHA|USDA|VA) 2 $140,000 $70,000 $1,440 6.02%
BLOOMINGTON, IL (FHA|USDA|VA) 1 $135,000 $135,000 $0 5.74%
READING, PA (FHA|USDA|VA) 3 $135,000 $45,000 $0 6.41%
Shelton, WA (FHA|USDA|VA) 2 $130,000 $65,000 $0 5.37%
Chillicothe, OH (FHA|USDA|VA) 1 $125,000 $125,000 $4,120 3.50%
Centralia, WA (FHA|USDA|VA) 1 $125,000 $125,000 $0 6.74%
TALLAHASSEE, FL (FHA|USDA|VA) 4 $120,000 $30,000 $0 6.43%
Concord, NH (FHA|USDA|VA) 2 $120,000 $60,000 $0 6.24%
LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) 4 $120,000 $30,000 $0 5.99%
PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) 2 $120,000 $60,000 $0 5.87%
Red Bluff, CA (FHA|USDA|VA) 3 $115,000 $38,333 $0 6.41%
BUFFALO-CHEEKTOWAGA, NY (FHA|USDA|VA) 1 $115,000 $115,000 $0 5.99%
Jefferson, GA (FHA|USDA|VA) 2 $110,000 $55,000 $0 6.99%
HANFORD-CORCORAN, CA (FHA|USDA|VA) 2 $110,000 $55,000 $0 6.24%
Sturgis, MI (FHA|USDA|VA) 1 $105,000 $105,000 $2,698 4.00%
MICHIGAN CITY-LA PORTE, IN (FHA|USDA|VA) 1 $105,000 $105,000 $0 4.99%
JANESVILLE-BELOIT, WI (FHA|USDA|VA) 1 $105,000 $105,000 $3,109 4.38%
Iron Mountain, MI-WI (FHA|USDA|VA) 1 $105,000 $105,000 $2,217 3.50%
Grand Rapids, MN (FHA|USDA|VA) 1 $105,000 $105,000 $3,969 5.25%
Effingham, IL (FHA|USDA|VA) 1 $105,000 $105,000 $2,389 3.88%
BURLINGTON-SOUTH BURLINGTON, VT (FHA|USDA|VA) 1 $105,000 $105,000 $0 5.49%
BURLINGTON, NC (FHA|USDA|VA) 3 $105,000 $35,000 $0 6.41%
CLEVELAND, TN (FHA|USDA|VA) 2 $100,000 $50,000 $0 6.74%
Salem, OH (FHA|USDA|VA) 2 $100,000 $50,000 $1,692 4.48%
Pahrump, NV (FHA|USDA|VA) 2 $100,000 $50,000 $0 6.37%
TWIN FALLS, ID (FHA|USDA|VA) 2 $100,000 $50,000 $0 5.99%
Bedford, IN (FHA|USDA|VA) 1 $95,000 $95,000 $2,005 4.00%
COLUMBIA, SC (FHA|USDA|VA) 3 $95,000 $31,667 $0 5.82%
TUSCALOOSA, AL (FHA|USDA|VA) 1 $95,000 $95,000 $0 4.38%
The Dalles, OR (FHA|USDA|VA) 2 $90,000 $45,000 $0 5.50%
LYNCHBURG, VA (FHA|USDA|VA) 2 $90,000 $45,000 $0 6.74%
KINGSTON, NY (FHA|USDA|VA) 2 $90,000 $45,000 $0 6.24%
POCATELLO, ID (FHA|USDA|VA) 2 $90,000 $45,000 $0 6.49%
Pullman, WA (FHA|USDA|VA) 1 $85,000 $85,000 $0 5.74%
Cambridge, MD (FHA|USDA|VA) 1 $85,000 $85,000 $0 5.49%
Aberdeen, WA (FHA|USDA|VA) 1 $85,000 $85,000 $0 5.74%
Spearfish, SD (FHA|USDA|VA) 1 $85,000 $85,000 $0 6.74%
Lebanon, NH-VT (FHA|USDA|VA) 1 $85,000 $85,000 $0 5.99%
Elko, NV (FHA|USDA|VA) 2 $80,000 $40,000 $0 6.37%
Talladega-Sylacauga, AL (FHA|USDA|VA) 1 $75,000 $75,000 $0 4.25%
GULFPORT-BILOXI, MS (FHA|USDA|VA) 1 $75,000 $75,000 $2,468 4.25%
HOT SPRINGS, AR (FHA|USDA|VA) 2 $70,000 $35,000 $0 5.99%
ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) 2 $70,000 $35,000 $0 6.49%
FOND DU LAC, WI (FHA|USDA|VA) 2 $70,000 $35,000 $0 7.52%
Sault Ste. Marie, MI (FHA|USDA|VA) 1 $65,000 $65,000 $2,377 4.13%
LANCASTER, PA (FHA|USDA|VA) 1 $65,000 $65,000 $0 5.24%
Prineville, OR (FHA|USDA|VA) 1 $65,000 $65,000 $0 7.24%
Albert Lea, MN (FHA|USDA|VA) 1 $65,000 $65,000 $3,108 4.38%
New Castle, IN (FHA|USDA|VA) 1 $65,000 $65,000 $0 6.74%
Glenwood Springs, CO (FHA|USDA|VA) 1 $65,000 $65,000 $0 6.24%
Cedar City, UT (FHA|USDA|VA) 1 $65,000 $65,000 $0 5.49%
MACON-BIBB COUNTY, GA (FHA|USDA|VA) 1 $65,000 $65,000 $0 7.49%
FARMINGTON, NM (FHA|USDA|VA) 1 $55,000 $55,000 $0 6.99%
FAYETTEVILLE, NC (FHA|USDA|VA) 1 $55,000 $55,000 $0 4.75%
Tiffin, OH (FHA|USDA|VA) 1 $55,000 $55,000 $0 5.00%
Torrington, CT (FHA|USDA|VA) 1 $55,000 $55,000 $0 6.74%
Morehead City, NC (FHA|USDA|VA) 1 $55,000 $55,000 $0 6.74%
BANGOR, ME (FHA|USDA|VA) 1 $55,000 $55,000 $0 5.49%
Susanville, CA (FHA|USDA|VA) 2 $50,000 $25,000 $0 6.74%
Othello, WA (FHA|USDA|VA) 1 $45,000 $45,000 $0 6.74%
LAWRENCE, KS (FHA|USDA|VA) 1 $45,000 $45,000 $0 5.99%
Montrose, CO (FHA|USDA|VA) 1 $45,000 $45,000 $0 6.49%
Okeechobee, FL (FHA|USDA|VA) 1 $45,000 $45,000 $0 5.74%
Fort Madison-Keokuk, IA-IL-MO (FHA|USDA|VA) 1 $45,000 $45,000 $0 6.74%
JOPLIN, MO (FHA|USDA|VA) 1 $45,000 $45,000 $0 6.24%
DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) 1 $45,000 $45,000 $0 6.99%
SEBRING-AVON PARK, FL (FHA|USDA|VA) 1 $35,000 $35,000 $0 6.24%
PEORIA, IL (FHA|USDA|VA) 1 $35,000 $35,000 $0 6.74%
Moscow, ID (FHA|USDA|VA) 1 $35,000 $35,000 $0 5.49%
SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) 1 $35,000 $35,000 $0 5.74%
MORRISTOWN, TN (FHA|USDA|VA) 1 $35,000 $35,000 $0 6.74%
Owatonna, MN (FHA|USDA|VA) 1 $35,000 $35,000 $0 5.99%
WICHITA, KS (FHA|USDA|VA) 1 $35,000 $35,000 $0 6.74%
VINELAND-BRIDGETON, NJ (FHA|USDA|VA) 1 $35,000 $35,000 $0 6.74%
Clearlake, CA (FHA|USDA|VA) 1 $35,000 $35,000 $0 5.99%
SPARTANBURG, SC (FHA|USDA|VA) 1 $35,000 $35,000 $0 5.49%
COLUMBIA, MO (FHA|USDA|VA) 1 $25,000 $25,000 $0 5.99%
Sanford, NC (FHA|USDA|VA) 1 $25,000 $25,000 $0 5.49%
ROME, GA (FHA|USDA|VA) 1 $25,000 $25,000 $0 6.24%
Sidney, OH (FHA|USDA|VA) 1 $25,000 $25,000 $0 6.24%
Richmond, IN (FHA|USDA|VA) 1 $25,000 $25,000 $0 5.88%
SUMTER, SC (FHA|USDA|VA) 1 $25,000 $25,000 $0 6.99%
BLOOMSBURG-BERWICK, PA (FHA|USDA|VA) 1 $25,000 $25,000 $0 5.99%
Payson, AZ (FHA|USDA|VA) 1 $25,000 $25,000 $0 6.74%
Mountain Home, AR (FHA|USDA|VA) 1 $25,000 $25,000 $0 6.24%
Safford, AZ (FHA|USDA|VA) 1 $15,000 $15,000 $0 6.74%
HOMOSASSA SPRINGS, FL (FHA|USDA|VA) 1 $15,000 $15,000 $0 6.24%
Ottawa, KS (FHA|USDA|VA) 1 $15,000 $15,000 $0 6.99%
BILLINGS, MT (FHA|USDA|VA) 1 $15,000 $15,000 $0 6.74%
FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) 1 $15,000 $15,000 $0 5.99%
Eufaula, AL-GA (FHA|USDA|VA) 1 $15,000 $15,000 $0 6.24%
JOHNSON CITY, TN (FHA|USDA|VA) 1 $15,000 $15,000 $0 6.74%
CUMBERLAND, MD-WV (FHA|USDA|VA) 1 $15,000 $15,000 $0 6.99%
RAPID CITY, SD (FHA|USDA|VA) 1 $5,000 $5,000 $0 2.99%
Tcf National Bank's top markets include Detroit, Chicago, Minneapolis, Los Angeles, and Phoenix among others.

Their top states include:
  • Michigan (FHA|USDA|VA)
  • California (FHA|USDA|VA)
  • Minnesota (FHA|USDA|VA)
  • Illinois (FHA|USDA|VA)
  • Colorado (FHA|USDA|VA)
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    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    HELOC 15,780 $1,834,040,000 $116,226 n/a 6.10%
    Conventional 6,348 $2,156,140,000 $339,657 $2,619 4.28%
    FHA 499 $85,625,000 $171,593 $6,180 4.05%
    VA 234 $56,010,000 $239,359 $4,318 3.70%
    USDA 26 $3,500,000 $134,615 $4,028 3.60%

    For 2019, Tcf National Bank's most frequently originated type of loan was HELOC, with 15,780 originations. Their 2nd most popular type was Conventional, with 6,348 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Home Purchase 8,308 $1,994,020,000 $240,012 $3,910 5.46%
    Refi 5,674 $1,120,410,000 $197,464 $2,476 5.47%
    Home Improvement 4,989 $489,505,000 $98,117 $133 5.89%
    Other 2,480 $253,550,000 $102,238 $607 5.91%
    Cash Out Refi 1,436 $277,830,000 $193,475 $3,311 4.20%

    For 2019, Tcf National Bank's most frequently cited loan purpose was Home Purchase, with 8,308 originations. The 2nd most popular reason was Refi, with 5,674 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 20,290 $2,932,690,000 $144,539 $3,498 5.66%
    10 Year 987 $157,735,000 $159,813 $326 4.86%
    15 Year 776 $150,430,000 $193,853 $2,809 3.76%
    Other 436 $475,710,000 $1,091,078 $901 4.84%
    20 Year 247 $45,455,000 $184,028 $2,941 4.18%
    5 Year 142 $317,700,000 $2,237,324 $48 4.86%
    3 Year 7 $55,215,000 $7,887,857 $19,640 4.52%
    1 Year 2 $380,000 $190,000 $0 5.63%

    For 2019, Tcf National Bank's most frequently cited loan duration was 30 Year, with 20,290 originations. The 2nd most popular length was 10 Year, with 987 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $<1k 3,407 $654,935,000 $192,232
    $1k-2k 2,475 $522,795,000 $211,230
    $2k-3k 379 $90,755,000 $239,459
    $3k-4k 159 $39,115,000 $246,006
    $4k-5k 68 $18,330,000 $269,559
    $5k+ 50 $14,970,000 $299,400

    Tcf National Bank's average total fees were $3,498, while their most frequently occuring range of origination fees (closing costs) were in the $<1k bucket, with 3,407 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    6-7% 8,126 $887,320,000 $109,195
    5-6% 6,913 $1,009,005,000 $145,958
    3-4% 3,742 $1,105,270,000 $295,369
    4-5% 3,720 $1,093,360,000 $293,914
    7-8% 278 $17,660,000 $63,525
    2.5-3% 55 $21,185,000 $385,182
    Over 8% 43 $1,355,000 $31,512
    <2.5% 1 $105,000 $105,000

    During 2019, Tcf National Bank's average interest rate for loans was 5.66%, while their most frequently originated rate bucket for loans was 6-7%, with 8,126 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $100,000 or less 10,944 $590,630,000 $53,968 $1,270 5.90%
    $100k-200k 6,707 $951,035,000 $141,797 $3,243 5.41%
    $200k-400k 4,227 $1,134,705,000 $268,442 $3,853 4.99%
    $400k-600k 703 $329,225,000 $468,314 $3,790 4.72%
    $600k-1MM 181 $137,705,000 $760,801 $3,668 3.47%
    $1MM+ 125 $992,015,000 $7,936,120 $4,918 4.09%

    2019 saw Tcf National Bank place emphasis on $100,000 or less loans with 10,944 originations, totaling $590,630,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $150k-250k 6,469 $918,255,000 $141,947 $3,006 5.88%
    $100k-150k 4,665 $552,045,000 $118,338 $2,991 5.61%
    $250k+ 4,238 $963,400,000 $227,324 $3,338 5.84%
    $75k-100k 2,621 $285,365,000 $108,876 $2,970 5.32%
    $50k-75k 2,616 $282,470,000 $107,978 $3,026 4.97%
    $50k or less 1,892 $169,620,000 $89,651 $2,773 4.65%

    Tcf National Bank lent most frequently to those with incomes in the $150k-250k range, with 6,469 originations. The second most popular income band? $100k-150k, with 4,665 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    20-30% 4,361 $626,235,000 $143,599 $2,687 5.35%
    30-36% 4,303 $588,275,000 $136,713 $2,794 5.53%
    44% 2,282 $286,540,000 $125,565 $2,959 5.98%
    43% 1,484 $192,410,000 $129,656 $3,023 5.87%
    42% 1,351 $194,835,000 $144,215 $3,087 5.73%
    <20% 1,327 $220,035,000 $165,814 $2,400 5.01%
    41% 1,226 $166,390,000 $135,718 $3,096 5.77%
    40% 1,143 $164,125,000 $143,591 $3,193 5.70%
    39% 1,064 $148,310,000 $139,389 $3,007 5.62%
    38% 989 $136,835,000 $138,357 $2,998 5.65%
    37% 897 $121,525,000 $135,479 $3,103 5.66%
    36% 877 $117,545,000 $134,031 $3,225 5.62%
    45% 466 $75,420,000 $161,845 $3,289 5.29%
    49% 178 $33,600,000 $188,764 $3,668 4.21%
    50-60% 170 $29,300,000 $172,353 $4,866 4.24%
    46% 159 $28,135,000 $176,950 $3,688 4.46%
    47% 141 $26,995,000 $191,454 $3,732 4.23%
    48% 134 $27,250,000 $203,358 $3,781 4.25%
    >60% 69 $10,015,000 $145,145 $1,376 4.59%

    Tcf National Bank lent most frequently to those with DTI ratios of 20-30%, with 4,361 originations. The next most common DTI ratio? 30-36%, with 4,303 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 17,837 $2,533,125,000 $142,015 $2,929 5.49%
    Not applicable 92 $917,060,000 $9,968,043 $0 4.64%
    Not provided 2,763 $391,335,000 $141,634 $3,094 5.58%
    Asian 1,303 $189,795,000 $145,660 $3,431 5.94%
    Black 674 $73,860,000 $109,585 $2,945 5.57%
    Asian Indian 56 $9,830,000 $175,536 $3,849 6.05%
    American Indian 77 $8,575,000 $111,364 $2,745 5.76%
    Native Hawaiian or Islander 45 $5,915,000 $131,444 $5,102 5.92%
    Other Asian 9 $1,275,000 $141,667 $3,027 5.59%
    Korean 4 $1,170,000 $292,500 $4,631 5.21%
    Filipino 10 $1,170,000 $117,000 $0 6.12%
    Japanese 4 $860,000 $215,000 $0 6.18%
    Other Pacific Islander 4 $470,000 $117,500 $2,394 5.96%
    Vietnamese 3 $415,000 $138,333 $0 5.74%
    Chinese 4 $310,000 $77,500 $0 5.90%
    Native Hawaiian 2 $150,000 $75,000 $0 6.99%

    Approval Rates

    Total approvals of all applications
    89.49%

    Tcf National Bank has an average approval rate.

    Pick Rate

    Approvals leading to origination
    79.88%

    Tcf National Bank has a below average pick rate.

    Points and Fees

    Points Originations Total Value Average Loan
    NA 22,887 $4,135,315,000 $180,684

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    Multifamily:Manufactured 2 $1,010,000 $505,000
    Multifamily:Site-Built 75 $912,075,000 $12,161,000
    Single Family (1-4 Units):Manufactured 101 $9,125,000 $90,347
    Single Family (1-4 Units):Site-Built 22,709 $3,213,105,000 $141,490

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 4,308 $1,013,520,000 $235,265 $1,507 5.89%
    40-60% 1,210 $525,590,000 $434,372 $2,552 4.70%
    60-80% 2,511 $893,365,000 $355,781 $3,122 4.20%
    80-100% 2,672 $680,530,000 $254,689 $3,980 4.07%
    Over 100% 40 $10,680,000 $267,000 $5,993 4.06%
    Under 20% 12,141 $1,010,295,000 $83,213 $258 6.08%

    Complaints

    Bank Name Product Issue 2019 CPFB Complaints % of Total Issues
    TCF NATIONAL BANK Conventional home mortgage Applying for a mortgage or refinancing an existing mortgage 3 17.6%
    TCF NATIONAL BANK Conventional home mortgage Struggling to pay mortgage 6 35.3%
    TCF NATIONAL BANK Conventional home mortgage Trouble during payment process 2 11.8%
    TCF NATIONAL BANK Home equity loan or line of credit (HELOC) Applying for a mortgage or refinancing an existing mortgage 1 5.9%
    TCF NATIONAL BANK Home equity loan or line of credit (HELOC) Closing on a mortgage 1 5.9%
    TCF NATIONAL BANK Home equity loan or line of credit (HELOC) Trouble during payment process 3 17.6%
    TCF NATIONAL BANK Other type of mortgage Trouble during payment process 1 5.9%

    Bank Details

    Branches

    Bank Name Branch Branch Type Deposits (000's)
    TCF National Bank 1 West Devon Avenue Park Ridge, IL 60068 Full Service B&M $221,560
    TCF National Bank 100 West County Road B Maplewood, MN 55117 Full Service Retail $35,900
    TCF National Bank 10065 Highland Road Howell, MI 48843 Full Service B&M $65,430
    TCF National Bank 102 W Division Chicago, IL 60610 Full Service Retail $8,583
    TCF National Bank 10203 West Grand Avenue Franklin Park, IL 60131 Full Service Retail $22,134
    TCF National Bank 103 South Randall Road Algonquin, IL 60102 Full Service Retail $58,553
    TCF National Bank 10350 South Pulaski Road Oak Lawn, IL 60453 Full Service B&M $95,533
    TCF National Bank 1036 West Juneau Avenue Milwaukee, WI 53233 Full Service B&M $0
    TCF National Bank 10520 France Avenue South Bloomington, MN 55431 Full Service Retail $36,929
    TCF National Bank 1059 Meadowlands Dr White Bear Lake, MN 55127 Full Service Retail $38,260
    TCF National Bank 11 South Mcclintock Drive Tempe, AZ 85281 Full Service B&M $25,251
    TCF National Bank 110 West Holt Avenue Milwaukee, WI 53207 Full Service B&M $52,422
    TCF National Bank 1101 Wayzata Boulevard Wayzata, MN 55391 Full Service B&M $19,527
    TCF National Bank 111 Washington Avenue Minneapolis, MN 55401 Limited, Administrative $0
    TCF National Bank 11100 Wayzata Blvd Minnetonka, MN 55305 Full Service B&M $0
    TCF National Bank 11201 S. Parker Road Parker, CO 80134 Full Service B&M $38,823
    TCF National Bank 1127 South York Road Bensenville, IL 60106 Full Service Retail $5,772
    TCF National Bank 1130 South Signal Butte Rd Mesa, AZ 85208 Full Service B&M $39,883
    TCF National Bank 1135 South Main Street Chelsea, MI 48118 Full Service B&M $80,808
    TCF National Bank 1148 East Mckellips Mesa, AZ 85203 Full Service B&M $26,087
    TCF National Bank 1148 Ogden Ave Downers Grove, IL 60515 Full Service Retail $51,389
    TCF National Bank 1150 South Buckley Aurora, CO 80017 Full Service B&M $21,471
    TCF National Bank 1156 Maple Avenue Lisle, IL 60532 Full Service Retail $32,245
    TCF National Bank 11730 S Marshfield Avenue Chicago, IL 60643 Full Service Retail $10,857
    TCF National Bank 1177 Clarence Street Suite 1 Saint Paul, MN 55106 Full Service Retail $13,602
    TCF National Bank 1177 South Main Street Lombard, IL 60148 Full Service Retail $53,955
    TCF National Bank 1181 W. Maple Avenue Mundelein, IL 60060 Full Service B&M $63,637
    TCF National Bank 1186 West Broadway Forest Lake, MN 55025 Full Service B&M $55,920
    TCF National Bank 11968 Vrain Street Westminster, CO 80031 Full Service B&M $37,448
    TCF National Bank 1198 Vierling Drive Shakopee, MN 55379 Full Service Retail $28,690
    TCF National Bank 1200 West Boughton Road Bolingbrook, IL 60440 Full Service Retail $30,770
    TCF National Bank 12001 S. Pulaski Road Alsip, IL 60803 Full Service Retail $16,694
    TCF National Bank 1202 State Street Lemont, IL 60439 Full Service Retail $56,151
    TCF National Bank 12053 W. Almeda Parkway Lakewood, CO 80228 Full Service B&M $47,853
    TCF National Bank 1208 Kirby Drive Duluth, MN 55812 Full Service B&M $37,303
    TCF National Bank 1220 S. Ashland Avenue Chicago, IL 60608 Full Service Retail $25,994
    TCF National Bank 1224 S. Wabash Chicago, IL 60605 Full Service Retail $12,712
    TCF National Bank 1227 Naper Boulevard Naperville, IL 60540 Full Service Retail $29,199
    TCF National Bank 125 Briarwood Circle Ann Arbor, MI 48108 Full Service B&M $88,352
    TCF National Bank 125 East Stearns Road Bartlett, IL 60103 Full Service Retail $26,601
    TCF National Bank 1250 West Main Street West Dundee, IL 60118 Full Service Retail $23,173
    TCF National Bank 12595 Central Avenue Northeast Blaine, MN 55434 Full Service Retail $39,792
    TCF National Bank 12850 W. Bluemound Road Elm Grove, WI 53122 Full Service B&M $149,632
    TCF National Bank 12900 Riverdale Drive North West Coon Rapids, MN 55448 Full Service Retail $37,229
    TCF National Bank 1301 East Michigan Avenue Saline, MI 48176 Full Service B&M $112,340
    TCF National Bank 1320 Sycamore Dekalb, IL 60115 Full Service Retail $44,474
    TCF National Bank 13200 Village Green Huntley, IL 60142 Full Service Retail $55,764
    TCF National Bank 13401 Middlebelt Road Livonia, MI 48150 Full Service B&M $25,008
    TCF National Bank 1341 North Paulina Street Chicago, IL 60622 Full Service Retail $20,863
    TCF National Bank 140 Lake Street Addison, IL 60101 Full Service Retail $16,060
    TCF National Bank 1400 5th Street Se Minneapolis, MN 55414 Full Service B&M $60,403
    TCF National Bank 1400 County Road 42 Burnsville, MN 55337 Full Service B&M $106,290
    TCF National Bank 1400 W. Fullerton Chicago, IL 60614 Full Service B&M $44,666
    TCF National Bank 1405 Xenium Lane Plymouth, MN 55441 Full Service B&M $849
    TCF National Bank 14075 Highway 13 Savage, MN 55378 Full Service Retail $25,541
    TCF National Bank 1415 Algonquin Road Rolling Meadows, IL 60008 Full Service B&M $51,680
    TCF National Bank 1415 West North Avenue Melrose Park, IL 60160 Full Service B&M $56,703
    TCF National Bank 1440 University Avenue West Saint Paul, MN 55104 Full Service Retail $21,991
    TCF National Bank 1441 Miller Parkway West Milwaukee, WI 53214 Full Service B&M $17,109
    TCF National Bank 1444 West Lake Street Minneapolis, MN 55408 Full Service B&M $57,959
    TCF National Bank 1445 County Road B West Roseville, MN 55113 Full Service B&M $188,050
    TCF National Bank 1484 Coolidge Hwy Troy, MI 48084 Full Service B&M $60,380
    TCF National Bank 1485 Palatine Road Hoffman Estates, IL 60195 Full Service Retail $41,045
    TCF National Bank 1500 Lee Street Des Plaines, IL 60016 Full Service Retail $34,826
    TCF National Bank 1503 South Robert Street West St. Paul, MN 55118 Full Service B&M $68,544
    TCF National Bank 153 Schiller Street Elmhurst, IL 60126 Full Service Retail $23,769
    TCF National Bank 15350 Cedar Avenue Apple Valley, MN 55124 Full Service Retail $30,510
    TCF National Bank 15350 East Sixth Avenue Aurora, CO 80011 Full Service B&M $22,846
    TCF National Bank 1550 - 109th Avenue Ne Blaine, MN 55449 Full Service B&M $52,987
    TCF National Bank 15525 34th Avenue North Plymouth, MN 55447 Full Service B&M $82,308
    TCF National Bank 15650 South 94th Avenue Orland Park, IL 60462 Full Service B&M $146,275
    TCF National Bank 15820 15 Mile Road Fraser, MI 48026 Full Service B&M $47,888
    TCF National Bank 2084 S. Broadway Denver, CO 80210 Full Service B&M $23,149
    TCF National Bank 1589 North Rand Road Palatine, IL 60074 Full Service B&M $114,043
    TCF National Bank 1600 Deerfield Road Highland Park, IL 60035 Full Service Retail $51,648
    TCF National Bank 1602 New Brighton Boulevard Minneapolis, MN 55413 Full Service B&M $44,996
    TCF National Bank 16350 Fort Street Southgate, MI 48195 Full Service B&M $59,581
    TCF National Bank 16450 County Road 30 Maple Grove, MN 55311 Full Service B&M $87,973
    TCF National Bank 1655 East 95th Street Chicago, IL 60617 Full Service Retail $9,243
    TCF National Bank 1660 Larkin Avenue Elgin, IL 60123 Full Service Retail $34,174
    TCF National Bank 16999 East Quincy Avenue Aurora, CO 80015 Full Service B&M $28,517
    TCF National Bank 17011 Nine Mile Road Eastpointe, MI 48021 Full Service B&M $27,948
    TCF National Bank 1709 Sheridan Boulevard Edgewater, CO 80214 Full Service B&M $35,966
    TCF National Bank 1710 S. Havana Street Aurora, CO 80012 Full Service B&M $45,469
    TCF National Bank 2021 S. Robert Street West St. Paul, MN 55118 Full Service Retail $24,012
    TCF National Bank 17117 South Harlem Avenue Tinley Park, IL 60477 Full Service Retail $28,777
    TCF National Bank 17269 Kenyon Avenue Lakeville, MN 55044 Full Service B&M $57,563
    TCF National Bank 17440 College Parkway Livonia, MI 48152 Limited, Administrative $0
    TCF National Bank 17535 Twelve Mile Road Lathrup Village, MI 48076 Full Service B&M $33,695
    TCF National Bank 17830 S. Halsted Homewood, IL 60430 Full Service B&M $22,269
    TCF National Bank 1800 Madison Avenue Mankato, MN 56001 Full Service Retail $23,831
    TCF National Bank 1801 Market Drive Stillwater, MN 55082 Full Service Retail $31,137
    TCF National Bank 1801 Plymouth Road Minnetonka, MN 55305 Full Service B&M $111,080
    TCF National Bank 1811 Crooks Road Royal Oak, MI 48073 Full Service B&M $49,818
    TCF National Bank 1815 63rd Street Kenosha, WI 53143 Full Service B&M $14,775
    TCF National Bank 18520 Green Valley Ranch Boulevard Denver, CO 80249 Full Service B&M $13,309
    TCF National Bank 2050 Northdale Boulevard Coon Rapids, MN 55433 Full Service Retail $19,931
    TCF National Bank 1860 South Arlington Heights Road Arlington Heights, IL 60005 Full Service Retail $39,150
    TCF National Bank 1900 Pauline Boulevard Ann Arbor, MI 48103 Full Service B&M $271,757
    TCF National Bank 19270 Freeport Street, N.W. Elk River, MN 55330 Full Service B&M $54,116
    TCF National Bank 1940 Cliff Lake Road Eagan, MN 55122 Full Service Retail $61,894
    TCF National Bank 1988 Suburban Avenue Saint Paul, MN 55119 Full Service B&M $130,134
    TCF National Bank 1990 W Ray Road Chandler, AZ 85225 Full Service B&M $25,423
    TCF National Bank 20 S. Weber Road Romeoville, IL 60446 Full Service Retail $28,615
    TCF National Bank 20 West Biesterfield Road Elk Grove Village, IL 60007 Full Service Retail $29,688
    TCF National Bank 200 25th Ave S Saint Cloud, MN 56301 Full Service B&M $105,870
    TCF National Bank 200 E. Auburn Rd Rochester Hills, MI 48307 Full Service B&M $60,721
    TCF National Bank 200 Lake Street East Wayzata, MN 55391 Limited, Administrative $0
    TCF National Bank 2020 22nd Avenue Kenosha, WI 53140 Full Service B&M $60,156
    TCF National Bank 2090 S University Blvd Denver, CO 80210 Full Service B&M $26,225
    TCF National Bank 2100 12 Mile Road Warren, MI 48092 Full Service B&M $40,176
    TCF National Bank 2100 W. Good Hope Road Glendale, WI 53209 Full Service B&M $65,284
    TCF National Bank 21164 S. Lagrange Road Frankfort, IL 60423 Full Service Retail $74,892
    TCF National Bank 2128 S. Mannheim Westchester, IL 60154 Full Service Retail $23,635
    TCF National Bank 2138 East Big Beaver Troy, MI 48083 Full Service B&M $511,380
    TCF National Bank 216 7th Street W Monticello, MN 55362 Full Service Retail $23,572
    TCF National Bank 2163 Ford Parkway Saint Paul, MN 55116 Full Service B&M $115,682
    TCF National Bank 2164 Bloomingdale Road Glendale Heights, IL 60139 Full Service Retail $37,502
    TCF National Bank 217 East Irving Park Streamwood, IL 60107 Full Service Retail $42,520
    TCF National Bank 2170 Packard Road Ypsilanti, MI 48197 Full Service B&M $69,901
    TCF National Bank 2180 Dixie Hwy Waterford, MI 48328 Full Service B&M $20,669
    TCF National Bank 2185 East 120th Avenue Northglenn, CO 80233 Full Service B&M $31,101
    TCF National Bank 21890 23 Mile Road Macomb, MI 48042 Full Service B&M $40,131
    TCF National Bank 22226 Ecorse Road Taylor, MI 48180 Full Service B&M $28,988
    TCF National Bank 2226 Fifth Street White Bear Lake, MN 55110 Full Service B&M $57,914
    TCF National Bank 22420 Farmington Road Farmington, MI 48336 Full Service B&M $37,750
    TCF National Bank 2301 N. Harlem Chicago, IL 60707 Full Service B&M $33,664
    TCF National Bank 233 W. 87th Street Chicago, IL 60620 Full Service B&M $9,996
    TCF National Bank 2390 White Bear Avenue Maplewood, MN 55109 Full Service Retail $22,091
    TCF National Bank 2400 E. Lincoln Hwy New Lenox, IL 60451 Full Service B&M $107,045
    TCF National Bank 24276 Hall Road Clinton Township, MI 48036 Full Service B&M $40,168
    TCF National Bank 2485 Howard Street Evanston, IL 60202 Full Service Retail $47,874
    TCF National Bank 2508 South Louise Avenue Sioux Falls, SD 57106 Full Service B&M $3,840
    TCF National Bank 2501 Schaumburg Road Schaumburg, IL 60194 Full Service Retail $47,731
    TCF National Bank 2502 Waukegan Road Glenview, IL 60025 Full Service Retail $42,776
    TCF National Bank 2508 South Louise Ave Sioux Falls, SD 57106 Limited, Mobile/Seasonal Office $0
    TCF National Bank 2508 South Louise Ave Sioux Falls, SD 57106 Limited, Mobile/Seasonal Office $0
    TCF National Bank 2508 South Louise Ave Sioux Falls, SD 57106 Limited, Mobile/Seasonal Office $0
    TCF National Bank 2508 South Louise Avenue Sioux Falls, SD 57106 Limited, Mobile/Seasonal Office $0
    TCF National Bank 2508 South Louise Avenue Sioux Falls, SD 57106 Limited, Mobile/Seasonal Office $0
    TCF National Bank 2508 South Louise Avenue Sioux Falls, SD 57106 Limited, Mobile/Seasonal Office $0
    TCF National Bank 2508 South Louise Avenue Sioux Falls, SD 57106 Limited, Mobile/Seasonal Office $0
    TCF National Bank 2508 South Louise Avenue Sioux Falls, SD 57106 Limited, Mobile/Seasonal Office $0
    TCF National Bank 2508 South Louise Avenue Sioux Falls, SD 57106 Limited, Mobile/Seasonal Office $0
    TCF National Bank 2508 South Louise Avenue Sioux Falls, SD 57106 Full Service B&M $0
    TCF National Bank 2520 North Narragansett Chicago, IL 60639 Full Service Retail $26,430
    TCF National Bank 2538 West 47th Street Chicago, IL 60632 Full Service B&M $28,443
    TCF National Bank 25488 Michigan Avenue Dearborn Heights, MI 48125 Full Service B&M $21,564
    TCF National Bank 2690 W. Belleview Avenue Littleton, CO 80123 Full Service B&M $240,389
    TCF National Bank 2701 Plymouth Road Ann Arbor, MI 48105 Full Service B&M $126,954
    TCF National Bank 2775 Pfingsten Road Glenview, IL 60025 Full Service Retail $64,328
    TCF National Bank 2850 26th Avenue South Minneapolis, MN 55406 Full Service Retail $20,868
    TCF National Bank 2852 West 95th Street Naperville, IL 60564 Full Service Retail $48,886
    TCF National Bank 2870 New Center Pointe Colorado Springs, CO 80922 Full Service B&M $29,286
    TCF National Bank 29 East Madison Chicago, IL 60602 Full Service B&M $40,189
    TCF National Bank 2930 South Academy Boulevard Colorado Springs, CO 80916 Full Service B&M $16,670
    TCF National Bank 2940 North Ashland Avenue Chicago, IL 60657 Full Service Retail $18,601
    TCF National Bank 2950 Country Road 10 Brooklyn Center, MN 55430 Full Service B&M $82,357
    TCF National Bank 2989 White Bear Avenue Maplewood, MN 55109 Full Service B&M $126,070
    TCF National Bank 300 East Travelers Trail, Suite #1 Burnsville, MN 55337 Full Service Retail $26,563
    TCF National Bank 300 Washington Ave Se Minneapolis, MN 55455 Limited, Mobile/Seasonal Office $0
    TCF National Bank 300 Washington Ave Se Minneapolis, MN 55455 Full Service B&M $182,540
    TCF National Bank 307 North 76th Street Milwaukee, WI 53213 Full Service B&M $51,061
    TCF National Bank 30850 Little Mack Road (Outlot To Meijer Store) Roseville, MI 48066 Full Service B&M $55,022
    TCF National Bank 3118 East Lake Street Minneapolis, MN 55406 Full Service B&M $57,707
    TCF National Bank 3153 W. 183rd Street Homewood, IL 60430 Full Service Retail $19,298
    TCF National Bank 3175 East Platte Avenue Colorado Springs, CO 80909 Full Service B&M $17,397
    TCF National Bank 320 Us Hwy 287 Lafayette, CO 80026 Full Service B&M $30,813
    TCF National Bank 325 S Broad St Mankato, MN 56001 Full Service B&M $48,045
    TCF National Bank 3290 Centennial Boulevard Colorado Springs, CO 80907 Full Service B&M $30,962
    TCF National Bank 32900 23 Mile Road New Baltimore, MI 48047 Full Service B&M $68,973
    TCF National Bank 33 East St. Charles Road Villa Park, IL 60181 Full Service Retail $20,895
    TCF National Bank 331 Highway 10 N.E. Blaine, MN 55434 Full Service B&M $142,572
    TCF National Bank 33200 Plymouth Road Livonia, MI 48150 Full Service B&M $40,725
    TCF National Bank 333 East Euclid Avenue Mount Prospect, IL 60056 Full Service Retail $56,481
    TCF National Bank 3333 West 26th Street Chicago, IL 60623 Full Service B&M $38,024
    TCF National Bank 3345 124th Avenue North Coon Rapids, MN 55433 Full Service B&M $68,740
    TCF National Bank 3350 Fairlane Drive Allen Park, MI 48101 Full Service B&M $26,034
    TCF National Bank 3380 Denmark Avenue Eagan, MN 55121 Full Service B&M $77,861
    TCF National Bank 3400 North Western Chicago, IL 60618 Full Service Retail $15,452
    TCF National Bank 3531 North Broadway Chicago, IL 60657 Full Service Retail $16,720
    TCF National Bank 3550 Vicksburg Lane North Plymouth, MN 55447 Full Service Retail $41,060
    TCF National Bank 3570 North Elston Avenue Chicago, IL 60618 Full Service Retail $24,065
    TCF National Bank 358 W. Irving Park Rd Wood Dale, IL 60191 Full Service B&M $60,140
    TCF National Bank 360 S. Merriman Road Westland, MI 48186 Full Service B&M $19,563
    TCF National Bank 3620 Texas Avenue South St. Louis Park, MN 55426 Full Service Retail $20,945
    TCF National Bank 3709 West 50th Street Minneapolis, MN 55410 Full Service B&M $70,994
    TCF National Bank 37151 Warren Road Westland, MI 48185 Full Service B&M $34,250
    TCF National Bank 3720 Quebec Street Denver, CO 80207 Full Service B&M $14,341
    TCF National Bank 3784 150th Street West Rosemount, MN 55068 Full Service Retail $21,771
    TCF National Bank 3836 Lexington Avenue North Shoreview, MN 55126 Full Service B&M $106,170
    TCF National Bank 3839 Carpenter Road Ypsilanti, MI 48197 Full Service B&M $112,860
    TCF National Bank 3857 E. Grand River Avenue Howell, MI 48843 Full Service B&M $89,381
    TCF National Bank 3899 Silver Lake Road Ne Saint Anthony, MN 55421 Full Service B&M $122,542
    TCF National Bank 3935 Douglas Ave Racine, WI 53402 Full Service B&M $39,553
    TCF National Bank 3939 S 92nd Street Greenfield, WI 53228 Limited, Mobile/Seasonal Office $1,548
    TCF National Bank 39725 Six Mile Road Northville, MI 48167 Full Service B&M $75,848
    TCF National Bank 4 East Ogden Avenue Westmont, IL 60559 Full Service Retail $43,135
    TCF National Bank 4042 West Foster Avenue Chicago, IL 60630 Full Service Retail $28,078
    TCF National Bank 405 East Main Street Anoka, MN 55303 Full Service B&M $134,491
    TCF National Bank 40770 Dequindre Road Sterling Heights, MI 48310 Full Service B&M $71,173
    TCF National Bank 4100 W. 144th Avenue Broomfield, CO 80023 Full Service B&M $23,634
    TCF National Bank 4104 East Ten Mile Road Warren, MI 48091 Full Service B&M $36,382
    TCF National Bank 4110 76th Street Milwaukee, WI 53222 Full Service B&M $36,725
    TCF National Bank 4160 South Archer Avenue Chicago, IL 60632 Full Service B&M $114,585
    TCF National Bank 4201 N. Oakland Avenue Shorewood, WI 53211 Full Service B&M $54,999
    TCF National Bank 4205 Pheasant Ridge Drive, Ne Blaine, MN 55449 Full Service Retail $32,569
    TCF National Bank 4222 W Broadway Ave Robbinsdale, MN 55422 Full Service B&M $87,710
    TCF National Bank 425 West Ogden Avenue Naperville, IL 60563 Full Service B&M $110,478
    TCF National Bank 4250 North Lincoln Avenue Chicago, IL 60618 Full Service Retail $19,510
    TCF National Bank 4330 East Juanita Ave. Mesa, AZ 85206 Full Service B&M $42,080
    TCF National Bank 4330 N. Academy Blvd. Colorado Springs, CO 80918 Full Service B&M $18,981
    TCF National Bank 435 Water Street Excelsior, MN 55331 Full Service B&M $52,694
    TCF National Bank 4352 Highland Road Waterford, MI 48328 Full Service B&M $54,677
    TCF National Bank 4355 North Sheridan Road Chicago, IL 60613 Full Service Retail $24,490
    TCF National Bank 4375 S. 76th Street Greenfield, WI 53220 Full Service B&M $111,148
    TCF National Bank 440 East Rand Road Arlington Hts., IL 60004 Full Service Retail $43,276
    TCF National Bank 4445 North Nathan Lane Plymouth, MN 55442 Full Service Retail $33,715
    TCF National Bank 45133 Hayes Rd Shelby Township, MI 48315 Full Service B&M $70,851
    TCF National Bank 45375 Ford Road Canton, MI 48188 Full Service B&M $116,630
    TCF National Bank 459 Lexington Parkway North Saint Paul, MN 55104 Full Service B&M $28,132
    TCF National Bank 4660 West Irving Park Road Chicago, IL 60641 Full Service Retail $29,842
    TCF National Bank 471 South Broadway Lake Orion, MI 48362 Full Service B&M $38,128
    TCF National Bank 4734 North Pueblo Chicago, IL 60656 Full Service Retail $35,214
    TCF National Bank 47500 Grand River Novi, MI 48374 Full Service B&M $41,706
    TCF National Bank 4801 County Road 101 Minnetonka, MN 55345 Full Service Retail $21,601
    TCF National Bank 481 Busse Highway Park Ridge, IL 60068 Full Service Retail $33,815
    TCF National Bank 493 Torrence Avenue Calumet City, IL 60409 Full Service B&M $22,111
    TCF National Bank 4930 North Milwaukee Avenue Chicago, IL 60630 Full Service B&M $118,709
    TCF National Bank 507 East Woodlawn Lagrande Park, IL 60526 Full Service Retail $22,629
    TCF National Bank 5205 Central Avenue N.E. Fridley, MN 55421 Full Service B&M $107,400
    TCF National Bank 5301 36th Avenue North Crystal, MN 55422 Full Service Retail $23,368
    TCF National Bank 5320 South Pulaski Chicago, IL 60632 Full Service Retail $30,589
    TCF National Bank 5343 North Broadway Chicago, IL 60640 Full Service Retail $22,044
    TCF National Bank 5470 E. Woodmen Road Colorado Springs, CO 80920 Full Service B&M $24,255
    TCF National Bank 5516 North Clark Street Chicago, IL 60640 Full Service Retail $23,846
    TCF National Bank 5545 S. Brainard Avenue Countryside, IL 60525 Full Service Retail $43,422
    TCF National Bank 555 East Butterfield Road Lombard, IL 60148 Full Service B&M $55,747
    TCF National Bank 555 Haggerty Road Commerce Township, MI 48390 Full Service B&M $102,088
    TCF National Bank 5600 North Kimball Chicago, IL 60659 Full Service B&M $67,808
    TCF National Bank 5616 West 159th Street Oak Forest, IL 60452 Full Service Retail $30,327
    TCF National Bank 5667 West Touhy Avenue Niles, IL 60714 Full Service Retail $45,905
    TCF National Bank 567 North Avenue Glendale Heights, IL 60139 Full Service B&M $45,965
    TCF National Bank 5750 Baypointe Boulevard Clarkston, MI 48346 Full Service B&M $42,339
    TCF National Bank 585 Northtown Drive Blaine, MN 55434 Full Service Retail $36,393
    TCF National Bank 5850 Neal Avenue Oak Park Heights, MN 55082 Full Service B&M $25,960
    TCF National Bank 5937 Nicollet Avenue Minneapolis, MN 55419 Full Service Retail $21,449
    TCF National Bank 601 North Harlem Avenue Oak Park, IL 60302 Full Service B&M $57,531
    TCF National Bank 6020 South 35th Avenue Phoenix, AZ 85041 Full Service B&M $6,534
    TCF National Bank 606 Prairie Center Drive Eden Prairie, MN 55344 Full Service B&M $108,031
    TCF National Bank 6115 Washington Avenue Racine, WI 53406 Full Service B&M $68,208
    TCF National Bank 6141 South Archer Avenue Chicago, IL 60638 Full Service B&M $250,414
    TCF National Bank 6215 South Main Street Downers Grove, IL 60516 Full Service Retail $56,683
    TCF National Bank 6315 West 55th Street Chicago, IL 60638 Full Service B&M $813,559
    TCF National Bank 6410 West 127th Street Palos Heights, IL 60463 Full Service B&M $83,710
    TCF National Bank 6428 Gardenia Street Arvada, CO 80004 Full Service B&M $30,212
    TCF National Bank 6430 Dixie Highway Clarkston, MI 48346 Full Service B&M $67,490
    TCF National Bank 6430 West Irving Park Road Chicago, IL 60634 Full Service Retail $24,789
    TCF National Bank 6501 Richfield Parkway Richfield, MN 55423 Full Service B&M $68,007
    TCF National Bank 6775 York Avenue South Edina, MN 55435 Full Service Retail $98,727
    TCF National Bank 6830 Bass Lake Road Crystal, MN 55428 Full Service B&M $26,502
    TCF National Bank 70 West Tienken Rochester Hills, MI 48306 Full Service B&M $83,749
    TCF National Bank 705 West Broadway Avenue Minneapolis, MN 55411 Full Service Retail $9,141
    TCF National Bank 7070 W. Alameda Ave Lakewood, CO 80226 Full Service B&M $45,221
    TCF National Bank 7111 74th Place Kenosha, WI 53142 Full Service B&M $72,136
    TCF National Bank 7122 West 40th Street Stickney, IL 60402 Full Service Retail $30,260
    TCF National Bank 715 East Plainfield Road Willowbrook, IL 60527 Full Service B&M $129,690
    TCF National Bank 7155 East Point Douglas Road Cottage Grove, MN 55016 Full Service B&M $24,394
    TCF National Bank 7201 W. 24th Street North Riverside, IL 60546 Full Service Retail $24,870
    TCF National Bank 7203 West 55th Avenue Arvada, CO 80002 Full Service B&M $29,246
    TCF National Bank 7206 Federal Blvd Westminster, CO 80030 Full Service B&M $14,489
    TCF National Bank 7239 N. Academy Boulevard Colorado Springs, CO 80920 Full Service B&M $34,501
    TCF National Bank 7335 Cass Avenue Darien, IL 60561 Full Service Retail $47,079
    TCF National Bank 7342 Foster Avenue Chicago, IL 60656 Full Service Retail $37,074
    TCF National Bank 7377 Currell Boulevard Woodbury, MN 55125 Full Service B&M $76,358
    TCF National Bank 7400 South Cicero Bedford Park, IL 60638 Full Service B&M $26,114
    TCF National Bank 7525 West Lake Street River Forest, IL 60305 Full Service Retail $17,094
    TCF National Bank 7530 142nd St W Apple Valley, MN 55124 Full Service B&M $87,763
    TCF National Bank 7530 S. Stony Island Chicago, IL 60649 Full Service Retail $6,472
    TCF National Bank 7570 West Cactus Road Peoria, AZ 85381 Full Service B&M $26,223
    TCF National Bank 7698 Cooley Lake Road Waterford, MI 48327 Full Service B&M $56,161
    TCF National Bank 7759 North Milwaukee Avenue Niles, IL 60714 Full Service B&M $165,445
    TCF National Bank 7790 West 80th Avenue Arvada, CO 80005 Full Service B&M $40,282
    TCF National Bank 7800 Penn Avenue South Bloomington, MN 55431 Full Service B&M $127,080
    TCF National Bank 7850 Cahill Avenue Inver Grove Heights, MN 55076 Full Service Retail $20,750
    TCF National Bank 79 Mchenry Road Buffalo Grove, IL 60089 Full Service Retail $50,805
    TCF National Bank 7901 S. Harlem Avenue Burbank, IL 60459 Full Service B&M $63,470
    TCF National Bank 7910 South Cicero Avenue Burbank, IL 60459 Full Service Retail $24,854
    TCF National Bank 7932 North 76 Street Milwaukee, WI 53223 Full Service B&M $29,081
    TCF National Bank 7944 Brooklyn Blvd Brooklyn Park, MN 55443 Full Service B&M $118,506
    TCF National Bank 80 South Eighth Street Minneapolis, MN 55402 Full Service B&M $1,949,306
    TCF National Bank 800 Burr Ridge Parkway Burr Ridge, IL 60527 Full Service B&M $0
    TCF National Bank 800 West North Avenue Melrose Park, IL 60160 Full Service Retail $17,619
    TCF National Bank 8010 26 Mile Road Shelby Township, MI 48316 Full Service B&M $86,778
    TCF National Bank 8015 Den Road Eden Prairie, MN 55344 Full Service Retail $29,795
    TCF National Bank 8018 22nd Avenue Kenosha, WI 53143 Full Service B&M $155,343
    TCF National Bank 8081 Main Street Dexter, MI 48130 Full Service B&M $72,091
    TCF National Bank 8085 South Chester Street Centennial, CO 80112 Full Service B&M $0
    TCF National Bank 8150 Wedgewood Lane Maple Grove, MN 55369 Full Service Retail $41,184
    TCF National Bank 819 South Elmhurst Road Des Plaines, IL 60016 Full Service Retail $36,375
    TCF National Bank 8202 Metropolitan Parkway Sterling Heights, MI 48312 Full Service B&M $50,288
    TCF National Bank 8423 Lyndale Avenue South Bloomington, MN 55420 Full Service Retail $21,639
    TCF National Bank 8432 Tamarack Village Woodbury, MN 55125 Full Service Retail $27,758
    TCF National Bank 8610 West Grand River Avenue Brighton, MI 48116 Full Service B&M $135,322
    TCF National Bank 8690 Point Douglas Road Cottage Grove, MN 55016 Full Service Retail $24,771
    TCF National Bank 87 West 87th Street Chicago, IL 60620 Full Service Retail $7,410
    TCF National Bank 8756 S. Yosemite Street Lone Tree, CO 80124 Full Service B&M $56,978
    TCF National Bank 8801 South Ridgeland Avenue Oak Lawn, IL 60453 Full Service Retail $26,822
    TCF National Bank 8920 West Eight Mile Ferndale, MI 48220 Full Service Retail $8,974
    TCF National Bank 8951 West 36th Street St. Louis Park, MN 55426 Full Service B&M $124,752
    TCF National Bank 8995 South Howell Avenue Oak Creek, WI 53154 Full Service B&M $47,631
    TCF National Bank 900 East Rollins Road Round Lake, IL 60073 Full Service Retail $49,139
    TCF National Bank 900 West 78th Street Chanhassen, MN 55317 Full Service B&M $54,748
    TCF National Bank 9265 North Union Boulevard Colorado Springs, CO 80920 Full Service B&M $23,435
    TCF National Bank 927 North Greenbay Road Waukegan, IL 60085 Full Service B&M $42,450
    TCF National Bank 9343 West Irving Park Road Schiller Park, IL 60176 Full Service B&M $55,644
    TCF National Bank 9357 South Roberts Road Hickory Hills, IL 60457 Full Service B&M $144,871
    TCF National Bank 9400 South Ashland Avenue Chicago, IL 60620 Full Service Retail $6,848
    TCF National Bank 9424 S. Pulaski Oak Lawn, IL 60453 Full Service Retail $22,127
    TCF National Bank 944 York Road Elmhurst, IL 60126 Full Service Retail $23,030
    TCF National Bank 9449 Skokie Boulevard Skokie, IL 60077 Full Service Retail $53,524
    TCF National Bank 950 North Meacham Schaumburg, IL 60173 Full Service B&M $83,329
    TCF National Bank 9528 Roberts Road Hickory Hills, IL 60457 Full Service Retail $36,053
    TCF National Bank 9579 South University Blvd Highlands Ranch, CO 80126 Full Service B&M $29,403
    TCF National Bank 9645 Belleville Road Belleville, MI 48111 Full Service B&M $39,613
    TCF National Bank 9652 West 131st Street Palos Park, IL 60464 Full Service Retail $30,587
    TCF National Bank 9655 Colorado Ave North Brooklyn Park, MN 55443 Full Service Retail $21,954
    TCF National Bank 9660 Washington Street Thornton, CO 80229 Full Service B&M $18,658
    TCF National Bank 9801 South Cicero Oak Lawn, IL 60453 Full Service B&M $97,828
    TCF National Bank 998 Brook Forest Ave Shorewood, IL 60404 Full Service B&M $88,436

    For 2019, Tcf National Bank had 330 branches.

    Yearly Performance Overview

    Bank Income

    Item Value (in 000's)
    Total interest income $1,587,249
    Net interest income $1,288,756
    Total noninterest income $464,628
    Gross Fiduciary activities income $8,439
    Service charges on deposit accounts $142,535
    Trading account gains and fees $0
    Additional Noninterest Income $313,654
    Pre-tax net operating income $429,514
    Securities gains (or losses, -) $7,425
    Income before extraordinary items $371,184
    Discontinued Operations (Extraordinary gains, net) $0
    Net income of bank and minority interests $371,184
    Minority interest net income $11,458
    Net income $359,726
    Sale, conversion, retirement of capital stock, net $0
    Net operating income $364,872

    Tcf National Bank's gross interest income from loans was $1,587,249,000.
    Tcf National Bank's net interest income from loans was $1,288,756,000.
    Tcf National Bank's fee based income from loans was $142,535,000.
    Tcf National Bank's net income from loans was $359,726,000.

    Bank Expenses

    Item Value (in 000's)
    Total interest expense $298,493
    Provision for credit losses $65,282
    Total noninterest expense $1,258,588
    Salaries and employee benefits $590,565
    Premises and equipment expense $122,240
    Additional noninterest expense $545,783
    Applicable income taxes $65,755
    Net charge-offs $109,763
    Cash dividends $225,000

    Tcf National Bank's interest expense for loans was $298,493,000.
    Tcf National Bank's payroll and benefits expense were $590,565,000.
    Tcf National Bank's property, plant and equipment expenses $122,240,000.

    Loan Performance

    Type of Loan % of Loans Noncurrent (30+ days, end of period snapshot)
    All loans 0.0%
    Real Estate loans 0.0%
    Construction & Land Development loans 0.0%
    Nonfarm, nonresidential loans 0.0%
    Multifamily residential loans 0.0%
    1-4 family residential loans 0.0%
    HELOC loans 0.0%
    All other family 0.0%
    Commercial & industrial loans 0.0%
    Personal loans 0.0%
    Credit card loans 0.0%
    Other individual loans 0.0%
    Auto loans 0.0%
    Other consumer loans 0.0%
    Unsecured commercial real estate loans 0.0%

    Deposits

    Type Value (in 000's)
    Total deposits $34,662,223
    Deposits held in domestic offices $34,662,223
    Deposits by Individuals, partnerships, and corporations $31,469,834
    Deposits by U.S. Government $40
    Deposits by States and political subdivisions in the U.S. $2,772,469
    Deposits by Commercial banks and other depository institutions in U.S. $419,880
    Deposits by Banks in foreign countries $0
    Deposits by Foreign governments and official institutions $0
    Transaction accounts $2,111,319
    Demand deposits $1,145,358
    Nontransaction accounts $32,550,904
    Money market deposit accounts (MMDAs) $11,285,832
    Other savings deposits (excluding MMDAs) $13,813,481
    Total time deposits $7,451,591
    Total time and savings deposits $33,516,865
    Noninterest-bearing deposits $8,026,215
    Interest-bearing deposits $26,636,008
    Retail deposits $30,950,739
    IRAs and Keogh plan accounts $988,418
    Brokered deposits $1,886,411
    Deposits held in foreign offices $0

    Assets

    Asset Value (in 000's)
    Total Assets $46,627,366
    Cash & Balances due from depository institutions $1,193,303
    Interest-bearing balances $699,240
    Total securities $6,859,446
    Federal funds sold & reverse repurchase $36,273
    Net loans and leases $34,584,198
    Loan and leases loss allowance $113,052
    Trading account assets $0
    Bank premises and fixed assets $574,509
    Other real estate owned $34,256
    Goodwill and other intangibles $1,524,559
    All other assets $1,820,822

    Liabilities

    Liabilities Value (in 000's)
    Total liabilities and capital $46,627,366
    Total Liabilities $41,081,062
    Total deposits $34,662,223
    Interest-bearing deposits $26,636,008
    Deposits held in domestic offices $34,662,223
    % insured (estimated) $76
    Federal funds purchased and repurchase agreements $219,145
    Trading liabilities $0
    Other borrowed funds $4,375,978
    Subordinated debt $409,449
    All other liabilities $1,414,267

    Issued Loan Types

    Type Value (in 000's)
    Net loans and leases $34,584,198
    Loan and leases loss allowance $113,052
    Total loans and leases (domestic) $34,697,250
    All real estate loans $19,241,384
    Real estate loans in domestic offices $19,241,384
    Construction and development loans $1,528,260
    Residential 1-4 family construction $281,411
    Other construction, all land development and other land $1,246,849
    Loans secured by nonfarm nonresidential properties $6,209,097
    Nonfarm nonresidential secured by owner-occupied properties $1,775,951
    Commercial real estate & other non-farm, non-residential $4,433,146
    Multifamily residential real estate $1,565,302
    1-4 family residential loans $9,829,023
    Farmland loans $109,702
    Loans held in foreign offices $0
    Farm loans $110,500
    Commercial and industrial loans $10,250,539
    To non-U.S. addressees $484,170
    Loans to individuals $1,523,747
    Credit card loans $0
    Related Plans $28,535
    Consumer Auto Loans $687,321
    Other loans to individuals $807,891
    All other loans & leases $3,571,080
    Loans to foreign governments and official institutions $0
    Other loans $197,035
    Loans to depository institutions and acceptances of other banks $0
    Loans not secured by real estate $120,072
    Loans secured by real estate to non-U.S. addressees $11,782
    Restructured Loans & leases $24,182
    Non 1-4 family restructured loans & leases $12,827
    Total loans and leases (foreign) $473,675

    TCF National Bank had $34,584,198,000 of loans outstanding in 2019. $19,241,384,000 of loans were in real estate loans. $1,528,260,000 of loans were in development loans. $1,565,302,000 of loans were in multifamily mortgage loans. $9,829,023,000 of loans were in 1-4 family mortgage loans. $110,500,000 of loans were in farm loans. $0 of loans were in credit card loans. $687,321,000 of loans were in the auto loan category.

    Small Business Loans

    Categorization # of Loans in Category $ amount of loans (in 000's) Average $/loan
    Nonfarm, nonresidential loans - <$1MM 7,553 $1,033,808 $136,874
    Nonfarm, nonresidential loans - <$100k 1,960 $64,985 $33,156
    Nonfarm, nonresidential loans - $100-250k 2,462 $183,511 $74,537
    Nonfarm, nonresidential loans - $250k-1MM 3,131 $785,312 $250,818
    Commercial & Industrial, US addressed loans - <$1MM 43,877 $3,700,296 $84,333
    Commercial & Industrial, US addressed loans - <$100k 22,263 $614,252 $27,591
    Commercial & Industrial, US addressed loans - $100-250k 12,506 $1,040,326 $83,186
    Commercial & Industrial, US addressed loans - $250k-1MM 9,108 $2,045,718 $224,607
    Farmland loans - <$1MM 729 $81,604 $111,940
    Farmland loans - <$100k 232 $5,729 $24,694
    Farmland loans - $100-250k 272 $21,484 $78,985
    Farmland loans - $250k-1MM 225 $54,391 $241,738
    Agriculture operations loans - <$1MM 1,706 $78,711 $46,138
    Agriculture operations loans - <$100k 1,109 $22,559 $20,342
    Agriculture operations loans - $100-250k 422 $31,224 $73,991
    Agriculture operations loans - $250k-1MM 175 $24,928 $142,446