Homexpress Mortgage Corp. Rates, Fees & Info
NEWARK, DELEI: 549300R77W0P105C3S50
Tax ID: 47-5349678
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Mortgage Data
Review & Overview
Homexpress Mortgage Corp. is a small mortgage company specializing in Home Purchase, Cash Out Refi, and Refi loans. Homexpress Mortgage Corp. has a high proportion of conventional loans. Their top markets by origination volume include: Los Angeles, San Francisco, Riverside, Sacramento, and Seattle among others. We have data for 237 markets. (Some data included below & more in-depth data is available with an active subscription.)Homexpress Mortgage Corp. has an average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Homexpress Mortgage Corp. is typically a high fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.
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SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
|---|---|---|
| 30 Year Conventional Purchase | 8.37% | 11/21/24 |
| 30 Year Conventional Refi | 8.00% | 11/21/24 |
| 30 Year Cash-out Refi | 8.39% | 11/21/24 |
| 30 Year FHA Purchase | 7.22% | 11/21/24 |
| 30 Year FHA Refi | 6.40% | 11/21/24 |
| 15 Year FHA Purchase | 5.68% | 11/21/24 |
| 15 Year FHA Refi | 5.68% | 11/21/24 |
| These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. | ||
Homexpress Mortgage Corp. Mortgage Calculator
Your Estimates
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This is not an official calculator from Homexpress Mortgage Corp.. It uses our SimulatedRate™
technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.
The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
3,748Origination Dollar Volume (All Markets)
$1,834,310,000Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 411 | $337,075,000 | $820,134 | $19,662 | 4.54% |
| San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) | 170 | $146,520,000 | $861,882 | $20,940 | 4.43% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 177 | $80,785,000 | $456,412 | $14,121 | 5.00% |
| SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) | 148 | $79,690,000 | $538,446 | $15,373 | 4.64% |
| Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) | 111 | $70,065,000 | $631,216 | $21,998 | 4.59% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 146 | $67,300,000 | $460,959 | $11,580 | 4.90% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 204 | $63,460,000 | $311,078 | $14,864 | 4.77% |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) | 63 | $62,015,000 | $984,365 | $18,173 | 4.46% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 164 | $51,650,000 | $314,939 | $15,894 | 4.85% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 112 | $49,670,000 | $443,482 | $18,816 | 4.81% |
| SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) | 58 | $46,150,000 | $795,690 | $19,637 | 4.55% |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) | 73 | $43,145,000 | $591,027 | $12,987 | 4.92% |
| LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) | 104 | $38,100,000 | $366,346 | $14,307 | 4.78% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 98 | $34,260,000 | $349,592 | $12,861 | 4.94% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 74 | $33,350,000 | $450,676 | $13,526 | 5.00% |
| New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) | 76 | $30,310,000 | $398,816 | $16,960 | 5.15% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 99 | $28,825,000 | $291,162 | $14,269 | 5.01% |
| OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) | 28 | $24,900,000 | $889,286 | $21,025 | 4.74% |
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 49 | $24,305,000 | $496,020 | $13,277 | 4.86% |
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 96 | $21,560,000 | $224,583 | $12,496 | 4.77% |
| SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) | 31 | $19,355,000 | $624,355 | $15,867 | 4.52% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 28 | $14,750,000 | $526,786 | $16,759 | 4.85% |
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 50 | $14,600,000 | $292,000 | $10,052 | 5.08% |
| Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) | 29 | $13,655,000 | $470,862 | $9,806 | 5.05% |
| SALT LAKE CITY, UT (FHA|USDA|VA) | 27 | $13,385,000 | $495,741 | $14,911 | 4.68% |
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 37 | $12,945,000 | $349,865 | $10,492 | 5.25% |
| BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) | 38 | $11,840,000 | $311,579 | $15,735 | 5.05% |
| BOISE CITY, ID (FHA|USDA|VA) | 21 | $11,765,000 | $560,238 | $16,414 | 4.98% |
| SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) | 15 | $11,675,000 | $778,333 | $15,834 | 4.90% |
| Outside of Metro Areas | 30 | $11,560,000 | $385,333 | $8,382 | 5.09% |
| RENO, NV (FHA|USDA|VA) | 29 | $10,445,000 | $360,172 | $11,562 | 4.62% |
| SALINAS, CA (FHA|USDA|VA) | 11 | $10,415,000 | $946,818 | $19,625 | 4.36% |
| NAPA, CA (FHA|USDA|VA) | 14 | $10,060,000 | $718,571 | $14,740 | 4.32% |
| FRESNO, CA (FHA|USDA|VA) | 29 | $9,755,000 | $336,379 | $12,382 | 4.77% |
| LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) | 38 | $9,180,000 | $241,579 | $12,605 | 4.88% |
| STOCKTON, CA (FHA|USDA|VA) | 23 | $8,855,000 | $385,000 | $11,575 | 4.88% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 25 | $8,165,000 | $326,600 | $14,135 | 4.69% |
| Detroit-Warren-Dearborn, MI (FHA|USDA|VA) | 19 | $7,895,000 | $415,526 | $12,049 | 4.86% |
| Kapaa, HI (FHA|USDA|VA) | 5 | $6,995,000 | $1,399,000 | $0 | 4.95% |
| VALLEJO, CA (FHA|USDA|VA) | 14 | $6,990,000 | $499,286 | $10,150 | 5.04% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 22 | $6,980,000 | $317,273 | $12,205 | 5.19% |
| SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) | 7 | $6,965,000 | $995,000 | $27,487 | 3.96% |
| TUCSON, AZ (FHA|USDA|VA) | 20 | $6,680,000 | $334,000 | $6,634 | 5.18% |
| BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) | 18 | $6,610,000 | $367,222 | $15,093 | 4.87% |
| BEND, OR (FHA|USDA|VA) | 9 | $6,385,000 | $709,444 | $15,974 | 4.56% |
| ST. GEORGE, UT (FHA|USDA|VA) | 9 | $6,125,000 | $680,556 | $19,369 | 4.49% |
| SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) | 9 | $6,025,000 | $669,444 | $12,228 | 5.55% |
| LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) | 13 | $5,495,000 | $422,692 | $13,228 | 4.97% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 23 | $5,275,000 | $229,348 | $9,241 | 4.77% |
| COLORADO SPRINGS, CO (FHA|USDA|VA) | 17 | $4,935,000 | $290,294 | $0 | 4.34% |
| CORPUS CHRISTI, TX (FHA|USDA|VA) | 19 | $4,765,000 | $250,789 | $0 | 4.12% |
| NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) | 11 | $4,265,000 | $387,727 | $11,905 | 5.52% |
| PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) | 7 | $4,145,000 | $592,143 | $11,210 | 4.63% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 9 | $3,965,000 | $440,556 | $18,613 | 4.83% |
| HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) | 20 | $3,940,000 | $197,000 | $8,146 | 5.02% |
| NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) | 5 | $3,875,000 | $775,000 | $17,824 | 5.40% |
| REDDING, CA (FHA|USDA|VA) | 13 | $3,835,000 | $295,000 | $17,008 | 5.51% |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) | 11 | $3,805,000 | $345,909 | $17,216 | 4.40% |
| PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) | 13 | $3,685,000 | $283,462 | $0 | 4.69% |
| BARNSTABLE TOWN, MA (FHA|USDA|VA) | 6 | $3,650,000 | $608,333 | $0 | 5.06% |
| KAHULUI-WAILUKU-LAHAINA, HI (FHA|USDA|VA) | 3 | $3,615,000 | $1,205,000 | $0 | 4.38% |
| PITTSBURGH, PA (FHA|USDA|VA) | 20 | $3,610,000 | $180,500 | $11,706 | 4.21% |
| BAKERSFIELD, CA (FHA|USDA|VA) | 9 | $3,605,000 | $400,556 | $18,146 | 4.82% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 12 | $3,460,000 | $288,333 | $7,101 | 5.33% |
| Heber, UT (FHA|USDA|VA) | 4 | $3,340,000 | $835,000 | $7,611 | 5.22% |
| KNOXVILLE, TN (FHA|USDA|VA) | 11 | $3,215,000 | $292,273 | $15,766 | 5.22% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 9 | $3,195,000 | $355,000 | $12,570 | 4.71% |
| MODESTO, CA (FHA|USDA|VA) | 7 | $3,115,000 | $445,000 | $12,094 | 4.61% |
| Sebastian-Vero Beach, FL (FHA|USDA|VA) | 5 | $3,085,000 | $617,000 | $23,417 | 4.98% |
| INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) | 11 | $3,075,000 | $279,545 | $7,027 | 5.51% |
| OGDEN-CLEARFIELD, UT (FHA|USDA|VA) | 8 | $2,960,000 | $370,000 | $10,124 | 4.86% |
| OCEAN CITY, NJ (FHA|USDA|VA) | 2 | $2,940,000 | $1,470,000 | $86,155 | 3.88% |
| PUNTA GORDA, FL (FHA|USDA|VA) | 10 | $2,940,000 | $294,000 | $20,795 | 5.14% |
| CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) | 4 | $2,900,000 | $725,000 | $8,606 | 4.66% |
| Key West, FL (FHA|USDA|VA) | 3 | $2,855,000 | $951,667 | $32,483 | 5.00% |
| BELLINGHAM, WA (FHA|USDA|VA) | 2 | $2,830,000 | $1,415,000 | $6,077 | 5.56% |
| BOULDER, CO (FHA|USDA|VA) | 5 | $2,785,000 | $557,000 | $15,172 | 4.92% |
| SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) | 10 | $2,770,000 | $277,000 | $17,508 | 4.66% |
| WORCESTER, MA-CT (FHA|USDA|VA) | 7 | $2,765,000 | $395,000 | $0 | 4.86% |
| Gardnerville Ranchos, NV (FHA|USDA|VA) | 2 | $2,540,000 | $1,270,000 | $28,331 | 3.06% |
| NEW HAVEN-MILFORD, CT (FHA|USDA|VA) | 13 | $2,505,000 | $192,692 | $8,702 | 5.03% |
| Eureka-Arcata, CA (FHA|USDA|VA) | 7 | $2,455,000 | $350,714 | $16,527 | 4.95% |
| Truckee-Grass Valley, CA (FHA|USDA|VA) | 5 | $2,445,000 | $489,000 | $15,504 | 4.87% |
| YUBA CITY, CA (FHA|USDA|VA) | 7 | $2,345,000 | $335,000 | $8,520 | 4.98% |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) | 7 | $2,195,000 | $313,571 | $11,323 | 5.70% |
| PROVO-OREM, UT (FHA|USDA|VA) | 3 | $2,175,000 | $725,000 | $16,651 | 4.63% |
| CLEVELAND-ELYRIA, OH (FHA|USDA|VA) | 8 | $2,160,000 | $270,000 | $13,566 | 5.09% |
| Edwards, CO (FHA|USDA|VA) | 3 | $2,115,000 | $705,000 | $13,509 | 4.42% |
| TRENTON-PRINCETON, NJ (FHA|USDA|VA) | 4 | $2,100,000 | $525,000 | $31,994 | 5.47% |
| FORT COLLINS, CO (FHA|USDA|VA) | 3 | $2,085,000 | $695,000 | $19,507 | 4.04% |
| OKLAHOMA CITY, OK (FHA|USDA|VA) | 7 | $2,025,000 | $289,286 | $0 | 5.04% |
| Baraboo, WI (FHA|USDA|VA) | 1 | $2,005,000 | $2,005,000 | $31,913 | 3.38% |
| URBAN HONOLULU, HI (FHA|USDA|VA) | 5 | $1,995,000 | $399,000 | $0 | 4.60% |
| Breckenridge, CO (FHA|USDA|VA) | 3 | $1,945,000 | $648,333 | $13,689 | 5.04% |
| NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) | 8 | $1,890,000 | $236,250 | $0 | 5.08% |
| Aberdeen, WA (FHA|USDA|VA) | 12 | $1,820,000 | $151,667 | $0 | 4.88% |
| COLUMBUS, OH (FHA|USDA|VA) | 11 | $1,765,000 | $160,455 | $0 | 4.53% |
| MERCED, CA (FHA|USDA|VA) | 5 | $1,645,000 | $329,000 | $10,300 | 4.35% |
| SALEM, OR (FHA|USDA|VA) | 4 | $1,560,000 | $390,000 | $11,127 | 5.13% |
| GREELEY, CO (FHA|USDA|VA) | 2 | $1,530,000 | $765,000 | $14,134 | 3.94% |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) | 4 | $1,480,000 | $370,000 | $0 | 4.72% |
| EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) | 4 | $1,450,000 | $362,500 | $16,649 | 4.41% |
| PORT ST. LUCIE, FL (FHA|USDA|VA) | 6 | $1,430,000 | $238,333 | $8,225 | 5.17% |
| KANSAS CITY, MO-KS (FHA|USDA|VA) | 7 | $1,335,000 | $190,714 | $8,625 | 4.37% |
| Sevierville, TN (FHA|USDA|VA) | 2 | $1,320,000 | $660,000 | $0 | 4.13% |
| Glenwood Springs, CO (FHA|USDA|VA) | 1 | $1,265,000 | $1,265,000 | $0 | 4.88% |
| Steamboat Springs, CO (FHA|USDA|VA) | 2 | $1,250,000 | $625,000 | $14,990 | 4.69% |
| CLARKSVILLE, TN-KY (FHA|USDA|VA) | 4 | $1,220,000 | $305,000 | $21,681 | 4.53% |
| MADERA, CA (FHA|USDA|VA) | 4 | $1,220,000 | $305,000 | $4,735 | 5.22% |
| DOVER, DE (FHA|USDA|VA) | 5 | $1,165,000 | $233,000 | $17,695 | 5.08% |
| SANTA FE, NM (FHA|USDA|VA) | 2 | $1,160,000 | $580,000 | $0 | 4.75% |
| CHICO, CA (FHA|USDA|VA) | 3 | $1,155,000 | $385,000 | $0 | 4.75% |
| PANAMA CITY, FL (FHA|USDA|VA) | 5 | $1,125,000 | $225,000 | $0 | 5.85% |
| SPRINGFIELD, MA (FHA|USDA|VA) | 5 | $1,115,000 | $223,000 | $0 | 5.25% |
| Hermiston-Pendleton, OR (FHA|USDA|VA) | 4 | $1,060,000 | $265,000 | $4,290 | 4.91% |
| Astoria, OR (FHA|USDA|VA) | 2 | $1,020,000 | $510,000 | $20,055 | 4.88% |
| GREEN BAY, WI (FHA|USDA|VA) | 3 | $975,000 | $325,000 | $0 | 4.96% |
| OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) | 2 | $960,000 | $480,000 | $0 | 4.62% |
| CHEYENNE, WY (FHA|USDA|VA) | 3 | $955,000 | $318,333 | $0 | 4.29% |
| RALEIGH-CARY, NC (FHA|USDA|VA) | 3 | $945,000 | $315,000 | $9,840 | 4.46% |
| Kalispell, MT (FHA|USDA|VA) | 2 | $920,000 | $460,000 | $12,906 | 5.62% |
| ANN ARBOR, MI (FHA|USDA|VA) | 2 | $910,000 | $455,000 | $11,431 | 5.44% |
| DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) | 3 | $885,000 | $295,000 | $0 | 4.00% |
| Sandpoint, ID (FHA|USDA|VA) | 3 | $865,000 | $288,333 | $10,837 | 5.08% |
| PUEBLO, CO (FHA|USDA|VA) | 2 | $850,000 | $425,000 | $3,071 | 5.13% |
| VISALIA, CA (FHA|USDA|VA) | 2 | $850,000 | $425,000 | $12,849 | 3.94% |
| SALISBURY, MD-DE (FHA|USDA|VA) | 3 | $845,000 | $281,667 | $8,862 | 5.08% |
| Ukiah, CA (FHA|USDA|VA) | 1 | $845,000 | $845,000 | $24,462 | 4.75% |
| PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) | 5 | $835,000 | $167,000 | $10,278 | 4.30% |
| CORVALLIS, OR (FHA|USDA|VA) | 2 | $830,000 | $415,000 | $14,536 | 4.13% |
| MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) | 4 | $780,000 | $195,000 | $11,771 | 5.28% |
| LOGAN, UT-ID (FHA|USDA|VA) | 1 | $775,000 | $775,000 | $15,910 | 3.13% |
| SHERMAN-DENISON, TX (FHA|USDA|VA) | 2 | $770,000 | $385,000 | $11,555 | 4.00% |
| ASHEVILLE, NC (FHA|USDA|VA) | 2 | $720,000 | $360,000 | $13,423 | 5.38% |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) | 2 | $720,000 | $360,000 | $0 | 4.69% |
| Ellensburg, WA (FHA|USDA|VA) | 1 | $715,000 | $715,000 | $16,586 | 3.38% |
| Outside of Metro Areas | 2 | $710,000 | $355,000 | $22,808 | 3.94% |
| PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) | 2 | $710,000 | $355,000 | $12,335 | 3.50% |
| KILLEEN-TEMPLE, TX (FHA|USDA|VA) | 3 | $705,000 | $235,000 | $2,853 | 5.38% |
| WENATCHEE, WA (FHA|USDA|VA) | 2 | $690,000 | $345,000 | $0 | 5.13% |
| IDAHO FALLS, ID (FHA|USDA|VA) | 2 | $690,000 | $345,000 | $11,815 | 5.06% |
| Newport, OR (FHA|USDA|VA) | 1 | $665,000 | $665,000 | $0 | 5.75% |
| BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) | 2 | $660,000 | $330,000 | $10,107 | 4.81% |
| HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) | 1 | $655,000 | $655,000 | $0 | 4.00% |
| SEBRING-AVON PARK, FL (FHA|USDA|VA) | 1 | $645,000 | $645,000 | $0 | 4.50% |
| Washington, NC (FHA|USDA|VA) | 1 | $615,000 | $615,000 | $22,482 | 7.38% |
| MONROE, MI (FHA|USDA|VA) | 2 | $610,000 | $305,000 | $12,745 | 5.69% |
| ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) | 3 | $595,000 | $198,333 | $0 | 4.88% |
| ST. LOUIS, MO-IL (FHA|USDA|VA) | 4 | $570,000 | $142,500 | $0 | 4.75% |
| RICHMOND, VA (FHA|USDA|VA) | 4 | $570,000 | $142,500 | $5,630 | 5.28% |
| EAST STROUDSBURG, PA (FHA|USDA|VA) | 4 | $560,000 | $140,000 | $0 | 4.06% |
| BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) | 2 | $560,000 | $280,000 | $9,114 | 4.56% |
| Fernley, NV (FHA|USDA|VA) | 2 | $550,000 | $275,000 | $0 | 4.38% |
| YAKIMA, WA (FHA|USDA|VA) | 1 | $535,000 | $535,000 | $0 | 4.25% |
| COLUMBIA, SC (FHA|USDA|VA) | 3 | $535,000 | $178,333 | $0 | 4.50% |
| AKRON, OH (FHA|USDA|VA) | 2 | $530,000 | $265,000 | $0 | 4.75% |
| WILMINGTON, NC (FHA|USDA|VA) | 2 | $520,000 | $260,000 | $0 | 5.06% |
| GAINESVILLE, FL (FHA|USDA|VA) | 2 | $520,000 | $260,000 | $0 | 4.50% |
| LOUISVILLE, KY (FHA|USDA|VA) | 1 | $505,000 | $505,000 | $12,385 | 5.63% |
| CANTON-MASSILLON, OH (FHA|USDA|VA) | 2 | $500,000 | $250,000 | $10,956 | 6.25% |
| LANCASTER, PA (FHA|USDA|VA) | 1 | $495,000 | $495,000 | $19,534 | 5.50% |
| Sonora, CA (FHA|USDA|VA) | 1 | $475,000 | $475,000 | $0 | 4.50% |
| Arcadia, FL (FHA|USDA|VA) | 1 | $475,000 | $475,000 | $13,131 | 5.38% |
| CARSON CITY, NV (FHA|USDA|VA) | 1 | $475,000 | $475,000 | $0 | 4.63% |
| OCALA, FL (FHA|USDA|VA) | 2 | $470,000 | $235,000 | $10,621 | 4.62% |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) | 2 | $470,000 | $235,000 | $15,174 | 4.75% |
| LUBBOCK, TX (FHA|USDA|VA) | 2 | $470,000 | $235,000 | $0 | 4.50% |
| Fallon, NV (FHA|USDA|VA) | 1 | $465,000 | $465,000 | $0 | 4.50% |
| LONGVIEW, WA (FHA|USDA|VA) | 2 | $460,000 | $230,000 | $9,359 | 4.75% |
| MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) | 1 | $455,000 | $455,000 | $0 | 7.00% |
| Centralia, WA (FHA|USDA|VA) | 1 | $445,000 | $445,000 | $0 | 5.00% |
| TOLEDO, OH (FHA|USDA|VA) | 1 | $445,000 | $445,000 | $17,321 | 5.37% |
| POCATELLO, ID (FHA|USDA|VA) | 2 | $440,000 | $220,000 | $9,500 | 3.88% |
| Selinsgrove, PA (FHA|USDA|VA) | 1 | $435,000 | $435,000 | $14,483 | 4.88% |
| TYLER, TX (FHA|USDA|VA) | 3 | $415,000 | $138,333 | $0 | 4.42% |
| MANCHESTER-NASHUA, NH (FHA|USDA|VA) | 1 | $405,000 | $405,000 | $13,430 | 6.63% |
| Jefferson, GA (FHA|USDA|VA) | 1 | $405,000 | $405,000 | $13,127 | 3.75% |
| Ontario, OR-ID (FHA|USDA|VA) | 1 | $395,000 | $395,000 | $12,425 | 3.75% |
| MONTGOMERY, AL (FHA|USDA|VA) | 2 | $390,000 | $195,000 | $7,842 | 5.06% |
| Pahrump, NV (FHA|USDA|VA) | 1 | $375,000 | $375,000 | $0 | 4.50% |
| Payson, AZ (FHA|USDA|VA) | 1 | $375,000 | $375,000 | $11,065 | 7.13% |
| HARRISBURG-CARLISLE, PA (FHA|USDA|VA) | 2 | $370,000 | $185,000 | $0 | 5.38% |
| CINCINNATI, OH-KY-IN (FHA|USDA|VA) | 2 | $360,000 | $180,000 | $0 | 4.88% |
| Kill Devil Hills, NC (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $4,940 | 6.00% |
| Torrington, CT (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $5,300 | 5.13% |
| Fort Morgan, CO (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $7,962 | 6.00% |
| La Grande, OR (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $0 | 4.00% |
| EL CENTRO, CA (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $10,196 | 4.25% |
| DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) | 2 | $330,000 | $165,000 | $0 | 5.00% |
| BLOOMSBURG-BERWICK, PA (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $12,062 | 4.88% |
| MEMPHIS, TN-MS-AR (FHA|USDA|VA) | 2 | $320,000 | $160,000 | $0 | 4.63% |
| WACO, TX (FHA|USDA|VA) | 2 | $310,000 | $155,000 | $0 | 4.75% |
| Bay City, TX (FHA|USDA|VA) | 2 | $310,000 | $155,000 | $0 | 4.25% |
| Coldwater, MI (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $13,166 | 5.50% |
| FLAGSTAFF, AZ (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $10,202 | 3.25% |
| Show Low, AZ (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $0 | 4.50% |
| EL PASO, TX (FHA|USDA|VA) | 2 | $300,000 | $150,000 | $10,716 | 5.13% |
| SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $4,738 | 7.00% |
| Meadville, PA (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $10,754 | 5.63% |
| Boone, NC (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $10,941 | 4.63% |
| GULFPORT-BILOXI, MS (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $0 | 4.88% |
| Brookings, OR (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $10,541 | 4.00% |
| ROCKY MOUNT, NC (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $0 | 4.50% |
| TALLAHASSEE, FL (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $0 | 4.63% |
| MADISON, WI (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $7,824 | 4.75% |
| HANFORD-CORCORAN, CA (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $0 | 4.50% |
| Jackson, WY-ID (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $0 | 4.38% |
| Red Bluff, CA (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $0 | 4.50% |
| CHAMPAIGN-URBANA, IL (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $8,945 | 6.13% |
| Prineville, OR (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $0 | 4.00% |
| READING, PA (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $10,180 | 6.88% |
| WALLA WALLA, WA (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $0 | 6.25% |
| Crescent City, CA (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $0 | 4.25% |
| Branson, MO (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $0 | 4.50% |
| Pinehurst-Southern Pines, NC (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $8,096 | 4.38% |
| WINSTON-SALEM, NC (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $0 | 7.25% |
| DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $0 | 4.50% |
| GREENVILLE-ANDERSON, SC (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $0 | 4.50% |
| NORWICH-NEW LONDON, CT (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $0 | 3.88% |
| Keene, NH (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $0 | 6.38% |
| MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $0 | 5.88% |
| Findlay, OH (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $8,437 | 4.50% |
| SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $0 | 4.13% |
| Athens, TX (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $5,079 | 5.25% |
| Vernal, UT (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $0 | 4.00% |
| GREAT FALLS, MT (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $0 | 4.00% |
| BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $7,132 | 7.13% |
| ROCKFORD, IL (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $3,658 | 8.13% |
| CASPER, WY (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $0 | 4.50% |
| RACINE, WI (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $5,027 | 4.25% |
| Lufkin, TX (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $0 | 4.25% |
| NILES, MI (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $5,996 | 4.50% |
| TWIN FALLS, ID (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 4.75% |
| Plymouth, IN (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 5.00% |
| Stillwater, OK (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 4.75% |
| OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 4.50% |
| Corsicana, TX (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $8,380 | 7.00% |
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Product Mix
| Loan Type | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Conventional | 3,748 | $1,834,310,000 | $489,410 | $15,714 | 4.79% |
For 2021, Homexpress Mortgage Corp.'s most frequently originated type of loan was Conventional, with 3,748 originations.
Loan Reason
For 2021, Homexpress Mortgage Corp.'s most frequently cited loan purpose was Home Purchase, with 1,958 originations. The 2nd most popular reason was Cash Out Refi, with 1,207 originations.
Loan Duration/Length
| Loan Length | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| 30 Year | 3,130 | $1,454,990,000 | $464,853 | $15,309 | 4.77% |
| 30+ year | 618 | $379,320,000 | $613,786 | $19,629 | 4.90% |
For 2021, Homexpress Mortgage Corp.'s most frequently cited loan duration was 30 Year, with 3,130 originations. The 2nd most popular length was 30+ year, with 618 originations.
Origination Fees/Closing Costs
Homexpress Mortgage Corp.'s average total fees were $15,309, while their most frequently occuring range of origination fees (closing costs) were in the $5k+ bucket, with 1,267 originations.
Interest Rates
During 2021, Homexpress Mortgage Corp.'s average interest rate for loans was 4.77%, while their most frequently originated rate bucket for loans was 4-5%, with 1,746 originations.
Loan Sizing
2021 saw Homexpress Mortgage Corp. place emphasis on $200k-400k loans with 1,430 originations, totaling $412,420,000 in origination value.
Applicant Income
Homexpress Mortgage Corp. lent most frequently to those with incomes in the $50k or less range, with 2,150 originations. The second most popular income band? $250k+, with 728 originations.
Applicant Debt to Income Ratio
Homexpress Mortgage Corp. lent most frequently to those with DTI ratios of <20%, with 2,165 originations. The next most common DTI ratio? 20-30%, with 328 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications76.16%
Homexpress Mortgage Corp. has a below average approval rate.
Pick Rate
Approvals leading to origination74.57%
Homexpress Mortgage Corp. has a below average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 3,748 | $1,834,310,000 | $489,410 |
Occupancy Type Mix
| Dwelling Type | Originations | Total Value | Average Loan |
|---|---|---|---|
| 3,748 | $1,834,310,000 | $489,410 |
LTV Distribution
Complaints
| Bank Name | Product | Issue | 2021 CPFB Complaints | % of Total Issues |
|---|---|---|---|---|
| Homespire Mortgage Corp | Conventional home mortgage | Struggling to pay mortgage | 1 | 100.0% |