Homexpress Mortgage Corp. Rates, Fees & Info
NEWARK, DELEI: 549300R77W0P105C3S50
Tax ID: 47-5349678
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Mortgage Data
Review & Overview
Homexpress Mortgage Corp. is a small mortgage company specializing in Home Purchase and Cash Out Refi loans. Homexpress Mortgage Corp. has a high proportion of conventional loans. They have a a low proportion of FHA loans. (This may mean they shy away from first time homebuyers.) Their top markets by origination volume include: Los Angeles, Miami, Riverside, San Francisco, and Houston among others. We have data for 280 markets. (Some data included below & more in-depth data is available with an active subscription.)Homexpress Mortgage Corp. has a below average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Homexpress Mortgage Corp. is typically a high fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have relatively high rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.
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SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
|---|---|---|
| 30 Year Conventional Purchase | 8.37% | 11/21/24 |
| 30 Year Conventional Refi | 8.00% | 11/21/24 |
| 30 Year Cash-out Refi | 8.39% | 11/21/24 |
| 30 Year FHA Purchase | 7.22% | 11/21/24 |
| 30 Year FHA Refi | 6.40% | 11/21/24 |
| 15 Year FHA Purchase | 5.68% | 11/21/24 |
| 15 Year FHA Refi | 5.68% | 11/21/24 |
| These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. | ||
Homexpress Mortgage Corp. Mortgage Calculator
Your Estimates
Estimated Loan Payment: Update the calculator values and click calculate payment!
This is not an official calculator from Homexpress Mortgage Corp.. It uses our SimulatedRate™
technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.
The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
3,840Origination Dollar Volume (All Markets)
$1,647,920,000Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 286 | $247,060,000 | $863,846 | $21,607 | 6.21% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 199 | $78,535,000 | $394,648 | $17,401 | 6.78% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 158 | $74,400,000 | $470,886 | $16,214 | 6.57% |
| San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) | 89 | $73,565,000 | $826,573 | $21,191 | 6.05% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 223 | $66,235,000 | $297,018 | $15,262 | 6.81% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 126 | $60,420,000 | $479,524 | $13,404 | 6.65% |
| SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) | 92 | $51,880,000 | $563,913 | $15,401 | 6.48% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 157 | $49,725,000 | $316,720 | $18,282 | 6.22% |
| LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) | 123 | $47,485,000 | $386,057 | $15,319 | 6.27% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 163 | $45,895,000 | $281,564 | $14,076 | 6.40% |
| New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) | 94 | $40,830,000 | $434,362 | $16,763 | 7.05% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 127 | $40,295,000 | $317,283 | $12,119 | 6.48% |
| SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) | 50 | $34,170,000 | $683,400 | $18,165 | 6.50% |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) | 47 | $28,265,000 | $601,383 | $17,193 | 6.51% |
| Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) | 48 | $27,140,000 | $565,417 | $17,346 | 6.03% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 47 | $21,805,000 | $463,936 | $12,681 | 6.50% |
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 81 | $21,075,000 | $260,185 | $11,392 | 7.12% |
| OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) | 26 | $20,840,000 | $801,538 | $19,490 | 6.26% |
| Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) | 41 | $20,355,000 | $496,463 | $7,143 | 6.27% |
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 86 | $20,230,000 | $235,233 | $11,047 | 6.13% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 40 | $20,140,000 | $503,500 | $20,387 | 6.72% |
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 60 | $18,400,000 | $306,667 | $12,891 | 6.31% |
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 47 | $16,625,000 | $353,723 | $13,992 | 6.54% |
| STOCKTON, CA (FHA|USDA|VA) | 34 | $16,180,000 | $475,882 | $16,525 | 6.52% |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) | 16 | $15,490,000 | $968,125 | $20,399 | 6.59% |
| LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) | 49 | $14,645,000 | $298,878 | $12,274 | 7.14% |
| SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) | 21 | $13,615,000 | $648,333 | $14,728 | 5.93% |
| BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) | 48 | $13,030,000 | $271,458 | $16,073 | 6.79% |
| RENO, NV (FHA|USDA|VA) | 19 | $12,735,000 | $670,263 | $19,351 | 5.89% |
| SALT LAKE CITY, UT (FHA|USDA|VA) | 27 | $12,225,000 | $452,778 | $13,747 | 6.46% |
| SALINAS, CA (FHA|USDA|VA) | 16 | $11,690,000 | $730,625 | $11,572 | 6.41% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 36 | $11,620,000 | $322,778 | $14,066 | 6.42% |
| FRESNO, CA (FHA|USDA|VA) | 28 | $10,080,000 | $360,000 | $14,187 | 6.26% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 28 | $9,990,000 | $356,786 | $17,706 | 6.21% |
| Outside of Metro Areas | 27 | $9,745,000 | $360,926 | $11,936 | 6.63% |
| SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) | 8 | $9,440,000 | $1,180,000 | $25,030 | 6.44% |
| BOISE CITY, ID (FHA|USDA|VA) | 18 | $9,390,000 | $521,667 | $18,440 | 6.59% |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) | 14 | $9,260,000 | $661,429 | $12,357 | 6.07% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 28 | $8,550,000 | $305,357 | $14,678 | 7.08% |
| BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) | 23 | $8,425,000 | $366,304 | $14,257 | 6.23% |
| NAPA, CA (FHA|USDA|VA) | 9 | $8,055,000 | $895,000 | $17,317 | 6.22% |
| LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) | 18 | $7,580,000 | $421,111 | $12,057 | 7.26% |
| INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) | 28 | $7,470,000 | $266,786 | $6,259 | 6.90% |
| WORCESTER, MA-CT (FHA|USDA|VA) | 27 | $7,075,000 | $262,037 | $10,779 | 7.16% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 19 | $6,825,000 | $359,211 | $16,617 | 6.70% |
| Detroit-Warren-Dearborn, MI (FHA|USDA|VA) | 17 | $6,695,000 | $393,824 | $10,951 | 7.58% |
| Key West, FL (FHA|USDA|VA) | 6 | $6,610,000 | $1,101,667 | $42,115 | 6.58% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 27 | $6,405,000 | $237,222 | $10,725 | 7.17% |
| VALLEJO, CA (FHA|USDA|VA) | 13 | $6,235,000 | $479,615 | $16,154 | 6.30% |
| MODESTO, CA (FHA|USDA|VA) | 16 | $5,910,000 | $369,375 | $12,249 | 6.63% |
| RALEIGH-CARY, NC (FHA|USDA|VA) | 15 | $5,885,000 | $392,333 | $21,595 | 6.78% |
| NEW HAVEN-MILFORD, CT (FHA|USDA|VA) | 20 | $5,780,000 | $289,000 | $15,175 | 7.32% |
| PROVO-OREM, UT (FHA|USDA|VA) | 11 | $5,245,000 | $476,818 | $13,960 | 6.07% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 12 | $5,100,000 | $425,000 | $15,480 | 7.01% |
| SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) | 5 | $5,095,000 | $1,019,000 | $22,165 | 6.27% |
| CLEVELAND-ELYRIA, OH (FHA|USDA|VA) | 13 | $5,035,000 | $387,308 | $16,481 | 6.22% |
| PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) | 14 | $4,940,000 | $352,857 | $10,708 | 6.85% |
| Heber, UT (FHA|USDA|VA) | 3 | $4,635,000 | $1,545,000 | $16,816 | 6.04% |
| Sevierville, TN (FHA|USDA|VA) | 8 | $4,410,000 | $551,250 | $0 | 6.81% |
| NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) | 10 | $3,980,000 | $398,000 | $16,649 | 6.16% |
| PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) | 13 | $3,925,000 | $301,923 | $12,255 | 6.84% |
| COLORADO SPRINGS, CO (FHA|USDA|VA) | 11 | $3,865,000 | $351,364 | $13,267 | 5.75% |
| BEND, OR (FHA|USDA|VA) | 3 | $3,825,000 | $1,275,000 | $36,144 | 5.42% |
| SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) | 5 | $3,745,000 | $749,000 | $20,792 | 6.40% |
| NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) | 13 | $3,655,000 | $281,154 | $13,830 | 7.07% |
| PANAMA CITY, FL (FHA|USDA|VA) | 10 | $3,630,000 | $363,000 | $12,830 | 6.25% |
| Outside of Metro Areas | 5 | $3,525,000 | $705,000 | $28,072 | 6.90% |
| Eureka-Arcata, CA (FHA|USDA|VA) | 10 | $3,270,000 | $327,000 | $14,950 | 6.61% |
| URBAN HONOLULU, HI (FHA|USDA|VA) | 6 | $3,250,000 | $541,667 | $0 | 6.00% |
| ALBUQUERQUE, NM (FHA|USDA|VA) | 12 | $3,130,000 | $260,833 | $0 | 6.89% |
| PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) | 13 | $3,115,000 | $239,615 | $10,767 | 6.62% |
| ST. GEORGE, UT (FHA|USDA|VA) | 6 | $3,010,000 | $501,667 | $15,975 | 6.42% |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) | 9 | $3,005,000 | $333,889 | $11,110 | 6.99% |
| OGDEN-CLEARFIELD, UT (FHA|USDA|VA) | 12 | $2,970,000 | $247,500 | $15,046 | 5.36% |
| MERCED, CA (FHA|USDA|VA) | 9 | $2,965,000 | $329,444 | $12,395 | 7.25% |
| Truckee-Grass Valley, CA (FHA|USDA|VA) | 6 | $2,940,000 | $490,000 | $13,171 | 5.27% |
| Ukiah, CA (FHA|USDA|VA) | 6 | $2,860,000 | $476,667 | $9,705 | 6.17% |
| PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) | 7 | $2,795,000 | $399,286 | $6,641 | 6.50% |
| KAHULUI-WAILUKU-LAHAINA, HI (FHA|USDA|VA) | 6 | $2,580,000 | $430,000 | $0 | 6.67% |
| SPRINGFIELD, MA (FHA|USDA|VA) | 11 | $2,545,000 | $231,364 | $0 | 6.86% |
| PORT ST. LUCIE, FL (FHA|USDA|VA) | 11 | $2,515,000 | $228,636 | $0 | 7.19% |
| OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) | 5 | $2,435,000 | $487,000 | $12,274 | 6.25% |
| EAST STROUDSBURG, PA (FHA|USDA|VA) | 12 | $2,430,000 | $202,500 | $0 | 5.23% |
| PITTSBURGH, PA (FHA|USDA|VA) | 13 | $2,415,000 | $185,769 | $0 | 5.59% |
| TUCSON, AZ (FHA|USDA|VA) | 9 | $2,355,000 | $261,667 | $11,698 | 6.19% |
| PUNTA GORDA, FL (FHA|USDA|VA) | 7 | $2,325,000 | $332,143 | $17,940 | 6.05% |
| Hilo, HI (FHA|USDA|VA) | 3 | $2,265,000 | $755,000 | $36,819 | 7.00% |
| BAKERSFIELD, CA (FHA|USDA|VA) | 8 | $2,240,000 | $280,000 | $14,632 | 5.97% |
| Payson, AZ (FHA|USDA|VA) | 3 | $2,205,000 | $735,000 | $12,810 | 7.33% |
| YUBA CITY, CA (FHA|USDA|VA) | 6 | $2,070,000 | $345,000 | $15,809 | 7.54% |
| FLAGSTAFF, AZ (FHA|USDA|VA) | 3 | $1,985,000 | $661,667 | $14,054 | 7.38% |
| HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) | 9 | $1,975,000 | $219,444 | $12,097 | 6.40% |
| KNOXVILLE, TN (FHA|USDA|VA) | 9 | $1,925,000 | $213,889 | $11,675 | 5.96% |
| BOULDER, CO (FHA|USDA|VA) | 2 | $1,850,000 | $925,000 | $16,963 | 5.69% |
| CHICO, CA (FHA|USDA|VA) | 6 | $1,800,000 | $300,000 | $11,313 | 7.48% |
| EL PASO, TX (FHA|USDA|VA) | 9 | $1,785,000 | $198,333 | $7,356 | 7.89% |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) | 5 | $1,785,000 | $357,000 | $15,629 | 7.57% |
| WENATCHEE, WA (FHA|USDA|VA) | 4 | $1,780,000 | $445,000 | $4,412 | 6.97% |
| SAVANNAH, GA (FHA|USDA|VA) | 7 | $1,745,000 | $249,286 | $8,957 | 7.25% |
| SALEM, OR (FHA|USDA|VA) | 5 | $1,715,000 | $343,000 | $11,339 | 6.00% |
| SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) | 4 | $1,710,000 | $427,500 | $7,766 | 6.88% |
| FORT COLLINS, CO (FHA|USDA|VA) | 3 | $1,675,000 | $558,333 | $13,209 | 6.29% |
| OCALA, FL (FHA|USDA|VA) | 8 | $1,670,000 | $208,750 | $9,827 | 6.39% |
| NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) | 7 | $1,595,000 | $227,857 | $9,586 | 6.61% |
| BARNSTABLE TOWN, MA (FHA|USDA|VA) | 3 | $1,565,000 | $521,667 | $0 | 7.42% |
| Hailey, ID (FHA|USDA|VA) | 3 | $1,455,000 | $485,000 | $13,029 | 5.67% |
| COLUMBUS, OH (FHA|USDA|VA) | 8 | $1,380,000 | $172,500 | $9,684 | 5.58% |
| VISALIA, CA (FHA|USDA|VA) | 2 | $1,370,000 | $685,000 | $28,731 | 6.50% |
| MEMPHIS, TN-MS-AR (FHA|USDA|VA) | 9 | $1,345,000 | $149,444 | $7,216 | 7.51% |
| Fallon, NV (FHA|USDA|VA) | 4 | $1,330,000 | $332,500 | $0 | 4.88% |
| SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) | 7 | $1,325,000 | $189,286 | $9,176 | 6.82% |
| SPARTANBURG, SC (FHA|USDA|VA) | 4 | $1,300,000 | $325,000 | $19,093 | 8.78% |
| REDDING, CA (FHA|USDA|VA) | 3 | $1,295,000 | $431,667 | $13,318 | 7.71% |
| Aberdeen, WA (FHA|USDA|VA) | 6 | $1,280,000 | $213,333 | $10,516 | 7.29% |
| EL CENTRO, CA (FHA|USDA|VA) | 3 | $1,265,000 | $421,667 | $18,683 | 7.33% |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) | 4 | $1,260,000 | $315,000 | $11,979 | 7.19% |
| BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) | 5 | $1,205,000 | $241,000 | $11,805 | 6.80% |
| NORWICH-NEW LONDON, CT (FHA|USDA|VA) | 6 | $1,200,000 | $200,000 | $9,913 | 4.56% |
| CHATTANOOGA, TN-GA (FHA|USDA|VA) | 5 | $1,195,000 | $239,000 | $7,519 | 8.33% |
| Jefferson, GA (FHA|USDA|VA) | 3 | $1,165,000 | $388,333 | $17,331 | 7.58% |
| OKLAHOMA CITY, OK (FHA|USDA|VA) | 6 | $1,140,000 | $190,000 | $6,745 | 6.73% |
| PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) | 3 | $1,125,000 | $375,000 | $11,939 | 8.00% |
| GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) | 6 | $1,120,000 | $186,667 | $9,219 | 6.10% |
| IDAHO FALLS, ID (FHA|USDA|VA) | 2 | $1,110,000 | $555,000 | $19,305 | 5.50% |
| RICHMOND, VA (FHA|USDA|VA) | 6 | $1,080,000 | $180,000 | $8,841 | 6.02% |
| Vineyard Haven, MA (FHA|USDA|VA) | 1 | $1,055,000 | $1,055,000 | $0 | 8.50% |
| KANSAS CITY, MO-KS (FHA|USDA|VA) | 7 | $1,015,000 | $145,000 | $0 | 7.32% |
| Laconia, NH (FHA|USDA|VA) | 3 | $995,000 | $331,667 | $0 | 7.17% |
| COLUMBIA, SC (FHA|USDA|VA) | 3 | $985,000 | $328,333 | $9,681 | 4.92% |
| MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) | 5 | $955,000 | $191,000 | $0 | 7.00% |
| Rockport, TX (FHA|USDA|VA) | 1 | $955,000 | $955,000 | $22,200 | 5.50% |
| KILLEEN-TEMPLE, TX (FHA|USDA|VA) | 5 | $905,000 | $181,000 | $0 | 5.73% |
| CORPUS CHRISTI, TX (FHA|USDA|VA) | 5 | $905,000 | $181,000 | $0 | 8.35% |
| LYNCHBURG, VA (FHA|USDA|VA) | 2 | $900,000 | $450,000 | $0 | 4.87% |
| Gardnerville Ranchos, NV (FHA|USDA|VA) | 1 | $885,000 | $885,000 | $27,317 | 7.00% |
| Kapaa, HI (FHA|USDA|VA) | 2 | $880,000 | $440,000 | $0 | 5.94% |
| BELLINGHAM, WA (FHA|USDA|VA) | 2 | $870,000 | $435,000 | $13,706 | 5.94% |
| HUNTSVILLE, AL (FHA|USDA|VA) | 4 | $860,000 | $215,000 | $13,684 | 6.75% |
| BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) | 3 | $845,000 | $281,667 | $4,709 | 6.38% |
| WARNER ROBINS, GA (FHA|USDA|VA) | 6 | $830,000 | $138,333 | $0 | 6.42% |
| MADERA, CA (FHA|USDA|VA) | 2 | $820,000 | $410,000 | $13,481 | 5.81% |
| MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) | 3 | $805,000 | $268,333 | $13,902 | 7.29% |
| PUEBLO, CO (FHA|USDA|VA) | 3 | $795,000 | $265,000 | $0 | 6.88% |
| Torrington, CT (FHA|USDA|VA) | 4 | $780,000 | $195,000 | $8,084 | 6.44% |
| Georgetown, SC (FHA|USDA|VA) | 1 | $775,000 | $775,000 | $28,334 | 7.13% |
| Cedar City, UT (FHA|USDA|VA) | 2 | $770,000 | $385,000 | $13,109 | 7.81% |
| ALBANY-LEBANON, OR (FHA|USDA|VA) | 2 | $770,000 | $385,000 | $13,225 | 7.81% |
| Clearlake, CA (FHA|USDA|VA) | 1 | $765,000 | $765,000 | $20,337 | 7.25% |
| Newport, OR (FHA|USDA|VA) | 2 | $760,000 | $380,000 | $11,556 | 5.88% |
| CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) | 3 | $755,000 | $251,667 | $7,035 | 6.67% |
| Tullahoma-Manchester, TN (FHA|USDA|VA) | 1 | $725,000 | $725,000 | $19,379 | 8.25% |
| JACKSONVILLE, NC (FHA|USDA|VA) | 2 | $720,000 | $360,000 | $4,582 | 9.50% |
| BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) | 5 | $715,000 | $143,000 | $9,664 | 4.33% |
| Moses Lake, WA (FHA|USDA|VA) | 2 | $700,000 | $350,000 | $8,508 | 5.63% |
| HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) | 3 | $675,000 | $225,000 | $0 | 7.50% |
| KENNEWICK-RICHLAND, WA (FHA|USDA|VA) | 2 | $670,000 | $335,000 | $11,004 | 8.75% |
| TULSA, OK (FHA|USDA|VA) | 2 | $660,000 | $330,000 | $11,129 | 8.31% |
| DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) | 4 | $660,000 | $165,000 | $0 | 7.53% |
| IOWA CITY, IA (FHA|USDA|VA) | 2 | $650,000 | $325,000 | $0 | 8.88% |
| Sonora, CA (FHA|USDA|VA) | 1 | $645,000 | $645,000 | $14,159 | 8.63% |
| Hood River, OR (FHA|USDA|VA) | 1 | $645,000 | $645,000 | $17,040 | 6.50% |
| SALISBURY, MD-DE (FHA|USDA|VA) | 2 | $630,000 | $315,000 | $0 | 6.75% |
| TRENTON-PRINCETON, NJ (FHA|USDA|VA) | 4 | $620,000 | $155,000 | $0 | 8.69% |
| Sandpoint, ID (FHA|USDA|VA) | 1 | $615,000 | $615,000 | $0 | 6.50% |
| GAINESVILLE, FL (FHA|USDA|VA) | 2 | $610,000 | $305,000 | $26,509 | 6.87% |
| Durant, OK (FHA|USDA|VA) | 4 | $610,000 | $152,500 | $0 | 6.34% |
| WICHITA, KS (FHA|USDA|VA) | 3 | $605,000 | $201,667 | $9,334 | 7.13% |
| GREELEY, CO (FHA|USDA|VA) | 3 | $605,000 | $201,667 | $9,233 | 5.33% |
| TUSCALOOSA, AL (FHA|USDA|VA) | 1 | $605,000 | $605,000 | $16,156 | 7.00% |
| Kalispell, MT (FHA|USDA|VA) | 2 | $600,000 | $300,000 | $0 | 7.25% |
| Breckenridge, CO (FHA|USDA|VA) | 1 | $595,000 | $595,000 | $0 | 7.63% |
| AUBURN-OPELIKA, AL (FHA|USDA|VA) | 1 | $575,000 | $575,000 | $0 | 7.00% |
| YAKIMA, WA (FHA|USDA|VA) | 1 | $565,000 | $565,000 | $19,919 | 8.00% |
| CLARKSVILLE, TN-KY (FHA|USDA|VA) | 3 | $555,000 | $185,000 | $10,044 | 7.46% |
| TYLER, TX (FHA|USDA|VA) | 4 | $550,000 | $137,500 | $0 | 6.19% |
| THE VILLAGES, FL (FHA|USDA|VA) | 3 | $545,000 | $181,667 | $9,554 | 6.87% |
| READING, PA (FHA|USDA|VA) | 3 | $545,000 | $181,667 | $7,481 | 7.54% |
| CINCINNATI, OH-KY-IN (FHA|USDA|VA) | 4 | $520,000 | $130,000 | $0 | 4.16% |
| Astoria, OR (FHA|USDA|VA) | 2 | $520,000 | $260,000 | $10,564 | 6.00% |
| GRANTS PASS, OR (FHA|USDA|VA) | 1 | $505,000 | $505,000 | $0 | 6.63% |
| LAFAYETTE, LA (FHA|USDA|VA) | 1 | $485,000 | $485,000 | $0 | 4.63% |
| ST. LOUIS, MO-IL (FHA|USDA|VA) | 4 | $470,000 | $117,500 | $6,135 | 6.87% |
| DOVER, DE (FHA|USDA|VA) | 3 | $465,000 | $155,000 | $0 | 5.08% |
| Steamboat Springs, CO (FHA|USDA|VA) | 1 | $465,000 | $465,000 | $14,154 | 7.13% |
| BILLINGS, MT (FHA|USDA|VA) | 1 | $465,000 | $465,000 | $11,715 | 5.88% |
| CHEYENNE, WY (FHA|USDA|VA) | 1 | $455,000 | $455,000 | $0 | 6.25% |
| MACON-BIBB COUNTY, GA (FHA|USDA|VA) | 1 | $455,000 | $455,000 | $0 | 8.50% |
| LEXINGTON-FAYETTE, KY (FHA|USDA|VA) | 4 | $450,000 | $112,500 | $0 | 4.69% |
| Sebastian-Vero Beach, FL (FHA|USDA|VA) | 2 | $450,000 | $225,000 | $0 | 6.19% |
| TERRE HAUTE, IN (FHA|USDA|VA) | 2 | $450,000 | $225,000 | $8,417 | 5.56% |
| OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) | 3 | $445,000 | $148,333 | $0 | 6.17% |
| Oak Harbor, WA (FHA|USDA|VA) | 1 | $435,000 | $435,000 | $0 | 6.88% |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) | 1 | $425,000 | $425,000 | $16,157 | 8.88% |
| MEDFORD, OR (FHA|USDA|VA) | 1 | $425,000 | $425,000 | $13,103 | 7.13% |
| Granbury, TX (FHA|USDA|VA) | 1 | $415,000 | $415,000 | $14,988 | 6.50% |
| Cañon City, CO (FHA|USDA|VA) | 2 | $410,000 | $205,000 | $19,953 | 6.00% |
| Pinehurst-Southern Pines, NC (FHA|USDA|VA) | 1 | $405,000 | $405,000 | $13,728 | 9.13% |
| DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) | 1 | $395,000 | $395,000 | $14,554 | 10.13% |
| CORVALLIS, OR (FHA|USDA|VA) | 1 | $395,000 | $395,000 | $11,177 | 5.75% |
| Ontario, OR-ID (FHA|USDA|VA) | 2 | $390,000 | $195,000 | $7,547 | 7.88% |
| GREENVILLE, NC (FHA|USDA|VA) | 2 | $380,000 | $190,000 | $0 | 7.87% |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) | 2 | $380,000 | $190,000 | $5,896 | 9.69% |
| Okeechobee, FL (FHA|USDA|VA) | 2 | $370,000 | $185,000 | $0 | 8.25% |
| Crescent City, CA (FHA|USDA|VA) | 2 | $370,000 | $185,000 | $0 | 8.25% |
| MISSOULA, MT (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $0 | 6.25% |
| SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $16,202 | 6.88% |
| HOMOSASSA SPRINGS, FL (FHA|USDA|VA) | 2 | $360,000 | $180,000 | $10,159 | 6.50% |
| MANCHESTER-NASHUA, NH (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $0 | 4.75% |
| HANFORD-CORCORAN, CA (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $10,117 | 5.75% |
| FAYETTEVILLE, NC (FHA|USDA|VA) | 2 | $350,000 | $175,000 | $8,024 | 5.38% |
| Show Low, AZ (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $13,177 | 6.50% |
| WINSTON-SALEM, NC (FHA|USDA|VA) | 2 | $340,000 | $170,000 | $0 | 5.37% |
| Durango, CO (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $0 | 8.38% |
| Blackfoot, ID (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $10,955 | 4.75% |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) | 2 | $330,000 | $165,000 | $0 | 5.88% |
| AMARILLO, TX (FHA|USDA|VA) | 2 | $330,000 | $165,000 | $0 | 5.69% |
| MOBILE, AL (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $6,241 | 4.75% |
| GAINESVILLE, GA (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $13,456 | 9.00% |
| SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $0 | 5.75% |
| SEBRING-AVON PARK, FL (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $0 | 6.88% |
| Whitewater, WI (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $2,848 | 8.50% |
| Morehead City, NC (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $0 | 5.88% |
| GRAND JUNCTION, CO (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $13,471 | 8.13% |
| BURLINGTON, NC (FHA|USDA|VA) | 2 | $300,000 | $150,000 | $0 | 8.13% |
| Burley, ID (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $10,211 | 5.00% |
| HARRISBURG-CARLISLE, PA (FHA|USDA|VA) | 2 | $290,000 | $145,000 | $0 | 7.50% |
| LUBBOCK, TX (FHA|USDA|VA) | 2 | $280,000 | $140,000 | $0 | 7.38% |
| Hermiston-Pendleton, OR (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $0 | 8.13% |
| Pahrump, NV (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $0 | 7.75% |
| Prineville, OR (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $0 | 4.50% |
| Glenwood Springs, CO (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $0 | 5.13% |
| JACKSON, TN (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $9,299 | 6.88% |
| Albemarle, NC (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $8,911 | 7.13% |
| Elko, NV (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $9,275 | 5.38% |
| Ruidoso, NM (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $0 | 7.25% |
| VICTORIA, TX (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $13,524 | 6.50% |
| Wisconsin Rapids-Marshfield, WI (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $7,362 | 5.00% |
| Findlay, OH (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $11,012 | 8.50% |
| Centralia, WA (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $8,656 | 6.75% |
| ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $12,555 | 6.88% |
| LOUISVILLE, KY (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $9,336 | 7.50% |
| ROCHESTER, MN (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $0 | 6.13% |
| Port Angeles, WA (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $11,132 | 8.25% |
| Del Rio, TX (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $0 | 6.38% |
| KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $8,036 | 8.25% |
| YUMA, AZ (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $4,591 | 4.13% |
| Athens, TX (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $4,891 | 8.63% |
| Butte-Silver Bow, MT (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $0 | 8.50% |
| YORK-HANOVER, PA (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $5,832 | 7.38% |
| SHERMAN-DENISON, TX (FHA|USDA|VA) | 2 | $210,000 | $105,000 | $0 | 6.63% |
| Cookeville, TN (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $6,218 | 9.13% |
| DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $0 | 4.00% |
| POCATELLO, ID (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $0 | 7.75% |
| ROCKFORD, IL (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $7,566 | 9.50% |
| COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $0 | 6.38% |
| Pottsville, PA (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $0 | 6.50% |
| EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $0 | 7.13% |
| LANCASTER, PA (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $0 | 7.50% |
| Stillwater, OK (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $0 | 7.13% |
| OCEAN CITY, NJ (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $3,907 | 8.63% |
| Lake City, FL (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $6,823 | 4.63% |
| GREENVILLE-ANDERSON, SC (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $0 | 8.63% |
| Roseburg, OR (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $7,773 | 6.38% |
| AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $0 | 7.00% |
| ODESSA, TX (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $5,467 | 6.38% |
| FARGO, ND-MN (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $0 | 4.00% |
| Vernon, TX (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $5,166 | 10.25% |
| ROANOKE, VA (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $0 | 8.88% |
| NEW BERN, NC (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $0 | 5.50% |
| VALDOSTA, GA (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $0 | 6.63% |
| BATON ROUGE, LA (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $0 | 6.00% |
| RACINE, WI (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $5,736 | 6.50% |
| LOGAN, UT-ID (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $0 | 6.00% |
| TALLAHASSEE, FL (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $0 | 6.00% |
| El Campo, TX (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $7,561 | 4.88% |
| HINESVILLE, GA (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $0 | 3.88% |
| Marion, NC (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $3,903 | 7.13% |
| WICHITA FALLS, TX (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $0 | 7.25% |
| Winnemucca, NV (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $0 | 7.25% |
| SPRINGFIELD, OH (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 4.75% |
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Product Mix
| Loan Type | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Conventional | 3,812 | $1,638,810,000 | $429,908 | $15,787 | 6.55% |
| FHA | 27 | $8,865,000 | $328,333 | $15,797 | 5.17% |
| VA | 1 | $245,000 | $245,000 | $19,953 | 7.13% |
For 2022, Homexpress Mortgage Corp.'s most frequently originated type of loan was Conventional, with 3,812 originations. Their 2nd most popular type was FHA, with 27 originations.
Loan Reason
For 2022, Homexpress Mortgage Corp.'s most frequently cited loan purpose was Home Purchase, with 2,086 originations. The 2nd most popular reason was Cash Out Refi, with 1,462 originations.
Loan Duration/Length
For 2022, Homexpress Mortgage Corp.'s most frequently cited loan duration was 30 Year, with 3,157 originations. The 2nd most popular length was 30+ year, with 682 originations.
Origination Fees/Closing Costs
Homexpress Mortgage Corp.'s average total fees were $15,453, while their most frequently occuring range of origination fees (closing costs) were in the $5k+ bucket, with 1,324 originations.
Interest Rates
During 2022, Homexpress Mortgage Corp.'s average interest rate for loans was 6.53%, while their most frequently originated rate bucket for loans was 6-7%, with 889 originations.
Loan Sizing
2022 saw Homexpress Mortgage Corp. place emphasis on $200k-400k loans with 1,622 originations, totaling $464,900,000 in origination value.
Applicant Income
Homexpress Mortgage Corp. lent most frequently to those with incomes in the $50k or less range, with 2,182 originations. The second most popular income band? $250k+, with 743 originations.
Applicant Debt to Income Ratio
Homexpress Mortgage Corp. lent most frequently to those with DTI ratios of <20%, with 2,190 originations. The next most common DTI ratio? 20-30%, with 299 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications62.81%
Homexpress Mortgage Corp. has a low approval rate. They may have poor market targeting or stringent lending standards.
Pick Rate
Approvals leading to origination80.70%
Homexpress Mortgage Corp. has a below average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 3,840 | $1,647,920,000 | $429,146 |
Occupancy Type Mix
| Dwelling Type | Originations | Total Value | Average Loan |
|---|---|---|---|
| 3,840 | $1,647,920,000 | $429,146 |