Arvest Bank Mortgage Rates, Fees & Info

Fayetteville, AR

LEI: COINQMNIM6RBU631DD85

Tax ID: 71-0118700

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Mortgage Data

Bank Data

Review & Overview

Arvest Bank is a small bank specializing in Home Purchase loans. Arvest Bank has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. Their top markets by origination volume include: Fayetteville, Tulsa, Kansas City, Little Rock, and Oklahoma City among others. We have data for 324 markets. (Some data included below & more in-depth data is available with an active subscription.)

Arvest Bank has an average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Arvest Bank is typically a low fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.

We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

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SimulatedRates™

Mortgage Type
Simulated Rate Simulation Date
Home Equity Line of Credit (HELOC) 6.27% 4/22/24
30 Year Conventional Purchase 6.47% 4/22/24
30 Year Conventional Refi 6.27% 4/22/24
30 Year Cash-out Refi 6.51% 4/22/24
30 Year FHA Purchase 7.39% 4/22/24
30 Year FHA Refi 6.66% 4/22/24
30 Year VA Purchase 6.31% 4/22/24
30 Year VA Refi 6.56% 4/22/24
30 Year USDA Purchase 6.90% 4/22/24
30 Year USDA Refi 6.99% 4/22/24
15 Year Conventional Purchase 5.95% 4/22/24
15 Year Conventional Refi 6.09% 4/22/24
15 Year Cash-out Refi 6.09% 4/22/24
15 Year FHA Purchase 7.21% 4/22/24
15 Year FHA Refi 6.73% 4/22/24
15 Year VA Purchase 6.07% 4/22/24
15 Year VA Refi 5.68% 4/22/24
These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

Arvest Bank Mortgage Calculator






Your Estimates

Estimated Loan Payment: Update the calculator values and click calculate payment!

This is not an official calculator from Arvest Bank. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

The default purchase price is the median sales price across the US for 2022Q4, per FRED.


Originations

16,930

Origination Dollar Volume (All Markets)

$2,520,080,000

Employee count

6,165 Show all (59) awards

Top Markets

Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

Market Originations Total Value Average Loan Average Fees Average Rate
FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) 4,506 $703,330,000 $156,087 $2,978 5.02%
TULSA, OK (FHA|USDA|VA) 1,820 $286,980,000 $157,681 $3,582 5.17%
KANSAS CITY, MO-KS (FHA|USDA|VA) 1,063 $223,015,000 $209,798 $2,646 4.93%
Outside of Metro Areas 1,647 $167,875,000 $101,928 $2,711 5.15%
LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) 1,303 $166,025,000 $127,417 $2,999 5.12%
OKLAHOMA CITY, OK (FHA|USDA|VA) 946 $146,910,000 $155,296 $3,366 5.10%
SPRINGFIELD, MO (FHA|USDA|VA) 567 $88,845,000 $156,693 $2,662 4.93%
FORT SMITH, AR-OK (FHA|USDA|VA) 657 $77,475,000 $117,922 $2,615 5.03%
JOPLIN, MO (FHA|USDA|VA) 473 $53,985,000 $114,133 $2,401 5.05%
HOT SPRINGS, AR (FHA|USDA|VA) 288 $36,390,000 $126,354 $2,272 5.16%
Russellville, AR (FHA|USDA|VA) 341 $35,795,000 $104,971 $2,622 4.94%
LAWTON, OK (FHA|USDA|VA) 303 $28,805,000 $95,066 $3,199 5.27%
Bartlesville, OK (FHA|USDA|VA) 195 $22,485,000 $115,308 $2,872 5.32%
Mountain Home, AR (FHA|USDA|VA) 166 $21,160,000 $127,470 $1,897 5.20%
Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) 61 $20,375,000 $334,016 $3,444 4.62%
JONESBORO, AR (FHA|USDA|VA) 131 $19,235,000 $146,832 $2,467 5.17%
Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 73 $16,075,000 $220,205 $3,332 4.58%
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) 58 $14,330,000 $247,069 $2,885 4.63%
Tahlequah, OK (FHA|USDA|VA) 126 $13,020,000 $103,333 $3,746 5.12%
Harrison, AR (FHA|USDA|VA) 131 $12,885,000 $98,359 $2,168 5.07%
Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) 40 $12,860,000 $321,500 $3,746 4.60%
Branson, MO (FHA|USDA|VA) 100 $12,440,000 $124,400 $2,338 5.00%
DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 45 $11,175,000 $248,333 $3,459 4.68%
McAlester, OK (FHA|USDA|VA) 96 $11,130,000 $115,938 $3,254 5.01%
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) 12 $11,020,000 $918,333 $6,157 4.88%
Duncan, OK (FHA|USDA|VA) 122 $9,770,000 $80,082 $2,959 5.35%
San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) 23 $9,645,000 $419,348 $3,534 4.62%
Shawnee, OK (FHA|USDA|VA) 83 $9,315,000 $112,229 $3,316 5.02%
SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) 27 $8,475,000 $313,889 $3,277 4.73%
Miami, OK (FHA|USDA|VA) 94 $7,990,000 $85,000 $3,083 4.91%
SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) 23 $7,115,000 $309,348 $4,805 4.59%
Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 23 $6,965,000 $302,826 $4,952 4.54%
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 35 $6,785,000 $193,857 $3,381 4.80%
Stillwater, OK (FHA|USDA|VA) 48 $6,490,000 $135,208 $3,610 5.01%
PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 31 $6,105,000 $196,935 $3,162 4.82%
Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) 17 $5,965,000 $350,882 $3,118 4.63%
Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 18 $5,780,000 $321,111 $4,087 4.87%
Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 28 $5,450,000 $194,643 $4,001 4.62%
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) 22 $5,440,000 $247,273 $3,029 4.77%
Muskogee, OK (FHA|USDA|VA) 64 $5,270,000 $82,344 $3,200 5.32%
New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) 19 $5,085,000 $267,632 $3,744 4.51%
West Plains, MO (FHA|USDA|VA) 49 $4,765,000 $97,245 $2,641 5.28%
Detroit-Warren-Dearborn, MI (FHA|USDA|VA) 28 $4,640,000 $165,714 $2,647 4.67%
OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) 13 $4,535,000 $348,846 $3,335 4.59%
North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 20 $4,230,000 $211,500 $3,298 4.48%
CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 20 $4,130,000 $206,500 $3,114 4.51%
STOCKTON, CA (FHA|USDA|VA) 13 $4,045,000 $311,154 $3,427 4.59%
HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 16 $3,750,000 $234,375 $5,132 4.54%
Pittsburg, KS (FHA|USDA|VA) 36 $3,720,000 $103,333 $3,071 5.00%
SALT LAKE CITY, UT (FHA|USDA|VA) 10 $3,530,000 $353,000 $3,368 4.89%
ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 12 $3,400,000 $283,333 $4,476 4.69%
PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) 13 $3,215,000 $247,308 $3,183 4.59%
SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) 9 $3,195,000 $355,000 $2,345 4.47%
AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 10 $3,190,000 $319,000 $4,684 4.61%
Searcy, AR (FHA|USDA|VA) 26 $3,180,000 $122,308 $3,615 4.68%
ST. LOUIS, MO-IL (FHA|USDA|VA) 24 $3,170,000 $132,083 $2,596 5.33%
LAWRENCE, KS (FHA|USDA|VA) 15 $3,035,000 $202,333 $3,225 4.48%
Lebanon, MO (FHA|USDA|VA) 28 $2,840,000 $101,429 $2,421 5.24%
Malvern, AR (FHA|USDA|VA) 23 $2,765,000 $120,217 $3,302 5.17%
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 14 $2,710,000 $193,571 $3,404 4.87%
TEXARKANA, TX-AR (FHA|USDA|VA) 22 $2,610,000 $118,636 $2,910 5.07%
RALEIGH-CARY, NC (FHA|USDA|VA) 9 $2,475,000 $275,000 $3,827 4.46%
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) 13 $2,395,000 $184,231 $4,258 4.69%
Ottawa, KS (FHA|USDA|VA) 20 $2,190,000 $109,500 $2,308 5.16%
CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) 8 $1,920,000 $240,000 $4,017 4.67%
ANN ARBOR, MI (FHA|USDA|VA) 11 $1,875,000 $170,455 $2,666 4.68%
JACKSONVILLE, FL (FHA|USDA|VA) 9 $1,655,000 $183,889 $5,501 4.69%
CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 7 $1,625,000 $232,143 $3,599 4.43%
NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) 6 $1,580,000 $263,333 $3,252 4.65%
SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) 5 $1,545,000 $309,000 $3,341 4.48%
WICHITA, KS (FHA|USDA|VA) 8 $1,540,000 $192,500 $2,517 4.69%
MODESTO, CA (FHA|USDA|VA) 6 $1,490,000 $248,333 $3,537 4.44%
NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) 7 $1,435,000 $205,000 $3,237 4.75%
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) 8 $1,430,000 $178,750 $2,887 5.13%
BOULDER, CO (FHA|USDA|VA) 6 $1,400,000 $233,333 $2,799 4.56%
GREENVILLE-ANDERSON, SC (FHA|USDA|VA) 5 $1,345,000 $269,000 $2,983 4.90%
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) 9 $1,325,000 $147,222 $2,793 4.85%
Warrensburg, MO (FHA|USDA|VA) 6 $1,320,000 $220,000 $2,954 4.38%
Fredericksburg, TX (FHA|USDA|VA) 1 $1,305,000 $1,305,000 $0 4.90%
COLUMBUS, OH (FHA|USDA|VA) 8 $1,240,000 $155,000 $3,451 4.88%
PINE BLUFF, AR (FHA|USDA|VA) 11 $1,235,000 $112,273 $2,739 5.01%
BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) 6 $1,220,000 $203,333 $2,651 5.04%
PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) 2 $1,210,000 $605,000 $4,776 4.81%
FRESNO, CA (FHA|USDA|VA) 7 $1,205,000 $172,143 $2,539 4.68%
IDAHO FALLS, ID (FHA|USDA|VA) 5 $1,185,000 $237,000 $6,739 4.60%
Breckenridge, CO (FHA|USDA|VA) 3 $1,175,000 $391,667 $3,497 4.58%
OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) 5 $1,145,000 $229,000 $4,113 4.98%
SALINAS, CA (FHA|USDA|VA) 3 $1,135,000 $378,333 $4,506 4.96%
NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) 4 $1,130,000 $282,500 $3,233 4.06%
NAPA, CA (FHA|USDA|VA) 2 $1,120,000 $560,000 $12,764 4.06%
ST. GEORGE, UT (FHA|USDA|VA) 4 $1,100,000 $275,000 $3,469 4.53%
ENID, OK (FHA|USDA|VA) 7 $1,095,000 $156,429 $2,953 4.82%
TUCSON, AZ (FHA|USDA|VA) 4 $1,090,000 $272,500 $3,357 4.66%
REDDING, CA (FHA|USDA|VA) 4 $1,080,000 $270,000 $3,539 4.56%
SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) 7 $1,075,000 $153,571 $4,371 4.96%
LOUISVILLE, KY (FHA|USDA|VA) 4 $1,070,000 $267,500 $3,643 4.72%
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) 6 $1,070,000 $178,333 $2,637 4.75%
DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) 6 $1,050,000 $175,000 $2,925 4.96%
BEND, OR (FHA|USDA|VA) 3 $1,025,000 $341,667 $3,247 4.83%
Blytheville, AR (FHA|USDA|VA) 16 $1,020,000 $63,750 $3,274 5.44%
PROVO-OREM, UT (FHA|USDA|VA) 3 $965,000 $321,667 $2,510 4.50%
PORT ST. LUCIE, FL (FHA|USDA|VA) 5 $945,000 $189,000 $3,358 4.63%
BOISE CITY, ID (FHA|USDA|VA) 5 $945,000 $189,000 $3,204 4.68%
SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) 5 $945,000 $189,000 $2,769 4.78%
SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) 2 $910,000 $455,000 $3,683 5.25%
Heber, UT (FHA|USDA|VA) 3 $895,000 $298,333 $3,266 4.58%
Ada, OK (FHA|USDA|VA) 8 $880,000 $110,000 $4,108 5.16%
HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) 6 $880,000 $146,667 $2,626 5.02%
Paragould, AR (FHA|USDA|VA) 7 $875,000 $125,000 $7,335 5.41%
Arkadelphia, AR (FHA|USDA|VA) 10 $860,000 $86,000 $1,498 5.72%
SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) 2 $830,000 $415,000 $3,180 4.69%
Ponca City, OK (FHA|USDA|VA) 4 $830,000 $207,500 $6,169 4.75%
TOPEKA, KS (FHA|USDA|VA) 5 $825,000 $165,000 $2,729 4.77%
MEMPHIS, TN-MS-AR (FHA|USDA|VA) 5 $815,000 $163,000 $3,462 4.85%
ALBUQUERQUE, NM (FHA|USDA|VA) 5 $805,000 $161,000 $3,170 4.65%
OGDEN-CLEARFIELD, UT (FHA|USDA|VA) 4 $800,000 $200,000 $2,925 4.63%
Batesville, AR (FHA|USDA|VA) 8 $800,000 $100,000 $2,603 4.98%
CINCINNATI, OH-KY-IN (FHA|USDA|VA) 4 $770,000 $192,500 $2,345 4.56%
APPLETON, WI (FHA|USDA|VA) 2 $750,000 $375,000 $6,512 4.63%
Coffeyville, KS (FHA|USDA|VA) 12 $750,000 $62,500 $2,337 4.80%
Sedalia, MO (FHA|USDA|VA) 6 $740,000 $123,333 $3,395 4.77%
BURLINGTON-SOUTH BURLINGTON, VT (FHA|USDA|VA) 3 $735,000 $245,000 $3,284 4.79%
OCALA, FL (FHA|USDA|VA) 4 $730,000 $182,500 $3,064 4.78%
MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) 3 $725,000 $241,667 $2,266 4.33%
CAPE GIRARDEAU, MO-IL (FHA|USDA|VA) 4 $700,000 $175,000 $4,454 5.59%
INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) 4 $690,000 $172,500 $2,512 4.81%
Pinehurst-Southern Pines, NC (FHA|USDA|VA) 2 $690,000 $345,000 $3,365 4.25%
SPARTANBURG, SC (FHA|USDA|VA) 3 $685,000 $228,333 $2,851 4.63%
LEXINGTON-FAYETTE, KY (FHA|USDA|VA) 4 $680,000 $170,000 $3,559 4.56%
AMARILLO, TX (FHA|USDA|VA) 3 $675,000 $225,000 $7,516 4.46%
Elk City, OK (FHA|USDA|VA) 2 $670,000 $335,000 $2,860 4.85%
BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) 4 $630,000 $157,500 $2,691 4.53%
WORCESTER, MA-CT (FHA|USDA|VA) 4 $620,000 $155,000 $4,882 4.69%
MANHATTAN, KS (FHA|USDA|VA) 3 $615,000 $205,000 $1,699 6.01%
BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) 2 $600,000 $300,000 $2,662 4.50%
OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) 3 $595,000 $198,333 $3,657 4.88%
GREELEY, CO (FHA|USDA|VA) 2 $580,000 $290,000 $2,306 4.31%
Glenwood Springs, CO (FHA|USDA|VA) 2 $580,000 $290,000 $3,247 4.50%
BAKERSFIELD, CA (FHA|USDA|VA) 3 $575,000 $191,667 $2,336 4.79%
COLUMBIA, MO (FHA|USDA|VA) 3 $565,000 $188,333 $4,013 4.33%
MADERA, CA (FHA|USDA|VA) 4 $560,000 $140,000 $2,835 4.47%
SPRINGFIELD, MA (FHA|USDA|VA) 4 $540,000 $135,000 $2,630 4.31%
RICHMOND, VA (FHA|USDA|VA) 3 $535,000 $178,333 $2,484 4.04%
PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) 4 $530,000 $132,500 $2,766 4.63%
Sebastian-Vero Beach, FL (FHA|USDA|VA) 3 $515,000 $171,667 $2,903 4.71%
CHATTANOOGA, TN-GA (FHA|USDA|VA) 3 $515,000 $171,667 $3,015 5.29%
LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) 4 $500,000 $125,000 $2,800 5.25%
SAVANNAH, GA (FHA|USDA|VA) 2 $480,000 $240,000 $3,159 4.88%
Charleston-Mattoon, IL (FHA|USDA|VA) 4 $470,000 $117,500 $2,974 4.91%
WINSTON-SALEM, NC (FHA|USDA|VA) 6 $460,000 $76,667 $1,744 4.79%
TALLAHASSEE, FL (FHA|USDA|VA) 1 $455,000 $455,000 $5,835 3.75%
FORT COLLINS, CO (FHA|USDA|VA) 1 $455,000 $455,000 $2,533 5.00%
LANSING-EAST LANSING, MI (FHA|USDA|VA) 3 $455,000 $151,667 $3,469 4.58%
URBAN HONOLULU, HI (FHA|USDA|VA) 1 $445,000 $445,000 $5,419 4.50%
EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) 2 $440,000 $220,000 $3,663 5.25%
CLEVELAND-ELYRIA, OH (FHA|USDA|VA) 4 $440,000 $110,000 $2,727 5.22%
Altus, OK (FHA|USDA|VA) 5 $435,000 $87,000 $2,921 4.70%
Jefferson, GA (FHA|USDA|VA) 2 $430,000 $215,000 $3,168 4.81%
BARNSTABLE TOWN, MA (FHA|USDA|VA) 3 $425,000 $141,667 $2,220 4.17%
GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) 3 $425,000 $141,667 $3,067 4.58%
DAYTON-KETTERING, OH (FHA|USDA|VA) 2 $410,000 $205,000 $2,792 4.75%
LOGAN, UT-ID (FHA|USDA|VA) 2 $410,000 $205,000 $5,635 4.88%
WENATCHEE, WA (FHA|USDA|VA) 1 $395,000 $395,000 $2,652 4.88%
CHICO, CA (FHA|USDA|VA) 2 $390,000 $195,000 $2,032 4.63%
Oxford, MS (FHA|USDA|VA) 2 $390,000 $195,000 $4,246 4.88%
VALLEJO, CA (FHA|USDA|VA) 2 $380,000 $190,000 $2,365 4.88%
NORWICH-NEW LONDON, CT (FHA|USDA|VA) 2 $380,000 $190,000 $4,902 4.44%
SPRINGFIELD, IL (FHA|USDA|VA) 2 $370,000 $185,000 $3,604 4.50%
GREEN BAY, WI (FHA|USDA|VA) 2 $360,000 $180,000 $2,631 4.44%
Edwards, CO (FHA|USDA|VA) 1 $355,000 $355,000 $3,575 4.38%
SIOUX CITY, IA-NE-SD (FHA|USDA|VA) 1 $355,000 $355,000 $4,021 4.25%
AMES, IA (FHA|USDA|VA) 1 $355,000 $355,000 $2,610 4.75%
Weatherford, OK (FHA|USDA|VA) 4 $350,000 $87,500 $3,085 5.13%
FLINT, MI (FHA|USDA|VA) 3 $345,000 $115,000 $3,190 4.25%
ST. JOSEPH, MO-KS (FHA|USDA|VA) 3 $345,000 $115,000 $2,156 4.58%
VISALIA, CA (FHA|USDA|VA) 3 $335,000 $111,667 $1,748 4.50%
HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) 2 $330,000 $165,000 $2,591 4.75%
WINCHESTER, VA-WV (FHA|USDA|VA) 1 $325,000 $325,000 $3,299 4.88%
Boone, NC (FHA|USDA|VA) 1 $325,000 $325,000 $2,968 4.50%
MISSOULA, MT (FHA|USDA|VA) 1 $315,000 $315,000 $2,742 3.63%
JEFFERSON CITY, MO (FHA|USDA|VA) 3 $315,000 $105,000 $2,417 5.08%
HUNTSVILLE, AL (FHA|USDA|VA) 2 $310,000 $155,000 $2,843 5.13%
Outside of Metro Areas 1 $305,000 $305,000 $3,903 4.38%
SALEM, OR (FHA|USDA|VA) 1 $305,000 $305,000 $8,067 4.50%
WACO, TX (FHA|USDA|VA) 2 $300,000 $150,000 $3,290 5.00%
SANTA FE, NM (FHA|USDA|VA) 1 $285,000 $285,000 $5,020 4.88%
LA CROSSE-ONALASKA, WI-MN (FHA|USDA|VA) 1 $285,000 $285,000 $1,871 4.00%
Watertown, SD (FHA|USDA|VA) 1 $285,000 $285,000 $3,137 5.25%
TOLEDO, OH (FHA|USDA|VA) 3 $285,000 $95,000 $2,676 4.54%
St. Marys, GA (FHA|USDA|VA) 1 $285,000 $285,000 $3,003 4.75%
SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) 1 $285,000 $285,000 $4,231 4.75%
Newport, OR (FHA|USDA|VA) 1 $285,000 $285,000 $2,216 4.75%
HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) 1 $285,000 $285,000 $2,663 4.75%
Centralia, WA (FHA|USDA|VA) 1 $275,000 $275,000 $2,547 4.88%
El Dorado, AR (FHA|USDA|VA) 3 $265,000 $88,333 $5,567 5.92%
ST. CLOUD, MN (FHA|USDA|VA) 1 $265,000 $265,000 $5,335 4.88%
Hope, AR (FHA|USDA|VA) 5 $265,000 $53,000 $2,326 4.95%
BELLINGHAM, WA (FHA|USDA|VA) 1 $265,000 $265,000 $2,762 5.25%
GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) 2 $260,000 $130,000 $2,445 4.50%
LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) 2 $260,000 $130,000 $3,202 5.00%
DULUTH, MN-WI (FHA|USDA|VA) 1 $255,000 $255,000 $3,601 5.38%
GRAND JUNCTION, CO (FHA|USDA|VA) 1 $255,000 $255,000 $4,607 5.13%
MANKATO, MN (FHA|USDA|VA) 1 $255,000 $255,000 $2,699 4.25%
EL PASO, TX (FHA|USDA|VA) 1 $255,000 $255,000 $4,649 4.63%
Morehead City, NC (FHA|USDA|VA) 1 $255,000 $255,000 $3,032 4.63%
Durant, OK (FHA|USDA|VA) 2 $250,000 $125,000 $3,370 4.50%
MONTGOMERY, AL (FHA|USDA|VA) 1 $245,000 $245,000 $3,531 4.50%
Opelousas, LA (FHA|USDA|VA) 1 $245,000 $245,000 $4,896 5.25%
Carlsbad-Artesia, NM (FHA|USDA|VA) 1 $245,000 $245,000 $3,025 5.25%
MOBILE, AL (FHA|USDA|VA) 2 $240,000 $120,000 $2,556 5.06%
PITTSBURGH, PA (FHA|USDA|VA) 2 $240,000 $120,000 $3,254 5.69%
Garden City, KS (FHA|USDA|VA) 1 $235,000 $235,000 $8,026 5.00%
LINCOLN, NE (FHA|USDA|VA) 1 $235,000 $235,000 $2,257 4.75%
BURLINGTON, NC (FHA|USDA|VA) 1 $235,000 $235,000 $2,640 4.63%
DeRidder, LA (FHA|USDA|VA) 1 $235,000 $235,000 $4,488 3.88%
ANCHORAGE, AK (FHA|USDA|VA) 2 $230,000 $115,000 $1,534 5.19%
COLUMBIA, SC (FHA|USDA|VA) 2 $230,000 $115,000 $4,563 4.00%
Pottsville, PA (FHA|USDA|VA) 2 $230,000 $115,000 $3,118 5.13%
FLAGSTAFF, AZ (FHA|USDA|VA) 2 $230,000 $115,000 $3,039 4.94%
Fort Polk South, LA (FHA|USDA|VA) 1 $225,000 $225,000 $10,262 4.50%
HANFORD-CORCORAN, CA (FHA|USDA|VA) 1 $225,000 $225,000 $3,338 4.38%
Ardmore, OK (FHA|USDA|VA) 2 $220,000 $110,000 $3,092 5.06%
VINELAND-BRIDGETON, NJ (FHA|USDA|VA) 1 $215,000 $215,000 $1,982 4.38%
MERCED, CA (FHA|USDA|VA) 1 $215,000 $215,000 $2,853 5.50%
THE VILLAGES, FL (FHA|USDA|VA) 1 $215,000 $215,000 $3,311 4.88%
OCEAN CITY, NJ (FHA|USDA|VA) 1 $205,000 $205,000 $1,787 4.88%
Montrose, CO (FHA|USDA|VA) 1 $205,000 $205,000 $2,503 4.63%
PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) 1 $205,000 $205,000 $3,641 4.75%
JACKSON, MS (FHA|USDA|VA) 1 $205,000 $205,000 $2,246 4.75%
ROCHESTER, MN (FHA|USDA|VA) 2 $200,000 $100,000 $2,202 4.69%
PUEBLO, CO (FHA|USDA|VA) 2 $200,000 $100,000 $2,916 5.44%
AUBURN-OPELIKA, AL (FHA|USDA|VA) 1 $195,000 $195,000 $3,522 5.13%
SIOUX FALLS, SD (FHA|USDA|VA) 1 $195,000 $195,000 $2,426 4.50%
Quincy, IL-MO (FHA|USDA|VA) 1 $185,000 $185,000 $2,319 4.63%
Payson, AZ (FHA|USDA|VA) 1 $185,000 $185,000 $2,815 5.13%
MEDFORD, OR (FHA|USDA|VA) 1 $185,000 $185,000 $2,171 4.88%
DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) 1 $185,000 $185,000 $2,491 5.25%
ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) 1 $185,000 $185,000 $2,744 5.00%
Clearlake, CA (FHA|USDA|VA) 1 $185,000 $185,000 $2,331 4.88%
CLARKSVILLE, TN-KY (FHA|USDA|VA) 1 $175,000 $175,000 $3,547 4.88%
MADISON, WI (FHA|USDA|VA) 1 $175,000 $175,000 $6,058 4.50%
PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) 1 $175,000 $175,000 $3,019 4.13%
PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) 1 $175,000 $175,000 $1,936 5.38%
BILLINGS, MT (FHA|USDA|VA) 1 $175,000 $175,000 $1,843 5.25%
DOTHAN, AL (FHA|USDA|VA) 1 $175,000 $175,000 $2,789 3.88%
Ukiah, CA (FHA|USDA|VA) 1 $175,000 $175,000 $8,396 4.25%
WARNER ROBINS, GA (FHA|USDA|VA) 1 $175,000 $175,000 $3,151 4.75%
COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) 1 $175,000 $175,000 $3,216 3.75%
DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) 2 $170,000 $85,000 $1,900 4.31%
KENNEWICK-RICHLAND, WA (FHA|USDA|VA) 1 $165,000 $165,000 $2,193 5.38%
HOMOSASSA SPRINGS, FL (FHA|USDA|VA) 1 $165,000 $165,000 $3,366 4.75%
Jasper, IN (FHA|USDA|VA) 3 $165,000 $55,000 $2,003 4.58%
MORGANTOWN, WV (FHA|USDA|VA) 1 $165,000 $165,000 $2,371 4.75%
BATON ROUGE, LA (FHA|USDA|VA) 1 $165,000 $165,000 $1,693 4.75%
Spearfish, SD (FHA|USDA|VA) 1 $165,000 $165,000 $2,864 4.63%
Wisconsin Rapids-Marshfield, WI (FHA|USDA|VA) 1 $165,000 $165,000 $3,715 4.25%
JANESVILLE-BELOIT, WI (FHA|USDA|VA) 1 $155,000 $155,000 $6,696 4.38%
MIDLAND, MI (FHA|USDA|VA) 2 $150,000 $75,000 $1,857 4.63%
Ashtabula, OH (FHA|USDA|VA) 1 $145,000 $145,000 $2,899 4.63%
LAKE CHARLES, LA (FHA|USDA|VA) 1 $145,000 $145,000 $2,831 5.63%
PANAMA CITY, FL (FHA|USDA|VA) 1 $145,000 $145,000 $3,592 5.13%
MONROE, MI (FHA|USDA|VA) 1 $135,000 $135,000 $2,646 3.63%
Bennington, VT (FHA|USDA|VA) 1 $135,000 $135,000 $2,272 4.25%
JACKSONVILLE, NC (FHA|USDA|VA) 1 $135,000 $135,000 $2,262 4.75%
SHERMAN-DENISON, TX (FHA|USDA|VA) 1 $135,000 $135,000 $2,548 4.00%
Owatonna, MN (FHA|USDA|VA) 1 $135,000 $135,000 $2,083 4.50%
Laurel, MS (FHA|USDA|VA) 1 $135,000 $135,000 $3,238 4.63%
Lebanon, NH-VT (FHA|USDA|VA) 1 $135,000 $135,000 $3,335 5.88%
Cornelia, GA (FHA|USDA|VA) 1 $135,000 $135,000 $1,757 5.13%
Camden, AR (FHA|USDA|VA) 2 $130,000 $65,000 $2,903 4.59%
Woodward, OK (FHA|USDA|VA) 1 $125,000 $125,000 $0 7.25%
ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) 1 $125,000 $125,000 $2,847 5.13%
YAKIMA, WA (FHA|USDA|VA) 1 $125,000 $125,000 $2,286 4.75%
SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) 1 $125,000 $125,000 $2,650 3.75%
HAMMOND, LA (FHA|USDA|VA) 1 $125,000 $125,000 $2,799 4.00%
Kinston, NC (FHA|USDA|VA) 1 $125,000 $125,000 $2,378 4.38%
Athens, TX (FHA|USDA|VA) 1 $125,000 $125,000 $3,347 4.38%
SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) 1 $115,000 $115,000 $3,622 5.25%
ROCKFORD, IL (FHA|USDA|VA) 1 $115,000 $115,000 $1,743 4.75%
LANCASTER, PA (FHA|USDA|VA) 1 $115,000 $115,000 $4,332 4.88%
Cedar City, UT (FHA|USDA|VA) 1 $115,000 $115,000 $2,512 5.00%
Fort Leonard Wood, MO (FHA|USDA|VA) 2 $110,000 $55,000 $2,291 4.81%
KILLEEN-TEMPLE, TX (FHA|USDA|VA) 1 $105,000 $105,000 $2,788 4.63%
Scottsboro, AL (FHA|USDA|VA) 1 $105,000 $105,000 $2,415 4.50%
Douglas, GA (FHA|USDA|VA) 1 $105,000 $105,000 $2,485 4.75%
Moses Lake, WA (FHA|USDA|VA) 1 $105,000 $105,000 $3,661 4.50%
LEWISTON-AUBURN, ME (FHA|USDA|VA) 1 $105,000 $105,000 $2,068 4.63%
LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) 1 $105,000 $105,000 $1,833 4.88%
Safford, AZ (FHA|USDA|VA) 1 $105,000 $105,000 $2,509 4.63%
ALEXANDRIA, LA (FHA|USDA|VA) 1 $95,000 $95,000 $2,834 5.00%
LaGrange, GA-AL (FHA|USDA|VA) 1 $95,000 $95,000 $4,128 4.50%
Murray, KY (FHA|USDA|VA) 1 $95,000 $95,000 $2,256 5.00%
NEW HAVEN-MILFORD, CT (FHA|USDA|VA) 1 $95,000 $95,000 $2,857 5.25%
Wilmington, OH (FHA|USDA|VA) 1 $85,000 $85,000 $2,970 5.38%
YUBA CITY, CA (FHA|USDA|VA) 1 $85,000 $85,000 $2,048 4.50%
Port Angeles, WA (FHA|USDA|VA) 1 $85,000 $85,000 $1,664 4.75%
OSHKOSH-NEENAH, WI (FHA|USDA|VA) 1 $85,000 $85,000 $2,835 5.50%
Iron Mountain, MI-WI (FHA|USDA|VA) 1 $85,000 $85,000 $2,579 5.50%
LAFAYETTE, LA (FHA|USDA|VA) 1 $85,000 $85,000 $1,899 4.75%
SAGINAW, MI (FHA|USDA|VA) 1 $85,000 $85,000 $2,850 5.13%
CANTON-MASSILLON, OH (FHA|USDA|VA) 1 $85,000 $85,000 $2,174 4.25%
Mount Vernon, IL (FHA|USDA|VA) 1 $75,000 $75,000 $2,609 4.75%
LONGVIEW, TX (FHA|USDA|VA) 1 $75,000 $75,000 $2,956 5.13%
Brookhaven, MS (FHA|USDA|VA) 1 $75,000 $75,000 $3,379 4.50%
FLORENCE-MUSCLE SHOALS, AL (FHA|USDA|VA) 1 $75,000 $75,000 $2,394 5.75%
Cleveland, MS (FHA|USDA|VA) 1 $75,000 $75,000 $2,868 4.50%
Parsons, KS (FHA|USDA|VA) 1 $75,000 $75,000 $3,774 4.88%
Willmar, MN (FHA|USDA|VA) 1 $75,000 $75,000 $2,349 5.00%
MUNCIE, IN (FHA|USDA|VA) 1 $75,000 $75,000 $3,106 4.88%
Paris, TX (FHA|USDA|VA) 1 $65,000 $65,000 $0 5.55%
NEW BERN, NC (FHA|USDA|VA) 1 $65,000 $65,000 $1,962 4.13%
SPRINGFIELD, OH (FHA|USDA|VA) 1 $65,000 $65,000 $1,878 5.00%
AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) 1 $55,000 $55,000 $2,485 5.50%
PEORIA, IL (FHA|USDA|VA) 1 $55,000 $55,000 $3,027 4.50%
Bluffton, IN (FHA|USDA|VA) 1 $55,000 $55,000 $2,452 4.75%
Albertville, AL (FHA|USDA|VA) 1 $55,000 $55,000 $3,085 5.00%
Thomasville, GA (FHA|USDA|VA) 1 $55,000 $55,000 $2,530 5.38%
Rolla, MO (FHA|USDA|VA) 1 $55,000 $55,000 $3,751 4.88%
WHEELING, WV-OH (FHA|USDA|VA) 1 $45,000 $45,000 $2,413 5.00%
GREENVILLE, NC (FHA|USDA|VA) 1 $45,000 $45,000 $1,913 4.75%
GULFPORT-BILOXI, MS (FHA|USDA|VA) 1 $45,000 $45,000 $2,333 4.88%
DECATUR, IL (FHA|USDA|VA) 1 $35,000 $35,000 $2,411 4.88%
New Philadelphia-Dover, OH (FHA|USDA|VA) 1 $35,000 $35,000 $2,196 4.50%
Dyersburg, TN (FHA|USDA|VA) 1 $25,000 $25,000 $2,369 5.00%
Arvest Bank's top markets include Fayetteville, Tulsa, Kansas City, Little Rock, and Oklahoma City among others.

Their top states include:
  • Arkansas (FHA|USDA|VA)
  • Oklahoma (FHA|USDA|VA)
  • Missouri (FHA|USDA|VA)
  • Kansas (FHA|USDA|VA)
  • California (FHA|USDA|VA)
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    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 11,057 $1,927,285,000 $174,305 $2,586 4.94%
    HELOC 3,642 $253,770,000 $69,679 n/a 5.65%
    FHA 1,243 $177,675,000 $142,940 $5,124 4.58%
    VA 524 $107,050,000 $204,294 $4,819 4.44%
    USDA 464 $54,300,000 $117,026 $3,685 4.53%

    For 2018, Arvest Bank's most frequently originated type of loan was Conventional, with 11,057 originations. Their 2nd most popular type was HELOC, with 3,642 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Home Purchase 8,801 $1,616,905,000 $183,718 $3,286 4.71%
    Refi 3,815 $442,145,000 $115,896 $2,092 5.35%
    Cash Out Refi 1,658 $293,940,000 $177,286 $3,204 4.74%
    Home Improvement 1,459 $91,465,000 $62,690 $1,148 5.78%
    Other 1,197 $75,625,000 $63,179 $1,360 6.01%

    For 2018, Arvest Bank's most frequently cited loan purpose was Home Purchase, with 8,801 originations. The 2nd most popular reason was Refi, with 3,815 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 8,996 $1,713,340,000 $190,456 $3,353 4.64%
    Other 4,023 $338,225,000 $84,073 $865 5.71%
    15 Year 1,407 $189,265,000 $134,517 $2,627 4.72%
    5 Year 1,018 $117,730,000 $115,648 $367 5.67%
    20 Year 609 $86,385,000 $141,847 $2,253 5.50%
    10 Year 456 $28,810,000 $63,180 $1,007 5.60%
    1 Year 273 $32,305,000 $118,333 $228 5.59%
    3 Year 142 $13,250,000 $93,310 $275 5.65%
    30+ year 6 $770,000 $128,333 $2,119 4.50%

    For 2018, Arvest Bank's most frequently cited loan duration was 30 Year, with 8,996 originations. The 2nd most popular length was Other, with 4,023 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $<1k 7,970 $1,306,370,000 $163,911
    $1k-2k 3,074 $487,550,000 $158,604
    $2k-3k 556 $122,390,000 $220,126
    $3k-4k 156 $42,000,000 $269,231
    $5k+ 84 $33,840,000 $402,857
    $4k-5k 76 $23,380,000 $307,632

    Arvest Bank's average total fees were $3,353, while their most frequently occuring range of origination fees (closing costs) were in the $<1k bucket, with 7,970 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    4-5% 9,476 $1,601,410,000 $168,996
    5-6% 4,346 $458,450,000 $105,488
    3-4% 1,438 $342,870,000 $238,435
    6-7% 774 $48,550,000 $62,726
    7-8% 539 $24,155,000 $44,814
    Over 8% 296 $10,620,000 $35,878
    2.5-3% 9 $33,655,000 $3,739,444

    During 2018, Arvest Bank's average interest rate for loans was 4.64%, while their most frequently originated rate bucket for loans was 4-5%, with 9,476 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $100,000 or less 7,379 $379,045,000 $51,368 $2,023 5.53%
    $100k-200k 5,891 $834,125,000 $141,593 $3,208 4.76%
    $200k-400k 2,903 $786,245,000 $270,839 $3,649 4.56%
    $400k-600k 541 $252,885,000 $467,440 $3,893 4.42%
    $600k-1MM 155 $115,165,000 $743,000 $4,581 4.33%
    $1MM+ 61 $152,615,000 $2,501,885 $6,403 4.62%

    2018 saw Arvest Bank place emphasis on $100,000 or less loans with 7,379 originations, totaling $379,045,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $50k or less 4,008 $340,890,000 $85,052 $2,796 4.99%
    $50k-75k 3,653 $437,455,000 $119,752 $3,042 4.99%
    $100k-150k 2,613 $430,505,000 $164,755 $3,091 5.13%
    $75k-100k 2,457 $341,935,000 $139,168 $3,087 5.08%
    $150k-250k 1,598 $329,930,000 $206,464 $3,163 5.04%
    $250k+ 1,010 $333,280,000 $329,980 $3,332 4.83%

    Arvest Bank lent most frequently to those with incomes in the $50k or less range, with 4,008 originations. The second most popular income band? $50k-75k, with 3,653 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    20-30% 4,016 $546,860,000 $136,170 $2,798 5.05%
    30-36% 2,921 $408,985,000 $140,015 $2,845 5.10%
    <20% 2,214 $270,400,000 $122,132 $2,638 5.01%
    36% 556 $79,100,000 $142,266 $2,849 5.24%
    37% 546 $84,330,000 $154,451 $3,045 5.07%
    39% 530 $78,670,000 $148,434 $3,152 5.02%
    38% 500 $72,230,000 $144,460 $3,106 5.09%
    42% 477 $76,875,000 $161,164 $3,104 4.89%
    40% 476 $71,990,000 $151,239 $3,039 4.94%
    41% 470 $83,110,000 $176,830 $3,267 4.79%
    50-60% 429 $59,355,000 $138,357 $4,105 5.15%
    43% 424 $67,990,000 $160,354 $3,230 4.83%
    49% 383 $72,705,000 $189,830 $3,563 4.79%
    44% 381 $60,515,000 $158,832 $3,145 4.88%
    45% 370 $64,380,000 $174,000 $3,298 4.79%
    47% 335 $56,885,000 $169,806 $3,216 4.83%
    48% 331 $56,315,000 $170,136 $3,361 4.74%
    46% 319 $56,175,000 $176,097 $3,248 4.82%
    >60% 132 $15,840,000 $120,000 $2,595 5.15%

    Arvest Bank lent most frequently to those with DTI ratios of 20-30%, with 4,016 originations. The next most common DTI ratio? 30-36%, with 2,921 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 12,819 $1,837,935,000 $143,376 $2,977 4.99%
    Not provided 1,969 $282,915,000 $143,685 $2,996 5.19%
    Not applicable 1,059 $232,725,000 $219,759 $392 5.51%
    Asian 340 $70,780,000 $208,176 $3,304 4.61%
    Black 376 $53,390,000 $141,995 $2,891 5.06%
    American Indian 305 $33,505,000 $109,852 $3,622 5.08%
    Native Hawaiian or Islander 34 $4,670,000 $137,353 $2,955 4.96%
    Other Asian 9 $1,165,000 $129,444 $3,073 5.44%
    Asian Indian 6 $980,000 $163,333 $3,276 4.40%
    Chinese 5 $845,000 $169,000 $2,974 5.28%
    Vietnamese 3 $445,000 $148,333 $3,424 5.22%
    Samoan 1 $325,000 $325,000 $3,029 4.75%
    Japanese 1 $275,000 $275,000 $2,283 4.75%
    Korean 1 $55,000 $55,000 $474 5.65%
    Filipino 1 $35,000 $35,000 $0 5.25%
    Guamanian 1 $35,000 $35,000 $0 5.50%

    Approval Rates

    Total approvals of all applications
    81.03%

    Arvest Bank has a below average approval rate.

    Pick Rate

    Approvals leading to origination
    79.60%

    Arvest Bank has a below average pick rate.

    Points and Fees

    Points Originations Total Value Average Loan
    994.0 1 $355,000 $355,000
    NA 16,929 $2,519,725,000 $148,841

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    Multifamily:Manufactured 12 $3,040,000 $253,333
    Multifamily:Site-Built 120 $125,640,000 $1,047,000
    Single Family (1-4 Units):Manufactured 284 $18,660,000 $65,704
    Single Family (1-4 Units):Site-Built 16,514 $2,372,740,000 $143,681

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 2,045 $158,715,000 $77,611 $1,713 5.58%
    40-60% 1,708 $228,630,000 $133,858 $2,657 5.00%
    60-80% 4,144 $804,710,000 $194,187 $2,955 4.88%
    80-100% 6,406 $1,165,120,000 $181,879 $3,449 4.68%
    Over 100% 238 $70,270,000 $295,252 $5,625 4.46%
    Under 20% 2,306 $84,170,000 $36,500 $438 5.97%

    Complaints

    Bank Name Product Issue 2018 CPFB Complaints % of Total Issues
    ARVEST BANK GROUP, INC. Conventional home mortgage Closing on a mortgage 1 2.9%
    ARVEST BANK GROUP, INC. Conventional home mortgage Incorrect information on your report 1 2.9%
    ARVEST BANK GROUP, INC. Conventional home mortgage Struggling to pay mortgage 12 34.3%
    ARVEST BANK GROUP, INC. Conventional home mortgage Trouble during payment process 15 42.9%
    ARVEST BANK GROUP, INC. FHA mortgage Struggling to pay mortgage 3 8.6%
    ARVEST BANK GROUP, INC. Home equity loan or line of credit (HELOC) Closing on a mortgage 1 2.9%
    ARVEST BANK GROUP, INC. Other type of mortgage Struggling to pay mortgage 1 2.9%
    ARVEST BANK GROUP, INC. Other type of mortgage Trouble during payment process 1 2.9%

    Bank Details

    Branches

    Bank Name Branch Branch Type Deposits (000's)
    Arvest Bank 100 East Broadway Monett, MO 65708 Full Service B&M $18,666
    Arvest Bank 100 S.E. Frank Phillips Boulevard Bartlesville, OK 74003 Full Service B&M $285,993
    Arvest Bank 100 South Muskogee Avenue Tahlequah, OK 74464 Full Service B&M $37,294
    Arvest Bank 1000 West Shawnee Street Muskogee, OK 74401 Full Service Retail $7,047
    Arvest Bank 101 South 3rd. Mcalester, OK 74501 Full Service B&M $57,968
    Arvest Bank 101 South Mill Pryor, OK 74361 Full Service B&M $55,304
    Arvest Bank 102 East Buchanan Street Prairie Grove, AR 72753 Full Service B&M $87,355
    Arvest Bank 10206 Mabelvale Plaza Little Rock, AR 72209 Full Service B&M $35,671
    Arvest Bank 103 South Bloomington Lowell, AR 72745 Full Service B&M $122,279
    Arvest Bank 104 North Jefferson Avenue Lebanon, MO 65536 Full Service B&M $23,010
    Arvest Bank 104 South Hughes Huntsville, AR 72740 Full Service B&M $94,926
    Arvest Bank 105 North Panther Yellville, AR 72687 Full Service B&M $54,919
    Arvest Bank 1051 Cornwell Yukon, OK 73099 Full Service B&M $33,938
    Arvest Bank 106 East Delaware Nowata, OK 74048 Limited, Drive-thru $0
    Arvest Bank 10615 East 81st Street Tulsa, OK 74133 Full Service B&M $45,035
    Arvest Bank 10685 Mission Road Leawood, KS 66206 Full Service B&M $15,726
    Arvest Bank 1071 E. Tulsa Avenue Kansas, OK 74347 Full Service B&M $20,238
    Arvest Bank 108 North Maple Nowata, OK 74048 Full Service B&M $50,232
    Arvest Bank 109 East University Siloam Springs, AR 72761 Full Service B&M $21,415
    Arvest Bank 110 East Main Street Farmington, AR 72730 Full Service B&M $94,584
    Arvest Bank 110 South First Eufaula, OK 74432 Full Service B&M $39,648
    Arvest Bank 110 West Main Street Ashdown, AR 71822 Full Service B&M $39,911
    Arvest Bank 1101 Gulf Street Lamar, MO 64759 Full Service B&M $20,469
    Arvest Bank 1101 Spur Drive Marshfield, MO 65706 Full Service B&M $84,749
    Arvest Bank 1102 North Massey Boulevard Nixa, MO 65714 Full Service Retail $3,916
    Arvest Bank 11032 South Memorial Tulsa, OK 74133 Full Service B&M $53,753
    Arvest Bank 1107 South Rogers Street Clarksville, AR 72830 Full Service B&M $39,323
    Arvest Bank 111 Cordoba Center Hot Springs, AR 71909 Full Service B&M $41,975
    Arvest Bank 111 North Maple Street Mountain Grove, MO 65711 Full Service B&M $16,317
    Arvest Bank 1113 North Garland Avenue Fayetteville, AR 72703 Full Service B&M $43,633
    Arvest Bank 11150 Pflumm Road Lenexa, KS 66215 Full Service B&M $20,111
    Arvest Bank 11207 S State Hwy 51 Coweta, OK 74429 Full Service Retail $10,827
    Arvest Bank 1133 North Bryant Branch Edmond, OK 73034 Full Service B&M $31,778
    Arvest Bank 11331 Arcade Little Rock, AR 72212 Full Service B&M $91,220
    Arvest Bank 115 Park Ave Oklahoma City, OK 73102 Full Service B&M $28,889
    Arvest Bank 11501 East 76th Street North Owasso, OK 74055 Full Service B&M $40,861
    Arvest Bank 1170 North Salem Road Fayetteville, AR 72704 Full Service B&M $53,788
    Arvest Bank 11808 Highway 71 South Fort Smith, AR 72916 Full Service B&M $23,977
    Arvest Bank 119 East Third Street Ottawa, KS 66067 Full Service B&M $48,054
    Arvest Bank 121 North El Mira Avenue Russellville, AR 72802 Full Service B&M $45,084
    Arvest Bank 121 South Boulder Avenue Russellville, AR 72801 Limited, Drive-thru $0
    Arvest Bank 12101 E 96th N Owasso, OK 74055 Full Service Retail $17,311
    Arvest Bank 123 West Shawnee Street Tahlequah, OK 74464 Limited, Drive-thru $0
    Arvest Bank 125 West Canadian Vinita, OK 74301 Full Service B&M $27,217
    Arvest Bank 12661 State Highway 13 Kimberling City, MO 65686 Full Service B&M $58,322
    Arvest Bank 1280 Grand Blvd. Kansas City, MO 64106 Full Service B&M $10,041
    Arvest Bank 1311 Porter Wagoner Boulevard West Plains, MO 65775 Full Service B&M $33,121
    Arvest Bank 132 North Curtis Pea Ridge, AR 72751 Full Service B&M $65,110
    Arvest Bank 13301 Crystal Hill Road North Little Rock, AR 72113 Full Service B&M $58,701
    Arvest Bank 1337 Highway 62 Sw Mountain Home, AR 72653 Full Service B&M $20,473
    Arvest Bank 135 Section Line Road Hot Springs, AR 71913 Full Service B&M $82,238
    Arvest Bank 1355 West Lindsey Norman, OK 73069 Full Service B&M $26,688
    Arvest Bank 1360 North Center Street Lonoke, AR 72086 Full Service B&M $21,284
    Arvest Bank 1375 12th Avenue Southeast Norman, OK 73071 Full Service B&M $52,389
    Arvest Bank 138 East Church Street Aurora, MO 65605 Full Service B&M $36,713
    Arvest Bank 13800 Cantrell Road Little Rock, AR 72223 Full Service B&M $50,885
    Arvest Bank 139 Gage Drive Hollister, MO 65672 Full Service B&M $15,309
    Arvest Bank 1401 Highway 62-65 North Harrison, AR 72601 Full Service B&M $84,079
    Arvest Bank 1402 Highway 62-65 North Harrison, AR 72601 Full Service B&M $29,349
    Arvest Bank 1404 Southeast 'j' Street Bentonville, AR 72712 Limited, Drive-thru $0
    Arvest Bank 1405 North Main Miami, OK 74354 Full Service B&M $60,046
    Arvest Bank 14900 South East 29th Street Choctaw, OK 73020 Full Service B&M $27,734
    Arvest Bank 15 North Centennial Avenue West Fork, AR 72774 Full Service B&M $31,540
    Arvest Bank 150 East Buchanan Prairie Grove, AR 72753 Limited, Drive-thru $0
    Arvest Bank 150 Southtown Boulevard Hollister, MO 65672 Full Service B&M $14,666
    Arvest Bank 1500 Albert Pike Hot Springs, AR 71913 Full Service B&M $46,953
    Arvest Bank 1500 East Harding Street Morrilton, AR 72110 Full Service B&M $65,379
    Arvest Bank 1501 S. Rangeline Road Joplin, MO 64804 Full Service Retail $10,960
    Arvest Bank 1501 West Edmond Road Edmond, OK 73003 Full Service B&M $68,897
    Arvest Bank 151 East Van Buren Eureka Springs, AR 72632 Full Service B&M $34,677
    Arvest Bank 1515 South Utica Tulsa, OK 74114 Full Service B&M $44,041
    Arvest Bank 1515 W. Macarthur Webb City, MO 64870 Full Service B&M $59,433
    Arvest Bank 1517 Central Boulevard Bull Shoals, AR 72619 Full Service B&M $25,301
    Arvest Bank 1521 West Highway 51 Wagoner, OK 74467 Full Service B&M $40,184
    Arvest Bank 1608 Highway 71 North Mena, AR 71953 Full Service B&M $29,617
    Arvest Bank 16107 Chenal Parkway Little Rock, AR 72223 Full Service B&M $94,072
    Arvest Bank 1627 Highway 62 West Mountain Home, AR 72653 Full Service B&M $26,951
    Arvest Bank 1627 Joyce Street Fayetteville, AR 72703 Full Service B&M $218,381
    Arvest Bank 164 Gary Hatfield Way Huntsville, AR 72740 Full Service B&M $3,501
    Arvest Bank 1645 Highway 412 West Siloam Springs, AR 72761 Full Service B&M $181,977
    Arvest Bank 167 Highway 14 Lead Hill, AR 72644 Full Service B&M $21,754
    Arvest Bank 1700 North Kickapoo Street Shawnee, OK 74804 Full Service B&M $20,091
    Arvest Bank 1701 South Zero Street Fort Smith, AR 72901 Full Service B&M $56,107
    Arvest Bank 1710 Airport Road Hot Springs, AR 71913 Full Service B&M $35,947
    Arvest Bank 1720 South Muskogee Tahlequah, OK 74464 Full Service B&M $34,330
    Arvest Bank 1720 South Unverisity Avenue Little Rock, AR 72201 Full Service B&M $47,307
    Arvest Bank 1730 South Elm Street Broken Arrow, OK 74012 Full Service B&M $66,286
    Arvest Bank 1801 Belle Isle Blvd Oklahoma City, OK 73118 Full Service Retail $12,537
    Arvest Bank 1801 West Walnut Street Rogers, AR 72756 Full Service B&M $90,528
    Arvest Bank 1802 Forest Hills Boulevard Bella Vista, AR 72715 Full Service B&M $74,025
    Arvest Bank 181 Highway 71 Byp S Waldron, AR 72958 Full Service B&M $47,581
    Arvest Bank 1810 North 1st Street Jacksonville, AR 72076 Full Service B&M $17,120
    Arvest Bank 1818 South Main Street Grove, OK 74344 Full Service B&M $43,043
    Arvest Bank 1820 N Grant Street Little Rock, AR 72207 Limited, Drive-thru $0
    Arvest Bank 18491 Missouri 13 Branson West, MO 65737 Full Service B&M $25,107
    Arvest Bank 1900 South Douglas Midwest City, OK 73130 Full Service B&M $35,169
    Arvest Bank 1927 South Fourth Chickasha, OK 73018 Full Service B&M $47,176
    Arvest Bank 1930 Fayetteville Van Buren, AR 72956 Full Service B&M $50,799
    Arvest Bank 19801 Robson Rd Catoosa, OK 74015 Full Service Retail $4,909
    Arvest Bank 200 East Main Street Norman, OK 73069 Full Service B&M $167,832
    Arvest Bank 2000 Promenade Boulevard Rogers, AR 72758 Full Service B&M $20,186
    Arvest Bank 2004 South Pleasant Springdale, AR 72764 Full Service Retail $14,806
    Arvest Bank 2009 Browns Lane Jonesboro, AR 72403 Full Service B&M $109,435
    Arvest Bank 201 N.E. A Street Bentonville, AR 72712 Full Service B&M $990,019
    Arvest Bank 201 North Broadway Shawnee, OK 74801 Full Service B&M $121,016
    Arvest Bank 201 West Walnut Street Rogers, AR 72756 Full Service B&M $228,721
    Arvest Bank 2012 South Pleasant Springdale, AR 72764 Full Service B&M $61,111
    Arvest Bank 2019 East 81st Street Tulsa, OK 74137 Full Service Retail $14,951
    Arvest Bank 202 West Main Street Noel, MO 64854 Full Service B&M $18,989
    Arvest Bank 2023 E. 32nd Street Joplin, MO 64804 Full Service B&M $51,031
    Arvest Bank 2025 Sonoma Park Drive Edmond, OK 73013 Full Service B&M $76,745
    Arvest Bank 2029 West Kenosha Broken Arrow, OK 74012 Full Service B&M $104,127
    Arvest Bank 2045 North Center Street Fayetteville, AR 72701 Full Service B&M $31,999
    Arvest Bank 205 East Walnut Paris, AR 72855 Full Service B&M $25,632
    Arvest Bank 209 West Main Russellville, AR 72801 Full Service B&M $51,454
    Arvest Bank 2101 South Santa Fe Oklahoma City, OK 73160 Full Service B&M $46,441
    Arvest Bank 2110 West Walnut, Suite 3 Rogers, AR 72756 Full Service Retail $26,560
    Arvest Bank 214 North First Street Glenwood, AR 71943 Full Service B&M $30,007
    Arvest Bank 218 South Memorial Drive Tulsa, OK 74112 Full Service B&M $51,291
    Arvest Bank 220 South Highway 97 Sand Springs, OK 74063 Full Service Retail $14,504
    Arvest Bank 2200 West Pleasant Grove Road Rogers, AR 72758 Full Service B&M $60,548
    Arvest Bank 2203 North Highway 81 Duncan, OK 73533 Full Service B&M $32,509
    Arvest Bank 221 South George Street Mount Ida, AR 71957 Full Service B&M $68,488
    Arvest Bank 222 West 5th Okmulgee, OK 74447 Full Service B&M $16,478
    Arvest Bank 222 West Gregory Kansas City, MO 64114 Full Service B&M $24,538
    Arvest Bank 2223 Albert Pike Hot Springs, AR 71913 Full Service B&M $6,419
    Arvest Bank 224 Coker Street Greenwood, AR 72936 Full Service B&M $32,086
    Arvest Bank 2251 North 9th Street Broken Arrow, OK 74012 Full Service B&M $26,711
    Arvest Bank 230 West Broadway Muskogee, OK 74401 Full Service B&M $34,731
    Arvest Bank 2313 South Rouse Pittsburg, KS 66762 Full Service B&M $31,275
    Arvest Bank 2320 Malvern Ave Hot Springs, AR 71901 Full Service B&M $47,154
    Arvest Bank 2389 North College Avenue Fayetteville, AR 72703 Full Service B&M $78,161
    Arvest Bank 2403 West Republic Road Springfield, MO 65814 Full Service B&M $29,504
    Arvest Bank 2425 South Zero Street Fort Smith, AR 72901 Full Service Retail $17,993
    Arvest Bank 24832 State Highway 39 Shell Knob, MO 65747 Full Service B&M $40,360
    Arvest Bank 2500 West Edison Street Tulsa, OK 74127 Full Service B&M $21,204
    Arvest Bank 2590 Donaghey Conway, AR 72032 Full Service B&M $44,949
    Arvest Bank 2619 Highway 62 East Mountain Home, AR 72653 Full Service B&M $30,563
    Arvest Bank 2622 West Gore Blvd Lawton, OK 73505 Full Service B&M $23,658
    Arvest Bank 2623 W. 7th Street Joplin, MO 64801 Full Service Retail $10,091
    Arvest Bank 2651 S.E. Washington Drive Bartlesville, OK 74006 Full Service B&M $50,114
    Arvest Bank 2700 South Shackleford Road Little Rock, AR 72205 Full Service Retail $5,346
    Arvest Bank 2730 Highway 412 East Siloam Springs, AR 72761 Full Service B&M $31,581
    Arvest Bank 2740 Grand Ave Carthage, MO 64836 Full Service B&M $33,917
    Arvest Bank 2761 East Mission Boulevard Fayetteville, AR 72703 Full Service B&M $111,007
    Arvest Bank 2799 East 91st Street Tulsa, OK 74137 Full Service B&M $58,660
    Arvest Bank 2835 E. Battlefield Springfield, MO 65804 Full Service B&M $9,779
    Arvest Bank 2850 College Avenue Conway, AR 72034 Full Service B&M $43,371
    Arvest Bank 2885 Prince Street Conway, AR 72034 Full Service B&M $11,063
    Arvest Bank 2902 East Gore Boulevard Lawton, OK 73507 Full Service B&M $31,290
    Arvest Bank 5215 West 6th Avenue Stillwater, OK 74074 Full Service B&M $18,902
    Arvest Bank 3002 N Broadway Poteau, OK 74953 Full Service B&M $68,405
    Arvest Bank 3005 West Main Place Russellville, AR 72801 Full Service B&M $41,209
    Arvest Bank 301 East Drew Avenue Monette, AR 72447 Full Service B&M $26,430
    Arvest Bank 301 Highway 62 W. Yellville, AR 72687 Full Service B&M $19,111
    Arvest Bank 301 West Fourth Avenue Caney, KS 67333 Full Service B&M $20,493
    Arvest Bank 3015 Alma Hwy Van Buren, AR 72956 Full Service B&M $28,767
    Arvest Bank 3027 Hwy 62 East Mountain Home, AR 72653 Full Service B&M $14,723
    Arvest Bank 3045 Martin Luther King, Jr. Blvd. Fayetteville, AR 72704 Full Service B&M $60,812
    Arvest Bank 305 N Cedar Street Belton, MO 64012 Full Service B&M $9,040
    Arvest Bank 306 E Main St Gardner, KS 66030 Full Service B&M $15,987
    Arvest Bank 307 North Walton Boulevard Bentonville, AR 72712 Full Service B&M $20,865
    Arvest Bank 3101 Southwest Drive Jonesboro, AR 72404 Full Service B&M $3,636
    Arvest Bank 3121 Prospect Avenue Kansas City, MO 64128 Full Service B&M $16,318
    Arvest Bank 317 East Pridemore Drive Lincoln, AR 72744 Full Service B&M $22,808
    Arvest Bank 3184 East Sunshine Street Springfield, MO 65804 Full Service B&M $14,557
    Arvest Bank 320 East Main Street Gentry, AR 72734 Full Service B&M $32,271
    Arvest Bank 3200 Lusk Drive Neosho, MO 64850 Full Service Retail $7,028
    Arvest Bank 3200 Rogers Avenue Fort Smith, AR 72903 Full Service B&M $251,744
    Arvest Bank 3201 Mcclelland Boulevard Joplin, MO 64804 Full Service B&M $77,389
    Arvest Bank 3217 North Reynolds Road Bryant, AR 72022 Full Service B&M $85,847
    Arvest Bank 3233 South Yale Avenue Tulsa, OK 74135 Limited, Drive-thru $0
    Arvest Bank 324 U.S. 62 Harrison, AR 72601 Full Service B&M $54,231
    Arvest Bank 3263 East Robinson Avenue B-1 Springdale, AR 72764 Full Service B&M $33,856
    Arvest Bank 3300 W Sunset Ave. Springdale, AR 72762 Full Service B&M $13,456
    Arvest Bank 333 North Third Street Muskogee, OK 74401 Limited, Drive-thru $0
    Arvest Bank 338 South 5th Street Jay, OK 74346 Full Service B&M $28,742
    Arvest Bank 3421 S. 74th Street Fort Smith, AR 72903 Full Service B&M $82,244
    Arvest Bank 3460 North College Fayetteville, AR 72701 Full Service B&M $31,926
    Arvest Bank 3502 Jfk Boulevard N. Little Rock, AR 72116 Full Service B&M $31,540
    Arvest Bank 3514 Southeast 14th Street Bentonville, AR 72712 Full Service B&M $39,826
    Arvest Bank 3550 South National Springfield, MO 65807 Full Service B&M $22,258
    Arvest Bank 360 Sw M-150 Highway Lees Summit, MO 64082 Full Service B&M $32,622
    Arvest Bank 3601 36th Avenue Nw Norman, OK 73072 Full Service B&M $19,373
    Arvest Bank 3615 West Main Street Norman, OK 73072 Full Service B&M $90,179
    Arvest Bank 3835 North Highway 7 Hot Springs, AR 71909 Full Service B&M $16,610
    Arvest Bank 3858 South Thompson Springdale, AR 72764 Full Service B&M $148,539
    Arvest Bank 3900 North Lincoln Boulevard Oklahoma City, OK 73105 Full Service B&M $79,084
    Arvest Bank 3919 North Mall Avenue Fayetteville, AR 72703 Full Service Retail $27,837
    Arvest Bank 3950 West Sunset Avenue Springdale, AR 72764 Full Service B&M $81,213
    Arvest Bank 400 Ouachita Avenue Hot Springs, AR 71901 Full Service B&M $45,044
    Arvest Bank 400 South Dewey Bartlesville, OK 74003 Limited, Drive-thru $0
    Arvest Bank 4001 Kiehl Avenue Sherwood, AR 72120 Full Service B&M $30,019
    Arvest Bank 4004 Mccain Boulevard North Little Rock, AR 72116 Full Service B&M $62,527
    Arvest Bank 401 E. Austin Branch Nevada, MO 64772 Full Service B&M $31,059
    Arvest Bank 401 North Walnut Harrison, AR 72601 Full Service B&M $44,479
    Arvest Bank 401 West Trimble Berryville, AR 72616 Full Service B&M $36,723
    Arvest Bank 402 S Range Line Rd Joplin, MO 64801 Full Service B&M $26,668
    Arvest Bank 403 Main Street Golden City, MO 64748 Full Service B&M $17,734
    Arvest Bank 403 Town Center Bella Vista, AR 72714 Full Service B&M $125,412
    Arvest Bank 405 South Walton Boulevard Bentonville, AR 72712 Full Service B&M $253,602
    Arvest Bank 406 S. Walton Boulevard Bentonville, AR 72712 Full Service Retail $40,416
    Arvest Bank 408 Highway 64 West Alma, AR 72921 Full Service B&M $16,877
    Arvest Bank 409 South Park Drive Broken Bow, OK 74728 Full Service B&M $23,287
    Arvest Bank 410 S Elm Jenks, OK 74037 Full Service B&M $33,759
    Arvest Bank 4117 South Peoria Avenue Tulsa, OK 74105 Full Service B&M $45,315
    Arvest Bank 4140 South Fremont Springfield, MO 65804 Full Service B&M $45,845
    Arvest Bank 415 West Emma Avenue Springdale, AR 72764 Full Service B&M $207,316
    Arvest Bank 420 South Main Street Nashville, AR 71852 Full Service B&M $26,130
    Arvest Bank 4225 Southeast Adams Road Bartlesville, OK 74006 Full Service B&M $111,090
    Arvest Bank 425 W. Central Carthage, MO 64836 Full Service B&M $44,525
    Arvest Bank 4301 South Garnett Tulsa, OK 74146 Full Service B&M $174,935
    Arvest Bank 4301 South Memorial Rd Oklahoma City, OK 73134 Full Service B&M $63,931
    Arvest Bank 4302 West Olive Street Rogers, AR 72756 Full Service B&M $43,652
    Arvest Bank 4330 Nw Cache Rd Lawton, OK 73505 Full Service B&M $112,071
    Arvest Bank 4340 Noland Road Independence, MO 64050 Full Service B&M $26,440
    Arvest Bank 4400 West Markham St. Little Rock, AR 72205 Full Service B&M $109,164
    Arvest Bank 4500 North Harrison Shawnee, OK 74804 Full Service B&M $27,191
    Arvest Bank 4548 East 51st Street Tulsa, OK 74135 Full Service B&M $50,804
    Arvest Bank 4570 Central Avenue Hot Springs, AR 71913 Full Service B&M $85,291
    Arvest Bank 4600 Southeast 29th Street Del City, OK 73115 Full Service B&M $70,024
    Arvest Bank 4724 Camp Robinson Road North Little Rock, AR 72118 Full Service B&M $27,440
    Arvest Bank 4800 Kelley Highway Fort Smith, AR 72904 Full Service B&M $28,038
    Arvest Bank 4825 E 36 Tulsa, OK 74135 Full Service B&M $55,754
    Arvest Bank 4860 Elm Springs Road Springdale, AR 72762 Full Service B&M $7,370
    Arvest Bank 497 Highway 59 Westville, OK 74965 Full Service B&M $15,839
    Arvest Bank 500 Broadway Plaza Little Rock, AR 72201 Full Service B&M $910,938
    Arvest Bank 5000 Rogers Avenue Fort Smith, AR 72903 Full Service B&M $136,915
    Arvest Bank 502 South Main Mall Tulsa, OK 74103 Full Service B&M $518,197
    Arvest Bank 503 Main Cassville, MO 65625 Full Service B&M $22,401
    Arvest Bank 504 Collin Raye Drive De Queen, AR 71832 Full Service B&M $45,879
    Arvest Bank 505 W. Northview Road Nixa, MO 65714 Full Service B&M $3,345
    Arvest Bank 506 First Avenue Se Gravette, AR 72736 Full Service B&M $47,547
    Arvest Bank 510 West Main Street Cabot, AR 72023 Full Service B&M $42,079
    Arvest Bank 5120 South Garnett Tulsa, OK 74146 Full Service B&M $8,919
    Arvest Bank 514 West Locust Stilwell, OK 74960 Full Service B&M $18,161
    Arvest Bank 516 East Millsap Road, Suite 203 Fayetteville, AR 72701 Full Service B&M $123,453
    Arvest Bank 5201 Southwest Lee Boulevard Lawton, OK 73505 Full Service B&M $52,153
    Arvest Bank 5201 Village Parkway Rogers, AR 72758 Full Service B&M $241,550
    Arvest Bank 5205 E Johnson Jonesboro, AR 72401 Full Service B&M $4,026
    Arvest Bank 524 North Main Stillwater, OK 74074 Full Service B&M $15,831
    Arvest Bank 5315 Highland Drive Little Rock, AR 72223 Full Service B&M $71,349
    Arvest Bank 5600 North Broadway Gladstone, MO 64118 Full Service B&M $20,059
    Arvest Bank 5601 Gretna Road Branson, MO 65616 Full Service B&M $87,684
    Arvest Bank 5621 N Classen Blvd Oklahoma City, OK 73118 Full Service B&M $7,971
    Arvest Bank 600 South Glenstone Avenue Springfield, MO 65802 Full Service B&M $58,491
    Arvest Bank 600 South Main Sapulpa, OK 74066 Full Service B&M $25,993
    Arvest Bank 607 Highway 71 North Anderson, MO 64831 Full Service B&M $29,984
    Arvest Bank 6100 W. Reno Oklahoma City, OK 73127 Full Service Retail $13,474
    Arvest Bank 612 N Walton Bentonville, AR 72712 Full Service B&M $12,749
    Arvest Bank 621 Oak Street Conway, AR 72032 Full Service B&M $41,689
    Arvest Bank 6300 Nall Avenue Mission, KS 66202 Full Service B&M $89,494
    Arvest Bank 6306 East 101st Street Tulsa, OK 74137 Full Service B&M $148,881
    Arvest Bank 6560 E 71st St Tulsa, OK 74133 Full Service B&M $90,090
    Arvest Bank 668 Highway 62 East Mountain Home, AR 72653 Full Service B&M $53,444
    Arvest Bank 70 Sugar Creek Center Bella Vista, AR 72714 Full Service B&M $85,952
    Arvest Bank 700 North Main Harrison, AR 72601 Full Service B&M $19,090
    Arvest Bank 701 South Main Street Joplin, MO 64801 Full Service B&M $58,127
    Arvest Bank 701 West New Hope Road Rogers, AR 72758 Full Service B&M $31,715
    Arvest Bank 702 Washington Idabel, OK 74745 Full Service B&M $27,639
    Arvest Bank 704 Main Street Lockwood, MO 65682 Full Service B&M $25,502
    Arvest Bank 709 W. Fleeman Manila, AR 72442 Full Service B&M $21,013
    Arvest Bank 716 West Mount Vernon Nixa, MO 65714 Full Service B&M $15,955
    Arvest Bank 729 Main Street Duncan, OK 73533 Full Service B&M $93,373
    Arvest Bank 730 North National Avenue Springfield, MO 65802 Full Service B&M $26,176
    Arvest Bank 735 North York Muskogee, OK 74403 Full Service B&M $34,144
    Arvest Bank 739 Harmony Neosho, MO 64850 Full Service B&M $61,722
    Arvest Bank 7401 West 135th Street Overland Park, KS 66223 Full Service B&M $52,892
    Arvest Bank 742 State Highway 270 Mount Ida, AR 71957 Limited, Drive-thru $909
    Arvest Bank 7438 Us Highway 277 Elgin, OK 73538 Full Service B&M $7,440
    Arvest Bank 75 North East Street Fayetteville, AR 72701 Full Service B&M $168,168
    Arvest Bank 770 West Centerton Blvd Centerton, AR 72719 Full Service B&M $35,822
    Arvest Bank 7800 Nw Expressway Oklahoma City, OK 73132 Full Service Retail $14,984
    Arvest Bank 800 North Osage Street Dewey, OK 74029 Full Service B&M $61,405
    Arvest Bank 802 East Main Flippin, AR 72634 Full Service B&M $22,048
    Arvest Bank 811 West Ruth Street Sallisaw, OK 74955 Full Service B&M $34,516
    Arvest Bank 816 Garrison Ave Fort Smith, AR 72901 Full Service B&M $23,171
    Arvest Bank 819 South Arkansas Avenue Russellville, AR 72801 Full Service B&M $26,529
    Arvest Bank 819 Wallace Knob Road Mountain Home, AR 72653 Full Service B&M $62,094
    Arvest Bank 824 Se 4th Street Moore, OK 73160 Full Service B&M $37,255
    Arvest Bank 8415 Highway 107 Sherwood, AR 72120 Full Service B&M $74,867
    Arvest Bank 8959 East U.S. Highway 40 Kansas City, MO 64129 Full Service B&M $27,690
    Arvest Bank 8th And Walnut Duncan, OK 73533 Limited, Drive-thru $0
    Arvest Bank 911 Ne Sam Walton Lane Lees Summit, MO 64086 Full Service B&M $27,397
    Arvest Bank 918 East Henri De Tonti Boulevard Tontitown, AR 72770 Full Service B&M $48,406
    Arvest Bank 9221 North Oak Trafficway Kansas City, MO 64155 Full Service B&M $20,389
    Arvest Bank 924 West Missouri Avenue Walters, OK 73572 Full Service B&M $6,874
    Arvest Bank 925 Military Road Benton, AR 72015 Full Service B&M $90,483
    Arvest Bank 930 North Country Club Road Ada, OK 74820 Full Service B&M $14,731
    Arvest Bank 9300 Blue Ridge Boulevard Kansas City, MO 64138 Full Service B&M $66,015
    Arvest Bank 9350 South Western Avenue Oklahoma City, OK 73139 Full Service B&M $59,449
    Arvest Bank 9701 East 31st Street Tulsa, OK 74146 Full Service B&M $85,987
    Arvest Bank 9863 State Hwy 76 Branson West, MO 65737 Full Service B&M $20,100
    Arvest Bank Main And Third Streets Dierks, AR 71833 Full Service B&M $15,228
    Arvest Bank Ninth And Wyandotte Dewey, OK 74029 Limited, Drive-thru $0

    For 2018, Arvest Bank had 295 branches.

    Yearly Performance Overview

    Bank Income

    Item Value (in 000's)
    Total interest income $677,271
    Net interest income $615,764
    Total noninterest income $506,497
    Gross Fiduciary activities income $24,984
    Service charges on deposit accounts $144,010
    Trading account gains and fees $496
    Additional Noninterest Income $337,007
    Pre-tax net operating income $243,141
    Securities gains (or losses, -) $-1,824
    Income before extraordinary items $187,475
    Discontinued Operations (Extraordinary gains, net) $0
    Net income of bank and minority interests $187,475
    Minority interest net income $-31
    Net income $187,506
    Sale, conversion, retirement of capital stock, net $0
    Net operating income $188,915

    Arvest Bank's gross interest income from loans was $677,271,000.
    Arvest Bank's net interest income from loans was $615,764,000.
    Arvest Bank's fee based income from loans was $144,010,000.
    Arvest Bank's net income from loans was $187,506,000.

    Bank Expenses

    Item Value (in 000's)
    Total interest expense $61,507
    Provision for credit losses $36,172
    Total noninterest expense $842,948
    Salaries and employee benefits $450,260
    Premises and equipment expense $90,289
    Additional noninterest expense $302,399
    Applicable income taxes $53,842
    Net charge-offs $26,129
    Cash dividends $634

    Arvest Bank's interest expense for loans was $61,507,000.
    Arvest Bank's payroll and benefits expense were $450,260,000.
    Arvest Bank's property, plant and equipment expenses $90,289,000.

    Loan Performance

    Type of Loan % of Loans Noncurrent (30+ days, end of period snapshot)
    All loans 0.0%
    Real Estate loans 0.0%
    Construction & Land Development loans 0.0%
    Nonfarm, nonresidential loans 0.0%
    Multifamily residential loans 0.0%
    1-4 family residential loans 1.0%
    HELOC loans 0.0%
    All other family 1.0%
    Commercial & industrial loans 0.0%
    Personal loans 0.0%
    Credit card loans 1.7%
    Other individual loans 0.0%
    Auto loans 0.0%
    Other consumer loans 0.0%
    Unsecured commercial real estate loans 0.0%

    Deposits

    Type Value (in 000's)
    Total deposits $15,721,557
    Deposits held in domestic offices $15,721,557
    Deposits by Individuals, partnerships, and corporations $15,066,415
    Deposits by U.S. Government $4,079
    Deposits by States and political subdivisions in the U.S. $623,843
    Deposits by Commercial banks and other depository institutions in U.S. $27,220
    Deposits by Banks in foreign countries $0
    Deposits by Foreign governments and official institutions $0
    Transaction accounts $2,906,979
    Demand deposits $2,460,348
    Nontransaction accounts $12,814,578
    Money market deposit accounts (MMDAs) $10,238,057
    Other savings deposits (excluding MMDAs) $1,185,571
    Total time deposits $1,390,950
    Total time and savings deposits $13,261,209
    Noninterest-bearing deposits $2,455,988
    Interest-bearing deposits $13,265,569
    Retail deposits $15,556,224
    IRAs and Keogh plan accounts $291,012
    Brokered deposits $16,217
    Deposits held in foreign offices $0

    Assets

    Asset Value (in 000's)
    Total Assets $18,449,940
    Cash & Balances due from depository institutions $684,832
    Interest-bearing balances $356,927
    Total securities $3,709,466
    Federal funds sold & reverse repurchase $0
    Net loans and leases $12,353,601
    Loan and leases loss allowance $130,879
    Trading account assets $2,792
    Bank premises and fixed assets $462,345
    Other real estate owned $32,879
    Goodwill and other intangibles $901,793
    All other assets $302,232

    Liabilities

    Liabilities Value (in 000's)
    Total liabilities and capital $18,449,940
    Total Liabilities $16,355,770
    Total deposits $15,721,557
    Interest-bearing deposits $13,265,569
    Deposits held in domestic offices $15,721,557
    % insured (estimated) $76
    Federal funds purchased and repurchase agreements $114,444
    Trading liabilities $0
    Other borrowed funds $317,714
    Subordinated debt $0
    All other liabilities $202,055

    Issued Loan Types

    Type Value (in 000's)
    Net loans and leases $12,353,601
    Loan and leases loss allowance $130,879
    Total loans and leases (domestic) $12,484,480
    All real estate loans $8,497,353
    Real estate loans in domestic offices $8,497,353
    Construction and development loans $890,362
    Residential 1-4 family construction $183,856
    Other construction, all land development and other land $706,506
    Loans secured by nonfarm nonresidential properties $2,927,921
    Nonfarm nonresidential secured by owner-occupied properties $1,272,979
    Commercial real estate & other non-farm, non-residential $1,654,942
    Multifamily residential real estate $382,420
    1-4 family residential loans $3,708,789
    Farmland loans $587,861
    Loans held in foreign offices $0
    Farm loans $171,824
    Commercial and industrial loans $1,961,674
    To non-U.S. addressees $0
    Loans to individuals $1,527,992
    Credit card loans $154,721
    Related Plans $53,004
    Consumer Auto Loans $617,630
    Other loans to individuals $702,637
    All other loans & leases $325,742
    Loans to foreign governments and official institutions $0
    Other loans $88,966
    Loans to depository institutions and acceptances of other banks $0
    Loans not secured by real estate $0
    Loans secured by real estate to non-U.S. addressees $0
    Restructured Loans & leases $69,828
    Non 1-4 family restructured loans & leases $54,452
    Total loans and leases (foreign) $0

    Arvest Bank had $12,353,601,000 of loans outstanding in 2018. $8,497,353,000 of loans were in real estate loans. $890,362,000 of loans were in development loans. $382,420,000 of loans were in multifamily mortgage loans. $3,708,789,000 of loans were in 1-4 family mortgage loans. $171,824,000 of loans were in farm loans. $154,721,000 of loans were in credit card loans. $617,630,000 of loans were in the auto loan category.

    Small Business Loans

    Categorization # of Loans in Category $ amount of loans (in 000's) Average $/loan
    Nonfarm, nonresidential loans - <$1MM 5,089 $863,614 $169,702
    Nonfarm, nonresidential loans - <$100k 1,492 $51,289 $34,376
    Nonfarm, nonresidential loans - $100-250k 1,726 $180,760 $104,728
    Nonfarm, nonresidential loans - $250k-1MM 1,871 $631,565 $337,555
    Commercial & Industrial, US addressed loans - <$1MM 30,029 $751,786 $25,035
    Commercial & Industrial, US addressed loans - <$100k 26,424 $273,711 $10,358
    Commercial & Industrial, US addressed loans - $100-250k 2,170 $167,518 $77,197
    Commercial & Industrial, US addressed loans - $250k-1MM 1,435 $310,557 $216,416
    Farmland loans - <$1MM 2,709 $261,619 $96,574
    Farmland loans - <$100k 1,360 $53,612 $39,421
    Farmland loans - $100-250k 969 $112,675 $116,280
    Farmland loans - $250k-1MM 380 $95,332 $250,874
    Agriculture operations loans - <$1MM 4,657 $113,836 $24,444
    Agriculture operations loans - <$100k 4,324 $70,131 $16,219
    Agriculture operations loans - $100-250k 226 $21,613 $95,633
    Agriculture operations loans - $250k-1MM 107 $22,092 $206,467