First Internet Bank Of Indiana Mortgage Rates, Fees & Info
Fishers, INLEI: 549300B81YWV4GBENI49
Tax ID: 35-2029944
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Review & Overview
First Internet Bank Of Indiana is a smaller bank specializing in Home Purchase loans. First Internet Bank Of Indiana has a high proportion of conventional loans. They have an average proportion of FHA loans. Their top markets by origination volume include: Indianapolis, New York, Dallas, Phoenix, and Atlanta among others. We have data for 270 markets. (Some data included below & more in-depth data is available with an active subscription.)First Internet Bank Of Indiana has an average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. First Internet Bank Of Indiana is typically a low fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
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SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
|---|---|---|
| 30 Year Conventional Purchase | 6.05% | 4/21/24 |
| 30 Year Conventional Refi | 6.21% | 4/21/24 |
| 30 Year Cash-out Refi | 6.53% | 4/21/24 |
| 30 Year FHA Purchase | 6.91% | 4/21/24 |
| 30 Year FHA Refi | 6.77% | 4/21/24 |
| 30 Year VA Purchase | 5.94% | 4/21/24 |
| 30 Year VA Refi | 6.27% | 4/21/24 |
| 15 Year Conventional Purchase | 5.64% | 4/21/24 |
| 15 Year Conventional Refi | 5.83% | 4/21/24 |
| 15 Year Cash-out Refi | 5.83% | 4/21/24 |
| These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. | ||
First Internet Bank Of Indiana Mortgage Calculator
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The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
1,388Origination Dollar Volume (All Markets)
$428,730,000Employee count
201Awards
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First Internet Bank of Indiana - 2018
First Internet Bank of Indiana is a 2018 , due to their low .
For 2018, less than of lenders were eligible for this award.
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Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) | 247 | $105,045,000 | $425,283 | $3,769 | 4.57% |
| New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) | 122 | $46,750,000 | $383,197 | $5,978 | 4.34% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 43 | $12,415,000 | $288,721 | $5,784 | 4.43% |
| Outside of Metro Areas | 56 | $11,150,000 | $199,107 | $3,816 | 4.52% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 37 | $9,745,000 | $263,378 | $4,069 | 4.53% |
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 36 | $9,100,000 | $252,778 | $4,120 | 4.52% |
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 22 | $8,680,000 | $394,545 | $5,944 | 4.17% |
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 25 | $8,305,000 | $332,200 | $4,293 | 4.35% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 36 | $7,690,000 | $213,611 | $4,597 | 4.50% |
| LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) | 26 | $7,130,000 | $274,231 | $3,144 | 4.47% |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) | 19 | $6,745,000 | $355,000 | $5,090 | 4.50% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 22 | $6,250,000 | $284,091 | $4,653 | 4.36% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 14 | $6,160,000 | $440,000 | $3,314 | 4.53% |
| Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) | 15 | $4,905,000 | $327,000 | $2,717 | 4.64% |
| Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 12 | $4,760,000 | $396,667 | $2,882 | 4.71% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 14 | $4,500,000 | $321,429 | $4,771 | 4.43% |
| BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) | 14 | $4,490,000 | $320,714 | $3,711 | 4.34% |
| NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) | 12 | $4,010,000 | $334,167 | $3,032 | 4.13% |
| BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) | 6 | $3,580,000 | $596,667 | $7,595 | 4.25% |
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 15 | $3,445,000 | $229,667 | $4,768 | 4.39% |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) | 13 | $3,405,000 | $261,923 | $4,383 | 4.34% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 11 | $3,335,000 | $303,182 | $5,846 | 4.63% |
| CINCINNATI, OH-KY-IN (FHA|USDA|VA) | 11 | $2,935,000 | $266,818 | $4,730 | 4.56% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 9 | $2,835,000 | $315,000 | $5,071 | 4.43% |
| Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) | 7 | $2,815,000 | $402,143 | $3,521 | 4.39% |
| SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) | 7 | $2,745,000 | $392,143 | $3,972 | 4.43% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 11 | $2,575,000 | $234,091 | $3,329 | 4.48% |
| Detroit-Warren-Dearborn, MI (FHA|USDA|VA) | 12 | $2,490,000 | $207,500 | $3,807 | 4.42% |
| SALT LAKE CITY, UT (FHA|USDA|VA) | 6 | $2,410,000 | $401,667 | $3,099 | 4.50% |
| CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) | 6 | $2,330,000 | $388,333 | $4,194 | 3.96% |
| SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) | 7 | $2,285,000 | $326,429 | $2,674 | 4.65% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 9 | $2,235,000 | $248,333 | $6,906 | 4.39% |
| POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY (FHA|USDA|VA) | 7 | $2,155,000 | $307,857 | $5,819 | 4.39% |
| YUBA CITY, CA (FHA|USDA|VA) | 7 | $2,105,000 | $300,714 | $8,425 | 4.38% |
| COLORADO SPRINGS, CO (FHA|USDA|VA) | 6 | $1,990,000 | $331,667 | $5,823 | 4.38% |
| RALEIGH-CARY, NC (FHA|USDA|VA) | 7 | $1,975,000 | $282,143 | $4,594 | 4.21% |
| San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) | 5 | $1,955,000 | $391,000 | $2,469 | 4.65% |
| PROVO-OREM, UT (FHA|USDA|VA) | 4 | $1,940,000 | $485,000 | $5,188 | 4.41% |
| BOISE CITY, ID (FHA|USDA|VA) | 5 | $1,915,000 | $383,000 | $4,965 | 4.60% |
| KANSAS CITY, MO-KS (FHA|USDA|VA) | 8 | $1,850,000 | $231,250 | $2,848 | 4.73% |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) | 7 | $1,815,000 | $259,286 | $3,197 | 4.54% |
| SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) | 6 | $1,780,000 | $296,667 | $6,808 | 4.06% |
| FORT COLLINS, CO (FHA|USDA|VA) | 5 | $1,635,000 | $327,000 | $4,386 | 4.67% |
| RENO, NV (FHA|USDA|VA) | 5 | $1,615,000 | $323,000 | $5,966 | 4.43% |
| BUFFALO-CHEEKTOWAGA, NY (FHA|USDA|VA) | 6 | $1,520,000 | $253,333 | $4,922 | 4.71% |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) | 4 | $1,510,000 | $377,500 | $6,835 | 4.37% |
| OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) | 3 | $1,425,000 | $475,000 | $5,404 | 4.88% |
| BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) | 4 | $1,380,000 | $345,000 | $6,895 | 4.50% |
| SANTA FE, NM (FHA|USDA|VA) | 5 | $1,345,000 | $269,000 | $3,833 | 4.10% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 7 | $1,345,000 | $192,143 | $3,023 | 4.61% |
| GREENVILLE-ANDERSON, SC (FHA|USDA|VA) | 7 | $1,325,000 | $189,286 | $2,649 | 4.62% |
| ALBUQUERQUE, NM (FHA|USDA|VA) | 6 | $1,300,000 | $216,667 | $4,369 | 4.50% |
| OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) | 5 | $1,285,000 | $257,000 | $3,122 | 4.18% |
| MEMPHIS, TN-MS-AR (FHA|USDA|VA) | 7 | $1,275,000 | $182,143 | $5,017 | 4.70% |
| CHATTANOOGA, TN-GA (FHA|USDA|VA) | 7 | $1,265,000 | $180,714 | $2,614 | 4.43% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 4 | $1,250,000 | $312,500 | $4,617 | 4.19% |
| COLUMBUS, OH (FHA|USDA|VA) | 6 | $1,250,000 | $208,333 | $3,002 | 4.63% |
| HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) | 4 | $1,210,000 | $302,500 | $3,094 | 4.25% |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) | 5 | $1,165,000 | $233,000 | $6,769 | 4.40% |
| CLEVELAND-ELYRIA, OH (FHA|USDA|VA) | 6 | $1,150,000 | $191,667 | $4,018 | 4.73% |
| OKLAHOMA CITY, OK (FHA|USDA|VA) | 7 | $1,145,000 | $163,571 | $4,702 | 4.68% |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) | 5 | $1,145,000 | $229,000 | $3,523 | 4.33% |
| ANCHORAGE, AK (FHA|USDA|VA) | 3 | $1,135,000 | $378,333 | $4,622 | 4.13% |
| OGDEN-CLEARFIELD, UT (FHA|USDA|VA) | 4 | $1,120,000 | $280,000 | $3,706 | 4.44% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 6 | $1,090,000 | $181,667 | $3,162 | 4.96% |
| KNOXVILLE, TN (FHA|USDA|VA) | 4 | $1,050,000 | $262,500 | $3,706 | 4.50% |
| KENNEWICK-RICHLAND, WA (FHA|USDA|VA) | 4 | $1,030,000 | $257,500 | $4,139 | 5.13% |
| PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) | 3 | $1,015,000 | $338,333 | $7,129 | 4.17% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 4 | $990,000 | $247,500 | $5,208 | 4.38% |
| NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) | 5 | $955,000 | $191,000 | $3,501 | 4.98% |
| URBAN HONOLULU, HI (FHA|USDA|VA) | 2 | $890,000 | $445,000 | $10,248 | 4.38% |
| SALEM, OR (FHA|USDA|VA) | 3 | $865,000 | $288,333 | $7,808 | 3.83% |
| BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) | 2 | $860,000 | $430,000 | $6,116 | 4.56% |
| LOUISVILLE, KY (FHA|USDA|VA) | 3 | $855,000 | $285,000 | $4,444 | 4.29% |
| KINGSTON, NY (FHA|USDA|VA) | 3 | $845,000 | $281,667 | $5,137 | 3.83% |
| SPRINGFIELD, MO (FHA|USDA|VA) | 2 | $810,000 | $405,000 | $2,501 | 4.13% |
| PITTSBURGH, PA (FHA|USDA|VA) | 4 | $800,000 | $200,000 | $5,101 | 4.38% |
| MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) | 3 | $795,000 | $265,000 | $4,466 | 4.46% |
| ROCHESTER, NY (FHA|USDA|VA) | 3 | $765,000 | $255,000 | $3,363 | 4.29% |
| WINSTON-SALEM, NC (FHA|USDA|VA) | 2 | $760,000 | $380,000 | $2,473 | 3.88% |
| GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) | 4 | $750,000 | $187,500 | $2,722 | 4.78% |
| PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) | 3 | $745,000 | $248,333 | $5,126 | 4.58% |
| Bozeman, MT (FHA|USDA|VA) | 2 | $730,000 | $365,000 | $3,482 | 4.50% |
| TWIN FALLS, ID (FHA|USDA|VA) | 2 | $730,000 | $365,000 | $8,669 | 4.19% |
| COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) | 3 | $725,000 | $241,667 | $4,393 | 4.50% |
| GETTYSBURG, PA (FHA|USDA|VA) | 3 | $725,000 | $241,667 | $4,060 | 4.38% |
| SYRACUSE, NY (FHA|USDA|VA) | 3 | $695,000 | $231,667 | $5,426 | 4.08% |
| PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) | 3 | $685,000 | $228,333 | $3,036 | 4.83% |
| PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) | 2 | $680,000 | $340,000 | $3,887 | 4.25% |
| ALBANY-SCHENECTADY-TROY, NY (FHA|USDA|VA) | 3 | $675,000 | $225,000 | $1,758 | 5.08% |
| HUNTSVILLE, AL (FHA|USDA|VA) | 3 | $655,000 | $218,333 | $4,263 | 4.46% |
| DECATUR, IL (FHA|USDA|VA) | 1 | $645,000 | $645,000 | $2,693 | 4.00% |
| Taos, NM (FHA|USDA|VA) | 2 | $640,000 | $320,000 | $3,060 | 4.31% |
| WORCESTER, MA-CT (FHA|USDA|VA) | 2 | $630,000 | $315,000 | $4,653 | 3.69% |
| YORK-HANOVER, PA (FHA|USDA|VA) | 2 | $630,000 | $315,000 | $3,926 | 4.06% |
| LONGVIEW, WA (FHA|USDA|VA) | 2 | $630,000 | $315,000 | $3,198 | 4.31% |
| Concord, NH (FHA|USDA|VA) | 3 | $625,000 | $208,333 | $5,683 | 4.29% |
| NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) | 1 | $585,000 | $585,000 | $5,991 | 4.13% |
| CORVALLIS, OR (FHA|USDA|VA) | 2 | $580,000 | $290,000 | $3,806 | 3.69% |
| Truckee-Grass Valley, CA (FHA|USDA|VA) | 2 | $570,000 | $285,000 | $8,029 | 4.44% |
| Warsaw, IN (FHA|USDA|VA) | 2 | $570,000 | $285,000 | $2,435 | 4.69% |
| TRENTON-PRINCETON, NJ (FHA|USDA|VA) | 2 | $570,000 | $285,000 | $4,940 | 4.06% |
| SPARTANBURG, SC (FHA|USDA|VA) | 2 | $560,000 | $280,000 | $2,803 | 4.31% |
| Glenwood Springs, CO (FHA|USDA|VA) | 2 | $560,000 | $280,000 | $4,476 | 4.13% |
| TUCSON, AZ (FHA|USDA|VA) | 3 | $555,000 | $185,000 | $3,968 | 4.58% |
| SAVANNAH, GA (FHA|USDA|VA) | 2 | $550,000 | $275,000 | $4,908 | 4.25% |
| MEDFORD, OR (FHA|USDA|VA) | 2 | $550,000 | $275,000 | $5,917 | 3.94% |
| HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) | 2 | $540,000 | $270,000 | $6,073 | 4.56% |
| DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) | 2 | $520,000 | $260,000 | $6,621 | 4.25% |
| Plattsburgh, NY (FHA|USDA|VA) | 2 | $520,000 | $260,000 | $4,479 | 4.94% |
| WARNER ROBINS, GA (FHA|USDA|VA) | 2 | $510,000 | $255,000 | $5,206 | 4.06% |
| EL PASO, TX (FHA|USDA|VA) | 2 | $510,000 | $255,000 | $5,791 | 4.38% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 3 | $495,000 | $165,000 | $3,362 | 4.25% |
| AKRON, OH (FHA|USDA|VA) | 2 | $490,000 | $245,000 | $2,950 | 4.56% |
| VALLEJO, CA (FHA|USDA|VA) | 1 | $485,000 | $485,000 | $4,812 | 4.50% |
| BEND, OR (FHA|USDA|VA) | 2 | $480,000 | $240,000 | $2,890 | 3.94% |
| MODESTO, CA (FHA|USDA|VA) | 2 | $480,000 | $240,000 | $4,899 | 4.50% |
| Outside of Metro Areas | 2 | $470,000 | $235,000 | $4,878 | 4.31% |
| MICHIGAN CITY-LA PORTE, IN (FHA|USDA|VA) | 2 | $460,000 | $230,000 | $2,309 | 4.56% |
| ASHEVILLE, NC (FHA|USDA|VA) | 2 | $460,000 | $230,000 | $1,961 | 5.20% |
| Fernley, NV (FHA|USDA|VA) | 1 | $455,000 | $455,000 | $4,893 | 4.63% |
| SPRINGFIELD, IL (FHA|USDA|VA) | 3 | $455,000 | $151,667 | $4,030 | 4.50% |
| STOCKTON, CA (FHA|USDA|VA) | 2 | $450,000 | $225,000 | $4,258 | 4.69% |
| REDDING, CA (FHA|USDA|VA) | 1 | $435,000 | $435,000 | $4,382 | 4.38% |
| KILLEEN-TEMPLE, TX (FHA|USDA|VA) | 1 | $435,000 | $435,000 | $4,929 | 3.88% |
| RICHMOND, VA (FHA|USDA|VA) | 1 | $435,000 | $435,000 | $18,508 | 3.88% |
| Hudson, NY (FHA|USDA|VA) | 1 | $425,000 | $425,000 | $5,420 | 4.63% |
| SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) | 1 | $425,000 | $425,000 | $9,445 | 4.00% |
| MADISON, WI (FHA|USDA|VA) | 2 | $420,000 | $210,000 | $4,812 | 4.31% |
| MONROE, LA (FHA|USDA|VA) | 1 | $415,000 | $415,000 | $3,262 | 3.75% |
| Whitewater, WI (FHA|USDA|VA) | 1 | $415,000 | $415,000 | $2,166 | 4.38% |
| Hilo, HI (FHA|USDA|VA) | 1 | $415,000 | $415,000 | $3,796 | 3.75% |
| Kearney, NE (FHA|USDA|VA) | 2 | $410,000 | $205,000 | $3,955 | 4.56% |
| BELLINGHAM, WA (FHA|USDA|VA) | 1 | $405,000 | $405,000 | $3,073 | 4.75% |
| LAFAYETTE, LA (FHA|USDA|VA) | 2 | $400,000 | $200,000 | $5,065 | 4.69% |
| Clearlake, CA (FHA|USDA|VA) | 1 | $395,000 | $395,000 | $14,502 | 4.00% |
| LUBBOCK, TX (FHA|USDA|VA) | 1 | $385,000 | $385,000 | $9,133 | 4.00% |
| SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) | 1 | $385,000 | $385,000 | $0 | 4.38% |
| LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) | 3 | $385,000 | $128,333 | $2,989 | 4.67% |
| GAINESVILLE, GA (FHA|USDA|VA) | 2 | $380,000 | $190,000 | $3,218 | 4.69% |
| Kill Devil Hills, NC (FHA|USDA|VA) | 1 | $375,000 | $375,000 | $0 | 4.38% |
| MIDLAND, MI (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $3,086 | 3.88% |
| Los Alamos, NM (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $6,657 | 4.63% |
| ST. LOUIS, MO-IL (FHA|USDA|VA) | 2 | $350,000 | $175,000 | $2,875 | 4.25% |
| GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) | 2 | $350,000 | $175,000 | $5,154 | 4.31% |
| CLARKSVILLE, TN-KY (FHA|USDA|VA) | 2 | $340,000 | $170,000 | $2,196 | 4.19% |
| New Castle, IN (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $11,376 | 5.25% |
| TYLER, TX (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $4,231 | 4.63% |
| HOUMA-THIBODAUX, LA (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $5,061 | 4.50% |
| COLUMBUS, GA-AL (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $2,594 | 4.50% |
| Kalispell, MT (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $5,884 | 4.63% |
| Jackson, WY-ID (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $3,888 | 4.63% |
| Boone, NC (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $5,136 | 4.25% |
| Starkville, MS (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $3,544 | 4.38% |
| JACKSON, MS (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $3,310 | 4.75% |
| MIDLAND, TX (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $4,546 | 5.13% |
| CUMBERLAND, MD-WV (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $3,777 | 4.13% |
| LEXINGTON-FAYETTE, KY (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $3,443 | 4.88% |
| Jefferson, GA (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $12,441 | 4.50% |
| HOT SPRINGS, AR (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $1,819 | 4.00% |
| TALLAHASSEE, FL (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $3,911 | 4.38% |
| Enterprise, AL (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $1,642 | 4.00% |
| Brevard, NC (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $2,902 | 4.00% |
| Angola, IN (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $2,116 | 4.13% |
| JONESBORO, AR (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $2,823 | 4.13% |
| FRESNO, CA (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $1,649 | 3.63% |
| MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $8,884 | 4.13% |
| Olean, NY (FHA|USDA|VA) | 2 | $290,000 | $145,000 | $4,104 | 4.63% |
| ERIE, PA (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $3,877 | 4.38% |
| LAS CRUCES, NM (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $4,238 | 3.13% |
| Stevens Point, WI (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $2,126 | 4.63% |
| Minot, ND (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $3,867 | 4.63% |
| Traverse City, MI (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $2,897 | 3.88% |
| BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $7,588 | 3.63% |
| Somerset, KY (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $6,623 | 3.75% |
| Athens, OH (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $2,571 | 4.50% |
| READING, PA (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $7,035 | 4.13% |
| ALEXANDRIA, LA (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $7,440 | 4.50% |
| NEW HAVEN-MILFORD, CT (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $4,007 | 4.38% |
| BILLINGS, MT (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $11,055 | 4.00% |
| DeRidder, LA (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $2,651 | 4.50% |
| DECATUR, AL (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $7,954 | 4.00% |
| Laramie, WY (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $2,869 | 4.63% |
| Willmar, MN (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $3,832 | 4.50% |
| SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $7,588 | 4.25% |
| Weatherford, OK (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $14,095 | 3.50% |
| MERCED, CA (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $2,419 | 4.75% |
| BOWLING GREEN, KY (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $3,299 | 4.13% |
| Albemarle, NC (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $3,207 | 3.25% |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) | 3 | $235,000 | $78,333 | $3,615 | 5.58% |
| AMES, IA (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $2,700 | 3.75% |
| Jamestown-Dunkirk-Fredonia, NY (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $4,555 | 4.00% |
| WACO, TX (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $3,554 | 3.88% |
| Lebanon, NH-VT (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $2,981 | 3.88% |
| Pahrump, NV (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $1,948 | 4.88% |
| Helena, MT (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $3,295 | 3.88% |
| DAYTON-KETTERING, OH (FHA|USDA|VA) | 2 | $220,000 | $110,000 | $3,435 | 4.25% |
| GAINESVILLE, FL (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $4,186 | 3.38% |
| London, KY (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $5,399 | 4.13% |
| HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $5,377 | 4.50% |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $3,526 | 4.38% |
| NEW BERN, NC (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $6,227 | 4.25% |
| Bogalusa, LA (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $3,656 | 4.88% |
| Tullahoma-Manchester, TN (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $0 | 4.38% |
| Paris, TN (FHA|USDA|VA) | 2 | $200,000 | $100,000 | $4,067 | 5.19% |
| Winnemucca, NV (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $6,283 | 4.38% |
| TOLEDO, OH (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $2,493 | 5.75% |
| Opelousas, LA (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $2,630 | 4.63% |
| EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $5,166 | 4.25% |
| AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $4,857 | 4.25% |
| JACKSON, TN (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $4,066 | 4.50% |
| Statesboro, GA (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $4,130 | 4.63% |
| WAUSAU-WESTON, WI (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $2,666 | 4.00% |
| BARNSTABLE TOWN, MA (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $3,261 | 4.50% |
| Glasgow, KY (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $6,063 | 3.50% |
| LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $3,496 | 5.00% |
| Torrington, CT (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $3,389 | 4.63% |
| BLOOMINGTON, IL (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $4,227 | 4.88% |
| SAN ANGELO, TX (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $4,273 | 4.75% |
| GADSDEN, AL (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $2,584 | 4.13% |
| Ponca City, OK (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $2,893 | 4.00% |
| MANCHESTER-NASHUA, NH (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $2,806 | 4.88% |
| SHEBOYGAN, WI (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $1,971 | 4.63% |
| CARSON CITY, NV (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $2,430 | 4.00% |
| OCALA, FL (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $5,156 | 4.50% |
| SIOUX CITY, IA-NE-SD (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $2,452 | 4.13% |
| BINGHAMTON, NY (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $4,951 | 4.38% |
| Vicksburg, MS (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $0 | 4.50% |
| COLUMBIA, SC (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $4,457 | 4.75% |
| LANCASTER, PA (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $3,907 | 4.38% |
| Paris, TX (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $3,570 | 5.13% |
| BAKERSFIELD, CA (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $2,817 | 4.00% |
| NILES, MI (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $3,279 | 4.88% |
| Mount Sterling, KY (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $3,446 | 4.13% |
| Indiana, PA (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $3,705 | 4.38% |
| Ottumwa, IA (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $2,735 | 4.00% |
| Rockingham, NC (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $4,607 | 3.88% |
| FORT SMITH, AR-OK (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $2,534 | 4.38% |
| Keene, NH (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $2,643 | 4.63% |
| SPRINGFIELD, OH (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $4,821 | 4.25% |
| WATERTOWN-FORT DRUM, NY (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $2,761 | 4.38% |
| Coldwater, MI (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $0 | 5.38% |
| ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $3,806 | 4.50% |
| LaGrange, GA-AL (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $3,913 | 4.63% |
| Jacksonville, IL (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $4,544 | 4.75% |
| SHERMAN-DENISON, TX (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $3,171 | 5.00% |
| Tahlequah, OK (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $3,152 | 5.00% |
| Sanford, NC (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $2,275 | 4.75% |
| SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $2,140 | 5.13% |
| PANAMA CITY, FL (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $0 | 5.25% |
| Alexandria, MN (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $3,391 | 4.63% |
| LANSING-EAST LANSING, MI (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $2,904 | 4.88% |
| PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $3,162 | 4.63% |
| DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $2,534 | 4.25% |
| Sonora, CA (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $2,446 | 5.00% |
| HARRISBURG-CARLISLE, PA (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $3,162 | 4.75% |
| ROCKFORD, IL (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $3,836 | 4.75% |
| Tupelo, MS (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $2,431 | 5.38% |
| GULFPORT-BILOXI, MS (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $2,785 | 5.00% |
| PEORIA, IL (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $3,116 | 5.25% |
| Fergus Falls, MN (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $2,361 | 5.25% |
| Dixon, IL (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $3,706 | 5.25% |
| HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $2,447 | 5.13% |
| Palestine, TX (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $4,792 | 4.75% |
| ABILENE, TX (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $3,554 | 5.25% |
| Athens, TX (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $2,993 | 4.88% |
| IDAHO FALLS, ID (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $3,217 | 4.25% |
| Mount Airy, NC (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $3,235 | 5.88% |
| Arcadia, FL (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $2,913 | 5.63% |
| MUNCIE, IN (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $2,457 | 5.38% |
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Product Mix
For 2018, First Internet Bank Of Indiana's most frequently originated type of loan was Conventional, with 1,112 originations. Their 2nd most popular type was FHA, with 155 originations.
Loan Reason
For 2018, First Internet Bank Of Indiana's most frequently cited loan purpose was Home Purchase, with 891 originations. The 2nd most popular reason was Refi, with 262 originations.
Loan Duration/Length
For 2018, First Internet Bank Of Indiana's most frequently cited loan duration was 30 Year, with 1,134 originations. The 2nd most popular length was 15 Year, with 167 originations.
Origination Fees/Closing Costs
First Internet Bank Of Indiana's average total fees were $4,579, while their most frequently occuring range of origination fees (closing costs) were in the $<1k bucket, with 796 originations.
Interest Rates
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 4-5% | 920 | $289,060,000 | $314,196 |
| 3-4% | 310 | $112,890,000 | $364,161 |
| 5-6% | 142 | $25,530,000 | $179,789 |
| 6-7% | 15 | $1,005,000 | $67,000 |
| 2.5-3% | 1 | $245,000 | $245,000 |
During 2018, First Internet Bank Of Indiana's average interest rate for loans was 4.50%, while their most frequently originated rate bucket for loans was 4-5%, with 920 originations.
Loan Sizing
2018 saw First Internet Bank Of Indiana place emphasis on $200k-400k loans with 627 originations, totaling $182,495,000 in origination value.
Applicant Income
First Internet Bank Of Indiana lent most frequently to those with incomes in the $100k-150k range, with 355 originations. The second most popular income band? $150k-250k, with 291 originations.
Applicant Debt to Income Ratio
First Internet Bank Of Indiana lent most frequently to those with DTI ratios of 20-30%, with 275 originations. The next most common DTI ratio? 30-36%, with 247 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications84.91%
First Internet Bank Of Indiana has a below average approval rate.
Pick Rate
Approvals leading to origination81.70%
First Internet Bank Of Indiana has a below average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 1,388 | $428,730,000 | $308,883 |
Occupancy Type Mix
| Dwelling Type | Originations | Total Value | Average Loan |
|---|---|---|---|
| Single Family (1-4 Units):Manufactured | 3 | $345,000 | $115,000 |
| Single Family (1-4 Units):Site-Built | 1,385 | $428,385,000 | $309,303 |
LTV Distribution
Complaints
| Bank Name | Product | Issue | 2018 CPFB Complaints | % of Total Issues |
|---|---|---|---|---|
| FIRST NATIONAL BANK OF OMAHA | Conventional home mortgage | Struggling to pay mortgage | 1 | 50.0% |
| FIRST NATIONAL BANK OF OMAHA | Home equity loan or line of credit (HELOC) | Closing on a mortgage | 1 | 50.0% |
Bank Details
Branches
| Bank Name | Branch | Branch Type | Deposits (000's) |
|---|---|---|---|
| First Internet Bank of Indiana | 11201 Usa Parkway Fishers, IN 46037 | Full Service Cyber Office | $2,463,049 |
For 2018, First Internet Bank Of Indiana had 1 branches.
Yearly Performance Overview
Bank Income
| Item | Value (in 000's) |
|---|---|
| Total interest income | $115,670 |
| Net interest income | $64,883 |
| Total noninterest income | $8,733 |
| Gross Fiduciary activities income | $0 |
| Service charges on deposit accounts | $496 |
| Trading account gains and fees | $0 |
| Additional Noninterest Income | $8,237 |
| Pre-tax net operating income | $28,754 |
| Securities gains (or losses, -) | $-64 |
| Income before extraordinary items | $25,466 |
| Discontinued Operations (Extraordinary gains, net) | $0 |
| Net income of bank and minority interests | $25,466 |
| Minority interest net income | $0 |
| Net income | $25,466 |
| Sale, conversion, retirement of capital stock, net | $1,143 |
| Net operating income | $25,522 |
First Internet Bank Of Indiana's gross interest income from loans was $115,670,000.
First Internet Bank Of Indiana's net interest income from loans was $64,883,000.
First Internet Bank Of Indiana's fee based income from loans was $496,000.
First Internet Bank Of Indiana's net income from loans was $25,466,000.
Bank Expenses
| Item | Value (in 000's) |
|---|---|
| Total interest expense | $50,787 |
| Provision for credit losses | $3,892 |
| Total noninterest expense | $40,970 |
| Salaries and employee benefits | $22,204 |
| Premises and equipment expense | $1,729 |
| Additional noninterest expense | $17,037 |
| Applicable income taxes | $3,224 |
| Net charge-offs | $966 |
| Cash dividends | $0 |
First Internet Bank Of Indiana's interest expense for loans was $50,787,000.
First Internet Bank Of Indiana's payroll and benefits expense were $22,204,000.
First Internet Bank Of Indiana's property, plant and equipment expenses $1,729,000.
Loan Performance
| Type of Loan | % of Loans Noncurrent (30+ days, end of period snapshot) |
|---|---|
| All loans | 0.0% |
| Real Estate loans | 0.0% |
| Construction & Land Development loans | 0.0% |
| Nonfarm, nonresidential loans | 0.0% |
| Multifamily residential loans | 0.0% |
| 1-4 family residential loans | 0.0% |
| HELOC loans | 0.0% |
| All other family | 0.0% |
| Commercial & industrial loans | 0.0% |
| Personal loans | 0.0% |
| Credit card loans | 0.0% |
| Other individual loans | 0.0% |
| Auto loans | 0.0% |
| Other consumer loans | 0.0% |
| Unsecured commercial real estate loans | 0.0% |
Deposits
| Type | Value (in 000's) |
|---|---|
| Total deposits | $2,716,633 |
| Deposits held in domestic offices | $2,716,633 |
| Deposits by Individuals, partnerships, and corporations | $2,164,884 |
| Deposits by U.S. Government | $0 |
| Deposits by States and political subdivisions in the U.S. | $362,326 |
| Deposits by Commercial banks and other depository institutions in U.S. | $189,423 |
| Deposits by Banks in foreign countries | $0 |
| Deposits by Foreign governments and official institutions | $0 |
| Transaction accounts | $86,335 |
| Demand deposits | $37,737 |
| Nontransaction accounts | $2,630,298 |
| Money market deposit accounts (MMDAs) | $715,222 |
| Other savings deposits (excluding MMDAs) | $165,468 |
| Total time deposits | $1,749,608 |
| Total time and savings deposits | $2,678,896 |
| Noninterest-bearing deposits | $88,583 |
| Interest-bearing deposits | $2,628,050 |
| Retail deposits | $1,699,329 |
| IRAs and Keogh plan accounts | $164,748 |
| Brokered deposits | $647,090 |
| Deposits held in foreign offices | $0 |
Assets
| Asset | Value (in 000's) |
|---|---|
| Total Assets | $3,538,467 |
| Cash & Balances due from depository institutions | $188,711 |
| Interest-bearing balances | $181,631 |
| Total securities | $506,963 |
| Federal funds sold & reverse repurchase | $1 |
| Net loans and leases | $2,719,960 |
| Loan and leases loss allowance | $17,896 |
| Trading account assets | $0 |
| Bank premises and fixed assets | $13,249 |
| Other real estate owned | $2,619 |
| Goodwill and other intangibles | $4,687 |
| All other assets | $102,277 |
Liabilities
| Liabilities | Value (in 000's) |
|---|---|
| Total liabilities and capital | $3,538,467 |
| Total Liabilities | $3,264,309 |
| Total deposits | $2,716,633 |
| Interest-bearing deposits | $2,628,050 |
| Deposits held in domestic offices | $2,716,633 |
| % insured (estimated) | $79 |
| Federal funds purchased and repurchase agreements | $0 |
| Trading liabilities | $0 |
| Other borrowed funds | $525,153 |
| Subordinated debt | $0 |
| All other liabilities | $22,523 |
Issued Loan Types
| Type | Value (in 000's) |
|---|---|
| Net loans and leases | $2,719,960 |
| Loan and leases loss allowance | $17,896 |
| Total loans and leases (domestic) | $2,737,856 |
| All real estate loans | $1,524,457 |
| Real estate loans in domestic offices | $1,524,457 |
| Construction and development loans | $88,851 |
| Residential 1-4 family construction | $56,003 |
| Other construction, all land development and other land | $32,848 |
| Loans secured by nonfarm nonresidential properties | $1,035,666 |
| Nonfarm nonresidential secured by owner-occupied properties | $109,015 |
| Commercial real estate & other non-farm, non-residential | $926,651 |
| Multifamily residential real estate | $0 |
| 1-4 family residential loans | $399,940 |
| Farmland loans | $0 |
| Loans held in foreign offices | $0 |
| Farm loans | $0 |
| Commercial and industrial loans | $206,203 |
| To non-U.S. addressees | $0 |
| Loans to individuals | $285,516 |
| Credit card loans | $839 |
| Related Plans | $231 |
| Consumer Auto Loans | $1,216 |
| Other loans to individuals | $283,230 |
| All other loans & leases | $721,680 |
| Loans to foreign governments and official institutions | $0 |
| Other loans | $13 |
| Loans to depository institutions and acceptances of other banks | $0 |
| Loans not secured by real estate | $0 |
| Loans secured by real estate to non-U.S. addressees | $0 |
| Restructured Loans & leases | $411 |
| Non 1-4 family restructured loans & leases | $16 |
| Total loans and leases (foreign) | $0 |
First Internet Bank of Indiana had $2,719,960,000 of loans outstanding in 2018. $1,524,457,000 of loans were in real estate loans. $88,851,000 of loans were in development loans. $0 of loans were in multifamily mortgage loans. $399,940,000 of loans were in 1-4 family mortgage loans. $0 of loans were in farm loans. $839,000 of loans were in credit card loans. $1,216,000 of loans were in the auto loan category.
Small Business Loans
| Categorization | # of Loans in Category | $ amount of loans (in 000's) | Average $/loan |
|---|---|---|---|
| Nonfarm, nonresidential loans - <$1MM | 301 | $178,933 | $594,462 |
| Nonfarm, nonresidential loans - <$100k | 4 | $127 | $31,750 |
| Nonfarm, nonresidential loans - $100-250k | 19 | $2,750 | $144,737 |
| Nonfarm, nonresidential loans - $250k-1MM | 278 | $176,056 | $633,295 |
| Commercial & Industrial, US addressed loans - <$1MM | 410 | $90,564 | $220,888 |
| Commercial & Industrial, US addressed loans - <$100k | 134 | $3,122 | $23,299 |
| Commercial & Industrial, US addressed loans - $100-250k | 111 | $11,626 | $104,739 |
| Commercial & Industrial, US addressed loans - $250k-1MM | 165 | $75,816 | $459,491 |