First Internet Bank Of Indiana Mortgage Rates, Fees & Info
Fishers, INLEI: 549300B81YWV4GBENI49
Tax ID: 35-2029944
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Review & Overview
First Internet Bank Of Indiana is a smaller bank specializing in Refi and Home Purchase loans. First Internet Bank Of Indiana has a high proportion of conventional loans. They have a a low proportion of FHA loans. (This may mean they shy away from first time homebuyers.) Their top markets by origination volume include: Indianapolis, Washington, New York, Phoenix, and Los Angeles among others. We have data for 302 markets. (Some data included below & more in-depth data is available with an active subscription.)First Internet Bank Of Indiana has an above average approval rate when compared to the average across all lenders. They have an above average pick rate when compared to similar lenders. First Internet Bank Of Indiana is typically a low fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
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SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
|---|---|---|
| 30 Year Conventional Purchase | 6.05% | 12/16/24 |
| 30 Year Conventional Refi | 6.21% | 12/16/24 |
| 30 Year Cash-out Refi | 6.53% | 12/16/24 |
| 30 Year FHA Purchase | 6.91% | 12/16/24 |
| 30 Year FHA Refi | 6.77% | 12/16/24 |
| 30 Year VA Purchase | 5.94% | 12/16/24 |
| 30 Year VA Refi | 6.27% | 12/16/24 |
| 15 Year Conventional Purchase | 5.64% | 12/16/24 |
| 15 Year Conventional Refi | 5.83% | 12/16/24 |
| 15 Year Cash-out Refi | 5.83% | 12/16/24 |
| These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. | ||
First Internet Bank Of Indiana Mortgage Calculator
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The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
2,977Origination Dollar Volume (All Markets)
$979,995,000Employee count
256Awards
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First Internet Bank of Indiana - 2020
First Internet Bank of Indiana is a 2020 , due to their low .
For 2020, less than of lenders were eligible for this award.
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Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) | 688 | $225,330,000 | $327,515 | $2,847 | 3.34% |
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 134 | $50,320,000 | $375,522 | $2,787 | 2.85% |
| New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) | 111 | $41,695,000 | $375,631 | $3,844 | 2.94% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 110 | $32,550,000 | $295,909 | $2,610 | 3.11% |
| Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 76 | $29,090,000 | $382,763 | $2,875 | 3.07% |
| Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) | 72 | $28,150,000 | $390,972 | $2,748 | 3.01% |
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 75 | $23,615,000 | $314,867 | $3,761 | 2.94% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 70 | $22,790,000 | $325,571 | $3,737 | 2.95% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 59 | $21,635,000 | $366,695 | $2,894 | 2.97% |
| LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) | 64 | $20,930,000 | $327,031 | $3,006 | 3.02% |
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 61 | $19,445,000 | $318,770 | $3,040 | 2.97% |
| Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) | 55 | $19,435,000 | $353,364 | $3,178 | 2.89% |
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 62 | $18,260,000 | $294,516 | $2,866 | 3.06% |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) | 44 | $15,770,000 | $358,409 | $3,825 | 3.02% |
| San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) | 34 | $14,860,000 | $437,059 | $2,711 | 2.89% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 49 | $14,285,000 | $291,531 | $3,811 | 2.98% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 39 | $14,235,000 | $365,000 | $3,696 | 2.93% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 41 | $13,445,000 | $327,927 | $3,619 | 3.08% |
| Outside of Metro Areas | 47 | $11,895,000 | $253,085 | $3,333 | 3.13% |
| BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) | 29 | $10,715,000 | $369,483 | $2,929 | 2.97% |
| NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) | 27 | $9,935,000 | $367,963 | $2,605 | 2.96% |
| SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) | 22 | $9,890,000 | $449,545 | $3,700 | 3.23% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 27 | $8,745,000 | $323,889 | $2,768 | 3.12% |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) | 25 | $7,885,000 | $315,400 | $2,606 | 3.06% |
| Detroit-Warren-Dearborn, MI (FHA|USDA|VA) | 26 | $7,830,000 | $301,154 | $2,735 | 2.88% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 23 | $7,475,000 | $325,000 | $3,583 | 3.11% |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) | 15 | $7,025,000 | $468,333 | $2,911 | 2.93% |
| BOISE CITY, ID (FHA|USDA|VA) | 19 | $6,785,000 | $357,105 | $3,684 | 2.85% |
| SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) | 18 | $6,530,000 | $362,778 | $2,629 | 3.13% |
| BOULDER, CO (FHA|USDA|VA) | 15 | $6,245,000 | $416,333 | $2,701 | 3.00% |
| CLEVELAND-ELYRIA, OH (FHA|USDA|VA) | 20 | $6,180,000 | $309,000 | $2,733 | 2.68% |
| KANSAS CITY, MO-KS (FHA|USDA|VA) | 22 | $6,060,000 | $275,455 | $3,313 | 3.13% |
| RALEIGH-CARY, NC (FHA|USDA|VA) | 19 | $5,565,000 | $292,895 | $3,086 | 3.08% |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) | 18 | $5,490,000 | $305,000 | $2,542 | 2.86% |
| HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) | 16 | $5,400,000 | $337,500 | $3,413 | 2.88% |
| SALT LAKE CITY, UT (FHA|USDA|VA) | 16 | $5,390,000 | $336,875 | $3,751 | 3.05% |
| LOUISVILLE, KY (FHA|USDA|VA) | 13 | $4,285,000 | $329,615 | $2,666 | 3.01% |
| COLUMBUS, OH (FHA|USDA|VA) | 15 | $4,155,000 | $277,000 | $2,349 | 3.13% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 12 | $4,140,000 | $345,000 | $3,624 | 2.95% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 11 | $4,055,000 | $368,636 | $5,519 | 2.81% |
| PROVO-OREM, UT (FHA|USDA|VA) | 11 | $3,905,000 | $355,000 | $2,684 | 3.19% |
| OGDEN-CLEARFIELD, UT (FHA|USDA|VA) | 10 | $3,840,000 | $384,000 | $2,742 | 3.04% |
| URBAN HONOLULU, HI (FHA|USDA|VA) | 7 | $3,635,000 | $519,286 | $4,718 | 2.86% |
| RENO, NV (FHA|USDA|VA) | 11 | $3,555,000 | $323,182 | $3,124 | 2.89% |
| OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) | 9 | $3,305,000 | $367,222 | $3,094 | 2.90% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 9 | $3,255,000 | $361,667 | $3,606 | 2.96% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 9 | $3,015,000 | $335,000 | $3,882 | 3.14% |
| ST. LOUIS, MO-IL (FHA|USDA|VA) | 8 | $2,900,000 | $362,500 | $2,781 | 2.88% |
| PITTSBURGH, PA (FHA|USDA|VA) | 8 | $2,880,000 | $360,000 | $4,632 | 3.08% |
| COLORADO SPRINGS, CO (FHA|USDA|VA) | 9 | $2,765,000 | $307,222 | $3,119 | 3.19% |
| CINCINNATI, OH-KY-IN (FHA|USDA|VA) | 9 | $2,525,000 | $280,556 | $2,903 | 3.21% |
| RICHMOND, VA (FHA|USDA|VA) | 9 | $2,485,000 | $276,111 | $2,668 | 3.03% |
| NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) | 9 | $2,445,000 | $271,667 | $3,139 | 2.86% |
| CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) | 7 | $2,395,000 | $342,143 | $3,588 | 2.88% |
| DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) | 7 | $2,385,000 | $340,714 | $2,802 | 2.98% |
| SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) | 3 | $2,205,000 | $735,000 | $5,190 | 3.25% |
| PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) | 7 | $2,175,000 | $310,714 | $4,115 | 3.38% |
| PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) | 7 | $2,175,000 | $310,714 | $4,005 | 3.27% |
| WORCESTER, MA-CT (FHA|USDA|VA) | 6 | $2,160,000 | $360,000 | $3,514 | 2.88% |
| SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) | 5 | $2,065,000 | $413,000 | $4,100 | 2.78% |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) | 9 | $2,035,000 | $226,111 | $2,991 | 3.13% |
| PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) | 8 | $1,990,000 | $248,750 | $2,297 | 2.69% |
| ANCHORAGE, AK (FHA|USDA|VA) | 6 | $1,940,000 | $323,333 | $4,668 | 2.83% |
| FORT COLLINS, CO (FHA|USDA|VA) | 5 | $1,845,000 | $369,000 | $2,871 | 3.53% |
| KILLEEN-TEMPLE, TX (FHA|USDA|VA) | 7 | $1,795,000 | $256,429 | $3,282 | 3.04% |
| MEMPHIS, TN-MS-AR (FHA|USDA|VA) | 7 | $1,785,000 | $255,000 | $3,151 | 3.00% |
| OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) | 5 | $1,785,000 | $357,000 | $2,713 | 2.95% |
| TRENTON-PRINCETON, NJ (FHA|USDA|VA) | 6 | $1,780,000 | $296,667 | $3,249 | 2.90% |
| GREENVILLE-ANDERSON, SC (FHA|USDA|VA) | 5 | $1,745,000 | $349,000 | $3,290 | 3.10% |
| TUCSON, AZ (FHA|USDA|VA) | 5 | $1,735,000 | $347,000 | $2,326 | 2.88% |
| BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) | 7 | $1,725,000 | $246,429 | $2,551 | 2.98% |
| HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) | 6 | $1,720,000 | $286,667 | $3,093 | 2.85% |
| NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) | 4 | $1,660,000 | $415,000 | $3,482 | 2.94% |
| LANSING-EAST LANSING, MI (FHA|USDA|VA) | 5 | $1,645,000 | $329,000 | $2,694 | 2.98% |
| ALBUQUERQUE, NM (FHA|USDA|VA) | 7 | $1,605,000 | $229,286 | $3,598 | 2.91% |
| ROCHESTER, NY (FHA|USDA|VA) | 6 | $1,580,000 | $263,333 | $3,049 | 2.94% |
| POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY (FHA|USDA|VA) | 5 | $1,565,000 | $313,000 | $4,182 | 2.93% |
| BATON ROUGE, LA (FHA|USDA|VA) | 4 | $1,540,000 | $385,000 | $2,372 | 3.25% |
| NEW HAVEN-MILFORD, CT (FHA|USDA|VA) | 5 | $1,535,000 | $307,000 | $3,088 | 2.98% |
| BAKERSFIELD, CA (FHA|USDA|VA) | 5 | $1,525,000 | $305,000 | $2,679 | 3.18% |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) | 6 | $1,470,000 | $245,000 | $3,991 | 2.77% |
| SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) | 4 | $1,460,000 | $365,000 | $2,792 | 2.81% |
| GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) | 4 | $1,370,000 | $342,500 | $2,565 | 2.91% |
| BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) | 4 | $1,370,000 | $342,500 | $2,925 | 2.66% |
| VALLEJO, CA (FHA|USDA|VA) | 4 | $1,340,000 | $335,000 | $3,033 | 3.16% |
| FORT WAYNE, IN (FHA|USDA|VA) | 5 | $1,335,000 | $267,000 | $2,399 | 2.80% |
| KNOXVILLE, TN (FHA|USDA|VA) | 3 | $1,295,000 | $431,667 | $2,374 | 2.67% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 4 | $1,280,000 | $320,000 | $3,984 | 3.16% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 5 | $1,275,000 | $255,000 | $3,384 | 2.93% |
| MADISON, WI (FHA|USDA|VA) | 4 | $1,270,000 | $317,500 | $3,871 | 3.34% |
| MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) | 3 | $1,255,000 | $418,333 | $2,408 | 3.33% |
| EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) | 5 | $1,195,000 | $239,000 | $4,009 | 3.55% |
| MODESTO, CA (FHA|USDA|VA) | 4 | $1,180,000 | $295,000 | $3,937 | 3.44% |
| HUNTSVILLE, AL (FHA|USDA|VA) | 3 | $1,145,000 | $381,667 | $3,199 | 3.21% |
| LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) | 6 | $1,120,000 | $186,667 | $2,344 | 3.08% |
| MEDFORD, OR (FHA|USDA|VA) | 3 | $1,115,000 | $371,667 | $3,976 | 3.42% |
| Heber, UT (FHA|USDA|VA) | 3 | $1,105,000 | $368,333 | $3,153 | 2.83% |
| ROCHESTER, MN (FHA|USDA|VA) | 3 | $1,085,000 | $361,667 | $2,532 | 2.50% |
| ANN ARBOR, MI (FHA|USDA|VA) | 4 | $1,080,000 | $270,000 | $2,312 | 3.03% |
| Bozeman, MT (FHA|USDA|VA) | 3 | $1,075,000 | $358,333 | $3,222 | 3.63% |
| BUFFALO-CHEEKTOWAGA, NY (FHA|USDA|VA) | 4 | $1,070,000 | $267,500 | $2,704 | 2.78% |
| Breckenridge, CO (FHA|USDA|VA) | 1 | $1,045,000 | $1,045,000 | $4,219 | 4.13% |
| GREELEY, CO (FHA|USDA|VA) | 4 | $1,000,000 | $250,000 | $2,478 | 2.84% |
| LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) | 4 | $990,000 | $247,500 | $3,537 | 2.97% |
| LEXINGTON-FAYETTE, KY (FHA|USDA|VA) | 4 | $970,000 | $242,500 | $3,019 | 2.91% |
| CHATTANOOGA, TN-GA (FHA|USDA|VA) | 3 | $965,000 | $321,667 | $2,497 | 2.92% |
| BRUNSWICK, GA (FHA|USDA|VA) | 2 | $960,000 | $480,000 | $9,042 | 2.81% |
| SPRINGFIELD, MA (FHA|USDA|VA) | 3 | $935,000 | $311,667 | $3,105 | 2.96% |
| ASHEVILLE, NC (FHA|USDA|VA) | 3 | $925,000 | $308,333 | $2,718 | 3.25% |
| REDDING, CA (FHA|USDA|VA) | 2 | $910,000 | $455,000 | $5,571 | 2.81% |
| CORVALLIS, OR (FHA|USDA|VA) | 3 | $895,000 | $298,333 | $2,971 | 2.79% |
| WINSTON-SALEM, NC (FHA|USDA|VA) | 4 | $890,000 | $222,500 | $5,002 | 3.78% |
| Outside of Metro Areas | 4 | $870,000 | $217,500 | $4,253 | 3.06% |
| TULSA, OK (FHA|USDA|VA) | 2 | $860,000 | $430,000 | $3,719 | 3.13% |
| Los Alamos, NM (FHA|USDA|VA) | 2 | $860,000 | $430,000 | $4,902 | 3.00% |
| PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) | 3 | $855,000 | $285,000 | $3,295 | 3.25% |
| OKLAHOMA CITY, OK (FHA|USDA|VA) | 3 | $845,000 | $281,667 | $9,173 | 3.21% |
| TALLAHASSEE, FL (FHA|USDA|VA) | 2 | $830,000 | $415,000 | $6,119 | 3.25% |
| SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) | 2 | $820,000 | $410,000 | $2,392 | 3.31% |
| HOUMA-THIBODAUX, LA (FHA|USDA|VA) | 2 | $810,000 | $405,000 | $2,321 | 3.00% |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) | 3 | $805,000 | $268,333 | $2,852 | 3.17% |
| BELLINGHAM, WA (FHA|USDA|VA) | 2 | $800,000 | $400,000 | $2,312 | 2.88% |
| TYLER, TX (FHA|USDA|VA) | 3 | $795,000 | $265,000 | $3,266 | 3.04% |
| EAST STROUDSBURG, PA (FHA|USDA|VA) | 2 | $790,000 | $395,000 | $4,954 | 2.75% |
| SALEM, OR (FHA|USDA|VA) | 2 | $780,000 | $390,000 | $3,090 | 3.19% |
| READING, PA (FHA|USDA|VA) | 3 | $775,000 | $258,333 | $3,530 | 3.29% |
| Hailey, ID (FHA|USDA|VA) | 2 | $770,000 | $385,000 | $4,114 | 3.63% |
| MANCHESTER-NASHUA, NH (FHA|USDA|VA) | 3 | $765,000 | $255,000 | $2,857 | 3.21% |
| PORT ST. LUCIE, FL (FHA|USDA|VA) | 3 | $765,000 | $255,000 | $3,006 | 3.25% |
| Kalispell, MT (FHA|USDA|VA) | 2 | $760,000 | $380,000 | $3,321 | 3.19% |
| CARSON CITY, NV (FHA|USDA|VA) | 2 | $750,000 | $375,000 | $3,334 | 3.81% |
| BURLINGTON-SOUTH BURLINGTON, VT (FHA|USDA|VA) | 2 | $750,000 | $375,000 | $2,456 | 2.81% |
| LYNCHBURG, VA (FHA|USDA|VA) | 3 | $745,000 | $248,333 | $2,128 | 3.17% |
| ALBANY-SCHENECTADY-TROY, NY (FHA|USDA|VA) | 2 | $740,000 | $370,000 | $2,706 | 2.50% |
| Jackson, WY-ID (FHA|USDA|VA) | 2 | $740,000 | $370,000 | $3,583 | 2.94% |
| YUBA CITY, CA (FHA|USDA|VA) | 2 | $730,000 | $365,000 | $3,140 | 3.06% |
| OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) | 2 | $730,000 | $365,000 | $3,294 | 2.94% |
| FRESNO, CA (FHA|USDA|VA) | 2 | $720,000 | $360,000 | $4,405 | 3.06% |
| SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) | 2 | $710,000 | $355,000 | $2,327 | 3.06% |
| DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) | 2 | $700,000 | $350,000 | $2,510 | 3.38% |
| SALISBURY, MD-DE (FHA|USDA|VA) | 2 | $700,000 | $350,000 | $3,776 | 3.75% |
| BILLINGS, MT (FHA|USDA|VA) | 2 | $690,000 | $345,000 | $2,758 | 2.56% |
| NORWICH-NEW LONDON, CT (FHA|USDA|VA) | 2 | $680,000 | $340,000 | $3,519 | 2.75% |
| Boone, NC (FHA|USDA|VA) | 2 | $680,000 | $340,000 | $3,115 | 3.19% |
| CHICO, CA (FHA|USDA|VA) | 2 | $680,000 | $340,000 | $3,033 | 3.81% |
| LONGVIEW, TX (FHA|USDA|VA) | 3 | $675,000 | $225,000 | $2,992 | 2.92% |
| HARRISBURG-CARLISLE, PA (FHA|USDA|VA) | 2 | $660,000 | $330,000 | $5,089 | 2.88% |
| WILMINGTON, NC (FHA|USDA|VA) | 2 | $660,000 | $330,000 | $2,969 | 2.88% |
| Truckee-Grass Valley, CA (FHA|USDA|VA) | 2 | $650,000 | $325,000 | $3,375 | 3.06% |
| AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) | 2 | $640,000 | $320,000 | $2,730 | 2.75% |
| GULFPORT-BILOXI, MS (FHA|USDA|VA) | 3 | $625,000 | $208,333 | $3,832 | 2.88% |
| BEND, OR (FHA|USDA|VA) | 2 | $620,000 | $310,000 | $3,476 | 2.50% |
| SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) | 3 | $615,000 | $205,000 | $2,878 | 2.75% |
| Lebanon, NH-VT (FHA|USDA|VA) | 2 | $610,000 | $305,000 | $3,910 | 2.88% |
| Hilo, HI (FHA|USDA|VA) | 2 | $590,000 | $295,000 | $3,573 | 2.88% |
| JACKSON, MS (FHA|USDA|VA) | 2 | $590,000 | $295,000 | $2,982 | 3.25% |
| BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) | 2 | $580,000 | $290,000 | $9,837 | 2.75% |
| DAYTON-KETTERING, OH (FHA|USDA|VA) | 2 | $580,000 | $290,000 | $2,996 | 3.69% |
| BLOOMINGTON, IN (FHA|USDA|VA) | 2 | $560,000 | $280,000 | $2,805 | 3.56% |
| LOGAN, UT-ID (FHA|USDA|VA) | 2 | $560,000 | $280,000 | $2,760 | 3.31% |
| MISSOULA, MT (FHA|USDA|VA) | 2 | $550,000 | $275,000 | $3,407 | 2.69% |
| TOLEDO, OH (FHA|USDA|VA) | 2 | $550,000 | $275,000 | $3,211 | 3.13% |
| JACKSONVILLE, NC (FHA|USDA|VA) | 3 | $545,000 | $181,667 | $3,989 | 3.33% |
| CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) | 2 | $540,000 | $270,000 | $2,641 | 3.50% |
| LAWRENCE, KS (FHA|USDA|VA) | 2 | $520,000 | $260,000 | $2,450 | 2.94% |
| DeRidder, LA (FHA|USDA|VA) | 2 | $520,000 | $260,000 | $4,770 | 3.63% |
| STOCKTON, CA (FHA|USDA|VA) | 1 | $515,000 | $515,000 | $2,899 | 2.88% |
| MACON-BIBB COUNTY, GA (FHA|USDA|VA) | 1 | $515,000 | $515,000 | $3,536 | 2.50% |
| Astoria, OR (FHA|USDA|VA) | 1 | $515,000 | $515,000 | $5,005 | 2.63% |
| Ellensburg, WA (FHA|USDA|VA) | 2 | $510,000 | $255,000 | $2,770 | 3.50% |
| Kapaa, HI (FHA|USDA|VA) | 1 | $505,000 | $505,000 | $3,845 | 2.63% |
| KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) | 2 | $500,000 | $250,000 | $2,654 | 3.44% |
| VINELAND-BRIDGETON, NJ (FHA|USDA|VA) | 2 | $490,000 | $245,000 | $2,923 | 2.94% |
| FAIRBANKS, AK (FHA|USDA|VA) | 2 | $490,000 | $245,000 | $2,979 | 2.94% |
| SANTA FE, NM (FHA|USDA|VA) | 2 | $480,000 | $240,000 | $2,739 | 3.06% |
| COLUMBUS, IN (FHA|USDA|VA) | 2 | $480,000 | $240,000 | $2,612 | 3.00% |
| HOT SPRINGS, AR (FHA|USDA|VA) | 2 | $480,000 | $240,000 | $2,756 | 3.56% |
| Hudson, NY (FHA|USDA|VA) | 1 | $465,000 | $465,000 | $3,419 | 2.50% |
| Cullman, AL (FHA|USDA|VA) | 2 | $460,000 | $230,000 | $2,910 | 2.44% |
| MADERA, CA (FHA|USDA|VA) | 2 | $460,000 | $230,000 | $2,539 | 2.81% |
| WICHITA, KS (FHA|USDA|VA) | 2 | $460,000 | $230,000 | $4,851 | 3.38% |
| COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) | 1 | $445,000 | $445,000 | $5,003 | 3.25% |
| Cedar City, UT (FHA|USDA|VA) | 2 | $440,000 | $220,000 | $3,016 | 3.44% |
| GREENVILLE, NC (FHA|USDA|VA) | 1 | $435,000 | $435,000 | $3,593 | 3.50% |
| Fernley, NV (FHA|USDA|VA) | 2 | $430,000 | $215,000 | $2,449 | 2.94% |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) | 2 | $430,000 | $215,000 | $2,674 | 3.50% |
| TWIN FALLS, ID (FHA|USDA|VA) | 1 | $425,000 | $425,000 | $3,649 | 3.25% |
| AKRON, OH (FHA|USDA|VA) | 2 | $420,000 | $210,000 | $2,385 | 3.00% |
| ST. GEORGE, UT (FHA|USDA|VA) | 1 | $415,000 | $415,000 | $3,335 | 2.50% |
| Whitewater, WI (FHA|USDA|VA) | 1 | $415,000 | $415,000 | $2,962 | 3.00% |
| Rockport, TX (FHA|USDA|VA) | 1 | $405,000 | $405,000 | $3,103 | 2.50% |
| Helena, MT (FHA|USDA|VA) | 1 | $405,000 | $405,000 | $2,868 | 3.25% |
| Holland, MI (FHA|USDA|VA) | 1 | $405,000 | $405,000 | $2,810 | 2.88% |
| BOWLING GREEN, KY (FHA|USDA|VA) | 1 | $405,000 | $405,000 | $6,575 | 2.13% |
| Meridian, MS (FHA|USDA|VA) | 1 | $395,000 | $395,000 | $2,789 | 3.25% |
| YORK-HANOVER, PA (FHA|USDA|VA) | 2 | $390,000 | $195,000 | $3,596 | 2.69% |
| Laramie, WY (FHA|USDA|VA) | 2 | $390,000 | $195,000 | $2,345 | 2.69% |
| HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) | 1 | $385,000 | $385,000 | $3,383 | 3.00% |
| CHARLESTON, WV (FHA|USDA|VA) | 2 | $380,000 | $190,000 | $3,074 | 2.94% |
| Roseburg, OR (FHA|USDA|VA) | 1 | $375,000 | $375,000 | $3,865 | 3.75% |
| Salina, KS (FHA|USDA|VA) | 1 | $375,000 | $375,000 | $2,958 | 3.13% |
| ROANOKE, VA (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $2,129 | 3.00% |
| WACO, TX (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $4,447 | 3.00% |
| JOPLIN, MO (FHA|USDA|VA) | 2 | $350,000 | $175,000 | $2,308 | 3.50% |
| MIDLAND, MI (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $1,058 | 2.75% |
| Port Lavaca, TX (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $4,094 | 3.00% |
| Edwards, CO (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $0 | 3.88% |
| CORPUS CHRISTI, TX (FHA|USDA|VA) | 2 | $330,000 | $165,000 | $3,409 | 3.38% |
| ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) | 2 | $330,000 | $165,000 | $2,527 | 2.88% |
| EL PASO, TX (FHA|USDA|VA) | 2 | $330,000 | $165,000 | $3,262 | 3.06% |
| LAS CRUCES, NM (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $3,625 | 2.63% |
| GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $2,910 | 2.75% |
| SAVANNAH, GA (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $2,318 | 3.63% |
| GRANTS PASS, OR (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $3,135 | 2.75% |
| Rutland, VT (FHA|USDA|VA) | 2 | $310,000 | $155,000 | $3,378 | 2.81% |
| HANFORD-CORCORAN, CA (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $9,878 | 2.75% |
| COLUMBIA, SC (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $6,592 | 2.50% |
| WINCHESTER, VA-WV (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $3,260 | 3.38% |
| Traverse City, MI (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $2,276 | 2.63% |
| Brevard, NC (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $1,404 | 2.75% |
| SPARTANBURG, SC (FHA|USDA|VA) | 2 | $290,000 | $145,000 | $2,979 | 2.81% |
| MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $2,166 | 2.75% |
| CANTON-MASSILLON, OH (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $2,604 | 3.38% |
| Laconia, NH (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $2,775 | 3.25% |
| TUSCALOOSA, AL (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $2,187 | 3.25% |
| RACINE, WI (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $2,162 | 2.88% |
| Jefferson, GA (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $3,498 | 3.63% |
| Henderson, NC (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $4,285 | 3.88% |
| Angola, IN (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $2,618 | 2.50% |
| Pinehurst-Southern Pines, NC (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $11,080 | 2.63% |
| Branson, MO (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $4,626 | 2.63% |
| Athens, OH (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $2,134 | 3.13% |
| Centralia, WA (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $2,914 | 3.50% |
| NEW BERN, NC (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $2,725 | 3.63% |
| MOBILE, AL (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $2,162 | 3.25% |
| Bainbridge, GA (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $2,839 | 2.63% |
| HATTIESBURG, MS (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $5,857 | 2.75% |
| BARNSTABLE TOWN, MA (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $2,289 | 2.50% |
| Glenwood Springs, CO (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $2,394 | 2.88% |
| Montrose, CO (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $3,218 | 3.75% |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $3,318 | 2.38% |
| New Castle, IN (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $2,614 | 3.50% |
| Blackfoot, ID (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $3,977 | 3.00% |
| THE VILLAGES, FL (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $2,800 | 2.75% |
| PITTSFIELD, MA (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $3,843 | 2.75% |
| EL CENTRO, CA (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $2,424 | 3.00% |
| PEORIA, IL (FHA|USDA|VA) | 2 | $230,000 | $115,000 | $2,149 | 3.50% |
| LINCOLN, NE (FHA|USDA|VA) | 2 | $230,000 | $115,000 | $2,738 | 3.25% |
| BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $3,682 | 2.75% |
| St. Marys, GA (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $4,287 | 3.00% |
| North Wilkesboro, NC (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $7,756 | 3.13% |
| FAYETTEVILLE, NC (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $2,684 | 3.38% |
| Garden City, KS (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $2,038 | 3.00% |
| LANCASTER, PA (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $4,628 | 3.38% |
| AMES, IA (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $1,949 | 2.63% |
| VALDOSTA, GA (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $3,441 | 3.38% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $3,114 | 2.88% |
| WARNER ROBINS, GA (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $2,260 | 3.13% |
| KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $2,143 | 2.75% |
| Concord, NH (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $3,974 | 2.63% |
| MUNCIE, IN (FHA|USDA|VA) | 2 | $200,000 | $100,000 | $1,655 | 5.18% |
| Winnemucca, NV (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $2,089 | 2.88% |
| NILES, MI (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $2,634 | 2.88% |
| LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $3,647 | 3.00% |
| IDAHO FALLS, ID (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $6,212 | 1.88% |
| BLACKSBURG-CHRISTIANSBURG, VA (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $1,999 | 2.75% |
| Iron Mountain, MI-WI (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $2,294 | 3.63% |
| Berlin, NH (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $2,955 | 3.13% |
| Seneca, SC (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $3,273 | 2.88% |
| SALINAS, CA (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $2,816 | 3.75% |
| STAUNTON, VA (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $2,378 | 2.88% |
| Carlsbad-Artesia, NM (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $2,986 | 2.88% |
| Albemarle, NC (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $3,127 | 3.88% |
| SAN ANGELO, TX (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $2,393 | 3.38% |
| JEFFERSON CITY, MO (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $2,069 | 2.75% |
| ALBANY, GA (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $2,832 | 3.88% |
| HOMOSASSA SPRINGS, FL (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $3,044 | 3.38% |
| Forest City, NC (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $3,605 | 2.88% |
| CHEYENNE, WY (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $2,674 | 3.00% |
| Sebastian-Vero Beach, FL (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $3,195 | 3.25% |
| WENATCHEE, WA (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $2,023 | 3.38% |
| Butte-Silver Bow, MT (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $2,321 | 2.75% |
| Ottumwa, IA (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $3,658 | 2.88% |
| Durango, CO (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $2,839 | 3.50% |
| FORT SMITH, AR-OK (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $2,966 | 3.38% |
| Statesboro, GA (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $2,920 | 3.38% |
| OCALA, FL (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $3,201 | 3.25% |
| YAKIMA, WA (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $1,998 | 2.88% |
| Marion, IN (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $2,074 | 2.50% |
| APPLETON, WI (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $3,316 | 3.00% |
| CHARLOTTESVILLE, VA (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $1,984 | 3.13% |
| FLINT, MI (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $2,212 | 3.00% |
| Natchez, MS-LA (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $2,138 | 2.75% |
| Stillwater, OK (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $4,222 | 3.88% |
| Athens, TN (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $2,579 | 3.75% |
| UTICA-ROME, NY (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $3,350 | 3.75% |
| Burley, ID (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $2,892 | 3.00% |
| Clovis, NM (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $4,121 | 4.00% |
| HARRISONBURG, VA (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $3,653 | 4.25% |
| Crawfordsville, IN (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $1,994 | 3.25% |
| SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $5,181 | 4.25% |
| GADSDEN, AL (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $4,573 | 5.00% |
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Product Mix
| Loan Type | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Conventional | 2,890 | $950,090,000 | $328,751 | $3,067 | 3.09% |
| VA | 66 | $24,010,000 | $363,788 | $4,186 | 2.87% |
| FHA | 21 | $5,895,000 | $280,714 | $6,955 | 3.21% |
For 2020, First Internet Bank Of Indiana's most frequently originated type of loan was Conventional, with 2,890 originations. Their 2nd most popular type was VA, with 66 originations.
Loan Reason
For 2020, First Internet Bank Of Indiana's most frequently cited loan purpose was Refi, with 2,009 originations. The 2nd most popular reason was Home Purchase, with 587 originations.
Loan Duration/Length
For 2020, First Internet Bank Of Indiana's most frequently cited loan duration was 30 Year, with 2,171 originations. The 2nd most popular length was 15 Year, with 625 originations.
Origination Fees/Closing Costs
First Internet Bank Of Indiana's average total fees were $3,216, while their most frequently occuring range of origination fees (closing costs) were in the $<1k bucket, with 2,048 originations.
Interest Rates
During 2020, First Internet Bank Of Indiana's average interest rate for loans was 3.16%, while their most frequently originated rate bucket for loans was 2.5-3%, with 1,219 originations.
Loan Sizing
2020 saw First Internet Bank Of Indiana place emphasis on $200k-400k loans with 1,595 originations, totaling $472,005,000 in origination value.
Applicant Income
First Internet Bank Of Indiana lent most frequently to those with incomes in the $100k-150k range, with 872 originations. The second most popular income band? $150k-250k, with 817 originations.
Applicant Debt to Income Ratio
First Internet Bank Of Indiana lent most frequently to those with DTI ratios of 20-30%, with 900 originations. The next most common DTI ratio? 30-36%, with 554 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications93.99%
First Internet Bank Of Indiana has an average approval rate.
Pick Rate
Approvals leading to origination91.13%
First Internet Bank Of Indiana has an average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 2,977 | $979,995,000 | $329,189 |
Occupancy Type Mix
| Dwelling Type | Originations | Total Value | Average Loan |
|---|---|---|---|
| Single Family (1-4 Units):Manufactured | 4 | $510,000 | $127,500 |
| Single Family (1-4 Units):Site-Built | 2,973 | $979,485,000 | $329,460 |
LTV Distribution
Complaints
| Bank Name | Product | Issue | 2020 CPFB Complaints | % of Total Issues |
|---|---|---|---|---|
| FIRST NATIONAL BANK OF OMAHA | Conventional home mortgage | Trouble during payment process | 2 | 28.6% |
| FIRST NATIONAL BANK OF OMAHA | Conventional home mortgage | Struggling to pay mortgage | 2 | 28.6% |
| FIRST NATIONAL BANK OF OMAHA | Conventional home mortgage | Applying for a mortgage or refinancing an existing mortgage | 1 | 14.3% |
| FIRST NATIONAL BANK OF OMAHA | Other type of mortgage | Trouble during payment process | 1 | 14.3% |
| FIRST NATIONAL BANK OF OMAHA | FHA mortgage | Struggling to pay mortgage | 1 | 14.3% |
Bank Details
Branches
| Bank Name | Branch | Branch Type | Deposits (000's) |
|---|---|---|---|
| First Internet Bank of Indiana | 11201 Usa Parkway Fishers, IN 46037 | Full Service Cyber Office | $3,414,354 |
For 2020, First Internet Bank Of Indiana had 1 branches.
Yearly Performance Overview
Bank Income
| Item | Value (in 000's) |
|---|---|
| Total interest income | $136,997 |
| Net interest income | $69,465 |
| Total noninterest income | $35,807 |
| Gross Fiduciary activities income | $0 |
| Service charges on deposit accounts | $372 |
| Trading account gains and fees | $0 |
| Additional Noninterest Income | $35,435 |
| Pre-tax net operating income | $41,873 |
| Securities gains (or losses, -) | $187 |
| Income before extraordinary items | $35,526 |
| Discontinued Operations (Extraordinary gains, net) | $0 |
| Net income of bank and minority interests | $35,526 |
| Minority interest net income | $0 |
| Net income | $35,526 |
| Sale, conversion, retirement of capital stock, net | $1,590 |
| Net operating income | $35,368 |
First Internet Bank Of Indiana's gross interest income from loans was $136,997,000.
First Internet Bank Of Indiana's net interest income from loans was $69,465,000.
First Internet Bank Of Indiana's fee based income from loans was $372,000.
First Internet Bank Of Indiana's net income from loans was $35,526,000.
Bank Expenses
| Item | Value (in 000's) |
|---|---|
| Total interest expense | $67,532 |
| Provision for credit losses | $9,325 |
| Total noninterest expense | $54,074 |
| Salaries and employee benefits | $32,974 |
| Premises and equipment expense | $1,957 |
| Additional noninterest expense | $19,143 |
| Applicable income taxes | $6,534 |
| Net charge-offs | $1,681 |
| Cash dividends | $0 |
First Internet Bank Of Indiana's interest expense for loans was $67,532,000.
First Internet Bank Of Indiana's payroll and benefits expense were $32,974,000.
First Internet Bank Of Indiana's property, plant and equipment expenses $1,957,000.
Loan Performance
| Type of Loan | % of Loans Noncurrent (30+ days, end of period snapshot) |
|---|---|
| All loans | 0.0% |
| Real Estate loans | 0.0% |
| Construction & Land Development loans | 0.0% |
| Nonfarm, nonresidential loans | 0.0% |
| Multifamily residential loans | 0.0% |
| 1-4 family residential loans | 0.0% |
| HELOC loans | 0.0% |
| All other family | 0.0% |
| Commercial & industrial loans | 0.0% |
| Personal loans | 0.0% |
| Credit card loans | 0.0% |
| Other individual loans | 0.0% |
| Auto loans | 0.0% |
| Other consumer loans | 0.0% |
| Unsecured commercial real estate loans | 0.0% |
Deposits
| Type | Value (in 000's) |
|---|---|
| Total deposits | $3,311,417 |
| Deposits held in domestic offices | $3,311,417 |
| Deposits by Individuals, partnerships, and corporations | $2,947,354 |
| Deposits by U.S. Government | $0 |
| Deposits by States and political subdivisions in the U.S. | $154,204 |
| Deposits by Commercial banks and other depository institutions in U.S. | $209,859 |
| Deposits by Banks in foreign countries | $0 |
| Deposits by Foreign governments and official institutions | $0 |
| Transaction accounts | $105,438 |
| Demand deposits | $80,122 |
| Nontransaction accounts | $3,205,979 |
| Money market deposit accounts (MMDAs) | $1,496,428 |
| Other savings deposits (excluding MMDAs) | $266,467 |
| Total time deposits | $1,443,084 |
| Total time and savings deposits | $3,231,295 |
| Noninterest-bearing deposits | $137,285 |
| Interest-bearing deposits | $3,174,132 |
| Retail deposits | $2,628,308 |
| IRAs and Keogh plan accounts | $89,780 |
| Brokered deposits | $302,402 |
| Deposits held in foreign offices | $0 |
Assets
| Asset | Value (in 000's) |
|---|---|
| Total Assets | $4,243,064 |
| Cash & Balances due from depository institutions | $450,391 |
| Interest-bearing balances | $443,024 |
| Total securities | $568,869 |
| Federal funds sold & reverse repurchase | $0 |
| Net loans and leases | $3,072,331 |
| Loan and leases loss allowance | $29,484 |
| Trading account assets | $0 |
| Bank premises and fixed assets | $30,979 |
| Other real estate owned | $0 |
| Goodwill and other intangibles | $8,256 |
| All other assets | $112,238 |
Liabilities
| Liabilities | Value (in 000's) |
|---|---|
| Total liabilities and capital | $4,243,064 |
| Total Liabilities | $3,876,601 |
| Total deposits | $3,311,417 |
| Interest-bearing deposits | $3,174,132 |
| Deposits held in domestic offices | $3,311,417 |
| % insured (estimated) | $72 |
| Federal funds purchased and repurchase agreements | $0 |
| Trading liabilities | $0 |
| Other borrowed funds | $514,916 |
| Subordinated debt | $0 |
| All other liabilities | $50,268 |
Issued Loan Types
| Type | Value (in 000's) |
|---|---|
| Net loans and leases | $3,072,331 |
| Loan and leases loss allowance | $29,484 |
| Total loans and leases (domestic) | $3,101,815 |
| All real estate loans | $1,519,459 |
| Real estate loans in domestic offices | $1,519,459 |
| Construction and development loans | $146,196 |
| Residential 1-4 family construction | $38,316 |
| Other construction, all land development and other land | $107,880 |
| Loans secured by nonfarm nonresidential properties | $1,168,372 |
| Nonfarm nonresidential secured by owner-occupied properties | $190,311 |
| Commercial real estate & other non-farm, non-residential | $978,061 |
| Multifamily residential real estate | $0 |
| 1-4 family residential loans | $204,891 |
| Farmland loans | $0 |
| Loans held in foreign offices | $0 |
| Farm loans | $0 |
| Commercial and industrial loans | $627,105 |
| To non-U.S. addressees | $0 |
| Loans to individuals | $282,990 |
| Credit card loans | $670 |
| Related Plans | $142 |
| Consumer Auto Loans | $827 |
| Other loans to individuals | $281,351 |
| All other loans & leases | $672,261 |
| Loans to foreign governments and official institutions | $0 |
| Other loans | $7 |
| Loans to depository institutions and acceptances of other banks | $0 |
| Loans not secured by real estate | $0 |
| Loans secured by real estate to non-U.S. addressees | $0 |
| Restructured Loans & leases | $367 |
| Non 1-4 family restructured loans & leases | $4 |
| Total loans and leases (foreign) | $0 |
First Internet Bank of Indiana had $3,072,331,000 of loans outstanding in 2020. $1,519,459,000 of loans were in real estate loans. $146,196,000 of loans were in development loans. $0 of loans were in multifamily mortgage loans. $204,891,000 of loans were in 1-4 family mortgage loans. $0 of loans were in farm loans. $670,000 of loans were in credit card loans. $827,000 of loans were in the auto loan category.
Small Business Loans
| Categorization | # of Loans in Category | $ amount of loans (in 000's) | Average $/loan |
|---|---|---|---|
| Nonfarm, nonresidential loans - <$1MM | 452 | $223,454 | $494,367 |
| Nonfarm, nonresidential loans - <$100k | 4 | $156 | $39,000 |
| Nonfarm, nonresidential loans - $100-250k | 42 | $6,646 | $158,238 |
| Nonfarm, nonresidential loans - $250k-1MM | 406 | $216,652 | $533,626 |
| Commercial & Industrial, US addressed loans - <$1MM | 1,462 | $335,203 | $229,277 |
| Commercial & Industrial, US addressed loans - <$100k | 508 | $15,317 | $30,152 |
| Commercial & Industrial, US addressed loans - $100-250k | 286 | $30,288 | $105,902 |
| Commercial & Industrial, US addressed loans - $250k-1MM | 668 | $289,598 | $433,530 |