First Internet Bank Of Indiana Mortgage Rates, Fees & Info
Fishers, INLEI: 549300B81YWV4GBENI49
Tax ID: 35-2029944
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Mortgage Data
Review & Overview
First Internet Bank Of Indiana is a smaller bank specializing in Home Purchase loans. First Internet Bank Of Indiana has a high proportion of conventional loans. They have a a low proportion of FHA loans. (This may mean they shy away from first time homebuyers.) Their top markets by origination volume include: Indianapolis, New York, Dallas, Atlanta, and Washington among others. We have data for 277 markets. (Some data included below & more in-depth data is available with an active subscription.)First Internet Bank Of Indiana has an average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. First Internet Bank Of Indiana is typically a low fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
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SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
|---|---|---|
| 30 Year Conventional Purchase | 6.05% | 12/16/24 |
| 30 Year Conventional Refi | 6.21% | 12/16/24 |
| 30 Year Cash-out Refi | 6.53% | 12/16/24 |
| 30 Year FHA Purchase | 6.91% | 12/16/24 |
| 30 Year FHA Refi | 6.77% | 12/16/24 |
| 30 Year VA Purchase | 5.94% | 12/16/24 |
| 30 Year VA Refi | 6.27% | 12/16/24 |
| 15 Year Conventional Purchase | 5.64% | 12/16/24 |
| 15 Year Conventional Refi | 5.83% | 12/16/24 |
| 15 Year Cash-out Refi | 5.83% | 12/16/24 |
| These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. | ||
First Internet Bank Of Indiana Mortgage Calculator
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This is not an official calculator from First Internet Bank Of Indiana. It uses our SimulatedRate™
technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.
The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
1,524Origination Dollar Volume (All Markets)
$517,250,000Awards
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First Internet Bank of Indiana - 2022
First Internet Bank of Indiana is a 2022 , due to their low .
For 2022, less than of lenders were eligible for this award.
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Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) | 450 | $146,280,000 | $325,067 | $2,456 | 4.60% |
| New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) | 58 | $25,760,000 | $444,138 | $6,122 | 3.86% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 43 | $15,595,000 | $362,674 | $6,465 | 4.42% |
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 37 | $14,165,000 | $382,838 | $5,504 | 4.63% |
| Outside of Metro Areas | 43 | $10,515,000 | $244,535 | $4,397 | 4.74% |
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 24 | $10,190,000 | $424,583 | $4,274 | 4.74% |
| Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) | 22 | $9,170,000 | $416,818 | $4,665 | 4.54% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 23 | $8,825,000 | $383,696 | $5,867 | 4.32% |
| LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) | 19 | $8,805,000 | $463,421 | $3,399 | 4.72% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 23 | $8,785,000 | $381,957 | $7,208 | 4.43% |
| NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) | 19 | $8,685,000 | $457,105 | $3,993 | 4.34% |
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 27 | $7,305,000 | $270,556 | $5,240 | 4.64% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 23 | $6,805,000 | $295,870 | $5,835 | 4.37% |
| San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) | 11 | $6,665,000 | $605,909 | $3,483 | 3.89% |
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 18 | $6,410,000 | $356,111 | $6,630 | 4.28% |
| Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 11 | $6,075,000 | $552,273 | $6,525 | 4.04% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 16 | $5,670,000 | $354,375 | $5,764 | 4.97% |
| Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) | 9 | $5,415,000 | $601,667 | $4,281 | 3.79% |
| SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) | 8 | $5,220,000 | $652,500 | $4,008 | 4.41% |
| COLORADO SPRINGS, CO (FHA|USDA|VA) | 7 | $4,075,000 | $582,143 | $4,269 | 4.50% |
| RALEIGH-CARY, NC (FHA|USDA|VA) | 9 | $3,945,000 | $438,333 | $4,180 | 3.82% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 12 | $3,840,000 | $320,000 | $5,994 | 4.06% |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) | 9 | $3,805,000 | $422,778 | $8,207 | 4.04% |
| Detroit-Warren-Dearborn, MI (FHA|USDA|VA) | 15 | $3,665,000 | $244,333 | $3,214 | 4.41% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 10 | $3,540,000 | $354,000 | $3,509 | 4.35% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 7 | $3,505,000 | $500,714 | $4,136 | 4.79% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 9 | $3,475,000 | $386,111 | $5,398 | 4.43% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 10 | $3,370,000 | $337,000 | $3,574 | 4.30% |
| NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) | 3 | $3,205,000 | $1,068,333 | $8,422 | 4.17% |
| NEW HAVEN-MILFORD, CT (FHA|USDA|VA) | 9 | $3,135,000 | $348,333 | $5,771 | 4.29% |
| BOISE CITY, ID (FHA|USDA|VA) | 7 | $2,925,000 | $417,857 | $5,444 | 4.39% |
| RENO, NV (FHA|USDA|VA) | 8 | $2,830,000 | $353,750 | $3,163 | 3.45% |
| PROVO-OREM, UT (FHA|USDA|VA) | 5 | $2,795,000 | $559,000 | $4,820 | 3.67% |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) | 8 | $2,740,000 | $342,500 | $4,166 | 4.52% |
| BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) | 7 | $2,735,000 | $390,714 | $4,196 | 3.13% |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) | 7 | $2,585,000 | $369,286 | $5,551 | 4.84% |
| KANSAS CITY, MO-KS (FHA|USDA|VA) | 10 | $2,540,000 | $254,000 | $3,021 | 5.02% |
| SALT LAKE CITY, UT (FHA|USDA|VA) | 6 | $2,510,000 | $418,333 | $3,298 | 4.48% |
| BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) | 6 | $2,480,000 | $413,333 | $7,022 | 3.58% |
| CINCINNATI, OH-KY-IN (FHA|USDA|VA) | 10 | $2,410,000 | $241,000 | $3,855 | 5.03% |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) | 6 | $2,300,000 | $383,333 | $4,889 | 3.63% |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) | 6 | $2,280,000 | $380,000 | $5,668 | 3.79% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 7 | $2,225,000 | $317,857 | $5,972 | 5.37% |
| SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) | 5 | $2,225,000 | $445,000 | $3,321 | 4.27% |
| ASHEVILLE, NC (FHA|USDA|VA) | 7 | $2,175,000 | $310,714 | $3,080 | 4.75% |
| KAHULUI-WAILUKU-LAHAINA, HI (FHA|USDA|VA) | 3 | $2,155,000 | $718,333 | $7,561 | 3.50% |
| HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) | 8 | $2,120,000 | $265,000 | $6,867 | 5.11% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 8 | $2,090,000 | $261,250 | $4,703 | 4.17% |
| Gardnerville Ranchos, NV (FHA|USDA|VA) | 4 | $2,080,000 | $520,000 | $3,029 | 3.41% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 4 | $1,960,000 | $490,000 | $4,394 | 3.03% |
| LOUISVILLE, KY (FHA|USDA|VA) | 8 | $1,960,000 | $245,000 | $3,931 | 4.64% |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) | 6 | $1,930,000 | $321,667 | $6,386 | 4.88% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 7 | $1,915,000 | $273,571 | $5,310 | 4.29% |
| PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) | 5 | $1,875,000 | $375,000 | $3,745 | 4.25% |
| NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) | 6 | $1,780,000 | $296,667 | $3,193 | 4.98% |
| Bozeman, MT (FHA|USDA|VA) | 3 | $1,705,000 | $568,333 | $7,124 | 4.16% |
| Hilo, HI (FHA|USDA|VA) | 2 | $1,580,000 | $790,000 | $6,822 | 3.25% |
| SALISBURY, MD-DE (FHA|USDA|VA) | 4 | $1,530,000 | $382,500 | $4,107 | 5.03% |
| ANCHORAGE, AK (FHA|USDA|VA) | 4 | $1,490,000 | $372,500 | $3,872 | 4.53% |
| RICHMOND, VA (FHA|USDA|VA) | 5 | $1,485,000 | $297,000 | $6,279 | 6.00% |
| PANAMA CITY, FL (FHA|USDA|VA) | 4 | $1,480,000 | $370,000 | $7,414 | 3.28% |
| CLEVELAND-ELYRIA, OH (FHA|USDA|VA) | 7 | $1,435,000 | $205,000 | $3,311 | 4.96% |
| STOCKTON, CA (FHA|USDA|VA) | 3 | $1,365,000 | $455,000 | $3,812 | 3.17% |
| JACKSON, MS (FHA|USDA|VA) | 4 | $1,310,000 | $327,500 | $5,056 | 4.28% |
| TULSA, OK (FHA|USDA|VA) | 6 | $1,300,000 | $216,667 | $5,771 | 4.81% |
| ST. LOUIS, MO-IL (FHA|USDA|VA) | 6 | $1,250,000 | $208,333 | $3,304 | 4.42% |
| COLUMBUS, OH (FHA|USDA|VA) | 4 | $1,230,000 | $307,500 | $5,166 | 4.38% |
| PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) | 4 | $1,230,000 | $307,500 | $3,607 | 4.75% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 4 | $1,230,000 | $307,500 | $8,271 | 5.06% |
| Heber, UT (FHA|USDA|VA) | 2 | $1,110,000 | $555,000 | $4,583 | 4.38% |
| OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) | 3 | $1,105,000 | $368,333 | $3,573 | 4.42% |
| BATON ROUGE, LA (FHA|USDA|VA) | 4 | $1,080,000 | $270,000 | $4,260 | 4.91% |
| LAS CRUCES, NM (FHA|USDA|VA) | 3 | $1,075,000 | $358,333 | $5,164 | 5.00% |
| POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY (FHA|USDA|VA) | 2 | $1,070,000 | $535,000 | $3,628 | 3.63% |
| MADISON, WI (FHA|USDA|VA) | 4 | $1,060,000 | $265,000 | $2,840 | 3.78% |
| EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) | 3 | $1,035,000 | $345,000 | $8,527 | 6.00% |
| FORT COLLINS, CO (FHA|USDA|VA) | 2 | $1,010,000 | $505,000 | $2,738 | 2.56% |
| MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) | 4 | $1,000,000 | $250,000 | $4,685 | 4.91% |
| PITTSBURGH, PA (FHA|USDA|VA) | 3 | $995,000 | $331,667 | $5,270 | 3.29% |
| CHATTANOOGA, TN-GA (FHA|USDA|VA) | 3 | $995,000 | $331,667 | $2,914 | 4.33% |
| SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) | 1 | $975,000 | $975,000 | $2,945 | 3.50% |
| CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) | 3 | $925,000 | $308,333 | $5,225 | 5.33% |
| GREENVILLE-ANDERSON, SC (FHA|USDA|VA) | 2 | $920,000 | $460,000 | $4,481 | 3.94% |
| WORCESTER, MA-CT (FHA|USDA|VA) | 3 | $915,000 | $305,000 | $2,223 | 5.51% |
| LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) | 3 | $905,000 | $301,667 | $3,777 | 5.54% |
| Kapaa, HI (FHA|USDA|VA) | 1 | $845,000 | $845,000 | $0 | 5.75% |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) | 1 | $835,000 | $835,000 | $2,881 | 3.63% |
| OKLAHOMA CITY, OK (FHA|USDA|VA) | 4 | $830,000 | $207,500 | $4,146 | 4.69% |
| URBAN HONOLULU, HI (FHA|USDA|VA) | 1 | $825,000 | $825,000 | $6,277 | 2.99% |
| MANCHESTER-NASHUA, NH (FHA|USDA|VA) | 2 | $820,000 | $410,000 | $7,224 | 4.38% |
| HOMOSASSA SPRINGS, FL (FHA|USDA|VA) | 3 | $815,000 | $271,667 | $4,924 | 4.12% |
| WILMINGTON, NC (FHA|USDA|VA) | 2 | $810,000 | $405,000 | $5,714 | 4.88% |
| DAYTON-KETTERING, OH (FHA|USDA|VA) | 3 | $805,000 | $268,333 | $5,766 | 5.33% |
| ALBUQUERQUE, NM (FHA|USDA|VA) | 3 | $795,000 | $265,000 | $5,635 | 5.58% |
| COLUMBIA, SC (FHA|USDA|VA) | 3 | $785,000 | $261,667 | $4,727 | 4.70% |
| GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) | 3 | $775,000 | $258,333 | $4,633 | 5.42% |
| Athens, TX (FHA|USDA|VA) | 2 | $750,000 | $375,000 | $3,646 | 3.63% |
| FRESNO, CA (FHA|USDA|VA) | 2 | $750,000 | $375,000 | $3,477 | 6.44% |
| AKRON, OH (FHA|USDA|VA) | 2 | $750,000 | $375,000 | $3,164 | 4.25% |
| GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) | 3 | $745,000 | $248,333 | $2,569 | 3.92% |
| JACKSONVILLE, NC (FHA|USDA|VA) | 4 | $740,000 | $185,000 | $3,474 | 4.72% |
| New Castle, IN (FHA|USDA|VA) | 3 | $725,000 | $241,667 | $4,018 | 4.79% |
| LINCOLN, NE (FHA|USDA|VA) | 3 | $715,000 | $238,333 | $5,544 | 4.88% |
| CHARLOTTESVILLE, VA (FHA|USDA|VA) | 3 | $705,000 | $235,000 | $2,190 | 5.58% |
| Breckenridge, CO (FHA|USDA|VA) | 1 | $675,000 | $675,000 | $6,290 | 5.50% |
| WINCHESTER, VA-WV (FHA|USDA|VA) | 3 | $675,000 | $225,000 | $3,477 | 4.13% |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) | 1 | $645,000 | $645,000 | $6,667 | 3.88% |
| BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) | 1 | $645,000 | $645,000 | $6,203 | 2.75% |
| LANSING-EAST LANSING, MI (FHA|USDA|VA) | 2 | $640,000 | $320,000 | $2,409 | 4.50% |
| Kalispell, MT (FHA|USDA|VA) | 1 | $635,000 | $635,000 | $4,768 | 3.25% |
| Outside of Metro Areas | 1 | $635,000 | $635,000 | $7,823 | 4.00% |
| BAKERSFIELD, CA (FHA|USDA|VA) | 2 | $630,000 | $315,000 | $5,240 | 4.38% |
| SANTA FE, NM (FHA|USDA|VA) | 2 | $630,000 | $315,000 | $4,253 | 2.94% |
| Holland, MI (FHA|USDA|VA) | 1 | $605,000 | $605,000 | $9,930 | 2.63% |
| DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) | 2 | $590,000 | $295,000 | $4,109 | 5.06% |
| PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) | 2 | $590,000 | $295,000 | $4,433 | 4.00% |
| GREEN BAY, WI (FHA|USDA|VA) | 2 | $580,000 | $290,000 | $2,355 | 4.63% |
| YORK-HANOVER, PA (FHA|USDA|VA) | 2 | $580,000 | $290,000 | $7,864 | 3.13% |
| GULFPORT-BILOXI, MS (FHA|USDA|VA) | 2 | $570,000 | $285,000 | $4,232 | 4.69% |
| Kill Devil Hills, NC (FHA|USDA|VA) | 2 | $570,000 | $285,000 | $0 | 4.44% |
| LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) | 1 | $565,000 | $565,000 | $4,788 | 3.88% |
| CARSON CITY, NV (FHA|USDA|VA) | 1 | $565,000 | $565,000 | $7,591 | 3.63% |
| BOULDER, CO (FHA|USDA|VA) | 2 | $560,000 | $280,000 | $3,041 | 4.06% |
| ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) | 1 | $555,000 | $555,000 | $5,165 | 6.25% |
| SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) | 1 | $555,000 | $555,000 | $2,926 | 2.63% |
| HARRISONBURG, VA (FHA|USDA|VA) | 2 | $550,000 | $275,000 | $3,669 | 4.50% |
| HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) | 3 | $545,000 | $181,667 | $2,764 | 4.04% |
| HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) | 1 | $545,000 | $545,000 | $9,015 | 4.50% |
| CEDAR RAPIDS, IA (FHA|USDA|VA) | 1 | $535,000 | $535,000 | $7,824 | 4.99% |
| MISSOULA, MT (FHA|USDA|VA) | 1 | $515,000 | $515,000 | $4,554 | 6.38% |
| ALBANY-SCHENECTADY-TROY, NY (FHA|USDA|VA) | 2 | $510,000 | $255,000 | $5,716 | 4.94% |
| HARRISBURG-CARLISLE, PA (FHA|USDA|VA) | 2 | $500,000 | $250,000 | $9,437 | 5.37% |
| SPRINGFIELD, MO (FHA|USDA|VA) | 2 | $500,000 | $250,000 | $3,856 | 3.69% |
| ERIE, PA (FHA|USDA|VA) | 4 | $500,000 | $125,000 | $4,270 | 5.66% |
| Seneca, SC (FHA|USDA|VA) | 2 | $490,000 | $245,000 | $5,349 | 4.81% |
| YUMA, AZ (FHA|USDA|VA) | 2 | $490,000 | $245,000 | $2,428 | 6.56% |
| LAKE CHARLES, LA (FHA|USDA|VA) | 1 | $485,000 | $485,000 | $4,936 | 3.25% |
| WICHITA, KS (FHA|USDA|VA) | 2 | $480,000 | $240,000 | $2,971 | 3.75% |
| CORPUS CHRISTI, TX (FHA|USDA|VA) | 2 | $480,000 | $240,000 | $6,214 | 4.31% |
| FLORENCE, SC (FHA|USDA|VA) | 2 | $470,000 | $235,000 | $3,229 | 5.31% |
| OGDEN-CLEARFIELD, UT (FHA|USDA|VA) | 1 | $455,000 | $455,000 | $3,742 | 3.13% |
| ST. CLOUD, MN (FHA|USDA|VA) | 1 | $445,000 | $445,000 | $3,433 | 5.37% |
| CHEYENNE, WY (FHA|USDA|VA) | 1 | $445,000 | $445,000 | $7,913 | 2.88% |
| JACKSON, TN (FHA|USDA|VA) | 4 | $440,000 | $110,000 | $10,080 | 6.09% |
| JONESBORO, AR (FHA|USDA|VA) | 1 | $435,000 | $435,000 | $3,121 | 4.88% |
| Cullman, AL (FHA|USDA|VA) | 1 | $435,000 | $435,000 | $3,305 | 6.00% |
| ALTOONA, PA (FHA|USDA|VA) | 2 | $430,000 | $215,000 | $4,747 | 5.25% |
| EL PASO, TX (FHA|USDA|VA) | 2 | $430,000 | $215,000 | $3,918 | 5.13% |
| Torrington, CT (FHA|USDA|VA) | 1 | $425,000 | $425,000 | $4,532 | 5.63% |
| KENNEWICK-RICHLAND, WA (FHA|USDA|VA) | 1 | $425,000 | $425,000 | $3,661 | 5.13% |
| SHERMAN-DENISON, TX (FHA|USDA|VA) | 2 | $420,000 | $210,000 | $5,783 | 3.56% |
| ROCHESTER, NY (FHA|USDA|VA) | 1 | $415,000 | $415,000 | $2,484 | 4.88% |
| ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) | 1 | $415,000 | $415,000 | $3,852 | 6.25% |
| BURLINGTON-SOUTH BURLINGTON, VT (FHA|USDA|VA) | 1 | $415,000 | $415,000 | $15,576 | 4.00% |
| BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) | 2 | $410,000 | $205,000 | $4,428 | 5.50% |
| TYLER, TX (FHA|USDA|VA) | 1 | $405,000 | $405,000 | $4,862 | 2.88% |
| BELLINGHAM, WA (FHA|USDA|VA) | 1 | $405,000 | $405,000 | $2,851 | 4.25% |
| Centralia, WA (FHA|USDA|VA) | 1 | $405,000 | $405,000 | $7,729 | 4.25% |
| WARNER ROBINS, GA (FHA|USDA|VA) | 1 | $395,000 | $395,000 | $3,123 | 2.38% |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) | 1 | $395,000 | $395,000 | $1,858 | 4.88% |
| Show Low, AZ (FHA|USDA|VA) | 2 | $390,000 | $195,000 | $3,936 | 3.31% |
| KNOXVILLE, TN (FHA|USDA|VA) | 1 | $385,000 | $385,000 | $6,737 | 4.88% |
| Sandpoint, ID (FHA|USDA|VA) | 1 | $385,000 | $385,000 | $4,127 | 3.63% |
| Baraboo, WI (FHA|USDA|VA) | 1 | $385,000 | $385,000 | $3,837 | 5.25% |
| SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) | 1 | $385,000 | $385,000 | $2,926 | 5.38% |
| Durant, OK (FHA|USDA|VA) | 1 | $385,000 | $385,000 | $4,136 | 5.63% |
| BILLINGS, MT (FHA|USDA|VA) | 1 | $375,000 | $375,000 | $0 | 3.38% |
| Shelton, WA (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $3,479 | 2.25% |
| Picayune, MS (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $3,605 | 3.00% |
| SPRINGFIELD, MA (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $9,242 | 5.75% |
| SYRACUSE, NY (FHA|USDA|VA) | 2 | $360,000 | $180,000 | $3,069 | 3.19% |
| TOLEDO, OH (FHA|USDA|VA) | 2 | $360,000 | $180,000 | $3,755 | 6.81% |
| LAWTON, OK (FHA|USDA|VA) | 2 | $360,000 | $180,000 | $5,138 | 3.25% |
| Cullowhee, NC (FHA|USDA|VA) | 2 | $350,000 | $175,000 | $2,950 | 4.63% |
| Bluffton, IN (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $2,321 | 6.00% |
| TOPEKA, KS (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $4,098 | 2.75% |
| DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $4,924 | 6.63% |
| CORVALLIS, OR (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $4,842 | 2.25% |
| BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) | 2 | $300,000 | $150,000 | $5,015 | 4.00% |
| BUFFALO-CHEEKTOWAGA, NY (FHA|USDA|VA) | 2 | $300,000 | $150,000 | $4,882 | 4.44% |
| LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $3,974 | 3.88% |
| JOPLIN, MO (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $2,271 | 3.25% |
| PORT ST. LUCIE, FL (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $4,292 | 3.75% |
| READING, PA (FHA|USDA|VA) | 2 | $290,000 | $145,000 | $3,324 | 6.00% |
| MUNCIE, IN (FHA|USDA|VA) | 3 | $285,000 | $95,000 | $2,307 | 6.08% |
| RAPID CITY, SD (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $6,942 | 4.13% |
| OCEAN CITY, NJ (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $7,556 | 3.25% |
| Marion, IN (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $6,067 | 4.00% |
| CHARLESTON, WV (FHA|USDA|VA) | 2 | $280,000 | $140,000 | $3,404 | 4.56% |
| Sanford, NC (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $6,439 | 4.50% |
| Concord, NH (FHA|USDA|VA) | 2 | $270,000 | $135,000 | $1,906 | 5.25% |
| FLINT, MI (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $7,192 | 5.00% |
| PARKERSBURG-VIENNA, WV (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $5,686 | 4.75% |
| ST. GEORGE, UT (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $2,954 | 5.63% |
| Elizabeth City, NC (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $3,294 | 3.00% |
| Carlsbad-Artesia, NM (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $5,308 | 4.75% |
| TERRE HAUTE, IN (FHA|USDA|VA) | 2 | $240,000 | $120,000 | $6,159 | 4.87% |
| AUBURN-OPELIKA, AL (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $3,466 | 3.88% |
| Winfield, KS (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $7,195 | 4.38% |
| BRUNSWICK, GA (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $4,293 | 6.25% |
| OWENSBORO, KY (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $3,296 | 7.00% |
| VINELAND-BRIDGETON, NJ (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $9,474 | 6.38% |
| SIOUX FALLS, SD (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $2,623 | 3.88% |
| Oxford, MS (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $4,088 | 6.13% |
| Keene, NH (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $0 | 4.38% |
| DOVER, DE (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $3,269 | 5.38% |
| Ruidoso, NM (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $2,481 | 5.63% |
| Los Alamos, NM (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $5,153 | 5.50% |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) | 2 | $210,000 | $105,000 | $4,034 | 5.87% |
| OSHKOSH-NEENAH, WI (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $4,905 | 5.75% |
| LANCASTER, PA (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $3,108 | 3.88% |
| Gainesville, TX (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $4,087 | 4.63% |
| Martin, TN (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $3,121 | 6.50% |
| NEW BERN, NC (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $3,086 | 3.38% |
| THE VILLAGES, FL (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $3,168 | 4.88% |
| GAINESVILLE, FL (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $3,926 | 3.88% |
| TUCSON, AZ (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $3,704 | 3.25% |
| EAU CLAIRE, WI (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $4,546 | 5.50% |
| RACINE, WI (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $6,880 | 3.50% |
| GREAT FALLS, MT (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $3,308 | 5.13% |
| SUMTER, SC (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $3,360 | 5.00% |
| Boone, NC (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $2,311 | 2.75% |
| Lebanon, NH-VT (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $2,812 | 5.50% |
| POCATELLO, ID (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $6,852 | 3.25% |
| LAWRENCE, KS (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $2,026 | 4.75% |
| Thomasville, GA (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $4,016 | 3.38% |
| MEMPHIS, TN-MS-AR (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $0 | 4.00% |
| Huntingdon, PA (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $6,059 | 4.50% |
| COLUMBUS, GA-AL (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $5,094 | 3.50% |
| ELIZABETHTOWN-FORT KNOX, KY (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $5,050 | 5.75% |
| Prineville, OR (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $8,352 | 5.63% |
| WACO, TX (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $6,996 | 6.38% |
| Meridian, MS (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $0 | 3.50% |
| BEND, OR (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $3,945 | 6.63% |
| WINSTON-SALEM, NC (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $5,819 | 5.13% |
| AMARILLO, TX (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $3,087 | 4.13% |
| Huntsville, TX (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $3,718 | 3.13% |
| Jacksonville, IL (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $5,248 | 6.13% |
| KANKAKEE, IL (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $4,528 | 5.00% |
| BANGOR, ME (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $4,214 | 5.25% |
| Columbus, MS (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $3,230 | 3.75% |
| BLACKSBURG-CHRISTIANSBURG, VA (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $0 | 5.75% |
| MONROE, MI (FHA|USDA|VA) | 2 | $150,000 | $75,000 | $3,269 | 5.62% |
| TUSCALOOSA, AL (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $2,622 | 3.63% |
| Talladega-Sylacauga, AL (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $2,813 | 5.00% |
| BLOOMINGTON, IN (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $2,234 | 3.50% |
| Ada, OK (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $2,818 | 6.00% |
| Bonham, TX (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $3,142 | 5.00% |
| Paducah, KY-IL (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $7,067 | 5.00% |
| LAFAYETTE, LA (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $4,458 | 5.50% |
| SPRINGFIELD, OH (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $4,213 | 6.25% |
| NORWICH-NEW LONDON, CT (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $3,282 | 6.00% |
| FAYETTEVILLE, NC (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $0 | 4.50% |
| MUSKEGON, MI (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $2,828 | 6.13% |
| St. Marys, GA (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $2,959 | 4.75% |
| Greeneville, TN (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $4,045 | 5.25% |
| KOKOMO, IN (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $2,118 | 4.38% |
| KILLEEN-TEMPLE, TX (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $0 | 4.75% |
| WATERLOO-CEDAR FALLS, IA (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $4,035 | 4.75% |
| Austin, MN (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $4,282 | 5.25% |
| CASPER, WY (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $2,319 | 5.13% |
| PEORIA, IL (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $2,286 | 6.00% |
| OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $2,370 | 3.50% |
| ROANOKE, VA (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $3,721 | 4.50% |
| Atmore, AL (FHA|USDA|VA) | 2 | $120,000 | $60,000 | $2,965 | 7.13% |
| Warsaw, IN (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $2,645 | 4.38% |
| MACON-BIBB COUNTY, GA (FHA|USDA|VA) | 2 | $110,000 | $55,000 | $3,741 | 6.25% |
| ALBANY, GA (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $3,203 | 3.13% |
| SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $3,257 | 3.25% |
| MOBILE, AL (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $0 | 7.13% |
| AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $0 | 5.63% |
| Sault Ste. Marie, MI (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $2,505 | 5.00% |
| HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $1,047 | 6.74% |
| CANTON-MASSILLON, OH (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $0 | 4.00% |
| GADSDEN, AL (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $3,723 | 3.25% |
| PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $547 | 6.49% |
| SPRINGFIELD, IL (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $2,322 | 3.75% |
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Product Mix
| Loan Type | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Conventional | 1,420 | $484,430,000 | $341,148 | $3,819 | 4.51% |
| FHA | 72 | $21,110,000 | $293,194 | $8,806 | 4.81% |
| VA | 32 | $11,710,000 | $365,938 | $5,729 | 4.39% |
For 2022, First Internet Bank Of Indiana's most frequently originated type of loan was Conventional, with 1,420 originations. Their 2nd most popular type was FHA, with 72 originations.
Loan Reason
For 2022, First Internet Bank Of Indiana's most frequently cited loan purpose was Home Purchase, with 1,062 originations. The 2nd most popular reason was Cash Out Refi, with 260 originations.
Loan Duration/Length
For 2022, First Internet Bank Of Indiana's most frequently cited loan duration was 30 Year, with 1,324 originations. The 2nd most popular length was 15 Year, with 127 originations.
Origination Fees/Closing Costs
First Internet Bank Of Indiana's average total fees were $4,129, while their most frequently occuring range of origination fees (closing costs) were in the $<1k bucket, with 841 originations.
Interest Rates
During 2022, First Internet Bank Of Indiana's average interest rate for loans was 4.61%, while their most frequently originated rate bucket for loans was 3-4%, with 453 originations.
Loan Sizing
2022 saw First Internet Bank Of Indiana place emphasis on $200k-400k loans with 582 originations, totaling $166,620,000 in origination value.
Applicant Income
First Internet Bank Of Indiana lent most frequently to those with incomes in the $100k-150k range, with 342 originations. The second most popular income band? $150k-250k, with 308 originations.
Applicant Debt to Income Ratio
First Internet Bank Of Indiana lent most frequently to those with DTI ratios of 20-30%, with 283 originations. The next most common DTI ratio? 30-36%, with 275 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications87.40%
First Internet Bank Of Indiana has an average approval rate.
Pick Rate
Approvals leading to origination89.63%
First Internet Bank Of Indiana has an average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 1,524 | $517,250,000 | $339,403 |
LTV Distribution
Complaints
| Bank Name | Product | Issue | 2022 CPFB Complaints | % of Total Issues |
|---|---|---|---|---|
| FIRST CITIZENS BANCSHARES, INC. | Home equity loan or line of credit (HELOC) | Applying for a mortgage or refinancing an existing mortgage | 1 | 100.0% |