First Internet Bank Of Indiana Mortgage Rates, Fees & Info

Fishers, IN

LEI: 549300B81YWV4GBENI49

Tax ID: 35-2029944

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Bank Data

Review & Overview

First Internet Bank Of Indiana is a smaller bank specializing in Refi and Home Purchase loans. First Internet Bank Of Indiana has a high proportion of conventional loans. They have an average proportion of FHA loans. Their top markets by origination volume include: Indianapolis, New York, Washington, Los Angeles, and Phoenix among others. We have data for 315 markets. (Some data included below & more in-depth data is available with an active subscription.)

First Internet Bank Of Indiana has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. First Internet Bank Of Indiana is typically a low fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.

We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

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SimulatedRates™

Mortgage Type
Simulated Rate Simulation Date
30 Year Conventional Purchase 6.05% 3/24/24
30 Year Conventional Refi 6.21% 3/24/24
30 Year Cash-out Refi 6.53% 3/24/24
30 Year FHA Purchase 6.91% 3/24/24
30 Year FHA Refi 6.77% 3/24/24
30 Year VA Purchase 5.94% 3/24/24
30 Year VA Refi 6.27% 3/24/24
15 Year Conventional Purchase 5.64% 3/24/24
15 Year Conventional Refi 5.83% 3/24/24
15 Year Cash-out Refi 5.83% 3/24/24
These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

First Internet Bank Of Indiana Mortgage Calculator






Your Estimates

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This is not an official calculator from First Internet Bank Of Indiana. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

The default purchase price is the median sales price across the US for 2022Q4, per FRED.


Originations

2,270

Origination Dollar Volume (All Markets)

$731,910,000

Employee count

229 Show all (54) awards

Top Markets

Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

Market Originations Total Value Average Loan Average Fees Average Rate
INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) 370 $132,400,000 $357,838 $3,392 4.21%
New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) 108 $42,330,000 $391,944 $4,915 3.90%
Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 65 $25,745,000 $396,077 $3,554 3.76%
Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) 59 $25,285,000 $428,559 $3,760 3.72%
PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 80 $23,360,000 $292,000 $3,722 3.77%
Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) 54 $21,150,000 $391,667 $3,678 3.63%
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 66 $21,090,000 $319,545 $3,818 3.74%
Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 64 $19,330,000 $302,031 $4,354 3.81%
DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 50 $18,620,000 $372,400 $2,934 3.62%
LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) 46 $14,560,000 $316,522 $3,233 3.85%
Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 44 $12,990,000 $295,227 $3,882 3.90%
Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) 32 $11,400,000 $356,250 $3,652 3.63%
Outside of Metro Areas 41 $10,965,000 $267,439 $3,323 3.93%
PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) 31 $10,925,000 $352,419 $4,047 3.61%
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) 39 $10,525,000 $269,872 $4,185 3.93%
HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 36 $9,990,000 $277,500 $4,749 3.88%
BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) 30 $9,730,000 $324,333 $3,758 3.73%
Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 31 $9,145,000 $295,000 $5,065 3.96%
Detroit-Warren-Dearborn, MI (FHA|USDA|VA) 29 $8,255,000 $284,655 $2,837 3.85%
SALT LAKE CITY, UT (FHA|USDA|VA) 24 $8,140,000 $339,167 $3,172 3.77%
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) 25 $7,895,000 $315,800 $3,080 3.68%
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) 22 $7,460,000 $339,091 $4,032 4.03%
CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 24 $7,160,000 $298,333 $4,089 3.82%
San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) 17 $6,965,000 $409,706 $2,793 3.72%
AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 22 $6,500,000 $295,455 $4,576 3.92%
KANSAS CITY, MO-KS (FHA|USDA|VA) 21 $6,355,000 $302,619 $3,029 3.84%
SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) 15 $6,165,000 $411,000 $2,351 3.62%
SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) 17 $5,755,000 $338,529 $3,243 3.76%
BOISE CITY, ID (FHA|USDA|VA) 18 $5,490,000 $305,000 $4,357 3.68%
SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) 12 $5,410,000 $450,833 $3,750 3.75%
NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) 19 $5,205,000 $273,947 $2,826 3.74%
LOUISVILLE, KY (FHA|USDA|VA) 16 $4,730,000 $295,625 $3,089 3.62%
OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) 10 $4,620,000 $462,000 $3,153 3.69%
RALEIGH-CARY, NC (FHA|USDA|VA) 12 $4,620,000 $385,000 $3,437 3.66%
BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) 16 $4,570,000 $285,625 $2,405 3.61%
PROVO-OREM, UT (FHA|USDA|VA) 11 $4,325,000 $393,182 $3,492 3.81%
SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) 14 $4,240,000 $302,857 $4,656 3.66%
MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) 11 $4,075,000 $370,455 $2,735 3.93%
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 15 $3,985,000 $265,667 $3,903 4.12%
ALBUQUERQUE, NM (FHA|USDA|VA) 11 $3,505,000 $318,636 $3,450 3.67%
CINCINNATI, OH-KY-IN (FHA|USDA|VA) 12 $3,360,000 $280,000 $2,950 3.70%
COLUMBUS, OH (FHA|USDA|VA) 13 $3,215,000 $247,308 $2,721 3.75%
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) 8 $3,170,000 $396,250 $3,434 4.00%
COLORADO SPRINGS, CO (FHA|USDA|VA) 9 $3,155,000 $350,556 $2,759 3.83%
PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) 11 $3,145,000 $285,909 $3,438 3.98%
OGDEN-CLEARFIELD, UT (FHA|USDA|VA) 10 $3,050,000 $305,000 $3,864 3.84%
ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 11 $2,925,000 $265,909 $3,780 4.26%
BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) 6 $2,710,000 $451,667 $5,434 3.75%
CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) 9 $2,245,000 $249,444 $3,062 4.15%
RENO, NV (FHA|USDA|VA) 7 $2,205,000 $315,000 $3,141 3.73%
CLEVELAND-ELYRIA, OH (FHA|USDA|VA) 8 $2,150,000 $268,750 $3,510 3.70%
RICHMOND, VA (FHA|USDA|VA) 5 $2,115,000 $423,000 $3,953 3.53%
YUBA CITY, CA (FHA|USDA|VA) 7 $2,085,000 $297,857 $3,035 3.71%
DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) 7 $2,075,000 $296,429 $2,475 3.48%
LANSING-EAST LANSING, MI (FHA|USDA|VA) 5 $2,025,000 $405,000 $5,855 3.58%
GREENVILLE-ANDERSON, SC (FHA|USDA|VA) 7 $1,965,000 $280,714 $3,605 3.95%
BOULDER, CO (FHA|USDA|VA) 5 $1,845,000 $369,000 $2,319 3.85%
ANN ARBOR, MI (FHA|USDA|VA) 5 $1,785,000 $357,000 $2,829 3.90%
SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) 5 $1,775,000 $355,000 $3,886 3.50%
MISSOULA, MT (FHA|USDA|VA) 6 $1,770,000 $295,000 $4,010 3.75%
North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 6 $1,730,000 $288,333 $3,637 3.85%
ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) 6 $1,690,000 $281,667 $4,531 3.83%
BATON ROUGE, LA (FHA|USDA|VA) 5 $1,665,000 $333,000 $3,403 3.88%
BEND, OR (FHA|USDA|VA) 4 $1,630,000 $407,500 $5,574 3.78%
MEMPHIS, TN-MS-AR (FHA|USDA|VA) 7 $1,625,000 $232,143 $3,887 3.68%
OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) 5 $1,615,000 $323,000 $2,888 3.55%
SALISBURY, MD-DE (FHA|USDA|VA) 6 $1,610,000 $268,333 $4,065 3.40%
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) 7 $1,605,000 $229,286 $5,947 4.20%
GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) 6 $1,600,000 $266,667 $3,190 3.29%
URBAN HONOLULU, HI (FHA|USDA|VA) 3 $1,555,000 $518,333 $5,410 3.79%
HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) 5 $1,515,000 $303,000 $4,207 3.53%
OKLAHOMA CITY, OK (FHA|USDA|VA) 6 $1,510,000 $251,667 $4,164 3.69%
TUCSON, AZ (FHA|USDA|VA) 6 $1,500,000 $250,000 $3,610 3.83%
SALEM, OR (FHA|USDA|VA) 5 $1,445,000 $289,000 $3,295 3.95%
NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) 7 $1,435,000 $205,000 $5,290 3.84%
ST. LOUIS, MO-IL (FHA|USDA|VA) 5 $1,345,000 $269,000 $3,046 3.73%
HUNTSVILLE, AL (FHA|USDA|VA) 5 $1,315,000 $263,000 $2,991 3.95%
NILES, MI (FHA|USDA|VA) 4 $1,290,000 $322,500 $2,690 4.13%
TOLEDO, OH (FHA|USDA|VA) 5 $1,265,000 $253,000 $2,242 4.03%
FAIRBANKS, AK (FHA|USDA|VA) 4 $1,250,000 $312,500 $4,862 3.75%
TRENTON-PRINCETON, NJ (FHA|USDA|VA) 3 $1,245,000 $415,000 $4,633 3.38%
HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) 5 $1,235,000 $247,000 $3,329 4.30%
NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) 3 $1,215,000 $405,000 $4,971 3.29%
ASHEVILLE, NC (FHA|USDA|VA) 4 $1,180,000 $295,000 $2,856 4.03%
FORT COLLINS, CO (FHA|USDA|VA) 3 $1,155,000 $385,000 $3,442 3.46%
CHATTANOOGA, TN-GA (FHA|USDA|VA) 4 $1,150,000 $287,500 $3,165 3.63%
Bozeman, MT (FHA|USDA|VA) 3 $1,135,000 $378,333 $2,668 3.67%
DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) 3 $1,105,000 $368,333 $4,136 3.42%
JACKSONVILLE, FL (FHA|USDA|VA) 4 $1,100,000 $275,000 $2,885 3.81%
PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) 4 $1,070,000 $267,500 $2,969 3.84%
SANTA FE, NM (FHA|USDA|VA) 4 $1,070,000 $267,500 $2,691 3.25%
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) 4 $1,060,000 $265,000 $3,521 3.81%
Lebanon, NH-VT (FHA|USDA|VA) 4 $1,050,000 $262,500 $4,290 4.38%
HARRISBURG-CARLISLE, PA (FHA|USDA|VA) 4 $1,050,000 $262,500 $4,373 3.88%
CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 5 $1,035,000 $207,000 $4,802 4.08%
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) 3 $1,025,000 $341,667 $3,082 4.21%
STOCKTON, CA (FHA|USDA|VA) 6 $1,010,000 $168,333 $3,283 4.65%
TYLER, TX (FHA|USDA|VA) 3 $985,000 $328,333 $4,467 3.67%
CARSON CITY, NV (FHA|USDA|VA) 2 $900,000 $450,000 $3,436 3.56%
KAHULUI-WAILUKU-LAHAINA, HI (FHA|USDA|VA) 2 $890,000 $445,000 $5,924 3.69%
Traverse City, MI (FHA|USDA|VA) 2 $850,000 $425,000 $2,897 4.38%
READING, PA (FHA|USDA|VA) 3 $835,000 $278,333 $4,548 3.75%
VALLEJO, CA (FHA|USDA|VA) 3 $835,000 $278,333 $4,330 3.33%
ST. GEORGE, UT (FHA|USDA|VA) 2 $820,000 $410,000 $2,863 3.50%
ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) 3 $805,000 $268,333 $5,368 3.67%
KNOXVILLE, TN (FHA|USDA|VA) 4 $800,000 $200,000 $3,162 3.56%
COLUMBUS, IN (FHA|USDA|VA) 3 $795,000 $265,000 $2,392 3.96%
LEXINGTON-FAYETTE, KY (FHA|USDA|VA) 3 $795,000 $265,000 $2,582 3.67%
Warsaw, IN (FHA|USDA|VA) 2 $770,000 $385,000 $2,479 3.56%
LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) 2 $770,000 $385,000 $5,213 3.56%
AKRON, OH (FHA|USDA|VA) 3 $765,000 $255,000 $3,963 3.42%
WICHITA, KS (FHA|USDA|VA) 3 $765,000 $255,000 $4,293 3.46%
BELLINGHAM, WA (FHA|USDA|VA) 3 $765,000 $255,000 $2,554 3.71%
TWIN FALLS, ID (FHA|USDA|VA) 2 $760,000 $380,000 $4,040 4.31%
SAVANNAH, GA (FHA|USDA|VA) 2 $750,000 $375,000 $7,507 3.63%
BURLINGTON-SOUTH BURLINGTON, VT (FHA|USDA|VA) 2 $750,000 $375,000 $4,943 4.06%
Laconia, NH (FHA|USDA|VA) 3 $745,000 $248,333 $5,097 3.67%
ANCHORAGE, AK (FHA|USDA|VA) 2 $740,000 $370,000 $3,236 4.25%
LOGAN, UT-ID (FHA|USDA|VA) 2 $730,000 $365,000 $2,381 3.63%
FRESNO, CA (FHA|USDA|VA) 2 $720,000 $360,000 $3,994 3.31%
PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) 3 $715,000 $238,333 $6,052 3.83%
EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) 2 $710,000 $355,000 $7,777 3.63%
Truckee-Grass Valley, CA (FHA|USDA|VA) 2 $710,000 $355,000 $8,711 3.88%
MANCHESTER-NASHUA, NH (FHA|USDA|VA) 3 $705,000 $235,000 $5,303 3.21%
MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) 3 $705,000 $235,000 $5,604 3.63%
WILMINGTON, NC (FHA|USDA|VA) 2 $700,000 $350,000 $3,389 3.94%
POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY (FHA|USDA|VA) 3 $695,000 $231,667 $4,022 4.00%
LAKE CHARLES, LA (FHA|USDA|VA) 2 $690,000 $345,000 $4,831 3.56%
GREELEY, CO (FHA|USDA|VA) 2 $680,000 $340,000 $8,222 4.44%
Helena, MT (FHA|USDA|VA) 2 $670,000 $335,000 $3,384 3.94%
Outside of Metro Areas 2 $670,000 $335,000 $3,567 3.75%
SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) 2 $670,000 $335,000 $3,912 3.50%
PANAMA CITY, FL (FHA|USDA|VA) 3 $665,000 $221,667 $4,774 3.67%
NORWICH-NEW LONDON, CT (FHA|USDA|VA) 2 $640,000 $320,000 $3,690 3.88%
HOUMA-THIBODAUX, LA (FHA|USDA|VA) 2 $640,000 $320,000 $4,419 3.38%
COLUMBIA, SC (FHA|USDA|VA) 3 $635,000 $211,667 $4,008 3.79%
MODESTO, CA (FHA|USDA|VA) 2 $620,000 $310,000 $2,632 3.75%
Key West, FL (FHA|USDA|VA) 1 $605,000 $605,000 $4,755 3.63%
MUNCIE, IN (FHA|USDA|VA) 6 $590,000 $98,333 $3,159 4.42%
LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) 3 $585,000 $195,000 $3,544 3.96%
Seneca, SC (FHA|USDA|VA) 1 $565,000 $565,000 $3,955 4.25%
Kalispell, MT (FHA|USDA|VA) 2 $550,000 $275,000 $7,155 3.69%
BAKERSFIELD, CA (FHA|USDA|VA) 2 $550,000 $275,000 $2,507 4.13%
LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) 3 $545,000 $181,667 $2,717 4.63%
SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) 1 $535,000 $535,000 $2,098 3.88%
PUNTA GORDA, FL (FHA|USDA|VA) 2 $530,000 $265,000 $3,374 3.56%
Gardnerville Ranchos, NV (FHA|USDA|VA) 2 $490,000 $245,000 $3,327 3.88%
SALINAS, CA (FHA|USDA|VA) 1 $485,000 $485,000 $2,539 3.00%
NAPA, CA (FHA|USDA|VA) 1 $485,000 $485,000 $2,796 3.88%
JACKSON, MS (FHA|USDA|VA) 1 $485,000 $485,000 $3,806 3.88%
DECATUR, AL (FHA|USDA|VA) 2 $480,000 $240,000 $6,220 3.31%
OCEAN CITY, NJ (FHA|USDA|VA) 1 $475,000 $475,000 $4,587 3.75%
WINSTON-SALEM, NC (FHA|USDA|VA) 1 $475,000 $475,000 $2,886 3.38%
MIDLAND, MI (FHA|USDA|VA) 2 $470,000 $235,000 $4,135 3.63%
SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) 1 $465,000 $465,000 $4,961 3.63%
Sandpoint, ID (FHA|USDA|VA) 1 $465,000 $465,000 $9,690 2.88%
AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) 1 $465,000 $465,000 $5,292 3.25%
SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) 2 $460,000 $230,000 $3,670 3.44%
EAST STROUDSBURG, PA (FHA|USDA|VA) 1 $455,000 $455,000 $5,476 3.88%
MEDFORD, OR (FHA|USDA|VA) 1 $455,000 $455,000 $4,466 3.50%
STATE COLLEGE, PA (FHA|USDA|VA) 1 $455,000 $455,000 $7,042 3.25%
SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) 1 $455,000 $455,000 $2,089 3.38%
SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) 1 $455,000 $455,000 $3,017 3.63%
New Castle, IN (FHA|USDA|VA) 1 $445,000 $445,000 $4,671 3.88%
WORCESTER, MA-CT (FHA|USDA|VA) 2 $440,000 $220,000 $4,258 3.50%
WACO, TX (FHA|USDA|VA) 1 $435,000 $435,000 $4,885 3.88%
LEBANON, PA (FHA|USDA|VA) 1 $435,000 $435,000 $10,576 3.63%
SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) 1 $435,000 $435,000 $2,089 3.50%
CHARLOTTESVILLE, VA (FHA|USDA|VA) 2 $430,000 $215,000 $2,745 3.50%
JACKSONVILLE, NC (FHA|USDA|VA) 2 $430,000 $215,000 $3,742 3.75%
MONTGOMERY, AL (FHA|USDA|VA) 2 $420,000 $210,000 $2,263 4.19%
YORK-HANOVER, PA (FHA|USDA|VA) 1 $415,000 $415,000 $16,988 3.13%
FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) 1 $415,000 $415,000 $2,288 3.50%
GULFPORT-BILOXI, MS (FHA|USDA|VA) 2 $410,000 $205,000 $6,498 3.75%
Los Alamos, NM (FHA|USDA|VA) 1 $405,000 $405,000 $4,205 3.75%
Sanford, NC (FHA|USDA|VA) 1 $405,000 $405,000 $3,092 3.38%
PORT ST. LUCIE, FL (FHA|USDA|VA) 2 $400,000 $200,000 $2,921 3.94%
Concord, NH (FHA|USDA|VA) 1 $395,000 $395,000 $6,775 2.88%
Glenwood Springs, CO (FHA|USDA|VA) 1 $395,000 $395,000 $3,325 3.00%
Clearlake, CA (FHA|USDA|VA) 1 $395,000 $395,000 $2,926 3.50%
KILLEEN-TEMPLE, TX (FHA|USDA|VA) 1 $395,000 $395,000 $3,971 3.63%
LYNCHBURG, VA (FHA|USDA|VA) 2 $390,000 $195,000 $2,454 4.31%
Bemidji, MN (FHA|USDA|VA) 1 $385,000 $385,000 $4,439 3.88%
FOND DU LAC, WI (FHA|USDA|VA) 2 $380,000 $190,000 $5,449 3.56%
ROANOKE, VA (FHA|USDA|VA) 1 $375,000 $375,000 $2,043 3.88%
Boone, NC (FHA|USDA|VA) 1 $375,000 $375,000 $5,849 4.00%
BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) 2 $370,000 $185,000 $6,368 3.38%
HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) 2 $370,000 $185,000 $2,638 4.38%
BOWLING GREEN, KY (FHA|USDA|VA) 2 $360,000 $180,000 $3,066 4.38%
CHEYENNE, WY (FHA|USDA|VA) 1 $355,000 $355,000 $2,953 3.75%
Hailey, ID (FHA|USDA|VA) 1 $355,000 $355,000 $3,458 4.63%
PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) 1 $355,000 $355,000 $2,773 4.13%
Payson, AZ (FHA|USDA|VA) 1 $355,000 $355,000 $10,302 3.63%
GOLDSBORO, NC (FHA|USDA|VA) 2 $350,000 $175,000 $2,919 4.56%
GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) 2 $350,000 $175,000 $3,675 3.88%
The Dalles, OR (FHA|USDA|VA) 2 $350,000 $175,000 $2,765 3.88%
Greensburg, IN (FHA|USDA|VA) 1 $345,000 $345,000 $2,143 3.63%
DAYTON-KETTERING, OH (FHA|USDA|VA) 2 $340,000 $170,000 $3,000 3.88%
GRAND ISLAND, NE (FHA|USDA|VA) 2 $340,000 $170,000 $2,511 4.06%
ROCHESTER, NY (FHA|USDA|VA) 1 $335,000 $335,000 $4,811 3.50%
GRANTS PASS, OR (FHA|USDA|VA) 1 $335,000 $335,000 $3,123 3.13%
Granbury, TX (FHA|USDA|VA) 2 $330,000 $165,000 $3,274 4.13%
PITTSBURGH, PA (FHA|USDA|VA) 1 $325,000 $325,000 $2,717 3.50%
ALBANY-SCHENECTADY-TROY, NY (FHA|USDA|VA) 2 $320,000 $160,000 $3,883 4.63%
SPARTANBURG, SC (FHA|USDA|VA) 1 $315,000 $315,000 $8,840 3.38%
Cullman, AL (FHA|USDA|VA) 1 $315,000 $315,000 $3,209 3.75%
MADISON, WI (FHA|USDA|VA) 1 $305,000 $305,000 $1,843 3.50%
Morehead City, NC (FHA|USDA|VA) 1 $295,000 $295,000 $8,236 3.25%
CAPE GIRARDEAU, MO-IL (FHA|USDA|VA) 1 $295,000 $295,000 $2,561 3.00%
LAS CRUCES, NM (FHA|USDA|VA) 1 $295,000 $295,000 $7,684 4.13%
LONGVIEW, WA (FHA|USDA|VA) 1 $295,000 $295,000 $2,115 3.63%
BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) 1 $295,000 $295,000 $7,525 3.38%
Paris, TN (FHA|USDA|VA) 1 $285,000 $285,000 $3,203 4.00%
Salem, OH (FHA|USDA|VA) 2 $280,000 $140,000 $5,665 4.00%
CLARKSVILLE, TN-KY (FHA|USDA|VA) 2 $280,000 $140,000 $7,518 4.06%
Pinehurst-Southern Pines, NC (FHA|USDA|VA) 1 $275,000 $275,000 $7,350 3.38%
IDAHO FALLS, ID (FHA|USDA|VA) 1 $275,000 $275,000 $3,894 3.00%
LONGVIEW, TX (FHA|USDA|VA) 1 $275,000 $275,000 $4,694 3.63%
MONROE, MI (FHA|USDA|VA) 2 $270,000 $135,000 $3,199 3.63%
VALDOSTA, GA (FHA|USDA|VA) 1 $265,000 $265,000 $2,778 3.50%
LINCOLN, NE (FHA|USDA|VA) 1 $265,000 $265,000 $8,483 4.63%
COLUMBIA, MO (FHA|USDA|VA) 1 $265,000 $265,000 $4,961 3.25%
BARNSTABLE TOWN, MA (FHA|USDA|VA) 1 $265,000 $265,000 $2,288 3.00%
Fernley, NV (FHA|USDA|VA) 1 $265,000 $265,000 $2,208 3.63%
Shelton, WA (FHA|USDA|VA) 1 $255,000 $255,000 $2,588 3.13%
Eureka-Arcata, CA (FHA|USDA|VA) 1 $255,000 $255,000 $1,968 3.63%
CHICO, CA (FHA|USDA|VA) 1 $255,000 $255,000 $4,135 4.50%
Moscow, ID (FHA|USDA|VA) 1 $245,000 $245,000 $2,559 3.63%
COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) 1 $245,000 $245,000 $3,278 4.00%
Kill Devil Hills, NC (FHA|USDA|VA) 1 $245,000 $245,000 $3,220 2.75%
DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) 1 $245,000 $245,000 $1,898 4.13%
WILLIAMSPORT, PA (FHA|USDA|VA) 1 $235,000 $235,000 $5,542 3.25%
Durant, OK (FHA|USDA|VA) 1 $235,000 $235,000 $2,324 4.38%
Taos, NM (FHA|USDA|VA) 1 $235,000 $235,000 $3,943 3.63%
GREEN BAY, WI (FHA|USDA|VA) 1 $235,000 $235,000 $2,820 4.63%
BLOOMINGTON, IN (FHA|USDA|VA) 1 $235,000 $235,000 $2,391 4.00%
MOBILE, AL (FHA|USDA|VA) 1 $235,000 $235,000 $2,178 3.13%
ST. CLOUD, MN (FHA|USDA|VA) 1 $225,000 $225,000 $2,001 3.63%
JOPLIN, MO (FHA|USDA|VA) 1 $225,000 $225,000 $2,238 4.88%
MONROE, LA (FHA|USDA|VA) 1 $215,000 $215,000 $3,624 3.50%
London, KY (FHA|USDA|VA) 1 $215,000 $215,000 $1,923 3.38%
BANGOR, ME (FHA|USDA|VA) 1 $205,000 $205,000 $5,730 4.25%
Middlesborough, KY (FHA|USDA|VA) 1 $205,000 $205,000 $5,024 4.75%
Brainerd, MN (FHA|USDA|VA) 1 $205,000 $205,000 $3,425 3.63%
ROCHESTER, MN (FHA|USDA|VA) 1 $205,000 $205,000 $3,353 3.50%
BILLINGS, MT (FHA|USDA|VA) 1 $205,000 $205,000 $3,616 3.63%
Tullahoma-Manchester, TN (FHA|USDA|VA) 1 $205,000 $205,000 $5,766 4.25%
Pullman, WA (FHA|USDA|VA) 1 $205,000 $205,000 $2,537 3.50%
SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) 1 $195,000 $195,000 $3,741 3.25%
JONESBORO, AR (FHA|USDA|VA) 1 $195,000 $195,000 $4,677 3.75%
Huntingdon, PA (FHA|USDA|VA) 1 $195,000 $195,000 $5,113 4.38%
STAUNTON, VA (FHA|USDA|VA) 1 $195,000 $195,000 $2,942 3.00%
Spearfish, SD (FHA|USDA|VA) 1 $195,000 $195,000 $2,713 4.00%
KENNEWICK-RICHLAND, WA (FHA|USDA|VA) 1 $195,000 $195,000 $3,181 3.38%
Centralia, IL (FHA|USDA|VA) 1 $195,000 $195,000 $2,052 3.88%
Corsicana, TX (FHA|USDA|VA) 2 $190,000 $95,000 $2,768 4.69%
Laurinburg, NC (FHA|USDA|VA) 1 $185,000 $185,000 $3,446 4.38%
KINGSTON, NY (FHA|USDA|VA) 1 $185,000 $185,000 $2,703 3.88%
Albemarle, NC (FHA|USDA|VA) 1 $185,000 $185,000 $4,779 5.00%
EAU CLAIRE, WI (FHA|USDA|VA) 1 $185,000 $185,000 $2,431 4.50%
NEW HAVEN-MILFORD, CT (FHA|USDA|VA) 1 $185,000 $185,000 $7,556 4.88%
SPRINGFIELD, MA (FHA|USDA|VA) 1 $185,000 $185,000 $3,421 3.88%
Sturgis, MI (FHA|USDA|VA) 1 $185,000 $185,000 $4,926 3.75%
GETTYSBURG, PA (FHA|USDA|VA) 1 $175,000 $175,000 $5,199 4.25%
BLOOMINGTON, IL (FHA|USDA|VA) 1 $175,000 $175,000 $3,957 3.75%
TULSA, OK (FHA|USDA|VA) 1 $165,000 $165,000 $3,185 4.88%
OCALA, FL (FHA|USDA|VA) 1 $165,000 $165,000 $3,271 3.63%
Wapakoneta, OH (FHA|USDA|VA) 1 $165,000 $165,000 $5,375 3.63%
DULUTH, MN-WI (FHA|USDA|VA) 1 $165,000 $165,000 $2,368 4.38%
Holland, MI (FHA|USDA|VA) 1 $165,000 $165,000 $4,245 4.13%
Crossville, TN (FHA|USDA|VA) 1 $165,000 $165,000 $2,053 4.00%
Frankfort, IN (FHA|USDA|VA) 1 $155,000 $155,000 $2,368 4.63%
BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) 1 $155,000 $155,000 $8,681 4.38%
SPRINGFIELD, IL (FHA|USDA|VA) 1 $155,000 $155,000 $4,196 4.13%
KOKOMO, IN (FHA|USDA|VA) 1 $155,000 $155,000 $1,852 3.63%
Forest City, NC (FHA|USDA|VA) 1 $155,000 $155,000 $2,609 3.50%
CORPUS CHRISTI, TX (FHA|USDA|VA) 1 $155,000 $155,000 $4,749 4.13%
GLENS FALLS, NY (FHA|USDA|VA) 1 $145,000 $145,000 $2,371 5.50%
MACON-BIBB COUNTY, GA (FHA|USDA|VA) 1 $145,000 $145,000 $2,718 4.13%
DOVER, DE (FHA|USDA|VA) 1 $145,000 $145,000 $3,915 3.50%
Wooster, OH (FHA|USDA|VA) 1 $145,000 $145,000 $2,421 4.00%
WARNER ROBINS, GA (FHA|USDA|VA) 1 $145,000 $145,000 $6,081 4.13%
Greenville, MS (FHA|USDA|VA) 1 $145,000 $145,000 $5,198 3.75%
Natchez, MS-LA (FHA|USDA|VA) 1 $145,000 $145,000 $2,743 3.75%
BLACKSBURG-CHRISTIANSBURG, VA (FHA|USDA|VA) 1 $145,000 $145,000 $3,270 3.75%
Duncan, OK (FHA|USDA|VA) 1 $135,000 $135,000 $2,721 4.50%
Sandusky, OH (FHA|USDA|VA) 1 $135,000 $135,000 $3,889 4.88%
Watertown-Fort Atkinson, WI (FHA|USDA|VA) 1 $135,000 $135,000 $3,667 4.25%
Cookeville, TN (FHA|USDA|VA) 1 $135,000 $135,000 $3,080 4.00%
BUFFALO-CHEEKTOWAGA, NY (FHA|USDA|VA) 1 $125,000 $125,000 $2,541 4.25%
ITHACA, NY (FHA|USDA|VA) 1 $125,000 $125,000 $5,693 4.38%
BURLINGTON, NC (FHA|USDA|VA) 1 $125,000 $125,000 $3,851 4.63%
DUBUQUE, IA (FHA|USDA|VA) 1 $125,000 $125,000 $3,903 4.25%
Rutland, VT (FHA|USDA|VA) 1 $125,000 $125,000 $4,041 4.13%
GREAT FALLS, MT (FHA|USDA|VA) 1 $125,000 $125,000 $1,893 3.75%
CEDAR RAPIDS, IA (FHA|USDA|VA) 1 $125,000 $125,000 $3,911 3.75%
TOPEKA, KS (FHA|USDA|VA) 1 $115,000 $115,000 $3,152 4.50%
KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) 1 $115,000 $115,000 $2,361 5.38%
NEW BERN, NC (FHA|USDA|VA) 1 $115,000 $115,000 $2,887 4.00%
Marshalltown, IA (FHA|USDA|VA) 1 $105,000 $105,000 $3,120 4.88%
DECATUR, IL (FHA|USDA|VA) 1 $105,000 $105,000 $2,108 4.88%
Talladega-Sylacauga, AL (FHA|USDA|VA) 1 $105,000 $105,000 $1,562 4.50%
Sterling, IL (FHA|USDA|VA) 1 $105,000 $105,000 $3,398 4.75%
LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) 1 $105,000 $105,000 $0 5.50%
New Philadelphia-Dover, OH (FHA|USDA|VA) 1 $105,000 $105,000 $2,403 5.38%
POCATELLO, ID (FHA|USDA|VA) 1 $105,000 $105,000 $2,295 3.75%
Barre, VT (FHA|USDA|VA) 1 $95,000 $95,000 $3,316 5.75%
Meadville, PA (FHA|USDA|VA) 1 $95,000 $95,000 $3,952 4.88%
Wilson, NC (FHA|USDA|VA) 1 $85,000 $85,000 $3,531 4.25%
Corinth, MS (FHA|USDA|VA) 1 $85,000 $85,000 $3,069 4.63%
JEFFERSON CITY, MO (FHA|USDA|VA) 1 $65,000 $65,000 $3,416 4.75%
Defiance, OH (FHA|USDA|VA) 1 $55,000 $55,000 $3,966 5.88%
ALTOONA, PA (FHA|USDA|VA) 1 $55,000 $55,000 $2,841 5.38%
Laramie, WY (FHA|USDA|VA) 1 $55,000 $55,000 $477 5.89%
Marion, IN (FHA|USDA|VA) 1 $45,000 $45,000 $2,989 5.63%
First Internet Bank Of Indiana's top markets include Indianapolis, New York, Washington, Los Angeles, and Phoenix among others.

Their top states include:
  • Indiana (FHA|USDA|VA)
  • California (FHA|USDA|VA)
  • Texas (FHA|USDA|VA)
  • New York (FHA|USDA|VA)
  • Florida (FHA|USDA|VA)
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    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 1,974 $650,610,000 $329,590 $3,404 3.89%
    FHA 172 $40,680,000 $236,512 $6,274 3.93%
    VA 124 $40,620,000 $327,581 $4,852 3.60%

    For 2019, First Internet Bank Of Indiana's most frequently originated type of loan was Conventional, with 1,974 originations. Their 2nd most popular type was FHA, with 172 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Refi 1,081 $359,195,000 $332,280 $3,157 3.64%
    Home Purchase 849 $270,055,000 $318,086 $4,419 4.12%
    Cash Out Refi 303 $94,715,000 $312,591 $3,996 3.93%
    Other 22 $4,860,000 $220,909 $2,475 4.74%
    Home Improvement 15 $3,085,000 $205,667 $2,649 4.81%

    For 2019, First Internet Bank Of Indiana's most frequently cited loan purpose was Refi, with 1,081 originations. The 2nd most popular reason was Home Purchase, with 849 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 1,764 $586,910,000 $332,715 $3,892 3.96%
    15 Year 381 $112,685,000 $295,761 $3,092 3.44%
    20 Year 78 $22,740,000 $291,538 $3,539 3.81%
    Other 34 $7,360,000 $216,471 $2,685 4.36%
    10 Year 9 $1,645,000 $182,778 $2,252 4.25%
    5 Year 4 $570,000 $142,500 $719 5.31%

    For 2019, First Internet Bank Of Indiana's most frequently cited loan duration was 30 Year, with 1,764 originations. The 2nd most popular length was 15 Year, with 381 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $<1k 1,420 $459,170,000 $323,359
    $1k-2k 437 $148,835,000 $340,584
    $2k-3k 136 $41,800,000 $307,353
    $3k-4k 63 $20,515,000 $325,635
    $5k+ 36 $13,500,000 $375,000
    $4k-5k 34 $11,920,000 $350,588

    First Internet Bank Of Indiana's average total fees were $3,892, while their most frequently occuring range of origination fees (closing costs) were in the $<1k bucket, with 1,420 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    3-4% 1,445 $475,465,000 $329,042
    4-5% 628 $197,870,000 $315,080
    2.5-3% 120 $43,990,000 $366,583
    5-6% 60 $11,700,000 $195,000
    6-7% 11 $1,105,000 $100,455
    <2.5% 6 $1,780,000 $296,667

    During 2019, First Internet Bank Of Indiana's average interest rate for loans was 3.96%, while their most frequently originated rate bucket for loans was 3-4%, with 1,445 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $200k-400k 1,154 $341,460,000 $295,893 $3,768 3.76%
    $400k-600k 552 $252,700,000 $457,790 $3,926 3.67%
    $100k-200k 415 $65,455,000 $157,723 $3,261 4.18%
    $600k-1MM 72 $51,520,000 $715,556 $4,661 4.38%
    $100,000 or less 66 $4,870,000 $73,788 $2,368 5.08%
    $1MM+ 11 $15,905,000 $1,445,909 $5,254 4.53%

    2019 saw First Internet Bank Of Indiana place emphasis on $200k-400k loans with 1,154 originations, totaling $341,460,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $100k-150k 684 $225,550,000 $329,751 $3,780 3.79%
    $150k-250k 521 $195,845,000 $375,902 $3,634 3.80%
    $75k-100k 342 $94,010,000 $274,883 $3,797 3.90%
    $50k-75k 279 $62,185,000 $222,885 $3,979 3.99%
    $250k+ 231 $109,615,000 $474,524 $3,815 3.97%
    $50k or less 182 $36,400,000 $200,000 $3,303 4.09%

    First Internet Bank Of Indiana lent most frequently to those with incomes in the $100k-150k range, with 684 originations. The second most popular income band? $150k-250k, with 521 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    20-30% 588 $190,790,000 $324,473 $3,442 3.80%
    30-36% 410 $136,570,000 $333,098 $3,554 3.89%
    <20% 208 $66,090,000 $317,740 $3,297 3.74%
    44% 86 $26,640,000 $309,767 $3,897 3.90%
    41% 85 $27,925,000 $328,529 $3,686 4.16%
    42% 80 $26,980,000 $337,250 $3,595 4.10%
    36% 79 $23,865,000 $302,089 $3,530 3.81%
    38% 78 $23,980,000 $307,436 $3,664 3.92%
    40% 74 $25,210,000 $340,676 $3,595 3.98%
    37% 64 $20,970,000 $327,656 $3,804 3.93%
    49% 64 $20,180,000 $315,313 $4,661 3.90%
    50-60% 62 $16,770,000 $270,484 $6,944 3.95%
    39% 61 $20,235,000 $331,721 $3,845 3.99%
    45% 58 $19,170,000 $330,517 $4,259 3.81%
    43% 57 $16,905,000 $296,579 $4,122 4.01%
    48% 56 $15,940,000 $284,643 $3,767 4.02%
    46% 48 $16,350,000 $340,625 $3,724 3.81%
    47% 47 $15,625,000 $332,447 $3,615 4.06%
    >60% 8 $2,980,000 $372,500 $6,084 3.56%

    First Internet Bank Of Indiana lent most frequently to those with DTI ratios of 20-30%, with 588 originations. The next most common DTI ratio? 30-36%, with 410 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 1,567 $505,115,000 $322,345 $3,668 3.90%
    Not provided 408 $130,000,000 $318,627 $3,821 3.89%
    Asian 128 $44,390,000 $346,797 $3,717 3.61%
    Black 72 $20,810,000 $289,028 $4,434 3.95%
    Asian Indian 47 $16,615,000 $353,511 $3,521 3.63%
    Other Asian 11 $3,435,000 $312,273 $4,146 3.68%
    American Indian 15 $3,175,000 $211,667 $3,786 4.08%
    Filipino 6 $3,080,000 $513,333 $3,351 3.71%
    Korean 4 $1,380,000 $345,000 $4,721 3.66%
    Vietnamese 3 $1,075,000 $358,333 $2,963 3.38%
    Chinese 3 $1,065,000 $355,000 $3,320 3.54%
    Other Pacific Islander 2 $740,000 $370,000 $3,395 3.81%
    Not applicable 1 $455,000 $455,000 $0 5.00%
    Native Hawaiian or Islander 2 $380,000 $190,000 $1,992 4.38%
    Japanese 1 $195,000 $195,000 $3,512 3.75%

    Approval Rates

    Total approvals of all applications
    90.55%

    First Internet Bank Of Indiana has an average approval rate.

    Pick Rate

    Approvals leading to origination
    88.15%

    First Internet Bank Of Indiana has an average pick rate.

    Points and Fees

    Points Originations Total Value Average Loan
    NA 2,270 $731,910,000 $322,427

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    Single Family (1-4 Units):Manufactured 6 $590,000 $98,333
    Single Family (1-4 Units):Site-Built 2,264 $731,320,000 $323,021

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 68 $17,440,000 $256,471 $3,166 3.89%
    40-60% 326 $110,490,000 $338,926 $3,133 3.67%
    60-80% 1,032 $345,050,000 $334,351 $3,403 3.85%
    80-100% 805 $250,675,000 $311,398 $4,299 3.96%
    Over 100% 19 $6,175,000 $325,000 $8,627 3.71%
    Under 20% 19 $1,685,000 $88,684 $1,177 5.45%

    Complaints

    Bank Name Product Issue 2019 CPFB Complaints % of Total Issues
    FIRST NATIONAL BANK OF OMAHA Conventional home mortgage Closing on a mortgage 2 33.3%
    FIRST NATIONAL BANK OF OMAHA Conventional home mortgage Trouble during payment process 3 50.0%
    FIRST NATIONAL BANK OF OMAHA Conventional home mortgage Struggling to pay mortgage 1 16.7%

    Bank Details

    Branches

    Bank Name Branch Branch Type Deposits (000's)
    First Internet Bank of Indiana 11201 Usa Parkway Fishers, IN 46037 Full Service Cyber Office $3,055,633

    For 2019, First Internet Bank Of Indiana had 1 branches.

    Yearly Performance Overview

    Bank Income

    Item Value (in 000's)
    Total interest income $147,609
    Net interest income $66,771
    Total noninterest income $16,428
    Gross Fiduciary activities income $0
    Service charges on deposit accounts $448
    Trading account gains and fees $0
    Additional Noninterest Income $15,980
    Pre-tax net operating income $33,898
    Securities gains (or losses, -) $169
    Income before extraordinary items $30,367
    Discontinued Operations (Extraordinary gains, net) $0
    Net income of bank and minority interests $30,367
    Minority interest net income $0
    Net income $30,367
    Sale, conversion, retirement of capital stock, net $1,299
    Net operating income $30,216

    First Internet Bank Of Indiana's gross interest income from loans was $147,609,000.
    First Internet Bank Of Indiana's net interest income from loans was $66,771,000.
    First Internet Bank Of Indiana's fee based income from loans was $448,000.
    First Internet Bank Of Indiana's net income from loans was $30,367,000.

    Bank Expenses

    Item Value (in 000's)
    Total interest expense $80,838
    Provision for credit losses $5,966
    Total noninterest expense $43,335
    Salaries and employee benefits $25,758
    Premises and equipment expense $1,812
    Additional noninterest expense $15,765
    Applicable income taxes $3,700
    Net charge-offs $2,022
    Cash dividends $0

    First Internet Bank Of Indiana's interest expense for loans was $80,838,000.
    First Internet Bank Of Indiana's payroll and benefits expense were $25,758,000.
    First Internet Bank Of Indiana's property, plant and equipment expenses $1,812,000.

    Loan Performance

    Type of Loan % of Loans Noncurrent (30+ days, end of period snapshot)
    All loans 0.0%
    Real Estate loans 0.0%
    Construction & Land Development loans 0.0%
    Nonfarm, nonresidential loans 0.0%
    Multifamily residential loans 0.0%
    1-4 family residential loans 0.0%
    HELOC loans 0.0%
    All other family 0.0%
    Commercial & industrial loans 0.0%
    Personal loans 0.0%
    Credit card loans 0.0%
    Other individual loans 0.0%
    Auto loans 0.0%
    Other consumer loans 0.0%
    Unsecured commercial real estate loans 0.0%

    Deposits

    Type Value (in 000's)
    Total deposits $3,192,266
    Deposits held in domestic offices $3,192,266
    Deposits by Individuals, partnerships, and corporations $2,667,743
    Deposits by U.S. Government $0
    Deposits by States and political subdivisions in the U.S. $304,680
    Deposits by Commercial banks and other depository institutions in U.S. $219,843
    Deposits by Banks in foreign countries $0
    Deposits by Foreign governments and official institutions $0
    Transaction accounts $75,095
    Demand deposits $54,978
    Nontransaction accounts $3,117,171
    Money market deposit accounts (MMDAs) $932,252
    Other savings deposits (excluding MMDAs) $182,582
    Total time deposits $2,002,337
    Total time and savings deposits $3,137,288
    Noninterest-bearing deposits $95,418
    Interest-bearing deposits $3,096,848
    Retail deposits $2,201,518
    IRAs and Keogh plan accounts $211,900
    Brokered deposits $538,369
    Deposits held in foreign offices $0

    Assets

    Asset Value (in 000's)
    Total Assets $4,097,505
    Cash & Balances due from depository institutions $327,361
    Interest-bearing balances $322,300
    Total securities $605,684
    Federal funds sold & reverse repurchase $0
    Net loans and leases $3,000,804
    Loan and leases loss allowance $21,840
    Trading account assets $0
    Bank premises and fixed assets $8,263
    Other real estate owned $2,065
    Goodwill and other intangibles $7,168
    All other assets $146,160

    Liabilities

    Liabilities Value (in 000's)
    Total liabilities and capital $4,097,505
    Total Liabilities $3,765,153
    Total deposits $3,192,266
    Interest-bearing deposits $3,096,848
    Deposits held in domestic offices $3,192,266
    % insured (estimated) $77
    Federal funds purchased and repurchase agreements $0
    Trading liabilities $0
    Other borrowed funds $514,910
    Subordinated debt $0
    All other liabilities $57,977

    Issued Loan Types

    Type Value (in 000's)
    Net loans and leases $3,000,804
    Loan and leases loss allowance $21,840
    Total loans and leases (domestic) $3,022,644
    All real estate loans $1,630,785
    Real estate loans in domestic offices $1,630,785
    Construction and development loans $107,252
    Residential 1-4 family construction $50,863
    Other construction, all land development and other land $56,389
    Loans secured by nonfarm nonresidential properties $1,169,166
    Nonfarm nonresidential secured by owner-occupied properties $153,966
    Commercial real estate & other non-farm, non-residential $1,015,200
    Multifamily residential real estate $0
    1-4 family residential loans $354,367
    Farmland loans $0
    Loans held in foreign offices $0
    Farm loans $0
    Commercial and industrial loans $370,901
    To non-U.S. addressees $0
    Loans to individuals $302,389
    Credit card loans $808
    Related Plans $219
    Consumer Auto Loans $1,179
    Other loans to individuals $300,183
    All other loans & leases $718,569
    Loans to foreign governments and official institutions $0
    Other loans $316
    Loans to depository institutions and acceptances of other banks $0
    Loans not secured by real estate $0
    Loans secured by real estate to non-U.S. addressees $0
    Restructured Loans & leases $427
    Non 1-4 family restructured loans & leases $53
    Total loans and leases (foreign) $0

    First Internet Bank of Indiana had $3,000,804,000 of loans outstanding in 2019. $1,630,785,000 of loans were in real estate loans. $107,252,000 of loans were in development loans. $0 of loans were in multifamily mortgage loans. $354,367,000 of loans were in 1-4 family mortgage loans. $0 of loans were in farm loans. $808,000 of loans were in credit card loans. $1,179,000 of loans were in the auto loan category.

    Small Business Loans

    Categorization # of Loans in Category $ amount of loans (in 000's) Average $/loan
    Nonfarm, nonresidential loans - <$1MM 409 $204,245 $499,377
    Nonfarm, nonresidential loans - <$100k 4 $147 $36,750
    Nonfarm, nonresidential loans - $100-250k 28 $3,528 $126,000
    Nonfarm, nonresidential loans - $250k-1MM 377 $200,570 $532,016
    Commercial & Industrial, US addressed loans - <$1MM 667 $189,941 $284,769
    Commercial & Industrial, US addressed loans - <$100k 151 $3,925 $25,993
    Commercial & Industrial, US addressed loans - $100-250k 157 $15,775 $100,478
    Commercial & Industrial, US addressed loans - $250k-1MM 359 $170,241 $474,209