Ubs Bank Usa Mortgage Rates, Fees & Info
Salt Lake City, UTLEI: 549300GWD9H4FQ2VR805
Tax ID: 87-0477597
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Mortgage Data
Review & Overview
Ubs Bank Usa is a mid-sized bank specializing in Home Purchase and Other loans. Ubs Bank Usa has a high proportion of conventional loans. Their top markets by origination volume include: New York, Los Angeles, Miami, San Francisco, and Dallas among others. We have data for 310 markets. (Some data included below & more in-depth data is available with an active subscription.)Ubs Bank Usa has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Ubs Bank Usa is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.
Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.
SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
|---|---|---|
| 30 Year Conventional Purchase | 5.87% | 4/28/24 |
| 30 Year Conventional Refi | 6.18% | 4/28/24 |
| 30 Year Cash-out Refi | 6.23% | 4/28/24 |
| 15 Year Conventional Purchase | 5.68% | 4/28/24 |
| 15 Year Conventional Refi | 5.98% | 4/28/24 |
| 15 Year Cash-out Refi | 5.98% | 4/28/24 |
| These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. | ||
Ubs Bank Usa Mortgage Calculator
Your Estimates
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This is not an official calculator from Ubs Bank Usa. It uses our SimulatedRate™
technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.
The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
4,960Origination Dollar Volume (All Markets)
$6,881,900,000Awards
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UBS Bank USA - 2022
UBS Bank USA is a 2022 , due to their low .
For 2022, less than of lenders were eligible for this award.
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Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) | 615 | $963,675,000 | $1,566,951 | $9,083 | 3.49% |
| Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 368 | $692,830,000 | $1,882,690 | $7,916 | 3.51% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 292 | $619,050,000 | $2,120,034 | $13,024 | 3.39% |
| San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) | 166 | $273,740,000 | $1,649,036 | $6,230 | 3.49% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 116 | $230,440,000 | $1,986,552 | $10,834 | 3.68% |
| SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) | 90 | $156,550,000 | $1,739,444 | $6,105 | 3.46% |
| Outside of Metro Areas | 116 | $150,860,000 | $1,300,517 | $6,744 | 3.66% |
| Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) | 127 | $138,415,000 | $1,089,882 | $6,729 | 3.63% |
| Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) | 125 | $137,815,000 | $1,102,520 | $5,198 | 3.81% |
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 114 | $136,440,000 | $1,196,842 | $7,074 | 3.53% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 142 | $135,930,000 | $957,254 | $4,523 | 3.85% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 111 | $132,985,000 | $1,198,063 | $6,480 | 3.60% |
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 74 | $129,480,000 | $1,749,730 | $5,582 | 3.76% |
| BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) | 82 | $125,710,000 | $1,533,049 | $8,632 | 3.71% |
| NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) | 59 | $107,735,000 | $1,826,017 | $11,761 | 3.47% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 91 | $103,505,000 | $1,137,418 | $10,914 | 3.60% |
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 112 | $102,780,000 | $917,679 | $5,945 | 3.74% |
| Heber, UT (FHA|USDA|VA) | 39 | $102,545,000 | $2,629,359 | $7,987 | 3.29% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 83 | $99,595,000 | $1,199,940 | $10,163 | 3.71% |
| LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) | 39 | $84,795,000 | $2,174,231 | $6,154 | 3.51% |
| NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) | 63 | $72,905,000 | $1,157,222 | $6,429 | 3.76% |
| Glenwood Springs, CO (FHA|USDA|VA) | 16 | $70,520,000 | $4,407,500 | $19,079 | 3.30% |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) | 39 | $68,315,000 | $1,751,667 | $5,899 | 3.46% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 53 | $67,775,000 | $1,278,774 | $5,890 | 3.56% |
| Edwards, CO (FHA|USDA|VA) | 18 | $60,070,000 | $3,337,222 | $10,106 | 3.24% |
| SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) | 30 | $56,470,000 | $1,882,333 | $5,586 | 3.69% |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) | 56 | $52,950,000 | $945,536 | $5,100 | 4.00% |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) | 52 | $52,250,000 | $1,004,808 | $5,810 | 3.67% |
| SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) | 24 | $52,190,000 | $2,174,583 | $6,878 | 3.33% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 52 | $51,140,000 | $983,462 | $7,766 | 3.68% |
| Jackson, WY-ID (FHA|USDA|VA) | 14 | $49,630,000 | $3,545,000 | $11,889 | 3.38% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 52 | $48,090,000 | $924,808 | $7,533 | 3.72% |
| KAHULUI-WAILUKU-LAHAINA, HI (FHA|USDA|VA) | 12 | $47,340,000 | $3,945,000 | $16,332 | 3.42% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 41 | $47,305,000 | $1,153,780 | $7,914 | 3.31% |
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 47 | $46,475,000 | $988,830 | $7,378 | 3.93% |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) | 22 | $44,040,000 | $2,001,818 | $11,876 | 3.60% |
| MEMPHIS, TN-MS-AR (FHA|USDA|VA) | 10 | $43,830,000 | $4,383,000 | $6,121 | 3.99% |
| CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) | 35 | $39,375,000 | $1,125,000 | $6,058 | 3.82% |
| OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) | 25 | $39,355,000 | $1,574,200 | $6,972 | 3.43% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 39 | $38,435,000 | $985,513 | $7,107 | 4.02% |
| BOULDER, CO (FHA|USDA|VA) | 21 | $32,395,000 | $1,542,619 | $6,941 | 3.49% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 36 | $30,710,000 | $853,056 | $4,788 | 3.67% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 21 | $28,635,000 | $1,363,571 | $7,982 | 3.65% |
| Detroit-Warren-Dearborn, MI (FHA|USDA|VA) | 41 | $27,255,000 | $664,756 | $4,138 | 3.91% |
| Kapaa, HI (FHA|USDA|VA) | 9 | $27,035,000 | $3,003,889 | $10,998 | 3.11% |
| Outside of Metro Areas | 12 | $26,650,000 | $2,220,833 | $10,905 | 3.81% |
| SALINAS, CA (FHA|USDA|VA) | 18 | $26,420,000 | $1,467,778 | $5,154 | 3.58% |
| HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) | 20 | $24,670,000 | $1,233,500 | $6,676 | 3.81% |
| SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) | 16 | $23,860,000 | $1,491,250 | $7,280 | 3.87% |
| CINCINNATI, OH-KY-IN (FHA|USDA|VA) | 34 | $23,470,000 | $690,294 | $5,567 | 3.86% |
| TULSA, OK (FHA|USDA|VA) | 8 | $23,060,000 | $2,882,500 | $4,667 | 3.73% |
| PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) | 19 | $22,985,000 | $1,209,737 | $6,248 | 4.01% |
| Key West, FL (FHA|USDA|VA) | 11 | $22,195,000 | $2,017,727 | $11,180 | 2.99% |
| OCEAN CITY, NJ (FHA|USDA|VA) | 12 | $22,040,000 | $1,836,667 | $11,560 | 3.67% |
| Bozeman, MT (FHA|USDA|VA) | 16 | $21,440,000 | $1,340,000 | $7,100 | 3.59% |
| BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) | 28 | $21,230,000 | $758,214 | $5,446 | 4.10% |
| BARNSTABLE TOWN, MA (FHA|USDA|VA) | 15 | $19,015,000 | $1,267,667 | $6,428 | 3.56% |
| RENO, NV (FHA|USDA|VA) | 13 | $18,885,000 | $1,452,692 | $6,102 | 3.14% |
| Breckenridge, CO (FHA|USDA|VA) | 12 | $18,660,000 | $1,555,000 | $7,134 | 3.72% |
| NAPA, CA (FHA|USDA|VA) | 11 | $17,725,000 | $1,611,364 | $7,656 | 3.55% |
| PORT ST. LUCIE, FL (FHA|USDA|VA) | 14 | $17,450,000 | $1,246,429 | $10,231 | 3.83% |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) | 16 | $16,850,000 | $1,053,125 | $10,368 | 3.77% |
| Vineyard Haven, MA (FHA|USDA|VA) | 7 | $16,635,000 | $2,376,429 | $6,021 | 3.36% |
| ST. LOUIS, MO-IL (FHA|USDA|VA) | 13 | $16,495,000 | $1,268,846 | $4,960 | 3.54% |
| SANTA FE, NM (FHA|USDA|VA) | 19 | $16,265,000 | $856,053 | $5,999 | 4.26% |
| CLEVELAND-ELYRIA, OH (FHA|USDA|VA) | 26 | $14,240,000 | $547,692 | $4,819 | 3.85% |
| COLUMBUS, OH (FHA|USDA|VA) | 27 | $14,135,000 | $523,519 | $4,518 | 3.80% |
| BEND, OR (FHA|USDA|VA) | 16 | $12,110,000 | $756,875 | $6,256 | 3.95% |
| KANSAS CITY, MO-KS (FHA|USDA|VA) | 16 | $11,850,000 | $740,625 | $3,514 | 3.89% |
| URBAN HONOLULU, HI (FHA|USDA|VA) | 9 | $11,435,000 | $1,270,556 | $7,411 | 3.18% |
| Torrington, CT (FHA|USDA|VA) | 7 | $10,885,000 | $1,555,000 | $9,993 | 3.55% |
| TUCSON, AZ (FHA|USDA|VA) | 17 | $10,875,000 | $639,706 | $4,422 | 3.32% |
| PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) | 16 | $10,500,000 | $656,250 | $4,364 | 3.80% |
| Truckee-Grass Valley, CA (FHA|USDA|VA) | 8 | $10,410,000 | $1,301,250 | $5,469 | 4.00% |
| Steamboat Springs, CO (FHA|USDA|VA) | 9 | $10,315,000 | $1,146,111 | $5,420 | 3.38% |
| SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) | 12 | $10,250,000 | $854,167 | $4,239 | 3.93% |
| RALEIGH-CARY, NC (FHA|USDA|VA) | 13 | $10,185,000 | $783,462 | $4,707 | 3.88% |
| DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) | 12 | $9,880,000 | $823,333 | $4,268 | 3.83% |
| GREENVILLE-ANDERSON, SC (FHA|USDA|VA) | 14 | $9,600,000 | $685,714 | $4,532 | 4.05% |
| SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) | 10 | $9,570,000 | $957,000 | $4,963 | 4.00% |
| Sebastian-Vero Beach, FL (FHA|USDA|VA) | 9 | $9,395,000 | $1,043,889 | $7,396 | 3.57% |
| SALISBURY, MD-DE (FHA|USDA|VA) | 13 | $9,195,000 | $707,308 | $6,061 | 4.23% |
| INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) | 11 | $9,115,000 | $828,636 | $3,633 | 3.75% |
| BOISE CITY, ID (FHA|USDA|VA) | 10 | $8,930,000 | $893,000 | $8,013 | 4.03% |
| WILMINGTON, NC (FHA|USDA|VA) | 10 | $8,770,000 | $877,000 | $4,755 | 3.53% |
| Hailey, ID (FHA|USDA|VA) | 5 | $8,725,000 | $1,745,000 | $10,658 | 4.13% |
| RICHMOND, VA (FHA|USDA|VA) | 13 | $7,865,000 | $605,000 | $4,670 | 3.67% |
| PITTSBURGH, PA (FHA|USDA|VA) | 14 | $7,800,000 | $557,143 | $6,321 | 4.23% |
| PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) | 5 | $7,505,000 | $1,501,000 | $7,514 | 3.98% |
| SALT LAKE CITY, UT (FHA|USDA|VA) | 11 | $7,455,000 | $677,727 | $4,262 | 3.84% |
| BELLINGHAM, WA (FHA|USDA|VA) | 6 | $7,220,000 | $1,203,333 | $10,034 | 3.79% |
| BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) | 7 | $7,185,000 | $1,026,429 | $4,964 | 2.82% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 13 | $7,025,000 | $540,385 | $7,201 | 3.84% |
| Oak Harbor, WA (FHA|USDA|VA) | 5 | $6,905,000 | $1,381,000 | $4,972 | 4.48% |
| CHATTANOOGA, TN-GA (FHA|USDA|VA) | 11 | $6,695,000 | $608,636 | $4,194 | 4.32% |
| Cullowhee, NC (FHA|USDA|VA) | 3 | $6,685,000 | $2,228,333 | $9,530 | 3.21% |
| MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) | 10 | $6,620,000 | $662,000 | $3,578 | 3.88% |
| NEW HAVEN-MILFORD, CT (FHA|USDA|VA) | 7 | $6,575,000 | $939,286 | $5,595 | 4.13% |
| PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) | 4 | $6,320,000 | $1,580,000 | $6,804 | 3.41% |
| FORT COLLINS, CO (FHA|USDA|VA) | 9 | $6,285,000 | $698,333 | $4,117 | 4.24% |
| ST. GEORGE, UT (FHA|USDA|VA) | 3 | $6,275,000 | $2,091,667 | $6,991 | 2.63% |
| TRENTON-PRINCETON, NJ (FHA|USDA|VA) | 5 | $6,215,000 | $1,243,000 | $9,316 | 4.00% |
| FLAGSTAFF, AZ (FHA|USDA|VA) | 2 | $6,030,000 | $3,015,000 | $9,711 | 3.13% |
| OKLAHOMA CITY, OK (FHA|USDA|VA) | 7 | $5,935,000 | $847,857 | $4,272 | 3.91% |
| ANN ARBOR, MI (FHA|USDA|VA) | 8 | $5,850,000 | $731,250 | $4,311 | 4.52% |
| Laconia, NH (FHA|USDA|VA) | 4 | $5,540,000 | $1,385,000 | $4,845 | 3.28% |
| OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) | 8 | $5,530,000 | $691,250 | $4,234 | 3.89% |
| HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) | 9 | $5,435,000 | $603,889 | $5,413 | 4.29% |
| NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) | 7 | $5,395,000 | $770,714 | $6,610 | 3.73% |
| NORWICH-NEW LONDON, CT (FHA|USDA|VA) | 6 | $5,170,000 | $861,667 | $5,154 | 3.77% |
| Ellensburg, WA (FHA|USDA|VA) | 5 | $5,095,000 | $1,019,000 | $4,715 | 3.00% |
| WORCESTER, MA-CT (FHA|USDA|VA) | 7 | $5,005,000 | $715,000 | $5,436 | 3.77% |
| ASHEVILLE, NC (FHA|USDA|VA) | 7 | $4,975,000 | $710,714 | $4,458 | 3.79% |
| ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) | 5 | $4,925,000 | $985,000 | $5,880 | 4.03% |
| AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) | 4 | $4,680,000 | $1,170,000 | $15,007 | 3.44% |
| SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) | 5 | $4,665,000 | $933,000 | $4,314 | 3.48% |
| PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) | 6 | $4,420,000 | $736,667 | $6,220 | 3.58% |
| Brainerd, MN (FHA|USDA|VA) | 4 | $4,360,000 | $1,090,000 | $4,374 | 4.22% |
| KINGSTON, NY (FHA|USDA|VA) | 5 | $4,185,000 | $837,000 | $8,883 | 3.55% |
| Lebanon, NH-VT (FHA|USDA|VA) | 4 | $4,090,000 | $1,022,500 | $6,515 | 3.81% |
| POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY (FHA|USDA|VA) | 6 | $3,940,000 | $656,667 | $7,649 | 4.21% |
| BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) | 5 | $3,805,000 | $761,000 | $4,029 | 4.43% |
| COLORADO SPRINGS, CO (FHA|USDA|VA) | 5 | $3,785,000 | $757,000 | $3,908 | 3.78% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 7 | $3,715,000 | $530,714 | $4,752 | 3.55% |
| Gardnerville Ranchos, NV (FHA|USDA|VA) | 3 | $3,705,000 | $1,235,000 | $5,419 | 3.08% |
| BRUNSWICK, GA (FHA|USDA|VA) | 3 | $3,705,000 | $1,235,000 | $6,027 | 4.38% |
| DAYTON-KETTERING, OH (FHA|USDA|VA) | 5 | $3,595,000 | $719,000 | $5,159 | 3.95% |
| Boone, NC (FHA|USDA|VA) | 5 | $3,485,000 | $697,000 | $4,557 | 4.13% |
| TOLEDO, OH (FHA|USDA|VA) | 5 | $3,265,000 | $653,000 | $3,547 | 3.83% |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) | 6 | $3,100,000 | $516,667 | $3,953 | 4.54% |
| BLOOMINGTON, IN (FHA|USDA|VA) | 3 | $3,075,000 | $1,025,000 | $5,744 | 4.00% |
| MADISON, WI (FHA|USDA|VA) | 4 | $3,010,000 | $752,500 | $4,958 | 3.78% |
| AKRON, OH (FHA|USDA|VA) | 5 | $2,995,000 | $599,000 | $4,749 | 4.25% |
| BURLINGTON-SOUTH BURLINGTON, VT (FHA|USDA|VA) | 4 | $2,960,000 | $740,000 | $4,559 | 4.75% |
| ROCHESTER, NY (FHA|USDA|VA) | 5 | $2,805,000 | $561,000 | $6,272 | 3.85% |
| Traverse City, MI (FHA|USDA|VA) | 3 | $2,765,000 | $921,667 | $7,218 | 2.79% |
| KENNEWICK-RICHLAND, WA (FHA|USDA|VA) | 2 | $2,760,000 | $1,380,000 | $6,026 | 4.13% |
| NILES, MI (FHA|USDA|VA) | 4 | $2,750,000 | $687,500 | $4,196 | 4.06% |
| MORRISTOWN, TN (FHA|USDA|VA) | 4 | $2,750,000 | $687,500 | $4,717 | 4.38% |
| Durango, CO (FHA|USDA|VA) | 2 | $2,740,000 | $1,370,000 | $4,451 | 3.19% |
| ALBANY-SCHENECTADY-TROY, NY (FHA|USDA|VA) | 5 | $2,665,000 | $533,000 | $7,057 | 4.55% |
| Astoria, OR (FHA|USDA|VA) | 1 | $2,605,000 | $2,605,000 | $10,556 | 2.75% |
| Fredericksburg, TX (FHA|USDA|VA) | 3 | $2,585,000 | $861,667 | $5,370 | 4.33% |
| CHARLOTTESVILLE, VA (FHA|USDA|VA) | 2 | $2,530,000 | $1,265,000 | $6,548 | 3.94% |
| Holland, MI (FHA|USDA|VA) | 3 | $2,525,000 | $841,667 | $4,329 | 3.38% |
| Roseburg, OR (FHA|USDA|VA) | 1 | $2,505,000 | $2,505,000 | $13,931 | 2.63% |
| TYLER, TX (FHA|USDA|VA) | 3 | $2,485,000 | $828,333 | $7,948 | 4.33% |
| Warsaw, IN (FHA|USDA|VA) | 3 | $2,415,000 | $805,000 | $3,439 | 4.21% |
| Kill Devil Hills, NC (FHA|USDA|VA) | 2 | $2,380,000 | $1,190,000 | $5,378 | 3.63% |
| Seneca, SC (FHA|USDA|VA) | 2 | $2,310,000 | $1,155,000 | $6,099 | 4.56% |
| THE VILLAGES, FL (FHA|USDA|VA) | 5 | $2,295,000 | $459,000 | $4,516 | 3.35% |
| GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) | 4 | $2,280,000 | $570,000 | $3,855 | 3.94% |
| LINCOLN, NE (FHA|USDA|VA) | 3 | $2,275,000 | $758,333 | $2,986 | 3.21% |
| COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) | 4 | $2,150,000 | $537,500 | $6,252 | 4.03% |
| Hudson, NY (FHA|USDA|VA) | 4 | $2,120,000 | $530,000 | $6,739 | 3.28% |
| Hilo, HI (FHA|USDA|VA) | 3 | $2,115,000 | $705,000 | $6,447 | 3.21% |
| BUFFALO-CHEEKTOWAGA, NY (FHA|USDA|VA) | 3 | $1,995,000 | $665,000 | $6,536 | 3.54% |
| Whitewater, WI (FHA|USDA|VA) | 2 | $1,950,000 | $975,000 | $3,721 | 3.38% |
| Georgetown, SC (FHA|USDA|VA) | 3 | $1,775,000 | $591,667 | $5,092 | 4.58% |
| COLUMBIA, SC (FHA|USDA|VA) | 3 | $1,735,000 | $578,333 | $5,892 | 3.83% |
| WINSTON-SALEM, NC (FHA|USDA|VA) | 2 | $1,690,000 | $845,000 | $4,365 | 3.50% |
| LEXINGTON-FAYETTE, KY (FHA|USDA|VA) | 3 | $1,675,000 | $558,333 | $4,314 | 4.33% |
| PUNTA GORDA, FL (FHA|USDA|VA) | 2 | $1,650,000 | $825,000 | $7,436 | 3.00% |
| Augusta-Waterville, ME (FHA|USDA|VA) | 2 | $1,610,000 | $805,000 | $4,604 | 3.25% |
| Gainesville, TX (FHA|USDA|VA) | 1 | $1,605,000 | $1,605,000 | $13,044 | 2.25% |
| Adrian, MI (FHA|USDA|VA) | 2 | $1,540,000 | $770,000 | $4,377 | 4.06% |
| BAKERSFIELD, CA (FHA|USDA|VA) | 3 | $1,535,000 | $511,667 | $3,952 | 3.88% |
| ST. CLOUD, MN (FHA|USDA|VA) | 2 | $1,510,000 | $755,000 | $4,605 | 3.63% |
| BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) | 4 | $1,510,000 | $377,500 | $4,309 | 4.63% |
| MIDLAND, TX (FHA|USDA|VA) | 3 | $1,505,000 | $501,667 | $6,500 | 4.29% |
| GREELEY, CO (FHA|USDA|VA) | 3 | $1,485,000 | $495,000 | $3,365 | 4.46% |
| Kalispell, MT (FHA|USDA|VA) | 2 | $1,470,000 | $735,000 | $9,899 | 5.06% |
| DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) | 2 | $1,450,000 | $725,000 | $4,974 | 2.94% |
| Sandpoint, ID (FHA|USDA|VA) | 2 | $1,450,000 | $725,000 | $5,425 | 3.00% |
| EAST STROUDSBURG, PA (FHA|USDA|VA) | 1 | $1,435,000 | $1,435,000 | $11,212 | 2.63% |
| PANAMA CITY, FL (FHA|USDA|VA) | 2 | $1,420,000 | $710,000 | $7,287 | 3.81% |
| ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) | 2 | $1,410,000 | $705,000 | $5,329 | 4.06% |
| Pinehurst-Southern Pines, NC (FHA|USDA|VA) | 3 | $1,385,000 | $461,667 | $3,813 | 4.54% |
| ALBUQUERQUE, NM (FHA|USDA|VA) | 3 | $1,335,000 | $445,000 | $6,389 | 4.33% |
| Hood River, OR (FHA|USDA|VA) | 2 | $1,330,000 | $665,000 | $4,856 | 3.25% |
| SPRINGFIELD, MA (FHA|USDA|VA) | 2 | $1,320,000 | $660,000 | $4,588 | 4.19% |
| LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) | 2 | $1,320,000 | $660,000 | $4,556 | 3.13% |
| Taos, NM (FHA|USDA|VA) | 1 | $1,285,000 | $1,285,000 | $6,167 | 2.38% |
| LAKE CHARLES, LA (FHA|USDA|VA) | 2 | $1,260,000 | $630,000 | $5,700 | 3.31% |
| Mineral Wells, TX (FHA|USDA|VA) | 1 | $1,255,000 | $1,255,000 | $10,576 | 4.25% |
| VALLEJO, CA (FHA|USDA|VA) | 2 | $1,240,000 | $620,000 | $4,976 | 3.75% |
| GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) | 2 | $1,230,000 | $615,000 | $4,054 | 4.25% |
| SALEM, OR (FHA|USDA|VA) | 2 | $1,210,000 | $605,000 | $4,325 | 4.69% |
| MANCHESTER-NASHUA, NH (FHA|USDA|VA) | 3 | $1,175,000 | $391,667 | $3,570 | 3.33% |
| PITTSFIELD, MA (FHA|USDA|VA) | 2 | $1,160,000 | $580,000 | $5,380 | 3.50% |
| Somerset, PA (FHA|USDA|VA) | 1 | $1,155,000 | $1,155,000 | $13,662 | 2.63% |
| Oxford, MS (FHA|USDA|VA) | 2 | $1,150,000 | $575,000 | $4,712 | 2.44% |
| Aberdeen, WA (FHA|USDA|VA) | 1 | $1,125,000 | $1,125,000 | $5,785 | 5.00% |
| SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) | 4 | $1,120,000 | $280,000 | $3,117 | 5.00% |
| Athens, TX (FHA|USDA|VA) | 1 | $1,115,000 | $1,115,000 | $10,537 | 4.50% |
| SPARTANBURG, SC (FHA|USDA|VA) | 2 | $1,110,000 | $555,000 | $4,338 | 3.75% |
| Easton, MD (FHA|USDA|VA) | 1 | $1,105,000 | $1,105,000 | $5,027 | 3.88% |
| LOUISVILLE, KY (FHA|USDA|VA) | 2 | $1,100,000 | $550,000 | $4,227 | 3.69% |
| LONGVIEW, WA (FHA|USDA|VA) | 1 | $1,085,000 | $1,085,000 | $6,329 | 3.88% |
| LOGAN, UT-ID (FHA|USDA|VA) | 1 | $1,085,000 | $1,085,000 | $4,893 | 3.38% |
| Port Lavaca, TX (FHA|USDA|VA) | 2 | $1,070,000 | $535,000 | $8,813 | 3.31% |
| Concord, NH (FHA|USDA|VA) | 2 | $1,050,000 | $525,000 | $4,079 | 4.06% |
| MODESTO, CA (FHA|USDA|VA) | 1 | $965,000 | $965,000 | $5,255 | 4.50% |
| KNOXVILLE, TN (FHA|USDA|VA) | 2 | $930,000 | $465,000 | $4,048 | 4.00% |
| IDAHO FALLS, ID (FHA|USDA|VA) | 2 | $910,000 | $455,000 | $5,175 | 2.94% |
| HARRISBURG-CARLISLE, PA (FHA|USDA|VA) | 2 | $910,000 | $455,000 | $6,641 | 5.06% |
| LYNCHBURG, VA (FHA|USDA|VA) | 1 | $905,000 | $905,000 | $5,341 | 3.13% |
| MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) | 1 | $905,000 | $905,000 | $4,009 | 4.88% |
| DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) | 2 | $890,000 | $445,000 | $2,971 | 4.25% |
| KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) | 1 | $885,000 | $885,000 | $5,081 | 2.75% |
| Crossville, TN (FHA|USDA|VA) | 2 | $830,000 | $415,000 | $3,872 | 3.81% |
| LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) | 2 | $810,000 | $405,000 | $4,775 | 4.63% |
| FRESNO, CA (FHA|USDA|VA) | 2 | $810,000 | $405,000 | $3,524 | 4.13% |
| JONESBORO, AR (FHA|USDA|VA) | 1 | $805,000 | $805,000 | $4,393 | 4.38% |
| MISSOULA, MT (FHA|USDA|VA) | 1 | $805,000 | $805,000 | $5,595 | 2.63% |
| CORPUS CHRISTI, TX (FHA|USDA|VA) | 1 | $805,000 | $805,000 | $7,943 | 4.75% |
| GAINESVILLE, GA (FHA|USDA|VA) | 1 | $785,000 | $785,000 | $5,393 | 3.75% |
| Rockport, TX (FHA|USDA|VA) | 2 | $780,000 | $390,000 | $5,655 | 3.81% |
| Pullman, WA (FHA|USDA|VA) | 1 | $775,000 | $775,000 | $3,523 | 4.13% |
| NEW BERN, NC (FHA|USDA|VA) | 1 | $775,000 | $775,000 | $6,256 | 5.13% |
| KILLEEN-TEMPLE, TX (FHA|USDA|VA) | 2 | $770,000 | $385,000 | $5,275 | 3.94% |
| Forest City, NC (FHA|USDA|VA) | 1 | $755,000 | $755,000 | $4,779 | 3.88% |
| MEDFORD, OR (FHA|USDA|VA) | 2 | $750,000 | $375,000 | $4,424 | 3.31% |
| LAFAYETTE, LA (FHA|USDA|VA) | 2 | $750,000 | $375,000 | $4,412 | 4.06% |
| Cedar City, UT (FHA|USDA|VA) | 1 | $735,000 | $735,000 | $3,905 | 2.75% |
| SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) | 2 | $730,000 | $365,000 | $4,572 | 4.25% |
| ROANOKE, VA (FHA|USDA|VA) | 2 | $730,000 | $365,000 | $4,413 | 5.13% |
| SIOUX FALLS, SD (FHA|USDA|VA) | 1 | $725,000 | $725,000 | $3,419 | 4.25% |
| VISALIA, CA (FHA|USDA|VA) | 2 | $720,000 | $360,000 | $3,422 | 3.38% |
| AUBURN-OPELIKA, AL (FHA|USDA|VA) | 2 | $720,000 | $360,000 | $3,717 | 3.88% |
| Palatka, FL (FHA|USDA|VA) | 1 | $705,000 | $705,000 | $4,294 | 3.13% |
| DOTHAN, AL (FHA|USDA|VA) | 1 | $705,000 | $705,000 | $4,471 | 3.50% |
| GAINESVILLE, FL (FHA|USDA|VA) | 2 | $700,000 | $350,000 | $4,864 | 4.06% |
| EL CENTRO, CA (FHA|USDA|VA) | 1 | $695,000 | $695,000 | $2,926 | 2.75% |
| Oneonta, NY (FHA|USDA|VA) | 1 | $695,000 | $695,000 | $6,225 | 3.88% |
| BATON ROUGE, LA (FHA|USDA|VA) | 2 | $690,000 | $345,000 | $5,134 | 4.88% |
| REDDING, CA (FHA|USDA|VA) | 1 | $685,000 | $685,000 | $4,600 | 5.25% |
| Morehead City, NC (FHA|USDA|VA) | 1 | $675,000 | $675,000 | $3,397 | 4.13% |
| DULUTH, MN-WI (FHA|USDA|VA) | 1 | $665,000 | $665,000 | $4,055 | 4.00% |
| OGDEN-CLEARFIELD, UT (FHA|USDA|VA) | 1 | $665,000 | $665,000 | $4,526 | 3.88% |
| WICHITA, KS (FHA|USDA|VA) | 1 | $655,000 | $655,000 | $3,462 | 2.75% |
| Payson, AZ (FHA|USDA|VA) | 1 | $645,000 | $645,000 | $5,820 | 4.75% |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) | 2 | $640,000 | $320,000 | $3,643 | 6.00% |
| Cullman, AL (FHA|USDA|VA) | 1 | $635,000 | $635,000 | $3,856 | 3.38% |
| Prineville, OR (FHA|USDA|VA) | 1 | $605,000 | $605,000 | $4,444 | 4.13% |
| Tullahoma-Manchester, TN (FHA|USDA|VA) | 1 | $595,000 | $595,000 | $4,632 | 3.13% |
| Shelton, WA (FHA|USDA|VA) | 1 | $575,000 | $575,000 | $4,753 | 3.38% |
| Brenham, TX (FHA|USDA|VA) | 1 | $565,000 | $565,000 | $6,008 | 3.00% |
| ROCHESTER, MN (FHA|USDA|VA) | 1 | $565,000 | $565,000 | $4,211 | 5.13% |
| Roanoke Rapids, NC (FHA|USDA|VA) | 1 | $555,000 | $555,000 | $4,367 | 3.38% |
| HUNTSVILLE, AL (FHA|USDA|VA) | 1 | $555,000 | $555,000 | $4,502 | 4.38% |
| Tupelo, MS (FHA|USDA|VA) | 1 | $555,000 | $555,000 | $4,306 | 2.75% |
| LANCASTER, PA (FHA|USDA|VA) | 2 | $550,000 | $275,000 | $3,520 | 4.25% |
| FLORENCE-MUSCLE SHOALS, AL (FHA|USDA|VA) | 1 | $545,000 | $545,000 | $2,871 | 4.50% |
| CARSON CITY, NV (FHA|USDA|VA) | 1 | $545,000 | $545,000 | $4,273 | 4.25% |
| Wapakoneta, OH (FHA|USDA|VA) | 1 | $535,000 | $535,000 | $5,725 | 3.38% |
| CHICO, CA (FHA|USDA|VA) | 1 | $535,000 | $535,000 | $0 | 4.25% |
| WACO, TX (FHA|USDA|VA) | 1 | $525,000 | $525,000 | $6,241 | 6.13% |
| Huntsville, TX (FHA|USDA|VA) | 1 | $515,000 | $515,000 | $11,298 | 2.63% |
| GULFPORT-BILOXI, MS (FHA|USDA|VA) | 1 | $505,000 | $505,000 | $9,436 | 3.63% |
| IOWA CITY, IA (FHA|USDA|VA) | 1 | $505,000 | $505,000 | $2,831 | 3.88% |
| EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) | 1 | $505,000 | $505,000 | $4,616 | 4.13% |
| STOCKTON, CA (FHA|USDA|VA) | 1 | $505,000 | $505,000 | $3,506 | 3.13% |
| Montrose, CO (FHA|USDA|VA) | 1 | $505,000 | $505,000 | $4,463 | 4.50% |
| ANCHORAGE, AK (FHA|USDA|VA) | 1 | $505,000 | $505,000 | $4,639 | 3.13% |
| Riverton, WY (FHA|USDA|VA) | 1 | $505,000 | $505,000 | $3,345 | 4.00% |
| YAKIMA, WA (FHA|USDA|VA) | 1 | $505,000 | $505,000 | $3,511 | 3.88% |
| WENATCHEE, WA (FHA|USDA|VA) | 1 | $505,000 | $505,000 | $4,010 | 4.50% |
| TALLAHASSEE, FL (FHA|USDA|VA) | 1 | $495,000 | $495,000 | $4,214 | 5.38% |
| Clewiston, FL (FHA|USDA|VA) | 1 | $485,000 | $485,000 | $6,024 | 3.25% |
| JACKSON, TN (FHA|USDA|VA) | 1 | $485,000 | $485,000 | $4,235 | 3.50% |
| LAS CRUCES, NM (FHA|USDA|VA) | 1 | $475,000 | $475,000 | $4,760 | 5.50% |
| GRAND JUNCTION, CO (FHA|USDA|VA) | 1 | $475,000 | $475,000 | $5,469 | 3.50% |
| MOBILE, AL (FHA|USDA|VA) | 1 | $465,000 | $465,000 | $3,721 | 5.50% |
| CORVALLIS, OR (FHA|USDA|VA) | 1 | $455,000 | $455,000 | $0 | 5.25% |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) | 1 | $435,000 | $435,000 | $3,840 | 4.88% |
| Centralia, WA (FHA|USDA|VA) | 1 | $435,000 | $435,000 | $3,277 | 6.38% |
| OCALA, FL (FHA|USDA|VA) | 1 | $425,000 | $425,000 | $4,258 | 3.25% |
| Barre, VT (FHA|USDA|VA) | 1 | $425,000 | $425,000 | $3,676 | 3.63% |
| JACKSON, MS (FHA|USDA|VA) | 1 | $405,000 | $405,000 | $0 | 5.13% |
| Faribault-Northfield, MN (FHA|USDA|VA) | 1 | $395,000 | $395,000 | $3,615 | 5.38% |
| MONROE, MI (FHA|USDA|VA) | 1 | $385,000 | $385,000 | $3,109 | 3.25% |
| BLACKSBURG-CHRISTIANSBURG, VA (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $3,138 | 4.13% |
| Kerrville, TX (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $5,638 | 5.00% |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $5,621 | 3.38% |
| BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $5,363 | 3.13% |
| TUSCALOOSA, AL (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $2,666 | 4.63% |
| JOHNSON CITY, TN (FHA|USDA|VA) | 2 | $320,000 | $160,000 | $3,310 | 4.69% |
| Helena, MT (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $3,255 | 5.63% |
| Celina, OH (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $3,761 | 4.25% |
| PUEBLO, CO (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $3,151 | 3.75% |
| BURLINGTON, NC (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $3,275 | 5.75% |
| BOWLING GREEN, KY (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $9,402 | 4.38% |
| CHAMPAIGN-URBANA, IL (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $3,205 | 3.63% |
| Findlay, OH (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $3,871 | 6.50% |
| LANSING-EAST LANSING, MI (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $3,208 | 5.00% |
| Newport, TN (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $3,149 | 5.13% |
| Nogales, AZ (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $4,175 | 5.00% |
| Mason City, IA (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $1,801 | 4.00% |
| SAGINAW, MI (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $3,089 | 6.50% |
| SYRACUSE, NY (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $3,976 | 6.25% |
| Seneca Falls, NY (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $5,361 | 4.25% |
| BINGHAMTON, NY (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $6,614 | 3.38% |
| LUBBOCK, TX (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $4,361 | 3.75% |
| Bartlesville, OK (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $3,487 | 2.75% |
| SAVANNAH, GA (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $2,946 | 5.50% |
| SHERMAN-DENISON, TX (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $3,815 | 3.13% |
| CLEVELAND, TN (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $2,973 | 4.13% |
| BISMARCK, ND (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $3,057 | 3.13% |
| Urbana, OH (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $0 | 3.63% |
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Product Mix
| Loan Type | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Conventional | 4,960 | $6,881,900,000 | $1,387,480 | $7,477 | 3.65% |
For 2022, Ubs Bank Usa's most frequently originated type of loan was Conventional, with 4,960 originations.
Loan Reason
For 2022, Ubs Bank Usa's most frequently cited loan purpose was Home Purchase, with 2,399 originations. The 2nd most popular reason was Other, with 1,680 originations.
Loan Duration/Length
For 2022, Ubs Bank Usa's most frequently cited loan duration was 30 Year, with 4,773 originations. The 2nd most popular length was 15 Year, with 107 originations.
Origination Fees/Closing Costs
Ubs Bank Usa's average total fees were $7,564, while their most frequently occuring range of origination fees (closing costs) were in the $<1k bucket, with 4,340 originations.
Interest Rates
During 2022, Ubs Bank Usa's average interest rate for loans was 3.66%, while their most frequently originated rate bucket for loans was 3-4%, with 1,949 originations.
Loan Sizing
2022 saw Ubs Bank Usa place emphasis on $1MM+ loans with 2,097 originations, totaling $5,137,985,000 in origination value.
Applicant Income
Ubs Bank Usa lent most frequently to those with incomes in the $250k+ range, with 3,307 originations. The second most popular income band? $150k-250k, with 993 originations.
Applicant Debt to Income Ratio
Ubs Bank Usa lent most frequently to those with DTI ratios of 20-30%, with 872 originations. The next most common DTI ratio? 30-36%, with 775 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications95.69%
Ubs Bank Usa has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.
Pick Rate
Approvals leading to origination83.63%
Ubs Bank Usa has a below average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 4,960 | $6,881,900,000 | $1,387,480 |
Occupancy Type Mix
| Dwelling Type | Originations | Total Value | Average Loan |
|---|---|---|---|
| 4,960 | $6,881,900,000 | $1,387,480 |