Ubs Bank Usa Mortgage Rates, Fees & Info
Salt Lake City, UTLEI: 549300GWD9H4FQ2VR805
Tax ID: 87-0477597
Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data
Jump to:
Mortgage Data
Bank Data
Review & Overview
Ubs Bank Usa is a mid-sized bank specializing in Home Purchase and Other loans. Ubs Bank Usa has a high proportion of conventional loans. Their top markets by origination volume include: Los Angeles, New York, Miami, San Francisco, and Seattle among others. We have data for 279 markets. (Some data included below & more in-depth data is available with an active subscription.)Ubs Bank Usa has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Ubs Bank Usa is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.
Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.
SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
|---|---|---|
| 30 Year Conventional Purchase | 5.87% | 6/24/24 |
| 30 Year Conventional Refi | 6.18% | 6/24/24 |
| 30 Year Cash-out Refi | 6.23% | 6/24/24 |
| 15 Year Conventional Purchase | 5.68% | 6/24/24 |
| 15 Year Conventional Refi | 5.98% | 6/24/24 |
| 15 Year Cash-out Refi | 5.98% | 6/24/24 |
| These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. | ||
Ubs Bank Usa Mortgage Calculator
Your Estimates
Estimated Loan Payment: Update the calculator values and click calculate payment!
This is not an official calculator from Ubs Bank Usa. It uses our SimulatedRate™
technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.
The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
3,937Origination Dollar Volume (All Markets)
$3,667,635,000Employee count
361Awards
×
![]()
UBS Bank USA - 2018
UBS Bank USA is a 2018 , due to their low .
For 2018, less than of lenders were eligible for this award.
Work for UBS Bank USA?
Use this award on your own site. Either save and use the images below, or pass the provided image embed code to your development team.
Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 374 | $604,400,000 | $1,616,043 | $7,188 | 3.82% |
| New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) | 477 | $571,155,000 | $1,197,390 | $6,787 | 3.86% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 165 | $166,275,000 | $1,007,727 | $7,135 | 3.94% |
| San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) | 127 | $146,595,000 | $1,154,291 | $4,828 | 3.84% |
| Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) | 114 | $107,540,000 | $943,333 | $4,525 | 3.89% |
| Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) | 104 | $100,520,000 | $966,538 | $5,316 | 3.89% |
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 126 | $100,130,000 | $794,683 | $4,981 | 3.89% |
| BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) | 65 | $84,695,000 | $1,303,000 | $6,201 | 3.83% |
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 94 | $83,410,000 | $887,340 | $5,602 | 3.96% |
| Outside of Metro Areas | 94 | $81,060,000 | $862,340 | $4,899 | 3.98% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 92 | $78,980,000 | $858,478 | $4,034 | 4.00% |
| SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) | 85 | $74,825,000 | $880,294 | $4,935 | 3.83% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 89 | $73,985,000 | $831,292 | $8,326 | 3.91% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 78 | $56,890,000 | $729,359 | $5,022 | 3.96% |
| NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) | 49 | $51,875,000 | $1,058,673 | $7,534 | 3.81% |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) | 42 | $45,070,000 | $1,073,095 | $4,192 | 3.90% |
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 56 | $42,060,000 | $751,071 | $5,937 | 4.04% |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) | 64 | $41,620,000 | $650,313 | $3,757 | 4.06% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 35 | $37,345,000 | $1,067,000 | $9,631 | 3.78% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 46 | $34,470,000 | $749,348 | $8,156 | 3.88% |
| NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) | 38 | $28,780,000 | $757,368 | $4,037 | 3.97% |
| Heber, UT (FHA|USDA|VA) | 19 | $28,275,000 | $1,488,158 | $6,191 | 3.64% |
| CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) | 30 | $28,200,000 | $940,000 | $5,457 | 3.84% |
| LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) | 25 | $27,545,000 | $1,101,800 | $6,155 | 4.01% |
| PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) | 27 | $26,705,000 | $989,074 | $5,348 | 4.10% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 45 | $26,215,000 | $582,556 | $5,225 | 4.01% |
| Jackson, WY-ID (FHA|USDA|VA) | 7 | $26,035,000 | $3,719,286 | $13,087 | 3.70% |
| Edwards, CO (FHA|USDA|VA) | 11 | $25,845,000 | $2,349,545 | $8,602 | 3.67% |
| Detroit-Warren-Dearborn, MI (FHA|USDA|VA) | 56 | $25,680,000 | $458,571 | $3,323 | 4.17% |
| Glenwood Springs, CO (FHA|USDA|VA) | 13 | $25,655,000 | $1,973,462 | $7,661 | 3.61% |
| OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) | 28 | $24,980,000 | $892,143 | $5,488 | 3.94% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 35 | $24,205,000 | $691,571 | $4,952 | 3.97% |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) | 37 | $23,695,000 | $640,405 | $5,146 | 3.97% |
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 43 | $21,115,000 | $491,047 | $4,377 | 4.07% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 31 | $19,795,000 | $638,548 | $4,240 | 4.04% |
| BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) | 26 | $18,720,000 | $720,000 | $5,186 | 4.13% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 26 | $17,680,000 | $680,000 | $6,180 | 3.88% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 26 | $17,670,000 | $679,615 | $6,051 | 4.06% |
| BARNSTABLE TOWN, MA (FHA|USDA|VA) | 12 | $17,210,000 | $1,434,167 | $6,565 | 3.88% |
| BOULDER, CO (FHA|USDA|VA) | 18 | $17,110,000 | $950,556 | $4,054 | 3.82% |
| SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) | 16 | $16,970,000 | $1,060,625 | $4,905 | 3.70% |
| SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) | 15 | $16,845,000 | $1,123,000 | $5,166 | 4.01% |
| SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) | 25 | $16,095,000 | $643,800 | $4,260 | 3.87% |
| ST. LOUIS, MO-IL (FHA|USDA|VA) | 25 | $15,775,000 | $631,000 | $3,366 | 3.91% |
| CINCINNATI, OH-KY-IN (FHA|USDA|VA) | 37 | $15,325,000 | $414,189 | $3,846 | 4.25% |
| SALINAS, CA (FHA|USDA|VA) | 9 | $14,575,000 | $1,619,444 | $4,466 | 3.90% |
| RENO, NV (FHA|USDA|VA) | 11 | $14,535,000 | $1,321,364 | $5,830 | 3.75% |
| OCEAN CITY, NJ (FHA|USDA|VA) | 12 | $13,230,000 | $1,102,500 | $6,375 | 3.91% |
| SALISBURY, MD-DE (FHA|USDA|VA) | 15 | $11,605,000 | $773,667 | $4,932 | 4.17% |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) | 13 | $11,405,000 | $877,308 | $7,312 | 4.00% |
| Hilo, HI (FHA|USDA|VA) | 8 | $11,030,000 | $1,378,750 | $7,720 | 3.64% |
| COLUMBUS, OH (FHA|USDA|VA) | 18 | $10,990,000 | $610,556 | $3,813 | 3.74% |
| SALT LAKE CITY, UT (FHA|USDA|VA) | 13 | $10,955,000 | $842,692 | $3,973 | 3.94% |
| SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) | 9 | $10,545,000 | $1,171,667 | $6,129 | 3.88% |
| PITTSBURGH, PA (FHA|USDA|VA) | 18 | $10,140,000 | $563,333 | $5,395 | 4.10% |
| INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) | 18 | $9,830,000 | $546,111 | $2,968 | 4.15% |
| Key West, FL (FHA|USDA|VA) | 12 | $8,820,000 | $735,000 | $6,069 | 3.92% |
| HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) | 15 | $8,705,000 | $580,333 | $4,667 | 4.06% |
| PORT ST. LUCIE, FL (FHA|USDA|VA) | 10 | $8,350,000 | $835,000 | $7,273 | 3.99% |
| NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) | 15 | $8,245,000 | $549,667 | $4,095 | 3.94% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 11 | $8,095,000 | $735,909 | $6,086 | 4.27% |
| HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) | 14 | $7,640,000 | $545,714 | $4,248 | 3.98% |
| CLEVELAND-ELYRIA, OH (FHA|USDA|VA) | 17 | $7,345,000 | $432,059 | $3,793 | 4.07% |
| RICHMOND, VA (FHA|USDA|VA) | 14 | $7,190,000 | $513,571 | $4,144 | 3.99% |
| SANTA FE, NM (FHA|USDA|VA) | 11 | $6,795,000 | $617,727 | $4,298 | 3.99% |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) | 13 | $6,675,000 | $513,462 | $4,050 | 4.24% |
| TUCSON, AZ (FHA|USDA|VA) | 16 | $6,540,000 | $408,750 | $3,770 | 4.01% |
| ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) | 9 | $6,365,000 | $707,222 | $5,480 | 3.89% |
| BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) | 12 | $6,340,000 | $528,333 | $4,241 | 4.21% |
| Kapaa, HI (FHA|USDA|VA) | 4 | $6,320,000 | $1,580,000 | $6,172 | 3.88% |
| PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) | 10 | $6,270,000 | $627,000 | $4,092 | 3.81% |
| Vineyard Haven, MA (FHA|USDA|VA) | 5 | $5,625,000 | $1,125,000 | $7,006 | 3.55% |
| DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) | 11 | $5,615,000 | $510,455 | $3,449 | 3.90% |
| Breckenridge, CO (FHA|USDA|VA) | 10 | $5,410,000 | $541,000 | $3,789 | 4.13% |
| CHATTANOOGA, TN-GA (FHA|USDA|VA) | 10 | $5,170,000 | $517,000 | $4,546 | 3.93% |
| LOUISVILLE, KY (FHA|USDA|VA) | 10 | $5,020,000 | $502,000 | $3,437 | 3.84% |
| VALLEJO, CA (FHA|USDA|VA) | 9 | $4,985,000 | $553,889 | $5,181 | 4.31% |
| FORT COLLINS, CO (FHA|USDA|VA) | 11 | $4,955,000 | $450,455 | $3,408 | 4.05% |
| ASHEVILLE, NC (FHA|USDA|VA) | 9 | $4,915,000 | $546,111 | $3,700 | 4.21% |
| BEND, OR (FHA|USDA|VA) | 10 | $4,850,000 | $485,000 | $4,611 | 4.04% |
| NORWICH-NEW LONDON, CT (FHA|USDA|VA) | 8 | $4,800,000 | $600,000 | $3,765 | 4.30% |
| Bozeman, MT (FHA|USDA|VA) | 7 | $4,675,000 | $667,857 | $3,923 | 4.13% |
| LEXINGTON-FAYETTE, KY (FHA|USDA|VA) | 4 | $4,630,000 | $1,157,500 | $4,553 | 3.91% |
| Truckee-Grass Valley, CA (FHA|USDA|VA) | 6 | $4,620,000 | $770,000 | $4,089 | 3.83% |
| Hailey, ID (FHA|USDA|VA) | 5 | $4,605,000 | $921,000 | $6,661 | 4.23% |
| ANN ARBOR, MI (FHA|USDA|VA) | 9 | $4,355,000 | $483,889 | $3,303 | 4.00% |
| KAHULUI-WAILUKU-LAHAINA, HI (FHA|USDA|VA) | 5 | $4,315,000 | $863,000 | $5,021 | 3.80% |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) | 5 | $4,255,000 | $851,000 | $4,416 | 3.93% |
| SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) | 7 | $4,205,000 | $600,714 | $3,232 | 4.00% |
| NAPA, CA (FHA|USDA|VA) | 6 | $4,020,000 | $670,000 | $4,527 | 4.08% |
| KANSAS CITY, MO-KS (FHA|USDA|VA) | 9 | $3,475,000 | $386,111 | $2,573 | 3.81% |
| MEMPHIS, TN-MS-AR (FHA|USDA|VA) | 6 | $3,260,000 | $543,333 | $4,678 | 4.19% |
| DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) | 6 | $3,220,000 | $536,667 | $3,198 | 3.96% |
| TRENTON-PRINCETON, NJ (FHA|USDA|VA) | 6 | $3,210,000 | $535,000 | $5,839 | 4.17% |
| Hudson, NY (FHA|USDA|VA) | 4 | $3,170,000 | $792,500 | $5,316 | 3.44% |
| COLORADO SPRINGS, CO (FHA|USDA|VA) | 6 | $3,130,000 | $521,667 | $3,537 | 4.08% |
| RALEIGH-CARY, NC (FHA|USDA|VA) | 5 | $3,055,000 | $611,000 | $3,718 | 4.15% |
| GREENVILLE-ANDERSON, SC (FHA|USDA|VA) | 7 | $3,025,000 | $432,143 | $3,655 | 4.13% |
| PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) | 4 | $2,960,000 | $740,000 | $5,715 | 3.88% |
| PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) | 7 | $2,915,000 | $416,429 | $4,912 | 4.16% |
| LINCOLN, NE (FHA|USDA|VA) | 5 | $2,905,000 | $581,000 | $3,414 | 3.78% |
| TULSA, OK (FHA|USDA|VA) | 4 | $2,870,000 | $717,500 | $6,266 | 4.19% |
| ST. GEORGE, UT (FHA|USDA|VA) | 3 | $2,825,000 | $941,667 | $4,123 | 3.92% |
| NEW HAVEN-MILFORD, CT (FHA|USDA|VA) | 6 | $2,770,000 | $461,667 | $3,651 | 4.23% |
| URBAN HONOLULU, HI (FHA|USDA|VA) | 3 | $2,765,000 | $921,667 | $7,343 | 3.79% |
| Laconia, NH (FHA|USDA|VA) | 2 | $2,680,000 | $1,340,000 | $4,970 | 3.38% |
| Sandusky, OH (FHA|USDA|VA) | 3 | $2,565,000 | $855,000 | $4,892 | 3.67% |
| Easton, MD (FHA|USDA|VA) | 3 | $2,565,000 | $855,000 | $4,544 | 3.46% |
| BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) | 3 | $2,555,000 | $851,667 | $4,611 | 4.17% |
| CHARLOTTESVILLE, VA (FHA|USDA|VA) | 6 | $2,550,000 | $425,000 | $3,323 | 4.21% |
| PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) | 6 | $2,440,000 | $406,667 | $4,696 | 4.04% |
| AKRON, OH (FHA|USDA|VA) | 6 | $2,400,000 | $400,000 | $3,777 | 4.15% |
| Kill Devil Hills, NC (FHA|USDA|VA) | 2 | $2,320,000 | $1,160,000 | $4,874 | 3.56% |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) | 5 | $2,295,000 | $459,000 | $4,119 | 4.30% |
| BATON ROUGE, LA (FHA|USDA|VA) | 3 | $2,295,000 | $765,000 | $5,132 | 3.88% |
| BILLINGS, MT (FHA|USDA|VA) | 4 | $2,270,000 | $567,500 | $5,217 | 3.94% |
| Oak Harbor, WA (FHA|USDA|VA) | 3 | $2,265,000 | $755,000 | $4,624 | 3.79% |
| MISSOULA, MT (FHA|USDA|VA) | 3 | $2,185,000 | $728,333 | $4,363 | 3.67% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 5 | $2,175,000 | $435,000 | $4,156 | 4.35% |
| DAYTON-KETTERING, OH (FHA|USDA|VA) | 8 | $2,170,000 | $271,250 | $3,607 | 4.50% |
| BELLINGHAM, WA (FHA|USDA|VA) | 3 | $2,145,000 | $715,000 | $4,345 | 4.08% |
| Steamboat Springs, CO (FHA|USDA|VA) | 3 | $2,065,000 | $688,333 | $6,447 | 4.08% |
| ANCHORAGE, AK (FHA|USDA|VA) | 3 | $2,055,000 | $685,000 | $4,568 | 4.00% |
| Durango, CO (FHA|USDA|VA) | 2 | $2,030,000 | $1,015,000 | $4,184 | 3.88% |
| PUNTA GORDA, FL (FHA|USDA|VA) | 4 | $2,020,000 | $505,000 | $4,538 | 4.22% |
| SIOUX FALLS, SD (FHA|USDA|VA) | 2 | $2,010,000 | $1,005,000 | $4,406 | 3.75% |
| MICHIGAN CITY-LA PORTE, IN (FHA|USDA|VA) | 1 | $1,995,000 | $1,995,000 | $5,237 | 3.88% |
| Sandpoint, ID (FHA|USDA|VA) | 4 | $1,980,000 | $495,000 | $5,297 | 3.81% |
| NILES, MI (FHA|USDA|VA) | 3 | $1,955,000 | $651,667 | $3,675 | 3.92% |
| ALBANY-SCHENECTADY-TROY, NY (FHA|USDA|VA) | 3 | $1,945,000 | $648,333 | $4,539 | 4.21% |
| Torrington, CT (FHA|USDA|VA) | 4 | $1,920,000 | $480,000 | $3,807 | 3.88% |
| GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) | 5 | $1,895,000 | $379,000 | $3,878 | 4.53% |
| KNOXVILLE, TN (FHA|USDA|VA) | 6 | $1,860,000 | $310,000 | $3,472 | 4.50% |
| ROCHESTER, NY (FHA|USDA|VA) | 5 | $1,775,000 | $355,000 | $4,963 | 4.30% |
| GREELEY, CO (FHA|USDA|VA) | 4 | $1,770,000 | $442,500 | $3,264 | 4.19% |
| OKLAHOMA CITY, OK (FHA|USDA|VA) | 2 | $1,750,000 | $875,000 | $5,575 | 3.50% |
| POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY (FHA|USDA|VA) | 4 | $1,660,000 | $415,000 | $4,109 | 4.19% |
| Athens, TX (FHA|USDA|VA) | 1 | $1,645,000 | $1,645,000 | $11,330 | 3.38% |
| Outside of Metro Areas | 2 | $1,610,000 | $805,000 | $5,164 | 4.06% |
| Pinehurst-Southern Pines, NC (FHA|USDA|VA) | 2 | $1,560,000 | $780,000 | $6,080 | 3.81% |
| BUFFALO-CHEEKTOWAGA, NY (FHA|USDA|VA) | 6 | $1,550,000 | $258,333 | $4,064 | 4.25% |
| MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) | 2 | $1,530,000 | $765,000 | $3,876 | 4.19% |
| MIDLAND, TX (FHA|USDA|VA) | 3 | $1,525,000 | $508,333 | $4,309 | 4.21% |
| BOISE CITY, ID (FHA|USDA|VA) | 5 | $1,525,000 | $305,000 | $3,663 | 4.13% |
| HARRISBURG-CARLISLE, PA (FHA|USDA|VA) | 1 | $1,505,000 | $1,505,000 | $8,657 | 4.13% |
| SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) | 3 | $1,465,000 | $488,333 | $2,983 | 4.17% |
| TOLEDO, OH (FHA|USDA|VA) | 4 | $1,460,000 | $365,000 | $3,972 | 4.28% |
| Sebastian-Vero Beach, FL (FHA|USDA|VA) | 2 | $1,410,000 | $705,000 | $5,441 | 3.56% |
| WILMINGTON, NC (FHA|USDA|VA) | 3 | $1,355,000 | $451,667 | $3,798 | 4.00% |
| Boone, NC (FHA|USDA|VA) | 1 | $1,305,000 | $1,305,000 | $6,266 | 3.88% |
| SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) | 1 | $1,225,000 | $1,225,000 | $6,382 | 3.75% |
| FRESNO, CA (FHA|USDA|VA) | 2 | $1,200,000 | $600,000 | $3,721 | 4.44% |
| Paducah, KY-IL (FHA|USDA|VA) | 2 | $1,190,000 | $595,000 | $3,792 | 3.94% |
| Lebanon, NH-VT (FHA|USDA|VA) | 5 | $1,185,000 | $237,000 | $3,625 | 4.68% |
| GAINESVILLE, FL (FHA|USDA|VA) | 3 | $1,185,000 | $395,000 | $4,115 | 4.29% |
| MADISON, WI (FHA|USDA|VA) | 4 | $1,170,000 | $292,500 | $2,873 | 4.06% |
| Traverse City, MI (FHA|USDA|VA) | 2 | $1,170,000 | $585,000 | $3,633 | 3.94% |
| Gardnerville Ranchos, NV (FHA|USDA|VA) | 2 | $1,150,000 | $575,000 | $3,978 | 4.38% |
| OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) | 2 | $1,070,000 | $535,000 | $3,748 | 4.00% |
| SPRINGFIELD, MA (FHA|USDA|VA) | 4 | $1,030,000 | $257,500 | $3,582 | 4.63% |
| WORCESTER, MA-CT (FHA|USDA|VA) | 2 | $1,010,000 | $505,000 | $3,732 | 3.69% |
| Bennington, VT (FHA|USDA|VA) | 1 | $1,005,000 | $1,005,000 | $4,029 | 3.50% |
| ALBUQUERQUE, NM (FHA|USDA|VA) | 3 | $995,000 | $331,667 | $4,061 | 4.38% |
| WICHITA, KS (FHA|USDA|VA) | 2 | $990,000 | $495,000 | $3,714 | 4.13% |
| Oxford, MS (FHA|USDA|VA) | 1 | $985,000 | $985,000 | $6,593 | 3.75% |
| MEDFORD, OR (FHA|USDA|VA) | 2 | $970,000 | $485,000 | $4,008 | 4.56% |
| DECATUR, AL (FHA|USDA|VA) | 1 | $945,000 | $945,000 | $6,620 | 3.88% |
| LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) | 3 | $925,000 | $308,333 | $4,261 | 4.25% |
| Keene, NH (FHA|USDA|VA) | 1 | $925,000 | $925,000 | $4,001 | 3.88% |
| JACKSONVILLE, NC (FHA|USDA|VA) | 2 | $910,000 | $455,000 | $3,734 | 4.06% |
| OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) | 2 | $910,000 | $455,000 | $3,286 | 3.25% |
| OGDEN-CLEARFIELD, UT (FHA|USDA|VA) | 1 | $905,000 | $905,000 | $4,360 | 4.38% |
| REDDING, CA (FHA|USDA|VA) | 1 | $905,000 | $905,000 | $3,498 | 3.75% |
| Granbury, TX (FHA|USDA|VA) | 2 | $900,000 | $450,000 | $5,841 | 4.25% |
| CHICO, CA (FHA|USDA|VA) | 2 | $890,000 | $445,000 | $3,105 | 4.19% |
| MANCHESTER-NASHUA, NH (FHA|USDA|VA) | 1 | $885,000 | $885,000 | $3,424 | 3.00% |
| SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) | 3 | $855,000 | $285,000 | $3,044 | 4.29% |
| MERCED, CA (FHA|USDA|VA) | 2 | $850,000 | $425,000 | $3,950 | 4.56% |
| Brevard, NC (FHA|USDA|VA) | 3 | $845,000 | $281,667 | $4,391 | 4.29% |
| BURLINGTON-SOUTH BURLINGTON, VT (FHA|USDA|VA) | 1 | $835,000 | $835,000 | $4,674 | 4.25% |
| PITTSFIELD, MA (FHA|USDA|VA) | 2 | $820,000 | $410,000 | $4,568 | 4.63% |
| GREEN BAY, WI (FHA|USDA|VA) | 3 | $815,000 | $271,667 | $2,981 | 4.50% |
| LUBBOCK, TX (FHA|USDA|VA) | 3 | $795,000 | $265,000 | $5,832 | 4.50% |
| LONGVIEW, TX (FHA|USDA|VA) | 1 | $765,000 | $765,000 | $9,562 | 3.88% |
| WACO, TX (FHA|USDA|VA) | 1 | $755,000 | $755,000 | $7,298 | 4.25% |
| KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) | 1 | $755,000 | $755,000 | $3,529 | 4.00% |
| KINGSTON, NY (FHA|USDA|VA) | 2 | $710,000 | $355,000 | $3,814 | 4.56% |
| GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) | 2 | $710,000 | $355,000 | $3,511 | 4.00% |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) | 1 | $705,000 | $705,000 | $7,739 | 4.63% |
| Alexander City, AL (FHA|USDA|VA) | 1 | $685,000 | $685,000 | $4,934 | 3.50% |
| ROANOKE, VA (FHA|USDA|VA) | 1 | $685,000 | $685,000 | $3,776 | 3.63% |
| Hood River, OR (FHA|USDA|VA) | 1 | $685,000 | $685,000 | $5,010 | 3.75% |
| KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) | 1 | $675,000 | $675,000 | $3,356 | 3.38% |
| Gainesville, TX (FHA|USDA|VA) | 1 | $645,000 | $645,000 | $7,274 | 4.38% |
| LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) | 2 | $630,000 | $315,000 | $4,341 | 4.69% |
| FLORENCE-MUSCLE SHOALS, AL (FHA|USDA|VA) | 1 | $605,000 | $605,000 | $2,154 | 4.13% |
| Jamestown-Dunkirk-Fredonia, NY (FHA|USDA|VA) | 1 | $595,000 | $595,000 | $5,282 | 3.63% |
| TYLER, TX (FHA|USDA|VA) | 2 | $570,000 | $285,000 | $4,723 | 4.00% |
| AUBURN-OPELIKA, AL (FHA|USDA|VA) | 1 | $565,000 | $565,000 | $4,938 | 4.00% |
| FLAGSTAFF, AZ (FHA|USDA|VA) | 2 | $560,000 | $280,000 | $3,658 | 4.31% |
| Somerset, KY (FHA|USDA|VA) | 1 | $555,000 | $555,000 | $3,985 | 4.00% |
| DECATUR, IL (FHA|USDA|VA) | 1 | $545,000 | $545,000 | $2,247 | 3.50% |
| Astoria, OR (FHA|USDA|VA) | 2 | $540,000 | $270,000 | $8,010 | 4.19% |
| Okeechobee, FL (FHA|USDA|VA) | 1 | $535,000 | $535,000 | $6,208 | 4.13% |
| WENATCHEE, WA (FHA|USDA|VA) | 1 | $515,000 | $515,000 | $3,455 | 4.38% |
| HOMOSASSA SPRINGS, FL (FHA|USDA|VA) | 1 | $505,000 | $505,000 | $4,731 | 4.13% |
| Cullowhee, NC (FHA|USDA|VA) | 1 | $505,000 | $505,000 | $3,633 | 3.63% |
| MODESTO, CA (FHA|USDA|VA) | 1 | $505,000 | $505,000 | $3,204 | 3.63% |
| COLUMBUS, IN (FHA|USDA|VA) | 1 | $505,000 | $505,000 | $2,757 | 3.88% |
| Seneca, SC (FHA|USDA|VA) | 1 | $505,000 | $505,000 | $3,218 | 3.50% |
| MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) | 1 | $485,000 | $485,000 | $3,405 | 4.00% |
| GLENS FALLS, NY (FHA|USDA|VA) | 1 | $485,000 | $485,000 | $6,533 | 3.75% |
| Clearlake, CA (FHA|USDA|VA) | 1 | $465,000 | $465,000 | $3,028 | 4.50% |
| Auburn, NY (FHA|USDA|VA) | 1 | $465,000 | $465,000 | $4,344 | 3.63% |
| DOVER, DE (FHA|USDA|VA) | 1 | $455,000 | $455,000 | $5,391 | 3.88% |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) | 1 | $455,000 | $455,000 | $2,071 | 3.50% |
| GULFPORT-BILOXI, MS (FHA|USDA|VA) | 1 | $455,000 | $455,000 | $3,509 | 3.88% |
| Sonora, CA (FHA|USDA|VA) | 1 | $455,000 | $455,000 | $0 | 4.00% |
| SYRACUSE, NY (FHA|USDA|VA) | 1 | $455,000 | $455,000 | $5,249 | 3.75% |
| DULUTH, MN-WI (FHA|USDA|VA) | 1 | $455,000 | $455,000 | $3,164 | 4.13% |
| ROCHESTER, MN (FHA|USDA|VA) | 2 | $450,000 | $225,000 | $3,088 | 4.88% |
| Adrian, MI (FHA|USDA|VA) | 1 | $445,000 | $445,000 | $2,845 | 4.25% |
| Stevens Point, WI (FHA|USDA|VA) | 1 | $425,000 | $425,000 | $3,195 | 4.25% |
| The Dalles, OR (FHA|USDA|VA) | 1 | $425,000 | $425,000 | $5,739 | 4.00% |
| Augusta-Waterville, ME (FHA|USDA|VA) | 1 | $425,000 | $425,000 | $3,699 | 3.88% |
| Richmond-Berea, KY (FHA|USDA|VA) | 1 | $425,000 | $425,000 | $4,036 | 2.88% |
| Crossville, TN (FHA|USDA|VA) | 1 | $405,000 | $405,000 | $0 | 3.75% |
| COLUMBIA, MO (FHA|USDA|VA) | 1 | $405,000 | $405,000 | $2,617 | 4.38% |
| COLUMBIA, SC (FHA|USDA|VA) | 1 | $375,000 | $375,000 | $4,156 | 4.88% |
| LAFAYETTE, LA (FHA|USDA|VA) | 3 | $365,000 | $121,667 | $3,177 | 4.50% |
| SALEM, OR (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $5,405 | 4.88% |
| BLOOMINGTON, IN (FHA|USDA|VA) | 2 | $350,000 | $175,000 | $2,081 | 4.00% |
| BAKERSFIELD, CA (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $4,719 | 4.50% |
| Forest City, NC (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $3,889 | 4.50% |
| Marquette, MI (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $2,661 | 5.00% |
| Riverton, WY (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $2,517 | 4.75% |
| Holland, MI (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $3,836 | 4.25% |
| THE VILLAGES, FL (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $2,509 | 4.63% |
| FORT WAYNE, IN (FHA|USDA|VA) | 2 | $330,000 | $165,000 | $2,139 | 4.63% |
| Grand Rapids, MN (FHA|USDA|VA) | 2 | $330,000 | $165,000 | $2,569 | 4.75% |
| RACINE, WI (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $2,689 | 5.13% |
| Natchitoches, LA (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $3,612 | 3.75% |
| Kearney, NE (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $2,294 | 4.38% |
| BANGOR, ME (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $3,078 | 4.38% |
| VISALIA, CA (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $3,003 | 4.88% |
| Rutland, VT (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $4,279 | 4.75% |
| Sevierville, TN (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $2,823 | 4.25% |
| CLARKSVILLE, TN-KY (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $2,979 | 4.63% |
| Willmar, MN (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $3,149 | 4.38% |
| WINSTON-SALEM, NC (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $3,327 | 5.13% |
| ST. CLOUD, MN (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $2,663 | 4.25% |
| AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $3,326 | 3.63% |
| PANAMA CITY, FL (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $3,184 | 4.00% |
| HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $3,602 | 4.63% |
| PROVO-OREM, UT (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $0 | 4.63% |
| MADERA, CA (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $4,586 | 5.13% |
| SAN ANGELO, TX (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $3,702 | 3.88% |
| Marion, NC (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $3,714 | 5.00% |
| CARSON CITY, NV (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $3,332 | 4.25% |
| Spirit Lake, IA (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $2,699 | 4.13% |
| MONTGOMERY, AL (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $2,747 | 3.63% |
| HOT SPRINGS, AR (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $2,408 | 4.38% |
| Georgetown, SC (FHA|USDA|VA) | 2 | $200,000 | $100,000 | $2,714 | 4.69% |
| ELKHART-GOSHEN, IN (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $0 | 4.50% |
| ALBANY-LEBANON, OR (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $3,560 | 4.75% |
| Mount Pleasant, MI (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $2,645 | 4.50% |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $2,972 | 5.63% |
| Olean, NY (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $0 | 5.25% |
| GREENVILLE, NC (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $4,085 | 4.50% |
| Greensburg, IN (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $2,387 | 4.25% |
| Moses Lake, WA (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $0 | 5.00% |
| JOHNSON CITY, TN (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $0 | 3.88% |
| DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $2,954 | 4.88% |
| CASPER, WY (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $2,115 | 4.63% |
| Payson, AZ (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $2,449 | 4.50% |
| Montrose, CO (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $2,459 | 4.63% |
| Ruidoso, NM (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $2,009 | 4.50% |
| IOWA CITY, IA (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $2,124 | 4.50% |
| LANSING-EAST LANSING, MI (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $0 | 4.88% |
Similar Lenders
We use machine learning to identify the top lenders compared against UBS Bank USA based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.
Monterey Credit Union
Similarity Rank: 16
Similarity Rank: 16
SANTA CLARA COUNTY
Similarity Rank: 20
Similarity Rank: 20
Westport Federal Credit Union
Similarity Rank: 23
Similarity Rank: 23
People's Community Federal Credit Union
Similarity Rank: 33
Similarity Rank: 33
Notre Dame Community Federal Credit Union
Similarity Rank: 38
Similarity Rank: 38
ABNB Federal Credit Union
Similarity Rank: 40
Similarity Rank: 40
MYPOINT Credit Union
Similarity Rank: 55
Similarity Rank: 55
PAWTUCKET
Similarity Rank: 60
Similarity Rank: 60
McCoy Federal Credit Union
Similarity Rank: 60
Similarity Rank: 60
Iron Workers Savings Bank
Similarity Rank: 63
Similarity Rank: 63
Product Mix
| Loan Type | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Conventional | 3,937 | $3,667,635,000 | $931,581 | $5,521 | 3.94% |
For 2018, Ubs Bank Usa's most frequently originated type of loan was Conventional, with 3,937 originations.
Loan Reason
For 2018, Ubs Bank Usa's most frequently cited loan purpose was Home Purchase, with 1,877 originations. The 2nd most popular reason was Other, with 952 originations.
Loan Duration/Length
For 2018, Ubs Bank Usa's most frequently cited loan duration was 30 Year, with 3,699 originations. The 2nd most popular length was 15 Year, with 188 originations.
Origination Fees/Closing Costs
Ubs Bank Usa's average total fees were $5,593, while their most frequently occuring range of origination fees (closing costs) were in the $<1k bucket, with 3,322 originations.
Interest Rates
During 2018, Ubs Bank Usa's average interest rate for loans was 3.93%, while their most frequently originated rate bucket for loans was 3-4%, with 2,391 originations.
Loan Sizing
2018 saw Ubs Bank Usa place emphasis on $400k-600k loans with 1,117 originations, totaling $551,285,000 in origination value.
Applicant Income
Ubs Bank Usa lent most frequently to those with incomes in the $250k+ range, with 2,133 originations. The second most popular income band? $150k-250k, with 918 originations.
Applicant Debt to Income Ratio
Ubs Bank Usa lent most frequently to those with DTI ratios of 20-30%, with 660 originations. The next most common DTI ratio? 30-36%, with 565 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications93.76%
Ubs Bank Usa has an average approval rate.
Pick Rate
Approvals leading to origination76.23%
Ubs Bank Usa has a below average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 3,937 | $3,667,635,000 | $931,581 |
Occupancy Type Mix
| Dwelling Type | Originations | Total Value | Average Loan |
|---|---|---|---|
| Single Family (1-4 Units):Site-Built | 3,937 | $3,667,635,000 | $931,581 |
LTV Distribution
Complaints
| Bank Name | Product | Issue | 2018 CPFB Complaints | % of Total Issues |
|---|---|---|---|---|
| UBS BANK USA | Conventional home mortgage | Applying for a mortgage or refinancing an existing mortgage | 1 | 33.3% |
| UBS BANK USA | Conventional home mortgage | Trouble during payment process | 1 | 33.3% |
| UBS BANK USA | Other type of mortgage | Applying for a mortgage or refinancing an existing mortgage | 1 | 33.3% |
Bank Details
Branches
| Bank Name | Branch | Branch Type | Deposits (000's) |
|---|---|---|---|
| UBS Bank USA | 299 South Main Street, Suite 2275 Salt Lake City, UT 84111 | Full Service B&M | $47,514,935 |
For 2018, Ubs Bank Usa had 1 branches.
Yearly Performance Overview
Bank Income
| Item | Value (in 000's) |
|---|---|
| Total interest income | $1,843,389 |
| Net interest income | $1,597,755 |
| Total noninterest income | $33,977 |
| Gross Fiduciary activities income | $0 |
| Service charges on deposit accounts | $0 |
| Trading account gains and fees | $0 |
| Additional Noninterest Income | $33,977 |
| Pre-tax net operating income | $1,341,825 |
| Securities gains (or losses, -) | $-519 |
| Income before extraordinary items | $989,783 |
| Discontinued Operations (Extraordinary gains, net) | $0 |
| Net income of bank and minority interests | $989,783 |
| Minority interest net income | $0 |
| Net income | $989,783 |
| Sale, conversion, retirement of capital stock, net | $0 |
| Net operating income | $990,193 |
Ubs Bank Usa's gross interest income from loans was $1,843,389,000.
Ubs Bank Usa's net interest income from loans was $1,597,755,000.
Ubs Bank Usa's fee based income from loans was $0.
Ubs Bank Usa's net income from loans was $989,783,000.
Bank Expenses
| Item | Value (in 000's) |
|---|---|
| Total interest expense | $245,634 |
| Provision for credit losses | $4,080 |
| Total noninterest expense | $285,827 |
| Salaries and employee benefits | $81,447 |
| Premises and equipment expense | $5,536 |
| Additional noninterest expense | $198,844 |
| Applicable income taxes | $351,523 |
| Net charge-offs | $1,971 |
| Cash dividends | $450,000 |
Ubs Bank Usa's interest expense for loans was $245,634,000.
Ubs Bank Usa's payroll and benefits expense were $81,447,000.
Ubs Bank Usa's property, plant and equipment expenses $5,536,000.
Loan Performance
| Type of Loan | % of Loans Noncurrent (30+ days, end of period snapshot) |
|---|---|
| All loans | 0.0% |
| Real Estate loans | 0.0% |
| Construction & Land Development loans | 0.0% |
| Nonfarm, nonresidential loans | 0.0% |
| Multifamily residential loans | 0.0% |
| 1-4 family residential loans | 0.0% |
| HELOC loans | 0.0% |
| All other family | 0.0% |
| Commercial & industrial loans | 0.0% |
| Personal loans | 0.0% |
| Credit card loans | 0.3% |
| Other individual loans | 0.0% |
| Auto loans | 0.0% |
| Other consumer loans | 0.0% |
| Unsecured commercial real estate loans | 0.0% |
Deposits
| Type | Value (in 000's) |
|---|---|
| Total deposits | $52,242,784 |
| Deposits held in domestic offices | $52,242,784 |
| Deposits by Individuals, partnerships, and corporations | $52,205,039 |
| Deposits by U.S. Government | $521 |
| Deposits by States and political subdivisions in the U.S. | $33,959 |
| Deposits by Commercial banks and other depository institutions in U.S. | $3,266 |
| Deposits by Banks in foreign countries | $0 |
| Deposits by Foreign governments and official institutions | $0 |
| Transaction accounts | $1,159,769 |
| Demand deposits | $4,345 |
| Nontransaction accounts | $51,083,016 |
| Money market deposit accounts (MMDAs) | $44,773,821 |
| Other savings deposits (excluding MMDAs) | $0 |
| Total time deposits | $6,309,195 |
| Total time and savings deposits | $52,238,440 |
| Noninterest-bearing deposits | $4,345 |
| Interest-bearing deposits | $52,238,439 |
| Retail deposits | $45,933,589 |
| IRAs and Keogh plan accounts | $11,068,348 |
| Brokered deposits | $6,309,195 |
| Deposits held in foreign offices | $0 |
Assets
| Asset | Value (in 000's) |
|---|---|
| Total Assets | $59,366,170 |
| Cash & Balances due from depository institutions | $4,173,749 |
| Interest-bearing balances | $4,170,588 |
| Total securities | $6,137,346 |
| Federal funds sold & reverse repurchase | $1,824,245 |
| Net loans and leases | $46,832,614 |
| Loan and leases loss allowance | $31,130 |
| Trading account assets | $0 |
| Bank premises and fixed assets | $44 |
| Other real estate owned | $0 |
| Goodwill and other intangibles | $12,309 |
| All other assets | $385,863 |
Liabilities
| Liabilities | Value (in 000's) |
|---|---|
| Total liabilities and capital | $59,366,170 |
| Total Liabilities | $53,492,696 |
| Total deposits | $52,242,784 |
| Interest-bearing deposits | $52,238,439 |
| Deposits held in domestic offices | $52,242,784 |
| % insured (estimated) | $95 |
| Federal funds purchased and repurchase agreements | $0 |
| Trading liabilities | $0 |
| Other borrowed funds | $1,000,067 |
| Subordinated debt | $0 |
| All other liabilities | $249,845 |
Issued Loan Types
| Type | Value (in 000's) |
|---|---|
| Net loans and leases | $46,832,614 |
| Loan and leases loss allowance | $31,130 |
| Total loans and leases (domestic) | $46,863,744 |
| All real estate loans | $14,537,786 |
| Real estate loans in domestic offices | $14,537,786 |
| Construction and development loans | $939 |
| Residential 1-4 family construction | $0 |
| Other construction, all land development and other land | $939 |
| Loans secured by nonfarm nonresidential properties | $33,220 |
| Nonfarm nonresidential secured by owner-occupied properties | $3,181 |
| Commercial real estate & other non-farm, non-residential | $30,039 |
| Multifamily residential real estate | $27,175 |
| 1-4 family residential loans | $14,471,618 |
| Farmland loans | $4,834 |
| Loans held in foreign offices | $0 |
| Farm loans | $0 |
| Commercial and industrial loans | $5,664,058 |
| To non-U.S. addressees | $153,023 |
| Loans to individuals | $23,324,505 |
| Credit card loans | $264,909 |
| Related Plans | $0 |
| Consumer Auto Loans | $0 |
| Other loans to individuals | $23,059,596 |
| All other loans & leases | $3,337,395 |
| Loans to foreign governments and official institutions | $0 |
| Other loans | $3,318,631 |
| Loans to depository institutions and acceptances of other banks | $0 |
| Loans not secured by real estate | $0 |
| Loans secured by real estate to non-U.S. addressees | $0 |
| Restructured Loans & leases | $496 |
| Non 1-4 family restructured loans & leases | $496 |
| Total loans and leases (foreign) | $0 |
UBS Bank USA had $46,832,614,000 of loans outstanding in 2018. $14,537,786,000 of loans were in real estate loans. $939,000 of loans were in development loans. $27,175,000 of loans were in multifamily mortgage loans. $14,471,618,000 of loans were in 1-4 family mortgage loans. $0 of loans were in farm loans. $264,909,000 of loans were in credit card loans. $0 of loans were in the auto loan category.
Small Business Loans
| Categorization | # of Loans in Category | $ amount of loans (in 000's) | Average $/loan |
|---|---|---|---|
| Nonfarm, nonresidential loans - <$1MM | 1 | $191 | $191,000 |
| Nonfarm, nonresidential loans - $250k-1MM | 1 | $191 | $191,000 |
| Commercial & Industrial, US addressed loans - <$1MM | 1,682 | $547,412 | $325,453 |
| Commercial & Industrial, US addressed loans - <$100k | 456 | $18,117 | $39,730 |
| Commercial & Industrial, US addressed loans - $100-250k | 378 | $63,823 | $168,844 |
| Commercial & Industrial, US addressed loans - $250k-1MM | 848 | $465,472 | $548,906 |