Bank Of England Mortgage Rates, Fees & Info
England, ARLEI: 549300GY4NTTEM7WWB64
Tax ID: 71-0009800
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Review & Overview
Bank Of England is a mid-sized bank specializing in Home Purchase and Refi loans. Bank Of England has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. Their top markets by origination volume include: Jacksonville, New York, Denver, Milwaukee, and Little Rock among others. We have data for 671 markets. (Some data included below & more in-depth data is available with an active subscription.)Bank Of England has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Bank Of England is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.
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SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
|---|---|---|
| 30 Year Conventional Purchase | 6.86% | 4/22/24 |
| 30 Year Conventional Refi | 6.62% | 4/22/24 |
| 30 Year Cash-out Refi | 6.90% | 4/22/24 |
| 30 Year FHA Purchase | 7.61% | 4/22/24 |
| 30 Year FHA Refi | 7.23% | 4/22/24 |
| 30 Year VA Purchase | 6.36% | 4/22/24 |
| 30 Year VA Refi | 5.83% | 4/22/24 |
| 30 Year USDA Purchase | 6.89% | 4/22/24 |
| 30 Year USDA Refi | 6.27% | 4/22/24 |
| 15 Year Conventional Purchase | 6.21% | 4/22/24 |
| 15 Year Conventional Refi | 6.18% | 4/22/24 |
| 15 Year Cash-out Refi | 6.18% | 4/22/24 |
| 15 Year FHA Refi | 5.68% | 4/22/24 |
| 15 Year VA Purchase | 6.03% | 4/22/24 |
| These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. | ||
Bank Of England Mortgage Calculator
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The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
23,610Origination Dollar Volume (All Markets)
$6,189,700,000Employee count
1,242Awards
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Bank of England - 2020
Bank of England is a 2020 , due to their low .
For 2020, less than of lenders were eligible for this award.
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Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| JACKSONVILLE, FL (FHA|USDA|VA) | 2,202 | $594,950,000 | $270,186 | $5,837 | 3.18% |
| New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) | 693 | $302,585,000 | $436,631 | $9,449 | 3.24% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 835 | $292,665,000 | $350,497 | $5,463 | 3.29% |
| MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) | 1,010 | $237,300,000 | $234,950 | $3,405 | 3.30% |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) | 1,085 | $225,625,000 | $207,949 | $4,112 | 3.19% |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) | 589 | $210,165,000 | $356,817 | $5,360 | 3.24% |
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 721 | $192,735,000 | $267,316 | $4,752 | 3.18% |
| NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) | 624 | $184,730,000 | $296,042 | $4,322 | 3.30% |
| Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) | 390 | $145,810,000 | $373,872 | $4,602 | 3.22% |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) | 533 | $137,575,000 | $258,114 | $5,160 | 3.23% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 463 | $128,425,000 | $277,376 | $6,808 | 3.29% |
| Outside of Metro Areas | 681 | $123,805,000 | $181,799 | $4,691 | 3.30% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 449 | $121,765,000 | $271,192 | $6,369 | 3.21% |
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 465 | $110,135,000 | $236,849 | $5,227 | 3.29% |
| MEMPHIS, TN-MS-AR (FHA|USDA|VA) | 432 | $107,790,000 | $249,514 | $4,744 | 3.18% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 382 | $92,310,000 | $241,649 | $5,756 | 3.40% |
| LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) | 297 | $90,185,000 | $303,653 | $6,650 | 3.30% |
| LEXINGTON-FAYETTE, KY (FHA|USDA|VA) | 405 | $89,475,000 | $220,926 | $3,676 | 3.32% |
| CINCINNATI, OH-KY-IN (FHA|USDA|VA) | 432 | $83,680,000 | $193,704 | $3,956 | 3.49% |
| COLUMBUS, OH (FHA|USDA|VA) | 363 | $82,895,000 | $228,361 | $4,933 | 3.22% |
| ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) | 299 | $81,905,000 | $273,930 | $3,987 | 3.16% |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) | 274 | $74,050,000 | $270,255 | $6,255 | 3.25% |
| Dickinson, ND (FHA|USDA|VA) | 263 | $73,005,000 | $277,586 | $4,981 | 3.32% |
| BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) | 298 | $67,450,000 | $226,342 | $4,360 | 3.27% |
| BOISE CITY, ID (FHA|USDA|VA) | 206 | $60,260,000 | $292,524 | $6,863 | 3.17% |
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 219 | $58,785,000 | $268,425 | $5,998 | 3.21% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 209 | $57,875,000 | $276,914 | $5,083 | 3.33% |
| INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) | 297 | $57,045,000 | $192,071 | $3,937 | 3.61% |
| Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) | 112 | $48,450,000 | $432,589 | $6,206 | 3.25% |
| CLEVELAND-ELYRIA, OH (FHA|USDA|VA) | 247 | $45,185,000 | $182,935 | $5,338 | 3.38% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 145 | $44,775,000 | $308,793 | $6,004 | 3.14% |
| CHATTANOOGA, TN-GA (FHA|USDA|VA) | 211 | $44,555,000 | $211,161 | $4,271 | 3.33% |
| Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 101 | $44,135,000 | $436,980 | $6,673 | 3.18% |
| HUNTSVILLE, AL (FHA|USDA|VA) | 150 | $41,790,000 | $278,600 | $4,562 | 3.15% |
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 96 | $37,420,000 | $389,792 | $6,931 | 3.28% |
| NEW HAVEN-MILFORD, CT (FHA|USDA|VA) | 148 | $37,260,000 | $251,757 | $5,641 | 3.11% |
| San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) | 72 | $35,760,000 | $496,667 | $6,448 | 3.24% |
| LAFAYETTE, LA (FHA|USDA|VA) | 141 | $34,855,000 | $247,199 | $4,569 | 3.04% |
| Breckenridge, CO (FHA|USDA|VA) | 87 | $34,605,000 | $397,759 | $5,286 | 3.19% |
| RALEIGH-CARY, NC (FHA|USDA|VA) | 116 | $33,140,000 | $285,690 | $5,255 | 3.13% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 126 | $33,000,000 | $261,905 | $6,175 | 3.29% |
| JACKSON, MS (FHA|USDA|VA) | 137 | $32,525,000 | $237,409 | $5,537 | 3.31% |
| DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) | 124 | $31,640,000 | $255,161 | $5,332 | 3.20% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 147 | $31,595,000 | $214,932 | $6,144 | 3.33% |
| SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) | 79 | $31,575,000 | $399,684 | $6,188 | 3.19% |
| Detroit-Warren-Dearborn, MI (FHA|USDA|VA) | 129 | $31,305,000 | $242,674 | $4,645 | 3.33% |
| SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) | 87 | $30,075,000 | $345,690 | $6,532 | 3.22% |
| KNOXVILLE, TN (FHA|USDA|VA) | 126 | $28,510,000 | $226,270 | $4,418 | 3.13% |
| PANAMA CITY, FL (FHA|USDA|VA) | 114 | $28,290,000 | $248,158 | $5,839 | 3.18% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 94 | $27,140,000 | $288,723 | $6,476 | 3.08% |
| HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) | 113 | $26,925,000 | $238,274 | $5,786 | 3.07% |
| PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) | 104 | $26,190,000 | $251,827 | $5,855 | 3.26% |
| BOULDER, CO (FHA|USDA|VA) | 66 | $24,290,000 | $368,030 | $4,655 | 3.19% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 95 | $23,655,000 | $249,000 | $7,437 | 3.31% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 71 | $23,635,000 | $332,887 | $5,525 | 3.15% |
| BEND, OR (FHA|USDA|VA) | 65 | $23,095,000 | $355,308 | $7,294 | 3.23% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 78 | $21,370,000 | $273,974 | $6,399 | 3.21% |
| KANSAS CITY, MO-KS (FHA|USDA|VA) | 92 | $20,610,000 | $224,022 | $4,148 | 3.18% |
| WORCESTER, MA-CT (FHA|USDA|VA) | 61 | $20,415,000 | $334,672 | $4,703 | 3.15% |
| PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) | 82 | $19,970,000 | $243,537 | $6,611 | 3.31% |
| GREELEY, CO (FHA|USDA|VA) | 62 | $19,930,000 | $321,452 | $4,962 | 3.33% |
| PITTSBURGH, PA (FHA|USDA|VA) | 93 | $19,465,000 | $209,301 | $5,120 | 3.08% |
| BOWLING GREEN, KY (FHA|USDA|VA) | 101 | $19,445,000 | $192,525 | $5,106 | 3.56% |
| BATON ROUGE, LA (FHA|USDA|VA) | 81 | $19,315,000 | $238,457 | $5,576 | 3.51% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 65 | $17,925,000 | $275,769 | $6,478 | 3.24% |
| FORT SMITH, AR-OK (FHA|USDA|VA) | 100 | $16,980,000 | $169,800 | $3,627 | 3.17% |
| MICHIGAN CITY-LA PORTE, IN (FHA|USDA|VA) | 97 | $16,675,000 | $171,907 | $4,780 | 3.35% |
| NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) | 64 | $16,300,000 | $254,688 | $5,553 | 3.24% |
| EVANSVILLE, IN-KY (FHA|USDA|VA) | 108 | $16,060,000 | $148,704 | $4,334 | 3.22% |
| BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) | 37 | $15,535,000 | $419,865 | $9,477 | 3.25% |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) | 58 | $15,370,000 | $265,000 | $4,049 | 3.10% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 65 | $15,055,000 | $231,615 | $5,587 | 3.34% |
| DAYTON-KETTERING, OH (FHA|USDA|VA) | 85 | $14,715,000 | $173,118 | $5,044 | 3.54% |
| BISMARCK, ND (FHA|USDA|VA) | 56 | $13,990,000 | $249,821 | $4,669 | 3.15% |
| SALT LAKE CITY, UT (FHA|USDA|VA) | 44 | $13,220,000 | $300,455 | $6,192 | 3.19% |
| Russellville, AR (FHA|USDA|VA) | 90 | $13,120,000 | $145,778 | $4,114 | 3.10% |
| RACINE, WI (FHA|USDA|VA) | 49 | $11,335,000 | $231,327 | $4,284 | 3.35% |
| Richmond-Berea, KY (FHA|USDA|VA) | 57 | $10,855,000 | $190,439 | $3,805 | 3.44% |
| COLORADO SPRINGS, CO (FHA|USDA|VA) | 33 | $10,795,000 | $327,121 | $4,766 | 3.20% |
| PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) | 37 | $10,685,000 | $288,784 | $5,321 | 3.20% |
| LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) | 49 | $10,025,000 | $204,592 | $6,758 | 3.29% |
| Bozeman, MT (FHA|USDA|VA) | 30 | $10,020,000 | $334,000 | $5,155 | 3.25% |
| ASHEVILLE, NC (FHA|USDA|VA) | 44 | $10,010,000 | $227,500 | $5,794 | 3.18% |
| Oxford, MS (FHA|USDA|VA) | 45 | $9,985,000 | $221,889 | $5,204 | 3.17% |
| BARNSTABLE TOWN, MA (FHA|USDA|VA) | 32 | $9,650,000 | $301,563 | $3,995 | 3.15% |
| FORT COLLINS, CO (FHA|USDA|VA) | 28 | $9,490,000 | $338,929 | $4,867 | 3.23% |
| GREENVILLE-ANDERSON, SC (FHA|USDA|VA) | 34 | $9,490,000 | $279,118 | $4,444 | 3.29% |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) | 45 | $9,355,000 | $207,889 | $4,715 | 3.27% |
| STOCKTON, CA (FHA|USDA|VA) | 24 | $9,330,000 | $388,750 | $4,899 | 3.41% |
| London, KY (FHA|USDA|VA) | 53 | $8,685,000 | $163,868 | $4,488 | 3.66% |
| EL PASO, TX (FHA|USDA|VA) | 30 | $8,350,000 | $278,333 | $7,884 | 3.25% |
| Searcy, AR (FHA|USDA|VA) | 56 | $8,170,000 | $145,893 | $4,807 | 3.20% |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) | 13 | $7,615,000 | $585,769 | $7,040 | 3.19% |
| LOUISVILLE, KY (FHA|USDA|VA) | 35 | $7,605,000 | $217,286 | $4,274 | 3.32% |
| GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) | 37 | $7,525,000 | $203,378 | $7,851 | 3.36% |
| URBAN HONOLULU, HI (FHA|USDA|VA) | 13 | $7,365,000 | $566,538 | $9,713 | 2.99% |
| HOT SPRINGS, AR (FHA|USDA|VA) | 33 | $7,205,000 | $218,333 | $3,873 | 3.23% |
| Sevierville, TN (FHA|USDA|VA) | 29 | $7,155,000 | $246,724 | $4,325 | 3.52% |
| MOBILE, AL (FHA|USDA|VA) | 37 | $7,105,000 | $192,027 | $4,575 | 3.23% |
| DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) | 22 | $6,960,000 | $316,364 | $4,471 | 3.06% |
| AKRON, OH (FHA|USDA|VA) | 38 | $6,910,000 | $181,842 | $4,687 | 3.37% |
| ST. LOUIS, MO-IL (FHA|USDA|VA) | 35 | $6,655,000 | $190,143 | $5,252 | 3.41% |
| BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) | 19 | $6,535,000 | $343,947 | $6,649 | 3.36% |
| PUNTA GORDA, FL (FHA|USDA|VA) | 33 | $6,505,000 | $197,121 | $5,758 | 3.37% |
| OGDEN-CLEARFIELD, UT (FHA|USDA|VA) | 25 | $6,485,000 | $259,400 | $5,156 | 3.16% |
| OCALA, FL (FHA|USDA|VA) | 35 | $6,325,000 | $180,714 | $6,406 | 3.44% |
| Jefferson, GA (FHA|USDA|VA) | 26 | $6,280,000 | $241,538 | $4,596 | 3.15% |
| SPRINGFIELD, MA (FHA|USDA|VA) | 29 | $6,115,000 | $210,862 | $3,886 | 3.35% |
| MANCHESTER-NASHUA, NH (FHA|USDA|VA) | 21 | $6,035,000 | $287,381 | $4,604 | 3.17% |
| LAREDO, TX (FHA|USDA|VA) | 31 | $6,005,000 | $193,710 | $6,421 | 3.08% |
| PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) | 18 | $5,870,000 | $326,111 | $3,701 | 3.02% |
| FRESNO, CA (FHA|USDA|VA) | 22 | $5,820,000 | $264,545 | $3,956 | 3.13% |
| READING, PA (FHA|USDA|VA) | 29 | $5,775,000 | $199,138 | $5,728 | 3.08% |
| CLARKSVILLE, TN-KY (FHA|USDA|VA) | 26 | $5,600,000 | $215,385 | $6,150 | 3.40% |
| RENO, NV (FHA|USDA|VA) | 17 | $5,595,000 | $329,118 | $6,200 | 3.26% |
| PROVO-OREM, UT (FHA|USDA|VA) | 17 | $5,555,000 | $326,765 | $6,791 | 3.08% |
| PUEBLO, CO (FHA|USDA|VA) | 21 | $5,435,000 | $258,810 | $6,165 | 3.26% |
| OWENSBORO, KY (FHA|USDA|VA) | 39 | $5,265,000 | $135,000 | $3,961 | 3.75% |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) | 16 | $5,150,000 | $321,875 | $4,484 | 3.00% |
| TRENTON-PRINCETON, NJ (FHA|USDA|VA) | 19 | $5,025,000 | $264,474 | $7,965 | 3.25% |
| Watertown-Fort Atkinson, WI (FHA|USDA|VA) | 19 | $4,865,000 | $256,053 | $5,466 | 3.33% |
| GAINESVILLE, GA (FHA|USDA|VA) | 17 | $4,695,000 | $276,176 | $4,236 | 3.31% |
| AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) | 20 | $4,690,000 | $234,500 | $4,895 | 3.08% |
| Somerset, KY (FHA|USDA|VA) | 26 | $4,680,000 | $180,000 | $5,185 | 3.67% |
| SALEM, OR (FHA|USDA|VA) | 16 | $4,670,000 | $291,875 | $5,938 | 3.41% |
| MEDFORD, OR (FHA|USDA|VA) | 15 | $4,655,000 | $310,333 | $4,922 | 3.33% |
| CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) | 17 | $4,645,000 | $273,235 | $5,081 | 3.37% |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) | 23 | $4,595,000 | $199,783 | $6,133 | 3.21% |
| OKLAHOMA CITY, OK (FHA|USDA|VA) | 20 | $4,470,000 | $223,500 | $4,879 | 3.11% |
| JACKSON, TN (FHA|USDA|VA) | 27 | $4,405,000 | $163,148 | $4,968 | 3.68% |
| TUCSON, AZ (FHA|USDA|VA) | 13 | $4,175,000 | $321,154 | $7,078 | 3.06% |
| EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) | 14 | $4,030,000 | $287,857 | $4,454 | 3.56% |
| TEXARKANA, TX-AR (FHA|USDA|VA) | 20 | $3,980,000 | $199,000 | $4,373 | 3.38% |
| ANCHORAGE, AK (FHA|USDA|VA) | 13 | $3,945,000 | $303,462 | $5,071 | 2.91% |
| SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) | 23 | $3,905,000 | $169,783 | $4,566 | 3.40% |
| GRAND JUNCTION, CO (FHA|USDA|VA) | 11 | $3,765,000 | $342,273 | $4,676 | 3.15% |
| HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) | 12 | $3,620,000 | $301,667 | $4,698 | 3.04% |
| OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) | 11 | $3,575,000 | $325,000 | $7,668 | 3.17% |
| HATTIESBURG, MS (FHA|USDA|VA) | 20 | $3,530,000 | $176,500 | $5,961 | 3.20% |
| PORT ST. LUCIE, FL (FHA|USDA|VA) | 15 | $3,455,000 | $230,333 | $5,679 | 3.40% |
| Batesville, AR (FHA|USDA|VA) | 21 | $3,405,000 | $162,143 | $3,686 | 3.21% |
| Danville, VA (FHA|USDA|VA) | 24 | $3,400,000 | $141,667 | $4,944 | 3.25% |
| NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) | 10 | $3,360,000 | $336,000 | $5,737 | 3.15% |
| POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY (FHA|USDA|VA) | 14 | $3,350,000 | $239,286 | $7,203 | 3.21% |
| GULFPORT-BILOXI, MS (FHA|USDA|VA) | 18 | $3,340,000 | $185,556 | $4,712 | 3.40% |
| Torrington, CT (FHA|USDA|VA) | 15 | $3,205,000 | $213,667 | $6,074 | 3.29% |
| TULSA, OK (FHA|USDA|VA) | 13 | $3,055,000 | $235,000 | $6,339 | 2.98% |
| COLUMBIA, SC (FHA|USDA|VA) | 16 | $3,020,000 | $188,750 | $4,914 | 3.39% |
| TALLAHASSEE, FL (FHA|USDA|VA) | 14 | $2,950,000 | $210,714 | $4,449 | 3.51% |
| Frankfort, KY (FHA|USDA|VA) | 15 | $2,935,000 | $195,667 | $4,897 | 3.58% |
| WINSTON-SALEM, NC (FHA|USDA|VA) | 16 | $2,900,000 | $181,250 | $5,005 | 3.20% |
| MADISON, WI (FHA|USDA|VA) | 12 | $2,900,000 | $241,667 | $4,402 | 3.29% |
| LYNCHBURG, VA (FHA|USDA|VA) | 10 | $2,870,000 | $287,000 | $5,172 | 3.06% |
| SPARTANBURG, SC (FHA|USDA|VA) | 12 | $2,860,000 | $238,333 | $5,241 | 3.32% |
| Williston, ND (FHA|USDA|VA) | 11 | $2,815,000 | $255,909 | $4,933 | 3.44% |
| CLEVELAND, TN (FHA|USDA|VA) | 13 | $2,765,000 | $212,692 | $5,311 | 3.19% |
| BAKERSFIELD, CA (FHA|USDA|VA) | 9 | $2,735,000 | $303,889 | $4,978 | 3.33% |
| MODESTO, CA (FHA|USDA|VA) | 9 | $2,705,000 | $300,556 | $5,438 | 3.51% |
| KENNEWICK-RICHLAND, WA (FHA|USDA|VA) | 10 | $2,690,000 | $269,000 | $7,591 | 3.11% |
| OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) | 11 | $2,655,000 | $241,364 | $6,205 | 2.93% |
| NORWICH-NEW LONDON, CT (FHA|USDA|VA) | 10 | $2,650,000 | $265,000 | $5,789 | 3.26% |
| HARRISBURG-CARLISLE, PA (FHA|USDA|VA) | 14 | $2,640,000 | $188,571 | $6,812 | 3.16% |
| TUSCALOOSA, AL (FHA|USDA|VA) | 10 | $2,600,000 | $260,000 | $3,884 | 3.28% |
| Whitewater, WI (FHA|USDA|VA) | 15 | $2,475,000 | $165,000 | $3,741 | 3.29% |
| CANTON-MASSILLON, OH (FHA|USDA|VA) | 17 | $2,415,000 | $142,059 | $4,461 | 3.18% |
| RICHMOND, VA (FHA|USDA|VA) | 8 | $2,370,000 | $296,250 | $5,833 | 3.22% |
| Brainerd, MN (FHA|USDA|VA) | 11 | $2,365,000 | $215,000 | $5,270 | 3.31% |
| SAVANNAH, GA (FHA|USDA|VA) | 10 | $2,310,000 | $231,000 | $6,098 | 3.40% |
| Tullahoma-Manchester, TN (FHA|USDA|VA) | 10 | $2,280,000 | $228,000 | $2,944 | 3.00% |
| Sebastian-Vero Beach, FL (FHA|USDA|VA) | 7 | $2,255,000 | $322,143 | $5,794 | 3.23% |
| VALLEJO, CA (FHA|USDA|VA) | 6 | $2,200,000 | $366,667 | $5,568 | 3.02% |
| WILMINGTON, NC (FHA|USDA|VA) | 5 | $2,185,000 | $437,000 | $6,210 | 3.08% |
| EAST STROUDSBURG, PA (FHA|USDA|VA) | 16 | $2,180,000 | $136,250 | $5,915 | 3.42% |
| PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) | 7 | $2,165,000 | $309,286 | $5,885 | 3.34% |
| Hilo, HI (FHA|USDA|VA) | 7 | $2,145,000 | $306,429 | $7,964 | 3.29% |
| HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) | 11 | $2,125,000 | $193,182 | $5,277 | 3.11% |
| BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) | 6 | $2,110,000 | $351,667 | $4,935 | 3.19% |
| SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) | 7 | $2,105,000 | $300,714 | $4,611 | 3.00% |
| LANCASTER, PA (FHA|USDA|VA) | 10 | $2,100,000 | $210,000 | $5,974 | 3.40% |
| LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) | 9 | $2,095,000 | $232,778 | $6,490 | 3.10% |
| SPRINGFIELD, OH (FHA|USDA|VA) | 12 | $2,010,000 | $167,500 | $4,282 | 3.41% |
| Tupelo, MS (FHA|USDA|VA) | 11 | $2,005,000 | $182,273 | $4,809 | 3.19% |
| GAINESVILLE, FL (FHA|USDA|VA) | 10 | $1,970,000 | $197,000 | $3,020 | 3.05% |
| Albertville, AL (FHA|USDA|VA) | 4 | $1,960,000 | $490,000 | $5,456 | 3.09% |
| FLAGSTAFF, AZ (FHA|USDA|VA) | 5 | $1,905,000 | $381,000 | $3,065 | 3.28% |
| ST. CLOUD, MN (FHA|USDA|VA) | 10 | $1,900,000 | $190,000 | $5,233 | 3.16% |
| YORK-HANOVER, PA (FHA|USDA|VA) | 9 | $1,895,000 | $210,556 | $6,550 | 3.14% |
| SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) | 15 | $1,855,000 | $123,667 | $5,823 | 3.24% |
| GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) | 6 | $1,820,000 | $303,333 | $4,323 | 3.19% |
| Concord, NH (FHA|USDA|VA) | 7 | $1,785,000 | $255,000 | $5,331 | 3.13% |
| Steamboat Springs, CO (FHA|USDA|VA) | 5 | $1,775,000 | $355,000 | $5,809 | 3.40% |
| Seneca, SC (FHA|USDA|VA) | 7 | $1,765,000 | $252,143 | $6,829 | 3.54% |
| SALINAS, CA (FHA|USDA|VA) | 4 | $1,750,000 | $437,500 | $6,368 | 3.13% |
| ELIZABETHTOWN-FORT KNOX, KY (FHA|USDA|VA) | 9 | $1,725,000 | $191,667 | $3,274 | 3.24% |
| KINGSTON, NY (FHA|USDA|VA) | 8 | $1,710,000 | $213,750 | $7,151 | 3.09% |
| SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) | 4 | $1,710,000 | $427,500 | $6,093 | 3.44% |
| FAYETTEVILLE, NC (FHA|USDA|VA) | 13 | $1,705,000 | $131,154 | $5,059 | 3.72% |
| COLUMBUS, GA-AL (FHA|USDA|VA) | 7 | $1,695,000 | $242,143 | $4,225 | 3.34% |
| ODESSA, TX (FHA|USDA|VA) | 9 | $1,695,000 | $188,333 | $8,251 | 3.67% |
| Glasgow, KY (FHA|USDA|VA) | 12 | $1,690,000 | $140,833 | $4,915 | 4.08% |
| Edwards, CO (FHA|USDA|VA) | 5 | $1,675,000 | $335,000 | $5,322 | 3.33% |
| OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) | 5 | $1,675,000 | $335,000 | $4,570 | 2.83% |
| MISSOULA, MT (FHA|USDA|VA) | 6 | $1,670,000 | $278,333 | $8,106 | 3.42% |
| FARGO, ND-MN (FHA|USDA|VA) | 7 | $1,665,000 | $237,857 | $4,499 | 3.48% |
| BUFFALO-CHEEKTOWAGA, NY (FHA|USDA|VA) | 10 | $1,650,000 | $165,000 | $6,734 | 3.30% |
| MORRISTOWN, TN (FHA|USDA|VA) | 9 | $1,645,000 | $182,778 | $4,553 | 3.88% |
| ALBANY-LEBANON, OR (FHA|USDA|VA) | 5 | $1,605,000 | $321,000 | $6,155 | 3.25% |
| Forest City, NC (FHA|USDA|VA) | 8 | $1,580,000 | $197,500 | $5,863 | 3.02% |
| OCEAN CITY, NJ (FHA|USDA|VA) | 6 | $1,570,000 | $261,667 | $5,252 | 3.23% |
| TOPEKA, KS (FHA|USDA|VA) | 10 | $1,560,000 | $156,000 | $4,008 | 3.28% |
| DULUTH, MN-WI (FHA|USDA|VA) | 7 | $1,555,000 | $222,143 | $4,766 | 3.05% |
| WARNER ROBINS, GA (FHA|USDA|VA) | 7 | $1,525,000 | $217,857 | $4,481 | 3.18% |
| ST. GEORGE, UT (FHA|USDA|VA) | 5 | $1,515,000 | $303,000 | $5,054 | 3.30% |
| SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) | 7 | $1,515,000 | $216,429 | $4,360 | 3.91% |
| IDAHO FALLS, ID (FHA|USDA|VA) | 7 | $1,515,000 | $216,429 | $5,187 | 3.30% |
| McComb, MS (FHA|USDA|VA) | 6 | $1,510,000 | $251,667 | $5,038 | 3.42% |
| ALBUQUERQUE, NM (FHA|USDA|VA) | 7 | $1,495,000 | $213,571 | $5,759 | 3.63% |
| BILLINGS, MT (FHA|USDA|VA) | 5 | $1,495,000 | $299,000 | $4,150 | 3.53% |
| SPRINGFIELD, MO (FHA|USDA|VA) | 8 | $1,490,000 | $186,250 | $6,882 | 3.30% |
| SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) | 3 | $1,485,000 | $495,000 | $8,913 | 3.42% |
| SALISBURY, MD-DE (FHA|USDA|VA) | 6 | $1,480,000 | $246,667 | $5,790 | 3.29% |
| JONESBORO, AR (FHA|USDA|VA) | 10 | $1,470,000 | $147,000 | $3,456 | 3.13% |
| Danville, KY (FHA|USDA|VA) | 8 | $1,460,000 | $182,500 | $4,797 | 3.83% |
| Kapaa, HI (FHA|USDA|VA) | 3 | $1,455,000 | $485,000 | $12,036 | 3.17% |
| Shelton, WA (FHA|USDA|VA) | 5 | $1,455,000 | $291,000 | $7,046 | 2.95% |
| TOLEDO, OH (FHA|USDA|VA) | 8 | $1,440,000 | $180,000 | $5,173 | 3.84% |
| Jasper, IN (FHA|USDA|VA) | 10 | $1,430,000 | $143,000 | $3,860 | 3.15% |
| Taos, NM (FHA|USDA|VA) | 5 | $1,425,000 | $285,000 | $4,033 | 3.73% |
| MONTGOMERY, AL (FHA|USDA|VA) | 7 | $1,415,000 | $202,143 | $5,810 | 3.41% |
| Georgetown, SC (FHA|USDA|VA) | 4 | $1,410,000 | $352,500 | $7,621 | 3.66% |
| Mount Sterling, KY (FHA|USDA|VA) | 10 | $1,410,000 | $141,000 | $4,470 | 3.68% |
| SANTA FE, NM (FHA|USDA|VA) | 5 | $1,395,000 | $279,000 | $7,159 | 3.05% |
| ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) | 7 | $1,395,000 | $199,286 | $4,439 | 3.13% |
| DECATUR, AL (FHA|USDA|VA) | 6 | $1,370,000 | $228,333 | $4,156 | 3.02% |
| MIDLAND, TX (FHA|USDA|VA) | 5 | $1,365,000 | $273,000 | $9,605 | 3.58% |
| SHEBOYGAN, WI (FHA|USDA|VA) | 6 | $1,360,000 | $226,667 | $4,674 | 3.48% |
| ABILENE, TX (FHA|USDA|VA) | 5 | $1,355,000 | $271,000 | $6,317 | 3.50% |
| Roseburg, OR (FHA|USDA|VA) | 7 | $1,325,000 | $189,286 | $6,586 | 3.29% |
| Glenwood Springs, CO (FHA|USDA|VA) | 5 | $1,325,000 | $265,000 | $4,153 | 3.15% |
| FLINT, MI (FHA|USDA|VA) | 7 | $1,315,000 | $187,857 | $4,402 | 3.23% |
| Traverse City, MI (FHA|USDA|VA) | 4 | $1,300,000 | $325,000 | $5,176 | 3.25% |
| BLOOMINGTON, IN (FHA|USDA|VA) | 5 | $1,275,000 | $255,000 | $5,620 | 3.28% |
| DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) | 8 | $1,270,000 | $158,750 | $4,798 | 3.16% |
| Cookeville, TN (FHA|USDA|VA) | 5 | $1,265,000 | $253,000 | $2,753 | 3.45% |
| KAHULUI-WAILUKU-LAHAINA, HI (FHA|USDA|VA) | 4 | $1,260,000 | $315,000 | $4,777 | 3.22% |
| Plattsburgh, NY (FHA|USDA|VA) | 6 | $1,250,000 | $208,333 | $8,623 | 3.94% |
| WICHITA, KS (FHA|USDA|VA) | 7 | $1,245,000 | $177,857 | $4,215 | 3.45% |
| LANSING-EAST LANSING, MI (FHA|USDA|VA) | 7 | $1,225,000 | $175,000 | $4,715 | 3.21% |
| Newport, OR (FHA|USDA|VA) | 3 | $1,225,000 | $408,333 | $5,748 | 3.08% |
| AUBURN-OPELIKA, AL (FHA|USDA|VA) | 7 | $1,205,000 | $172,143 | $6,019 | 3.18% |
| ROME, GA (FHA|USDA|VA) | 4 | $1,200,000 | $300,000 | $6,554 | 2.94% |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) | 10 | $1,200,000 | $120,000 | $5,265 | 3.23% |
| Cleveland, MS (FHA|USDA|VA) | 4 | $1,200,000 | $300,000 | $10,521 | 3.00% |
| CHEYENNE, WY (FHA|USDA|VA) | 5 | $1,195,000 | $239,000 | $3,431 | 3.20% |
| FAIRBANKS, AK (FHA|USDA|VA) | 5 | $1,195,000 | $239,000 | $4,955 | 2.88% |
| MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) | 4 | $1,190,000 | $297,500 | $5,017 | 3.44% |
| JACKSONVILLE, NC (FHA|USDA|VA) | 7 | $1,185,000 | $169,286 | $5,289 | 2.98% |
| FORT WAYNE, IN (FHA|USDA|VA) | 7 | $1,175,000 | $167,857 | $3,660 | 3.21% |
| TYLER, TX (FHA|USDA|VA) | 5 | $1,165,000 | $233,000 | $5,385 | 3.28% |
| FLORENCE-MUSCLE SHOALS, AL (FHA|USDA|VA) | 5 | $1,165,000 | $233,000 | $5,868 | 3.18% |
| Faribault-Northfield, MN (FHA|USDA|VA) | 4 | $1,150,000 | $287,500 | $3,672 | 3.22% |
| Spearfish, SD (FHA|USDA|VA) | 3 | $1,145,000 | $381,667 | $9,051 | 3.08% |
| Red Wing, MN (FHA|USDA|VA) | 6 | $1,140,000 | $190,000 | $6,146 | 3.29% |
| Beaver Dam, WI (FHA|USDA|VA) | 7 | $1,135,000 | $162,143 | $3,096 | 3.21% |
| Sandpoint, ID (FHA|USDA|VA) | 3 | $1,135,000 | $378,333 | $4,958 | 3.13% |
| Opelousas, LA (FHA|USDA|VA) | 7 | $1,125,000 | $160,714 | $4,469 | 3.21% |
| ALBANY-SCHENECTADY-TROY, NY (FHA|USDA|VA) | 5 | $1,125,000 | $225,000 | $4,480 | 3.25% |
| CORPUS CHRISTI, TX (FHA|USDA|VA) | 5 | $1,115,000 | $223,000 | $7,306 | 3.23% |
| CHARLOTTESVILLE, VA (FHA|USDA|VA) | 4 | $1,110,000 | $277,500 | $4,360 | 2.97% |
| WACO, TX (FHA|USDA|VA) | 4 | $1,100,000 | $275,000 | $3,170 | 2.75% |
| Cañon City, CO (FHA|USDA|VA) | 3 | $1,095,000 | $365,000 | $7,178 | 3.29% |
| SHERMAN-DENISON, TX (FHA|USDA|VA) | 5 | $1,095,000 | $219,000 | $5,462 | 3.38% |
| SYRACUSE, NY (FHA|USDA|VA) | 5 | $1,095,000 | $219,000 | $4,667 | 3.73% |
| Lebanon, NH-VT (FHA|USDA|VA) | 4 | $1,080,000 | $270,000 | $6,374 | 2.69% |
| LUBBOCK, TX (FHA|USDA|VA) | 4 | $1,060,000 | $265,000 | $5,458 | 3.25% |
| SEBRING-AVON PARK, FL (FHA|USDA|VA) | 5 | $1,055,000 | $211,000 | $4,347 | 3.40% |
| Nogales, AZ (FHA|USDA|VA) | 4 | $1,050,000 | $262,500 | $4,084 | 3.03% |
| BRUNSWICK, GA (FHA|USDA|VA) | 4 | $1,050,000 | $262,500 | $5,402 | 2.94% |
| JOHNSTOWN, PA (FHA|USDA|VA) | 10 | $1,040,000 | $104,000 | $5,094 | 3.23% |
| LONGVIEW, TX (FHA|USDA|VA) | 5 | $1,035,000 | $207,000 | $6,155 | 3.23% |
| Alexander City, AL (FHA|USDA|VA) | 2 | $1,030,000 | $515,000 | $11,794 | 2.94% |
| SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) | 2 | $1,030,000 | $515,000 | $9,530 | 3.13% |
| GREEN BAY, WI (FHA|USDA|VA) | 4 | $1,020,000 | $255,000 | $3,421 | 3.41% |
| MADERA, CA (FHA|USDA|VA) | 3 | $1,015,000 | $338,333 | $10,255 | 3.25% |
| BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) | 5 | $995,000 | $199,000 | $5,751 | 3.03% |
| Astoria, OR (FHA|USDA|VA) | 4 | $990,000 | $247,500 | $6,068 | 3.06% |
| SIOUX FALLS, SD (FHA|USDA|VA) | 4 | $980,000 | $245,000 | $4,522 | 2.91% |
| HOUMA-THIBODAUX, LA (FHA|USDA|VA) | 5 | $975,000 | $195,000 | $5,781 | 3.43% |
| Prineville, OR (FHA|USDA|VA) | 3 | $965,000 | $321,667 | $6,460 | 3.04% |
| THE VILLAGES, FL (FHA|USDA|VA) | 5 | $955,000 | $191,000 | $4,530 | 3.35% |
| Pinehurst-Southern Pines, NC (FHA|USDA|VA) | 3 | $955,000 | $318,333 | $3,426 | 3.25% |
| ANNISTON-OXFORD, AL (FHA|USDA|VA) | 4 | $940,000 | $235,000 | $4,264 | 3.22% |
| Mount Vernon, OH (FHA|USDA|VA) | 5 | $935,000 | $187,000 | $6,057 | 3.35% |
| HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) | 5 | $935,000 | $187,000 | $4,247 | 2.95% |
| ANN ARBOR, MI (FHA|USDA|VA) | 4 | $930,000 | $232,500 | $5,048 | 3.22% |
| CORVALLIS, OR (FHA|USDA|VA) | 3 | $925,000 | $308,333 | $6,550 | 3.17% |
| BURLINGTON-SOUTH BURLINGTON, VT (FHA|USDA|VA) | 3 | $925,000 | $308,333 | $6,147 | 3.96% |
| Toccoa, GA (FHA|USDA|VA) | 3 | $925,000 | $308,333 | $5,914 | 3.38% |
| BELLINGHAM, WA (FHA|USDA|VA) | 3 | $915,000 | $305,000 | $2,947 | 2.92% |
| LOGAN, UT-ID (FHA|USDA|VA) | 3 | $915,000 | $305,000 | $3,487 | 2.75% |
| Port Angeles, WA (FHA|USDA|VA) | 3 | $905,000 | $301,667 | $6,694 | 3.25% |
| ROCHESTER, MN (FHA|USDA|VA) | 5 | $905,000 | $181,000 | $4,638 | 3.38% |
| Aberdeen, WA (FHA|USDA|VA) | 4 | $900,000 | $225,000 | $3,960 | 3.28% |
| Palatka, FL (FHA|USDA|VA) | 5 | $895,000 | $179,000 | $3,851 | 3.35% |
| Mountain Home, AR (FHA|USDA|VA) | 5 | $895,000 | $179,000 | $2,932 | 3.03% |
| Butte-Silver Bow, MT (FHA|USDA|VA) | 4 | $890,000 | $222,500 | $6,274 | 3.28% |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) | 5 | $885,000 | $177,000 | $3,436 | 2.98% |
| Outside of Metro Areas | 2 | $880,000 | $440,000 | $4,357 | 3.19% |
| Helena, MT (FHA|USDA|VA) | 3 | $875,000 | $291,667 | $6,236 | 2.88% |
| FOND DU LAC, WI (FHA|USDA|VA) | 5 | $875,000 | $175,000 | $4,500 | 3.40% |
| BINGHAMTON, NY (FHA|USDA|VA) | 6 | $870,000 | $145,000 | $6,691 | 3.10% |
| BECKLEY, WV (FHA|USDA|VA) | 4 | $870,000 | $217,500 | $6,011 | 2.97% |
| HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) | 4 | $870,000 | $217,500 | $5,514 | 3.00% |
| Kalispell, MT (FHA|USDA|VA) | 3 | $865,000 | $288,333 | $6,669 | 2.96% |
| LEBANON, PA (FHA|USDA|VA) | 4 | $860,000 | $215,000 | $7,883 | 3.22% |
| Fairmont, WV (FHA|USDA|VA) | 3 | $855,000 | $285,000 | $9,803 | 3.21% |
| YAKIMA, WA (FHA|USDA|VA) | 3 | $855,000 | $285,000 | $6,599 | 3.42% |
| MONROE, MI (FHA|USDA|VA) | 5 | $855,000 | $171,000 | $5,983 | 2.98% |
| MIDLAND, MI (FHA|USDA|VA) | 2 | $850,000 | $425,000 | $5,809 | 3.19% |
| Oak Harbor, WA (FHA|USDA|VA) | 2 | $840,000 | $420,000 | $3,041 | 2.88% |
| DuBois, PA (FHA|USDA|VA) | 5 | $835,000 | $167,000 | $6,630 | 2.98% |
| Newberry, SC (FHA|USDA|VA) | 2 | $830,000 | $415,000 | $13,982 | 3.00% |
| BLOOMINGTON, IL (FHA|USDA|VA) | 5 | $825,000 | $165,000 | $4,668 | 3.73% |
| Olean, NY (FHA|USDA|VA) | 4 | $820,000 | $205,000 | $4,968 | 3.28% |
| ERIE, PA (FHA|USDA|VA) | 5 | $805,000 | $161,000 | $6,229 | 3.20% |
| Hope, AR (FHA|USDA|VA) | 7 | $795,000 | $113,571 | $3,405 | 3.32% |
| Carlsbad-Artesia, NM (FHA|USDA|VA) | 4 | $790,000 | $197,500 | $7,215 | 3.75% |
| Montrose, CO (FHA|USDA|VA) | 2 | $790,000 | $395,000 | $6,513 | 3.31% |
| CHAMPAIGN-URBANA, IL (FHA|USDA|VA) | 5 | $785,000 | $157,000 | $4,946 | 3.13% |
| Alexandria, MN (FHA|USDA|VA) | 3 | $785,000 | $261,667 | $6,662 | 2.63% |
| MACON-BIBB COUNTY, GA (FHA|USDA|VA) | 6 | $780,000 | $130,000 | $5,159 | 3.17% |
| WENATCHEE, WA (FHA|USDA|VA) | 2 | $770,000 | $385,000 | $3,557 | 3.13% |
| Arcadia, FL (FHA|USDA|VA) | 4 | $760,000 | $190,000 | $4,160 | 3.91% |
| YUBA CITY, CA (FHA|USDA|VA) | 2 | $760,000 | $380,000 | $9,843 | 2.94% |
| Rockport, TX (FHA|USDA|VA) | 2 | $760,000 | $380,000 | $6,843 | 3.63% |
| Shelbyville, TN (FHA|USDA|VA) | 4 | $760,000 | $190,000 | $4,407 | 3.16% |
| UTICA-ROME, NY (FHA|USDA|VA) | 5 | $755,000 | $151,000 | $6,566 | 3.60% |
| Cedartown, GA (FHA|USDA|VA) | 5 | $755,000 | $151,000 | $5,457 | 3.53% |
| Durango, CO (FHA|USDA|VA) | 2 | $750,000 | $375,000 | $4,784 | 2.94% |
| GADSDEN, AL (FHA|USDA|VA) | 4 | $740,000 | $185,000 | $5,954 | 3.31% |
| Heber, UT (FHA|USDA|VA) | 2 | $740,000 | $370,000 | $5,910 | 3.44% |
| SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) | 4 | $740,000 | $185,000 | $3,639 | 2.97% |
| Wooster, OH (FHA|USDA|VA) | 5 | $725,000 | $145,000 | $6,542 | 3.60% |
| Coos Bay, OR (FHA|USDA|VA) | 3 | $725,000 | $241,667 | $4,200 | 3.33% |
| DALTON, GA (FHA|USDA|VA) | 5 | $725,000 | $145,000 | $6,426 | 3.08% |
| LIMA, OH (FHA|USDA|VA) | 3 | $725,000 | $241,667 | $4,618 | 3.46% |
| Klamath Falls, OR (FHA|USDA|VA) | 2 | $720,000 | $360,000 | $7,508 | 3.56% |
| Enterprise, AL (FHA|USDA|VA) | 3 | $715,000 | $238,333 | $5,434 | 2.54% |
| Brookhaven, MS (FHA|USDA|VA) | 3 | $715,000 | $238,333 | $7,143 | 3.33% |
| ROCKY MOUNT, NC (FHA|USDA|VA) | 4 | $710,000 | $177,500 | $5,863 | 3.47% |
| ELKHART-GOSHEN, IN (FHA|USDA|VA) | 4 | $700,000 | $175,000 | $3,878 | 3.50% |
| LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) | 4 | $700,000 | $175,000 | $4,554 | 4.09% |
| OSHKOSH-NEENAH, WI (FHA|USDA|VA) | 3 | $685,000 | $228,333 | $2,831 | 3.46% |
| FLORENCE, SC (FHA|USDA|VA) | 4 | $680,000 | $170,000 | $3,913 | 3.16% |
| ROANOKE, VA (FHA|USDA|VA) | 2 | $680,000 | $340,000 | $4,132 | 3.25% |
| PEORIA, IL (FHA|USDA|VA) | 3 | $675,000 | $225,000 | $3,597 | 3.58% |
| NEW BERN, NC (FHA|USDA|VA) | 3 | $675,000 | $225,000 | $5,786 | 3.08% |
| Ardmore, OK (FHA|USDA|VA) | 2 | $670,000 | $335,000 | $3,619 | 2.88% |
| ROCHESTER, NY (FHA|USDA|VA) | 4 | $670,000 | $167,500 | $7,595 | 3.44% |
| HOMOSASSA SPRINGS, FL (FHA|USDA|VA) | 5 | $665,000 | $133,000 | $4,569 | 3.65% |
| Dublin, GA (FHA|USDA|VA) | 4 | $660,000 | $165,000 | $4,516 | 3.47% |
| McMinnville, TN (FHA|USDA|VA) | 2 | $660,000 | $330,000 | $3,384 | 3.00% |
| Wilmington, OH (FHA|USDA|VA) | 4 | $660,000 | $165,000 | $4,503 | 3.81% |
| Lewisburg, TN (FHA|USDA|VA) | 4 | $660,000 | $165,000 | $3,752 | 3.13% |
| MONROE, LA (FHA|USDA|VA) | 2 | $660,000 | $330,000 | $3,046 | 3.94% |
| DOVER, DE (FHA|USDA|VA) | 3 | $655,000 | $218,333 | $5,039 | 3.29% |
| POCATELLO, ID (FHA|USDA|VA) | 3 | $655,000 | $218,333 | $5,111 | 3.54% |
| Cullowhee, NC (FHA|USDA|VA) | 3 | $655,000 | $218,333 | $3,371 | 4.00% |
| SUMTER, SC (FHA|USDA|VA) | 3 | $635,000 | $211,667 | $6,391 | 3.08% |
| Pahrump, NV (FHA|USDA|VA) | 3 | $635,000 | $211,667 | $5,144 | 3.04% |
| SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) | 2 | $630,000 | $315,000 | $7,640 | 3.38% |
| El Dorado, AR (FHA|USDA|VA) | 2 | $630,000 | $315,000 | $3,046 | 3.25% |
| Newport, TN (FHA|USDA|VA) | 5 | $625,000 | $125,000 | $3,411 | 3.73% |
| Grand Rapids, MN (FHA|USDA|VA) | 4 | $620,000 | $155,000 | $5,928 | 3.44% |
| Gardnerville Ranchos, NV (FHA|USDA|VA) | 2 | $620,000 | $310,000 | $4,823 | 4.13% |
| KANKAKEE, IL (FHA|USDA|VA) | 3 | $605,000 | $201,667 | $7,883 | 3.13% |
| DOTHAN, AL (FHA|USDA|VA) | 3 | $605,000 | $201,667 | $3,826 | 2.79% |
| Sandusky, OH (FHA|USDA|VA) | 4 | $600,000 | $150,000 | $3,931 | 3.84% |
| JANESVILLE-BELOIT, WI (FHA|USDA|VA) | 3 | $585,000 | $195,000 | $5,438 | 3.50% |
| Gaffney, SC (FHA|USDA|VA) | 3 | $585,000 | $195,000 | $6,195 | 3.92% |
| VISALIA, CA (FHA|USDA|VA) | 2 | $570,000 | $285,000 | $5,334 | 3.25% |
| St. Marys, GA (FHA|USDA|VA) | 3 | $565,000 | $188,333 | $5,153 | 3.25% |
| Berlin, NH (FHA|USDA|VA) | 4 | $560,000 | $140,000 | $6,309 | 3.38% |
| Augusta-Waterville, ME (FHA|USDA|VA) | 4 | $560,000 | $140,000 | $2,417 | 3.66% |
| Crossville, TN (FHA|USDA|VA) | 3 | $555,000 | $185,000 | $3,558 | 3.17% |
| Minot, ND (FHA|USDA|VA) | 3 | $555,000 | $185,000 | $5,002 | 3.13% |
| GRANTS PASS, OR (FHA|USDA|VA) | 2 | $540,000 | $270,000 | $7,287 | 3.19% |
| Eufaula, AL-GA (FHA|USDA|VA) | 2 | $540,000 | $270,000 | $6,890 | 2.94% |
| COLUMBIA, MO (FHA|USDA|VA) | 1 | $515,000 | $515,000 | $2,686 | 3.00% |
| Albemarle, NC (FHA|USDA|VA) | 1 | $515,000 | $515,000 | $23,459 | 3.25% |
| LAKE CHARLES, LA (FHA|USDA|VA) | 2 | $510,000 | $255,000 | $3,665 | 3.44% |
| MANHATTAN, KS (FHA|USDA|VA) | 2 | $510,000 | $255,000 | $2,483 | 2.88% |
| Marion, NC (FHA|USDA|VA) | 3 | $505,000 | $168,333 | $5,721 | 3.17% |
| Sunbury, PA (FHA|USDA|VA) | 3 | $505,000 | $168,333 | $6,259 | 3.00% |
| Stevens Point, WI (FHA|USDA|VA) | 2 | $500,000 | $250,000 | $3,733 | 2.63% |
| HANFORD-CORCORAN, CA (FHA|USDA|VA) | 1 | $495,000 | $495,000 | $1,885 | 4.50% |
| CHARLESTON, WV (FHA|USDA|VA) | 3 | $495,000 | $165,000 | $5,471 | 3.00% |
| Scottsbluff, NE (FHA|USDA|VA) | 3 | $495,000 | $165,000 | $5,289 | 3.38% |
| VALDOSTA, GA (FHA|USDA|VA) | 2 | $490,000 | $245,000 | $8,305 | 2.94% |
| Dyersburg, TN (FHA|USDA|VA) | 1 | $485,000 | $485,000 | $7,214 | 2.75% |
| Dayton, TN (FHA|USDA|VA) | 2 | $480,000 | $240,000 | $5,751 | 3.38% |
| CAPE GIRARDEAU, MO-IL (FHA|USDA|VA) | 4 | $480,000 | $120,000 | $4,269 | 3.63% |
| Cullman, AL (FHA|USDA|VA) | 5 | $475,000 | $95,000 | $4,481 | 3.45% |
| WATERLOO-CEDAR FALLS, IA (FHA|USDA|VA) | 4 | $470,000 | $117,500 | $4,320 | 3.50% |
| Brookings, OR (FHA|USDA|VA) | 2 | $470,000 | $235,000 | $8,688 | 4.25% |
| JOPLIN, MO (FHA|USDA|VA) | 4 | $470,000 | $117,500 | $3,903 | 3.38% |
| Vicksburg, MS (FHA|USDA|VA) | 2 | $470,000 | $235,000 | $8,378 | 3.13% |
| Talladega-Sylacauga, AL (FHA|USDA|VA) | 2 | $470,000 | $235,000 | $4,258 | 3.31% |
| Bartlesville, OK (FHA|USDA|VA) | 3 | $465,000 | $155,000 | $3,954 | 3.75% |
| MANSFIELD, OH (FHA|USDA|VA) | 3 | $465,000 | $155,000 | $5,850 | 3.42% |
| Malvern, AR (FHA|USDA|VA) | 3 | $465,000 | $155,000 | $4,547 | 3.54% |
| Thomasville, GA (FHA|USDA|VA) | 3 | $465,000 | $155,000 | $4,632 | 2.96% |
| Athens, OH (FHA|USDA|VA) | 2 | $460,000 | $230,000 | $3,851 | 3.06% |
| Jamestown, ND (FHA|USDA|VA) | 2 | $460,000 | $230,000 | $4,411 | 3.25% |
| Evanston, WY (FHA|USDA|VA) | 2 | $460,000 | $230,000 | $2,580 | 2.88% |
| Adrian, MI (FHA|USDA|VA) | 2 | $460,000 | $230,000 | $10,213 | 3.00% |
| Key West, FL (FHA|USDA|VA) | 1 | $455,000 | $455,000 | $10,803 | 3.50% |
| NAPA, CA (FHA|USDA|VA) | 1 | $455,000 | $455,000 | $2,972 | 3.63% |
| Laramie, WY (FHA|USDA|VA) | 1 | $455,000 | $455,000 | $2,992 | 3.25% |
| Norwalk, OH (FHA|USDA|VA) | 3 | $455,000 | $151,667 | $4,931 | 3.58% |
| Willmar, MN (FHA|USDA|VA) | 2 | $450,000 | $225,000 | $3,713 | 2.94% |
| Orangeburg, SC (FHA|USDA|VA) | 3 | $445,000 | $148,333 | $4,313 | 2.92% |
| Lake City, FL (FHA|USDA|VA) | 3 | $445,000 | $148,333 | $5,949 | 2.58% |
| Pottsville, PA (FHA|USDA|VA) | 5 | $445,000 | $89,000 | $5,093 | 3.83% |
| BLACKSBURG-CHRISTIANSBURG, VA (FHA|USDA|VA) | 2 | $440,000 | $220,000 | $1,520 | 3.25% |
| Andrews, TX (FHA|USDA|VA) | 2 | $440,000 | $220,000 | $4,441 | 2.75% |
| Manitowoc, WI (FHA|USDA|VA) | 3 | $435,000 | $145,000 | $3,844 | 3.25% |
| West Point, MS (FHA|USDA|VA) | 1 | $435,000 | $435,000 | $10,295 | 2.63% |
| Warsaw, IN (FHA|USDA|VA) | 1 | $435,000 | $435,000 | $3,465 | 3.00% |
| Hutchinson, MN (FHA|USDA|VA) | 2 | $430,000 | $215,000 | $7,252 | 3.38% |
| Richmond, IN (FHA|USDA|VA) | 2 | $420,000 | $210,000 | $2,810 | 3.31% |
| Washington, NC (FHA|USDA|VA) | 2 | $420,000 | $210,000 | $3,126 | 3.38% |
| New Castle, PA (FHA|USDA|VA) | 4 | $420,000 | $105,000 | $5,222 | 2.97% |
| WEIRTON-STEUBENVILLE, WV-OH (FHA|USDA|VA) | 2 | $420,000 | $210,000 | $4,666 | 3.38% |
| Statesboro, GA (FHA|USDA|VA) | 2 | $420,000 | $210,000 | $4,478 | 3.63% |
| BURLINGTON, NC (FHA|USDA|VA) | 3 | $415,000 | $138,333 | $7,157 | 3.67% |
| Fort Payne, AL (FHA|USDA|VA) | 2 | $410,000 | $205,000 | $4,005 | 3.31% |
| JOHNSON CITY, TN (FHA|USDA|VA) | 2 | $410,000 | $205,000 | $4,650 | 4.00% |
| Truckee-Grass Valley, CA (FHA|USDA|VA) | 2 | $410,000 | $205,000 | $4,486 | 3.06% |
| Athens, TX (FHA|USDA|VA) | 2 | $410,000 | $205,000 | $6,791 | 3.88% |
| Granbury, TX (FHA|USDA|VA) | 2 | $410,000 | $205,000 | $5,375 | 3.50% |
| PINE BLUFF, AR (FHA|USDA|VA) | 3 | $405,000 | $135,000 | $4,118 | 2.92% |
| Sonora, CA (FHA|USDA|VA) | 1 | $405,000 | $405,000 | $18,387 | 2.88% |
| Arkadelphia, AR (FHA|USDA|VA) | 3 | $405,000 | $135,000 | $5,433 | 3.13% |
| MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) | 3 | $405,000 | $135,000 | $6,181 | 3.08% |
| Tifton, GA (FHA|USDA|VA) | 2 | $400,000 | $200,000 | $7,309 | 2.56% |
| Bennington, VT (FHA|USDA|VA) | 2 | $400,000 | $200,000 | $7,579 | 3.00% |
| Laconia, NH (FHA|USDA|VA) | 2 | $400,000 | $200,000 | $3,373 | 3.63% |
| YUMA, AZ (FHA|USDA|VA) | 1 | $395,000 | $395,000 | $4,146 | 2.63% |
| PITTSFIELD, MA (FHA|USDA|VA) | 1 | $395,000 | $395,000 | $8,117 | 3.00% |
| Warrensburg, MO (FHA|USDA|VA) | 2 | $390,000 | $195,000 | $1,718 | 3.06% |
| Clarksburg, WV (FHA|USDA|VA) | 2 | $390,000 | $195,000 | $3,177 | 3.19% |
| GLENS FALLS, NY (FHA|USDA|VA) | 3 | $385,000 | $128,333 | $6,632 | 3.67% |
| New Philadelphia-Dover, OH (FHA|USDA|VA) | 3 | $385,000 | $128,333 | $3,769 | 3.63% |
| Blackfoot, ID (FHA|USDA|VA) | 2 | $380,000 | $190,000 | $5,226 | 3.00% |
| Lewisburg, PA (FHA|USDA|VA) | 2 | $380,000 | $190,000 | $6,593 | 2.88% |
| GETTYSBURG, PA (FHA|USDA|VA) | 2 | $380,000 | $190,000 | $6,014 | 2.88% |
| FARMINGTON, NM (FHA|USDA|VA) | 2 | $380,000 | $190,000 | $8,979 | 3.88% |
| Ellensburg, WA (FHA|USDA|VA) | 1 | $375,000 | $375,000 | $4,062 | 3.75% |
| EL CENTRO, CA (FHA|USDA|VA) | 1 | $375,000 | $375,000 | $1,280 | 2.63% |
| Columbus, MS (FHA|USDA|VA) | 2 | $370,000 | $185,000 | $4,990 | 3.06% |
| Elko, NV (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $4,092 | 3.88% |
| Natchez, MS-LA (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $16,834 | 2.25% |
| CEDAR RAPIDS, IA (FHA|USDA|VA) | 3 | $365,000 | $121,667 | $4,070 | 3.13% |
| KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) | 2 | $360,000 | $180,000 | $7,648 | 4.31% |
| New Castle, IN (FHA|USDA|VA) | 3 | $355,000 | $118,333 | $3,048 | 3.67% |
| COLUMBUS, IN (FHA|USDA|VA) | 2 | $350,000 | $175,000 | $2,413 | 3.13% |
| Hobbs, NM (FHA|USDA|VA) | 2 | $350,000 | $175,000 | $5,205 | 2.81% |
| GRAND FORKS, ND-MN (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $0 | 3.25% |
| Lumberton, NC (FHA|USDA|VA) | 3 | $345,000 | $115,000 | $3,540 | 3.25% |
| Corsicana, TX (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $0 | 4.13% |
| Elizabeth City, NC (FHA|USDA|VA) | 2 | $340,000 | $170,000 | $7,981 | 3.94% |
| El Campo, TX (FHA|USDA|VA) | 2 | $340,000 | $170,000 | $5,310 | 3.44% |
| Keene, NH (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $11,306 | 3.25% |
| LAWTON, OK (FHA|USDA|VA) | 3 | $335,000 | $111,667 | $6,087 | 3.96% |
| Roanoke Rapids, NC (FHA|USDA|VA) | 2 | $330,000 | $165,000 | $2,955 | 3.00% |
| Lewistown, PA (FHA|USDA|VA) | 2 | $330,000 | $165,000 | $7,749 | 3.44% |
| Picayune, MS (FHA|USDA|VA) | 2 | $330,000 | $165,000 | $3,977 | 3.50% |
| The Dalles, OR (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $11,076 | 3.25% |
| Forrest City, AR (FHA|USDA|VA) | 3 | $325,000 | $108,333 | $3,915 | 3.00% |
| Bonham, TX (FHA|USDA|VA) | 2 | $320,000 | $160,000 | $6,231 | 3.44% |
| Ontario, OR-ID (FHA|USDA|VA) | 2 | $320,000 | $160,000 | $6,762 | 2.69% |
| BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) | 2 | $320,000 | $160,000 | $3,342 | 3.38% |
| Alamogordo, NM (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $6,966 | 3.00% |
| Chillicothe, OH (FHA|USDA|VA) | 2 | $310,000 | $155,000 | $5,815 | 3.00% |
| Portsmouth, OH (FHA|USDA|VA) | 2 | $310,000 | $155,000 | $5,142 | 3.50% |
| ROCKFORD, IL (FHA|USDA|VA) | 2 | $310,000 | $155,000 | $3,421 | 3.31% |
| Fernley, NV (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $11,606 | 3.13% |
| Athens, TN (FHA|USDA|VA) | 3 | $305,000 | $101,667 | $5,112 | 3.42% |
| Calhoun, GA (FHA|USDA|VA) | 2 | $300,000 | $150,000 | $7,170 | 3.56% |
| Kearney, NE (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $1,864 | 3.50% |
| Americus, GA (FHA|USDA|VA) | 3 | $295,000 | $98,333 | $6,250 | 3.63% |
| Marion, OH (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $10,273 | 3.25% |
| SAN ANGELO, TX (FHA|USDA|VA) | 2 | $290,000 | $145,000 | $4,702 | 2.75% |
| Bardstown, KY (FHA|USDA|VA) | 2 | $290,000 | $145,000 | $6,094 | 3.19% |
| Rockingham, NC (FHA|USDA|VA) | 2 | $290,000 | $145,000 | $5,515 | 2.88% |
| Del Rio, TX (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $14,376 | 2.88% |
| LONGVIEW, WA (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $13,927 | 4.50% |
| KILLEEN-TEMPLE, TX (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $3,829 | 2.63% |
| LINCOLN, NE (FHA|USDA|VA) | 2 | $280,000 | $140,000 | $3,640 | 3.06% |
| APPLETON, WI (FHA|USDA|VA) | 2 | $280,000 | $140,000 | $4,520 | 3.13% |
| Plymouth, IN (FHA|USDA|VA) | 2 | $280,000 | $140,000 | $3,795 | 3.44% |
| Ashtabula, OH (FHA|USDA|VA) | 2 | $280,000 | $140,000 | $5,517 | 3.56% |
| WILLIAMSPORT, PA (FHA|USDA|VA) | 2 | $280,000 | $140,000 | $4,757 | 3.38% |
| Susanville, CA (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $1,325 | 2.25% |
| Findlay, OH (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $3,455 | 2.88% |
| Somerset, PA (FHA|USDA|VA) | 3 | $275,000 | $91,667 | $5,866 | 3.79% |
| ELMIRA, NY (FHA|USDA|VA) | 2 | $270,000 | $135,000 | $5,216 | 2.94% |
| Ashland, OH (FHA|USDA|VA) | 2 | $270,000 | $135,000 | $4,509 | 3.19% |
| Easton, MD (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $4,030 | 3.63% |
| Minden, LA (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $9,909 | 4.00% |
| MUSKEGON, MI (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $3,355 | 3.50% |
| WICHITA FALLS, TX (FHA|USDA|VA) | 2 | $260,000 | $130,000 | $4,984 | 2.75% |
| COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) | 2 | $260,000 | $130,000 | $5,783 | 3.38% |
| CUMBERLAND, MD-WV (FHA|USDA|VA) | 2 | $260,000 | $130,000 | $2,548 | 3.81% |
| Kendallville, IN (FHA|USDA|VA) | 2 | $260,000 | $130,000 | $5,877 | 3.25% |
| Salem, OH (FHA|USDA|VA) | 2 | $260,000 | $130,000 | $4,447 | 3.06% |
| Payson, AZ (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $5,139 | 3.50% |
| Hermiston-Pendleton, OR (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $7,502 | 3.63% |
| ITHACA, NY (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $3,449 | 3.25% |
| Fremont, NE (FHA|USDA|VA) | 2 | $250,000 | $125,000 | $5,560 | 3.25% |
| Greensburg, IN (FHA|USDA|VA) | 2 | $250,000 | $125,000 | $4,894 | 4.06% |
| Ottawa, KS (FHA|USDA|VA) | 3 | $245,000 | $81,667 | $3,967 | 3.46% |
| Kill Devil Hills, NC (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $9,263 | 2.88% |
| Levelland, TX (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $7,049 | 5.13% |
| Oil City, PA (FHA|USDA|VA) | 3 | $245,000 | $81,667 | $5,710 | 3.50% |
| Hudson, NY (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $3,576 | 3.00% |
| Kerrville, TX (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $3,724 | 2.88% |
| Indianola, MS (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $3,420 | 2.75% |
| Milledgeville, GA (FHA|USDA|VA) | 2 | $240,000 | $120,000 | $4,152 | 3.81% |
| Lexington, NE (FHA|USDA|VA) | 2 | $240,000 | $120,000 | $4,908 | 3.25% |
| Marinette, WI-MI (FHA|USDA|VA) | 2 | $240,000 | $120,000 | $5,414 | 3.44% |
| RAPID CITY, SD (FHA|USDA|VA) | 2 | $240,000 | $120,000 | $4,529 | 3.13% |
| SPRINGFIELD, IL (FHA|USDA|VA) | 2 | $240,000 | $120,000 | $5,452 | 3.44% |
| Vincennes, IN (FHA|USDA|VA) | 2 | $240,000 | $120,000 | $5,694 | 2.88% |
| Zanesville, OH (FHA|USDA|VA) | 2 | $240,000 | $120,000 | $4,536 | 4.06% |
| MANKATO, MN (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $3,815 | 3.25% |
| STATE COLLEGE, PA (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $3,560 | 2.75% |
| Jackson, WY-ID (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $0 | 3.25% |
| Dixon, IL (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $5,807 | 2.88% |
| CARSON CITY, NV (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $4,840 | 2.63% |
| Fergus Falls, MN (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $9,737 | 3.63% |
| Sanford, NC (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $10,266 | 3.25% |
| TERRE HAUTE, IN (FHA|USDA|VA) | 2 | $220,000 | $110,000 | $4,582 | 3.31% |
| WAUSAU-WESTON, WI (FHA|USDA|VA) | 2 | $220,000 | $110,000 | $2,652 | 3.25% |
| SIOUX CITY, IA-NE-SD (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $6,331 | 3.38% |
| Lufkin, TX (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $4,971 | 3.00% |
| Greenwood, MS (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $7,554 | 4.63% |
| Burlington, IA-IL (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $6,170 | 2.13% |
| Rutland, VT (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $6,407 | 3.00% |
| Ruidoso, NM (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $8,399 | 3.63% |
| Ozark, AL (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $1,254 | 2.75% |
| Sturgis, MI (FHA|USDA|VA) | 2 | $210,000 | $105,000 | $4,259 | 2.94% |
| KOKOMO, IN (FHA|USDA|VA) | 2 | $210,000 | $105,000 | $2,536 | 3.88% |
| LAWRENCE, KS (FHA|USDA|VA) | 2 | $210,000 | $105,000 | $2,754 | 3.19% |
| Henderson, NC (FHA|USDA|VA) | 2 | $210,000 | $105,000 | $4,645 | 3.31% |
| Altus, OK (FHA|USDA|VA) | 2 | $210,000 | $105,000 | $4,053 | 3.44% |
| Zapata, TX (FHA|USDA|VA) | 2 | $210,000 | $105,000 | $5,803 | 2.44% |
| Mountain Home, ID (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $9,027 | 3.50% |
| Laurel, MS (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $4,335 | 3.63% |
| Pella, IA (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $5,132 | 2.88% |
| Coshocton, OH (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $4,292 | 3.38% |
| STAUNTON, VA (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $5,170 | 3.75% |
| Crawfordsville, IN (FHA|USDA|VA) | 2 | $200,000 | $100,000 | $2,672 | 4.19% |
| Alma, MI (FHA|USDA|VA) | 2 | $200,000 | $100,000 | $6,270 | 3.44% |
| Owatonna, MN (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $3,811 | 3.00% |
| Summerville, GA (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $8,846 | 2.63% |
| Brenham, TX (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $4,222 | 3.63% |
| LA CROSSE-ONALASKA, WI-MN (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $2,947 | 3.25% |
| Sheridan, WY (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $4,465 | 3.25% |
| LAS CRUCES, NM (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $5,952 | 3.25% |
| Bluffton, IN (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $2,632 | 3.25% |
| Meadville, PA (FHA|USDA|VA) | 2 | $190,000 | $95,000 | $5,092 | 3.38% |
| Frankfort, IN (FHA|USDA|VA) | 2 | $190,000 | $95,000 | $4,270 | 3.69% |
| ALTOONA, PA (FHA|USDA|VA) | 2 | $190,000 | $95,000 | $4,627 | 3.13% |
| Mount Airy, NC (FHA|USDA|VA) | 2 | $190,000 | $95,000 | $4,347 | 3.00% |
| Cambridge, OH (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $7,256 | 3.25% |
| Corinth, MS (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $4,843 | 3.38% |
| Marietta, OH (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $4,151 | 3.38% |
| Rexburg, ID (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $2,934 | 3.38% |
| REDDING, CA (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $3,192 | 5.13% |
| Ada, OK (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $6,700 | 3.00% |
| Cadillac, MI (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $5,978 | 3.00% |
| Beatrice, NE (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $6,242 | 2.63% |
| Pampa, TX (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $9,715 | 2.75% |
| Bedford, IN (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $4,251 | 3.00% |
| Lawrenceburg, TN (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $3,254 | 3.38% |
| LEWISTON-AUBURN, ME (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $3,733 | 3.50% |
| ALEXANDRIA, LA (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $7,627 | 2.63% |
| CHAMBERSBURG-WAYNESBORO, PA (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $6,086 | 2.25% |
| Bay City, TX (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $4,284 | 3.88% |
| JACKSON, MI (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $6,169 | 3.50% |
| Morehead City, NC (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $3,142 | 2.88% |
| Mount Vernon, IL (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $3,910 | 3.50% |
| Muskogee, OK (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $4,096 | 3.38% |
| Escanaba, MI (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $3,160 | 2.75% |
| ALBANY, GA (FHA|USDA|VA) | 2 | $170,000 | $85,000 | $6,022 | 3.25% |
| Marion, IN (FHA|USDA|VA) | 2 | $170,000 | $85,000 | $4,095 | 3.63% |
| Watertown, SD (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $7,064 | 3.13% |
| GRAND ISLAND, NE (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $4,237 | 2.88% |
| Martin, TN (FHA|USDA|VA) | 2 | $160,000 | $80,000 | $4,116 | 3.50% |
| Central City, KY (FHA|USDA|VA) | 2 | $160,000 | $80,000 | $3,511 | 3.69% |
| Murray, KY (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $3,265 | 3.50% |
| New Ulm, MN (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $5,234 | 3.50% |
| Effingham, IL (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $2,746 | 2.75% |
| Ottawa, IL (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $6,642 | 3.13% |
| Uvalde, TX (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $8,150 | 3.00% |
| Bainbridge, GA (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $3,920 | 4.25% |
| Riverton, WY (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $5,760 | 3.13% |
| Waycross, GA (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $5,575 | 3.75% |
| Big Spring, TX (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $8,740 | 3.25% |
| Greeneville, TN (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $5,228 | 3.50% |
| Iron Mountain, MI-WI (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $4,244 | 3.63% |
| Barre, VT (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $3,706 | 3.50% |
| KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $7,358 | 3.63% |
| Cornelia, GA (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $2,857 | 3.50% |
| Corning, NY (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $6,245 | 3.13% |
| VINELAND-BRIDGETON, NJ (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $3,238 | 3.25% |
| Mexico, MO (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $5,618 | 3.38% |
| HAMMOND, LA (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $8,656 | 5.13% |
| Amsterdam, NY (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $7,309 | 5.00% |
| AMES, IA (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $5,501 | 3.13% |
| Sayre, PA (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $4,481 | 2.88% |
| Seymour, IN (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $5,320 | 3.13% |
| Pontiac, IL (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $7,429 | 3.13% |
| Peru, IN (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $6,016 | 3.25% |
| Emporia, KS (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $2,547 | 3.00% |
| North Vernon, IN (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $4,233 | 4.25% |
| Troy, AL (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $6,352 | 3.13% |
| Branson, MO (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $5,228 | 3.00% |
| LaGrange, GA-AL (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $2,425 | 2.75% |
| Alpena, MI (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $6,575 | 3.25% |
| Oneonta, NY (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $0 | 3.63% |
| BANGOR, ME (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $5,833 | 4.00% |
| Woodward, OK (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $4,472 | 2.88% |
| Starkville, MS (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $4,382 | 3.63% |
| Galesburg, IL (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $3,915 | 3.25% |
| Scottsburg, IN (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $2,781 | 3.38% |
| Bucyrus-Galion, OH (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $4,890 | 2.88% |
| Campbellsville, KY (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $5,136 | 4.25% |
| WATERTOWN-FORT DRUM, NY (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $4,406 | 2.75% |
| Shawano, WI (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $2,959 | 4.13% |
| Rolla, MO (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $5,803 | 3.63% |
| Washington, IN (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $3,747 | 3.25% |
| Macomb, IL (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $2,619 | 3.38% |
| BLOOMSBURG-BERWICK, PA (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $4,128 | 3.25% |
| Las Vegas, NM (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $4,893 | 3.50% |
| ST. JOSEPH, MO-KS (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $4,180 | 3.63% |
| Decatur, IN (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $2,045 | 3.25% |
| Wabash, IN (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $2,833 | 3.00% |
| MORGANTOWN, WV (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $4,278 | 3.50% |
| Taylorville, IL (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $5,043 | 3.13% |
| Lock Haven, PA (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $4,896 | 2.88% |
| Sterling, CO (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $2,975 | 3.13% |
| Jackson, OH (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $4,200 | 3.88% |
| Ponca City, OK (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $5,621 | 4.50% |
| Selma, AL (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $5,165 | 3.13% |
| Coldwater, MI (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $2,779 | 3.25% |
| Madisonville, KY (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $3,924 | 3.63% |
| MUNCIE, IN (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $3,136 | 2.88% |
| Indiana, PA (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $3,018 | 3.50% |
| Mayfield, KY (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $4,176 | 3.25% |
| Marshalltown, IA (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $4,151 | 3.13% |
| WHEELING, WV-OH (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $4,537 | 3.13% |
| Logansport, IN (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $2,860 | 2.38% |
| Coffeyville, KS (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $4,383 | 2.88% |
| Grenada, MS (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $3,721 | 3.00% |
| GOLDSBORO, NC (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $4,301 | 3.00% |
| St. Marys, PA (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $6,493 | 3.75% |
| Ogdensburg-Massena, NY (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $5,482 | 4.63% |
| NILES, MI (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $4,326 | 3.25% |
Similar Lenders
We use machine learning to identify the top lenders compared against Bank of England based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.
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Product Mix
For 2020, Bank Of England's most frequently originated type of loan was Conventional, with 17,689 originations. Their 2nd most popular type was FHA, with 3,075 originations.
Loan Reason
For 2020, Bank Of England's most frequently cited loan purpose was Home Purchase, with 12,810 originations. The 2nd most popular reason was Refi, with 7,940 originations.
Loan Duration/Length
For 2020, Bank Of England's most frequently cited loan duration was 30 Year, with 20,845 originations. The 2nd most popular length was 15 Year, with 2,000 originations.
Origination Fees/Closing Costs
Bank Of England's average total fees were $5,433, while their most frequently occuring range of origination fees (closing costs) were in the $1k-2k bucket, with 10,298 originations.
Interest Rates
During 2020, Bank Of England's average interest rate for loans was 3.30%, while their most frequently originated rate bucket for loans was 3-4%, with 13,187 originations.
Loan Sizing
2020 saw Bank Of England place emphasis on $200k-400k loans with 11,930 originations, totaling $3,355,140,000 in origination value.
Applicant Income
Bank Of England lent most frequently to those with incomes in the $50k-75k range, with 5,821 originations. The second most popular income band? $100k-150k, with 4,877 originations.
Applicant Debt to Income Ratio
Bank Of England lent most frequently to those with DTI ratios of 20-30%, with 4,894 originations. The next most common DTI ratio? 30-36%, with 4,192 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications98.19%
Bank Of England has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.
Pick Rate
Approvals leading to origination64.37%
Bank Of England has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 23,610 | $6,189,700,000 | $262,164 |
Occupancy Type Mix
LTV Distribution
Complaints
| Bank Name | Product | Issue | 2020 CPFB Complaints | % of Total Issues |
|---|---|---|---|---|
| BANK OF THE WEST | Conventional home mortgage | Incorrect information on your report | 1 | 3.8% |
| BANK OF THE WEST | Conventional home mortgage | Closing on a mortgage | 2 | 7.7% |
| BANK OF THE WEST | Other type of mortgage | Trouble during payment process | 4 | 15.4% |
| BANK OF THE WEST | Other type of mortgage | Struggling to pay mortgage | 2 | 7.7% |
| BANK OF THE WEST | Other type of mortgage | Applying for a mortgage or refinancing an existing mortgage | 1 | 3.8% |
| BANK OF THE WEST | Home equity loan or line of credit (HELOC) | Trouble during payment process | 6 | 23.1% |
| BANK OF THE WEST | Home equity loan or line of credit (HELOC) | Struggling to pay mortgage | 1 | 3.8% |
| BANK OF THE WEST | Home equity loan or line of credit (HELOC) | Closing on a mortgage | 2 | 7.7% |
| BANK OF THE WEST | Conventional home mortgage | Trouble during payment process | 4 | 15.4% |
| BANK OF THE WEST | Conventional home mortgage | Applying for a mortgage or refinancing an existing mortgage | 2 | 7.7% |
| BANK OF THE WEST | Conventional home mortgage | Struggling to pay mortgage | 1 | 3.8% |
Bank Details
Branches
| Bank Name | Branch | Branch Type | Deposits (000's) |
|---|---|---|---|
| Bank of England | 100 Stuttgart Highway England, AR 72046 | Full Service B&M | $9,778 |
| Bank of England | 101 Park Street Carlisle, AR 72024 | Full Service B&M | $22,840 |
| Bank of England | 11044 Hwy 165 North Little Rock, AR 72117 | Full Service B&M | $16,801 |
| Bank of England | 1109 North Center Street Lonoke, AR 72086 | Full Service B&M | $63,812 |
| Bank of England | 123 South Main Street England, AR 72046 | Full Service B&M | $244,070 |
| Bank of England | 1320 Rebsamen Park Road Little Rock, AR 72202 | Full Service B&M | $21,931 |
For 2020, Bank Of England had 6 branches.
Yearly Performance Overview
Bank Income
| Item | Value (in 000's) |
|---|---|
| Total interest income | $15,175 |
| Net interest income | $10,989 |
| Total noninterest income | $312,186 |
| Gross Fiduciary activities income | $0 |
| Service charges on deposit accounts | $404 |
| Trading account gains and fees | $0 |
| Additional Noninterest Income | $311,782 |
| Pre-tax net operating income | $67,031 |
| Securities gains (or losses, -) | $19 |
| Income before extraordinary items | $49,539 |
| Discontinued Operations (Extraordinary gains, net) | $0 |
| Net income of bank and minority interests | $49,539 |
| Minority interest net income | $0 |
| Net income | $49,539 |
| Sale, conversion, retirement of capital stock, net | $-7,051 |
| Net operating income | $49,523 |
Bank Of England's gross interest income from loans was $15,175,000.
Bank Of England's net interest income from loans was $10,989,000.
Bank Of England's fee based income from loans was $404,000.
Bank Of England's net income from loans was $49,539,000.
Bank Expenses
| Item | Value (in 000's) |
|---|---|
| Total interest expense | $4,186 |
| Provision for credit losses | $416 |
| Total noninterest expense | $255,728 |
| Salaries and employee benefits | $218,715 |
| Premises and equipment expense | $14,558 |
| Additional noninterest expense | $22,455 |
| Applicable income taxes | $17,511 |
| Net charge-offs | $790 |
| Cash dividends | $25,000 |
Bank Of England's interest expense for loans was $4,186,000.
Bank Of England's payroll and benefits expense were $218,715,000.
Bank Of England's property, plant and equipment expenses $14,558,000.
Loan Performance
| Type of Loan | % of Loans Noncurrent (30+ days, end of period snapshot) |
|---|---|
| All loans | 0.0% |
| Real Estate loans | 0.0% |
| Construction & Land Development loans | 0.0% |
| Nonfarm, nonresidential loans | 0.0% |
| Multifamily residential loans | 0.0% |
| 1-4 family residential loans | 0.0% |
| HELOC loans | 0.0% |
| All other family | 0.0% |
| Commercial & industrial loans | 0.0% |
| Personal loans | 0.0% |
| Credit card loans | 0.0% |
| Other individual loans | 0.0% |
| Auto loans | 0.0% |
| Other consumer loans | 0.0% |
| Unsecured commercial real estate loans | 0.0% |
Deposits
| Type | Value (in 000's) |
|---|---|
| Total deposits | $453,138 |
| Deposits held in domestic offices | $453,138 |
| Deposits by Individuals, partnerships, and corporations | $399,459 |
| Deposits by U.S. Government | $0 |
| Deposits by States and political subdivisions in the U.S. | $44,927 |
| Deposits by Commercial banks and other depository institutions in U.S. | $8,752 |
| Deposits by Banks in foreign countries | $0 |
| Deposits by Foreign governments and official institutions | $0 |
| Transaction accounts | $197,991 |
| Demand deposits | $144,011 |
| Nontransaction accounts | $255,147 |
| Money market deposit accounts (MMDAs) | $77,535 |
| Other savings deposits (excluding MMDAs) | $23,679 |
| Total time deposits | $153,933 |
| Total time and savings deposits | $309,127 |
| Noninterest-bearing deposits | $144,011 |
| Interest-bearing deposits | $309,127 |
| Retail deposits | $388,729 |
| IRAs and Keogh plan accounts | $9,222 |
| Brokered deposits | $77,403 |
| Deposits held in foreign offices | $0 |
Assets
| Asset | Value (in 000's) |
|---|---|
| Total Assets | $592,196 |
| Cash & Balances due from depository institutions | $83,508 |
| Interest-bearing balances | $78,926 |
| Total securities | $44,730 |
| Federal funds sold & reverse repurchase | $0 |
| Net loans and leases | $398,325 |
| Loan and leases loss allowance | $2,766 |
| Trading account assets | $0 |
| Bank premises and fixed assets | $7,029 |
| Other real estate owned | $636 |
| Goodwill and other intangibles | $34,143 |
| All other assets | $23,825 |
Liabilities
| Liabilities | Value (in 000's) |
|---|---|
| Total liabilities and capital | $592,196 |
| Total Liabilities | $515,208 |
| Total deposits | $453,138 |
| Interest-bearing deposits | $309,127 |
| Deposits held in domestic offices | $453,138 |
| % insured (estimated) | $48 |
| Federal funds purchased and repurchase agreements | $0 |
| Trading liabilities | $0 |
| Other borrowed funds | $27,500 |
| Subordinated debt | $0 |
| All other liabilities | $34,570 |
Issued Loan Types
| Type | Value (in 000's) |
|---|---|
| Net loans and leases | $398,325 |
| Loan and leases loss allowance | $2,766 |
| Total loans and leases (domestic) | $401,091 |
| All real estate loans | $347,291 |
| Real estate loans in domestic offices | $347,291 |
| Construction and development loans | $7,846 |
| Residential 1-4 family construction | $3,439 |
| Other construction, all land development and other land | $4,407 |
| Loans secured by nonfarm nonresidential properties | $23,019 |
| Nonfarm nonresidential secured by owner-occupied properties | $1,258 |
| Commercial real estate & other non-farm, non-residential | $21,761 |
| Multifamily residential real estate | $985 |
| 1-4 family residential loans | $299,802 |
| Farmland loans | $15,639 |
| Loans held in foreign offices | $0 |
| Farm loans | $20,971 |
| Commercial and industrial loans | $29,315 |
| To non-U.S. addressees | $0 |
| Loans to individuals | $3,570 |
| Credit card loans | $0 |
| Related Plans | $0 |
| Consumer Auto Loans | $572 |
| Other loans to individuals | $2,998 |
| All other loans & leases | $88 |
| Loans to foreign governments and official institutions | $0 |
| Other loans | $88 |
| Loans to depository institutions and acceptances of other banks | $0 |
| Loans not secured by real estate | $0 |
| Loans secured by real estate to non-U.S. addressees | $0 |
| Restructured Loans & leases | $2,164 |
| Non 1-4 family restructured loans & leases | $598 |
| Total loans and leases (foreign) | $0 |
Bank of England had $398,325,000 of loans outstanding in 2020. $347,291,000 of loans were in real estate loans. $7,846,000 of loans were in development loans. $985,000 of loans were in multifamily mortgage loans. $299,802,000 of loans were in 1-4 family mortgage loans. $20,971,000 of loans were in farm loans. $0 of loans were in credit card loans. $572,000 of loans were in the auto loan category.
Small Business Loans
| Categorization | # of Loans in Category | $ amount of loans (in 000's) | Average $/loan |
|---|---|---|---|
| Nonfarm, nonresidential loans - <$1MM | 67 | $11,181 | $166,881 |
| Nonfarm, nonresidential loans - <$100k | 24 | $829 | $34,542 |
| Nonfarm, nonresidential loans - $100-250k | 23 | $2,797 | $121,609 |
| Nonfarm, nonresidential loans - $250k-1MM | 20 | $7,555 | $377,750 |
| Commercial & Industrial, US addressed loans - <$1MM | 296 | $12,893 | $43,557 |
| Commercial & Industrial, US addressed loans - <$100k | 246 | $4,580 | $18,618 |
| Commercial & Industrial, US addressed loans - $100-250k | 36 | $4,185 | $116,250 |
| Commercial & Industrial, US addressed loans - $250k-1MM | 14 | $4,128 | $294,857 |
| Farmland loans - <$1MM | 52 | $3,880 | $74,615 |
| Farmland loans - <$100k | 31 | $843 | $27,194 |
| Farmland loans - $100-250k | 16 | $1,695 | $105,938 |
| Farmland loans - $250k-1MM | 5 | $1,342 | $268,400 |
| Agriculture operations loans - <$1MM | 113 | $6,797 | $60,150 |
| Agriculture operations loans - <$100k | 80 | $2,245 | $28,063 |
| Agriculture operations loans - $100-250k | 17 | $1,370 | $80,588 |
| Agriculture operations loans - $250k-1MM | 16 | $3,182 | $198,875 |