Bank Of England Mortgage Rates, Fees & Info
England, ARLEI: 549300GY4NTTEM7WWB64
Tax ID: 71-0009800
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Review & Overview
Bank Of England is a mid-sized bank specializing in Home Purchase loans. Bank Of England has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. Their top markets by origination volume include: Jacksonville, Denver, Milwaukee, Portland, and Little Rock among others. We have data for 614 markets. (Some data included below & more in-depth data is available with an active subscription.)Bank Of England has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Bank Of England is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.
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SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
|---|---|---|
| 30 Year Conventional Purchase | 6.86% | 4/22/24 |
| 30 Year Conventional Refi | 6.62% | 4/22/24 |
| 30 Year Cash-out Refi | 6.90% | 4/22/24 |
| 30 Year FHA Purchase | 7.61% | 4/22/24 |
| 30 Year FHA Refi | 7.23% | 4/22/24 |
| 30 Year VA Purchase | 6.36% | 4/22/24 |
| 30 Year VA Refi | 5.83% | 4/22/24 |
| 30 Year USDA Purchase | 6.89% | 4/22/24 |
| 30 Year USDA Refi | 6.27% | 4/22/24 |
| 15 Year Conventional Purchase | 6.21% | 4/22/24 |
| 15 Year Conventional Refi | 6.18% | 4/22/24 |
| 15 Year Cash-out Refi | 6.18% | 4/22/24 |
| 15 Year FHA Refi | 5.68% | 4/22/24 |
| 15 Year VA Purchase | 6.03% | 4/22/24 |
| These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. | ||
Bank Of England Mortgage Calculator
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The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
15,637Origination Dollar Volume (All Markets)
$3,639,705,000Employee count
1,274Awards
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Bank of England - 2019
Bank of England is a 2019 , due to their low .
For 2019, less than of lenders were eligible for this award.
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Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| JACKSONVILLE, FL (FHA|USDA|VA) | 1,547 | $326,045,000 | $210,760 | $5,473 | 3.91% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 500 | $161,190,000 | $322,380 | $6,829 | 4.11% |
| MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) | 632 | $132,830,000 | $210,174 | $4,026 | 4.40% |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) | 335 | $118,605,000 | $354,045 | $6,453 | 4.23% |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) | 663 | $116,595,000 | $175,860 | $4,010 | 4.30% |
| NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) | 393 | $113,105,000 | $287,799 | $5,116 | 4.21% |
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 497 | $99,005,000 | $199,205 | $5,333 | 4.43% |
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 379 | $96,785,000 | $255,369 | $5,915 | 4.28% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 345 | $92,075,000 | $266,884 | $6,865 | 4.47% |
| LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) | 318 | $87,730,000 | $275,881 | $7,187 | 4.42% |
| Detroit-Warren-Dearborn, MI (FHA|USDA|VA) | 394 | $87,370,000 | $221,751 | $5,957 | 4.42% |
| Outside of Metro Areas | 497 | $83,755,000 | $168,521 | $4,889 | 4.33% |
| Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) | 210 | $81,710,000 | $389,095 | $5,906 | 4.29% |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) | 370 | $80,990,000 | $218,892 | $5,721 | 4.04% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 322 | $77,710,000 | $241,335 | $6,043 | 4.48% |
| LEXINGTON-FAYETTE, KY (FHA|USDA|VA) | 369 | $72,255,000 | $195,813 | $3,657 | 4.41% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 291 | $68,715,000 | $236,134 | $6,231 | 4.07% |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) | 236 | $61,990,000 | $262,669 | $6,177 | 4.27% |
| INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) | 299 | $54,955,000 | $183,796 | $4,668 | 4.44% |
| Dickinson, ND (FHA|USDA|VA) | 187 | $51,665,000 | $276,283 | $5,471 | 4.37% |
| COLUMBUS, OH (FHA|USDA|VA) | 204 | $43,830,000 | $214,853 | $5,418 | 4.33% |
| New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) | 121 | $43,115,000 | $356,322 | $10,004 | 4.36% |
| MEMPHIS, TN-MS-AR (FHA|USDA|VA) | 194 | $42,870,000 | $220,979 | $5,532 | 4.24% |
| BOISE CITY, ID (FHA|USDA|VA) | 156 | $39,690,000 | $254,423 | $6,616 | 4.09% |
| CINCINNATI, OH-KY-IN (FHA|USDA|VA) | 168 | $34,080,000 | $202,857 | $5,195 | 4.39% |
| Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 66 | $32,360,000 | $490,303 | $11,213 | 4.09% |
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 136 | $31,310,000 | $230,221 | $7,705 | 4.41% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 106 | $29,140,000 | $274,906 | $5,886 | 4.35% |
| SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) | 78 | $26,790,000 | $343,462 | $7,008 | 4.31% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 89 | $26,045,000 | $292,640 | $7,397 | 4.33% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 138 | $24,480,000 | $177,391 | $5,683 | 4.05% |
| Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) | 57 | $24,155,000 | $423,772 | $9,958 | 4.11% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 80 | $23,820,000 | $297,750 | $8,058 | 4.40% |
| BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) | 109 | $23,135,000 | $212,248 | $4,957 | 4.18% |
| JACKSON, MS (FHA|USDA|VA) | 115 | $22,865,000 | $198,826 | $6,444 | 4.38% |
| DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) | 91 | $22,645,000 | $248,846 | $5,382 | 4.34% |
| CHATTANOOGA, TN-GA (FHA|USDA|VA) | 117 | $22,385,000 | $191,325 | $4,517 | 4.22% |
| BATON ROUGE, LA (FHA|USDA|VA) | 100 | $22,360,000 | $223,600 | $5,806 | 4.08% |
| PANAMA CITY, FL (FHA|USDA|VA) | 98 | $20,400,000 | $208,163 | $5,778 | 4.19% |
| PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) | 85 | $20,235,000 | $238,059 | $5,991 | 4.40% |
| San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) | 38 | $19,760,000 | $520,000 | $7,699 | 4.48% |
| CLEVELAND-ELYRIA, OH (FHA|USDA|VA) | 119 | $19,755,000 | $166,008 | $5,563 | 4.18% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 80 | $18,200,000 | $227,500 | $7,616 | 4.37% |
| HUNTSVILLE, AL (FHA|USDA|VA) | 67 | $17,325,000 | $258,582 | $5,440 | 4.00% |
| SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) | 40 | $17,080,000 | $427,000 | $10,576 | 4.15% |
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 43 | $17,055,000 | $396,628 | $8,859 | 4.16% |
| NEW HAVEN-MILFORD, CT (FHA|USDA|VA) | 71 | $16,875,000 | $237,676 | $5,306 | 4.12% |
| LAFAYETTE, LA (FHA|USDA|VA) | 74 | $15,240,000 | $205,946 | $4,833 | 4.36% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 42 | $14,430,000 | $343,571 | $8,861 | 4.13% |
| KANSAS CITY, MO-KS (FHA|USDA|VA) | 50 | $13,190,000 | $263,800 | $6,379 | 4.09% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 67 | $13,125,000 | $195,896 | $6,291 | 4.09% |
| GREELEY, CO (FHA|USDA|VA) | 47 | $12,975,000 | $276,064 | $6,338 | 4.00% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 51 | $12,635,000 | $247,745 | $8,105 | 4.19% |
| BOULDER, CO (FHA|USDA|VA) | 37 | $12,415,000 | $335,541 | $5,356 | 4.13% |
| Breckenridge, CO (FHA|USDA|VA) | 35 | $12,385,000 | $353,857 | $5,978 | 4.25% |
| HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) | 53 | $12,075,000 | $227,830 | $6,515 | 4.17% |
| BOWLING GREEN, KY (FHA|USDA|VA) | 68 | $11,930,000 | $175,441 | $4,572 | 4.40% |
| DAYTON-KETTERING, OH (FHA|USDA|VA) | 77 | $11,805,000 | $153,312 | $5,034 | 4.65% |
| RALEIGH-CARY, NC (FHA|USDA|VA) | 42 | $11,790,000 | $280,714 | $6,449 | 4.18% |
| SALT LAKE CITY, UT (FHA|USDA|VA) | 38 | $11,280,000 | $296,842 | $7,625 | 4.24% |
| PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) | 52 | $10,990,000 | $211,346 | $6,355 | 4.12% |
| EVANSVILLE, IN-KY (FHA|USDA|VA) | 77 | $10,915,000 | $141,753 | $4,502 | 4.07% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 35 | $10,715,000 | $306,143 | $7,608 | 4.25% |
| LOUISVILLE, KY (FHA|USDA|VA) | 46 | $10,610,000 | $230,652 | $4,425 | 4.25% |
| NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) | 47 | $10,285,000 | $218,830 | $5,749 | 4.35% |
| PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) | 38 | $9,810,000 | $258,158 | $6,712 | 4.75% |
| GREENVILLE-ANDERSON, SC (FHA|USDA|VA) | 42 | $9,780,000 | $232,857 | $5,858 | 4.37% |
| London, KY (FHA|USDA|VA) | 68 | $9,320,000 | $137,059 | $4,598 | 4.65% |
| MICHIGAN CITY-LA PORTE, IN (FHA|USDA|VA) | 70 | $9,160,000 | $130,857 | $4,881 | 4.81% |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) | 42 | $9,010,000 | $214,524 | $5,599 | 4.50% |
| ASHEVILLE, NC (FHA|USDA|VA) | 40 | $8,860,000 | $221,500 | $6,235 | 4.29% |
| EL PASO, TX (FHA|USDA|VA) | 39 | $8,745,000 | $224,231 | $7,186 | 4.47% |
| PITTSBURGH, PA (FHA|USDA|VA) | 48 | $8,510,000 | $177,292 | $5,598 | 4.33% |
| BEND, OR (FHA|USDA|VA) | 26 | $8,220,000 | $316,154 | $8,726 | 4.12% |
| Russellville, AR (FHA|USDA|VA) | 70 | $7,610,000 | $108,714 | $3,424 | 4.12% |
| Richmond-Berea, KY (FHA|USDA|VA) | 38 | $7,230,000 | $190,263 | $4,053 | 4.56% |
| Bozeman, MT (FHA|USDA|VA) | 17 | $7,165,000 | $421,471 | $6,060 | 4.51% |
| Sevierville, TN (FHA|USDA|VA) | 35 | $7,055,000 | $201,571 | $4,600 | 4.54% |
| Searcy, AR (FHA|USDA|VA) | 59 | $6,815,000 | $115,508 | $4,265 | 4.15% |
| STOCKTON, CA (FHA|USDA|VA) | 21 | $6,505,000 | $309,762 | $6,123 | 4.39% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 29 | $6,285,000 | $216,724 | $6,741 | 4.30% |
| LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) | 35 | $6,215,000 | $177,571 | $6,289 | 4.12% |
| OGDEN-CLEARFIELD, UT (FHA|USDA|VA) | 23 | $6,175,000 | $268,478 | $6,054 | 4.09% |
| CLARKSVILLE, TN-KY (FHA|USDA|VA) | 28 | $6,170,000 | $220,357 | $6,511 | 4.02% |
| KNOXVILLE, TN (FHA|USDA|VA) | 31 | $5,985,000 | $193,065 | $6,104 | 4.42% |
| COLORADO SPRINGS, CO (FHA|USDA|VA) | 26 | $5,900,000 | $226,923 | $7,250 | 4.03% |
| WORCESTER, MA-CT (FHA|USDA|VA) | 23 | $5,835,000 | $253,696 | $4,721 | 4.08% |
| SALEM, OR (FHA|USDA|VA) | 20 | $5,820,000 | $291,000 | $7,268 | 4.57% |
| BISMARCK, ND (FHA|USDA|VA) | 22 | $5,450,000 | $247,727 | $4,559 | 4.15% |
| RACINE, WI (FHA|USDA|VA) | 27 | $5,305,000 | $196,481 | $4,467 | 4.41% |
| PORT ST. LUCIE, FL (FHA|USDA|VA) | 19 | $5,305,000 | $279,211 | $7,596 | 4.47% |
| BARNSTABLE TOWN, MA (FHA|USDA|VA) | 17 | $5,215,000 | $306,765 | $4,852 | 4.13% |
| BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) | 18 | $4,940,000 | $274,444 | $7,971 | 4.78% |
| PUNTA GORDA, FL (FHA|USDA|VA) | 25 | $4,915,000 | $196,600 | $5,987 | 4.38% |
| LAREDO, TX (FHA|USDA|VA) | 27 | $4,885,000 | $180,926 | $6,209 | 4.48% |
| BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) | 16 | $4,730,000 | $295,625 | $5,251 | 4.63% |
| Seneca, SC (FHA|USDA|VA) | 24 | $4,700,000 | $195,833 | $4,149 | 4.18% |
| GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) | 26 | $4,650,000 | $178,846 | $7,210 | 4.45% |
| MOBILE, AL (FHA|USDA|VA) | 27 | $4,635,000 | $171,667 | $5,208 | 4.78% |
| Oxford, MS (FHA|USDA|VA) | 22 | $4,630,000 | $210,455 | $5,115 | 4.26% |
| RENO, NV (FHA|USDA|VA) | 14 | $4,540,000 | $324,286 | $9,583 | 3.92% |
| JACKSON, TN (FHA|USDA|VA) | 31 | $4,505,000 | $145,323 | $4,597 | 4.29% |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) | 15 | $4,445,000 | $296,333 | $5,947 | 4.08% |
| AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) | 22 | $4,440,000 | $201,818 | $6,134 | 3.99% |
| FORT SMITH, AR-OK (FHA|USDA|VA) | 21 | $4,345,000 | $206,905 | $4,148 | 3.89% |
| FORT COLLINS, CO (FHA|USDA|VA) | 13 | $4,175,000 | $321,154 | $4,302 | 4.40% |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) | 21 | $4,075,000 | $194,048 | $4,327 | 4.17% |
| COLUMBIA, SC (FHA|USDA|VA) | 21 | $4,075,000 | $194,048 | $5,350 | 4.29% |
| Danville, VA (FHA|USDA|VA) | 27 | $4,055,000 | $150,185 | $5,174 | 3.99% |
| ST. LOUIS, MO-IL (FHA|USDA|VA) | 24 | $3,970,000 | $165,417 | $5,065 | 4.24% |
| URBAN HONOLULU, HI (FHA|USDA|VA) | 7 | $3,965,000 | $566,429 | $10,807 | 3.86% |
| CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) | 13 | $3,885,000 | $298,846 | $6,525 | 4.01% |
| OCALA, FL (FHA|USDA|VA) | 26 | $3,850,000 | $148,077 | $5,724 | 4.83% |
| DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) | 15 | $3,775,000 | $251,667 | $7,297 | 4.28% |
| Whitewater, WI (FHA|USDA|VA) | 17 | $3,595,000 | $211,471 | $3,394 | 4.43% |
| SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) | 23 | $3,575,000 | $155,435 | $5,142 | 4.61% |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) | 15 | $3,525,000 | $235,000 | $6,986 | 4.35% |
| NORWICH-NEW LONDON, CT (FHA|USDA|VA) | 13 | $3,465,000 | $266,538 | $6,563 | 4.26% |
| MANCHESTER-NASHUA, NH (FHA|USDA|VA) | 11 | $3,425,000 | $311,364 | $7,199 | 4.00% |
| AKRON, OH (FHA|USDA|VA) | 22 | $3,390,000 | $154,091 | $5,558 | 4.04% |
| Hilo, HI (FHA|USDA|VA) | 9 | $3,375,000 | $375,000 | $6,200 | 4.38% |
| PUEBLO, CO (FHA|USDA|VA) | 15 | $3,255,000 | $217,000 | $8,006 | 3.61% |
| SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) | 13 | $3,245,000 | $249,615 | $6,599 | 3.90% |
| NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) | 8 | $3,190,000 | $398,750 | $8,720 | 4.05% |
| SPARTANBURG, SC (FHA|USDA|VA) | 13 | $3,015,000 | $231,923 | $4,998 | 4.22% |
| PROVO-OREM, UT (FHA|USDA|VA) | 10 | $3,010,000 | $301,000 | $8,800 | 4.14% |
| OKLAHOMA CITY, OK (FHA|USDA|VA) | 12 | $2,920,000 | $243,333 | $6,505 | 4.58% |
| GULFPORT-BILOXI, MS (FHA|USDA|VA) | 17 | $2,875,000 | $169,118 | $5,774 | 4.39% |
| VALLEJO, CA (FHA|USDA|VA) | 7 | $2,795,000 | $399,286 | $8,448 | 3.88% |
| Watertown-Fort Atkinson, WI (FHA|USDA|VA) | 12 | $2,780,000 | $231,667 | $4,428 | 4.40% |
| Plattsburgh, NY (FHA|USDA|VA) | 18 | $2,770,000 | $153,889 | $6,768 | 4.42% |
| FAYETTEVILLE, NC (FHA|USDA|VA) | 13 | $2,755,000 | $211,923 | $6,044 | 4.16% |
| TEXARKANA, TX-AR (FHA|USDA|VA) | 15 | $2,725,000 | $181,667 | $5,194 | 4.43% |
| MADISON, WI (FHA|USDA|VA) | 10 | $2,610,000 | $261,000 | $3,940 | 4.11% |
| Sandusky, OH (FHA|USDA|VA) | 12 | $2,610,000 | $217,500 | $5,795 | 4.20% |
| HOT SPRINGS, AR (FHA|USDA|VA) | 17 | $2,525,000 | $148,529 | $3,455 | 4.00% |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) | 5 | $2,455,000 | $491,000 | $7,790 | 4.03% |
| POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY (FHA|USDA|VA) | 10 | $2,440,000 | $244,000 | $7,372 | 4.46% |
| CLEVELAND, TN (FHA|USDA|VA) | 14 | $2,430,000 | $173,571 | $5,878 | 4.11% |
| SAVANNAH, GA (FHA|USDA|VA) | 8 | $2,400,000 | $300,000 | $7,403 | 4.06% |
| MEDFORD, OR (FHA|USDA|VA) | 9 | $2,395,000 | $266,111 | $5,307 | 4.19% |
| Tupelo, MS (FHA|USDA|VA) | 15 | $2,385,000 | $159,000 | $5,036 | 4.53% |
| SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) | 4 | $2,320,000 | $580,000 | $15,712 | 4.09% |
| Ogdensburg-Massena, NY (FHA|USDA|VA) | 18 | $2,300,000 | $127,778 | $5,922 | 4.54% |
| PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) | 10 | $2,220,000 | $222,000 | $6,682 | 4.90% |
| Glasgow, KY (FHA|USDA|VA) | 17 | $2,215,000 | $130,294 | $4,542 | 4.30% |
| WINSTON-SALEM, NC (FHA|USDA|VA) | 14 | $2,190,000 | $156,429 | $6,871 | 4.09% |
| READING, PA (FHA|USDA|VA) | 11 | $2,155,000 | $195,909 | $6,319 | 4.30% |
| JONESBORO, AR (FHA|USDA|VA) | 12 | $2,150,000 | $179,167 | $4,590 | 4.29% |
| ANCHORAGE, AK (FHA|USDA|VA) | 7 | $2,145,000 | $306,429 | $9,085 | 4.04% |
| BUFFALO-CHEEKTOWAGA, NY (FHA|USDA|VA) | 10 | $2,070,000 | $207,000 | $6,015 | 4.48% |
| Kalispell, MT (FHA|USDA|VA) | 4 | $2,060,000 | $515,000 | $5,785 | 4.19% |
| BILLINGS, MT (FHA|USDA|VA) | 7 | $2,035,000 | $290,714 | $7,746 | 4.45% |
| HATTIESBURG, MS (FHA|USDA|VA) | 12 | $2,010,000 | $167,500 | $5,620 | 4.19% |
| EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) | 6 | $2,000,000 | $333,333 | $5,838 | 3.79% |
| SALISBURY, MD-DE (FHA|USDA|VA) | 10 | $1,990,000 | $199,000 | $6,109 | 4.01% |
| Forest City, NC (FHA|USDA|VA) | 11 | $1,965,000 | $178,636 | $5,809 | 4.28% |
| LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) | 8 | $1,950,000 | $243,750 | $7,080 | 4.56% |
| HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) | 6 | $1,920,000 | $320,000 | $3,808 | 4.29% |
| GRAND JUNCTION, CO (FHA|USDA|VA) | 8 | $1,890,000 | $236,250 | $4,430 | 4.20% |
| OWENSBORO, KY (FHA|USDA|VA) | 15 | $1,885,000 | $125,667 | $4,485 | 4.62% |
| ALBUQUERQUE, NM (FHA|USDA|VA) | 9 | $1,875,000 | $208,333 | $7,759 | 4.33% |
| Steamboat Springs, CO (FHA|USDA|VA) | 3 | $1,835,000 | $611,667 | $4,541 | 4.67% |
| OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) | 5 | $1,825,000 | $365,000 | $9,673 | 3.50% |
| DULUTH, MN-WI (FHA|USDA|VA) | 9 | $1,825,000 | $202,778 | $5,905 | 4.54% |
| YORK-HANOVER, PA (FHA|USDA|VA) | 9 | $1,825,000 | $202,778 | $8,601 | 4.35% |
| Frankfort, KY (FHA|USDA|VA) | 13 | $1,825,000 | $140,385 | $3,785 | 4.62% |
| PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) | 6 | $1,820,000 | $303,333 | $14,794 | 4.38% |
| ABILENE, TX (FHA|USDA|VA) | 6 | $1,810,000 | $301,667 | $7,686 | 4.08% |
| Beaver Dam, WI (FHA|USDA|VA) | 11 | $1,775,000 | $161,364 | $3,383 | 4.13% |
| Kapaa, HI (FHA|USDA|VA) | 3 | $1,775,000 | $591,667 | $4,586 | 5.08% |
| Edwards, CO (FHA|USDA|VA) | 2 | $1,750,000 | $875,000 | $5,295 | 4.56% |
| Morehead City, NC (FHA|USDA|VA) | 6 | $1,750,000 | $291,667 | $9,730 | 4.90% |
| IDAHO FALLS, ID (FHA|USDA|VA) | 6 | $1,670,000 | $278,333 | $9,727 | 4.23% |
| LANCASTER, PA (FHA|USDA|VA) | 8 | $1,670,000 | $208,750 | $7,631 | 4.38% |
| ALBANY-SCHENECTADY-TROY, NY (FHA|USDA|VA) | 9 | $1,655,000 | $183,889 | $7,870 | 4.50% |
| TRENTON-PRINCETON, NJ (FHA|USDA|VA) | 8 | $1,620,000 | $202,500 | $5,899 | 4.17% |
| TUCSON, AZ (FHA|USDA|VA) | 7 | $1,615,000 | $230,714 | $6,650 | 4.05% |
| GRANTS PASS, OR (FHA|USDA|VA) | 5 | $1,605,000 | $321,000 | $8,742 | 4.60% |
| Somerset, KY (FHA|USDA|VA) | 10 | $1,590,000 | $159,000 | $2,746 | 4.28% |
| CORPUS CHRISTI, TX (FHA|USDA|VA) | 5 | $1,575,000 | $315,000 | $8,643 | 4.53% |
| FARGO, ND-MN (FHA|USDA|VA) | 6 | $1,540,000 | $256,667 | $6,010 | 4.42% |
| SALINAS, CA (FHA|USDA|VA) | 3 | $1,535,000 | $511,667 | $10,590 | 3.96% |
| BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) | 5 | $1,525,000 | $305,000 | $11,984 | 3.63% |
| MODESTO, CA (FHA|USDA|VA) | 5 | $1,525,000 | $305,000 | $6,588 | 3.85% |
| SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) | 3 | $1,495,000 | $498,333 | $11,894 | 4.29% |
| Danville, KY (FHA|USDA|VA) | 8 | $1,470,000 | $183,750 | $4,857 | 4.27% |
| Andrews, TX (FHA|USDA|VA) | 5 | $1,465,000 | $293,000 | $6,140 | 4.55% |
| BAKERSFIELD, CA (FHA|USDA|VA) | 5 | $1,445,000 | $289,000 | $5,467 | 4.40% |
| ANN ARBOR, MI (FHA|USDA|VA) | 5 | $1,385,000 | $277,000 | $5,553 | 4.40% |
| Jefferson, GA (FHA|USDA|VA) | 6 | $1,370,000 | $228,333 | $4,579 | 4.98% |
| Albemarle, NC (FHA|USDA|VA) | 4 | $1,360,000 | $340,000 | $10,713 | 4.94% |
| DOVER, DE (FHA|USDA|VA) | 6 | $1,350,000 | $225,000 | $6,001 | 4.06% |
| FRESNO, CA (FHA|USDA|VA) | 4 | $1,350,000 | $337,500 | $5,353 | 5.09% |
| Shelbyville, TN (FHA|USDA|VA) | 7 | $1,345,000 | $192,143 | $5,387 | 4.36% |
| OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) | 6 | $1,340,000 | $223,333 | $6,230 | 3.98% |
| SPRINGFIELD, MA (FHA|USDA|VA) | 8 | $1,340,000 | $167,500 | $6,070 | 4.00% |
| HARRISBURG-CARLISLE, PA (FHA|USDA|VA) | 8 | $1,320,000 | $165,000 | $5,625 | 4.13% |
| COLUMBUS, GA-AL (FHA|USDA|VA) | 7 | $1,315,000 | $187,857 | $6,646 | 4.09% |
| Truckee-Grass Valley, CA (FHA|USDA|VA) | 1 | $1,315,000 | $1,315,000 | $41,123 | 5.25% |
| GAINESVILLE, FL (FHA|USDA|VA) | 6 | $1,310,000 | $218,333 | $6,442 | 5.02% |
| RICHMOND, VA (FHA|USDA|VA) | 4 | $1,300,000 | $325,000 | $5,333 | 4.38% |
| McComb, MS (FHA|USDA|VA) | 7 | $1,295,000 | $185,000 | $6,309 | 4.23% |
| MIDLAND, TX (FHA|USDA|VA) | 5 | $1,285,000 | $257,000 | $6,286 | 4.70% |
| SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) | 3 | $1,275,000 | $425,000 | $7,559 | 3.92% |
| Lewisburg, TN (FHA|USDA|VA) | 7 | $1,275,000 | $182,143 | $4,887 | 4.21% |
| Albertville, AL (FHA|USDA|VA) | 3 | $1,265,000 | $421,667 | $3,881 | 4.46% |
| Williston, ND (FHA|USDA|VA) | 4 | $1,250,000 | $312,500 | $5,851 | 3.91% |
| TALLAHASSEE, FL (FHA|USDA|VA) | 5 | $1,245,000 | $249,000 | $3,481 | 3.98% |
| DOTHAN, AL (FHA|USDA|VA) | 6 | $1,240,000 | $206,667 | $4,348 | 4.48% |
| Brainerd, MN (FHA|USDA|VA) | 8 | $1,230,000 | $153,750 | $5,567 | 3.70% |
| AUBURN-OPELIKA, AL (FHA|USDA|VA) | 5 | $1,225,000 | $245,000 | $9,519 | 4.03% |
| HOUMA-THIBODAUX, LA (FHA|USDA|VA) | 7 | $1,215,000 | $173,571 | $6,294 | 4.54% |
| BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) | 5 | $1,205,000 | $241,000 | $10,901 | 4.18% |
| ST. CLOUD, MN (FHA|USDA|VA) | 8 | $1,200,000 | $150,000 | $6,950 | 4.33% |
| Newport, OR (FHA|USDA|VA) | 4 | $1,200,000 | $300,000 | $8,641 | 4.66% |
| HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) | 5 | $1,195,000 | $239,000 | $6,356 | 4.13% |
| OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) | 3 | $1,195,000 | $398,333 | $14,443 | 3.79% |
| ODESSA, TX (FHA|USDA|VA) | 6 | $1,190,000 | $198,333 | $8,951 | 4.60% |
| Outside of Metro Areas | 3 | $1,185,000 | $395,000 | $16,378 | 4.54% |
| TOLEDO, OH (FHA|USDA|VA) | 7 | $1,185,000 | $169,286 | $6,488 | 4.48% |
| Oak Harbor, WA (FHA|USDA|VA) | 3 | $1,185,000 | $395,000 | $12,583 | 4.33% |
| JOHNSTOWN, PA (FHA|USDA|VA) | 10 | $1,170,000 | $117,000 | $6,330 | 4.36% |
| BURLINGTON, NC (FHA|USDA|VA) | 5 | $1,155,000 | $231,000 | $3,495 | 4.13% |
| ALBANY-LEBANON, OR (FHA|USDA|VA) | 5 | $1,125,000 | $225,000 | $7,024 | 3.88% |
| LEBANON, PA (FHA|USDA|VA) | 6 | $1,110,000 | $185,000 | $6,719 | 4.13% |
| Sebastian-Vero Beach, FL (FHA|USDA|VA) | 4 | $1,100,000 | $275,000 | $6,562 | 4.25% |
| ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) | 3 | $1,095,000 | $365,000 | $7,810 | 3.67% |
| Jasper, IN (FHA|USDA|VA) | 7 | $1,095,000 | $156,429 | $3,239 | 3.86% |
| TUSCALOOSA, AL (FHA|USDA|VA) | 6 | $1,070,000 | $178,333 | $4,609 | 4.08% |
| GAINESVILLE, GA (FHA|USDA|VA) | 4 | $1,060,000 | $265,000 | $4,740 | 4.41% |
| PINE BLUFF, AR (FHA|USDA|VA) | 7 | $1,045,000 | $149,286 | $3,720 | 4.13% |
| Laconia, NH (FHA|USDA|VA) | 3 | $1,035,000 | $345,000 | $13,364 | 4.79% |
| Angola, IN (FHA|USDA|VA) | 2 | $1,030,000 | $515,000 | $7,093 | 4.25% |
| ELIZABETHTOWN-FORT KNOX, KY (FHA|USDA|VA) | 4 | $1,020,000 | $255,000 | $7,604 | 3.94% |
| Coos Bay, OR (FHA|USDA|VA) | 4 | $1,010,000 | $252,500 | $6,389 | 3.88% |
| FAIRBANKS, AK (FHA|USDA|VA) | 3 | $995,000 | $331,667 | $10,203 | 4.33% |
| SPRINGFIELD, OH (FHA|USDA|VA) | 7 | $985,000 | $140,714 | $5,792 | 5.07% |
| Faribault-Northfield, MN (FHA|USDA|VA) | 3 | $975,000 | $325,000 | $5,634 | 4.29% |
| Granbury, TX (FHA|USDA|VA) | 4 | $960,000 | $240,000 | $6,126 | 4.34% |
| LYNCHBURG, VA (FHA|USDA|VA) | 5 | $955,000 | $191,000 | $5,819 | 3.95% |
| MORRISTOWN, TN (FHA|USDA|VA) | 6 | $940,000 | $156,667 | $4,894 | 4.13% |
| Tullahoma-Manchester, TN (FHA|USDA|VA) | 4 | $930,000 | $232,500 | $7,897 | 3.91% |
| Baraboo, WI (FHA|USDA|VA) | 2 | $920,000 | $460,000 | $7,258 | 4.50% |
| SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) | 2 | $910,000 | $455,000 | $9,763 | 4.00% |
| HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) | 5 | $905,000 | $181,000 | $4,340 | 4.90% |
| CARSON CITY, NV (FHA|USDA|VA) | 2 | $900,000 | $450,000 | $5,263 | 4.44% |
| Laramie, WY (FHA|USDA|VA) | 2 | $890,000 | $445,000 | $4,005 | 4.38% |
| DALTON, GA (FHA|USDA|VA) | 4 | $890,000 | $222,500 | $4,172 | 4.41% |
| Palatka, FL (FHA|USDA|VA) | 9 | $885,000 | $98,333 | $5,300 | 3.31% |
| Torrington, CT (FHA|USDA|VA) | 5 | $875,000 | $175,000 | $7,841 | 4.25% |
| JACKSONVILLE, NC (FHA|USDA|VA) | 5 | $875,000 | $175,000 | $3,641 | 4.60% |
| Pampa, TX (FHA|USDA|VA) | 6 | $870,000 | $145,000 | $6,251 | 4.46% |
| Cañon City, CO (FHA|USDA|VA) | 3 | $845,000 | $281,667 | $7,024 | 3.79% |
| HOMOSASSA SPRINGS, FL (FHA|USDA|VA) | 5 | $845,000 | $169,000 | $7,254 | 4.10% |
| Batesville, AR (FHA|USDA|VA) | 7 | $845,000 | $120,714 | $4,703 | 4.18% |
| ELKHART-GOSHEN, IN (FHA|USDA|VA) | 7 | $835,000 | $119,286 | $4,301 | 5.75% |
| MONTGOMERY, AL (FHA|USDA|VA) | 5 | $835,000 | $167,000 | $2,974 | 4.25% |
| Georgetown, SC (FHA|USDA|VA) | 2 | $830,000 | $415,000 | $10,254 | 4.31% |
| GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) | 4 | $830,000 | $207,500 | $7,475 | 4.06% |
| GADSDEN, AL (FHA|USDA|VA) | 4 | $830,000 | $207,500 | $4,197 | 3.84% |
| FLORENCE-MUSCLE SHOALS, AL (FHA|USDA|VA) | 3 | $825,000 | $275,000 | $4,004 | 3.79% |
| KILLEEN-TEMPLE, TX (FHA|USDA|VA) | 4 | $820,000 | $205,000 | $5,105 | 4.94% |
| SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) | 4 | $820,000 | $205,000 | $6,960 | 5.12% |
| FORT WAYNE, IN (FHA|USDA|VA) | 5 | $815,000 | $163,000 | $5,582 | 4.08% |
| Fergus Falls, MN (FHA|USDA|VA) | 4 | $800,000 | $200,000 | $5,985 | 4.50% |
| FLINT, MI (FHA|USDA|VA) | 6 | $790,000 | $131,667 | $4,733 | 4.50% |
| SIOUX CITY, IA-NE-SD (FHA|USDA|VA) | 5 | $765,000 | $153,000 | $5,833 | 4.28% |
| LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) | 6 | $750,000 | $125,000 | $4,626 | 4.63% |
| ROCHESTER, NY (FHA|USDA|VA) | 6 | $750,000 | $125,000 | $6,297 | 4.25% |
| SPRINGFIELD, MO (FHA|USDA|VA) | 3 | $745,000 | $248,333 | $4,872 | 3.96% |
| Hood River, OR (FHA|USDA|VA) | 2 | $740,000 | $370,000 | $6,550 | 4.50% |
| Bellefontaine, OH (FHA|USDA|VA) | 3 | $735,000 | $245,000 | $6,821 | 3.54% |
| Athens, TN (FHA|USDA|VA) | 3 | $735,000 | $245,000 | $8,069 | 4.42% |
| Pottsville, PA (FHA|USDA|VA) | 5 | $735,000 | $147,000 | $6,655 | 4.28% |
| Ontario, OR-ID (FHA|USDA|VA) | 5 | $725,000 | $145,000 | $4,580 | 4.50% |
| MISSOULA, MT (FHA|USDA|VA) | 2 | $710,000 | $355,000 | $4,439 | 4.81% |
| Ashtabula, OH (FHA|USDA|VA) | 5 | $705,000 | $141,000 | $5,922 | 4.23% |
| SHERMAN-DENISON, TX (FHA|USDA|VA) | 5 | $705,000 | $141,000 | $5,452 | 3.98% |
| VALDOSTA, GA (FHA|USDA|VA) | 4 | $700,000 | $175,000 | $7,254 | 4.00% |
| Alexander City, AL (FHA|USDA|VA) | 2 | $690,000 | $345,000 | $7,189 | 4.56% |
| Bonham, TX (FHA|USDA|VA) | 3 | $685,000 | $228,333 | $6,869 | 4.33% |
| EL CENTRO, CA (FHA|USDA|VA) | 3 | $685,000 | $228,333 | $4,756 | 4.50% |
| LINCOLN, NE (FHA|USDA|VA) | 4 | $680,000 | $170,000 | $6,311 | 5.13% |
| CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) | 2 | $680,000 | $340,000 | $16,895 | 3.56% |
| SEBRING-AVON PARK, FL (FHA|USDA|VA) | 4 | $680,000 | $170,000 | $4,035 | 4.25% |
| TULSA, OK (FHA|USDA|VA) | 3 | $675,000 | $225,000 | $7,663 | 4.21% |
| KAHULUI-WAILUKU-LAHAINA, HI (FHA|USDA|VA) | 1 | $675,000 | $675,000 | $13,577 | 3.88% |
| ROME, GA (FHA|USDA|VA) | 3 | $675,000 | $225,000 | $3,906 | 4.67% |
| THE VILLAGES, FL (FHA|USDA|VA) | 5 | $665,000 | $133,000 | $4,919 | 3.70% |
| Mountain Home, ID (FHA|USDA|VA) | 3 | $665,000 | $221,667 | $8,800 | 3.79% |
| SUMTER, SC (FHA|USDA|VA) | 4 | $660,000 | $165,000 | $10,242 | 6.69% |
| Ashland, OH (FHA|USDA|VA) | 4 | $650,000 | $162,500 | $5,149 | 4.53% |
| Hobbs, NM (FHA|USDA|VA) | 3 | $645,000 | $215,000 | $7,124 | 4.63% |
| Spearfish, SD (FHA|USDA|VA) | 2 | $640,000 | $320,000 | $4,135 | 4.25% |
| HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) | 2 | $640,000 | $320,000 | $7,078 | 4.38% |
| LEWISTON-AUBURN, ME (FHA|USDA|VA) | 3 | $635,000 | $211,667 | $5,182 | 4.00% |
| CARBONDALE-MARION, IL (FHA|USDA|VA) | 5 | $635,000 | $127,000 | $4,100 | 4.00% |
| WILMINGTON, NC (FHA|USDA|VA) | 2 | $630,000 | $315,000 | $4,338 | 3.81% |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) | 2 | $630,000 | $315,000 | $16,167 | 3.38% |
| YUBA CITY, CA (FHA|USDA|VA) | 3 | $625,000 | $208,333 | $8,126 | 4.25% |
| Newberry, SC (FHA|USDA|VA) | 2 | $620,000 | $310,000 | $7,195 | 3.50% |
| Key West, FL (FHA|USDA|VA) | 2 | $620,000 | $310,000 | $7,977 | 4.19% |
| ST. GEORGE, UT (FHA|USDA|VA) | 2 | $620,000 | $310,000 | $4,847 | 4.06% |
| Americus, GA (FHA|USDA|VA) | 4 | $610,000 | $152,500 | $3,976 | 4.47% |
| ROANOKE, VA (FHA|USDA|VA) | 3 | $605,000 | $201,667 | $5,060 | 5.25% |
| Lebanon, NH-VT (FHA|USDA|VA) | 4 | $600,000 | $150,000 | $5,962 | 4.28% |
| Bennington, VT (FHA|USDA|VA) | 1 | $595,000 | $595,000 | $19,034 | 3.63% |
| PEORIA, IL (FHA|USDA|VA) | 4 | $590,000 | $147,500 | $5,088 | 4.06% |
| Cullowhee, NC (FHA|USDA|VA) | 2 | $590,000 | $295,000 | $9,974 | 6.94% |
| LUBBOCK, TX (FHA|USDA|VA) | 4 | $590,000 | $147,500 | $5,389 | 4.59% |
| Concord, NH (FHA|USDA|VA) | 3 | $585,000 | $195,000 | $6,880 | 4.08% |
| SHEBOYGAN, WI (FHA|USDA|VA) | 3 | $575,000 | $191,667 | $4,725 | 4.50% |
| SYRACUSE, NY (FHA|USDA|VA) | 4 | $570,000 | $142,500 | $6,332 | 4.00% |
| OCEAN CITY, NJ (FHA|USDA|VA) | 2 | $570,000 | $285,000 | $6,859 | 3.69% |
| MIDLAND, MI (FHA|USDA|VA) | 2 | $570,000 | $285,000 | $9,998 | 4.13% |
| KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) | 2 | $570,000 | $285,000 | $10,928 | 3.81% |
| BURLINGTON-SOUTH BURLINGTON, VT (FHA|USDA|VA) | 3 | $565,000 | $188,333 | $5,722 | 4.08% |
| Zanesville, OH (FHA|USDA|VA) | 3 | $565,000 | $188,333 | $6,138 | 4.38% |
| HINESVILLE, GA (FHA|USDA|VA) | 3 | $565,000 | $188,333 | $5,985 | 4.13% |
| ALBANY, GA (FHA|USDA|VA) | 2 | $560,000 | $280,000 | $8,607 | 3.81% |
| BLOOMINGTON, IN (FHA|USDA|VA) | 2 | $560,000 | $280,000 | $5,341 | 4.06% |
| DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) | 4 | $560,000 | $140,000 | $4,522 | 4.19% |
| COLUMBUS, IN (FHA|USDA|VA) | 2 | $560,000 | $280,000 | $4,606 | 4.63% |
| Red Wing, MN (FHA|USDA|VA) | 3 | $555,000 | $185,000 | $4,326 | 4.04% |
| Jasper, AL (FHA|USDA|VA) | 1 | $555,000 | $555,000 | $5,792 | 3.88% |
| Olean, NY (FHA|USDA|VA) | 2 | $550,000 | $275,000 | $10,820 | 4.38% |
| KENNEWICK-RICHLAND, WA (FHA|USDA|VA) | 2 | $530,000 | $265,000 | $11,079 | 4.00% |
| Klamath Falls, OR (FHA|USDA|VA) | 2 | $530,000 | $265,000 | $7,365 | 3.88% |
| Shelby, NC (FHA|USDA|VA) | 4 | $530,000 | $132,500 | $4,433 | 4.84% |
| Port Angeles, WA (FHA|USDA|VA) | 2 | $530,000 | $265,000 | $14,013 | 4.13% |
| Mount Sterling, KY (FHA|USDA|VA) | 4 | $530,000 | $132,500 | $3,785 | 4.25% |
| MONROE, MI (FHA|USDA|VA) | 2 | $530,000 | $265,000 | $7,481 | 4.38% |
| Somerset, PA (FHA|USDA|VA) | 6 | $520,000 | $86,667 | $5,895 | 4.77% |
| BELLINGHAM, WA (FHA|USDA|VA) | 2 | $520,000 | $260,000 | $8,044 | 3.50% |
| Gaffney, SC (FHA|USDA|VA) | 2 | $520,000 | $260,000 | $5,855 | 4.44% |
| Centralia, WA (FHA|USDA|VA) | 2 | $520,000 | $260,000 | $11,488 | 3.94% |
| Indiana, PA (FHA|USDA|VA) | 4 | $510,000 | $127,500 | $6,371 | 4.03% |
| SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) | 4 | $500,000 | $125,000 | $7,269 | 4.56% |
| CHICO, CA (FHA|USDA|VA) | 2 | $500,000 | $250,000 | $8,772 | 3.75% |
| RAPID CITY, SD (FHA|USDA|VA) | 2 | $500,000 | $250,000 | $7,444 | 3.94% |
| BANGOR, ME (FHA|USDA|VA) | 3 | $495,000 | $165,000 | $6,520 | 3.67% |
| Mount Vernon, OH (FHA|USDA|VA) | 4 | $490,000 | $122,500 | $4,094 | 4.66% |
| Talladega-Sylacauga, AL (FHA|USDA|VA) | 4 | $490,000 | $122,500 | $3,318 | 4.09% |
| Ukiah, CA (FHA|USDA|VA) | 1 | $485,000 | $485,000 | $12,627 | 4.50% |
| KINGSTON, NY (FHA|USDA|VA) | 2 | $480,000 | $240,000 | $6,402 | 4.50% |
| Statesboro, GA (FHA|USDA|VA) | 2 | $470,000 | $235,000 | $2,830 | 3.63% |
| Hope, AR (FHA|USDA|VA) | 3 | $465,000 | $155,000 | $3,291 | 3.88% |
| Greenwood, SC (FHA|USDA|VA) | 1 | $465,000 | $465,000 | $2,614 | 4.13% |
| Greenville, OH (FHA|USDA|VA) | 3 | $465,000 | $155,000 | $6,417 | 4.88% |
| Clearlake, CA (FHA|USDA|VA) | 1 | $465,000 | $465,000 | $3,698 | 4.00% |
| Shelton, WA (FHA|USDA|VA) | 2 | $460,000 | $230,000 | $7,752 | 4.44% |
| HANFORD-CORCORAN, CA (FHA|USDA|VA) | 2 | $460,000 | $230,000 | $8,880 | 4.81% |
| Urbana, OH (FHA|USDA|VA) | 3 | $455,000 | $151,667 | $5,672 | 4.33% |
| SAGINAW, MI (FHA|USDA|VA) | 2 | $450,000 | $225,000 | $4,778 | 4.31% |
| Juneau, AK (FHA|USDA|VA) | 1 | $445,000 | $445,000 | $9,846 | 3.25% |
| TYLER, TX (FHA|USDA|VA) | 1 | $445,000 | $445,000 | $19,848 | 3.88% |
| LaGrange, GA-AL (FHA|USDA|VA) | 2 | $440,000 | $220,000 | $10,155 | 4.06% |
| MUSKEGON, MI (FHA|USDA|VA) | 2 | $440,000 | $220,000 | $7,438 | 4.00% |
| Dayton, TN (FHA|USDA|VA) | 2 | $440,000 | $220,000 | $3,113 | 4.00% |
| Corsicana, TX (FHA|USDA|VA) | 2 | $440,000 | $220,000 | $9,716 | 5.38% |
| WINCHESTER, VA-WV (FHA|USDA|VA) | 2 | $440,000 | $220,000 | $6,505 | 4.56% |
| Ozark, AL (FHA|USDA|VA) | 3 | $435,000 | $145,000 | $6,279 | 4.00% |
| Heber, UT (FHA|USDA|VA) | 1 | $435,000 | $435,000 | $12,640 | 4.13% |
| Mountain Home, AR (FHA|USDA|VA) | 4 | $430,000 | $107,500 | $4,159 | 4.03% |
| APPLETON, WI (FHA|USDA|VA) | 1 | $425,000 | $425,000 | $5,776 | 3.25% |
| FLORENCE, SC (FHA|USDA|VA) | 1 | $425,000 | $425,000 | $2,009 | 3.63% |
| West Plains, MO (FHA|USDA|VA) | 3 | $425,000 | $141,667 | $4,232 | 3.79% |
| JOPLIN, MO (FHA|USDA|VA) | 2 | $420,000 | $210,000 | $5,862 | 4.88% |
| STATE COLLEGE, PA (FHA|USDA|VA) | 2 | $420,000 | $210,000 | $4,933 | 4.00% |
| WALLA WALLA, WA (FHA|USDA|VA) | 2 | $420,000 | $210,000 | $6,481 | 3.50% |
| CHEYENNE, WY (FHA|USDA|VA) | 2 | $420,000 | $210,000 | $5,594 | 3.88% |
| WICHITA, KS (FHA|USDA|VA) | 2 | $420,000 | $210,000 | $3,816 | 4.50% |
| IOWA CITY, IA (FHA|USDA|VA) | 2 | $410,000 | $205,000 | $5,584 | 3.50% |
| Marietta, OH (FHA|USDA|VA) | 2 | $410,000 | $205,000 | $6,214 | 4.06% |
| TOPEKA, KS (FHA|USDA|VA) | 2 | $400,000 | $200,000 | $6,019 | 4.13% |
| Stephenville, TX (FHA|USDA|VA) | 3 | $395,000 | $131,667 | $3,783 | 4.71% |
| Helena, MT (FHA|USDA|VA) | 1 | $395,000 | $395,000 | $4,975 | 3.75% |
| Lewisburg, PA (FHA|USDA|VA) | 2 | $390,000 | $195,000 | $8,133 | 5.31% |
| TERRE HAUTE, IN (FHA|USDA|VA) | 2 | $390,000 | $195,000 | $6,616 | 4.44% |
| CHAMPAIGN-URBANA, IL (FHA|USDA|VA) | 2 | $390,000 | $195,000 | $4,609 | 4.19% |
| Findlay, OH (FHA|USDA|VA) | 2 | $390,000 | $195,000 | $4,408 | 3.31% |
| NILES, MI (FHA|USDA|VA) | 2 | $390,000 | $195,000 | $5,435 | 4.50% |
| Crossville, TN (FHA|USDA|VA) | 1 | $385,000 | $385,000 | $2,793 | 3.88% |
| Gardnerville Ranchos, NV (FHA|USDA|VA) | 1 | $385,000 | $385,000 | $6,315 | 4.25% |
| Frankfort, IN (FHA|USDA|VA) | 3 | $385,000 | $128,333 | $1,436 | 4.38% |
| Picayune, MS (FHA|USDA|VA) | 2 | $380,000 | $190,000 | $7,271 | 4.06% |
| YAKIMA, WA (FHA|USDA|VA) | 2 | $370,000 | $185,000 | $11,121 | 4.06% |
| Moscow, ID (FHA|USDA|VA) | 2 | $370,000 | $185,000 | $5,230 | 4.19% |
| BLOOMSBURG-BERWICK, PA (FHA|USDA|VA) | 2 | $370,000 | $185,000 | $9,201 | 4.69% |
| JACKSON, MI (FHA|USDA|VA) | 2 | $370,000 | $185,000 | $7,208 | 4.13% |
| Rock Springs, WY (FHA|USDA|VA) | 2 | $370,000 | $185,000 | $6,263 | 4.81% |
| DECATUR, AL (FHA|USDA|VA) | 3 | $365,000 | $121,667 | $3,095 | 4.08% |
| Oil City, PA (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $10,733 | 3.50% |
| LANSING-EAST LANSING, MI (FHA|USDA|VA) | 3 | $365,000 | $121,667 | $4,525 | 4.63% |
| Hudson, NY (FHA|USDA|VA) | 2 | $360,000 | $180,000 | $7,386 | 4.19% |
| GLENS FALLS, NY (FHA|USDA|VA) | 2 | $360,000 | $180,000 | $4,878 | 4.00% |
| Roanoke Rapids, NC (FHA|USDA|VA) | 2 | $360,000 | $180,000 | $4,485 | 3.94% |
| HAMMOND, LA (FHA|USDA|VA) | 2 | $360,000 | $180,000 | $4,341 | 3.75% |
| Traverse City, MI (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $2,965 | 4.25% |
| Clarksburg, WV (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $5,679 | 4.75% |
| MANHATTAN, KS (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $4,898 | 4.88% |
| Hermiston-Pendleton, OR (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $4,686 | 3.50% |
| GRAND FORKS, ND-MN (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $1,071 | 4.00% |
| UTICA-ROME, NY (FHA|USDA|VA) | 3 | $345,000 | $115,000 | $5,084 | 4.08% |
| CANTON-MASSILLON, OH (FHA|USDA|VA) | 2 | $340,000 | $170,000 | $7,275 | 4.00% |
| WILLIAMSPORT, PA (FHA|USDA|VA) | 2 | $340,000 | $170,000 | $4,504 | 5.00% |
| Butte-Silver Bow, MT (FHA|USDA|VA) | 2 | $340,000 | $170,000 | $4,049 | 5.06% |
| Malvern, AR (FHA|USDA|VA) | 5 | $335,000 | $67,000 | $5,044 | 4.78% |
| GREENVILLE, NC (FHA|USDA|VA) | 3 | $335,000 | $111,667 | $5,274 | 2.96% |
| MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $19,236 | 4.63% |
| Crawfordsville, IN (FHA|USDA|VA) | 4 | $330,000 | $82,500 | $3,143 | 3.41% |
| JOHNSON CITY, TN (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $9,093 | 4.25% |
| Ottawa, IL (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $14,889 | 3.50% |
| Palestine, TX (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $7,054 | 4.75% |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) | 3 | $325,000 | $108,333 | $4,288 | 4.21% |
| LAWTON, OK (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $6,544 | 3.25% |
| GOLDSBORO, NC (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $1,983 | 3.75% |
| Calhoun, GA (FHA|USDA|VA) | 2 | $320,000 | $160,000 | $5,118 | 6.94% |
| Starkville, MS (FHA|USDA|VA) | 2 | $320,000 | $160,000 | $3,963 | 4.50% |
| Athens, TX (FHA|USDA|VA) | 2 | $320,000 | $160,000 | $6,422 | 4.19% |
| GREEN BAY, WI (FHA|USDA|VA) | 2 | $320,000 | $160,000 | $5,336 | 4.25% |
| Charleston-Mattoon, IL (FHA|USDA|VA) | 2 | $320,000 | $160,000 | $3,483 | 3.56% |
| LAS CRUCES, NM (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $3,732 | 3.50% |
| LAKE CHARLES, LA (FHA|USDA|VA) | 2 | $310,000 | $155,000 | $5,352 | 3.75% |
| Alexandria, MN (FHA|USDA|VA) | 2 | $310,000 | $155,000 | $3,658 | 4.44% |
| Austin, MN (FHA|USDA|VA) | 2 | $310,000 | $155,000 | $4,769 | 4.44% |
| LONGVIEW, WA (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $10,879 | 4.63% |
| Rexburg, ID (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $10,792 | 4.13% |
| Cleveland, MS (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $8,243 | 4.25% |
| Show Low, AZ (FHA|USDA|VA) | 2 | $300,000 | $150,000 | $16,310 | 2.81% |
| MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) | 2 | $300,000 | $150,000 | $7,838 | 5.00% |
| CEDAR RAPIDS, IA (FHA|USDA|VA) | 2 | $300,000 | $150,000 | $4,464 | 4.75% |
| OSHKOSH-NEENAH, WI (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $8,304 | 5.75% |
| Chillicothe, OH (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $9,890 | 4.13% |
| SIOUX FALLS, SD (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $4,178 | 3.88% |
| St. Marys, GA (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $6,673 | 3.88% |
| Wabash, IN (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $9,295 | 4.00% |
| Dyersburg, TN (FHA|USDA|VA) | 2 | $290,000 | $145,000 | $4,572 | 4.75% |
| Augusta-Waterville, ME (FHA|USDA|VA) | 2 | $290,000 | $145,000 | $5,021 | 3.88% |
| ROCKFORD, IL (FHA|USDA|VA) | 2 | $290,000 | $145,000 | $7,132 | 3.75% |
| EAST STROUDSBURG, PA (FHA|USDA|VA) | 2 | $290,000 | $145,000 | $8,537 | 4.25% |
| Fairmont, WV (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $9,650 | 3.63% |
| MANKATO, MN (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $8,397 | 5.13% |
| Cookeville, TN (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $8,661 | 4.13% |
| Cornelia, GA (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $3,370 | 3.25% |
| SAN ANGELO, TX (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $12,382 | 3.75% |
| LIMA, OH (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $9,093 | 4.50% |
| McMinnville, TN (FHA|USDA|VA) | 2 | $270,000 | $135,000 | $3,891 | 4.31% |
| Indianola, MS (FHA|USDA|VA) | 2 | $270,000 | $135,000 | $5,036 | 3.94% |
| ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) | 2 | $270,000 | $135,000 | $5,680 | 4.50% |
| Sayre, PA (FHA|USDA|VA) | 2 | $270,000 | $135,000 | $5,508 | 4.50% |
| Carlsbad-Artesia, NM (FHA|USDA|VA) | 2 | $270,000 | $135,000 | $3,919 | 4.38% |
| Pinehurst-Southern Pines, NC (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $10,430 | 3.75% |
| Keene, NH (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $9,378 | 3.75% |
| Corinth, MS (FHA|USDA|VA) | 2 | $260,000 | $130,000 | $2,257 | 4.50% |
| BRUNSWICK, GA (FHA|USDA|VA) | 2 | $260,000 | $130,000 | $5,374 | 4.19% |
| CHAMBERSBURG-WAYNESBORO, PA (FHA|USDA|VA) | 2 | $260,000 | $130,000 | $7,311 | 4.19% |
| Peru, IN (FHA|USDA|VA) | 2 | $260,000 | $130,000 | $3,120 | 5.25% |
| PITTSFIELD, MA (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $11,558 | 5.88% |
| Blackfoot, ID (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $5,436 | 4.00% |
| Plymouth, IN (FHA|USDA|VA) | 2 | $250,000 | $125,000 | $5,455 | 4.44% |
| Washington Court House, OH (FHA|USDA|VA) | 2 | $250,000 | $125,000 | $3,642 | 4.50% |
| Eureka-Arcata, CA (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $11,432 | 4.00% |
| Sanford, NC (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $6,451 | 4.00% |
| Amsterdam, NY (FHA|USDA|VA) | 2 | $240,000 | $120,000 | $4,152 | 4.88% |
| Minot, ND (FHA|USDA|VA) | 2 | $240,000 | $120,000 | $2,538 | 4.31% |
| Murray, KY (FHA|USDA|VA) | 2 | $240,000 | $120,000 | $3,224 | 3.88% |
| Natchitoches, LA (FHA|USDA|VA) | 2 | $240,000 | $120,000 | $2,842 | 4.94% |
| WICHITA FALLS, TX (FHA|USDA|VA) | 2 | $240,000 | $120,000 | $6,413 | 3.63% |
| VINELAND-BRIDGETON, NJ (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $12,261 | 3.75% |
| Fernley, NV (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $9,405 | 4.50% |
| ELMIRA, NY (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $3,926 | 3.25% |
| Athens, OH (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $3,685 | 4.63% |
| Newport, TN (FHA|USDA|VA) | 2 | $230,000 | $115,000 | $4,164 | 4.94% |
| Rutland, VT (FHA|USDA|VA) | 2 | $230,000 | $115,000 | $7,200 | 5.13% |
| Corning, NY (FHA|USDA|VA) | 2 | $230,000 | $115,000 | $7,137 | 4.44% |
| Martin, TN (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $3,718 | 3.00% |
| WENATCHEE, WA (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $4,048 | 3.88% |
| WEIRTON-STEUBENVILLE, WV-OH (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $8,784 | 3.63% |
| LEWISTON, ID-WA (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $7,889 | 4.13% |
| Vicksburg, MS (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $8,658 | 5.13% |
| Grenada, MS (FHA|USDA|VA) | 2 | $220,000 | $110,000 | $5,029 | 4.19% |
| Jamestown-Dunkirk-Fredonia, NY (FHA|USDA|VA) | 2 | $220,000 | $110,000 | $4,411 | 4.94% |
| Levelland, TX (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $4,747 | 3.88% |
| Meridian, MS (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $3,665 | 4.38% |
| Riverton, WY (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $7,577 | 4.38% |
| Grand Rapids, MN (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $12,512 | 3.75% |
| ALTOONA, PA (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $10,616 | 4.13% |
| ALEXANDRIA, LA (FHA|USDA|VA) | 2 | $210,000 | $105,000 | $5,587 | 4.81% |
| DuBois, PA (FHA|USDA|VA) | 2 | $210,000 | $105,000 | $5,056 | 4.69% |
| BINGHAMTON, NY (FHA|USDA|VA) | 2 | $210,000 | $105,000 | $4,263 | 3.63% |
| Fremont, OH (FHA|USDA|VA) | 2 | $210,000 | $105,000 | $4,338 | 4.13% |
| Forrest City, AR (FHA|USDA|VA) | 2 | $210,000 | $105,000 | $5,079 | 4.63% |
| Washington, IN (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $6,076 | 4.63% |
| Greenwood, MS (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $9,947 | 4.75% |
| Milledgeville, GA (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $4,913 | 3.25% |
| Wooster, OH (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $10,602 | 3.00% |
| Meadville, PA (FHA|USDA|VA) | 2 | $200,000 | $100,000 | $5,165 | 4.13% |
| MUNCIE, IN (FHA|USDA|VA) | 2 | $200,000 | $100,000 | $9,509 | 5.31% |
| Lumberton, NC (FHA|USDA|VA) | 2 | $200,000 | $100,000 | $5,740 | 3.88% |
| Norwalk, OH (FHA|USDA|VA) | 2 | $200,000 | $100,000 | $5,558 | 4.25% |
| Sunbury, PA (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $9,721 | 3.75% |
| Union, SC (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $2,178 | 4.63% |
| Opelousas, LA (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $3,934 | 4.63% |
| FOND DU LAC, WI (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $4,770 | 3.88% |
| COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $7,108 | 4.50% |
| GREAT FALLS, MT (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $3,259 | 4.25% |
| Big Stone Gap, VA (FHA|USDA|VA) | 2 | $190,000 | $95,000 | $2,931 | 2.81% |
| WAUSAU-WESTON, WI (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $3,044 | 4.38% |
| Hastings, NE (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $6,859 | 4.13% |
| KANKAKEE, IL (FHA|USDA|VA) | 2 | $180,000 | $90,000 | $3,655 | 4.13% |
| Troy, AL (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $4,675 | 4.00% |
| Huntington, IN (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $5,475 | 4.63% |
| Logansport, IN (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $6,654 | 4.00% |
| Warsaw, IN (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $6,155 | 5.00% |
| ROCKY MOUNT, NC (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $7,675 | 4.00% |
| Manitowoc, WI (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $4,217 | 4.00% |
| Escanaba, MI (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $3,188 | 3.75% |
| WHEELING, WV-OH (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $7,863 | 3.63% |
| Cedartown, GA (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $6,279 | 3.63% |
| Laurel, MS (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $3,266 | 4.75% |
| Brookhaven, MS (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $4,825 | 4.13% |
| Dublin, GA (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $8,053 | 4.25% |
| Selinsgrove, PA (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $7,042 | 4.50% |
| JANESVILLE-BELOIT, WI (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $1,011 | 3.75% |
| Jacksonville, TX (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $1,510 | 4.00% |
| North Wilkesboro, NC (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $8,404 | 7.25% |
| Mason City, IA (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $6,571 | 4.25% |
| Bluefield, WV-VA (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $2,176 | 4.50% |
| Bemidji, MN (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $5,452 | 4.00% |
| Ardmore, OK (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $4,147 | 3.63% |
| Arcadia, FL (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $2,799 | 4.50% |
| Huntingdon, PA (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $8,243 | 5.13% |
| SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $7,924 | 4.50% |
| PARKERSBURG-VIENNA, WV (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $4,228 | 3.50% |
| Madison, IN (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $6,579 | 3.75% |
| Wilson, NC (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $0 | 3.75% |
| MADERA, CA (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $4,650 | 3.75% |
| DANVILLE, IL (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $5,755 | 4.75% |
| Barre, VT (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $5,466 | 3.25% |
| Aberdeen, WA (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $5,907 | 4.13% |
| Owatonna, MN (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $4,221 | 4.88% |
| Adrian, MI (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $6,021 | 3.63% |
| Dumas, TX (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $7,273 | 4.13% |
| VICTORIA, TX (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $6,799 | 4.63% |
| Pella, IA (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $5,140 | 4.00% |
| Salem, OH (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $6,639 | 5.13% |
| Shawnee, OK (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $4,435 | 4.63% |
| Summerville, GA (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $4,243 | 3.38% |
| Elko, NV (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $0 | 5.88% |
| AMARILLO, TX (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $4,779 | 3.38% |
| FLAGSTAFF, AZ (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $4,831 | 4.00% |
| Magnolia, AR (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $2,368 | 5.13% |
| Clewiston, FL (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $6,291 | 4.00% |
| Scottsboro, AL (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $4,528 | 4.25% |
| Willmar, MN (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $5,384 | 3.50% |
| Cullman, AL (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $5,149 | 5.13% |
| Lock Haven, PA (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $5,058 | 4.63% |
| Gallup, NM (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $6,794 | 3.63% |
| Malone, NY (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $6,973 | 4.25% |
| Brevard, NC (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $3,659 | 4.13% |
| Hannibal, MO (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $733 | 4.88% |
| Thomaston, GA (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $7,080 | 5.13% |
| NEW BERN, NC (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $5,529 | 5.38% |
| Arkadelphia, AR (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $4,714 | 3.75% |
| Roseburg, OR (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $6,452 | 5.99% |
| Bluffton, IN (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $4,956 | 4.63% |
| Kennett, MO (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $6,822 | 4.25% |
| Watertown, SD (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $5,129 | 4.50% |
| MACON-BIBB COUNTY, GA (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $5,311 | 5.13% |
| Farmington, MO (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $6,102 | 4.00% |
| Marion, OH (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $5,578 | 5.13% |
| ANNISTON-OXFORD, AL (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $5,694 | 4.00% |
| Greeneville, TN (FHA|USDA|VA) | 2 | $110,000 | $55,000 | $5,687 | 5.31% |
| YUMA, AZ (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $5,934 | 4.13% |
| Grants, NM (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $3,963 | 4.13% |
| Decatur, IN (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $5,438 | 4.75% |
| MONROE, LA (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $6,285 | 4.00% |
| Marquette, MI (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $4,924 | 4.63% |
| Cortland, NY (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $6,442 | 4.13% |
| Worthington, MN (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $5,685 | 4.50% |
| Morgan City, LA (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $3,336 | 5.00% |
| Elkins, WV (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $3,697 | 3.63% |
| Mount Vernon, IL (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $4,165 | 3.75% |
| ROCHESTER, MN (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $5,353 | 5.00% |
| Kirksville, MO (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $2,967 | 4.25% |
| Martinsville, VA (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $2,016 | 4.25% |
| Mount Airy, NC (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $6,324 | 3.63% |
| Marinette, WI-MI (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $3,009 | 3.13% |
| Union City, TN (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $6,326 | 4.50% |
| Bedford, IN (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $4,486 | 4.25% |
| Warren, PA (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $5,227 | 5.00% |
| WATERLOO-CEDAR FALLS, IA (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $4,813 | 4.13% |
| Oskaloosa, IA (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $5,888 | 4.50% |
| BLACKSBURG-CHRISTIANSBURG, VA (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $5,050 | 5.25% |
| Minden, LA (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $5,004 | 4.63% |
| Paragould, AR (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $4,737 | 4.13% |
| WARNER ROBINS, GA (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $6,157 | 4.13% |
| Wilmington, OH (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $4,509 | 4.75% |
| Ludington, MI (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $2,753 | 5.25% |
| Atmore, AL (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $5,816 | 4.63% |
| BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $3,548 | 4.38% |
| CHARLOTTESVILLE, VA (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $3,431 | 4.25% |
| Berlin, NH (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $4,722 | 4.13% |
| Rockingham, NC (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $3,569 | 4.50% |
| Brownwood, TX (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $3,833 | 3.75% |
| Kinston, NC (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $2,552 | 5.00% |
| Jackson, OH (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $4,554 | 5.13% |
| Roswell, NM (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $3,959 | 4.25% |
| Vincennes, IN (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $2,720 | 5.38% |
| KOKOMO, IN (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $889 | 4.50% |
| New Castle, PA (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $4,988 | 5.25% |
| Coshocton, OH (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $4,182 | 4.75% |
Similar Lenders
We use machine learning to identify the top lenders compared against Bank of England based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.
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Product Mix
For 2019, Bank Of England's most frequently originated type of loan was Conventional, with 9,762 originations. Their 2nd most popular type was FHA, with 3,382 originations.
Loan Reason
For 2019, Bank Of England's most frequently cited loan purpose was Home Purchase, with 11,445 originations. The 2nd most popular reason was Refi, with 2,397 originations.
Loan Duration/Length
For 2019, Bank Of England's most frequently cited loan duration was 30 Year, with 14,340 originations. The 2nd most popular length was 15 Year, with 555 originations.
Origination Fees/Closing Costs
Bank Of England's average total fees were $5,886, while their most frequently occuring range of origination fees (closing costs) were in the $1k-2k bucket, with 5,754 originations.
Interest Rates
During 2019, Bank Of England's average interest rate for loans was 4.31%, while their most frequently originated rate bucket for loans was 4-5%, with 7,472 originations.
Loan Sizing
2019 saw Bank Of England place emphasis on $200k-400k loans with 6,983 originations, totaling $1,933,915,000 in origination value.
Applicant Income
Bank Of England lent most frequently to those with incomes in the $50k-75k range, with 4,372 originations. The second most popular income band? $50k or less, with 3,652 originations.
Applicant Debt to Income Ratio
Bank Of England lent most frequently to those with DTI ratios of 30-36%, with 2,476 originations. The next most common DTI ratio? 20-30%, with 2,338 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications96.76%
Bank Of England has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.
Pick Rate
Approvals leading to origination64.33%
Bank Of England has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 15,637 | $3,639,705,000 | $232,762 |
Occupancy Type Mix
LTV Distribution
Complaints
| Bank Name | Product | Issue | 2019 CPFB Complaints | % of Total Issues |
|---|---|---|---|---|
| BANK OF THE WEST | Conventional home mortgage | Applying for a mortgage or refinancing an existing mortgage | 1 | 7.1% |
| BANK OF THE WEST | Other type of mortgage | Trouble during payment process | 1 | 7.1% |
| BANK OF THE WEST | Other type of mortgage | Closing on a mortgage | 1 | 7.1% |
| BANK OF THE WEST | Other type of mortgage | Applying for a mortgage or refinancing an existing mortgage | 1 | 7.1% |
| BANK OF THE WEST | Home equity loan or line of credit (HELOC) | Trouble during payment process | 2 | 14.3% |
| BANK OF THE WEST | Home equity loan or line of credit (HELOC) | Applying for a mortgage or refinancing an existing mortgage | 1 | 7.1% |
| BANK OF THE WEST | Conventional home mortgage | Trouble during payment process | 6 | 42.9% |
| BANK OF THE WEST | Conventional home mortgage | Struggling to pay mortgage | 1 | 7.1% |
Bank Details
Branches
| Bank Name | Branch | Branch Type | Deposits (000's) |
|---|---|---|---|
| Bank of England | 100 Stuttgart Highway England, AR 72046 | Full Service B&M | $9,337 |
| Bank of England | 101 Park Street Carlisle, AR 72024 | Full Service B&M | $19,586 |
| Bank of England | 11044 Hwy 165 North Little Rock, AR 72117 | Full Service B&M | $12,608 |
| Bank of England | 1109 North Center Street Lonoke, AR 72086 | Full Service B&M | $43,145 |
| Bank of England | 123 South Main Street England, AR 72046 | Full Service B&M | $216,639 |
| Bank of England | 1320 Rebsamen Park Road Little Rock, AR 72202 | Full Service B&M | $15,288 |
For 2019, Bank Of England had 6 branches.
Yearly Performance Overview
Bank Income
| Item | Value (in 000's) |
|---|---|
| Total interest income | $15,762 |
| Net interest income | $10,886 |
| Total noninterest income | $166,014 |
| Gross Fiduciary activities income | $0 |
| Service charges on deposit accounts | $571 |
| Trading account gains and fees | $0 |
| Additional Noninterest Income | $165,443 |
| Pre-tax net operating income | $14,581 |
| Securities gains (or losses, -) | $98 |
| Income before extraordinary items | $10,980 |
| Discontinued Operations (Extraordinary gains, net) | $0 |
| Net income of bank and minority interests | $10,980 |
| Minority interest net income | $0 |
| Net income | $10,980 |
| Sale, conversion, retirement of capital stock, net | $0 |
| Net operating income | $10,902 |
Bank Of England's gross interest income from loans was $15,762,000.
Bank Of England's net interest income from loans was $10,886,000.
Bank Of England's fee based income from loans was $571,000.
Bank Of England's net income from loans was $10,980,000.
Bank Expenses
| Item | Value (in 000's) |
|---|---|
| Total interest expense | $4,876 |
| Provision for credit losses | $751 |
| Total noninterest expense | $161,568 |
| Salaries and employee benefits | $129,272 |
| Premises and equipment expense | $12,869 |
| Additional noninterest expense | $19,427 |
| Applicable income taxes | $3,699 |
| Net charge-offs | $404 |
| Cash dividends | $2,500 |
Bank Of England's interest expense for loans was $4,876,000.
Bank Of England's payroll and benefits expense were $129,272,000.
Bank Of England's property, plant and equipment expenses $12,869,000.
Loan Performance
| Type of Loan | % of Loans Noncurrent (30+ days, end of period snapshot) |
|---|---|
| All loans | 0.0% |
| Real Estate loans | 0.0% |
| Construction & Land Development loans | 0.0% |
| Nonfarm, nonresidential loans | 0.0% |
| Multifamily residential loans | 0.0% |
| 1-4 family residential loans | 0.0% |
| HELOC loans | 0.0% |
| All other family | 0.0% |
| Commercial & industrial loans | 0.0% |
| Personal loans | 0.0% |
| Credit card loans | 0.0% |
| Other individual loans | 0.0% |
| Auto loans | 0.0% |
| Other consumer loans | 0.0% |
| Unsecured commercial real estate loans | 0.0% |
Deposits
| Type | Value (in 000's) |
|---|---|
| Total deposits | $325,084 |
| Deposits held in domestic offices | $325,084 |
| Deposits by Individuals, partnerships, and corporations | $264,818 |
| Deposits by U.S. Government | $0 |
| Deposits by States and political subdivisions in the U.S. | $37,632 |
| Deposits by Commercial banks and other depository institutions in U.S. | $22,634 |
| Deposits by Banks in foreign countries | $0 |
| Deposits by Foreign governments and official institutions | $0 |
| Transaction accounts | $108,167 |
| Demand deposits | $68,334 |
| Nontransaction accounts | $216,917 |
| Money market deposit accounts (MMDAs) | $64,494 |
| Other savings deposits (excluding MMDAs) | $14,157 |
| Total time deposits | $138,266 |
| Total time and savings deposits | $256,750 |
| Noninterest-bearing deposits | $68,334 |
| Interest-bearing deposits | $256,750 |
| Retail deposits | $271,281 |
| IRAs and Keogh plan accounts | $7,163 |
| Brokered deposits | $72,418 |
| Deposits held in foreign offices | $0 |
Assets
| Asset | Value (in 000's) |
|---|---|
| Total Assets | $464,504 |
| Cash & Balances due from depository institutions | $19,126 |
| Interest-bearing balances | $13,322 |
| Total securities | $44,445 |
| Federal funds sold & reverse repurchase | $16,575 |
| Net loans and leases | $349,366 |
| Loan and leases loss allowance | $3,140 |
| Trading account assets | $0 |
| Bank premises and fixed assets | $7,029 |
| Other real estate owned | $1,378 |
| Goodwill and other intangibles | $10,466 |
| All other assets | $16,119 |
Liabilities
| Liabilities | Value (in 000's) |
|---|---|
| Total liabilities and capital | $464,504 |
| Total Liabilities | $405,476 |
| Total deposits | $325,084 |
| Interest-bearing deposits | $256,750 |
| Deposits held in domestic offices | $325,084 |
| % insured (estimated) | $58 |
| Federal funds purchased and repurchase agreements | $0 |
| Trading liabilities | $0 |
| Other borrowed funds | $57,602 |
| Subordinated debt | $0 |
| All other liabilities | $22,790 |
Issued Loan Types
| Type | Value (in 000's) |
|---|---|
| Net loans and leases | $349,366 |
| Loan and leases loss allowance | $3,140 |
| Total loans and leases (domestic) | $352,506 |
| All real estate loans | $307,971 |
| Real estate loans in domestic offices | $307,971 |
| Construction and development loans | $9,888 |
| Residential 1-4 family construction | $6,751 |
| Other construction, all land development and other land | $3,137 |
| Loans secured by nonfarm nonresidential properties | $26,600 |
| Nonfarm nonresidential secured by owner-occupied properties | $1,740 |
| Commercial real estate & other non-farm, non-residential | $24,860 |
| Multifamily residential real estate | $1,035 |
| 1-4 family residential loans | $257,353 |
| Farmland loans | $13,095 |
| Loans held in foreign offices | $0 |
| Farm loans | $23,624 |
| Commercial and industrial loans | $17,309 |
| To non-U.S. addressees | $0 |
| Loans to individuals | $3,517 |
| Credit card loans | $0 |
| Related Plans | $0 |
| Consumer Auto Loans | $606 |
| Other loans to individuals | $2,911 |
| All other loans & leases | $90 |
| Loans to foreign governments and official institutions | $0 |
| Other loans | $90 |
| Loans to depository institutions and acceptances of other banks | $0 |
| Loans not secured by real estate | $0 |
| Loans secured by real estate to non-U.S. addressees | $0 |
| Restructured Loans & leases | $1,991 |
| Non 1-4 family restructured loans & leases | $266 |
| Total loans and leases (foreign) | $0 |
Bank of England had $349,366,000 of loans outstanding in 2019. $307,971,000 of loans were in real estate loans. $9,888,000 of loans were in development loans. $1,035,000 of loans were in multifamily mortgage loans. $257,353,000 of loans were in 1-4 family mortgage loans. $23,624,000 of loans were in farm loans. $0 of loans were in credit card loans. $606,000 of loans were in the auto loan category.
Small Business Loans
| Categorization | # of Loans in Category | $ amount of loans (in 000's) | Average $/loan |
|---|---|---|---|
| Nonfarm, nonresidential loans - <$1MM | 70 | $12,783 | $182,614 |
| Nonfarm, nonresidential loans - <$100k | 31 | $1,135 | $36,613 |
| Nonfarm, nonresidential loans - $100-250k | 18 | $2,536 | $140,889 |
| Nonfarm, nonresidential loans - $250k-1MM | 21 | $9,112 | $433,905 |
| Commercial & Industrial, US addressed loans - <$1MM | 218 | $9,048 | $41,505 |
| Commercial & Industrial, US addressed loans - <$100k | 181 | $3,216 | $17,768 |
| Commercial & Industrial, US addressed loans - $100-250k | 23 | $2,394 | $104,087 |
| Commercial & Industrial, US addressed loans - $250k-1MM | 14 | $3,438 | $245,571 |
| Farmland loans - <$1MM | 66 | $5,450 | $82,576 |
| Farmland loans - <$100k | 36 | $954 | $26,500 |
| Farmland loans - $100-250k | 23 | $2,512 | $109,217 |
| Farmland loans - $250k-1MM | 7 | $1,984 | $283,429 |
| Agriculture operations loans - <$1MM | 120 | $6,029 | $50,242 |
| Agriculture operations loans - <$100k | 79 | $1,649 | $20,873 |
| Agriculture operations loans - $100-250k | 20 | $1,262 | $63,100 |
| Agriculture operations loans - $250k-1MM | 21 | $3,118 | $148,476 |