Nationwide Mortgage Bankers Rates, Fees & Info

WILMINGTON, DE

LEI: 549300CLRXFVF83ZL806

Tax ID: 45-2969502

Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data

Jump to:

Mortgage Data

Review & Overview

Nationwide Mortgage Bankers is a small bank specializing in Home Purchase and Refi loans. Nationwide Mortgage Bankers has a high proportion of conventional loans. They have a a high proportion of FHA loans. They have a low ratio of USDA loans. Their top markets by origination volume include: New York, Miami, Atlanta, Baltimore, and Poughkeepsie among others. We have data for 274 markets. (Some data included below & more in-depth data is available with an active subscription.)

Nationwide Mortgage Bankers has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Nationwide Mortgage Bankers is typically a high fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have relatively high rates.

We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.

SimulatedRates™

Mortgage Type
Simulated Rate Simulation Date
30 Year Conventional Purchase 6.87% 11/22/24
30 Year Conventional Refi 6.80% 11/22/24
30 Year Cash-out Refi 6.27% 11/22/24
30 Year FHA Purchase 7.58% 11/22/24
30 Year FHA Refi 7.25% 11/22/24
30 Year VA Purchase 6.57% 11/22/24
30 Year VA Refi 6.60% 11/22/24
30 Year USDA Purchase 7.11% 11/22/24
15 Year Conventional Purchase 6.04% 11/22/24
15 Year Conventional Refi 6.48% 11/22/24
15 Year Cash-out Refi 6.48% 11/22/24
15 Year FHA Refi 7.37% 11/22/24
15 Year VA Refi 6.47% 11/22/24
These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

Nationwide Mortgage Bankers Mortgage Calculator






Your Estimates

Estimated Loan Payment: Update the calculator values and click calculate payment!

This is not an official calculator from Nationwide Mortgage Bankers. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

The default purchase price is the median sales price across the US for 2022Q4, per FRED.


Originations

4,832

Origination Dollar Volume (All Markets)

$1,832,490,000

Top Markets

Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

Market Originations Total Value Average Loan Average Fees Average Rate
New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) 2,459 $1,176,425,000 $478,416 $16,551 5.03%
Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 171 $58,255,000 $340,673 $11,443 5.56%
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 161 $47,615,000 $295,745 $11,730 5.66%
BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) 169 $44,145,000 $261,213 $8,219 5.74%
POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY (FHA|USDA|VA) 113 $38,275,000 $338,717 $12,039 5.15%
CLEVELAND-ELYRIA, OH (FHA|USDA|VA) 147 $29,815,000 $202,823 $7,839 5.59%
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) 92 $23,210,000 $252,283 $11,839 5.25%
BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) 62 $22,180,000 $357,742 $14,417 5.69%
Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 55 $21,255,000 $386,455 $13,924 5.35%
ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 43 $14,665,000 $341,047 $13,568 4.88%
Outside of Metro Areas 57 $12,145,000 $213,070 $9,124 5.35%
YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) 77 $10,865,000 $141,104 $5,605 5.42%
COLUMBUS, OH (FHA|USDA|VA) 43 $10,695,000 $248,721 $7,291 6.09%
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 33 $10,215,000 $309,545 $10,407 5.23%
PITTSBURGH, PA (FHA|USDA|VA) 44 $9,370,000 $212,955 $8,009 4.89%
JACKSONVILLE, FL (FHA|USDA|VA) 40 $9,220,000 $230,500 $11,771 5.11%
HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 26 $8,730,000 $335,769 $11,500 5.24%
NEW HAVEN-MILFORD, CT (FHA|USDA|VA) 33 $8,725,000 $264,394 $11,325 5.30%
Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 38 $7,870,000 $207,105 $8,962 5.64%
Sevierville, TN (FHA|USDA|VA) 16 $7,770,000 $485,625 $11,747 5.63%
CINCINNATI, OH-KY-IN (FHA|USDA|VA) 26 $7,530,000 $289,615 $7,648 6.24%
ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) 28 $7,510,000 $268,214 $9,321 5.21%
Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) 11 $6,575,000 $597,727 $15,541 5.58%
PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 19 $6,135,000 $322,895 $9,580 5.05%
CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 18 $5,690,000 $316,111 $11,949 5.51%
INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) 16 $5,680,000 $355,000 $6,289 5.67%
Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) 11 $5,585,000 $507,727 $15,867 5.29%
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) 14 $5,270,000 $376,429 $14,177 4.64%
AKRON, OH (FHA|USDA|VA) 27 $4,985,000 $184,630 $7,174 6.00%
VALLEJO, CA (FHA|USDA|VA) 11 $4,975,000 $452,273 $17,015 4.82%
CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 14 $4,900,000 $350,000 $8,397 5.36%
Detroit-Warren-Dearborn, MI (FHA|USDA|VA) 18 $4,850,000 $269,444 $10,796 6.11%
Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) 10 $4,370,000 $437,000 $11,778 5.33%
READING, PA (FHA|USDA|VA) 21 $4,265,000 $203,095 $10,382 5.35%
EAST STROUDSBURG, PA (FHA|USDA|VA) 18 $4,220,000 $234,444 $10,088 5.24%
SALISBURY, MD-DE (FHA|USDA|VA) 14 $4,220,000 $301,429 $8,617 5.55%
San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) 8 $4,060,000 $507,500 $16,140 4.65%
SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) 9 $4,015,000 $446,111 $13,781 4.65%
ALBANY-SCHENECTADY-TROY, NY (FHA|USDA|VA) 18 $4,010,000 $222,778 $9,405 5.29%
PORT ST. LUCIE, FL (FHA|USDA|VA) 16 $3,980,000 $248,750 $9,466 5.13%
KINGSTON, NY (FHA|USDA|VA) 13 $3,945,000 $303,462 $10,480 4.89%
KNOXVILLE, TN (FHA|USDA|VA) 16 $3,770,000 $235,625 $8,282 5.31%
LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) 14 $3,700,000 $264,286 $11,219 5.17%
TRENTON-PRINCETON, NJ (FHA|USDA|VA) 13 $3,575,000 $275,000 $10,478 5.41%
North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 8 $3,420,000 $427,500 $16,694 5.92%
NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) 5 $3,135,000 $627,000 $14,946 5.90%
PUNTA GORDA, FL (FHA|USDA|VA) 11 $3,025,000 $275,000 $9,440 5.49%
PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) 12 $2,980,000 $248,333 $8,336 5.03%
SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) 20 $2,820,000 $141,000 $7,903 5.34%
Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 14 $2,810,000 $200,714 $9,896 5.83%
LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) 10 $2,770,000 $277,000 $9,133 4.75%
HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) 11 $2,765,000 $251,364 $9,015 5.40%
Key West, FL (FHA|USDA|VA) 5 $2,565,000 $513,000 $19,612 5.28%
BUFFALO-CHEEKTOWAGA, NY (FHA|USDA|VA) 11 $2,495,000 $226,818 $10,555 5.26%
Torrington, CT (FHA|USDA|VA) 7 $2,445,000 $349,286 $11,919 5.57%
AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 7 $2,015,000 $287,857 $9,192 5.66%
CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) 7 $1,995,000 $285,000 $12,939 5.46%
ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) 6 $1,950,000 $325,000 $13,731 4.92%
SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) 6 $1,950,000 $325,000 $9,849 5.10%
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) 8 $1,910,000 $238,750 $9,319 4.50%
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) 7 $1,895,000 $270,714 $6,318 4.57%
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) 6 $1,880,000 $313,333 $9,956 6.42%
WORCESTER, MA-CT (FHA|USDA|VA) 7 $1,795,000 $256,429 $9,025 4.43%
GAINESVILLE, GA (FHA|USDA|VA) 8 $1,790,000 $223,750 $8,881 5.81%
CHATTANOOGA, TN-GA (FHA|USDA|VA) 9 $1,765,000 $196,111 $8,753 6.89%
Wooster, OH (FHA|USDA|VA) 8 $1,730,000 $216,250 $8,293 5.69%
TOLEDO, OH (FHA|USDA|VA) 8 $1,720,000 $215,000 $6,884 5.86%
HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) 5 $1,675,000 $335,000 $7,443 4.55%
WILMINGTON, NC (FHA|USDA|VA) 4 $1,640,000 $410,000 $4,286 5.65%
HARRISBURG-CARLISLE, PA (FHA|USDA|VA) 6 $1,640,000 $273,333 $10,430 5.58%
Pinehurst-Southern Pines, NC (FHA|USDA|VA) 2 $1,630,000 $815,000 $22,506 6.81%
DOVER, DE (FHA|USDA|VA) 5 $1,615,000 $323,000 $10,107 5.00%
RALEIGH-CARY, NC (FHA|USDA|VA) 5 $1,525,000 $305,000 $8,224 4.90%
NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) 4 $1,320,000 $330,000 $12,519 3.90%
NORWICH-NEW LONDON, CT (FHA|USDA|VA) 4 $1,280,000 $320,000 $12,813 5.22%
PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) 3 $1,255,000 $418,333 $10,622 5.20%
SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) 3 $1,245,000 $415,000 $16,603 5.29%
CANTON-MASSILLON, OH (FHA|USDA|VA) 7 $1,165,000 $166,429 $8,065 5.04%
FAYETTEVILLE, NC (FHA|USDA|VA) 5 $1,155,000 $231,000 $10,945 5.00%
WARNER ROBINS, GA (FHA|USDA|VA) 4 $1,130,000 $282,500 $13,383 4.78%
FRESNO, CA (FHA|USDA|VA) 3 $1,095,000 $365,000 $8,153 3.79%
ROCHESTER, NY (FHA|USDA|VA) 3 $1,075,000 $358,333 $9,812 4.25%
YORK-HANOVER, PA (FHA|USDA|VA) 5 $1,015,000 $203,000 $6,696 5.35%
HUNTSVILLE, AL (FHA|USDA|VA) 3 $1,005,000 $335,000 $14,980 5.66%
GREENVILLE-ANDERSON, SC (FHA|USDA|VA) 5 $995,000 $199,000 $8,864 5.70%
SPRINGFIELD, MA (FHA|USDA|VA) 5 $985,000 $197,000 $10,928 5.20%
DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) 3 $965,000 $321,667 $6,897 3.96%
Kill Devil Hills, NC (FHA|USDA|VA) 2 $960,000 $480,000 $10,780 4.31%
COLUMBIA, SC (FHA|USDA|VA) 5 $945,000 $189,000 $6,362 5.17%
MODESTO, CA (FHA|USDA|VA) 3 $935,000 $311,667 $13,233 3.96%
Ashtabula, OH (FHA|USDA|VA) 6 $910,000 $151,667 $6,149 5.27%
GLENS FALLS, NY (FHA|USDA|VA) 3 $895,000 $298,333 $11,412 4.83%
VINELAND-BRIDGETON, NJ (FHA|USDA|VA) 4 $850,000 $212,500 $11,857 5.03%
OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) 2 $840,000 $420,000 $14,662 4.50%
FLINT, MI (FHA|USDA|VA) 3 $835,000 $278,333 $9,402 5.58%
Sebastian-Vero Beach, FL (FHA|USDA|VA) 3 $835,000 $278,333 $10,446 6.08%
SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) 1 $815,000 $815,000 $24,610 4.50%
MORRISTOWN, TN (FHA|USDA|VA) 2 $790,000 $395,000 $13,664 3.56%
LANCASTER, PA (FHA|USDA|VA) 3 $785,000 $261,667 $9,692 5.96%
KILLEEN-TEMPLE, TX (FHA|USDA|VA) 3 $785,000 $261,667 $7,875 5.54%
STOCKTON, CA (FHA|USDA|VA) 2 $770,000 $385,000 $21,244 5.38%
LEXINGTON-FAYETTE, KY (FHA|USDA|VA) 4 $760,000 $190,000 $8,197 5.28%
ALBUQUERQUE, NM (FHA|USDA|VA) 3 $755,000 $251,667 $6,060 5.08%
NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) 3 $745,000 $248,333 $9,020 5.38%
MERCED, CA (FHA|USDA|VA) 3 $735,000 $245,000 $7,474 4.67%
BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) 2 $730,000 $365,000 $10,771 4.75%
TALLAHASSEE, FL (FHA|USDA|VA) 6 $720,000 $120,000 $6,326 6.98%
HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) 2 $720,000 $360,000 $16,609 7.63%
SAN JUAN-BAYAMƓN-CAGUAS, PR (FHA|USDA|VA) 2 $710,000 $355,000 $14,949 5.56%
DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 2 $700,000 $350,000 $10,569 4.25%
DAYTON-KETTERING, OH (FHA|USDA|VA) 4 $680,000 $170,000 $6,374 6.22%
WINSTON-SALEM, NC (FHA|USDA|VA) 4 $680,000 $170,000 $7,850 5.19%
Waycross, GA (FHA|USDA|VA) 3 $675,000 $225,000 $10,976 5.00%
Concord, NH (FHA|USDA|VA) 2 $670,000 $335,000 $15,913 5.00%
ERIE, PA (FHA|USDA|VA) 3 $655,000 $218,333 $8,825 5.71%
CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) 1 $635,000 $635,000 $5,852 3.25%
TUCSON, AZ (FHA|USDA|VA) 3 $625,000 $208,333 $8,079 5.25%
PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) 2 $620,000 $310,000 $4,952 5.81%
MONTGOMERY, AL (FHA|USDA|VA) 3 $615,000 $205,000 $11,822 5.88%
Kalispell, MT (FHA|USDA|VA) 1 $615,000 $615,000 $11,223 5.99%
STAUNTON, VA (FHA|USDA|VA) 2 $610,000 $305,000 $11,331 6.69%
Greenwood, SC (FHA|USDA|VA) 2 $600,000 $300,000 $10,826 4.56%
New Castle, PA (FHA|USDA|VA) 3 $595,000 $198,333 $8,157 4.92%
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) 2 $590,000 $295,000 $12,215 5.56%
AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) 2 $580,000 $290,000 $13,690 5.69%
CLARKSVILLE, TN-KY (FHA|USDA|VA) 2 $570,000 $285,000 $6,552 3.31%
MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) 1 $555,000 $555,000 $10,927 6.75%
Eureka-Arcata, CA (FHA|USDA|VA) 1 $535,000 $535,000 $16,303 4.25%
HOMOSASSA SPRINGS, FL (FHA|USDA|VA) 1 $525,000 $525,000 $11,774 5.50%
FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) 1 $525,000 $525,000 $24,492 5.63%
COLORADO SPRINGS, CO (FHA|USDA|VA) 1 $485,000 $485,000 $14,737 5.75%
Gardnerville Ranchos, NV (FHA|USDA|VA) 1 $475,000 $475,000 $8,357 6.63%
BILLINGS, MT (FHA|USDA|VA) 1 $475,000 $475,000 $15,694 3.88%
GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) 2 $470,000 $235,000 $9,278 7.00%
Newport, TN (FHA|USDA|VA) 1 $465,000 $465,000 $10,259 5.99%
SALINAS, CA (FHA|USDA|VA) 1 $465,000 $465,000 $13,495 3.75%
FORT SMITH, AR-OK (FHA|USDA|VA) 1 $455,000 $455,000 $6,872 5.88%
RICHMOND, VA (FHA|USDA|VA) 2 $440,000 $220,000 $10,727 5.69%
TYLER, TX (FHA|USDA|VA) 2 $440,000 $220,000 $11,374 5.94%
SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) 2 $440,000 $220,000 $11,188 6.06%
MUNCIE, IN (FHA|USDA|VA) 2 $420,000 $210,000 $3,467 6.00%
Plattsburgh, NY (FHA|USDA|VA) 2 $410,000 $205,000 $12,793 4.44%
PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) 2 $410,000 $205,000 $11,092 4.75%
REDDING, CA (FHA|USDA|VA) 1 $405,000 $405,000 $15,270 6.00%
MOBILE, AL (FHA|USDA|VA) 3 $405,000 $135,000 $8,039 5.50%
BAKERSFIELD, CA (FHA|USDA|VA) 1 $385,000 $385,000 $19,615 3.75%
OCALA, FL (FHA|USDA|VA) 3 $385,000 $128,333 $7,435 3.75%
MONROE, LA (FHA|USDA|VA) 1 $375,000 $375,000 $12,963 4.38%
Georgetown, SC (FHA|USDA|VA) 1 $375,000 $375,000 $19,597 5.75%
GAINESVILLE, FL (FHA|USDA|VA) 3 $365,000 $121,667 $6,121 3.25%
Breckenridge, CO (FHA|USDA|VA) 1 $365,000 $365,000 $12,117 6.50%
SYRACUSE, NY (FHA|USDA|VA) 1 $365,000 $365,000 $10,972 4.88%
Jefferson, GA (FHA|USDA|VA) 1 $365,000 $365,000 $12,272 5.99%
FORT WAYNE, IN (FHA|USDA|VA) 2 $360,000 $180,000 $3,720 5.94%
HOUMA-THIBODAUX, LA (FHA|USDA|VA) 1 $355,000 $355,000 $19,885 4.75%
BINGHAMTON, NY (FHA|USDA|VA) 3 $345,000 $115,000 $7,824 4.08%
Cullman, AL (FHA|USDA|VA) 1 $345,000 $345,000 $14,786 3.38%
MAYAGƜEZ, PR (FHA|USDA|VA) 1 $345,000 $345,000 $20,618 6.25%
TULSA, OK (FHA|USDA|VA) 1 $335,000 $335,000 $8,918 5.88%
Truckee-Grass Valley, CA (FHA|USDA|VA) 1 $335,000 $335,000 $17,436 3.63%
Hudson, NY (FHA|USDA|VA) 2 $330,000 $165,000 $10,643 4.25%
EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) 1 $325,000 $325,000 $10,231 6.38%
LAFAYETTE, LA (FHA|USDA|VA) 1 $325,000 $325,000 $7,703 3.75%
Urbana, OH (FHA|USDA|VA) 1 $325,000 $325,000 $11,801 5.75%
JACKSON, MI (FHA|USDA|VA) 2 $320,000 $160,000 $6,692 6.69%
BOISE CITY, ID (FHA|USDA|VA) 1 $315,000 $315,000 $12,307 5.63%
DULUTH, MN-WI (FHA|USDA|VA) 1 $315,000 $315,000 $8,085 6.13%
ALBANY, GA (FHA|USDA|VA) 1 $315,000 $315,000 $13,209 5.75%
Thomaston, GA (FHA|USDA|VA) 1 $315,000 $315,000 $13,525 7.38%
BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) 1 $305,000 $305,000 $15,253 5.75%
Mount Vernon, OH (FHA|USDA|VA) 1 $305,000 $305,000 $9,725 5.75%
SAVANNAH, GA (FHA|USDA|VA) 1 $305,000 $305,000 $17,326 4.75%
Moses Lake, WA (FHA|USDA|VA) 1 $305,000 $305,000 $16,238 3.75%
UTICA-ROME, NY (FHA|USDA|VA) 3 $295,000 $98,333 $7,530 4.79%
MACON-BIBB COUNTY, GA (FHA|USDA|VA) 2 $290,000 $145,000 $7,941 5.06%
Rockport, TX (FHA|USDA|VA) 1 $285,000 $285,000 $9,483 6.50%
ST. LOUIS, MO-IL (FHA|USDA|VA) 3 $275,000 $91,667 $5,643 4.96%
Wilson, NC (FHA|USDA|VA) 1 $275,000 $275,000 $10,986 5.63%
LAREDO, TX (FHA|USDA|VA) 1 $275,000 $275,000 $15,111 5.75%
Faribault-Northfield, MN (FHA|USDA|VA) 1 $265,000 $265,000 $13,866 3.75%
MADERA, CA (FHA|USDA|VA) 1 $265,000 $265,000 $11,074 4.63%
ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) 1 $265,000 $265,000 $8,416 6.13%
Sanford, NC (FHA|USDA|VA) 1 $265,000 $265,000 $10,569 6.38%
COLUMBUS, GA-AL (FHA|USDA|VA) 1 $265,000 $265,000 $11,852 6.75%
Lake City, FL (FHA|USDA|VA) 2 $260,000 $130,000 $6,295 2.81%
WATERTOWN-FORT DRUM, NY (FHA|USDA|VA) 1 $255,000 $255,000 $15,707 4.75%
MANSFIELD, OH (FHA|USDA|VA) 2 $250,000 $125,000 $7,178 6.44%
Adrian, MI (FHA|USDA|VA) 1 $245,000 $245,000 $8,010 5.38%
ROANOKE, VA (FHA|USDA|VA) 1 $245,000 $245,000 $8,094 2.88%
MEMPHIS, TN-MS-AR (FHA|USDA|VA) 1 $245,000 $245,000 $14,244 6.25%
Palatka, FL (FHA|USDA|VA) 1 $245,000 $245,000 $12,550 4.75%
CEDAR RAPIDS, IA (FHA|USDA|VA) 2 $240,000 $120,000 $8,161 5.94%
Mason City, IA (FHA|USDA|VA) 1 $235,000 $235,000 $11,534 5.25%
Jacksonville, TX (FHA|USDA|VA) 1 $235,000 $235,000 $9,252 3.50%
Batavia, NY (FHA|USDA|VA) 1 $235,000 $235,000 $14,513 6.25%
Salem, OH (FHA|USDA|VA) 2 $230,000 $115,000 $3,829 4.88%
St. Marys, GA (FHA|USDA|VA) 1 $225,000 $225,000 $12,586 5.75%
KANSAS CITY, MO-KS (FHA|USDA|VA) 1 $225,000 $225,000 $7,173 4.38%
Tiffin, OH (FHA|USDA|VA) 1 $215,000 $215,000 $7,147 6.63%
Laconia, NH (FHA|USDA|VA) 1 $215,000 $215,000 $8,202 3.25%
VICTORIA, TX (FHA|USDA|VA) 1 $215,000 $215,000 $7,197 3.49%
Moultrie, GA (FHA|USDA|VA) 1 $215,000 $215,000 $13,558 4.75%
JACKSONVILLE, NC (FHA|USDA|VA) 1 $215,000 $215,000 $8,360 7.50%
Shelbyville, TN (FHA|USDA|VA) 1 $205,000 $205,000 $8,863 3.75%
YUBA CITY, CA (FHA|USDA|VA) 1 $205,000 $205,000 $3,787 3.50%
Seneca, SC (FHA|USDA|VA) 1 $205,000 $205,000 $4,705 5.88%
Clewiston, FL (FHA|USDA|VA) 1 $195,000 $195,000 $11,859 7.25%
LOUISVILLE, KY (FHA|USDA|VA) 1 $195,000 $195,000 $11,642 3.25%
CHARLOTTESVILLE, VA (FHA|USDA|VA) 1 $195,000 $195,000 $3,361 3.88%
Pottsville, PA (FHA|USDA|VA) 2 $190,000 $95,000 $75 7.75%
Danville, VA (FHA|USDA|VA) 2 $190,000 $95,000 $6,316 4.25%
Somerset, KY (FHA|USDA|VA) 1 $185,000 $185,000 $11,586 3.38%
ELKHART-GOSHEN, IN (FHA|USDA|VA) 1 $185,000 $185,000 $2,979 5.88%
Brainerd, MN (FHA|USDA|VA) 1 $185,000 $185,000 $9,621 4.63%
SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) 1 $185,000 $185,000 $13,713 4.25%
FLORENCE, SC (FHA|USDA|VA) 1 $185,000 $185,000 $8,363 5.88%
MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) 1 $175,000 $175,000 $5,163 5.13%
Douglas, GA (FHA|USDA|VA) 1 $175,000 $175,000 $13,482 5.63%
WICHITA, KS (FHA|USDA|VA) 1 $175,000 $175,000 $5,283 4.25%
RENO, NV (FHA|USDA|VA) 1 $165,000 $165,000 $7,495 3.75%
GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) 1 $165,000 $165,000 $7,294 6.63%
Wilmington, OH (FHA|USDA|VA) 1 $165,000 $165,000 $3,857 5.88%
ROCKY MOUNT, NC (FHA|USDA|VA) 1 $165,000 $165,000 $11,322 5.25%
JOHNSON CITY, TN (FHA|USDA|VA) 1 $165,000 $165,000 $10,380 5.13%
SANTA FE, NM (FHA|USDA|VA) 1 $165,000 $165,000 $7,198 3.75%
EL PASO, TX (FHA|USDA|VA) 1 $165,000 $165,000 $7,644 5.88%
MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) 1 $165,000 $165,000 $5,989 4.63%
ALTOONA, PA (FHA|USDA|VA) 1 $155,000 $155,000 $10,551 4.00%
GREENVILLE, NC (FHA|USDA|VA) 1 $155,000 $155,000 $6,595 6.25%
La Grande, OR (FHA|USDA|VA) 1 $155,000 $155,000 $5,050 5.75%
Beaver Dam, WI (FHA|USDA|VA) 1 $155,000 $155,000 $10,382 6.13%
MANHATTAN, KS (FHA|USDA|VA) 1 $145,000 $145,000 $5,884 7.63%
Lumberton, NC (FHA|USDA|VA) 1 $145,000 $145,000 $7,423 6.25%
COLUMBUS, IN (FHA|USDA|VA) 1 $145,000 $145,000 $7,990 4.75%
DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) 1 $145,000 $145,000 $10,458 4.75%
Huntsville, TX (FHA|USDA|VA) 1 $135,000 $135,000 $6,480 3.38%
PITTSFIELD, MA (FHA|USDA|VA) 1 $135,000 $135,000 $9,637 5.25%
ELMIRA, NY (FHA|USDA|VA) 1 $135,000 $135,000 $8,504 4.63%
BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) 1 $135,000 $135,000 $5,326 6.63%
Frankfort, IN (FHA|USDA|VA) 1 $135,000 $135,000 $7,700 6.25%
WEIRTON-STEUBENVILLE, WV-OH (FHA|USDA|VA) 1 $135,000 $135,000 $8,006 4.75%
JANESVILLE-BELOIT, WI (FHA|USDA|VA) 1 $135,000 $135,000 $9,140 5.25%
Great Bend, KS (FHA|USDA|VA) 1 $125,000 $125,000 $7,929 5.25%
Portsmouth, OH (FHA|USDA|VA) 1 $125,000 $125,000 $7,265 4.75%
Oneonta, NY (FHA|USDA|VA) 1 $125,000 $125,000 $5,060 4.50%
LYNCHBURG, VA (FHA|USDA|VA) 1 $125,000 $125,000 $3,773 4.49%
VALDOSTA, GA (FHA|USDA|VA) 1 $125,000 $125,000 $8,355 4.75%
AUBURN-OPELIKA, AL (FHA|USDA|VA) 1 $125,000 $125,000 $9,591 5.75%
SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) 1 $125,000 $125,000 $5,194 6.25%
Ashland, OH (FHA|USDA|VA) 1 $115,000 $115,000 $4,301 4.13%
DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) 1 $115,000 $115,000 $4,446 3.88%
LEBANON, PA (FHA|USDA|VA) 1 $115,000 $115,000 $7,583 6.63%
BURLINGTON, NC (FHA|USDA|VA) 1 $115,000 $115,000 $5,776 4.63%
AMES, IA (FHA|USDA|VA) 1 $115,000 $115,000 $4,349 3.75%
Corning, NY (FHA|USDA|VA) 1 $115,000 $115,000 $7,500 3.63%
Ogdensburg-Massena, NY (FHA|USDA|VA) 1 $115,000 $115,000 $8,985 5.25%
Ozark, AL (FHA|USDA|VA) 1 $115,000 $115,000 $7,574 5.25%
Palestine, TX (FHA|USDA|VA) 1 $115,000 $115,000 $0 5.75%
MIDLAND, MI (FHA|USDA|VA) 1 $115,000 $115,000 $3,767 5.63%
Elizabeth City, NC (FHA|USDA|VA) 1 $115,000 $115,000 $7,398 7.63%
BOWLING GREEN, KY (FHA|USDA|VA) 1 $105,000 $105,000 $7,697 5.50%
PANAMA CITY, FL (FHA|USDA|VA) 1 $105,000 $105,000 $8,373 7.13%
GRANTS PASS, OR (FHA|USDA|VA) 1 $105,000 $105,000 $3,105 4.00%
WILLIAMSPORT, PA (FHA|USDA|VA) 1 $105,000 $105,000 $8,514 6.63%
Gaffney, SC (FHA|USDA|VA) 1 $95,000 $95,000 $5,501 5.88%
Crawfordsville, IN (FHA|USDA|VA) 1 $95,000 $95,000 $7,626 4.75%
MADISON, WI (FHA|USDA|VA) 1 $95,000 $95,000 $9,289 6.75%
Milledgeville, GA (FHA|USDA|VA) 1 $85,000 $85,000 $6,641 7.25%
CLEVELAND, TN (FHA|USDA|VA) 1 $85,000 $85,000 $4,760 5.99%
SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) 1 $75,000 $75,000 $4,659 5.50%
CUMBERLAND, MD-WV (FHA|USDA|VA) 1 $75,000 $75,000 $5,528 7.13%
ASHEVILLE, NC (FHA|USDA|VA) 1 $75,000 $75,000 $6,554 6.25%
HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) 1 $75,000 $75,000 $7,867 3.63%
LaGrange, GA-AL (FHA|USDA|VA) 1 $75,000 $75,000 $6,179 5.25%
Nationwide Mortgage Bankers's top markets include New York, Miami, Atlanta, Baltimore, and Poughkeepsie among others.

Their top states include:
  • New York (FHA|USDA|VA)
  • New Jersey (FHA|USDA|VA)
  • Florida (FHA|USDA|VA)
  • Ohio (FHA|USDA|VA)
  • Maryland (FHA|USDA|VA)
  • Similar Lenders

    We use machine learning to identify the top lenders compared against NATIONWIDE MORTGAGE BANKERS based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.

    SAFEAMERICA CREDIT UNION
    Similarity Rank: 54
    El Dorado Savings Bank, F.S.B.
    Similarity Rank: 77
    TRI BORO
    Similarity Rank: 78
    VISIONS
    Similarity Rank: 88
    Home Federal Bank of Tennessee
    Similarity Rank: 100
    Los Angeles Federal Credit Union
    Similarity Rank: 136

    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 3,178 $1,166,170,000 $366,951 $10,504 5.28%
    FHA 1,489 $602,635,000 $404,725 $19,172 5.11%
    VA 156 $62,080,000 $397,949 $16,919 5.04%
    USDA 9 $1,605,000 $178,333 $7,661 5.14%

    For 2022, Nationwide Mortgage Bankers's most frequently originated type of loan was Conventional, with 3,178 originations. Their 2nd most popular type was FHA, with 1,489 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Home Purchase 3,677 $1,443,925,000 $392,691 $13,867 5.34%
    Refi 1,154 $388,400,000 $336,568 $12,170 4.83%
    Cash Out Refi 1 $165,000 $165,000 $7,294 6.63%

    For 2022, Nationwide Mortgage Bankers's most frequently cited loan purpose was Home Purchase, with 3,677 originations. The 2nd most popular reason was Refi, with 1,154 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 4,660 $1,789,580,000 $384,030 $13,657 5.25%
    15 Year 94 $25,300,000 $269,149 $8,136 4.10%
    20 Year 46 $13,390,000 $291,087 $9,178 4.19%
    10 Year 20 $980,000 $49,000 $2,523 7.46%
    Other 12 $3,240,000 $270,000 $10,081 4.28%

    For 2022, Nationwide Mortgage Bankers's most frequently cited loan duration was 30 Year, with 4,660 originations. The 2nd most popular length was 15 Year, with 94 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $5k+ 2,872 $1,292,090,000 $449,892
    $4k-5k 469 $125,865,000 $268,369
    $1k-2k 454 $154,540,000 $340,396
    $3k-4k 444 $104,150,000 $234,572
    $2k-3k 387 $96,735,000 $249,961
    $<1k 68 $14,870,000 $218,676

    Nationwide Mortgage Bankers's average total fees were $13,657, while their most frequently occuring range of origination fees (closing costs) were in the $5k+ bucket, with 2,872 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    5-6% 1,605 $607,755,000 $378,664
    4-5% 969 $378,125,000 $390,222
    6-7% 967 $344,425,000 $356,179
    3-4% 922 $376,300,000 $408,134
    7-8% 253 $87,485,000 $345,791
    2.5-3% 76 $31,730,000 $417,500
    <2.5% 24 $4,730,000 $197,083
    Over 8% 16 $1,940,000 $121,250

    During 2022, Nationwide Mortgage Bankers's average interest rate for loans was 5.25%, while their most frequently originated rate bucket for loans was 5-6%, with 1,605 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $200k-400k 1,797 $544,165,000 $302,819 $11,334 5.29%
    $400k-600k 1,492 $733,750,000 $491,790 $16,056 5.08%
    $100k-200k 809 $123,855,000 $153,096 $7,233 5.44%
    $600k-1MM 540 $383,060,000 $709,370 $23,498 5.13%
    $100,000 or less 162 $11,030,000 $68,086 $4,480 5.10%
    $1MM+ 32 $36,630,000 $1,144,688 $35,531 4.71%

    2022 saw Nationwide Mortgage Bankers place emphasis on $200k-400k loans with 1,797 originations, totaling $544,165,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $100k-150k 1,334 $591,620,000 $443,493 $15,122 5.20%
    $50k-75k 1,067 $310,125,000 $290,651 $11,644 5.24%
    $75k-100k 976 $348,160,000 $356,721 $13,426 5.18%
    $50k or less 670 $174,140,000 $259,910 $11,022 5.20%
    $150k-250k 606 $303,690,000 $501,139 $15,091 5.27%
    $250k+ 179 $104,755,000 $585,223 $16,169 5.41%

    Nationwide Mortgage Bankers lent most frequently to those with incomes in the $100k-150k range, with 1,334 originations. The second most popular income band? $50k-75k, with 1,067 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    50-60% 708 $311,350,000 $439,760 $20,190 5.17%
    30-36% 533 $175,285,000 $328,865 $10,882 5.13%
    49% 414 $174,570,000 $421,667 $13,932 5.30%
    20-30% 397 $118,665,000 $298,904 $9,619 5.20%
    44% 327 $119,195,000 $364,511 $12,346 5.32%
    45% 294 $112,520,000 $382,721 $12,932 5.30%
    48% 266 $111,960,000 $420,902 $15,162 5.19%
    47% 248 $106,830,000 $430,766 $15,692 5.26%
    43% 244 $94,460,000 $387,131 $12,427 5.25%
    46% 228 $94,670,000 $415,219 $14,419 5.18%
    42% 199 $78,145,000 $392,688 $12,136 5.28%
    41% 189 $69,365,000 $367,011 $11,278 5.38%
    39% 167 $59,885,000 $358,593 $12,241 5.23%
    40% 145 $49,885,000 $344,034 $10,907 5.31%
    38% 145 $48,195,000 $332,379 $10,875 5.33%
    37% 121 $40,655,000 $335,992 $10,546 5.15%
    36% 101 $32,515,000 $321,931 $10,535 5.13%
    <20% 97 $30,405,000 $313,454 $8,290 4.79%
    >60% 8 $3,360,000 $420,000 $20,038 4.75%

    Nationwide Mortgage Bankers lent most frequently to those with DTI ratios of 50-60%, with 708 originations. The next most common DTI ratio? 30-36%, with 533 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 3,020 $1,072,260,000 $355,053 $12,351 5.29%
    Black 878 $372,730,000 $424,522 $17,133 5.21%
    Not provided 516 $197,570,000 $382,888 $13,460 4.79%
    Asian 358 $166,940,000 $466,313 $13,828 5.34%
    American Indian 24 $8,580,000 $357,500 $11,658 4.71%
    Native Hawaiian or Islander 22 $7,890,000 $358,636 $14,836 4.74%
    Asian Indian 6 $2,800,000 $466,667 $11,728 4.77%
    Other Pacific Islander 4 $1,480,000 $370,000 $17,630 4.09%
    Other Asian 2 $1,340,000 $670,000 $18,831 4.81%
    Korean 1 $575,000 $575,000 $17,234 4.38%
    Filipino 1 $325,000 $325,000 $4,152 3.99%

    Approval Rates

    Total approvals of all applications
    95.93%

    Nationwide Mortgage Bankers has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.

    Pick Rate

    Approvals leading to origination
    40.54%

    Nationwide Mortgage Bankers has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.

    Points and Fees

    Points Originations Total Value Average Loan
    NA 4,832 $1,832,490,000 $379,240

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    4,832 $1,832,490,000 $379,240

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 138 $31,100,000 $225,362 $8,530 5.09%
    40-60% 454 $142,680,000 $314,273 $10,465 4.93%
    60-80% 1,368 $505,950,000 $369,846 $11,940 5.27%
    80-100% 2,778 $1,127,910,000 $406,015 $14,863 5.26%
    Over 100% 50 $22,220,000 $444,400 $23,144 5.09%
    Under 20% 44 $2,630,000 $59,773 $2,893 4.62%