Nationwide Mortgage Bankers Rates, Fees & Info

WILMINGTON, DE

LEI: 549300CLRXFVF83ZL806

Tax ID: 45-2969502

Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data

Review & Overview

Nationwide Mortgage Bankers is a small bank specializing in Home Purchase and Refi loans. Nationwide Mortgage Bankers has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. Their top markets by origination volume include: New York, Baltimore, Poughkeepsie, Atlanta, and Philadelphia among others. We have data for 321 markets. (Some data included below & more in-depth data is available with an active subscription.)

Nationwide Mortgage Bankers has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Nationwide Mortgage Bankers is typically a high fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.

We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.

SimulatedRates™ Mortgage Type	Simulated Rate	Simulation Date
30 Year Conventional Purchase	6.87%	9/1/24
30 Year Conventional Refi	6.80%	9/1/24
30 Year Cash-out Refi	6.27%	9/1/24
30 Year FHA Purchase	7.58%	9/1/24
30 Year FHA Refi	7.25%	9/1/24
30 Year VA Purchase	6.57%	9/1/24
30 Year VA Refi	6.60%	9/1/24
30 Year USDA Purchase	7.11%	9/1/24
15 Year Conventional Purchase	6.04%	9/1/24
15 Year Conventional Refi	6.48%	9/1/24
15 Year Cash-out Refi	6.48%	9/1/24
15 Year FHA Refi	7.37%	9/1/24
15 Year VA Refi	6.47%	9/1/24
These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

Nationwide Mortgage Bankers Mortgage Calculator

Purchase Price:

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Deposit Amount:

% Deposit:

Interest Rate:

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Your Estimates

Estimated Loan Payment: Update the calculator values and click calculate payment!

This is not an official calculator from Nationwide Mortgage Bankers. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

The default purchase price is the median sales price across the US for 2022Q4, per FRED.

Originations

7,532

Origination Dollar Volume (All Markets)

$2,718,810,000

Top Markets

Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

Market	Originations	Total Value	Average Loan	Average Fees	Average Rate
New York-Newark-Jersey City, NY-NJ-PA (FHA\|USDA\|VA)	4,273	$1,886,045,000	$441,387	$11,650	3.15%
BALTIMORE-COLUMBIA-TOWSON, MD (FHA\|USDA\|VA)	246	$65,590,000	$266,626	$6,628	3.17%
POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY (FHA\|USDA\|VA)	194	$56,750,000	$292,526	$8,494	3.21%
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA\|USDA\|VA)	223	$56,205,000	$252,040	$8,634	3.31%
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA\|USDA\|VA)	168	$42,180,000	$251,071	$7,875	3.19%
Miami-Fort Lauderdale-Pompano Beach, FL (FHA\|USDA\|VA)	135	$37,225,000	$275,741	$7,250	3.19%
Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA\|USDA\|VA)	92	$32,070,000	$348,587	$7,727	3.14%
BRIDGEPORT-STAMFORD-NORWALK, CT (FHA\|USDA\|VA)	80	$27,770,000	$347,125	$10,257	3.10%
PITTSBURGH, PA (FHA\|USDA\|VA)	103	$23,275,000	$225,971	$6,048	3.02%
YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA\|USDA\|VA)	127	$19,365,000	$152,480	$4,589	3.24%
Outside of Metro Areas	85	$17,645,000	$207,588	$6,997	3.18%
CLEVELAND-ELYRIA, OH (FHA\|USDA\|VA)	93	$17,175,000	$184,677	$5,324	3.30%
JACKSONVILLE, FL (FHA\|USDA\|VA)	73	$16,435,000	$225,137	$7,672	3.59%
VALLEJO, CA (FHA\|USDA\|VA)	39	$16,395,000	$420,385	$8,939	3.15%
ORLANDO-KISSIMMEE-SANFORD, FL (FHA\|USDA\|VA)	57	$16,215,000	$284,474	$8,409	3.32%
San Francisco-Oakland-Berkeley, CA (FHA\|USDA\|VA)	31	$14,525,000	$468,548	$9,528	3.16%
Los Angeles-Long Beach-Anaheim, CA (FHA\|USDA\|VA)	26	$10,530,000	$405,000	$8,738	2.84%
Sevierville, TN (FHA\|USDA\|VA)	24	$10,370,000	$432,083	$9,956	3.76%
PHOENIX-MESA-CHANDLER, AZ (FHA\|USDA\|VA)	32	$10,080,000	$315,000	$6,560	3.12%
Dallas-Fort Worth-Arlington, TX (FHA\|USDA\|VA)	36	$9,760,000	$271,111	$6,083	3.04%
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA\|USDA\|VA)	39	$9,335,000	$239,359	$6,374	3.14%
NEW HAVEN-MILFORD, CT (FHA\|USDA\|VA)	40	$9,050,000	$226,250	$8,125	3.13%
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA\|USDA\|VA)	30	$8,930,000	$297,667	$7,886	3.18%
ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA\|USDA\|VA)	38	$8,500,000	$223,684	$8,390	3.37%
Boston-Cambridge-Newton, MA-NH (FHA\|USDA\|VA)	24	$8,060,000	$335,833	$8,345	3.15%
KINGSTON, NY (FHA\|USDA\|VA)	30	$8,010,000	$267,000	$8,181	3.25%
HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA\|USDA\|VA)	38	$7,910,000	$208,158	$6,238	3.07%
CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA\|USDA\|VA)	25	$7,415,000	$296,600	$6,489	3.24%
EAST STROUDSBURG, PA (FHA\|USDA\|VA)	26	$6,510,000	$250,385	$7,753	3.39%
READING, PA (FHA\|USDA\|VA)	32	$6,310,000	$197,188	$8,672	3.41%
NAPA, CA (FHA\|USDA\|VA)	14	$6,230,000	$445,000	$8,154	3.17%
Seattle-Tacoma-Bellevue, WA (FHA\|USDA\|VA)	17	$5,645,000	$332,059	$3,821	3.07%
North Port-Sarasota-Bradenton, FL (FHA\|USDA\|VA)	19	$5,635,000	$296,579	$6,387	3.17%
CAPE CORAL-FORT MYERS, FL (FHA\|USDA\|VA)	22	$5,610,000	$255,000	$6,833	3.21%
SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA\|USDA\|VA)	18	$5,560,000	$308,889	$7,843	3.07%
HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA\|USDA\|VA)	19	$5,395,000	$283,947	$7,112	3.09%
PORT ST. LUCIE, FL (FHA\|USDA\|VA)	19	$5,265,000	$277,105	$6,736	3.29%
SALISBURY, MD-DE (FHA\|USDA\|VA)	19	$4,715,000	$248,158	$6,290	3.03%
LAS VEGAS-HENDERSON-PARADISE, NV (FHA\|USDA\|VA)	14	$4,250,000	$303,571	$7,401	3.22%
Chicago-Naperville-Elgin, IL-IN-WI (FHA\|USDA\|VA)	21	$4,175,000	$198,810	$5,624	3.01%
TRENTON-PRINCETON, NJ (FHA\|USDA\|VA)	15	$4,095,000	$273,000	$7,931	3.33%
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA\|USDA\|VA)	16	$3,690,000	$230,625	$7,645	3.24%
AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA\|USDA\|VA)	12	$3,630,000	$302,500	$6,339	2.98%
KNOXVILLE, TN (FHA\|USDA\|VA)	14	$3,610,000	$257,857	$6,475	3.22%
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA\|USDA\|VA)	15	$3,455,000	$230,333	$6,002	3.30%
PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA\|USDA\|VA)	13	$3,405,000	$261,923	$7,033	3.09%
AKRON, OH (FHA\|USDA\|VA)	17	$3,245,000	$190,882	$4,741	3.29%
CHARLESTON-NORTH CHARLESTON, SC (FHA\|USDA\|VA)	10	$3,090,000	$309,000	$7,816	2.89%
PUNTA GORDA, FL (FHA\|USDA\|VA)	12	$2,990,000	$249,167	$7,284	3.21%
Torrington, CT (FHA\|USDA\|VA)	10	$2,980,000	$298,000	$6,215	3.21%
SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA\|USDA\|VA)	8	$2,950,000	$368,750	$6,654	2.75%
NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA\|USDA\|VA)	9	$2,865,000	$318,333	$5,302	3.08%
LAKELAND-WINTER HAVEN, FL (FHA\|USDA\|VA)	11	$2,695,000	$245,000	$6,752	3.43%
Wooster, OH (FHA\|USDA\|VA)	15	$2,695,000	$179,667	$5,778	3.24%
ALBANY-SCHENECTADY-TROY, NY (FHA\|USDA\|VA)	13	$2,675,000	$205,769	$8,082	3.19%
BUFFALO-CHEEKTOWAGA, NY (FHA\|USDA\|VA)	14	$2,640,000	$188,571	$7,366	3.13%
PROVIDENCE-WARWICK, RI-MA (FHA\|USDA\|VA)	10	$2,590,000	$259,000	$6,101	2.96%
SCRANTON--WILKES-BARRE, PA (FHA\|USDA\|VA)	19	$2,585,000	$136,053	$5,245	3.57%
RALEIGH-CARY, NC (FHA\|USDA\|VA)	12	$2,560,000	$213,333	$5,120	3.14%
GAINESVILLE, GA (FHA\|USDA\|VA)	9	$2,435,000	$270,556	$9,469	3.15%
NAPLES-MARCO ISLAND, FL (FHA\|USDA\|VA)	9	$2,385,000	$265,000	$5,360	2.96%
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA\|USDA\|VA)	9	$2,295,000	$255,000	$6,404	3.17%
PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA\|USDA\|VA)	11	$2,255,000	$205,000	$6,245	3.30%
WORCESTER, MA-CT (FHA\|USDA\|VA)	9	$2,205,000	$245,000	$8,029	3.40%
INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA\|USDA\|VA)	10	$2,150,000	$215,000	$5,904	3.16%
FRESNO, CA (FHA\|USDA\|VA)	7	$2,075,000	$296,429	$12,639	3.13%
SANTA ROSA-PETALUMA, CA (FHA\|USDA\|VA)	5	$1,925,000	$385,000	$8,751	3.03%
STOCKTON, CA (FHA\|USDA\|VA)	6	$1,840,000	$306,667	$6,676	3.04%
DENVER-AURORA-LAKEWOOD, CO (FHA\|USDA\|VA)	5	$1,805,000	$361,000	$6,216	3.03%
CINCINNATI, OH-KY-IN (FHA\|USDA\|VA)	8	$1,800,000	$225,000	$5,880	3.28%
MEMPHIS, TN-MS-AR (FHA\|USDA\|VA)	7	$1,775,000	$253,571	$5,671	3.30%
SALINAS, CA (FHA\|USDA\|VA)	4	$1,750,000	$437,500	$12,518	2.72%
SYRACUSE, NY (FHA\|USDA\|VA)	10	$1,750,000	$175,000	$6,127	3.24%
YORK-HANOVER, PA (FHA\|USDA\|VA)	7	$1,745,000	$249,286	$8,680	3.27%
SAVANNAH, GA (FHA\|USDA\|VA)	6	$1,590,000	$265,000	$8,326	3.08%
Detroit-Warren-Dearborn, MI (FHA\|USDA\|VA)	8	$1,540,000	$192,500	$3,998	2.91%
HARRISBURG-CARLISLE, PA (FHA\|USDA\|VA)	9	$1,525,000	$169,444	$7,130	3.10%
SAN ANTONIO-NEW BRAUNFELS, TX (FHA\|USDA\|VA)	6	$1,470,000	$245,000	$7,066	3.29%
HILTON HEAD ISLAND-BLUFFTON, SC (FHA\|USDA\|VA)	6	$1,470,000	$245,000	$5,759	3.08%
ROCHESTER, NY (FHA\|USDA\|VA)	6	$1,460,000	$243,333	$5,024	3.02%
DOVER, DE (FHA\|USDA\|VA)	5	$1,415,000	$283,000	$8,523	3.23%
COLUMBUS, OH (FHA\|USDA\|VA)	6	$1,410,000	$235,000	$5,616	3.21%
Salem, OH (FHA\|USDA\|VA)	10	$1,400,000	$140,000	$4,433	3.02%
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA\|USDA\|VA)	6	$1,390,000	$231,667	$5,685	2.94%
MODESTO, CA (FHA\|USDA\|VA)	5	$1,375,000	$275,000	$6,665	2.95%
DURHAM-CHAPEL HILL, NC (FHA\|USDA\|VA)	6	$1,340,000	$223,333	$3,711	2.69%
OXNARD-THOUSAND OAKS-VENTURA, CA (FHA\|USDA\|VA)	3	$1,325,000	$441,667	$10,772	2.83%
Jefferson, GA (FHA\|USDA\|VA)	5	$1,315,000	$263,000	$10,150	3.78%
SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA\|USDA\|VA)	2	$1,300,000	$650,000	$11,921	3.38%
LANCASTER, PA (FHA\|USDA\|VA)	5	$1,295,000	$259,000	$6,998	3.25%
COLUMBIA, SC (FHA\|USDA\|VA)	7	$1,295,000	$185,000	$7,412	3.27%
CANTON-MASSILLON, OH (FHA\|USDA\|VA)	7	$1,235,000	$176,429	$6,703	3.00%
RICHMOND, VA (FHA\|USDA\|VA)	7	$1,205,000	$172,143	$5,598	3.25%
GREENVILLE-ANDERSON, SC (FHA\|USDA\|VA)	7	$1,195,000	$170,714	$7,120	3.03%
OKLAHOMA CITY, OK (FHA\|USDA\|VA)	8	$1,150,000	$143,750	$6,548	3.20%
Sebastian-Vero Beach, FL (FHA\|USDA\|VA)	5	$1,085,000	$217,000	$7,609	3.20%
BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA\|USDA\|VA)	3	$1,045,000	$348,333	$4,333	3.04%
Lake City, FL (FHA\|USDA\|VA)	4	$1,040,000	$260,000	$9,841	3.44%
GRAND RAPIDS-KENTWOOD, MI (FHA\|USDA\|VA)	5	$1,035,000	$207,000	$2,409	3.15%
BAKERSFIELD, CA (FHA\|USDA\|VA)	3	$1,025,000	$341,667	$8,257	3.46%
SALEM, OR (FHA\|USDA\|VA)	5	$1,015,000	$203,000	$7,933	2.78%
MACON-BIBB COUNTY, GA (FHA\|USDA\|VA)	4	$1,010,000	$252,500	$5,450	3.44%
FAYETTEVILLE, NC (FHA\|USDA\|VA)	6	$1,000,000	$166,667	$4,660	3.15%
MONTGOMERY, AL (FHA\|USDA\|VA)	4	$980,000	$245,000	$5,306	3.12%
PORTLAND-SOUTH PORTLAND, ME (FHA\|USDA\|VA)	3	$945,000	$315,000	$4,057	2.96%
RENO, NV (FHA\|USDA\|VA)	4	$940,000	$235,000	$6,959	3.34%
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA\|USDA\|VA)	3	$915,000	$305,000	$5,901	3.08%
ALBUQUERQUE, NM (FHA\|USDA\|VA)	5	$915,000	$183,000	$3,054	2.75%
LEBANON, PA (FHA\|USDA\|VA)	3	$875,000	$291,667	$7,717	3.38%
ATLANTIC CITY-HAMMONTON, NJ (FHA\|USDA\|VA)	6	$860,000	$143,333	$4,787	3.31%
FORT COLLINS, CO (FHA\|USDA\|VA)	2	$840,000	$420,000	$9,676	3.00%
SHREVEPORT-BOSSIER CITY, LA (FHA\|USDA\|VA)	4	$830,000	$207,500	$7,940	3.09%
WINCHESTER, VA-WV (FHA\|USDA\|VA)	3	$825,000	$275,000	$11,491	3.25%
SPARTANBURG, SC (FHA\|USDA\|VA)	4	$820,000	$205,000	$4,563	3.22%
Clearlake, CA (FHA\|USDA\|VA)	2	$810,000	$405,000	$8,969	3.50%
CHARLOTTESVILLE, VA (FHA\|USDA\|VA)	4	$810,000	$202,500	$6,737	3.31%
VISALIA, CA (FHA\|USDA\|VA)	4	$790,000	$197,500	$5,770	3.09%
MANCHESTER-NASHUA, NH (FHA\|USDA\|VA)	3	$785,000	$261,667	$7,714	3.17%
LOUISVILLE, KY (FHA\|USDA\|VA)	4	$780,000	$195,000	$5,088	2.94%
OCEAN CITY, NJ (FHA\|USDA\|VA)	2	$760,000	$380,000	$14,264	3.19%
GREENSBORO-HIGH POINT, NC (FHA\|USDA\|VA)	3	$745,000	$248,333	$6,834	3.21%
COLORADO SPRINGS, CO (FHA\|USDA\|VA)	2	$740,000	$370,000	$6,402	3.06%
TUCSON, AZ (FHA\|USDA\|VA)	3	$735,000	$245,000	$4,983	2.83%
MCALLEN-EDINBURG-MISSION, TX (FHA\|USDA\|VA)	3	$715,000	$238,333	$4,009	2.96%
WINSTON-SALEM, NC (FHA\|USDA\|VA)	5	$715,000	$143,000	$4,636	3.27%
Bozeman, MT (FHA\|USDA\|VA)	2	$710,000	$355,000	$7,106	3.06%
LYNCHBURG, VA (FHA\|USDA\|VA)	3	$705,000	$235,000	$5,292	3.04%
PENSACOLA-FERRY PASS-BRENT, FL (FHA\|USDA\|VA)	3	$705,000	$235,000	$4,853	3.21%
ASHEVILLE, NC (FHA\|USDA\|VA)	2	$700,000	$350,000	$4,706	3.00%
JACKSONVILLE, NC (FHA\|USDA\|VA)	2	$700,000	$350,000	$10,090	3.00%
TOLEDO, OH (FHA\|USDA\|VA)	4	$680,000	$170,000	$4,444	3.22%
Hudson, NY (FHA\|USDA\|VA)	2	$660,000	$330,000	$6,954	2.81%
SPRINGFIELD, MA (FHA\|USDA\|VA)	4	$650,000	$162,500	$5,898	3.28%
BARNSTABLE TOWN, MA (FHA\|USDA\|VA)	2	$630,000	$315,000	$6,358	3.31%
MEDFORD, OR (FHA\|USDA\|VA)	2	$630,000	$315,000	$15,367	3.06%
KANSAS CITY, MO-KS (FHA\|USDA\|VA)	2	$610,000	$305,000	$9,377	2.81%
SAN LUIS OBISPO-PASO ROBLES, CA (FHA\|USDA\|VA)	2	$610,000	$305,000	$15,489	2.56%
ST. LOUIS, MO-IL (FHA\|USDA\|VA)	3	$605,000	$201,667	$9,983	3.29%
AMARILLO, TX (FHA\|USDA\|VA)	2	$590,000	$295,000	$5,305	2.94%
JACKSON, MS (FHA\|USDA\|VA)	3	$585,000	$195,000	$5,961	3.42%
Truckee-Grass Valley, CA (FHA\|USDA\|VA)	2	$580,000	$290,000	$8,162	3.25%
KILLEEN-TEMPLE, TX (FHA\|USDA\|VA)	3	$565,000	$188,333	$6,015	3.13%
ROANOKE, VA (FHA\|USDA\|VA)	4	$560,000	$140,000	$5,563	3.16%
CHICO, CA (FHA\|USDA\|VA)	2	$560,000	$280,000	$5,385	3.19%
CLARKSVILLE, TN-KY (FHA\|USDA\|VA)	3	$555,000	$185,000	$6,974	3.00%
PITTSFIELD, MA (FHA\|USDA\|VA)	3	$555,000	$185,000	$9,379	3.46%
MADERA, CA (FHA\|USDA\|VA)	2	$550,000	$275,000	$6,720	2.88%
GLENS FALLS, NY (FHA\|USDA\|VA)	3	$545,000	$181,667	$12,104	3.42%
KENNEWICK-RICHLAND, WA (FHA\|USDA\|VA)	1	$545,000	$545,000	$3,766	2.75%
THE VILLAGES, FL (FHA\|USDA\|VA)	2	$540,000	$270,000	$6,728	3.25%
SANTA CRUZ-WATSONVILLE, CA (FHA\|USDA\|VA)	2	$520,000	$260,000	$5,045	3.06%
HICKORY-LENOIR-MORGANTON, NC (FHA\|USDA\|VA)	2	$520,000	$260,000	$3,773	2.75%
Glenwood Springs, CO (FHA\|USDA\|VA)	1	$515,000	$515,000	$4,462	2.88%
MORRISTOWN, TN (FHA\|USDA\|VA)	2	$510,000	$255,000	$6,966	3.19%
HUNTSVILLE, AL (FHA\|USDA\|VA)	3	$505,000	$168,333	$5,902	3.46%
AUGUSTA-RICHMOND COUNTY, GA-SC (FHA\|USDA\|VA)	3	$505,000	$168,333	$6,041	2.96%
BATTLE CREEK, MI (FHA\|USDA\|VA)	2	$500,000	$250,000	$9,433	3.56%
WICHITA, KS (FHA\|USDA\|VA)	2	$500,000	$250,000	$3,559	2.81%
BEND, OR (FHA\|USDA\|VA)	2	$480,000	$240,000	$7,849	2.81%
Mount Vernon, OH (FHA\|USDA\|VA)	3	$475,000	$158,333	$6,043	3.17%
Concord, NH (FHA\|USDA\|VA)	1	$455,000	$455,000	$7,502	3.88%
WILMINGTON, NC (FHA\|USDA\|VA)	2	$450,000	$225,000	$9,382	3.31%
EUGENE-SPRINGFIELD, OR (FHA\|USDA\|VA)	2	$450,000	$225,000	$8,178	3.18%
VALDOSTA, GA (FHA\|USDA\|VA)	2	$440,000	$220,000	$13,355	3.19%
SHERMAN-DENISON, TX (FHA\|USDA\|VA)	2	$440,000	$220,000	$6,656	3.25%
MADISON, WI (FHA\|USDA\|VA)	2	$430,000	$215,000	$6,672	3.37%
CHAMBERSBURG-WAYNESBORO, PA (FHA\|USDA\|VA)	2	$430,000	$215,000	$10,480	2.88%
UTICA-ROME, NY (FHA\|USDA\|VA)	3	$415,000	$138,333	$7,401	3.42%
BINGHAMTON, NY (FHA\|USDA\|VA)	3	$405,000	$135,000	$8,303	3.46%
AMES, IA (FHA\|USDA\|VA)	2	$400,000	$200,000	$4,855	3.00%
BURLINGTON, NC (FHA\|USDA\|VA)	2	$400,000	$200,000	$5,546	2.94%
Kill Devil Hills, NC (FHA\|USDA\|VA)	2	$400,000	$200,000	$4,655	2.50%
JOHNSON CITY, TN (FHA\|USDA\|VA)	2	$380,000	$190,000	$6,814	3.00%
PANAMA CITY, FL (FHA\|USDA\|VA)	2	$380,000	$190,000	$4,960	3.00%
FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA\|USDA\|VA)	2	$370,000	$185,000	$7,814	3.00%
LEXINGTON-FAYETTE, KY (FHA\|USDA\|VA)	3	$365,000	$121,667	$4,186	3.75%
Auburn, NY (FHA\|USDA\|VA)	3	$355,000	$118,333	$5,594	3.42%
Port Angeles, WA (FHA\|USDA\|VA)	1	$355,000	$355,000	$9,602	2.99%
MANHATTAN, KS (FHA\|USDA\|VA)	1	$355,000	$355,000	$11,888	3.25%
DULUTH, MN-WI (FHA\|USDA\|VA)	2	$350,000	$175,000	$3,262	2.87%
TULSA, OK (FHA\|USDA\|VA)	3	$345,000	$115,000	$4,151	2.83%
WHEELING, WV-OH (FHA\|USDA\|VA)	2	$340,000	$170,000	$8,004	3.00%
LaGrange, GA-AL (FHA\|USDA\|VA)	2	$340,000	$170,000	$8,043	2.88%
HAMMOND, LA (FHA\|USDA\|VA)	2	$340,000	$170,000	$4,491	3.19%
LAKE CHARLES, LA (FHA\|USDA\|VA)	1	$335,000	$335,000	$4,476	2.50%
CEDAR RAPIDS, IA (FHA\|USDA\|VA)	1	$335,000	$335,000	$7,641	3.75%
Elizabeth City, NC (FHA\|USDA\|VA)	1	$335,000	$335,000	$10,079	2.75%
NEW ORLEANS-METAIRIE, LA (FHA\|USDA\|VA)	2	$330,000	$165,000	$4,902	2.88%
Sayre, PA (FHA\|USDA\|VA)	1	$325,000	$325,000	$4,344	3.50%
WILLIAMSPORT, PA (FHA\|USDA\|VA)	1	$325,000	$325,000	$3,723	2.50%
WENATCHEE, WA (FHA\|USDA\|VA)	1	$325,000	$325,000	$4,615	3.13%
SANTA MARIA-SANTA BARBARA, CA (FHA\|USDA\|VA)	1	$325,000	$325,000	$7,537	2.63%
Scottsburg, IN (FHA\|USDA\|VA)	1	$325,000	$325,000	$3,477	3.63%
LEWISTON-AUBURN, ME (FHA\|USDA\|VA)	2	$320,000	$160,000	$6,441	2.88%
TYLER, TX (FHA\|USDA\|VA)	2	$320,000	$160,000	$3,960	2.56%
VINELAND-BRIDGETON, NJ (FHA\|USDA\|VA)	1	$315,000	$315,000	$14,038	3.50%
Hood River, OR (FHA\|USDA\|VA)	1	$315,000	$315,000	$4,281	2.75%
MILWAUKEE-WAUKESHA, WI (FHA\|USDA\|VA)	2	$310,000	$155,000	$4,227	3.06%
ALBANY, GA (FHA\|USDA\|VA)	2	$310,000	$155,000	$8,952	3.19%
SAN JUAN-BAYAMÓN-CAGUAS, PR (FHA\|USDA\|VA)	1	$305,000	$305,000	$6,907	3.88%
YUMA, AZ (FHA\|USDA\|VA)	2	$300,000	$150,000	$4,386	3.13%
MIDLAND, TX (FHA\|USDA\|VA)	1	$295,000	$295,000	$5,273	3.00%
BRUNSWICK, GA (FHA\|USDA\|VA)	1	$295,000	$295,000	$10,834	4.50%
EVANSVILLE, IN-KY (FHA\|USDA\|VA)	1	$295,000	$295,000	$8,147	3.25%
Crescent City, CA (FHA\|USDA\|VA)	1	$285,000	$285,000	$13,113	3.88%
PUEBLO, CO (FHA\|USDA\|VA)	1	$285,000	$285,000	$7,174	3.88%
OSHKOSH-NEENAH, WI (FHA\|USDA\|VA)	2	$280,000	$140,000	$6,802	3.19%
Pottsville, PA (FHA\|USDA\|VA)	1	$275,000	$275,000	$7,070	3.25%
HARRISONBURG, VA (FHA\|USDA\|VA)	1	$275,000	$275,000	$4,396	2.63%
Pinehurst-Southern Pines, NC (FHA\|USDA\|VA)	1	$275,000	$275,000	$8,464	3.25%
OLYMPIA-LACEY-TUMWATER, WA (FHA\|USDA\|VA)	1	$275,000	$275,000	$8,920	3.13%
SPOKANE-SPOKANE VALLEY, WA (FHA\|USDA\|VA)	2	$270,000	$135,000	$3,333	3.13%
KINGSPORT-BRISTOL, TN-VA (FHA\|USDA\|VA)	2	$270,000	$135,000	$5,484	2.88%
Olean, NY (FHA\|USDA\|VA)	1	$265,000	$265,000	$6,441	3.50%
Madison, IN (FHA\|USDA\|VA)	1	$265,000	$265,000	$11,346	3.49%
Centralia, WA (FHA\|USDA\|VA)	1	$265,000	$265,000	$5,961	3.38%
Clewiston, FL (FHA\|USDA\|VA)	1	$265,000	$265,000	$6,469	2.50%
ELIZABETHTOWN-FORT KNOX, KY (FHA\|USDA\|VA)	1	$265,000	$265,000	$10,669	3.00%
Ukiah, CA (FHA\|USDA\|VA)	1	$265,000	$265,000	$9,150	2.38%
RACINE, WI (FHA\|USDA\|VA)	1	$265,000	$265,000	$9,909	3.25%
Ashtabula, OH (FHA\|USDA\|VA)	2	$260,000	$130,000	$5,776	3.75%
Athens, TX (FHA\|USDA\|VA)	2	$260,000	$130,000	$5,044	3.38%
MONROE, LA (FHA\|USDA\|VA)	2	$260,000	$130,000	$5,026	2.94%
GREAT FALLS, MT (FHA\|USDA\|VA)	1	$255,000	$255,000	$1,947	2.38%
Huntingdon, PA (FHA\|USDA\|VA)	1	$255,000	$255,000	$9,814	3.13%
Pittsburg, KS (FHA\|USDA\|VA)	1	$245,000	$245,000	$9,426	3.50%
STAUNTON, VA (FHA\|USDA\|VA)	1	$245,000	$245,000	$11,145	3.25%
Waycross, GA (FHA\|USDA\|VA)	2	$240,000	$120,000	$5,558	3.81%
COLUMBUS, GA-AL (FHA\|USDA\|VA)	1	$235,000	$235,000	$10,688	2.75%
HAGERSTOWN-MARTINSBURG, MD-WV (FHA\|USDA\|VA)	1	$235,000	$235,000	$3,108	2.88%
Othello, WA (FHA\|USDA\|VA)	1	$235,000	$235,000	$8,035	3.25%
GRANTS PASS, OR (FHA\|USDA\|VA)	1	$235,000	$235,000	$8,198	2.63%
Bonham, TX (FHA\|USDA\|VA)	1	$235,000	$235,000	$3,706	2.88%
OCALA, FL (FHA\|USDA\|VA)	2	$230,000	$115,000	$4,073	2.88%
GAINESVILLE, FL (FHA\|USDA\|VA)	1	$225,000	$225,000	$3,934	2.99%
GETTYSBURG, PA (FHA\|USDA\|VA)	1	$225,000	$225,000	$4,631	3.00%
Coos Bay, OR (FHA\|USDA\|VA)	1	$225,000	$225,000	$6,958	2.88%
CASPER, WY (FHA\|USDA\|VA)	1	$225,000	$225,000	$5,535	2.75%
APPLETON, WI (FHA\|USDA\|VA)	1	$225,000	$225,000	$3,632	3.75%
WARNER ROBINS, GA (FHA\|USDA\|VA)	2	$220,000	$110,000	$4,390	3.38%
Indiana, PA (FHA\|USDA\|VA)	1	$215,000	$215,000	$4,353	2.38%
Susanville, CA (FHA\|USDA\|VA)	1	$215,000	$215,000	$5,294	2.25%
KALAMAZOO-PORTAGE, MI (FHA\|USDA\|VA)	2	$210,000	$105,000	$5,258	3.06%
ROCKY MOUNT, NC (FHA\|USDA\|VA)	1	$205,000	$205,000	$4,265	3.50%
Cornelia, GA (FHA\|USDA\|VA)	1	$205,000	$205,000	$7,204	3.63%
HOUMA-THIBODAUX, LA (FHA\|USDA\|VA)	1	$205,000	$205,000	$4,521	3.00%
Freeport, IL (FHA\|USDA\|VA)	1	$205,000	$205,000	$4,236	3.38%
Mount Airy, NC (FHA\|USDA\|VA)	1	$195,000	$195,000	$3,704	4.13%
Cedartown, GA (FHA\|USDA\|VA)	1	$195,000	$195,000	$6,690	2.75%
KANKAKEE, IL (FHA\|USDA\|VA)	1	$195,000	$195,000	$4,479	2.75%
Whitewater, WI (FHA\|USDA\|VA)	1	$195,000	$195,000	$7,761	3.49%
HATTIESBURG, MS (FHA\|USDA\|VA)	1	$195,000	$195,000	$2,249	3.25%
JACKSON, MI (FHA\|USDA\|VA)	1	$195,000	$195,000	$8,616	4.13%
FORT SMITH, AR-OK (FHA\|USDA\|VA)	1	$185,000	$185,000	$10,838	2.75%
Prineville, OR (FHA\|USDA\|VA)	1	$185,000	$185,000	$12,071	3.63%
Red Wing, MN (FHA\|USDA\|VA)	1	$185,000	$185,000	$5,520	3.38%
New Castle, IN (FHA\|USDA\|VA)	1	$185,000	$185,000	$8,884	3.38%
Kalispell, MT (FHA\|USDA\|VA)	1	$185,000	$185,000	$4,286	2.88%
MOBILE, AL (FHA\|USDA\|VA)	1	$185,000	$185,000	$6,789	3.50%
Red Bluff, CA (FHA\|USDA\|VA)	1	$185,000	$185,000	$7,577	2.38%
Danville, VA (FHA\|USDA\|VA)	1	$175,000	$175,000	$13,237	2.75%
Cullman, AL (FHA\|USDA\|VA)	1	$175,000	$175,000	$6,712	2.50%
LANSING-EAST LANSING, MI (FHA\|USDA\|VA)	1	$175,000	$175,000	$2,631	2.63%
Morgan City, LA (FHA\|USDA\|VA)	1	$175,000	$175,000	$10,997	2.75%
CARBONDALE-MARION, IL (FHA\|USDA\|VA)	1	$175,000	$175,000	$1,988	3.38%
Seneca Falls, NY (FHA\|USDA\|VA)	1	$175,000	$175,000	$4,938	3.38%
Key West, FL (FHA\|USDA\|VA)	1	$175,000	$175,000	$3,614	2.88%
ALEXANDRIA, LA (FHA\|USDA\|VA)	1	$165,000	$165,000	$10,560	2.75%
ATHENS-CLARKE COUNTY, GA (FHA\|USDA\|VA)	1	$165,000	$165,000	$2,613	3.25%
Arcadia, FL (FHA\|USDA\|VA)	1	$165,000	$165,000	$7,010	2.88%
Tupelo, MS (FHA\|USDA\|VA)	1	$155,000	$155,000	$3,847	3.50%
Morehead City, NC (FHA\|USDA\|VA)	1	$155,000	$155,000	$1,450	2.75%
Sandusky, OH (FHA\|USDA\|VA)	1	$155,000	$155,000	$5,365	2.75%
LAFAYETTE-WEST LAFAYETTE, IN (FHA\|USDA\|VA)	1	$155,000	$155,000	$3,817	3.13%
Durant, OK (FHA\|USDA\|VA)	1	$155,000	$155,000	$4,235	3.75%
Nacogdoches, TX (FHA\|USDA\|VA)	1	$145,000	$145,000	$4,852	3.38%
ITHACA, NY (FHA\|USDA\|VA)	1	$145,000	$145,000	$7,077	3.38%
Oneonta, NY (FHA\|USDA\|VA)	1	$145,000	$145,000	$5,136	4.38%
Wilson, NC (FHA\|USDA\|VA)	1	$145,000	$145,000	$6,702	2.88%
Jacksonville, TX (FHA\|USDA\|VA)	1	$145,000	$145,000	$5,139	2.99%
Hobbs, NM (FHA\|USDA\|VA)	1	$145,000	$145,000	$2,182	2.88%
LAWRENCE, KS (FHA\|USDA\|VA)	1	$145,000	$145,000	$5,802	2.99%
TALLAHASSEE, FL (FHA\|USDA\|VA)	1	$145,000	$145,000	$4,944	3.50%
HOMOSASSA SPRINGS, FL (FHA\|USDA\|VA)	1	$145,000	$145,000	$5,215	2.99%
AUBURN-OPELIKA, AL (FHA\|USDA\|VA)	1	$135,000	$135,000	$3,959	3.00%
Forest City, NC (FHA\|USDA\|VA)	1	$135,000	$135,000	$8,361	3.00%
PEORIA, IL (FHA\|USDA\|VA)	1	$135,000	$135,000	$6,465	3.13%
GULFPORT-BILOXI, MS (FHA\|USDA\|VA)	1	$135,000	$135,000	$4,572	3.00%
BLACKSBURG-CHRISTIANSBURG, VA (FHA\|USDA\|VA)	1	$135,000	$135,000	$4,829	2.63%
Berlin, NH (FHA\|USDA\|VA)	1	$135,000	$135,000	$3,707	2.75%
Bainbridge, GA (FHA\|USDA\|VA)	1	$135,000	$135,000	$4,648	2.88%
Lincoln, IL (FHA\|USDA\|VA)	1	$135,000	$135,000	$5,521	4.50%
DES MOINES-WEST DES MOINES, IA (FHA\|USDA\|VA)	1	$135,000	$135,000	$2,112	3.50%
Moses Lake, WA (FHA\|USDA\|VA)	1	$125,000	$125,000	$5,452	3.25%
ERIE, PA (FHA\|USDA\|VA)	1	$125,000	$125,000	$4,821	3.38%
Plattsburgh, NY (FHA\|USDA\|VA)	1	$125,000	$125,000	$6,642	3.50%
Uvalde, TX (FHA\|USDA\|VA)	1	$125,000	$125,000	$5,704	3.25%
FLINT, MI (FHA\|USDA\|VA)	1	$125,000	$125,000	$3,754	3.38%
Marietta, OH (FHA\|USDA\|VA)	1	$125,000	$125,000	$3,676	2.75%
ST. CLOUD, MN (FHA\|USDA\|VA)	1	$125,000	$125,000	$4,170	2.88%
Butte-Silver Bow, MT (FHA\|USDA\|VA)	1	$125,000	$125,000	$4,456	2.88%
Shelby, NC (FHA\|USDA\|VA)	1	$115,000	$115,000	$3,470	3.63%
LAKE HAVASU CITY-KINGMAN, AZ (FHA\|USDA\|VA)	1	$115,000	$115,000	$4,140	3.25%
Carlsbad-Artesia, NM (FHA\|USDA\|VA)	1	$105,000	$105,000	$4,426	3.13%
Ogdensburg-Massena, NY (FHA\|USDA\|VA)	1	$105,000	$105,000	$9,038	3.63%
DAYTON-KETTERING, OH (FHA\|USDA\|VA)	1	$105,000	$105,000	$5,859	3.25%
Pella, IA (FHA\|USDA\|VA)	1	$105,000	$105,000	$5,704	3.25%
New Castle, PA (FHA\|USDA\|VA)	1	$105,000	$105,000	$3,660	3.38%
TOPEKA, KS (FHA\|USDA\|VA)	1	$105,000	$105,000	$1,512	3.25%
Bucyrus-Galion, OH (FHA\|USDA\|VA)	2	$100,000	$50,000	$4,620	3.56%
SOUTH BEND-MISHAWAKA, IN-MI (FHA\|USDA\|VA)	1	$95,000	$95,000	$1,426	3.00%
Starkville, MS (FHA\|USDA\|VA)	1	$95,000	$95,000	$5,453	4.25%
SUMTER, SC (FHA\|USDA\|VA)	1	$95,000	$95,000	$2,625	3.25%
Big Stone Gap, VA (FHA\|USDA\|VA)	1	$95,000	$95,000	$5,951	4.38%
Moultrie, GA (FHA\|USDA\|VA)	1	$95,000	$95,000	$4,699	2.50%
ALTOONA, PA (FHA\|USDA\|VA)	1	$85,000	$85,000	$7,386	3.25%
New Philadelphia-Dover, OH (FHA\|USDA\|VA)	1	$75,000	$75,000	$3,715	2.75%
Ashland, OH (FHA\|USDA\|VA)	1	$65,000	$65,000	$6,072	4.13%
Dixon, IL (FHA\|USDA\|VA)	1	$65,000	$65,000	$2,807	3.25%
Warren, PA (FHA\|USDA\|VA)	1	$55,000	$55,000	$4,409	2.88%
Selma, AL (FHA\|USDA\|VA)	1	$55,000	$55,000	$4,499	4.00%

Nationwide Mortgage Bankers's top markets include New York, Baltimore, Poughkeepsie, Atlanta, and Philadelphia among others.

Their top states include:

New York (FHA|USDA|VA)

New Jersey (FHA|USDA|VA)

Florida (FHA|USDA|VA)

Maryland (FHA|USDA|VA)

California (FHA|USDA|VA)

Similar Lenders

We use machine learning to identify the top lenders compared against NATIONWIDE MORTGAGE BANKERS based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.

People's Community Federal Credit Union
Similarity Rank: 86

CROSS VALLEY FEDERAL CREDIT UNION
Similarity Rank: 159

Los Angeles Federal Credit Union
Similarity Rank: 170

The Honesdale National Bank
Similarity Rank: 175

BELLCO
Similarity Rank: 176

TRI BORO
Similarity Rank: 208

Home Federal Bank of Tennessee
Similarity Rank: 243

First Credit Union
Similarity Rank: 378

Louviers Federal Credit Union
Similarity Rank: 410

First Keystone Community Bank
Similarity Rank: 410

Product Mix

Loan Type	Originations	Total Value	Avg. Loan	Avg. Fees	Avg. Rate
Conventional	5,501	$1,935,535,000	$351,851	$7,796	3.18%
FHA	1,795	$704,845,000	$392,671	$15,290	3.16%
VA	221	$75,545,000	$341,833	$11,976	2.97%
USDA	15	$2,885,000	$192,333	$6,756	3.04%

For 2021, Nationwide Mortgage Bankers's most frequently originated type of loan was Conventional, with 5,501 originations. Their 2nd most popular type was FHA, with 1,795 originations.

Loan Reason

Loan Reason	Originations	Total Value	Avg. Loan	Avg. Fees	Avg. Rate
Home Purchase	3,928	$1,519,010,000	$386,713	$10,924	3.24%
Refi	3,602	$1,199,220,000	$332,932	$8,396	3.09%
Home Improvement	1	$235,000	$235,000	$4,349	3.38%
Cash Out Refi	1	$345,000	$345,000	$15,972	3.25%

For 2021, Nationwide Mortgage Bankers's most frequently cited loan purpose was Home Purchase, with 3,928 originations. The 2nd most popular reason was Refi, with 3,602 originations.

Loan Duration/Length

Loan Length	Originations	Total Value	Average Loan	Average Fees	Average Rate
30 Year	6,670	$2,484,320,000	$372,462	$10,150	3.22%
15 Year	532	$137,010,000	$257,538	$5,962	2.65%
20 Year	195	$58,355,000	$299,256	$6,966	2.97%
Other	103	$32,845,000	$318,883	$7,567	3.03%
10 Year	32	$6,280,000	$196,250	$4,742	2.55%

For 2021, Nationwide Mortgage Bankers's most frequently cited loan duration was 30 Year, with 6,670 originations. The 2nd most popular length was 15 Year, with 532 originations.

Origination Fees/Closing Costs

Origination Fee/Closing Cost	Originations	Total Value	Average Loan
$5k+	2,358	$1,085,000,000	$460,136
$1k-2k	2,239	$756,175,000	$337,729
$2k-3k	1,112	$330,030,000	$296,790
$3k-4k	792	$236,710,000	$298,876
$4k-5k	686	$222,100,000	$323,761
$<1k	319	$82,235,000	$257,790

Nationwide Mortgage Bankers's average total fees were $10,150, while their most frequently occuring range of origination fees (closing costs) were in the $5k+ bucket, with 2,358 originations.

Interest Rates

Loan Rate	Originations	Total Value	Average Loan
3-4%	4,096	$1,505,310,000	$367,507
2.5-3%	2,729	$992,635,000	$363,736
<2.5%	461	$145,585,000	$315,803
4-5%	230	$70,500,000	$306,522
5-6%	7	$2,665,000	$380,714
7-8%	4	$760,000	$190,000
6-7%	3	$735,000	$245,000
Over 8%	2	$620,000	$310,000

During 2021, Nationwide Mortgage Bankers's average interest rate for loans was 3.22%, while their most frequently originated rate bucket for loans was 3-4%, with 4,096 originations.

Loan Sizing

Loan Size	Originations	Total Value	Average Loan	Average Fees	Average Rate
$200k-400k	3,258	$978,160,000	$300,233	$8,367	3.15%
$400k-600k	2,189	$1,057,515,000	$483,104	$11,678	3.15%
$100k-200k	1,271	$196,295,000	$154,441	$5,643	3.20%
$600k-1MM	657	$463,955,000	$706,172	$18,539	3.24%
$100,000 or less	147	$11,645,000	$79,218	$4,451	3.41%
$1MM+	10	$11,240,000	$1,124,000	$30,051	3.36%

2021 saw Nationwide Mortgage Bankers place emphasis on $200k-400k loans with 3,258 originations, totaling $978,160,000 in origination value.

Applicant Income

Applicant Income	Originations	Total Value	Average Loan	Average Fees	Average Rate
$100k-150k	2,006	$816,910,000	$407,233	$10,259	3.16%
$50k-75k	1,675	$497,915,000	$297,263	$9,373	3.17%
$75k-100k	1,594	$570,580,000	$357,955	$9,991	3.16%
$150k-250k	1,017	$452,165,000	$444,607	$9,695	3.14%
$50k or less	969	$257,775,000	$266,022	$9,098	3.24%
$250k+	253	$117,525,000	$464,526	$8,491	3.17%

Nationwide Mortgage Bankers lent most frequently to those with incomes in the $100k-150k range, with 2,006 originations. The second most popular income band? $50k-75k, with 1,675 originations.

Applicant Debt to Income Ratio

DTI Ratio	Originations	Total Value	Average Loan	Average Fees	Average Rate
30-36%	1,045	$349,135,000	$334,100	$8,003	3.14%
20-30%	931	$286,205,000	$307,417	$6,971	3.10%
50-60%	761	$326,595,000	$429,166	$16,204	3.13%
44%	450	$170,370,000	$378,600	$9,672	3.23%
49%	428	$174,980,000	$408,832	$10,634	3.17%
43%	408	$143,330,000	$351,299	$9,543	3.21%
45%	374	$142,350,000	$380,615	$10,412	3.28%
42%	341	$119,035,000	$349,076	$9,326	3.24%
47%	329	$131,165,000	$398,678	$11,107	3.19%
48%	312	$122,680,000	$393,205	$10,412	3.15%
41%	303	$109,085,000	$360,017	$9,356	3.19%
46%	295	$116,695,000	$395,576	$11,024	3.16%
39%	282	$100,220,000	$355,390	$8,894	3.22%
40%	270	$97,490,000	$361,074	$9,275	3.22%
37%	255	$89,345,000	$350,373	$9,079	3.18%
<20%	251	$73,715,000	$293,685	$6,325	3.07%
38%	236	$79,350,000	$336,229	$8,211	3.16%
36%	197	$66,665,000	$338,401	$8,566	3.17%
>60%	7	$2,435,000	$347,857	$14,645	3.29%

Nationwide Mortgage Bankers lent most frequently to those with DTI ratios of 30-36%, with 1,045 originations. The next most common DTI ratio? 20-30%, with 931 originations.

Ethnicity Mix

Applicant Ethnicity	Originations	Total Value	Average Loan	Average Fees	Average Rate
White	4,794	$1,633,430,000	$340,724	$8,802	3.17%
Black	1,098	$453,850,000	$413,342	$13,242	3.24%
Not provided	1,090	$382,760,000	$351,156	$9,603	3.14%
Asian	463	$212,355,000	$458,650	$10,850	3.11%
American Indian	31	$11,725,000	$378,226	$9,474	3.18%
Native Hawaiian or Islander	24	$11,070,000	$461,250	$14,882	3.39%
Asian Indian	17	$7,995,000	$470,294	$10,812	2.82%
	5	$1,775,000	$355,000	$7,449	2.95%
Other Pacific Islander	3	$1,425,000	$475,000	$12,745	3.04%
Filipino	4	$1,100,000	$275,000	$6,077	3.31%
Other Asian	1	$515,000	$515,000	$5,712	2.63%
Chinese	1	$465,000	$465,000	$5,010	2.75%
Native Hawaiian	1	$345,000	$345,000	$3,576	3.13%

Approval Rates

Total approvals of all applications
97.83%

Nationwide Mortgage Bankers has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.

Pick Rate

Approvals leading to origination
45.63%

Nationwide Mortgage Bankers has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.

Points and Fees

Points	Originations	Total Value	Average Loan
NA	7,532	$2,718,810,000	$360,968

Occupancy Type Mix

Dwelling Type	Originations	Total Value	Average Loan
	7,532	$2,718,810,000	$360,968

LTV Distribution

Loan to Value	Originations	Total Value	Average Loan	Average Fees	Average Rate
20-40%	261	$72,215,000	$276,686	$7,571	2.98%
40-60%	1,011	$316,665,000	$313,220	$7,473	2.99%
60-80%	2,642	$936,840,000	$354,595	$8,369	3.22%
80-100%	3,536	$1,362,860,000	$385,424	$11,401	3.20%
Over 100%	51	$23,095,000	$452,843	$18,576	3.02%
Under 20%	24	$4,720,000	$196,667	$6,449	3.13%

Complaints

Bank Name	Product	Issue	2021 CPFB Complaints	% of Total Issues
NATIONWIDE MORTGAGE BANKERS, INC.	Conventional home mortgage	Closing on a mortgage	1	25.0%
NATIONWIDE MORTGAGE BANKERS, INC.	FHA mortgage	Applying for a mortgage or refinancing an existing mortgage	2	50.0%
NATIONWIDE MORTGAGE BANKERS, INC.	VA mortgage	Trouble during payment process	1	25.0%