Leaderone Financial Corporation Mortgage Rates, Fees & Info

TOPEKA, KS

LEI: 5493000NYUJT9UC6G261

Tax ID: 48-1148159

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Mortgage Data

Review & Overview

Leaderone Financial Corporation is a small mortgage company specializing in Home Purchase loans. Leaderone Financial Corporation has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. Their top markets by origination volume include: Minneapolis, Kansas City, Las Vegas, Chicago, and Seattle among others. We have data for 295 markets. (Some data included below & more in-depth data is available with an active subscription.)

Leaderone Financial Corporation has an average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Leaderone Financial Corporation is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.

We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.

SimulatedRates™

Mortgage Type
Simulated Rate Simulation Date
30 Year Conventional Purchase 6.73% 12/2/24
30 Year Conventional Refi 6.65% 12/2/24
30 Year Cash-out Refi 6.85% 12/2/24
30 Year FHA Purchase 7.71% 12/2/24
30 Year FHA Refi 7.23% 12/2/24
30 Year VA Purchase 6.55% 12/2/24
30 Year VA Refi 5.98% 12/2/24
30 Year USDA Purchase 7.07% 12/2/24
15 Year Conventional Purchase 6.34% 12/2/24
15 Year Conventional Refi 6.20% 12/2/24
15 Year Cash-out Refi 6.20% 12/2/24
15 Year VA Purchase 6.06% 12/2/24
These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

Leaderone Financial Corporation Mortgage Calculator






Your Estimates

Estimated Loan Payment: Update the calculator values and click calculate payment!

This is not an official calculator from Leaderone Financial Corporation. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

The default purchase price is the median sales price across the US for 2022Q4, per FRED.


Originations

8,270

Origination Dollar Volume (All Markets)

$1,729,600,000
Show all (8) awards

Top Markets

Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

Market Originations Total Value Average Loan Average Fees Average Rate
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) 1,271 $294,205,000 $231,475 $4,771 4.84%
KANSAS CITY, MO-KS (FHA|USDA|VA) 1,270 $228,830,000 $180,181 $4,140 4.82%
LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) 615 $161,875,000 $263,211 $6,025 5.07%
Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 651 $125,745,000 $193,157 $6,402 4.98%
Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) 250 $86,650,000 $346,600 $7,957 4.89%
DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 261 $82,795,000 $317,222 $6,223 4.91%
WICHITA, KS (FHA|USDA|VA) 355 $50,045,000 $140,972 $4,833 5.02%
COLORADO SPRINGS, CO (FHA|USDA|VA) 179 $43,535,000 $243,212 $5,550 4.98%
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 127 $35,595,000 $280,276 $5,138 4.66%
Outside of Metro Areas 231 $35,525,000 $153,788 $4,277 5.01%
SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) 160 $32,780,000 $204,875 $5,748 4.93%
PROVO-OREM, UT (FHA|USDA|VA) 123 $32,555,000 $264,675 $5,041 4.63%
ST. LOUIS, MO-IL (FHA|USDA|VA) 194 $32,170,000 $165,825 $4,750 4.95%
Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) 111 $28,725,000 $258,784 $5,503 4.84%
PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 94 $21,450,000 $228,191 $5,400 4.99%
ALBUQUERQUE, NM (FHA|USDA|VA) 92 $19,900,000 $216,304 $5,085 5.02%
ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 78 $19,020,000 $243,846 $6,389 4.96%
MANCHESTER-NASHUA, NH (FHA|USDA|VA) 77 $18,875,000 $245,130 $5,363 4.85%
KOKOMO, IN (FHA|USDA|VA) 134 $18,020,000 $134,478 $4,170 5.25%
Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 87 $17,455,000 $200,632 $8,181 4.89%
KILLEEN-TEMPLE, TX (FHA|USDA|VA) 110 $17,350,000 $157,727 $4,218 4.74%
GREELEY, CO (FHA|USDA|VA) 50 $14,150,000 $283,000 $6,768 5.14%
EAU CLAIRE, WI (FHA|USDA|VA) 114 $13,480,000 $118,246 $4,394 5.13%
HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 86 $13,280,000 $154,419 $7,087 4.98%
FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) 55 $11,485,000 $208,818 $4,632 5.02%
PEORIA, IL (FHA|USDA|VA) 86 $10,550,000 $122,674 $4,762 5.21%
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) 46 $10,440,000 $226,957 $6,736 4.93%
OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) 34 $9,970,000 $293,235 $7,160 4.79%
SALT LAKE CITY, UT (FHA|USDA|VA) 34 $9,410,000 $276,765 $5,325 4.64%
SPRINGFIELD, IL (FHA|USDA|VA) 72 $9,070,000 $125,972 $4,964 5.04%
AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 23 $7,165,000 $311,522 $7,061 4.95%
INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) 43 $6,265,000 $145,698 $4,666 5.23%
NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) 23 $5,595,000 $243,261 $5,273 4.77%
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) 21 $5,465,000 $260,238 $7,941 4.58%
Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) 12 $5,400,000 $450,000 $6,666 4.92%
DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) 46 $5,350,000 $116,304 $3,953 4.98%
Quincy, IL-MO (FHA|USDA|VA) 39 $4,915,000 $126,026 $4,407 5.01%
ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) 38 $4,880,000 $128,421 $6,084 5.02%
BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) 16 $4,330,000 $270,625 $8,310 5.01%
Concord, NH (FHA|USDA|VA) 23 $4,295,000 $186,739 $4,632 4.76%
Oak Harbor, WA (FHA|USDA|VA) 15 $4,285,000 $285,667 $6,049 4.70%
MANHATTAN, KS (FHA|USDA|VA) 24 $4,120,000 $171,667 $4,265 4.83%
Aberdeen, WA (FHA|USDA|VA) 19 $3,745,000 $197,105 $6,362 5.14%
OGDEN-CLEARFIELD, UT (FHA|USDA|VA) 13 $3,645,000 $280,385 $6,211 4.62%
FORT COLLINS, CO (FHA|USDA|VA) 10 $3,620,000 $362,000 $3,990 4.91%
BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) 25 $3,515,000 $140,600 $7,331 5.18%
SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) 14 $3,240,000 $231,429 $10,070 5.03%
PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) 10 $3,190,000 $319,000 $7,683 4.53%
Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 12 $3,190,000 $265,833 $6,539 4.93%
ST. JOSEPH, MO-KS (FHA|USDA|VA) 23 $3,095,000 $134,565 $4,194 4.80%
Fort Leonard Wood, MO (FHA|USDA|VA) 19 $2,955,000 $155,526 $4,244 4.74%
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 15 $2,875,000 $191,667 $5,591 4.85%
Peru, IN (FHA|USDA|VA) 25 $2,725,000 $109,000 $4,543 5.28%
PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) 12 $2,690,000 $224,167 $5,624 5.10%
MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) 17 $2,515,000 $147,941 $7,709 5.10%
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) 9 $2,495,000 $277,222 $7,582 4.86%
San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) 3 $2,295,000 $765,000 $9,594 4.83%
MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) 8 $2,280,000 $285,000 $7,019 5.13%
MANKATO, MN (FHA|USDA|VA) 11 $2,255,000 $205,000 $4,179 5.02%
Warrensburg, MO (FHA|USDA|VA) 13 $2,065,000 $158,846 $3,396 5.08%
LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) 11 $2,005,000 $182,273 $6,001 5.17%
Effingham, IL (FHA|USDA|VA) 16 $1,960,000 $122,500 $4,005 5.02%
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) 8 $1,950,000 $243,750 $7,685 4.89%
Salina, KS (FHA|USDA|VA) 15 $1,935,000 $129,000 $4,247 5.18%
MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) 8 $1,820,000 $227,500 $2,455 5.03%
DULUTH, MN-WI (FHA|USDA|VA) 10 $1,750,000 $175,000 $6,145 4.89%
PUEBLO, CO (FHA|USDA|VA) 9 $1,745,000 $193,889 $7,099 5.06%
New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) 7 $1,725,000 $246,429 $8,033 5.05%
BOULDER, CO (FHA|USDA|VA) 5 $1,625,000 $325,000 $4,288 5.03%
Menomonie, WI (FHA|USDA|VA) 17 $1,615,000 $95,000 $4,044 5.16%
BELLINGHAM, WA (FHA|USDA|VA) 6 $1,610,000 $268,333 $4,872 5.17%
MICHIGAN CITY-LA PORTE, IN (FHA|USDA|VA) 9 $1,485,000 $165,000 $3,205 5.06%
SPRINGFIELD, MO (FHA|USDA|VA) 7 $1,445,000 $206,429 $5,893 5.14%
Faribault-Northfield, MN (FHA|USDA|VA) 8 $1,400,000 $175,000 $3,854 4.91%
Fergus Falls, MN (FHA|USDA|VA) 7 $1,295,000 $185,000 $4,303 4.88%
Hays, KS (FHA|USDA|VA) 7 $1,215,000 $173,571 $5,330 4.70%
Calhoun, GA (FHA|USDA|VA) 7 $1,195,000 $170,714 $4,820 4.61%
ST. CLOUD, MN (FHA|USDA|VA) 11 $1,175,000 $106,818 $3,999 5.29%
WENATCHEE, WA (FHA|USDA|VA) 5 $1,145,000 $229,000 $6,402 4.85%
Shelton, WA (FHA|USDA|VA) 4 $1,090,000 $272,500 $4,152 5.16%
Brainerd, MN (FHA|USDA|VA) 7 $1,085,000 $155,000 $3,139 4.82%
OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) 2 $1,080,000 $540,000 $19,166 5.00%
LAWRENCE, KS (FHA|USDA|VA) 4 $1,010,000 $252,500 $5,845 4.97%
ROCHESTER, MN (FHA|USDA|VA) 5 $1,005,000 $201,000 $4,164 4.75%
Dodge City, KS (FHA|USDA|VA) 7 $995,000 $142,143 $2,863 5.21%
BOISE CITY, ID (FHA|USDA|VA) 3 $995,000 $331,667 $5,291 4.67%
JOHNSON CITY, TN (FHA|USDA|VA) 6 $980,000 $163,333 $5,852 4.54%
TOPEKA, KS (FHA|USDA|VA) 8 $980,000 $122,500 $4,085 5.11%
Clearlake, CA (FHA|USDA|VA) 4 $970,000 $242,500 $10,886 4.53%
SANTA FE, NM (FHA|USDA|VA) 5 $965,000 $193,000 $5,318 5.13%
Logansport, IN (FHA|USDA|VA) 10 $960,000 $96,000 $3,848 5.20%
SHERMAN-DENISON, TX (FHA|USDA|VA) 6 $950,000 $158,333 $7,362 5.19%
Moses Lake, WA (FHA|USDA|VA) 3 $935,000 $311,667 $4,537 5.13%
KENNEWICK-RICHLAND, WA (FHA|USDA|VA) 6 $910,000 $151,667 $5,369 5.04%
WORCESTER, MA-CT (FHA|USDA|VA) 3 $905,000 $301,667 $7,063 4.63%
VALLEJO, CA (FHA|USDA|VA) 3 $895,000 $298,333 $5,272 4.67%
HANFORD-CORCORAN, CA (FHA|USDA|VA) 2 $880,000 $440,000 $8,218 5.19%
Outside of Metro Areas 4 $850,000 $212,500 $4,915 4.84%
Galesburg, IL (FHA|USDA|VA) 10 $850,000 $85,000 $4,398 5.10%
Moscow, ID (FHA|USDA|VA) 4 $840,000 $210,000 $4,045 5.00%
KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) 5 $835,000 $167,000 $5,191 4.98%
Gallup, NM (FHA|USDA|VA) 4 $810,000 $202,500 $5,997 4.88%
PUNTA GORDA, FL (FHA|USDA|VA) 4 $800,000 $200,000 $7,450 4.78%
Branson, MO (FHA|USDA|VA) 6 $790,000 $131,667 $3,323 5.23%
ST. GEORGE, UT (FHA|USDA|VA) 3 $785,000 $261,667 $5,155 4.46%
ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) 3 $775,000 $258,333 $3,859 4.83%
LONGVIEW, WA (FHA|USDA|VA) 5 $755,000 $151,000 $7,956 4.88%
Ottawa, KS (FHA|USDA|VA) 4 $750,000 $187,500 $4,512 4.78%
MOBILE, AL (FHA|USDA|VA) 4 $750,000 $187,500 $5,097 5.06%
Hutchinson, MN (FHA|USDA|VA) 5 $745,000 $149,000 $5,437 5.15%
Grand Rapids, MN (FHA|USDA|VA) 4 $730,000 $182,500 $3,044 4.78%
Keene, NH (FHA|USDA|VA) 4 $720,000 $180,000 $5,643 5.16%
Charleston-Mattoon, IL (FHA|USDA|VA) 7 $705,000 $100,714 $4,245 5.23%
LUBBOCK, TX (FHA|USDA|VA) 5 $705,000 $141,000 $8,709 5.50%
Centralia, WA (FHA|USDA|VA) 4 $700,000 $175,000 $7,362 5.13%
SALISBURY, MD-DE (FHA|USDA|VA) 2 $690,000 $345,000 $5,834 5.25%
COLUMBIA, SC (FHA|USDA|VA) 3 $685,000 $228,333 $3,209 4.92%
PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) 2 $650,000 $325,000 $7,064 4.88%
PORT ST. LUCIE, FL (FHA|USDA|VA) 2 $600,000 $300,000 $4,619 5.00%
JOPLIN, MO (FHA|USDA|VA) 3 $595,000 $198,333 $5,424 5.08%
PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) 4 $590,000 $147,500 $5,638 5.06%
Taylorville, IL (FHA|USDA|VA) 6 $590,000 $98,333 $5,102 5.10%
Ellensburg, WA (FHA|USDA|VA) 3 $585,000 $195,000 $5,856 5.42%
Detroit-Warren-Dearborn, MI (FHA|USDA|VA) 2 $570,000 $285,000 $3,814 5.50%
Richmond-Berea, KY (FHA|USDA|VA) 3 $555,000 $185,000 $6,180 5.17%
FARGO, ND-MN (FHA|USDA|VA) 3 $555,000 $185,000 $3,533 5.29%
Lebanon, NH-VT (FHA|USDA|VA) 3 $545,000 $181,667 $4,590 4.92%
LOUISVILLE, KY (FHA|USDA|VA) 3 $535,000 $178,333 $3,497 4.88%
Red Wing, MN (FHA|USDA|VA) 4 $530,000 $132,500 $3,152 5.00%
ROCKFORD, IL (FHA|USDA|VA) 5 $525,000 $105,000 $7,232 4.20%
CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 2 $520,000 $260,000 $2,507 4.44%
CORPUS CHRISTI, TX (FHA|USDA|VA) 3 $505,000 $168,333 $9,466 5.29%
New Ulm, MN (FHA|USDA|VA) 3 $505,000 $168,333 $5,433 4.42%
Laconia, NH (FHA|USDA|VA) 2 $500,000 $250,000 $3,831 4.75%
Marshall, MN (FHA|USDA|VA) 2 $500,000 $250,000 $3,407 4.50%
Pahrump, NV (FHA|USDA|VA) 3 $495,000 $165,000 $4,480 5.13%
Athens, TX (FHA|USDA|VA) 3 $465,000 $155,000 $4,239 5.25%
DECATUR, IL (FHA|USDA|VA) 5 $465,000 $93,000 $4,777 5.25%
CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) 2 $460,000 $230,000 $7,980 5.25%
Augusta-Waterville, ME (FHA|USDA|VA) 2 $460,000 $230,000 $4,987 5.13%
TULSA, OK (FHA|USDA|VA) 2 $460,000 $230,000 $7,545 3.94%
BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) 3 $455,000 $151,667 $6,418 5.13%
Alexandria, MN (FHA|USDA|VA) 3 $445,000 $148,333 $3,670 4.67%
TYLER, TX (FHA|USDA|VA) 3 $425,000 $141,667 $7,881 5.63%
WACO, TX (FHA|USDA|VA) 3 $425,000 $141,667 $3,245 4.32%
CHICO, CA (FHA|USDA|VA) 1 $425,000 $425,000 $13,033 4.38%
SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) 3 $425,000 $141,667 $5,484 5.63%
SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) 1 $415,000 $415,000 $4,222 4.25%
KANKAKEE, IL (FHA|USDA|VA) 3 $415,000 $138,333 $5,400 5.46%
Willmar, MN (FHA|USDA|VA) 2 $410,000 $205,000 $3,698 4.94%
JACKSONVILLE, FL (FHA|USDA|VA) 2 $410,000 $205,000 $5,575 5.06%
WARNER ROBINS, GA (FHA|USDA|VA) 1 $405,000 $405,000 $3,978 3.75%
Cornelia, GA (FHA|USDA|VA) 1 $405,000 $405,000 $16,574 4.50%
Bonham, TX (FHA|USDA|VA) 2 $400,000 $200,000 $6,770 5.38%
CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 2 $400,000 $200,000 $5,194 4.88%
Albert Lea, MN (FHA|USDA|VA) 4 $390,000 $97,500 $2,287 4.94%
Port Angeles, WA (FHA|USDA|VA) 2 $390,000 $195,000 $6,074 5.31%
JEFFERSON CITY, MO (FHA|USDA|VA) 2 $390,000 $195,000 $3,217 5.19%
SIOUX FALLS, SD (FHA|USDA|VA) 2 $390,000 $195,000 $5,633 4.19%
CHATTANOOGA, TN-GA (FHA|USDA|VA) 1 $385,000 $385,000 $2,377 4.63%
Warsaw, IN (FHA|USDA|VA) 2 $370,000 $185,000 $4,632 5.13%
PANAMA CITY, FL (FHA|USDA|VA) 2 $360,000 $180,000 $6,792 4.94%
BAKERSFIELD, CA (FHA|USDA|VA) 2 $360,000 $180,000 $7,267 5.13%
CARBONDALE-MARION, IL (FHA|USDA|VA) 3 $355,000 $118,333 $5,353 5.13%
Emporia, KS (FHA|USDA|VA) 2 $350,000 $175,000 $6,151 4.88%
Hailey, ID (FHA|USDA|VA) 1 $345,000 $345,000 $8,266 5.38%
Lincoln, IL (FHA|USDA|VA) 1 $345,000 $345,000 $3,855 5.13%
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) 1 $335,000 $335,000 $4,570 5.13%
Mason City, IA (FHA|USDA|VA) 1 $335,000 $335,000 $2,040 5.25%
Farmington, MO (FHA|USDA|VA) 2 $330,000 $165,000 $5,688 5.13%
Sturgis, MI (FHA|USDA|VA) 3 $325,000 $108,333 $3,412 4.25%
TUCSON, AZ (FHA|USDA|VA) 1 $325,000 $325,000 $7,173 4.50%
Winfield, KS (FHA|USDA|VA) 3 $325,000 $108,333 $4,043 4.92%
LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) 2 $320,000 $160,000 $6,752 4.63%
YAKIMA, WA (FHA|USDA|VA) 2 $320,000 $160,000 $4,241 4.94%
VALDOSTA, GA (FHA|USDA|VA) 2 $320,000 $160,000 $4,417 5.06%
North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 1 $315,000 $315,000 $4,472 4.63%
FLAGSTAFF, AZ (FHA|USDA|VA) 1 $315,000 $315,000 $3,630 4.75%
LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) 2 $310,000 $155,000 $3,132 5.00%
Marion, IN (FHA|USDA|VA) 3 $305,000 $101,667 $4,733 5.17%
Dixon, IL (FHA|USDA|VA) 3 $305,000 $101,667 $3,808 5.21%
Heber, UT (FHA|USDA|VA) 1 $305,000 $305,000 $5,158 4.13%
FORT WAYNE, IN (FHA|USDA|VA) 2 $300,000 $150,000 $5,149 4.75%
LONGVIEW, TX (FHA|USDA|VA) 2 $300,000 $150,000 $6,822 5.31%
LAREDO, TX (FHA|USDA|VA) 2 $300,000 $150,000 $8,647 5.38%
Cadillac, MI (FHA|USDA|VA) 1 $295,000 $295,000 $5,094 4.88%
Rolla, MO (FHA|USDA|VA) 1 $285,000 $285,000 $9,710 4.38%
NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) 1 $285,000 $285,000 $4,134 4.63%
Seneca, SC (FHA|USDA|VA) 1 $285,000 $285,000 $3,662 4.75%
Hannibal, MO (FHA|USDA|VA) 2 $280,000 $140,000 $2,001 4.44%
AMARILLO, TX (FHA|USDA|VA) 2 $280,000 $140,000 $8,692 5.19%
Sterling, IL (FHA|USDA|VA) 3 $275,000 $91,667 $3,202 4.67%
GREEN BAY, WI (FHA|USDA|VA) 1 $265,000 $265,000 $2,467 4.75%
Ottawa, IL (FHA|USDA|VA) 2 $260,000 $130,000 $5,088 5.44%
EL PASO, TX (FHA|USDA|VA) 2 $260,000 $130,000 $5,395 5.00%
YORK-HANOVER, PA (FHA|USDA|VA) 2 $260,000 $130,000 $6,509 5.25%
Cedartown, GA (FHA|USDA|VA) 2 $260,000 $130,000 $4,978 5.19%
SAN ANGELO, TX (FHA|USDA|VA) 1 $255,000 $255,000 $0 5.63%
JACKSON, MS (FHA|USDA|VA) 1 $255,000 $255,000 $10,777 5.38%
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) 1 $255,000 $255,000 $3,971 5.50%
FRESNO, CA (FHA|USDA|VA) 2 $250,000 $125,000 $5,070 6.06%
Jasper, AL (FHA|USDA|VA) 2 $250,000 $125,000 $3,594 5.25%
EAST STROUDSBURG, PA (FHA|USDA|VA) 1 $245,000 $245,000 $10,091 4.75%
Stephenville, TX (FHA|USDA|VA) 1 $245,000 $245,000 $10,852 5.25%
LOGAN, UT-ID (FHA|USDA|VA) 1 $245,000 $245,000 $8,339 4.75%
Mineral Wells, TX (FHA|USDA|VA) 2 $240,000 $120,000 $5,983 5.31%
Great Bend, KS (FHA|USDA|VA) 2 $240,000 $120,000 $4,295 4.75%
Searcy, AR (FHA|USDA|VA) 1 $235,000 $235,000 $4,969 4.88%
MADISON, WI (FHA|USDA|VA) 1 $235,000 $235,000 $3,106 4.75%
Fort Morgan, CO (FHA|USDA|VA) 2 $230,000 $115,000 $4,675 5.25%
GREENVILLE-ANDERSON, SC (FHA|USDA|VA) 1 $225,000 $225,000 $8,086 5.00%
POCATELLO, ID (FHA|USDA|VA) 1 $225,000 $225,000 $3,825 4.88%
LAWTON, OK (FHA|USDA|VA) 1 $225,000 $225,000 $182 4.88%
Newport, OR (FHA|USDA|VA) 1 $225,000 $225,000 $4,210 4.88%
MIDLAND, TX (FHA|USDA|VA) 1 $225,000 $225,000 $10,583 5.38%
BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) 1 $215,000 $215,000 $7,926 5.25%
SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) 1 $215,000 $215,000 $3,400 4.75%
Pullman, WA (FHA|USDA|VA) 2 $210,000 $105,000 $5,159 5.38%
LA CROSSE-ONALASKA, WI-MN (FHA|USDA|VA) 1 $205,000 $205,000 $3,075 5.38%
Montrose, CO (FHA|USDA|VA) 1 $205,000 $205,000 $6,030 3.25%
OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) 2 $200,000 $100,000 $3,560 4.56%
Ponca City, OK (FHA|USDA|VA) 1 $195,000 $195,000 $10,372 5.00%
NILES, MI (FHA|USDA|VA) 1 $195,000 $195,000 $6,122 4.88%
YUBA CITY, CA (FHA|USDA|VA) 1 $185,000 $185,000 $8,454 5.25%
HOMOSASSA SPRINGS, FL (FHA|USDA|VA) 1 $175,000 $175,000 $5,690 5.63%
GADSDEN, AL (FHA|USDA|VA) 1 $175,000 $175,000 $11,968 5.75%
STOCKTON, CA (FHA|USDA|VA) 1 $175,000 $175,000 $4,682 4.75%
Pecos, TX (FHA|USDA|VA) 1 $175,000 $175,000 $5,897 6.25%
Granbury, TX (FHA|USDA|VA) 1 $175,000 $175,000 $9,015 5.25%
WICHITA FALLS, TX (FHA|USDA|VA) 1 $175,000 $175,000 $1,648 5.25%
Jacksonville, IL (FHA|USDA|VA) 2 $170,000 $85,000 $4,373 5.38%
KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) 2 $170,000 $85,000 $4,386 4.44%
Sevierville, TN (FHA|USDA|VA) 1 $165,000 $165,000 $4,199 4.75%
DOVER, DE (FHA|USDA|VA) 1 $165,000 $165,000 $10,126 5.75%
COLUMBIA, MO (FHA|USDA|VA) 1 $165,000 $165,000 $3,265 4.25%
SPRINGFIELD, MA (FHA|USDA|VA) 1 $165,000 $165,000 $7,274 4.50%
Sebastian-Vero Beach, FL (FHA|USDA|VA) 2 $160,000 $80,000 $4,416 5.75%
Fort Madison-Keokuk, IA-IL-MO (FHA|USDA|VA) 2 $160,000 $80,000 $3,447 4.94%
Jamestown, ND (FHA|USDA|VA) 1 $155,000 $155,000 $5,507 5.13%
Fort Payne, AL (FHA|USDA|VA) 1 $155,000 $155,000 $5,692 5.13%
McPherson, KS (FHA|USDA|VA) 1 $155,000 $155,000 $6,567 5.00%
LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) 1 $155,000 $155,000 $6,539 5.38%
Pittsburg, KS (FHA|USDA|VA) 1 $155,000 $155,000 $1,260 4.75%
PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) 1 $155,000 $155,000 $4,897 5.25%
ROME, GA (FHA|USDA|VA) 1 $155,000 $155,000 $2,823 4.75%
BLOOMINGTON, IL (FHA|USDA|VA) 1 $155,000 $155,000 $5,977 5.00%
Mount Sterling, KY (FHA|USDA|VA) 1 $155,000 $155,000 $4,885 5.13%
RACINE, WI (FHA|USDA|VA) 2 $150,000 $75,000 $2,592 5.75%
Pampa, TX (FHA|USDA|VA) 1 $145,000 $145,000 $7,763 5.50%
Grants, NM (FHA|USDA|VA) 1 $145,000 $145,000 $6,339 4.50%
WAUSAU-WESTON, WI (FHA|USDA|VA) 1 $145,000 $145,000 $5,327 4.13%
Okeechobee, FL (FHA|USDA|VA) 1 $145,000 $145,000 $10,400 5.63%
CHAMPAIGN-URBANA, IL (FHA|USDA|VA) 2 $140,000 $70,000 $3,572 4.81%
DECATUR, AL (FHA|USDA|VA) 1 $135,000 $135,000 $8,697 4.88%
Rockport, TX (FHA|USDA|VA) 1 $135,000 $135,000 $6,101 5.00%
Payson, AZ (FHA|USDA|VA) 1 $135,000 $135,000 $4,460 4.88%
ODESSA, TX (FHA|USDA|VA) 1 $135,000 $135,000 $9,195 5.50%
DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) 1 $135,000 $135,000 $3,216 5.00%
AUBURN-OPELIKA, AL (FHA|USDA|VA) 1 $135,000 $135,000 $6,570 5.13%
YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) 1 $135,000 $135,000 $6,103 5.25%
Paris, TX (FHA|USDA|VA) 1 $125,000 $125,000 $7,186 5.25%
Raymondville, TX (FHA|USDA|VA) 1 $125,000 $125,000 $8,282 5.63%
SIOUX CITY, IA-NE-SD (FHA|USDA|VA) 1 $125,000 $125,000 $6,636 4.00%
HUNTSVILLE, AL (FHA|USDA|VA) 1 $125,000 $125,000 $5,820 5.13%
FLORENCE, SC (FHA|USDA|VA) 1 $125,000 $125,000 $5,939 5.63%
THE VILLAGES, FL (FHA|USDA|VA) 1 $125,000 $125,000 $5,331 5.38%
Mount Pleasant, TX (FHA|USDA|VA) 1 $125,000 $125,000 $6,995 5.50%
DAYTON-KETTERING, OH (FHA|USDA|VA) 1 $125,000 $125,000 $5,597 4.88%
Sedalia, MO (FHA|USDA|VA) 1 $125,000 $125,000 $4,396 5.13%
Rochelle, IL (FHA|USDA|VA) 1 $125,000 $125,000 $5,197 5.00%
LINCOLN, NE (FHA|USDA|VA) 1 $115,000 $115,000 $4,020 4.25%
Brownwood, TX (FHA|USDA|VA) 1 $115,000 $115,000 $5,182 5.00%
Fairmont, MN (FHA|USDA|VA) 1 $115,000 $115,000 $2,390 5.50%
Athens, TN (FHA|USDA|VA) 1 $115,000 $115,000 $5,247 5.13%
CINCINNATI, OH-KY-IN (FHA|USDA|VA) 1 $115,000 $115,000 $5,134 5.50%
JANESVILLE-BELOIT, WI (FHA|USDA|VA) 1 $115,000 $115,000 $2,535 5.63%
Lake City, FL (FHA|USDA|VA) 1 $115,000 $115,000 $4,927 5.25%
Magnolia, AR (FHA|USDA|VA) 1 $105,000 $105,000 $4,015 5.00%
Washington, IN (FHA|USDA|VA) 1 $105,000 $105,000 $4,654 4.63%
LEWISTON-AUBURN, ME (FHA|USDA|VA) 1 $95,000 $95,000 $2,932 4.75%
OCALA, FL (FHA|USDA|VA) 1 $95,000 $95,000 $3,535 4.63%
Muscatine, IA (FHA|USDA|VA) 1 $85,000 $85,000 $3,641 4.75%
Frankfort, IN (FHA|USDA|VA) 1 $85,000 $85,000 $5,230 5.63%
Moberly, MO (FHA|USDA|VA) 1 $85,000 $85,000 $1,534 5.75%
COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) 1 $85,000 $85,000 $5,249 5.13%
Lufkin, TX (FHA|USDA|VA) 1 $85,000 $85,000 $6,672 5.50%
Burlington, IA-IL (FHA|USDA|VA) 1 $75,000 $75,000 $2,778 5.50%
Madison, IN (FHA|USDA|VA) 1 $75,000 $75,000 $3,833 5.50%
Centralia, IL (FHA|USDA|VA) 1 $75,000 $75,000 $5,062 5.63%
Scottsboro, AL (FHA|USDA|VA) 1 $75,000 $75,000 $5,210 5.00%
Middlesborough, KY (FHA|USDA|VA) 1 $75,000 $75,000 $4,278 4.88%
SHEBOYGAN, WI (FHA|USDA|VA) 1 $65,000 $65,000 $2,946 5.13%
Mount Vernon, IL (FHA|USDA|VA) 1 $65,000 $65,000 $3,985 5.00%
MUSKEGON, MI (FHA|USDA|VA) 1 $65,000 $65,000 $5,324 5.25%
SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) 1 $65,000 $65,000 $0 5.00%
Leaderone Financial Corporation's top markets include Minneapolis, Kansas City, Las Vegas, Chicago, and Seattle among others.

Their top states include:
  • Minnesota (FHA|USDA|VA)
  • Missouri (FHA|USDA|VA)
  • Nevada (FHA|USDA|VA)
  • Washington (FHA|USDA|VA)
  • Colorado (FHA|USDA|VA)
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    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 4,739 $1,040,895,000 $219,644 $4,069 4.88%
    FHA 2,551 $471,415,000 $184,796 $7,225 5.05%
    VA 747 $183,405,000 $245,522 $6,319 4.78%
    USDA 233 $33,885,000 $145,429 $4,987 4.95%

    For 2018, Leaderone Financial Corporation's most frequently originated type of loan was Conventional, with 4,739 originations. Their 2nd most popular type was FHA, with 2,551 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Home Purchase 7,094 $1,462,710,000 $206,190 $5,343 4.93%
    Cash Out Refi 810 $181,040,000 $223,506 $5,246 4.97%
    Refi 366 $85,850,000 $234,563 $4,252 4.78%

    For 2018, Leaderone Financial Corporation's most frequently cited loan purpose was Home Purchase, with 7,094 originations. The 2nd most popular reason was Cash Out Refi, with 810 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 7,875 $1,667,785,000 $211,782 $5,357 4.95%
    15 Year 179 $35,775,000 $199,860 $4,119 4.26%
    20 Year 103 $21,305,000 $206,845 $3,913 4.66%
    10 Year 96 $2,170,000 $22,604 $1,052 4.41%
    Other 11 $2,535,000 $230,455 $4,513 4.90%
    5 Year 3 $15,000 $5,000 $0 0.00%
    3 Year 2 $10,000 $5,000 $53 0.00%
    30+ year 1 $5,000 $5,000 $0 0.00%

    For 2018, Leaderone Financial Corporation's most frequently cited loan duration was 30 Year, with 7,875 originations. The 2nd most popular length was 15 Year, with 179 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $1k-2k 3,584 $735,840,000 $205,313
    $<1k 2,036 $384,250,000 $188,728
    $2k-3k 1,384 $272,760,000 $197,081
    $3k-4k 704 $162,140,000 $230,313
    $4k-5k 298 $81,950,000 $275,000
    $5k+ 250 $90,290,000 $361,160

    Leaderone Financial Corporation's average total fees were $5,357, while their most frequently occuring range of origination fees (closing costs) were in the $1k-2k bucket, with 3,584 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    4-5% 4,903 $1,117,645,000 $227,951
    5-6% 2,776 $524,790,000 $189,045
    3-4% 242 $59,130,000 $244,339
    6-7% 167 $26,825,000 $160,629
    <2.5% 37 $245,000 $6,622
    7-8% 2 $20,000 $10,000

    During 2018, Leaderone Financial Corporation's average interest rate for loans was 4.95%, while their most frequently originated rate bucket for loans was 4-5%, with 4,903 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $200k-400k 3,394 $925,720,000 $272,752 $6,007 4.86%
    $100k-200k 3,301 $499,005,000 $151,168 $4,750 5.00%
    $100,000 or less 1,075 $66,195,000 $61,577 $3,530 5.03%
    $400k-600k 455 $204,945,000 $450,429 $7,008 4.77%
    $600k-1MM 40 $27,980,000 $699,500 $8,811 4.90%
    $1MM+ 5 $5,755,000 $1,151,000 $15,659 4.65%

    2018 saw Leaderone Financial Corporation place emphasis on $200k-400k loans with 3,394 originations, totaling $925,720,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $50k-75k 2,555 $465,495,000 $182,190 $5,334 4.95%
    $50k or less 2,050 $267,940,000 $130,702 $4,778 4.99%
    $75k-100k 1,497 $347,895,000 $232,395 $5,529 4.87%
    $100k-150k 1,381 $381,955,000 $276,579 $5,678 4.89%
    $150k-250k 586 $193,340,000 $329,932 $5,217 4.85%
    $250k+ 173 $66,595,000 $384,942 $5,589 4.93%

    Leaderone Financial Corporation lent most frequently to those with incomes in the $50k-75k range, with 2,555 originations. The second most popular income band? $50k or less, with 2,050 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    30-36% 1,318 $273,890,000 $207,807 $4,849 4.89%
    20-30% 1,195 $237,695,000 $198,908 $4,432 4.89%
    50-60% 768 $156,780,000 $204,141 $7,115 4.93%
    49% 447 $100,775,000 $225,447 $5,523 4.98%
    43% 387 $77,095,000 $199,212 $5,267 4.99%
    44% 379 $84,025,000 $221,702 $5,491 4.96%
    48% 348 $77,160,000 $221,724 $5,505 4.95%
    39% 333 $71,585,000 $214,970 $5,306 4.89%
    46% 331 $70,625,000 $213,369 $5,603 4.93%
    42% 326 $71,910,000 $220,583 $5,317 4.95%
    41% 316 $69,760,000 $220,759 $5,340 4.93%
    40% 314 $65,080,000 $207,261 $5,306 4.96%
    47% 306 $64,720,000 $211,503 $5,209 5.00%
    45% 302 $63,060,000 $208,808 $5,413 4.94%
    37% 284 $63,260,000 $222,746 $5,192 4.99%
    38% 280 $52,880,000 $188,857 $5,251 4.87%
    <20% 270 $51,110,000 $189,296 $4,154 4.86%
    36% 249 $49,045,000 $196,968 $5,071 4.93%
    >60% 105 $26,105,000 $248,619 $7,080 5.07%

    Leaderone Financial Corporation lent most frequently to those with DTI ratios of 30-36%, with 1,318 originations. The next most common DTI ratio? 20-30%, with 1,195 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 7,014 $1,472,350,000 $209,916 $5,262 4.92%
    Not provided 573 $118,925,000 $207,548 $5,247 4.90%
    Black 393 $73,225,000 $186,323 $5,656 5.05%
    Asian 226 $50,670,000 $224,204 $5,374 5.00%
    American Indian 30 $6,930,000 $231,000 $5,276 4.76%
    Native Hawaiian or Islander 24 $5,100,000 $212,500 $5,572 5.03%
    Filipino 2 $780,000 $390,000 $10,289 4.38%
    Japanese 2 $450,000 $225,000 $3,834 4.36%
    Other Pacific Islander 2 $410,000 $205,000 $6,017 4.69%
    Other Asian 2 $330,000 $165,000 $5,054 4.69%
    Asian Indian 1 $255,000 $255,000 $3,042 5.13%
    Vietnamese 1 $175,000 $175,000 $7,976 5.13%

    Approval Rates

    Total approvals of all applications
    87.91%

    Leaderone Financial Corporation has an average approval rate.

    Pick Rate

    Approvals leading to origination
    72.97%

    Leaderone Financial Corporation has a below average pick rate.

    Points and Fees

    Points Originations Total Value Average Loan
    50.0 1 $5,000 $5,000
    NA 8,269 $1,729,595,000 $209,166

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    Single Family (1-4 Units):Manufactured 118 $20,290,000 $171,949
    Single Family (1-4 Units):Site-Built 8,152 $1,709,310,000 $209,680

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 85 $12,305,000 $144,765 $3,756 4.77%
    40-60% 326 $69,140,000 $212,086 $4,000 4.78%
    60-80% 1,612 $377,720,000 $234,318 $4,478 4.96%
    80-100% 5,826 $1,221,090,000 $209,593 $5,567 4.96%
    Over 100% 172 $46,580,000 $270,814 $9,927 4.81%
    Under 20% 249 $2,765,000 $11,104 $391 3.43%

    Complaints

    Bank Name Product Issue 2018 CPFB Complaints % of Total Issues
    LEADER ONE FINANCIAL CORPORATION Conventional home mortgage Applying for a mortgage or refinancing an existing mortgage 1 100.0%