Leaderone Financial Corporation Mortgage Rates, Fees & Info

TOPEKA, KS

LEI: 5493000NYUJT9UC6G261

Tax ID: 48-1148159

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Mortgage Data

Review & Overview

Leaderone Financial Corporation is a small mortgage company specializing in Home Purchase loans. Leaderone Financial Corporation has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. Their top markets by origination volume include: Kansas City, Chicago, Phoenix, Seattle, and Atlanta among others. We have data for 367 markets. (Some data included below & more in-depth data is available with an active subscription.)

Leaderone Financial Corporation has an average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Leaderone Financial Corporation is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.

We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.

SimulatedRates™

Mortgage Type
Simulated Rate Simulation Date
30 Year Conventional Purchase 6.73% 11/17/24
30 Year Conventional Refi 6.65% 11/17/24
30 Year Cash-out Refi 6.85% 11/17/24
30 Year FHA Purchase 7.71% 11/17/24
30 Year FHA Refi 7.23% 11/17/24
30 Year VA Purchase 6.55% 11/17/24
30 Year VA Refi 5.98% 11/17/24
30 Year USDA Purchase 7.07% 11/17/24
15 Year Conventional Purchase 6.34% 11/17/24
15 Year Conventional Refi 6.20% 11/17/24
15 Year Cash-out Refi 6.20% 11/17/24
15 Year VA Purchase 6.06% 11/17/24
These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

Leaderone Financial Corporation Mortgage Calculator






Your Estimates

Estimated Loan Payment: Update the calculator values and click calculate payment!

This is not an official calculator from Leaderone Financial Corporation. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

The default purchase price is the median sales price across the US for 2022Q4, per FRED.


Originations

6,353

Origination Dollar Volume (All Markets)

$1,659,055,000
Show all (16) awards

Top Markets

Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

Market Originations Total Value Average Loan Average Fees Average Rate
KANSAS CITY, MO-KS (FHA|USDA|VA) 1,184 $279,260,000 $235,861 $5,407 5.01%
Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 529 $112,815,000 $213,261 $7,572 4.81%
PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 213 $75,005,000 $352,136 $7,477 4.73%
Outside of Metro Areas 313 $61,065,000 $195,096 $6,020 5.16%
Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) 123 $54,015,000 $439,146 $8,881 4.76%
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 120 $44,920,000 $374,333 $6,111 4.77%
OKLAHOMA CITY, OK (FHA|USDA|VA) 173 $43,035,000 $248,757 $6,375 4.50%
HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 146 $39,230,000 $268,699 $8,478 5.07%
LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) 107 $38,485,000 $359,673 $7,779 4.73%
BANGOR, ME (FHA|USDA|VA) 172 $37,330,000 $217,035 $5,929 5.34%
PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) 90 $36,370,000 $404,111 $8,527 4.77%
ST. LOUIS, MO-IL (FHA|USDA|VA) 160 $35,620,000 $222,625 $6,579 5.06%
BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) 162 $34,260,000 $211,481 $7,717 5.12%
SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) 107 $33,015,000 $308,551 $7,410 4.87%
Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 98 $30,990,000 $316,224 $7,975 4.88%
KILLEEN-TEMPLE, TX (FHA|USDA|VA) 123 $29,005,000 $235,813 $7,796 5.12%
BELLINGHAM, WA (FHA|USDA|VA) 61 $27,185,000 $445,656 $5,380 5.15%
CHATTANOOGA, TN-GA (FHA|USDA|VA) 117 $25,495,000 $217,906 $7,026 5.02%
FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) 61 $21,545,000 $353,197 $5,871 4.86%
WICHITA, KS (FHA|USDA|VA) 122 $20,840,000 $170,820 $5,919 4.93%
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 59 $20,115,000 $340,932 $8,633 4.80%
ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 48 $19,330,000 $402,708 $11,180 4.95%
Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 34 $16,030,000 $471,471 $10,609 5.03%
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) 48 $15,600,000 $325,000 $8,651 5.04%
COLORADO SPRINGS, CO (FHA|USDA|VA) 42 $15,530,000 $369,762 $5,755 4.97%
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) 49 $14,925,000 $304,592 $6,650 4.52%
DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 36 $14,290,000 $396,944 $6,727 4.85%
Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) 37 $12,755,000 $344,730 $7,640 4.41%
Athens, TX (FHA|USDA|VA) 25 $11,875,000 $475,000 $7,998 5.12%
PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) 35 $11,275,000 $322,143 $6,134 5.08%
KOKOMO, IN (FHA|USDA|VA) 64 $10,850,000 $169,531 $5,690 5.22%
MANCHESTER-NASHUA, NH (FHA|USDA|VA) 31 $10,545,000 $340,161 $8,442 4.59%
HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) 43 $10,495,000 $244,070 $7,747 5.19%
BOISE CITY, ID (FHA|USDA|VA) 32 $10,120,000 $316,250 $8,860 4.78%
JACKSONVILLE, FL (FHA|USDA|VA) 31 $9,575,000 $308,871 $9,410 5.36%
OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) 24 $9,070,000 $377,917 $8,795 5.39%
PEORIA, IL (FHA|USDA|VA) 65 $8,495,000 $130,692 $4,079 4.63%
DAYTON-KETTERING, OH (FHA|USDA|VA) 33 $7,765,000 $235,303 $11,349 5.44%
LAREDO, TX (FHA|USDA|VA) 35 $7,705,000 $220,143 $11,322 5.22%
CLEVELAND-ELYRIA, OH (FHA|USDA|VA) 39 $6,915,000 $177,308 $7,342 5.06%
AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 19 $6,895,000 $362,895 $7,719 4.91%
INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) 28 $6,700,000 $239,286 $6,460 5.38%
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) 19 $6,615,000 $348,158 $10,527 4.43%
ST. JOSEPH, MO-KS (FHA|USDA|VA) 41 $6,525,000 $159,146 $4,934 4.42%
Rio Grande City-Roma, TX (FHA|USDA|VA) 28 $6,370,000 $227,500 $8,598 5.45%
BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) 29 $5,775,000 $199,138 $8,285 5.23%
PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) 18 $5,370,000 $298,333 $10,559 5.27%
SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) 17 $5,175,000 $304,412 $11,451 4.54%
LOUISVILLE, KY (FHA|USDA|VA) 29 $5,155,000 $177,759 $4,529 4.66%
Concord, NH (FHA|USDA|VA) 15 $4,975,000 $331,667 $8,304 4.81%
Oak Harbor, WA (FHA|USDA|VA) 9 $4,555,000 $506,111 $11,294 4.53%
Warrensburg, MO (FHA|USDA|VA) 21 $4,425,000 $210,714 $5,359 4.93%
Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) 9 $4,105,000 $456,111 $8,046 4.10%
Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 11 $4,065,000 $369,545 $7,447 4.93%
SPRINGFIELD, IL (FHA|USDA|VA) 25 $3,815,000 $152,600 $4,898 4.69%
MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) 19 $3,795,000 $199,737 $8,449 4.86%
NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) 11 $3,785,000 $344,091 $10,192 5.07%
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) 12 $3,730,000 $310,833 $7,250 4.36%
PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) 9 $3,665,000 $407,222 $9,958 5.25%
FRESNO, CA (FHA|USDA|VA) 8 $3,650,000 $456,250 $12,980 5.87%
GAINESVILLE, FL (FHA|USDA|VA) 14 $3,640,000 $260,000 $11,037 4.81%
SALEM, OR (FHA|USDA|VA) 10 $3,630,000 $363,000 $9,586 4.56%
Augusta-Waterville, ME (FHA|USDA|VA) 18 $3,580,000 $198,889 $6,110 5.06%
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) 8 $3,550,000 $443,750 $11,361 4.39%
LEWISTON-AUBURN, ME (FHA|USDA|VA) 13 $3,515,000 $270,385 $7,874 5.53%
North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 9 $3,495,000 $388,333 $10,520 4.93%
FORT SMITH, AR-OK (FHA|USDA|VA) 18 $3,440,000 $191,111 $6,931 5.01%
MANHATTAN, KS (FHA|USDA|VA) 17 $3,325,000 $195,588 $5,897 4.94%
MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) 17 $3,275,000 $192,647 $5,085 5.70%
BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) 17 $3,125,000 $183,824 $7,180 5.29%
BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) 7 $3,125,000 $446,429 $10,462 5.39%
Columbus, MS (FHA|USDA|VA) 17 $3,105,000 $182,647 $6,352 4.29%
FLAGSTAFF, AZ (FHA|USDA|VA) 6 $3,070,000 $511,667 $3,533 3.67%
MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) 8 $3,010,000 $376,250 $4,728 4.50%
SPRINGFIELD, MA (FHA|USDA|VA) 13 $2,965,000 $228,077 $9,438 5.74%
CLEVELAND, TN (FHA|USDA|VA) 12 $2,940,000 $245,000 $7,647 5.43%
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) 13 $2,865,000 $220,385 $7,862 4.72%
LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) 11 $2,845,000 $258,636 $10,259 4.83%
Brenham, TX (FHA|USDA|VA) 11 $2,775,000 $252,273 $6,814 4.08%
TULSA, OK (FHA|USDA|VA) 12 $2,770,000 $230,833 $6,912 4.47%
NEW HAVEN-MILFORD, CT (FHA|USDA|VA) 9 $2,765,000 $307,222 $9,787 5.14%
TOPEKA, KS (FHA|USDA|VA) 14 $2,600,000 $185,714 $6,266 5.20%
Ontario, OR-ID (FHA|USDA|VA) 13 $2,455,000 $188,846 $6,697 4.43%
Zapata, TX (FHA|USDA|VA) 10 $2,450,000 $245,000 $9,332 5.54%
LAWRENCE, KS (FHA|USDA|VA) 6 $2,420,000 $403,333 $3,041 4.98%
TUCSON, AZ (FHA|USDA|VA) 6 $2,380,000 $396,667 $13,417 4.46%
WORCESTER, MA-CT (FHA|USDA|VA) 8 $2,360,000 $295,000 $9,586 5.28%
OCALA, FL (FHA|USDA|VA) 10 $2,350,000 $235,000 $9,634 5.79%
AKRON, OH (FHA|USDA|VA) 15 $2,345,000 $156,333 $6,513 5.46%
SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) 3 $2,325,000 $775,000 $27,135 6.13%
DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) 6 $2,040,000 $340,000 $6,027 5.69%
CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 6 $1,980,000 $330,000 $7,651 5.16%
CANTON-MASSILLON, OH (FHA|USDA|VA) 10 $1,920,000 $192,000 $9,310 5.30%
Aberdeen, WA (FHA|USDA|VA) 7 $1,875,000 $267,857 $7,113 5.38%
JACKSON, TN (FHA|USDA|VA) 13 $1,805,000 $138,846 $5,604 5.24%
NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) 5 $1,805,000 $361,000 $5,658 4.17%
Jasper, AL (FHA|USDA|VA) 10 $1,800,000 $180,000 $6,597 5.40%
CINCINNATI, OH-KY-IN (FHA|USDA|VA) 7 $1,735,000 $247,857 $8,998 5.09%
CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 5 $1,715,000 $343,000 $6,205 5.75%
Laconia, NH (FHA|USDA|VA) 6 $1,710,000 $285,000 $9,385 4.70%
Centralia, WA (FHA|USDA|VA) 7 $1,695,000 $242,143 $5,267 4.07%
FORT COLLINS, CO (FHA|USDA|VA) 3 $1,585,000 $528,333 $9,544 4.04%
BATON ROUGE, LA (FHA|USDA|VA) 7 $1,575,000 $225,000 $8,804 5.80%
PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) 5 $1,575,000 $315,000 $15,542 5.05%
PORT ST. LUCIE, FL (FHA|USDA|VA) 4 $1,570,000 $392,500 $13,397 4.44%
Shelton, WA (FHA|USDA|VA) 3 $1,545,000 $515,000 $6,224 4.63%
Lebanon, NH-VT (FHA|USDA|VA) 7 $1,545,000 $220,714 $6,793 5.63%
OGDEN-CLEARFIELD, UT (FHA|USDA|VA) 3 $1,425,000 $475,000 $4,685 4.25%
MONTGOMERY, AL (FHA|USDA|VA) 5 $1,415,000 $283,000 $8,398 5.25%
DALTON, GA (FHA|USDA|VA) 7 $1,415,000 $202,143 $7,924 5.11%
Outside of Metro Areas 4 $1,400,000 $350,000 $5,320 4.50%
Quincy, IL-MO (FHA|USDA|VA) 6 $1,390,000 $231,667 $4,307 5.46%
SPRINGFIELD, MO (FHA|USDA|VA) 9 $1,355,000 $150,556 $4,477 5.22%
STOCKTON, CA (FHA|USDA|VA) 4 $1,330,000 $332,500 $9,863 4.53%
Keene, NH (FHA|USDA|VA) 4 $1,330,000 $332,500 $6,333 5.06%
TUSCALOOSA, AL (FHA|USDA|VA) 7 $1,325,000 $189,286 $9,976 4.95%
Tullahoma-Manchester, TN (FHA|USDA|VA) 3 $1,315,000 $438,333 $10,236 5.37%
THE VILLAGES, FL (FHA|USDA|VA) 4 $1,270,000 $317,500 $5,091 4.94%
BOULDER, CO (FHA|USDA|VA) 2 $1,240,000 $620,000 $11,739 4.69%
LAFAYETTE, LA (FHA|USDA|VA) 7 $1,215,000 $173,571 $6,146 5.39%
Peru, IN (FHA|USDA|VA) 10 $1,200,000 $120,000 $4,183 4.88%
AMARILLO, TX (FHA|USDA|VA) 5 $1,185,000 $237,000 $6,645 6.05%
Winfield, KS (FHA|USDA|VA) 10 $1,180,000 $118,000 $5,521 4.85%
Branson, MO (FHA|USDA|VA) 5 $1,165,000 $233,000 $7,682 5.95%
GREELEY, CO (FHA|USDA|VA) 3 $1,165,000 $388,333 $6,358 4.13%
NORWICH-NEW LONDON, CT (FHA|USDA|VA) 4 $1,160,000 $290,000 $9,309 5.06%
CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) 4 $1,130,000 $282,500 $11,073 4.71%
CORPUS CHRISTI, TX (FHA|USDA|VA) 4 $1,100,000 $275,000 $7,414 4.31%
WENATCHEE, WA (FHA|USDA|VA) 2 $1,090,000 $545,000 $9,723 5.06%
FLORENCE-MUSCLE SHOALS, AL (FHA|USDA|VA) 7 $1,085,000 $155,000 $6,285 5.13%
DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) 5 $1,075,000 $215,000 $9,345 5.32%
BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) 5 $1,055,000 $211,000 $8,639 4.88%
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) 3 $1,005,000 $335,000 $12,120 3.66%
EL PASO, TX (FHA|USDA|VA) 4 $1,000,000 $250,000 $8,840 5.75%
Sandpoint, ID (FHA|USDA|VA) 2 $990,000 $495,000 $10,938 5.43%
BEND, OR (FHA|USDA|VA) 2 $990,000 $495,000 $11,264 5.69%
EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) 2 $960,000 $480,000 $9,040 4.31%
WACO, TX (FHA|USDA|VA) 3 $955,000 $318,333 $12,866 4.96%
Ottawa, KS (FHA|USDA|VA) 5 $955,000 $191,000 $4,378 5.78%
ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) 2 $930,000 $465,000 $4,516 4.69%
Talladega-Sylacauga, AL (FHA|USDA|VA) 5 $925,000 $185,000 $7,982 5.85%
LONGVIEW, WA (FHA|USDA|VA) 2 $910,000 $455,000 $6,260 5.81%
PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) 2 $900,000 $450,000 $9,349 5.06%
Payson, AZ (FHA|USDA|VA) 2 $890,000 $445,000 $6,571 4.75%
COLUMBUS, OH (FHA|USDA|VA) 4 $890,000 $222,500 $6,930 6.06%
GREAT FALLS, MT (FHA|USDA|VA) 4 $880,000 $220,000 $6,386 5.59%
MEMPHIS, TN-MS-AR (FHA|USDA|VA) 5 $875,000 $175,000 $8,833 5.63%
LANCASTER, PA (FHA|USDA|VA) 2 $830,000 $415,000 $10,756 4.25%
LEXINGTON-FAYETTE, KY (FHA|USDA|VA) 3 $825,000 $275,000 $3,716 5.37%
MICHIGAN CITY-LA PORTE, IN (FHA|USDA|VA) 6 $820,000 $136,667 $4,249 4.46%
SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) 2 $810,000 $405,000 $10,496 3.94%
HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) 1 $795,000 $795,000 $4,848 3.88%
San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) 1 $795,000 $795,000 $13,800 6.63%
DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) 3 $795,000 $265,000 $14,063 4.71%
Pullman, WA (FHA|USDA|VA) 3 $785,000 $261,667 $3,475 4.33%
VISALIA, CA (FHA|USDA|VA) 2 $780,000 $390,000 $13,160 6.63%
CLARKSVILLE, TN-KY (FHA|USDA|VA) 4 $780,000 $195,000 $7,963 5.44%
HUNTSVILLE, AL (FHA|USDA|VA) 3 $765,000 $255,000 $9,091 5.63%
HOMOSASSA SPRINGS, FL (FHA|USDA|VA) 4 $760,000 $190,000 $6,545 5.59%
BLOOMINGTON, IL (FHA|USDA|VA) 5 $755,000 $151,000 $3,209 4.85%
FLORENCE, SC (FHA|USDA|VA) 3 $755,000 $251,667 $10,175 4.83%
TEXARKANA, TX-AR (FHA|USDA|VA) 4 $750,000 $187,500 $5,296 4.34%
ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) 3 $735,000 $245,000 $5,824 5.87%
LAKE CHARLES, LA (FHA|USDA|VA) 4 $730,000 $182,500 $6,669 4.94%
Stillwater, OK (FHA|USDA|VA) 3 $725,000 $241,667 $8,594 4.46%
Shawnee, OK (FHA|USDA|VA) 5 $725,000 $145,000 $5,485 4.80%
COLUMBIA, SC (FHA|USDA|VA) 3 $715,000 $238,333 $8,665 5.58%
COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) 2 $650,000 $325,000 $10,947 4.44%
SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) 1 $635,000 $635,000 $6,344 3.63%
NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) 3 $635,000 $211,667 $5,797 5.33%
RICHMOND, VA (FHA|USDA|VA) 2 $630,000 $315,000 $4,607 4.13%
Rockport, TX (FHA|USDA|VA) 2 $600,000 $300,000 $6,601 5.00%
Mountain Home, ID (FHA|USDA|VA) 2 $600,000 $300,000 $13,578 5.25%
TALLAHASSEE, FL (FHA|USDA|VA) 3 $595,000 $198,333 $7,533 4.46%
Whitewater, WI (FHA|USDA|VA) 2 $590,000 $295,000 $9,993 3.50%
Pittsburg, KS (FHA|USDA|VA) 3 $585,000 $195,000 $6,350 5.17%
ANNISTON-OXFORD, AL (FHA|USDA|VA) 5 $585,000 $117,000 $5,453 5.65%
SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) 2 $580,000 $290,000 $4,888 4.69%
KENNEWICK-RICHLAND, WA (FHA|USDA|VA) 2 $580,000 $290,000 $9,005 4.31%
Union City, TN (FHA|USDA|VA) 5 $565,000 $113,000 $4,744 6.05%
NAPA, CA (FHA|USDA|VA) 1 $555,000 $555,000 $0 4.99%
DECATUR, AL (FHA|USDA|VA) 3 $555,000 $185,000 $8,469 5.63%
Dayton, TN (FHA|USDA|VA) 3 $545,000 $181,667 $6,147 6.13%
BARNSTABLE TOWN, MA (FHA|USDA|VA) 2 $540,000 $270,000 $7,797 4.00%
MODESTO, CA (FHA|USDA|VA) 2 $540,000 $270,000 $5,282 5.31%
Fredericksburg, TX (FHA|USDA|VA) 1 $535,000 $535,000 $10,846 5.63%
ELKHART-GOSHEN, IN (FHA|USDA|VA) 1 $535,000 $535,000 $12,924 7.13%
COLUMBIA, MO (FHA|USDA|VA) 2 $530,000 $265,000 $6,882 5.56%
MONROE, LA (FHA|USDA|VA) 4 $530,000 $132,500 $5,440 4.84%
AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) 2 $530,000 $265,000 $7,481 5.25%
Summerville, GA (FHA|USDA|VA) 3 $525,000 $175,000 $7,168 5.58%
SALT LAKE CITY, UT (FHA|USDA|VA) 1 $515,000 $515,000 $0 5.25%
Vineyard Haven, MA (FHA|USDA|VA) 1 $515,000 $515,000 $4,240 3.38%
Alice, TX (FHA|USDA|VA) 3 $505,000 $168,333 $8,082 6.17%
SUMTER, SC (FHA|USDA|VA) 3 $505,000 $168,333 $8,511 4.67%
KNOXVILLE, TN (FHA|USDA|VA) 3 $505,000 $168,333 $7,154 3.00%
Breckenridge, CO (FHA|USDA|VA) 1 $495,000 $495,000 $0 3.63%
EAU CLAIRE, WI (FHA|USDA|VA) 1 $495,000 $495,000 $5,193 4.50%
LOGAN, UT-ID (FHA|USDA|VA) 1 $485,000 $485,000 $3,977 3.75%
PITTSBURGH, PA (FHA|USDA|VA) 2 $480,000 $240,000 $0 5.31%
Detroit-Warren-Dearborn, MI (FHA|USDA|VA) 5 $475,000 $95,000 $7,868 6.80%
North Vernon, IN (FHA|USDA|VA) 1 $465,000 $465,000 $3,372 5.99%
Grand Rapids, MN (FHA|USDA|VA) 1 $465,000 $465,000 $8,952 5.37%
BRUNSWICK, GA (FHA|USDA|VA) 2 $460,000 $230,000 $17,854 4.81%
LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) 1 $455,000 $455,000 $20,320 5.13%
Sedalia, MO (FHA|USDA|VA) 2 $440,000 $220,000 $6,917 4.37%
LAWTON, OK (FHA|USDA|VA) 2 $440,000 $220,000 $5,273 3.63%
RENO, NV (FHA|USDA|VA) 1 $435,000 $435,000 $10,425 3.50%
YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) 3 $435,000 $145,000 $7,501 5.83%
Roswell, NM (FHA|USDA|VA) 1 $425,000 $425,000 $10,137 5.99%
YAKIMA, WA (FHA|USDA|VA) 2 $420,000 $210,000 $3,259 5.13%
FARGO, ND-MN (FHA|USDA|VA) 1 $415,000 $415,000 $7,828 3.63%
YORK-HANOVER, PA (FHA|USDA|VA) 1 $405,000 $405,000 $14,625 3.75%
PUEBLO, CO (FHA|USDA|VA) 1 $405,000 $405,000 $9,586 4.63%
VALLEJO, CA (FHA|USDA|VA) 1 $405,000 $405,000 $6,665 6.63%
Garden City, KS (FHA|USDA|VA) 2 $400,000 $200,000 $8,529 4.38%
Ellensburg, WA (FHA|USDA|VA) 2 $400,000 $200,000 $2,532 3.25%
Bonham, TX (FHA|USDA|VA) 1 $395,000 $395,000 $10,868 3.50%
GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) 1 $395,000 $395,000 $7,608 4.50%
Dumas, TX (FHA|USDA|VA) 1 $395,000 $395,000 $5,603 5.50%
SANTA FE, NM (FHA|USDA|VA) 1 $385,000 $385,000 $6,213 3.88%
Cullman, AL (FHA|USDA|VA) 2 $380,000 $190,000 $8,708 4.38%
Show Low, AZ (FHA|USDA|VA) 2 $380,000 $190,000 $1,999 5.00%
SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) 4 $370,000 $92,500 $0 5.00%
Taylorville, IL (FHA|USDA|VA) 3 $365,000 $121,667 $5,624 4.63%
WALLA WALLA, WA (FHA|USDA|VA) 1 $365,000 $365,000 $5,365 5.99%
SALISBURY, MD-DE (FHA|USDA|VA) 1 $365,000 $365,000 $7,958 4.37%
Lincoln, IL (FHA|USDA|VA) 2 $360,000 $180,000 $4,230 4.37%
Georgetown, SC (FHA|USDA|VA) 1 $355,000 $355,000 $8,970 4.88%
Pahrump, NV (FHA|USDA|VA) 1 $355,000 $355,000 $9,658 3.63%
DOTHAN, AL (FHA|USDA|VA) 2 $340,000 $170,000 $3,675 4.13%
KANKAKEE, IL (FHA|USDA|VA) 2 $340,000 $170,000 $7,029 4.75%
BAKERSFIELD, CA (FHA|USDA|VA) 1 $335,000 $335,000 $2,602 4.38%
ASHEVILLE, NC (FHA|USDA|VA) 1 $335,000 $335,000 $7,054 5.99%
LAS CRUCES, NM (FHA|USDA|VA) 1 $335,000 $335,000 $7,947 3.88%
Coshocton, OH (FHA|USDA|VA) 1 $335,000 $335,000 $13,774 6.13%
HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) 1 $325,000 $325,000 $8,818 5.25%
WICHITA FALLS, TX (FHA|USDA|VA) 1 $325,000 $325,000 $16,665 5.25%
SHERMAN-DENISON, TX (FHA|USDA|VA) 1 $315,000 $315,000 $5,274 3.25%
BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) 1 $315,000 $315,000 $9,420 3.88%
Martin, TN (FHA|USDA|VA) 2 $300,000 $150,000 $6,190 6.63%
Crawfordsville, IN (FHA|USDA|VA) 2 $300,000 $150,000 $4,072 5.94%
GULFPORT-BILOXI, MS (FHA|USDA|VA) 1 $295,000 $295,000 $12,293 4.25%
MADISON, WI (FHA|USDA|VA) 1 $295,000 $295,000 $9,909 5.63%
TERRE HAUTE, IN (FHA|USDA|VA) 3 $295,000 $98,333 $2,722 2.08%
ALBUQUERQUE, NM (FHA|USDA|VA) 1 $295,000 $295,000 $16,783 6.99%
GRANTS PASS, OR (FHA|USDA|VA) 2 $290,000 $145,000 $9,716 5.44%
OCEAN CITY, NJ (FHA|USDA|VA) 1 $285,000 $285,000 $0 2.25%
MADERA, CA (FHA|USDA|VA) 1 $285,000 $285,000 $15,188 5.00%
Thomasville, GA (FHA|USDA|VA) 1 $285,000 $285,000 $4,732 5.50%
GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) 1 $285,000 $285,000 $20,396 6.75%
Lumberton, NC (FHA|USDA|VA) 2 $280,000 $140,000 $4,789 8.50%
Jacksonville, IL (FHA|USDA|VA) 1 $275,000 $275,000 $5,583 4.13%
MERCED, CA (FHA|USDA|VA) 1 $275,000 $275,000 $10,733 4.25%
Granbury, TX (FHA|USDA|VA) 1 $275,000 $275,000 $6,780 7.13%
Dublin, GA (FHA|USDA|VA) 1 $275,000 $275,000 $5,109 5.63%
Fernley, NV (FHA|USDA|VA) 1 $275,000 $275,000 $17,611 4.38%
PANAMA CITY, FL (FHA|USDA|VA) 1 $275,000 $275,000 $5,073 3.75%
Moses Lake, WA (FHA|USDA|VA) 1 $275,000 $275,000 $18,598 2.50%
Sterling, CO (FHA|USDA|VA) 1 $265,000 $265,000 $4,043 4.25%
MORRISTOWN, TN (FHA|USDA|VA) 1 $265,000 $265,000 $7,023 5.63%
WILMINGTON, NC (FHA|USDA|VA) 1 $265,000 $265,000 $0 6.38%
Ukiah, CA (FHA|USDA|VA) 1 $265,000 $265,000 $8,009 4.75%
ST. CLOUD, MN (FHA|USDA|VA) 2 $260,000 $130,000 $4,386 6.13%
Lufkin, TX (FHA|USDA|VA) 2 $260,000 $130,000 $7,768 5.13%
WEIRTON-STEUBENVILLE, WV-OH (FHA|USDA|VA) 2 $260,000 $130,000 $7,029 5.81%
OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) 2 $260,000 $130,000 $4,038 4.13%
Crossville, TN (FHA|USDA|VA) 2 $260,000 $130,000 $7,100 8.50%
LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) 1 $255,000 $255,000 $10,278 6.13%
JOHNSON CITY, TN (FHA|USDA|VA) 1 $255,000 $255,000 $11,529 5.25%
Pottsville, PA (FHA|USDA|VA) 1 $255,000 $255,000 $15,555 4.50%
Sturgis, MI (FHA|USDA|VA) 1 $255,000 $255,000 $5,006 6.75%
Logansport, IN (FHA|USDA|VA) 3 $255,000 $85,000 $3,611 5.33%
WATERLOO-CEDAR FALLS, IA (FHA|USDA|VA) 1 $255,000 $255,000 $5,706 2.75%
OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) 1 $255,000 $255,000 $5,887 7.63%
Roseburg, OR (FHA|USDA|VA) 2 $250,000 $125,000 $6,324 7.25%
Salina, KS (FHA|USDA|VA) 2 $250,000 $125,000 $4,946 4.50%
Newport, OR (FHA|USDA|VA) 1 $245,000 $245,000 $7,243 6.38%
Plymouth, IN (FHA|USDA|VA) 1 $245,000 $245,000 $3,132 4.87%
Sebastian-Vero Beach, FL (FHA|USDA|VA) 1 $245,000 $245,000 $4,748 5.25%
CAPE GIRARDEAU, MO-IL (FHA|USDA|VA) 1 $245,000 $245,000 $2,773 4.50%
MANSFIELD, OH (FHA|USDA|VA) 1 $245,000 $245,000 $628 3.50%
ALBANY, GA (FHA|USDA|VA) 2 $240,000 $120,000 $7,876 5.44%
Opelousas, LA (FHA|USDA|VA) 2 $240,000 $120,000 $4,724 4.50%
FAYETTEVILLE, NC (FHA|USDA|VA) 1 $235,000 $235,000 $7,727 4.25%
Jacksonville, TX (FHA|USDA|VA) 1 $235,000 $235,000 $9,322 5.50%
VALDOSTA, GA (FHA|USDA|VA) 1 $235,000 $235,000 $12,005 3.75%
Baraboo, WI (FHA|USDA|VA) 1 $235,000 $235,000 $12,310 4.50%
La Grande, OR (FHA|USDA|VA) 1 $235,000 $235,000 $10,821 5.50%
LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) 1 $235,000 $235,000 $3,176 5.88%
MIDLAND, TX (FHA|USDA|VA) 1 $235,000 $235,000 $7,491 3.63%
Wabash, IN (FHA|USDA|VA) 2 $230,000 $115,000 $3,722 5.69%
Hutchinson, KS (FHA|USDA|VA) 2 $230,000 $115,000 $3,957 4.88%
Dodge City, KS (FHA|USDA|VA) 2 $230,000 $115,000 $2,316 4.00%
Lake City, FL (FHA|USDA|VA) 1 $225,000 $225,000 $2,892 5.13%
Prineville, OR (FHA|USDA|VA) 1 $225,000 $225,000 $0 6.13%
PUNTA GORDA, FL (FHA|USDA|VA) 1 $225,000 $225,000 $8,434 3.75%
AUBURN-OPELIKA, AL (FHA|USDA|VA) 1 $225,000 $225,000 $0 4.50%
EL CENTRO, CA (FHA|USDA|VA) 1 $225,000 $225,000 $7,691 3.88%
MEDFORD, OR (FHA|USDA|VA) 1 $225,000 $225,000 $5,038 4.63%
ROCKFORD, IL (FHA|USDA|VA) 2 $220,000 $110,000 $5,210 1.94%
Poplar Bluff, MO (FHA|USDA|VA) 1 $215,000 $215,000 $2,848 5.75%
Muskogee, OK (FHA|USDA|VA) 1 $205,000 $205,000 $9,556 6.13%
Lewisburg, TN (FHA|USDA|VA) 1 $205,000 $205,000 $4,224 4.99%
Salem, OH (FHA|USDA|VA) 1 $205,000 $205,000 $13,439 5.25%
Hereford, TX (FHA|USDA|VA) 1 $205,000 $205,000 $5,343 5.00%
Dyersburg, TN (FHA|USDA|VA) 2 $200,000 $100,000 $3,409 5.88%
LINCOLN, NE (FHA|USDA|VA) 1 $195,000 $195,000 $2,115 6.75%
Brainerd, MN (FHA|USDA|VA) 1 $195,000 $195,000 $12,719 3.63%
Frankfort, KY (FHA|USDA|VA) 1 $195,000 $195,000 $7,634 6.50%
YUMA, AZ (FHA|USDA|VA) 1 $195,000 $195,000 $11,724 2.88%
LUBBOCK, TX (FHA|USDA|VA) 1 $185,000 $185,000 $5,347 7.13%
TYLER, TX (FHA|USDA|VA) 1 $185,000 $185,000 $5,072 5.37%
Torrington, CT (FHA|USDA|VA) 1 $185,000 $185,000 $8,137 2.99%
GAINESVILLE, GA (FHA|USDA|VA) 1 $185,000 $185,000 $7,195 2.87%
Beeville, TX (FHA|USDA|VA) 1 $175,000 $175,000 $6,142 5.63%
Wisconsin Rapids-Marshfield, WI (FHA|USDA|VA) 1 $175,000 $175,000 $2,476 3.99%
COLUMBUS, GA-AL (FHA|USDA|VA) 1 $175,000 $175,000 $0 5.25%
ROCHESTER, MN (FHA|USDA|VA) 1 $175,000 $175,000 $6,045 2.38%
Alexander City, AL (FHA|USDA|VA) 2 $170,000 $85,000 $4,548 7.25%
Duncan, OK (FHA|USDA|VA) 1 $165,000 $165,000 $7,246 4.63%
Fergus Falls, MN (FHA|USDA|VA) 1 $165,000 $165,000 $3,138 5.38%
Hays, KS (FHA|USDA|VA) 1 $165,000 $165,000 $10,496 5.13%
WINSTON-SALEM, NC (FHA|USDA|VA) 1 $165,000 $165,000 $4,929 7.13%
Grants, NM (FHA|USDA|VA) 1 $155,000 $155,000 $5,570 3.25%
BATTLE CREEK, MI (FHA|USDA|VA) 1 $155,000 $155,000 $4,529 3.88%
Tahlequah, OK (FHA|USDA|VA) 1 $155,000 $155,000 $6,821 4.63%
Barre, VT (FHA|USDA|VA) 1 $155,000 $155,000 $6,633 6.63%
Atchison, KS (FHA|USDA|VA) 2 $150,000 $75,000 $3,810 5.50%
Bardstown, KY (FHA|USDA|VA) 1 $145,000 $145,000 $3,365 5.88%
Rochelle, IL (FHA|USDA|VA) 1 $145,000 $145,000 $4,052 3.88%
DECATUR, IL (FHA|USDA|VA) 3 $145,000 $48,333 $2,828 3.75%
Mason City, IA (FHA|USDA|VA) 1 $145,000 $145,000 $2,906 3.38%
Richmond-Berea, KY (FHA|USDA|VA) 1 $135,000 $135,000 $7,815 7.13%
Marion, IN (FHA|USDA|VA) 1 $135,000 $135,000 $5,407 6.13%
HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) 1 $135,000 $135,000 $8,523 6.63%
Farmington, MO (FHA|USDA|VA) 1 $135,000 $135,000 $4,422 7.00%
MOBILE, AL (FHA|USDA|VA) 1 $135,000 $135,000 $6,146 5.63%
SPRINGFIELD, OH (FHA|USDA|VA) 1 $135,000 $135,000 $3,912 5.75%
Ashland, OH (FHA|USDA|VA) 1 $135,000 $135,000 $6,163 5.13%
Sayre, PA (FHA|USDA|VA) 1 $135,000 $135,000 $8,621 5.62%
Frankfort, IN (FHA|USDA|VA) 1 $135,000 $135,000 $4,659 4.63%
DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) 1 $125,000 $125,000 $2,995 5.63%
Wahpeton, ND-MN (FHA|USDA|VA) 1 $125,000 $125,000 $4,914 5.63%
DuBois, PA (FHA|USDA|VA) 1 $125,000 $125,000 $8,209 6.25%
Gallup, NM (FHA|USDA|VA) 1 $115,000 $115,000 $3,987 3.25%
Brownwood, TX (FHA|USDA|VA) 1 $115,000 $115,000 $2,950 3.88%
Silver City, NM (FHA|USDA|VA) 1 $115,000 $115,000 $7,429 5.13%
JOHNSTOWN, PA (FHA|USDA|VA) 1 $115,000 $115,000 $7,454 5.50%
MUNCIE, IN (FHA|USDA|VA) 1 $105,000 $105,000 $0 5.13%
Corsicana, TX (FHA|USDA|VA) 1 $105,000 $105,000 $3,724 5.13%
Coffeyville, KS (FHA|USDA|VA) 1 $105,000 $105,000 $5,635 4.13%
RALEIGH-CARY, NC (FHA|USDA|VA) 1 $105,000 $105,000 $5,102 3.63%
GADSDEN, AL (FHA|USDA|VA) 1 $95,000 $95,000 $5,180 4.63%
GREENVILLE-ANDERSON, SC (FHA|USDA|VA) 1 $95,000 $95,000 $7,053 7.25%
Wooster, OH (FHA|USDA|VA) 1 $95,000 $95,000 $6,653 5.13%
Cadillac, MI (FHA|USDA|VA) 1 $85,000 $85,000 $2,914 6.13%
SAVANNAH, GA (FHA|USDA|VA) 1 $85,000 $85,000 $1,621 3.25%
Bemidji, MN (FHA|USDA|VA) 1 $85,000 $85,000 $4,585 5.63%
CUMBERLAND, MD-WV (FHA|USDA|VA) 1 $85,000 $85,000 $5,560 7.75%
Emporia, KS (FHA|USDA|VA) 1 $85,000 $85,000 $5,898 6.25%
Berlin, NH (FHA|USDA|VA) 1 $85,000 $85,000 $0 6.50%
JEFFERSON CITY, MO (FHA|USDA|VA) 1 $85,000 $85,000 $2,879 5.99%
Ottawa, IL (FHA|USDA|VA) 1 $75,000 $75,000 $0 5.75%
Othello, WA (FHA|USDA|VA) 1 $75,000 $75,000 $2,710 4.25%
LA CROSSE-ONALASKA, WI-MN (FHA|USDA|VA) 1 $75,000 $75,000 $0 3.50%
Macomb, IL (FHA|USDA|VA) 1 $55,000 $55,000 $0 4.25%
Leaderone Financial Corporation's top markets include Kansas City, Chicago, Phoenix, Seattle, and Atlanta among others.

Their top states include:
  • Missouri (FHA|USDA|VA)
  • Texas (FHA|USDA|VA)
  • Washington (FHA|USDA|VA)
  • Illinois (FHA|USDA|VA)
  • Kansas (FHA|USDA|VA)
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    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 3,979 $1,079,635,000 $271,333 $5,328 4.92%
    FHA 1,647 $369,115,000 $224,114 $9,596 5.11%
    VA 615 $191,565,000 $311,488 $9,556 4.82%
    USDA 112 $18,740,000 $167,321 $6,382 5.14%

    For 2022, Leaderone Financial Corporation's most frequently originated type of loan was Conventional, with 3,979 originations. Their 2nd most popular type was FHA, with 1,647 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Home Purchase 5,140 $1,343,150,000 $261,313 $7,061 5.08%
    Cash Out Refi 902 $244,140,000 $270,665 $7,036 4.58%
    Refi 311 $71,765,000 $230,756 $5,524 4.08%

    For 2022, Leaderone Financial Corporation's most frequently cited loan purpose was Home Purchase, with 5,140 originations. The 2nd most popular reason was Cash Out Refi, with 902 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 6,069 $1,605,925,000 $264,611 $7,097 5.02%
    15 Year 152 $34,760,000 $228,684 $4,897 4.00%
    10 Year 70 $2,950,000 $42,143 $1,136 2.83%
    20 Year 53 $12,985,000 $245,000 $4,916 4.00%
    Other 8 $2,430,000 $303,750 $8,042 5.33%
    5 Year 1 $5,000 $5,000 $0 0.00%

    For 2022, Leaderone Financial Corporation's most frequently cited loan duration was 30 Year, with 6,069 originations. The 2nd most popular length was 15 Year, with 152 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $1k-2k 1,821 $471,225,000 $258,773
    $5k+ 1,050 $380,860,000 $362,724
    $2k-3k 963 $219,895,000 $228,344
    $<1k 889 $201,105,000 $226,215
    $3k-4k 712 $169,800,000 $238,483
    $4k-5k 459 $123,585,000 $269,248

    Leaderone Financial Corporation's average total fees were $7,097, while their most frequently occuring range of origination fees (closing costs) were in the $1k-2k bucket, with 1,821 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    5-6% 2,211 $573,115,000 $259,211
    4-5% 1,413 $389,775,000 $275,849
    3-4% 1,326 $369,080,000 $278,341
    6-7% 906 $229,710,000 $253,543
    7-8% 218 $49,870,000 $228,761
    2.5-3% 136 $39,580,000 $291,029
    <2.5% 126 $7,090,000 $56,270
    Over 8% 17 $835,000 $49,118

    During 2022, Leaderone Financial Corporation's average interest rate for loans was 5.02%, while their most frequently originated rate bucket for loans was 5-6%, with 2,211 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $200k-400k 2,877 $807,365,000 $280,627 $7,625 5.04%
    $100k-200k 2,007 $309,905,000 $154,412 $5,554 5.07%
    $400k-600k 773 $366,685,000 $474,366 $9,253 4.93%
    $100,000 or less 497 $29,565,000 $59,487 $3,072 4.22%
    $600k-1MM 183 $125,895,000 $687,951 $9,843 4.77%
    $1MM+ 16 $19,640,000 $1,227,500 $16,537 5.00%

    2022 saw Leaderone Financial Corporation place emphasis on $200k-400k loans with 2,877 originations, totaling $807,365,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $50k-75k 1,774 $360,930,000 $203,455 $6,608 4.96%
    $100k-150k 1,321 $423,735,000 $320,768 $7,696 5.02%
    $75k-100k 1,159 $306,735,000 $264,655 $7,681 4.98%
    $50k or less 1,096 $156,980,000 $143,230 $5,330 4.77%
    $150k-250k 722 $278,170,000 $385,277 $7,892 5.09%
    $250k+ 247 $122,445,000 $495,729 $8,365 5.18%

    Leaderone Financial Corporation lent most frequently to those with incomes in the $50k-75k range, with 1,774 originations. The second most popular income band? $100k-150k, with 1,321 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    30-36% 1,031 $262,355,000 $254,467 $6,334 4.95%
    20-30% 836 $207,050,000 $247,667 $5,614 4.82%
    50-60% 554 $145,270,000 $262,220 $10,203 5.04%
    44% 345 $90,795,000 $263,174 $7,021 5.02%
    49% 341 $93,725,000 $274,853 $7,256 5.12%
    42% 318 $83,170,000 $261,541 $6,558 5.08%
    43% 292 $79,330,000 $271,678 $6,367 4.97%
    41% 275 $76,835,000 $279,400 $7,277 4.96%
    45% 266 $74,130,000 $278,684 $7,439 5.15%
    48% 254 $72,180,000 $284,173 $7,279 5.00%
    39% 249 $66,895,000 $268,655 $6,413 5.02%
    40% 248 $62,450,000 $251,815 $7,237 5.03%
    <20% 233 $52,585,000 $225,687 $4,800 4.49%
    37% 229 $57,835,000 $252,555 $6,683 4.81%
    46% 217 $54,355,000 $250,484 $8,096 4.96%
    47% 212 $57,310,000 $270,330 $7,839 5.23%
    36% 212 $57,550,000 $271,462 $7,170 5.04%
    38% 207 $54,805,000 $264,758 $6,719 4.93%
    >60% 24 $8,210,000 $342,083 $9,795 4.56%

    Leaderone Financial Corporation lent most frequently to those with DTI ratios of 30-36%, with 1,031 originations. The next most common DTI ratio? 20-30%, with 836 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 4,600 $1,220,960,000 $265,426 $6,791 4.97%
    Not provided 945 $233,975,000 $247,593 $7,176 4.93%
    Black 558 $130,230,000 $233,387 $8,055 4.90%
    Asian 183 $54,765,000 $299,262 $7,654 5.08%
    American Indian 40 $10,360,000 $259,000 $6,839 5.26%
    Asian Indian 10 $3,880,000 $388,000 $11,292 5.58%
    Native Hawaiian or Islander 5 $1,805,000 $361,000 $8,866 4.53%
    Chinese 5 $1,405,000 $281,000 $6,007 5.60%
    Other Asian 2 $540,000 $270,000 $10,947 5.38%
    Filipino 1 $445,000 $445,000 $4,079 6.63%
    Samoan 3 $395,000 $131,667 $6,224 3.33%
    Other Pacific Islander 1 $295,000 $295,000 $12,069 6.13%

    Approval Rates

    Total approvals of all applications
    84.60%

    Leaderone Financial Corporation has a below average approval rate.

    Pick Rate

    Approvals leading to origination
    56.30%

    Leaderone Financial Corporation has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.

    Points and Fees

    Points Originations Total Value Average Loan
    0.0 29 $165,000 $5,690
    NA 6,324 $1,658,890,000 $262,317

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    6,353 $1,659,055,000 $261,145

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 152 $27,230,000 $179,145 $4,435 4.63%
    40-60% 437 $108,825,000 $249,027 $4,965 4.74%
    60-80% 1,499 $432,235,000 $288,349 $6,413 4.92%
    80-100% 3,972 $1,040,630,000 $261,991 $7,395 5.13%
    Over 100% 139 $47,315,000 $340,396 $14,433 5.03%
    Under 20% 152 $2,510,000 $16,513 $465 1.98%