Leaderone Financial Corporation Mortgage Rates, Fees & Info

TOPEKA, KS

LEI: 5493000NYUJT9UC6G261

Tax ID: 48-1148159

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Mortgage Data

Review & Overview

Leaderone Financial Corporation is a mid-sized mortgage company specializing in Home Purchase and Refi loans. Leaderone Financial Corporation has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. Their top markets by origination volume include: Kansas City, Chicago, Minneapolis, Phoenix, and Seattle among others. We have data for 468 markets. (Some data included below & more in-depth data is available with an active subscription.)

Leaderone Financial Corporation has an average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Leaderone Financial Corporation is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.

We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.

SimulatedRates™

Mortgage Type
Simulated Rate Simulation Date
30 Year Conventional Purchase 6.73% 4/22/24
30 Year Conventional Refi 6.65% 4/22/24
30 Year Cash-out Refi 6.85% 4/22/24
30 Year FHA Purchase 7.71% 4/22/24
30 Year FHA Refi 7.23% 4/22/24
30 Year VA Purchase 6.55% 4/22/24
30 Year VA Refi 5.98% 4/22/24
30 Year USDA Purchase 7.07% 4/22/24
15 Year Conventional Purchase 6.34% 4/22/24
15 Year Conventional Refi 6.20% 4/22/24
15 Year Cash-out Refi 6.20% 4/22/24
15 Year VA Purchase 6.06% 4/22/24
These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

Leaderone Financial Corporation Mortgage Calculator






Your Estimates

Estimated Loan Payment: Update the calculator values and click calculate payment!

This is not an official calculator from Leaderone Financial Corporation. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

The default purchase price is the median sales price across the US for 2022Q4, per FRED.


Originations

15,912

Origination Dollar Volume (All Markets)

$4,046,800,000
Show all (28) awards

Top Markets

Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

Market Originations Total Value Average Loan Average Fees Average Rate
KANSAS CITY, MO-KS (FHA|USDA|VA) 1,969 $431,145,000 $218,966 $3,855 3.00%
Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 1,371 $291,745,000 $212,797 $6,091 3.08%
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) 843 $253,875,000 $301,157 $3,590 2.84%
PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 772 $226,230,000 $293,044 $4,886 3.16%
Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) 477 $173,685,000 $364,119 $5,658 2.98%
Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) 435 $145,335,000 $334,103 $4,448 3.06%
LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) 407 $132,625,000 $325,860 $4,581 3.11%
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 346 $116,160,000 $335,723 $3,881 2.89%
Outside of Metro Areas 602 $114,180,000 $189,668 $4,669 3.17%
SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) 374 $101,180,000 $270,535 $4,219 3.01%
HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 409 $99,565,000 $243,435 $6,436 3.17%
PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) 266 $96,660,000 $363,383 $4,879 3.05%
OKLAHOMA CITY, OK (FHA|USDA|VA) 373 $90,805,000 $243,445 $4,888 2.98%
Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 316 $87,360,000 $276,456 $5,937 3.16%
ST. LOUIS, MO-IL (FHA|USDA|VA) 359 $72,865,000 $202,967 $3,722 3.09%
DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 186 $68,220,000 $366,774 $4,658 2.84%
WICHITA, KS (FHA|USDA|VA) 386 $67,050,000 $173,705 $4,648 3.17%
MANCHESTER-NASHUA, NH (FHA|USDA|VA) 190 $53,920,000 $283,789 $4,959 3.02%
Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) 78 $48,970,000 $627,821 $5,486 2.94%
BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) 246 $48,050,000 $195,325 $5,784 3.23%
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 156 $44,860,000 $287,564 $6,152 3.08%
COLORADO SPRINGS, CO (FHA|USDA|VA) 120 $37,880,000 $315,667 $3,938 3.16%
BANGOR, ME (FHA|USDA|VA) 183 $36,555,000 $199,754 $4,382 3.07%
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) 123 $36,275,000 $294,919 $5,586 3.02%
PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) 121 $36,185,000 $299,050 $4,096 3.06%
KILLEEN-TEMPLE, TX (FHA|USDA|VA) 179 $35,155,000 $196,397 $5,333 3.14%
Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 97 $34,865,000 $359,433 $7,293 3.02%
CHATTANOOGA, TN-GA (FHA|USDA|VA) 167 $34,725,000 $207,934 $5,480 3.08%
PROVO-OREM, UT (FHA|USDA|VA) 94 $29,950,000 $318,617 $3,420 2.86%
BELLINGHAM, WA (FHA|USDA|VA) 70 $24,940,000 $356,286 $3,544 2.99%
FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) 108 $24,780,000 $229,444 $3,827 3.03%
MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) 128 $24,370,000 $190,391 $3,219 2.87%
INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) 140 $24,230,000 $173,071 $3,697 3.22%
OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) 68 $23,680,000 $348,235 $5,112 3.10%
Concord, NH (FHA|USDA|VA) 83 $23,045,000 $277,651 $4,753 3.08%
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) 56 $20,260,000 $361,786 $6,693 3.02%
Athens, TX (FHA|USDA|VA) 59 $20,245,000 $343,136 $5,762 3.07%
ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 69 $20,205,000 $292,826 $6,593 2.98%
PEORIA, IL (FHA|USDA|VA) 148 $19,230,000 $129,932 $3,296 2.61%
HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) 71 $17,535,000 $246,972 $5,669 3.15%
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) 63 $17,045,000 $270,556 $5,034 2.90%
KOKOMO, IN (FHA|USDA|VA) 116 $16,730,000 $144,224 $3,091 3.20%
SALT LAKE CITY, UT (FHA|USDA|VA) 45 $15,955,000 $354,556 $3,699 2.89%
Oak Harbor, WA (FHA|USDA|VA) 43 $15,845,000 $368,488 $5,867 2.91%
BOISE CITY, ID (FHA|USDA|VA) 52 $14,750,000 $283,654 $5,402 3.01%
AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 41 $14,095,000 $343,780 $5,017 3.01%
CLEVELAND-ELYRIA, OH (FHA|USDA|VA) 73 $13,735,000 $188,151 $5,423 3.22%
Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 35 $12,105,000 $345,857 $6,089 2.77%
MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) 34 $10,970,000 $322,647 $4,500 2.99%
NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) 32 $10,270,000 $320,938 $6,038 3.07%
JACKSONVILLE, FL (FHA|USDA|VA) 36 $10,160,000 $282,222 $5,102 3.35%
GREELEY, CO (FHA|USDA|VA) 25 $10,005,000 $400,200 $4,860 2.87%
SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) 39 $9,935,000 $254,744 $7,046 2.81%
SALEM, OR (FHA|USDA|VA) 32 $9,530,000 $297,813 $6,466 3.08%
SPRINGFIELD, IL (FHA|USDA|VA) 63 $9,525,000 $151,190 $4,249 3.18%
LOUISVILLE, KY (FHA|USDA|VA) 45 $8,675,000 $192,778 $3,707 3.12%
MANHATTAN, KS (FHA|USDA|VA) 48 $8,560,000 $178,333 $4,501 3.15%
MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) 43 $8,505,000 $197,791 $7,104 3.24%
BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) 45 $8,385,000 $186,333 $6,666 3.17%
CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) 21 $7,835,000 $373,095 $4,952 3.23%
GAINESVILLE, FL (FHA|USDA|VA) 38 $7,770,000 $204,474 $5,214 3.17%
PORT ST. LUCIE, FL (FHA|USDA|VA) 28 $7,740,000 $276,429 $5,482 3.30%
Columbus, MS (FHA|USDA|VA) 43 $7,535,000 $175,233 $5,723 3.42%
BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) 33 $7,365,000 $223,182 $4,762 2.96%
Laconia, NH (FHA|USDA|VA) 25 $7,345,000 $293,800 $5,784 3.16%
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) 26 $7,310,000 $281,154 $6,569 3.15%
RALEIGH-CARY, NC (FHA|USDA|VA) 26 $7,040,000 $270,769 $4,504 2.89%
Outside of Metro Areas 22 $6,750,000 $306,818 $4,775 2.96%
FORT SMITH, AR-OK (FHA|USDA|VA) 35 $6,715,000 $191,857 $3,981 3.02%
San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) 14 $6,620,000 $472,857 $6,709 2.99%
CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 27 $6,615,000 $245,000 $4,352 3.06%
RICHMOND, VA (FHA|USDA|VA) 24 $6,610,000 $275,417 $5,483 3.29%
Detroit-Warren-Dearborn, MI (FHA|USDA|VA) 29 $6,505,000 $224,310 $3,665 3.02%
North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 20 $6,480,000 $324,000 $4,251 3.03%
Rio Grande City-Roma, TX (FHA|USDA|VA) 33 $6,435,000 $195,000 $7,647 3.28%
ST. JOSEPH, MO-KS (FHA|USDA|VA) 37 $6,245,000 $168,784 $3,805 3.23%
LAREDO, TX (FHA|USDA|VA) 34 $6,120,000 $180,000 $8,037 3.57%
DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) 28 $5,810,000 $207,500 $4,166 2.95%
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) 25 $5,625,000 $225,000 $5,360 3.10%
PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) 22 $5,620,000 $255,455 $5,386 3.43%
Aberdeen, WA (FHA|USDA|VA) 28 $5,570,000 $198,929 $4,477 3.00%
Keene, NH (FHA|USDA|VA) 19 $5,405,000 $284,474 $6,166 3.18%
OGDEN-CLEARFIELD, UT (FHA|USDA|VA) 18 $5,390,000 $299,444 $3,258 2.95%
LEWISTON-AUBURN, ME (FHA|USDA|VA) 23 $5,305,000 $230,652 $4,293 3.15%
Augusta-Waterville, ME (FHA|USDA|VA) 25 $5,275,000 $211,000 $5,257 3.12%
BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) 16 $5,110,000 $319,375 $4,943 2.87%
Lebanon, NH-VT (FHA|USDA|VA) 22 $4,990,000 $226,818 $4,904 3.07%
CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 18 $4,840,000 $268,889 $5,358 3.15%
SPRINGFIELD, MA (FHA|USDA|VA) 21 $4,625,000 $220,238 $7,665 3.35%
PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) 18 $4,610,000 $256,111 $6,598 2.95%
FORT COLLINS, CO (FHA|USDA|VA) 13 $4,575,000 $351,923 $4,122 2.84%
TUCSON, AZ (FHA|USDA|VA) 20 $4,550,000 $227,500 $4,456 2.97%
NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) 16 $4,500,000 $281,250 $6,157 3.12%
ST. GEORGE, UT (FHA|USDA|VA) 12 $4,280,000 $356,667 $3,549 2.98%
SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) 13 $4,255,000 $327,308 $5,888 3.12%
TUSCALOOSA, AL (FHA|USDA|VA) 23 $4,225,000 $183,696 $6,827 3.32%
KANKAKEE, IL (FHA|USDA|VA) 26 $4,220,000 $162,308 $4,347 3.31%
Warrensburg, MO (FHA|USDA|VA) 23 $4,215,000 $183,261 $4,271 2.89%
OCALA, FL (FHA|USDA|VA) 9 $4,075,000 $452,778 $6,043 3.44%
AKRON, OH (FHA|USDA|VA) 24 $3,940,000 $164,167 $4,263 3.14%
WORCESTER, MA-CT (FHA|USDA|VA) 14 $3,920,000 $280,000 $5,636 2.96%
NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) 18 $3,900,000 $216,667 $6,546 3.39%
SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) 13 $3,765,000 $289,615 $5,128 2.85%
Brenham, TX (FHA|USDA|VA) 13 $3,675,000 $282,692 $7,391 2.98%
LAWRENCE, KS (FHA|USDA|VA) 16 $3,590,000 $224,375 $4,303 3.10%
STOCKTON, CA (FHA|USDA|VA) 12 $3,510,000 $292,500 $4,139 3.08%
ST. CLOUD, MN (FHA|USDA|VA) 20 $3,400,000 $170,000 $3,028 2.62%
CLEVELAND, TN (FHA|USDA|VA) 15 $3,235,000 $215,667 $6,543 3.00%
SPRINGFIELD, MO (FHA|USDA|VA) 21 $3,195,000 $152,143 $3,727 3.16%
PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) 12 $3,180,000 $265,000 $7,906 3.22%
Faribault-Northfield, MN (FHA|USDA|VA) 9 $3,145,000 $349,444 $2,290 2.81%
LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) 11 $3,105,000 $282,273 $6,137 3.67%
TULSA, OK (FHA|USDA|VA) 7 $3,075,000 $439,286 $4,248 3.05%
LONGVIEW, WA (FHA|USDA|VA) 14 $2,950,000 $210,714 $4,993 2.36%
NEW HAVEN-MILFORD, CT (FHA|USDA|VA) 12 $2,940,000 $245,000 $5,492 3.08%
WENATCHEE, WA (FHA|USDA|VA) 7 $2,715,000 $387,857 $4,942 3.10%
Brainerd, MN (FHA|USDA|VA) 11 $2,705,000 $245,909 $3,455 2.89%
Winfield, KS (FHA|USDA|VA) 25 $2,655,000 $106,200 $4,722 3.39%
Ottawa, KS (FHA|USDA|VA) 17 $2,635,000 $155,000 $4,084 3.20%
MICHIGAN CITY-LA PORTE, IN (FHA|USDA|VA) 9 $2,575,000 $286,111 $3,025 3.26%
LAFAYETTE, LA (FHA|USDA|VA) 14 $2,540,000 $181,429 $6,657 2.97%
TYLER, TX (FHA|USDA|VA) 9 $2,455,000 $272,778 $4,887 3.04%
KENNEWICK-RICHLAND, WA (FHA|USDA|VA) 9 $2,395,000 $266,111 $4,941 3.15%
FLAGSTAFF, AZ (FHA|USDA|VA) 7 $2,345,000 $335,000 $7,170 3.05%
TOPEKA, KS (FHA|USDA|VA) 11 $2,325,000 $211,364 $4,701 3.08%
RACINE, WI (FHA|USDA|VA) 14 $2,310,000 $165,000 $3,648 2.72%
GAINESVILLE, GA (FHA|USDA|VA) 9 $2,255,000 $250,556 $4,788 3.00%
EAU CLAIRE, WI (FHA|USDA|VA) 17 $2,205,000 $129,706 $2,833 2.70%
Mountain Home, ID (FHA|USDA|VA) 9 $2,195,000 $243,889 $8,057 2.44%
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) 5 $2,095,000 $419,000 $4,814 2.80%
PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) 8 $2,070,000 $258,750 $7,371 3.09%
Fergus Falls, MN (FHA|USDA|VA) 7 $2,065,000 $295,000 $3,520 2.75%
LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) 11 $2,065,000 $187,727 $5,244 3.17%
BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) 12 $2,050,000 $170,833 $5,585 3.15%
Peru, IN (FHA|USDA|VA) 19 $2,035,000 $107,105 $3,482 3.28%
Port Angeles, WA (FHA|USDA|VA) 7 $2,025,000 $289,286 $6,084 2.71%
BAKERSFIELD, CA (FHA|USDA|VA) 8 $2,020,000 $252,500 $5,219 2.78%
Alexandria, MN (FHA|USDA|VA) 8 $1,960,000 $245,000 $3,774 2.92%
SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) 10 $1,880,000 $188,000 $4,834 3.81%
RENO, NV (FHA|USDA|VA) 4 $1,870,000 $467,500 $7,024 3.16%
ROCHESTER, MN (FHA|USDA|VA) 8 $1,850,000 $231,250 $2,989 2.83%
GREENVILLE-ANDERSON, SC (FHA|USDA|VA) 10 $1,820,000 $182,000 $6,462 2.95%
CAPE GIRARDEAU, MO-IL (FHA|USDA|VA) 13 $1,815,000 $139,615 $4,248 3.14%
Sandpoint, ID (FHA|USDA|VA) 3 $1,805,000 $601,667 $9,965 3.33%
LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) 6 $1,790,000 $298,333 $9,838 3.14%
Show Low, AZ (FHA|USDA|VA) 5 $1,775,000 $355,000 $4,397 3.25%
Ontario, OR-ID (FHA|USDA|VA) 6 $1,770,000 $295,000 $7,585 2.92%
Talladega-Sylacauga, AL (FHA|USDA|VA) 11 $1,725,000 $156,818 $5,941 3.25%
Watertown-Fort Atkinson, WI (FHA|USDA|VA) 7 $1,725,000 $246,429 $2,939 2.73%
Salina, KS (FHA|USDA|VA) 10 $1,720,000 $172,000 $4,596 3.19%
Granbury, TX (FHA|USDA|VA) 5 $1,625,000 $325,000 $6,522 3.00%
CORPUS CHRISTI, TX (FHA|USDA|VA) 7 $1,605,000 $229,286 $7,957 3.34%
Centralia, WA (FHA|USDA|VA) 5 $1,595,000 $319,000 $4,197 3.07%
WACO, TX (FHA|USDA|VA) 6 $1,570,000 $261,667 $5,631 2.90%
Forest City, NC (FHA|USDA|VA) 6 $1,560,000 $260,000 $4,546 2.94%
OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) 3 $1,555,000 $518,333 $2,711 3.08%
GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) 6 $1,530,000 $255,000 $4,549 2.92%
ROCKFORD, IL (FHA|USDA|VA) 10 $1,510,000 $151,000 $5,816 3.59%
Ellensburg, WA (FHA|USDA|VA) 4 $1,510,000 $377,500 $5,963 3.16%
COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) 8 $1,500,000 $187,500 $6,853 3.45%
GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) 6 $1,500,000 $250,000 $5,909 2.83%
MEDFORD, OR (FHA|USDA|VA) 4 $1,460,000 $365,000 $7,503 3.13%
MONTGOMERY, AL (FHA|USDA|VA) 8 $1,440,000 $180,000 $7,190 3.42%
Berlin, NH (FHA|USDA|VA) 7 $1,435,000 $205,000 $5,460 3.20%
BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) 4 $1,420,000 $355,000 $5,433 3.03%
Jasper, AL (FHA|USDA|VA) 10 $1,410,000 $141,000 $5,795 3.49%
Moses Lake, WA (FHA|USDA|VA) 6 $1,400,000 $233,333 $6,967 3.10%
TEXARKANA, TX-AR (FHA|USDA|VA) 7 $1,385,000 $197,857 $4,293 3.34%
Kalispell, MT (FHA|USDA|VA) 2 $1,340,000 $670,000 $3,461 2.56%
OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) 7 $1,335,000 $190,714 $3,214 2.89%
ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) 8 $1,330,000 $166,250 $5,416 3.42%
LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) 8 $1,320,000 $165,000 $3,009 3.06%
CINCINNATI, OH-KY-IN (FHA|USDA|VA) 6 $1,320,000 $220,000 $4,483 3.48%
MADISON, WI (FHA|USDA|VA) 4 $1,310,000 $327,500 $3,277 3.09%
Logansport, IN (FHA|USDA|VA) 9 $1,305,000 $145,000 $3,093 3.07%
COLUMBUS, GA-AL (FHA|USDA|VA) 3 $1,295,000 $431,667 $5,192 2.92%
MODESTO, CA (FHA|USDA|VA) 5 $1,285,000 $257,000 $3,082 3.40%
DALTON, GA (FHA|USDA|VA) 6 $1,280,000 $213,333 $4,845 3.12%
FLORENCE-MUSCLE SHOALS, AL (FHA|USDA|VA) 7 $1,255,000 $179,286 $4,463 3.14%
DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) 4 $1,240,000 $310,000 $7,720 3.19%
BATON ROUGE, LA (FHA|USDA|VA) 8 $1,240,000 $155,000 $5,567 3.17%
HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) 3 $1,235,000 $411,667 $4,576 2.87%
BOULDER, CO (FHA|USDA|VA) 4 $1,230,000 $307,500 $3,185 2.81%
Zapata, TX (FHA|USDA|VA) 6 $1,210,000 $201,667 $7,940 3.35%
THE VILLAGES, FL (FHA|USDA|VA) 6 $1,190,000 $198,333 $3,929 2.94%
Shawnee, OK (FHA|USDA|VA) 6 $1,180,000 $196,667 $4,498 2.96%
LUBBOCK, TX (FHA|USDA|VA) 6 $1,160,000 $193,333 $5,621 3.21%
ALBANY-LEBANON, OR (FHA|USDA|VA) 4 $1,160,000 $290,000 $5,160 3.00%
DULUTH, MN-WI (FHA|USDA|VA) 8 $1,150,000 $143,750 $3,323 2.89%
Quincy, IL-MO (FHA|USDA|VA) 7 $1,145,000 $163,571 $4,756 3.20%
Heber, UT (FHA|USDA|VA) 3 $1,135,000 $378,333 $4,397 2.92%
HOMOSASSA SPRINGS, FL (FHA|USDA|VA) 5 $1,115,000 $223,000 $7,730 3.62%
Bozeman, MT (FHA|USDA|VA) 3 $1,105,000 $368,333 $5,392 3.54%
VICTORIA, TX (FHA|USDA|VA) 6 $1,100,000 $183,333 $6,231 3.00%
Grand Rapids, MN (FHA|USDA|VA) 5 $1,095,000 $219,000 $3,337 2.92%
ANNISTON-OXFORD, AL (FHA|USDA|VA) 7 $1,085,000 $155,000 $3,871 3.95%
JACKSONVILLE, NC (FHA|USDA|VA) 5 $1,065,000 $213,000 $5,136 2.72%
Shelton, WA (FHA|USDA|VA) 4 $1,050,000 $262,500 $5,737 3.00%
New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) 2 $1,050,000 $525,000 $8,047 3.18%
Corsicana, TX (FHA|USDA|VA) 2 $1,020,000 $510,000 $6,471 2.88%
Hutchinson, KS (FHA|USDA|VA) 8 $990,000 $123,750 $3,835 3.16%
Hutchinson, MN (FHA|USDA|VA) 4 $990,000 $247,500 $3,291 2.81%
HUNTSVILLE, AL (FHA|USDA|VA) 6 $990,000 $165,000 $5,009 3.13%
DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) 4 $980,000 $245,000 $3,138 3.15%
BLOOMINGTON, IL (FHA|USDA|VA) 8 $960,000 $120,000 $3,219 2.67%
Marion, IN (FHA|USDA|VA) 7 $955,000 $136,429 $3,770 3.66%
Cedar City, UT (FHA|USDA|VA) 4 $950,000 $237,500 $4,431 4.50%
SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) 3 $945,000 $315,000 $3,619 2.71%
COLUMBIA, MO (FHA|USDA|VA) 4 $940,000 $235,000 $3,837 2.81%
LONGVIEW, TX (FHA|USDA|VA) 4 $930,000 $232,500 $4,907 2.78%
Menomonie, WI (FHA|USDA|VA) 3 $925,000 $308,333 $4,332 2.54%
Branson, MO (FHA|USDA|VA) 7 $895,000 $127,857 $3,279 2.95%
READING, PA (FHA|USDA|VA) 4 $890,000 $222,500 $3,998 3.31%
SALISBURY, MD-DE (FHA|USDA|VA) 4 $890,000 $222,500 $5,808 2.81%
Seneca, SC (FHA|USDA|VA) 3 $885,000 $295,000 $3,123 2.71%
Torrington, CT (FHA|USDA|VA) 4 $880,000 $220,000 $4,683 3.16%
Whitewater, WI (FHA|USDA|VA) 4 $860,000 $215,000 $4,726 3.25%
CANTON-MASSILLON, OH (FHA|USDA|VA) 5 $845,000 $169,000 $6,019 3.53%
PUEBLO, CO (FHA|USDA|VA) 4 $840,000 $210,000 $4,853 3.12%
Lincoln, IL (FHA|USDA|VA) 7 $835,000 $119,286 $3,697 3.45%
DAYTON-KETTERING, OH (FHA|USDA|VA) 3 $825,000 $275,000 $3,441 3.04%
Starkville, MS (FHA|USDA|VA) 4 $820,000 $205,000 $7,991 3.31%
Bardstown, KY (FHA|USDA|VA) 4 $820,000 $205,000 $3,377 3.31%
FAYETTEVILLE, NC (FHA|USDA|VA) 6 $810,000 $135,000 $5,020 3.06%
SHERMAN-DENISON, TX (FHA|USDA|VA) 4 $810,000 $202,500 $3,840 2.94%
JACKSON, TN (FHA|USDA|VA) 4 $810,000 $202,500 $3,907 3.09%
GREENVILLE, NC (FHA|USDA|VA) 3 $805,000 $268,333 $4,290 3.13%
Boone, NC (FHA|USDA|VA) 2 $800,000 $400,000 $3,785 3.19%
Owatonna, MN (FHA|USDA|VA) 4 $780,000 $195,000 $5,655 2.50%
BEND, OR (FHA|USDA|VA) 3 $775,000 $258,333 $4,900 3.33%
VALLEJO, CA (FHA|USDA|VA) 2 $770,000 $385,000 $2,390 2.94%
LANCASTER, PA (FHA|USDA|VA) 3 $765,000 $255,000 $4,179 2.79%
Dodge City, KS (FHA|USDA|VA) 5 $755,000 $151,000 $2,836 2.60%
Ukiah, CA (FHA|USDA|VA) 3 $755,000 $251,667 $6,902 3.00%
GREEN BAY, WI (FHA|USDA|VA) 2 $740,000 $370,000 $1,135 2.88%
Ottawa, IL (FHA|USDA|VA) 3 $735,000 $245,000 $5,738 3.71%
MIDLAND, MI (FHA|USDA|VA) 2 $730,000 $365,000 $3,412 2.63%
HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) 3 $715,000 $238,333 $6,210 2.96%
REDDING, CA (FHA|USDA|VA) 2 $710,000 $355,000 $13,156 2.44%
Huntsville, TX (FHA|USDA|VA) 3 $705,000 $235,000 $6,611 2.83%
PUNTA GORDA, FL (FHA|USDA|VA) 3 $695,000 $231,667 $3,803 3.21%
Jefferson, GA (FHA|USDA|VA) 3 $695,000 $231,667 $2,883 2.96%
Taylorville, IL (FHA|USDA|VA) 8 $690,000 $86,250 $4,262 3.33%
Holland, MI (FHA|USDA|VA) 3 $685,000 $228,333 $2,769 2.46%
Sebastian-Vero Beach, FL (FHA|USDA|VA) 5 $685,000 $137,000 $5,862 2.03%
MUNCIE, IN (FHA|USDA|VA) 3 $675,000 $225,000 $6,422 3.04%
TALLAHASSEE, FL (FHA|USDA|VA) 3 $665,000 $221,667 $7,272 3.00%
Red Wing, MN (FHA|USDA|VA) 4 $660,000 $165,000 $3,025 2.15%
Breckenridge, CO (FHA|USDA|VA) 1 $655,000 $655,000 $6,912 2.63%
Greenwood, SC (FHA|USDA|VA) 3 $655,000 $218,333 $7,438 2.83%
MEMPHIS, TN-MS-AR (FHA|USDA|VA) 3 $655,000 $218,333 $3,728 2.88%
PITTSBURGH, PA (FHA|USDA|VA) 4 $650,000 $162,500 $4,614 3.16%
Wabash, IN (FHA|USDA|VA) 3 $645,000 $215,000 $5,168 3.08%
Stevens Point, WI (FHA|USDA|VA) 2 $640,000 $320,000 $5,811 3.56%
SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) 1 $635,000 $635,000 $16,604 3.13%
SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) 4 $630,000 $157,500 $3,751 3.06%
ODESSA, TX (FHA|USDA|VA) 3 $625,000 $208,333 $7,769 3.67%
YORK-HANOVER, PA (FHA|USDA|VA) 2 $620,000 $310,000 $8,727 3.38%
Snyder, TX (FHA|USDA|VA) 4 $600,000 $150,000 $6,715 3.19%
Bemidji, MN (FHA|USDA|VA) 2 $580,000 $290,000 $3,449 2.75%
Eureka-Arcata, CA (FHA|USDA|VA) 2 $580,000 $290,000 $2,650 3.06%
GADSDEN, AL (FHA|USDA|VA) 4 $570,000 $142,500 $5,002 3.34%
Pahrump, NV (FHA|USDA|VA) 2 $570,000 $285,000 $5,803 3.44%
MADERA, CA (FHA|USDA|VA) 2 $570,000 $285,000 $7,539 2.69%
Jacksonville, IL (FHA|USDA|VA) 5 $565,000 $113,000 $4,554 3.53%
Willmar, MN (FHA|USDA|VA) 3 $565,000 $188,333 $3,411 2.88%
Summerville, GA (FHA|USDA|VA) 4 $560,000 $140,000 $4,884 3.00%
MISSOULA, MT (FHA|USDA|VA) 2 $560,000 $280,000 $4,161 3.38%
BURLINGTON, NC (FHA|USDA|VA) 3 $555,000 $185,000 $5,849 2.96%
Stillwater, OK (FHA|USDA|VA) 3 $555,000 $185,000 $7,405 3.25%
OCEAN CITY, NJ (FHA|USDA|VA) 1 $545,000 $545,000 $4,994 2.63%
ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) 1 $545,000 $545,000 $485 3.63%
Pella, IA (FHA|USDA|VA) 3 $545,000 $181,667 $5,086 2.92%
Sevierville, TN (FHA|USDA|VA) 2 $540,000 $270,000 $5,364 3.81%
VISALIA, CA (FHA|USDA|VA) 2 $540,000 $270,000 $3,887 3.38%
Paris, TX (FHA|USDA|VA) 2 $540,000 $270,000 $5,127 3.19%
LINCOLN, NE (FHA|USDA|VA) 2 $540,000 $270,000 $3,679 3.38%
JANESVILLE-BELOIT, WI (FHA|USDA|VA) 4 $530,000 $132,500 $2,599 3.00%
CEDAR RAPIDS, IA (FHA|USDA|VA) 4 $520,000 $130,000 $2,235 2.66%
CLARKSVILLE, TN-KY (FHA|USDA|VA) 2 $520,000 $260,000 $6,550 2.75%
Russellville, AR (FHA|USDA|VA) 2 $520,000 $260,000 $3,148 2.56%
FRESNO, CA (FHA|USDA|VA) 2 $520,000 $260,000 $4,338 2.93%
EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) 3 $515,000 $171,667 $3,927 2.46%
HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) 1 $505,000 $505,000 $3,993 2.50%
Glenwood Springs, CO (FHA|USDA|VA) 1 $505,000 $505,000 $4,138 2.63%
Sikeston, MO (FHA|USDA|VA) 4 $500,000 $125,000 $3,670 3.59%
Clewiston, FL (FHA|USDA|VA) 1 $495,000 $495,000 $5,879 3.25%
DOTHAN, AL (FHA|USDA|VA) 4 $490,000 $122,500 $4,302 2.72%
Payson, AZ (FHA|USDA|VA) 2 $490,000 $245,000 $6,274 3.25%
Guymon, OK (FHA|USDA|VA) 2 $480,000 $240,000 $11,851 2.81%
Nacogdoches, TX (FHA|USDA|VA) 2 $480,000 $240,000 $3,842 3.50%
YAKIMA, WA (FHA|USDA|VA) 1 $475,000 $475,000 $7,955 3.00%
ALBUQUERQUE, NM (FHA|USDA|VA) 3 $475,000 $158,333 $6,690 2.79%
WALLA WALLA, WA (FHA|USDA|VA) 2 $470,000 $235,000 $1,859 2.94%
BARNSTABLE TOWN, MA (FHA|USDA|VA) 1 $465,000 $465,000 $25,938 2.25%
Tupelo, MS (FHA|USDA|VA) 3 $455,000 $151,667 $6,096 3.21%
Lewisburg, TN (FHA|USDA|VA) 2 $450,000 $225,000 $6,507 3.19%
CHICO, CA (FHA|USDA|VA) 2 $450,000 $225,000 $5,414 3.12%
BLOOMINGTON, IN (FHA|USDA|VA) 2 $450,000 $225,000 $2,547 3.19%
JOPLIN, MO (FHA|USDA|VA) 3 $445,000 $148,333 $3,091 3.04%
Alamogordo, NM (FHA|USDA|VA) 1 $435,000 $435,000 $20,025 2.75%
SAVANNAH, GA (FHA|USDA|VA) 2 $430,000 $215,000 $3,789 2.19%
KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) 4 $430,000 $107,500 $2,443 2.78%
DECATUR, AL (FHA|USDA|VA) 3 $425,000 $141,667 $3,427 3.21%
SALINAS, CA (FHA|USDA|VA) 1 $425,000 $425,000 $1,852 2.99%
MUSKEGON, MI (FHA|USDA|VA) 3 $425,000 $141,667 $3,015 2.67%
LOGAN, UT-ID (FHA|USDA|VA) 1 $415,000 $415,000 $4,569 3.00%
Fort Madison-Keokuk, IA-IL-MO (FHA|USDA|VA) 5 $415,000 $83,000 $2,918 3.35%
AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) 2 $410,000 $205,000 $7,983 3.38%
NORWICH-NEW LONDON, CT (FHA|USDA|VA) 2 $410,000 $205,000 $2,350 2.50%
Beaver Dam, WI (FHA|USDA|VA) 2 $410,000 $205,000 $5,221 2.69%
Cornelia, GA (FHA|USDA|VA) 1 $405,000 $405,000 $4,996 2.38%
Coffeyville, KS (FHA|USDA|VA) 5 $405,000 $81,000 $3,939 2.80%
LYNCHBURG, VA (FHA|USDA|VA) 1 $395,000 $395,000 $1,976 2.75%
Key West, FL (FHA|USDA|VA) 1 $385,000 $385,000 $7,297 3.38%
Columbus, NE (FHA|USDA|VA) 1 $375,000 $375,000 $2,228 2.75%
Ruidoso, NM (FHA|USDA|VA) 1 $375,000 $375,000 $6,942 2.88%
Astoria, OR (FHA|USDA|VA) 1 $375,000 $375,000 $4,337 3.00%
ENID, OK (FHA|USDA|VA) 2 $370,000 $185,000 $3,614 3.25%
Warsaw, IN (FHA|USDA|VA) 2 $370,000 $185,000 $2,787 4.13%
HARRISBURG-CARLISLE, PA (FHA|USDA|VA) 2 $360,000 $180,000 $3,676 2.81%
Bonham, TX (FHA|USDA|VA) 2 $360,000 $180,000 $3,754 2.81%
TOLEDO, OH (FHA|USDA|VA) 2 $360,000 $180,000 $4,598 3.75%
DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) 2 $340,000 $170,000 $1,809 2.75%
WARNER ROBINS, GA (FHA|USDA|VA) 1 $335,000 $335,000 $13,946 3.25%
EVANSVILLE, IN-KY (FHA|USDA|VA) 2 $330,000 $165,000 $6,100 2.81%
Paducah, KY-IL (FHA|USDA|VA) 2 $330,000 $165,000 $4,557 2.94%
EAST STROUDSBURG, PA (FHA|USDA|VA) 1 $325,000 $325,000 $6,410 2.99%
Jackson, WY-ID (FHA|USDA|VA) 1 $325,000 $325,000 $11,327 2.63%
West Plains, MO (FHA|USDA|VA) 1 $325,000 $325,000 $635 2.75%
FARGO, ND-MN (FHA|USDA|VA) 1 $325,000 $325,000 $3,301 3.13%
Sedalia, MO (FHA|USDA|VA) 4 $320,000 $80,000 $2,654 3.78%
ANN ARBOR, MI (FHA|USDA|VA) 1 $315,000 $315,000 $2,708 2.75%
Tullahoma-Manchester, TN (FHA|USDA|VA) 1 $315,000 $315,000 $2,944 3.25%
Pullman, WA (FHA|USDA|VA) 2 $310,000 $155,000 $3,324 3.12%
Cullman, AL (FHA|USDA|VA) 2 $310,000 $155,000 $7,216 3.19%
Pinehurst-Southern Pines, NC (FHA|USDA|VA) 1 $305,000 $305,000 $3,378 3.00%
COLUMBIA, SC (FHA|USDA|VA) 1 $305,000 $305,000 $5,024 2.75%
Duncan, OK (FHA|USDA|VA) 1 $305,000 $305,000 $1,583 2.88%
Fernley, NV (FHA|USDA|VA) 1 $305,000 $305,000 $8,018 3.50%
LAS CRUCES, NM (FHA|USDA|VA) 1 $305,000 $305,000 $10,787 2.75%
SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) 1 $305,000 $305,000 $7,415 2.99%
WILLIAMSPORT, PA (FHA|USDA|VA) 1 $305,000 $305,000 $5,922 2.99%
Palestine, TX (FHA|USDA|VA) 2 $290,000 $145,000 $5,664 3.25%
CORVALLIS, OR (FHA|USDA|VA) 1 $285,000 $285,000 $3,984 3.00%
EL CENTRO, CA (FHA|USDA|VA) 1 $285,000 $285,000 $12,456 2.75%
Steamboat Springs, CO (FHA|USDA|VA) 1 $285,000 $285,000 $3,010 2.75%
Woodward, OK (FHA|USDA|VA) 1 $285,000 $285,000 $3,212 2.88%
Nogales, AZ (FHA|USDA|VA) 2 $280,000 $140,000 $2,785 2.75%
CaƱon City, CO (FHA|USDA|VA) 1 $275,000 $275,000 $8,195 3.13%
Lake City, FL (FHA|USDA|VA) 1 $275,000 $275,000 $2,942 3.13%
OSHKOSH-NEENAH, WI (FHA|USDA|VA) 1 $275,000 $275,000 $6,224 2.99%
Cadillac, MI (FHA|USDA|VA) 1 $275,000 $275,000 $2,998 3.38%
ELIZABETHTOWN-FORT KNOX, KY (FHA|USDA|VA) 1 $275,000 $275,000 $13,361 3.13%
JACKSON, MS (FHA|USDA|VA) 2 $270,000 $135,000 $4,937 4.44%
VALDOSTA, GA (FHA|USDA|VA) 2 $270,000 $135,000 $4,598 3.25%
Hays, KS (FHA|USDA|VA) 2 $270,000 $135,000 $5,218 3.50%
ASHEVILLE, NC (FHA|USDA|VA) 1 $265,000 $265,000 $3,200 3.25%
Batesville, AR (FHA|USDA|VA) 1 $265,000 $265,000 $1,287 3.88%
Del Rio, TX (FHA|USDA|VA) 1 $265,000 $265,000 $12,121 2.75%
KNOXVILLE, TN (FHA|USDA|VA) 1 $265,000 $265,000 $6,584 3.50%
Sandusky, OH (FHA|USDA|VA) 1 $265,000 $265,000 $8,899 3.38%
Scottsburg, IN (FHA|USDA|VA) 1 $265,000 $265,000 $2,668 3.25%
Rolla, MO (FHA|USDA|VA) 2 $260,000 $130,000 $4,933 2.94%
MANKATO, MN (FHA|USDA|VA) 2 $260,000 $130,000 $4,907 3.00%
ROCKY MOUNT, NC (FHA|USDA|VA) 1 $255,000 $255,000 $8,345 2.88%
Big Spring, TX (FHA|USDA|VA) 1 $255,000 $255,000 $0 2.25%
MIDLAND, TX (FHA|USDA|VA) 1 $255,000 $255,000 $6,158 2.25%
JEFFERSON CITY, MO (FHA|USDA|VA) 1 $255,000 $255,000 $5,708 3.13%
Moscow, ID (FHA|USDA|VA) 1 $255,000 $255,000 $4,904 2.13%
Butte-Silver Bow, MT (FHA|USDA|VA) 1 $255,000 $255,000 $2,067 3.13%
Crawfordsville, IN (FHA|USDA|VA) 2 $250,000 $125,000 $3,980 3.13%
Emporia, KS (FHA|USDA|VA) 2 $250,000 $125,000 $3,225 2.75%
Ponca City, OK (FHA|USDA|VA) 1 $245,000 $245,000 $11,227 2.63%
AUBURN-OPELIKA, AL (FHA|USDA|VA) 1 $245,000 $245,000 $5,308 3.25%
New Castle, PA (FHA|USDA|VA) 1 $245,000 $245,000 $4,791 3.13%
Sulphur Springs, TX (FHA|USDA|VA) 1 $245,000 $245,000 $8,628 2.75%
Frankfort, KY (FHA|USDA|VA) 1 $245,000 $245,000 $2,373 2.25%
EL PASO, TX (FHA|USDA|VA) 1 $245,000 $245,000 $4,816 2.38%
Enterprise, AL (FHA|USDA|VA) 2 $240,000 $120,000 $4,362 3.63%
PANAMA CITY, FL (FHA|USDA|VA) 2 $240,000 $120,000 $4,743 3.75%
Cedartown, GA (FHA|USDA|VA) 1 $235,000 $235,000 $2,751 2.99%
CHAMPAIGN-URBANA, IL (FHA|USDA|VA) 1 $235,000 $235,000 $2,372 3.25%
HARRISONBURG, VA (FHA|USDA|VA) 1 $235,000 $235,000 $6,123 2.75%
Rutland, VT (FHA|USDA|VA) 1 $225,000 $225,000 $8,899 3.25%
SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) 1 $225,000 $225,000 $7,943 2.87%
Mount Gay-Shamrock, WV (FHA|USDA|VA) 1 $225,000 $225,000 $8,899 3.00%
West Point, MS (FHA|USDA|VA) 3 $225,000 $75,000 $3,989 3.17%
SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) 1 $225,000 $225,000 $3,307 2.50%
Durant, OK (FHA|USDA|VA) 1 $225,000 $225,000 $7,952 3.25%
Edwards, CO (FHA|USDA|VA) 1 $225,000 $225,000 $3,033 2.63%
Spirit Lake, IA (FHA|USDA|VA) 1 $225,000 $225,000 $2,266 2.88%
Okeechobee, FL (FHA|USDA|VA) 1 $225,000 $225,000 $5,786 3.49%
TERRE HAUTE, IN (FHA|USDA|VA) 2 $220,000 $110,000 $3,090 3.50%
YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) 2 $220,000 $110,000 $3,821 3.38%
Brownwood, TX (FHA|USDA|VA) 1 $215,000 $215,000 $8,596 5.38%
Paris, TN (FHA|USDA|VA) 1 $215,000 $215,000 $5,630 4.13%
Traverse City, MI (FHA|USDA|VA) 1 $215,000 $215,000 $2,427 3.12%
Kingsville, TX (FHA|USDA|VA) 2 $210,000 $105,000 $6,379 4.44%
Findlay, OH (FHA|USDA|VA) 2 $210,000 $105,000 $3,304 3.00%
Frankfort, IN (FHA|USDA|VA) 2 $210,000 $105,000 $4,413 4.31%
APPLETON, WI (FHA|USDA|VA) 1 $205,000 $205,000 $2,631 2.88%
Gardnerville Ranchos, NV (FHA|USDA|VA) 1 $205,000 $205,000 $8,513 4.00%
Morehead City, NC (FHA|USDA|VA) 1 $205,000 $205,000 $2,656 2.88%
Sanford, NC (FHA|USDA|VA) 1 $205,000 $205,000 $5,616 3.00%
GRAND JUNCTION, CO (FHA|USDA|VA) 1 $205,000 $205,000 $845 3.00%
GOLDSBORO, NC (FHA|USDA|VA) 1 $195,000 $195,000 $4,675 4.25%
Vernal, UT (FHA|USDA|VA) 1 $195,000 $195,000 $2,820 2.63%
STATE COLLEGE, PA (FHA|USDA|VA) 1 $195,000 $195,000 $3,788 3.75%
CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) 1 $195,000 $195,000 $5,139 3.49%
JONESBORO, AR (FHA|USDA|VA) 1 $195,000 $195,000 $2,956 3.13%
Athens, TN (FHA|USDA|VA) 1 $185,000 $185,000 $1,843 3.63%
Ludington, MI (FHA|USDA|VA) 1 $185,000 $185,000 $3,336 2.88%
COLUMBUS, IN (FHA|USDA|VA) 1 $185,000 $185,000 $4,983 3.00%
Dyersburg, TN (FHA|USDA|VA) 1 $185,000 $185,000 $6,531 3.25%
DECATUR, IL (FHA|USDA|VA) 2 $180,000 $90,000 $3,833 3.62%
Palatka, FL (FHA|USDA|VA) 2 $180,000 $90,000 $6,127 3.44%
Dayton, TN (FHA|USDA|VA) 1 $175,000 $175,000 $5,453 2.75%
Stephenville, TX (FHA|USDA|VA) 1 $175,000 $175,000 $7,746 4.38%
Price, UT (FHA|USDA|VA) 1 $175,000 $175,000 $3,506 3.00%
Clearlake, CA (FHA|USDA|VA) 1 $175,000 $175,000 $10,304 2.75%
Tiffin, OH (FHA|USDA|VA) 2 $170,000 $85,000 $3,588 3.56%
ROME, GA (FHA|USDA|VA) 2 $170,000 $85,000 $3,593 3.44%
COLUMBUS, OH (FHA|USDA|VA) 1 $165,000 $165,000 $6,921 3.13%
MORRISTOWN, TN (FHA|USDA|VA) 1 $165,000 $165,000 $6,038 3.25%
BLOOMSBURG-BERWICK, PA (FHA|USDA|VA) 1 $165,000 $165,000 $2,496 4.38%
SEBRING-AVON PARK, FL (FHA|USDA|VA) 1 $165,000 $165,000 $9,173 2.63%
LEXINGTON-FAYETTE, KY (FHA|USDA|VA) 1 $165,000 $165,000 $2,879 3.13%
Truckee-Grass Valley, CA (FHA|USDA|VA) 1 $155,000 $155,000 $4,656 3.00%
Richmond-Berea, KY (FHA|USDA|VA) 1 $155,000 $155,000 $5,566 2.88%
CARBONDALE-MARION, IL (FHA|USDA|VA) 1 $155,000 $155,000 $2,518 2.75%
Fort Leonard Wood, MO (FHA|USDA|VA) 1 $155,000 $155,000 $2,205 3.12%
London, KY (FHA|USDA|VA) 1 $155,000 $155,000 $2,948 3.13%
WAUSAU-WESTON, WI (FHA|USDA|VA) 1 $155,000 $155,000 $2,727 2.88%
WILMINGTON, NC (FHA|USDA|VA) 1 $155,000 $155,000 $7,879 2.75%
Opelousas, LA (FHA|USDA|VA) 1 $155,000 $155,000 $4,330 3.12%
Charleston-Mattoon, IL (FHA|USDA|VA) 2 $150,000 $75,000 $2,196 4.25%
Pittsburg, KS (FHA|USDA|VA) 2 $150,000 $75,000 $3,468 3.00%
McMinnville, TN (FHA|USDA|VA) 1 $145,000 $145,000 $3,576 2.75%
Albertville, AL (FHA|USDA|VA) 1 $145,000 $145,000 $3,684 3.50%
Ashland, OH (FHA|USDA|VA) 1 $145,000 $145,000 $4,103 3.38%
Norwalk, OH (FHA|USDA|VA) 1 $145,000 $145,000 $4,622 3.25%
SHEBOYGAN, WI (FHA|USDA|VA) 1 $135,000 $135,000 $2,988 2.99%
Mexico, MO (FHA|USDA|VA) 1 $135,000 $135,000 $3,764 2.50%
SAN ANGELO, TX (FHA|USDA|VA) 1 $125,000 $125,000 $6,010 2.75%
Danville, KY (FHA|USDA|VA) 1 $125,000 $125,000 $4,165 3.50%
Bluffton, IN (FHA|USDA|VA) 1 $125,000 $125,000 $2,225 3.25%
WINSTON-SALEM, NC (FHA|USDA|VA) 1 $125,000 $125,000 $3,863 2.38%
Hannibal, MO (FHA|USDA|VA) 1 $115,000 $115,000 $6,072 3.00%
Freeport, IL (FHA|USDA|VA) 1 $115,000 $115,000 $5,412 3.25%
Atchison, KS (FHA|USDA|VA) 1 $115,000 $115,000 $4,140 3.25%
New Ulm, MN (FHA|USDA|VA) 1 $115,000 $115,000 $2,200 2.50%
Bay City, TX (FHA|USDA|VA) 1 $115,000 $115,000 $6,136 2.88%
Plainview, TX (FHA|USDA|VA) 1 $115,000 $115,000 $5,256 3.75%
Dixon, IL (FHA|USDA|VA) 1 $115,000 $115,000 $4,562 3.00%
Roanoke Rapids, NC (FHA|USDA|VA) 1 $105,000 $105,000 $5,027 2.88%
MANSFIELD, OH (FHA|USDA|VA) 1 $105,000 $105,000 $3,918 2.63%
Galesburg, IL (FHA|USDA|VA) 1 $95,000 $95,000 $5,092 3.25%
Lebanon, MO (FHA|USDA|VA) 1 $85,000 $85,000 $2,505 3.25%
Dumas, TX (FHA|USDA|VA) 1 $85,000 $85,000 $3,664 2.75%
St. Marys, GA (FHA|USDA|VA) 1 $85,000 $85,000 $2,800 3.88%
WICHITA FALLS, TX (FHA|USDA|VA) 1 $85,000 $85,000 $3,232 3.25%
Big Rapids, MI (FHA|USDA|VA) 1 $85,000 $85,000 $4,452 4.38%
Levelland, TX (FHA|USDA|VA) 1 $85,000 $85,000 $4,625 3.00%
Selma, AL (FHA|USDA|VA) 1 $75,000 $75,000 $3,871 3.25%
SPARTANBURG, SC (FHA|USDA|VA) 1 $75,000 $75,000 $4,086 3.13%
Othello, WA (FHA|USDA|VA) 1 $75,000 $75,000 $4,041 2.99%
Crossville, TN (FHA|USDA|VA) 1 $75,000 $75,000 $4,288 3.38%
Leaderone Financial Corporation's top markets include Kansas City, Chicago, Minneapolis, Phoenix, and Seattle among others.

Their top states include:
  • Washington (FHA|USDA|VA)
  • Missouri (FHA|USDA|VA)
  • Texas (FHA|USDA|VA)
  • Illinois (FHA|USDA|VA)
  • Minnesota (FHA|USDA|VA)
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    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 11,219 $2,947,015,000 $262,681 $3,723 3.02%
    FHA 3,142 $666,320,000 $212,069 $7,832 3.29%
    VA 1,295 $388,865,000 $300,282 $6,884 2.80%
    USDA 256 $44,600,000 $174,219 $4,863 3.04%

    For 2021, Leaderone Financial Corporation's most frequently originated type of loan was Conventional, with 11,219 originations. Their 2nd most popular type was FHA, with 3,142 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Home Purchase 8,973 $2,245,855,000 $250,290 $5,482 3.10%
    Refi 4,185 $1,077,245,000 $257,406 $3,485 2.89%
    Cash Out Refi 2,754 $723,700,000 $262,781 $4,656 3.15%

    For 2021, Leaderone Financial Corporation's most frequently cited loan purpose was Home Purchase, with 8,973 originations. The 2nd most popular reason was Refi, with 4,185 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 14,221 $3,696,185,000 $259,910 $5,006 3.11%
    15 Year 992 $209,340,000 $211,028 $3,313 2.59%
    20 Year 399 $95,795,000 $240,088 $3,356 2.89%
    10 Year 152 $12,980,000 $85,395 $1,748 1.88%
    Other 135 $32,435,000 $240,259 $3,167 2.91%
    5 Year 10 $50,000 $5,000 $0 0.00%
    3 Year 3 $15,000 $5,000 $105 0.00%

    For 2021, Leaderone Financial Corporation's most frequently cited loan duration was 30 Year, with 14,221 originations. The 2nd most popular length was 15 Year, with 992 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $1k-2k 7,669 $1,941,095,000 $253,109
    $<1k 4,304 $1,020,500,000 $237,105
    $2k-3k 1,973 $475,855,000 $241,183
    $3k-4k 901 $245,335,000 $272,292
    $5k+ 625 $231,245,000 $369,992
    $4k-5k 439 $132,765,000 $302,426

    Leaderone Financial Corporation's average total fees were $5,006, while their most frequently occuring range of origination fees (closing costs) were in the $1k-2k bucket, with 7,669 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    3-4% 7,075 $1,750,895,000 $247,476
    2.5-3% 6,638 $1,814,720,000 $273,384
    <2.5% 1,623 $368,735,000 $227,193
    4-5% 511 $102,275,000 $200,147
    5-6% 61 $10,125,000 $165,984
    7-8% 3 $35,000 $11,667
    6-7% 1 $15,000 $15,000

    During 2021, Leaderone Financial Corporation's average interest rate for loans was 3.11%, while their most frequently originated rate bucket for loans was 3-4%, with 7,075 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $200k-400k 7,609 $2,125,985,000 $279,404 $5,283 3.09%
    $100k-200k 5,054 $780,830,000 $154,497 $4,172 3.13%
    $400k-600k 1,680 $802,490,000 $477,673 $5,626 2.99%
    $100,000 or less 1,262 $80,640,000 $63,899 $2,738 2.65%
    $600k-1MM 260 $195,100,000 $750,385 $7,140 3.03%
    $1MM+ 47 $61,755,000 $1,313,936 $9,715 3.08%

    2021 saw Leaderone Financial Corporation place emphasis on $200k-400k loans with 7,609 originations, totaling $2,125,985,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $50k-75k 4,228 $893,780,000 $211,395 $5,057 3.06%
    $100k-150k 3,045 $921,385,000 $302,589 $4,807 3.06%
    $75k-100k 2,973 $755,985,000 $254,284 $5,042 3.11%
    $50k or less 2,968 $444,950,000 $149,916 $4,563 3.05%
    $150k-250k 1,656 $606,920,000 $366,498 $4,500 3.04%
    $250k+ 635 $309,395,000 $487,236 $4,917 3.11%

    Leaderone Financial Corporation lent most frequently to those with incomes in the $50k-75k range, with 4,228 originations. The second most popular income band? $100k-150k, with 3,045 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    20-30% 2,943 $758,485,000 $257,725 $4,032 2.97%
    30-36% 2,785 $710,895,000 $255,259 $4,481 3.06%
    <20% 985 $230,475,000 $233,985 $3,336 2.82%
    50-60% 863 $205,685,000 $238,337 $7,990 3.12%
    44% 781 $196,515,000 $251,620 $5,242 3.15%
    43% 666 $167,370,000 $251,306 $5,066 3.12%
    42% 663 $173,505,000 $261,697 $5,171 3.12%
    40% 628 $161,420,000 $257,038 $4,745 3.12%
    39% 607 $158,175,000 $260,585 $4,778 3.08%
    41% 590 $156,550,000 $265,339 $4,909 3.16%
    38% 564 $148,210,000 $262,784 $4,749 3.10%
    49% 564 $143,270,000 $254,025 $5,805 3.18%
    37% 540 $135,400,000 $250,741 $4,457 3.14%
    45% 516 $127,220,000 $246,550 $4,980 3.13%
    36% 515 $131,625,000 $255,583 $4,607 3.10%
    46% 471 $122,125,000 $259,289 $5,761 3.12%
    47% 461 $115,055,000 $249,577 $5,665 3.12%
    48% 428 $110,460,000 $258,084 $5,565 3.16%
    >60% 19 $6,985,000 $367,632 $10,686 2.64%

    Leaderone Financial Corporation lent most frequently to those with DTI ratios of 20-30%, with 2,943 originations. The next most common DTI ratio? 30-36%, with 2,785 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 12,266 $3,136,280,000 $255,689 $4,651 3.05%
    Not provided 1,828 $476,800,000 $260,832 $5,084 3.05%
    Black 1,195 $262,585,000 $219,736 $6,066 3.13%
    Asian 444 $122,630,000 $276,194 $4,629 3.14%
    American Indian 73 $15,745,000 $215,685 $4,962 2.93%
    Native Hawaiian or Islander 39 $11,435,000 $293,205 $5,468 2.93%
    Asian Indian 19 $7,185,000 $378,158 $4,680 3.04%
    Other Asian 8 $3,540,000 $442,500 $8,540 3.33%
    Chinese 11 $3,305,000 $300,455 $3,210 3.30%
    Filipino 10 $2,810,000 $281,000 $5,956 3.12%
    Samoan 5 $1,145,000 $229,000 $4,718 2.62%
    Other Pacific Islander 4 $1,040,000 $260,000 $7,571 2.81%
    Vietnamese 5 $805,000 $161,000 $5,211 2.92%
    Guamanian 2 $690,000 $345,000 $5,059 3.44%
    Japanese 2 $560,000 $280,000 $3,172 2.75%
    Korean 1 $245,000 $245,000 $4,136 2.99%

    Approval Rates

    Total approvals of all applications
    87.17%

    Leaderone Financial Corporation has an average approval rate.

    Pick Rate

    Approvals leading to origination
    58.88%

    Leaderone Financial Corporation has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.

    Points and Fees

    Points Originations Total Value Average Loan
    0.0 24 $140,000 $5,833
    80.0 1 $5,000 $5,000
    NA 15,887 $4,046,655,000 $254,715

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    15,912 $4,046,800,000 $254,324

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 470 $89,000,000 $189,362 $3,291 2.84%
    40-60% 1,762 $426,170,000 $241,867 $3,426 2.90%
    60-80% 5,112 $1,421,670,000 $278,104 $4,018 3.11%
    80-100% 8,005 $2,020,385,000 $252,390 $5,633 3.16%
    Over 100% 227 $75,385,000 $332,093 $13,237 2.92%
    Under 20% 314 $7,520,000 $23,949 $432 0.68%

    Complaints

    Bank Name Product Issue 2021 CPFB Complaints % of Total Issues
    LEADER ONE FINANCIAL CORPORATION Conventional home mortgage Applying for a mortgage or refinancing an existing mortgage 1 100.0%