Leaderone Financial Corporation Mortgage Rates, Fees & Info

TOPEKA, KS

LEI: 5493000NYUJT9UC6G261

Tax ID: 48-1148159

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Mortgage Data

Review & Overview

Leaderone Financial Corporation is a small mortgage company specializing in Home Purchase and Refi loans. Leaderone Financial Corporation has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. Their top markets by origination volume include: Minneapolis, Kansas City, Las Vegas, Seattle, and Chicago among others. We have data for 355 markets. (Some data included below & more in-depth data is available with an active subscription.)

Leaderone Financial Corporation has an average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Leaderone Financial Corporation is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.

We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.

SimulatedRates™

Mortgage Type
Simulated Rate Simulation Date
30 Year Conventional Purchase 6.73% 12/2/24
30 Year Conventional Refi 6.65% 12/2/24
30 Year Cash-out Refi 6.85% 12/2/24
30 Year FHA Purchase 7.71% 12/2/24
30 Year FHA Refi 7.23% 12/2/24
30 Year VA Purchase 6.55% 12/2/24
30 Year VA Refi 5.98% 12/2/24
30 Year USDA Purchase 7.07% 12/2/24
15 Year Conventional Purchase 6.34% 12/2/24
15 Year Conventional Refi 6.20% 12/2/24
15 Year Cash-out Refi 6.20% 12/2/24
15 Year VA Purchase 6.06% 12/2/24
These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

Leaderone Financial Corporation Mortgage Calculator






Your Estimates

Estimated Loan Payment: Update the calculator values and click calculate payment!

This is not an official calculator from Leaderone Financial Corporation. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

The default purchase price is the median sales price across the US for 2022Q4, per FRED.


Originations

11,662

Origination Dollar Volume (All Markets)

$2,582,270,000
Show all (10) awards

Top Markets

Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

Market Originations Total Value Average Loan Average Fees Average Rate
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) 1,957 $495,595,000 $253,242 $4,287 4.03%
KANSAS CITY, MO-KS (FHA|USDA|VA) 1,244 $225,190,000 $181,021 $4,019 4.01%
LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) 707 $191,325,000 $270,615 $5,799 4.41%
Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) 448 $155,270,000 $346,585 $7,288 4.30%
Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 816 $150,660,000 $184,632 $6,212 4.15%
DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 434 $137,710,000 $317,304 $5,797 4.15%
PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 570 $133,290,000 $233,842 $5,478 4.44%
WICHITA, KS (FHA|USDA|VA) 507 $73,235,000 $144,448 $4,757 4.27%
Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 284 $71,300,000 $251,056 $6,405 4.39%
Outside of Metro Areas 449 $64,395,000 $143,419 $4,595 4.24%
SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) 265 $59,665,000 $225,151 $5,143 4.19%
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 189 $54,195,000 $286,746 $4,259 4.13%
ST. LOUIS, MO-IL (FHA|USDA|VA) 234 $44,560,000 $190,427 $4,342 4.27%
COLORADO SPRINGS, CO (FHA|USDA|VA) 159 $39,755,000 $250,031 $5,162 4.26%
PROVO-OREM, UT (FHA|USDA|VA) 127 $37,455,000 $294,921 $4,724 4.04%
Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) 134 $35,440,000 $264,478 $4,994 4.31%
MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) 168 $33,930,000 $201,964 $4,024 4.26%
MANCHESTER-NASHUA, NH (FHA|USDA|VA) 102 $27,150,000 $266,176 $5,506 4.36%
KILLEEN-TEMPLE, TX (FHA|USDA|VA) 158 $25,530,000 $161,582 $4,000 4.24%
EAU CLAIRE, WI (FHA|USDA|VA) 169 $19,875,000 $117,604 $4,104 3.94%
HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 101 $19,085,000 $188,960 $7,224 4.54%
GREELEY, CO (FHA|USDA|VA) 55 $17,795,000 $323,545 $6,721 4.27%
FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) 77 $17,215,000 $223,571 $4,157 4.26%
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) 67 $15,875,000 $236,940 $5,744 4.28%
Athens, TX (FHA|USDA|VA) 60 $14,020,000 $233,667 $5,409 4.36%
BANGOR, ME (FHA|USDA|VA) 80 $13,420,000 $167,750 $4,417 4.20%
PEORIA, IL (FHA|USDA|VA) 121 $13,195,000 $109,050 $4,793 3.97%
KOKOMO, IN (FHA|USDA|VA) 88 $12,950,000 $147,159 $3,862 4.52%
SPRINGFIELD, IL (FHA|USDA|VA) 96 $12,540,000 $130,625 $4,251 4.38%
ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) 60 $9,770,000 $162,833 $6,682 4.06%
OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) 35 $9,665,000 $276,143 $5,967 4.18%
Concord, NH (FHA|USDA|VA) 41 $9,475,000 $231,098 $4,978 4.32%
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) 44 $9,100,000 $206,818 $5,307 4.01%
Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) 20 $8,970,000 $448,500 $5,377 3.85%
PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) 35 $8,255,000 $235,857 $4,862 4.34%
MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) 25 $7,755,000 $310,200 $5,674 4.33%
BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) 48 $7,680,000 $160,000 $5,630 4.41%
BOULDER, CO (FHA|USDA|VA) 17 $6,295,000 $370,294 $6,351 4.18%
SALT LAKE CITY, UT (FHA|USDA|VA) 22 $6,250,000 $284,091 $4,473 4.17%
AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 21 $6,085,000 $289,762 $6,734 4.66%
LOUISVILLE, KY (FHA|USDA|VA) 30 $5,760,000 $192,000 $4,022 4.17%
SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) 26 $5,670,000 $218,077 $7,604 4.62%
LAREDO, TX (FHA|USDA|VA) 31 $5,555,000 $179,194 $9,061 4.90%
INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) 32 $5,490,000 $171,563 $4,401 4.57%
OGDEN-CLEARFIELD, UT (FHA|USDA|VA) 18 $5,370,000 $298,333 $5,343 3.74%
ST. CLOUD, MN (FHA|USDA|VA) 31 $5,315,000 $171,452 $3,960 4.04%
Aberdeen, WA (FHA|USDA|VA) 29 $5,175,000 $178,448 $4,754 4.48%
Brainerd, MN (FHA|USDA|VA) 23 $5,095,000 $221,522 $3,848 3.92%
SAN ANGELO, TX (FHA|USDA|VA) 26 $4,970,000 $191,154 $5,845 4.03%
ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 16 $4,920,000 $307,500 $6,213 4.37%
ST. JOSEPH, MO-KS (FHA|USDA|VA) 35 $4,855,000 $138,714 $4,133 3.74%
FORT COLLINS, CO (FHA|USDA|VA) 14 $4,730,000 $337,857 $6,064 4.16%
BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) 14 $4,650,000 $332,143 $8,140 4.46%
PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) 14 $4,350,000 $310,714 $5,383 4.42%
Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 13 $3,945,000 $303,462 $5,734 4.39%
Oak Harbor, WA (FHA|USDA|VA) 11 $3,885,000 $353,182 $7,511 4.49%
NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) 12 $3,790,000 $315,833 $6,796 4.12%
Fergus Falls, MN (FHA|USDA|VA) 12 $3,570,000 $297,500 $3,658 3.94%
RACINE, WI (FHA|USDA|VA) 18 $3,480,000 $193,333 $3,880 4.19%
Hutchinson, MN (FHA|USDA|VA) 19 $3,345,000 $176,053 $3,590 4.23%
Outside of Metro Areas 13 $3,105,000 $238,846 $5,069 4.08%
BELLINGHAM, WA (FHA|USDA|VA) 9 $3,045,000 $338,333 $7,088 4.37%
Augusta-Waterville, ME (FHA|USDA|VA) 16 $3,040,000 $190,000 $4,586 4.03%
Rio Grande City-Roma, TX (FHA|USDA|VA) 15 $2,885,000 $192,333 $6,977 4.34%
Columbus, MS (FHA|USDA|VA) 22 $2,820,000 $128,182 $5,576 4.12%
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) 7 $2,775,000 $396,429 $5,908 3.98%
Menomonie, WI (FHA|USDA|VA) 26 $2,740,000 $105,385 $3,918 4.02%
FLAGSTAFF, AZ (FHA|USDA|VA) 8 $2,440,000 $305,000 $5,165 4.48%
Centralia, WA (FHA|USDA|VA) 9 $2,375,000 $263,889 $8,805 4.17%
Watertown-Fort Atkinson, WI (FHA|USDA|VA) 11 $2,345,000 $213,182 $5,125 4.40%
MANHATTAN, KS (FHA|USDA|VA) 13 $2,345,000 $180,385 $4,319 4.38%
Shelton, WA (FHA|USDA|VA) 9 $2,335,000 $259,444 $7,336 4.33%
Lebanon, NH-VT (FHA|USDA|VA) 14 $2,270,000 $162,143 $4,600 4.20%
OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) 5 $2,265,000 $453,000 $3,381 3.95%
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 7 $2,165,000 $309,286 $5,606 4.17%
Warrensburg, MO (FHA|USDA|VA) 15 $2,155,000 $143,667 $3,326 4.41%
ROCHESTER, MN (FHA|USDA|VA) 9 $2,135,000 $237,222 $5,364 3.72%
LAWRENCE, KS (FHA|USDA|VA) 12 $2,120,000 $176,667 $4,819 3.90%
New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) 9 $2,105,000 $233,889 $9,646 4.50%
JANESVILLE-BELOIT, WI (FHA|USDA|VA) 12 $1,990,000 $165,833 $4,220 4.59%
DULUTH, MN-WI (FHA|USDA|VA) 11 $1,985,000 $180,455 $4,157 4.27%
TUCSON, AZ (FHA|USDA|VA) 10 $1,930,000 $193,000 $6,178 4.41%
Peru, IN (FHA|USDA|VA) 17 $1,915,000 $112,647 $3,250 4.64%
Faribault-Northfield, MN (FHA|USDA|VA) 8 $1,890,000 $236,250 $4,743 4.51%
Keene, NH (FHA|USDA|VA) 9 $1,885,000 $209,444 $7,086 4.08%
SPRINGFIELD, MO (FHA|USDA|VA) 12 $1,850,000 $154,167 $4,936 4.24%
MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) 10 $1,800,000 $180,000 $6,784 4.09%
Laconia, NH (FHA|USDA|VA) 9 $1,695,000 $188,333 $5,853 4.56%
COLUMBUS, OH (FHA|USDA|VA) 6 $1,690,000 $281,667 $4,321 4.08%
Winfield, KS (FHA|USDA|VA) 15 $1,675,000 $111,667 $3,589 4.48%
PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) 6 $1,660,000 $276,667 $3,920 4.33%
ST. GEORGE, UT (FHA|USDA|VA) 5 $1,615,000 $323,000 $5,992 3.78%
Whitewater, WI (FHA|USDA|VA) 6 $1,610,000 $268,333 $6,124 4.97%
Detroit-Warren-Dearborn, MI (FHA|USDA|VA) 9 $1,585,000 $176,111 $3,423 4.79%
BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) 9 $1,545,000 $171,667 $6,264 4.51%
SALEM, OR (FHA|USDA|VA) 9 $1,515,000 $168,333 $5,845 3.82%
ODESSA, TX (FHA|USDA|VA) 7 $1,475,000 $210,714 $7,024 4.58%
LEWISTON-AUBURN, ME (FHA|USDA|VA) 11 $1,465,000 $133,182 $5,073 4.26%
WENATCHEE, WA (FHA|USDA|VA) 5 $1,445,000 $289,000 $7,521 4.60%
Breckenridge, CO (FHA|USDA|VA) 3 $1,395,000 $465,000 $4,523 4.17%
Willmar, MN (FHA|USDA|VA) 10 $1,390,000 $139,000 $3,701 4.15%
Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 5 $1,375,000 $275,000 $7,040 4.30%
OCALA, FL (FHA|USDA|VA) 5 $1,375,000 $275,000 $5,298 3.72%
GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) 3 $1,335,000 $445,000 $3,903 3.62%
Pahrump, NV (FHA|USDA|VA) 8 $1,320,000 $165,000 $6,932 4.04%
JACKSONVILLE, FL (FHA|USDA|VA) 7 $1,295,000 $185,000 $5,159 3.86%
BOISE CITY, ID (FHA|USDA|VA) 4 $1,280,000 $320,000 $6,833 4.15%
CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 6 $1,270,000 $211,667 $4,644 4.33%
Grand Rapids, MN (FHA|USDA|VA) 6 $1,260,000 $210,000 $3,699 4.04%
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) 4 $1,260,000 $315,000 $5,860 4.91%
CORPUS CHRISTI, TX (FHA|USDA|VA) 8 $1,250,000 $156,250 $6,126 4.46%
Moscow, ID (FHA|USDA|VA) 4 $1,220,000 $305,000 $4,496 4.09%
Ottawa, KS (FHA|USDA|VA) 7 $1,215,000 $173,571 $4,228 4.40%
TYLER, TX (FHA|USDA|VA) 7 $1,215,000 $173,571 $5,616 4.23%
Fort Leonard Wood, MO (FHA|USDA|VA) 8 $1,160,000 $145,000 $3,157 4.30%
WACO, TX (FHA|USDA|VA) 5 $1,125,000 $225,000 $7,133 4.88%
DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) 4 $1,110,000 $277,500 $3,401 4.34%
MADISON, WI (FHA|USDA|VA) 4 $1,090,000 $272,500 $6,083 4.18%
KENNEWICK-RICHLAND, WA (FHA|USDA|VA) 4 $1,080,000 $270,000 $5,844 3.84%
TUSCALOOSA, AL (FHA|USDA|VA) 9 $1,075,000 $119,444 $4,827 4.76%
Heber, UT (FHA|USDA|VA) 3 $1,065,000 $355,000 $5,927 4.21%
North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 4 $1,050,000 $262,500 $5,125 4.22%
Payson, AZ (FHA|USDA|VA) 4 $1,030,000 $257,500 $5,110 4.19%
MICHIGAN CITY-LA PORTE, IN (FHA|USDA|VA) 6 $1,000,000 $166,667 $3,937 4.33%
Red Wing, MN (FHA|USDA|VA) 5 $995,000 $199,000 $5,336 4.48%
WAUSAU-WESTON, WI (FHA|USDA|VA) 5 $975,000 $195,000 $5,227 3.47%
Alexandria, MN (FHA|USDA|VA) 6 $940,000 $156,667 $2,853 3.89%
DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) 7 $895,000 $127,857 $3,923 4.59%
Hutchinson, KS (FHA|USDA|VA) 9 $885,000 $98,333 $4,021 4.24%
Salina, KS (FHA|USDA|VA) 6 $870,000 $145,000 $5,992 4.58%
TOPEKA, KS (FHA|USDA|VA) 5 $835,000 $167,000 $3,502 4.39%
Fort Morgan, CO (FHA|USDA|VA) 4 $830,000 $207,500 $5,093 4.31%
SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) 2 $820,000 $410,000 $3,578 4.06%
MANKATO, MN (FHA|USDA|VA) 4 $810,000 $202,500 $3,312 4.13%
ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) 3 $805,000 $268,333 $3,130 4.13%
LONGVIEW, TX (FHA|USDA|VA) 4 $800,000 $200,000 $8,268 4.94%
Ellensburg, WA (FHA|USDA|VA) 2 $800,000 $400,000 $5,587 4.06%
SPRINGFIELD, MA (FHA|USDA|VA) 3 $795,000 $265,000 $4,887 4.63%
Branson, MO (FHA|USDA|VA) 6 $790,000 $131,667 $3,624 4.73%
Cedar City, UT (FHA|USDA|VA) 4 $780,000 $195,000 $5,097 3.84%
PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) 4 $780,000 $195,000 $6,598 4.03%
MIDLAND, TX (FHA|USDA|VA) 3 $755,000 $251,667 $4,545 3.95%
VALLEJO, CA (FHA|USDA|VA) 2 $720,000 $360,000 $6,017 3.63%
FLORENCE-MUSCLE SHOALS, AL (FHA|USDA|VA) 6 $710,000 $118,333 $4,075 4.42%
SHERMAN-DENISON, TX (FHA|USDA|VA) 4 $700,000 $175,000 $4,235 3.84%
NILES, MI (FHA|USDA|VA) 2 $690,000 $345,000 $3,097 3.63%
WICHITA FALLS, TX (FHA|USDA|VA) 4 $660,000 $165,000 $11,250 4.94%
Beaver Dam, WI (FHA|USDA|VA) 4 $650,000 $162,500 $4,477 4.58%
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) 3 $645,000 $215,000 $6,215 4.25%
WORCESTER, MA-CT (FHA|USDA|VA) 3 $615,000 $205,000 $4,843 4.63%
COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) 3 $615,000 $205,000 $9,100 4.62%
Andrews, TX (FHA|USDA|VA) 2 $610,000 $305,000 $10,920 4.88%
GREEN BAY, WI (FHA|USDA|VA) 3 $605,000 $201,667 $3,864 4.46%
Rolla, MO (FHA|USDA|VA) 5 $605,000 $121,000 $5,308 4.43%
LONGVIEW, WA (FHA|USDA|VA) 2 $600,000 $300,000 $5,763 4.94%
ROCKFORD, IL (FHA|USDA|VA) 4 $600,000 $150,000 $6,363 4.78%
FLINT, MI (FHA|USDA|VA) 4 $600,000 $150,000 $2,333 4.28%
ANN ARBOR, MI (FHA|USDA|VA) 2 $600,000 $300,000 $4,427 3.88%
KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) 3 $595,000 $198,333 $7,574 4.58%
MOBILE, AL (FHA|USDA|VA) 3 $585,000 $195,000 $5,786 4.27%
Sturgis, MI (FHA|USDA|VA) 2 $580,000 $290,000 $2,922 3.88%
ABILENE, TX (FHA|USDA|VA) 2 $570,000 $285,000 $4,983 4.12%
LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) 3 $565,000 $188,333 $5,805 4.71%
Pullman, WA (FHA|USDA|VA) 5 $565,000 $113,000 $3,920 3.68%
Holland, MI (FHA|USDA|VA) 3 $565,000 $188,333 $3,108 3.75%
JOPLIN, MO (FHA|USDA|VA) 7 $555,000 $79,286 $3,506 3.20%
Lamesa, TX (FHA|USDA|VA) 3 $555,000 $185,000 $6,480 4.66%
Effingham, IL (FHA|USDA|VA) 3 $555,000 $185,000 $4,619 4.33%
CARBONDALE-MARION, IL (FHA|USDA|VA) 3 $545,000 $181,667 $2,757 4.21%
PUNTA GORDA, FL (FHA|USDA|VA) 3 $535,000 $178,333 $2,321 4.00%
BLOOMINGTON, IL (FHA|USDA|VA) 3 $535,000 $178,333 $4,934 4.08%
CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 2 $530,000 $265,000 $3,555 3.81%
PUEBLO, CO (FHA|USDA|VA) 3 $515,000 $171,667 $4,748 4.71%
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) 3 $515,000 $171,667 $8,073 4.08%
Taylorville, IL (FHA|USDA|VA) 5 $505,000 $101,000 $4,416 4.63%
PITTSBURGH, PA (FHA|USDA|VA) 2 $500,000 $250,000 $6,481 3.75%
KANKAKEE, IL (FHA|USDA|VA) 3 $485,000 $161,667 $5,452 4.00%
Atchison, KS (FHA|USDA|VA) 3 $475,000 $158,333 $2,617 4.25%
Kingsville, TX (FHA|USDA|VA) 2 $470,000 $235,000 $8,426 4.62%
SALISBURY, MD-DE (FHA|USDA|VA) 2 $470,000 $235,000 $6,011 4.00%
Kerrville, TX (FHA|USDA|VA) 2 $450,000 $225,000 $5,226 4.62%
Farmington, MO (FHA|USDA|VA) 2 $440,000 $220,000 $4,788 4.38%
Moses Lake, WA (FHA|USDA|VA) 1 $435,000 $435,000 $6,937 4.62%
TULSA, OK (FHA|USDA|VA) 2 $430,000 $215,000 $5,275 3.88%
BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) 3 $425,000 $141,667 $8,440 3.25%
Jasper, AL (FHA|USDA|VA) 5 $425,000 $85,000 $4,122 4.50%
ELKHART-GOSHEN, IN (FHA|USDA|VA) 1 $425,000 $425,000 $7,210 3.75%
LANCASTER, PA (FHA|USDA|VA) 3 $425,000 $141,667 $5,430 4.88%
LUBBOCK, TX (FHA|USDA|VA) 3 $415,000 $138,333 $6,942 4.92%
ROANOKE, VA (FHA|USDA|VA) 1 $415,000 $415,000 $4,322 5.13%
Steamboat Springs, CO (FHA|USDA|VA) 1 $405,000 $405,000 $6,666 3.88%
Austin, MN (FHA|USDA|VA) 3 $405,000 $135,000 $4,327 4.50%
RICHMOND, VA (FHA|USDA|VA) 2 $400,000 $200,000 $3,807 4.13%
ALBUQUERQUE, NM (FHA|USDA|VA) 1 $395,000 $395,000 $3,680 3.50%
TEXARKANA, TX-AR (FHA|USDA|VA) 3 $385,000 $128,333 $6,945 4.69%
OSHKOSH-NEENAH, WI (FHA|USDA|VA) 2 $380,000 $190,000 $1,788 4.56%
SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) 1 $375,000 $375,000 $5,637 4.62%
Quincy, IL-MO (FHA|USDA|VA) 3 $375,000 $125,000 $5,468 3.96%
Berlin, NH (FHA|USDA|VA) 3 $375,000 $125,000 $3,835 4.54%
COLUMBIA, MO (FHA|USDA|VA) 3 $375,000 $125,000 $3,445 4.04%
Huntingdon, PA (FHA|USDA|VA) 2 $370,000 $185,000 $6,408 4.88%
Albert Lea, MN (FHA|USDA|VA) 3 $365,000 $121,667 $1,846 4.13%
KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) 2 $350,000 $175,000 $3,866 4.60%
ERIE, PA (FHA|USDA|VA) 4 $350,000 $87,500 $4,971 3.69%
New Ulm, MN (FHA|USDA|VA) 3 $335,000 $111,667 $3,317 4.00%
Wabash, IN (FHA|USDA|VA) 2 $330,000 $165,000 $3,645 4.06%
McPherson, KS (FHA|USDA|VA) 2 $330,000 $165,000 $7,114 4.13%
DALTON, GA (FHA|USDA|VA) 2 $330,000 $165,000 $7,600 4.69%
AUBURN-OPELIKA, AL (FHA|USDA|VA) 1 $325,000 $325,000 $6,327 3.25%
Logansport, IN (FHA|USDA|VA) 3 $325,000 $108,333 $4,703 4.62%
Adrian, MI (FHA|USDA|VA) 1 $325,000 $325,000 $12,072 4.50%
BARNSTABLE TOWN, MA (FHA|USDA|VA) 1 $325,000 $325,000 $7,934 4.75%
BEND, OR (FHA|USDA|VA) 1 $325,000 $325,000 $3,785 4.13%
MIDLAND, MI (FHA|USDA|VA) 2 $320,000 $160,000 $2,787 3.74%
FARGO, ND-MN (FHA|USDA|VA) 1 $315,000 $315,000 $3,149 3.88%
Winona, MN (FHA|USDA|VA) 3 $315,000 $105,000 $2,394 5.50%
Garden City, KS (FHA|USDA|VA) 1 $315,000 $315,000 $9,500 3.63%
LOGAN, UT-ID (FHA|USDA|VA) 1 $315,000 $315,000 $4,916 3.50%
READING, PA (FHA|USDA|VA) 2 $310,000 $155,000 $4,246 4.44%
GAINESVILLE, FL (FHA|USDA|VA) 1 $305,000 $305,000 $11,640 5.75%
CaƱon City, CO (FHA|USDA|VA) 1 $305,000 $305,000 $2,861 3.88%
Sterling, CO (FHA|USDA|VA) 1 $305,000 $305,000 $2,302 3.75%
NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) 2 $300,000 $150,000 $2,991 4.38%
Brenham, TX (FHA|USDA|VA) 2 $300,000 $150,000 $7,045 4.55%
CHATTANOOGA, TN-GA (FHA|USDA|VA) 2 $300,000 $150,000 $3,676 4.50%
Cadillac, MI (FHA|USDA|VA) 1 $295,000 $295,000 $1,997 4.13%
LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) 3 $295,000 $98,333 $5,519 4.75%
FOND DU LAC, WI (FHA|USDA|VA) 2 $290,000 $145,000 $5,268 5.00%
Talladega-Sylacauga, AL (FHA|USDA|VA) 2 $290,000 $145,000 $7,440 4.44%
CLARKSVILLE, TN-KY (FHA|USDA|VA) 2 $290,000 $145,000 $1,841 4.75%
Thomasville, GA (FHA|USDA|VA) 1 $285,000 $285,000 $7,793 5.63%
San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) 1 $285,000 $285,000 $6,541 3.75%
Seneca, SC (FHA|USDA|VA) 1 $285,000 $285,000 $3,082 3.50%
AMARILLO, TX (FHA|USDA|VA) 2 $280,000 $140,000 $6,677 5.16%
Marion, IN (FHA|USDA|VA) 3 $275,000 $91,667 $2,526 4.13%
STOCKTON, CA (FHA|USDA|VA) 1 $275,000 $275,000 $5,881 3.75%
MORRISTOWN, TN (FHA|USDA|VA) 2 $270,000 $135,000 $4,091 4.09%
BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) 2 $270,000 $135,000 $4,230 4.38%
HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) 1 $265,000 $265,000 $10,373 5.50%
Borger, TX (FHA|USDA|VA) 1 $265,000 $265,000 $5,016 4.25%
COLUMBIA, SC (FHA|USDA|VA) 1 $265,000 $265,000 $3,790 5.13%
EAST STROUDSBURG, PA (FHA|USDA|VA) 2 $260,000 $130,000 $3,688 4.63%
Lebanon, MO (FHA|USDA|VA) 2 $260,000 $130,000 $4,647 4.75%
SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) 2 $250,000 $125,000 $5,082 4.19%
SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) 1 $245,000 $245,000 $3,139 3.38%
GRAND FORKS, ND-MN (FHA|USDA|VA) 1 $245,000 $245,000 $6,869 3.63%
Pittsburg, KS (FHA|USDA|VA) 2 $240,000 $120,000 $2,421 4.06%
Clearlake, CA (FHA|USDA|VA) 1 $235,000 $235,000 $9,398 4.00%
DOVER, DE (FHA|USDA|VA) 1 $235,000 $235,000 $3,926 4.50%
FORT SMITH, AR-OK (FHA|USDA|VA) 1 $235,000 $235,000 $9,877 3.63%
WALLA WALLA, WA (FHA|USDA|VA) 1 $235,000 $235,000 $3,528 3.99%
PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) 1 $235,000 $235,000 $12,179 4.50%
Rockport, TX (FHA|USDA|VA) 1 $235,000 $235,000 $6,127 3.45%
Charleston-Mattoon, IL (FHA|USDA|VA) 3 $235,000 $78,333 $4,460 4.92%
Pampa, TX (FHA|USDA|VA) 2 $230,000 $115,000 $7,518 4.88%
BLOOMINGTON, IN (FHA|USDA|VA) 1 $225,000 $225,000 $2,831 4.00%
Alice, TX (FHA|USDA|VA) 1 $225,000 $225,000 $6,614 4.13%
PANAMA CITY, FL (FHA|USDA|VA) 1 $225,000 $225,000 $2,946 4.00%
Sandpoint, ID (FHA|USDA|VA) 1 $225,000 $225,000 $7,637 4.25%
Sedalia, MO (FHA|USDA|VA) 2 $220,000 $110,000 $5,583 5.00%
HOMOSASSA SPRINGS, FL (FHA|USDA|VA) 2 $220,000 $110,000 $2,971 4.81%
Granbury, TX (FHA|USDA|VA) 1 $215,000 $215,000 $8,502 4.25%
EL PASO, TX (FHA|USDA|VA) 1 $215,000 $215,000 $4,297 4.12%
Corsicana, TX (FHA|USDA|VA) 1 $215,000 $215,000 $3,950 3.88%
LANSING-EAST LANSING, MI (FHA|USDA|VA) 1 $215,000 $215,000 $7,664 5.13%
FRESNO, CA (FHA|USDA|VA) 1 $215,000 $215,000 $4,935 4.13%
Tupelo, MS (FHA|USDA|VA) 1 $205,000 $205,000 $3,285 4.38%
VISALIA, CA (FHA|USDA|VA) 1 $205,000 $205,000 $11,130 4.50%
LYNCHBURG, VA (FHA|USDA|VA) 1 $205,000 $205,000 $4,354 4.13%
Zapata, TX (FHA|USDA|VA) 1 $195,000 $195,000 $5,355 4.88%
Union City, TN (FHA|USDA|VA) 1 $195,000 $195,000 $8,155 4.00%
GREENVILLE-ANDERSON, SC (FHA|USDA|VA) 1 $195,000 $195,000 $6,355 4.75%
Macomb, IL (FHA|USDA|VA) 1 $185,000 $185,000 $5,397 3.88%
Bardstown, KY (FHA|USDA|VA) 1 $185,000 $185,000 $11,151 5.50%
COLUMBUS, GA-AL (FHA|USDA|VA) 1 $185,000 $185,000 $10,342 4.13%
THE VILLAGES, FL (FHA|USDA|VA) 1 $185,000 $185,000 $4,378 4.12%
Mineral Wells, TX (FHA|USDA|VA) 1 $185,000 $185,000 $10,457 5.63%
Maryville, MO (FHA|USDA|VA) 2 $180,000 $90,000 $4,561 4.81%
Great Bend, KS (FHA|USDA|VA) 1 $175,000 $175,000 $7,566 4.63%
Frankfort, KY (FHA|USDA|VA) 1 $175,000 $175,000 $3,295 3.75%
Jefferson, GA (FHA|USDA|VA) 1 $175,000 $175,000 $4,850 4.13%
Galesburg, IL (FHA|USDA|VA) 2 $170,000 $85,000 $4,299 4.25%
Huntsville, TX (FHA|USDA|VA) 1 $165,000 $165,000 $8,683 5.63%
VALDOSTA, GA (FHA|USDA|VA) 1 $165,000 $165,000 $7,044 4.50%
Gainesville, TX (FHA|USDA|VA) 1 $165,000 $165,000 $7,759 5.30%
GADSDEN, AL (FHA|USDA|VA) 1 $165,000 $165,000 $4,935 4.50%
Bemidji, MN (FHA|USDA|VA) 1 $165,000 $165,000 $4,558 3.50%
Show Low, AZ (FHA|USDA|VA) 1 $165,000 $165,000 $2,667 4.63%
TALLAHASSEE, FL (FHA|USDA|VA) 1 $165,000 $165,000 $150 4.13%
Stephenville, TX (FHA|USDA|VA) 1 $165,000 $165,000 $7,978 4.63%
Dodge City, KS (FHA|USDA|VA) 1 $155,000 $155,000 $2,691 3.38%
Richmond-Berea, KY (FHA|USDA|VA) 1 $155,000 $155,000 $5,606 4.00%
YORK-HANOVER, PA (FHA|USDA|VA) 1 $155,000 $155,000 $7,993 5.00%
Grants, NM (FHA|USDA|VA) 1 $155,000 $155,000 $6,323 3.38%
KNOXVILLE, TN (FHA|USDA|VA) 1 $155,000 $155,000 $8,786 5.13%
Coos Bay, OR (FHA|USDA|VA) 1 $155,000 $155,000 $4,786 5.25%
El Campo, TX (FHA|USDA|VA) 1 $155,000 $155,000 $9,428 5.63%
Lewisburg, TN (FHA|USDA|VA) 1 $155,000 $155,000 $9,962 3.63%
JOHNSON CITY, TN (FHA|USDA|VA) 1 $155,000 $155,000 $5,448 4.38%
St. Marys, GA (FHA|USDA|VA) 2 $150,000 $75,000 $3,033 2.81%
Crossville, TN (FHA|USDA|VA) 1 $145,000 $145,000 $5,773 5.13%
VICTORIA, TX (FHA|USDA|VA) 1 $145,000 $145,000 $4,908 4.13%
YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) 1 $145,000 $145,000 $2,394 4.50%
Paris, TX (FHA|USDA|VA) 1 $145,000 $145,000 $4,780 4.88%
NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) 1 $135,000 $135,000 $6,135 4.38%
LEXINGTON-FAYETTE, KY (FHA|USDA|VA) 1 $135,000 $135,000 $2,724 4.50%
LEWISTON, ID-WA (FHA|USDA|VA) 1 $135,000 $135,000 $3,256 4.99%
Sebastian-Vero Beach, FL (FHA|USDA|VA) 1 $135,000 $135,000 $5,781 4.63%
DOTHAN, AL (FHA|USDA|VA) 1 $135,000 $135,000 $5,268 5.13%
Coffeyville, KS (FHA|USDA|VA) 1 $135,000 $135,000 $5,777 5.50%
Athens, TN (FHA|USDA|VA) 1 $135,000 $135,000 $2,763 4.12%
OKLAHOMA CITY, OK (FHA|USDA|VA) 2 $130,000 $65,000 $3,597 5.19%
Fort Madison-Keokuk, IA-IL-MO (FHA|USDA|VA) 1 $125,000 $125,000 $824 4.75%
Vernal, UT (FHA|USDA|VA) 1 $125,000 $125,000 $5,136 3.88%
SPARTANBURG, SC (FHA|USDA|VA) 1 $125,000 $125,000 $5,370 4.63%
JONESBORO, AR (FHA|USDA|VA) 1 $125,000 $125,000 $4,553 5.88%
DECATUR, IL (FHA|USDA|VA) 1 $125,000 $125,000 $5,751 5.63%
OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) 1 $125,000 $125,000 $3,356 3.50%
Manitowoc, WI (FHA|USDA|VA) 1 $125,000 $125,000 $2,466 3.38%
LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) 1 $125,000 $125,000 $4,764 4.25%
Baraboo, WI (FHA|USDA|VA) 2 $120,000 $60,000 $4,176 4.50%
CAPE GIRARDEAU, MO-IL (FHA|USDA|VA) 1 $115,000 $115,000 $5,786 4.63%
ELIZABETHTOWN-FORT KNOX, KY (FHA|USDA|VA) 1 $115,000 $115,000 $4,675 4.13%
Mount Pleasant, TX (FHA|USDA|VA) 1 $115,000 $115,000 $7,509 5.63%
HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) 1 $115,000 $115,000 $4,480 4.25%
CINCINNATI, OH-KY-IN (FHA|USDA|VA) 1 $115,000 $115,000 $2,792 4.38%
Jacksonville, TX (FHA|USDA|VA) 1 $115,000 $115,000 $7,004 5.13%
CHAMBERSBURG-WAYNESBORO, PA (FHA|USDA|VA) 1 $115,000 $115,000 $4,328 4.75%
WARNER ROBINS, GA (FHA|USDA|VA) 1 $115,000 $115,000 $3,178 4.38%
Brownwood, TX (FHA|USDA|VA) 1 $115,000 $115,000 $7,329 3.88%
West Point, MS (FHA|USDA|VA) 1 $115,000 $115,000 $4,601 4.88%
Emporia, KS (FHA|USDA|VA) 1 $105,000 $105,000 $6,241 5.13%
Wisconsin Rapids-Marshfield, WI (FHA|USDA|VA) 1 $105,000 $105,000 $4,174 5.13%
FLORENCE, SC (FHA|USDA|VA) 1 $105,000 $105,000 $6,349 5.13%
Fairmont, MN (FHA|USDA|VA) 1 $105,000 $105,000 $2,690 4.05%
London, KY (FHA|USDA|VA) 1 $105,000 $105,000 $4,915 4.25%
Bonham, TX (FHA|USDA|VA) 1 $105,000 $105,000 $6,434 4.99%
Mount Sterling, KY (FHA|USDA|VA) 1 $95,000 $95,000 $3,556 4.13%
Dixon, IL (FHA|USDA|VA) 1 $95,000 $95,000 $2,336 5.13%
SHEBOYGAN, WI (FHA|USDA|VA) 1 $95,000 $95,000 $4,294 4.05%
Lincoln, IL (FHA|USDA|VA) 1 $95,000 $95,000 $4,430 4.50%
EVANSVILLE, IN-KY (FHA|USDA|VA) 2 $90,000 $45,000 $5,934 2.56%
JEFFERSON CITY, MO (FHA|USDA|VA) 1 $85,000 $85,000 $3,199 4.75%
TOLEDO, OH (FHA|USDA|VA) 1 $85,000 $85,000 $2,431 3.38%
Georgetown, SC (FHA|USDA|VA) 1 $85,000 $85,000 $3,989 4.38%
Marshall, MO (FHA|USDA|VA) 2 $80,000 $40,000 $2,356 2.81%
BOWLING GREEN, KY (FHA|USDA|VA) 2 $80,000 $40,000 $4,800 4.88%
Sterling, IL (FHA|USDA|VA) 1 $75,000 $75,000 $2,597 5.63%
HUNTSVILLE, AL (FHA|USDA|VA) 1 $75,000 $75,000 $3,209 4.38%
ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) 1 $75,000 $75,000 $3,089 3.75%
Snyder, TX (FHA|USDA|VA) 1 $65,000 $65,000 $4,144 4.75%
Oil City, PA (FHA|USDA|VA) 1 $65,000 $65,000 $4,177 5.13%
Norwalk, OH (FHA|USDA|VA) 1 $65,000 $65,000 $5,537 5.25%
Hays, KS (FHA|USDA|VA) 1 $55,000 $55,000 $4,900 5.13%
Jacksonville, IL (FHA|USDA|VA) 1 $55,000 $55,000 $3,327 4.63%
Leaderone Financial Corporation's top markets include Minneapolis, Kansas City, Las Vegas, Seattle, and Chicago among others.

Their top states include:
  • Minnesota (FHA|USDA|VA)
  • Washington (FHA|USDA|VA)
  • Colorado (FHA|USDA|VA)
  • Missouri (FHA|USDA|VA)
  • Nevada (FHA|USDA|VA)
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    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 7,339 $1,700,215,000 $231,668 $3,933 4.07%
    FHA 3,094 $600,560,000 $194,105 $7,524 4.54%
    VA 989 $245,495,000 $248,225 $5,379 4.12%
    USDA 240 $36,000,000 $150,000 $4,688 4.24%

    For 2019, Leaderone Financial Corporation's most frequently originated type of loan was Conventional, with 7,339 originations. Their 2nd most popular type was FHA, with 3,094 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Home Purchase 8,330 $1,724,290,000 $206,998 $5,330 4.22%
    Refi 1,944 $523,990,000 $269,542 $3,804 3.97%
    Cash Out Refi 1,388 $333,990,000 $240,627 $5,165 4.40%

    For 2019, Leaderone Financial Corporation's most frequently cited loan purpose was Home Purchase, with 8,330 originations. The 2nd most popular reason was Refi, with 1,944 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 10,848 $2,439,480,000 $224,878 $5,175 4.25%
    15 Year 381 $79,645,000 $209,042 $3,513 3.73%
    10 Year 200 $3,540,000 $17,700 $903 2.76%
    20 Year 170 $42,490,000 $249,941 $3,297 4.14%
    Other 63 $17,115,000 $271,667 $3,243 3.93%

    For 2019, Leaderone Financial Corporation's most frequently cited loan duration was 30 Year, with 10,848 originations. The 2nd most popular length was 15 Year, with 381 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $1k-2k 5,385 $1,199,085,000 $222,671
    $2k-3k 1,688 $370,490,000 $219,485
    $<1k 1,521 $313,195,000 $205,914
    $3k-4k 884 $210,810,000 $238,473
    $4k-5k 454 $130,080,000 $286,520
    $5k+ 431 $149,635,000 $347,181

    Leaderone Financial Corporation's average total fees were $5,175, while their most frequently occuring range of origination fees (closing costs) were in the $1k-2k bucket, with 5,385 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    4-5% 5,271 $1,167,655,000 $221,524
    3-4% 4,454 $1,121,380,000 $251,769
    5-6% 1,486 $276,360,000 $185,976
    <2.5% 378 $2,470,000 $6,534
    6-7% 45 $8,685,000 $193,000
    2.5-3% 15 $4,935,000 $329,000
    7-8% 12 $670,000 $55,833
    Over 8% 1 $115,000 $115,000

    During 2019, Leaderone Financial Corporation's average interest rate for loans was 4.25%, while their most frequently originated rate bucket for loans was 4-5%, with 5,271 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $200k-400k 5,147 $1,422,205,000 $276,317 $5,626 4.24%
    $100k-200k 4,132 $636,350,000 $154,005 $4,680 4.43%
    $100,000 or less 1,438 $76,260,000 $53,032 $2,978 3.44%
    $400k-600k 878 $399,730,000 $455,273 $5,965 4.11%
    $600k-1MM 66 $46,560,000 $705,455 $7,826 4.40%
    $1MM+ 1 $1,165,000 $1,165,000 $22,551 6.50%

    2019 saw Leaderone Financial Corporation place emphasis on $200k-400k loans with 5,147 originations, totaling $1,422,205,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $50k-75k 3,367 $629,955,000 $187,097 $5,180 4.19%
    $50k or less 2,356 $303,030,000 $128,621 $4,563 4.14%
    $75k-100k 2,239 $522,705,000 $233,455 $5,410 4.25%
    $100k-150k 2,138 $599,910,000 $280,594 $5,203 4.26%
    $150k-250k 1,044 $353,990,000 $339,071 $4,921 4.24%
    $250k+ 264 $107,050,000 $405,492 $5,177 4.23%

    Leaderone Financial Corporation lent most frequently to those with incomes in the $50k-75k range, with 3,367 originations. The second most popular income band? $50k or less, with 2,356 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    30-36% 1,967 $439,565,000 $223,470 $4,800 4.20%
    20-30% 1,862 $405,960,000 $218,024 $4,246 4.14%
    50-60% 871 $180,875,000 $207,664 $7,502 4.25%
    44% 580 $132,570,000 $228,569 $5,097 4.26%
    42% 542 $126,620,000 $233,616 $5,013 4.17%
    43% 516 $116,410,000 $225,601 $5,159 4.23%
    49% 505 $117,665,000 $233,000 $5,692 4.34%
    40% 475 $105,275,000 $221,632 $4,845 4.26%
    41% 474 $106,860,000 $225,443 $5,273 4.31%
    <20% 463 $102,755,000 $221,933 $3,791 4.11%
    38% 442 $94,990,000 $214,910 $4,961 4.30%
    39% 428 $95,010,000 $221,986 $5,002 4.23%
    45% 420 $94,230,000 $224,357 $5,271 4.18%
    37% 407 $86,625,000 $212,838 $4,737 4.12%
    48% 398 $88,160,000 $221,508 $5,458 4.23%
    36% 389 $80,205,000 $206,183 $4,953 4.25%
    46% 371 $80,775,000 $217,722 $5,439 4.17%
    47% 340 $73,600,000 $216,471 $5,624 4.17%
    >60% 21 $4,985,000 $237,381 $6,336 3.53%

    Leaderone Financial Corporation lent most frequently to those with DTI ratios of 30-36%, with 1,967 originations. The next most common DTI ratio? 20-30%, with 1,862 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 9,897 $2,200,965,000 $222,387 $4,951 4.20%
    Black 694 $140,520,000 $202,478 $6,085 4.22%
    Not provided 659 $138,305,000 $209,871 $5,112 4.18%
    Asian 292 $74,760,000 $256,027 $5,407 4.24%
    American Indian 68 $14,570,000 $214,265 $5,772 4.05%
    Native Hawaiian or Islander 41 $10,205,000 $248,902 $6,865 4.29%
    Other Asian 4 $1,280,000 $320,000 $8,885 5.00%
    Other Pacific Islander 2 $770,000 $385,000 $10,214 5.06%
    Asian Indian 2 $420,000 $210,000 $3,583 3.75%
    Filipino 2 $390,000 $195,000 $6,778 4.00%
    Samoan 1 $85,000 $85,000 $3,996 4.38%

    Approval Rates

    Total approvals of all applications
    88.41%

    Leaderone Financial Corporation has an average approval rate.

    Pick Rate

    Approvals leading to origination
    70.37%

    Leaderone Financial Corporation has a below average pick rate.

    Points and Fees

    Points Originations Total Value Average Loan
    1608.0 1 $155,000 $155,000
    2718.5 1 $95,000 $95,000
    NA 11,660 $2,582,020,000 $221,443

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    Single Family (1-4 Units):Manufactured 145 $23,275,000 $160,517
    Single Family (1-4 Units):Site-Built 11,517 $2,558,995,000 $222,193

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 156 $23,640,000 $151,538 $3,334 4.20%
    40-60% 530 $117,790,000 $222,245 $3,680 4.11%
    60-80% 2,652 $673,050,000 $253,790 $4,167 4.31%
    80-100% 7,600 $1,711,880,000 $225,247 $5,560 4.36%
    Over 100% 193 $49,855,000 $258,316 $8,546 4.25%
    Under 20% 527 $4,985,000 $9,459 $323 1.41%

    Complaints

    Bank Name Product Issue 2019 CPFB Complaints % of Total Issues
    LEADER ONE FINANCIAL CORPORATION Conventional home mortgage Applying for a mortgage or refinancing an existing mortgage 1 50.0%
    LEADER ONE FINANCIAL CORPORATION FHA mortgage Applying for a mortgage or refinancing an existing mortgage 1 50.0%