Leaderone Financial Corporation Mortgage Rates, Fees & Info

TOPEKA, KS

LEI: 5493000NYUJT9UC6G261

Tax ID: 48-1148159

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Mortgage Data

Review & Overview

Leaderone Financial Corporation is a mid-sized mortgage company specializing in Home Purchase and Refi loans. Leaderone Financial Corporation has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. Their top markets by origination volume include: Minneapolis, Kansas City, Chicago, Seattle, and Denver among others. We have data for 443 markets. (Some data included below & more in-depth data is available with an active subscription.)

Leaderone Financial Corporation has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Leaderone Financial Corporation is typically a low fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.

We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.

SimulatedRates™

Mortgage Type
Simulated Rate Simulation Date
30 Year Conventional Purchase 6.73% 5/5/24
30 Year Conventional Refi 6.65% 5/5/24
30 Year Cash-out Refi 6.85% 5/5/24
30 Year FHA Purchase 7.71% 5/5/24
30 Year FHA Refi 7.23% 5/5/24
30 Year VA Purchase 6.55% 5/5/24
30 Year VA Refi 5.98% 5/5/24
30 Year USDA Purchase 7.07% 5/5/24
15 Year Conventional Purchase 6.34% 5/5/24
15 Year Conventional Refi 6.20% 5/5/24
15 Year Cash-out Refi 6.20% 5/5/24
15 Year VA Purchase 6.06% 5/5/24
These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

Leaderone Financial Corporation Mortgage Calculator






Your Estimates

Estimated Loan Payment: Update the calculator values and click calculate payment!

This is not an official calculator from Leaderone Financial Corporation. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

The default purchase price is the median sales price across the US for 2022Q4, per FRED.


Originations

21,499

Origination Dollar Volume (All Markets)

$5,378,755,000
Show all (51) awards

Top Markets

Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

Market Originations Total Value Average Loan Average Fees Average Rate
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) 3,819 $1,061,275,000 $277,893 $3,718 3.07%
KANSAS CITY, MO-KS (FHA|USDA|VA) 2,142 $437,600,000 $204,295 $3,850 3.13%
Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 1,419 $311,915,000 $219,813 $5,407 3.21%
Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) 819 $283,765,000 $346,477 $5,206 3.14%
DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 806 $283,280,000 $351,464 $4,502 3.17%
PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 1,074 $278,730,000 $259,525 $4,534 3.20%
LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) 581 $169,285,000 $291,368 $4,899 3.28%
Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) 458 $140,320,000 $306,376 $4,026 3.14%
Outside of Metro Areas 758 $140,110,000 $184,842 $4,111 3.22%
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 402 $124,880,000 $310,647 $3,276 3.01%
Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 433 $111,595,000 $257,725 $5,945 3.26%
SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) 408 $99,800,000 $244,608 $4,640 3.10%
PROVO-OREM, UT (FHA|USDA|VA) 320 $98,430,000 $307,594 $3,713 3.09%
WICHITA, KS (FHA|USDA|VA) 566 $90,340,000 $159,611 $4,651 3.22%
HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 387 $88,015,000 $227,429 $6,931 3.23%
ST. LOUIS, MO-IL (FHA|USDA|VA) 370 $74,990,000 $202,676 $3,471 3.14%
MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) 367 $71,675,000 $195,300 $3,570 3.18%
PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) 197 $65,055,000 $330,228 $4,131 3.05%
Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) 123 $61,715,000 $501,748 $4,112 3.11%
MANCHESTER-NASHUA, NH (FHA|USDA|VA) 208 $53,400,000 $256,731 $4,616 3.18%
COLORADO SPRINGS, CO (FHA|USDA|VA) 181 $52,125,000 $287,983 $3,591 3.35%
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 143 $41,195,000 $288,077 $5,299 2.98%
KILLEEN-TEMPLE, TX (FHA|USDA|VA) 209 $38,095,000 $182,273 $5,131 3.17%
Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 96 $36,100,000 $376,042 $6,370 3.00%
FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) 142 $34,490,000 $242,887 $4,047 3.22%
BANGOR, ME (FHA|USDA|VA) 183 $33,605,000 $183,634 $4,446 3.03%
GREELEY, CO (FHA|USDA|VA) 100 $32,780,000 $327,800 $5,438 3.18%
BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) 169 $31,825,000 $188,314 $5,645 3.41%
BELLINGHAM, WA (FHA|USDA|VA) 103 $31,605,000 $306,845 $3,272 2.92%
KOKOMO, IN (FHA|USDA|VA) 186 $30,750,000 $165,323 $3,492 3.29%
SALT LAKE CITY, UT (FHA|USDA|VA) 94 $29,490,000 $313,723 $3,946 3.03%
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) 106 $27,560,000 $260,000 $5,301 3.31%
Athens, TX (FHA|USDA|VA) 89 $26,655,000 $299,494 $5,494 3.22%
PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) 97 $24,845,000 $256,134 $4,397 3.23%
OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) 89 $24,175,000 $271,629 $4,720 3.04%
EAU CLAIRE, WI (FHA|USDA|VA) 157 $23,735,000 $151,178 $3,185 3.01%
MANHATTAN, KS (FHA|USDA|VA) 111 $22,495,000 $202,658 $4,064 3.03%
PEORIA, IL (FHA|USDA|VA) 168 $20,620,000 $122,738 $3,388 2.76%
Concord, NH (FHA|USDA|VA) 74 $18,880,000 $255,135 $4,818 3.22%
OKLAHOMA CITY, OK (FHA|USDA|VA) 72 $17,920,000 $248,889 $4,246 2.66%
BOULDER, CO (FHA|USDA|VA) 43 $16,895,000 $392,907 $4,634 3.35%
SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) 57 $15,895,000 $278,860 $7,250 3.17%
AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 52 $15,230,000 $292,885 $5,899 3.34%
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) 46 $15,180,000 $330,000 $5,250 2.95%
ST. CLOUD, MN (FHA|USDA|VA) 73 $14,075,000 $192,808 $3,452 3.07%
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) 47 $13,725,000 $292,021 $5,364 3.02%
INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) 76 $13,380,000 $176,053 $3,734 3.81%
Oak Harbor, WA (FHA|USDA|VA) 39 $12,895,000 $330,641 $4,541 3.06%
SPRINGFIELD, IL (FHA|USDA|VA) 83 $12,705,000 $153,072 $4,036 3.35%
OGDEN-CLEARFIELD, UT (FHA|USDA|VA) 40 $12,570,000 $314,250 $4,001 2.93%
SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) 29 $12,065,000 $416,034 $4,678 2.93%
CLEVELAND-ELYRIA, OH (FHA|USDA|VA) 67 $11,455,000 $170,970 $5,045 3.17%
FORT COLLINS, CO (FHA|USDA|VA) 28 $10,580,000 $377,857 $5,180 3.16%
Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 28 $10,520,000 $375,714 $6,363 3.12%
LOUISVILLE, KY (FHA|USDA|VA) 47 $10,055,000 $213,936 $2,817 3.14%
BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) 31 $9,885,000 $318,871 $5,124 2.94%
MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) 33 $9,655,000 $292,576 $4,455 2.91%
Columbus, MS (FHA|USDA|VA) 58 $9,610,000 $165,690 $6,089 3.52%
ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 33 $9,435,000 $285,909 $5,384 2.99%
RALEIGH-CARY, NC (FHA|USDA|VA) 40 $9,080,000 $227,000 $4,531 3.03%
Brainerd, MN (FHA|USDA|VA) 33 $9,025,000 $273,485 $3,222 2.89%
Faribault-Northfield, MN (FHA|USDA|VA) 33 $8,305,000 $251,667 $3,812 3.13%
San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) 13 $8,075,000 $621,154 $3,534 3.08%
Warrensburg, MO (FHA|USDA|VA) 35 $7,325,000 $209,286 $4,139 3.09%
LAREDO, TX (FHA|USDA|VA) 40 $7,030,000 $175,750 $7,650 3.64%
BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) 46 $6,730,000 $146,304 $6,358 3.19%
MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) 41 $6,695,000 $163,293 $6,980 3.59%
KANKAKEE, IL (FHA|USDA|VA) 40 $6,510,000 $162,750 $4,478 3.27%
DULUTH, MN-WI (FHA|USDA|VA) 29 $6,435,000 $221,897 $4,168 3.13%
Fergus Falls, MN (FHA|USDA|VA) 27 $6,325,000 $234,259 $3,173 3.05%
Outside of Metro Areas 21 $6,125,000 $291,667 $4,984 3.10%
TUCSON, AZ (FHA|USDA|VA) 30 $5,980,000 $199,333 $4,884 2.94%
Rio Grande City-Roma, TX (FHA|USDA|VA) 32 $5,940,000 $185,625 $7,093 3.83%
Aberdeen, WA (FHA|USDA|VA) 26 $5,720,000 $220,000 $5,253 3.17%
RACINE, WI (FHA|USDA|VA) 26 $5,690,000 $218,846 $3,910 3.05%
SAN ANGELO, TX (FHA|USDA|VA) 31 $5,675,000 $183,065 $4,634 3.56%
North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 21 $5,605,000 $266,905 $5,438 2.82%
ST. GEORGE, UT (FHA|USDA|VA) 19 $5,595,000 $294,474 $3,299 3.09%
Lebanon, NH-VT (FHA|USDA|VA) 29 $5,465,000 $188,448 $3,788 3.12%
OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) 13 $5,345,000 $411,154 $3,174 3.46%
AKRON, OH (FHA|USDA|VA) 27 $5,335,000 $197,593 $4,709 3.08%
Augusta-Waterville, ME (FHA|USDA|VA) 26 $5,300,000 $203,846 $5,139 3.27%
TOPEKA, KS (FHA|USDA|VA) 30 $5,260,000 $175,333 $3,872 3.11%
Laconia, NH (FHA|USDA|VA) 21 $4,635,000 $220,714 $4,095 3.07%
JACKSONVILLE, FL (FHA|USDA|VA) 18 $4,500,000 $250,000 $4,799 2.76%
Keene, NH (FHA|USDA|VA) 18 $4,480,000 $248,889 $5,534 3.18%
ROCHESTER, MN (FHA|USDA|VA) 20 $4,480,000 $224,000 $3,775 2.90%
Menomonie, WI (FHA|USDA|VA) 28 $4,390,000 $156,786 $4,016 3.09%
Salina, KS (FHA|USDA|VA) 24 $4,380,000 $182,500 $6,481 3.01%
NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) 12 $4,370,000 $364,167 $4,491 2.90%
VICTORIA, TX (FHA|USDA|VA) 24 $4,210,000 $175,417 $6,155 3.51%
EVANSVILLE, IN-KY (FHA|USDA|VA) 30 $4,020,000 $134,000 $3,053 3.22%
Shelton, WA (FHA|USDA|VA) 14 $3,940,000 $281,429 $4,744 3.11%
ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) 18 $3,820,000 $212,222 $7,284 3.48%
LEWISTON-AUBURN, ME (FHA|USDA|VA) 21 $3,805,000 $181,190 $4,907 3.58%
Detroit-Warren-Dearborn, MI (FHA|USDA|VA) 14 $3,730,000 $266,429 $2,752 3.16%
FORT SMITH, AR-OK (FHA|USDA|VA) 23 $3,725,000 $161,957 $3,941 3.29%
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) 15 $3,675,000 $245,000 $4,216 2.90%
Brenham, TX (FHA|USDA|VA) 15 $3,635,000 $242,333 $6,786 3.25%
FLAGSTAFF, AZ (FHA|USDA|VA) 14 $3,620,000 $258,571 $2,826 2.96%
SPRINGFIELD, MO (FHA|USDA|VA) 20 $3,410,000 $170,500 $5,117 3.23%
SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) 10 $3,380,000 $338,000 $4,149 3.09%
Peru, IN (FHA|USDA|VA) 27 $3,275,000 $121,296 $3,068 3.38%
Watertown-Fort Atkinson, WI (FHA|USDA|VA) 17 $3,245,000 $190,882 $3,719 3.27%
Winfield, KS (FHA|USDA|VA) 31 $3,235,000 $104,355 $3,998 3.36%
CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 14 $3,230,000 $230,714 $4,402 3.12%
Moses Lake, WA (FHA|USDA|VA) 13 $3,215,000 $247,308 $5,077 2.78%
Centralia, WA (FHA|USDA|VA) 16 $3,190,000 $199,375 $5,578 2.78%
PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) 14 $3,150,000 $225,000 $4,969 3.08%
CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 13 $3,095,000 $238,077 $4,258 3.06%
Quincy, IL-MO (FHA|USDA|VA) 22 $3,010,000 $136,818 $3,222 3.09%
Red Wing, MN (FHA|USDA|VA) 14 $2,920,000 $208,571 $3,106 3.21%
Heber, UT (FHA|USDA|VA) 7 $2,885,000 $412,143 $3,276 3.16%
Breckenridge, CO (FHA|USDA|VA) 6 $2,880,000 $480,000 $2,570 2.94%
Holland, MI (FHA|USDA|VA) 10 $2,830,000 $283,000 $3,180 2.99%
LAWRENCE, KS (FHA|USDA|VA) 16 $2,830,000 $176,875 $3,354 3.48%
Grand Rapids, MN (FHA|USDA|VA) 12 $2,720,000 $226,667 $2,790 3.04%
TUSCALOOSA, AL (FHA|USDA|VA) 19 $2,675,000 $140,789 $5,415 3.56%
Cedar City, UT (FHA|USDA|VA) 10 $2,670,000 $267,000 $3,759 2.89%
WORCESTER, MA-CT (FHA|USDA|VA) 9 $2,645,000 $293,889 $4,092 2.65%
New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) 9 $2,625,000 $291,667 $4,287 3.08%
Whitewater, WI (FHA|USDA|VA) 9 $2,575,000 $286,111 $2,705 3.26%
GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) 8 $2,480,000 $310,000 $3,425 3.06%
Show Low, AZ (FHA|USDA|VA) 11 $2,455,000 $223,182 $4,250 3.02%
NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) 11 $2,415,000 $219,545 $4,556 3.09%
HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) 11 $2,385,000 $216,818 $5,828 2.94%
MADISON, WI (FHA|USDA|VA) 11 $2,365,000 $215,000 $3,530 2.84%
ST. JOSEPH, MO-KS (FHA|USDA|VA) 15 $2,325,000 $155,000 $3,781 3.32%
WENATCHEE, WA (FHA|USDA|VA) 6 $2,230,000 $371,667 $4,706 3.21%
ANN ARBOR, MI (FHA|USDA|VA) 8 $2,210,000 $276,250 $3,323 2.91%
Ottawa, KS (FHA|USDA|VA) 16 $2,160,000 $135,000 $3,454 3.24%
CHATTANOOGA, TN-GA (FHA|USDA|VA) 10 $2,140,000 $214,000 $4,666 2.84%
Port Angeles, WA (FHA|USDA|VA) 7 $2,065,000 $295,000 $6,221 3.34%
SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) 5 $2,045,000 $409,000 $2,312 3.26%
KENNEWICK-RICHLAND, WA (FHA|USDA|VA) 8 $2,030,000 $253,750 $5,277 2.64%
Hutchinson, MN (FHA|USDA|VA) 11 $2,025,000 $184,091 $4,374 3.00%
Edwards, CO (FHA|USDA|VA) 6 $2,010,000 $335,000 $2,891 3.17%
MANKATO, MN (FHA|USDA|VA) 10 $1,960,000 $196,000 $2,939 2.94%
Owatonna, MN (FHA|USDA|VA) 7 $1,885,000 $269,286 $5,309 3.20%
DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) 9 $1,885,000 $209,444 $5,124 3.12%
CORPUS CHRISTI, TX (FHA|USDA|VA) 7 $1,855,000 $265,000 $7,291 3.34%
LONGVIEW, WA (FHA|USDA|VA) 7 $1,835,000 $262,143 $3,493 2.70%
Payson, AZ (FHA|USDA|VA) 6 $1,790,000 $298,333 $3,178 3.17%
Snyder, TX (FHA|USDA|VA) 14 $1,780,000 $127,143 $5,770 3.37%
Dodge City, KS (FHA|USDA|VA) 11 $1,775,000 $161,364 $2,809 3.41%
ODESSA, TX (FHA|USDA|VA) 7 $1,725,000 $246,429 $6,889 3.34%
Willmar, MN (FHA|USDA|VA) 11 $1,725,000 $156,818 $3,190 3.62%
PUEBLO, CO (FHA|USDA|VA) 8 $1,710,000 $213,750 $4,065 2.91%
KNOXVILLE, TN (FHA|USDA|VA) 6 $1,680,000 $280,000 $7,626 3.08%
PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) 7 $1,665,000 $237,857 $5,355 3.55%
PORT ST. LUCIE, FL (FHA|USDA|VA) 6 $1,660,000 $276,667 $4,706 2.85%
FAYETTEVILLE, NC (FHA|USDA|VA) 10 $1,650,000 $165,000 $4,507 3.01%
LOGAN, UT-ID (FHA|USDA|VA) 6 $1,600,000 $266,667 $3,805 3.00%
PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) 7 $1,575,000 $225,000 $5,805 2.98%
BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) 5 $1,475,000 $295,000 $4,932 2.43%
LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) 8 $1,450,000 $181,250 $2,379 3.30%
SHERMAN-DENISON, TX (FHA|USDA|VA) 6 $1,440,000 $240,000 $5,237 3.06%
Sandpoint, ID (FHA|USDA|VA) 4 $1,440,000 $360,000 $6,304 3.13%
JANESVILLE-BELOIT, WI (FHA|USDA|VA) 9 $1,405,000 $156,111 $4,035 3.56%
Hutchinson, KS (FHA|USDA|VA) 12 $1,400,000 $116,667 $3,805 3.13%
CANTON-MASSILLON, OH (FHA|USDA|VA) 9 $1,395,000 $155,000 $5,105 3.01%
YAKIMA, WA (FHA|USDA|VA) 5 $1,385,000 $277,000 $3,590 3.03%
Bemidji, MN (FHA|USDA|VA) 8 $1,380,000 $172,500 $4,978 3.11%
LONGVIEW, TX (FHA|USDA|VA) 6 $1,360,000 $226,667 $7,192 3.46%
WALLA WALLA, WA (FHA|USDA|VA) 5 $1,355,000 $271,000 $5,858 3.13%
PUNTA GORDA, FL (FHA|USDA|VA) 6 $1,350,000 $225,000 $3,650 3.19%
PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) 5 $1,335,000 $267,000 $7,411 2.68%
LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) 7 $1,325,000 $189,286 $5,308 3.29%
SPRINGFIELD, MA (FHA|USDA|VA) 5 $1,325,000 $265,000 $7,352 2.85%
BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) 9 $1,295,000 $143,889 $5,814 3.21%
FLORENCE-MUSCLE SHOALS, AL (FHA|USDA|VA) 13 $1,265,000 $97,308 $4,502 3.72%
Traverse City, MI (FHA|USDA|VA) 4 $1,260,000 $315,000 $3,922 3.18%
BARNSTABLE TOWN, MA (FHA|USDA|VA) 5 $1,255,000 $251,000 $3,013 3.00%
ROCKFORD, IL (FHA|USDA|VA) 8 $1,220,000 $152,500 $5,441 3.22%
LUBBOCK, TX (FHA|USDA|VA) 6 $1,210,000 $201,667 $6,875 3.21%
Alexandria, MN (FHA|USDA|VA) 5 $1,195,000 $239,000 $2,960 2.99%
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) 4 $1,180,000 $295,000 $5,255 3.19%
MIDLAND, MI (FHA|USDA|VA) 6 $1,170,000 $195,000 $2,982 2.87%
IOWA CITY, IA (FHA|USDA|VA) 4 $1,160,000 $290,000 $1,861 2.87%
STOCKTON, CA (FHA|USDA|VA) 3 $1,155,000 $385,000 $3,069 2.71%
NILES, MI (FHA|USDA|VA) 3 $1,145,000 $381,667 $2,367 2.71%
FOND DU LAC, WI (FHA|USDA|VA) 6 $1,110,000 $185,000 $3,522 2.94%
YUMA, AZ (FHA|USDA|VA) 4 $1,110,000 $277,500 $6,030 2.63%
SAVANNAH, GA (FHA|USDA|VA) 4 $1,110,000 $277,500 $3,046 2.93%
Beaver Dam, WI (FHA|USDA|VA) 6 $1,100,000 $183,333 $4,752 3.46%
GAINESVILLE, FL (FHA|USDA|VA) 5 $1,095,000 $219,000 $5,846 2.93%
Branson, MO (FHA|USDA|VA) 9 $1,055,000 $117,222 $3,473 3.39%
MIDLAND, TX (FHA|USDA|VA) 5 $1,055,000 $211,000 $6,398 3.55%
FRESNO, CA (FHA|USDA|VA) 4 $1,040,000 $260,000 $5,058 3.19%
SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) 6 $1,040,000 $173,333 $2,649 3.00%
Jacksonville, TX (FHA|USDA|VA) 4 $1,030,000 $257,500 $4,580 2.84%
CARBONDALE-MARION, IL (FHA|USDA|VA) 6 $1,030,000 $171,667 $4,004 3.23%
RENO, NV (FHA|USDA|VA) 4 $1,020,000 $255,000 $4,662 3.12%
OCALA, FL (FHA|USDA|VA) 4 $1,020,000 $255,000 $7,290 2.75%
LEXINGTON-FAYETTE, KY (FHA|USDA|VA) 6 $1,010,000 $168,333 $3,442 3.31%
New Ulm, MN (FHA|USDA|VA) 4 $1,000,000 $250,000 $2,658 2.88%
COLUMBUS, OH (FHA|USDA|VA) 5 $995,000 $199,000 $6,373 3.18%
WILMINGTON, NC (FHA|USDA|VA) 3 $985,000 $328,333 $6,523 2.88%
WACO, TX (FHA|USDA|VA) 3 $975,000 $325,000 $7,554 2.83%
SHEBOYGAN, WI (FHA|USDA|VA) 5 $945,000 $189,000 $4,217 3.33%
Jasper, AL (FHA|USDA|VA) 7 $935,000 $133,571 $4,870 3.50%
GREENVILLE-ANDERSON, SC (FHA|USDA|VA) 5 $935,000 $187,000 $6,729 3.10%
Logansport, IN (FHA|USDA|VA) 6 $930,000 $155,000 $4,286 3.19%
SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) 5 $895,000 $179,000 $6,752 3.10%
Pahrump, NV (FHA|USDA|VA) 4 $880,000 $220,000 $4,221 2.88%
PITTSBURGH, PA (FHA|USDA|VA) 4 $880,000 $220,000 $5,729 3.72%
Berlin, NH (FHA|USDA|VA) 5 $875,000 $175,000 $4,700 3.07%
TULSA, OK (FHA|USDA|VA) 5 $865,000 $173,000 $5,507 3.23%
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) 5 $855,000 $171,000 $4,615 2.94%
MICHIGAN CITY-LA PORTE, IN (FHA|USDA|VA) 3 $845,000 $281,667 $5,947 3.63%
READING, PA (FHA|USDA|VA) 3 $845,000 $281,667 $5,484 3.08%
TYLER, TX (FHA|USDA|VA) 4 $820,000 $205,000 $5,137 3.47%
EL PASO, TX (FHA|USDA|VA) 4 $820,000 $205,000 $5,223 3.22%
BOISE CITY, ID (FHA|USDA|VA) 3 $815,000 $271,667 $4,747 3.37%
Steamboat Springs, CO (FHA|USDA|VA) 3 $815,000 $271,667 $3,412 2.92%
Lufkin, TX (FHA|USDA|VA) 4 $800,000 $200,000 $5,688 3.84%
FLINT, MI (FHA|USDA|VA) 5 $795,000 $159,000 $2,756 3.22%
ELKHART-GOSHEN, IN (FHA|USDA|VA) 2 $780,000 $390,000 $1,595 2.87%
OCEAN CITY, NJ (FHA|USDA|VA) 2 $770,000 $385,000 $5,068 2.81%
CHAMPAIGN-URBANA, IL (FHA|USDA|VA) 4 $770,000 $192,500 $2,279 2.94%
DECATUR, IL (FHA|USDA|VA) 7 $755,000 $107,857 $4,386 3.46%
Ellensburg, WA (FHA|USDA|VA) 2 $750,000 $375,000 $3,488 3.44%
Warsaw, IN (FHA|USDA|VA) 4 $740,000 $185,000 $3,051 2.94%
RICHMOND, VA (FHA|USDA|VA) 2 $740,000 $370,000 $3,950 2.75%
SIOUX FALLS, SD (FHA|USDA|VA) 2 $740,000 $370,000 $2,638 3.31%
LA CROSSE-ONALASKA, WI-MN (FHA|USDA|VA) 4 $740,000 $185,000 $2,641 3.63%
VALLEJO, CA (FHA|USDA|VA) 2 $730,000 $365,000 $4,611 2.75%
Fort Leonard Wood, MO (FHA|USDA|VA) 4 $730,000 $182,500 $4,431 3.47%
ALBUQUERQUE, NM (FHA|USDA|VA) 3 $715,000 $238,333 $5,409 3.18%
COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) 3 $715,000 $238,333 $6,734 3.25%
BLOOMINGTON, IL (FHA|USDA|VA) 4 $710,000 $177,500 $3,556 3.25%
Pullman, WA (FHA|USDA|VA) 5 $695,000 $139,000 $3,817 2.57%
JEFFERSON CITY, MO (FHA|USDA|VA) 6 $690,000 $115,000 $4,213 2.94%
West Point, MS (FHA|USDA|VA) 6 $680,000 $113,333 $5,688 3.46%
Lincoln, IL (FHA|USDA|VA) 5 $675,000 $135,000 $3,186 3.45%
DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) 3 $675,000 $225,000 $5,839 3.29%
Jefferson, GA (FHA|USDA|VA) 3 $675,000 $225,000 $4,252 2.71%
Clewiston, FL (FHA|USDA|VA) 2 $670,000 $335,000 $7,084 3.38%
DAYTON-KETTERING, OH (FHA|USDA|VA) 3 $655,000 $218,333 $1,566 2.67%
HUNTSVILLE, AL (FHA|USDA|VA) 3 $645,000 $215,000 $5,330 3.21%
Bardstown, KY (FHA|USDA|VA) 4 $640,000 $160,000 $3,659 3.13%
Effingham, IL (FHA|USDA|VA) 4 $640,000 $160,000 $3,618 3.38%
BAKERSFIELD, CA (FHA|USDA|VA) 3 $635,000 $211,667 $2,735 2.67%
DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) 4 $630,000 $157,500 $1,955 2.66%
ASHEVILLE, NC (FHA|USDA|VA) 3 $615,000 $205,000 $5,731 3.38%
Richmond-Berea, KY (FHA|USDA|VA) 3 $605,000 $201,667 $7,045 3.38%
ABILENE, TX (FHA|USDA|VA) 3 $595,000 $198,333 $5,721 4.08%
Fernley, NV (FHA|USDA|VA) 2 $590,000 $295,000 $5,181 2.50%
GREEN BAY, WI (FHA|USDA|VA) 2 $590,000 $295,000 $2,541 3.50%
Pinehurst-Southern Pines, NC (FHA|USDA|VA) 2 $580,000 $290,000 $5,697 3.06%
GAINESVILLE, GA (FHA|USDA|VA) 2 $580,000 $290,000 $6,272 3.00%
TALLAHASSEE, FL (FHA|USDA|VA) 4 $580,000 $145,000 $2,954 3.25%
Shawnee, OK (FHA|USDA|VA) 3 $575,000 $191,667 $4,825 3.37%
Milledgeville, GA (FHA|USDA|VA) 2 $570,000 $285,000 $3,554 2.94%
NAPA, CA (FHA|USDA|VA) 1 $565,000 $565,000 $15,874 3.13%
Truckee-Grass Valley, CA (FHA|USDA|VA) 2 $560,000 $280,000 $4,765 3.25%
ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) 2 $550,000 $275,000 $3,300 3.12%
McPherson, KS (FHA|USDA|VA) 3 $545,000 $181,667 $8,359 4.28%
Starkville, MS (FHA|USDA|VA) 3 $545,000 $181,667 $6,685 3.58%
Cullman, AL (FHA|USDA|VA) 2 $540,000 $270,000 $3,276 3.31%
MUSKEGON, MI (FHA|USDA|VA) 3 $525,000 $175,000 $3,091 2.83%
LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) 3 $525,000 $175,000 $4,455 2.88%
Fort Morgan, CO (FHA|USDA|VA) 2 $520,000 $260,000 $4,761 3.13%
HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) 1 $515,000 $515,000 $3,881 3.00%
Gardnerville Ranchos, NV (FHA|USDA|VA) 1 $515,000 $515,000 $5,972 2.99%
JOPLIN, MO (FHA|USDA|VA) 2 $510,000 $255,000 $7,670 3.88%
Burlington, IA-IL (FHA|USDA|VA) 1 $505,000 $505,000 $20,164 2.38%
AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) 2 $500,000 $250,000 $2,068 3.13%
FARGO, ND-MN (FHA|USDA|VA) 2 $480,000 $240,000 $6,096 2.81%
GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) 3 $475,000 $158,333 $5,197 3.00%
Bonham, TX (FHA|USDA|VA) 2 $470,000 $235,000 $5,104 2.94%
APPLETON, WI (FHA|USDA|VA) 3 $465,000 $155,000 $4,486 2.91%
MEMPHIS, TN-MS-AR (FHA|USDA|VA) 3 $465,000 $155,000 $6,159 3.25%
Big Spring, TX (FHA|USDA|VA) 2 $460,000 $230,000 $7,570 3.25%
Sebastian-Vero Beach, FL (FHA|USDA|VA) 2 $450,000 $225,000 $7,430 2.19%
KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) 2 $440,000 $220,000 $3,425 2.88%
ELIZABETHTOWN-FORT KNOX, KY (FHA|USDA|VA) 2 $440,000 $220,000 $4,006 3.31%
MERCED, CA (FHA|USDA|VA) 1 $435,000 $435,000 $8,956 2.25%
Poplar Bluff, MO (FHA|USDA|VA) 2 $430,000 $215,000 $3,066 4.06%
SALEM, OR (FHA|USDA|VA) 2 $420,000 $210,000 $3,919 2.94%
NORWICH-NEW LONDON, CT (FHA|USDA|VA) 2 $420,000 $210,000 $2,979 3.31%
SALINAS, CA (FHA|USDA|VA) 1 $415,000 $415,000 $11,320 4.13%
EL CENTRO, CA (FHA|USDA|VA) 2 $410,000 $205,000 $5,052 3.06%
Kingsville, TX (FHA|USDA|VA) 2 $410,000 $205,000 $5,859 3.19%
REDDING, CA (FHA|USDA|VA) 1 $405,000 $405,000 $6,761 2.50%
LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) 3 $405,000 $135,000 $3,111 2.79%
Cornelia, GA (FHA|USDA|VA) 1 $405,000 $405,000 $4,825 3.25%
CHICO, CA (FHA|USDA|VA) 1 $405,000 $405,000 $3,446 3.13%
CaƱon City, CO (FHA|USDA|VA) 2 $400,000 $200,000 $3,323 3.75%
YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) 3 $395,000 $131,667 $3,821 3.13%
Frankfort, KY (FHA|USDA|VA) 2 $390,000 $195,000 $2,280 3.18%
Talladega-Sylacauga, AL (FHA|USDA|VA) 2 $380,000 $190,000 $5,226 3.50%
SALISBURY, MD-DE (FHA|USDA|VA) 2 $380,000 $190,000 $3,532 3.19%
COLUMBIA, SC (FHA|USDA|VA) 2 $370,000 $185,000 $2,744 3.00%
BURLINGTON, NC (FHA|USDA|VA) 2 $370,000 $185,000 $3,550 3.06%
OWENSBORO, KY (FHA|USDA|VA) 2 $370,000 $185,000 $6,845 4.50%
BRUNSWICK, GA (FHA|USDA|VA) 1 $365,000 $365,000 $5,523 2.75%
HARRISBURG-CARLISLE, PA (FHA|USDA|VA) 2 $360,000 $180,000 $3,491 2.75%
WAUSAU-WESTON, WI (FHA|USDA|VA) 2 $360,000 $180,000 $3,593 3.75%
ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) 1 $355,000 $355,000 $3,649 2.88%
WARNER ROBINS, GA (FHA|USDA|VA) 1 $355,000 $355,000 $2,408 2.25%
JACKSONVILLE, NC (FHA|USDA|VA) 1 $355,000 $355,000 $9,323 3.25%
CLARKSVILLE, TN-KY (FHA|USDA|VA) 3 $355,000 $118,333 $4,445 3.17%
Ludington, MI (FHA|USDA|VA) 2 $350,000 $175,000 $2,585 3.38%
Newport, OR (FHA|USDA|VA) 1 $345,000 $345,000 $3,212 3.25%
Bozeman, MT (FHA|USDA|VA) 1 $345,000 $345,000 $2,039 2.75%
SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) 2 $340,000 $170,000 $5,948 3.94%
Paducah, KY-IL (FHA|USDA|VA) 3 $335,000 $111,667 $2,691 4.38%
AMARILLO, TX (FHA|USDA|VA) 1 $335,000 $335,000 $10,687 3.63%
LAFAYETTE, LA (FHA|USDA|VA) 2 $330,000 $165,000 $7,157 2.56%
Ottawa, IL (FHA|USDA|VA) 2 $330,000 $165,000 $5,904 3.50%
Macomb, IL (FHA|USDA|VA) 2 $330,000 $165,000 $3,939 3.63%
Taos, NM (FHA|USDA|VA) 1 $325,000 $325,000 $3,201 3.00%
LINCOLN, NE (FHA|USDA|VA) 1 $325,000 $325,000 $4,272 3.00%
ERIE, PA (FHA|USDA|VA) 1 $325,000 $325,000 $5,393 2.75%
Austin, MN (FHA|USDA|VA) 1 $325,000 $325,000 $2,722 2.75%
Atchison, KS (FHA|USDA|VA) 2 $320,000 $160,000 $2,444 3.12%
Hailey, ID (FHA|USDA|VA) 1 $315,000 $315,000 $4,336 2.50%
Port Lavaca, TX (FHA|USDA|VA) 2 $310,000 $155,000 $8,535 3.38%
Jacksonville, IL (FHA|USDA|VA) 2 $310,000 $155,000 $5,702 3.25%
MONTGOMERY, AL (FHA|USDA|VA) 2 $310,000 $155,000 $4,502 2.94%
Baraboo, WI (FHA|USDA|VA) 1 $305,000 $305,000 $15,054 2.63%
BLOOMINGTON, IN (FHA|USDA|VA) 1 $305,000 $305,000 $14,266 3.00%
SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) 1 $305,000 $305,000 $1,506 2.63%
VISALIA, CA (FHA|USDA|VA) 1 $305,000 $305,000 $388 3.50%
Tupelo, MS (FHA|USDA|VA) 2 $300,000 $150,000 $5,848 4.00%
Fallon, NV (FHA|USDA|VA) 1 $295,000 $295,000 $3,636 2.50%
Glenwood Springs, CO (FHA|USDA|VA) 1 $295,000 $295,000 $5,876 3.00%
GRAND JUNCTION, CO (FHA|USDA|VA) 1 $295,000 $295,000 $3,523 2.88%
Kill Devil Hills, NC (FHA|USDA|VA) 1 $295,000 $295,000 $5,568 3.50%
Cadillac, MI (FHA|USDA|VA) 1 $295,000 $295,000 $2,802 2.88%
BATON ROUGE, LA (FHA|USDA|VA) 2 $290,000 $145,000 $4,658 3.38%
COLUMBIA, MO (FHA|USDA|VA) 2 $290,000 $145,000 $1,436 3.00%
Auburn, IN (FHA|USDA|VA) 1 $285,000 $285,000 $7,113 2.25%
CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) 1 $285,000 $285,000 $2,626 3.75%
Albert Lea, MN (FHA|USDA|VA) 3 $285,000 $95,000 $2,586 3.00%
Henderson, NC (FHA|USDA|VA) 1 $275,000 $275,000 $5,839 3.13%
Taylorville, IL (FHA|USDA|VA) 3 $275,000 $91,667 $3,214 3.25%
Plainview, TX (FHA|USDA|VA) 2 $270,000 $135,000 $6,502 3.06%
Marshall, MO (FHA|USDA|VA) 2 $270,000 $135,000 $5,115 3.13%
Centralia, IL (FHA|USDA|VA) 2 $270,000 $135,000 $2,804 3.31%
CLEVELAND, TN (FHA|USDA|VA) 1 $265,000 $265,000 $4,837 3.50%
PANAMA CITY, FL (FHA|USDA|VA) 1 $265,000 $265,000 $5,991 2.75%
Frankfort, IN (FHA|USDA|VA) 1 $265,000 $265,000 $8,421 3.25%
WINSTON-SALEM, NC (FHA|USDA|VA) 2 $260,000 $130,000 $5,233 3.00%
Marion, IN (FHA|USDA|VA) 2 $260,000 $130,000 $4,007 3.38%
Stephenville, TX (FHA|USDA|VA) 1 $255,000 $255,000 $9,309 3.63%
Crescent City, CA (FHA|USDA|VA) 1 $255,000 $255,000 $4,038 3.50%
Kerrville, TX (FHA|USDA|VA) 1 $255,000 $255,000 $3,316 3.13%
Plymouth, IN (FHA|USDA|VA) 1 $245,000 $245,000 $5,126 2.25%
HANFORD-CORCORAN, CA (FHA|USDA|VA) 1 $245,000 $245,000 $11,046 3.25%
GRAND FORKS, ND-MN (FHA|USDA|VA) 1 $245,000 $245,000 $3,057 3.00%
HOMOSASSA SPRINGS, FL (FHA|USDA|VA) 1 $245,000 $245,000 $1,678 3.25%
Moscow, ID (FHA|USDA|VA) 1 $245,000 $245,000 $3,886 3.88%
GULFPORT-BILOXI, MS (FHA|USDA|VA) 1 $245,000 $245,000 $209 3.50%
Tullahoma-Manchester, TN (FHA|USDA|VA) 1 $235,000 $235,000 $11,566 3.25%
BISMARCK, ND (FHA|USDA|VA) 1 $235,000 $235,000 $9,684 3.50%
PITTSFIELD, MA (FHA|USDA|VA) 1 $235,000 $235,000 $3,736 2.25%
MACON-BIBB COUNTY, GA (FHA|USDA|VA) 1 $235,000 $235,000 $3,335 2.63%
Garden City, KS (FHA|USDA|VA) 2 $230,000 $115,000 $5,077 4.00%
Liberal, KS (FHA|USDA|VA) 2 $230,000 $115,000 $3,392 3.00%
Alexander City, AL (FHA|USDA|VA) 1 $225,000 $225,000 $3,750 2.75%
SIOUX CITY, IA-NE-SD (FHA|USDA|VA) 1 $215,000 $215,000 $2,041 3.25%
Othello, WA (FHA|USDA|VA) 1 $215,000 $215,000 $7,853 2.88%
Mineral Wells, TX (FHA|USDA|VA) 1 $215,000 $215,000 $5,052 2.25%
SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) 1 $205,000 $205,000 $5,010 2.63%
IDAHO FALLS, ID (FHA|USDA|VA) 1 $205,000 $205,000 $7,913 2.75%
ROANOKE, VA (FHA|USDA|VA) 1 $205,000 $205,000 $1,564 3.25%
Winona, MN (FHA|USDA|VA) 1 $205,000 $205,000 $3,059 3.88%
CUMBERLAND, MD-WV (FHA|USDA|VA) 1 $205,000 $205,000 $1,567 2.63%
Beeville, TX (FHA|USDA|VA) 1 $205,000 $205,000 $3,249 2.25%
TERRE HAUTE, IN (FHA|USDA|VA) 2 $200,000 $100,000 $2,891 3.81%
West Plains, MO (FHA|USDA|VA) 1 $195,000 $195,000 $2,937 2.75%
Wabash, IN (FHA|USDA|VA) 1 $195,000 $195,000 $353 2.75%
SEBRING-AVON PARK, FL (FHA|USDA|VA) 1 $195,000 $195,000 $6,266 3.13%
HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) 1 $185,000 $185,000 $2,992 2.75%
LANCASTER, PA (FHA|USDA|VA) 1 $185,000 $185,000 $4,732 3.50%
Selma, AL (FHA|USDA|VA) 1 $185,000 $185,000 $6,803 3.63%
Granbury, TX (FHA|USDA|VA) 1 $185,000 $185,000 $2,491 2.75%
BEND, OR (FHA|USDA|VA) 1 $185,000 $185,000 $7,618 3.75%
Murray, KY (FHA|USDA|VA) 1 $185,000 $185,000 $3,450 2.99%
CINCINNATI, OH-KY-IN (FHA|USDA|VA) 1 $185,000 $185,000 $4,722 2.75%
Tahlequah, OK (FHA|USDA|VA) 1 $175,000 $175,000 $5,963 3.50%
Gainesville, TX (FHA|USDA|VA) 1 $175,000 $175,000 $7,927 3.88%
Rutland, VT (FHA|USDA|VA) 1 $175,000 $175,000 $3,732 3.88%
MOBILE, AL (FHA|USDA|VA) 1 $175,000 $175,000 $2,020 2.50%
Corsicana, TX (FHA|USDA|VA) 1 $175,000 $175,000 $7,976 4.75%
FORT WAYNE, IN (FHA|USDA|VA) 1 $175,000 $175,000 $2,628 3.38%
ROCKY MOUNT, NC (FHA|USDA|VA) 2 $170,000 $85,000 $5,301 3.88%
DECATUR, AL (FHA|USDA|VA) 2 $170,000 $85,000 $4,139 3.38%
Muskogee, OK (FHA|USDA|VA) 1 $165,000 $165,000 $2,219 2.25%
Pella, IA (FHA|USDA|VA) 1 $165,000 $165,000 $5,177 2.50%
Cullowhee, NC (FHA|USDA|VA) 1 $165,000 $165,000 $4,221 3.00%
Greenwood, SC (FHA|USDA|VA) 1 $165,000 $165,000 $5,399 2.88%
Alice, TX (FHA|USDA|VA) 1 $165,000 $165,000 $5,407 3.00%
Ashtabula, OH (FHA|USDA|VA) 1 $165,000 $165,000 $7,238 3.50%
Jamestown, ND (FHA|USDA|VA) 1 $165,000 $165,000 $3,053 3.75%
JACKSON, MI (FHA|USDA|VA) 1 $165,000 $165,000 $3,297 2.99%
Meadville, PA (FHA|USDA|VA) 1 $165,000 $165,000 $4,035 2.75%
Georgetown, SC (FHA|USDA|VA) 1 $155,000 $155,000 $3,594 2.99%
Forest City, NC (FHA|USDA|VA) 1 $155,000 $155,000 $7,211 2.75%
GREENVILLE, NC (FHA|USDA|VA) 1 $155,000 $155,000 $4,788 3.13%
LANSING-EAST LANSING, MI (FHA|USDA|VA) 1 $155,000 $155,000 $3,067 2.88%
Wilson, NC (FHA|USDA|VA) 1 $145,000 $145,000 $4,224 2.75%
SAGINAW, MI (FHA|USDA|VA) 1 $145,000 $145,000 $2,467 2.75%
DANVILLE, IL (FHA|USDA|VA) 1 $145,000 $145,000 $1,073 2.75%
Athens, TN (FHA|USDA|VA) 1 $145,000 $145,000 $3,236 2.88%
Hays, KS (FHA|USDA|VA) 1 $145,000 $145,000 $5,357 3.88%
Iron Mountain, MI-WI (FHA|USDA|VA) 1 $145,000 $145,000 $2,039 2.88%
Zapata, TX (FHA|USDA|VA) 1 $145,000 $145,000 $4,746 3.50%
GOLDSBORO, NC (FHA|USDA|VA) 1 $145,000 $145,000 $8,003 3.50%
ENID, OK (FHA|USDA|VA) 1 $145,000 $145,000 $2,423 2.88%
Lebanon, MO (FHA|USDA|VA) 1 $135,000 $135,000 $4,877 3.63%
OSHKOSH-NEENAH, WI (FHA|USDA|VA) 1 $135,000 $135,000 $2,443 2.80%
COLUMBUS, IN (FHA|USDA|VA) 1 $135,000 $135,000 $2,710 4.00%
Campbellsville, KY (FHA|USDA|VA) 2 $130,000 $65,000 $2,710 4.75%
DeRidder, LA (FHA|USDA|VA) 1 $125,000 $125,000 $1,817 3.25%
Fairmont, MN (FHA|USDA|VA) 1 $125,000 $125,000 $2,807 2.99%
Dumas, TX (FHA|USDA|VA) 1 $125,000 $125,000 $6,107 3.13%
BATTLE CREEK, MI (FHA|USDA|VA) 1 $125,000 $125,000 $3,915 2.85%
Vernon, TX (FHA|USDA|VA) 1 $125,000 $125,000 $6,097 4.38%
BLACKSBURG-CHRISTIANSBURG, VA (FHA|USDA|VA) 1 $115,000 $115,000 $2,612 2.88%
CORVALLIS, OR (FHA|USDA|VA) 1 $115,000 $115,000 $3,477 3.13%
CAPE GIRARDEAU, MO-IL (FHA|USDA|VA) 1 $115,000 $115,000 $2,718 3.15%
Wooster, OH (FHA|USDA|VA) 1 $105,000 $105,000 $4,415 3.50%
TEXARKANA, TX-AR (FHA|USDA|VA) 1 $105,000 $105,000 $3,788 2.88%
Marinette, WI-MI (FHA|USDA|VA) 1 $105,000 $105,000 $3,167 2.75%
Corinth, MS (FHA|USDA|VA) 1 $105,000 $105,000 $4,745 3.50%
BAY CITY, MI (FHA|USDA|VA) 1 $105,000 $105,000 $2,385 2.63%
Charleston-Mattoon, IL (FHA|USDA|VA) 1 $105,000 $105,000 $3,533 3.63%
Wisconsin Rapids-Marshfield, WI (FHA|USDA|VA) 1 $105,000 $105,000 $2,643 3.38%
Huntington, IN (FHA|USDA|VA) 1 $95,000 $95,000 $2,617 3.25%
Farmington, MO (FHA|USDA|VA) 1 $95,000 $95,000 $4,838 2.63%
Glasgow, KY (FHA|USDA|VA) 2 $90,000 $45,000 $2,798 4.88%
DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) 1 $85,000 $85,000 $1,933 3.50%
Nogales, AZ (FHA|USDA|VA) 1 $85,000 $85,000 $1,708 3.00%
Coffeyville, KS (FHA|USDA|VA) 1 $85,000 $85,000 $2,996 2.75%
Grenada, MS (FHA|USDA|VA) 1 $85,000 $85,000 $3,667 3.38%
Great Bend, KS (FHA|USDA|VA) 1 $85,000 $85,000 $2,226 3.25%
Sedalia, MO (FHA|USDA|VA) 1 $75,000 $75,000 $2,679 4.50%
Mason City, IA (FHA|USDA|VA) 1 $75,000 $75,000 $3,235 2.75%
Sterling, IL (FHA|USDA|VA) 1 $65,000 $65,000 $3,426 3.63%
SPRINGFIELD, OH (FHA|USDA|VA) 1 $55,000 $55,000 $3,224 3.15%
Leaderone Financial Corporation's top markets include Minneapolis, Kansas City, Chicago, Seattle, and Denver among others.

Their top states include:
  • Minnesota (FHA|USDA|VA)
  • Washington (FHA|USDA|VA)
  • Colorado (FHA|USDA|VA)
  • Missouri (FHA|USDA|VA)
  • Texas (FHA|USDA|VA)
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    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 15,724 $4,084,800,000 $259,781 $3,534 3.11%
    FHA 3,551 $720,125,000 $202,795 $7,640 3.41%
    VA 1,826 $507,490,000 $277,924 $5,382 2.93%
    USDA 398 $66,340,000 $166,683 $4,893 3.20%

    For 2020, Leaderone Financial Corporation's most frequently originated type of loan was Conventional, with 15,724 originations. Their 2nd most popular type was FHA, with 3,551 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Home Purchase 10,279 $2,371,855,000 $230,748 $5,253 3.20%
    Refi 8,215 $2,227,465,000 $271,146 $3,368 3.04%
    Cash Out Refi 3,005 $779,435,000 $259,379 $4,281 3.28%

    For 2020, Leaderone Financial Corporation's most frequently cited loan purpose was Home Purchase, with 10,279 originations. The 2nd most popular reason was Refi, with 8,215 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 18,597 $4,765,675,000 $256,260 $4,614 3.19%
    15 Year 1,636 $354,130,000 $216,461 $3,206 2.81%
    20 Year 667 $163,215,000 $244,700 $3,103 3.13%
    10 Year 315 $23,225,000 $73,730 $1,328 2.60%
    Other 282 $72,500,000 $257,092 $3,107 3.08%
    5 Year 2 $10,000 $5,000 $0 0.00%

    For 2020, Leaderone Financial Corporation's most frequently cited loan duration was 30 Year, with 18,597 originations. The 2nd most popular length was 15 Year, with 1,636 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $1k-2k 11,298 $2,837,190,000 $251,123
    $<1k 4,814 $1,119,820,000 $232,617
    $2k-3k 2,713 $638,735,000 $235,435
    $3k-4k 1,284 $334,030,000 $260,148
    $4k-5k 710 $207,070,000 $291,648
    $5k+ 673 $241,065,000 $358,195

    Leaderone Financial Corporation's average total fees were $4,614, while their most frequently occuring range of origination fees (closing costs) were in the $1k-2k bucket, with 11,298 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    3-4% 9,650 $2,380,630,000 $246,697
    2.5-3% 8,953 $2,376,825,000 $265,478
    <2.5% 1,621 $370,795,000 $228,745
    4-5% 1,102 $225,130,000 $204,292
    5-6% 152 $24,650,000 $162,171
    7-8% 17 $95,000 $5,588
    6-7% 4 $630,000 $157,500

    During 2020, Leaderone Financial Corporation's average interest rate for loans was 3.19%, while their most frequently originated rate bucket for loans was 3-4%, with 9,650 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $200k-400k 10,741 $3,016,085,000 $280,801 $4,726 3.14%
    $100k-200k 6,675 $1,033,425,000 $154,820 $4,096 3.25%
    $400k-600k 2,257 $1,051,055,000 $465,687 $4,756 3.06%
    $100,000 or less 1,598 $95,740,000 $59,912 $2,611 2.86%
    $600k-1MM 200 $145,900,000 $729,500 $6,087 3.15%
    $1MM+ 28 $36,550,000 $1,305,357 $7,825 2.97%

    2020 saw Leaderone Financial Corporation place emphasis on $200k-400k loans with 10,741 originations, totaling $3,016,085,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $50k-75k 5,300 $1,077,850,000 $203,368 $4,650 3.16%
    $100k-150k 4,397 $1,285,465,000 $292,350 $4,394 3.19%
    $75k-100k 3,956 $976,200,000 $246,764 $4,555 3.19%
    $50k or less 3,342 $470,530,000 $140,793 $4,321 3.14%
    $150k-250k 2,596 $894,450,000 $344,549 $4,032 3.16%
    $250k+ 899 $382,415,000 $425,378 $3,982 3.15%

    Leaderone Financial Corporation lent most frequently to those with incomes in the $50k-75k range, with 5,300 originations. The second most popular income band? $100k-150k, with 4,397 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    20-30% 4,484 $1,151,090,000 $256,711 $3,665 3.11%
    30-36% 3,840 $954,930,000 $248,680 $4,081 3.14%
    <20% 1,554 $397,120,000 $255,547 $3,252 3.04%
    50-60% 1,004 $224,950,000 $224,054 $7,356 3.27%
    44% 950 $233,850,000 $246,158 $4,898 3.28%
    43% 842 $199,260,000 $236,651 $4,649 3.19%
    42% 819 $200,065,000 $244,280 $4,811 3.22%
    41% 784 $193,360,000 $246,633 $4,575 3.20%
    39% 756 $186,870,000 $247,183 $4,771 3.20%
    40% 750 $180,060,000 $240,080 $4,393 3.24%
    37% 733 $180,885,000 $246,774 $4,272 3.15%
    38% 728 $183,700,000 $252,335 $4,387 3.14%
    36% 703 $181,185,000 $257,731 $4,338 3.20%
    49% 613 $152,425,000 $248,654 $5,409 3.28%
    45% 574 $145,360,000 $253,240 $4,820 3.15%
    46% 526 $124,880,000 $237,414 $5,156 3.31%
    47% 516 $125,590,000 $243,391 $5,343 3.17%
    48% 461 $115,175,000 $249,837 $5,252 3.25%
    >60% 14 $4,400,000 $314,286 $9,260 3.25%

    Leaderone Financial Corporation lent most frequently to those with DTI ratios of 20-30%, with 4,484 originations. The next most common DTI ratio? 30-36%, with 3,840 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 18,177 $4,578,985,000 $251,911 $4,288 3.14%
    Not provided 1,329 $339,145,000 $255,188 $4,680 3.10%
    Black 1,228 $255,180,000 $207,801 $5,591 3.26%
    Asian 566 $154,430,000 $272,845 $4,380 3.12%
    American Indian 96 $22,190,000 $231,146 $5,097 3.13%
    Native Hawaiian or Islander 71 $19,875,000 $279,930 $5,462 3.35%
    Asian Indian 16 $4,930,000 $308,125 $3,772 2.77%
    Other Asian 9 $2,305,000 $256,111 $3,753 3.14%
    Chinese 3 $725,000 $241,667 $3,713 3.41%
    Korean 3 $655,000 $218,333 $4,088 3.17%
    Filipino 1 $335,000 $335,000 $8,221 2.25%

    Approval Rates

    Total approvals of all applications
    90.87%

    Leaderone Financial Corporation has an average approval rate.

    Pick Rate

    Approvals leading to origination
    70.10%

    Leaderone Financial Corporation has a below average pick rate.

    Points and Fees

    Points Originations Total Value Average Loan
    0.0 32 $170,000 $5,313
    NA 21,467 $5,378,585,000 $250,551

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    Single Family (1-4 Units):Manufactured 149 $28,475,000 $191,107
    Single Family (1-4 Units):Site-Built 21,350 $5,350,280,000 $250,599

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 551 $103,495,000 $187,831 $3,088 2.97%
    40-60% 2,352 $589,430,000 $250,608 $3,112 3.00%
    60-80% 7,164 $1,980,390,000 $276,436 $3,647 3.18%
    80-100% 10,628 $2,599,780,000 $244,616 $5,264 3.25%
    Over 100% 276 $77,210,000 $279,746 $10,303 3.15%
    Under 20% 459 $8,625,000 $18,791 $281 1.38%

    Complaints

    Bank Name Product Issue 2020 CPFB Complaints % of Total Issues
    LEADER ONE FINANCIAL CORPORATION Conventional home mortgage Applying for a mortgage or refinancing an existing mortgage 2 28.6%
    LEADER ONE FINANCIAL CORPORATION Conventional home mortgage Closing on a mortgage 1 14.3%
    LEADER ONE FINANCIAL CORPORATION Conventional home mortgage Trouble during payment process 2 28.6%
    LEADER ONE FINANCIAL CORPORATION FHA mortgage Applying for a mortgage or refinancing an existing mortgage 1 14.3%
    LEADER ONE FINANCIAL CORPORATION FHA mortgage Struggling to pay mortgage 1 14.3%