Angel Oak Mortgage Solutions Rates, Fees & Info
WILMINGTON, DELEI: 549300KSOOZZVXCMA627
Tax ID: 46-4200240
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Mortgage Data
Review & Overview
Angel Oak Mortgage Solutions is a small mortgage company specializing in Home Purchase and Cash Out Refi loans. Angel Oak Mortgage Solutions has a high proportion of conventional loans. Their top markets by origination volume include: Miami, Los Angeles, Atlanta, Orlando, and Tampa among others. We have data for 269 markets. (Some data included below & more in-depth data is available with an active subscription.)Angel Oak Mortgage Solutions has an average approval rate when compared to the average across all lenders. They have an above average pick rate when compared to similar lenders. Angel Oak Mortgage Solutions is typically a high fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have relatively high rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.
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SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
|---|---|---|
| 30 Year Conventional Purchase | 8.40% | 12/3/24 |
| 30 Year Conventional Refi | 7.44% | 12/3/24 |
| 30 Year Cash-out Refi | 8.03% | 12/3/24 |
| 15 Year Conventional Purchase | 5.68% | 12/3/24 |
| 15 Year Conventional Refi | 6.18% | 12/3/24 |
| 15 Year Cash-out Refi | 6.18% | 12/3/24 |
| These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. | ||
Angel Oak Mortgage Solutions Mortgage Calculator
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This is not an official calculator from Angel Oak Mortgage Solutions. It uses our SimulatedRate™
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The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
3,397Origination Dollar Volume (All Markets)
$1,243,995,000Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 533 | $185,745,000 | $348,490 | $10,601 | 7.01% |
| Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 163 | $123,895,000 | $760,092 | $14,179 | 6.35% |
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 122 | $49,220,000 | $403,443 | $9,925 | 7.24% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 158 | $48,860,000 | $309,241 | $10,298 | 7.21% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 149 | $45,375,000 | $304,530 | $8,681 | 7.38% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 97 | $38,515,000 | $397,062 | $9,811 | 6.82% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 93 | $33,855,000 | $364,032 | $8,939 | 7.57% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 97 | $32,495,000 | $335,000 | $8,372 | 7.79% |
| SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) | 45 | $31,725,000 | $705,000 | $12,893 | 6.34% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 91 | $30,825,000 | $338,736 | $7,458 | 7.28% |
| LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) | 57 | $25,045,000 | $439,386 | $9,996 | 7.05% |
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 84 | $24,300,000 | $289,286 | $6,979 | 7.55% |
| San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) | 35 | $23,715,000 | $677,571 | $13,308 | 6.41% |
| New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) | 56 | $21,520,000 | $384,286 | $9,753 | 7.46% |
| Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) | 47 | $20,735,000 | $441,170 | $7,920 | 7.24% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 42 | $20,390,000 | $485,476 | $8,966 | 7.02% |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) | 43 | $18,425,000 | $428,488 | $9,548 | 6.97% |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) | 59 | $17,625,000 | $298,729 | $7,223 | 7.47% |
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 36 | $16,630,000 | $461,944 | $10,713 | 7.26% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 49 | $16,025,000 | $327,041 | $8,354 | 7.10% |
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 47 | $15,675,000 | $333,511 | $9,379 | 7.14% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 39 | $15,105,000 | $387,308 | $9,749 | 7.23% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 54 | $13,600,000 | $251,852 | $7,835 | 7.25% |
| SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) | 33 | $12,835,000 | $388,939 | $8,483 | 6.70% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 41 | $12,825,000 | $312,805 | $8,061 | 7.46% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 25 | $11,485,000 | $459,400 | $8,725 | 7.36% |
| Heber, UT (FHA|USDA|VA) | 9 | $9,915,000 | $1,101,667 | $9,664 | 6.81% |
| OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) | 17 | $9,295,000 | $546,765 | $13,466 | 6.36% |
| Detroit-Warren-Dearborn, MI (FHA|USDA|VA) | 34 | $9,290,000 | $273,235 | $6,103 | 7.46% |
| Outside of Metro Areas | 34 | $9,210,000 | $270,882 | $6,653 | 7.53% |
| PORT ST. LUCIE, FL (FHA|USDA|VA) | 35 | $8,975,000 | $256,429 | $7,608 | 7.58% |
| COLUMBUS, OH (FHA|USDA|VA) | 29 | $8,905,000 | $307,069 | $7,467 | 7.70% |
| CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) | 21 | $8,495,000 | $404,524 | $8,494 | 7.23% |
| BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) | 26 | $7,600,000 | $292,308 | $7,186 | 7.23% |
| NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) | 27 | $7,515,000 | $278,333 | $6,331 | 7.87% |
| SALT LAKE CITY, UT (FHA|USDA|VA) | 17 | $7,425,000 | $436,765 | $9,369 | 7.13% |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) | 11 | $7,395,000 | $672,273 | $11,667 | 6.52% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 33 | $7,355,000 | $222,879 | $7,438 | 7.62% |
| INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) | 25 | $6,615,000 | $264,600 | $5,266 | 7.45% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 21 | $6,215,000 | $295,952 | $8,139 | 7.52% |
| LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) | 30 | $5,940,000 | $198,000 | $8,412 | 7.59% |
| BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) | 15 | $5,505,000 | $367,000 | $6,318 | 7.73% |
| CINCINNATI, OH-KY-IN (FHA|USDA|VA) | 23 | $5,415,000 | $235,435 | $7,595 | 7.56% |
| BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) | 19 | $5,315,000 | $279,737 | $5,820 | 7.91% |
| HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) | 8 | $5,310,000 | $663,750 | $7,394 | 7.36% |
| RALEIGH-CARY, NC (FHA|USDA|VA) | 14 | $5,220,000 | $372,857 | $6,702 | 7.36% |
| SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) | 7 | $4,855,000 | $693,571 | $12,048 | 6.61% |
| PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) | 21 | $4,775,000 | $227,381 | $7,885 | 7.86% |
| OGDEN-CLEARFIELD, UT (FHA|USDA|VA) | 10 | $4,750,000 | $475,000 | $6,544 | 7.66% |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) | 10 | $4,680,000 | $468,000 | $11,589 | 7.27% |
| BEND, OR (FHA|USDA|VA) | 8 | $4,500,000 | $562,500 | $15,089 | 6.18% |
| NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) | 13 | $4,275,000 | $328,846 | $10,040 | 7.25% |
| CLEVELAND-ELYRIA, OH (FHA|USDA|VA) | 20 | $4,190,000 | $209,500 | $7,619 | 7.84% |
| BOULDER, CO (FHA|USDA|VA) | 7 | $3,995,000 | $570,714 | $8,731 | 6.43% |
| MEMPHIS, TN-MS-AR (FHA|USDA|VA) | 16 | $3,830,000 | $239,375 | $7,235 | 7.58% |
| SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) | 8 | $3,800,000 | $475,000 | $10,666 | 6.22% |
| NAPA, CA (FHA|USDA|VA) | 6 | $3,510,000 | $585,000 | $6,534 | 6.67% |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) | 12 | $2,950,000 | $245,833 | $9,669 | 7.99% |
| LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) | 7 | $2,755,000 | $393,571 | $12,757 | 6.39% |
| Key West, FL (FHA|USDA|VA) | 6 | $2,720,000 | $453,333 | $9,460 | 7.06% |
| STOCKTON, CA (FHA|USDA|VA) | 11 | $2,715,000 | $246,818 | $7,100 | 7.21% |
| RENO, NV (FHA|USDA|VA) | 5 | $2,705,000 | $541,000 | $11,115 | 6.12% |
| ALBUQUERQUE, NM (FHA|USDA|VA) | 12 | $2,690,000 | $224,167 | $8,015 | 7.26% |
| COLORADO SPRINGS, CO (FHA|USDA|VA) | 7 | $2,645,000 | $377,857 | $8,728 | 7.14% |
| FRESNO, CA (FHA|USDA|VA) | 8 | $2,490,000 | $311,250 | $5,712 | 7.23% |
| NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) | 12 | $2,300,000 | $191,667 | $7,027 | 7.39% |
| CORPUS CHRISTI, TX (FHA|USDA|VA) | 4 | $2,210,000 | $552,500 | $10,892 | 7.34% |
| PROVO-OREM, UT (FHA|USDA|VA) | 4 | $2,210,000 | $552,500 | $8,860 | 7.28% |
| EL PASO, TX (FHA|USDA|VA) | 7 | $2,195,000 | $313,571 | $9,451 | 7.21% |
| COLUMBIA, SC (FHA|USDA|VA) | 8 | $2,180,000 | $272,500 | $7,747 | 7.34% |
| NEW HAVEN-MILFORD, CT (FHA|USDA|VA) | 7 | $2,065,000 | $295,000 | $5,819 | 7.14% |
| SALISBURY, MD-DE (FHA|USDA|VA) | 6 | $2,030,000 | $338,333 | $7,471 | 7.10% |
| ST. LOUIS, MO-IL (FHA|USDA|VA) | 6 | $2,000,000 | $333,333 | $6,357 | 7.54% |
| MODESTO, CA (FHA|USDA|VA) | 8 | $1,900,000 | $237,500 | $6,844 | 7.47% |
| GREELEY, CO (FHA|USDA|VA) | 5 | $1,895,000 | $379,000 | $8,965 | 7.35% |
| TUCSON, AZ (FHA|USDA|VA) | 7 | $1,855,000 | $265,000 | $6,756 | 6.43% |
| MERCED, CA (FHA|USDA|VA) | 5 | $1,795,000 | $359,000 | $7,012 | 7.87% |
| VALLEJO, CA (FHA|USDA|VA) | 6 | $1,730,000 | $288,333 | $9,499 | 7.65% |
| LOUISVILLE, KY (FHA|USDA|VA) | 6 | $1,600,000 | $266,667 | $6,419 | 7.54% |
| KANSAS CITY, MO-KS (FHA|USDA|VA) | 8 | $1,590,000 | $198,750 | $5,741 | 6.83% |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) | 6 | $1,590,000 | $265,000 | $5,873 | 6.60% |
| ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) | 3 | $1,575,000 | $525,000 | $11,047 | 7.00% |
| PUNTA GORDA, FL (FHA|USDA|VA) | 9 | $1,535,000 | $170,556 | $6,583 | 7.10% |
| DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) | 5 | $1,535,000 | $307,000 | $6,761 | 8.87% |
| TULSA, OK (FHA|USDA|VA) | 5 | $1,435,000 | $287,000 | $6,347 | 8.25% |
| PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) | 5 | $1,395,000 | $279,000 | $7,637 | 7.20% |
| Aberdeen, WA (FHA|USDA|VA) | 3 | $1,385,000 | $461,667 | $12,931 | 6.15% |
| HATTIESBURG, MS (FHA|USDA|VA) | 2 | $1,370,000 | $685,000 | $16,185 | 5.63% |
| BATON ROUGE, LA (FHA|USDA|VA) | 4 | $1,360,000 | $340,000 | $7,547 | 7.50% |
| TRENTON-PRINCETON, NJ (FHA|USDA|VA) | 5 | $1,355,000 | $271,000 | $7,834 | 7.00% |
| SALINAS, CA (FHA|USDA|VA) | 2 | $1,350,000 | $675,000 | $16,792 | 6.75% |
| OKLAHOMA CITY, OK (FHA|USDA|VA) | 5 | $1,345,000 | $269,000 | $5,317 | 7.75% |
| BRUNSWICK, GA (FHA|USDA|VA) | 3 | $1,295,000 | $431,667 | $7,605 | 7.21% |
| SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) | 6 | $1,240,000 | $206,667 | $7,101 | 6.06% |
| HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) | 7 | $1,205,000 | $172,143 | $7,150 | 7.18% |
| MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) | 5 | $1,185,000 | $237,000 | $8,630 | 7.10% |
| Pinehurst-Southern Pines, NC (FHA|USDA|VA) | 2 | $1,170,000 | $585,000 | $14,888 | 6.94% |
| SANTA FE, NM (FHA|USDA|VA) | 3 | $1,165,000 | $388,333 | $13,197 | 6.96% |
| MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) | 7 | $1,145,000 | $163,571 | $4,678 | 7.68% |
| SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) | 3 | $1,105,000 | $368,333 | $9,985 | 7.29% |
| Truckee-Grass Valley, CA (FHA|USDA|VA) | 2 | $1,090,000 | $545,000 | $18,862 | 4.94% |
| HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) | 3 | $1,075,000 | $358,333 | $11,552 | 7.21% |
| OCEAN CITY, NJ (FHA|USDA|VA) | 3 | $1,055,000 | $351,667 | $14,575 | 6.54% |
| Talladega-Sylacauga, AL (FHA|USDA|VA) | 2 | $1,050,000 | $525,000 | $15,673 | 6.38% |
| PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) | 4 | $1,050,000 | $262,500 | $8,900 | 6.31% |
| FLORENCE, SC (FHA|USDA|VA) | 4 | $1,030,000 | $257,500 | $5,209 | 9.00% |
| Coos Bay, OR (FHA|USDA|VA) | 3 | $975,000 | $325,000 | $6,143 | 6.25% |
| Sebastian-Vero Beach, FL (FHA|USDA|VA) | 5 | $925,000 | $185,000 | $7,766 | 6.30% |
| KENNEWICK-RICHLAND, WA (FHA|USDA|VA) | 2 | $920,000 | $460,000 | $9,433 | 7.38% |
| SALEM, OR (FHA|USDA|VA) | 4 | $920,000 | $230,000 | $8,839 | 6.91% |
| SAVANNAH, GA (FHA|USDA|VA) | 4 | $910,000 | $227,500 | $7,074 | 8.06% |
| GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) | 6 | $910,000 | $151,667 | $4,549 | 8.58% |
| OCALA, FL (FHA|USDA|VA) | 6 | $900,000 | $150,000 | $6,451 | 8.40% |
| WICHITA, KS (FHA|USDA|VA) | 3 | $895,000 | $298,333 | $5,476 | 6.33% |
| ST. GEORGE, UT (FHA|USDA|VA) | 3 | $855,000 | $285,000 | $3,281 | 6.50% |
| EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) | 4 | $850,000 | $212,500 | $5,924 | 7.86% |
| Edwards, CO (FHA|USDA|VA) | 1 | $845,000 | $845,000 | $16,212 | 5.63% |
| PITTSBURGH, PA (FHA|USDA|VA) | 2 | $820,000 | $410,000 | $11,440 | 7.56% |
| ASHEVILLE, NC (FHA|USDA|VA) | 3 | $815,000 | $271,667 | $6,868 | 7.97% |
| MADISON, WI (FHA|USDA|VA) | 1 | $785,000 | $785,000 | $2,797 | 7.37% |
| LUBBOCK, TX (FHA|USDA|VA) | 2 | $780,000 | $390,000 | $9,166 | 6.81% |
| ELKHART-GOSHEN, IN (FHA|USDA|VA) | 2 | $770,000 | $385,000 | $10,107 | 6.81% |
| KNOXVILLE, TN (FHA|USDA|VA) | 1 | $765,000 | $765,000 | $4,552 | 7.63% |
| Georgetown, SC (FHA|USDA|VA) | 2 | $750,000 | $375,000 | $5,866 | 7.31% |
| Newport, OR (FHA|USDA|VA) | 3 | $745,000 | $248,333 | $8,880 | 6.58% |
| CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) | 1 | $745,000 | $745,000 | $5,105 | 7.75% |
| COLUMBUS, GA-AL (FHA|USDA|VA) | 1 | $745,000 | $745,000 | $16,158 | 8.13% |
| TALLAHASSEE, FL (FHA|USDA|VA) | 2 | $730,000 | $365,000 | $13,472 | 6.44% |
| WENATCHEE, WA (FHA|USDA|VA) | 1 | $725,000 | $725,000 | $4,374 | 9.00% |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) | 4 | $720,000 | $180,000 | $7,567 | 8.37% |
| DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) | 3 | $705,000 | $235,000 | $5,705 | 7.13% |
| WILMINGTON, NC (FHA|USDA|VA) | 1 | $705,000 | $705,000 | $3,893 | 5.88% |
| PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) | 2 | $690,000 | $345,000 | $12,130 | 6.31% |
| Jefferson, GA (FHA|USDA|VA) | 3 | $655,000 | $218,333 | $7,621 | 6.71% |
| PANAMA CITY, FL (FHA|USDA|VA) | 3 | $625,000 | $208,333 | $4,323 | 8.21% |
| LAKE CHARLES, LA (FHA|USDA|VA) | 1 | $615,000 | $615,000 | $8,719 | 7.00% |
| PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) | 1 | $605,000 | $605,000 | $20,595 | 6.27% |
| HUNTSVILLE, AL (FHA|USDA|VA) | 4 | $590,000 | $147,500 | $5,014 | 8.03% |
| YUBA CITY, CA (FHA|USDA|VA) | 2 | $580,000 | $290,000 | $6,451 | 6.06% |
| MONTGOMERY, AL (FHA|USDA|VA) | 2 | $570,000 | $285,000 | $4,760 | 7.88% |
| HOUMA-THIBODAUX, LA (FHA|USDA|VA) | 3 | $565,000 | $188,333 | $6,452 | 9.08% |
| CANTON-MASSILLON, OH (FHA|USDA|VA) | 3 | $565,000 | $188,333 | $6,558 | 7.54% |
| ODESSA, TX (FHA|USDA|VA) | 2 | $550,000 | $275,000 | $7,625 | 8.56% |
| YAKIMA, WA (FHA|USDA|VA) | 3 | $545,000 | $181,667 | $8,244 | 6.75% |
| LANSING-EAST LANSING, MI (FHA|USDA|VA) | 4 | $540,000 | $135,000 | $4,714 | 8.69% |
| MIDLAND, TX (FHA|USDA|VA) | 1 | $505,000 | $505,000 | $12,847 | 7.00% |
| SEBRING-AVON PARK, FL (FHA|USDA|VA) | 3 | $495,000 | $165,000 | $5,583 | 7.58% |
| FAYETTEVILLE, NC (FHA|USDA|VA) | 2 | $490,000 | $245,000 | $3,611 | 7.31% |
| FORT COLLINS, CO (FHA|USDA|VA) | 2 | $480,000 | $240,000 | $6,296 | 7.69% |
| THE VILLAGES, FL (FHA|USDA|VA) | 3 | $475,000 | $158,333 | $6,983 | 7.04% |
| Payson, AZ (FHA|USDA|VA) | 1 | $465,000 | $465,000 | $10,860 | 6.75% |
| LOGAN, UT-ID (FHA|USDA|VA) | 2 | $460,000 | $230,000 | $5,524 | 7.13% |
| CHATTANOOGA, TN-GA (FHA|USDA|VA) | 3 | $455,000 | $151,667 | $5,023 | 7.92% |
| BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) | 2 | $450,000 | $225,000 | $6,067 | 7.60% |
| SHERMAN-DENISON, TX (FHA|USDA|VA) | 3 | $445,000 | $148,333 | $4,397 | 8.08% |
| VISALIA, CA (FHA|USDA|VA) | 1 | $435,000 | $435,000 | $13,585 | 6.63% |
| GADSDEN, AL (FHA|USDA|VA) | 2 | $430,000 | $215,000 | $5,870 | 8.44% |
| Easton, MD (FHA|USDA|VA) | 1 | $425,000 | $425,000 | $4,315 | 6.63% |
| Gardnerville Ranchos, NV (FHA|USDA|VA) | 1 | $425,000 | $425,000 | $3,325 | 5.75% |
| Cullowhee, NC (FHA|USDA|VA) | 1 | $415,000 | $415,000 | $14,384 | 5.50% |
| GREENVILLE-ANDERSON, SC (FHA|USDA|VA) | 2 | $410,000 | $205,000 | $4,123 | 7.31% |
| ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) | 1 | $405,000 | $405,000 | $5,814 | 6.38% |
| DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) | 2 | $400,000 | $200,000 | $5,743 | 8.19% |
| WINSTON-SALEM, NC (FHA|USDA|VA) | 3 | $395,000 | $131,667 | $5,203 | 7.58% |
| LAFAYETTE, LA (FHA|USDA|VA) | 1 | $395,000 | $395,000 | $8,806 | 6.00% |
| Silver City, NM (FHA|USDA|VA) | 2 | $380,000 | $190,000 | $4,649 | 8.31% |
| GAINESVILLE, FL (FHA|USDA|VA) | 2 | $380,000 | $190,000 | $9,612 | 9.37% |
| Show Low, AZ (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $15,041 | 6.88% |
| Palatka, FL (FHA|USDA|VA) | 2 | $360,000 | $180,000 | $5,951 | 7.50% |
| ABILENE, TX (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $5,329 | 6.62% |
| FARMINGTON, NM (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $4,354 | 6.13% |
| FORT WAYNE, IN (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $8,804 | 7.38% |
| BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $8,268 | 8.75% |
| Alexander City, AL (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $8,422 | 7.88% |
| SPARTANBURG, SC (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $10,108 | 5.75% |
| Hood River, OR (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $14,736 | 5.87% |
| LYNCHBURG, VA (FHA|USDA|VA) | 3 | $335,000 | $111,667 | $4,004 | 7.50% |
| Rolla, MO (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $9,838 | 6.13% |
| VINELAND-BRIDGETON, NJ (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $6,490 | 8.13% |
| LEXINGTON-FAYETTE, KY (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $12,311 | 7.63% |
| Ottawa, KS (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $2,754 | 7.88% |
| BAKERSFIELD, CA (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $8,953 | 7.00% |
| WEIRTON-STEUBENVILLE, WV-OH (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $4,678 | 8.38% |
| DAYTON-KETTERING, OH (FHA|USDA|VA) | 2 | $300,000 | $150,000 | $7,403 | 8.69% |
| GOLDSBORO, NC (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $11,557 | 6.25% |
| Angola, IN (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $5,868 | 9.38% |
| KILLEEN-TEMPLE, TX (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $10,490 | 6.25% |
| Nacogdoches, TX (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $7,234 | 6.88% |
| DECATUR, AL (FHA|USDA|VA) | 2 | $290,000 | $145,000 | $5,587 | 7.75% |
| Mount Vernon, OH (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $6,833 | 9.37% |
| ALBANY-LEBANON, OR (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $7,925 | 8.50% |
| EL CENTRO, CA (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $9,657 | 7.00% |
| RICHMOND, VA (FHA|USDA|VA) | 2 | $280,000 | $140,000 | $5,323 | 9.00% |
| READING, PA (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $5,963 | 8.38% |
| Cookeville, TN (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $12,280 | 5.50% |
| Sevierville, TN (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $6,596 | 7.63% |
| HARRISBURG-CARLISLE, PA (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $6,897 | 9.88% |
| LAWRENCE, KS (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $9,973 | 6.62% |
| MEDFORD, OR (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $5,348 | 8.58% |
| Traverse City, MI (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $9,907 | 7.50% |
| GULFPORT-BILOXI, MS (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $9,557 | 8.00% |
| YUMA, AZ (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $6,854 | 9.38% |
| PEORIA, IL (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $7,345 | 6.88% |
| SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $10,267 | 6.75% |
| OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $7,486 | 8.00% |
| Starkville, MS (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $7,475 | 8.63% |
| MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $7,388 | 7.23% |
| LAS CRUCES, NM (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $9,293 | 6.62% |
| Pahrump, NV (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $7,404 | 6.50% |
| JACKSON, MS (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $3,438 | 7.13% |
| SUMTER, SC (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $7,083 | 6.25% |
| Torrington, CT (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $5,570 | 6.00% |
| LANCASTER, PA (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $6,796 | 7.62% |
| EAU CLAIRE, WI (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $3,797 | 8.37% |
| Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $8,320 | 5.38% |
| Hays, KS (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $8,872 | 7.75% |
| EVANSVILLE, IN-KY (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $6,989 | 6.50% |
| Hermiston-Pendleton, OR (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $8,174 | 6.25% |
| ROCHESTER, MN (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $7,109 | 7.54% |
| GAINESVILLE, GA (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $4,292 | 10.25% |
| Crescent City, CA (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $7,228 | 6.00% |
| Columbus, MS (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $5,802 | 9.13% |
| TEXARKANA, TX-AR (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $3,771 | 8.62% |
| MOBILE, AL (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $8,188 | 8.50% |
| Morehead City, NC (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $3,095 | 7.63% |
| BLOOMINGTON, IL (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $3,834 | 9.13% |
| Greeneville, TN (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $8,302 | 9.00% |
| Stephenville, TX (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $4,099 | 6.50% |
| Stillwater, OK (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $3,436 | 8.38% |
| BOWLING GREEN, KY (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $6,434 | 8.00% |
| HOMOSASSA SPRINGS, FL (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $7,283 | 6.63% |
| Whitewater, WI (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $3,453 | 6.50% |
| TOLEDO, OH (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $6,300 | 7.50% |
| MONROE, MI (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $4,822 | 5.63% |
| GRANTS PASS, OR (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $7,727 | 6.13% |
| MUSKEGON, MI (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $8,806 | 5.88% |
| PUEBLO, CO (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $2,982 | 6.38% |
| AMARILLO, TX (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $4,114 | 7.13% |
| BATTLE CREEK, MI (FHA|USDA|VA) | 2 | $150,000 | $75,000 | $5,373 | 7.44% |
| DULUTH, MN-WI (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $4,139 | 7.50% |
| Shelby, NC (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $5,082 | 10.25% |
| Muscatine, IA (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $6,020 | 8.38% |
| AKRON, OH (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $7,247 | 7.50% |
| JANESVILLE-BELOIT, WI (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $6,412 | 7.38% |
| Paducah, KY-IL (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $2,350 | 8.13% |
| Grand Rapids, MN (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $3,928 | 7.25% |
| WINCHESTER, VA-WV (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $7,883 | 7.50% |
| New Castle, PA (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $4,332 | 9.50% |
| Seneca, SC (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $6,818 | 7.25% |
| CHAMPAIGN-URBANA, IL (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $3,150 | 9.75% |
| Pullman, WA (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $3,530 | 7.76% |
| OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $3,414 | 9.88% |
| WORCESTER, MA-CT (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $5,923 | 7.24% |
| Kinston, NC (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $3,278 | 7.75% |
| FLINT, MI (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $6,041 | 7.00% |
| NORWICH-NEW LONDON, CT (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $3,946 | 6.75% |
| Shelbyville, TN (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $6,396 | 7.00% |
| MUNCIE, IN (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $3,372 | 9.13% |
| Chillicothe, OH (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $5,583 | 9.38% |
| Las Vegas, NM (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $7,131 | 8.25% |
| GETTYSBURG, PA (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $5,442 | 7.33% |
| DALTON, GA (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $6,126 | 7.74% |
| JOHNSON CITY, TN (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $4,898 | 9.13% |
| Hobbs, NM (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $3,593 | 6.63% |
| GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $3,650 | 8.69% |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $3,521 | 9.88% |
| MICHIGAN CITY-LA PORTE, IN (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $2,784 | 10.50% |
| Bellefontaine, OH (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $5,329 | 7.00% |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $4,251 | 8.44% |
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Product Mix
| Loan Type | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Conventional | 3,397 | $1,243,995,000 | $366,204 | $9,139 | 7.21% |
For 2018, Angel Oak Mortgage Solutions's most frequently originated type of loan was Conventional, with 3,397 originations.
Loan Reason
For 2018, Angel Oak Mortgage Solutions's most frequently cited loan purpose was Home Purchase, with 2,285 originations. The 2nd most popular reason was Cash Out Refi, with 906 originations.
Loan Duration/Length
| Loan Length | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| 30 Year | 3,397 | $1,243,995,000 | $366,204 | $9,139 | 7.21% |
For 2018, Angel Oak Mortgage Solutions's most frequently cited loan duration was 30 Year, with 3,397 originations.
Origination Fees/Closing Costs
Angel Oak Mortgage Solutions's average total fees were $9,139, while their most frequently occuring range of origination fees (closing costs) were in the $5k+ bucket, with 1,597 originations.
Interest Rates
During 2018, Angel Oak Mortgage Solutions's average interest rate for loans was 7.21%, while their most frequently originated rate bucket for loans was 6-7%, with 1,004 originations.
Loan Sizing
2018 saw Angel Oak Mortgage Solutions place emphasis on $200k-400k loans with 1,247 originations, totaling $352,085,000 in origination value.
Applicant Income
Angel Oak Mortgage Solutions lent most frequently to those with incomes in the $250k+ range, with 842 originations. The second most popular income band? $150k-250k, with 679 originations.
Applicant Debt to Income Ratio
Angel Oak Mortgage Solutions lent most frequently to those with DTI ratios of 20-30%, with 568 originations. The next most common DTI ratio? 30-36%, with 519 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications83.54%
Angel Oak Mortgage Solutions has a below average approval rate.
Pick Rate
Approvals leading to origination96.76%
Angel Oak Mortgage Solutions has an exceptionally high pick rate. They most likely have borrower friendly terms or other characteristics like being fast to close or are easy to work with.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 3,397 | $1,243,995,000 | $366,204 |
Occupancy Type Mix
| Dwelling Type | Originations | Total Value | Average Loan |
|---|---|---|---|
| Single Family (1-4 Units):Site-Built | 3,397 | $1,243,995,000 | $366,204 |