Angel Oak Mortgage Solutions Rates, Fees & Info
WILMINGTON, DELEI: 549300KSOOZZVXCMA627
Tax ID: 46-4200240
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Mortgage Data
Review & Overview
Angel Oak Mortgage Solutions is a small mortgage company specializing in Home Purchase, Refi, and Cash Out Refi loans. Angel Oak Mortgage Solutions has a high proportion of conventional loans. Their top markets by origination volume include: Miami, Los Angeles, San Francisco, Tampa, and San Diego among others. We have data for 286 markets. (Some data included below & more in-depth data is available with an active subscription.)Angel Oak Mortgage Solutions has an average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Angel Oak Mortgage Solutions is typically a high fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have relatively high rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.
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SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
|---|---|---|
| 30 Year Conventional Purchase | 8.40% | 4/21/24 |
| 30 Year Conventional Refi | 7.44% | 4/21/24 |
| 30 Year Cash-out Refi | 8.03% | 4/21/24 |
| 15 Year Conventional Purchase | 5.68% | 4/21/24 |
| 15 Year Conventional Refi | 6.18% | 4/21/24 |
| 15 Year Cash-out Refi | 6.18% | 4/21/24 |
| These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. | ||
Angel Oak Mortgage Solutions Mortgage Calculator
Your Estimates
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This is not an official calculator from Angel Oak Mortgage Solutions. It uses our SimulatedRate™
technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.
The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
4,473Origination Dollar Volume (All Markets)
$1,793,195,000Awards
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ANGEL OAK MORTGAGE SOLUTIONS - 2020
ANGEL OAK MORTGAGE SOLUTIONS is a 2020 , due to their low .
For 2020, less than of lenders were eligible for this award.
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Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 647 | $252,575,000 | $390,379 | $10,476 | 4.86% |
| Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 351 | $232,665,000 | $662,863 | $11,186 | 4.54% |
| San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) | 122 | $66,500,000 | $545,082 | $7,999 | 4.08% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 206 | $60,360,000 | $293,010 | $8,505 | 5.06% |
| SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) | 86 | $59,950,000 | $697,093 | $12,729 | 4.66% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 148 | $56,850,000 | $384,122 | $8,080 | 4.64% |
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 115 | $54,165,000 | $471,000 | $12,296 | 5.78% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 145 | $52,305,000 | $360,724 | $6,052 | 3.78% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 114 | $41,570,000 | $364,649 | $8,363 | 5.99% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 97 | $38,755,000 | $399,536 | $8,029 | 5.21% |
| OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) | 76 | $36,310,000 | $477,763 | $6,219 | 3.84% |
| Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) | 72 | $35,380,000 | $491,389 | $5,731 | 3.99% |
| New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) | 79 | $34,685,000 | $439,051 | $11,413 | 5.49% |
| SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) | 86 | $33,120,000 | $385,116 | $6,979 | 4.47% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 79 | $31,895,000 | $403,734 | $10,700 | 6.06% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 99 | $29,035,000 | $293,283 | $8,890 | 5.44% |
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 92 | $27,290,000 | $296,630 | $4,679 | 4.80% |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) | 72 | $26,580,000 | $369,167 | $4,591 | 4.00% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 63 | $23,805,000 | $377,857 | $8,919 | 4.60% |
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 58 | $20,550,000 | $354,310 | $9,693 | 5.04% |
| SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) | 40 | $18,090,000 | $452,250 | $7,515 | 3.99% |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) | 25 | $17,975,000 | $719,000 | $10,475 | 4.60% |
| LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) | 57 | $17,405,000 | $305,351 | $8,804 | 4.98% |
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 39 | $17,155,000 | $439,872 | $9,888 | 4.49% |
| Outside of Metro Areas | 57 | $16,015,000 | $280,965 | $6,868 | 5.62% |
| BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) | 25 | $15,065,000 | $602,600 | $14,517 | 5.63% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 50 | $14,930,000 | $298,600 | $8,990 | 5.39% |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) | 43 | $14,495,000 | $337,093 | $6,911 | 4.85% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 31 | $14,445,000 | $465,968 | $9,390 | 5.92% |
| SALT LAKE CITY, UT (FHA|USDA|VA) | 32 | $13,820,000 | $431,875 | $7,489 | 4.69% |
| BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) | 28 | $12,120,000 | $432,857 | $9,916 | 5.88% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 41 | $11,905,000 | $290,366 | $8,734 | 5.64% |
| NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) | 22 | $11,850,000 | $538,636 | $13,852 | 5.60% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 32 | $11,630,000 | $363,438 | $6,183 | 4.53% |
| PORT ST. LUCIE, FL (FHA|USDA|VA) | 40 | $11,370,000 | $284,250 | $9,758 | 5.70% |
| Detroit-Warren-Dearborn, MI (FHA|USDA|VA) | 41 | $10,325,000 | $251,829 | $5,844 | 5.24% |
| Key West, FL (FHA|USDA|VA) | 16 | $10,290,000 | $643,125 | $14,893 | 4.81% |
| CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) | 21 | $9,895,000 | $471,190 | $9,588 | 5.89% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 38 | $9,860,000 | $259,474 | $8,226 | 5.69% |
| NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) | 18 | $9,380,000 | $521,111 | $10,103 | 5.71% |
| SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) | 21 | $8,975,000 | $427,381 | $5,813 | 3.32% |
| COLORADO SPRINGS, CO (FHA|USDA|VA) | 24 | $8,400,000 | $350,000 | $7,763 | 4.57% |
| VALLEJO, CA (FHA|USDA|VA) | 20 | $7,980,000 | $399,000 | $5,166 | 3.94% |
| PROVO-OREM, UT (FHA|USDA|VA) | 14 | $7,770,000 | $555,000 | $12,948 | 5.58% |
| STOCKTON, CA (FHA|USDA|VA) | 25 | $7,655,000 | $306,200 | $6,118 | 4.81% |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) | 12 | $7,580,000 | $631,667 | $12,745 | 5.89% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 28 | $7,470,000 | $266,786 | $8,181 | 6.59% |
| FORT COLLINS, CO (FHA|USDA|VA) | 12 | $7,450,000 | $620,833 | $8,845 | 4.07% |
| RALEIGH-CARY, NC (FHA|USDA|VA) | 17 | $7,425,000 | $436,765 | $10,500 | 6.06% |
| OGDEN-CLEARFIELD, UT (FHA|USDA|VA) | 15 | $6,795,000 | $453,000 | $6,003 | 4.54% |
| NEW HAVEN-MILFORD, CT (FHA|USDA|VA) | 24 | $6,400,000 | $266,667 | $5,856 | 4.81% |
| PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) | 22 | $6,080,000 | $276,364 | $8,848 | 6.12% |
| GREELEY, CO (FHA|USDA|VA) | 15 | $5,995,000 | $399,667 | $9,700 | 4.45% |
| SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) | 12 | $5,890,000 | $490,833 | $7,957 | 4.07% |
| LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) | 17 | $5,285,000 | $310,882 | $5,390 | 3.97% |
| COLUMBUS, OH (FHA|USDA|VA) | 12 | $5,250,000 | $437,500 | $7,969 | 6.18% |
| SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) | 9 | $5,245,000 | $582,778 | $10,978 | 4.37% |
| SALINAS, CA (FHA|USDA|VA) | 7 | $4,995,000 | $713,571 | $8,038 | 4.80% |
| MODESTO, CA (FHA|USDA|VA) | 15 | $4,805,000 | $320,333 | $6,600 | 4.85% |
| CLEVELAND-ELYRIA, OH (FHA|USDA|VA) | 22 | $4,590,000 | $208,636 | $5,873 | 4.91% |
| FRESNO, CA (FHA|USDA|VA) | 13 | $4,415,000 | $339,615 | $6,663 | 4.47% |
| PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) | 9 | $4,305,000 | $478,333 | $8,883 | 5.56% |
| BOULDER, CO (FHA|USDA|VA) | 9 | $4,295,000 | $477,222 | $7,050 | 4.39% |
| INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) | 15 | $4,085,000 | $272,333 | $4,180 | 4.99% |
| LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) | 17 | $3,835,000 | $225,588 | $8,077 | 5.68% |
| OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) | 14 | $3,780,000 | $270,000 | $3,489 | 2.88% |
| BAKERSFIELD, CA (FHA|USDA|VA) | 13 | $3,565,000 | $274,231 | $7,902 | 4.83% |
| GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) | 22 | $3,440,000 | $156,364 | $3,387 | 4.82% |
| LOUISVILLE, KY (FHA|USDA|VA) | 17 | $3,335,000 | $196,176 | $2,503 | 3.55% |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) | 7 | $2,915,000 | $416,429 | $9,619 | 5.92% |
| Truckee-Grass Valley, CA (FHA|USDA|VA) | 8 | $2,890,000 | $361,250 | $6,527 | 4.70% |
| PUNTA GORDA, FL (FHA|USDA|VA) | 10 | $2,730,000 | $273,000 | $9,316 | 5.63% |
| Heber, UT (FHA|USDA|VA) | 5 | $2,425,000 | $485,000 | $9,753 | 4.94% |
| ALBUQUERQUE, NM (FHA|USDA|VA) | 13 | $2,345,000 | $180,385 | $4,958 | 4.97% |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) | 8 | $2,220,000 | $277,500 | $9,193 | 6.35% |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) | 8 | $2,190,000 | $273,750 | $9,673 | 5.71% |
| MIDLAND, TX (FHA|USDA|VA) | 3 | $2,155,000 | $718,333 | $15,533 | 6.42% |
| ST. GEORGE, UT (FHA|USDA|VA) | 3 | $2,135,000 | $711,667 | $9,091 | 4.96% |
| GREENVILLE-ANDERSON, SC (FHA|USDA|VA) | 7 | $1,945,000 | $277,857 | $7,654 | 5.34% |
| Edwards, CO (FHA|USDA|VA) | 2 | $1,900,000 | $950,000 | $17,204 | 5.63% |
| HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) | 9 | $1,895,000 | $210,556 | $6,081 | 5.29% |
| MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) | 7 | $1,885,000 | $269,286 | $7,083 | 6.98% |
| COLUMBIA, SC (FHA|USDA|VA) | 7 | $1,885,000 | $269,286 | $7,320 | 6.62% |
| BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) | 5 | $1,865,000 | $373,000 | $7,505 | 5.11% |
| RICHMOND, VA (FHA|USDA|VA) | 3 | $1,845,000 | $615,000 | $9,626 | 5.04% |
| RENO, NV (FHA|USDA|VA) | 4 | $1,800,000 | $450,000 | $10,203 | 5.72% |
| NAPA, CA (FHA|USDA|VA) | 2 | $1,680,000 | $840,000 | $6,476 | 6.06% |
| ASHEVILLE, NC (FHA|USDA|VA) | 3 | $1,655,000 | $551,667 | $15,507 | 6.17% |
| Sebastian-Vero Beach, FL (FHA|USDA|VA) | 4 | $1,640,000 | $410,000 | $12,650 | 4.38% |
| CANTON-MASSILLON, OH (FHA|USDA|VA) | 4 | $1,610,000 | $402,500 | $6,768 | 7.03% |
| MEMPHIS, TN-MS-AR (FHA|USDA|VA) | 7 | $1,605,000 | $229,286 | $6,421 | 6.07% |
| BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) | 5 | $1,555,000 | $311,000 | $4,887 | 6.70% |
| PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) | 5 | $1,525,000 | $305,000 | $7,240 | 4.88% |
| OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) | 6 | $1,500,000 | $250,000 | $7,890 | 4.45% |
| OCALA, FL (FHA|USDA|VA) | 10 | $1,500,000 | $150,000 | $6,143 | 5.81% |
| CINCINNATI, OH-KY-IN (FHA|USDA|VA) | 8 | $1,480,000 | $185,000 | $6,433 | 7.31% |
| NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) | 5 | $1,445,000 | $289,000 | $9,665 | 6.43% |
| HUNTSVILLE, AL (FHA|USDA|VA) | 2 | $1,430,000 | $715,000 | $11,955 | 5.25% |
| Aberdeen, WA (FHA|USDA|VA) | 1 | $1,425,000 | $1,425,000 | $4,857 | 6.25% |
| ALBANY-LEBANON, OR (FHA|USDA|VA) | 5 | $1,365,000 | $273,000 | $11,698 | 5.03% |
| Sonora, CA (FHA|USDA|VA) | 3 | $1,325,000 | $441,667 | $8,562 | 5.66% |
| MADERA, CA (FHA|USDA|VA) | 4 | $1,310,000 | $327,500 | $8,379 | 5.00% |
| Kalispell, MT (FHA|USDA|VA) | 2 | $1,290,000 | $645,000 | $20,345 | 5.44% |
| LAFAYETTE, LA (FHA|USDA|VA) | 5 | $1,285,000 | $257,000 | $4,481 | 3.38% |
| NORWICH-NEW LONDON, CT (FHA|USDA|VA) | 4 | $1,270,000 | $317,500 | $5,703 | 5.63% |
| CORPUS CHRISTI, TX (FHA|USDA|VA) | 4 | $1,230,000 | $307,500 | $9,901 | 5.59% |
| SALISBURY, MD-DE (FHA|USDA|VA) | 3 | $1,215,000 | $405,000 | $12,372 | 5.67% |
| OKLAHOMA CITY, OK (FHA|USDA|VA) | 3 | $1,165,000 | $388,333 | $10,124 | 7.15% |
| HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) | 4 | $1,160,000 | $290,000 | $8,954 | 6.22% |
| TRENTON-PRINCETON, NJ (FHA|USDA|VA) | 5 | $1,155,000 | $231,000 | $6,478 | 5.79% |
| CHATTANOOGA, TN-GA (FHA|USDA|VA) | 5 | $1,135,000 | $227,000 | $6,305 | 5.60% |
| HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) | 4 | $1,110,000 | $277,500 | $9,851 | 4.78% |
| Alexander City, AL (FHA|USDA|VA) | 2 | $1,090,000 | $545,000 | $14,964 | 5.19% |
| MERCED, CA (FHA|USDA|VA) | 4 | $1,070,000 | $267,500 | $7,463 | 5.47% |
| READING, PA (FHA|USDA|VA) | 4 | $1,070,000 | $267,500 | $7,034 | 5.66% |
| PUEBLO, CO (FHA|USDA|VA) | 5 | $1,045,000 | $209,000 | $4,042 | 4.60% |
| TALLAHASSEE, FL (FHA|USDA|VA) | 4 | $1,010,000 | $252,500 | $8,110 | 4.97% |
| GRAND JUNCTION, CO (FHA|USDA|VA) | 6 | $1,000,000 | $166,667 | $4,471 | 3.42% |
| PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) | 3 | $995,000 | $331,667 | $3,305 | 4.67% |
| VISALIA, CA (FHA|USDA|VA) | 4 | $990,000 | $247,500 | $8,509 | 4.25% |
| YUBA CITY, CA (FHA|USDA|VA) | 2 | $980,000 | $490,000 | $12,348 | 6.25% |
| MEDFORD, OR (FHA|USDA|VA) | 3 | $875,000 | $291,667 | $3,690 | 4.46% |
| DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) | 3 | $875,000 | $291,667 | $5,979 | 6.09% |
| ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) | 2 | $870,000 | $435,000 | $13,330 | 6.38% |
| CLEVELAND, TN (FHA|USDA|VA) | 1 | $855,000 | $855,000 | $28,140 | 5.63% |
| MANCHESTER-NASHUA, NH (FHA|USDA|VA) | 2 | $830,000 | $415,000 | $12,118 | 6.18% |
| AKRON, OH (FHA|USDA|VA) | 5 | $825,000 | $165,000 | $5,391 | 4.66% |
| LUBBOCK, TX (FHA|USDA|VA) | 4 | $820,000 | $205,000 | $8,480 | 6.63% |
| COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) | 2 | $820,000 | $410,000 | $12,693 | 7.88% |
| KANSAS CITY, MO-KS (FHA|USDA|VA) | 3 | $815,000 | $271,667 | $7,340 | 5.71% |
| Sevierville, TN (FHA|USDA|VA) | 2 | $800,000 | $400,000 | $3,874 | 4.44% |
| BEND, OR (FHA|USDA|VA) | 2 | $800,000 | $400,000 | $10,208 | 5.37% |
| Steamboat Springs, CO (FHA|USDA|VA) | 2 | $780,000 | $390,000 | $7,472 | 2.63% |
| GAINESVILLE, GA (FHA|USDA|VA) | 1 | $775,000 | $775,000 | $15,683 | 6.00% |
| LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) | 1 | $745,000 | $745,000 | $10,535 | 5.87% |
| Alexandria, MN (FHA|USDA|VA) | 2 | $730,000 | $365,000 | $9,562 | 3.00% |
| VINELAND-BRIDGETON, NJ (FHA|USDA|VA) | 2 | $730,000 | $365,000 | $8,393 | 5.06% |
| SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) | 3 | $725,000 | $241,667 | $5,922 | 4.00% |
| Gardnerville Ranchos, NV (FHA|USDA|VA) | 1 | $715,000 | $715,000 | $12,986 | 5.88% |
| GAINESVILLE, FL (FHA|USDA|VA) | 1 | $715,000 | $715,000 | $17,720 | 6.50% |
| SANTA FE, NM (FHA|USDA|VA) | 2 | $710,000 | $355,000 | $5,118 | 4.50% |
| WILMINGTON, NC (FHA|USDA|VA) | 1 | $695,000 | $695,000 | $3,364 | 5.00% |
| Breckenridge, CO (FHA|USDA|VA) | 1 | $645,000 | $645,000 | $23,640 | 5.75% |
| PITTSBURGH, PA (FHA|USDA|VA) | 5 | $645,000 | $129,000 | $5,911 | 5.51% |
| MOBILE, AL (FHA|USDA|VA) | 2 | $640,000 | $320,000 | $11,616 | 7.75% |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) | 2 | $640,000 | $320,000 | $6,612 | 6.94% |
| MUSKEGON, MI (FHA|USDA|VA) | 3 | $615,000 | $205,000 | $3,733 | 4.58% |
| EL PASO, TX (FHA|USDA|VA) | 2 | $610,000 | $305,000 | $7,376 | 7.94% |
| MONTGOMERY, AL (FHA|USDA|VA) | 2 | $610,000 | $305,000 | $3,075 | 3.00% |
| Lebanon, NH-VT (FHA|USDA|VA) | 1 | $605,000 | $605,000 | $4,079 | 5.63% |
| GRANTS PASS, OR (FHA|USDA|VA) | 1 | $605,000 | $605,000 | $20,802 | 6.38% |
| BATON ROUGE, LA (FHA|USDA|VA) | 1 | $605,000 | $605,000 | $33,907 | 8.38% |
| KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) | 2 | $590,000 | $295,000 | $3,514 | 8.13% |
| TYLER, TX (FHA|USDA|VA) | 2 | $590,000 | $295,000 | $10,994 | 5.31% |
| DAYTON-KETTERING, OH (FHA|USDA|VA) | 2 | $580,000 | $290,000 | $6,180 | 7.38% |
| Jefferson, GA (FHA|USDA|VA) | 2 | $570,000 | $285,000 | $10,696 | 6.31% |
| FLINT, MI (FHA|USDA|VA) | 3 | $565,000 | $188,333 | $3,971 | 3.46% |
| HOMOSASSA SPRINGS, FL (FHA|USDA|VA) | 2 | $560,000 | $280,000 | $6,279 | 5.94% |
| WICHITA, KS (FHA|USDA|VA) | 2 | $560,000 | $280,000 | $6,974 | 6.81% |
| KILLEEN-TEMPLE, TX (FHA|USDA|VA) | 5 | $555,000 | $111,000 | $4,737 | 7.32% |
| OCEAN CITY, NJ (FHA|USDA|VA) | 2 | $540,000 | $270,000 | $8,315 | 6.06% |
| FORT WAYNE, IN (FHA|USDA|VA) | 2 | $540,000 | $270,000 | $5,628 | 6.94% |
| ST. LOUIS, MO-IL (FHA|USDA|VA) | 3 | $535,000 | $178,333 | $6,876 | 7.62% |
| LAREDO, TX (FHA|USDA|VA) | 2 | $530,000 | $265,000 | $7,582 | 7.06% |
| Glenwood Springs, CO (FHA|USDA|VA) | 1 | $525,000 | $525,000 | $14,667 | 5.25% |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) | 3 | $525,000 | $175,000 | $5,557 | 7.98% |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) | 1 | $515,000 | $515,000 | $10,484 | 6.38% |
| CHICO, CA (FHA|USDA|VA) | 2 | $510,000 | $255,000 | $9,880 | 7.13% |
| COLUMBUS, GA-AL (FHA|USDA|VA) | 2 | $500,000 | $250,000 | $9,164 | 6.75% |
| BELLINGHAM, WA (FHA|USDA|VA) | 2 | $490,000 | $245,000 | $2,797 | 3.63% |
| Port Angeles, WA (FHA|USDA|VA) | 1 | $485,000 | $485,000 | $6,346 | 2.50% |
| AMARILLO, TX (FHA|USDA|VA) | 2 | $480,000 | $240,000 | $8,329 | 6.88% |
| MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) | 1 | $475,000 | $475,000 | $3,859 | 3.00% |
| BILLINGS, MT (FHA|USDA|VA) | 1 | $475,000 | $475,000 | $14,971 | 6.00% |
| TUCSON, AZ (FHA|USDA|VA) | 2 | $460,000 | $230,000 | $4,554 | 6.37% |
| SHERMAN-DENISON, TX (FHA|USDA|VA) | 3 | $455,000 | $151,667 | $4,421 | 6.00% |
| Sterling, CO (FHA|USDA|VA) | 1 | $445,000 | $445,000 | $3,818 | 3.50% |
| SEBRING-AVON PARK, FL (FHA|USDA|VA) | 4 | $430,000 | $107,500 | $4,686 | 4.75% |
| Oak Harbor, WA (FHA|USDA|VA) | 1 | $425,000 | $425,000 | $12,300 | 4.63% |
| Rockport, TX (FHA|USDA|VA) | 1 | $425,000 | $425,000 | $5,226 | 5.75% |
| Red Wing, MN (FHA|USDA|VA) | 1 | $415,000 | $415,000 | $12,881 | 2.88% |
| Watertown-Fort Atkinson, WI (FHA|USDA|VA) | 2 | $410,000 | $205,000 | $8,538 | 8.06% |
| ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) | 1 | $405,000 | $405,000 | $8,217 | 6.00% |
| HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) | 2 | $400,000 | $200,000 | $6,112 | 4.69% |
| MISSOULA, MT (FHA|USDA|VA) | 2 | $400,000 | $200,000 | $7,640 | 5.88% |
| Pahrump, NV (FHA|USDA|VA) | 1 | $385,000 | $385,000 | $16,809 | 3.63% |
| Ukiah, CA (FHA|USDA|VA) | 1 | $385,000 | $385,000 | $5,642 | 4.88% |
| WENATCHEE, WA (FHA|USDA|VA) | 1 | $385,000 | $385,000 | $91 | 3.13% |
| Torrington, CT (FHA|USDA|VA) | 2 | $380,000 | $190,000 | $7,572 | 6.31% |
| Glasgow, KY (FHA|USDA|VA) | 1 | $375,000 | $375,000 | $13,200 | 5.75% |
| Tullahoma-Manchester, TN (FHA|USDA|VA) | 1 | $375,000 | $375,000 | $2,987 | 6.37% |
| SAVANNAH, GA (FHA|USDA|VA) | 2 | $370,000 | $185,000 | $4,970 | 5.88% |
| Kill Devil Hills, NC (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $8,518 | 5.25% |
| DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $9,062 | 6.63% |
| WACO, TX (FHA|USDA|VA) | 3 | $355,000 | $118,333 | $4,405 | 5.83% |
| FLORENCE, SC (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $3,342 | 6.13% |
| Pottsville, PA (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $4,880 | 5.88% |
| LEBANON, PA (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $13,436 | 6.75% |
| Seneca, SC (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $7,091 | 6.13% |
| AUBURN-OPELIKA, AL (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $1,808 | 3.38% |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $12,148 | 6.50% |
| MACON-BIBB COUNTY, GA (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $7,235 | 7.88% |
| BRUNSWICK, GA (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $9,011 | 6.50% |
| YORK-HANOVER, PA (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $8,990 | 6.63% |
| VICTORIA, TX (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $11,400 | 8.38% |
| Stephenville, TX (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $13,491 | 6.63% |
| DOVER, DE (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $5,763 | 7.00% |
| THE VILLAGES, FL (FHA|USDA|VA) | 2 | $310,000 | $155,000 | $5,439 | 4.88% |
| Sandpoint, ID (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $6,863 | 3.25% |
| El Campo, TX (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $8,208 | 6.62% |
| Wauchula, FL (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $10,870 | 5.13% |
| Big Spring, TX (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $6,947 | 7.38% |
| LONGVIEW, WA (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $3,710 | 7.50% |
| BANGOR, ME (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $8,845 | 6.63% |
| TULSA, OK (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $11,954 | 6.00% |
| Granbury, TX (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $8,085 | 6.63% |
| HARRISBURG-CARLISLE, PA (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $3,352 | 2.75% |
| Show Low, AZ (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $7,005 | 5.75% |
| ROCHESTER, MN (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $3,399 | 7.25% |
| Minot, ND (FHA|USDA|VA) | 2 | $270,000 | $135,000 | $4,528 | 6.76% |
| Georgetown, SC (FHA|USDA|VA) | 2 | $270,000 | $135,000 | $6,443 | 6.01% |
| LaGrange, GA-AL (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $3,607 | 6.88% |
| Gainesville, TX (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $6,276 | 6.75% |
| BURLINGTON, NC (FHA|USDA|VA) | 2 | $260,000 | $130,000 | $7,244 | 5.00% |
| CHARLESTON, WV (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $5,086 | 7.13% |
| ODESSA, TX (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $4,712 | 6.88% |
| Marion, NC (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $2,041 | 3.38% |
| Newport, OR (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $7,872 | 5.63% |
| MONROE, MI (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $3,944 | 2.50% |
| FAYETTEVILLE, NC (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $3,428 | 6.25% |
| Keene, NH (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $6,393 | 8.38% |
| KNOXVILLE, TN (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $4,440 | 8.75% |
| DALTON, GA (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $8,091 | 7.38% |
| Winona, MN (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $4,479 | 6.88% |
| EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $4,073 | 5.50% |
| Faribault-Northfield, MN (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $4,228 | 3.00% |
| Richmond, IN (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $2,964 | 7.63% |
| LANCASTER, PA (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $10,327 | 6.75% |
| ALEXANDRIA, LA (FHA|USDA|VA) | 2 | $200,000 | $100,000 | $5,721 | 5.39% |
| Eureka-Arcata, CA (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $6,351 | 7.00% |
| REDDING, CA (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $9,216 | 5.88% |
| Danville, KY (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $10,556 | 5.88% |
| Statesboro, GA (FHA|USDA|VA) | 2 | $190,000 | $95,000 | $5,256 | 10.38% |
| HINESVILLE, GA (FHA|USDA|VA) | 2 | $190,000 | $95,000 | $6,416 | 6.50% |
| Pinehurst-Southern Pines, NC (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $3,296 | 5.88% |
| PINE BLUFF, AR (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $7,717 | 6.38% |
| Brevard, NC (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $4,226 | 5.75% |
| FLAGSTAFF, AZ (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $0 | 3.75% |
| MADISON, WI (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $7,049 | 5.75% |
| SPRINGFIELD, MO (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $7,602 | 8.88% |
| PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $5,856 | 7.13% |
| WARNER ROBINS, GA (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $2,726 | 2.63% |
| Vernal, UT (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $5,744 | 4.88% |
| GULFPORT-BILOXI, MS (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $6,343 | 5.13% |
| HARRISONBURG, VA (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $5,733 | 5.63% |
| Hillsdale, MI (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $6,224 | 5.50% |
| BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $4,402 | 6.38% |
| LONGVIEW, TX (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $8,036 | 6.63% |
| LINCOLN, NE (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $2,897 | 3.63% |
| JANESVILLE-BELOIT, WI (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $4,775 | 5.75% |
| CASPER, WY (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $5,959 | 5.38% |
| Klamath Falls, OR (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $6,634 | 7.37% |
| Menomonie, WI (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $7,167 | 5.38% |
| Bardstown, KY (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $2,345 | 2.88% |
| AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $7,256 | 6.38% |
| ROCKFORD, IL (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $2,609 | 2.63% |
| Huntsville, TX (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $4,676 | 8.63% |
| Concord, NH (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $3,153 | 2.63% |
| DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $1,301 | 3.00% |
| Pullman, WA (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $5,330 | 4.75% |
| YAKIMA, WA (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $3,287 | 7.25% |
| SAGINAW, MI (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $2,821 | 3.63% |
| ANN ARBOR, MI (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $3,746 | 9.88% |
| CLARKSVILLE, TN-KY (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $6,261 | 5.40% |
| Dumas, TX (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $2,662 | 8.13% |
| GREEN BAY, WI (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $2,614 | 9.25% |
| TOPEKA, KS (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $1,688 | 10.00% |
| Mount Pleasant, MI (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $2,846 | 8.63% |
| FORT SMITH, AR-OK (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $2,841 | 8.63% |
| SUMTER, SC (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $5,290 | 6.80% |
| Kingsville, TX (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $2,291 | 7.90% |
| SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $6,137 | 5.88% |
| ALBANY, GA (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $4,518 | 8.10% |
| SPARTANBURG, SC (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $5,036 | 6.15% |
| Hobbs, NM (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $2,912 | 2.88% |
| LANSING-EAST LANSING, MI (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $3,445 | 3.75% |
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Product Mix
| Loan Type | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Conventional | 4,473 | $1,793,195,000 | $400,893 | $8,727 | 4.97% |
For 2020, Angel Oak Mortgage Solutions's most frequently originated type of loan was Conventional, with 4,473 originations.
Loan Reason
For 2020, Angel Oak Mortgage Solutions's most frequently cited loan purpose was Home Purchase, with 2,175 originations. The 2nd most popular reason was Refi, with 1,245 originations.
Loan Duration/Length
For 2020, Angel Oak Mortgage Solutions's most frequently cited loan duration was 30 Year, with 4,026 originations. The 2nd most popular length was 15 Year, with 296 originations.
Origination Fees/Closing Costs
Angel Oak Mortgage Solutions's average total fees were $9,206, while their most frequently occuring range of origination fees (closing costs) were in the $5k+ bucket, with 1,950 originations.
Interest Rates
During 2020, Angel Oak Mortgage Solutions's average interest rate for loans was 5.20%, while their most frequently originated rate bucket for loans was 5-6%, with 1,078 originations.
Loan Sizing
2020 saw Angel Oak Mortgage Solutions place emphasis on $200k-400k loans with 1,861 originations, totaling $543,815,000 in origination value.
Applicant Income
Angel Oak Mortgage Solutions lent most frequently to those with incomes in the $250k+ range, with 1,052 originations. The second most popular income band? $100k-150k, with 934 originations.
Applicant Debt to Income Ratio
Angel Oak Mortgage Solutions lent most frequently to those with DTI ratios of <20%, with 1,414 originations. The next most common DTI ratio? 20-30%, with 1,159 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications74.43%
Angel Oak Mortgage Solutions has a below average approval rate.
Pick Rate
Approvals leading to origination82.67%
Angel Oak Mortgage Solutions has a below average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 4,473 | $1,793,195,000 | $400,893 |
Occupancy Type Mix
| Dwelling Type | Originations | Total Value | Average Loan |
|---|---|---|---|
| Multifamily:Site-Built | 2 | $540,000 | $270,000 |
| Single Family (1-4 Units):Site-Built | 4,471 | $1,792,655,000 | $400,952 |
LTV Distribution
Complaints
| Bank Name | Product | Issue | 2020 CPFB Complaints | % of Total Issues |
|---|---|---|---|---|
| Angel Oak Mortgage Solutions LLC | Other type of mortgage | Applying for a mortgage or refinancing an existing mortgage | 1 | 50.0% |
| Angel Oak Mortgage Solutions LLC | Other type of mortgage | Closing on a mortgage | 1 | 50.0% |