First Horizon Bank Mortgage Rates, Fees & Info
Memphis, TNLEI: COOWI3L2W9TPYR3WJX37
Tax ID: 62-0201385
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Mortgage Data
Review & Overview
First Horizon Bank is a mid-sized bank specializing in Home Purchase loans. First Horizon Bank has a high proportion of conventional loans. They have a a low proportion of FHA loans. (This may mean they shy away from first time homebuyers.) They have a low ratio of USDA loans. Their top markets by origination volume include: Nashville, Miami, Dallas, New York, and Atlanta among others. We have data for 285 markets. (Some data included below & more in-depth data is available with an active subscription.)First Horizon Bank has an average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. First Horizon Bank is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.
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SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
|---|---|---|
| Home Equity Line of Credit (HELOC) | 5.88% | 11/17/24 |
| 30 Year Conventional Purchase | 6.26% | 11/17/24 |
| 30 Year Conventional Refi | 6.33% | 11/17/24 |
| 30 Year Cash-out Refi | 6.65% | 11/17/24 |
| 30 Year FHA Purchase | 7.30% | 11/17/24 |
| 30 Year FHA Refi | 6.27% | 11/17/24 |
| 30 Year VA Purchase | 6.19% | 11/17/24 |
| 30 Year VA Refi | 5.84% | 11/17/24 |
| 30 Year USDA Purchase | 6.72% | 11/17/24 |
| 30 Year USDA Refi | 6.27% | 11/17/24 |
| 15 Year Conventional Purchase | 5.92% | 11/17/24 |
| 15 Year Conventional Refi | 6.04% | 11/17/24 |
| 15 Year Cash-out Refi | 6.04% | 11/17/24 |
| 15 Year FHA Refi | 5.68% | 11/17/24 |
| These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. | ||
First Horizon Bank Mortgage Calculator
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This is not an official calculator from First Horizon Bank. It uses our SimulatedRate™
technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.
The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
14,649Origination Dollar Volume (All Markets)
$6,235,105,000Awards
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First Horizon Bank - 2022
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For 2022, less than of lenders were eligible for this award.
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Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) | 1,887 | $711,845,000 | $377,236 | $5,734 | 3.63% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 802 | $642,450,000 | $801,060 | $8,886 | 3.64% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 618 | $397,790,000 | $643,673 | $6,673 | 4.23% |
| New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) | 209 | $296,045,000 | $1,416,483 | $17,097 | 3.99% |
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 457 | $293,665,000 | $642,593 | $5,683 | 4.03% |
| NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) | 708 | $282,040,000 | $398,362 | $5,438 | 4.04% |
| MEMPHIS, TN-MS-AR (FHA|USDA|VA) | 917 | $256,375,000 | $279,580 | $4,414 | 3.90% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 359 | $234,035,000 | $651,908 | $7,175 | 4.08% |
| KNOXVILLE, TN (FHA|USDA|VA) | 739 | $232,865,000 | $315,108 | $4,649 | 3.58% |
| Key West, FL (FHA|USDA|VA) | 284 | $215,710,000 | $759,542 | $10,397 | 3.96% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 319 | $177,305,000 | $555,815 | $4,704 | 3.70% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 324 | $151,760,000 | $468,395 | $6,149 | 3.92% |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) | 416 | $114,090,000 | $274,255 | $4,368 | 4.08% |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) | 440 | $105,850,000 | $240,568 | $4,172 | 4.40% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 217 | $94,995,000 | $437,765 | $6,789 | 3.65% |
| DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) | 178 | $91,710,000 | $515,225 | $3,872 | 3.65% |
| CHATTANOOGA, TN-GA (FHA|USDA|VA) | 345 | $91,485,000 | $265,174 | $4,723 | 3.41% |
| BATON ROUGE, LA (FHA|USDA|VA) | 291 | $87,195,000 | $299,639 | $4,827 | 3.75% |
| LAFAYETTE, LA (FHA|USDA|VA) | 439 | $77,045,000 | $175,501 | $5,034 | 3.82% |
| RALEIGH-CARY, NC (FHA|USDA|VA) | 149 | $72,095,000 | $483,859 | $4,300 | 3.55% |
| BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) | 231 | $70,385,000 | $304,697 | $3,872 | 4.19% |
| NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) | 122 | $69,470,000 | $569,426 | $6,783 | 3.72% |
| Outside of Metro Areas | 303 | $67,325,000 | $222,195 | $4,311 | 4.09% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 65 | $64,535,000 | $992,846 | $9,004 | 3.99% |
| DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) | 102 | $62,390,000 | $611,667 | $5,233 | 3.93% |
| JACKSON, MS (FHA|USDA|VA) | 131 | $51,555,000 | $393,550 | $4,701 | 4.39% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 72 | $47,700,000 | $662,500 | $7,618 | 3.79% |
| HUNTSVILLE, AL (FHA|USDA|VA) | 126 | $46,680,000 | $370,476 | $4,025 | 4.03% |
| MOBILE, AL (FHA|USDA|VA) | 110 | $43,910,000 | $399,182 | $4,090 | 4.01% |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) | 40 | $42,490,000 | $1,062,250 | $9,012 | 4.12% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 117 | $40,765,000 | $348,419 | $5,887 | 3.60% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 105 | $37,985,000 | $361,762 | $7,139 | 3.53% |
| JOHNSON CITY, TN (FHA|USDA|VA) | 145 | $36,275,000 | $250,172 | $3,951 | 3.50% |
| ST. LOUIS, MO-IL (FHA|USDA|VA) | 135 | $35,185,000 | $260,630 | $3,385 | 5.18% |
| WINSTON-SALEM, NC (FHA|USDA|VA) | 157 | $32,915,000 | $209,650 | $3,886 | 3.83% |
| BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) | 21 | $31,545,000 | $1,502,143 | $19,019 | 3.76% |
| LAKE CHARLES, LA (FHA|USDA|VA) | 136 | $30,510,000 | $224,338 | $4,180 | 3.97% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 107 | $28,085,000 | $262,477 | $6,092 | 4.00% |
| CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) | 38 | $26,490,000 | $697,105 | $5,890 | 3.82% |
| ASHEVILLE, NC (FHA|USDA|VA) | 58 | $25,310,000 | $436,379 | $4,609 | 3.80% |
| KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) | 111 | $25,145,000 | $226,532 | $4,056 | 3.47% |
| Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 12 | $24,290,000 | $2,024,167 | $10,439 | 3.62% |
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 21 | $20,925,000 | $996,429 | $6,477 | 4.03% |
| GREENVILLE-ANDERSON, SC (FHA|USDA|VA) | 33 | $18,855,000 | $571,364 | $4,745 | 4.49% |
| Tullahoma-Manchester, TN (FHA|USDA|VA) | 67 | $18,585,000 | $277,388 | $5,292 | 4.39% |
| GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) | 82 | $17,980,000 | $219,268 | $4,232 | 3.59% |
| HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) | 112 | $17,560,000 | $156,786 | $3,522 | 3.54% |
| MORRISTOWN, TN (FHA|USDA|VA) | 86 | $17,480,000 | $203,256 | $3,500 | 3.27% |
| COLUMBIA, SC (FHA|USDA|VA) | 49 | $15,345,000 | $313,163 | $4,703 | 3.80% |
| Cookeville, TN (FHA|USDA|VA) | 81 | $15,045,000 | $185,741 | $4,825 | 3.31% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 22 | $14,850,000 | $675,000 | $7,336 | 4.17% |
| PORT ST. LUCIE, FL (FHA|USDA|VA) | 33 | $14,605,000 | $442,576 | $6,543 | 3.87% |
| MONROE, LA (FHA|USDA|VA) | 74 | $13,610,000 | $183,919 | $4,394 | 4.28% |
| CLEVELAND, TN (FHA|USDA|VA) | 58 | $12,960,000 | $223,448 | $3,047 | 3.84% |
| WILMINGTON, NC (FHA|USDA|VA) | 16 | $12,510,000 | $781,875 | $4,757 | 3.90% |
| Sevierville, TN (FHA|USDA|VA) | 36 | $12,050,000 | $334,722 | $7,201 | 3.49% |
| Morgan City, LA (FHA|USDA|VA) | 75 | $11,525,000 | $153,667 | $5,030 | 4.49% |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) | 22 | $11,380,000 | $517,273 | $5,108 | 4.14% |
| HOUMA-THIBODAUX, LA (FHA|USDA|VA) | 60 | $10,850,000 | $180,833 | $5,897 | 4.01% |
| HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) | 16 | $10,360,000 | $647,500 | $5,575 | 4.13% |
| Sebastian-Vero Beach, FL (FHA|USDA|VA) | 11 | $10,175,000 | $925,000 | $10,793 | 3.94% |
| FAYETTEVILLE, NC (FHA|USDA|VA) | 36 | $9,530,000 | $264,722 | $6,223 | 3.88% |
| PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) | 17 | $9,325,000 | $548,529 | $5,698 | 4.10% |
| Edwards, CO (FHA|USDA|VA) | 4 | $9,220,000 | $2,305,000 | $5,658 | 3.53% |
| CLARKSVILLE, TN-KY (FHA|USDA|VA) | 30 | $8,840,000 | $294,667 | $4,821 | 3.76% |
| Cullowhee, NC (FHA|USDA|VA) | 11 | $8,515,000 | $774,091 | $9,124 | 3.63% |
| JACKSON, TN (FHA|USDA|VA) | 41 | $8,485,000 | $206,951 | $3,852 | 3.52% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 9 | $8,445,000 | $938,333 | $6,903 | 4.26% |
| JONESBORO, AR (FHA|USDA|VA) | 50 | $8,240,000 | $164,800 | $3,649 | 3.99% |
| Greeneville, TN (FHA|USDA|VA) | 55 | $8,155,000 | $148,273 | $4,930 | 3.40% |
| SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) | 27 | $7,635,000 | $282,778 | $5,491 | 3.76% |
| BRUNSWICK, GA (FHA|USDA|VA) | 5 | $6,895,000 | $1,379,000 | $7,368 | 3.65% |
| RICHMOND, VA (FHA|USDA|VA) | 11 | $6,495,000 | $590,455 | $4,724 | 3.40% |
| Boone, NC (FHA|USDA|VA) | 28 | $6,490,000 | $231,786 | $3,201 | 3.51% |
| Pinehurst-Southern Pines, NC (FHA|USDA|VA) | 15 | $6,375,000 | $425,000 | $4,683 | 4.30% |
| Torrington, CT (FHA|USDA|VA) | 4 | $5,780,000 | $1,445,000 | $28,567 | 3.81% |
| GULFPORT-BILOXI, MS (FHA|USDA|VA) | 19 | $5,705,000 | $300,263 | $4,687 | 3.83% |
| EL PASO, TX (FHA|USDA|VA) | 12 | $5,680,000 | $473,333 | $5,591 | 4.47% |
| Shelbyville, TN (FHA|USDA|VA) | 23 | $5,535,000 | $240,652 | $5,567 | 4.12% |
| LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) | 8 | $5,420,000 | $677,500 | $6,223 | 3.78% |
| PUNTA GORDA, FL (FHA|USDA|VA) | 20 | $4,940,000 | $247,000 | $6,032 | 3.75% |
| GAINESVILLE, GA (FHA|USDA|VA) | 7 | $4,875,000 | $696,429 | $5,862 | 3.46% |
| POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY (FHA|USDA|VA) | 4 | $4,860,000 | $1,215,000 | $24,554 | 4.56% |
| ROANOKE, VA (FHA|USDA|VA) | 23 | $4,725,000 | $205,435 | $3,838 | 3.44% |
| NEW HAVEN-MILFORD, CT (FHA|USDA|VA) | 7 | $4,725,000 | $675,000 | $8,571 | 4.36% |
| SPARTANBURG, SC (FHA|USDA|VA) | 19 | $4,295,000 | $226,053 | $4,597 | 3.37% |
| PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) | 13 | $4,255,000 | $327,308 | $8,858 | 4.20% |
| CORPUS CHRISTI, TX (FHA|USDA|VA) | 9 | $4,135,000 | $459,444 | $6,196 | 4.28% |
| GAINESVILLE, FL (FHA|USDA|VA) | 8 | $3,890,000 | $486,250 | $5,922 | 4.33% |
| BURLINGTON, NC (FHA|USDA|VA) | 26 | $3,870,000 | $148,846 | $4,759 | 3.37% |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) | 11 | $3,865,000 | $351,364 | $5,046 | 4.55% |
| ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) | 8 | $3,840,000 | $480,000 | $6,195 | 4.00% |
| McMinnville, TN (FHA|USDA|VA) | 17 | $3,765,000 | $221,471 | $4,805 | 4.37% |
| Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) | 6 | $3,610,000 | $601,667 | $4,879 | 4.71% |
| HOT SPRINGS, AR (FHA|USDA|VA) | 8 | $3,490,000 | $436,250 | $3,577 | 5.08% |
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 8 | $3,460,000 | $432,500 | $6,493 | 5.00% |
| NEW BERN, NC (FHA|USDA|VA) | 3 | $3,355,000 | $1,118,333 | $2,738 | 3.72% |
| Oxford, MS (FHA|USDA|VA) | 9 | $3,175,000 | $352,778 | $4,125 | 3.94% |
| Crossville, TN (FHA|USDA|VA) | 6 | $3,160,000 | $526,667 | $4,966 | 4.48% |
| KANSAS CITY, MO-KS (FHA|USDA|VA) | 7 | $3,085,000 | $440,714 | $3,835 | 4.80% |
| HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) | 3 | $2,985,000 | $995,000 | $7,761 | 3.17% |
| San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) | 3 | $2,795,000 | $931,667 | $6,399 | 4.17% |
| Lewisburg, TN (FHA|USDA|VA) | 15 | $2,715,000 | $181,000 | $4,998 | 3.99% |
| PANAMA CITY, FL (FHA|USDA|VA) | 7 | $2,695,000 | $385,000 | $6,729 | 3.80% |
| Jackson, WY-ID (FHA|USDA|VA) | 1 | $2,645,000 | $2,645,000 | $9,767 | 4.88% |
| SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) | 2 | $2,610,000 | $1,305,000 | $9,791 | 5.39% |
| FLORENCE-MUSCLE SHOALS, AL (FHA|USDA|VA) | 8 | $2,600,000 | $325,000 | $4,524 | 4.20% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 5 | $2,535,000 | $507,000 | $3,903 | 4.68% |
| TALLAHASSEE, FL (FHA|USDA|VA) | 5 | $2,525,000 | $505,000 | $7,705 | 3.73% |
| Lawrenceburg, TN (FHA|USDA|VA) | 22 | $2,380,000 | $108,182 | $2,764 | 3.29% |
| THE VILLAGES, FL (FHA|USDA|VA) | 8 | $2,310,000 | $288,750 | $4,298 | 5.02% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 3 | $2,295,000 | $765,000 | $5,082 | 4.33% |
| BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) | 4 | $2,290,000 | $572,500 | $9,183 | 5.47% |
| Ellensburg, WA (FHA|USDA|VA) | 2 | $2,290,000 | $1,145,000 | $5,690 | 2.88% |
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 6 | $2,270,000 | $378,333 | $5,608 | 5.38% |
| North Wilkesboro, NC (FHA|USDA|VA) | 14 | $2,220,000 | $158,571 | $4,412 | 3.36% |
| CHARLOTTESVILLE, VA (FHA|USDA|VA) | 5 | $2,165,000 | $433,000 | $6,959 | 4.40% |
| Seneca, SC (FHA|USDA|VA) | 3 | $2,145,000 | $715,000 | $4,460 | 3.25% |
| JACKSONVILLE, NC (FHA|USDA|VA) | 5 | $2,145,000 | $429,000 | $8,199 | 5.75% |
| AUBURN-OPELIKA, AL (FHA|USDA|VA) | 3 | $2,085,000 | $695,000 | $4,252 | 3.13% |
| MACON-BIBB COUNTY, GA (FHA|USDA|VA) | 2 | $2,020,000 | $1,010,000 | $5,818 | 3.13% |
| OCEAN CITY, NJ (FHA|USDA|VA) | 1 | $2,005,000 | $2,005,000 | $62,153 | 3.13% |
| Fredericksburg, TX (FHA|USDA|VA) | 1 | $1,995,000 | $1,995,000 | $12,778 | 5.00% |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) | 4 | $1,990,000 | $497,500 | $6,662 | 4.72% |
| Opelousas, LA (FHA|USDA|VA) | 14 | $1,960,000 | $140,000 | $2,598 | 3.50% |
| DECATUR, AL (FHA|USDA|VA) | 6 | $1,880,000 | $313,333 | $4,348 | 4.58% |
| HAMMOND, LA (FHA|USDA|VA) | 8 | $1,860,000 | $232,500 | $4,792 | 5.06% |
| BOWLING GREEN, KY (FHA|USDA|VA) | 4 | $1,840,000 | $460,000 | $5,671 | 4.91% |
| Breckenridge, CO (FHA|USDA|VA) | 2 | $1,840,000 | $920,000 | $6,549 | 5.50% |
| AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) | 4 | $1,810,000 | $452,500 | $5,278 | 3.88% |
| GREENVILLE, NC (FHA|USDA|VA) | 5 | $1,805,000 | $361,000 | $3,756 | 4.03% |
| Albertville, AL (FHA|USDA|VA) | 5 | $1,805,000 | $361,000 | $3,702 | 3.20% |
| Glenwood Springs, CO (FHA|USDA|VA) | 1 | $1,765,000 | $1,765,000 | $0 | 3.95% |
| TYLER, TX (FHA|USDA|VA) | 3 | $1,725,000 | $575,000 | $3,044 | 3.24% |
| BLACKSBURG-CHRISTIANSBURG, VA (FHA|USDA|VA) | 3 | $1,705,000 | $568,333 | $4,491 | 4.21% |
| Whitewater, WI (FHA|USDA|VA) | 1 | $1,705,000 | $1,705,000 | $5,336 | 2.63% |
| Georgetown, SC (FHA|USDA|VA) | 3 | $1,685,000 | $561,667 | $7,533 | 2.82% |
| Detroit-Warren-Dearborn, MI (FHA|USDA|VA) | 4 | $1,680,000 | $420,000 | $3,604 | 5.41% |
| Mount Airy, NC (FHA|USDA|VA) | 19 | $1,665,000 | $87,632 | $3,006 | 4.33% |
| SAVANNAH, GA (FHA|USDA|VA) | 6 | $1,650,000 | $275,000 | $4,595 | 4.21% |
| Fort Polk South, LA (FHA|USDA|VA) | 1 | $1,595,000 | $1,595,000 | $0 | 3.85% |
| DALTON, GA (FHA|USDA|VA) | 8 | $1,580,000 | $197,500 | $3,334 | 4.26% |
| SHERMAN-DENISON, TX (FHA|USDA|VA) | 5 | $1,535,000 | $307,000 | $4,818 | 4.77% |
| MONTGOMERY, AL (FHA|USDA|VA) | 6 | $1,530,000 | $255,000 | $3,310 | 4.58% |
| BOISE CITY, ID (FHA|USDA|VA) | 3 | $1,425,000 | $475,000 | $6,929 | 3.88% |
| SANTA FE, NM (FHA|USDA|VA) | 2 | $1,420,000 | $710,000 | $4,825 | 4.63% |
| PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) | 3 | $1,415,000 | $471,667 | $6,950 | 4.41% |
| Roanoke Rapids, NC (FHA|USDA|VA) | 2 | $1,390,000 | $695,000 | $4,339 | 3.37% |
| TEXARKANA, TX-AR (FHA|USDA|VA) | 3 | $1,355,000 | $451,667 | $4,605 | 4.63% |
| Paragould, AR (FHA|USDA|VA) | 9 | $1,345,000 | $149,444 | $3,037 | 3.37% |
| COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) | 2 | $1,340,000 | $670,000 | $6,812 | 3.75% |
| Sanford, NC (FHA|USDA|VA) | 10 | $1,340,000 | $134,000 | $3,383 | 4.28% |
| DeRidder, LA (FHA|USDA|VA) | 7 | $1,325,000 | $189,286 | $3,233 | 3.57% |
| Kill Devil Hills, NC (FHA|USDA|VA) | 3 | $1,325,000 | $441,667 | $4,337 | 4.88% |
| Newport, TN (FHA|USDA|VA) | 13 | $1,255,000 | $96,538 | $2,945 | 3.34% |
| ROME, GA (FHA|USDA|VA) | 1 | $1,205,000 | $1,205,000 | $7,212 | 4.25% |
| Athens, TN (FHA|USDA|VA) | 6 | $1,180,000 | $196,667 | $3,363 | 4.98% |
| HATTIESBURG, MS (FHA|USDA|VA) | 4 | $1,170,000 | $292,500 | $3,529 | 3.31% |
| CINCINNATI, OH-KY-IN (FHA|USDA|VA) | 4 | $1,150,000 | $287,500 | $5,996 | 5.16% |
| ANN ARBOR, MI (FHA|USDA|VA) | 1 | $1,135,000 | $1,135,000 | $5,167 | 5.00% |
| Ruston, LA (FHA|USDA|VA) | 5 | $1,105,000 | $221,000 | $3,970 | 5.25% |
| FORT SMITH, AR-OK (FHA|USDA|VA) | 3 | $1,065,000 | $355,000 | $3,932 | 4.06% |
| Brevard, NC (FHA|USDA|VA) | 2 | $1,050,000 | $525,000 | $4,534 | 4.38% |
| OCALA, FL (FHA|USDA|VA) | 7 | $1,035,000 | $147,857 | $6,494 | 4.27% |
| PROVO-OREM, UT (FHA|USDA|VA) | 2 | $1,020,000 | $510,000 | $3,898 | 4.31% |
| BUFFALO-CHEEKTOWAGA, NY (FHA|USDA|VA) | 2 | $990,000 | $495,000 | $5,565 | 3.93% |
| PITTSFIELD, MA (FHA|USDA|VA) | 1 | $975,000 | $975,000 | $8,221 | 3.00% |
| FLORENCE, SC (FHA|USDA|VA) | 2 | $930,000 | $465,000 | $4,078 | 5.31% |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) | 2 | $920,000 | $460,000 | $3,982 | 4.56% |
| AKRON, OH (FHA|USDA|VA) | 4 | $890,000 | $222,500 | $3,822 | 5.09% |
| LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) | 2 | $890,000 | $445,000 | $3,944 | 4.44% |
| TUSCALOOSA, AL (FHA|USDA|VA) | 2 | $890,000 | $445,000 | $3,714 | 4.19% |
| LUBBOCK, TX (FHA|USDA|VA) | 2 | $870,000 | $435,000 | $6,028 | 4.31% |
| PITTSBURGH, PA (FHA|USDA|VA) | 2 | $870,000 | $435,000 | $3,736 | 5.81% |
| TOLEDO, OH (FHA|USDA|VA) | 2 | $860,000 | $430,000 | $7,893 | 6.81% |
| KILLEEN-TEMPLE, TX (FHA|USDA|VA) | 3 | $845,000 | $281,667 | $5,462 | 4.12% |
| Paris, TN (FHA|USDA|VA) | 1 | $835,000 | $835,000 | $5,298 | 5.38% |
| LYNCHBURG, VA (FHA|USDA|VA) | 4 | $810,000 | $202,500 | $3,521 | 3.34% |
| St. Marys, GA (FHA|USDA|VA) | 2 | $810,000 | $405,000 | $3,457 | 5.31% |
| Bozeman, MT (FHA|USDA|VA) | 1 | $805,000 | $805,000 | $4,113 | 4.63% |
| Cullman, AL (FHA|USDA|VA) | 2 | $790,000 | $395,000 | $5,621 | 3.00% |
| Rockingham, NC (FHA|USDA|VA) | 4 | $780,000 | $195,000 | $6,523 | 5.36% |
| Barre, VT (FHA|USDA|VA) | 1 | $755,000 | $755,000 | $9,189 | 4.63% |
| Martinsville, VA (FHA|USDA|VA) | 10 | $750,000 | $75,000 | $5,096 | 3.88% |
| HOMOSASSA SPRINGS, FL (FHA|USDA|VA) | 2 | $730,000 | $365,000 | $5,861 | 4.44% |
| Marion, NC (FHA|USDA|VA) | 3 | $715,000 | $238,333 | $3,792 | 3.74% |
| Athens, TX (FHA|USDA|VA) | 2 | $710,000 | $355,000 | $7,031 | 3.75% |
| TUCSON, AZ (FHA|USDA|VA) | 2 | $690,000 | $345,000 | $5,714 | 4.69% |
| Martin, TN (FHA|USDA|VA) | 4 | $680,000 | $170,000 | $3,306 | 3.02% |
| Calhoun, GA (FHA|USDA|VA) | 2 | $670,000 | $335,000 | $3,924 | 3.37% |
| Dayton, TN (FHA|USDA|VA) | 2 | $660,000 | $330,000 | $4,802 | 2.93% |
| BURLINGTON-SOUTH BURLINGTON, VT (FHA|USDA|VA) | 1 | $645,000 | $645,000 | $4,786 | 5.88% |
| Albemarle, NC (FHA|USDA|VA) | 2 | $640,000 | $320,000 | $2,950 | 3.75% |
| DAYTON-KETTERING, OH (FHA|USDA|VA) | 3 | $635,000 | $211,667 | $5,285 | 4.92% |
| Huntsville, TX (FHA|USDA|VA) | 1 | $625,000 | $625,000 | $6,852 | 5.38% |
| Malvern, AR (FHA|USDA|VA) | 3 | $595,000 | $198,333 | $2,592 | 4.58% |
| SPRINGFIELD, MO (FHA|USDA|VA) | 1 | $585,000 | $585,000 | $3,934 | 3.88% |
| Morehead City, NC (FHA|USDA|VA) | 1 | $585,000 | $585,000 | $4,531 | 5.75% |
| SAN ANGELO, TX (FHA|USDA|VA) | 1 | $575,000 | $575,000 | $6,000 | 4.75% |
| Concord, NH (FHA|USDA|VA) | 1 | $555,000 | $555,000 | $3,591 | 4.75% |
| OKLAHOMA CITY, OK (FHA|USDA|VA) | 2 | $550,000 | $275,000 | $5,632 | 4.31% |
| FARGO, ND-MN (FHA|USDA|VA) | 1 | $545,000 | $545,000 | $6,173 | 5.50% |
| CLEVELAND-ELYRIA, OH (FHA|USDA|VA) | 2 | $540,000 | $270,000 | $5,154 | 3.75% |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) | 2 | $530,000 | $265,000 | $5,342 | 5.19% |
| Searcy, AR (FHA|USDA|VA) | 4 | $530,000 | $132,500 | $3,802 | 5.38% |
| APPLETON, WI (FHA|USDA|VA) | 1 | $525,000 | $525,000 | $3,453 | 5.38% |
| Scottsboro, AL (FHA|USDA|VA) | 2 | $520,000 | $260,000 | $5,438 | 4.94% |
| Thomasville, GA (FHA|USDA|VA) | 1 | $515,000 | $515,000 | $4,932 | 5.13% |
| LOUISVILLE, KY (FHA|USDA|VA) | 2 | $510,000 | $255,000 | $3,096 | 6.81% |
| SEBRING-AVON PARK, FL (FHA|USDA|VA) | 4 | $510,000 | $127,500 | $8,992 | 2.78% |
| MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) | 1 | $505,000 | $505,000 | $2,621 | 5.50% |
| ABILENE, TX (FHA|USDA|VA) | 1 | $495,000 | $495,000 | $6,042 | 4.75% |
| RENO, NV (FHA|USDA|VA) | 1 | $495,000 | $495,000 | $4,336 | 4.38% |
| Forest City, NC (FHA|USDA|VA) | 2 | $480,000 | $240,000 | $4,638 | 5.50% |
| MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) | 1 | $465,000 | $465,000 | $2,210 | 4.88% |
| Orangeburg, SC (FHA|USDA|VA) | 2 | $450,000 | $225,000 | $5,228 | 4.25% |
| ELMIRA, NY (FHA|USDA|VA) | 1 | $445,000 | $445,000 | $6,840 | 6.50% |
| Bogalusa, LA (FHA|USDA|VA) | 2 | $440,000 | $220,000 | $7,638 | 4.38% |
| Alexander City, AL (FHA|USDA|VA) | 2 | $440,000 | $220,000 | $5,700 | 5.59% |
| Clewiston, FL (FHA|USDA|VA) | 3 | $435,000 | $145,000 | $7,302 | 2.38% |
| CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) | 1 | $425,000 | $425,000 | $17,926 | 2.63% |
| FORT COLLINS, CO (FHA|USDA|VA) | 1 | $415,000 | $415,000 | $3,624 | 6.00% |
| WICHITA, KS (FHA|USDA|VA) | 1 | $415,000 | $415,000 | $3,984 | 5.75% |
| WENATCHEE, WA (FHA|USDA|VA) | 1 | $415,000 | $415,000 | $5,090 | 6.63% |
| Palatka, FL (FHA|USDA|VA) | 3 | $415,000 | $138,333 | $8,247 | 2.67% |
| SALISBURY, MD-DE (FHA|USDA|VA) | 1 | $405,000 | $405,000 | $4,503 | 4.00% |
| INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) | 1 | $395,000 | $395,000 | $2,843 | 4.25% |
| Helena, MT (FHA|USDA|VA) | 1 | $395,000 | $395,000 | $7,225 | 3.25% |
| COLUMBUS, OH (FHA|USDA|VA) | 1 | $385,000 | $385,000 | $4,173 | 3.88% |
| Starkville, MS (FHA|USDA|VA) | 2 | $380,000 | $190,000 | $3,816 | 4.75% |
| Fort Payne, AL (FHA|USDA|VA) | 2 | $380,000 | $190,000 | $4,517 | 4.94% |
| Batesville, AR (FHA|USDA|VA) | 3 | $375,000 | $125,000 | $2,754 | 3.59% |
| LEXINGTON-FAYETTE, KY (FHA|USDA|VA) | 2 | $370,000 | $185,000 | $3,302 | 5.06% |
| Vidalia, GA (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $4,625 | 5.38% |
| Atmore, AL (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $4,393 | 4.00% |
| Okeechobee, FL (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $14,382 | 5.25% |
| MANKATO, MN (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $3,578 | 5.00% |
| COLUMBUS, GA-AL (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $4,035 | 5.13% |
| YAKIMA, WA (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $3,464 | 5.00% |
| Bonham, TX (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $0 | 2.99% |
| Statesboro, GA (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $10,226 | 4.50% |
| BARNSTABLE TOWN, MA (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $8,034 | 3.38% |
| Tupelo, MS (FHA|USDA|VA) | 2 | $310,000 | $155,000 | $5,045 | 4.81% |
| GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $3,428 | 4.13% |
| BINGHAMTON, NY (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $4,879 | 7.13% |
| LINCOLN, NE (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $7,152 | 3.50% |
| Clarksburg, WV (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $10,033 | 3.75% |
| GOLDSBORO, NC (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $3,875 | 4.75% |
| WACO, TX (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $4,447 | 5.38% |
| PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $3,588 | 4.00% |
| LAWTON, OK (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $3,599 | 4.38% |
| TULSA, OK (FHA|USDA|VA) | 2 | $260,000 | $130,000 | $4,533 | 4.31% |
| El Dorado, AR (FHA|USDA|VA) | 2 | $250,000 | $125,000 | $3,873 | 4.87% |
| MORGANTOWN, WV (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $3,821 | 6.38% |
| Lake City, FL (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $6,537 | 5.75% |
| ANNISTON-OXFORD, AL (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $4,312 | 6.25% |
| Enterprise, AL (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $4,241 | 2.50% |
| Glasgow, KY (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $3,343 | 5.00% |
| EVANSVILLE, IN-KY (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $6,307 | 6.50% |
| OWENSBORO, KY (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $5,347 | 5.13% |
| WARNER ROBINS, GA (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $3,019 | 5.00% |
| ODESSA, TX (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $4,505 | 4.75% |
| Heber, UT (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $3,058 | 3.00% |
| Zanesville, OH (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $5,402 | 4.63% |
| Jefferson, GA (FHA|USDA|VA) | 2 | $210,000 | $105,000 | $0 | 2.99% |
| VALDOSTA, GA (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $0 | 2.99% |
| Jennings, LA (FHA|USDA|VA) | 3 | $205,000 | $68,333 | $3,688 | 4.46% |
| El Campo, TX (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $6,216 | 3.00% |
| MIDLAND, MI (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $5,412 | 5.75% |
| Murray, KY (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $2,995 | 3.38% |
| Union City, TN (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $7,671 | 6.50% |
| HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $9,450 | 3.88% |
| Rio Grande City-Roma, TX (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $5,179 | 5.50% |
| Hudson, NY (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $0 | 6.25% |
| Picayune, MS (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $3,095 | 6.13% |
| Henderson, NC (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $5,050 | 5.50% |
| DOTHAN, AL (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $2,215 | 2.63% |
| Mountain Home, AR (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $2,408 | 2.63% |
| BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $3,823 | 5.13% |
| Jesup, GA (FHA|USDA|VA) | 3 | $135,000 | $45,000 | $0 | 2.99% |
| CHARLESTON, WV (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $7,203 | 5.63% |
| Quincy, IL-MO (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $2,193 | 6.13% |
| LONGVIEW, TX (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 2.99% |
| Shawnee, OK (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $2,939 | 7.50% |
| ALEXANDRIA, LA (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $0 | 2.99% |
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Product Mix
For 2022, First Horizon Bank's most frequently originated type of loan was Conventional, with 7,973 originations. Their 2nd most popular type was HELOC, with 6,027 originations.
Loan Reason
For 2022, First Horizon Bank's most frequently cited loan purpose was Home Purchase, with 6,789 originations. The 2nd most popular reason was Home Improvement, with 3,060 originations.
Loan Duration/Length
For 2022, First Horizon Bank's most frequently cited loan duration was 30 Year, with 13,184 originations. The 2nd most popular length was 15 Year, with 698 originations.
Origination Fees/Closing Costs
First Horizon Bank's average total fees were $6,223, while their most frequently occuring range of origination fees (closing costs) were in the $1k-2k bucket, with 4,415 originations.
Interest Rates
During 2022, First Horizon Bank's average interest rate for loans was 3.90%, while their most frequently originated rate bucket for loans was 2.5-3%, with 6,345 originations.
Loan Sizing
2022 saw First Horizon Bank place emphasis on $200k-400k loans with 4,201 originations, totaling $1,191,575,000 in origination value.
Applicant Income
First Horizon Bank lent most frequently to those with incomes in the $250k+ range, with 4,040 originations. The second most popular income band? $150k-250k, with 2,809 originations.
Applicant Debt to Income Ratio
First Horizon Bank lent most frequently to those with DTI ratios of 20-30%, with 3,626 originations. The next most common DTI ratio? 30-36%, with 2,647 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications80.44%
First Horizon Bank has a below average approval rate.
Pick Rate
Approvals leading to origination80.16%
First Horizon Bank has a below average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 14,649 | $6,235,105,000 | $425,633 |
Occupancy Type Mix
| Dwelling Type | Originations | Total Value | Average Loan |
|---|---|---|---|
| 14,649 | $6,235,105,000 | $425,633 |
LTV Distribution
Complaints
| Bank Name | Product | Issue | 2022 CPFB Complaints | % of Total Issues |
|---|---|---|---|---|
| FIRST CITIZENS BANCSHARES, INC. | Home equity loan or line of credit (HELOC) | Applying for a mortgage or refinancing an existing mortgage | 1 | 100.0% |