Mid-continent Funding Mortgage Rates, Fees & Info
Columbia, MOLEI: 549300NN0PRX3I4QGG46
Tax ID: 47-1853960
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Mortgage Data
Review & Overview
Mid-continent Funding is a smaller mortgage company specializing in Home Purchase, Refi, and Cash Out Refi loans. They have an average proportion of FHA loans. Mid-continent Funding has a low ratio of conventional loans.They have a a low proportion of FHA loans. (This may mean they shy away from first time homebuyers.) They have a a low proportion of FHA loans. (This may mean they shy away from first time homebuyers.) Their top markets by origination volume include: Atlanta, Dallas, Tampa, Houston, and Washington among others. We have data for 275 markets. (Some data included below & more in-depth data is available with an active subscription.)Mid-continent Funding has an average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Mid-continent Funding is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.
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SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
|---|---|---|
| 30 Year Conventional Purchase | 6.57% | 4/18/24 |
| 30 Year Conventional Refi | 6.49% | 4/18/24 |
| 30 Year Cash-out Refi | 6.62% | 4/18/24 |
| 30 Year FHA Purchase | 7.51% | 4/18/24 |
| 30 Year VA Purchase | 6.38% | 4/18/24 |
| 30 Year VA Refi | 6.21% | 4/18/24 |
| 15 Year Conventional Purchase | 5.68% | 4/18/24 |
| 15 Year Conventional Refi | 5.64% | 4/18/24 |
| 15 Year Cash-out Refi | 5.64% | 4/18/24 |
| 15 Year VA Purchase | 6.58% | 4/18/24 |
| 15 Year VA Refi | 6.74% | 4/18/24 |
| These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. | ||
Mid-continent Funding Mortgage Calculator
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The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
930Origination Dollar Volume (All Markets)
$188,240,000Awards
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Mid-Continent Funding - 2019
Mid-Continent Funding is a 2019 , due to their low .
For 2019, less than of lenders were eligible for this award.
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Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 37 | $9,025,000 | $243,919 | $5,308 | 4.19% |
| Outside of Metro Areas | 56 | $8,130,000 | $145,179 | $4,567 | 4.12% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 26 | $6,350,000 | $244,231 | $6,490 | 4.05% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 26 | $5,070,000 | $195,000 | $5,531 | 3.96% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 21 | $4,565,000 | $217,381 | $6,239 | 4.10% |
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 11 | $3,925,000 | $356,818 | $9,332 | 3.97% |
| Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) | 11 | $3,505,000 | $318,636 | $9,149 | 4.06% |
| Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) | 10 | $3,260,000 | $326,000 | $7,169 | 3.70% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 11 | $3,205,000 | $291,364 | $6,272 | 4.23% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 15 | $3,165,000 | $211,000 | $7,224 | 4.01% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 14 | $3,150,000 | $225,000 | $5,758 | 3.73% |
| COLUMBIA, MO (FHA|USDA|VA) | 16 | $3,020,000 | $188,750 | $2,538 | 3.82% |
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 13 | $3,005,000 | $231,154 | $8,348 | 4.16% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 15 | $2,955,000 | $197,000 | $6,912 | 3.93% |
| CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) | 14 | $2,930,000 | $209,286 | $6,259 | 3.90% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 13 | $2,815,000 | $216,538 | $8,430 | 3.96% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 15 | $2,805,000 | $187,000 | $4,720 | 4.22% |
| KANSAS CITY, MO-KS (FHA|USDA|VA) | 14 | $2,650,000 | $189,286 | $3,756 | 3.78% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 16 | $2,550,000 | $159,375 | $7,227 | 4.00% |
| COLORADO SPRINGS, CO (FHA|USDA|VA) | 9 | $2,505,000 | $278,333 | $4,585 | 3.73% |
| Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 6 | $2,300,000 | $383,333 | $13,364 | 4.95% |
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 11 | $2,285,000 | $207,727 | $7,036 | 4.00% |
| PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) | 11 | $1,835,000 | $166,818 | $4,202 | 4.13% |
| SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) | 3 | $1,805,000 | $601,667 | $9,895 | 4.92% |
| INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) | 9 | $1,805,000 | $200,556 | $4,244 | 3.97% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 9 | $1,795,000 | $199,444 | $3,793 | 4.04% |
| COLUMBIA, SC (FHA|USDA|VA) | 9 | $1,765,000 | $196,111 | $3,776 | 3.83% |
| MEMPHIS, TN-MS-AR (FHA|USDA|VA) | 8 | $1,760,000 | $220,000 | $5,766 | 3.78% |
| LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) | 8 | $1,650,000 | $206,250 | $4,241 | 4.33% |
| PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) | 9 | $1,615,000 | $179,444 | $4,065 | 4.36% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 7 | $1,585,000 | $226,429 | $8,083 | 4.12% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 5 | $1,585,000 | $317,000 | $9,325 | 3.84% |
| HUNTSVILLE, AL (FHA|USDA|VA) | 7 | $1,575,000 | $225,000 | $4,412 | 3.95% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 6 | $1,540,000 | $256,667 | $9,329 | 3.99% |
| ST. LOUIS, MO-IL (FHA|USDA|VA) | 8 | $1,490,000 | $186,250 | $6,563 | 4.09% |
| SAVANNAH, GA (FHA|USDA|VA) | 9 | $1,475,000 | $163,889 | $3,950 | 4.23% |
| New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) | 7 | $1,455,000 | $207,857 | $5,367 | 4.01% |
| AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) | 8 | $1,350,000 | $168,750 | $4,578 | 3.89% |
| CLARKSVILLE, TN-KY (FHA|USDA|VA) | 8 | $1,320,000 | $165,000 | $5,506 | 3.91% |
| PORT ST. LUCIE, FL (FHA|USDA|VA) | 6 | $1,310,000 | $218,333 | $9,201 | 3.98% |
| Detroit-Warren-Dearborn, MI (FHA|USDA|VA) | 7 | $1,285,000 | $183,571 | $5,205 | 3.84% |
| TUCSON, AZ (FHA|USDA|VA) | 4 | $1,280,000 | $320,000 | $8,467 | 3.88% |
| BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) | 8 | $1,230,000 | $153,750 | $4,137 | 3.97% |
| KNOXVILLE, TN (FHA|USDA|VA) | 7 | $1,215,000 | $173,571 | $4,886 | 3.90% |
| RALEIGH-CARY, NC (FHA|USDA|VA) | 6 | $1,190,000 | $198,333 | $4,747 | 3.92% |
| OGDEN-CLEARFIELD, UT (FHA|USDA|VA) | 4 | $1,150,000 | $287,500 | $9,772 | 3.75% |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) | 5 | $1,045,000 | $209,000 | $4,917 | 3.82% |
| NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) | 5 | $1,005,000 | $201,000 | $3,212 | 4.07% |
| CHEYENNE, WY (FHA|USDA|VA) | 3 | $995,000 | $331,667 | $2,599 | 3.29% |
| SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) | 3 | $975,000 | $325,000 | $3,191 | 3.84% |
| GREENVILLE-ANDERSON, SC (FHA|USDA|VA) | 6 | $970,000 | $161,667 | $1,949 | 3.90% |
| WORCESTER, MA-CT (FHA|USDA|VA) | 3 | $955,000 | $318,333 | $8,833 | 3.96% |
| BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) | 4 | $940,000 | $235,000 | $6,945 | 4.13% |
| San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) | 2 | $930,000 | $465,000 | $0 | 5.26% |
| WARNER ROBINS, GA (FHA|USDA|VA) | 6 | $900,000 | $150,000 | $4,172 | 4.52% |
| KILLEEN-TEMPLE, TX (FHA|USDA|VA) | 5 | $885,000 | $177,000 | $6,576 | 4.13% |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) | 3 | $855,000 | $285,000 | $1,603 | 3.71% |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) | 3 | $845,000 | $281,667 | $8,753 | 3.87% |
| SALT LAKE CITY, UT (FHA|USDA|VA) | 4 | $810,000 | $202,500 | $3,951 | 4.42% |
| EL PASO, TX (FHA|USDA|VA) | 5 | $795,000 | $159,000 | $5,653 | 4.19% |
| BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) | 4 | $790,000 | $197,500 | $8,911 | 4.27% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 5 | $785,000 | $157,000 | $5,246 | 4.25% |
| PITTSBURGH, PA (FHA|USDA|VA) | 4 | $780,000 | $195,000 | $6,100 | 4.09% |
| JOHNSON CITY, TN (FHA|USDA|VA) | 4 | $770,000 | $192,500 | $4,006 | 4.16% |
| FAYETTEVILLE, NC (FHA|USDA|VA) | 5 | $765,000 | $153,000 | $4,223 | 4.61% |
| LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) | 5 | $755,000 | $151,000 | $9,873 | 3.58% |
| GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) | 4 | $740,000 | $185,000 | $7,851 | 4.23% |
| SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) | 1 | $725,000 | $725,000 | $2,045 | 3.50% |
| HOMOSASSA SPRINGS, FL (FHA|USDA|VA) | 4 | $700,000 | $175,000 | $2,971 | 4.32% |
| NEW BERN, NC (FHA|USDA|VA) | 4 | $670,000 | $167,500 | $3,785 | 3.88% |
| LAFAYETTE, LA (FHA|USDA|VA) | 5 | $665,000 | $133,000 | $4,423 | 4.57% |
| DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) | 3 | $625,000 | $208,333 | $5,057 | 4.00% |
| OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) | 2 | $580,000 | $290,000 | $0 | 4.80% |
| SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) | 3 | $575,000 | $191,667 | $4,090 | 4.11% |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) | 3 | $575,000 | $191,667 | $8,041 | 3.79% |
| SPRINGFIELD, MO (FHA|USDA|VA) | 4 | $560,000 | $140,000 | $4,224 | 4.44% |
| OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) | 2 | $540,000 | $270,000 | $1,263 | 3.44% |
| PANAMA CITY, FL (FHA|USDA|VA) | 2 | $500,000 | $250,000 | $11,131 | 3.63% |
| FRESNO, CA (FHA|USDA|VA) | 2 | $480,000 | $240,000 | $6,006 | 3.94% |
| BATON ROUGE, LA (FHA|USDA|VA) | 3 | $475,000 | $158,333 | $3,582 | 4.08% |
| YUBA CITY, CA (FHA|USDA|VA) | 2 | $470,000 | $235,000 | $7,810 | 3.25% |
| Fort Leonard Wood, MO (FHA|USDA|VA) | 3 | $465,000 | $155,000 | $2,059 | 4.38% |
| BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) | 3 | $465,000 | $155,000 | $6,205 | 4.33% |
| NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) | 2 | $460,000 | $230,000 | $9,155 | 3.44% |
| SHERMAN-DENISON, TX (FHA|USDA|VA) | 2 | $450,000 | $225,000 | $5,308 | 4.31% |
| HARRISBURG-CARLISLE, PA (FHA|USDA|VA) | 2 | $440,000 | $220,000 | $3,237 | 3.63% |
| ALBUQUERQUE, NM (FHA|USDA|VA) | 1 | $435,000 | $435,000 | $18,864 | 3.38% |
| MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) | 2 | $430,000 | $215,000 | $7,550 | 3.88% |
| SUMTER, SC (FHA|USDA|VA) | 2 | $430,000 | $215,000 | $8,107 | 3.56% |
| Sebastian-Vero Beach, FL (FHA|USDA|VA) | 2 | $430,000 | $215,000 | $4,796 | 3.81% |
| ALEXANDRIA, LA (FHA|USDA|VA) | 2 | $430,000 | $215,000 | $8,857 | 3.38% |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) | 2 | $430,000 | $215,000 | $8,607 | 4.04% |
| CHATTANOOGA, TN-GA (FHA|USDA|VA) | 2 | $410,000 | $205,000 | $4,628 | 3.56% |
| WILMINGTON, NC (FHA|USDA|VA) | 2 | $410,000 | $205,000 | $4,009 | 3.63% |
| Bonham, TX (FHA|USDA|VA) | 2 | $400,000 | $200,000 | $4,263 | 4.13% |
| BLOOMINGTON, IL (FHA|USDA|VA) | 2 | $400,000 | $200,000 | $3,267 | 4.68% |
| Steamboat Springs, CO (FHA|USDA|VA) | 1 | $395,000 | $395,000 | $0 | 6.99% |
| FORT COLLINS, CO (FHA|USDA|VA) | 1 | $385,000 | $385,000 | $2,424 | 3.63% |
| MONTGOMERY, AL (FHA|USDA|VA) | 2 | $380,000 | $190,000 | $4,719 | 4.50% |
| NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) | 2 | $380,000 | $190,000 | $9,126 | 4.38% |
| JANESVILLE-BELOIT, WI (FHA|USDA|VA) | 1 | $375,000 | $375,000 | $12,828 | 3.50% |
| JACKSON, MS (FHA|USDA|VA) | 3 | $375,000 | $125,000 | $5,848 | 3.92% |
| Centralia, WA (FHA|USDA|VA) | 1 | $375,000 | $375,000 | $14,256 | 4.00% |
| TEXARKANA, TX-AR (FHA|USDA|VA) | 2 | $370,000 | $185,000 | $7,247 | 4.69% |
| BAKERSFIELD, CA (FHA|USDA|VA) | 2 | $360,000 | $180,000 | $3,640 | 4.23% |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $3,482 | 3.75% |
| ALBANY, GA (FHA|USDA|VA) | 3 | $355,000 | $118,333 | $5,595 | 3.83% |
| Clewiston, FL (FHA|USDA|VA) | 2 | $350,000 | $175,000 | $5,600 | 3.50% |
| GAINESVILLE, FL (FHA|USDA|VA) | 2 | $350,000 | $175,000 | $5,190 | 4.56% |
| PUEBLO, CO (FHA|USDA|VA) | 3 | $345,000 | $115,000 | $4,917 | 4.17% |
| DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $5,154 | 3.88% |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) | 3 | $335,000 | $111,667 | $4,022 | 4.08% |
| Dublin, GA (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $0 | 4.22% |
| Shelton, WA (FHA|USDA|VA) | 2 | $330,000 | $165,000 | $6,031 | 3.82% |
| JACKSONVILLE, NC (FHA|USDA|VA) | 2 | $330,000 | $165,000 | $1,391 | 4.13% |
| HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) | 2 | $330,000 | $165,000 | $8,451 | 4.04% |
| SEBRING-AVON PARK, FL (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $11,732 | 3.38% |
| CINCINNATI, OH-KY-IN (FHA|USDA|VA) | 2 | $320,000 | $160,000 | $3,209 | 3.69% |
| Defiance, OH (FHA|USDA|VA) | 2 | $320,000 | $160,000 | $6,546 | 4.75% |
| Lebanon, MO (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $10,658 | 3.63% |
| KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) | 2 | $310,000 | $155,000 | $8,086 | 4.06% |
| Aberdeen, WA (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $8,878 | 3.63% |
| YAKIMA, WA (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $5,231 | 3.38% |
| ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $0 | 6.99% |
| JACKSON, MI (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $11,266 | 3.38% |
| Opelousas, LA (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $5,489 | 3.75% |
| GREELEY, CO (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $2,498 | 3.88% |
| Oak Harbor, WA (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $15,992 | 4.00% |
| CORPUS CHRISTI, TX (FHA|USDA|VA) | 2 | $290,000 | $145,000 | $4,953 | 4.49% |
| Ozark, AL (FHA|USDA|VA) | 2 | $290,000 | $145,000 | $4,279 | 4.63% |
| ST. GEORGE, UT (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $15,963 | 4.13% |
| MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) | 2 | $280,000 | $140,000 | $4,487 | 4.19% |
| TRENTON-PRINCETON, NJ (FHA|USDA|VA) | 2 | $280,000 | $140,000 | $0 | 4.36% |
| MORRISTOWN, TN (FHA|USDA|VA) | 2 | $280,000 | $140,000 | $3,901 | 3.56% |
| READING, PA (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $12,328 | 4.00% |
| STOCKTON, CA (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $4,882 | 4.63% |
| STATE COLLEGE, PA (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $4,175 | 3.50% |
| Cedartown, GA (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $12,890 | 3.38% |
| Scottsboro, AL (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $3,987 | 3.50% |
| ST. CLOUD, MN (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $8,161 | 3.50% |
| RICHMOND, VA (FHA|USDA|VA) | 3 | $275,000 | $91,667 | $4,869 | 4.57% |
| Lufkin, TX (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $11,737 | 3.75% |
| Stevens Point, WI (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $1,873 | 3.25% |
| EVANSVILLE, IN-KY (FHA|USDA|VA) | 2 | $260,000 | $130,000 | $3,612 | 4.63% |
| Brookhaven, MS (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $10,760 | 3.50% |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $5,008 | 3.25% |
| GRAND JUNCTION, CO (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $4,499 | 4.88% |
| OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $7,702 | 3.75% |
| Rolla, MO (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $10,447 | 4.00% |
| Greenwood, MS (FHA|USDA|VA) | 2 | $250,000 | $125,000 | $1,744 | 4.25% |
| MICHIGAN CITY-LA PORTE, IN (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $10,260 | 4.25% |
| MODESTO, CA (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $4,102 | 5.13% |
| Marquette, MI (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $9,477 | 3.38% |
| Montrose, CO (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $12,853 | 4.13% |
| GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $9,311 | 3.38% |
| CLEVELAND-ELYRIA, OH (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $6,673 | 3.50% |
| MERCED, CA (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $5,675 | 3.50% |
| Palatka, FL (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $17,602 | 3.25% |
| AMARILLO, TX (FHA|USDA|VA) | 2 | $240,000 | $120,000 | $5,829 | 3.63% |
| SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $4,856 | 3.50% |
| ROANOKE, VA (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $6,564 | 3.88% |
| FLORENCE, SC (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $12,003 | 3.50% |
| COLUMBUS, GA-AL (FHA|USDA|VA) | 2 | $230,000 | $115,000 | $2,187 | 4.33% |
| Milledgeville, GA (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $5,390 | 3.75% |
| Boone, NC (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $2,270 | 4.75% |
| ST. JOSEPH, MO-KS (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $10,393 | 4.50% |
| LINCOLN, NE (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $9,962 | 3.25% |
| VISALIA, CA (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $1,200 | 3.25% |
| BLOOMSBURG-BERWICK, PA (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $7,837 | 3.50% |
| JEFFERSON CITY, MO (FHA|USDA|VA) | 2 | $220,000 | $110,000 | $6,431 | 3.98% |
| Hermiston-Pendleton, OR (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $5,015 | 4.13% |
| TYLER, TX (FHA|USDA|VA) | 3 | $215,000 | $71,667 | $4,844 | 4.41% |
| HANFORD-CORCORAN, CA (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $3,861 | 4.63% |
| SPARTANBURG, SC (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $9,617 | 3.63% |
| BANGOR, ME (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $9,048 | 3.50% |
| FORT SMITH, AR-OK (FHA|USDA|VA) | 2 | $210,000 | $105,000 | $1,297 | 4.00% |
| Alexander City, AL (FHA|USDA|VA) | 2 | $210,000 | $105,000 | $5,273 | 3.88% |
| SALEM, OR (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $10,087 | 3.38% |
| KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $1,719 | 3.25% |
| PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $4,077 | 4.50% |
| Enterprise, AL (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $7,318 | 4.00% |
| Blytheville, AR (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $1,501 | 4.50% |
| Albertville, AL (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $2,840 | 3.63% |
| Ruidoso, NM (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $3,787 | 5.13% |
| FORT WAYNE, IN (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $5,406 | 5.13% |
| Morehead City, NC (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $6,501 | 3.63% |
| Mount Vernon, OH (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $4,904 | 3.38% |
| Indianola, MS (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $3,134 | 3.75% |
| WACO, TX (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $0 | 3.66% |
| SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) | 2 | $180,000 | $90,000 | $4,010 | 3.88% |
| Mountain Home, ID (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $5,958 | 3.75% |
| MOBILE, AL (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $6,802 | 3.63% |
| HOUMA-THIBODAUX, LA (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $2,162 | 4.13% |
| HOT SPRINGS, AR (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $3,139 | 5.13% |
| Greensburg, IN (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $7,172 | 4.13% |
| Gainesville, TX (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $6,921 | 3.63% |
| Tupelo, MS (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $1,718 | 3.88% |
| COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $0 | 4.41% |
| Mountain Home, AR (FHA|USDA|VA) | 2 | $170,000 | $85,000 | $1,551 | 5.31% |
| Ashtabula, OH (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $4,173 | 3.38% |
| Sturgis, MI (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $7,019 | 4.50% |
| Whitewater, WI (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $3,068 | 3.75% |
| St. Marys, GA (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $2,785 | 4.13% |
| BAY CITY, MI (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $4,949 | 4.13% |
| VALDOSTA, GA (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $8,032 | 4.38% |
| MIDLAND, MI (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $959 | 3.75% |
| JONESBORO, AR (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $6,426 | 4.63% |
| MACON-BIBB COUNTY, GA (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $2,516 | 3.75% |
| HAMMOND, LA (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $5,551 | 4.50% |
| PROVO-OREM, UT (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $3,213 | 4.63% |
| Outside of Metro Areas | 1 | $155,000 | $155,000 | $0 | 3.66% |
| BECKLEY, WV (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $5,049 | 4.25% |
| Natchez, MS-LA (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $10,396 | 3.25% |
| TUSCALOOSA, AL (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $9,245 | 3.75% |
| Bemidji, MN (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $7,219 | 3.75% |
| Lewisburg, TN (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $5,047 | 3.63% |
| PINE BLUFF, AR (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $2,906 | 4.63% |
| Henderson, NC (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $6,372 | 3.75% |
| PEORIA, IL (FHA|USDA|VA) | 2 | $150,000 | $75,000 | $1,483 | 4.22% |
| Granbury, TX (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $6,919 | 4.75% |
| PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $0 | 4.00% |
| GADSDEN, AL (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $4,674 | 4.63% |
| SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $5,185 | 4.25% |
| DOTHAN, AL (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $7,147 | 5.00% |
| Athens, TX (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $2,780 | 4.13% |
| HINESVILLE, GA (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $3,006 | 5.00% |
| HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $5,973 | 5.38% |
| SPRINGFIELD, IL (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $1,514 | 4.38% |
| COLUMBUS, OH (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $7,970 | 4.13% |
| Scottsbluff, NE (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $5,978 | 3.50% |
| YUMA, AZ (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $3,417 | 5.50% |
| LANCASTER, PA (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $4,973 | 3.63% |
| FLINT, MI (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $906 | 3.75% |
| LEBANON, PA (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $4,502 | 3.50% |
| CHARLESTON, WV (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $1,994 | 3.75% |
| Batesville, AR (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $4,131 | 5.25% |
| Okeechobee, FL (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $2,258 | 4.13% |
| WINCHESTER, VA-WV (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $5,118 | 5.13% |
| Searcy, AR (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $1,646 | 3.88% |
| McMinnville, TN (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $1,642 | 3.75% |
| Bluffton, IN (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $3,640 | 3.63% |
| OCEAN CITY, NJ (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $2,432 | 4.88% |
| Las Vegas, NM (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $5,729 | 3.75% |
| Corsicana, TX (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $2,464 | 4.00% |
| LONGVIEW, TX (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $5,607 | 4.63% |
| Maryville, MO (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $3,079 | 4.38% |
| Lumberton, NC (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $4,085 | 4.00% |
| Payson, AZ (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 4.39% |
| Urbana, OH (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $1,833 | 3.75% |
| WICHITA, KS (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $4,289 | 5.38% |
| Marshall, MO (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $0 | 4.61% |
| HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $1,856 | 3.75% |
| Troy, AL (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $5,396 | 3.75% |
| Shelbyville, TN (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $5,401 | 3.88% |
| El Dorado, AR (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $4,600 | 4.13% |
| Klamath Falls, OR (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $1,414 | 4.13% |
| Kendallville, IN (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $2,929 | 4.63% |
| Jacksonville, TX (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $0 | 4.47% |
| DAYTON-KETTERING, OH (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $4,694 | 3.50% |
| West Plains, MO (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $0 | 4.53% |
| Salina, KS (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $2,505 | 5.13% |
| Seneca, SC (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $5,359 | 4.63% |
| BOISE CITY, ID (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $0 | 4.14% |
| OCALA, FL (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $2,657 | 4.50% |
| Vidalia, GA (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $692 | 4.63% |
| Paris, TN (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $2,880 | 4.63% |
| BLOOMINGTON, IN (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $0 | 4.64% |
| Plymouth, IN (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $0 | 3.57% |
| Helena-West Helena, AR (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $1,385 | 4.63% |
| DECATUR, AL (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $2,342 | 5.13% |
| Poplar Bluff, MO (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 4.25% |
| IDAHO FALLS, ID (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 4.77% |
| Frankfort, IN (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $3,946 | 4.00% |
| MUNCIE, IN (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $1,720 | 5.13% |
| GOLDSBORO, NC (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $1,841 | 4.63% |
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Product Mix
For 2019, Mid-continent Funding's most frequently originated type of loan was VA, with 711 originations. Their 2nd most popular type was FHA, with 142 originations.
Loan Reason
For 2019, Mid-continent Funding's most frequently cited loan purpose was Home Purchase, with 536 originations. The 2nd most popular reason was Refi, with 202 originations.
Loan Duration/Length
For 2019, Mid-continent Funding's most frequently cited loan duration was 30 Year, with 752 originations. The 2nd most popular length was Other, with 157 originations.
Origination Fees/Closing Costs
Mid-continent Funding's average total fees were $5,588, while their most frequently occuring range of origination fees (closing costs) were in the $<1k bucket, with 418 originations.
Interest Rates
During 2019, Mid-continent Funding's average interest rate for loans was 3.97%, while their most frequently originated rate bucket for loans was 3-4%, with 505 originations.
Loan Sizing
2019 saw Mid-continent Funding place emphasis on $100k-200k loans with 404 originations, totaling $60,600,000 in origination value.
Applicant Income
Mid-continent Funding lent most frequently to those with incomes in the $50k or less range, with 395 originations. The second most popular income band? $50k-75k, with 285 originations.
Applicant Debt to Income Ratio
Mid-continent Funding lent most frequently to those with DTI ratios of 50-60%, with 127 originations. The next most common DTI ratio? 30-36%, with 103 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications84.77%
Mid-continent Funding has a below average approval rate.
Pick Rate
Approvals leading to origination34.19%
Mid-continent Funding has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 930 | $188,240,000 | $202,409 |
Occupancy Type Mix
| Dwelling Type | Originations | Total Value | Average Loan |
|---|---|---|---|
| Single Family (1-4 Units):Manufactured | 59 | $6,985,000 | $118,390 |
| Single Family (1-4 Units):Site-Built | 871 | $181,255,000 | $208,100 |
LTV Distribution
Complaints
| Bank Name | Product | Issue | 2019 CPFB Complaints | % of Total Issues |
|---|---|---|---|---|
| Madison Management Services, LLC | Conventional home mortgage | Struggling to pay mortgage | 2 | 40.0% |
| Madison Management Services, LLC | Conventional home mortgage | Trouble during payment process | 1 | 20.0% |
| Madison Management Services, LLC | Home equity loan or line of credit (HELOC) | Trouble during payment process | 1 | 20.0% |
| Madison Management Services, LLC | Other type of mortgage | Problem with a credit reporting company's investigation into an existing problem | 1 | 20.0% |