Mid-continent Funding Mortgage Rates, Fees & Info
Columbia, MOLEI: 549300NN0PRX3I4QGG46
Tax ID: 47-1853960
Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data
Jump to:
Mortgage Data
Review & Overview
Mid-continent Funding is a smaller mortgage company specializing in Home Purchase and Cash Out Refi loans. Mid-continent Funding has an average proportion of conventional loans. They have a a low proportion of FHA loans. (This may mean they shy away from first time homebuyers.) Their top markets by origination volume include: Washington, Atlanta, Virginia Beach, Tampa, and Miami among others. We have data for 351 markets. (Some data included below & more in-depth data is available with an active subscription.)Mid-continent Funding has an average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Mid-continent Funding is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.
Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.
SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
|---|---|---|
| 30 Year Conventional Purchase | 6.57% | 12/17/24 |
| 30 Year Conventional Refi | 6.49% | 12/17/24 |
| 30 Year Cash-out Refi | 6.62% | 12/17/24 |
| 30 Year FHA Purchase | 7.51% | 12/17/24 |
| 30 Year VA Purchase | 6.38% | 12/17/24 |
| 30 Year VA Refi | 6.21% | 12/17/24 |
| 15 Year Conventional Purchase | 5.68% | 12/17/24 |
| 15 Year Conventional Refi | 5.64% | 12/17/24 |
| 15 Year Cash-out Refi | 5.64% | 12/17/24 |
| 15 Year VA Purchase | 6.58% | 12/17/24 |
| 15 Year VA Refi | 6.74% | 12/17/24 |
| These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. | ||
Mid-continent Funding Mortgage Calculator
Your Estimates
Estimated Loan Payment: Update the calculator values and click calculate payment!
This is not an official calculator from Mid-continent Funding. It uses our SimulatedRate™
technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.
The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
2,068Origination Dollar Volume (All Markets)
$551,230,000Awards
×
![]()
Mid-Continent Funding - 2021
Mid-Continent Funding is a 2021 , due to their low .
For 2021, less than of lenders were eligible for this award.
Work for Mid-Continent Funding?
Use this award on your own site. Either save and use the images below, or pass the provided image embed code to your development team.
Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Outside of Metro Areas | 169 | $42,675,000 | $252,515 | $6,793 | 2.80% |
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 74 | $27,850,000 | $376,351 | $7,355 | 2.64% |
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 78 | $22,840,000 | $292,821 | $6,955 | 2.75% |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) | 81 | $22,385,000 | $276,358 | $6,990 | 2.83% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 49 | $16,115,000 | $328,878 | $7,694 | 2.77% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 30 | $11,100,000 | $370,000 | $8,950 | 2.68% |
| Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) | 23 | $10,305,000 | $448,043 | $9,652 | 2.54% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 36 | $9,610,000 | $266,944 | $8,207 | 2.72% |
| BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) | 31 | $9,075,000 | $292,742 | $7,253 | 2.70% |
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 34 | $8,300,000 | $244,118 | $6,024 | 2.84% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 30 | $8,220,000 | $274,000 | $5,816 | 2.93% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 25 | $7,665,000 | $306,600 | $6,961 | 2.75% |
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 29 | $7,495,000 | $258,448 | $7,295 | 2.83% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 24 | $7,360,000 | $306,667 | $8,373 | 2.80% |
| KANSAS CITY, MO-KS (FHA|USDA|VA) | 29 | $7,305,000 | $251,897 | $5,258 | 2.75% |
| NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) | 21 | $6,475,000 | $308,333 | $7,203 | 2.67% |
| COLUMBIA, MO (FHA|USDA|VA) | 35 | $6,435,000 | $183,857 | $2,542 | 2.87% |
| RICHMOND, VA (FHA|USDA|VA) | 25 | $6,405,000 | $256,200 | $6,329 | 2.83% |
| RALEIGH-CARY, NC (FHA|USDA|VA) | 23 | $6,325,000 | $275,000 | $8,874 | 2.80% |
| FAYETTEVILLE, NC (FHA|USDA|VA) | 34 | $6,120,000 | $180,000 | $5,219 | 2.91% |
| COLORADO SPRINGS, CO (FHA|USDA|VA) | 17 | $5,775,000 | $339,706 | $7,022 | 2.74% |
| PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) | 21 | $5,685,000 | $270,714 | $6,397 | 2.80% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 19 | $5,555,000 | $292,368 | $7,618 | 2.72% |
| ST. LOUIS, MO-IL (FHA|USDA|VA) | 28 | $5,520,000 | $197,143 | $5,576 | 2.75% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 14 | $5,150,000 | $367,857 | $12,447 | 2.73% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 15 | $5,025,000 | $335,000 | $6,370 | 2.56% |
| AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) | 22 | $4,820,000 | $219,091 | $5,519 | 2.82% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 20 | $4,790,000 | $239,500 | $6,064 | 2.74% |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) | 15 | $4,375,000 | $291,667 | $9,306 | 2.83% |
| JACKSONVILLE, NC (FHA|USDA|VA) | 21 | $4,365,000 | $207,857 | $5,880 | 2.90% |
| HUNTSVILLE, AL (FHA|USDA|VA) | 15 | $4,325,000 | $288,333 | $7,159 | 2.66% |
| HARRISBURG-CARLISLE, PA (FHA|USDA|VA) | 14 | $3,860,000 | $275,714 | $8,817 | 2.77% |
| New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) | 13 | $3,825,000 | $294,231 | $8,951 | 2.71% |
| PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) | 16 | $3,670,000 | $229,375 | $7,072 | 2.80% |
| CLARKSVILLE, TN-KY (FHA|USDA|VA) | 13 | $3,665,000 | $281,923 | $5,778 | 2.80% |
| PITTSBURGH, PA (FHA|USDA|VA) | 20 | $3,560,000 | $178,000 | $6,850 | 2.97% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 17 | $3,555,000 | $209,118 | $5,812 | 2.70% |
| BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) | 12 | $3,540,000 | $295,000 | $4,820 | 2.77% |
| MEMPHIS, TN-MS-AR (FHA|USDA|VA) | 15 | $3,425,000 | $228,333 | $6,021 | 3.05% |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) | 9 | $3,385,000 | $376,111 | $7,655 | 2.69% |
| TUCSON, AZ (FHA|USDA|VA) | 16 | $3,350,000 | $209,375 | $6,413 | 2.66% |
| LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) | 12 | $3,120,000 | $260,000 | $5,293 | 2.58% |
| COLUMBUS, GA-AL (FHA|USDA|VA) | 13 | $2,855,000 | $219,615 | $4,834 | 2.91% |
| YORK-HANOVER, PA (FHA|USDA|VA) | 10 | $2,760,000 | $276,000 | $7,960 | 2.75% |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) | 7 | $2,665,000 | $380,714 | $9,743 | 2.79% |
| OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) | 6 | $2,620,000 | $436,667 | $11,083 | 2.67% |
| NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) | 12 | $2,610,000 | $217,500 | $6,039 | 2.89% |
| Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) | 7 | $2,545,000 | $363,571 | $6,955 | 2.75% |
| HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) | 10 | $2,500,000 | $250,000 | $5,973 | 2.81% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 7 | $2,345,000 | $335,000 | $5,834 | 2.84% |
| GULFPORT-BILOXI, MS (FHA|USDA|VA) | 9 | $2,335,000 | $259,444 | $6,129 | 2.74% |
| PORT ST. LUCIE, FL (FHA|USDA|VA) | 8 | $2,330,000 | $291,250 | $8,111 | 2.77% |
| SAVANNAH, GA (FHA|USDA|VA) | 9 | $2,285,000 | $253,889 | $8,280 | 2.72% |
| GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) | 11 | $2,255,000 | $205,000 | $6,851 | 2.72% |
| PUNTA GORDA, FL (FHA|USDA|VA) | 10 | $2,250,000 | $225,000 | $5,855 | 2.71% |
| MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) | 13 | $2,205,000 | $169,615 | $3,882 | 2.93% |
| PANAMA CITY, FL (FHA|USDA|VA) | 7 | $2,185,000 | $312,143 | $7,221 | 2.52% |
| NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) | 6 | $2,130,000 | $355,000 | $4,737 | 2.60% |
| HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) | 6 | $2,080,000 | $346,667 | $9,633 | 3.00% |
| BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) | 5 | $1,995,000 | $399,000 | $9,708 | 2.70% |
| HOMOSASSA SPRINGS, FL (FHA|USDA|VA) | 9 | $1,965,000 | $218,333 | $8,785 | 2.75% |
| WINSTON-SALEM, NC (FHA|USDA|VA) | 9 | $1,965,000 | $218,333 | $5,857 | 2.88% |
| OCALA, FL (FHA|USDA|VA) | 9 | $1,945,000 | $216,111 | $6,944 | 2.89% |
| KILLEEN-TEMPLE, TX (FHA|USDA|VA) | 9 | $1,885,000 | $209,444 | $7,387 | 2.76% |
| CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) | 5 | $1,885,000 | $377,000 | $14,749 | 2.85% |
| TOPEKA, KS (FHA|USDA|VA) | 8 | $1,840,000 | $230,000 | $3,042 | 2.86% |
| HINESVILLE, GA (FHA|USDA|VA) | 9 | $1,825,000 | $202,778 | $6,638 | 2.76% |
| GREELEY, CO (FHA|USDA|VA) | 6 | $1,820,000 | $303,333 | $6,419 | 2.85% |
| INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) | 7 | $1,815,000 | $259,286 | $7,042 | 2.68% |
| DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) | 5 | $1,795,000 | $359,000 | $11,403 | 2.45% |
| BARNSTABLE TOWN, MA (FHA|USDA|VA) | 5 | $1,785,000 | $357,000 | $3,956 | 2.73% |
| WARNER ROBINS, GA (FHA|USDA|VA) | 8 | $1,780,000 | $222,500 | $4,981 | 2.83% |
| ROANOKE, VA (FHA|USDA|VA) | 6 | $1,760,000 | $293,333 | $5,475 | 2.77% |
| ASHEVILLE, NC (FHA|USDA|VA) | 7 | $1,755,000 | $250,714 | $7,505 | 2.48% |
| BOULDER, CO (FHA|USDA|VA) | 2 | $1,740,000 | $870,000 | $8,562 | 2.75% |
| Detroit-Warren-Dearborn, MI (FHA|USDA|VA) | 4 | $1,670,000 | $417,500 | $7,614 | 2.81% |
| SALT LAKE CITY, UT (FHA|USDA|VA) | 5 | $1,625,000 | $325,000 | $7,384 | 2.80% |
| OGDEN-CLEARFIELD, UT (FHA|USDA|VA) | 5 | $1,615,000 | $323,000 | $6,009 | 2.60% |
| MONTGOMERY, AL (FHA|USDA|VA) | 9 | $1,585,000 | $176,111 | $5,556 | 2.83% |
| BATON ROUGE, LA (FHA|USDA|VA) | 6 | $1,480,000 | $246,667 | $6,679 | 2.67% |
| LaGrange, GA-AL (FHA|USDA|VA) | 6 | $1,470,000 | $245,000 | $3,244 | 2.92% |
| SPRINGFIELD, MO (FHA|USDA|VA) | 8 | $1,460,000 | $182,500 | $3,246 | 2.89% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 5 | $1,415,000 | $283,000 | $6,269 | 2.55% |
| BOISE CITY, ID (FHA|USDA|VA) | 4 | $1,400,000 | $350,000 | $3,837 | 2.50% |
| ALBUQUERQUE, NM (FHA|USDA|VA) | 6 | $1,390,000 | $231,667 | $5,778 | 2.73% |
| San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) | 1 | $1,385,000 | $1,385,000 | $29,148 | 2.75% |
| LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) | 6 | $1,350,000 | $225,000 | $5,087 | 2.60% |
| CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) | 4 | $1,310,000 | $327,500 | $8,728 | 2.78% |
| MOBILE, AL (FHA|USDA|VA) | 7 | $1,295,000 | $185,000 | $5,710 | 2.84% |
| Key West, FL (FHA|USDA|VA) | 3 | $1,295,000 | $431,667 | $5,362 | 3.00% |
| THE VILLAGES, FL (FHA|USDA|VA) | 6 | $1,290,000 | $215,000 | $5,848 | 2.85% |
| Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 1 | $1,275,000 | $1,275,000 | $8,226 | 2.75% |
| NEW BERN, NC (FHA|USDA|VA) | 8 | $1,240,000 | $155,000 | $5,697 | 3.08% |
| SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) | 4 | $1,220,000 | $305,000 | $6,676 | 2.63% |
| Easton, MD (FHA|USDA|VA) | 2 | $1,220,000 | $610,000 | $13,146 | 2.69% |
| TALLAHASSEE, FL (FHA|USDA|VA) | 4 | $1,220,000 | $305,000 | $5,338 | 2.69% |
| JOHNSON CITY, TN (FHA|USDA|VA) | 4 | $1,210,000 | $302,500 | $3,715 | 2.81% |
| Elizabeth City, NC (FHA|USDA|VA) | 5 | $1,205,000 | $241,000 | $6,937 | 2.75% |
| WICHITA, KS (FHA|USDA|VA) | 6 | $1,190,000 | $198,333 | $3,379 | 2.75% |
| SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) | 2 | $1,160,000 | $580,000 | $5,754 | 2.63% |
| FLAGSTAFF, AZ (FHA|USDA|VA) | 3 | $1,135,000 | $378,333 | $13,015 | 3.08% |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) | 7 | $1,115,000 | $159,286 | $5,355 | 3.07% |
| SALISBURY, MD-DE (FHA|USDA|VA) | 4 | $1,110,000 | $277,500 | $9,787 | 2.81% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 3 | $1,105,000 | $368,333 | $14,339 | 2.96% |
| GAINESVILLE, FL (FHA|USDA|VA) | 5 | $1,065,000 | $213,000 | $4,836 | 2.75% |
| Sebastian-Vero Beach, FL (FHA|USDA|VA) | 5 | $1,065,000 | $213,000 | $6,420 | 2.80% |
| PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) | 4 | $1,060,000 | $265,000 | $10,800 | 3.16% |
| EAST STROUDSBURG, PA (FHA|USDA|VA) | 5 | $1,045,000 | $209,000 | $7,459 | 2.93% |
| Branson, MO (FHA|USDA|VA) | 3 | $1,035,000 | $345,000 | $2,450 | 2.75% |
| VALDOSTA, GA (FHA|USDA|VA) | 6 | $1,020,000 | $170,000 | $5,486 | 2.83% |
| Shelby, NC (FHA|USDA|VA) | 4 | $1,000,000 | $250,000 | $5,959 | 2.88% |
| COLUMBIA, SC (FHA|USDA|VA) | 4 | $1,000,000 | $250,000 | $8,533 | 2.66% |
| DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) | 4 | $990,000 | $247,500 | $4,905 | 3.03% |
| BELLINGHAM, WA (FHA|USDA|VA) | 2 | $990,000 | $495,000 | $7,886 | 2.69% |
| Oak Harbor, WA (FHA|USDA|VA) | 4 | $970,000 | $242,500 | $9,667 | 2.94% |
| KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) | 5 | $955,000 | $191,000 | $3,044 | 2.83% |
| JEFFERSON CITY, MO (FHA|USDA|VA) | 5 | $945,000 | $189,000 | $3,598 | 2.65% |
| VALLEJO, CA (FHA|USDA|VA) | 2 | $940,000 | $470,000 | $17,420 | 2.94% |
| LEWISTON, ID-WA (FHA|USDA|VA) | 4 | $940,000 | $235,000 | $6,698 | 2.88% |
| Danville, VA (FHA|USDA|VA) | 6 | $940,000 | $156,667 | $6,819 | 3.02% |
| Enterprise, AL (FHA|USDA|VA) | 5 | $925,000 | $185,000 | $4,620 | 2.65% |
| OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) | 2 | $920,000 | $460,000 | $13,499 | 2.50% |
| MACON-BIBB COUNTY, GA (FHA|USDA|VA) | 5 | $905,000 | $181,000 | $3,995 | 3.25% |
| MADISON, WI (FHA|USDA|VA) | 3 | $905,000 | $301,667 | $5,013 | 2.83% |
| GAINESVILLE, GA (FHA|USDA|VA) | 3 | $905,000 | $301,667 | $14,053 | 2.67% |
| ROCKY MOUNT, NC (FHA|USDA|VA) | 4 | $900,000 | $225,000 | $3,689 | 2.84% |
| Port Angeles, WA (FHA|USDA|VA) | 3 | $855,000 | $285,000 | $5,702 | 2.71% |
| SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) | 1 | $805,000 | $805,000 | $30,146 | 2.75% |
| ALBANY, GA (FHA|USDA|VA) | 2 | $800,000 | $400,000 | $1,809 | 2.81% |
| DOTHAN, AL (FHA|USDA|VA) | 5 | $795,000 | $159,000 | $2,647 | 3.10% |
| MORRISTOWN, TN (FHA|USDA|VA) | 4 | $780,000 | $195,000 | $5,307 | 3.03% |
| Cañon City, CO (FHA|USDA|VA) | 1 | $765,000 | $765,000 | $10,621 | 2.75% |
| GREENVILLE-ANDERSON, SC (FHA|USDA|VA) | 3 | $755,000 | $251,667 | $5,704 | 2.75% |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) | 2 | $750,000 | $375,000 | $11,802 | 2.63% |
| SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) | 2 | $750,000 | $375,000 | $14,816 | 2.56% |
| Centralia, WA (FHA|USDA|VA) | 2 | $740,000 | $370,000 | $3,227 | 2.69% |
| PUEBLO, CO (FHA|USDA|VA) | 3 | $735,000 | $245,000 | $7,825 | 2.71% |
| CHEYENNE, WY (FHA|USDA|VA) | 2 | $730,000 | $365,000 | $2,340 | 2.50% |
| Montrose, CO (FHA|USDA|VA) | 2 | $720,000 | $360,000 | $6,505 | 2.56% |
| St. Marys, GA (FHA|USDA|VA) | 3 | $715,000 | $238,333 | $7,641 | 2.75% |
| Pottsville, PA (FHA|USDA|VA) | 4 | $710,000 | $177,500 | $7,027 | 2.69% |
| Tullahoma-Manchester, TN (FHA|USDA|VA) | 2 | $700,000 | $350,000 | $8,800 | 2.38% |
| COLUMBUS, OH (FHA|USDA|VA) | 4 | $680,000 | $170,000 | $3,979 | 2.75% |
| FARMINGTON, NM (FHA|USDA|VA) | 2 | $680,000 | $340,000 | $18,797 | 2.50% |
| CAPE GIRARDEAU, MO-IL (FHA|USDA|VA) | 3 | $675,000 | $225,000 | $6,541 | 2.67% |
| KENNEWICK-RICHLAND, WA (FHA|USDA|VA) | 2 | $670,000 | $335,000 | $4,829 | 2.44% |
| FLORENCE-MUSCLE SHOALS, AL (FHA|USDA|VA) | 2 | $660,000 | $330,000 | $13,121 | 2.81% |
| SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) | 3 | $655,000 | $218,333 | $7,460 | 2.79% |
| CHARLOTTESVILLE, VA (FHA|USDA|VA) | 2 | $650,000 | $325,000 | $10,198 | 2.25% |
| SEBRING-AVON PARK, FL (FHA|USDA|VA) | 4 | $650,000 | $162,500 | $7,751 | 2.94% |
| WORCESTER, MA-CT (FHA|USDA|VA) | 2 | $650,000 | $325,000 | $6,583 | 2.75% |
| LAFAYETTE, LA (FHA|USDA|VA) | 3 | $645,000 | $215,000 | $7,211 | 2.63% |
| SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) | 2 | $640,000 | $320,000 | $4,628 | 2.56% |
| DuBois, PA (FHA|USDA|VA) | 4 | $630,000 | $157,500 | $5,406 | 2.81% |
| LYNCHBURG, VA (FHA|USDA|VA) | 4 | $630,000 | $157,500 | $3,731 | 2.91% |
| Opelousas, LA (FHA|USDA|VA) | 3 | $625,000 | $208,333 | $5,340 | 3.04% |
| Lake City, FL (FHA|USDA|VA) | 3 | $595,000 | $198,333 | $5,239 | 3.42% |
| GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) | 2 | $590,000 | $295,000 | $2,444 | 2.56% |
| HATTIESBURG, MS (FHA|USDA|VA) | 2 | $590,000 | $295,000 | $2,464 | 2.63% |
| Astoria, OR (FHA|USDA|VA) | 2 | $580,000 | $290,000 | $2,288 | 2.81% |
| YAKIMA, WA (FHA|USDA|VA) | 2 | $570,000 | $285,000 | $5,757 | 2.94% |
| LANCASTER, PA (FHA|USDA|VA) | 2 | $570,000 | $285,000 | $5,843 | 2.81% |
| SAGINAW, MI (FHA|USDA|VA) | 2 | $570,000 | $285,000 | $2,784 | 2.69% |
| MODESTO, CA (FHA|USDA|VA) | 1 | $565,000 | $565,000 | $4,129 | 2.88% |
| LONGVIEW, TX (FHA|USDA|VA) | 3 | $565,000 | $188,333 | $4,392 | 2.79% |
| READING, PA (FHA|USDA|VA) | 3 | $555,000 | $185,000 | $7,243 | 3.00% |
| TUSCALOOSA, AL (FHA|USDA|VA) | 2 | $550,000 | $275,000 | $2,245 | 2.69% |
| EVANSVILLE, IN-KY (FHA|USDA|VA) | 3 | $545,000 | $181,667 | $5,887 | 2.92% |
| FORT COLLINS, CO (FHA|USDA|VA) | 1 | $545,000 | $545,000 | $1,933 | 2.88% |
| SPARTANBURG, SC (FHA|USDA|VA) | 2 | $540,000 | $270,000 | $2,826 | 2.88% |
| KNOXVILLE, TN (FHA|USDA|VA) | 3 | $535,000 | $178,333 | $2,396 | 2.96% |
| Marion, NC (FHA|USDA|VA) | 2 | $530,000 | $265,000 | $2,420 | 2.75% |
| Greeneville, TN (FHA|USDA|VA) | 1 | $525,000 | $525,000 | $5,463 | 2.38% |
| STAUNTON, VA (FHA|USDA|VA) | 2 | $520,000 | $260,000 | $4,012 | 2.63% |
| JOPLIN, MO (FHA|USDA|VA) | 2 | $520,000 | $260,000 | $9,892 | 3.06% |
| Tupelo, MS (FHA|USDA|VA) | 1 | $505,000 | $505,000 | $2,787 | 2.75% |
| JACKSON, MS (FHA|USDA|VA) | 2 | $500,000 | $250,000 | $4,743 | 2.81% |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) | 1 | $495,000 | $495,000 | $2,335 | 2.25% |
| Calhoun, GA (FHA|USDA|VA) | 2 | $480,000 | $240,000 | $2,977 | 2.81% |
| Morehead City, NC (FHA|USDA|VA) | 2 | $470,000 | $235,000 | $5,368 | 2.94% |
| RACINE, WI (FHA|USDA|VA) | 2 | $470,000 | $235,000 | $6,949 | 2.75% |
| CHATTANOOGA, TN-GA (FHA|USDA|VA) | 3 | $465,000 | $155,000 | $3,808 | 3.17% |
| HOT SPRINGS, AR (FHA|USDA|VA) | 2 | $460,000 | $230,000 | $4,951 | 2.63% |
| BLOOMINGTON, IL (FHA|USDA|VA) | 2 | $460,000 | $230,000 | $6,773 | 3.00% |
| WEIRTON-STEUBENVILLE, WV-OH (FHA|USDA|VA) | 1 | $455,000 | $455,000 | $5,930 | 2.63% |
| Sonora, CA (FHA|USDA|VA) | 1 | $445,000 | $445,000 | $11,187 | 2.25% |
| PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) | 1 | $445,000 | $445,000 | $2,879 | 2.50% |
| Sevierville, TN (FHA|USDA|VA) | 2 | $440,000 | $220,000 | $2,959 | 2.94% |
| CUMBERLAND, MD-WV (FHA|USDA|VA) | 2 | $430,000 | $215,000 | $3,232 | 2.63% |
| DALTON, GA (FHA|USDA|VA) | 2 | $430,000 | $215,000 | $5,763 | 2.94% |
| SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) | 3 | $425,000 | $141,667 | $6,008 | 3.13% |
| SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) | 2 | $420,000 | $210,000 | $5,285 | 2.81% |
| WINCHESTER, VA-WV (FHA|USDA|VA) | 1 | $415,000 | $415,000 | $2,462 | 2.50% |
| Clovis, NM (FHA|USDA|VA) | 2 | $410,000 | $205,000 | $7,511 | 2.44% |
| BURLINGTON, NC (FHA|USDA|VA) | 2 | $410,000 | $205,000 | $2,898 | 2.94% |
| FORT WAYNE, IN (FHA|USDA|VA) | 2 | $410,000 | $205,000 | $6,015 | 2.75% |
| Fort Leonard Wood, MO (FHA|USDA|VA) | 2 | $400,000 | $200,000 | $3,406 | 3.19% |
| CINCINNATI, OH-KY-IN (FHA|USDA|VA) | 2 | $390,000 | $195,000 | $3,676 | 2.63% |
| MONROE, LA (FHA|USDA|VA) | 2 | $390,000 | $195,000 | $2,620 | 3.00% |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) | 3 | $385,000 | $128,333 | $6,220 | 2.88% |
| COLUMBUS, IN (FHA|USDA|VA) | 1 | $385,000 | $385,000 | $16,920 | 2.25% |
| LAWRENCE, KS (FHA|USDA|VA) | 2 | $380,000 | $190,000 | $6,066 | 2.75% |
| Crossville, TN (FHA|USDA|VA) | 2 | $380,000 | $190,000 | $4,209 | 2.94% |
| ALEXANDRIA, LA (FHA|USDA|VA) | 1 | $375,000 | $375,000 | $11,442 | 2.25% |
| WILMINGTON, NC (FHA|USDA|VA) | 2 | $370,000 | $185,000 | $5,872 | 2.56% |
| PEORIA, IL (FHA|USDA|VA) | 2 | $370,000 | $185,000 | $2,553 | 3.19% |
| LAS CRUCES, NM (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $7,370 | 2.50% |
| LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $16,810 | 2.38% |
| GRAND JUNCTION, CO (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $3,776 | 2.75% |
| DAYTON-KETTERING, OH (FHA|USDA|VA) | 2 | $360,000 | $180,000 | $4,075 | 3.25% |
| Ozark, AL (FHA|USDA|VA) | 2 | $360,000 | $180,000 | $3,721 | 2.38% |
| Dayton, TN (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $17,058 | 2.50% |
| Thomaston, GA (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $16,423 | 2.25% |
| LEBANON, PA (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $7,009 | 2.25% |
| Jesup, GA (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $11,657 | 2.88% |
| BAKERSFIELD, CA (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $12,988 | 2.88% |
| Marinette, WI-MI (FHA|USDA|VA) | 2 | $350,000 | $175,000 | $5,409 | 2.69% |
| Kill Devil Hills, NC (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $3,750 | 2.25% |
| Galesburg, IL (FHA|USDA|VA) | 2 | $340,000 | $170,000 | $3,955 | 2.88% |
| Albemarle, NC (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $9,805 | 2.50% |
| Jackson, WY-ID (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $3,698 | 2.50% |
| Moses Lake, WA (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $16,225 | 2.63% |
| Del Rio, TX (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $14,321 | 2.25% |
| PROVO-OREM, UT (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $9,692 | 2.88% |
| ROCKFORD, IL (FHA|USDA|VA) | 2 | $330,000 | $165,000 | $4,779 | 2.94% |
| Oil City, PA (FHA|USDA|VA) | 2 | $330,000 | $165,000 | $3,679 | 2.75% |
| Indiana, PA (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $3,938 | 2.63% |
| Cedar City, UT (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $10,607 | 2.75% |
| Marquette, MI (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $4,897 | 2.50% |
| GOLDSBORO, NC (FHA|USDA|VA) | 2 | $310,000 | $155,000 | $3,678 | 2.75% |
| EL PASO, TX (FHA|USDA|VA) | 2 | $310,000 | $155,000 | $5,114 | 3.50% |
| FRESNO, CA (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $19,423 | 2.25% |
| WAUSAU-WESTON, WI (FHA|USDA|VA) | 2 | $300,000 | $150,000 | $5,049 | 2.75% |
| Adrian, MI (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $7,339 | 2.25% |
| Rock Springs, WY (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $9,935 | 2.88% |
| AKRON, OH (FHA|USDA|VA) | 2 | $280,000 | $140,000 | $4,721 | 3.13% |
| Forest City, NC (FHA|USDA|VA) | 2 | $280,000 | $140,000 | $2,082 | 3.25% |
| GETTYSBURG, PA (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $5,786 | 2.25% |
| Burley, ID (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $6,390 | 3.13% |
| GREENVILLE, NC (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $3,711 | 2.88% |
| Rolla, MO (FHA|USDA|VA) | 2 | $270,000 | $135,000 | $1,750 | 3.31% |
| ROME, GA (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $2,252 | 3.00% |
| Pinehurst-Southern Pines, NC (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $4,683 | 2.50% |
| Warrensburg, MO (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $4,144 | 2.88% |
| Cordele, GA (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $2,553 | 3.75% |
| Rockport, TX (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $6,661 | 2.38% |
| Milledgeville, GA (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $12,223 | 3.13% |
| Kingsville, TX (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $10,185 | 2.63% |
| BURLINGTON-SOUTH BURLINGTON, VT (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $8,329 | 2.88% |
| Payson, AZ (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $11,873 | 2.50% |
| Pontiac, IL (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $7,089 | 2.63% |
| Poplar Bluff, MO (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $3,511 | 3.25% |
| Rockingham, NC (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $2,653 | 2.88% |
| Seneca, SC (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $9,876 | 2.38% |
| ST. GEORGE, UT (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $3,045 | 3.00% |
| Frankfort, IN (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $6,441 | 2.88% |
| Show Low, AZ (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $4,621 | 2.75% |
| Columbus, MS (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $7,901 | 2.88% |
| LEWISTON-AUBURN, ME (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $3,506 | 3.00% |
| LA CROSSE-ONALASKA, WI-MN (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $6,458 | 2.88% |
| LUBBOCK, TX (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $1,430 | 2.75% |
| TOLEDO, OH (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $1,488 | 2.25% |
| DULUTH, MN-WI (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $8,567 | 2.75% |
| ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $9,502 | 2.50% |
| FLINT, MI (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $12,007 | 3.00% |
| Henderson, NC (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $4,210 | 2.75% |
| CLEVELAND, TN (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $11,657 | 3.00% |
| Shelton, WA (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $3,545 | 2.88% |
| Arcadia, FL (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $2,194 | 3.00% |
| DECATUR, AL (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $7,560 | 3.00% |
| BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $2,949 | 2.88% |
| Paris, TN (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $2,540 | 2.75% |
| Baraboo, WI (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $7,176 | 3.75% |
| Lawrenceburg, TN (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $6,927 | 2.88% |
| TEXARKANA, TX-AR (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $3,925 | 2.88% |
| MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $3,964 | 3.25% |
| HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $8,068 | 3.25% |
| Dublin, GA (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $3,310 | 3.00% |
| Cullowhee, NC (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $5,093 | 2.50% |
| Thomasville, GA (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $9,581 | 2.50% |
| JONESBORO, AR (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $8,219 | 3.00% |
| Safford, AZ (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $9,144 | 2.75% |
| BLOOMINGTON, IN (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $3,601 | 3.00% |
| ST. CLOUD, MN (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $2,077 | 3.13% |
| Orangeburg, SC (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $5,158 | 2.75% |
| Blytheville, AR (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $1,365 | 3.25% |
| Helena, MT (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $2,041 | 2.50% |
| ERIE, PA (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $7,379 | 3.25% |
| OSHKOSH-NEENAH, WI (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $3,137 | 2.50% |
| Wilson, NC (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $2,563 | 2.25% |
| Ottawa, IL (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $8,958 | 2.75% |
| Harrison, AR (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $7,799 | 2.38% |
| GADSDEN, AL (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $1,907 | 3.25% |
| MIDLAND, MI (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $3,230 | 2.88% |
| Lebanon, MO (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $1,723 | 2.88% |
| Carlsbad-Artesia, NM (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $9,283 | 2.75% |
| GREAT FALLS, MT (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $2,634 | 2.75% |
| Mount Airy, NC (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $5,549 | 3.13% |
| SPRINGFIELD, IL (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $3,364 | 2.75% |
| Sayre, PA (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $3,909 | 2.75% |
| McMinnville, TN (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $8,726 | 2.88% |
| Roanoke Rapids, NC (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $2,938 | 2.88% |
| MANHATTAN, KS (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $2,533 | 2.88% |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $9,524 | 3.00% |
| GREEN BAY, WI (FHA|USDA|VA) | 2 | $170,000 | $85,000 | $2,372 | 3.00% |
| BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $6,604 | 3.00% |
| JANESVILLE-BELOIT, WI (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $8,577 | 2.88% |
| Oxford, MS (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $5,732 | 2.50% |
| AUBURN-OPELIKA, AL (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $2,687 | 3.25% |
| Quincy, IL-MO (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $9,391 | 2.50% |
| JACKSON, TN (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $8,117 | 3.00% |
| Lumberton, NC (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $1,924 | 3.00% |
| Newport, TN (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $6,011 | 2.88% |
| Fort Payne, AL (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $1,921 | 2.50% |
| Jefferson, GA (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $2,259 | 2.88% |
| Clewiston, FL (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $1,756 | 3.25% |
| ST. JOSEPH, MO-KS (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $1,212 | 2.25% |
| ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $6,232 | 2.50% |
| North Wilkesboro, NC (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $12,518 | 2.63% |
| TERRE HAUTE, IN (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $5,732 | 3.38% |
| Ottawa, KS (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $6,980 | 3.00% |
| Angola, IN (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $1,405 | 3.75% |
| Farmington, MO (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $6,397 | 3.00% |
| PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $4,420 | 2.75% |
| Athens, TN (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $6,721 | 3.25% |
| Lewisburg, TN (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $1,830 | 2.50% |
| Talladega-Sylacauga, AL (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $4,813 | 3.25% |
| Waycross, GA (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $2,115 | 3.00% |
| SUMTER, SC (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $2,952 | 2.75% |
| Palatka, FL (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $3,125 | 3.25% |
| Dyersburg, TN (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $2,597 | 3.13% |
| BLACKSBURG-CHRISTIANSBURG, VA (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $2,774 | 2.50% |
| CARBONDALE-MARION, IL (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $3,426 | 2.88% |
| BILLINGS, MT (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $7,260 | 2.75% |
| AMARILLO, TX (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $1,534 | 2.88% |
| CANTON-MASSILLON, OH (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $8,061 | 2.75% |
| Cullman, AL (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $3,737 | 2.75% |
| CLEVELAND-ELYRIA, OH (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $6,058 | 2.75% |
| Washington, NC (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $5,238 | 3.25% |
| Cookeville, TN (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $2,442 | 3.13% |
| Cambridge, MD (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $5,996 | 2.88% |
| LANSING-EAST LANSING, MI (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $5,939 | 3.88% |
| Fremont, OH (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $3,183 | 2.88% |
| ANNISTON-OXFORD, AL (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $4,267 | 3.00% |
| Sikeston, MO (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $1,307 | 2.75% |
| Huntingdon, PA (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $3,214 | 2.75% |
| McComb, MS (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $1,955 | 3.25% |
| FORT SMITH, AR-OK (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $4,624 | 2.88% |
| DECATUR, IL (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $2,581 | 2.63% |
| Logansport, IN (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $3,660 | 3.25% |
| Freeport, IL (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $2,322 | 3.13% |
Similar Lenders
We use machine learning to identify the top lenders compared against Mid-Continent Funding based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.
N C P D Federal Credit Union
Similarity Rank: 102
Similarity Rank: 102
DADE COUNTY FEDERAL CREDIT UNION
Similarity Rank: 167
Similarity Rank: 167
Eureka Homestead
Similarity Rank: 204
Similarity Rank: 204
TRI BORO
Similarity Rank: 208
Similarity Rank: 208
HARVESTERS FEDERAL CREDIT UNION
Similarity Rank: 210
Similarity Rank: 210
MORTGAGE ONE OF THE SOUTH, INC.
Similarity Rank: 228
Similarity Rank: 228
Eglin Federal Credit Union
Similarity Rank: 296
Similarity Rank: 296
Gulf Winds Credit Union
Similarity Rank: 324
Similarity Rank: 324
Town & Country Bank
Similarity Rank: 328
Similarity Rank: 328
KELLEY MORTGAGE, LLC
Similarity Rank: 336
Similarity Rank: 336
Product Mix
| Loan Type | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| VA | 1,834 | $501,560,000 | $273,479 | $6,844 | 2.76% |
| Conventional | 213 | $45,275,000 | $212,559 | $4,677 | 2.93% |
| FHA | 21 | $4,395,000 | $209,286 | $8,121 | 3.11% |
For 2021, Mid-continent Funding's most frequently originated type of loan was VA, with 1,834 originations. Their 2nd most popular type was Conventional, with 213 originations.
Loan Reason
For 2021, Mid-continent Funding's most frequently cited loan purpose was Home Purchase, with 1,167 originations. The 2nd most popular reason was Cash Out Refi, with 634 originations.
Loan Duration/Length
For 2021, Mid-continent Funding's most frequently cited loan duration was 30 Year, with 1,970 originations. The 2nd most popular length was 15 Year, with 69 originations.
Origination Fees/Closing Costs
Mid-continent Funding's average total fees were $6,721, while their most frequently occuring range of origination fees (closing costs) were in the $<1k bucket, with 1,095 originations.
Interest Rates
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 2.5-3% | 1,101 | $289,565,000 | $263,002 |
| <2.5% | 592 | $183,140,000 | $309,358 |
| 3-4% | 371 | $77,935,000 | $210,067 |
| 4-5% | 4 | $590,000 | $147,500 |
During 2021, Mid-continent Funding's average interest rate for loans was 2.79%, while their most frequently originated rate bucket for loans was 2.5-3%, with 1,101 originations.
Loan Sizing
2021 saw Mid-continent Funding place emphasis on $200k-400k loans with 1,118 originations, totaling $312,940,000 in origination value.
Applicant Income
Mid-continent Funding lent most frequently to those with incomes in the $50k-75k range, with 675 originations. The second most popular income band? $50k or less, with 641 originations.
Applicant Debt to Income Ratio
Mid-continent Funding lent most frequently to those with DTI ratios of 50-60%, with 346 originations. The next most common DTI ratio? 30-36%, with 282 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications87.53%
Mid-continent Funding has an average approval rate.
Pick Rate
Approvals leading to origination68.91%
Mid-continent Funding has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 2,068 | $551,230,000 | $266,552 |
LTV Distribution
Complaints
| Bank Name | Product | Issue | 2021 CPFB Complaints | % of Total Issues |
|---|---|---|---|---|
| Madison Management Services, LLC | Home equity loan or line of credit (HELOC) | Closing on a mortgage | 1 | 100.0% |