Mid-continent Funding Mortgage Rates, Fees & Info
Columbia, MOLEI: 549300NN0PRX3I4QGG46
Tax ID: 47-1853960
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Mortgage Data
Review & Overview
Mid-continent Funding is a smaller mortgage company specializing in Home Purchase and Cash Out Refi loans. Mid-continent Funding has an average proportion of conventional loans. They have a a low proportion of FHA loans. (This may mean they shy away from first time homebuyers.) Their top markets by origination volume include: Washington, Atlanta, Virginia Beach, Tampa, and Miami among others. We have data for 351 markets. (Some data included below & more in-depth data is available with an active subscription.)Mid-continent Funding has an average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Mid-continent Funding is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
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SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
|---|---|---|
| 30 Year Conventional Purchase | 6.57% | 4/22/24 |
| 30 Year Conventional Refi | 6.49% | 4/22/24 |
| 30 Year Cash-out Refi | 6.62% | 4/22/24 |
| 30 Year FHA Purchase | 7.51% | 4/22/24 |
| 30 Year VA Purchase | 6.38% | 4/22/24 |
| 30 Year VA Refi | 6.21% | 4/22/24 |
| 15 Year Conventional Purchase | 5.68% | 4/22/24 |
| 15 Year Conventional Refi | 5.64% | 4/22/24 |
| 15 Year Cash-out Refi | 5.64% | 4/22/24 |
| 15 Year VA Purchase | 6.58% | 4/22/24 |
| 15 Year VA Refi | 6.74% | 4/22/24 |
| These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. | ||
Mid-continent Funding Mortgage Calculator
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The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
2,068Origination Dollar Volume (All Markets)
$551,230,000Awards
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Mid-Continent Funding - 2021
Mid-Continent Funding is a 2021 , due to their low .
For 2021, less than of lenders were eligible for this award.
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Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Outside of Metro Areas | 169 | $42,675,000 | $252,515 | $6,793 | 2.80% |
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 74 | $27,850,000 | $376,351 | $7,355 | 2.64% |
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 78 | $22,840,000 | $292,821 | $6,955 | 2.75% |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) | 81 | $22,385,000 | $276,358 | $6,990 | 2.83% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 49 | $16,115,000 | $328,878 | $7,694 | 2.77% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 30 | $11,100,000 | $370,000 | $8,950 | 2.68% |
| Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) | 23 | $10,305,000 | $448,043 | $9,652 | 2.54% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 36 | $9,610,000 | $266,944 | $8,207 | 2.72% |
| BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) | 31 | $9,075,000 | $292,742 | $7,253 | 2.70% |
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 34 | $8,300,000 | $244,118 | $6,024 | 2.84% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 30 | $8,220,000 | $274,000 | $5,816 | 2.93% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 25 | $7,665,000 | $306,600 | $6,961 | 2.75% |
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 29 | $7,495,000 | $258,448 | $7,295 | 2.83% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 24 | $7,360,000 | $306,667 | $8,373 | 2.80% |
| KANSAS CITY, MO-KS (FHA|USDA|VA) | 29 | $7,305,000 | $251,897 | $5,258 | 2.75% |
| NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) | 21 | $6,475,000 | $308,333 | $7,203 | 2.67% |
| COLUMBIA, MO (FHA|USDA|VA) | 35 | $6,435,000 | $183,857 | $2,542 | 2.87% |
| RICHMOND, VA (FHA|USDA|VA) | 25 | $6,405,000 | $256,200 | $6,329 | 2.83% |
| RALEIGH-CARY, NC (FHA|USDA|VA) | 23 | $6,325,000 | $275,000 | $8,874 | 2.80% |
| FAYETTEVILLE, NC (FHA|USDA|VA) | 34 | $6,120,000 | $180,000 | $5,219 | 2.91% |
| COLORADO SPRINGS, CO (FHA|USDA|VA) | 17 | $5,775,000 | $339,706 | $7,022 | 2.74% |
| PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) | 21 | $5,685,000 | $270,714 | $6,397 | 2.80% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 19 | $5,555,000 | $292,368 | $7,618 | 2.72% |
| ST. LOUIS, MO-IL (FHA|USDA|VA) | 28 | $5,520,000 | $197,143 | $5,576 | 2.75% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 14 | $5,150,000 | $367,857 | $12,447 | 2.73% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 15 | $5,025,000 | $335,000 | $6,370 | 2.56% |
| AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) | 22 | $4,820,000 | $219,091 | $5,519 | 2.82% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 20 | $4,790,000 | $239,500 | $6,064 | 2.74% |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) | 15 | $4,375,000 | $291,667 | $9,306 | 2.83% |
| JACKSONVILLE, NC (FHA|USDA|VA) | 21 | $4,365,000 | $207,857 | $5,880 | 2.90% |
| HUNTSVILLE, AL (FHA|USDA|VA) | 15 | $4,325,000 | $288,333 | $7,159 | 2.66% |
| HARRISBURG-CARLISLE, PA (FHA|USDA|VA) | 14 | $3,860,000 | $275,714 | $8,817 | 2.77% |
| New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) | 13 | $3,825,000 | $294,231 | $8,951 | 2.71% |
| PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) | 16 | $3,670,000 | $229,375 | $7,072 | 2.80% |
| CLARKSVILLE, TN-KY (FHA|USDA|VA) | 13 | $3,665,000 | $281,923 | $5,778 | 2.80% |
| PITTSBURGH, PA (FHA|USDA|VA) | 20 | $3,560,000 | $178,000 | $6,850 | 2.97% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 17 | $3,555,000 | $209,118 | $5,812 | 2.70% |
| BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) | 12 | $3,540,000 | $295,000 | $4,820 | 2.77% |
| MEMPHIS, TN-MS-AR (FHA|USDA|VA) | 15 | $3,425,000 | $228,333 | $6,021 | 3.05% |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) | 9 | $3,385,000 | $376,111 | $7,655 | 2.69% |
| TUCSON, AZ (FHA|USDA|VA) | 16 | $3,350,000 | $209,375 | $6,413 | 2.66% |
| LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) | 12 | $3,120,000 | $260,000 | $5,293 | 2.58% |
| COLUMBUS, GA-AL (FHA|USDA|VA) | 13 | $2,855,000 | $219,615 | $4,834 | 2.91% |
| YORK-HANOVER, PA (FHA|USDA|VA) | 10 | $2,760,000 | $276,000 | $7,960 | 2.75% |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) | 7 | $2,665,000 | $380,714 | $9,743 | 2.79% |
| OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) | 6 | $2,620,000 | $436,667 | $11,083 | 2.67% |
| NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) | 12 | $2,610,000 | $217,500 | $6,039 | 2.89% |
| Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) | 7 | $2,545,000 | $363,571 | $6,955 | 2.75% |
| HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) | 10 | $2,500,000 | $250,000 | $5,973 | 2.81% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 7 | $2,345,000 | $335,000 | $5,834 | 2.84% |
| GULFPORT-BILOXI, MS (FHA|USDA|VA) | 9 | $2,335,000 | $259,444 | $6,129 | 2.74% |
| PORT ST. LUCIE, FL (FHA|USDA|VA) | 8 | $2,330,000 | $291,250 | $8,111 | 2.77% |
| SAVANNAH, GA (FHA|USDA|VA) | 9 | $2,285,000 | $253,889 | $8,280 | 2.72% |
| GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) | 11 | $2,255,000 | $205,000 | $6,851 | 2.72% |
| PUNTA GORDA, FL (FHA|USDA|VA) | 10 | $2,250,000 | $225,000 | $5,855 | 2.71% |
| MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) | 13 | $2,205,000 | $169,615 | $3,882 | 2.93% |
| PANAMA CITY, FL (FHA|USDA|VA) | 7 | $2,185,000 | $312,143 | $7,221 | 2.52% |
| NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) | 6 | $2,130,000 | $355,000 | $4,737 | 2.60% |
| HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) | 6 | $2,080,000 | $346,667 | $9,633 | 3.00% |
| BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) | 5 | $1,995,000 | $399,000 | $9,708 | 2.70% |
| HOMOSASSA SPRINGS, FL (FHA|USDA|VA) | 9 | $1,965,000 | $218,333 | $8,785 | 2.75% |
| WINSTON-SALEM, NC (FHA|USDA|VA) | 9 | $1,965,000 | $218,333 | $5,857 | 2.88% |
| OCALA, FL (FHA|USDA|VA) | 9 | $1,945,000 | $216,111 | $6,944 | 2.89% |
| KILLEEN-TEMPLE, TX (FHA|USDA|VA) | 9 | $1,885,000 | $209,444 | $7,387 | 2.76% |
| CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) | 5 | $1,885,000 | $377,000 | $14,749 | 2.85% |
| TOPEKA, KS (FHA|USDA|VA) | 8 | $1,840,000 | $230,000 | $3,042 | 2.86% |
| HINESVILLE, GA (FHA|USDA|VA) | 9 | $1,825,000 | $202,778 | $6,638 | 2.76% |
| GREELEY, CO (FHA|USDA|VA) | 6 | $1,820,000 | $303,333 | $6,419 | 2.85% |
| INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) | 7 | $1,815,000 | $259,286 | $7,042 | 2.68% |
| DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) | 5 | $1,795,000 | $359,000 | $11,403 | 2.45% |
| BARNSTABLE TOWN, MA (FHA|USDA|VA) | 5 | $1,785,000 | $357,000 | $3,956 | 2.73% |
| WARNER ROBINS, GA (FHA|USDA|VA) | 8 | $1,780,000 | $222,500 | $4,981 | 2.83% |
| ROANOKE, VA (FHA|USDA|VA) | 6 | $1,760,000 | $293,333 | $5,475 | 2.77% |
| ASHEVILLE, NC (FHA|USDA|VA) | 7 | $1,755,000 | $250,714 | $7,505 | 2.48% |
| BOULDER, CO (FHA|USDA|VA) | 2 | $1,740,000 | $870,000 | $8,562 | 2.75% |
| Detroit-Warren-Dearborn, MI (FHA|USDA|VA) | 4 | $1,670,000 | $417,500 | $7,614 | 2.81% |
| SALT LAKE CITY, UT (FHA|USDA|VA) | 5 | $1,625,000 | $325,000 | $7,384 | 2.80% |
| OGDEN-CLEARFIELD, UT (FHA|USDA|VA) | 5 | $1,615,000 | $323,000 | $6,009 | 2.60% |
| MONTGOMERY, AL (FHA|USDA|VA) | 9 | $1,585,000 | $176,111 | $5,556 | 2.83% |
| BATON ROUGE, LA (FHA|USDA|VA) | 6 | $1,480,000 | $246,667 | $6,679 | 2.67% |
| LaGrange, GA-AL (FHA|USDA|VA) | 6 | $1,470,000 | $245,000 | $3,244 | 2.92% |
| SPRINGFIELD, MO (FHA|USDA|VA) | 8 | $1,460,000 | $182,500 | $3,246 | 2.89% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 5 | $1,415,000 | $283,000 | $6,269 | 2.55% |
| BOISE CITY, ID (FHA|USDA|VA) | 4 | $1,400,000 | $350,000 | $3,837 | 2.50% |
| ALBUQUERQUE, NM (FHA|USDA|VA) | 6 | $1,390,000 | $231,667 | $5,778 | 2.73% |
| San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) | 1 | $1,385,000 | $1,385,000 | $29,148 | 2.75% |
| LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) | 6 | $1,350,000 | $225,000 | $5,087 | 2.60% |
| CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) | 4 | $1,310,000 | $327,500 | $8,728 | 2.78% |
| MOBILE, AL (FHA|USDA|VA) | 7 | $1,295,000 | $185,000 | $5,710 | 2.84% |
| Key West, FL (FHA|USDA|VA) | 3 | $1,295,000 | $431,667 | $5,362 | 3.00% |
| THE VILLAGES, FL (FHA|USDA|VA) | 6 | $1,290,000 | $215,000 | $5,848 | 2.85% |
| Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 1 | $1,275,000 | $1,275,000 | $8,226 | 2.75% |
| NEW BERN, NC (FHA|USDA|VA) | 8 | $1,240,000 | $155,000 | $5,697 | 3.08% |
| SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) | 4 | $1,220,000 | $305,000 | $6,676 | 2.63% |
| Easton, MD (FHA|USDA|VA) | 2 | $1,220,000 | $610,000 | $13,146 | 2.69% |
| TALLAHASSEE, FL (FHA|USDA|VA) | 4 | $1,220,000 | $305,000 | $5,338 | 2.69% |
| JOHNSON CITY, TN (FHA|USDA|VA) | 4 | $1,210,000 | $302,500 | $3,715 | 2.81% |
| Elizabeth City, NC (FHA|USDA|VA) | 5 | $1,205,000 | $241,000 | $6,937 | 2.75% |
| WICHITA, KS (FHA|USDA|VA) | 6 | $1,190,000 | $198,333 | $3,379 | 2.75% |
| SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) | 2 | $1,160,000 | $580,000 | $5,754 | 2.63% |
| FLAGSTAFF, AZ (FHA|USDA|VA) | 3 | $1,135,000 | $378,333 | $13,015 | 3.08% |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) | 7 | $1,115,000 | $159,286 | $5,355 | 3.07% |
| SALISBURY, MD-DE (FHA|USDA|VA) | 4 | $1,110,000 | $277,500 | $9,787 | 2.81% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 3 | $1,105,000 | $368,333 | $14,339 | 2.96% |
| GAINESVILLE, FL (FHA|USDA|VA) | 5 | $1,065,000 | $213,000 | $4,836 | 2.75% |
| Sebastian-Vero Beach, FL (FHA|USDA|VA) | 5 | $1,065,000 | $213,000 | $6,420 | 2.80% |
| PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) | 4 | $1,060,000 | $265,000 | $10,800 | 3.16% |
| EAST STROUDSBURG, PA (FHA|USDA|VA) | 5 | $1,045,000 | $209,000 | $7,459 | 2.93% |
| Branson, MO (FHA|USDA|VA) | 3 | $1,035,000 | $345,000 | $2,450 | 2.75% |
| VALDOSTA, GA (FHA|USDA|VA) | 6 | $1,020,000 | $170,000 | $5,486 | 2.83% |
| Shelby, NC (FHA|USDA|VA) | 4 | $1,000,000 | $250,000 | $5,959 | 2.88% |
| COLUMBIA, SC (FHA|USDA|VA) | 4 | $1,000,000 | $250,000 | $8,533 | 2.66% |
| DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) | 4 | $990,000 | $247,500 | $4,905 | 3.03% |
| BELLINGHAM, WA (FHA|USDA|VA) | 2 | $990,000 | $495,000 | $7,886 | 2.69% |
| Oak Harbor, WA (FHA|USDA|VA) | 4 | $970,000 | $242,500 | $9,667 | 2.94% |
| KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) | 5 | $955,000 | $191,000 | $3,044 | 2.83% |
| JEFFERSON CITY, MO (FHA|USDA|VA) | 5 | $945,000 | $189,000 | $3,598 | 2.65% |
| VALLEJO, CA (FHA|USDA|VA) | 2 | $940,000 | $470,000 | $17,420 | 2.94% |
| LEWISTON, ID-WA (FHA|USDA|VA) | 4 | $940,000 | $235,000 | $6,698 | 2.88% |
| Danville, VA (FHA|USDA|VA) | 6 | $940,000 | $156,667 | $6,819 | 3.02% |
| Enterprise, AL (FHA|USDA|VA) | 5 | $925,000 | $185,000 | $4,620 | 2.65% |
| OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) | 2 | $920,000 | $460,000 | $13,499 | 2.50% |
| MACON-BIBB COUNTY, GA (FHA|USDA|VA) | 5 | $905,000 | $181,000 | $3,995 | 3.25% |
| MADISON, WI (FHA|USDA|VA) | 3 | $905,000 | $301,667 | $5,013 | 2.83% |
| GAINESVILLE, GA (FHA|USDA|VA) | 3 | $905,000 | $301,667 | $14,053 | 2.67% |
| ROCKY MOUNT, NC (FHA|USDA|VA) | 4 | $900,000 | $225,000 | $3,689 | 2.84% |
| Port Angeles, WA (FHA|USDA|VA) | 3 | $855,000 | $285,000 | $5,702 | 2.71% |
| SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) | 1 | $805,000 | $805,000 | $30,146 | 2.75% |
| ALBANY, GA (FHA|USDA|VA) | 2 | $800,000 | $400,000 | $1,809 | 2.81% |
| DOTHAN, AL (FHA|USDA|VA) | 5 | $795,000 | $159,000 | $2,647 | 3.10% |
| MORRISTOWN, TN (FHA|USDA|VA) | 4 | $780,000 | $195,000 | $5,307 | 3.03% |
| Cañon City, CO (FHA|USDA|VA) | 1 | $765,000 | $765,000 | $10,621 | 2.75% |
| GREENVILLE-ANDERSON, SC (FHA|USDA|VA) | 3 | $755,000 | $251,667 | $5,704 | 2.75% |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) | 2 | $750,000 | $375,000 | $11,802 | 2.63% |
| SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) | 2 | $750,000 | $375,000 | $14,816 | 2.56% |
| Centralia, WA (FHA|USDA|VA) | 2 | $740,000 | $370,000 | $3,227 | 2.69% |
| PUEBLO, CO (FHA|USDA|VA) | 3 | $735,000 | $245,000 | $7,825 | 2.71% |
| CHEYENNE, WY (FHA|USDA|VA) | 2 | $730,000 | $365,000 | $2,340 | 2.50% |
| Montrose, CO (FHA|USDA|VA) | 2 | $720,000 | $360,000 | $6,505 | 2.56% |
| St. Marys, GA (FHA|USDA|VA) | 3 | $715,000 | $238,333 | $7,641 | 2.75% |
| Pottsville, PA (FHA|USDA|VA) | 4 | $710,000 | $177,500 | $7,027 | 2.69% |
| Tullahoma-Manchester, TN (FHA|USDA|VA) | 2 | $700,000 | $350,000 | $8,800 | 2.38% |
| COLUMBUS, OH (FHA|USDA|VA) | 4 | $680,000 | $170,000 | $3,979 | 2.75% |
| FARMINGTON, NM (FHA|USDA|VA) | 2 | $680,000 | $340,000 | $18,797 | 2.50% |
| CAPE GIRARDEAU, MO-IL (FHA|USDA|VA) | 3 | $675,000 | $225,000 | $6,541 | 2.67% |
| KENNEWICK-RICHLAND, WA (FHA|USDA|VA) | 2 | $670,000 | $335,000 | $4,829 | 2.44% |
| FLORENCE-MUSCLE SHOALS, AL (FHA|USDA|VA) | 2 | $660,000 | $330,000 | $13,121 | 2.81% |
| SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) | 3 | $655,000 | $218,333 | $7,460 | 2.79% |
| CHARLOTTESVILLE, VA (FHA|USDA|VA) | 2 | $650,000 | $325,000 | $10,198 | 2.25% |
| SEBRING-AVON PARK, FL (FHA|USDA|VA) | 4 | $650,000 | $162,500 | $7,751 | 2.94% |
| WORCESTER, MA-CT (FHA|USDA|VA) | 2 | $650,000 | $325,000 | $6,583 | 2.75% |
| LAFAYETTE, LA (FHA|USDA|VA) | 3 | $645,000 | $215,000 | $7,211 | 2.63% |
| SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) | 2 | $640,000 | $320,000 | $4,628 | 2.56% |
| DuBois, PA (FHA|USDA|VA) | 4 | $630,000 | $157,500 | $5,406 | 2.81% |
| LYNCHBURG, VA (FHA|USDA|VA) | 4 | $630,000 | $157,500 | $3,731 | 2.91% |
| Opelousas, LA (FHA|USDA|VA) | 3 | $625,000 | $208,333 | $5,340 | 3.04% |
| Lake City, FL (FHA|USDA|VA) | 3 | $595,000 | $198,333 | $5,239 | 3.42% |
| GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) | 2 | $590,000 | $295,000 | $2,444 | 2.56% |
| HATTIESBURG, MS (FHA|USDA|VA) | 2 | $590,000 | $295,000 | $2,464 | 2.63% |
| Astoria, OR (FHA|USDA|VA) | 2 | $580,000 | $290,000 | $2,288 | 2.81% |
| YAKIMA, WA (FHA|USDA|VA) | 2 | $570,000 | $285,000 | $5,757 | 2.94% |
| LANCASTER, PA (FHA|USDA|VA) | 2 | $570,000 | $285,000 | $5,843 | 2.81% |
| SAGINAW, MI (FHA|USDA|VA) | 2 | $570,000 | $285,000 | $2,784 | 2.69% |
| MODESTO, CA (FHA|USDA|VA) | 1 | $565,000 | $565,000 | $4,129 | 2.88% |
| LONGVIEW, TX (FHA|USDA|VA) | 3 | $565,000 | $188,333 | $4,392 | 2.79% |
| READING, PA (FHA|USDA|VA) | 3 | $555,000 | $185,000 | $7,243 | 3.00% |
| TUSCALOOSA, AL (FHA|USDA|VA) | 2 | $550,000 | $275,000 | $2,245 | 2.69% |
| EVANSVILLE, IN-KY (FHA|USDA|VA) | 3 | $545,000 | $181,667 | $5,887 | 2.92% |
| FORT COLLINS, CO (FHA|USDA|VA) | 1 | $545,000 | $545,000 | $1,933 | 2.88% |
| SPARTANBURG, SC (FHA|USDA|VA) | 2 | $540,000 | $270,000 | $2,826 | 2.88% |
| KNOXVILLE, TN (FHA|USDA|VA) | 3 | $535,000 | $178,333 | $2,396 | 2.96% |
| Marion, NC (FHA|USDA|VA) | 2 | $530,000 | $265,000 | $2,420 | 2.75% |
| Greeneville, TN (FHA|USDA|VA) | 1 | $525,000 | $525,000 | $5,463 | 2.38% |
| STAUNTON, VA (FHA|USDA|VA) | 2 | $520,000 | $260,000 | $4,012 | 2.63% |
| JOPLIN, MO (FHA|USDA|VA) | 2 | $520,000 | $260,000 | $9,892 | 3.06% |
| Tupelo, MS (FHA|USDA|VA) | 1 | $505,000 | $505,000 | $2,787 | 2.75% |
| JACKSON, MS (FHA|USDA|VA) | 2 | $500,000 | $250,000 | $4,743 | 2.81% |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) | 1 | $495,000 | $495,000 | $2,335 | 2.25% |
| Calhoun, GA (FHA|USDA|VA) | 2 | $480,000 | $240,000 | $2,977 | 2.81% |
| Morehead City, NC (FHA|USDA|VA) | 2 | $470,000 | $235,000 | $5,368 | 2.94% |
| RACINE, WI (FHA|USDA|VA) | 2 | $470,000 | $235,000 | $6,949 | 2.75% |
| CHATTANOOGA, TN-GA (FHA|USDA|VA) | 3 | $465,000 | $155,000 | $3,808 | 3.17% |
| HOT SPRINGS, AR (FHA|USDA|VA) | 2 | $460,000 | $230,000 | $4,951 | 2.63% |
| BLOOMINGTON, IL (FHA|USDA|VA) | 2 | $460,000 | $230,000 | $6,773 | 3.00% |
| WEIRTON-STEUBENVILLE, WV-OH (FHA|USDA|VA) | 1 | $455,000 | $455,000 | $5,930 | 2.63% |
| Sonora, CA (FHA|USDA|VA) | 1 | $445,000 | $445,000 | $11,187 | 2.25% |
| PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) | 1 | $445,000 | $445,000 | $2,879 | 2.50% |
| Sevierville, TN (FHA|USDA|VA) | 2 | $440,000 | $220,000 | $2,959 | 2.94% |
| CUMBERLAND, MD-WV (FHA|USDA|VA) | 2 | $430,000 | $215,000 | $3,232 | 2.63% |
| DALTON, GA (FHA|USDA|VA) | 2 | $430,000 | $215,000 | $5,763 | 2.94% |
| SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) | 3 | $425,000 | $141,667 | $6,008 | 3.13% |
| SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) | 2 | $420,000 | $210,000 | $5,285 | 2.81% |
| WINCHESTER, VA-WV (FHA|USDA|VA) | 1 | $415,000 | $415,000 | $2,462 | 2.50% |
| Clovis, NM (FHA|USDA|VA) | 2 | $410,000 | $205,000 | $7,511 | 2.44% |
| BURLINGTON, NC (FHA|USDA|VA) | 2 | $410,000 | $205,000 | $2,898 | 2.94% |
| FORT WAYNE, IN (FHA|USDA|VA) | 2 | $410,000 | $205,000 | $6,015 | 2.75% |
| Fort Leonard Wood, MO (FHA|USDA|VA) | 2 | $400,000 | $200,000 | $3,406 | 3.19% |
| CINCINNATI, OH-KY-IN (FHA|USDA|VA) | 2 | $390,000 | $195,000 | $3,676 | 2.63% |
| MONROE, LA (FHA|USDA|VA) | 2 | $390,000 | $195,000 | $2,620 | 3.00% |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) | 3 | $385,000 | $128,333 | $6,220 | 2.88% |
| COLUMBUS, IN (FHA|USDA|VA) | 1 | $385,000 | $385,000 | $16,920 | 2.25% |
| LAWRENCE, KS (FHA|USDA|VA) | 2 | $380,000 | $190,000 | $6,066 | 2.75% |
| Crossville, TN (FHA|USDA|VA) | 2 | $380,000 | $190,000 | $4,209 | 2.94% |
| ALEXANDRIA, LA (FHA|USDA|VA) | 1 | $375,000 | $375,000 | $11,442 | 2.25% |
| WILMINGTON, NC (FHA|USDA|VA) | 2 | $370,000 | $185,000 | $5,872 | 2.56% |
| PEORIA, IL (FHA|USDA|VA) | 2 | $370,000 | $185,000 | $2,553 | 3.19% |
| LAS CRUCES, NM (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $7,370 | 2.50% |
| LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $16,810 | 2.38% |
| GRAND JUNCTION, CO (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $3,776 | 2.75% |
| DAYTON-KETTERING, OH (FHA|USDA|VA) | 2 | $360,000 | $180,000 | $4,075 | 3.25% |
| Ozark, AL (FHA|USDA|VA) | 2 | $360,000 | $180,000 | $3,721 | 2.38% |
| Dayton, TN (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $17,058 | 2.50% |
| Thomaston, GA (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $16,423 | 2.25% |
| LEBANON, PA (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $7,009 | 2.25% |
| Jesup, GA (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $11,657 | 2.88% |
| BAKERSFIELD, CA (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $12,988 | 2.88% |
| Marinette, WI-MI (FHA|USDA|VA) | 2 | $350,000 | $175,000 | $5,409 | 2.69% |
| Kill Devil Hills, NC (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $3,750 | 2.25% |
| Galesburg, IL (FHA|USDA|VA) | 2 | $340,000 | $170,000 | $3,955 | 2.88% |
| Albemarle, NC (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $9,805 | 2.50% |
| Jackson, WY-ID (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $3,698 | 2.50% |
| Moses Lake, WA (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $16,225 | 2.63% |
| Del Rio, TX (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $14,321 | 2.25% |
| PROVO-OREM, UT (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $9,692 | 2.88% |
| ROCKFORD, IL (FHA|USDA|VA) | 2 | $330,000 | $165,000 | $4,779 | 2.94% |
| Oil City, PA (FHA|USDA|VA) | 2 | $330,000 | $165,000 | $3,679 | 2.75% |
| Indiana, PA (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $3,938 | 2.63% |
| Cedar City, UT (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $10,607 | 2.75% |
| Marquette, MI (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $4,897 | 2.50% |
| GOLDSBORO, NC (FHA|USDA|VA) | 2 | $310,000 | $155,000 | $3,678 | 2.75% |
| EL PASO, TX (FHA|USDA|VA) | 2 | $310,000 | $155,000 | $5,114 | 3.50% |
| FRESNO, CA (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $19,423 | 2.25% |
| WAUSAU-WESTON, WI (FHA|USDA|VA) | 2 | $300,000 | $150,000 | $5,049 | 2.75% |
| Adrian, MI (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $7,339 | 2.25% |
| Rock Springs, WY (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $9,935 | 2.88% |
| AKRON, OH (FHA|USDA|VA) | 2 | $280,000 | $140,000 | $4,721 | 3.13% |
| Forest City, NC (FHA|USDA|VA) | 2 | $280,000 | $140,000 | $2,082 | 3.25% |
| GETTYSBURG, PA (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $5,786 | 2.25% |
| Burley, ID (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $6,390 | 3.13% |
| GREENVILLE, NC (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $3,711 | 2.88% |
| Rolla, MO (FHA|USDA|VA) | 2 | $270,000 | $135,000 | $1,750 | 3.31% |
| ROME, GA (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $2,252 | 3.00% |
| Pinehurst-Southern Pines, NC (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $4,683 | 2.50% |
| Warrensburg, MO (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $4,144 | 2.88% |
| Cordele, GA (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $2,553 | 3.75% |
| Rockport, TX (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $6,661 | 2.38% |
| Milledgeville, GA (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $12,223 | 3.13% |
| Kingsville, TX (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $10,185 | 2.63% |
| BURLINGTON-SOUTH BURLINGTON, VT (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $8,329 | 2.88% |
| Payson, AZ (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $11,873 | 2.50% |
| Pontiac, IL (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $7,089 | 2.63% |
| Poplar Bluff, MO (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $3,511 | 3.25% |
| Rockingham, NC (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $2,653 | 2.88% |
| Seneca, SC (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $9,876 | 2.38% |
| ST. GEORGE, UT (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $3,045 | 3.00% |
| Frankfort, IN (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $6,441 | 2.88% |
| Show Low, AZ (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $4,621 | 2.75% |
| Columbus, MS (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $7,901 | 2.88% |
| LEWISTON-AUBURN, ME (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $3,506 | 3.00% |
| LA CROSSE-ONALASKA, WI-MN (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $6,458 | 2.88% |
| LUBBOCK, TX (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $1,430 | 2.75% |
| TOLEDO, OH (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $1,488 | 2.25% |
| DULUTH, MN-WI (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $8,567 | 2.75% |
| ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $9,502 | 2.50% |
| FLINT, MI (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $12,007 | 3.00% |
| Henderson, NC (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $4,210 | 2.75% |
| CLEVELAND, TN (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $11,657 | 3.00% |
| Shelton, WA (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $3,545 | 2.88% |
| Arcadia, FL (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $2,194 | 3.00% |
| DECATUR, AL (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $7,560 | 3.00% |
| BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $2,949 | 2.88% |
| Paris, TN (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $2,540 | 2.75% |
| Baraboo, WI (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $7,176 | 3.75% |
| Lawrenceburg, TN (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $6,927 | 2.88% |
| TEXARKANA, TX-AR (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $3,925 | 2.88% |
| MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $3,964 | 3.25% |
| HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $8,068 | 3.25% |
| Dublin, GA (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $3,310 | 3.00% |
| Cullowhee, NC (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $5,093 | 2.50% |
| Thomasville, GA (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $9,581 | 2.50% |
| JONESBORO, AR (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $8,219 | 3.00% |
| Safford, AZ (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $9,144 | 2.75% |
| BLOOMINGTON, IN (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $3,601 | 3.00% |
| ST. CLOUD, MN (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $2,077 | 3.13% |
| Orangeburg, SC (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $5,158 | 2.75% |
| Blytheville, AR (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $1,365 | 3.25% |
| Helena, MT (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $2,041 | 2.50% |
| ERIE, PA (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $7,379 | 3.25% |
| OSHKOSH-NEENAH, WI (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $3,137 | 2.50% |
| Wilson, NC (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $2,563 | 2.25% |
| Ottawa, IL (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $8,958 | 2.75% |
| Harrison, AR (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $7,799 | 2.38% |
| GADSDEN, AL (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $1,907 | 3.25% |
| MIDLAND, MI (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $3,230 | 2.88% |
| Lebanon, MO (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $1,723 | 2.88% |
| Carlsbad-Artesia, NM (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $9,283 | 2.75% |
| GREAT FALLS, MT (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $2,634 | 2.75% |
| Mount Airy, NC (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $5,549 | 3.13% |
| SPRINGFIELD, IL (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $3,364 | 2.75% |
| Sayre, PA (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $3,909 | 2.75% |
| McMinnville, TN (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $8,726 | 2.88% |
| Roanoke Rapids, NC (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $2,938 | 2.88% |
| MANHATTAN, KS (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $2,533 | 2.88% |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $9,524 | 3.00% |
| GREEN BAY, WI (FHA|USDA|VA) | 2 | $170,000 | $85,000 | $2,372 | 3.00% |
| BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $6,604 | 3.00% |
| JANESVILLE-BELOIT, WI (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $8,577 | 2.88% |
| Oxford, MS (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $5,732 | 2.50% |
| AUBURN-OPELIKA, AL (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $2,687 | 3.25% |
| Quincy, IL-MO (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $9,391 | 2.50% |
| JACKSON, TN (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $8,117 | 3.00% |
| Lumberton, NC (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $1,924 | 3.00% |
| Newport, TN (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $6,011 | 2.88% |
| Fort Payne, AL (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $1,921 | 2.50% |
| Jefferson, GA (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $2,259 | 2.88% |
| Clewiston, FL (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $1,756 | 3.25% |
| ST. JOSEPH, MO-KS (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $1,212 | 2.25% |
| ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $6,232 | 2.50% |
| North Wilkesboro, NC (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $12,518 | 2.63% |
| TERRE HAUTE, IN (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $5,732 | 3.38% |
| Ottawa, KS (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $6,980 | 3.00% |
| Angola, IN (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $1,405 | 3.75% |
| Farmington, MO (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $6,397 | 3.00% |
| PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $4,420 | 2.75% |
| Athens, TN (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $6,721 | 3.25% |
| Lewisburg, TN (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $1,830 | 2.50% |
| Talladega-Sylacauga, AL (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $4,813 | 3.25% |
| Waycross, GA (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $2,115 | 3.00% |
| SUMTER, SC (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $2,952 | 2.75% |
| Palatka, FL (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $3,125 | 3.25% |
| Dyersburg, TN (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $2,597 | 3.13% |
| BLACKSBURG-CHRISTIANSBURG, VA (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $2,774 | 2.50% |
| CARBONDALE-MARION, IL (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $3,426 | 2.88% |
| BILLINGS, MT (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $7,260 | 2.75% |
| AMARILLO, TX (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $1,534 | 2.88% |
| CANTON-MASSILLON, OH (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $8,061 | 2.75% |
| Cullman, AL (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $3,737 | 2.75% |
| CLEVELAND-ELYRIA, OH (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $6,058 | 2.75% |
| Washington, NC (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $5,238 | 3.25% |
| Cookeville, TN (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $2,442 | 3.13% |
| Cambridge, MD (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $5,996 | 2.88% |
| LANSING-EAST LANSING, MI (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $5,939 | 3.88% |
| Fremont, OH (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $3,183 | 2.88% |
| ANNISTON-OXFORD, AL (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $4,267 | 3.00% |
| Sikeston, MO (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $1,307 | 2.75% |
| Huntingdon, PA (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $3,214 | 2.75% |
| McComb, MS (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $1,955 | 3.25% |
| FORT SMITH, AR-OK (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $4,624 | 2.88% |
| DECATUR, IL (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $2,581 | 2.63% |
| Logansport, IN (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $3,660 | 3.25% |
| Freeport, IL (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $2,322 | 3.13% |
Similar Lenders
We use machine learning to identify the top lenders compared against Mid-Continent Funding based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.
N C P D Federal Credit Union
Similarity Rank: 102
Similarity Rank: 102
DADE COUNTY FEDERAL CREDIT UNION
Similarity Rank: 167
Similarity Rank: 167
Eureka Homestead
Similarity Rank: 204
Similarity Rank: 204
TRI BORO
Similarity Rank: 208
Similarity Rank: 208
HARVESTERS FEDERAL CREDIT UNION
Similarity Rank: 210
Similarity Rank: 210
MORTGAGE ONE OF THE SOUTH, INC.
Similarity Rank: 228
Similarity Rank: 228
Eglin Federal Credit Union
Similarity Rank: 296
Similarity Rank: 296
Gulf Winds Credit Union
Similarity Rank: 324
Similarity Rank: 324
Town & Country Bank
Similarity Rank: 328
Similarity Rank: 328
KELLEY MORTGAGE, LLC
Similarity Rank: 336
Similarity Rank: 336
Product Mix
| Loan Type | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| VA | 1,834 | $501,560,000 | $273,479 | $6,844 | 2.76% |
| Conventional | 213 | $45,275,000 | $212,559 | $4,677 | 2.93% |
| FHA | 21 | $4,395,000 | $209,286 | $8,121 | 3.11% |
For 2021, Mid-continent Funding's most frequently originated type of loan was VA, with 1,834 originations. Their 2nd most popular type was Conventional, with 213 originations.
Loan Reason
For 2021, Mid-continent Funding's most frequently cited loan purpose was Home Purchase, with 1,167 originations. The 2nd most popular reason was Cash Out Refi, with 634 originations.
Loan Duration/Length
For 2021, Mid-continent Funding's most frequently cited loan duration was 30 Year, with 1,970 originations. The 2nd most popular length was 15 Year, with 69 originations.
Origination Fees/Closing Costs
Mid-continent Funding's average total fees were $6,721, while their most frequently occuring range of origination fees (closing costs) were in the $<1k bucket, with 1,095 originations.
Interest Rates
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 2.5-3% | 1,101 | $289,565,000 | $263,002 |
| <2.5% | 592 | $183,140,000 | $309,358 |
| 3-4% | 371 | $77,935,000 | $210,067 |
| 4-5% | 4 | $590,000 | $147,500 |
During 2021, Mid-continent Funding's average interest rate for loans was 2.79%, while their most frequently originated rate bucket for loans was 2.5-3%, with 1,101 originations.
Loan Sizing
2021 saw Mid-continent Funding place emphasis on $200k-400k loans with 1,118 originations, totaling $312,940,000 in origination value.
Applicant Income
Mid-continent Funding lent most frequently to those with incomes in the $50k-75k range, with 675 originations. The second most popular income band? $50k or less, with 641 originations.
Applicant Debt to Income Ratio
Mid-continent Funding lent most frequently to those with DTI ratios of 50-60%, with 346 originations. The next most common DTI ratio? 30-36%, with 282 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications87.53%
Mid-continent Funding has an average approval rate.
Pick Rate
Approvals leading to origination68.91%
Mid-continent Funding has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 2,068 | $551,230,000 | $266,552 |
LTV Distribution
Complaints
| Bank Name | Product | Issue | 2021 CPFB Complaints | % of Total Issues |
|---|---|---|---|---|
| Madison Management Services, LLC | Home equity loan or line of credit (HELOC) | Closing on a mortgage | 1 | 100.0% |