Mid-continent Funding Mortgage Rates, Fees & Info
Columbia, MOLEI: 549300NN0PRX3I4QGG46
Tax ID: 47-1853960
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Mortgage Data
Review & Overview
Mid-continent Funding is a smaller mortgage company specializing in Home Purchase, Cash Out Refi, and Refi loans. Mid-continent Funding has an average proportion of conventional loans. They have a a low proportion of FHA loans. (This may mean they shy away from first time homebuyers.) Their top markets by origination volume include: Washington, Tampa, Atlanta, Virginia Beach, and Jacksonville among others. We have data for 370 markets. (Some data included below & more in-depth data is available with an active subscription.)Mid-continent Funding has an average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Mid-continent Funding is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
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SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
|---|---|---|
| 30 Year Conventional Purchase | 6.57% | 4/22/24 |
| 30 Year Conventional Refi | 6.49% | 4/22/24 |
| 30 Year Cash-out Refi | 6.62% | 4/22/24 |
| 30 Year FHA Purchase | 7.51% | 4/22/24 |
| 30 Year VA Purchase | 6.38% | 4/22/24 |
| 30 Year VA Refi | 6.21% | 4/22/24 |
| 15 Year Conventional Purchase | 5.68% | 4/22/24 |
| 15 Year Conventional Refi | 5.64% | 4/22/24 |
| 15 Year Cash-out Refi | 5.64% | 4/22/24 |
| 15 Year VA Purchase | 6.58% | 4/22/24 |
| 15 Year VA Refi | 6.74% | 4/22/24 |
| These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. | ||
Mid-continent Funding Mortgage Calculator
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This is not an official calculator from Mid-continent Funding. It uses our SimulatedRate™
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The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
1,995Origination Dollar Volume (All Markets)
$481,335,000Awards
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Mid-Continent Funding - 2020
Mid-Continent Funding is a 2020 , due to their low .
For 2020, less than of lenders were eligible for this award.
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Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Outside of Metro Areas | 131 | $25,095,000 | $191,565 | $4,652 | 2.91% |
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 66 | $23,100,000 | $350,000 | $5,611 | 2.71% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 83 | $20,205,000 | $243,434 | $5,353 | 2.84% |
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 68 | $17,660,000 | $259,706 | $5,897 | 2.93% |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) | 48 | $12,780,000 | $266,250 | $5,550 | 2.68% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 45 | $11,695,000 | $259,889 | $4,973 | 2.83% |
| COLUMBIA, MO (FHA|USDA|VA) | 54 | $11,600,000 | $214,815 | $2,504 | 2.75% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 34 | $10,500,000 | $308,824 | $6,840 | 2.75% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 37 | $9,625,000 | $260,135 | $5,000 | 2.70% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 24 | $8,970,000 | $373,750 | $5,886 | 2.60% |
| BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) | 31 | $8,705,000 | $280,806 | $5,719 | 2.71% |
| ST. LOUIS, MO-IL (FHA|USDA|VA) | 33 | $8,365,000 | $253,485 | $4,690 | 2.90% |
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 35 | $7,775,000 | $222,143 | $5,414 | 2.88% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 23 | $7,255,000 | $315,435 | $5,836 | 2.98% |
| COLORADO SPRINGS, CO (FHA|USDA|VA) | 19 | $6,805,000 | $358,158 | $5,475 | 2.69% |
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 28 | $6,730,000 | $240,357 | $6,946 | 3.00% |
| PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) | 24 | $6,210,000 | $258,750 | $5,325 | 2.84% |
| New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) | 18 | $6,070,000 | $337,222 | $6,337 | 2.88% |
| NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) | 15 | $5,805,000 | $387,000 | $5,791 | 3.04% |
| KANSAS CITY, MO-KS (FHA|USDA|VA) | 23 | $5,385,000 | $234,130 | $3,197 | 2.63% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 22 | $5,320,000 | $241,818 | $4,424 | 2.93% |
| Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) | 16 | $4,810,000 | $300,625 | $5,843 | 2.70% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 17 | $4,695,000 | $276,176 | $5,553 | 3.10% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 19 | $4,645,000 | $244,474 | $5,737 | 2.71% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 16 | $4,140,000 | $258,750 | $6,309 | 3.06% |
| MEMPHIS, TN-MS-AR (FHA|USDA|VA) | 15 | $4,075,000 | $271,667 | $7,221 | 2.70% |
| Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) | 11 | $3,895,000 | $354,091 | $7,458 | 2.90% |
| FAYETTEVILLE, NC (FHA|USDA|VA) | 21 | $3,655,000 | $174,048 | $3,937 | 2.73% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 16 | $3,650,000 | $228,125 | $6,225 | 2.77% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 17 | $3,595,000 | $211,471 | $5,793 | 2.83% |
| KNOXVILLE, TN (FHA|USDA|VA) | 16 | $3,290,000 | $205,625 | $4,510 | 2.77% |
| CINCINNATI, OH-KY-IN (FHA|USDA|VA) | 12 | $3,280,000 | $273,333 | $7,585 | 2.69% |
| PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) | 14 | $3,280,000 | $234,286 | $6,440 | 2.66% |
| INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) | 14 | $3,120,000 | $222,857 | $4,960 | 2.79% |
| BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) | 13 | $3,065,000 | $235,769 | $3,460 | 2.91% |
| LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) | 15 | $3,025,000 | $201,667 | $4,698 | 2.64% |
| PUNTA GORDA, FL (FHA|USDA|VA) | 10 | $2,940,000 | $294,000 | $5,075 | 2.69% |
| HUNTSVILLE, AL (FHA|USDA|VA) | 12 | $2,930,000 | $244,167 | $4,907 | 2.76% |
| DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) | 10 | $2,870,000 | $287,000 | $5,419 | 2.84% |
| TALLAHASSEE, FL (FHA|USDA|VA) | 10 | $2,840,000 | $284,000 | $6,973 | 2.75% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 12 | $2,790,000 | $232,500 | $6,186 | 2.72% |
| WARNER ROBINS, GA (FHA|USDA|VA) | 10 | $2,760,000 | $276,000 | $5,570 | 2.96% |
| RALEIGH-CARY, NC (FHA|USDA|VA) | 10 | $2,760,000 | $276,000 | $3,753 | 2.91% |
| Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 5 | $2,635,000 | $527,000 | $9,395 | 2.65% |
| GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) | 11 | $2,535,000 | $230,455 | $3,969 | 2.93% |
| CLARKSVILLE, TN-KY (FHA|USDA|VA) | 12 | $2,420,000 | $201,667 | $5,423 | 2.78% |
| MONTGOMERY, AL (FHA|USDA|VA) | 11 | $2,405,000 | $218,636 | $4,874 | 3.00% |
| GULFPORT-BILOXI, MS (FHA|USDA|VA) | 12 | $2,360,000 | $196,667 | $4,249 | 3.02% |
| JACKSONVILLE, NC (FHA|USDA|VA) | 12 | $2,290,000 | $190,833 | $4,374 | 2.83% |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) | 12 | $2,280,000 | $190,000 | $5,564 | 2.68% |
| COLUMBUS, OH (FHA|USDA|VA) | 11 | $2,275,000 | $206,818 | $4,000 | 2.88% |
| NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) | 7 | $2,245,000 | $320,714 | $9,534 | 3.32% |
| OCALA, FL (FHA|USDA|VA) | 8 | $2,240,000 | $280,000 | $8,609 | 3.02% |
| BOISE CITY, ID (FHA|USDA|VA) | 8 | $2,170,000 | $271,250 | $7,606 | 2.77% |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) | 13 | $2,145,000 | $165,000 | $3,476 | 2.88% |
| RICHMOND, VA (FHA|USDA|VA) | 9 | $2,145,000 | $238,333 | $6,798 | 2.72% |
| ST. GEORGE, UT (FHA|USDA|VA) | 7 | $2,115,000 | $302,143 | $9,913 | 2.79% |
| SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) | 5 | $1,955,000 | $391,000 | $7,300 | 3.33% |
| PORT ST. LUCIE, FL (FHA|USDA|VA) | 9 | $1,845,000 | $205,000 | $4,307 | 2.71% |
| DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) | 6 | $1,690,000 | $281,667 | $7,440 | 2.63% |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) | 4 | $1,670,000 | $417,500 | $11,013 | 3.00% |
| BATON ROUGE, LA (FHA|USDA|VA) | 6 | $1,660,000 | $276,667 | $5,625 | 3.42% |
| OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) | 3 | $1,635,000 | $545,000 | $5,241 | 2.50% |
| PANAMA CITY, FL (FHA|USDA|VA) | 8 | $1,620,000 | $202,500 | $7,614 | 3.05% |
| MOBILE, AL (FHA|USDA|VA) | 8 | $1,590,000 | $198,750 | $4,358 | 2.98% |
| COLUMBIA, SC (FHA|USDA|VA) | 8 | $1,590,000 | $198,750 | $5,141 | 2.89% |
| NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) | 9 | $1,555,000 | $172,778 | $5,373 | 2.99% |
| SPRINGFIELD, MO (FHA|USDA|VA) | 9 | $1,515,000 | $168,333 | $3,457 | 3.00% |
| OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) | 4 | $1,490,000 | $372,500 | $10,747 | 2.59% |
| GREELEY, CO (FHA|USDA|VA) | 4 | $1,470,000 | $367,500 | $7,230 | 3.13% |
| SAVANNAH, GA (FHA|USDA|VA) | 7 | $1,445,000 | $206,429 | $6,152 | 2.80% |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) | 6 | $1,420,000 | $236,667 | $2,762 | 2.85% |
| PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) | 7 | $1,395,000 | $199,286 | $3,891 | 2.77% |
| SALT LAKE CITY, UT (FHA|USDA|VA) | 5 | $1,395,000 | $279,000 | $3,832 | 2.68% |
| OGDEN-CLEARFIELD, UT (FHA|USDA|VA) | 6 | $1,380,000 | $230,000 | $5,631 | 3.23% |
| PITTSBURGH, PA (FHA|USDA|VA) | 8 | $1,350,000 | $168,750 | $5,704 | 3.34% |
| GREENVILLE-ANDERSON, SC (FHA|USDA|VA) | 6 | $1,340,000 | $223,333 | $3,733 | 2.79% |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) | 5 | $1,335,000 | $267,000 | $5,920 | 3.08% |
| GAINESVILLE, FL (FHA|USDA|VA) | 6 | $1,330,000 | $221,667 | $4,601 | 2.71% |
| THE VILLAGES, FL (FHA|USDA|VA) | 6 | $1,310,000 | $218,333 | $4,549 | 3.00% |
| HOMOSASSA SPRINGS, FL (FHA|USDA|VA) | 6 | $1,290,000 | $215,000 | $5,517 | 2.81% |
| AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) | 7 | $1,235,000 | $176,429 | $4,849 | 3.23% |
| COLUMBUS, GA-AL (FHA|USDA|VA) | 6 | $1,230,000 | $205,000 | $3,289 | 3.00% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 3 | $1,195,000 | $398,333 | $5,396 | 2.83% |
| WORCESTER, MA-CT (FHA|USDA|VA) | 5 | $1,185,000 | $237,000 | $4,054 | 2.85% |
| EVANSVILLE, IN-KY (FHA|USDA|VA) | 4 | $1,150,000 | $287,500 | $5,375 | 3.13% |
| LAFAYETTE, LA (FHA|USDA|VA) | 6 | $1,130,000 | $188,333 | $5,174 | 2.85% |
| PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) | 3 | $1,125,000 | $375,000 | $5,663 | 2.96% |
| MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) | 8 | $1,110,000 | $138,750 | $4,088 | 3.16% |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) | 5 | $1,065,000 | $213,000 | $2,398 | 2.85% |
| CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) | 4 | $1,030,000 | $257,500 | $5,490 | 2.72% |
| SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) | 4 | $1,010,000 | $252,500 | $3,299 | 2.81% |
| HINESVILLE, GA (FHA|USDA|VA) | 6 | $1,000,000 | $166,667 | $4,555 | 2.92% |
| MANHATTAN, KS (FHA|USDA|VA) | 6 | $990,000 | $165,000 | $4,981 | 2.63% |
| CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) | 3 | $985,000 | $328,333 | $12,415 | 2.46% |
| Pinehurst-Southern Pines, NC (FHA|USDA|VA) | 3 | $975,000 | $325,000 | $10,563 | 2.58% |
| Sebastian-Vero Beach, FL (FHA|USDA|VA) | 4 | $930,000 | $232,500 | $5,584 | 2.66% |
| WAUSAU-WESTON, WI (FHA|USDA|VA) | 4 | $930,000 | $232,500 | $5,292 | 2.81% |
| CHEYENNE, WY (FHA|USDA|VA) | 2 | $930,000 | $465,000 | $4,899 | 2.75% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 4 | $920,000 | $230,000 | $7,056 | 3.16% |
| JACKSON, MS (FHA|USDA|VA) | 5 | $895,000 | $179,000 | $2,547 | 2.88% |
| ST. JOSEPH, MO-KS (FHA|USDA|VA) | 3 | $865,000 | $288,333 | $4,590 | 3.04% |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) | 3 | $855,000 | $285,000 | $4,514 | 3.25% |
| ROCKFORD, IL (FHA|USDA|VA) | 5 | $855,000 | $171,000 | $2,380 | 2.50% |
| DAYTON-KETTERING, OH (FHA|USDA|VA) | 5 | $845,000 | $169,000 | $3,638 | 2.85% |
| PROVO-OREM, UT (FHA|USDA|VA) | 3 | $825,000 | $275,000 | $6,036 | 2.63% |
| Forest City, NC (FHA|USDA|VA) | 3 | $825,000 | $275,000 | $4,887 | 2.50% |
| PUEBLO, CO (FHA|USDA|VA) | 4 | $820,000 | $205,000 | $4,915 | 3.28% |
| ASHEVILLE, NC (FHA|USDA|VA) | 3 | $805,000 | $268,333 | $5,961 | 2.67% |
| WICHITA, KS (FHA|USDA|VA) | 4 | $780,000 | $195,000 | $4,404 | 2.59% |
| Ottawa, IL (FHA|USDA|VA) | 3 | $775,000 | $258,333 | $2,208 | 2.63% |
| TUCSON, AZ (FHA|USDA|VA) | 4 | $760,000 | $190,000 | $5,994 | 2.56% |
| KILLEEN-TEMPLE, TX (FHA|USDA|VA) | 5 | $755,000 | $151,000 | $3,657 | 3.35% |
| Alexander City, AL (FHA|USDA|VA) | 2 | $750,000 | $375,000 | $2,438 | 2.88% |
| Branson, MO (FHA|USDA|VA) | 3 | $735,000 | $245,000 | $1,537 | 2.71% |
| CLEVELAND-ELYRIA, OH (FHA|USDA|VA) | 5 | $725,000 | $145,000 | $4,083 | 3.45% |
| APPLETON, WI (FHA|USDA|VA) | 3 | $705,000 | $235,000 | $7,892 | 2.79% |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) | 3 | $705,000 | $235,000 | $4,891 | 3.00% |
| JACKSON, TN (FHA|USDA|VA) | 3 | $695,000 | $231,667 | $6,735 | 2.79% |
| SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) | 1 | $695,000 | $695,000 | $35,262 | 2.50% |
| HARRISBURG-CARLISLE, PA (FHA|USDA|VA) | 3 | $695,000 | $231,667 | $6,333 | 3.21% |
| Kalispell, MT (FHA|USDA|VA) | 2 | $690,000 | $345,000 | $7,517 | 2.75% |
| ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) | 2 | $690,000 | $345,000 | $8,527 | 2.75% |
| CHATTANOOGA, TN-GA (FHA|USDA|VA) | 5 | $685,000 | $137,000 | $5,139 | 3.60% |
| Tullahoma-Manchester, TN (FHA|USDA|VA) | 2 | $680,000 | $340,000 | $12,156 | 2.81% |
| WACO, TX (FHA|USDA|VA) | 2 | $680,000 | $340,000 | $4,608 | 2.69% |
| MISSOULA, MT (FHA|USDA|VA) | 3 | $655,000 | $218,333 | $4,966 | 2.75% |
| CHARLOTTESVILLE, VA (FHA|USDA|VA) | 3 | $655,000 | $218,333 | $2,942 | 2.71% |
| LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) | 3 | $645,000 | $215,000 | $4,205 | 2.92% |
| FORT COLLINS, CO (FHA|USDA|VA) | 2 | $640,000 | $320,000 | $3,758 | 2.50% |
| Aberdeen, WA (FHA|USDA|VA) | 3 | $635,000 | $211,667 | $5,814 | 3.38% |
| SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) | 3 | $635,000 | $211,667 | $4,735 | 2.92% |
| BURLINGTON, NC (FHA|USDA|VA) | 2 | $630,000 | $315,000 | $3,210 | 2.81% |
| ROCKY MOUNT, NC (FHA|USDA|VA) | 3 | $625,000 | $208,333 | $6,619 | 2.92% |
| ALBUQUERQUE, NM (FHA|USDA|VA) | 3 | $625,000 | $208,333 | $6,793 | 3.13% |
| Cañon City, CO (FHA|USDA|VA) | 2 | $620,000 | $310,000 | $9,831 | 2.63% |
| CORPUS CHRISTI, TX (FHA|USDA|VA) | 2 | $620,000 | $310,000 | $16,262 | 2.81% |
| MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) | 1 | $615,000 | $615,000 | $2,870 | 2.75% |
| LEWISTON-AUBURN, ME (FHA|USDA|VA) | 3 | $615,000 | $205,000 | $5,854 | 2.96% |
| HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) | 3 | $605,000 | $201,667 | $6,173 | 3.33% |
| STAUNTON, VA (FHA|USDA|VA) | 2 | $600,000 | $300,000 | $2,016 | 2.38% |
| JEFFERSON CITY, MO (FHA|USDA|VA) | 5 | $595,000 | $119,000 | $2,705 | 3.08% |
| SPARTANBURG, SC (FHA|USDA|VA) | 3 | $595,000 | $198,333 | $5,106 | 3.04% |
| DULUTH, MN-WI (FHA|USDA|VA) | 3 | $585,000 | $195,000 | $4,934 | 3.00% |
| Vidalia, GA (FHA|USDA|VA) | 3 | $585,000 | $195,000 | $2,137 | 2.79% |
| AUBURN-OPELIKA, AL (FHA|USDA|VA) | 3 | $575,000 | $191,667 | $5,782 | 2.88% |
| Lake City, FL (FHA|USDA|VA) | 2 | $570,000 | $285,000 | $13,384 | 2.50% |
| SEBRING-AVON PARK, FL (FHA|USDA|VA) | 4 | $570,000 | $142,500 | $3,258 | 2.81% |
| YAKIMA, WA (FHA|USDA|VA) | 2 | $560,000 | $280,000 | $2,861 | 2.50% |
| VALDOSTA, GA (FHA|USDA|VA) | 4 | $550,000 | $137,500 | $3,968 | 2.75% |
| SPRINGFIELD, MA (FHA|USDA|VA) | 2 | $550,000 | $275,000 | $4,904 | 2.81% |
| Detroit-Warren-Dearborn, MI (FHA|USDA|VA) | 3 | $545,000 | $181,667 | $5,541 | 2.42% |
| Edwards, CO (FHA|USDA|VA) | 1 | $525,000 | $525,000 | $25,649 | 2.88% |
| Sanford, NC (FHA|USDA|VA) | 2 | $520,000 | $260,000 | $5,295 | 2.81% |
| AKRON, OH (FHA|USDA|VA) | 4 | $510,000 | $127,500 | $2,915 | 3.38% |
| BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) | 2 | $510,000 | $255,000 | $3,195 | 2.38% |
| Jefferson, GA (FHA|USDA|VA) | 3 | $505,000 | $168,333 | $3,118 | 2.71% |
| BILLINGS, MT (FHA|USDA|VA) | 3 | $505,000 | $168,333 | $7,232 | 3.46% |
| ABILENE, TX (FHA|USDA|VA) | 2 | $500,000 | $250,000 | $4,382 | 3.31% |
| BAKERSFIELD, CA (FHA|USDA|VA) | 2 | $500,000 | $250,000 | $1,763 | 2.75% |
| TEXARKANA, TX-AR (FHA|USDA|VA) | 2 | $500,000 | $250,000 | $6,989 | 2.50% |
| FORT WAYNE, IN (FHA|USDA|VA) | 2 | $500,000 | $250,000 | $6,042 | 2.75% |
| San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) | 1 | $495,000 | $495,000 | $7,574 | 2.25% |
| EL PASO, TX (FHA|USDA|VA) | 3 | $495,000 | $165,000 | $4,532 | 3.13% |
| Shelton, WA (FHA|USDA|VA) | 2 | $480,000 | $240,000 | $8,430 | 3.31% |
| WINSTON-SALEM, NC (FHA|USDA|VA) | 3 | $475,000 | $158,333 | $4,413 | 2.58% |
| Lewisburg, TN (FHA|USDA|VA) | 3 | $475,000 | $158,333 | $6,275 | 2.88% |
| Marion, IN (FHA|USDA|VA) | 3 | $475,000 | $158,333 | $1,346 | 2.88% |
| LaGrange, GA-AL (FHA|USDA|VA) | 2 | $470,000 | $235,000 | $2,100 | 2.50% |
| HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) | 3 | $465,000 | $155,000 | $5,288 | 3.04% |
| CAPE GIRARDEAU, MO-IL (FHA|USDA|VA) | 3 | $455,000 | $151,667 | $3,578 | 2.75% |
| BELLINGHAM, WA (FHA|USDA|VA) | 1 | $455,000 | $455,000 | $5,625 | 2.75% |
| STOCKTON, CA (FHA|USDA|VA) | 1 | $455,000 | $455,000 | $5,886 | 2.50% |
| Kill Devil Hills, NC (FHA|USDA|VA) | 2 | $450,000 | $225,000 | $3,493 | 2.94% |
| Baraboo, WI (FHA|USDA|VA) | 2 | $450,000 | $225,000 | $3,981 | 2.75% |
| HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) | 2 | $450,000 | $225,000 | $5,767 | 2.56% |
| Beaver Dam, WI (FHA|USDA|VA) | 2 | $450,000 | $225,000 | $9,447 | 2.88% |
| SALISBURY, MD-DE (FHA|USDA|VA) | 3 | $445,000 | $148,333 | $4,895 | 2.92% |
| MADISON, WI (FHA|USDA|VA) | 2 | $440,000 | $220,000 | $3,872 | 3.31% |
| Sidney, OH (FHA|USDA|VA) | 2 | $440,000 | $220,000 | $6,028 | 2.75% |
| Cullman, AL (FHA|USDA|VA) | 2 | $440,000 | $220,000 | $3,095 | 2.50% |
| FLAGSTAFF, AZ (FHA|USDA|VA) | 1 | $435,000 | $435,000 | $15,868 | 2.63% |
| OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) | 2 | $430,000 | $215,000 | $3,206 | 3.63% |
| Cookeville, TN (FHA|USDA|VA) | 2 | $430,000 | $215,000 | $2,294 | 2.88% |
| Poplar Bluff, MO (FHA|USDA|VA) | 2 | $430,000 | $215,000 | $8,299 | 2.75% |
| Helena, MT (FHA|USDA|VA) | 2 | $420,000 | $210,000 | $2,537 | 2.50% |
| St. Marys, GA (FHA|USDA|VA) | 2 | $420,000 | $210,000 | $6,557 | 2.69% |
| GRAND JUNCTION, CO (FHA|USDA|VA) | 2 | $420,000 | $210,000 | $4,850 | 2.50% |
| VALLEJO, CA (FHA|USDA|VA) | 1 | $415,000 | $415,000 | $3,149 | 3.00% |
| JOHNSTOWN, PA (FHA|USDA|VA) | 1 | $415,000 | $415,000 | $4,076 | 2.50% |
| SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) | 1 | $415,000 | $415,000 | $4,343 | 2.38% |
| AMARILLO, TX (FHA|USDA|VA) | 1 | $415,000 | $415,000 | $13,878 | 2.75% |
| Fort Leonard Wood, MO (FHA|USDA|VA) | 2 | $410,000 | $205,000 | $2,015 | 2.50% |
| KENNEWICK-RICHLAND, WA (FHA|USDA|VA) | 1 | $405,000 | $405,000 | $2,334 | 2.38% |
| FORT SMITH, AR-OK (FHA|USDA|VA) | 3 | $405,000 | $135,000 | $2,128 | 3.08% |
| Cedar City, UT (FHA|USDA|VA) | 2 | $390,000 | $195,000 | $5,391 | 2.75% |
| TUSCALOOSA, AL (FHA|USDA|VA) | 2 | $380,000 | $190,000 | $3,884 | 2.81% |
| ERIE, PA (FHA|USDA|VA) | 2 | $380,000 | $190,000 | $3,447 | 3.25% |
| Augusta-Waterville, ME (FHA|USDA|VA) | 1 | $375,000 | $375,000 | $1,180 | 2.25% |
| Montrose, CO (FHA|USDA|VA) | 1 | $375,000 | $375,000 | $4,845 | 2.50% |
| VISALIA, CA (FHA|USDA|VA) | 1 | $375,000 | $375,000 | $15,698 | 3.00% |
| FLORENCE, SC (FHA|USDA|VA) | 2 | $370,000 | $185,000 | $6,371 | 2.69% |
| Palatka, FL (FHA|USDA|VA) | 3 | $365,000 | $121,667 | $4,778 | 3.08% |
| TOPEKA, KS (FHA|USDA|VA) | 3 | $365,000 | $121,667 | $3,071 | 2.96% |
| NEW BERN, NC (FHA|USDA|VA) | 2 | $360,000 | $180,000 | $4,359 | 2.56% |
| GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) | 2 | $350,000 | $175,000 | $3,575 | 3.13% |
| BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $4,663 | 3.00% |
| LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) | 2 | $340,000 | $170,000 | $4,393 | 2.63% |
| BOULDER, CO (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $3,686 | 2.75% |
| EAU CLAIRE, WI (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $1,355 | 2.50% |
| SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $13,896 | 2.75% |
| OCEAN CITY, NJ (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $7,179 | 2.38% |
| ANNISTON-OXFORD, AL (FHA|USDA|VA) | 3 | $335,000 | $111,667 | $2,453 | 2.92% |
| GREEN BAY, WI (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $9,395 | 2.75% |
| Mount Airy, NC (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $2,594 | 2.63% |
| Greenwood, SC (FHA|USDA|VA) | 2 | $320,000 | $160,000 | $5,940 | 3.06% |
| FLINT, MI (FHA|USDA|VA) | 2 | $320,000 | $160,000 | $1,807 | 3.06% |
| BRUNSWICK, GA (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $2,755 | 2.50% |
| JONESBORO, AR (FHA|USDA|VA) | 2 | $310,000 | $155,000 | $4,828 | 2.75% |
| CANTON-MASSILLON, OH (FHA|USDA|VA) | 2 | $310,000 | $155,000 | $7,618 | 2.50% |
| WILMINGTON, NC (FHA|USDA|VA) | 2 | $310,000 | $155,000 | $4,743 | 3.00% |
| Rolla, MO (FHA|USDA|VA) | 2 | $310,000 | $155,000 | $3,033 | 3.31% |
| KOKOMO, IN (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $2,968 | 2.63% |
| Granbury, TX (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $12,352 | 2.88% |
| LEBANON, PA (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $10,060 | 2.88% |
| Calhoun, GA (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $2,632 | 2.88% |
| Enterprise, AL (FHA|USDA|VA) | 2 | $300,000 | $150,000 | $2,218 | 3.19% |
| Mount Vernon, OH (FHA|USDA|VA) | 2 | $300,000 | $150,000 | $3,495 | 2.75% |
| READING, PA (FHA|USDA|VA) | 2 | $300,000 | $150,000 | $5,003 | 3.06% |
| BARNSTABLE TOWN, MA (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $5,078 | 2.50% |
| IDAHO FALLS, ID (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $5,998 | 2.50% |
| Laurinburg, NC (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $8,977 | 2.75% |
| Talladega-Sylacauga, AL (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $3,205 | 2.50% |
| BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) | 2 | $290,000 | $145,000 | $3,900 | 4.13% |
| ALBANY, GA (FHA|USDA|VA) | 2 | $290,000 | $145,000 | $891 | 4.19% |
| LYNCHBURG, VA (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $2,193 | 2.50% |
| Kennett, MO (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $0 | 3.75% |
| PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $2,212 | 2.88% |
| Watertown-Fort Atkinson, WI (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $1,975 | 2.75% |
| Fairmont, WV (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $3,526 | 3.00% |
| Stevens Point, WI (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $1,395 | 2.50% |
| TRENTON-PRINCETON, NJ (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $3,593 | 2.88% |
| TWIN FALLS, ID (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $14,277 | 2.50% |
| Durango, CO (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $2,425 | 2.50% |
| WINCHESTER, VA-WV (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $8,284 | 3.13% |
| CLEVELAND, TN (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $4,217 | 2.63% |
| YORK-HANOVER, PA (FHA|USDA|VA) | 2 | $260,000 | $130,000 | $7,739 | 2.94% |
| MUSKEGON, MI (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $1,640 | 3.00% |
| Barre, VT (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $13,293 | 2.75% |
| Cadillac, MI (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $5,382 | 3.13% |
| PEORIA, IL (FHA|USDA|VA) | 2 | $250,000 | $125,000 | $4,797 | 3.13% |
| MERCED, CA (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $2,835 | 2.25% |
| Moultrie, GA (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $8,185 | 3.25% |
| ROANOKE, VA (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $5,350 | 3.25% |
| LAWRENCE, KS (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $4,198 | 2.50% |
| Clewiston, FL (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $2,524 | 2.75% |
| Picayune, MS (FHA|USDA|VA) | 2 | $240,000 | $120,000 | $3,423 | 3.25% |
| BLOOMINGTON, IL (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $2,911 | 2.75% |
| Ozark, AL (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $2,007 | 2.63% |
| Oil City, PA (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $6,129 | 2.75% |
| LAKE CHARLES, LA (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $2,081 | 2.75% |
| FLORENCE-MUSCLE SHOALS, AL (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $6,658 | 2.50% |
| BLACKSBURG-CHRISTIANSBURG, VA (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $1,955 | 2.88% |
| Vicksburg, MS (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $2,818 | 2.63% |
| Hermiston-Pendleton, OR (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $1,924 | 2.75% |
| Camden, AR (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $10,878 | 2.50% |
| Albertville, AL (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $1,874 | 2.50% |
| Jesup, GA (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $9,677 | 2.50% |
| Charleston-Mattoon, IL (FHA|USDA|VA) | 2 | $210,000 | $105,000 | $3,165 | 2.63% |
| Sulphur Springs, TX (FHA|USDA|VA) | 2 | $210,000 | $105,000 | $3,151 | 3.00% |
| LONGVIEW, WA (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $2,886 | 2.63% |
| MACON-BIBB COUNTY, GA (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $6,557 | 2.50% |
| SUMTER, SC (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $10,038 | 3.00% |
| DOTHAN, AL (FHA|USDA|VA) | 2 | $200,000 | $100,000 | $2,714 | 2.94% |
| Whitewater, WI (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $5,638 | 3.75% |
| Morehead City, NC (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $2,780 | 2.75% |
| BATTLE CREEK, MI (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $8,525 | 2.63% |
| Bonham, TX (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $3,305 | 3.00% |
| Athens, TN (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $2,193 | 2.50% |
| West Plains, MO (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $3,223 | 3.38% |
| Greenville, MS (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $3,541 | 2.50% |
| Ukiah, CA (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $1,815 | 2.38% |
| JOHNSON CITY, TN (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $1,172 | 2.75% |
| New Philadelphia-Dover, OH (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $2,156 | 2.63% |
| GREAT FALLS, MT (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $5,806 | 3.50% |
| MONROE, LA (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $8,015 | 2.50% |
| Laurel, MS (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $3,073 | 3.13% |
| LOUISVILLE, KY (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $5,399 | 3.75% |
| Warrensburg, MO (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $2,029 | 3.13% |
| KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $1,811 | 3.75% |
| LUBBOCK, TX (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $7,323 | 3.50% |
| Cordele, GA (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $3,399 | 2.38% |
| Cleveland, MS (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $2,457 | 2.75% |
| LAREDO, TX (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $2,823 | 3.13% |
| Gaffney, SC (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $1,853 | 5.13% |
| Batesville, AR (FHA|USDA|VA) | 2 | $160,000 | $80,000 | $3,937 | 3.13% |
| Wisconsin Rapids-Marshfield, WI (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $2,017 | 2.75% |
| HOT SPRINGS, AR (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $6,844 | 3.75% |
| GAINESVILLE, GA (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $3,111 | 2.63% |
| PINE BLUFF, AR (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $1,807 | 2.50% |
| LEWISTON, ID-WA (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $2,178 | 2.75% |
| Salem, OH (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $7,752 | 3.50% |
| Brownsville, TN (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $1,943 | 2.75% |
| FOND DU LAC, WI (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $3,200 | 2.63% |
| Jackson, OH (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $8,022 | 3.00% |
| LONGVIEW, TX (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $5,884 | 2.88% |
| Wapakoneta, OH (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $6,655 | 2.50% |
| Albemarle, NC (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $3,449 | 2.50% |
| TYLER, TX (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $2,364 | 3.75% |
| Sikeston, MO (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $6,150 | 3.50% |
| SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $4,565 | 3.00% |
| MONROE, MI (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $5,302 | 2.75% |
| SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $2,454 | 3.75% |
| Henderson, NC (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $4,312 | 2.63% |
| Danville, VA (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $10,112 | 2.50% |
| Ashtabula, OH (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $5,363 | 3.13% |
| GOLDSBORO, NC (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $3,132 | 3.00% |
| Ontario, OR-ID (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $3,920 | 3.75% |
| Pottsville, PA (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $3,793 | 2.75% |
| Taylorville, IL (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $3,264 | 3.00% |
| JOPLIN, MO (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $1,281 | 3.50% |
| Shelby, NC (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $2,963 | 2.88% |
| ALEXANDRIA, LA (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $5,664 | 2.50% |
| GREENVILLE, NC (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $2,645 | 3.50% |
| Statesboro, GA (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $1,296 | 2.50% |
| PARKERSBURG-VIENNA, WV (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $4,560 | 3.50% |
| HOUMA-THIBODAUX, LA (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $5,198 | 2.50% |
| Auburn, IN (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $2,581 | 2.88% |
| GADSDEN, AL (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $2,086 | 2.50% |
| Moses Lake, WA (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $1,204 | 2.50% |
| Zanesville, OH (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $1,356 | 2.75% |
| MICHIGAN CITY-LA PORTE, IN (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $6,223 | 2.50% |
| Vincennes, IN (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $1,308 | 3.13% |
| MUNCIE, IN (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $3,925 | 3.50% |
| Selma, AL (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $2,147 | 2.88% |
| McMinnville, TN (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $7,265 | 2.75% |
| St. Marys, PA (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $8,240 | 2.25% |
| DeRidder, LA (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $6,991 | 3.25% |
| Rochelle, IL (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $3,990 | 3.00% |
| Lufkin, TX (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $2,154 | 4.50% |
| EAST STROUDSBURG, PA (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $3,504 | 3.00% |
| FARMINGTON, NM (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $2,896 | 2.50% |
| Wilson, NC (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $2,967 | 3.50% |
| LANSING-EAST LANSING, MI (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $1,107 | 2.88% |
| Emporia, KS (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $5,048 | 3.38% |
| Moberly, MO (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $1,761 | 2.75% |
| Salina, KS (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $6,004 | 3.50% |
| Greeneville, TN (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $7,397 | 3.50% |
| Galesburg, IL (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $6,021 | 3.25% |
| LIMA, OH (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $3,059 | 2.75% |
| MORRISTOWN, TN (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $1,618 | 3.00% |
| Maryville, MO (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $1,580 | 2.75% |
| DALTON, GA (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $1,831 | 2.63% |
| McComb, MS (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $5,445 | 3.75% |
| Bennettsville, SC (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $2,455 | 3.75% |
| SPRINGFIELD, IL (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $4,834 | 3.75% |
| CHAMPAIGN-URBANA, IL (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $6,916 | 2.75% |
| Hutchinson, KS (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $1,556 | 2.50% |
| Frankfort, IN (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $3,342 | 3.13% |
| Okeechobee, FL (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $4,124 | 2.50% |
| Great Bend, KS (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $2,267 | 2.75% |
| Arcadia, FL (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $6,293 | 2.75% |
| Kendallville, IN (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $1,483 | 3.50% |
| Payson, AZ (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $1,294 | 3.00% |
| DuBois, PA (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $4,430 | 3.50% |
| Mexico, MO (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $3,811 | 3.25% |
| JANESVILLE-BELOIT, WI (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $1,647 | 3.50% |
| Scottsboro, AL (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $5,617 | 4.13% |
| Meridian, MS (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $3,397 | 3.25% |
| SPRINGFIELD, OH (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $1,771 | 3.25% |
Similar Lenders
We use machine learning to identify the top lenders compared against Mid-Continent Funding based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.
Eglin Federal Credit Union
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Jefferson Parish Employees FCU
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BEACH MUNICIPAL FEDERAL CREDIT UNION
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Eureka Homestead
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The First National Bank of Long Island
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M. S. Flynn, Inc.
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United Bank of Union
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North Jersey Federal Credit Union
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TRI BORO
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Gulf Winds Credit Union
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Product Mix
| Loan Type | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| VA | 1,690 | $415,390,000 | $245,793 | $5,352 | 2.86% |
| Conventional | 279 | $60,605,000 | $217,222 | $4,051 | 2.81% |
| FHA | 26 | $5,340,000 | $205,385 | $7,482 | 3.00% |
For 2020, Mid-continent Funding's most frequently originated type of loan was VA, with 1,690 originations. Their 2nd most popular type was Conventional, with 279 originations.
Loan Reason
For 2020, Mid-continent Funding's most frequently cited loan purpose was Home Purchase, with 814 originations. The 2nd most popular reason was Cash Out Refi, with 623 originations.
Loan Duration/Length
For 2020, Mid-continent Funding's most frequently cited loan duration was 30 Year, with 1,837 originations. The 2nd most popular length was 15 Year, with 109 originations.
Origination Fees/Closing Costs
Mid-continent Funding's average total fees were $5,294, while their most frequently occuring range of origination fees (closing costs) were in the $<1k bucket, with 1,216 originations.
Interest Rates
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 2.5-3% | 890 | $219,420,000 | $246,539 |
| <2.5% | 635 | $167,065,000 | $263,094 |
| 3-4% | 431 | $89,385,000 | $207,390 |
| 4-5% | 36 | $4,910,000 | $136,389 |
| 5-6% | 3 | $555,000 | $185,000 |
During 2020, Mid-continent Funding's average interest rate for loans was 2.86%, while their most frequently originated rate bucket for loans was 2.5-3%, with 890 originations.
Loan Sizing
2020 saw Mid-continent Funding place emphasis on $200k-400k loans with 938 originations, totaling $264,010,000 in origination value.
Applicant Income
Mid-continent Funding lent most frequently to those with incomes in the $50k or less range, with 868 originations. The second most popular income band? $50k-75k, with 489 originations.
Applicant Debt to Income Ratio
Mid-continent Funding lent most frequently to those with DTI ratios of <20%, with 494 originations. The next most common DTI ratio? 50-60%, with 258 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications83.15%
Mid-continent Funding has a below average approval rate.
Pick Rate
Approvals leading to origination68.02%
Mid-continent Funding has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 1,995 | $481,335,000 | $241,271 |
Occupancy Type Mix
| Dwelling Type | Originations | Total Value | Average Loan |
|---|---|---|---|
| Single Family (1-4 Units):Manufactured | 49 | $6,925,000 | $141,327 |
| Single Family (1-4 Units):Site-Built | 1,946 | $474,410,000 | $243,787 |
LTV Distribution
Complaints
| Bank Name | Product | Issue | 2020 CPFB Complaints | % of Total Issues |
|---|---|---|---|---|
| Madison Management Services, LLC | Home equity loan or line of credit (HELOC) | Trouble during payment process | 1 | 100.0% |