Mid-continent Funding Mortgage Rates, Fees & Info

Columbia, MO

LEI: 549300NN0PRX3I4QGG46

Tax ID: 47-1853960

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Mortgage Data

Review & Overview

Mid-continent Funding is a smaller mortgage company specializing in Home Purchase loans. Mid-continent Funding has a low ratio of conventional loans.They have a a low proportion of FHA loans. (This may mean they shy away from first time homebuyers.) Their top markets by origination volume include: Atlanta, Washington, Virginia Beach, Baltimore, and Tampa among others. We have data for 337 markets. (Some data included below & more in-depth data is available with an active subscription.)

Mid-continent Funding has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Mid-continent Funding is typically a high fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.

We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.

SimulatedRates™

Mortgage Type
Simulated Rate Simulation Date
30 Year Conventional Purchase 6.57% 12/17/24
30 Year Conventional Refi 6.49% 12/17/24
30 Year Cash-out Refi 6.62% 12/17/24
30 Year FHA Purchase 7.51% 12/17/24
30 Year VA Purchase 6.38% 12/17/24
30 Year VA Refi 6.21% 12/17/24
15 Year Conventional Purchase 5.68% 12/17/24
15 Year Conventional Refi 5.64% 12/17/24
15 Year Cash-out Refi 5.64% 12/17/24
15 Year VA Purchase 6.58% 12/17/24
15 Year VA Refi 6.74% 12/17/24
These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

Mid-continent Funding Mortgage Calculator






Your Estimates

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This is not an official calculator from Mid-continent Funding. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

The default purchase price is the median sales price across the US for 2022Q4, per FRED.


Originations

1,380

Origination Dollar Volume (All Markets)

$399,800,000
Show all (6) awards

Top Markets

Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

Market Originations Total Value Average Loan Average Fees Average Rate
Outside of Metro Areas 130 $31,980,000 $246,000 $8,320 4.77%
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 52 $17,710,000 $340,577 $10,913 4.31%
Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 32 $14,960,000 $467,500 $10,624 4.43%
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) 46 $12,330,000 $268,043 $9,642 4.79%
BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) 25 $9,595,000 $383,800 $10,920 4.44%
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 29 $9,165,000 $316,034 $11,562 4.52%
JACKSONVILLE, FL (FHA|USDA|VA) 25 $7,885,000 $315,400 $12,283 5.00%
ST. LOUIS, MO-IL (FHA|USDA|VA) 28 $7,420,000 $265,000 $9,502 4.97%
Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 16 $7,070,000 $441,875 $11,506 4.98%
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) 19 $6,455,000 $339,737 $9,494 4.59%
SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) 16 $6,390,000 $399,375 $11,096 4.73%
FAYETTEVILLE, NC (FHA|USDA|VA) 26 $6,170,000 $237,308 $7,248 4.82%
MEMPHIS, TN-MS-AR (FHA|USDA|VA) 22 $5,390,000 $245,000 $7,616 4.80%
PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 14 $5,350,000 $382,143 $13,963 4.74%
HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 16 $5,300,000 $331,250 $11,863 5.03%
NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) 17 $5,075,000 $298,529 $8,377 4.54%
ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 15 $4,835,000 $322,333 $11,547 4.23%
KANSAS CITY, MO-KS (FHA|USDA|VA) 14 $4,790,000 $342,143 $10,504 4.85%
Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 13 $4,325,000 $332,692 $11,675 4.46%
CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 13 $4,115,000 $316,538 $9,634 4.63%
Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) 9 $3,935,000 $437,222 $18,410 4.17%
DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 8 $3,900,000 $487,500 $10,705 4.30%
JACKSONVILLE, NC (FHA|USDA|VA) 16 $3,740,000 $233,750 $9,184 4.94%
COLUMBIA, MO (FHA|USDA|VA) 14 $3,670,000 $262,143 $2,614 4.78%
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) 12 $3,360,000 $280,000 $9,407 4.82%
PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) 13 $3,285,000 $252,692 $9,552 5.38%
PUNTA GORDA, FL (FHA|USDA|VA) 9 $3,215,000 $357,222 $9,879 3.81%
KILLEEN-TEMPLE, TX (FHA|USDA|VA) 12 $3,210,000 $267,500 $8,542 5.32%
Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 14 $3,150,000 $225,000 $8,455 4.99%
COLORADO SPRINGS, CO (FHA|USDA|VA) 7 $3,145,000 $449,286 $12,778 4.27%
CLARKSVILLE, TN-KY (FHA|USDA|VA) 11 $3,105,000 $282,273 $7,615 4.76%
CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) 8 $2,610,000 $326,250 $9,005 5.03%
COLUMBUS, GA-AL (FHA|USDA|VA) 10 $2,520,000 $252,000 $8,710 4.86%
SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) 4 $2,510,000 $627,500 $20,910 4.97%
PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) 9 $2,505,000 $278,333 $8,478 4.72%
RALEIGH-CARY, NC (FHA|USDA|VA) 6 $2,450,000 $408,333 $8,548 4.31%
COLUMBIA, SC (FHA|USDA|VA) 8 $2,380,000 $297,500 $9,158 4.94%
HOMOSASSA SPRINGS, FL (FHA|USDA|VA) 8 $2,370,000 $296,250 $8,566 4.28%
CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 6 $2,370,000 $395,000 $17,024 4.33%
AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) 10 $2,230,000 $223,000 $5,620 5.48%
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) 7 $2,195,000 $313,571 $10,361 4.88%
OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) 5 $2,175,000 $435,000 $17,827 4.40%
KNOXVILLE, TN (FHA|USDA|VA) 7 $2,155,000 $307,857 $10,750 4.71%
LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) 6 $2,140,000 $356,667 $10,532 5.31%
North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 7 $2,135,000 $305,000 $11,952 4.89%
SPRINGFIELD, MO (FHA|USDA|VA) 9 $2,075,000 $230,556 $7,305 4.68%
WINSTON-SALEM, NC (FHA|USDA|VA) 8 $2,030,000 $253,750 $7,435 4.59%
YORK-HANOVER, PA (FHA|USDA|VA) 6 $1,970,000 $328,333 $12,108 5.13%
NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) 7 $1,955,000 $279,286 $6,255 4.77%
SAVANNAH, GA (FHA|USDA|VA) 6 $1,890,000 $315,000 $12,678 4.98%
OCALA, FL (FHA|USDA|VA) 8 $1,860,000 $232,500 $9,269 4.70%
INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) 7 $1,745,000 $249,286 $11,042 4.86%
GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) 9 $1,675,000 $186,111 $7,004 5.13%
PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) 4 $1,610,000 $402,500 $16,511 4.84%
WILMINGTON, NC (FHA|USDA|VA) 5 $1,495,000 $299,000 $10,218 4.78%
HINESVILLE, GA (FHA|USDA|VA) 7 $1,475,000 $210,714 $7,215 4.88%
TALLAHASSEE, FL (FHA|USDA|VA) 5 $1,455,000 $291,000 $9,460 4.30%
THE VILLAGES, FL (FHA|USDA|VA) 4 $1,440,000 $360,000 $8,551 5.31%
Pinehurst-Southern Pines, NC (FHA|USDA|VA) 4 $1,410,000 $352,500 $14,148 4.91%
New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) 4 $1,400,000 $350,000 $9,116 5.06%
SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) 8 $1,390,000 $173,750 $6,353 5.25%
LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) 6 $1,390,000 $231,667 $7,580 5.35%
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) 3 $1,325,000 $441,667 $12,095 5.13%
HUNTSVILLE, AL (FHA|USDA|VA) 4 $1,310,000 $327,500 $8,887 4.44%
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) 6 $1,310,000 $218,333 $4,790 3.71%
BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) 5 $1,305,000 $261,000 $10,557 5.30%
MOBILE, AL (FHA|USDA|VA) 5 $1,285,000 $257,000 $9,089 5.25%
PITTSBURGH, PA (FHA|USDA|VA) 7 $1,255,000 $179,286 $8,662 5.20%
NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) 2 $1,250,000 $625,000 $15,980 4.50%
ROCKY MOUNT, NC (FHA|USDA|VA) 4 $1,240,000 $310,000 $5,412 4.75%
ALBUQUERQUE, NM (FHA|USDA|VA) 4 $1,180,000 $295,000 $11,488 4.31%
CINCINNATI, OH-KY-IN (FHA|USDA|VA) 4 $1,180,000 $295,000 $13,455 6.06%
GOLDSBORO, NC (FHA|USDA|VA) 5 $1,165,000 $233,000 $6,247 5.08%
FRESNO, CA (FHA|USDA|VA) 3 $1,155,000 $385,000 $16,103 4.63%
MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) 5 $1,145,000 $229,000 $9,916 5.03%
VALLEJO, CA (FHA|USDA|VA) 2 $1,140,000 $570,000 $15,128 4.88%
PORT ST. LUCIE, FL (FHA|USDA|VA) 4 $1,130,000 $282,500 $8,066 4.59%
DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) 4 $1,130,000 $282,500 $4,829 5.13%
TUCSON, AZ (FHA|USDA|VA) 5 $1,125,000 $225,000 $8,662 5.13%
RICHMOND, VA (FHA|USDA|VA) 7 $1,125,000 $160,714 $4,913 4.73%
Ozark, AL (FHA|USDA|VA) 5 $1,105,000 $221,000 $4,986 5.40%
BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) 4 $1,090,000 $272,500 $5,781 4.41%
GULFPORT-BILOXI, MS (FHA|USDA|VA) 6 $1,080,000 $180,000 $6,090 6.19%
HARRISBURG-CARLISLE, PA (FHA|USDA|VA) 5 $1,055,000 $211,000 $8,058 4.20%
AUBURN-OPELIKA, AL (FHA|USDA|VA) 3 $1,045,000 $348,333 $6,865 4.75%
Cookeville, TN (FHA|USDA|VA) 4 $1,000,000 $250,000 $13,226 5.84%
HARRISONBURG, VA (FHA|USDA|VA) 3 $995,000 $331,667 $11,333 2.88%
Detroit-Warren-Dearborn, MI (FHA|USDA|VA) 3 $995,000 $331,667 $8,872 4.25%
BURLINGTON, NC (FHA|USDA|VA) 3 $985,000 $328,333 $3,684 3.83%
MONTGOMERY, AL (FHA|USDA|VA) 3 $965,000 $321,667 $8,547 3.50%
CLEVELAND-ELYRIA, OH (FHA|USDA|VA) 5 $945,000 $189,000 $6,277 5.50%
LAKE CHARLES, LA (FHA|USDA|VA) 3 $935,000 $311,667 $11,055 4.79%
GREENVILLE, NC (FHA|USDA|VA) 2 $910,000 $455,000 $4,586 3.63%
St. Marys, GA (FHA|USDA|VA) 3 $895,000 $298,333 $14,035 4.50%
AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 3 $885,000 $295,000 $6,604 6.04%
Statesboro, GA (FHA|USDA|VA) 4 $880,000 $220,000 $7,726 4.50%
MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) 4 $870,000 $217,500 $7,699 6.44%
HATTIESBURG, MS (FHA|USDA|VA) 4 $840,000 $210,000 $5,599 5.44%
Shelton, WA (FHA|USDA|VA) 2 $840,000 $420,000 $13,552 4.56%
Granbury, TX (FHA|USDA|VA) 1 $795,000 $795,000 $12,255 4.25%
WARNER ROBINS, GA (FHA|USDA|VA) 3 $755,000 $251,667 $6,188 4.38%
SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) 3 $755,000 $251,667 $4,202 3.67%
Watertown-Fort Atkinson, WI (FHA|USDA|VA) 2 $750,000 $375,000 $8,176 4.31%
KENNEWICK-RICHLAND, WA (FHA|USDA|VA) 2 $750,000 $375,000 $5,416 3.13%
MEDFORD, OR (FHA|USDA|VA) 2 $740,000 $370,000 $7,839 6.00%
FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) 2 $740,000 $370,000 $4,463 4.13%
ROANOKE, VA (FHA|USDA|VA) 3 $735,000 $245,000 $5,038 4.00%
Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) 2 $730,000 $365,000 $16,068 5.69%
TOLEDO, OH (FHA|USDA|VA) 2 $730,000 $365,000 $4,395 4.44%
CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) 2 $730,000 $365,000 $5,492 4.75%
BELLINGHAM, WA (FHA|USDA|VA) 2 $730,000 $365,000 $15,912 5.00%
CHATTANOOGA, TN-GA (FHA|USDA|VA) 2 $730,000 $365,000 $12,010 3.75%
BATON ROUGE, LA (FHA|USDA|VA) 3 $725,000 $241,667 $6,347 5.13%
Fort Leonard Wood, MO (FHA|USDA|VA) 3 $715,000 $238,333 $10,910 5.00%
BOISE CITY, ID (FHA|USDA|VA) 2 $690,000 $345,000 $5,458 4.81%
AMARILLO, TX (FHA|USDA|VA) 2 $680,000 $340,000 $13,630 5.44%
Clearlake, CA (FHA|USDA|VA) 2 $670,000 $335,000 $18,724 3.81%
LONGVIEW, TX (FHA|USDA|VA) 2 $670,000 $335,000 $7,162 5.31%
TUSCALOOSA, AL (FHA|USDA|VA) 2 $660,000 $330,000 $7,670 3.44%
HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) 2 $650,000 $325,000 $11,043 5.94%
STAUNTON, VA (FHA|USDA|VA) 2 $650,000 $325,000 $16,420 4.25%
DOTHAN, AL (FHA|USDA|VA) 1 $645,000 $645,000 $5,878 3.13%
SALINAS, CA (FHA|USDA|VA) 1 $645,000 $645,000 $8,540 5.50%
MADISON, WI (FHA|USDA|VA) 1 $645,000 $645,000 $2,065 2.38%
CARBONDALE-MARION, IL (FHA|USDA|VA) 1 $625,000 $625,000 $2,752 4.50%
Lake City, FL (FHA|USDA|VA) 2 $620,000 $310,000 $6,944 4.44%
Sebastian-Vero Beach, FL (FHA|USDA|VA) 2 $620,000 $310,000 $12,251 4.69%
SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) 1 $615,000 $615,000 $15,224 4.75%
LAFAYETTE, LA (FHA|USDA|VA) 2 $610,000 $305,000 $14,829 5.94%
HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) 3 $605,000 $201,667 $10,927 4.63%
ASHEVILLE, NC (FHA|USDA|VA) 2 $600,000 $300,000 $9,697 5.00%
WACO, TX (FHA|USDA|VA) 2 $590,000 $295,000 $7,468 6.19%
Tullahoma-Manchester, TN (FHA|USDA|VA) 2 $590,000 $295,000 $8,011 5.00%
GREENVILLE-ANDERSON, SC (FHA|USDA|VA) 3 $585,000 $195,000 $7,830 4.88%
Waycross, GA (FHA|USDA|VA) 3 $575,000 $191,667 $8,309 5.29%
JEFFERSON CITY, MO (FHA|USDA|VA) 2 $570,000 $285,000 $6,295 5.31%
CORPUS CHRISTI, TX (FHA|USDA|VA) 2 $570,000 $285,000 $5,618 5.56%
GAINESVILLE, FL (FHA|USDA|VA) 3 $565,000 $188,333 $7,491 5.08%
HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) 2 $560,000 $280,000 $5,036 4.06%
DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) 2 $550,000 $275,000 $10,155 4.13%
Wisconsin Rapids-Marshfield, WI (FHA|USDA|VA) 2 $550,000 $275,000 $6,566 4.75%
Fort Payne, AL (FHA|USDA|VA) 2 $540,000 $270,000 $2,989 6.00%
JACKSON, MS (FHA|USDA|VA) 2 $540,000 $270,000 $14,648 4.75%
ODESSA, TX (FHA|USDA|VA) 2 $540,000 $270,000 $10,708 5.94%
ALTOONA, PA (FHA|USDA|VA) 2 $540,000 $270,000 $4,441 3.31%
YUMA, AZ (FHA|USDA|VA) 2 $540,000 $270,000 $11,996 3.69%
LOUISVILLE, KY (FHA|USDA|VA) 3 $535,000 $178,333 $5,539 5.13%
FLORENCE-MUSCLE SHOALS, AL (FHA|USDA|VA) 1 $535,000 $535,000 $21,031 5.00%
BLACKSBURG-CHRISTIANSBURG, VA (FHA|USDA|VA) 1 $535,000 $535,000 $28,543 2.50%
SANTA FE, NM (FHA|USDA|VA) 1 $535,000 $535,000 $19,877 4.13%
Columbus, MS (FHA|USDA|VA) 2 $530,000 $265,000 $5,905 4.63%
SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) 2 $530,000 $265,000 $10,095 4.31%
SUMTER, SC (FHA|USDA|VA) 2 $520,000 $260,000 $10,726 5.00%
SPARTANBURG, SC (FHA|USDA|VA) 2 $520,000 $260,000 $8,380 4.63%
FLORENCE, SC (FHA|USDA|VA) 2 $520,000 $260,000 $4,872 2.75%
HOUMA-THIBODAUX, LA (FHA|USDA|VA) 2 $520,000 $260,000 $7,446 4.31%
PUEBLO, CO (FHA|USDA|VA) 1 $515,000 $515,000 $9,681 5.38%
VICTORIA, TX (FHA|USDA|VA) 2 $510,000 $255,000 $6,575 3.69%
FLINT, MI (FHA|USDA|VA) 2 $510,000 $255,000 $12,773 6.31%
Henderson, NC (FHA|USDA|VA) 2 $500,000 $250,000 $10,247 5.50%
Talladega-Sylacauga, AL (FHA|USDA|VA) 2 $490,000 $245,000 $5,100 3.44%
NEW BERN, NC (FHA|USDA|VA) 2 $490,000 $245,000 $8,097 5.06%
TEXARKANA, TX-AR (FHA|USDA|VA) 2 $480,000 $240,000 $3,873 5.06%
AKRON, OH (FHA|USDA|VA) 2 $480,000 $240,000 $6,184 5.63%
PANAMA CITY, FL (FHA|USDA|VA) 2 $480,000 $240,000 $11,151 6.50%
Moscow, ID (FHA|USDA|VA) 1 $475,000 $475,000 $1,995 4.75%
Moberly, MO (FHA|USDA|VA) 2 $470,000 $235,000 $3,587 5.75%
ANNISTON-OXFORD, AL (FHA|USDA|VA) 3 $465,000 $155,000 $4,609 3.79%
Easton, MD (FHA|USDA|VA) 1 $465,000 $465,000 $3,764 2.50%
Calhoun, GA (FHA|USDA|VA) 2 $460,000 $230,000 $8,933 4.50%
SALISBURY, MD-DE (FHA|USDA|VA) 1 $455,000 $455,000 $4,902 3.13%
WENATCHEE, WA (FHA|USDA|VA) 1 $455,000 $455,000 $2,729 5.00%
GETTYSBURG, PA (FHA|USDA|VA) 1 $455,000 $455,000 $8,544 3.25%
Uvalde, TX (FHA|USDA|VA) 1 $455,000 $455,000 $20,953 5.13%
Marion, NC (FHA|USDA|VA) 1 $445,000 $445,000 $15,082 4.50%
Forest City, NC (FHA|USDA|VA) 2 $440,000 $220,000 $4,798 5.13%
DECATUR, AL (FHA|USDA|VA) 2 $440,000 $220,000 $2,952 4.25%
Prineville, OR (FHA|USDA|VA) 1 $435,000 $435,000 $18,639 4.63%
Shelby, NC (FHA|USDA|VA) 2 $420,000 $210,000 $7,861 4.38%
EL PASO, TX (FHA|USDA|VA) 2 $420,000 $210,000 $8,127 5.44%
PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) 1 $415,000 $415,000 $3,276 4.75%
Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) 1 $405,000 $405,000 $6,184 3.75%
BANGOR, ME (FHA|USDA|VA) 1 $405,000 $405,000 $14,123 3.75%
MADERA, CA (FHA|USDA|VA) 1 $405,000 $405,000 $6,714 5.63%
ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) 1 $405,000 $405,000 $9,694 4.50%
EVANSVILLE, IN-KY (FHA|USDA|VA) 2 $400,000 $200,000 $8,814 3.44%
Fort Polk South, LA (FHA|USDA|VA) 2 $400,000 $200,000 $7,185 3.56%
OGDEN-CLEARFIELD, UT (FHA|USDA|VA) 1 $395,000 $395,000 $20,410 5.63%
Las Vegas, NM (FHA|USDA|VA) 2 $390,000 $195,000 $12,085 4.13%
Madison, IN (FHA|USDA|VA) 1 $385,000 $385,000 $18,721 4.75%
GRAND JUNCTION, CO (FHA|USDA|VA) 1 $385,000 $385,000 $6,786 5.63%
LOGAN, UT-ID (FHA|USDA|VA) 1 $375,000 $375,000 $10,748 6.50%
VALDOSTA, GA (FHA|USDA|VA) 2 $370,000 $185,000 $10,871 5.25%
KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) 2 $370,000 $185,000 $5,684 6.44%
MODESTO, CA (FHA|USDA|VA) 1 $365,000 $365,000 $14,324 2.50%
PINE BLUFF, AR (FHA|USDA|VA) 2 $360,000 $180,000 $9,336 4.69%
Oxford, MS (FHA|USDA|VA) 2 $360,000 $180,000 $8,061 5.81%
VISALIA, CA (FHA|USDA|VA) 1 $355,000 $355,000 $5,535 6.75%
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) 1 $355,000 $355,000 $10,512 5.63%
BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) 1 $355,000 $355,000 $15,597 5.13%
TYLER, TX (FHA|USDA|VA) 1 $355,000 $355,000 $15,732 5.00%
HANFORD-CORCORAN, CA (FHA|USDA|VA) 1 $355,000 $355,000 $14,494 4.75%
Enterprise, AL (FHA|USDA|VA) 1 $355,000 $355,000 $4,309 6.75%
GREELEY, CO (FHA|USDA|VA) 1 $345,000 $345,000 $7,269 2.75%
Scottsboro, AL (FHA|USDA|VA) 1 $345,000 $345,000 $8,390 5.50%
Zanesville, OH (FHA|USDA|VA) 1 $345,000 $345,000 $12,568 3.00%
Vincennes, IN (FHA|USDA|VA) 2 $340,000 $170,000 $4,971 6.06%
LUBBOCK, TX (FHA|USDA|VA) 2 $340,000 $170,000 $6,978 5.88%
Red Bluff, CA (FHA|USDA|VA) 1 $335,000 $335,000 $18,713 5.13%
BAKERSFIELD, CA (FHA|USDA|VA) 1 $335,000 $335,000 $14,243 4.00%
Sterling, IL (FHA|USDA|VA) 1 $335,000 $335,000 $10,566 4.50%
LANCASTER, PA (FHA|USDA|VA) 2 $330,000 $165,000 $12,423 6.00%
LaGrange, GA-AL (FHA|USDA|VA) 1 $325,000 $325,000 $6,039 5.00%
PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) 1 $325,000 $325,000 $3,926 5.63%
Newport, TN (FHA|USDA|VA) 1 $325,000 $325,000 $5,046 4.50%
SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) 2 $320,000 $160,000 $9,016 5.81%
COLUMBUS, OH (FHA|USDA|VA) 1 $315,000 $315,000 $7,739 5.75%
GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) 1 $315,000 $315,000 $19,091 6.75%
CAPE GIRARDEAU, MO-IL (FHA|USDA|VA) 2 $310,000 $155,000 $5,398 4.88%
BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) 2 $310,000 $155,000 $4,325 5.63%
LA CROSSE-ONALASKA, WI-MN (FHA|USDA|VA) 1 $305,000 $305,000 $11,039 5.50%
FORT COLLINS, CO (FHA|USDA|VA) 1 $305,000 $305,000 $11,668 3.63%
Mount Pleasant, TX (FHA|USDA|VA) 1 $305,000 $305,000 $18,310 5.50%
FORT WAYNE, IN (FHA|USDA|VA) 2 $300,000 $150,000 $4,715 5.00%
MUNCIE, IN (FHA|USDA|VA) 2 $300,000 $150,000 $6,602 6.44%
LEBANON, PA (FHA|USDA|VA) 1 $295,000 $295,000 $16,346 4.75%
Del Rio, TX (FHA|USDA|VA) 1 $295,000 $295,000 $9,876 4.50%
Martinsville, VA (FHA|USDA|VA) 2 $290,000 $145,000 $4,410 6.31%
BILLINGS, MT (FHA|USDA|VA) 1 $285,000 $285,000 $13,163 6.50%
Grand Rapids, MN (FHA|USDA|VA) 1 $275,000 $275,000 $2,408 5.50%
BECKLEY, WV (FHA|USDA|VA) 1 $275,000 $275,000 $2,130 5.13%
Port Angeles, WA (FHA|USDA|VA) 1 $275,000 $275,000 $2,203 4.50%
LYNCHBURG, VA (FHA|USDA|VA) 1 $275,000 $275,000 $9,151 5.88%
Clewiston, FL (FHA|USDA|VA) 1 $275,000 $275,000 $7,360 4.63%
Thomasville, GA (FHA|USDA|VA) 1 $275,000 $275,000 $8,054 6.63%
SEBRING-AVON PARK, FL (FHA|USDA|VA) 2 $270,000 $135,000 $5,117 5.00%
YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) 2 $270,000 $135,000 $7,924 5.19%
Huntsville, TX (FHA|USDA|VA) 1 $265,000 $265,000 $7,519 4.00%
GREAT FALLS, MT (FHA|USDA|VA) 1 $265,000 $265,000 $7,343 6.75%
Elizabeth City, NC (FHA|USDA|VA) 1 $265,000 $265,000 $9,689 5.50%
DALTON, GA (FHA|USDA|VA) 1 $265,000 $265,000 $7,937 4.25%
DULUTH, MN-WI (FHA|USDA|VA) 2 $260,000 $130,000 $6,641 5.63%
Brookhaven, MS (FHA|USDA|VA) 1 $255,000 $255,000 $6,496 4.00%
Kill Devil Hills, NC (FHA|USDA|VA) 1 $255,000 $255,000 $2,980 2.75%
Jasper, IN (FHA|USDA|VA) 1 $255,000 $255,000 $3,847 4.63%
Wooster, OH (FHA|USDA|VA) 1 $255,000 $255,000 $10,553 5.13%
Lewisburg, TN (FHA|USDA|VA) 1 $255,000 $255,000 $9,715 5.25%
Bozeman, MT (FHA|USDA|VA) 1 $255,000 $255,000 $10,187 4.75%
Red Wing, MN (FHA|USDA|VA) 1 $255,000 $255,000 $10,613 5.63%
Ukiah, CA (FHA|USDA|VA) 1 $255,000 $255,000 $17,559 5.00%
Lebanon, MO (FHA|USDA|VA) 1 $245,000 $245,000 $10,983 3.25%
CaƱon City, CO (FHA|USDA|VA) 1 $245,000 $245,000 $15,460 3.25%
Levelland, TX (FHA|USDA|VA) 1 $245,000 $245,000 $5,379 5.25%
APPLETON, WI (FHA|USDA|VA) 1 $245,000 $245,000 $11,640 6.88%
Seneca, SC (FHA|USDA|VA) 1 $245,000 $245,000 $10,220 3.13%
Sikeston, MO (FHA|USDA|VA) 1 $245,000 $245,000 $7,768 3.00%
Danville, VA (FHA|USDA|VA) 1 $245,000 $245,000 $7,936 5.63%
Owatonna, MN (FHA|USDA|VA) 1 $245,000 $245,000 $13,649 6.13%
Opelousas, LA (FHA|USDA|VA) 1 $235,000 $235,000 $2,849 5.50%
Paris, TX (FHA|USDA|VA) 1 $235,000 $235,000 $14,708 6.13%
Plymouth, IN (FHA|USDA|VA) 1 $235,000 $235,000 $4,383 4.38%
WINCHESTER, VA-WV (FHA|USDA|VA) 1 $235,000 $235,000 $4,048 4.25%
Paragould, AR (FHA|USDA|VA) 1 $225,000 $225,000 $3,315 5.50%
HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) 1 $225,000 $225,000 $8,550 5.38%
Forrest City, AR (FHA|USDA|VA) 1 $225,000 $225,000 $5,106 5.38%
CHARLOTTESVILLE, VA (FHA|USDA|VA) 1 $225,000 $225,000 $14,842 5.00%
Kerrville, TX (FHA|USDA|VA) 1 $215,000 $215,000 $11,803 6.50%
El Campo, TX (FHA|USDA|VA) 1 $215,000 $215,000 $10,665 3.25%
Dayton, TN (FHA|USDA|VA) 1 $215,000 $215,000 $3,925 3.50%
Jesup, GA (FHA|USDA|VA) 1 $215,000 $215,000 $7,278 4.63%
CANTON-MASSILLON, OH (FHA|USDA|VA) 1 $215,000 $215,000 $7,552 5.63%
TOPEKA, KS (FHA|USDA|VA) 1 $215,000 $215,000 $6,446 5.63%
Deming, NM (FHA|USDA|VA) 1 $205,000 $205,000 $4,773 4.63%
ERIE, PA (FHA|USDA|VA) 1 $205,000 $205,000 $4,471 5.38%
Beaver Dam, WI (FHA|USDA|VA) 1 $205,000 $205,000 $11,476 5.13%
LAS CRUCES, NM (FHA|USDA|VA) 1 $205,000 $205,000 $6,358 6.63%
Gillette, WY (FHA|USDA|VA) 1 $205,000 $205,000 $10,346 5.63%
Thomaston, GA (FHA|USDA|VA) 1 $205,000 $205,000 $2,174 4.00%
Okeechobee, FL (FHA|USDA|VA) 1 $205,000 $205,000 $13,281 4.63%
Albertville, AL (FHA|USDA|VA) 1 $195,000 $195,000 $6,186 3.25%
KANKAKEE, IL (FHA|USDA|VA) 1 $195,000 $195,000 $5,032 5.38%
Greenwood, SC (FHA|USDA|VA) 1 $195,000 $195,000 $6,272 4.50%
READING, PA (FHA|USDA|VA) 1 $195,000 $195,000 $12,363 6.25%
Lufkin, TX (FHA|USDA|VA) 1 $195,000 $195,000 $11,011 5.50%
Bay City, TX (FHA|USDA|VA) 1 $195,000 $195,000 $2,746 4.38%
Rolla, MO (FHA|USDA|VA) 1 $185,000 $185,000 $2,888 4.63%
Winfield, KS (FHA|USDA|VA) 1 $185,000 $185,000 $9,388 4.75%
Big Stone Gap, VA (FHA|USDA|VA) 1 $185,000 $185,000 $4,136 5.75%
Laurinburg, NC (FHA|USDA|VA) 1 $185,000 $185,000 $7,829 5.38%
ROME, GA (FHA|USDA|VA) 1 $175,000 $175,000 $2,958 5.63%
PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) 1 $175,000 $175,000 $3,827 3.63%
ABILENE, TX (FHA|USDA|VA) 1 $175,000 $175,000 $6,695 5.13%
SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) 1 $175,000 $175,000 $1,357 5.63%
Picayune, MS (FHA|USDA|VA) 1 $175,000 $175,000 $6,220 6.63%
Tupelo, MS (FHA|USDA|VA) 1 $175,000 $175,000 $1,907 5.25%
MIDLAND, MI (FHA|USDA|VA) 1 $175,000 $175,000 $3,565 7.13%
Newberry, SC (FHA|USDA|VA) 1 $175,000 $175,000 $9,942 5.50%
ALBANY, GA (FHA|USDA|VA) 1 $175,000 $175,000 $3,995 6.63%
Athens, TX (FHA|USDA|VA) 1 $165,000 $165,000 $5,246 5.63%
EAU CLAIRE, WI (FHA|USDA|VA) 1 $165,000 $165,000 $2,628 5.13%
FARMINGTON, NM (FHA|USDA|VA) 1 $165,000 $165,000 $6,527 6.75%
ANN ARBOR, MI (FHA|USDA|VA) 1 $165,000 $165,000 $9,796 5.13%
Butte-Silver Bow, MT (FHA|USDA|VA) 1 $165,000 $165,000 $2,332 6.13%
SAN ANGELO, TX (FHA|USDA|VA) 1 $165,000 $165,000 $9,400 5.63%
ROCKFORD, IL (FHA|USDA|VA) 1 $165,000 $165,000 $5,998 5.63%
ST. JOSEPH, MO-KS (FHA|USDA|VA) 1 $165,000 $165,000 $4,573 6.13%
ALEXANDRIA, LA (FHA|USDA|VA) 1 $155,000 $155,000 $6,511 4.38%
WILLIAMSPORT, PA (FHA|USDA|VA) 1 $155,000 $155,000 $6,657 4.63%
Pottsville, PA (FHA|USDA|VA) 1 $155,000 $155,000 $5,589 5.00%
Sedalia, MO (FHA|USDA|VA) 1 $155,000 $155,000 $2,971 6.13%
Bluffton, IN (FHA|USDA|VA) 1 $155,000 $155,000 $7,789 5.25%
LANSING-EAST LANSING, MI (FHA|USDA|VA) 1 $155,000 $155,000 $7,667 5.25%
Arcadia, FL (FHA|USDA|VA) 1 $155,000 $155,000 $3,878 3.38%
HAMMOND, LA (FHA|USDA|VA) 1 $155,000 $155,000 $10,889 4.88%
Andrews, TX (FHA|USDA|VA) 1 $145,000 $145,000 $8,467 5.63%
ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) 1 $145,000 $145,000 $2,736 3.88%
Portales, NM (FHA|USDA|VA) 1 $145,000 $145,000 $5,033 3.75%
Sunbury, PA (FHA|USDA|VA) 1 $145,000 $145,000 $8,357 6.25%
CHARLESTON, WV (FHA|USDA|VA) 1 $135,000 $135,000 $5,244 5.75%
Jefferson, GA (FHA|USDA|VA) 1 $135,000 $135,000 $4,576 5.50%
Marinette, WI-MI (FHA|USDA|VA) 1 $135,000 $135,000 $4,853 5.50%
Centralia, WA (FHA|USDA|VA) 1 $135,000 $135,000 $11,385 6.25%
Kinston, NC (FHA|USDA|VA) 1 $125,000 $125,000 $5,249 5.63%
WAUSAU-WESTON, WI (FHA|USDA|VA) 1 $125,000 $125,000 $8,607 5.00%
Bedford, IN (FHA|USDA|VA) 1 $115,000 $115,000 $6,393 6.50%
Effingham, IL (FHA|USDA|VA) 1 $115,000 $115,000 $4,580 7.00%
Blytheville, AR (FHA|USDA|VA) 1 $115,000 $115,000 $8,399 5.50%
DECATUR, IL (FHA|USDA|VA) 1 $115,000 $115,000 $4,624 6.13%
MACON-BIBB COUNTY, GA (FHA|USDA|VA) 1 $105,000 $105,000 $5,253 3.50%
WICHITA FALLS, TX (FHA|USDA|VA) 1 $105,000 $105,000 $4,369 3.25%
JOHNSON CITY, TN (FHA|USDA|VA) 1 $105,000 $105,000 $8,235 4.13%
Parsons, KS (FHA|USDA|VA) 1 $95,000 $95,000 $5,250 4.00%
Dumas, TX (FHA|USDA|VA) 1 $95,000 $95,000 $5,121 7.25%
DANVILLE, IL (FHA|USDA|VA) 1 $95,000 $95,000 $3,567 6.75%
Ottawa, IL (FHA|USDA|VA) 1 $85,000 $85,000 $4,513 7.25%
Athens, OH (FHA|USDA|VA) 1 $85,000 $85,000 $6,061 5.75%
Galesburg, IL (FHA|USDA|VA) 1 $75,000 $75,000 $6,272 5.63%
Mid-continent Funding's top markets include Atlanta, Washington, Virginia Beach, Baltimore, and Tampa among others.

Their top states include:
  • Florida (FHA|USDA|VA)
  • Texas (FHA|USDA|VA)
  • North Carolina (FHA|USDA|VA)
  • Georgia (FHA|USDA|VA)
  • Virginia (FHA|USDA|VA)
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    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    VA 1,300 $380,410,000 $292,623 $9,416 4.80%
    Conventional 68 $17,100,000 $251,471 $5,705 4.83%
    FHA 12 $2,290,000 $190,833 $10,912 5.24%

    For 2022, Mid-continent Funding's most frequently originated type of loan was VA, with 1,300 originations. Their 2nd most popular type was Conventional, with 68 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Home Purchase 1,084 $321,760,000 $296,827 $9,265 4.97%
    Cash Out Refi 276 $72,870,000 $264,022 $9,592 4.28%
    Refi 20 $5,170,000 $258,500 $3,436 3.02%

    For 2022, Mid-continent Funding's most frequently cited loan purpose was Home Purchase, with 1,084 originations. The 2nd most popular reason was Cash Out Refi, with 276 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 1,359 $395,395,000 $290,946 $9,289 4.82%
    15 Year 10 $2,280,000 $228,000 $7,723 3.53%
    20 Year 9 $1,875,000 $208,333 $5,860 3.51%
    10 Year 1 $105,000 $105,000 $5,030 3.63%
    Other 1 $145,000 $145,000 $969 3.25%

    For 2022, Mid-continent Funding's most frequently cited loan duration was 30 Year, with 1,359 originations. The 2nd most popular length was 15 Year, with 10 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $<1k 349 $100,445,000 $287,808
    $5k+ 280 $103,090,000 $368,179
    $2k-3k 225 $56,925,000 $253,000
    $1k-2k 221 $52,815,000 $238,982
    $3k-4k 186 $52,200,000 $280,645
    $4k-5k 119 $34,325,000 $288,445

    Mid-continent Funding's average total fees were $9,289, while their most frequently occuring range of origination fees (closing costs) were in the $<1k bucket, with 349 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    5-6% 417 $113,835,000 $272,986
    4-5% 376 $121,090,000 $322,048
    3-4% 278 $81,350,000 $292,626
    6-7% 173 $41,785,000 $241,532
    2.5-3% 86 $27,800,000 $323,256
    7-8% 30 $5,230,000 $174,333
    <2.5% 20 $8,710,000 $435,500

    During 2022, Mid-continent Funding's average interest rate for loans was 4.82%, while their most frequently originated rate bucket for loans was 5-6%, with 417 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $200k-400k 760 $215,540,000 $283,605 $9,020 4.75%
    $100k-200k 351 $54,855,000 $156,282 $6,480 5.14%
    $400k-600k 191 $89,065,000 $466,309 $13,074 4.45%
    $600k-1MM 53 $37,095,000 $699,906 $18,628 4.39%
    $100,000 or less 24 $2,040,000 $85,000 $5,410 5.27%
    $1MM+ 1 $1,205,000 $1,205,000 $15,691 3.50%

    2022 saw Mid-continent Funding place emphasis on $200k-400k loans with 760 originations, totaling $215,540,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $50k-75k 509 $125,035,000 $245,648 $8,362 4.87%
    $75k-100k 307 $91,315,000 $297,443 $9,017 4.81%
    $100k-150k 230 $87,410,000 $380,043 $11,189 4.73%
    $50k or less 229 $42,885,000 $187,271 $7,234 4.89%
    $150k-250k 94 $46,130,000 $490,745 $14,137 4.45%
    $250k+ 11 $7,025,000 $638,636 $16,007 4.24%

    Mid-continent Funding lent most frequently to those with incomes in the $50k-75k range, with 509 originations. The second most popular income band? $75k-100k, with 307 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    50-60% 340 $105,250,000 $309,559 $10,409 4.94%
    30-36% 173 $49,765,000 $287,659 $8,456 4.52%
    20-30% 116 $28,320,000 $244,138 $8,068 4.52%
    >60% 56 $21,780,000 $388,929 $12,306 4.72%
    47% 56 $15,710,000 $280,536 $10,525 4.97%
    49% 55 $16,875,000 $306,818 $9,236 5.05%
    46% 54 $13,990,000 $259,074 $8,316 4.87%
    45% 50 $13,710,000 $274,200 $9,252 4.91%
    43% 50 $15,290,000 $305,800 $9,241 5.07%
    48% 48 $12,710,000 $264,792 $7,904 5.26%
    42% 47 $14,685,000 $312,447 $9,701 4.91%
    44% 46 $13,440,000 $292,174 $8,943 4.88%
    36% 46 $13,500,000 $293,478 $8,999 4.92%
    41% 44 $10,720,000 $243,636 $8,186 4.82%
    40% 44 $13,630,000 $309,773 $9,204 4.71%
    39% 44 $12,020,000 $273,182 $9,486 4.81%
    37% 39 $8,655,000 $221,923 $7,538 5.08%
    <20% 37 $8,525,000 $230,405 $4,980 3.83%
    38% 35 $11,225,000 $320,714 $9,708 4.44%

    Mid-continent Funding lent most frequently to those with DTI ratios of 50-60%, with 340 originations. The next most common DTI ratio? 30-36%, with 173 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 819 $229,685,000 $280,446 $9,135 4.79%
    Black 278 $84,530,000 $304,065 $8,961 4.79%
    Not provided 237 $69,215,000 $292,046 $9,427 4.90%
    Asian 23 $9,805,000 $426,304 $13,169 4.26%
    American Indian 17 $4,715,000 $277,353 $9,877 4.99%
    Native Hawaiian or Islander 6 $1,850,000 $308,333 $13,647 5.31%

    Approval Rates

    Total approvals of all applications
    90.43%

    Mid-continent Funding has an average approval rate.

    Pick Rate

    Approvals leading to origination
    60.51%

    Mid-continent Funding has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.

    Points and Fees

    Points Originations Total Value Average Loan
    NA 1,380 $399,800,000 $289,710

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    1,380 $399,800,000 $289,710

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 21 $3,445,000 $164,048 $8,138 4.49%
    40-60% 39 $7,565,000 $193,974 $6,686 4.23%
    60-80% 110 $28,660,000 $260,545 $7,900 4.22%
    80-100% 918 $265,150,000 $288,834 $7,832 4.87%
    Over 100% 292 $94,980,000 $325,274 $14,620 4.92%